<SEC-DOCUMENT>0001575872-14-000015.txt : 20140624
<SEC-HEADER>0001575872-14-000015.hdr.sgml : 20140624
<ACCEPTANCE-DATETIME>20140610201932
ACCESSION NUMBER:		0001575872-14-000015
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		8
CONFORMED PERIOD OF REPORT:	20140610
ITEM INFORMATION:		Entry into a Material Definitive Agreement
FILED AS OF DATE:		20140611
DATE AS OF CHANGE:		20140610

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST CITIZENS BANCSHARES INC /DE/
		CENTRAL INDEX KEY:			0000798941
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				561528994
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-16715
		FILM NUMBER:		14903353

	BUSINESS ADDRESS:	
		STREET 1:		4300 SIX FORKS ROAD
		CITY:			RALEIGH
		STATE:			NC
		ZIP:			27609
		BUSINESS PHONE:		919 716 7000

	MAIL ADDRESS:	
		STREET 1:		4300 SIX FORKS ROAD
		CITY:			RALEIGH
		STATE:			NC
		ZIP:			27609
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>Form-8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<html><head></head><body style="font-size:10pt;"
style='font-size:10pt;'>
<BR />  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 13.5pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 12pt">UNITED STATES</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 12pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 12pt">SECURITIES AND EXCHANGE COMMISSION</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 12pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 12pt"><B>Washington</B><B>, D.C. 20549</B></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 12pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 18pt">FORM 8-K</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 12pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">CURRENT REPORT </FONT></B></DIV>
  <H1 style="clear:both;TEXT-ALIGN: center; MARGIN: 0in 0in 0pt; CLEAR: both" align="center"><B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></H1>  <H1 style="clear:both;TEXT-ALIGN: center; MARGIN: 0in 0in 0pt; CLEAR: both" align="center"><B><FONT style="FONT-SIZE: 12pt">Pursuant to Section 13 or 15(d) of</FONT></B></H1>  <H1 style="clear:both;TEXT-ALIGN: center; MARGIN: 0in 0in 0pt; CLEAR: both" align="center"><B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></H1>  <H1 style="clear:both;TEXT-ALIGN: center; MARGIN: 0in 0in 0pt; CLEAR: both" align="center"><B><FONT style="FONT-SIZE: 12pt">The Securities Exchange Act of 1934</FONT></B></H1>  <H6 style="clear:both;TEXT-ALIGN: center; CLEAR: both" align="center"><B><FONT style="FONT-SIZE: 10pt">Date of Report (Date of Earliest Event Reported): June 10, 2014</FONT></B></H6>  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 18pt">First Citizens BancShares, Inc.</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">(Exact name of registrant as specified in its charter)</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt" border="0" cellspacing="0" cellpadding="0" width="100%">
    <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 33%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="33%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">Delaware</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 1%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="1%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 32%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="32%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">001-16715</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 1%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="1%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 33%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="33%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">56-1528994</FONT></B></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 33%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="33%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">(State&#160;or&#160;other&#160;jurisdiction&#160;of</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">incorporation)</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 1%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="1%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 32%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="32%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">(Commission File </FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">Number)</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 1%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="1%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 33%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="33%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">(I.R.S. Employer</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">Identification Number)</FONT></B></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt" border="0" cellspacing="0" cellpadding="0" width="100%">
    <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 48.5%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="48%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt"><B>4300 Six Forks Road </B></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">Raleigh</FONT></B><B><FONT style="FONT-SIZE: 10pt">, North Carolina</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 3%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="3%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 48.5%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="bottom" width="48%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">27609</FONT></B></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 48.5%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="48%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">(Address of principal executive offices)</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 3%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="3%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 48.5%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="48%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">(Zip Code)</FONT></B></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <H5 style="clear:both;TEXT-ALIGN: center; MARGIN: 0in 0in 0pt; CLEAR: both" align="center"><B><FONT style="FONT-SIZE: 10pt">(919) 716-7000</FONT></B></H5>  <H5 style="clear:both;TEXT-ALIGN: center; MARGIN: 0in 0in 0pt; CLEAR: both" align="center"><B><FONT style="FONT-SIZE: 10pt">Registrant&#8217;s telephone number, including area code</FONT></B></H5>  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">N/A</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">(Former name or former address, if changed since last report)</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</FONT>&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="MARGIN-TOP: 0pt; WIDTH: 100%; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt; CLEAR: both" cellspacing="0" cellpadding="0">
    <TR
style="VERTICAL-ALIGN: top">
  <TD
style="WIDTH: 0%">
</TD>
  <TD
style="WIDTH: 0.2in">
<FONT style="FONT-FAMILY: Wingdings">x</FONT></TD>
  <TD>Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</TD>
</TR>
</TABLE>
  <TABLE
style="MARGIN-TOP: 0pt; WIDTH: 100%; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt; CLEAR: both" cellspacing="0" cellpadding="0">
    <TR
style="VERTICAL-ALIGN: top">
  <TD
style="WIDTH: 0%">
</TD>
  <TD
style="WIDTH: 0.2in">
<FONT style="FONT-FAMILY: Wingdings">&#168;</FONT></TD>
  <TD>Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</TD>
</TR>
</TABLE>
  <TABLE
style="MARGIN-TOP: 0pt; WIDTH: 100%; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt; CLEAR: both" cellspacing="0" cellpadding="0">
    <TR
style="TEXT-ALIGN: justify; VERTICAL-ALIGN: top">
  <TD
style="WIDTH: 0%">
</TD>
  <TD
style="TEXT-ALIGN: left; WIDTH: 0.2in">
<FONT style="FONT-FAMILY: Wingdings">&#168;</FONT></TD>
  <TD
style="TEXT-ALIGN: justify">
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</TD>
</TR>
</TABLE>
  <TABLE
style="MARGIN-TOP: 0pt; WIDTH: 100%; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt; CLEAR: both" cellspacing="0" cellpadding="0">
    <TR
style="TEXT-ALIGN: justify; VERTICAL-ALIGN: top">
  <TD
style="WIDTH: 0%">
</TD>
  <TD
style="TEXT-ALIGN: left; WIDTH: 0.2in">
<FONT style="FONT-FAMILY: Wingdings">&#168;</FONT></TD>
  <TD
style="TEXT-ALIGN: justify">
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0px; CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0px; CLEAR: both">
&#160;</DIV>
<B>  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
</B>  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 0in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 1in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>Item 1.01</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>Entry into a Material Definitive Agreement.</B><B><FONT style="FONT-SIZE: 10pt">&#160; </FONT></B></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;TEXT-INDENT: -1in; MARGIN: 0in 0in 0pt 1in; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">On June 10, 2014, First Citizens BancShares, Inc., a Delaware corporation (the &#8220;Company&#8221;), entered into an Agreement and Plan of Merger (the &#8220;Merger Agreement&#8221;) with First Citizens Bancorporation, Inc., a South Carolina corporation (&#8220;South&#8221;), pursuant to which South will merge with and into the Company, whereupon the separate corporate existence of South will cease and the Company will survive (the &#8220;Merger&#8221;).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>It is anticipated that immediately following the Merger, First Citizens Bank and Trust Company, Inc., a South Carolina state-chartered bank and a wholly-owned subsidiary of South (&#8220;First Citizens South Bank&#8221;), will merge with and into First-Citizens Bank &amp; Trust Company, a North Carolina state-chartered bank and wholly-owned subsidiary of the Company (&#8220;First Citizens North&#8221;), whereupon the separate corporate existence of First Citizens South Bank will cease and First Citizens North will survive.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">The Merger Agreement has been approved by the independent members of the Company&#8217;s Board of Directors following a recommendation by a special committee of independent members of the Company&#8217;s Board of Directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In addition, the Merger Agreement has been approved by the independent members of South&#8217;s Board of Directors following a recommendation by a special committee of independent members of South&#8217;s Board of Directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Subject to approval by the shareholders of South of the Merger Agreement and the Merger, the approval by the shareholders of the Company of the Merger Agreement and the Merger, the issuance of shares pursuant to the Merger, and an amendment to the Company&#8217;s Certificate of Incorporation to increase the number of authorized shares of Company Class A common stock to enable the issuance of shares in the Merger (and other related actions), and certain regulatory approvals and other customary closing conditions, the parties anticipate completing the Merger in the fourth quarter of 2014.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">The Merger Agreement provides that each share of South common stock will be converted into the right to receive 4.00 shares of the Company&#8217;s Class A common stock and $50.00 cash, unless the holder elects for each share of such holder&#8217;s South common stock to be converted into the right to receive 3.58 shares of the Company&#8217;s Class A common stock and 0.42 shares of the Company&#8217;s Class B common stock.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">The Merger Agreement contains representations, warranties and covenants of the Company and South including, among others, covenants that require (i) South to conduct its business in the ordinary course during the period between the execution of the Merger Agreement and the effective time of the Merger or earlier termination of the Merger Agreement and (ii) South not to engage in certain kinds of transactions during such period (without the prior written consent of the Company).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Subject to certain terms and conditions, the board of directors of each of the Company and South will recommend the approval and adoption of the Merger Agreement and the Merger contemplated thereby, and will solicit proxies voting in favor of the Merger Agreement from their respective shareholders.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>South has also agreed not to (i) solicit proposals relating to alternative business combination transactions or (ii) subject to certain exceptions, enter into discussions or negotiations or provide confidential information in connection with any proposals for alternative business combination transactions.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">The Merger Agreement provides that upon completion of the Merger, the Company will have a 13-member board of directors, of which three directors will be current members of the South board of directors designated by the Company prior to completion of the Merger (after consultation with South) and at least two of which will be independent directors, as defined in the NASDAQ listing rules.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">The Merger Agreement provides certain termination rights for both the Company and South, and further provides that upon termination of the Merger Agreement under certain circumstances, South will be obligated to pay the Company a termination fee equal to $6,450,000, $10,000,000 or $22,574,000, depending on the circumstances of the termination.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">As noted above, consummation of the Merger is subject to various conditions, including (i) receipt of the requisite approvals of the respective shareholders of the Company and South, (ii) receipt of regulatory approvals, (iii) absence of any law or order prohibiting the closing, and (iv) effectiveness of the registration statement to be filed by the Company with the Securities and Exchange Commission (the &#8220;SEC&#8221;) with respect to the common stock to be issued in the Merger.<FONT style="FONT-SIZE: 10pt">&#160;&#160; </FONT>In addition, South&#8217;s obligation to consummate the Merger is subject to the condition that a majority of the votes entitled to be cast on the Merger by minority shareholders of South (which minority holds approximately 36.15 percent of the aggregate outstanding voting common stock of South) are not cast against the Merger.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Each party&#8217;s obligation to consummate the Merger is subject to certain other conditions, including the accuracy of the representations and warranties of the other party and compliance of the other party with its covenants in all material respects.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">A copy of the Merger Agreement has been included as an exhibit to this Current Report on Form 8-K to provide investors with information regarding its terms.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except for its status as a contractual document that establishes and governs the legal relations among the parties with respect to the Merger described therein, the Merger Agreement is not intended to be a source of factual, business or operational information about the parties. The representations, warranties and covenants contained in the Merger Agreement were made only for purposes of that agreement and as of specific dates, may be subject to a contractual standard of materiality different from what a shareholder might view as material, may have been used for purposes of allocating risk between the respective parties rather than establishing matters as facts, may have been qualified by certain disclosures not reflected in the Merger Agreement that were made to the other party in connection with the negotiation of the Merger Agreement and generally were solely for the benefit of the parties to that agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Shareholders should not rely on the representations, warranties, covenants or any descriptions thereof as characterizations of the actual state of facts or condition of the Company, South or any of their respective affiliates.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Moreover, information concerning the subject matter of the representations, warranties and covenants may change after the date of the Merger Agreement, which subsequent information may or may not be fully reflected in the Company&#8217;s public disclosures. </FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">The foregoing description of the Merger Agreement is not complete and is qualified in its entirety by reference to the full text of the Merger Agreement, which is filed as Exhibit 2.1 hereto and is incorporated herein by reference.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Frank B. Holding a former director of the Company and one of its stockholders and also is a shareholder and former director&#160;of South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Frank B. Holding, Jr., the Company&#8217;s Chairman and Chief Executive Officer, also is a shareholder and director of South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Members of the Holding family, including those members who serve as directors of the Company and in management positions with the Company, and certain family members&#8217; related entities, including family-owned entities, may be considered to beneficially own, in the aggregate, (i) approximately 24.6 percent of the outstanding shares of the Company&#8217;s Class A common stock and approximately 66.5 percent of the outstanding shares of the Company&#8217;s Class B common stock, together representing approximately 52.2 percent of the total votes entitled to be cast by all outstanding shares of both classes of the Company&#8217;s common stock and (ii) approximately 48.5 percent of the outstanding shares of South voting common stock. </FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">In addition, the Company&#8217;s investment securities available for sale include an equity investment in South (approximately 4.9 percent of the outstanding shares of South voting common stock) and South&#8217;s investment securities available for sale include an equity investment in the Company (approximately 2.0 percent of the outstanding shares of the Company&#8217;s Class A common stock and approximately 4.4 percent of the outstanding shares of the Company&#8217;s Class B common stock ). Also, other entities in which members of the Holding family are shareholders and serve as directors and/or officers hold approximately 3.2 percent of the outstanding shares of the Company&#8217;s Class&#160;A common stock, approximately 2.4 percent of the outstanding shares of the Company&#8217;s Class B common stock and approximately 8.8 percent of the outstanding shares of South voting common stock.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">For a number of years, the Company has provided a variety of data processing and other services to South (including the consulting services of Frank B. Holding), for which it billed South an aggregate of approximately $25,673,000 during 2013, and the Company has granted South a license to use certain trademarks associated with the name &#8220;First Citizens.&#8221; </FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Pursuant to General Instruction F to Form 8-K, a joint press release issued by the Company and South is attached hereto as Exhibit 99.1 and is incorporated herein by reference.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">Forward Looking Statements</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">This Current Report on Form 8-K may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements include, but are not limited to, descriptions of the Company&#8217;s and South&#8217;s financial condition, results of operations, asset and credit quality trends and profitability and statements about the expected timing, completion, financial benefits and other effects of the proposed Merger.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Forward-looking statements can be identified by the use of the words &#8220;anticipate,&#8221; &#8220;believe,&#8221; &#8220;expect,&#8221; &#8220;intend,&#8221; &#8220;could&#8221; and &#8220;should,&#8221; and other words of similar meaning.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>These forward-looking statements express management&#8217;s current expectations or forecasts of future events and, by their nature, are subject to risks and uncertainties and there are a number of factors that could cause actual results to differ materially from those in such statements.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Factors that could cause actual results to differ materially from those expressed in such forward-looking statements include the ability to obtain regulatory approvals and meet other closing conditions in the merger, including shareholder approval of each party, on the expected terms and schedule, delay in closing the merger, difficulties and delays in integrating the businesses of the companies or fully realizing cost savings and other benefits of the merger, changes in interest rates and capital markets and other factors detailed in the Company&#8217;s filings with the SEC.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>These forward-looking statements are made only as of the date of this Report, and neither the Company nor South undertakes an obligation to release revisions to these forward looking statements to reflect events or conditions after the date of this Report.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">Additional Information and Where to Find It </FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">This Current Report on Form 8-K may be deemed solicitation material in respect of the proposed Merger.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In connection with the proposed Merger, the Company will file with the SEC a Registration Statement on Form S-4 that will include a joint proxy statement of the Company and South, a prospectus relating to Company common stock and other documents relevant to the proposed transaction.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>SHAREHOLDERS ARE URGED TO READ THE REGISTRATION STATEMENT AND THE JOINT PROXY STATEMENT/PROSPECTUS REGARDING THE MERGER WHEN IT BECOMES AVAILABLE AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE SEC, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THOSE DOCUMENTS AS THEY WILL CONTAIN IMPORTANT INFORMATION ABOUT THE PROPOSED TRANSACTION.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Once available, a free copy of the joint proxy statement/prospectus, as well as other filings containing information about the Company, may be obtained at the SEC&#8217;s website at http://www.sec.gov.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>These documents will also be available, free of charge, from the Company at <U>www.firstcitizens.com/meet-first-citizens/corporate-information/corporate-profile/</U> or by directing a request to: Proxy Request, Post Office Box 27131, Raleigh, North Carolina 27611-7131, or by calling (919) 716-7711.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">The Company and South and certain of their directors and executive officers may be deemed to be participants in the solicitation of proxies in connection with the proposed Merger.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Information about the executive officers and directors of the Company is set forth in the proxy statement for the Company&#8217;s 2014 annual meeting of stockholders, as filed with the SEC on a Schedule 14A on March 17, 2014.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Information about the executive officers and directors of South may be obtained by reading the Joint Proxy Statement/Prospectus regarding the proposed Merger when it becomes available.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"></FONT>&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 0in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 1in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>Item 5.03</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>Amendments to Articles of Incorporation or Bylaws; Changes in Fiscal Year.</B><B><FONT style="FONT-SIZE: 10pt">&#160; </FONT></B></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Effective on June 10, 2014, the Board of Directors of the Company adopted and approved Amended and Restated Bylaws for the Company.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Amended and Restated Bylaws reflect revisions to the previous Bylaws to add certain new provisions or replace certain previous provisions, to expand and clarify various provisions, and to conform the wording of various provisions to the current wording of the General Corporation Law of the State of Delaware (the &#8220;Delaware Corporation Statutes&#8221;).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The following is a summary of the material revisions reflected in the Amended and Restated Bylaws.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The summary is qualified in its entirety by reference to the full Amended and Restated Bylaws filed as Exhibit 3.1 to this Report.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><I><FONT style="FONT-SIZE: 10pt">Article II.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Meetings of Shareholders</FONT></I></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(a)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 4 has been revised to expand and clarify, and conform to the wording of the Delaware Corporation Statutes, provisions relating to notices and adjournments of meetings of shareholders. In particular, as revised, Section 4 tracks the Delaware Corporation Statutes with respect to requirements for the timing and content of notices of meetings and procedural aspects of adjournments.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(b)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 5 has been revised to expand and clarify, and conform to the wording of the Delaware Corporation Statutes, provisions relating to the preparation of lists of shareholders entitled to notice of and to vote at meetings of shareholders and the availability of those lists for examination.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(c)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 8 has been revised, consistent with the Delaware Corporation Statutes, to reflect that, in addition to the Company&#8217;s Restated Certificate of Incorporation, the rules or regulations of any stock exchange or other laws or regulations applicable to the Company, or the Bylaws, may provide that the approval of certain matters by shareholders requires a different vote than a majority of the voting power present in person or represented by proxy, which is the default vote required by the Bylaws.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(d)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 9 has been revised to expand and clarify, and conform to the wording of the Delaware Corporation Statutes, provisions relating to the delivery of written consents by shareholders to action without a meeting and notices of any such action taken without a meeting. </FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(e)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 11 has been revised to (i) expand the information required to be provided to the Company under the advance notice provisions regarding nominations or other business to be proposed by shareholders, (ii) modify provisions relating to the timing of required advance notices, (iii) establish requirements for qualified representatives of shareholders who may present nominations or other business on behalf of shareholders at meetings, and (iv)&#160;make other revisions to clarify the advance notice requirements.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><I><FONT style="FONT-SIZE: 10pt">Article III.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Directors</FONT></I></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(a)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 2 has been modified to (i) require that not less than three-fourths of the Company&#8217;s directors be citizens of the United States of America rather than of North Carolina, and (ii) require that, to be eligible for election and to serve, or to continue to serve, as a director, a person must own at least 100 shares of the Company&#8217;s common stock, either individually in his or her name, jointly with his or her spouse, or in an account for his or her direct benefit.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The previous Bylaws provided only for stock ownership requirements as provided by North Carolina law, of which there currently are none for directors of the Company or its bank subsidiary.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(b)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 6 and various other sections of the Bylaws have been revised to eliminate references to the position of Executive Vice Chairman.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(c)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 7 has been revised to clarify the authority to reimburse expenses incurred by members of Board committees in connection with their service.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(d)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 8 has been revised to reflect the Board of Directors&#8217; election for the Company to be governed by Section 141(c)(2) of the Delaware Corporation Statutes, which expands the powers and authority of the Board that committees of the Board may be authorized to exercise.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Under that statute, the Bylaws, or a Board resolution, may authorize a Board committee to exercise all powers and authority of the Board other than (i) the approval or adoption, or recommendation to shareholders, of an action or matter (other than the election or removal of directors) that is expressly required by the Delaware Corporation Statutes to be submitted to stockholders for approval, or (ii)&#160;the adoption, amendment, or repeal of any Bylaw.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Company previously was governed by Section 141(c)(1) of the Delaware Corporation Statutes which imposed broader restrictions on the ability of a committee to exercise Board powers and authority.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><I><FONT style="FONT-SIZE: 10pt">Article IV.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Meetings of Directors</FONT></I></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(a)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 3 has been revised, consistent with the Delaware Corporation Statutes, to clarify the methods by which notices of meetings of the Board may be given and the business that may be transacted at special meetings of the Board.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(b)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 6 has been revised, consistent with the Delaware Corporation Statutes, to clarify that written consent by directors to action without a meeting may be given electronically, and to eliminate a provision intended to permit a director to abstain from voting on a matter but still give consent in order to facilitate Board action without a meeting.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><I><FONT style="FONT-SIZE: 10pt">Article V.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Executive Committee</FONT></I></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(a)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 1 has been revised to reflect the Board's election for the Company to be governed by Section&#160;141(c)(2) as described above and to revise the description of the authority granted to the Executive Committee of the Board to reflect the revisions to Article III, Section 8, described above.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(b)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Former Section 5, regarding the effect of the appointment of an Executive Committee on the responsibilities of directors, and former Section 6, regarding the appointment of <I>ex officio</I> members of the Executive Committee, have been deleted from the Bylaws.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><I><FONT style="FONT-SIZE: 10pt">Article VII.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Officers</FONT></I></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(a)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 1 and various of the other provisions of Article VII have been revised to (i) expand and clarify the authority of the Board of Directors to designate officer positions and titles in addition to those specifically listed in the Bylaws in order to provide flexibility in the Company&#8217;s management structure, (ii) revise provisions relating to determination of the authority and duties of all officers, (iii) revise provisions relating to succession to the duties and responsibilities of the Chairman of the Board, in the event of his or her inability to perform, until a permanent replacement has been appointed, and (iv) conform the provisions of Article VII to the revision to Article III, Section 6, by eliminating references to the position of Executive Vice Chairman.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><I><FONT style="FONT-SIZE: 10pt">Article IX.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Stock and Stock Transfer</FONT></I></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(a)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 1 has been revised, consistent with the Delaware Corporation Statutes, to provide that the Board of Directors, by resolution, may provide for some or all of any or all classes or series of the Company&#8217;s stock to be issued only in uncertificated form.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Previously, the Bylaws appeared to permit shareholders to elect for their shares to be held in certificated or uncertificated form.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(b)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 3 has been rewritten to expand and clarify, and conform to the wording of the Delaware Corporation Statutes, provisions relating to the setting of record dates.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In particular, as revised, Section 3 tracks the Delaware Corporation Statutes with respect to, among other purposes, the determination of shareholders entitled to receive notice of and to vote at meetings of shareholders, to act by written consent, and to receive dividends or distributions on the Company&#8217;s stock.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(c)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 4 has been rewritten to conform to the wording of the Delaware Corporation Statutes provisions relating to the replacement of lost stock certificates and to eliminate an obsolete provision relating to advertising lost certificates.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><I><FONT style="FONT-SIZE: 10pt">Article X.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>General Provisions</FONT></I></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(a)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Former Section 3, which provided for a statement of the Company&#8217;s business and condition to be presented at meetings of shareholders, has been deleted as unnecessary for a public company subject to the reporting and annual report requirements of the Securities Exchange Act of 1934. </FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(b)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Section 4 has been revised, consistent with the Delaware Corporation Statutes, to clarify that (i) to the extent permitted by law, notices required to be given to shareholders, as well as directors, and waivers of those notices, may be given by electronic transmission, and (ii) attendance by a shareholder at a meeting of shareholders will constitute a waiver of notice of that meeting, except when the shareholder attends for the express purpose of objecting at the beginning of the meeting to the transaction of business because the meeting was not lawfully called or convened.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(c)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Former Section 7, which provided for the Company to indemnify certain persons to the maximum extent permitted by the Delaware Corporation Statutes, has been replaced by a more detailed indemnification provision.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>New Section 7 specifically addresses common indemnification issues, consistent with provisions of the Delaware Corporation Statutes, including (i) advancement of expenses, (ii)&#160;indemnification for service for other entities at the request of the corporation, (iii)&#160;continuation of indemnification following the conclusion of service, (iv) claims procedures, (v)&#160;the effect of payment from insurance and other sources, (vi) the effect of repeal of indemnification bylaws, (vii)&#160;non-exclusivity of rights, and (viii) permissive indemnification by the corporation.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>However, though new Section 7 continues to require the Company to indemnify directors, officers and employees to the maximum extent permitted, it provides for the indemnification of the Company&#8217;s agents to be permissive rather than mandatory.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(d)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">Former Section 8 pertaining to the recovery of nondeductible compensation has been deleted as not appropriate for the Bylaws.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 40.25pt; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<B>(e)</B></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt">A new Section 8 has been added to provide that, unless the Company consents in writing to another forum, the United States District Court for the Eastern District of North Carolina or, if that court lacks jurisdiction, any North Carolina state court that has jurisdiction, will be the sole and exclusive forum for certain types of legal actions brought against or on behalf of the Company.</FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">Item 9.01 <FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Financial Statements and Exhibits</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">The following exhibits are filed as part of this report:</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt" border="0" cellspacing="0" cellpadding="0" width="100%">
    <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Exhibit No.</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 2%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="2%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 83%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="83%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Description</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 2%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="2%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 83%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="83%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Exhibit 2.1*</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 2%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="2%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 83%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="83%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Agreement and Plan of Merger by and between the Company and South, dated as of June 10, 2014.</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 2%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="2%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 83%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="83%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Exhibit 3.1</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 2%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="2%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 83%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="83%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Amended and Restated Bylaws of the Company.</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 2%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="2%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 83%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="83%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Exhibit 99.1</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 2%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="2%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 83%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="83%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Press Release issued June 10, 2014.</FONT></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">* Schedules and exhibits have been omitted pursuant to Item 601(b)(2) of Regulation S-K.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Company undertakes to furnish supplementally copies of any of the omitted schedules or exhibits upon request by the Securities and Exchange Commission. </FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
<B>  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
</B>  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">SIGNATURE</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt" border="0" cellspacing="0" cellpadding="0" width="100%">
    <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.9%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 55.1%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="55%" colspan="2">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<U><FONT style="FONT-SIZE: 10pt">First Citizens BancShares, Inc. </FONT></U></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>(Registrant)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.9%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.88%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.22%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.9%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.88%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">By:<FONT style="FONT-SIZE: 10pt">&#160;&#160; </FONT></FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.22%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">/s/ Glenn D. McCoy&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.9%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.88%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.22%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0in 0.1in; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Glenn D. McCoy</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0in 0.1in; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Chief Financial Officer</FONT></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Date:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>June 10, 2014</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">EXHIBIT INDEX</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt" border="0" cellspacing="0" cellpadding="0" width="100%">
    <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Exhibit No.</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 2%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="2%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 83%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="83%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Description</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 2%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="2%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 83%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="83%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Exhibit 2.1*</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 2%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="2%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 83%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="83%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Agreement and Plan of Merger by and between the Company and South, dated as of June 10, 2014.</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 2%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="2%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 83%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="83%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Exhibit 3.1</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 2%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="2%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 83%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="83%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Amended and Restated Bylaws of the Company.</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 2%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="2%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 83%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="83%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Exhibit 99.1</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 2%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="2%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 83%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="83%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Press Release issued June 10, 2014.</FONT></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
  <DIV  name="SectionRPT610201465224PM"
style="CLEAR:both;CLEAR: both;clear:both;">
</DIV>
  <div
style="clear:both">
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>ex0071img-1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 ex0071img-1.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`1P"\`P$1``(1`0,1`?_$`,L```$$`@,!`0``````
M```````'"`D*`P8"!`4+`0$``00"`P$```````````````,$!08'"`$""0H0
M```&`@$#`@,%!`8&"P````$"`P0%!@<($0`2"2$3,10505$B%@J1,E(787&!
M0B,ST;4F=A@X\&*"LL)#8R0E9981``(!`@4!!0,'!0D.!P````$"`Q$$`"$2
M!08Q05$B$P=A,A1Q@4)2(Q4(D:'!,Q;PL=%RLM+3)`GA8H*B0U-SD[-TM'4V
M5F/C-)0E-QC_V@`,`P$``A$#$0`_`+\GMG,(B4IA#D?4`'[^C!@]I3^`W[!Z
MYICBN#VE/X#?L'HI@K@]I3^`W[!Z*8*X/:4_@-^P>BF"N.)BF+^\`E_K#CKC
M'.-1L%SA*Z@NLY5.Z.W2.JHBT[#%233*)CJ.72ABMFJ)`#DQS&X*'J/02!UR
MP`$LJ*"78@``5))Z``9D^P8T/%^5@R9*2JL?]&4KB,0RD89[$/TY=*0(Z>'1
M!V26;*G8O&YTR?@%`/;'X\CUP""`P((.%9[>>UF:WN4>.X1B&5U*LK#J&5@"
M".T$5&%HZYPE@Z,&#HP8.C!@Z,&#HP8.C!@Z,&#HP8.C!@Z,&#HP8.C!@Z,&
M#HP8.C!BCU^H[W>V;U+VZB6N"LCO:PPLU0I)92*=IGEHLIFT'(+`O'Q[AR1O
M'N7"@A[QT@`5>TO=SQSUL!P.RMYN*Q2O%$S&YE!+(I.5.TBN6,:\NW.XL+O[
M-V"%!D#05R_AQ7J;^9WR)JB`#FAOR/[W^SK?@`^[D'75_MMALY<VAA_U:?P8
MHLO+MSC%=;4^7^YC:67F&\A"_'N9E3X].1^@HAS\/AP[^WGJQ6O$=HDR>"(C
MV*H_1B"N.>;U#FLQ_=\V'-:Z;R^5G:._LL;8=N:UJL;A$'K]=1BPAJ_6X?YA
M%JK/6NQR4BVB:_#(N%R)@JNH!EECE21(JL8B9E]XV+@7&=M.Z<C$4-H&H#I!
M9FI4(B*"6<]@'09F@!PGL_*^><AOQMVR5EN3U.D44=I9B`%4=Y^09D5LMTG7
M;*FKM*KN7O)EY&ZK"Q4F@D_2QUCYZE2(-T02>]\F>ZV'F^7!P8`[3-H&$:*B
M/[BP^@]:^<J]3>+K&T?%MIBMUZ>?<>)_E6)?`O\`A._R8V/]-/23U6YSN:6&
MV+>[ON-0&@L8-4:&N?G7!`6->\N(P*$EJ80[-'ZC#`&$X60HFE.&9G)TB0#H
MAD#)KV<K%$,Z*0R9)%&%=O9#)%R`!#T^?<0YA`?0>!ZPE>;W->RFXE!DN#VD
M!%^0!0*#N`%/;CTN]+O[.CE^[)%>>INY0[1MV1-K:D75T>\/,W]7CR[4%P#W
M8KM;6^3+=+<(T@VS!F><3J#Q0QBXTHH!1<=((F^#9:N0)VXSB28?`\JL_6^T
M3B/4/*\LV<K$BG09#^&OS_-CT5].OPV>CGI'$DG%-G@;>%45O+G^LW9(-:B6
M0'RZG,B%8UKV8O6^'DH%TVUMX``#_AAQ('`!P''R)!]`#T#X]35N`MN@44&D
M8\+O7T`>N/+Z?]QWW_$/B67I;&(\'1@P=&#!T8,'1@P=&#!T8,'1@P=&#!T8
M,'1@P=&#!T8,'1@P=&#!T8,?/7_5?H&7W"I@%_NU&H<C]P#7G_\`HZV7],(C
M-Q6-3[HN)OT8P[ZBRK%<IJ[5'Z,5;(R,_=_"(%#CGD.>[X?]..LRV5E[._NQ
MA>]O?;^_A1XJ($XI_A'U$`*4!^[C@1ZN=A89UIW]W=BEWVXDMI7,_/BSGX[S
M_P`B/%WG7/5+9,6^2OYE92FSS#IHDN*ZV*L8UI:AM')%"B#F-@)2S/W:;<_*
M1EW2@F`>[K4[\2%S<CED&WZR((=N5U'U6D>34>ZI"K[<L;F_@_XYM7)]ZVG:
M-S5C:;GR&"VGTFC-#KC!34,Z'4WY?8*0TYWR#>LH.8:[Y*N5DOEPF6B:\C9+
M9,/9J6=*JB8XD*X?++"W;%,/":"($12*`%(0I0``U5A<LSO,Q/2A)Z=E!7IC
MZLMIX[QWB?&;/9N-65IMVSQ1@+%!$D2"G:0@&IJ#-VU.QS).'::E^)3>O<`6
M,ICO#4E4Z"^[#_S2RR=;'U'%L;M'YJ,5E6II^T)"4_(#$L'P#QZB'3Y8IY#2
M-#\IR'Y\_P`V??C!WJ1^*ST5]+/,M-YW6.]WR.O]3LJ7,^H?0?0?*A;O\^2/
MV5.1L"8F_3ZZL:\UW^8>X^8#Y1/"(@^F6GU9/#^$H<R0%5,G*3KV10M,\@D)
M1#N4?11%0]!0]>.GR6$:^*Y;5[.B_P`/Y21C0/U`_'WZK\_OQQKTAVE=K,Y*
M1LL9O]QDKX08XU0PQUKE]G,5/TL3_:6AC,M6CB88_+?\HT\>59+&OY/$#53\
MF(K&2@_RZ<HB52'^4*'L'`1[R<&Y'GD7R%2@*>Y3+Y,:#\G_`&A_:2__`&N^
M(_:HW<IO//RF^(+$R^:*"CZJZA04.5!A\/7;$'@Z,&#HP8.C!@Z,&#HP8.C!
M@Z,&#HP8.C!@Z,&#HP8.C!@Z,&#HP8.C!CY^7ZJ1N#C<:J`8/1.FTPPC]G`P
M$@`\_P!G6UGHW`)N,J.T7$OZ,8+]6)?)DB;OH/S#$&NKFC.U>W$LG&Z\8*OF
M26R:I4'MFCXKZ90H81,!3'G<@3JD;3HKVOB8BKT%>`_"01].LN;ER3BW%(_,
MY!>0VYH2$)K(V7T8U!D/S+C#EEQ[D/(V\O:;:67L+`$*N=/$S44?.1\N+"V)
MOT_-(PC66^4?(IM+2<75EL5-P^IV/IZ*BF_X/\0\?)97O#=NQ5<]H=AD(6'?
M',/^4X$>!ZP_R3\2,%JC6_$;+4U,I[FBBO>L*MJI_'<>U3C,WI_^%[DG--T3
M;(8KS<MS8_\`I;")YI.O5G"L$7L9B`H^OVXZ>QVU&ECZHXU\;/CKAW+:OYIO
ML?C.;R;*LK(M5(93)DM%URY7)-S;787+(-KD8I(B2:JB3%B0B1/:'L(0G6LG
M*.8;QS3<FW#>IVN-PD4)KTA5514A$4``*M33KUS-:X].O3;\(_*_PZ[1!ZK<
MULX=OVG8PVX0;<DXENKB:%"Z&XE75'""RJ6HTCY!=*@'$L\IBKP]>*6I4&4O
M\I19S,\5#1[E23O1$,PYT>O2-^\SB$H+!!_'40%E1Y2.FRC$D@,`&<FX$XP$
M=O8[>2Q(UGK4U)/L'Z`,2EYR_P#&!^*P_";,FX)PQSH6.VU6&UQK7W7N25>X
M(4'5624M0D(H(&&`;'_J8KZ\;OZSI]AV-IK7VS-$<H9G,C:+09,.Y,CJ&H$.
MZ)5X8X$`#)_//9<H>@&1#@0ZZON$C>&%=([VS_Q1^D@C&PGIA_9R[1;>7N'J
MMN[W4@HQL]O!BBKU*R7,@\V0&M&\N.$]:-BN]L)M7L7M'-J6;8#,5ZRA(@J9
M=JVL<TN:`B#&[N20-69_*5J`1`#<`1FT0+QQTQDJRDRL67/KT[^G3+O.?MQZ
M!\.]+/3OTQVT;;P/9[+;8=(#-%&/-D_TLS:II/\`#<X^A%X>1YTVUM$/@.L.
M(Q_K_P#8)]3L&<"$=-(Q\^_K[_\`>/+R/^XK[_B),.TREO?I?A"].L89BVBP
MCC'(S,C!5Q1[O?X.NV@$Y1JB]CE$8:1<HO71'K5PF=,4B'`P'`/CZ=3]CQO?
M]SMOC=OL[F>T^ND;,N7>0"!\^,)7&[[7:RF"YN(8YA]%F`/Y":GYL9Z#O+IM
ME(]Z3QWM!@ZWGQ?4'60,D%ALBUQP:B45D/:[M]M`SU/Z#7&P_OO'/MH%^TW7
M%UQ[?;'ROB[.YC\]PD=8V&MCT5<LV/<,\=H=TVZX#&&>)@BZF(84`[SW#O[L
M+[1+Y2,H4ZN9#QM;JW?:'<(IO.56Y5"986"LV*'=@(MY*&F8Q=RPD&:O:(`=
M,Y@`Q1`>!`0",N+>XM)WM;I'CN8V(96!5E(Z@@T(([CAW%-%/&)H&5XF%0P(
M(([P1D<;9TCA3!T8,?O`\\<#SSQQQZ\_=Q]_1@PTO*&]VGF&;;)T#(NP^-X:
M^03<'=BI$=*KVRWU=H8!,1W:ZU3FE@F:LV.4!,5201;$,4.0'CUZF;/CV]W\
M0GM;64P,?"Q&E6_BLU`WMH33MQ&W&[[;:R&*:9!*.JBK,/E"@D?/CUX7=34.
MQ83D-DH;9G"#W`,1+$K\SF`N1ZPCC^%L)W4>Q+7IJQN9!%C$3_SDLU3%DY,D
MZ`SA,!('>'/67C^^0[@-IEL[E=S85$7EMYC"A.I5I5@0"014'OPJNY;>]M\8
MLT?PE::]0"@Y9$G(',9'#E6CEL_:-G[!RW?,7C9!XS>LUDW3-VS=)$6;.VSE
M`QT7#9RB<ITU"&$ARF`0$0'J)964Z6!##L.'BD,`RFJG&@2>8,3PF3JQA28R
M71(K,-VKTO;*?BV0M,,TO]HK$"8Y)F?@:FN\)-2D3&&2/[RZ*)DR>TH//"9^
MUREC>R6CW\<,K6,;!6D"DHK-T5FII!/8":X2:X@6=;9G47#`D+45('4@=2!A
M1NFN%L'1@P=&#!T8,'1@P=&#%4+RIY/T3PYY`;KD3>'&:&6VL#AS$JF&*6O5
M'=V*_NIPGS32@5YU)QE)<"E%)H?XD^91HD(\I$,ISUD67D^[<<X#9)M=Q+;_
M`!-[<J_EY,P41D#50E>IJ01\N+5Z9^A6^>NG,9]IV>WM918PPR227+E88EE9
MD!90"TA8H?`JL:"IH,\1EYH_4-Y_LD,>B:GXTI.M5$9-U(R%E%(^*MUV91Q"
M`DB$-&#&L,=4[M3`.$FL4[,E_<7]`'K$\^Y7EPYD9CK8U+,=;$^TDG/VDGY,
M>KOI#_9[^F^UQQ7OJ)=W&\SH`?A8JVED#6NDJC&:10:#]9&"*ZE.6(2,I9AR
MKFVSN+KF'(URR7:7)CF4G+M8I*?=HE4-W&19C(N%D8YH`_NHMRI(E#T*4`Z8
M'ZSDDCM)_<!\U,>@O%.%\2X/MJ[-P[;;+;-L6GV=M"D2F@IJ;2`6:G5W))ZD
MX[4;@_9-A7&^R='IUTJE.Q8=K<T<N+,W->BF#I@_;),'%4FI!)`LU-E?.4_8
M!A[YTC_C,8@%[@[#4REU!TK4UZ`4_3C7_P!;N<>FM]OVV>F>[WUC>;UN-QY+
MV"NLSE*%V$\:$^7&54U\PK7W0"33'6M439KRXJ<;#1M@N5RLI4SILHUI)62T
M6"3='.910$&R;Z7EY!RJ(B8W"BIS"(B(CTQ@=0S%C5C2G:?X<;`[I>;9L/&X
M+J^EM[+9K:$`L[+#!$@[*G3'&H`R&0[L2ZZD_I]]W=@DV=CRBT@M7\>JI$>N
MI/)IC/[ZI&]I55'+'&T0X"19&*D(B/UEU#@7X^H=2<=M/*16B*>_,GV!1W]F
M9^3&F/J5^//T=X.LEEQ4S<DWI*BEM]G:*P^O>2#017M@28=:L"*8>5:JCX*O
M&*"S:T65QO5L%`=Q5H5F$-DJ/CYML("9)>&C'++"E0!%P`?@E'TQ)(?84Q@Z
MRQQ/T5Y?R8K=1VS0;<0");GP`CO1/?;_``4`/ULL>7?KA_:/^H/)O.VT[LFT
M;6U0+/::B8CH!+=D^:33WM#1*U3X*8E5\+'D+L^]V0<V/D<;5/$F+JA2X=K2
M*1"J+2\VV!K:5(TKJ:L!4XF(]OY$I2),6$8U;-@#@#J^@A,>HOI[:<#M[6&.
MXDN;N5CK<@(@HH.E$S.1.9)-:=F-4>)<QN^:+-NMRI0.[&C,9)&.KQ/)*V;,
MQ->G:223A%?.!8HVB^3/P47Q[7[%82UW.>6'[J,I%5D[G=I9HPD<0KIQM>K,
M"U>3MAD/>5,9%HV345,81$A>>>GGI_`]UPOD<"LBZHH<W8*HRFS+$@+7I4Y8
M1Y+(L7(-LE96:C/[JECDR'("I/L]O3/#E\S;%X1SFMY!<I1FD-QM-[U?T99U
MC)-2VAB;IK..=\"9??7G(%WHKFMV"A2\\YB:U'X847A)99F=)Q(OGC-NJT#W
MG!H3;MLW/;VVFR.XHEO>;@6C:W*SB&:/RXU<%7`#'S15010`$UR`?7-_;7,=
M[>+:L9H+8`B4&/S(VU.0`02`-.1(ZG+",-O)A)Z=^"K63=[`6H>(H6@*PL17
M4<%,<FVNNU?%$-9<B6&G5=>`=*U"S3F0"C-)IJRH.74<\65<JN`54,8Q0D1Q
M%=^]1;SCVZ7TS709F,QC#-(54,VKQ`(:5I0,,J4Z81N-\DVSCD6YVT"&+H5U
M$!:D@$9'5F,ZD9FI/4X4?,7ELV[UHP]EG839;2&NX9PY+6C6ZE:I6>PY9:2*
MEF?YT7DDYRTYY95(EHD,>5S'<)'#,R35NW,^0%5*+(+AR<SI-GM_"MFW>_AV
MS:MP:XOEBG>X5(C5?)`TI"7*B0R$Z020,BV8HI<S[[>VMN]U>6XAA+*(R["A
MU`FK%=14``DU44-%[SCQ/(#MMO)'^+W>7*-4E,#Q#BDPM4?8QVLURO\`95J7
MD;!U^:1;.7MN'CB>XR$/ERK65TK#O&SB3*R0;+%>M7WNBFF5;B>R\>DYIMEC
M.MPZRL?,MYD4,DJ$T63-08BM'!`U'W2E*X1W6_W3[EN)H?)UC3ID1F"LC$`E
M"*G4*T)J*=1V$I_G[;O;K4[]/BVSK).Z'"9/?:ZZPT7"%[QM9+G9+-%5[*M6
MQ]51R'>GEV@8Q1EE-A&R[MR!F:CULE)"DL5=00]7>S[#L.]^IYVR%97L%NKA
MY4D5%#&)I'T*$8_9G2!G0TRPVO=RW*PX@+N30+@PQ*C*23I=5&IBP%'H3TKG
M3$F/B!URQYK=X^=:&5(8M%K)EG$]$SCEN^G`'=GR;D_*U:C[O9K5;+"L*LI8
M7Q'4X+1NHZ55.DS033`>"]4[FNZW.[<ENWG)$4,\D4:=%CCC8HJ*HR``4=.I
MJ<3W'[2*UVF`H!YDD2R,W:S.-1)/7J<J]!EAFGEUH.`])]$-Q,RDU%QQLOB?
M,F;J'F?.^#<A7Z1QW26&0Y8E!QS&Y%I+"I4V1D5924M,#$OYIL1]'+.G"SMT
M5P(J*('G^#3[IR'DEE8F_EM+V"V>**9$#OY:^8Y1BS#(*S*IHU`%%,AB/WWX
M;:-NEN4@62"2="Z:BH!8JFI:#ZU"145SSSPUK;;8#<I?R3>%[&^&'.+*9C3(
MV';)D_'.%UKID&MXNGK.UP,8KY/+K*LU5V[;Q-$:2SEI5F[,LPF0A2K+%05.
M/9,[#M6P'AN_WNYB9[R&>.-I0D;.H,XIY6IAFQ%9"=.60)&(S<KW=3ONW0VG
ME+!(A8(2P!/EM76%%*#Z-*TH.E3AWV8<S0,!YNM",19-U`P?+YMO^OV0WE.V
MXC;_`&R7N=,K4/0;[*7FFURDNZI`QS!O^=&#]HP>OG<@X&&D53D!LJX<(%@[
M';IY?3W<=PM+ZX7;H[M-=L4`5FU($=G#-4Z6!*@`5%,P`<2DUUIY);VLT$?G
M/$2)`Q)%%8E0M`,B#F:Y'+J<:1N)Y5-X]2XJHS$CK)@:QV;87:"WX*U"UT>7
M#*L%L;E*HQ=R?5BMW^W0255E*O4T)%FDR>J\.U"BA+L>2(G5.FFXV'AW'-\$
MOEW=RL5I9K-=3A8S;QN5#-&K:M3'465?""=)ZX3W#>]SV]E\R&(M+.R1QU;S
M"H8@-3W<\NT#Q##F-E?)VGA3.6)]-"6#6C'NSMFP>3->9+SGO)KFH:W889E1
M;QK*M,Y-1>#M61+9=;@*Z,1&HJQJR4,W4DG)P`"-E8C:N(M?[;)OS+=R;2+G
MR8DACUSRGJS4S5%1,RWB!>B?WP=WV]_#W2;<C0I>&+6QD8A%'2@(`U$MV54T
MSS[&!V?]0%EEGIGAS9:JZETZ7L=KV_6TJR="O\K3K*N163$Q;2<+<,1.EJ2U
M0R7C2]U?WEV3]Q)10L'G8BM[Z7<XZLL/IG9G?[K9Y[YECBL!=QL(@28V)73*
M-=8Y%:@9`KU%2#V8BWY5.+""\C@1FDG,3`/T8#5X:BC`CKGX3];*KY<8^1/9
MN(\G<%X]]KM=,68U;9JPU9<V:]W;$N4Y[([@L)5%)@\E6LEJ3=6JC0T^#2N2
M`+*Q[5!LW=-R$2%VBN5P6MW?%MM?B+<GV:ZEE,$ZQ3))&$S8+1D(=O#5AUSH
M:D"A&).WW>\&\?=5_$D;/'K0JQ;*K9$D#.BDG)0*4%:XT_7'RGY8VZS)>HS`
M](P1*4'$6W,AKEE+",]=YYCN#"XLAK&A2I?9]O7556=7"IL+"N=VK"%:.5$H
MAHX,,B+Q,6?2^[\.MMAL(I-SDN5GGL%GCE$8-LTC#5Y&KWJA<M=?>IX-)U8Z
M6>]S7]TT=L(3%'/H9"Q\T+D#(1T`!ZC/($5)Q.3QZ\<A\>.?L^/Q_JZQ_BRX
MH*_J@/\`G,KW^Y=%_P!2275EY#_T+M/^_P!W_)BQO-^`'_KSD_\`R^P_VEQB
M%;3S"B&Q^QF%,#.K`O5&V6LC5ZCN+(UCB2[F$0FWA6RL@WBU';%-\N@01$B9
MEDRF-QR8`ZQSFS)&O5FI\G4U_-CUDYMSB3TT],-YY[%;K=R[5MTEPL+.8UD*
M#)2X5BHJ020IR%.VN+@*.EOB+\8[!G8<T3U,L^0HU,KMO+YUEF-_O;YPV`%`
M<U7#$&R68M#>[_E*%AEE$QXY<^G=U)&&QMUU2$$UZDU-3V"GZ!CRDOO67\8?
MXHKJ3:^$0WUOQZ2JM'MD;6MJBME_6-P=E9Q3WP9U7J0@Q'#MOY*\<>17*^'=
M(\,U"TU7$^7<@5.BW;)UF2C8RPN*4QE4IF5C:)368R#.NA)M(GV4G;U911$A
MO1JF/J#=[CXEEMT4K`[`$]#T)R'S=M#B;_\`S+R;\-?&YO6WFM[;7?,=N@DG
MMK*`O)"EPZF-9+FX?2TS(7JR1J`QS\UAU>;LOOMJAXLY5?6;4'4.O(9@HU;J
M?YRR!93H14,=W8ZI%6B-!_:T%9C*>17/TJ;04<)G=1+,JQC)D4$"B`;%^F/H
M)/S/:H^17=Q%9[#+(P4(/,G?0Q1O>HB9C(G5\F/-3UZ_%ASGD.]/M_-+[<-[
MW:%04CFE,=E`'`=?*MT^R4:2!X(U;O/7%=?;CR<[B;6)2$1EC-MA)1G)S"3%
ME".;'^,BH\CVMWM9@%TEK,4A1X[YIU)J#_%SUM9QOTQX/PM%?;K-)=P6GV\X
M\V7Y06\*'^(J_/C3+D7J/S#E+M'>W31VC"GDP_9I3N-/$P[/$3B*N9F@'DI.
MQ-,H`)"$`"$*4.>"E(7@I>/NXZF+^_\`;GEWX@=OV\R&K5IGV]N+E'Z3Q;Y@
MFP*@?;6&I?CS\+J/^GK53UWD\U+-O_&D_>7&V'I/'Y6U%?8Q_P`;$EGDZUIW
M9SUO_P".W.^"M9DKYBO1;)$SD"SSDGFG$],DLEIV]Q1'DA$TF"G9\D@P7@6U
M962%65*Q(X=F`"`"'^.:@\1W?8-NXKNNU;C=B.\W*-50".5A&8]="Y"4(;5]
M`MI[:G+%NWFQW*YW>UO;:'7#;$D^)!JU%30584("]HH?9VR?;E5/)&2M.-@Z
M]B["Y[+G'-^OEHQ,SI[FS8^KDO%OK[49^`:-+7?).92KSF$Q](VMTX7*U>/"
MG$5Q9$5,MR:G<?N+6TW^UGO9_+L;:Z60MI=@1&ZM54`U5<*`*A>S52F)K=8I
MKG:YXX8M5U-"5TU4$%EIFQ-*+4UZUIEUQ`/E;Q\>0"\>!3$OC2B]9VJ&?ZA/
MU:%G)-WF[#A*"C7J1DM7)B5L;3B=J.^=)6%%_P#3D60-`<H.D5CK=J`(J+Y-
MV_D_&;;U*N.627=-JD5V4>5*7)D31HIIH"O4M72<J5-:5F]VC<KGC"[.L)^)
MU4/B2@4$L&'BSK4"F1ZG$PFR%2V*RCJ)A.KCJ+4LL-CV6HUK:[3G*5MQ-).+
M_A1K4K!7+$E1KTO-OL?)W>N6XD-98%4TI&J+@Q]E59FJ<P$H.T3;=9;Y<SB^
M>!U5FMKF-9`$F#*REUT^9H=-4;>$T)!H17$]>1WEQ91+\.K@L!+"Q0U6GT6J
M%JK489]F(DL>^&?.U3TI\O.!L10C[#&-=Q5JP\T^U6R;DV,N,EC3\G%0G9MS
M=+3!S-NJ%9E\DS296#5)O+2IFK!FS&1>*J)B8EXFY_MTO)-BWB^(GO+!6^*N
M(T*B4N3ITJ0K$1`^+PKJ.K0*$8@X..W<.WW]M!]G#.RF*)FU:`AJ:L"15\J9
MY4`)RKB27#.IV4MKO%:RT5WRP4TU]70P3CS!8)UO*57RG83/\9UV$8UW+#/\
MO1QJY69"-LU88R;*.&1DS*`4R:ZA"B)356]WJTV+F9Y'QJZ^*7XAY@3&\8^T
M8EHS7Q,"K%2=('=B4BVZ?<>/C:=UB$3")(Z!@Y\``#Y"G4!@*GM!QH^C#3R+
M:#X2KFHV<-797;RG868*5#!NQ.MF3L0Q;JTXX8JG_)]:R;C?.-]QC-T^=K$<
M<C(KIFYE6AFB29#&,=$R[A;D;<8Y+N3[YMMVMC+</JE@GCD.ES[[1O$DBLK'
MQ4.D@DY4-!QM@W?:K5;"ZA:X2(!5DC9,QV`J[*1I%,_FSIJ*`[ZZ[^4'>'Q^
M;:8KM>$X1AE;9S,5#;XBP4QS-BU6EZSX*Q/*T:>C9"ZY!<OHY&Y9%R7,P<F[
MDTXH'S=NNX;(D,D@@)CRG&=UXEQ[D]I=PW!-E:VSB28Q2:IYI`X.E`"51`RA
M=04T!J*G#/=K+>MSVJ6!X_MYID(34E(DC*M0G51BQ4]#VURZ8Z6Q&I.^;_/O
MAQW#Q5K-$W6T::XYM.*<XX&F\VXUJDW#'FZ?'40MFC+[]3EJC,5Y5L1T]3.T
M%P^3*5$BK,#J*%1[[3O?&TVG?>.WUX8H;^9)(IQ%(RMH?7IT45PQ-!0@#KGT
MKUO-OW5KS;MS@@#O;H5>,NH(JI6NJM"*$G*IR]N2J[!ZX;J9!\PNBFZD)K.W
M?8;UNQ'9\;Y)>Q^;<6#(.YO*]>M32=E:1&3DM7IB<KF/I"X@FHH^:1+V3(R6
M.@U+W(@HSVS=MAM>`[CQ^2[_`/DKJX61`8I``L;*0&(5E#.$%`&(%<SW.KNS
MW&3D%MN*0U@A323J7Z2N"14@T4MW5-#ETPCJ&N/D*G?*7EGR'Y[TO'-$=BFH
M2^+/'_BJN[%8+AZUC^!,O+,'.0+B\M-E*YB+A<6"ZCHRS5B]59'F5RB0PLF8
M%?G=.,1\.MN*[9N"VPGD$M]*T$Q9VH*(H1*,B'LJH)6M34X:_![J=ZDW>YMC
M*473`@D0*O4:B2V1([0*^(U&0IX^4M._*/AO=7"/DYQ#BK"^TF7\CZRUC#&Z
M^M3J]5S&D<RLC9PWEC*XKMUJ!6`"&K'RT:P;ON]=T=6'46.W62D#BAVLM^X?
MN'&Y^([C/<65O!>-+:7`1I*H=0I(JT8LVHDC(4/4%17K<6.^VNY)O-M&ES))
M"%FCJ%(.7NDG304`K[":&N6X>4/6[R5[SZYZMU,FKV+V62:-MA1]E[-5J-G.
MGEJ&-Z#C]C*1\5BM]=;NXK+[(64I9:65=NI&-A(^O-B&*W3.L9+YA=OP_=>*
M\>W*^D^,D^$FLVMU=X7U.S%29="!]$8H0%+,YZFE:!3>K/>-RMK;[!//2?S&
M"NM%`4J$JVG4QU9L`%%*`'J5DS-KIMY>/-/IWO#`ZXNCX`POKW-X:O,F\RUB
M)K;&LME1E<W$S,QU6"VJJR$9CIW=TV[XI%P6?&9.#,BKD%N9=E8[MLEOZ>7W
M'I;I?O2>Z$R*(Y:4C*``MHI5PA(Z!:@,1G1>XLK^7DD.Y+"?A$B"$ZDKF)*F
MFJOA+TRZTJ,,UR!XNMD-@]AM7\[R&MD5JWNSA_:B*N.P.]>*\F8\B,2Y^P54
MIJ0=&LS7&5+L`721S#DR"9Q[5TR>UR)1146>$?/W+-1-(LW;<RVS;-IO=H2Z
M-[QV>R98+25':2"=P*`R,H4)&U2"KM4!=(!!.&4NR7=U?07GDB&_CGK),K*J
M2(*YA5))9J]H4Y'416@M4]Q?<[N/P]_=QP'[O=SQQ\/AUAS%WQ03_4__`/.9
M7O\`<NC?ZDDNK'R(C]A]I7M^/N_Y,6-YOP`_]=\G_P"7V'^UGQ7WQY:;+2)Z
M)MM.GYBK6F`>A(P5BK\B[B)N&D$0$$7\7*,54'C!ZCW")%4CE.0?4!`>L=D5
MH>A&/9:RVG:M]VB7:-[MH+S:;B,++#,BR12+6NET8%66H!H00:9@X]M12PW&
MP"HJI-VNUV%]^)14\A/V.=DG)^`[CG%W*2C]PH/_`*BAQ^\>NAT)F?>I\I/[
MY.+.J[7L>W>'X>RVFW2OT(88T4=?HHB@?(!B7_17QV["T3/&&-EL[5-YA#&^
M/)D+BP)D(Z%=L=A,6-?(MG"T%(*I/ZS6F";DSEX^E",R@BEVIE/W"<DC8VES
M<7"!(W+%J*H%69CDH"BI-2<J9UQY?_C9_$MZ7;YP^?T]X=N$.[;M-X;B:!JV
MMK&KJSL\_N.YTT58RPZZF%*8:/Y-]E:5L1N9G3*V-W9GU"EY6M5VJRYP41)8
MXN@T:LT,+,V25*19&.L#NN*NV@'*!C-5$S"`"80#TS]+]EO>)<`V_9]T4IN*
MHSNA^@97:0(:?24,`WMKCYKO4G>;3D/-+S<=N8/:$HBL,PPB0(6'L)%1B+&<
MG3KF.(G]/B'Q#]GJ'4Q?7U,NW+OQ!6&WESJ;IA,)24Y[P*;@`YY'GTX'G^GX
M]4;<=QTC^^R[\7>RLJ=!G\WLQ=@_20J^]'9_/]]=1#]EU#K7CU?D,FW6+-U\
M^7]Y<;#^G,8CM64?5/\`*Q,AY`-^]Q-6MWM+M8,4U?66Q4O>"W2-*I-GR)$9
M3&TXWE*R-6;V1[:6];N;"*M;!TI8_>8E:$CCE*G[*OK_`(YJ1QKC.R[QQW<-
MYNY+I;C;D5F5#'I</JII++52-/BK7V=V+/NV[;A8[I;V$`A*7.2E@U5(*@ZJ
M,*^]E0?+[=MUX\C>:7GDCR1XQ]I\5XVC,F0>(D<X8RS)@N8M2]`O5*,6,468
MV*F74CNPTF<32D%"@(23]N+AFHD`B51!91+=.)V"<3AY?L\\AM&G\F2*8*)%
M>AS5E-'7+ZJD`CV@*66\7+;N^RWZ(+A4UAT)TD=U&S!I[>M?83,0+MH5V2/,
M[:E?J-S.TV!G"(/E&I#@0[HC03@X.W(<0`3@7M`?3GJB:6IJH=/?V8L-16E<
M\9#J)I"B"JB:0N%?8;@HH1,SA82G4]E`IC`*RO8F8W:7D>THC\`'HIE[/W?N
MSP%E&1.9QB:O&CY+YAB[:OD`550%=FY1=(@L@<4UT150.H0%45`[3EYY*/H(
M=!4IX2*>SI@!!Z&HP?.L@?)Q9GS(DFLB+A*..[0*_4;%'M,Y(R%3YH[<@_$X
M$$H??T48C50Z`:5[/RX*BM*YXA9PYO-MWO<UW"NNCI-8JI3]7\S7?`M!J&<Z
M_?KI=<[WO'$8T=S4O9I6GY#HC/!]*MD@]!I`J?3[`[4*0[EP!`**`7V_X[LW
M'7LK;D!NI);NW29VB*HD*R$@`!T?SF4"K49`.@)ZXK4&Z;ANBW$FV"%4@D*!
M7!9G9:&ITL`@(/A]XUZTIA*<C[W;EU[R'>(O#LB]@\;8LWCQ9.WC->"9?%S=
MMD#'MTJ.)59^S4AU>)Z1?3`M6US>E*)$V,>Z0^1%,RJI%3</+7C>QR\3WO<D
M#2W^W7")%*'\#H\H4,$``S45S9JZO9A&7=[^/>-OM6\$-U&2Z::%6"$D5-3U
MI2FFE.IKB?MH\9OT?F&#QH_;@JJ@*[)R@[1!=$XIK(BLW443!9$X<&+SW%'T
M$.L;L&4^($'VY8M8((R-1CD5VT.Z78D=M3OFJ::SED1PB9XW16_R5EVI3BNB
MDKQ^$QB@4WV#UQI(`:GA.#4NK2""P`J*YBO2N/U=PW:E[G3ANV+[*[CN<+I(
M!\NU("CIQRJ8@>PV3$#*'_=(`@)A#H`+&@!P$T%3TQ@<R4:R:IOWDC'LV*ID
M"I/G3UJV9JF="4&I4G2RI$%#.1.'M@!A$_(=O/7*JY-$!+>S]WY<&M0-50!W
MXRO';2.;+O9%TUCV34GNNGCYPBS:-D^0#W'#EP=-!$@B(!R8P!R/7"JSL%0$
ML>P9G`S*@U,0%':<L<T5T'**3ALLBY;KIE50<-U2+(+)'`#$4162,9-5,Y1Y
M`Q1$!#KC,&AZC'(S`(Z'&7H]F"IZ=F#HP8H+?J@!`-S*]R(!_L51OB/_`-))
M=6'D;HO!]I#$`_'W?\F+&\OX`37GO)U[?N^P_P!K<8B%\?V%:AL?MSK[@R^.
M9IK3,G9&C:S9%ZV\:L9PL4NW>.ERQCUVSD&[5RM\J!`4,BIV@81`.>!ZQVK1
MO*D.H4=J&ASZ$Y?DQZG>JW-MZ]-O1G?N=<>2!]ZVW;S)")E+Q^9J507164L!
MJJ!J&8%<L63=B-N=,_$K>[7KWJ7J#!.\W4V/@D[)DV\R!4T4%;%78RS1I'%R
M<K3V3+:K],F$%%VS96$8%4,8A%/PCULMZ9^@ESS7;8N175U#:;'*S!="F2=]
M#%&-#1%S&523CYNO7_\`&3ZB\JW:7:^:[CN.[;@FEOARRV]A%K4,NBWAHK"E
M.J%NE6KBO5N!Y&-F-MW+A/,63OF*Q[@"TQU4&;>H8_:E34%1`JT(P66>3YT3
M#Z*RSN05Y#D#`/6UO&?3'A/"&%SM=JK[FH'V\_VD@]JU`6,_Q`#C2;DGJ+S#
ME:-;WTS1[>W^1A'EQT[F`S?VZB:XC*G+"5<Z@F<)_?ZJ!Z^O'\74QN%^JFA9
M0?E^7$!8;;(2"RM3Y/[F$OE)E(>X"N$@^/K[A>./7[>[X]47<=S"95SR[\7>
MRL7`R1OR?)[,:"^E43F$OOI_T![A>1^SNX[NJ3<W?F-F<L6JVLI%6H1OR?W,
M7D/TABQ5X+/RA3%,'T$I>2CS^[=@_I'K$WJH=6T6)[/B)?Y*XS/P9#&C(10^
M6/SG#Z_-;`O+/Y1?!-7H^TV.D/9G->7V#6WU$T&2SUU95SBOMDX(UEA++7_J
M*''X/G(]XAZCW)&].HW@,BQ<,Y)(R)(H@A.EJT/ZS(Z2II\A&'7(T9^0;8JL
MR$EQ5:5ZIW@C\V$_86&R>-_S?1F%[#="[)1^^6`;;D"Z[0Y6A8:0VXP!5<?U
MJ_2`M%[M`QS"E+X<JJ&*RNTHQ*MQ[3V2E,<BAV9?F'DMM%RKT\^\K>/X5]MN
MUC2VC)^&G:1DJ0I)D\T^8`69V/8"-6742'9N1?!2.9A<1,QE?.6,`'J0*::1
M_5`-!D-.<=.6;A3'6.?%QMUK0?,-TDC^36K8Y=>1[.ECCZ_LGM.K<;S86V0(
M&1I,(O,2;3"K9M#C%,V<V[BTF[5B5NTAB(.%U1L^W6L[2[YLN\"",+M!D6RB
M0F"W**OEG6U/ML];%`VIF)9ZY8AKF6.NW[A8!R&OM!G<^-ZEBRTJS:`5IXF#
M"A%,R<2E^2+#M)O7GO\`%G5)XMK3KV9<7;")Y*C(&_WJKMK.C3Z!<&,0@H6N
MV&-&*(K$JG8O3,!:JOV"IT'!U$S"`U#BU[/:^F.\W$6CS8+F#RRR(VDM)'4C
M4IKWBM:$`BAQ-;Q:Q2\KLHWU:)$?4`Q&JB29&AZ&@J!2O;AFN*\D6+QAYI_4
M<4[4>*<0V/-<,5XBROA/%;IQ)V6GX\OMUK@)R-MBXJ8<OS%80"EG.^<(G,*:
M[.,126$R2)>V?OK*'EUCQ.ZWI@;R\DFBFD]UI$C?PJ2.UJ::C.K5&>(^UE;9
M)MYAL05A@,911GI+J*L*]VJN?8H&)@M!=0-&]@-:M!=XYF-:9'V(A*[CK+DE
MM(^O<ZAEBWY[G(Q)C?X7)=S:S;1];VYLB23J/&KR1EHYHJBBR;M4TDR(CC[D
MF]<@VW==RXZ"8-M,LD?PX0>6D2L3'H4@Z/``Q<4+5+$DFN+%M%AM=W96FZ4#
MW816\S4=1=A1@Q)JWB)&D].G?B.?:70*V4.$R;YGO"=M-/XB=6VN6W/^6\(.
MDE`Q-EZ.JSN<G\FG0KLXB1A'3322BY11[6)Y@X12E"N4VB\6L($ZN.R\EMKJ
M6+T_]0[)9Q&ZP13#]="6HJ4*]0:J`ZG-:%@^(/<=JDMDDY-QJ?0"ID>/,(X6
MI;+OR.3"@/:``,)-DO+K7R3;H_ISLN9AI2M<;;'X7V6D,B4NO3MGKC%TNTKT
MC'3K>)EHF2C+*VIUK>P)G"3?YL3.(AX#9<ZR:BGN.K2TDXAQSE5C8R*[VMU;
M*CE5;K(*&C`KK4&E:9.-2TH,)W4HWC>-HEND9/-CEU+4CHK5Z&M#3I7H>O;A
M1-:6>--'M\?/AK]1<J7'4[4G&VM>.,N1C^BG=657`UELN.XUY+Y"QC79MO84
MBV)B\M;@S)J1!47!R-4`]$4>QKO1O.0[!QG=)X8[W?;BXDC8/X?.5)2`DA6F
M5%\1/94]^%K`0[7N.[6L+F"QC56%,]!9%-5'?5S05KT`Z"B(463K]2WN\"6;
M->:!?L:TW85OD_'4UG3)5T8NL_[M4DE6@UY;)>Q=:K[ZPLB+V.7GW$G'A+S<
MG+`9V4JC=B1FU3ZD9H9I^+\EV_=)(Y;FS>)UB1"(;5M3#1"S:3154*=*!2!U
M8DG#:)A'O&US6J,D<R."[,"\P!7Q/I+9G42*L:U]@PXO..HF,MG?U#^:==+]
M.90A\09/\=BUYR55J/DJW5G\WR<U<:]&RC!5^A)K.8*`DGS*/?O&$;\HS?N(
MQ%-TDLV4=(+QMCO=WLWI;:;I:+"U_#NFE'>-&T@*YZ$48TJ*L"0&-*&A#J[V
MZ"_Y=-9S%Q:R6>IU5B`QU*,SW=M.E>O4XTJEXTLV=/)-M5XV(J'P-;L+Z1:I
MXLU^UFPAN),9&ML?&8^F*1!?GS.-1A8)!4EPS#(.9ID#BP.!0?Q,:LT2CEFR
M/N@"MQ-:[7Q&PY6QNDW#<+R::>6V$:UD#DI"S-[D8H2(P&1C4L"<)K$]]O%Q
MLNF!K6UA5(TE+'PE1J95&6H5R<`$!@!ETWK8C3_>?7_7KQX8IHF0L;^46[:+
M3&;LBYBU,N;Q1H?/V(GDHC2*9(#4;).V);(CO74THYA&2<@H^=L9%VS.BQ74
M1!N=IM&]<:W'<]VO)HI=FAW+R4@N%S^'D%'<:U5=`FH&-*#36K#KA:_L-TMK
M>TCC=;V2UUL\1`'F*3I!`[0F:B@-#0!3B7CPQ9JU^SIH]"6;6R@7O#U!ALLY
MA@);!]^=H/W>$+\YN+JX7/%M7=MF4>D?']<D[9S!I"BDHSCUTVQTD3HF03I/
M/=NW/;.226^[213W1BC(EC%!,F@*DI'UG506/TFJV=:FQ<>N;:ZVQ7M$>*$,
MPT-]`DZBH_O06\/3+L&)6NJ9B<P=&#$>>Q.(/';;,L2U@V+M&'HO+#N#KC64
M97;+\!5)TD$Q0>)UM0U>EK"Q69M%43KBDJ5`A5_Q#R;CD+78;OR:TVR.WM8B
M^VB1RA:W61=9IKTLR&IZ:@#ECM8V=[/>2/L[W@O="ZQ;22JVG/3K$3`TK6FK
M*M:82Z!U]\4AI5@6KWC"`3AG`?2AKNP->),_-]INWZ:>+MA7Y7/9W<>T('XY
M^SGIS]_\J_S*U_W2/^CQ)7NV\H^!D.XR;U]V:?M/,FN_*TU^GJ;1IK3WLJTQ
MV;%KWXL"2SLMNO.'!G@%'ZA^9]@X4\SR+=(6WSII>VF?B/RGM^W[@_Y7;Q^'
MCJ>M.0>J!@!L8+SX;.GEVC:.N=-,>GKUIVXQ]<6/#Q,?BWM?B*9ZY5U4[*ZF
MKTZ>S&N'U_\`$#_YEXUSY_Z^P%-_\5KZ7;D'JQ3QP7]/;:O_`$>$Q9<*['LO
M]:G\[&`V`/#O_?O&M7_;S]1Q_P"]:1Z0;D'JA]."\^>T;^CPH+'B'T7M?FE7
M^=C".`?#=]MXUB_MS[0OC_;:>NC<A]3/I077SVA_H\*"QXMV/;_ZT?SL<!P%
MX:?MN^KO]N?,?_#_`/4])GD/J-VP7'_M/_+QW^!XU]>&G^E'\[#H=4\8Z*4B
MVVV5U-L.*)BUOZRPCK<ACC)\'=UT*TE,*NH]:1B(.<DDF#<TOWE(Y.D03G[B
M=X_#J!Y#N?*K^VB3?XY4ME=BFJ'R@6(&JATKJ-*95-,26W0;7"7^[F0DTU:6
M#?)VFF$`W#TQ\;^7MEL*9`VSRY)UK8Y[.-O^&"$F]RKMA^QL;(Q>UYN(:\4!
MAD>L'2FUIQM'*.?H+-1RN_,D*@F.<@"XV+?^56.SW-KLL`?:*?UAA:I*M#JI
MYSF-A2FJFLCMPRW';=EN-PBFOI"NX?Y(&8JW4?JUU#MI[HZTPIV)\)^./#.P
M&5V5>LF)K1MY,X[6<9I?Y?SJ7-&SIL1D8I`Z_.!\IW:U9$K6+_IADO=2(DQA
MC(@03E$`*/3.]W#E-_MT!E29-E67[(10^5!YE?H>6BHTE>W-\.8;;9K>:15,
M9O"IU%WUR:<M5=;%@*4U=!2E>S$:"?C\_3QGP^WBT,WX/_DK<\ZHW+';MMY`
M3DHM<RI%J(.GU3PI)(9@+`5I\]:N2)2#*)-]47;'1*HKPBU%*WGD_JD-P,AM
M[G[RCM=$@-D-;1$4#3`Q:F%.C/X1G3J:P[;5Q,P!3+%\.9:K]OD'[0AUTKGG
M3Q>W(4?;>=/_`!Q3FV&K^3;7E56-VAJ]9C_^$*MCMY;8BQ*46JPGRS]OB#&J
MN1"K72JR<$R7-/*-V<B2414<'?**@<YNJS:[YRB+8KRSMX:[([_UEOAE*ZV;
MP^;)H\#!B-%2NEJ:0"!B4EV_9VW*&YD>E^H'E#S2#I`/NIJS!%:Y&HKCGC;5
M7QJX_P!FMMLMUK)L!/9]G:I-*;O5FW;22%^:IT"PPCLYD]A<262\2D#6:5&U
ME8_TT)B-9LV$>4`0$J`"'7:\WCEUUL]A930R)M:/_4V6WT>,$`^1(J`NQ;WM
M+,2^9\6.L%ALL-W<SQN#<,#YX,I84(_RBEB``O2H%!AMFH&F?@OQ%EJ"RYJS
MEC!%LF93)#,F+:5%[DL,LXKKV8),?_B!QAC%7)<[5%,F@50`BA^7>RK(.T6/
MLB4HA*;]O_J)?6+V&]P7"(L?VKFU\N1DR_6R>6&T=.I`/;7#6PL.,07"RV3P
MM+YATCS0XUGZHU&K=W4CLIA7(O1?QMR.+,[6RF9^M$=IS:;GDNT;&8]I&YDT
MAJ":SIR[M]FAI=SQ]P7BJ)&*2X+A:HAM,Q,>/^(B^;@GW)],/VBY2E[;Q/;(
M=^C1%A=K53<TH!&0"E7:E-#,C-VJ:YX7^ZMI,,D@F?[N:I=1,?*[VKGD,\QJ
M`I04H!C:;YJCXQ[_`+%ZA97E\GUN"S7!U2$4T5K5(VH>T.+-0:]`L_;2UOQ1
M5[S%UZRTN1K#<GU((:/>M'[`X^^)T3=)P;URVVVF^L5A=MN>0_&,]OK/F,Q_
M7R,A*N']W4P*MT\6.\EALLM_;W)D`NE4>2JRZ1I`^@@:A4CK0$4]F/"<ZA>*
MF`V!W"R9;<IU:4S-:\9SR&\M<R+MU)S#5##5NKZ+,$\]8VL&0CQ=)QY%5UXU
M-"+R#*/:Q**;51FJEV)FZ5^_.9R[9M]G#"ZV,<H-FR6P!\Q&S\EPE78L#K`+
M%C74"2<)?=VP1W5S/)(IF=3YX>6H"D#WU+44`::$@4%,\-;KWC^\!D)7]98-
MOF[%DLRK=WF[WK)(RV_\G(2T\*TD9O+5/%\N7,"3F6H#6=(05HNOF31&03$Z
MPG747%6:FY-ZFRR7LCV\X+H$N0+(`#*H:4>50/3HTF>GIE2C)=KXDJVZF6$A
M23%689YBH3Q9K4"H7MZYDU>XWT_\?:N_BV98W+,PGOR:FM+"M68S;BW$R.7#
M"3YDNTAS860OIE`P89=-!,&8Q/T8X"4.1.;N&NMOO)OV7&VM`O[->90-\,NC
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M^-?<H6EBFFC-P+B#4HETDQ:M2CRWT'P*"M4H`"H&%C8;1/Y"6TFAT0^48I*-
MHKXJ4)UKJK4FN=<^N'4Z@4K5?'.%6-'T[DL?3&(:Y:[JQ>RN/;TSR8C(9*_,
M+Q;);NY7I";L4A8LD+6M5<9Q61>+2)'G<FMV"4"%A=[N-WNMP:XWL2+?.JFC
MIY=$H-`5**%3332%`%,QB2L8[2&W6*R*F!>T-JJ?::FI^?\`-AS_`%$X=X.C
$!C__V3\_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>ex0071img-2.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 ex0071img-2.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`-0"[`P$1``(1`0,1`?_$`)8``0`!!`,!`0``````
M```````*!@<("0,%"P0"`0$``00#`0```````````````@$$!08#!P@)$```
M!@("`0,$`0(%!0$````"`P0%!@<!"``)$1(3"B$4%18B,3)!44(C%W&A8R0E
M&!$``@$#`P,"!0,%``````````$"$0,$(1(%,08'41-!87$B,I&Q8G(C%18(
M_]H`#`,!``(1`Q$`/P"?1P!P!P!P!P!P!P!P!P"GI9+HK`HR^32<R5AAT/C+
M>>[2.4RAV0L,>8FM*'U*'!W>',],@;T9(?[C#3`AQ_GYY1M159:)%UA869R6
M7;P./M7+^;=DHPMVXN<YR?11C%-MOT2(P&YORF=9*@<'F':DUL];-R-N$H2"
ML%[<%->5`4K)$(&3F<T]M6S.9IBA@S_(M&V)3P^!$JA@S@7+*YF/9*=F.Y)-
MU>BT5?JT_5(]:=C?\A]V\W8AR'>.3#BL22W>S%*]D-4K25)*W;K_`%7)+I*"
M>A)1I&7R*PJ6J"?S!N;FB6SFKH!,I2T,X50&AJD4HBC2^/38U!7'JEV&Y`XK
MC"B?>,,-]L&/6+(O.>7D&W!-]6CRQW!@XO&<]G<;@RE/"Q\R]:MRE3=*%NY*
M$92HDMSBDW1)5>B+G\D8@<`<`<`<`<`<`<`<`<`<`<`<`<`<`<`<`<`<`<`M
MY;5K5]1E9SBX;6D[=#*YKB..,JE\F=#,@2-;.V$Y,-&$L&!'K%JDS(2$J8D(
MU"I28624`9@PAS&<XPBYR=(I&3X;A^2[@Y7'X3A[4K_)Y5V-NW"/64I/]$EU
ME)TC&*<I-)-GG7[U[R;Z=XMS.M=:W5%<;_KE$'O(H)2-<L#NZH_;3FC`VS^[
MG=J!F/CEC@7CWB@."H#:R@'[*7(C/>5*,;.Y[TZR3E3I!:T^;^%?D^GI7I].
M?'?C_P`<>`."ARO=6;A6^Z+UO^[DWIQB]?RLXT94GLCT:C'?<_*:IMA"CX=\
M<KM:E0$AJ^CX9$@G92&K&V3W951+VC0J#`8&<K:V:3OAZ402LYSZ#/2//CQC
M'GG+.WDRCI;K;>FKI]?AZ?,OL_\`ZG\-XLYV+/(W;\HIZV\?(:_65N-?V^9Z
M5D?9TT=8&*/HPX"D8F5J94H<8\8"G:T"="2'&/\`#&"R,>.7T51)>B/E9E7Y
M963<R9_G<N2D_K)MO]SM^5.`<`<`<`<`<`<`<`<`<`<`<`<`<`<`<`<`<`<`
M<`C?]WDXK*?#:Z^V<G<CK[0R@5<>G-]M$+4Y1V/MEL&])!O50ZI5ID1J3/L1
MN,`_9Y2OR9@AM3NC89[A!P/NDN2X/MGE.[^6AQ/%K\?NN2>D81]9NCHEUT^Y
MNB2=:':?`>3>!\!]FY'D7*]N[WOG[\?CH22G[%F.E[)V/\IW9ULV8NBI:O2N
M/VJQG'FM_;'LWO:N$\*U'U:O;4;2=I(.3PFJ=4:7LV/L:QC&666%PG-MQF*H
MY)8SZY)B0#7*2U1"-4;D0Q$C'D1@_2G;W9WCWM11LY5_"O\`+*E97KEK1_PM
M.6V'RJG/^1X5[Z\F>6_)?(7>;SWR<K%YUK&-V4I1^"E=4:M+HH0VVXK2,$C;
MI\6>O)2@'O-8D\0RI'*<O].5T:7,R'M/("3VY!-Y4]$KR)`$#H4H$)[1"'@T
M.!9^F<\U'S9EV)+C<3%<'9VW9_93;JX15-NE-&9WPCA9-O\`R>7F*:ON=J'W
MUW:*<I5W:_%=27+SH<[Z'`'`'`'`'`'`'`'`'`'`'`'`-!G?IV^6MU`4_0-G
MU?3<`N`RWK*DT#>D<]?)&S)V0#-%RY"WJ6W]=R`U2<M$$X)GNB](`EX\8SD6
M<A`P+J7MG^1C?%4UW=U1],='2^L+8AK!8%?RA/L+&T);_$90W$.S$[`;'FVF
MIZ0A7MZDLW!2I,0>#`O`P!S].`5[,^QSY*3#6+`_(>FNG2;"=YO+FA?'A665
M*FUBAK''8@O9Y.ZJ&6Z$*!"![>7IP3@$<X@\A;1^2@8\&#`DFTA+I[)J3I*5
M7>PL->7%-:RKYYLB"MCFE/:8U9SY%&MSF<0CRG\L[A<T;'(CU*9.(I6L]PHK
M&<&FX_GD"X;3)(X_'.:9BD#&]*&11A*]$-#NWN1K0J%@S(4SH6B4G#;SQ8*'
MX`=@`L^G/T^F>`?K$BCV3/:_/L?N>KT9!^7;_7@7GQD.084>KU8S_AX\\`T8
MT1WU4UL)VIV)U<0ZB["9I)53K=3#,[JETLA[;$_RE+?=$N!T<CC88\KW=ED*
MU-Z$J@]8B.`48`P9']P0@;XB#B5)99Z<XD\@T.!E'D&@.(,!G_6`TL0BQ@^G
M]<9SC@$,K>2W[*V%[%Z2HK6]A@\FW3V*.DL@UO=K-C"*=U#UZ:<-CBO)D>XS
M_6KVF/C,UV:V$_4UDB8S'<D\#1&D[&D+*PJ4)!9W/,YB[P7&?ZSP\G9E.D\R
MY%TG=NM5]K<M5;LI['%.DI[V]&D:CC<8NX.37<O.)7HVE[>%;FJPLV(O2YM>
MCN795N)M?;%P7Y)LE(:N:G1C62+$(Q6/<UZV>Y(2"Y[>=^69*['L6=.F/]Q6
MK]#RZ'QF$,8E&?\`U62/H6QI1$A``LCR'(Q:71+IU-OJ^GP(_&Z_R;X/!-F'
M#2OK2U<E?85L\!_51)W<H>K6H:U)EC+[J9W:F$^,LS]*++Q$Q)C0.2XK#8RI
M`%#&6X&E`,&"56U1O1$:).JZLYT6Y/RO533B7BZI-)BFH:;[T$'47&TI)O\`
M;Y#@6$XLCVA&F+<,@S_8,`18%],@QGZ<H5.C?^TWY%SHBK99".EJ"1$#BE7I
M+0-LJ:NPD<:>F:=/,=7JTR]VL&LD+:QKV%$G7(S!&.2<TH_!Q2H\L6,!`S;V
M<[[J7UU[+Z(ZQTM&V!8-DW1+Z0CA]I(I=#&*LHVVW8Y)$2)^1'>Z^/4C_6B%
M0C52<1"`)HBA`+.S]!9`K/M4W%[5]>)14S9UI:05[M]%I/&96X6=-I:^&D--
M?R!I=&U,RLYAJ:R:_0$@7MJHU0,1YX_[/'D/C/D#;Y")*ZKH/"W*PBF.*SIS
MB$9<YG&R'5$)*P2EQ8T*U_9TAHEZOWD;:ZGFDE#]XW`RP8%@8\9]60*D#(&`
M0P%!?601I@PEEEA=F\1@S!YP$!8`849$(8Q9\8QC'G.>`?!(YI#8?]M^W2Z+
MQ7[S/A)B22%H8LJL^KT^$V'18ER?GU?3^/GZ\`[](J3."9.M0*4ZY$K+"<E6
M(SRE2522/'D)J=00,PDXL6/Z""+.,\`X?R3;G[_PXM^?Q?C+GG"U+G#;C)>3
M<9<,X-\(O)6,BQ[GI\AQY_IP#XF22QR2EJ#8W(6*0E(S,%*S&)W;G<"4T6!9
M"6I$WJ5`2!YP'/C`O&?IP#@D4NB<03E*Y;*(Y%DIXL@(4R1\:V-.<,.,9$$D
MYT5)2S!8P+'G`<Y_KP#[6=\9)$A`YQ]Y:7YM-SD);@RN2)U0F"Q]<A`K0'J"
M!9Q_E@7`.TX!"D^;9G'_`.-],L?ZL[,RC./^F*L>//\`WSC@#0.UOD\M>B&G
MS=K-K%UV2&@D.MU/I:8?9I+'<B</-:$P=F!#7.6I1W6R)$\D6L>"3%H`)DX0
MJ!#Q[8/[<`8&?*A==REVAO5?*-X&Z!P#:EUF>U;5<,/HUY=?^+B$Y[C!5,/1
MI2_V>2)'501$&UO-/,$K5!*6*%`2A!#G(>`:[MT*/?[U[K>O?6>/6S/:H0W!
MKWUA00F9Q!\<RGVO6^2ZSU1#WUZA)(5Y!#6]!CZ,T1."LE%C5&9&9Y]8\B`R
MI[?^BW97K9DL3*T&8]U[ZZ\+*2P:4[012O9T<^V0X6-"G]_0O:><IZT@R-45
M'W"#O>!,#LO87AM:'%:O$8'&1!+.`Z#6U1\4"WI(PUC>=5[VZ;V,I5)6-V7W
MK:4S-B*!\.]LGR_3*(OKSAA)&I%_NK')C9D)`?\`<.]@O&<A`L5U_=7&G>Q?
MR!=J=!YBAF[SJ_63QL\3`BF&R71#)U356\@1-\*6FSMLS]Z]DFH%7NB-QG(%
M81!'G(@_U`],G776:L=5]=(!J[3"=[9JPK*'JX5#2GQ\6R-^1MJP]R5C/7OB
M\7WC@L^^=33/6+QX\X"'&`XQC$H2V34^M&G^A&<=T''I5-$)SJ.VDA#_`/*J
M[$$5@*42%YG$=OO6&@OOS@%EH4^N\RKN-1J%,0#Q8"E&=4M(J1EE%^/7A&,.
M,9$9]:W+DKMR5V>LY2<G]6ZLI;A&W;C;@J0C%)?1*B)F.^[K83'HQN8]5*)<
M"T6C5;8!RKPQJR;AU)F2*JI4ICQ[3[&<'9=2',LL:;`/Y9/"'Q]>0)D*?X0C
M'3RA_P!^I(L*93[_`&YII-J8CEGLBD2&HW57.U,IRP>YC[@+4XS!M:L.PBOX
M^X0@P9X\E^0/0+X!YU?S*&HQXWYT*8%#J\DL4WI%/''UJ2NRU.W'IB[L>DOW
M6$&#1(`.'VS\:#W_`&LF9"$&!9S@`<8`P*W-ZJ=1*/\`D/ZQ=<D!:K"!K;84
MGUH9I>W/5@.;C,E">RLB.DX&^8X(3.#9DU.,&"/:#C)&?/HSCS]`+P?*/T(H
M;K1AV@E$:K8L".UE+SMJ9M(6:56#(I@>Z24U;0R+*Q2H=%7MB*(1%`+*+P5C
M`,>K/G.1"SD#>]VL]7_2EKM1$][)=VFR\WZ;SEBB*ML@T:V!E$966U:RZ$-:
M**UI7S(2$P#20J2LX?>&`)J=F:4QZH8?93^C($7?5'2^>:H:!7AWNV'77Z_E
M@E<?8.N.HI7ERDC`TV#.[`2QMFV3DJ*4C6'R6*TBD/4'PHET`I*?9$WD+U8!
MHR2<+@+HZ$H]4+PJA;L1V*]9'<=VF;`W"_2US6WO#F:UI/3A320_+FE*EKV5
M1.>QMUDSDE/0&A<E*X\XI(NP-(F()`GR(T"Z&I"O='7K9G:JE]8M9>S>E^K;
M9K6_9B%N-;;7UA9[612YCKK-/G5IFY4L*0FQ"&ND&LU$`")[)6)URQA&%.M,
M.4YP9@"H?C)]5%)]H%<[9ONTEM[)*Z]KRP:V;5-)5Y;CM!:[L-[?X_)%I<KL
MHI"2I=I$ZLB5`-,@R4>D&06H-\F#P/TX`^3L3U);^A[NOT:1]=-H6=6L4ND%
M-2]7%Y'+G-_;DQ4ANIVK.9P"0J@93JYK6TF96H`CT;GA4I!E2=Z3<B"0(L#&
MR:5E,-<-X;^L+Y&^E&]&W$>>G=Q!&+3@\ZFC76Z$_$B=!'R2(21L<HQ$Y3!G
M!I]@+0UH).RD,B8KV3$61B"4F`E2_'Q/Z)7.]K?G/5?8EW06U);4P&*::H7C
M*I#@QEB"*4LCTNG,28)2=(AR)8G<R4B58L0R1Z`@),P$8$^%'J-`EE<`CA_(
M]ZI=I>U^C];JSU@=JC:72K+7E4YEQMLRU^B:(QO<X@%@:@LY[%$)<8L4X4FG
M>Z`99.`A].<9%YSC`&W+KNH>P=7-$]2-<+651M=8U&4%6]6S!7#W%<[Q=0\P
MN.HV,\UD<W)L95RY`(",/H,-2$"%]?X8X!IC^21U%[8]L\*U+B>KKQ3;,*EY
M5;K_`#D^W9A(8F48&9-,";HX%BS'X7,1K\@RP+ON<&!)]OR5Z?7ZA>D#"63=
M!._#OVW:%;SI9-KGFJ=:8?H4Q62E.L"8ERY<KUQK2"0ZU<11E#6YB1R)7.,?
M7":!*%B3*DH90CL$9$((0-U?8C$N[TB]8/9W6+9VHZNF4%9)(W8&OFS#:\DF
MOMB%2B2.2F=-,B8(X%U**41M:W(0$`D#>4`248QDF9$$7`-"^W'2;W1=S5N5
M"\=CLKT%UAK&JE#B6)PUOCL@EEHN36_'-.'PDD]U)<U\@5"2M00HB7*3I6M"
M,0C0I3#,C]8'.N^/GV9:%]DDCW>ZGK6U;D43>V5XC\>B&T;E-2GN-1V2QMI9
M'J*RE,S1IP3RM.F4-H#TCJC=$*L>2P8-(Q_/!H$PO6Y+?R"B:J3;3NE>O6Q9
M,/;,W"Y50E<D=;*9P/`S74,-(=R4SGAB3Y&$HH1Y99AGHR/(0^KQ@#SA+SZA
M]KK2^3S<5.40[RZGR5]YI=Y<;$QDL],*HJ>G;^CL=98\?7B#[!\@;9RXK8XS
MIAYR6L?T_LF8PG`H,+`]-XE/[:0E(>>:X>VF+3'J5H4XCUWI)"2:>L`G(3I!
M&J_&1&8`4`O.19Q@.`^,8`AU[._&2NJEMJG+>/I/VR1:?6LXN3Z]*:<F@75'
M73>HD)P5K\P1&3,K-+4__'3XKQZA11^C[JU$#P#!1Q9!2<@@"Z*1-\PLY`&(
MG./6NE4^WA)FTU8$HG#U^/1^5$WH4*EK]WS_`#].(YZ/_#_AP#75NS\=?NUW
M)FNN5HWEMSKAL5;<"5/[[-I?+Y9+82Q1+\K,69Y:J\KMA8*>"A,B;&B9<JL#
M*0-98EBX\."?`?>,`V"=N_1IO'L!V6TQVF:`VU1#9;E:D5(N55W>QLB:&Q#-
M*@6'F,3\U.+/'),WR../+<%.G6MZH+<>5DH8RCS/>Q@@#&'M9Z4>['MDK;4!
MTOJ8Z)H[SIMRV'*FP(1*K(AM?-<5L1RJ@R`MC(%1`I:ZO;JE)A;B:X'#]H(,
MGDEAR;D(A\`M_P!GW2'WG=EVQ4#LB?/6DZ2E:)0L,4HR@WF[[1<H0V1AA"U%
MO#C*R6NHF96\2.T%#,`Y]4E&)E&$HB4)!H"4A(L`9@6_H'\B+<JG$^F.USYU
M51W36<*:\AEBL5+Q^<MLM@-8Q22QU<0XTTWK8(%B9Y;`VYC+/CI`A%(BU*4D
MDSPGR,/`*<U@ZT/D,]1K0]T=H/L)IEM=J@.2O<@@\$V21S&)O\.->EQJQQ-0
M-;=]B;&C'@\?W"M(BE*YK,6#-4`3E''G"$!G-6>O'R"+_<;7<-ZKXTXKVJ7S
M7#86MHCK5KDBD66N76;:%8/T)@K]9,PD$6>WQ%'8F[.^%@L)7I9CW"PBPE%G
MSX`I'XVW45MEU,07:^+[1OE-/(KLE-2R"$%U'+Y)+/L?TQIG;=(_V$;_``J'
MEHQJ?V!#]M@C[GU^V;Z\@\!]0%@^_KI-WP['MUM7MF]0Y7K_`!E#0=3QUBPH
MN"92=A<B+`B]L2JPFU8E9V6O9DC<F<!3FB^IAH,C,`8`1>`XP(0%VDSQ\MAH
M:5<==X'U+V/E4E,09D*]?8J3U8.`(LQ6L;4[_%VY66+`O(BOL``%CSCT>/IP
M"@.F_P"/S>VI>[T^[+MW;:J%WV%F&;)71RG]:H^:PU5%7VW,KD\O>G)5F/0Y
MLPG2,[BI2-[*VM042<2CWQJC3"P!X!+&X`X`X`X`X`X`X`X`X!3)'Z7^Z.GV
MWZK_`,B_JK!^;]C\1^[_`*1^7DGZM^5]O_[WZG^>_,?C_>_]/[S[SV?]SWN`
:5-P!P!P!P!P!P!P!P!P!P!P!P!P!P!P#_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>ex0071img-3.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 ex0071img-3.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@"9P&7`P$1``(1`0,1`?_$`.(```$$`@,!`0``````
M``````<$!08(`PD!`@H`"P$``04!`0$!``````````````$#!`4&`@<("1``
M`@$"!0$%!`8&!0@%"`8+`0(#$00`(1(%!C%!42(3!V$R%`AQ@9%"(Q6AL=%2
M,PG!8G(D%O""DK)#4S0EX<(U12;QHM)S1&15"F.35'6U-D87XG1EE588@]2%
M$0`!`P(#!`8'!@0#!@4$`@,!``(#$00A$@4Q05$387$B,A0&\(&1H;'1,\'A
M<B,5!T)28C3QTB2"DD-3%@BBLF,E-<+B1#;R<],F%__:``P#`0`"$0,1`#\`
M\;_,1_XXYJ._F')_T[[>X\IEF`D(/%>[1L_+;^$?!,ANJ9=V75L-^("ZY:2-
M=^)LQ[Q[#WXZY_0C(E*7?A7Z/ZP_1A.>$<M.,=T-"U!Z=U?UL,0GG,XGB5>0
MBD31T+M\4.X_8/\`TL<)U*HKI=`ZC,]B_P!)P(2Z*[&C)J9GJ*_JJ,"%D^+[
MF'^B<*I,<V1F5??%G]\?Z.#!.>(7(D@FSF9:C(=1E@4>5^<@I-<"$:/)((SU
M4->ZF$3238$+/!%YI84Z`'K3MP(6=K/IE_YV.@GX=I77X/V?^=A5(75[/P'+
MM':#^@X0IF;N^M))+0:&[.F=!WCNQRHR0R6O@;Q5Z9=^8P_;NR25Z%Q(TN;0
M)1!9ZT*==5!_TT[<=7,S0%(MX<:47=MK`4AAX2#7(]`,Q6F*EUSE?AM5R+<F
M,@X8(7<GVFU$K,IHP!89]2*TI]F-MH-R7M!<O.O,-N6O(&Q0CX4CI[>QL7UU
M,-BSD$;@,5]\*>[]#8A\T)]??"'N/V-@YH0N/A3_`)!L+G*6B[4IEW9?9CA"
M7I[J_P!D?J&&CM5@NV$0OL"%A'\5OJ_U<*=@0GFV]X?3_P"CCA_=*N[?Z#>I
M.*_Q/\U/Z,5DFQ.E.B=/K_H&(:%WP(62/M^K^G`A9,"%]VGZ!_3AF3:I4&P]
M:SP]6^C##]B?"48:2K-![Y_LG]8P(2^'W_J.&I@2W#BG8GY#59Y3X#GW=GM'
MMQ&:T@XA/\](R^@:J]/JZY=A]N)MJ/SAU*%?RYK8MZ0L3W9T-G3+VG]&+19]
M)/B=7AU`ZLO=/;]6!=Q]\+MA%,7V!"^P(7&$.Q*TT<#TKZOM_5B!D=P4SGA'
MWF_%&/-N9L`F?+N3'W%[=[OCW8A22GF.ZRFHK;\IOX1\%#;GBC4Z(/:$&?2O
M9CCFE=^&37_A1_ZG^@O[,+SW\4>%Z$G;BT@8Y+U[F_H%,="Y=1)X5??D-VG@
M1"57($*:?T=N)33F:"=I3X&49>"3R;9>HY72!2G55KF`>W/MQTEJ%U_+[[L'
MZ%_9A$+!);7\;::=@/=U^C+`EJL9@N#_`!6TMW9]._[<*`H4\N62G0NRJT=0
M6U5S[?VX*)GG]:41FH/TX%+MWYV5Z5P_9]?]&$3ZZ8$M2LT,OEDFI%13+Z<"
M%F:^\O/437+/[>VO=A0GH=I7>'<P7-:>Z?W>\?U<*I"5KN:="`:^Q>S_`#<!
M34W=7)OT<:=*9]X6F6?8H/9CE15T+^=2*-8]<A"K1<^M<OJ&.7OR-S)Z!N>0
M-4WLN*7BV8GDCHDB@U(S`/MI7%?<3DXJ\MX&@UH:I+/MAAK&0"6\-3F#V9Y8
MI))R'DJW$`#"2@YS':J22&@\(8Y+3[M>S&W\NSG+MVKSSS'`.83N0T2U-1GG
MV>$]:]/KQI9ICFQ699"&Q.(&%"B-L7ION>]V_P`8B&AKV&E2"104[<0C<G8-
MBJZA0'?>.[ALM\;.]U1D=<R*TQ.AN6/::#M!)O4=)(-*G[3B0NTM`%!D.@[,
M*A=\-':K`;%E@MV9RU:@Y]M,\Z?3@0I#;<<O;V,S1J?+5=0-.H]M`1V81":+
MR!K:012`"1&H]`!GU_4<"%GB_B#Z!^I<<O[I5U;?0:G>``L,AT7]8Q33[4^4
MX'[O]D88&Q(NZ=/K_H&%0N^!"^P(7W:?H'].&9-JE0;#UK/#U;Z,,/V)\)1A
MI*NPD\LZLL\L_M[/HPH!.Q"Y-W2F:_57]N'8XB\D%,SOR,J.*QRWE4(J.SI4
MGJ,/>&"A^(/2D9N=8T@G/V4Z9_T8[9"&',FY92]E%TJ>\_;AQ1%VC]]/[0P+
MN/OCK3AA%,7V!"X.6>!"2_$CO/V8`*FB":"JP$7LI$H1J1G60*T*IXB"!D>F
M)/ARH7-/%77YK;/_`(TYCF__`.:^2?\`XU>XQ<A/,=^(_%;B%C.2S`=T;N@*
M,&T8]=1^D`XXJ4YD9P'L25K,:F\(ZG[I[_9ECFKN)5:Z)^8T&%5Q\&O[H_T3
M@J[BN>4_@NALA7W5_P!$X[$DE.\?:58MC9E%6BM."Z';XR:F*,GO,=3]I&%Y
MDG\SO:5URH_Y6^P)-)LL<C%ZZ*T\*@`9"G3+KA.9)_,?:5R8`34-%.I8CL$)
MS+5/M"'!S)/YC[4GAQ_*/9]R23\=1G!1%<:14Z%.=6RR![,2HI7AF)]ZA3VP
M,F+1[/N3?/QO-?P1T_W:]_T8<YKN*:\*W^4>S[EB''2.D5/H0#^C"<T\0NA!
M38`/4L<G&I)%\*4*U^[WC_HPO-=Q"7DNX)M'%[C\7)L@M,LQ7N/9@YKN(1R7
M<$U7.PW<)!57<DD$48TH,LNS!SCQ2<EW!(SL]XWO0FGM7]N%YQXJ)>13!HY=
M0:[JCX+&^TW<0U"$#LS4#K]7LPO..\JOY=W_`#/]KEC%E>9_AC[!^S#L4U7?
M-.Q1W.;MEQ'22OOA+U/%Y8R^CMR[O;B1S1_2I.23C\4_\6MIKC=+..=*1O<H
M&9A6@H:4)Z9Y88N'@QTPVKJ-LC'5K\5?$<2M;?9('*0MYEC55:-2"VD$&A!`
M-<4=T33:5?6#WYMI]JJON$#1WU[$Y)(G=4J:E,Z#17W:=F*:1V605V+:V[6D
M"H!0EYK;,HU=<C7VY&OT@X]!\O/CR`X5]2\_\SL8'$T'LZT(H0/B#X1D104%
M*]>F-%=2-#=V*P;>\1N6Q7Y>-DL-UXK,]VL)<4TF2-'()"TH6!H*G&8O+DL>
M`TX="N+."!S#F8PG\(^2!WS(</\`)Y%:>3!'"6K7RHDCKXC[VA17&@TF1CXJ
MNH26_8L_JS&LF&0`#H%/@JD_E36[-YBALR,U!'7V]F7?A]\Y=LJ`N0QO`+M\
M'_5_\T8XYSN)2Y6\`OO*09%%J,CX1V9=V.<[^)]JL@UM-@2F$`2(``!I&0``
MZX,SJ[2C*W@%8'BEDK[,&\M/%;5]U>\^SKBB=/-XEPSNIFXE7')AY#3D;6@W
M!!3EL2Q[M>*%4%95Z`#_`&:=*#%Q:O>1B2<.*JY6,#Z`#V)E4"@-,Z=>W#CW
M.S$5-%:6K6^';@-B<;4G+/M_I&&B`=J?RMX!.X`(%0#D/U8C2`!U!L464`/P
M7-*=,<)I?8$+[`A9X0"6J`?=ZBO?@H#M4B&0,!!2@"G10/H%,)E;P"?Y[%R)
M!'FP%#D*]^(]Q'5HRX&J9EF!`RT"Z2W,949#J.@KV'##(G53/./$>U(I94=*
M**&H[*8G6K"'FO!0KV5QB%#OW%)US(!S'<<^S%A0*KSOXGVK+I`Z`#ZAAN4#
M*G87.+Z$DBBYQ&4I??HQVSO!.1&D@*[!V!!+-0&IS/9GB3E;P"F\QO\`2LGQ
M([S^G]N"C>`3<LC1&2*;%T:":Y(*.Z@=0K,!3*I.>#*W@%4^)Z3[?O3G;;2Q
MI5:_2*_KZX,K>`JN7W/8-":T._[U*(=J<0RT&7E/V#]P_P!&.JGBL_SI:]YW
MM*M3S6&3_&?,/$W_`.:^1_?_`/XS>XPDGU'?B/Q7L\/T6?A'P"CU*9=V6.$X
MOM"?NC[!^S")_D`XK&;8DDBH!S%"!E@2<@+MY:KX2H)'6H!/VX5-$4-%T-N6
M-0*`]`"![.E,"1=A;J`-2*3WD`FG9GCG!6,,(=&'+J;0,:JB@?4/Z,&"<\.%
M\+1AD,OH('UX:?/RSE46:W&=??",>OZQCCQ7IZ%-<@+CX0_Y$8/%>GH4<@)1
M#9DZQ0?=ZT/[V%%TCD!*$VY")"8XR2/W5_\`)A?%%'APFV;;8R3^$G;3PKE]
M'MPGBD>':FP[:'<@(M`*TH!V@>S!XHI#:L=M"^.R)*"KJH'6I`.8^TX/%%<^
M"CX)O.P0B0T*TH<O;^JE<.Q7)+J5Q34MFQK:@)NN]C%&$;$FF2CMIURZ8?Y[
M^/O4?PH77CUG\/N-KK4&EPAS4=:^VO?A1*YQH2F9H0QF;I"V#6FWFYV&UD9:
MA;'4`:$+2/LJ,OJQ'NE+L._ZU2[>MLO$W&_OQ;^9:M>M$*J="G70D:<UIURQ
M0W)H22MS;[!U)IY_Z?S74";MM<VW7-A>[>T@B@DD)M9X(B\B%4JRZF%&QK/+
MUP<E-Z\_\T=XH7\*]!O4OG=Y%M_&>#\AW*:WF62[N]NVV>>W>"=@OBFE2HC5
M6ZCH,\::YNPP5(KUK`-[Q6WKY;_D^]3-ALDV#EG&-YL]WC`W!K>QVE;Z&YV.
M6BV[#S@:WBD@N1XJ"N,C?W!YU1LK7[O3<KZQ^GZD#OG&^7[F_!>?;?Q;D&R-
M%?/:&_M-TC%P+&YB!KG(!I=:=A.-)HEP>7MPHLWK'U@M9'(N';E:V=SO*V=Q
M^66]Y\"R*&%S;S,VG7<_>T5Z5[,7`Q*10>>T>V4LQ:@!/B.=`*X-J5+-]V6Z
MXWNMO97BVUQ<W$.R;IX%5K5-NWC;(KV"-Q0KYX28%@<]6'0&EM>`]ZL1L3*@
M``(&8RKV]>_KC@FIJE5A>!,S[-&')8?#`48U%*ME0XS[O[M_XE=G^W;U!!CG
MT?E<@E>@$;R(2H%%-(E&8&1Z8O+.F0\:*HF[ZBD+B1B1[M:`=@I0=,.2"AQV
MJSM?H-ZD\0``K04R'3Z1AM2$YCH/H'ZAB-+WU#F[ZYPVFE]@0OL"%]J8>Z2.
M^A([\*F99"P@!=UE*U+,Q![R3G]6!,\X\5TFF#*`I[:]H[#WC'38^9ZDS-.0
M!0^])BQ/6A^G'?AR-@4;Q#N*XR[@/HPXR,L-2N72EXIN7.'5PNRDZAF>WM]A
MPU+W/6G8._ZEEQ&4Q<@A2">@.=>E,=L[X7+R6M)&U<O&;BOE^%:$>'*O9W#O
MQ*47Q#^*4VVV,:%AJH1U%<*FY;APC-3N4JM+!0!1%ZUZ+V'].!5'B.E/MM%'
M0^%.G<.\^S`D\03@G99$C5HB$JZE!4#[X(%,NPG'*85G.=HB<QY<555)Y5R*
MI``_[YOC_1C#2?4=^(_%>UQ?29^$?`*'>6G[HQPG%@8`,PIT8_KQPI-2E<8&
MA<AT[AA4N9W%)9`-;9=N"JX(!-3M7`8@4!H,%2C*W@LR`,*L*FM*GV8BR/<'
MD`X)YKWM;1IH%D``%`,-\Q_$KKFR<2N<<.[1J[$KDO<34G%?83*W@DS%9$`(
M-0#G@RMX)V,!PQ2J!%\7A'W>SZ<&4)S*W@EL4(?4%4=!6E!^O#,M6THC*%R^
MW!P:(`>M<NG;T(IAG,[B4F4)I;;VAD+9"H*]H[:_T8,SN*44"X:UU`@T/LJ3
M^@T&#,[B4J:S94EJ%7H:_1].6=1@YCQB"04W)"^=N1FU(7M&674M-0#'/N"F
MHZTZ8L('%Q&;%<BQ<T]K$)'M5JUY?Q&WCE$ZW,04B)I82Q=5(90/%JKE[<3Y
M&98LT>#^A<S6T3(\SV@MJMOWHS\O/._4GCGD66Q7]M''MRM+>[G%^6VQC8`:
MX[J72(DSZBN(+A.X=HDJLEFBA&:(!O4K)<"_E^<!X#QG<^3>LNXV?(;L;M%<
M[9QK9I3<I"RN'5;VX5J)"_WV.0%<)':-ED#90"T[57SZW?1L)BG>#NH?N3M_
M@3Y7>'VZ;;L7HAQFZO9)_--Q=3_%RP"5AKF6UEFT3E:U\LT#].W%U#$VW^AV
M.I4%Q?75U_<O<_K1+XYZJ\,X`M>)0R;'.V@3V5GQ+;+6S2*(@@,PU'RTTYYY
M##Y?-)WG$J$X,#20`#1$>X^:.:WWF!]QN1!NFW64>][3RJ(PI9WD%P13;I?+
MC51&`V0(RQ$GMVG$M%5Q;W3Q@'$!6@WY_3;Y@^+;)'ZE<:XSO5[<V'Y7Q[=[
MEH)_R^H'A:>(1Z,SVX@MN+NW>!$]S6U&Q3^5:SC-,QKW<2M=G.OY3O">:WO-
M[3@FYWG$-[YC;->_X7Y-9&XL[1HEH+S;GUA$8@:E(/0C%U^LN_F*/#6_\@6J
M63^31\P-MS/?>#\L1;1-!N-@Y;8E6V:6%:L@G",RDM'0L*Y&N'6:YE<"<138
M2<>E)X:#^455%_FL^5?U)^7[GNT<*Y=MMPVX;AM.RS1[HD;/M.Y6=C-+9VMS
M;D:@));*%`%KDM!BWM;YKV_F&@%<=Y)&`Z@0NC&W^$"N"J-%82R1SS1P7,DE
ME"DMW"R,&6.0T\QUT@J1]6+-LC&DAX%:I0QA%0!1'7@,:)LS!&,BJH".WO%"
M-5#]!-,9K4'%LSGQ]DD[E<V3&2`->*M0Q]3K-!NJ,BJFHH33M\"COK]>)NC3
MR/S"0DX*)J\$,3:Q-#3T(;QIY:Z<J@FI`IVUQ;RFKRF;$DVK"=M$\6N<08YF
MI%>V@Z8B2.(=@5,"<4S7#1))J5"F^H5VPB:7V!*#3<%]3Z<"7-T!8Y"12A/;
MAZ)H=6H5=?.-6TPP6$^+K4_7A[(S@%7YG<5Q0#ICIH#>[@GHFB2N?%<8[S.X
MI_DQ?RA<C^G^@X0N)P*:EC8UM6BA7.$49??1CES<PHI%K3FXXBB[#6]%#&I[
M>F&N4>"=FD:P88+.L#DJ"Q()`(-2*?9GAR&+\T9A@J:>ZD(+6N-$]VEI2AH*
M`@TKE09GZ:C%CRX^`4'FR?S%2&V1=/NCM[/LPG*CX!<ODE+2`2EB#30+D*]F
M6$I#P4&CTN5=/NBGT8"(J8#%=-#\PZTBF%R9HR96KK0TJ/WAE].(F"M>6S@%
M<7GR*.<<L2GA/*N0&F?_`,9O1_3C!R?4=^(_%>P0_19^$?!0PHM3EVGM..$X
ML;1)J/A[3VGO^G'"D+L```!T&!"Z&-"22,S[3^W`A<>5'^[^EOVX$+[2%R`H
M/\N_$.7OE=#8N<-I5]@0NZ*",QVX$)7#&A4U';WGN^G`GHMA66@1E"Y!JU[:
MT(IUKWX$ZG.U\.8^]2O;T%>VM,\,3;D%/D$6L'2`#3/*M17#"18+RR`C#!<]
M>9S!Z-W]:X$)A$3!V#YII.73.H`-10]N!"2"V\Z>.*)`6>103YR0A5IXFURU
M3(=G4X0_:IEF]L<A+]E$=/2#Y=.1^LF\W?']I,\5]/'-^6L+"YFCF>&%YFTW
M4>F"@1"<6-MM%4Q?ZM'$#3N^OY+8/Z`?RY>;<4WR6[]3]FBWKCB26S+9Q%[*
MY,\,RS+,+E)8C&L4B!WJ:&-6';BW:`X!O0LC=Z\V5AB!]!ZELW]7_4'AWIYL
M&W;?MSS[S=;1M<<-I9<:C>;98I85C"6KS1G3<7:4\0G,B5'3'7*:.M9JYOWA
MN)P].A4-N_G+O=RW._VKDMM90V5R#;1>3;107T&KP(\\4<4<,C)EDRD'MKAZ
M"(&4#>J62^<793L40N[RTY2'Y'8^9:3*Y,=\D<0:1!F$DCT^2JFE"0H(&+7P
MW0N?$J";UO.X:KK:99HX+^W1;GXLB(-/#)FL1!325DK3I7/"MMNTN7W)R'J0
MGN.<33S7-A(C)-!^#<;=)([0W"`T\&MB451V(0,L$]L"W!0[>XH<-BL]\OWS
M(R<;VO>_3CD,RMM-[N==DFN/)I:GL\BY*"X7_3.**>WQHKV"?-0#:MIW"/76
M5[39Y+V9[A1!\%9WK7#SW$5NPTF,7,CO.P:GWF)&*WP,I]`K9%ZT]2]FO0EE
ML^^2));!]&QW9CFMK=I"?-FCN+I)KF1I&).EI"!7(4PG@91BB@0*]:/0;TK^
M:#9-JV#GVPW2;SM-W/<\3]1..7$<T>S[C:7$DPL=S25GC$9N"=2.C(#D```,
M<17SFG*#L-/3!*M!OS._(-R;T5YWN>_[UQWX?A//8VX[;\]XU:3;AQ2&>_$D
MUI<<@VZLMW;;Y;B@EE@,5H')H@&6+V#5'<L-=N=6O1PV)#MJM;MMP'=N'[EN
M'&9+.\/P5S<00SN49+R.)F"7".%562=:,*4I6F)%Z_F4>-A%5<6%:H+^J6VW
ML-[!++87T(RJVE3!X:+53345RSJ>M<3-%(#B#M3&M=Q"-55QJ85)+5.8Z$CI
MEBYF<1*X#BH=@/\`2,ZDYVR*(A0=K=I[_IQ&<23BIJ5*`!08X4*?ZBYP)E=6
MZYBN7[?V84*#<RN8\`<$DN)&0KIRJ#7H>[O!QV`HWB'KI%(SZM1J!2@R[:]P
M'=AZ/"J:DD+Z56;#J;790#UP*1;[2NVA>[])_;A5*7!4!20.T=_MPB8N.YZU
MTP*(OCA^W9GDIT(#BS$;4N@12%8KG0'54]<^S$WP_1Z>U0;BXK7'T]B6QD*Z
M%N@85^CMP&'+BJDS%TM-Q3["K2#\(9'[M*U]E>N>.$\G^RVJ^F4:(6`.1-*T
MJ<SVX;E.6,GH7315P"E\/%IS`'*:FZUSZ]V6*;Q`4GP_0LG^'Y?]W^D_MPHN
M`2$H@Q2([),2"02001ET(->G3KB8NE:CG\4?^.>6^'_]*.1'JW9O%Z1VXP4G
MU'?B/Q7KL/T6?A'P4%N%"5*BF?M/:>^N.4XD>H]_ZL)0+K.Y?:CWX*!&=R[X
MY3P7V!"22R.KD`T%!V#^D8AR]\KH;%C\V3][]"_LPVE7WFR?O?H7]F!"40R.
M0:GM[AW?1@0E*2R*:!LB17(?LP+H.+=B6DU,9/\`6_UEP)>8_BG6W^[[64?4
M0!AB;<G&.+MJET"+&J%!0N:-F34=>VM,\,+M<;CDH`Z5K]>DXCSO>T#(:8IN
M1Q:!11>96=O+C!,DI"1T%3K+5&7;D#AV`/?WDC7X=K:K>_++\GO-/7G<+S=9
M(K7C_&;#-[[=4D>WTPZ&FFC#!O,FT&J#,5Q<6UI%(ZD@PIQ/S434KKDP!T)H
M\FG'XK=CQ_:=F]%-EVKA/!6M@FV65I\7R1]GCAN;NX8I'+):W'D^:$`8DT(!
M7%BVU@:>R/>5B;ZZN9:]JN'`+!R;U?X=LEG=6%]N7)-]W0$75S=-=[XNUK,[
M*KK)#:W,:^40Y&D"A)Q+@:SF`$8+/V[7^)K-W*%58YGR^WWZ0WVV74VV6=N?
M-^&LU-EM]20"\]M.-,A-<RP)KB=DB_E]ZL71VC^\/>4+>2\*VCD.T7FX;]L%
MC';++''9<KLKF*VNA*XR$EO9M%'.5)^\IKCIN1C@YHQ"BS6=GD/+:1)3#$H2
M6<+<6BOMNVS=K^[M)HIHXH)4#H7>-E4!G5F3432H-<\/^)>J_P`(_AZ>U0?F
M-U-NMJVXW$\EM?0P0VTYC9D,BVHK%%13I4U0"HH3VXZ9<NS"NRJ0V;R*4P0#
MWC?7_.K&/=7-M->1DPW2CRQ!J'28H5$E"<RU<2W20O[WQ7#;%[>[Z>],+WW*
MIK.XLKBSBGO=DO/B]DN]MGDU[G`#U_#8:@:=N(KX;-V.7M=94F**X:\"O9J-
MP5W/EZ^9V<PIQG>HED?;P&LS=.4,,@!KJ>H:0@_O$XK<ES6@/N"TLCV@=G!7
MEVKUJ]/^0V,5O>W<^W71E(?=[9_(DV9PU)+IA$R?&1@YA9`ZD=F$Y=UQPZ@J
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MI@5A"I"`5HHKUQ:O,G>?M*A6LKVV[6@X`)%;@BB$4HQ%._/K]>.#MP4CG2<?
M@G,11T&74#M/6GTX12&MCDCSO[_%='C55R&?TGI]M,"@S.:RN5("[5S/9W#V
MX?C8US:E4]R[F.#CC@L;J'IJSIT[/U4P[RV[E&RA<QQJ*T%*T[3[>_'36@;%
M)AC8YIJ-ZR:1CI/<F/@N0`.S`NV,8S8%PYH,N_\`;@7=1P7343D>F'(FASJ.
M7#PQS>T,%RH!.?3^GZL/\F/@JR>1C.ZLNA>[]..V-;&[,S:JF:ZD+:`^X?)9
M%=E%%-`/9^W#W-?Q4-TKW;2G*WB\Y@M"6:BBAH:DD#$:\N)66[G--"!P"ZM8
MF/N&YAM1PX5PH7\<;O`SFJ$'7(HZ@]`U.O?B@_4+O^;W#Y*\\+!P]Y1SVWAL
M=O&5,:C*E"6_\HPCK^Z<"TN&4]`2MMH0:@8]93LO&51/+6FD94J?UTKB-F*=
MY;5A_P`)0_N_^<V`/<#4;49&II_PQ%6GE'K3WIO_`$L/>+GX^X+GE1\%,/4;
MP<XY9IR_\4\A'?\`]\7G?C-R?4=^(_%>H0_19^$?!#V1BY.KI7Z.TXX3B2GJ
M?I.!"RA5H,NP=IP(7+"AH/9^K'"D#8NN!"PO&K,2:U^G$.7OE=#8DLBA6H.E
M!AM*NF!"[J[)4"F?LP(2B)V:I/4$4P(2U)SJ761ET`H.VI^DY8$)]M75BH7L
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MDL(2+MB"-+3:"P`)KEW80O,8S#:I!TATC>P.T>M#ZZVG<.6M.UY:;@+=:_$1
MKJU2)4$JD8"AJ]V./%/37Z'<<"HC<;?-LUS<V]JF]2;3*`SV=W;_`!-LDT8J
M'@5S2!@>T9X/%.2C19V',X&@3%N-NUPT#-#<[1&)8RMQ<Q.+=R&!_$8C\.(_
M>(Z#!XIZ[_37<%`]TX;O-V]VEM<V&YV5P6D*;=,LS!P2RD22G6%'<.S"&[>!
M4[`NV:87/#:;2H'OWH[NNXV]NDNVSR>:M6DUR&5<JDQR%=2BG8,-?J(5A^BG
M^59N)^F.Y[??6UC'DX@^&M);N,PA(N@H6&;>WKA6ZCV@:[TK=%)<,#M12D]'
MK"\AEOK:""SW1_"9;1?AT9AD6*1K3,C%K^K0<17U*=-Y7GIL-.HH=[UQ+E-C
M,;W8[FXECB'E7%NQ:2&8Q^!O,C/A8$@X/U:#B/<J.X\LSBO9/L*XM^9;HL$^
MS[K#(;);:@M3&51+I0%<1U)TJKU`49`8D1WT,@QI19:31YHR33`$\4PP\HW[
M9MMDDB:]L?AYOCK%[>*0R^`ZXDBE'B3IT&)C8;>2E*$*#+%<1&@JKF>BOK9S
M7U>X?O/I_P`LVO?=XMMWV"66T>Y\]Q#<(CQ+KC8&OA7W<9>0!MPYHV!Y5SI=
M2[':M)WS4\/M^+;_`'&TWEGN.W)9W<T43?"/!&"Q\QJC2`1K?[,7%H2`*#&J
ML]1^D?3>J6B-(P$203!&8K,(Q$S!B31@.NGI]6+:1P<ZK00*#`J#;?0;U)3J
MU:7(&H"E0*=*]1VG'"?2M)5$56!+`D`@@"@`IE])PH7+IL@+>A(GN&:H#`CM
MR&1Z$8%47-S0$K!2F)$/=42-_,;F7&'DXNZ=OU?TX`I5OW3UKER0,N_]N%4A
M=`Y[3^K"%1KF7EM'25UDETK4L*5[1[#W83%1/$GH6'XA/WE^JO[</P5S>I</
MN3E*[QW"%Q6F8/?7I]/LQ+5-<7''VK.\RJM=53EV=Y^GK@57',9),NZBSPE)
M0%^^:`&N6?2M,"DJ3;-;M\;9ZLQ\1%J^@MGG[<1+[^U=U*59_P!PU72]/H8X
MK*,(H&L(#45.>1H3T.,TM`B+*@5LBPS[&/[U/T#`A=C"E#D>G?@0L4$$DGO9
M_HP(2G0G[J_Z(_9@0HYZG?A\WY7I_P#ZIY"<_P#[WO3[,4<OU'?B/Q7ID/T6
M?A'P0[.>>.$XL945/TG]>.:E/9&KA')8J:4!H.^F7[<%49`N[>\?J_4,(NEU
MP(2>1I`QTBHR[/M[<0Y>^5(9&TM!*PLLC&I7/_+VX;77+;TK&RE<B*&E<":>
M`UU`N,"Y7WFM&0JTHU2:BO3Z\/QQM>*FJ0E*22Q0],B<OH!_HPYR6=*2J?=O
M8AZ=:T.?]5LL1YX68;5VUY&Q$7;)6<,"!DH.0/:3[?9B/R6=*ZYCDJOPS6KJ
M@#.2FE:5U>(5"]S4Z84`1N!;O4F!X+7YN"W5_P`IOT=LE?F/JAOE@M[)%39M
MB@90;FUNKXPRIN*,%+"6W^%(#`Y!CC76-I"Z+.:UIQ6&U>[?S2RK<JOUZ_</
MO5:\N;G<7L8+C2\L-HS13W1);2LQ<R:V?[V0KBOU*XDMV?ETIFWJNM+6*:3,
M2<U.."I-P+T"W[G&\W]Y="]MMDAG<0B]=I(LR0K1J$0@$FIS[<4WZE<\&^S[
MUL=,TNV<?S,WM'R5R=M]`.(<9VJT6&WM=XW:@\R*WBT:32A&I@X4@'J<<2:C
M<%I!R^S[UM[31[!K0XYR>L?),.\>E=Y;3)<V.U[=90+5I(ID5BZTII95,9.9
MQ&\=/_3Z>M+<64+,8Q4]/^"!F_>G]Y97#17\&T1Q3RU@E6VD'ENS>%I"9F#(
M#U%,=,O9BX`TIZ=*I98I'DQ91D/1BA[O7#&FUPW5FD]JJG5)Y:&!XP"&$,>C
M(E1E4G/$GQ+N(47]-;P=Z>I#R/T]XI:7?GK9.DKL-*2I($#$@*56+R@#6E,-
M2W+A&ZA%:*1:Z7&ZYC:X.H7#TV*?CA<\T$;1(M81X?,53D/\T5SQ2>,GZ/3U
MK9_H=CNS^T?),VX\+BO4M)[VSMS-9_PI(D$9-<_Q2N;].RF%%W,2!A1*W1+$
M.![>'2/DF^;9K>UR$(4#I09?2*C$SFOXI^X#0V@`]BA-S86B&01P(@:0DA0!
M4EB23[2<!D?Q5),&N)J![$'N0<4L?BVE-L&U3/)X0*DLQ;Q>`]2<3K:>7;59
M6\TZVH30XGH^2N_\KWI?Z:\XXWNVT\@VVVN=VC<76UW-W!&\,,L1#3V<ZLA,
MBY%5`*XT=M>SL'9IZUB;VSA#CMVJ]_`.&>F6R;QMT=EQG;-B2Z1H+'<(+:*W
M6&_1=$EON-4(DCD*DA?!D1GBLEN).:XX5S5V*%#$R`YF;50_^91\I'#O4KTP
MN.<<=-IM>\6U]+8W8@M(KK_F2ZP'EAAB62.&5%#"IZ,,\/1:E/&0.SE!X8_%
M/S.,[<K_`'+R#\OXW>\8W?=-HO=-O?[1N'PMU!(A#30K2LT*Y:1*OB'6@-,;
M'3C'=M#G'LD54`.=%^6VF4*,B=?%I5]!8F.H!.@GPU-14_4,6MS9P0QYF$UZ
MT<Y_0OBY8$#4`>_(].N(,<;7-J5$GF?GIAL6-5"UI4U-37_(8<,32H,C1)WE
ME`!ZXZ:T-P"?M[>,,.W:N=(QU12.0SI7!\/3MP_%&UX)*>CC8QIVK%+(%"ZJ
M4)_R[\.\AG2F)IL@[)'K2=[E%%13K[3V?53"BW8>*I;NY?+084"2S3^8FD?O
M`Y`CH#[<+X>/I4/F/XI.I0$F0MIH?=.=>SOPHB9'VA5(7R.%!M66U5IR2D<C
M&OAZD4[:Y9Y87,.*C/@?)@Y*[Z,V\/N.K4!)/09_0#3';`'.HH_A1">8*U27
M8[R>>X"L$\#T6BGIF*&I.6"49.ZI4,;7BKD8-I@(DLWI0F:-B1_:'V?KQ47<
MSW1N8:9:*TM[6)CP\5S*WG`Z_!0TZTCI]-<4BL$23!(YS!ZCH/;7OQRXT:2-
MJ5HJX`K[RY?;_HC]N(W/?T*5R&=*6VL+?NCN_P`NN$Y[^A!@8!7%)?*DKT[>
M[_IP<]_0HF]1CU8'E<\Y4BY@\HY!UZ_]KWG=0=N*^3ZCOQ'XKTR'Z+/PCX(:
MER"1EU_R[<<)Q8&F8,PHOO'L/?\`3CA2%T65E8L`*DUSK3L]OLP(78W#DUHO
MV']N!"SHQ90QZFO3V$C`A9(S5@O9G]/:<0Y>^5,C[@ZEWF_#?2N8H#GUSKW4
MPVNDW7!JZD_N#_6;`H\G>6#`N%QH#$$UJ.[_`,F)4/=]:Y*SJ:E1W5_5AY(G
MZP_B#Z/^MB//N701#VGH_P#87]9Q'2J7V,<"L1((R9D:)'FS6)RNI9%II\0T
MTS[\</VMZT&7E1N/$+U8?R9?3RSW3T2O+S=+4Q37%_($>["%[C24$<UOX57R
M@.\$YXVVG_V_J7FFL7/^H)KO5I/F2X'91;M>6EM9PWU^H"6L$REK<JQ(:1EB
M*MKC&8H0*]F,]K'=_P!I6GEHBYNRS<&54`X_Z8[]M-OL>UQ0I%^80)=S@*JB
M)5'F,HR_AZ0:UJ:8SR]"A:V'<C5=<;X]L\"1?W.:\NH=-UY-N^J)T4.2):E4
M8Z<ZU&$=W5<V5W601XTHJM<YWK9S=74-G;/+-;Z]"!CXV!H%&>G/#"NV1\[!
M5^WI1O#2F>T"M&K&..5_`6`JH(!#$$]:&M,(YV4%W!._I=>V!Z>Q0.\XKR&^
M5H[=X4@92JQ@-IBJ#XD\1S7J*DC#'B?3T*4Z9T>GL6"RX!);@G=)?B)%%5\Q
M8B2P%5%0@[<(;C,"WBNX]/R2!X&P^FY=+K:9XD,?\+NT@`UH>^HRQ%5DHGNN
MW2+8UD;1-0^`$*H`Z=03E].%&T=:$*-XNA(0"JK3]VN=!0FI)[L6.Y5]SL0Q
MOYB"_EZ3XS[U>PGNICHJDEVE16S:.[W/RKBC`R&H[1F<@#49'$NVV*BN^Z58
MSTKWVZX%O,5]")_RK=+M+:]C*CR;2"-QIN[/0J%;F8#QERZGL&+Z#NK#7H[;
MNM7:Y%R:PW_;MQEV2XC\BZ5;[23HNK:=(D_%@*%%29].>1Z],0)?J.ZU6H6[
M7ZV[+&R[=RRWB;:KV06/(K68>=#.=(M8MTEAF,C+=K$JU8$+ETPVA:./YKGR
ME<?].^0;/ZU<5:$<,Y;'&R;I:QI-M:S201Q):W<,"+-%>RNN19])[L:W1IR&
MM8."@2?4)6HK@WI]?<QOSM]E'KT$DGP/(`:G373I%!T%*C&@OKG\G`[O3>N%
M+>>>AN\\6L3N0BN?)C0*_FA-/F+J+4"1(:4IB-8/,EN''B5#F[ZK^R.ATN*,
M.O=D>RN)J:79>F`*7;]SUI1$D;*Q<L*$4H0`<C6M0<*GTBN)43W3T)Z]<J=U
M,28-A4>>4QT&XIFGN_,HN0"DYK4'ZR3A]4MS<5KBD<D@90`36M>OL([\=-5<
MV0O)JL/G>55C4U&D#,YG/^C'2[3QM-E>;DZK'!JU5.2,10=3U&8&(MV_)'7I
M4BV9S'EO0C;QKA16))9()"Q%*%1I\0SKX:U!]N*WQ!XA3O"]"0\YX]%:6DQ5
M'4^6#4Z10AUR%%[<3+*;//EZ%$OH.7;EW2$%^*K(^XNA4424@=^1-`<S4_9B
MPN`*5Z%!MMBL%MD!/P89:#S(P32GWNSKGB@N=CNI7<6Y6I]/HE:VB6IHOETZ
M=_;ETQ5)]%P0FH\(^P_LQQ)W#U+IG?'6NODG]T?8?V8@JP6:T\VH\"_8?T>+
MNPB0["NGDFONCKW?]&$5=O4`]6Y+9N<<KD2=&8<HY`"!2G_:]W]?9B-(Z/FN
MQ_B/Q7I$+W<IF'\(^"%)N$J?Q(^I_7]..,T7%.9W<%C)+$L*$,201TH<QAOM
M<%-#HZ;?@D[3.K$:5R/MP=K@C-'Q^"RJY*@D9D8BNFF#B`T431?0X;$I2954
M`@U%?UDX3GS_`,K?:DYAZ%ECF_$J!4#^D&N&G.F<:EHJI3)3D&`V+/,VMZTI
MD/Z<<_F\`N^:>A)VB$A!)(H*=G>3_3CDNE&X)QL;91G<:%)Y(PA`!ZCM_P`A
M@S2<`NO#LXE=!E[?HQ)B?+EP:%'F8&.H"NZ'Q#(]OZCAW//_`"A-)\LF8.NE
M:GM![J]<-R%YIG%$[&P.!JB+LPD=M.D#4J@G/O/3VX:3G*'$J:0VL+W%K%=B
MX,`=G86X4NSK#)Y:-K%`C.!6F>.F1B1V)I1<26X?$[$C!>QK^4+#?;K\M'&G
MN+(6^Z&]GCC5&\%O:(T:Q(:>(O,M":]HQIK.Y<UHB`%%Y'KD>6<X[_FKV^M'
MI]-;7<=Y'%%->22V_G3W60@B9_Q0A0YG2,JX@ZO"#`)*XERM_),SOU%PH#^4
M?BH%MT*S;E"92DK6]L+>,`T@T*A#`N#J#%>E.W&<Y8XX+TYSGNVM"9>?64Z6
MTBV$"[?9R1_WP",&6856ABD<%@2U*T[*XC7;C#`7MH34*5IL1?=M#L!0JH')
M^)QF66XAB.IE):4@!Z$^]7+/%1XY]3V1[UMK6%K<=I0L;BMNMRTDL!E*'6&=
MVRT]]"`0*8X?>O<P@M%"%>%P;%@!L2Q=OAB1M$**-)K0UR`SI]F$C`?M4;FN
M3#?6=K*22*&AIT-,LLSV8F^%8&EP<:A)S3P0DY%`8YB@E>@([%'?V4IB*FD+
M.1W3RFOF,H[%7I3Z\\*#0I0*D($[Y/)%="-0K0DFLC5U`GN`R^W$ADY>:4"C
MW,#=E2H%<7`A=BWB74Q&HY=3].>+%D0>VM2J*>(`[5`[3>+9-\F\>:WB)2IR
M\UR&^G37+#UN*8+.7FP]?VJ\7%MMAW#89K%B7$T,#03Z4+QA%!5A4$5;MQ>P
M;%A;WONZU%.3\FNN'[O;PAY85E0(P1B8IZ*!4BM*$#LQ&DA)>3TK-OOGL>6A
MHH#TH2<[WRP^(L^560@D>_'Y%R3;97E\N))6++NMLJ$,;F*$J*-X,L<<@KG]
M0?\`RCWHFV=WP_U?]--U]'N3PVW)./;EMMT+*XF`N'M-QLA(EEN,B2UBMKJT
M"A55`%;34YXYL=0N(;XP!K<C30&IJI<4;)VB1Q(<[:M%/`?32\],?7W>>$0V
M4TEG:W[2-=AE:2XMYF=_C/+)*!Y4`JJ^`4RQL+J;FVXS&AHI;=/C=L<ZG4%9
M#YE-FME].MTDME1C`$EB**`9$D&D^=EE("IZ4Q'TR]?&!;$`MKMWKFYT>-L/
M/SNKPH%I=WJ!H[T1HM?"*Y9U+,3T]AQJC&P1YZE9\,K)R]U5E39+IHEEC1V!
M%6JO0]12G4'$(3`G!3N481E&.])GVZZ"R:8I=2T\.DY]?V8>8^,X$T*COEF:
M,&@GUJ-75K=^(-%(A6M24:F?=EURP^V6)F#355US)/)0.:!U*/36\X/A1R:F
MM10BO3J,/LE8[>%7R6[W[05UBCD#$4ST]"0.W[</,<T@U*@R126M"VKBX[U+
M-CXKN^\2Q+%9DJQKJ;-*545%/O9_1B+-=B,D#&@4N"-THJ<,5:_A/IJ]C%"]
MS$`#$V:HI8,P%/93%)<:B^Y'++0`#TJ[M+-L3B\$DD(O1;%#9VP*1U92M$8+
M3,CN`SQ$YAX*=E04]4K)S:W`$6FL:],@/&N+#3)2+H4`V%5^J,!M3UCXJK7&
M0T.ZS+I!)E:@.0K6F=/8<75S.X#8%4VT#=E2K%[=;GR+1R*5:,]``*FN*.:0
MN):=A5Y%;MPQ*LYZ>0*((C4D_A&F6>>*N1Y8TD)[D#B48QKJ/PNWO/[<0#>/
M<<E!0FB40M!K4K+Y+?N_H/\`Z6.E(7UK"W72/L_R[<(DVX+GR9/W/U_MP4"8
M\.W;4^Y0SU!]/))^;<K(1FU<GY">SMWB\I]['F\VL.$SQFV//Q/0O3X+?\EF
M'\`^"A2>E5S*Q"POU(Z#]N&_UEW\WI[$YX=)I_37?(&9$A8JA*J"IK09#M.-
M`S7H`T`G=T_)5#[2?,:;*]"9I^`[ZI9OAV.?[II7NK]`QU^OP<1[_DN?"3^E
M$UOQ_=(':%[9M49H<NWK[>_'7ZI;.[5=O05*:TM`:[:$AGV;=4)9;9C[*'L`
M]F>$_4[;C[BEHL,5ON,.3VI+?21D:T^[[<)^J6_'X_)26]T42]8[MP&:V=3T
MH*L*?308/U.WX_'Y)<4GF>6%M+P./"&J0>A)%*4ZY8F0WMN]F8@'VI>:&8%)
MV>2;-(CX<C6HS^S'?B[;@/>CQ`XK"[/&RJZA=5:9G]F),-W;EN&'M1GYF*4Q
MJE06>E>@`^HU^W#WBH./Q0I)MRA6JI#`E1]%2>OTXBW,L<M,AK1/Q;T3]B0&
M51[%_23B*G5/)[=(X)9"S52+4I!TZ2I4C/\`K'+#\'>2GZ3NI>H+^1WSR:V]
M*=_3>=ZFNI%Y-:);[;+33MMJJOJ$3:B9%D-*U`IBXM.\%X_K_P#<'K^:W;<X
MO9>4P;ON,]LRV@$B)&'.A50'RYP^D',]E*8C^8'\NP:?_4"MO(#`_57M_P#1
M/Q0`XI<6/Y<_FH#-\9*@C+G5HBU,DFKKXB.F,7XE>P>&2?E-R^XE9IR'BM5)
M6$`!6'NA689FE1U&&+F;F1%JE64.2<.'`JO/+U1H&*_@K,3&2/%Y8J/$*TU'
MV8K!M6GMT`-YE%I)-&EP9&D#("4"E2P.8H3F*X9F=DA+N`5H[Z1ZE#9KNX2J
MZR<F]GLQQ;7%.K_%0_@F)[HS2,O0+4@5K4C//Z<7+9R6T0AER>YD\UW\H9Y^
M]]/;3'"1`W?KE^[L[_9]%<"Z;WAUH3;N3+YR'(QBNH=3E7IV8[A':7-QM*%F
M]2R^27"Z2N77K3*I[<7D/=5#<[?6A'8R^9O3ETTZ[I'KJ.1B8D9$?>.%@66O
M-AZU??T_Y=82[+<6C.8;GX2L1!),;!,D6M-5._MQ>0=U86][YZT%?4ODCW]D
M\T\U'V=GM3-2LDDBDD,RD#0:-WG%@+3,,W%8Z7ZKNLH,<<YE;[K9[SQW<[F"
MTW!X9&L-S=5ED1RFI%,#Z(W)U`5U"F#P:;42]$N<[QQSU*@XQ<EH!>7SV^XJ
M7_N5Q;SMK2ZAG(JCRQ."R@4#$BN(LEAX<FX(P*DV]U1XCX8*;_,UZ><=XWZJ
M<'Y]M5NVW7VX>?M^X7<<D[V][;PH$M-:>7Y895<Y@FN&/'%_Y9."VVG1<X##
M!!CURA6ZX#N<`='5[-29$5O>4R25TD#,@CV8+>X++O*K2_M2VTH5I2WJ`1[O
M(S5-9*:>E`&(ZT/:,;4W1%OAL6%\/2<]?VHY\%V:WW6$1-&/<#`:0P-`:`]*
M5.*&:]I4[E:^"#R!T*\?HQ\M6V\T>WN+C;XY1-(BLK1+1,FZ,7&K73MI2F*2
MYU[DG;Z>Q6UMH39J8;?3BK7WWR`\:N%D<;)&YT*:BW114@Y92=N*]OF9SOXM
MGIP4BY\KY<I`V^G%0"?^7!L.Z,P_)Q&%)9:)HZFF1$GBPX/,TC=CCZ>I1/\`
MIFN[X?-#;EG\M?;-JMYKI-I>00U8:6((HI(KX^@Q86?F>60EKGDT'IN57JGE
ML,:TTX^FU`D>@,'"+[R'M7CC5'4!A72VI2%H6/[IQ/&JF8;?5Z!4WZ3R1@/3
MVJ2+LD%L@6..A44IE0]YI[,/POS.*Y<S(FB]L66IT9:@*=![V5,2ER@3ZG6A
M-O.#'3\(Y]:4.)VG?W0ZBH&I?VIZQ\52O:`5Y#."I`2=NIZ@,<CEVXN+G8JV
MWVA68VU`]C;-T-%]N*9_?5Y#N5E/3R$>3#0G_9GIV@BGZ\5MQW#UI[>C<UJR
M('J3VTH>SLZ=N*?_`(@_$A9(8?,ZJ1EG2IS[L3%TL]K:?3]G^65,*A<?"+_6
M^PX$(+\F]58VYOR[7<T\OE7(E*E@1X=XO%ZZ1W8\8O=#U!D[\M35Q/M*]`AU
MBD+!R_X1_%T=25;5ZM6,<E9)D8:C2L@SSZ9IB$=)U(?P_#YI[]8'_+/M^Y/T
MWJCMTQ9@R`,20=8.1S!R05Q$-E>@T-:]0^:L1JL-!6+'\7W)ULN<[3>PJKB)
M"%%9#(IU^VFA=-?I..?"78PS>X?-+^J0_P#)_P#%]R1MR#C4]U(LGDAM?BD\
MQ:$T&>D#+#XCNV@"ON"A/ACF>9<^7,:TH33UI6=PXQ)^$IA8"E'UI0ZA7I[*
MTZ]F%R7?'W!<>%B_YGN*R1Q<4D]]X">UB4/T#].(TDMVQ^6A-.I2X[6(L'YH
M_P!TJ6;5LO$;F$#^[NYD8?[/IECCQ%WP/N77A8O^:/\`=/S6/>^!;#.ZF&.`
M`PJ`0JG/4_M'?B7%JUU`P1Y">FH^29?I\3SFYH'^R?FHW9^F>VSS&$+`=1J&
M+B/2.E-(K4>W+#OZW=?\H_[P^2X_3(O^</\`=/S3M=>CFS0^4THBD9F50$SH
M"<R26[#CE_F6YMQVH"6\<X'V*5;Z;$3DYPJ3_*?FIS8_+SM%S9SR)&)6,<;P
M,(>I(<L!^(>VF.K?S6V9^1T>7_:K_P#2I\VB&./F1R9\/Y:?:J^\RX..+W%P
M$B:`VST96!_&H<NI'ET/TUKC8Z7J+9&.(Q!(]-BJHVO:7->*4/M6'CTBO)&:
MT+JIIUIG0YY5S.+^.3/NHG$2KZWU6$VB2NI4!.GW!YB$GKGTIV=<20>4:[:H
M.+'#H6VO^45ZL2[1ZF<B].7A\FVWJPN+JWO9+P".UEM'LR&%H8:S-(&/^T6G
MMQ:VLM#6B\VUW2BZ0R9_=]Z]6Z\@MKG@E_$TD%;K9XPI1E9UE%4\SH*U(K3$
M77G">P:S9VUWY$(MM:<'"OY1'#>J?[7<O#?-+\0XBB,L0A"?Q')(\SWJ"M>E
M#].,=X7^KW?>O=8;=LL9?6BFQM;Z_M)72WK$Z>*0OFH+`U\LK4T[JX;DMLK2
M:^Y1&3B.X$8;C0XU0<YCMHC18O.\W0Q>4>7IH,JK[[?;BNE!CQI57EM/6F'O
M5:^2Q0B:9PFGR]35K7-03BNGF+V&*E*C;7[%;&:L)(&Y#N1YKIG2&`M0,-0?
MO[0-/97$2-IC.VH4+G=";$VFZ23S&-*]5*D?]8?JQ/9=Y,<M1U_<D=/E:2!4
M]:@?*(WI<-Y&49*GQ=>H)Z95IB5'?&3#)3U_<HK;Y[C3E_\`B^Y5[WY&K[II
M3KV=*8FM<7"I%%(CN'.(.3?Q^Y##<D&F:75E("*:>G9UKGA;>5I=38I%R:5*
M'&YJCVS@KHI7,Y]#U[#F,:2W:QS*YJ>I9JZF<#@WWH)DZ=WFTBBQ.[:^QJ,>
MRGA_3AV"#&E=_P`UFWN\0#_":]:G=MR^ZVI8;VRD#(ELBS1!@NDTSJ]&SR[L
M7<,-!2JQ6L,\*2[O>Y07?>=;?NL\DDM_:+'=O)^9V<MVJ/;S!36;53QT`'A`
M7Z<:9MF&PM=6I(X?>L---VBZFTJO<>[6-WO;V]MN(O&N9I!;W,3I`L2HQC"T
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M8+@78X+<:7`UM*XA;2GN%DM(Y(UT:@$85!J%``K11C+0S/JX5WJ_N+=C\O0/
M3>G7:JH4*K&=1"G7'JR!!RS%,\2.:_BHW@X_3_%-W.-+[)>(UM$Y>)EK&@C*
MU4^(FC5'LRQ+LKIT4E#C50-0TIEQ%4.RY:[JU]ZU'^L.U1Q;RX,==3L<Q3O]
MAKECT33H72QA^:GJ7F.K-%K(6[3[/FJ[75F$F)TU`J--*?6/:*8O;>;)*8Z5
MP6=?"'C,,$P7ULI5OPZ4\7?T-:9#$[Q'1[TSX?I]WWH#^J%AJVV:=4%7B(TZ
M<Q0BOBRK]F)^G7`\2,-W%0=1MJVQ[6\;NGK5!]OB_P#$5W'IT%IV%<\JL3T[
M>F-0;?GQYZT6:;<<EX;2OK5EMILJ[?;?B?N_<^O][&:N'\JX$=*UP6GM6\R+
MF[*;E9#TWBU+$*^X\8Z=:%3WY5Q!N.X1TIQ6+^"\R`&M,J4H3U_SABF)H\'^
MI`72&S,>5*]!732@^TY8>Y_1[TM4LBL_*_K?4!_UCG7!S^CWHJL_Y:?WQ_\`
M5_\`[6%Y_0BH5$>8\3MI.:<Q,/F5/*^2$Y&@)WJ])Z8R4_F&-LSVN;_$>'R6
MIB'Y3?PCX*/_`.%U4D*)0:T)\M_HRPS_`-11'^#X?)=^M8#L%X"0LU%!(4$L
M#I'2HKD:8?Y4+^W08X^U(9\4JBM]UMD,2,YH-.H:J4I0$''!L[<FI`Q1XA,=
MQ%O8FD(F<-JK7Q]:9=N'!9V]-@4&2\N,Y#0:)(\_);=RRSR,@H:`/V`5SKWG
M"FSM*4IBN/&7/`^Y9X][Y)$NLM.0.P$CV=U.N&7:9;/-1O4IE[<Y0E<//.46
M3CRGN$IF`9#E[?;7!^D6W$577C;GTHG^'U@Y/&`+J:X+=0NK[N5,\^I!Q'DT
M2)[JLH1ZT>/N6^@3S8^M>]QSK*-1510B7Q,37[I%`!3##M$8W:,4?J%R>/N4
MMC];MZW"XMHX?,D9W6%4A.G2[D$%JU)I3#-YH\`TY\CJ!X)VUX*797=R^Y;M
MIZENH^3+TTY#ZE<37=MSM7NPBJ(X?*<.JA9=>J0^%M>5,NS'S#YBU\:?JK[:
M)U0UU*^SH7MVC6OB+8<W>%77YZ?2^3T\O8F:S:W-[-+5"NG2"L.D$G+P%J^W
M'K/[8:C+J-K</DQRN;3V*B\TV45G)$(]K@:K7IM4HM;M!K\P*$3P^'/)JY]F
M/9[?8LDBNE^DMG<1$$F6#0K:LE;6C5(H*BB_IQ,EW*3;1&0.X`*R7R1>J%EZ
M6_,;Q?>;V&6XMMW)V!(8BH/Q6Z7-G%%*VJJE$T$G%C;;%EM<M:M)7LCL.0RG
M:?RFYMO+$5E9VZSI'Y:W(G07"RJ=1*(H>A4U)PSJW]F/QJD\JPY-7)W9#\5&
M=NVT-=R+:1I)<1,[!7H%<,"&(KTTKG]6,TO<;/\`MRIW:)+:QZKJ>.$(I9HE
M\2G+IU`K4X4,SG*J0_W@ZB@ASUEEG1[:)HTN'9&9F4JV74%3D,L19[7***]M
MMRJMO#QW%S<ZR@",R-'YBEI!F"%RH,4DEM1U!L5P/HNZE$D>V@GI$50$@%21
M4`G,GIT&.?#'@H=2F3?-W@LG_C(U*DD.HZ5)K7*F`VQIL7<8S/#7;*H,;YR.
M&[DGA2>(>8Q8.&5EH23IH,ZXD6UH`<V]2YV6T0)%$)-YE@DS8I%VU9P<JG%T
MRT)82-M/L5/-J5M$ZE0*>G!0N[CVRXC,<8!)[2RBIK0]G3%2-.N8NU0U].E*
M=9MY,*BGIT(*<G$<221QGP!W!E4'2M#TI7.@QV'W$9H,%RZ:"2IPV((2`J+^
M4*7+-*BOTK1G`?///&QM*EHKMHL5'3,^FS,?B4*]\Y))L,"+(SRV\S".9U<*
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M%?TPD\Q5B#>65*`DY@Y$U`%,9RX[CEJ]/[OK6W/Y7;KX6]L59B]6CS&70/W_
M`$X\YUG:Y;K3=RVQ63>9ML,FJH8Y+G5>ASQD8-KNM:&7=U*5[4*F,?UO_1P^
MF5EY+9^9MMT"0U83E3I3MP]!]4)J?Z+NI:OO7#:BNYZP5_B$4"FO1R<ZCNQZ
MKI']N.I>.^8?K'U_:JKW=K6X9,A2IJ1EEV4/?BPC_N7=2H/X%&KVW`U+E4AN
MSN!/V8EKE!/U'ME_*^@/X3Y=X/9VXGZ=_<CJ4+4/[5RUTR+\/RR8!30W7L&5
M33&Y@^AZEAW_`%AUJRVS#5MD#=*!33_-&,???WS>M;*P_M"K#^F7O1=OXT>7
M?FN(ESW7=:Z5J;>'S+=?"5R[J_1^G%*_;ZT+L+/V#[#@0LWD_P!3_+_0P(2[
MRF_<_0,"%TY]\B?J-:<FY1>VOGE;CD>^S@*D]=,NZWD@H?+IT;%2]FCR2N!C
MDKF.]O'J6\9I<K86.+FTRCCPZD"K[Y7O4VQF:)H;IR'9?##/U5B*9Q#/+$AF
MGZ4\8,=7K'R3#[=S#0D)@D^6WU&\QPVWW!;4U28;D$FIJ3^'UKB"[0[C,2R:
M,,K@.U@/8JJ2&0.)W)IN?1+U"L9#`=DN92A*56&>IIV^*,5K@_0[JGUXO_$H
M3YGQFA:Y--QZ4<^ADT-QF^<UIJ%NY&8]JUQ`EL+F-Q!D::'=56#'L<P.(VA=
M9/27GAB8MQ:_&D9GR&H:]WAKEB$_FQ[75]JZK'P4<NO3_E5K&RS<<OU*G.MI
M(>VM:A*=F)T,KN4.I3HQ%R@ZGP4:?C-W&2+S9KZ-QF:V4E`O49Z#AWF.3<ES
M!'M:?<F^XX_$6#"Q<J%`J]NZ$&IRH5![<<MBGN)<K'9?:N&WEJYN:E.NB[;?
MQA+NZCB2S0AF"%/+8,22,Z::4IB/J@ETJ+G3O#VC@3]JG6K8[MV6)JN!Z3?+
MN=TW?:[JYVK1#Y\,O\-J%<NO@I7/[,>=ZQYZL_TF:)K)<]2*U;PZUM-%\N2O
MD$CBP&N\'Y+U5_)3Z><:X=Z?0VGPL<%R+4R`J(]#!D>@H:-53U^G'QWJVK"Y
MUASW!V4NWTKNZ5Z_8:)<16U0]@-.GY+5?_-SL[/RK*YMXRTBRSERH6@&BVTT
MICZ4_:35K=MG/&&.J7-X<%A?-]C.R:+.YI[)V56@FPN'$QF=Z@3``5H:A?::
M`''T39_F1YAL*PSV&/:BA:71EAU`TJM?U=U<+=7;(7"H)ZE*TV5I=(VAJ`$M
MX?RF/B7-^,<BN(OB(=JWW;+N2)6*RE8[Z%C\/3+SA]VI`Q,M=0C=_"ZGJ59J
MUN9J@+VE>F?-5Y#L_%;]TN+=.2['M6[6AO)G:5(I+*$)$\=2`PKU%1AS5IFF
MS``QS*CT2QD@U$R.(RT^U2SDWJ+LWIU9;EO^^W:V\%J)#1F&IP@HVA<B:CIB
MCCC,@PH%ZE;RB*W-02J2<W_F6>F6Q[)?;G/"S[>GF0JLDMN)YVC=5HD4<YF(
MU9Y#IB=;V<@?FJ-BRUSJL=O<9^6]]*BC:5Q5/(/YL7`.5W+V-KL5T0D[1P/$
MK/-J)8`QH9/$P[L+<VQIEJ$0><(6/$9L[KV-^:DO$?FBXGS2Y;RKF&WGN+@"
M."YK#<*SOX5",<W)Z8I'VM'XD+7V>L"[B-()F`[W`4'O2:[]47?=+\0O,459
M=!#)04#>(>+,#V9X3PX4]K"YN8$40<Y9ZNR1I)))/,56J%<P36H/WNAQTRUS
MN#`<2JBYU:*T?D<UQ-=HHJN<[^:F3B%K,=KVI;Z6&H.IXM9(!Z*\@8=,6T&A
MR@]]GO\`DJR^U7FM(:2#Z=*IUN7SD>M'*KR.QXWQ.>ZEF'X+):SNDG7W6CU8
MO8-%FP<7LPZ#T="Q-]+</<7-D'O3\GJ9\QMQ;_$7G&MR=`1YB[?&SO$.UF%0
M``<6%Q9PY*!GN^Y5,=Y?1XD.(Z*_-/\`MGKQN7Q<6U\EVZ_VA&"K))NT*VJ%
MP*.P>9@*%AUQG+G3@22T>GL5DSS!<QBA@G=7@!\T6]OGM]XVU[RR9)8KJ8K&
M8W1@PD)*2`K4&,@@@US&'(F\K`JVAN@UM2UU3CN0ZY[PUI-NNHWT.GENXC4-
MYJWE"=?NA=&KZ\6#;IC=Q5+JEG+?BD=&]?W*F-SMV^65[Y&Y6KW+1RLJ2Q(V
M@`'PU,@!H!C5P7L=Q$UC000W?1>=G3I;:X<'EIH3LJIOMG)-QX7<Q3;+M5MO
M/*=[M'@VJQEC>5+9V+1":>-U`+K2H*5Q7ZA*V`9G8]2W.AV+KH!K:`]/W*6^
MG6W^O5MSE&OMUNK<R7FTW][8%9XQ%!)(C31VC(E14M45H`,9&[U6"-X<6/[1
MZ/FO6_\`HVYU/2&0P21,>UNTYJ<=P59?F#V?E?%OF<Y/'OVY7NXMN6X6&_[2
MU]///$EO>)&TEFAG.KSX:4-/`.PXU4&G>+TIEW'D:X5)P-2*X>Q>3LT^30M7
M\-=/;(:TJVM/?17SE#R\0>'40WY>CN&S`9K:)RJTZ`!\9>-X\5S-P-/95;;4
M+5TUMSFD!I;]BU.>H-N5Y!N(!&5T]?I\QCW8U'C8WPY`#6B\Y?&671)V*;>F
M:NLZ*&'B*GM[FQ4W/9:1Q"T^G&K`>E;7?EIG;\SLDKFIC/7(Z@_0?5CS[5X'
M/)H1BMWIVY;==FD+;5`":US'LR'7&2Y#H'$.(->"T$F[J4NVR[2-EJK>`U/3
M,&@RSZY8$TG;=[Z%[&8:'/FQF-?=R)&JIS-10=F'[=M9`>"9N#2)W4M<?KA&
MK7DK]D,E2#3.@?I[<\>C:5?Q"/EY75'4O+-=L9'R%X<VGKZ54+<](<2T_B5H
M!3*H[<7D;AS#+N(64:TD\O>%#+T5);V'_P`X4_ZV)'.'`KOD.XA!WU"A+;;(
M:BD$+%@*U:I"C3]!/;B5973(I@X@D*+>VKWP%H(J5KDW0JG*Y4*G5)=&A%*`
MU8T-<^S&XMKR-\&`=L6'N+1\4PJ0K%\>'F[7&!E1`<_8!W8S-YVKUI'%:JP'
M^FR;R%83TO8&1!0_AS1L?:%9:@>TXBW/</6I'(=MJ%<6QB4V22#I2H';]&*1
MY[5.E<F%P%20O@P_=?\`1^S"IE9=`]OZ/V8$)?Y2=WZOV8$+TY<GXYL$E[NI
MDVJVSW/<#4@&I^+FS]S&-%U2=W#,?B>E>K#^V9^`?!`B;@'&+R]<&QASE<T,
M24J7/ND5R&+F&Y!H6E55QWDZ0^D'$+DM3;(]=26)MXM+-7,J022">GLQ5OU"
MX#R*FE3Q^:G/M[?('85IT)9:_+APS=9_,.VVRD,2VN$+4FE:40XY_4;BFT^_
MYJHN;>WZ/<GB?Y6>`LT-=NL=3T'\%>I[?X7LQ99S)"'NVD!53@!@-BGFS?)]
MZ?WUN$FVNS*E?NPKF*M_]%4TQ37&U(DVX_(SZ;3H\"[/:Z31M0M(R*L*G,I4
MYX?A^D.*[YX8S+5"S>_Y=GI]>2.L.Q6KJR#\3X>,9YU'N=F'NO:JFYN=N/I[
M4'^2?RP.%7.LP[%;^88ZA@JJHJS$#*(Y@X=MIN7/AM6>O+R>-]65R4Z57O>O
MY;?'N/7R7`VI(I8ZR)H#-&5#G-CY(S!'=C(^>]5;%9.QV-^SK7I?[>2LU"[;
M')M)W]?K1!V_T(M>)V$?E6L<;6T7A(4U\`%/N#,8^2M5\SC+)#FVN.__`.Y?
M4@T&."2+E#LN8"?0!7-^7B'=I+::S59F2*VHF5`HHU0:]IIW8\JFD$MUS"=Z
MTCK8PV]*;EKE_FH\2O?\+ON<L)$*5]^NLFD52!IT]?;CZ-_9N?G1W(_E>P>Y
M>1><'!UQ%3<"O-K&9$NYD!4!9M0[*9$99=<?6NF_0"\YN?M1"L+HB``L:^7W
MY=1VY8XG@Y\A&X%,6#RV5].`6?9+N"UY5QR^ODCN+2SW[;+J6V>I2X6&Y1C%
M("*%7'7"L;R`I[X3,%['/27F-ES;>^//;VAL;7C_`!'CEC^7VZ*L*23;9!<1
MM:`-I:((?$3I(/8<-7=SS8LF^J;98FW=SJ4J:>F"9_FDXIN_+MWXULUO(T>V
M&6:?=8T+%I;=8FDH$"Z'4:?'4BBUI7IA;;8%?#^WP6J_UTX?\H/$-RG@YUS/
M9-GN?)D!L9;F23R[C1GY%M8QW,L<LK^$>8J"K=1B]M&YWAO0L+?7L5A.;F85
M8,-V_K(6N&]]2_D:X[>W#[;OO,D>WNG1MPVKBF^W=A:7=:)#/N-K9/:VTCZO
M"78+[<3)+!\K'.8!V14U(!]0.)]553#S?IK9P,@I7^5O^9$_A7*O3Y[^SW3@
M_+A>[<TL-U=6^YV#P[I\$'5I3"+L0NLI3H5J:XSMQ!E!=3%>D6'F:QN+`Q1,
M`<X8&@_S+:M/Z1IOO#-DY7P>"3=K:[VW7>[A`/P()#$2T<A8!_-!/2A^G%>M
M#83\V+I5&O6'B')./;?=RW,C0N2WEJ$\0>C%2P8+10>N.XC1X/2J#6;4DE[1
MVJ>FY4=M>-VEA->\FY43OLSL6-BR3/;5K4`*D9'48O[>YQI7>L7.+C+7'WJ?
M[+RWY@;SAW(^6^FGI%P#9^/\5!^#O9[G1NMU0'_AK8VC^9D.UEQ>07/=QPJ%
M0W1N&-+Z'`$[]P5=[+YT/F'O;_:MENO3R"[U64UKO;P[>^UQ27#%@K6LEO',
MTB+VE@IQH)76U#4CW+/6/FD2.`?&:=+?FY36+FFY>IUU#MO/.!77&[MX3\)?
MSVGQ=A,(AI*J[F*4N=/:F*&X=;8EM-G0M[8ZWI[V`/C&S^5OS1_].>-C;=I5
M&NF6&VGUQKI9%$",?+5(Z46B``+T'?C(ON&YR*[RK;D!W:;W3BGWF,\;C7:B
ML;U:LP`+`UH3I+YXY\2.*46R'E_Q:RWC9Y;N""$7MO$7F1UTNY4$L\1"MJ6G
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MT(J!F<ZXE6O?3%Q](]2H;ZUH6NKU1EXF-3TI1OKQKM+VK`:SOZE4#=86T1&J
MY"O4]WT8US.Z%A(_KE0>^<("#7J!E]*_1W8[4I"WG$?F;?>=-/D9@_VDIAV'
MOIBX^FM<7)52VY2S.I_XBHT@=[#.I&-K9?1]2Q-]]9'OB;B7;(]-1JCH*T[@
M.PG%3<C_`%05YI_TAU*P?IAX;@H>K2*HITJ77ZZ8C7/</6K#<KJ;;$?RV(U%
M`,^M>H]F*-W?]:X?W2E'DI[?MPJ@K%Y#]Z_:?V8$)P\A^]?M/[,"%Z<.:O*+
MO=?)!!_,;_LI_P"URX\V8]QN'BA[[MM>)7K!;DMF5(/8&P]`09@N7BNZR%E.
MHU'0GQ'H#UQ>VT<A;AE`ZU1W,K,VP^Q3VPWR%KFU6&2.A\N.13D1("`P9<^T
M8E\F#>!7J4.6>X`VX4XJPVRVD1MDE51J:-68@=214D=:X3DV_#W*DN+FYQJ<
M.LK-/;N\L972!&P+!C0T%3TI[<.DMR96[$ZR8",9JYJ(D\<WB&WC2`TJ%T].
MVK'//VXK9K>1Y[-/:F'ZC;,-#F]BF:-->-JBE501[M0!D.\@YXX;*R$<M]<P
MX8J*^]CD[3,U#T+'-YD3:'7S6ZEA+IRJ<J!:987Q,73[%7S$O[I759E%0UN"
M"/\`>D]?JQW"3+)F9LV(ECA?IP8X?ZBIZJ;L4,^;;<D\1I$B:HF-2P<D:FK]
MT4SQY7^Y45SX)^2E,IW]"VG[9V5['JC7C)DS#^+IZE4KF>W+#;RZ5#TBEU:@
M!2A[#3/+'P_K9NX;UV8C)UGBON&SA=);QR24J&@*=_+LD*W;15T-+`U-(RR)
M!U'LI7%1'J-NYX8<V?J^]+J4S/#N#1B`JH_S3.-07'I'OD[J)6A@C>+('26*
M5->M2%Q]'?L=>1QR74$A/,DD93A@-Z\<\T6-Q,Z.=N7+0[3BO'K=O_S.\@0,
MC1W!KJ%%(SZ&M3GC[5AB?86C99Z92-QJO+KU[8GY';:J46;R)$"2"-%"0:YY
M$8?MBQY=+_"[8HT%8WEYV$),UZ+:YM[ARA2&[M7?4U`%%PE6[>@Q&NZFN78K
MFRO[4NY9S9J\%[3?E0AXYNGI[M7--J>$_FG'.-26L\M$\U;79X+:ZC%"WXQE
M7PKVXSTTHM^W+7(3UXK0WEJZXMF.@`':'0I]ZT;7R/?]EW2PXO&6Y1?;//;;
M5>0>./;9+Z,VRW-U+0^2T(DU4HU:8DVNIVN`[7L31MY&0Y74KUJA_'?Y:7IG
MZ>;-;^I.]\I3?O7G=;*_EY)OV]7S20I<7\$]N4VJ&1@EL;>*Y)#+I)TTQH+'
M5[*&022Y^6!N;7[5AM2T:2]>89*<MWIP6JGD'\NKTQV'F^Z<NW_EL-QO[;K)
M=V4*7,^ZF_O#(6COB)(S#:748)`4U%.W%E)YET\@MB,HJ*=W=[561?MO-(X2
M-$>3K%?_`"H]<,^3_:.?\DVP65M>6US:_#VT%S!9+Y,H#*J/(T9C4"HSR.*F
M74+2Z!BBS<QVRHI[UJ&:%;:;:F/'Q`&%`*>VBWN^GGI39>EGHLFS3HU+&(+-
M`_@C:=D\$]?O%30D8I9IF0'+)6O0M1HD$HCQI3K6FOYH)4W7DUQMLCTA-PO@
MB%5,1DHV>5/#AZ(&5N=FP*QN;82/$3J5<:(8<?XOLVVV;VR;?MT\=U4P?$Q)
M<9'(:BPH#A^*8,VU4*Y\OEH.#*=?W*1;9P\6UG<Z=HB2"3W8K4/#:S$_[VR4
MZ!^G%E'J,,;?XJ]2SL^AL>_EO:W*<#LV&G0ETO'-@E977@&U6EXH`UPQ(5)I
M2I;RQF>N&9->SMIVJ^OYK@?M]H3,6-_\+/DG#;/2VQW&[6^W:UM981;R1):2
M6T:I9,X(1H6IXR!]&*V75)GX-)IZTXWR791_2`]C?DHSRWTWV/9]O=;(A3HH
MY"Z*LH.H@5Z$XAB;.[`FJE26+H``X-H%5KE.WR(&BC9-$"D`L]#H6H!I0FOL
MQ(;#*\5:?>JV6[MH31X/J"&=WZ@;%L6W7-EN'GQ7QLVM;=[2#ST:-]2AYF,B
M:'J<Q0XTEG'+`T/=3+3BL=>6SGSNE;3*YU0F;T/^7R^WWFLO(=OOMU_-MVU7
M.V7EM.T)MK1QJ8(@8":+4#JK05J,1-4>9V49M6N\LM#'C,K^W&U<@XULFW7.
M]7L=YN6W\KL=O_,!2,36IAD!`51[T0A*O[1B@AADO7LM(:<YF!J:#;7:O0KF
MY9IULZYFKRG#"F)]GWKS5^MG+O\`%OS'\\W_`.(FF"<HO[2T\T:0MM;RF"#+
M4VDC2:C'LMK$ZRT7P\U.9EW;%\UZY=MO=;,\-<F;?@5L,X)?PGAFU(68L+$I
M+D/XI0%J9YK0C/'G[8'AY)IM/OJO0X-2MG:8(.US`.&&SK5!?52'5R?<PE/%
M<,V>7WZ>W%Q!$XLPHL=.P\TR?PKKP1VCOXDJ0:`Y=.W'-Y`\4&&Q76FS,Y8V
M[5LH^7N^7\SM@6(*&,&HZUU^W,98Q&IQ/+MRW>FS,--NU;<N,7ZIL]M5NH^G
MH!WG&2NH7Y]RTKG!]"."E=K?JSFC4I3L`/7LS.>(O)?T+BBD,=SYD3*KCW"Q
MK^Z?U]</P,+'8J/<'\NBIWZTA==XV>H.U3E2FE^WMQK-+VK":M&Y]<JION4R
M2)&%K6C#,4Z=>W&K#PQ@)V+$^%ECE+G4H5`-RZ_YR_ZPPG/9TIWEN0YY:*V5
MR"*@PC]:XDVKVR2AK=JCW32V$D[%KFYSY<?)BA1]37%%HF6HELZUZ8W=E&[D
MCJ6$OGCG(U\+4G;(CW)G7+N.*B[[%P'.V!7FGO!C`Z%8;TSRO`3_`+Y?]9<5
MT\S'-(%=JLE=S:5,FUQA>M.W+H1^S%,^5HD`Z5RX$M("6>0_]7[?^C'=5%Y+
MU]Y#_P!7[?\`HP51R7I5GW?J_;@JCDOZ%Z2-]Y%'/N.[0LR!ANFX#LH:7<PK
M7IB/>:'%"YSF@5J3[^M6EGKDTK6M)-,HX\.I"O?;RP6-[E9"MVA.A`K%#0G,
MN#I%<9Z>*>)WY=11:*WF@F;5]*J.[+N\L5S!<M$KL]R'<F04U%]34':,\2&U
MRX[5$N:5--G^*MAQCETDL:H:!0BA4!!TC2,B!GECK<J&Y4R7=HYW)J=9S(TD
M"OV8$?PCJ3]M1628/YE*]@!)RH,LQW8%1W'>]J+.U7/D1BK$J=5#3,U/=7%?
M-!GE+E#YX;V:I:]P)&+9Y_U3^SLPWX9'B1Q74.&-`&J?ZI_9BUT^VZ%V^X!A
MHH]R:!FM@S`4*:%KEF23CS?]R+<^#<-V4_!>G_MO<#QS>O[55+GEH1;WB`*7
M$4AI7*E:G/IGCX3\ULR79ZBOM;2G\RP:>I)/0&_B@W*9)'*NJF)0%)J[EB!E
M7+P]<>>0U%QZTQ=`.!:=Z!?\RF^%YZ/[]:6R^;=2V^G21I7^[JK/XVR`HW7M
MQ]"?M)>"VU.A/>>%Y]YG:&PL`V4*\9^\SR#?MP1T"D7#'^T`Q7,]<CC[WN;C
MFZ;&!_*O"=5^OZT[6EWYB%5ZZ23EUZ#MRRKB;;,RVK>M`[BP3I)*ZPRQAK>X
M<Q3G4M4C,<C!U'4E71?;GB+<;"FK'^Y]:]5'\O+U/;_^SKT*\Z)+JYO.<;AP
MZ1WE`<*@6.%VU9Z85%03D3C+:I]'_:7J=I$9;4`;L5N?V+;88+&[CMTC2]E=
MH9+QU5FF"1B32!]U5`R/;BOME0WUUR9.655CGO#5W/>)EW1#=PN9%822.D.D
M@E00C5"AJ=.W%RWZ134,'.;SAMJ@5=>E_"D)BGM(M:R%FMTB#I(*UTF:6KK7
MO!KCC=BMC8VWY6/!6>]%?3[;H"NYV=K#MME#I$#*JN\DB>Z"@\:J6'4XDVG]
MPU9S6H<C2X;D0?5V^9.#\C4.TD<8\M7*-'I?RR`0#T`/;AK4OJ^G2IFC?37G
M&];]^=^:WB*[2E'TN2IR)8@D&F=,6-A]$]14NY=EG:[<'!9-@9#;;=)/))H=
M5TD*6-<NM.F??CA/2W`EPW*T6S6RR6,223)JE]R@!_\`)A#L4/PQD>#3$)RD
MV-D/Q+%1$.K`J33^SUIBM3Z:]WW..WMRFCRR!U"&II2A)]HPJ$`>6;JUQ#-;
MF52_B8`L!12<C4G(D86+OJEO]BJ#Z@;A\$MPQ:FM&12,Q4U'9V5Q>6_=6$ON
M_P"M5*WB=+F9A=0!G=%6-M0(9@Y)K^[EWXT#?H-Z@H,W='4KL?+YR/<;CD6T
M;=LZRVEMLW%)Y;W<8W']U99I6:+R\BQ96[._%1<;UHO+_P!0*UFYRP\J$6]-
MYD'$^*6TUY!'.&3\]WA;6ZN;R1PY#!8[B8@$Y98KM#_^7=^+[`MGYD_^%;^'
M[5Y*]^N&N/4_EUWI"27/*MVN7B5@RPM+N$S^4CCPNJ"F8RQ[#>&MF.I?-,__
M`,@>M;(/3S<6;C>WQD_[%O;3\./+NQA#WW>G%;2T_M_3@JH^IJF3DM\R=/,;
MKEGKQ:VW=4*XWI+PR)UW")S32`%ZYU->SZ\+>[1U*7IOTQ^)7Y]#[SX?>;=0
M:4:,O_G:RM#T-<874N^>M;G3-RVS<3W#7L]L6S!`T_8*],9.[[X6M;W1U*6I
M>&,ZAE7I3M(S_1B*ND_VFXL0P#'W-([J5'7'3.\%%NNZ.HJN'K"&DANWIVGN
M'W6]N-/I>U8O4=ZI7?2I'HU&F<@H,^M:=,:>3Z065G[RANX.K5([&'9_6&(R
M94"Y'&;BUGT=/+[<LZKB5:/R3!W0H]RW/"6JBO--G\SD*R&-2WG]I'>V=<;Z
MRN/R1PHL-?VWYR(W'(#;V<4>G3J`44Z&OZ,4U[-FN,JNK*#+#7@$<_3@A+OQ
M9?BJ>_[P&*^3>I>Y7AX_X]MC*YY'V>W%._ZHZT)WT-W?I'[<2DB^T-W?I'[<
M"$XF$`@&E20!D.WIVX$+<ERCD$Z;SO0M[EF(W?<ZA=>5+Z<=PQ9!\LDSA(,*
MGXJ'X<1Q-,>W*/@H!OG);\1#5JH0.WJ<NM,_MQ9Q:?:RMK)M]?S5;+=WT9_+
M&`Z0OMGY9$MO;227**(Y526I;4K@T8%:5)#>S&.ETV[$KLK.SF-,1LKUK7^,
MA?"VKNWE%<#MIU*R?I_R/7<2W*S^9"S@@@.>M*``BM,-_IM[_)[Q\U6SO:_N
MXHXR[T@C^(\P*6`:E'R%*#+2>[#?@KG9EQZQ\T&5@:`3C1/O&>2)+.H,XTUZ
MT?O/85SP\S2K]XJV/`]+?FJ2X>T.V\4>;'<HG@0)*&(!)\)[\\R!7'9TRZ9V
M7LHX;<1\UGIYZ2FFQ.<>]PP)H8H2"34C//!^G7'\GO'S41U_&WO'T]B[Q\FL
M]8&M*Y?=(IT]E,3[>RFMXN?*W+$3MJ#\#5=^.B?!G:?3V)JY1OMK<6T065`0
M*D`-TJ?%6F/.OW`TVYN]-?-`S-&&FIJ!NZ2%ZC^V]W&;UN.UWV]2K5S.7S8K
MV34"CPN(S49U'2G5<^_'Y\^=6ANHF,=X`CWK[J\NR"33:@U%0ACZ7;E^6<@C
M5GT!Y27ZG*IT^Z&KU/3'G,=K.)LQ;V:\0GKA#_YXC;[KZ8\FEUEQ#:3-72P(
MUQ@5HP!-:8]5\A7;8=:ACK1Q=\E@/,S'/B;05P*\;_+EC@Y1N2YC^\2'-6Z>
M8>T+0X_0BUYLNEQ/([.7H7A>JPR";9O22VF"@Z#6J^T99?1VC&ECFA;9L%<:
M]*XY;PRI&Y9I;B335<F!%,SGU!`^D'$*9[7]TI-/MYG7/9&_B%Z=OY<]CLDO
MR6^F/YCJL[BW]5KV]VNZ`:8231:)'CTP!S$7Z5?2,9G5QRX`Y^`+UZ_I<+H+
M8OG%&9>OX+?IP&.'=UA@DD\0@\[W6\3&'Q&M*>[ABSL[F5N=C:MZQ\UY=K]T
MP:AE8[^+##IZE!O5FVVS8R)G,6F16S)`)(I7^SB?3+6)WU."VVC6TD]E2,5?
MAZ;50OF7--JL[B>2/R2QU^4/-0:B@+$>]444'KUPF1RV%K&((\LV#J>FQ2OT
M;^9!^2<FL^`[#9?%S/:)?MY0*K'8ZM+7,LSJD,6FA\+,&-.F'[<\N82/P8%F
M-<C+X9'1XBBLCZS;U;KP3<[=V2*3=+67R*@@R3)`X8*2*55NE3GCB[8ZY?FA
M[0]GQ36C0R"/$+S>^MTJ[9R3<92#),TU`NEG)8L=(R4YELL6EE!*R/(X=HKO
M4JL!<=@0BVEO4#:C)R+<9YX]IU+\+MSK]S4#V$TH.M:8Z=9731VF^\?-55K?
M6]:%^'4?DK5\4]8;.6*SAF\D2B+SO+,JES'^\JUJV?8,\,/C>T8K1Q7MEDRY
M^UU%6!L/4?:+G;RCI$Q(!&??WY'%9D=P47,$.N2\FC8-I*D4)``Z*>@Z=@P9
M'<$F8(`;MO=A\9.UT-(<,`:E@37.@6I&9P]#;3%U0,.L+/WMS"X$--?4?DJC
M^K&Y'S)HXB=+2OY*@'--1TC/(98O+>UGIW?>/FL9>]IU6H&3V5P]E%=2Q$%4
M#`ZD.=3U\1/9B\9&\PAH':`4.=CLH.Y6^^5%9-QM-YL[8^1N.YW,>W>:X`,T
M3!=<:R'P*"F69&*&_ECM@3.<H]OP6AT`$/`WJT/S#<LVCTN]'>1N\\,,6S[3
M?06=JVJ-Y-PFLFCEJX72VJZ=LZTQQY>L[B:\\;&VML\U#JC$=5:^Y:;S1?VL
M.D".1U'!O`\>I>1^SNI+C>;N_E;^\WU[+>S+JU!);FXDD9-=2K::C,&F/5[Y
MS!:Y6FN"^;#>03WY,9W\#\EL>]+)Y9=ALS)0*@?4=0-%\J*F0-?LQA2*/*WM
MI_;H&>ID8'(+F1,T<EM72I\PCH<\6EMW#P4.XWI#Q)2MS&2*:F4CIF`*']6'
M+QKC1PV44C3G-#!7<Y7(]++E[??+=E]VD6H]U%:AIV]<8?4HGEYH-ZW&F2L%
M!5;4>$;HK[+;$OT`IDW<,CE3&2NHI,XPW+6-ECRC'=TH@?'J52C]#4Y-E[>F
M=,1>3)P^"7G1\?BG:RW2($KYN97(:7KUR%=/9A0QS7=I-3'FM_+QH"@9ZL7F
MNVN]+5ZGM&6EL_%0C&DTO:5C]1BDH</@J47\Y,BAC05<]:_JQIY/I!96:-Y=
M@%';R1#J`:I)RR/>/9[,1DUR9.'P4/W@_P!SN`.NCL/M0=<.1->Y]&;5Q(QS
M&YGC!54Y+M_G;FTA6K>9J&8[S[<:BUN!'%E>:&G!9NZM9))<S&U;UJ1;;:^7
M;1%E`84IT_H)Q7REQN1)_P`,;_3%6,$1$!B`_,(V(H\`.B\`;(F5!WYZQW8'
MR,-:%,N@E9WA[PKU<5B=MLB.G(TSJ.A[:5Q6O8[.'4[(*9J-F]2[R$[_`/S1
MCOFQ\?BBA6/3!^__`.8?V8.;'Q^**%=W1C(K`9!U)-1T#$GMP<V/C\44*VLN
M:<BWU2WG,=ZW:BUJ6_O]Q09TQ<#ZIZS\5P?I#\`^"Q<MLK?X598:'P#6!D%>
M@JN?:#EB[M^ZJ6;:>I`%75-Y^$&OR7K-X7R+L:D4#9=>[$=UL2X]:?$HH*G<
MK<>F=S'9;,L_FUTZ"Z,Q)2@S#=]/8<<^%*7FM10EY-\9*R0N&5B`H6M/=&6=
M*8B-MB93PJGR:@'H3]L<]TLGFAV4$YBM*9_TXNH+?#!5-UO].",_'N17:L(V
M?4HJ`U:5)ZC,URQ=P:4)8@\[_3BL[/WBG^_W68%G>?R_""14].^@)ZX=_1F]
M'L^]4=SL*8/S:5PTD-R7(;3D6'B&=,P._#]WH\8TH`[:NX_-4=W=OA;RV[$U
M;ANFXRI1Y'TC*M>S[37&`\T:/'^@S#^@_#K7IG[;W\OC6=?VJ);[=%-KE+RU
M)0DG/N.73MQ^67[G6PM?,;HQP)]Z_0WR%.Z;1'.=M$E/<AMP&-[[E$(#T02*
M&-:UU$@5[>S'G>]:&XVJ=_,YP:'</3/?4<U$VW7+A:'Q%(0U,QV5[<:KR7_^
MQV_XODL/YA'Y3>HKQ3^K,<5GSC?;$*$-MN5PE.W2'(S^O'Z0Z?\`_"Q?@7B.
MK?6]:@\<NE`4;.@!^BIQ8#^V;UE(&AT53N"S0S.\]O&QJ)+A(P.S4P8+4]%!
M8TJ<L-E0[:;E3@]*]0'\J=(N4_)/:074G]XXKZK[S$4"N[0.B*VEM"L,QV@D
M'%1K$7-MFMX/!7K&D7C+F`Q._E6Y#CW/I>+6MO.OOFUD5"^I2P\EE!`:ARK@
ML+D0L##L68U#1XY[OFTW]/S5.?7_`-<KR^M[M9KH1&%7)4OI--:]#737$H0<
MR82;J+76#8K.RS;Q1:>O5CUYGMYGBM]Q+W3RR)!;),QFDEH:(L8.L%AE4@##
M_AMU%&N-1%"*^GL5O?D.]4Y>`CF?.-]XIN>]R\AV>SMH8H(XI;ZQ@A=OBH+-
M97_CNE:`=3A'6QRGJ5!=WPDB<VN)5W?F/^97CJ<6X@+=9["/<;2X=MJW.TCB
MOD$D3ZEK[HD`.5#6O3#MO;XU*DV%V(H^E>=KYJ_7GC^Q[X3M<%WN>]W<R3P;
M/;2K/=R*)-8K$A8I4BF=#B]@MW`AP5#JFKM?+R0=N'I@@Y9^L'K/SFRMK.'A
MR<;L[C28AO<X5GC)%2B1R2,#3I4##UQL5?;]Y65?A^\[GLVR7VQ>7:;OM>WB
M&6<L52>7M4@D9G[,45QC@K^,TH>A(>*^J=Y97S;+OHGL=S0E3:W!968CPEDD
M%8"#U%&.(IM5WXFF]3>[]1'N6\KX@:LU4$/V'+,J%I3VX/"I/$CBHA<W,]_<
M:A,6#,Q-&J!J))IGTSQ)M\,/3>J&<UJ>GYH2\^1'N8UD:H1@I8@D9=<7T'=5
M%<;_`%H?;I<LEDT,$/F1HH5&&FA`%<M14]?9B9;G,XM3=TW);M=_2IQZ/>M^
MS\$A3;[D06N\6&\VET8GD42RVES((XY\M0*/*=`SK4=*9XI==L'2MJ1Z>U=Z
M3>LC?@JX_P`P7YF=S]0[V3@.WI+8V4$D;;A)#)12TT,<[*Y1J,:MV5QH_*EH
M66,32-C5!\TZLR9CX*BH]."U0[?K$ZB)&71(L2`D5?RC37U^\<;"^M_RJ]"\
MDMH\EWS#Q6P3TBOY7V2*-B:KK5AUH1''EUQY_<-+)W-.Y>E:>_/:!R'GJ80N
MYZCD&6E>]O,/=VXGVW<*CS[_`%INXM(@N(:L/":-UR)K3L[<2KGZ?J7=AW%:
M_P!/YPF[6S!O"0F?9[IQB]0[Q6RT[:%LNX'N$;[+;A)`Q6A-*Y`@4Z@=<96Y
M[P6J;W1U(DK?!46L@`^L]E>S$5*E-KN*>9G*.G<W[,,R[0GHMCNI"'U-N]=M
M=!&!+`T`/7PGOQ?Z7M6=U'?UJFFX7#^;09E"0W3(G(9XTS_I#K63=WCUJ.7%
MP^HY_JZ?;B.D4<W&<F*4-D"IJ:^WKB5:?6]2BWGT?6J^;XP;<6`-27(`]NJM
M/IQ:*I3Y;JPMHR1D`#]7?CA_=*>@^J%.^$R(FXHC,`QF1@,ZZ=8S^C$5=7.T
M^O[5?GB#J^U0Z2#4#^D=N$?W"J1W?"EGEO\`NG%>G4C^&G_W9^U?VX$)9H?3
MJH=/?@0MEFZWTEMR??74&GYUNU3GE_?[BF-"V1AE-"-I^*;I2$?@'P6+F&[>
M1LK3:P-48<G5EXE#9G%];"HP5-,Q]30&E%5#9-WO-RY>Z"4M&'8)1B0%UT[#
M2E#BX;83/%6L<52.OHFN+2X5"N!LN\-M6S16XD7S'5,B34U&9[,L1;D06>-T
MX1C^HT5C:6NHW_\`90R2_A%40^+;B;VX100Y-,AGF:=!BJ9?Z:Z7LS1FIW%7
M;K2Z@8&W$;F/:*$$8@]*L#8JMO:*TG@?1F&R;JU,J5Q?6LML]HR/:?6J*\>Q
ME0\@%.6SO>7-R%MA))G[J:B:]].XXEG460GEYVX*E?#+*2^-I<P["-B)4>Q;
MC<A9KA)D&D+H=6Z*,F(]M<<G5F5[[54SV%ZZN6)Y]2S-MZ60".`@-&\0IF>W
M/VC$F[U6-VE@!P/:.Q0)]+E,-9V%KN!&*;[Z*$PU#*032N5.E>[&'\RW4TF@
MRY`7'(=G4O1OVZM;6*]9S'-;1V\]*A._QPM9&/4F<4AZCL^@&F/RU_<^.YE\
MRN+F.S4.[I7W_P"276[-&(A>US<^[J08]/M^BVWG:6CL@62YB":C0&CD4%?[
M6//'6ETP9GQN#>I75Q(RNT*XGKS#:7WI?N1_#67\JO2%R!;5;**#[,:3R2Q[
MO,$,@!,;78G<-FU8O7VE\0RBM`5X3O7ZSDL_5#E"R1M%7=KH@,""1K8U]HQ^
MC>D2Q7&CQ-@<'N#=WJ7B&K83GK0IAECH1K6M.E?IQ:AKN2UE.T#B$L,L7*/:
M%:)0LR+X2PT/K60@^,(%,@T=SET`'TXXR/KL*H;@2B?-&TEM=RW6_P`G7YS^
M&^C7*.0^A'JO*-OX)ZF2V^\[%NT\D<,>S<GA=`FW3RS,$BN-P]VG4C#<]K++
M&6M%2.'Q6DTS49+=V)H2*+?_`,UG;<;!]RV/<8MQV:>ZN)-NNX)4DI9I4Q%7
MC.AD<T3+*IQDY6W$-Q1S2!7>M(R[DE;G`6BSYN?73<=LWV]V:U5YS`TD,D49
M)8S1L'17TG*CJ"?8,;33S"^W%2.9PJHDNK%OY<A#6=*I_P"COIWR[U%Y4O*N
M01-?;MNEPB[?;6ZRRP6%L6(6Z>(@J`%ZG$]L(<:-!)5?-J$;AA(TGK7H\^7W
MT9M^*['M7QUE1Q:17&HP`+YJKJ&3*H8U[,=&TD#2[(Z@58+A[Y0UIJXH)_/A
MPRQEXA=NB%]QVNUGO-HO(@5,,J6\DJB(*!J:-P,L=01`'M!6;YS%$0X@%>>;
MA?H_S#DW-K_E>_;;\)-#<K%;[M>H[SSQF51K$4@90*&N+5KH6L/:;L7G]Y)=
MOU*/(UQ9G%<-RM3;\.BM=S3S9_C)[%@HGF18K6BMXM-,N@Q72S1.'9<"5LHY
M(V.J\@*9[[RBUVN`16TD5O`!36755S`KTH<\5$H+G#**XJT;J-@T=J5E:<4/
M]TV>R]0%T+9&WN+<5M+RTC(>V8YF2[=`2J=N)SH@P=H4"AMO+=_=>T^M/'%.
M"W-U975GNB/-<6P*M+$I++&I*K*3UHP%:X8=-:-VO:/6GVDO[H)"S7'&A9,(
M(W)9!X!]XQ@T5S3O%/MQ%@<W,:<?FHCR)`0S$UW(:<YMXK>RD>:$B2)"06%"
M_A]_Z#B]@<VFU4EY^57F8=:K9NF]I<V;10E0ZJRU!KTKB39`LG+GX,)3=[/`
MZT:V-[729=@*KER#8+Z+D>R<FB+3"YNKBUN[=9&U/%8Q"YMW9`::?--![<6=
MZVWECHT@N68A?.R2H!#4)?7JU)Y2)Y:>9?[9M>X,*U\=SMMM-.M2,S$[$'N.
M+G01''$QE0*!9;5)KEU_(7M<(2=NY5<A<1WR"/-/.)!&8)+9D'MQI;\P\GLD
M;%%C=&[N$&2BNWZ07KM:Z!FJEF8BI"_AQBIS]F/,M0IXMQ&R@6VT@ENGMYF!
MJ=J9/5$5O(67-2`Q(S%/,?/$BV[I7%P]F.(JHKL,P6Y!7Q*2AJ#]67MQ+N6N
M,=6BJ[T^1F7:-JM/P.ZT7]JS&@HN9-!V8QFH,?79O6STU[210A;$/3[<E&U1
MZ'#$Z>C5Z#Z>_&3N@0X56J8X.:*&N"*$6Y5&EG`H*^)J9],L15VE,6X1AUK(
MM*]C]N&WM<XC**IR-P:'5-,$,O4*[#0S:3JS!R/4:3].6>+W31E-78!9O4I&
M8XC>JA7UPWGW&7WS]8KTQI'O:8P`03595[V!QJ1M4;N)SJ.1Z]?\CVX9JN>9
M'Q"C]]/5)`WA!7,DY=F7U8DVI`EJ>"CW)$D65F+JH$[Y*J;B6J"3+51WY$9=
M^+0$.P&*JR"WO8)^M)R]JM,U`&HUKI&52<\=/BDR$Y31+#+&)0"X54VXBZ?G
M,7B'NQ]OM&(98X;04[.X.)RXJ_O!07VJW*C4-(Z?VJ_JPT][0T@G%5+XWY\U
M#1$/2W<?LQ!2KEE9?>!'TX$+IY;_``WNG_(8$+9YZA[9#M^\;U)&5'_.-S8D
M$=3?3UJ1E3/$C3^=)=.!!IF/'BI-TV*.W&4CN#AP0$Y7>7=[L5TL4AD2,.&,
M;:U11E5BI(4"F/7-(TYDD8+J5].A8+4-1DB=V-GITJO?I]NIM.7.+B-I`'8`
MT/B`<@$=0P(Z8M)919X'9Z=2K8+)]S)F`Q/IP5AN9\]6SL8?AHC&8X@&8*1H
MH.WN/TX\T\RW3;HEK34^G6O8?*L9L0"13K]`GKT1]4DW'>H+.>:,LKA6U2KG
MXJY$G/+&3M;4M<"%8ZC%'<O>\$5)JMDFWSV][;0N(@Z&,58+J6I)I5NG3&RT
M^81"G2L3?:.V1Y)]/<BWPC:K%2D\D:HQ9SXAIR#9&AIX:8<G?S)2_BJ@P>&/
M)_E1'W7=-NM%^&7RPV@$/J6GB)RKTKEAI(ASN\H<!F(%<UJ0/#4TI4YC$R7_
M`.-'XBJO487/97=11F^N8(]N):6($=`9$!Z>UL5^J_\`P,OX3\%<>2+<^.:.
MG[>I##==P,D#BONQR:2""6!ZD$9$5Q^:G[F__M/^R?BONOR+&8]%</Z_L58+
M6\E/.[6.&0)*UXM&J!I(D!H<^W&(OO[<]2O+G:KK^J&ZWH]-;V"Y\QM.TS4E
M(.EJP?=;HU!A[R$?_<'_`(PL_J?TR>A>+#YECK]3^0MU/YA<$^RK'KW9X^_/
M)7]@SA1>%:S_`'!ZU7Z#WB>P@@'LK49?3C8?\0JKB[J4DA?>(7Z<OUXZ3BY2
M32ZM"^FY4ZK.1)&22"[4%H)XFC(<21,*BF)%OM=^%=Q_4;UKUS_*7SZRY?\`
M)3Z0;B;A[B[L>,W^V7%Q%'--<W-]:,PEN+J<EM.DJ<V/7&0U7^X]BV=G]`JH
M-A\O<W/;ODW(=ZTW/Q.^R-"+@`R+;^>`[*'%=)C!S&)M@[(T'H6<O&9Y@WK7
M?D7.++TCWBRVWTUX6-XW78)8(KC;P$M)-R1::XX;EET1!LZ-TJ*8T%M<4IB%
M&\-T%6ZXW_,9X*S[?Q?F_%/4G@W)TLHXTM-_XWN%OMEQ,5`4;5N,UO%!>:B!
MI*L0<6_.#HB.A2+:WRSM-,4,/7+YI.">I%I%MD6\7.W(7%NLFZPBUBEDE_#$
M9>8J/&6IUKB&K&>U=*,M*JFVZ^H_I[QJQN(+_?MJ\S6QTPW-HS4`))TK)J(Q
MTUN=P:=ZKOT9YD#Z;#Z;E6+EOS/>E=@MW:P;K`;@L0DJV['41^X02#GB4=-C
M'I]RD7%@ZE`#3J^Y5]O/6R[Y1NM>.\:Y/R5JT\Z+:[Z2P^N6*)H_^C"'3F-&
M;ACZ8*DDT]]:D8U]-RO#Z$W'*RML_(]BDV<[B0%47<9=E/0!'H:@'NQ22W#9
M!E4Z'3C&:GCZ;E;:_P!LVW8[.YNXPH>ZC*R`E0_M+=,^_P!N*F:W=(:@*VB/
M*;0;4#Q<6IO+RX<)*(T<*`0WA!-!E7L&)L%N056V1K(X])58O5G>5$5VZD1H
MT<FA20E*ZZ+XLJ@=F+R"`@*KUW8JC;;=-=6M_(>L1DS^BI&?;48F`4P6;W)G
MV^[CN7VT7.:QWU\55CFR&#0"`>H9P0/;@0@E\RHMI=\VNZL]):/8K*.XB0@O
M;F.RA2DRC..M*YTQ?:5M"S&L;7=2IKI\NYM]7AU:)!4::JU2&SZ@]^+Z\^BL
M[8?75R_1F6,VUPHD2I4T&M:^XG96N//;S^Y=U#[5Z%;_`-FWTW+#ZEH^J)]#
M:/*TZ])TZO,D--5*5Q-M>Z5`N=J@W'V594#,JFJY,0#U/8<6COHKJP[GK5FN
M)R,ES9L@+*5)+`$BF7:`1C'ZCO6VTK;ZODKX>G%X/RR$:EKX12HK^NN,9?;6
M]2V%OW45A>>,^)?=[2._LKG_`$8@*0L@O:%260#5^\O<<.QKEVP]2@?-[LM#
M*5\7AH"/$/</2F+:VV+*:CO54+V>7SIQH>NHY:6K2O6A'3%RW:LM-WE&KBZ8
M$L<@,B3D!7V]AK]>.DRH_>3M(CBA*D9D5IWC,94.'8>^G8>\>I!#DK^7=AZ@
M:36I-`.O4]F+>W[_`*U!N-Z==FNM=LP!!#+3*G=3L)Q<.^F55L_N6HB\1_[9
MB_L1_K&*F3?UJQWK8?Z=JQVB"BL?".@/LQ2R]]<O[CNI$?2RD:E9<Q[P([?;
MCA0EUNG2H\2]?WAW#VX$+)0FWH`21F10]*=?HP(5]_57D5V=QWU5BF--XW0`
MK'(>E_..Q3CTO]$M[=Y=$6DU.RGV!8N'5K^X:&/9*!3>UR`O^+(!MVX6DQ6,
MR1,I#D(2QKJ'B*]#B?'=W%J,L;7D=`/V*:S3670K**'I^\*,\,V:WW#<S?0A
M(PB#\7+R]74^,^&OLZX[\Q7;(;8/+VAQ97:*XCK5SH&FF28MRN-#PZ:<%`/6
M?D,6S&>S^*8R!Y%<(P(\-14`$Y8\I$\M[,0RKS7=4_"JW-VQMC%F[IZ</DA+
MZ3^H*;7RNQ*W;JLEP@+%@`*L*@L:8O66CV1@N:0ZG`_)8R36I3(YK22T'`BO
MS6]ST:WR;DNT1&.X#Q^4I7Q@L:$@Y5[QAMSGQBH!"Z%](_;6OK5F[:2\VVT#
M"0@JIH"2#[`.O48FQ/S1@G;TJKN2Y\Q<=I44GWR>\NW6[:Y733/0^C2*T(;3
MIK]>'*CBF*'@4T[YRF^BMC!9HTM%]^0-4&M*=*T%,39#FTX-&)S%)/&'6M#T
M]:#^^[_R*2#1)K35[H57TA:G,^$T.*W5Y&,T.5CG`.RG`D`[."T/DFW+;X.(
M(%?M6';;N\-E,;MRS%/"3UIH.JM:',X_-C]SHI6^9>8YKA'EVD$#;QV+[6\H
MOA9I);F:#FXBNQ`NQGE'J%;L4<+\8GB*FE`_6O2F,)=O9);GED.PW$'=T*TG
M(?W*'JQ6P+F\"[KP"XB;24.U2JI!J"S0@:01D34=,=^1)H&:B]KWL#LXVD#[
M50ZE'(8R0UQ%.!7C)^;+:3M7JKR2+RW2E]/K#*RZ`:D:@15?KQ]_^27LDL&Y
M"'8#8:KPO6V/;<',TCU%5:MV6B^(>^IZCI7K]&-H6N:\EP("J8]BS7+`Z:$'
MZ"#WX%VL,%?-32#J#`J0*Z2,]1RR`%<2(#3-^%=QX2#K7H&_E">M4.^^EGJ#
MZ);PB2WG&]YDY/L*SE5:'8MQ3X":P5&HP<7$WFZ1F%!-*9XRFJQO-P"UKB*#
M<5L+.1G)(S-]H6T?X';MEVW<K!+:&+7&\U4T^8`S:M8IGI]O2F.HR60#^94[
MF.==!U#EH=V"JQZ6\<MMY]7]S>^L8;NW><&"6B-)EJ(,18E2P(Q.MI'[JT4G
ME]`6U/:.$\"N+&P'*>/[->2HJ(U[<[?97<MM:]&82A&=6C3Z\L743SAFV)R*
M/\P55,_F)]`?1"?<8YEM=LGM6D%RBH(H+?S$(D6.4HXHK$4/;3$CF,_F;[0K
MZVCC)H\MIZEKOYW\N'R_2WLE[#M''Y;R2I>W>YN3`M:UH!(00.X8.<QO:J*C
MI5RVVLFQ%Q?&"!7:U5AY%Z;^E7%;WR]KV+CZD9TV^Q:<@@]`+A6:E<'ZFX[3
MZ>U54K;1PJU\9_V@I#Q'C?QET)[':O)M.OEPV]O9BG6NG2F1QP_4WN8X5W'T
MVJL?:->\9145W>I'&T2P%_:0VJHC65&`!756H[CV'&9MWR%V(-*]*GW%ARVX
MM(/5]RC_`"_E22^9:_$2Z"[JS`DH"#0@L,A0C&A@C:]N.U9JZ<V,D5`0SW'D
M=GM]K.4>.1S;*`%="[DJ"<JDECW8FQ0AIK15MI5CBY^`J=N"H[ZP<DN[ADC6
M71\4Q?RBU)%#DG24-&4BN+RW@:10!5.N30D8/83UCYH:;.7AVUQ4LTL1\PCH
M"P:M>M,0I1DD(.&*SC7L=@T@^M,O'XC)OLHD<&UM$E8,6`C6729?++GPB0DU
MI6OLQRT%_<QZL5TYS6]X@=>"Z7O&_P#^X/@_(8N+06]OZE^G$]XFUVY*`<AX
MW+/)<;H9T]Z:]M"S)$H!;2HH,:'2XGM(+VN#>HA935YH7.<&O:33<1\UKEW2
M&2TW62TN(I;:6SG-K)!<QO!/`R'2(Y890KQMJK0$`XN;O&.@Q-%0V.$M3L5K
M/15TK.NM-2JRLNI=2L$4Z66M5:AZ'&`O&/\`$.=0Y2!N7HEJ"^S;DQZL5)?4
MP'X"`T--77L]XXF6N-0-JAW4<C<7-<!U%"G:F'Q8S'O+VC%J]I$-"""N+!S<
MFT;59[B\K(;#2"1Y9J1F`?#0$]!7&.U'>MMI;FU&(W?8KG^G-RRV"!O"25-#
MEEGG3&+O02YM."V%L06FG0BK\9XSF/=[2>_V=F(.4\"I*^:]!H`ZD@U(#5(%
M"*D5RZX=8"-JY>0!BHCRG<XX[9V)$@R%$.LU*FA(%<A3%M:M<=@-?\5E=2!%
M20:*K>\\@@@N96=0AU%?$-)S/<:8NV12G8UWL*R$\T(?0O97K'S319W=ONJ2
M1Q@'4=1=<P`IU=<P"?IQRXAN#B`>E<!S7=T@^M-FYP-;*59&16'A8J55NZA(
M`/3VX>AQ=4;%(B!#B2#2B`G+@=<H[U-/;XL6UOWQUJ!<;TJX[G;`=PS]G7KB
MX=A&Y5;/[AJ+'#A7?(!WB(?:P&*B5S<<1O5CO6T'TJV<3;'&6!J(BR@@@FBD
MB@ZMTQ33.;GVC:N7]TT4SN[(J?$I6H^\"/9G4"N.:A1,KN!3'=6=1D"?H%?L
MP5",KN!65,HGKE6-J?Z(P+E;1N:<,N]YW+>Q!;HO_-]T(-5Z?'SGJ3VXUL>N
MN$CFM/\`$4S'`[EMQ/='P5&?4[T\W+9[\Q!C^*[M04H"SDY$'//%Y!KI+0`3
M[UWR#ZE%=IW2?A^PW;W)8!)Y*ZLAD3GG2@]N*#S,[Q4?$T6ET"7PKRZJJEZO
M<MBY%?QO;LA:92Y*NI`)KUH:8J?++#;3!QP3/FV[\5'1J!FS+N]ENUG-$Y*B
MZC:BBM!K%:TK3IC87-P"YSNE8*V@(I3@O0!\F/()[S9K*"Y8F40Z6-1G^,]"
M,LS3KBAN9P>I7L$#B%M5VCCGYUIA=&TB)'%4(!)6N1.5<,"0$#%,31$2&H3V
M_IR-##R4<!B*N0#E[">F%Y@XIKE]"8[STUM1"99X0KBHTJ*C2,QTKWG$F"]$
M?8.Y*ZW)9FI@AAR7AMK!;2B*V5V`:A;*G7(5.,YYDD$T+CT+4>6GB.85VU0%
MW>QEVZ&82JL>M9#&%H3110U]H./B[]X(290=W+7TAY9D#[(NP[RJS%NP3FT:
MLP6EQ3-M/5AV&F>/!M(A<+>3#=]BW%F*#U+83)<&Z]/XTS($(/;VJ>GLRZXS
M>BD0ZZ[,,3(/L4V?^W=3@O)!\]=IY'JQR^7.LE[(`#D:4K6ASIC]%_VKG;X%
MGX0O`O,_]RY4'AZ+E]P_K&/8+MX<T4XK))1B`A=T5GU(CF-W1E0@TJW55/L8
MC#D>TKESL@S*PORO^MVY>@_K-QSG,,[P[=/<P;1R>P0GR;O;[Q387%S*0"M+
M2*8R5Z#3AB?&H&U3;:<#K7ITW'D=IN^R6N_['N1O-FY):+NFTWQ<,K[=/;5,
M"R"JE`[4%#UQ2O[Q*N1-5FW`J<>A?&3-N5IN=M:1'1$SW$YT^90DU*?>+9]!
MB9:FJX,HKM5T61XK98-)0RJ8P"*#Q`@5J*=3BT?]$]2[B?FD%#M5"/7_`(/R
M"]2[G%]<1V^N1XH($=M5`6"C0#U.5<5U%8+6%S?C?(+:]D`_,Q6H)`DJI((J
M*#J!@7$C,["RFT)EXQZ<R3S"[OHMPO7)4EIO,!K[0<Z5PBBV]CRC4A&==I&U
MVU9@UG3*L8.69K4_5A1P5_;OY>7@""H#O.Z?EES=+,/A[DKX)(LZBF5&%0:X
M?@@(=TJRU/56O92NY`+E7(+V[F%IYXO%D)RMJ1MGV%A2K=_MQ=P0EK<5Y;JD
MP?(2"H=R.\%CM2W/N-#"H*LREE*(*J6[6!'VC$R/:%S<7`?"!78%3[D,][OW
M(/BIWU0U9X\Q302645KV#%[;;%B;Z#F/."<`_P`'M=R?=`1@"<JY9#VFN*[4
M8B75W%0[*/EO*8>-[?->+9VL3A9M^W-KT$D#1#`AA8O7W5/DGKEA[18#S`HN
MM7K8V4)0OX'ZA6WIIZQONVTW_P`!7=+VSOE.=O<:)FADZ54AR/KQOC`1$"O-
MWW37SN?Q*GWKWP7AGK9NS[WPRUMK#U(MK)[L;+:E+>TY[!*FMEB<LD=M?[>@
M(J2&<]*XK),\=0-AIZL<:=:LX90`""@)Z017FU;A+M%]9RV%_MR26ES83J5O
M+:6)F,D5SK`DDG0MFQZK3&:U8ESR2O0_+]\([9K*T%2B#ZC.9-IB>C4UT!-:
M'Q&I4]"`<5^F_6]:N]3DYT'0@YMA`N16@/FI^K&@U#8/PA9:S&5Q'2K/\8ET
M0VH%37R^F?3OZXP>H[UM-+V#K5O>$78^'C!.?EQ95`KU^O&3GVA;?3NX[K1)
M^*JS9DBG7Z_UXCJQ2`WICD<U-'703_G5_13#;]H4:Y_AZU'-Z@:^M617:-F<
M$,N9S5\C3L-<7FF=X=:I=8_MSU%5RY5Z=;E.T]U\;)HJ?`:DG4,LJ5QMK4FC
MOPKQ6\`\:4V<(VKX!Y+>29Y)`9/"0:9*:UJ,CC':C];UJXTY2CFD"K8V;`]/
MH[<N_$RS[H6K.,/K57>:MID+9^$*<NHZYXN;;O#K^2I+G85@XK<AE=0?>RZC
M.I'7+%K+]!RJF?W`1IX9EOUN?_4_1_$7%!<]WTZ58K;YZ+67Q6UV=1T@`K3O
M4XHYB`X$H1-WSCH+UHV=:^%NG?W83Q`Z$8J$;KM2VONU;*HIGT]H]N%;."X#
MI2.[IZE'_A1W-_H_]&)B@K<[NE];_%[W_<P?^;;G7+K_`'V?V=N+9MC65QKC
MF/QZU<16SN4W#^$?!40]8MP\WDUM9@:1))X:=@J33ZNF+J"Q:*&OI[5WX>BK
M?ZR1?"\2OR16L<E21V:3D,0G_GO+-PJ/8H4[_#@EJUX;7:#=+I(Z+0MD*5I5
ML\<\OPU"U4EQ<NF-'8H[;-Z?EK6*\@_V;H\X]H-?9]T8Z=.]S:[RG[:$8$BF
M"V[_`".2;-'-#:WB@Z`5C%>C>8U?;[V*>YE=LV*]MX6D8+>EQJPC6R@FB.F/
MRQI'L`IV]F6([;GLA,36X,A*>GBMY#JES;I4$4H.E,'B4UX=,.[2640\C]Y`
MQS[RW]`Q727KA>9=U`I7AP+:IVXH.\R;:[2PFGF"EO+8C,=*M[>_"ZC)S(#U
M)G3B8[CUJD'*M[M-QFG2U``@=XW]I8G2<O8,?+'[M0ASP!_RU]$^1I.9ICS6
MOYGV*D'-!/:\SAN(?_M*%LNT.M*98\,TF`>'>=U#\%Z3:4`/4MF_$C->^G-K
M),31["B#MRC-:_5CSUKQ%KX`WO\`DIMP/].>I>5S^87MWPGJOODU*>;YBY@U
M`%&`^C'W[^U<[C8,.T90O`O,^%TY:WP?!%_8/_5Q[9G+L"LDN<"%]V'#D>U1
M+QV6*NZJ[`!CI<TC8%95_P![$WAEA/LF0E?KPS,2TYAM!3=O*3@MQ?\`+Z^9
MB#=MH7Y>>>WGQ(L+AY>"WTC4TVJ12W!XXM:4C@CB+@5ZKBFD:<V8;#3[U:-F
M[%3M6^CT#CCMMPMU&2BZ00*<BA(;3J)%0:8E6J/$J\&Y6UB^WK/,H>YCC,B!
MQJ5G4574",QBS?\`1/4I5E/FN6-W50PY5<;6+`BXM[%9#&U#Y6HZBIZ+0ZB#
MV=N*]:5:_?4C;UO)KYK9(`-;]-OC4@5;M&:G/ZL">MVYIV-XN"K-<N=KNB#W
MYUR-.W+L.!:.YM(V-PIZ>M0GF'([/\NO1].>77NI7"M[PZUG[IV1IIL`*I?Z
MC>H(206-N?[X1X&%.RE,P:9`8T,$`!K186;4Y'DM<?3V(?\`';B2=[N6]`/P
ML?Q!)Z:B"Q->E23B[@@!;TJEEE+ST(9\WY5+>R_"6UJ/AI&(EZ5()-3V]0<0
MF#M^LIML]>S[D)C:H;JJ*!'JR3L5=60Q=6^Q=B#F&I3)R.Z>ZGCV6W-%C.NX
M[15<S7LZ8?O(06!VXA4CVB.1V&\J106\?%/3ODWJ#>J=$Z_X3XX,P5W"Y35J
M'>-3'$O18!S`1L7G/FF[<P$`K7?N]]+/N+F:#2\<N=P1G\8O_$G(?[^N-YR0
M8A18.WN"X#,I7M^_;\EW9W7YC)$]J8[BRN[4Z9[:]M*&S\]A0F*O3V8J;BWQ
MS!7MM/04JMCGI)R'TM]?+%-KY[M.V\9]7K2R06W+-NN/A(M\:W%)$OE729+V
M2,^-C6HH.S&(UII$I`&"U&EWCFR!M:"J@?S`>AG+^)<?;?\`;=LFWWBRR5MK
M_;93/!8J&(DMYU!+"4N#(<NC8JM.PG%>*WYDYD&)W*C%B[27BNS@DRI6.E&A
MIEH?VXT&H=W_`&57Q`"2G2K3</E,5O!W,8^_LK]7;C":CO6NTO9ZU:+A5W2X
M3LK&G9U][M.6,E/M"VVG]QW6$4DN_P`,T/\`M&_RJ,1U8U6*6[R&?;[3^O'#
M]H4:X_AZRN;2]B$R^:?"<NE,ZY?53%UIG>'6J76/[<]167?;6UN[1C%F_A:H
M]@-:_5C;VNQU?Y5XK>?WIZU7VU'PNY;F.S4V1[,8_40>=ZU<:=L33RVXUV-N
MM.I_I&)=GW`M7_P?6JX<P]V3^PW^L<75OW@J2XWJ.<2_CR?VA^L8M9OH.54S
M^Y"L)Q5M.[V;?NF$_8ZG&?N>ZK%;GOEZC^*VJQ([8D[.V@'ZCB@NS1I(VT2[
MU9;=-I&8H.AZY?H[<4G->D0OW3CR?NCI[<OHRQW'*[F-ZPD=W3U*#R;0/.C%
M/]HH]GO]?JQIZ[U"H5NPN^+6=QN&[VG^\W3<#G0'Q7DQ/Z3C'MU4-G<*T[;O
MB>A>AC^VC_`/@%0[URX:MCO\=TM@;;R975937QA&(##++4!7%O#JQP`V'TX*
MJN.\J??,/=K)Z;7<=O1I$1T8@_?1"&/VC&TT2,N>'<<51:Q+^70'=]BUB\,F
MOK:[#'KK)/\`I5IC47<)$>/!9FTGK(:G859G;.>6]I:+L\Y'G7"!G!ZU!/UC
M+#%K&2V@VJXN_,##$(#_``@#TP5N/E(]1S8<Q>,76BVCN8E5,P![I;Z*M7&>
M\Q::][3AM].*>T8,NI*\5Z%ME]4[-^/6=R)ED!MPNOK72--.N=*4QAX[%T;`
MVFSTXK232MMI##78HN/6!;N[%A:OXE=GI[6[OLQWX1W#T]J:\8WCZ>Q"7F/J
M;OT%S/2OD+)XCE0=^?9ECDVI!Q"C27(=)Q"$_-/5B[NMD,.K,Q:2<NOB[.O;
MCHO,(HI\#.8!P0,XUNDVZ374TW57TCZ&4G/KW8\#_>0"<L>!LB^:]7_;^/ES
MTV=M!CG!IR6W;M$[_P"O'CYMLK8FVDZC\.M>D:_]=G"H^(6S+TRN_B/3.VBS
M\%NM*_U@WMZ98\QMH\GF"O%X^Q:*:GZ9'^`KS-_S+;3R/4O<Y?\`>!E[>Q0<
M?H7^U/\`\>S\*\!\S?W3EJ5A][_,/^MCVO>LBLS]/K_H.!"Q]A^K!O3<G=7*
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M27ANI[X&RUL6/L))Z^P8U>"PWB,5,/\`$]GMVWR6HE$*&JK9=LX'1O;K&?UX
M,$GB$/-SW)(T:XD'ES7I\JV0Y:4?.-*=,@:8*[U!BJUY<>/S36J_EMKI7_B)
MTU2CM,C"K5Z=IP*\M[MC!B4N].N`;_ZG<ULN$\?M3+?\@D6+<K@#.WV^W99)
MSW@",'%Q;Q$@4X!9/5;UA+^%2F#YR.96UGR';_3#B$P7BGII'%L<DHZ;YR)(
M(IY910C4T%Q</'W^#%_;PD@#>O)M8<9'%HWJBUO-=S73/=P>>S/6:2GNRT_%
MC[AY3Y?5BPRY!E59`*1-'0I&_P"7^#^Z70-5KY7N5[:"G6F$3J?+62QM;B#<
M;;XZUOK`+.C9CP@DKF,\SB4#^11,9:S5JK0>F'S=\UXE<"W=H=WVJ>,)N-OO
MF>V7%@5$3V3:ZKYI"D_6,9'5+5TI-%K],N^73@K"W'`?EI^8#;SOFQ6T?I?R
MJ8%9)-J5;O99;N;\4RS[3&/[R^H4#T\*FF*`63VBAX^F]:-E[&Z4.JH!N7R\
M\^X%`9OAFY5L$=6BWW9"5B$,?0W]C_W>S*P*`TU@'NQ67-F^O`>G2O0M$U2.
M(@D^GL3YQ6Y=;FTC)4!/,'DY"2(@#4)*G(Y?HQC=7:Z![!LJ"M_#?1WC:@XC
MTX!$/XNNJHK1S04'VUQ3B_,0Z/3H3AMVR8#'TZUQ\77[O^7VXYDO?%D#AZ<`
MN/#<AU>/IQ2FSG\R8+IID3]G_EQ=:9WAUJ#K/]N>I/VX?\-]:?ZK8UI[J\/U
M/^Z/7]J`=]_VO>?Y_P"K%?<J=INY1[D'_9<7U?ZXQ70?W06OB[@5=^8>[)_8
M;_6.-!;]X*!<;U#>*_\`'C_U@_7BTE^@Y53/[D(_<>.F[LSW75L?LFC.*"YV
M>G2K%;J_EBNM5A8K7WHT7I^\*?1^S&?N^Z>I=-[P5TKRSR([:$?Y=N*=35"+
MG:<_\LLNN%&T=:11R7:?Q8_[:Y?6,3URMKHY)96W*MR^+8*!NM_4=]+N;OQ1
MC2BZ=Y_J=QXE:D?VS..0?`(4_,+M6W[OL4F[6A!\M"^0':M>[%M#I+A3@%53
M]Y:!OF!]0#8WF[['<$JABN8AF:9%T!I6@.6/4M"MP"T;J`+$:W,<I&Y4Y].=
MSAGW*&T#EH)GTR&NHT+YT))I3&KO+?\`+Q66LYLLFVJL_O7"+2?;!/M3%Y(X
M]5:U:A%34]3F<0M.@:^;+TIO4(GM)EQH<5A]&=TW+8.66]N\AMYA=QJ\C$Y@
ML"M<\\CBUU'3&R1$D*3HFN&UD#2?@O0_Z6&_Y!Q>UCFOED46B-K4Y9]F651T
M.//+K36QSN938M)-JIGE,H.!1FX[Q*U2\25I1*54`N/96H)`.=<,>`'!->//
M%2?DW`H=[@@\L#RD(1V4+FRU)K09Y,.N(=S:!@.&("(;POGI55L]0^$;9M5A
M?1@CS$)/9U"4`Z>S&+U-W+."]%T5G,:%6_CL?D7DZ`^'544RR%1TQX;^X])K
M>KMS:+V#RG&8[MH`0FYZ2N[AA4:9VH?\]#]/48\)LX0;>3J/P6V\P?79UCXA
M7U]*MPU^G\$88T%G)4UZU3Z>N/(GMR^8@*8Y_DM#-_\`&1_@*\^?\R&WU\X2
M0U.J"5CJ']04KUZ8^_?VI'_M[.I>!>9_[EW6M/JR`F6/*HDK2G0"H_6<>UK(
MKM@0N>P_5@WIN3NKE/>'U_J.!,)2BLS%5]YE=1]:,#]&6&Y>XNX^\K*?*5ZW
M-Z'>KNP[G*C7'%MY>#8N21:FH;6X9D=J$A=8E9<^N6(N"D4*]+:<OE7:8IMK
MG'PN]6UK?P7'6-X9HU?X-,](D<&F6>.'FC"4Y#)R)!+P5$O5WUBWWC-QN"7J
M$6LKR1HS5-%<$&FH]QQ/L`9"`[95=7&N"($C#V+73S7UDW3=9[L2+2T24^6U
M33(FE!6@%,;2VL&O:'$8JCE\TEQY37"KL-R#FY^I]P-0!TY@D`D=YJ<Q7$O]
M/;P5?/J;Z;5#)=TWKDEX;FY#?`G.K%B/M-17">!:,>"HYM3>74!3V+H+^''0
M6?1BHH.XYJ!VXB8)KGGI7,N[)<31J"#0!06H<E%`0?H&"B3Q&*D5E8%2-PW#
M_9T>W#9J4-"A`((S6G3`K20%K,W0E%ILO(_4#?=OXOQ3;'WS>=WO4MX=NME+
M36Z32!%N2$\6A:UP=*HY[TQFC5M\;T;XQ_+W^4KE'J[SJDOK;S;9SLO$;9PI
MDAW'<('62-=8$@>-2!D:XV5E#GA9PH%B;S4'.E?C_$5YFN2R;YONX7FX;DSR
M;AN5[/N-V26(^*O)&N)?>).I'EI]6-!;VU%G;@F0U6*RV:[@@1FM9)#5FU`,
M0:L2:]!VX9G&65PZ4PT4%$JFM-TDC5H;=HTK2A4U!'4Y#MPTE6>[@W6':+AY
MD.G34MIH<@.WNH._'0>ZF4;$9?XE']O:&]%K:W.5J8M<AZ#S=1%.M#X0,+X7
MF8<4>*=&33:%-^.\GFXQN40V:'SRLBLKF5U$5*`@:6`SZXCS6`&`&-%9V5\7
MMS$[U=O@/S+[ULBP^;>[8JMY2W=O=ZIX7"A@%=2Y445B,\4ES8!:&VU9T>PJ
MX6P<U]%?5"VC&\;'MW'][D1=/(MAC$;S2S#2Q>-<B(V6H^DXRNK:*+HM>!L"
MU>E>9I8`03M/0L>^>B7(MOAEW#C-W9<LVB4%HY8CJWZ&,#6K"V5:YC(99G&!
MU+1!'4?-;[3?,1EH3OZD";U+K;;F2SOX=QL[J-B'AW:$P7(H:$K&P!T`CNQF
MV6QMI,=A6LAO/%@4W+FRN-5Q&NL5)[,NW&CTS%PZU&U@'PQZC\$2FVUI;-GS
M_AUS!/1>SIGGC6_PKPW5/[H]:`&\1^3N,R=/XG90G*O;GBON58:=M"AW(/\`
MLN+ZO]<8KH/[H+71=P(%<K`\J7(?PSV?UAB_M^^.M0+C>AEQ@G\RE]DPI_I8
MM9?H.57'_<JPG'C1X3W2QG['!Q07.STZ58+<M\K-S6PL!7K$G^0SQG[ONE=-
M[P5^&_@K]6*=3$Q7/[/^KA1M"$S?"YUH:_7^S$]<J[M[LDFY[MO-U9O(Y7==
MR`K(Q.5[.#U-?JP:K:/M97.J1VB<">*TL/T65_D'P"R[Q'>S\:W&PW*-)T%N
M44!0S`!=*]03J`_3CO2M7BA.5^/70_$KLM:=H'L7FX^>C9&VCEK[E8!A`9;B
M&X0$J$=9'#JP%!J5NN/7-#(=E<`*'%>2^8<'NIQ/VJC/$]VBVZ>"Z,SI,+A3
M&BN5U9@T-"*@DXUE\!RQ@LG:D\Q;"?3'F+<AV^:QO;1E,01(G5-)D!52*$9D
M9YXHW7\40RM`!&_!:#]/DE`<22T]:E&[;-<67(>/S6=H%,MU#YRK&JR`!A0L
M5`+'3WUQ57&L'&KC3K^](-)(Q``/5]RWN_+;MUS+QRUE:I@-JO::!ER<#LJ&
MQ13^9[:.L3PWF#:3EK\:JV@T61T0<*X]?R5L-O%E9RA:K6@8T45)-:]*#%#<
M^98W5RTV;J?-/?H<G3[_`))/O_,UVRWD@M]+(ZEJ@"NMJ@T.5#11BHDUKGG`
MG'TXJ]T[1Q'`'.`)J=NWX*K/++3<.23R>.71,I)\;]LAKEJZ4.(;[1]Z3MQ5
MQ'=LLL`:4].A"B\XXNP(T@8LP<&3M((K05Z@8\X\_:<++2WLD:"\MKB,?>%L
M_*&IOOM58]KG!HPV](X%55]1+NF]B4,=+25H*TR9<Z5ICYB@V2C=C\%[+K1)
M+*]'Q5R/2[D"+PJ.,5!^$?IE]W+,'MQY1K+<MZZ1HHX.VK26V9^E@&I[*T?_
M`,Q!_C.1AP3J6UD:M<Z%0`-77KC[+_[?+\20-9([,<-IKQXE>*^9+=[+ESW#
MLU6FFYE_'$8\)%6;3U.8&9%*]<?1=[5ERY[=F'4LT)(9FY&AH+>I*H2=*]3D
M?;VC#MM-C6@/6J^Y:P5H?3%*"XC!8@9T%.S/H>G7$F[:;B$1QBCJ[A\E7-%7
MD5P75+::[E00-.'9@56V0S2M0@E5B%=6JF>1H,);Z?,2,#3UIJ:_AM!VJ>Y$
M#C_`.5<AO7@M+&XVQ&``N=PB:&J@5,BJZCJH.)L^D2S0Y&@UJ-Q^P*L=YKLZ
M&+LYJ?T\.M%!./<?X7;2;;9K\=R"9/\`F6Z&%+NVC%06:TC=71)T'0K0C&XT
M7R\!9CF1M+J;VU^(7E^N>9)#=GER/#*[G$?`K>-\F4_,/4GT,W:'DMJT;>F]
MSMD$-_#(]Q</M&^2B'CUW?%M31)+<,!J)&6,5YB\OS,G+XQ1@X`@>X+<^6-<
MCO(FVLCJR/PQ-?M)3)ZL>FDG,;"_@O;<3;E;&=($B04:,(P64@#/Z<55I_IC
M1V'6M1<V)Q=B0M5OJ/P6?CLEW8R63U64AB4.0!H3TZ"F-';S%Q!:30'BJ*>Z
MBB:Z%S69R*#`5!^Q`P[#:FX.HQL*$YJ#TS[:UZ8MO$CBJ3ER;S\5D4:%T)1$
M_<0:4_T5HN.A<BJ3D%V&\K`NU7U].JV89Q^XM=.=?NC+]&.9WQD=D"OJ4RWT
MB:-U9*T]?R1-V?AMOM,`W+=E02HH81NBE345R5A0XH9V/<30N!ZRM)!!!&VC
MVM)IP"EW!?2_G_KQS"QXMZ=\=W6\>ZG6TN]S@M9'L;"'4(]9"*8E5`.OLQ=6
M\)#07=ZBP&H7N+@'&M32A7I8^2#^7;PCY<-BV_EG,[:/D?J#<PW%]=7]U'$R
M6$4$/G3R":5"\,<9!Z$`8O+>V90$M%3Q'W+!:A-*]YRO</6?FO/C_-Z^::\]
M>/7N^X/Q._C?T[])GNMJMH+:[:2VW7D%FY5Y[=5D,4M#)IU`$U7KB]8,K0!A
M@JG,X[22M/ZI=23:Y99&D?3(_C>@=U#,!4Y:2:'#F9PV$^U(G,+=`!1<3!1T
M7S9`H_S==,(23B=J$X6D%VRBET574?"SG+O-"2,"$AY4;B&PMXWN';5-4Z9'
M"LIIX6`(!`(Z'"(3180A8YY](T)&R`:10&E:CN(U8ZS.XE)0':%VM+:.&'XJ
M1B'=SHH>HK3ZZ5P5)VDI1V<!@%([8W%A:2WC^6J3!&C$@5A)HU`FC=2-0QR0
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M<AFO0=!BNM[EDDP:`/<K^UES.#0<*()<H_X"O;1L^WWN_KB_MN^.M,7&PH1[
M`S#=):,1^-V$C[V+67Z#E22$A]1M5B=@8JEHU3_%B)SZYJ37OKB@N=GJ4NW)
M-*D^E5MW^5R[K!8@,?X48%&R[.SOQGKONE7<(%#4!;&8"3;K4D_2:]N*=(L5
MT!49#KW#N&!";HP/+?+[C?J;'69W$H6U?:^'[9LL.^2RO'J;=-Q:I53FUY.>
MM,<Z]K3)I7M&S,?CUK1P?19^!OP0-]4.3\=V';[UH+VT#^0VH#RU(:E2#IIF
M&&*O3K:2Y-6U]/:G%YK_`)V>1[;O6^W0MIUD$UQ=3,BD%#(\CL6TY"I)ZTQ]
M`^7P1'&T[0`O)/,/>=UG[5KHV>(KNED)XU$0="I90017WLQ3IC7WWTPLE:_4
M5Y/3G?K?9KBU?XB%8?)#:20`:4H2,@2*8S$NGO>2\;":^F"UC-18QH8=PIZ8
MHV1>H%IO&Y630S))/;72:V5JY*PH`>M`M,4EQIC\=OIZEU^IQ^G^*W%^@'K;
M9[3QI;5U1I5M*",TT@D5U`=`S=3CS^_T6X??O()R^OY+56%[&^T8[H]-Z?=[
M]>MTAW33%&X@D":64L%!9FJ%IF*#$B#RK-+MK4\:_P"53/%Q;,/<IUM?-IMZ
M@BGN64H_6-SJ<Y*=0U5.=<=R>67VSZ'</3^%-2:RR(\@</3>IA:[E`Z-';6X
MJR&K.@+!C^X2,E'6@P[$UMH<KJ*'*3="K3B4`?4%MS@G**)#'.S,1J:@TOII
M2O0@X\O_`'0G;/8%S=@CHMY^WT+X-0#7[2[Y*F/J,KIN$99FJSDT).5'3]N/
MDV#_`(OK^"]YUG:SU?$*UWH^/,XP$;Q5LG'B\0'A/8:YX\MUO!\KQM#@M5IK
M<U@UO$+4K_,!VE?-FNOAGD9(OXD.4L2D@&B+1I@>FG/'T-_V]:F[GB*N\?;T
MKS;SI:"&!TGI\%IRM_3[F')+RZFV'CVXWT22I2?2+,JM"&UP3:!Y6HBI`J33
M'W#!8G4'D4QR@^F!7S=)K[K2[D8XX?>?Z@BOL/H)OA2.]Y%O.W<<B`T211LN
MX7P#4)C-G)K@5&H:N!52,NN+JV\MOWCT_P!U0;GS4#O'I_M(@P^D/IOIBCCO
M.1;W>:D5V@MQ%:R'[X(7PQANP]F+B/0.4<SA4>G0J6;S@(.T78GT_F1NXQ9<
M3X)!%:[?P+B<.XRH5M+S=3'NV]F5U*+)$;F.80`U\8J/#7%O;:0W##W?<L[?
M>9GW8.5QQZ?_`+BHOSK?Y-L1[:2L^^7H"7RV34CLX9'`06"QT%NU2`VBE5J,
M6S=,CC`>0*#H'R6=-S<.DSASO:4\>GGI?=60@W_DT#R13/\`%;?!+'YD3-1F
MTSI)J5@ZY&HSKB7'=QVXR-``4>6TEN#G=5;U_P"3K#L?.OF.]0_1^[C2/BOJ
MKZ,<DEWS:'12;*?8;G:UV:>&U9?+C.V2.7M2%!@9B4I7$.\AAO(78"IXT5MI
M-Y+I=[',3V&FIV\.L(W>N_H'R3TB]1=TX_R?;Y(E$MW+9[G9Q^5:;AMSA_RY
M;9HP$9U73YM.N=<>*^9?]!-E;AC\^I?0?EZ];J\&.TCTWE:N/F:]'[:6S?=;
M6.1)YDD+I&H6I*.:MIZD'$G1;@RP%V^BJ];T9\=R)`!0&OI@M7U[Z>WEI<9F
M2H&?49>W.O9BRYKN*@>&Z%UVST_W'>KKR(+<K;_[U(Z'_2`[,)SG#&JZ9;C.
M*C"H1;LN'[7QFT35%:7NX/3X*RLDEN[RY<=5HBLY)/TG'<5PYY&*MM1NHK>/
M,*8!7A^77^7#ZT_,/N.U\@YK:2^G_IO/)&9+N[B8WV\PR#4MK#92`/8D(0`X
M"GMKBWAM@_$TJO-=2\UBW>0#Z?[R]'WH;\I_I9\N7%(-A]/N,VEB]M;6XO\`
MD%Q;VTFZWL\42),KWOEFYD6252:%CB]@MF@#,,5AWZD^9Q-=I/IM58?YD7S,
M#Y9/EMY7R7:IX7YGS.SO.)\&VUFT2175Y!)!N-U(@HR0E6)3*@[,7D,`(%!@
M$PYW-7A%W3;=XN[A[^<7LMU>75QN%S-(\;RM=WL\EQ<2&24F1F\Z0@$FM`,=
MN%"0H3A1Q"01;'NGFDK%!0FOXTB++4YG6%R!K]N$7*=!QZZ8`RW5K;OVQ!D.
MFF0-20?$,\"%R-@>$^;+N]LD8ZQHB,_TDBIH?IPB%#>4BW^,VJW@O&N5B>66
M56)"N2,E>,'2P&G*H[<"%@L(IY-I:9M2";<&TJ"0#&$0%2,AIJ.F%0G>7;FE
MDM(5%%!4Z!0+0G,4&5,"$OWO2QBV^@/EQT52,EKI)TJ:@>[A$)B>W:1([6,E
M&C8>[X??/LID:8FVT>=CE%FE,<C4X7<+126MHE4,:B1E2J@ZP%)(6@U&F(5S
M;;?3[%/MKD[217TZ4NLX+U+ZS2SD>(M,NHB4QJ``6)<*PUY@9&N&+1D<;G9Q
MMZ`G;M\LC6Y2:CK5@>,_,GSCA-Y%MVW2[1=6MH!;F.;;H9-4OA(,DC1'4`$/
M4]N(E[IC;L'*,.K[E,L=5=:4#B:^G2K&\;_F!\NM=6S<B].K#DUI*RQ/!M<,
M4:A3TG2*.,*)(:U!`J*XRMWY8,#.;2E33T[*T+?,!OF^'K6F/IB47)]JX?ZZ
M;>-ZXB;CB.^1Q%I-BWY)K:"XD8$R*EQ12'5:F,="]`<4-SHKFC'$>G0K.UN"
M:*NW-?3_`)3Q:%K+>MLW+;_.+^3<[A!1;I4\>JRGM08RC!:_B'I[<5(TUUM*
M):4'IT+2Z9*77(;_`$JM_)(P;!EH"8=8<TK6A(.9S.>+2V[XZU-N-A05V@TW
M:2F7XXZ9?>'=BSF^BY4LO?5C./$?#1LU#I(.>=*`'ZL4-SW?5\U*MMW4MIWR
MKWI)LEU9%(LBS4S(Z"N*"[[I5[#W2MHL8I%:CL9&U>T@#,]^>*9<I.3J][/Z
M<_UX$+H$49!5`.5`!^S`A6L]:/6/=N,V^]+`;B.5=RW&D,;L@:EW+GI`%:_1
MB2SRT^6Y=S6!W;.W'>>A3)M=M&V[3'0=ANSJ'2M;_*^4\TY8NX7A2^EMKF)R
ML3N[QAW\1(7H/>QN-,\O,B:,D;&]0I]BQ][YDE:X\N5[1T'[UJD]<^(<B?=;
MB>ZL[R1JS,NM7;RZLQHE1D!C:6K.2[*SLTX+.2W/B"72N+J\4%N.</#VPNMR
MCE\V&,%$E4D@CL6O3%\QSI!^82>M,-%NW%K0#U*1GR(8(&1S`X4@T)5@`Q%#
MG7LQ'F$FQI('0N'V\CB7"M"B[Z.?EK<@\N[:-D+JQUY@DZ6J>N=3BCG,IPS.
M2>&EVA;4O3B?:#,+>VND4E8UU(U#0K[OT#%'RI'7)))VJ]9,Z"Q:P$AP"ME'
MP;;]V@LW`\PA(V+*H85&>?MQL=-;$`,X:5A-8U358W'D7$K.IQ"*FS<.M;:*
M)@`3&`H9P-0TCH*]@KTQUJ<=JZ0G(VM."KM/U#5IF!TUQ*]]=I<:HB[;96T;
MI$S*7TC23IJ!TH*XP>HQ6H=0L93J6XTVZU``#FR>TJ)<_P!E@-C)*B*[>5(P
M8J"58'*A["?9CR3SOIC)K1UR&@VS6D%M,*TKL7LOD?4\OY$I)NR_!W\0'`%:
MX/4:QG^+9FU2/Y[(A:IT`NO3KEECXZU6:.XOW6.GMY;R2.R*<`OI"RLI8[87
MNI.,L8%>V:X>M3G:_7/@7H]Q1$Y9O=K\;+;NL&V14:^NRBZGBAD`+0%0XJ>V
MN+?2/V#\S>9[J.X#Y1;$]IM11U>(+#546O\`[H:)IL/AK<1QR-!'9PQ_WEJN
M]?\`YA]N]3=\>3:N/%+6*YD_+UOE^)N8W*T#O*P)$5.E>W'W5^UW[!:=Y:LV
M22V\#;@`=K*RIZSE"^7_`#A^Y>H:A,Z.*[FY1K@'&GQ5=TO]SN9"]_-.U_(:
MPQ1NP@4`434$HHH,L>UQ:#:Z8XY`PDBF[[%Y1<ZG-='/G<75Q-=J6VNU;WNM
M]#:3%C-,?%1M5NEOEK=\Z#34=N)08QO=`"A&65W><3ZT0K=;/9X)[7;],$=E
M'HW"X("--<,"$6W;JT;ODU,J85V(H=BC3@.9VL<4@18K*PEWJ^"^9*:6EK(*
MK,9#H5P&J28RVH$=*8`YPV$A10`#4;4KX-P9]_O9MZW0ZF63S($G&O4/%I`U
M',#LQT9)",I<2U=A[QL)5@K3>1$L&S[O$SV,;)`K$5,:$Z`8A3PLIITPR6,.
MT!."XG&`>X>M7I_E`\HAXS_-DX%M4%VL^T<SX#ZB<;CF#:I`=KXK+N,\$@'5
M5N88Y"O[Z`]F'H(N9((VX546\GF%NYV8D@+V0^M?R^\,];>.)MW*MGB6\VU;
MH;'OUM&BWUAYT;J&CD%)%CJ:L.T8SNO^7;:Z!=)$QSND#Y+3>5?-UUIS@PSR
M-;^(_-><'Y[/E-YMZ26D]K:V;[]M%S'-)8[M;VK2-'"(Y#IN94#:6TKVX\TN
M-)O;1^6V<Z..NQIH/@O<](\XZ=>21B]#91F%<PK\2M"6]<7W"2^-J-LD:Z^]
M$#,>_+25H1A8;&])H7O/K^Y.:CX74=4RZ>X1PYNZT@#;PQ5G_EK^2[UD]>MX
M;8_3G8[V&"M-XY3>6<ECL/%AU_&BE"1WE`.RN+J#2YW.&:I;4*I\WZK8^7K9
MK2YHF<*`U%:DTW$;UO)]`/Y9WHWZ&26>X\CVUO47U!MV#2[YOEO'N&S;.]*O
M+ML%QYB0G4:C2,:UNGV3:4BC!Z@O)Y=7U";"6XE<#Q<5L(V_CXM"5M$6%="Q
M_@1K$C1H`J@(H"A0HRRQ(;#$WNM`59*R&8UF#7'IQ7VZ6#0VZPZ)5>1)9FK-
MIMH(K<%GG=2=*$@5)QU$3G/"JJ*`.(&RJ\4G\YCYG[_U:^8?</3W:+AY.$^E
M'_A]3:SEK;<=^\R2#<;[0E(Y'VZ="H?,J,7=NYQ;BNP]PV$K1WN#;Q/<&6XF
MK*TAU_B5!IX5.3?>0`_7CE_>*X))-3M2NVL+J0AFE4%LR-70BG>3UH,(D3F=
MH1C6;<HX9,JQF/73N\5<ZC`A=UL;2V:`O<-="KZM"D1M3,#3F*C`A#O=@M[O
MUV804$%E&D2YKH;S)=10?=+`CIW8$*>6^T2_D^U0`4:0"4`$U-7(8_:,"%)M
MHVT2[E#`ZJS12!F+"IT!"64U["<\"$TSV"W>XRSZ0P,MVBU[!%I``J<J5P(6
M+9=E::XN9G76L&;ZA7M8+7KTH<L=-D>SN$CJ7#F,?B\`KY=O-S=-<'Q>6[J2
M0"=*CPK7KI!&`O>[:25TUK6=T`)QVFP\4^YS!9(;'S'(<55=7X2T[J%A3+'%
M!P7>9W$I`+'S8;DERA+/*[Y5=G_AECD254FF.@YPV$K@M#MHJI)P7<7XQ)+O
M5O964]S;+(T;7L(EC>0@:!X@07RRP.)E;DD[31N*>M2V"0R,`#J;404^87U7
MN)A>;?NBV"$.LEI:J`D*JI"TA"Z?%^C#!MK8XEC?8K)NHSM[KW>U%?AWS6\I
MGLI>/<QM[GE&S78,5]M$]BEQ'=1+^)X1(C:6BEC$@H<F48JM5L+0VAR1,S5&
M-%9Z;K5S#<A[Y'4H=Y^:Q;EP?@WJ<EQ<^EF\S<;WJX5VFXUS2-);2[N6JS6N
MVM.P2S+YZ2*4IC,"R8W8T`]2U<.O1/(:\U/3_BJ<[IQ7>^&\LN-IWS:KO;KH
M7&=C,YN&;Q_\?%?`E6L\J^6#2F'A;[GCLJS9?V<YR-:W.C7QXCX52:$>&H/2
MF5:^PTQ2ZA$QM0UH"MK=L.!H*=76ME_RHW(+0UH2#&%KU4:A33ED,\8N[KF<
M-U%=1\G+L"VS6P!L[-CFV@YGKFH[<5";R,X!)J#`@L938%UPJA(H^O6][-N6
M_P"Z((1)IW/<%(UKU%W*#EE7/'N?(A8\D-%:E>3BXGD8&DFE!\$,^*6VV7%A
M)#%-$ZU),-%(0GJO8<CEB4VX@CP&WUJ,^&>3I"!_JUP+9MTGGDDBM0RH_@*#
MQ]:Y:JFN&HC60G=5<\\MP=M"HUSKT\L=ILC<0"&(W"ZTC1::`Q)"=2:#%U#L
M2>(.]5)W_9*7-R*RR2(Y\*@Z0=(I2F)KH`6AQ&Y2QJPC`978EW!MLWI-P$MI
M#.E&J6`(9@M1F3TI3[,4\]LTNJ%U^LC<?3V*Y7`N;;CL%_!\4\T:F2)68G,Y
MYUJM,5AM<KBY=OOC-%6N"W"^C?+K/>=IL`+@5:,E@2"3X5[:5P\V3E8#:J&[
MB$N)%49=VW^TLHW*./"*D@C)OU5RQ#NKDUJ2EL;8-'15#*?U',-];I#([:I5
M#2`BH75[AH/KQB=2N"7UW+;Z;`"`=R(FZ<AMMRVJ2,E=;P`U)KI)2I]E*X\Z
M\T:PS].?I9/YD@KOWBB]+\K:3*+H:FW"-AINZ^M:S?7_`)M9<.LKZY%Q'->2
M/-#MUJ2-<^XL0+5"*5\G43J/9ECR'R5^U\E]YA%],VK"\'=T?U+T_P`T_N/%
M;Z,;!AI*&TW]/11:F^47W)^2[C)=7\C[KN-Q-*+A[Q@RV4@`,MI"5"JEO!$0
M4H*DGKC]`M+TFTT'3X8X6#,6X[?F5\/^8-3U/4-3,C7G(2>'R35;;5'"D<6V
MUO+J9S%,\XJ$D`U/$6/2)1F#WXL9M4U"1O+MP0.OYA<-TR[=%S)2?<I!!L^A
M?)LP;B>1A'*["KI.34P1D_[,9GZL5UO'J#9'/O.X=F(.*:LVN9(]CCL`4[DM
MX-BL8=NA*I>W,)DO+I?XJPC^)9EF+!4E)!-*'PXEJP3+\`-\G@M9`JV=I'),
M7<D*D<0U/4J5+%ATJ3A"F9N[ZUABB@Y+NT"/&QV+C[D:Y*JDM%TE8Z:"P)R[
M3A%&5CK3CUF=IBWWC]PYLTC59+`BAM6&E=<*FK$DGVY8$)JEW*RBCFFOU9[F
MW!>`R+XUE!`4J!0'2>\8$(V_RCHKC;OYBWI9ZER/<?`[-RS=-CCD>I2&[Y2@
MVK<]):H!W"SE,3BE-)RIUP[!((91(=@2&(S`Q#>%^AH+6.YCCD9:R1FWE+`D
MD1W#*4HH8(:`]HPY=7\4I(.VG2J-^G3BZ#(SOZ%Y\/YJG\X;T%^6'E$?RR<"
MX#9_,9ZS7A2[Y/QT7UNG&^"6%TS123<MG"EI)M#'1''(K`TRQF+T6_+>:=H`
MKWSR!^WNJ^8)88(,'RN#6]VI)V'$BG4J%\0^<+Y(K_CYYGNGRO<GWWU$VZR_
M--ZX7L$5C<.\C)K=MA>_N[0<ELXNK64/XT:CKC/P7,+CA]JW&M?MIYI\FZL8
MIP0:TVLX]!*V@?(=_,2^4;YG.'R\%]+/ROTMY;M5TM@_!+Q(-IN.03Z14;2\
MBI(QK_O&?%[!<1$``4-%Y?\`N1^V_FOS!$R]BS&.,AYQ9L:X$[>I7NW?:;>V
MB90DMO-GY+R.DL%RW:KLE5:G3NQ+Q7G7/+>R=HP]BAK!8HG90$D!%=(Z-4UI
MED`>F#%+SU2;YV_7;:_E]^7?U*]0I+A$W6YV2_V#C]E)+HDEW*\A>*2ZMZDG
MS$D:N65<<1=\KFN*_/B]0-SY-RK>=QY-N<TDMWN%SND][<3,)))KC=KF2YOG
MD8Y,\\CU8]1V4Q=V_=1O0@FV2^)B)$SU`\2R+I(K0:0<Z!1@?WBD*?+/C=S+
MHJ'MR0-4UP]8R3VY$=!^K'*$]#CL%M3XW<[(J.KQC4#V]:DU'3`A+8+?8X1^
M!.U\8*S9(3$40:I5%!7J,\"$(-H\S?\`D&^7:PB.&2\6TLT"T6.!&%56E*AF
M<]<"$=;K;_*O-OM8%$2VEM%%(BC(R5+$FM:&C=^!">>/[2WYQN-RZ!_*AH&Z
MZ6:,FM,L"$Q/MGP\%Q<(@4>?,T=/N^8:R4/>QI7"(3C9[;\'M%S=J@0WB*%(
M!JQ6I?O['PJ$R+:-;V(E6($W$S*Q`S`0:WSK2A7V8$)[BVN.VX_,I"@;E<&7
M1GXK1(';0:9Z1.%/TC`A1BXL!\%MK!5K<.QN>H,R1*ZH'[*(#V8$+Z[M5M-A
MM8CX#<W#7*D=66V8L%S.8&K+`!5-2OY;,W2D<6TNML+R1C:17;HQ(.CS8XV#
M,*UZ,!V87!1O$]*1;EO4&RWEO/MTWDVI9!((V-&S`D\1J1K!(.8ZXXDB$S<A
MV)6SN><K#VE%-]Y+/9[JDMO=3QB>074:)<.@,&ACI#!@RC5GD0<,_IS.`5I;
MMG]:FVP>K\6^;7!LO/F.X;;%.L5MN%S22[VB,G0MU;7"JL[O!6H#LPKU&(M[
M9,BMGO`Q`6ETTS,N6$D[43K?;QM`C,-T;^QOHO/L9P5:/X<BJ^8RY"73W]N/
M/M2I4K=VURK_`'RKWC+)&%8@>9#2E,O&.WMQB+OO.XT5Y!/5S17>MPNWNS;;
M9,22?+ZGVC%0K1?8$AV%=,*H"I%R7GW(=SYAR%;^[O;D)O\`O*+5M`"KN5RH
MIY804`&/H=XL2XU:-O$KP9LFI@#+(:4X-1H]*-_:W=C=RNB,:T=CGJ)/5JDY
M'#)@TT[6#VN3HNM8&R4_[K$V>LG,MLVZYEN?BP6\IW%'I04.5!D2/HPD,(#\
M!V:X*52H!=WSM6OKG/JK!N2_#"<SSFX,5NH*`HFHA5"J!6GMKC0VT467M"I]
M:7*"I+PS@,F_V46Z7E2\T7G.C1@%2210T`KX17#$MQ*V0M8:-!P5+*QO-=48
MU4WXSQ^UM]]N=NBMHSH9%,NDC5JC0]":`KKIT[,1G.+\78IO(S@IGRO@[)%`
MUG;@RAE9FCUU)R(%*T%,3VV]JZV#W,!DIB:G_!6K9&1VC2W!RL3Z,<EWCCD,
M:732QK$-*EE2@4T`]Y#7&4U%N1Q$79].E/:?(RXDI+B/3@K>/O$6\[<LR3T:
M2.LN8)9Z9GNZ&F6,E=R7>8MS=GJ"UD=A;%]8V@,ZS\U`DFVU+Z*VDGCB/GAV
M<M4Z@0N>HY5IC-W+97'$X^I:[3K*'#L_'YIXY!S:RVJ*X@COHHH4MI'GO&9-
M,*11EF<ZZJ`5!&,;>Z#!?ZK'+.S,X-`VD;^@A:_]3N=*TY]K;/R,<<U*`X^L
M%:5?5/U!NO5/G&[;S:"0['M5W<[-M-LKUBD=Y`M]?(5.IS*T2$$DZ*>&E37W
MSRCH=C90-='&&FG%WS7AFOZG<7-R>:_,2>`^2A-W826ZQ;>D'Q%S<(BSSAY%
M98D\4:DHP\8+&K>\>A)QNYY7&C0<`LQ+(6EI9@4\0[5;V]JEI',(;N<:;EM(
M!BB`UJ0Q!(8OE7J>_',=S/$:QNH?4G3J=\YG+,G8X4'R7;:X1922[N6&G;(R
MMO%E^/=!EI+0@^8=->M>N'+B_N[MH;</S-;LP`^`"@@D/+QWCM39>-<7Z3WC
MZI;J^F67RR-+*"=.@**`9O6@'9B)4KKF/XI].RW%S=[?PO98ENMQFMQ<[G>A
MW`>.90SQDJP"-;`]%I7MP52%[G8$X*1V%C9V6XKQ"]'E)M1!GO4&G3)I)CC)
M%/-#R``ZJTK7`N43)+R]X^+62`HME$CN?+".DB")B/,0JR@M7'3`"ZAV+EU0
MTD;5#^>;M;+M-AR)+=8([ZV93;@9^>KJ!-0YC/LZ>S'$_8KEP3T+0X=K%;+?
MY97I?<6MSZ8<Q>V6&_Y+ZR;;=QWFDB25(-QA*A5(\M0JC[JC$.&1TERV*0UB
M.T?X8J_TXZ997;+K4(P^T8:N%7"HIQ;C[%ZD?YCWS0WGRF?*-SSU#V;<(;?E
M^Y[+!QCB5PZQ22P[MN>WO9V6YQP2(ZR#;[R99"`I]W#E[';1@AC:'K*RV@#4
MM2\],<Z0_P#3ID'Y=&TI4U[6#]E%^>?Z9[+NO(>=\LY!Z@VUYZ@;CR3D5_R[
M?]_AGE7U)VV\OG:XO=WM=XG8;7>[%8EFG%E=QS:533&%-,8^[F<&NC!K4'V<
M%^ENC?MYYLL=%A\[_M[<FUMM,`N90UD;ZMC&8BLSR1UM:X]!33ZV\AWO<]^V
M'B6P;U9W7'=G<[GQWU+VN)]OGW,@EEAV^YNM4FV\H8`&:.$Q@U((IBMMK89A
M_,KVY\_#]T-.=+?/S>8B*A^^M*[`R-FWH0+Y!ZRQ<#W2'U`X]N5WLO/-MAC'
M-_R*[FL9]NNY:'8>8[>;22*.*YY!UFAB"P1_=1<7L$`%"1Z8+QNZ_<P_MI-+
MI/[@.\7:W#71L:?RZ<P9!]!CSM).)'6MU_\`+Z_^8GW39=UV3T>^<BUN.0\0
MO)4@X]ZS[3`BW^S%`0'Y'LL$4+M&E`"0E6I7MQ<].Y?+WG32-%L@9=)A$8=5
MPH7G::_Q$KUF<`Y]POU@XEM_-?2_E6U<SXEN\2W5MR79[JWOK&='02B&&WMV
M^(BNZ-1D?W&J.HP;UYUIS'3/_.Q'IP7EO_G;_,LG/O43:?0/BMVS\9].K9MW
MY'<!EC2ZW*Z4_$VEP542">RN`RLFH:6%#B<V"(8@8^M/NP<1TKS9<@W>XW"3
M\IVR"MK&"9'U,?/<5!F+$EAK(K0$##[268-P2(=W=KNJ2*@1P%('\5P.O]K`
M34U.U"E>TV%Y+$/.NHU(7^%)-*=&>0IKIF,\(A.B6"EEB9UEDJ0RQH'0U-12
MH8USPJ%*+S:[C:^,;CN$5A%;0P6-W_>V55<EAXU"."F1]E<"$)_2;;9=Q6.Y
M"EC)<K*&I0,#-[V74&F!"L)N%C&-YNRL85T,>H^(^,1+GUITP(3ILMG)Y.^W
M0I6.TU$TIX]/A-,ER'U81";)-H\_8ZM16E:-HSTKJU:Z#VFGT=F%0EF][:+/
M9-IMT(H3)Y@`KU6+,_>SP(3#>V/E16\4:!8F4J5S-7G70#4U:I.!"<=\L4M(
M-LLUCT36VVE)LV/\5E-*$D=.[`A1V^L56&VA2-:+!2%68@*\CH&8'54FA/7O
MP(6#D6WVT4UK%?(J;?86Z*%5V\,]RO:0P<ZV4UJ<"Y>QKQ1XJ%#M\WF*YXS%
MYNEH+66>**6HC*1`D".B4U:AE4U.!-^'A_E^*K]O/($O+6&SMXFA3SU0M4MJ
M'F#51F)R*@],.P]_U+N.*.-V9@H4S[]N'Q&[6T6NL=M9B-5R%(]'0$>(Y]^>
M)*DMFE9W33V)OM6>.R=W)8&4>6&-0#7N^]]=<(Z.*9ICF%8SM'^"<?J%]&PN
MBD(>-F`^T*SWH[RL[M8[]PR^N"?(,%[L\TNFL?EJ'>VBD(UL)6%*$GKCS+S-
M:")Q\,,H]OQ*W7ER\=<`.O#G=AT?`+91\KT[Q7RVY:CK+$2"!7)QWC(BF,!)
M$PQ/=(*O#5MAE;(UT6`JMU/':3;59&7Q?@D]W0']VF,[16#I9#W2EOEQGHM/
MMS_3@HF<]R2!FPKP"2:1W82I4G(U:[-UY5:)S'D@F@1-/(=[%2%%:;I=BM2/
M9CZ*=I4Q<3CM]-Z\-;>PAHV;$4['>[#X`RV,D<DIC5J+)I(8@$C(CH33"?I4
MW3Z>M=>-AV>GP5;?46;<N07=W%+#(JJLBJZS/0K4TR#4(IBU\)RV5X+O-7M#
M84`^/^DEW?;Q#?7+,ZB]#P!I)`JJ7JNI1X3GWXAR3\LT0ME?!>%/:;'#"4C\
MQ[4(6T`BM"N0IE04P@<7=H[2J67ZCNM1>_X['QS<;F\DJMR[@DTR'A73X34=
M*8%PB+P:RN.62V\!\3%V4NT*Z:*]%Z*.E,*;@M&2N`57?7QB!9P1\WOT\CVG
M:!(&1IF%79/`:4J!09"E#].(,L7-ZDUI6I$R"AH:^FY-O');BVAEBE=Q%&K*
MHZ$9"N>1.>*RXT\.=L6V9YB9;/$1(!H/38@KS6]WL;EIV_6WX^I64`Z?&1IK
MV],4MSIK-JUVF>9XJ`@CT]2J[\R7-^3;#P.[V\7#V-UR66+CT=T`AE4WN3",
M,#I8K]X9C$O1O+S;I_/IL=Z;TYK7F,2,[!PR]'R0$XMQ<<0V"WUR_%Q[78Q1
MN7)=[C<=P#.\KL]2S1F/,>W'I$=CX2#`;EY+=:@9K@GI3K:6D89]UNP9$LXD
MET!V0RW%P64J-)!I$$!TC(5Q`BE,CG5W*6YV=H*9;T27TGP8&B^W%Q6X4:%A
MLU\:H52B@U[?>.'UPL%Y)$'M[>"OD[51[A=1;SYD4K4US8'5TZ81"[6MTMG#
M<\@GB)96*6-K3I<LK>5)Y?21`H/A((S[\*A)>+[E>;/N$=U+=217.XS37*3A
M0TT$DF8A)8%A&_33T&!",G'DM>3WFZ7%S)'9[O:P2TDD4:-P<QL%?RV'EEDK
MJ&7481"3QBZLWO=JO7>56L6F<R'4"VH$-$6S05'04PY'WO4N7]TJ&>KEW-#Q
MOBUK&0'NT$$4811J9Y%"@+2E<-7._J4BVW+TG_([PI^.;1\IVRW$&BYFYKMV
MZ!*$,J26J7SNX^^OG"N>5,NF*QCLEP'<%9RVGCH3:;GBGIL2#^=?ZAW_`*T^
MJ/IK\M/$I[J[VWBUO'O>]K9,K*LR'S7$TQJID73X1)50:=F(^I7-:K2:-H[M
M3#=)T49M0!P`Q-=@P)'#BO/3>VT?#?3KF/*^#6!L.:1+N>W<R]/KR[NMR>ZL
M+:XDLXN=\,&Z23W-[M"+G=05,T<H)0!,8Y\IDN`-Q-%]M?L]^X/F']KK=OE?
MSHTLTC43R9"X1M`CDH":@/=L'\)!X+4=ZM>IT&VV]]PK8=XNMTV2ZC&]SWEQ
M.\S;!RZ3_B;NRDD9FM-9K6-*)[,:*WMQL*\N_=R9F@^:CK'D5V?20_:VKA3-
M7;)CL'!5>3?=VO\`<;:6*XMYKVW69'DFI<)OT4@HL=S&P,=Q%"H_!4@B$YK3
M%M'"YE0&UP]-JPGF/])_=NPC.INI>VH#SBX$EAYG\&48'U4PV+9E_+W^0O<_
MFK]1#MTM_=1[!;V#[SNW(;4SI^6V\8=GMGNXQJ=AIH*FHPN]>9ZI.+UO+&(;
M@/4MX]IZ0^O7\MP7?J'Z`^K\NV\!AL9=HWOB/*YY+_8KR6]!T7VU[?<B6':K
MEC)J:6W"2$FI-<`I59=MKR"31:,OF']4]RYYRC>MWO+Z2\W[>]VW._WB\2ZF
MN1<WNX7DMU>E;B5FGEMWN96*!C[M,6@V*J=WCUJO-A;R6:"0%C.T84+6I44]
MT@UJ>_"KE/%MQ'<-RL9]X>1HH;>;RS"U0TI)KYBGK3/Z,(A2>#BNW[?MTEY?
M;C&TQ4$1!5U*'`HI-`6(![<"$\;5_AS9;8;SN5!9Q([K),?+BE=2<@Q8#WA0
MX5""_,/4CDOJ/+_A/B]I_<-VF>Q\ZVA3R(X(SI<^8JFK$"I/7`A'STTX!#Q\
M;5MB$SO96[1;A)5J>9"OF"/N!1WK49D'/IA$)]O+2M]?W=/XK.^JN6I"8URZ
M"BKV85">-HM)8>-[M<3J3\7/%;@TH#&8\PIIW]O7"(2&_L_*VRSAI0QHVBA/
MO,\?EU/WJ9]<*A<\DLC%-MMFP;_A+>=P2W649L!U%=.!";+[;WEOK*VC6B-)
M;,.IJ4DKUS/TX$+#R"MQOERI4$J\5LQ&0`5-704%?#@0H9NT;[A=+!&6BMMM
MI/-,"55C#0>5J':VJM.VF!"'/(N1*T=_<R350O"H#A64F.JH0&RRK@0@9R'?
M)Y=NCLX9J6\DXE9$HM6+AFSIJZ?5@0HM/,)VLX(54JAU%0!4E5+^][WW>_#D
M/?\`4@))';O>WM[</$Q+0.D+"H"NHKF!D>F)25+YK*[3;ML[!+J>0E1F0<J&
MF5!A''*VJ"W,,JD''[NYV6^DNX9/*DVZXM)87H*BCI(?,J/Q4.GHU1BBO[$7
M3"\A6.GWYM7A@PQ6X'Y9;Y+K=+"_@;P[C:V\P(S5IA1I6`S`J0<N@QY%KC!;
M%T8Z5ZSI4IGM^;P"W>\3D=]CL')!8PCNSKET]M<8O<M!:-YAH$X[A.-M'FW3
MQPQ]S.!]I)[,"U=II@ERBFTA`3??73BNS;YM&R2;C:?$;INMAMJ5FC]^]NXK
M4=6_>E&"BTW_`$@^E:'9T_-5F]5/3;=+3?\`D=U!:SZSOV],"FJGBW*Y/0+F
M,\?6\6J63S1Q;[E\+R6>HM;5H)]15>+FZY)LY,`GN88R2&`1ZBAS`8TI2F+.
M*YTQXJ2*]85;+^KL.`P_"4WR<VW"P;69$NW5-#+.=1HHI1@3[V69Q77+;>6H
MBK[5:-U+4`T#LU`_E6;9?5RVM+Q$O$CMPD@=U"`*L@8&BM7,#%#/I<LI/+!(
M7?ZGJ']/^[]ZN)Z?>OFQW\"6\D\58=,8("J*5&9\1!.>&3!RF",]\"B:;->2
M/+G4QZ$<V/'N;+Y\$J!OPB2=+*P"J#0]H!&(<C;P8L%1U*?'2G;VJP7IWQ_:
M=CBA>WA@8JI8L^DL68DF@[`"<<&"8L#W@\X[:+,7[&2WCF.KD4CY0PWA&2)@
MCJ`IC0T4A>ATCOKA&R.B^IL7$-H8CFM0<U=^*$>^W-OQNQ>6](564DD$`]WZ
MQB5=7&G1:>;BOYXKOP]BL[+3+_4[\&X!+30=D$(5[5O%ER'=@EN-,5:ZF(I5
M35C7^P,>;.U^2:[Y-6Y*\!Q7JC/)UO:VHF:)0^F]Q^%%KF^9;DPY]Z\\5X+M
MDGG;3QRX.Z&%"-+7]M=1J6NF4GST5:^$@4QZ1H,QBMLT5,7;\5D-1#XY#`:Y
M%(MZB\F]CLXEU0M.)7C'B0W+T#U'01QD9+]VN+Z6]GF;D?EIT"BH_!09L_:K
MUIDWCR]OD2R+ZH;1WO9_%42O=*JK&3VHACR'97$!D3(R2VM2I>X#<$R+,PMK
MF^TJES>K\+:G301HC>9517PDJ.M<.(2"QV]6O(HR6;S#6YEU>"H(-7)R%.[`
MA=MVF6[W!9E\M+?:M(CA5:1W$JY(I7H[,*YX$)39VYM&DW.\M`+K<"'M[21=
M:I`::Y(XS01E%S!KD<"%+R3Y5C)MP:-9F4W4E:S54U`604*KJ%".T98$*9;R
M4EO2TN4AV*H*T4DJI;.G7-1AR+O>I=-:'&AV(?<SM%WWFWHGQE`7%_-:3SQJ
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MPWK[E_=SSI^TW[O^29C`R6/6K>T)!AGCC[;6TP$0KMZ5I,WO>KCDNY[QO'P\
M-B^XWDMQO%A#"$@C$M2=TMH:D0V,A/AC!(4=N-5);1,(<VN8=/Q7QCY:U74K
M#2!H[79[++0\P<Q^RG?<2=GO5TOE5^3_`-1O6W=^.;!Q'CZW5]N6X;4UI?R(
M\D%OM-X1Y[$:"`]#DU<L,/O[AKJ#+0G@LY)IEGI5U)=V;IFS/K6LA+<13NX!
M>YCY0_E&XA\FGH0O$=GAM)N4[C#\/O\`NL$"2W&ZWTJU6.UE\M7M[4%Z,@J#
MAZ(YSVEF7W,K!5M%I0_FS_,O;V^Y/Z-[#NBLW&XX?\2K;:'CN;J\CC:%(V#,
M$:V9M)%#F,645K$X5-:]:J;B_N"<<OL6@&93'<BZO&:>Z8^8M34$MG5AT)-:
MG#A%#11#B:J4<=V&7>MP:Y<B"SB0W<]V^4&NFMK)$Z*XZ?3A$B(42_GP^#L8
MWL+.U_#>%NK*A(K(V6IVZ@T[<*A1?D-]QSB=A=S;M%=7<%G<("J2LS.AC#T+
M@==9I]`P(0&OHN7>L=U^6VEM<[5QKS1\#;QZX`4U#0SNM=8DIJ.69.$0KF\=
M]-=HX39[)M=G:1)/96%O<W=Q&!YANKE-<]'*Z@2PZ85"G&V*;=MXW`1Q1K;P
M-0J@&HS`QAW%:/(Q&9^C`A0V2W8[=.\J_P!X60A:"GADI(*CM)U8$*7W%JL'
M$]MM2I#7;BZIU8M&PC&9Z+[,\"$Q;I9M<3[9"R>![JWBG5:J=)I301TKIP(7
M3D"B[Y*JS?[%;2S0)X:00AM`(SJYKF>W"(7VV6B77(`74E+*>X"T-*)!%K0M
MD03KZ]^%0AYOU_\`#W][<Q4>2[G?(C4?/9S#'H7+2JZJD>S`A17DEU%M'"-S
MLIB#NZ;C;/N%Q'0>89H+IXU@I7RD5?>%:$TP(52-ZO-UW"!((Z!&:B'RJ%LZ
M58US.$0FRYXU?1+M\=R^OS@YJN0&1('2@;"H3GL/&5AWE/,U-%&DV1?54M;S
M*`,N]L*UQ::A"=[?:T@U6RHJLLTC.6S.BA&9[!GCOG/Z$M5DW=;*#CUI+$Z_
M$03>2-;54*6\55(%3[<=->YYRNV%<N<YH);M0YW??[.VFWB,,&$TEFD.DYZ"
M56;/M(!R[L.SL#(#R^'6H]N]S[C\SCU+:K\D7(X]ZV7C+QRIY^V33P7/2@C)
M98P14^*G;CQ/S'"Z6ZI*,*XT7MGEXQ^$R-WMXK?UP>\4\:@GN2`D4=$*T3P@
M5`)';W8PE^QL#LL.SIQ6STN*,2`FM.M4%^;WYE8."[=/;VMVRW!!^&B#ZWJ1
MV@."PKAS3[<W)&?''<O1=-?!$6O=L!!]BT6;WZN^H/(N2[5RZ2XO(8=DW:QW
MA(#Y@,C[;>17H2FO/7Y-*>W&OCTK28BYI!<]S<O>K2N%5K)O-\>=@BR\O,*X
M-V;U[1^7>DVWWFX[VQ,<FO=]S8A_*.;7TYZ:!6A.+9FHW`E<*GO'>?FOD]VG
M6YA;4"M!PX=2K-S/Y?=GN-4BVL.LEB=(B%234FFCOQ<P:C<Y>\1[?FJ:XTZV
MKL;3U?)5'YY\OECMZW$\=E`"TDC:E`U$DEB304J3C26^IN90O/I[5FWZ<S.<
M!2OIN5(_4/TOW-+IH=MM+@+YK*61?;2JD**+C16WF&QB`$I;_P"'YKG]-;N`
M]/4G+AWIMOVW;89XVNXY(D\R4S/F6!)H"`F5,86;S1:R:I(QA:6\PC=L_P!Y
M:"300RT9,UHQ:#Z8)>_K!S#ADB6NN[%M`X4F*5DU`-4FA)/4XW>DRVUVT$TQ
M'0L#JTGA'$-W>G0K&\`^;N8PP"_DE1J&,B:9M1"$@$^,=1BQ.G-DG<&CL^G0
MLS)+S&B;>Y6GX!Z\[;R.Y)DG0%RP`UEJ:0",]9';C`></_:X7/V4'IP6Z\GZ
M9^IS!CA4U]-Q7/JKR2'>-O\`AH)X\Z4TGQ^\3UU$4ICQNXU^>YL"6..7,X;3
M_F7NNG>5+>SNPUS0'`-.P;_]E0':;^UX]QS<MV<GXFQLII+4AE"//Y1JLZ^\
MXTYY$8K?+L5Q>WXS5./3Q]:O/,+;:SL32G=Z/N6M7TON_P#$_K'ZC<M8-(NT
M6\@ADF.I?CKR?4R9]8@H-`""#VX^A]-M'6=L(WUJ<5\YZM<1W%V71]T8;OL5
MCH4M!/?7TID>.SCG0EV#:KJ>-71?=&2$&@ZC%@JQ0&YM/C/@HRTKQ37$DEV[
M-^.%&EB@?301H*4%,L"$@OW;SKF32HVS;F`A*"DDD;#RPQ:I5I`W4A0*=F!"
M5*(]MV&75J-UN[@1%J&:.U<%M49`4I+J`SSR/3`A,4D:P76U6TR2>4A6>K9O
M*X]TS$K1LF/9@0IMMMRM_O9@DC66EK<)'YBU\I/+S$8J`I/UX$)U@98-L+!%
M\U;R2-0<P%C)9<LLR1G@0I/RFW6+=+L1EJP;+9"($Y$W-L'?50`FC'*E,N_#
MD7>]2[C[R@VR7,5W\P/HTWO';(;1I4)\"RJ]0&!'N^RN&KI6=M]J]*,=[8\K
MBVZF]-8K:[6D-P]O(%N3%=VZPW,,9.H$%,E%*UZUQ3EG,DR<5<-LH]1'@Y32
M-^!-:?/X(=?.]R79N._+#NW&MMW_`&GC-[NE_MMAL]E+M[;PO)MOF*1W$6W;
M3#<6[21IK+21N75S4'(XR6KS^%ER;%[5^Q^@:KYJU]OE?4(7-T4N#3(6.`H2
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MIW;E_(+I[Z^W;<+F^OII2[2S/+<23JC:V<Z8M5`.P#%W!W52S[?6A=M^TWF\
M;MHTZPCF<S1Y6T5JS:D5P=1,BIUSI7'!VGK0B?:+%,GY1ME/AH9_[TWW9)D/
MBDJH4$$CVX1"6;A<)#?P[79:A<W"A;B2'IKII.G2*`=.M<"$0-J]-MLWCBN]
M[)N@ANMTWZUD>"[O-$D6VM'551JA2DKZ00:]N!"''IJ?\+\CL>!<AM!:74%_
M''8[HD?E6MU$OCBUR.&5JH0,B,"%8C>7MI=QWJ:-'C2/3:^(@AGMUT-)&:#\
M-R01UP(3`TDB\4W5J*);Z\VVPBH#G&)&>0KG_$SZ_HP(3//%'-9*XKYDT5R:
M`@+YEI2)*`U-/#XL\SW8$*:<@LH8HN+VM7K'M,,LHJ/XMPXD8$:0*99>S`A,
M1C27?+6U8?AK/#*",GU1JVD5S%#3/+`A,TL"7F_WMQ-J'DR7#_AF@!MU!BZA
MC0ZC7`A*-F5(9=TOE/B>TDG5GSB621FCDK2A"A!EGUP(0=A`NI-UW>0!K?9C
M-/`KYQS732B,^:,O,B".2`"*,`>S`A"??MP&Y;/O<E=8MIT>KDEY7<,:RGHP
MCK1:4(';@0APL5JUIHTJ)%,&DY5'FZBQKWY98$+!=R+^56MQ-*"5N)(@P/NJ
MGNT)KG49X$)HL-VMQNMND99I9IDC\1'ET)H<@!U4GMP(6+D&Z_EEYO1.A=*>
M4E03[P&>34U>W`A!F_W7=+VU6T2NEKC4?"P*H222/%0=>["AV4U1ES8+%!PS
M>+^Z@2I(<`HTI/BD8C1K8TR#'[,6<;3-$>%%6R/Y4X</3:ME/R4;3O7#-YCV
MS>8A;6')Y=?'KEKA0#-:,7N%EK0,'TT4``X\X\R6#6MDF(Q:*^F"]*\KZBYT
MD<)/><!Z8KT.[;?2VGIU=2@`O;V0E0J#F64DZO%GUQXY=?F2@$+V"(\G$+S<
M_-WS"]WGU62QNKF4VMN0$B9FTMD::@:@].RF-AHFEYX"0,:>FY6MOJ8$C8W$
M!I('IB@/<\JVZTL[6%V0W-W(L"KEY8+D(ATY&M3WX[&F73C@'5&._P"2V\<>
MC"-Q=*W-E/\`$W;3#WKW&[MR>%>0[O9D+H.[;E5B6U#^_3#(5T_HQ<.M8&R$
M@NK4\.*^:A=RN8`0.Z./!-&X1I>:M*:@22#G4#L/7NQ(9DC&&*COK)MPZD,^
M4<,EW&UD)M49<RN69!K0GZ0<=OG<\91@%6L:7.H1A5!#=/2S;(+=KRZCC$AJ
MSQNL956[LUKV=^*^2W,IQDD!Z"K>#3[>0#.YPKU?)5UYO%M^UBZM+41HS,4*
MQZ=).@5IV],9QFBB"Z?<<R4DNKB1\EHW.B=:BU%*-:!NJJ_3>D:\L+WDI"QL
M2ZJJDDE?"0U>\KV4QLM.\QR:6T-&5U!OK\PL;?\`D2#5"7&28$G=E_RE#WE7
MHI^60)/;PT<.5;RV*@*IH"J]14>WKCT;0O-?C`)'B/,>'_\`)>>:YY8=I3C:
M1YW1LWNVGKHT(@>EG'+C9XQ*LDJHCRDES4ZJ+J!]@QE/W'D??6;N4!6F[T*U
MO[<7)LKP<P#+7?Z!2GDW+YK6^AA#O*IT@@DT!U-TTTSQ\Y68NHF&Q>T9,Y-3
M6N)]GN7T5>ZA&]XO80W-E`INP'6HKS;GEV.+W]O%(8F$=(8P6_&:=&C82"N:
MJO2E#7'K/E#2X;>03"I?TTI\%Y3YN\R7<\;H,D8;3=FK\57'Y:[65=EYQN-W
M(P?=>5>66R\-O9K)J(-"0VM@#6HICU^24S-:2T-(;3!>/0DDN<[:7*R%ZZ#:
MM2&C76X37KJ`=+);^4(U';H*]<-)Y1A+A5BW7<**`\8CMHA7RU>4E)=(KJ&E
M0",^N!"3V%@;Z/;K)BS#S"9?=I+&?$?-R((4"H]N$0DVZW,$^Y7$J9VNV21V
M=M&?=D(HS,U#GFE,J8$)WWL03W6U2F%$TVP>J`BK+IH"#JHN?9GA4)?QF.)N
M1QEU5%EM;L`J*L',7@45J*$X$)0("8KB%RP\G<9URIT:H%:USS[,"%+.2RDW
MBW)`U76U6?F+GI46R1Q+HSKXE.=2<\*'%G:"[9WD"O3R6^W?UWL6M%4MMMU;
M)&5U$JM:5K4@'[,0[B=QK@%9VZ]%/!>*;T^WV%[YDD+Q)M\QFZTTZ&S2E&4=
MV*CQ<D,O,:`2.M6%RZX9;.?:_P!P-FWCT8[%KN^<;ELO)/5]_3[:=SDEN/3/
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MS/(R[\*YH$=-PQ7LB_\`EXOFCWGU!]-/4+Y9]ZW>XN-\]/[E>3<;@N6$]XVR
M;QYNW[BM%_"_*=LW>V98PBAUCFBU,34FAFKSPT;*C[%C?.=FVQB;<1EQD)Q!
MV5K0TINX="X_G>^O5E>\VXU\O>S7HBL?3O:8=SY])8.?-W#D]T4DCVJXJ7MW
MVVQ2C1C3YH;JQQ?LM6,V$K%.NY'"A`]Z\W%U<R;MN2QHK+!+(42.,'6GB(\V
MYK4:&ZY4Q,8XLP"BO[9J4_O/#9B/:]LE9)=6BZD2E976BR(#3^$7!I[,*8IB
M:T"DV9TZ0_ZV1S!T9?\`ZD_M<IL&U,(8E-[>4:F9TJXJ6&D@U![\)RIN`]ZB
M:K+!`VNE.YKOZJ'_`,JG'"MFA7;TW[<JR[A<Z6V^,Z2CQN:!IA0R:]0[",<D
M$&AVKF%SW1-=*`)",0-Q]:-5M8+9V'XA62^W#0XM4(T@-X02*AU*JO?A$X@)
M\P/(-OL-IVGC&R6ION<S7UK\-+$I:]L7F*2QW!:*E+&&(@/7/+KA4*9V#;A;
M\3LX]XN%N-T6"-+ZX2I26X&D2&)B23'7(5).!"==P<P[+L5O0:GW!KPKF=8C
MB41@@4\)S]N!";Q"2FUQ)5JRS,X-/_;+EO,49"@7L_3@0I]R5$EY)8VFI@L=
MK96YI0$".$%2*@C4>W`A,FVV:77(I9)&=1:174JZ*>)K?2$#5!\+:\\"$Q16
MS276\RH>L+R>++.X+HX'L`04P(4<O[B6QX9O8&D3W2V]A;NM=8+7.IF4USDT
MGZ,"$,>4W</'MBDVE7'GO8PW4Q8T\P2,M3(5H->LC`A`$WJ/M_)68A(S`A"`
MT0N-!4C57/`A"V]W9HXI]+@*#:FH)K4!J`]:5PB$@D>^O=BL/)+DS7=PQ!KI
M`0,QZ?1A4*0VNW0[=!87ESDQEC>1NC+H8-EET)%,^PX$*'\IO/\`$7))+?;%
MUVLCQ--(:U#`C4!2BT^G.N!"E)X_86=P(V#'SK.BFB4$Q7+[HRU80XI0:&J<
MBK&QM;B8K;F$2+.(#2@2OETU$M5J9YXEPW;X10`$=-5%FM63.S$D=24;?ZQW
MO%]UXW<1W4DT''K^WFL[>1Y1%&@N8WF`\MT?QH"#GGBFUB+QMG*'"CBP[%=:
M-.ZSO82S$!XVKU8^CF];9ZB>BNT\AVIGN[;D.P1S-I*N(;UDK)`N1(C0Y"M6
M]N/`=0B-I.`,>M>Z65\;QO;R@]"\[?SV\'W'BWJ5)O,L++:1D&61$.D9&H!'
M7'IGE=S);4EU,V4T'J3=ZYT![!Q5`+N>*\GM;A;B;1:2QS'Q"FF-Q(V5#G1<
M6+))F5#F-S$4V%5!FNR?K2T_$5[W]RVV>;E.\2>4`?S?<Z`,:97T_?W_`*,9
MF2\/,=^(_%9EG<;U#X*6PPQ1!:FIT@%3D`:#(]],<>,/2NTLDECDB\LA=-*#
MMRIW4SRQ8M((!XI[P@9CO.*`7J59'R;I(0WB6234*C,`T`&0`PN&U<.N##@<
M35:T_4>2_M[]Y3&S*DQ"K5LP*>]05SQ9OL&RVP<!B0F;?4J3]KBEO&.:W=CM
ML<KVS)&4<>6J!D!61E)5G&HDD5/MQA]4T:[)_*!6ZTS6+,-',.*:=TY'-R:Z
ME2%'\85%C*`!60:6-!EF1A_2'WNG!K)*@MZ50>8&6>HSO>P"CEEM-GWG:[8L
M(Y/Q2YT%2%`85!!':V-9<7[+R+)+B:+&06#[&7/%4"NY5\Y?N=W;W\K3R&W:
MWEJ$S.H5.9)%1GEC*/T..6[,C!V#1;>UU63P(9(>T*J,#>+?>I(6GF\R*$S-
M.HH5`@@,JAJT]YC3&\T:P,(``HL1K4YE)(WJ*_+[NJ3\:Y;'&1GR3=@J"OX2
MW$Q9=(ZF@7+&LD&6@/!9/+EKUJP>[S&TMK:%:2"+;68ZC3QR!0#E4>*F&T**
MSZX]HVJR7.:>9[F4YZ@DNGPT[0@7+Z<"%(MNE6RV[<KF4!)I$^!V\C/Q>^\P
M)I1]/9TP(4.6R>_GL=NMW(,6N?<9J#5Y>K49_P!W6'HM.E#@0I3O$']TVVX@
M9I(XE,&IJ#64/:1D-5,"$Z[%%IWG91(75;B52S)36,JA0#7)NW`A/-Z$ANM^
MC"R`QW9D36H`.FAS(Z5&!"5<BFUR6BD!0VPQ3D@]-31@CZ`,<N[I7;.\H=\G
MUA^>^NN]2F,30V^[P6ZL<\@S$L:]"-/3IB!<;^I6=LO37L=W;V<-E;VR-()E
ML8K:-$!>>:BJ$,="""V6*.7:5=,E;`!*[%H7G]^;/:FX/\R7S$\%WFYCVNV?
M<-A]1^9M<32B7>[W=ME:[MMDN;I";E-NVR.%66*/^-FK"AQ&KN7VM^TG[86O
ME;2!^XUU*'PM&?(<E,.UN.?>M6D^UV5U<[YN?*;:ZGBW:>1N/\$BN'@W'<H@
MQ:PW7E1@_%VGCD+:7B\@:Y%%'ZG#D9RO#AM!JHWFK]Q;S]V-3%EHT7*M+5W:
MIG`<&8&N<;#T+7WZ@;;NUUR#7>6I;=Y=XFM+#;808&0K(=4NW)$*-M5!57EH
MU,74-P9JC?1>&>9[(:?JPJWM9OM5\OY6WS/\@^3GYO.(\_XY!<[\EUM.Z[!S
M2V@=VLI.-[I"JM82.BN[+;WEO!<JQ&KS(0.C-CL6PD<'4P!6$\Y9IK-F;&@'
MQ1(^8?U;Y'ZQ^J'+N9;M/\1N_*N1;CO,D_FR3-=BY=T@L96<52&V2FDC,G%H
MO,$'VMDV*'X!/QMZO(U$UX%'E^)0?*)4E4$9-*]<L*A%OT2])+GU.Y5<;<7N
M]NLMGV:??=UN;6U:_O/@+)"DTEK'&LL;L]X"JAL])[\60NX`T5I555YY=U34
ML+"OJ_P5G.-_)%ZR\FCV_=X>.3/#O>S[AO&Q;3N,1L=SO]JLXI=Q;=H?/\N&
M#;;;9K>>2=Y=)66WD494POC+?H5SH?EF^TIP=J8--N-/N0)VFR&S#3-,U^(Y
MI;?;HX@CV<D*3NB2P2I4R1MIJ",C7%<\ASRX;"5U<AHN'AG<S&BEO*N6[5Z>
M\8NN4;RT9W<VCMM%A.[)#=QOJBTQL*R_'K(/"@R(`QRF4'_2?BMY=;/O?JSS
M1I&W_D6ZK8[7%/&KMMNR2P:TAC$F8EDC`U$BJG"(4LW:YC:TL+:T0I:RF0@D
MG7&$?\->OB#]<\\"$Z;T5:?8$)T&WVN"5D!J#)+).A#5Z>%0?KP(2FP@4[EL
MT`8LMQ="-VR!C2,B4,.PU9J8$*17Q^)Y;?3D^&VT/%3,/Y$7E@5/0-2IPJ$D
MV9R?SG<>C);SC37P@S3(F9(KD,"$Q4\B'<&65A6=;(,V6M0NOS&((%1YG3"(
M45M[1=TL;AQ<-+#L=W<75^C!?+,8CI;ZCF?%,*8$*J/J!O3W3;M-YHE:8:ZZ
MC6W1)E1;9!T:(@UKUJ,*A"5;MY-CY$)*Q+HB(=,RST%$(/0,*X1"CEGM,]W;
MM+<`K"9+-6;M"G5XLP,QA4(E6=G:0\2BC15\RSNW_$H`WEROHU,!D*@]G7`A
M#CD5^-R>TV2QN':65UC#`#+.KF@RR521A$)RV7:8=FBO(BIDO8Y`B.X"LY(U
M>(+4#ITPJ$_7DB3[3;W;^&?SUC.DUT`$>(5&KZL"%#MSNKN6WW.*,DQ?%VBU
MS\*%E5R!3M&!"P[;PR?>(K.2.V$]Q/,R-&V2QT:D6?4ZS2M1ECET?-:8^(HN
MXG\N0/&XKT5_RLN6;EMW"M^])>2W:R3[>6WWB<DSDW%Y8*[KN-M+$?PXH[20
MZ4*9D=<>/><=/%K(2!AM7J'ER_YHQ.*)?SD_++:^I?'=V,&VQ/=3@D2QHKO'
MX>BZB`<0_+NJ\@!E:!:^Y!E;7?1>:CD_R_<WXGZA[%P:ZLKC1R'D&T\?MKLQ
M4E\S>=S@VZ*B#\+4&N!3.AQZ!'?6LD;GDTE`)`W8#BJ3'8!@O=1N<30;_O$O
MGZZ;MN1II"TK>S]NH_JQYWXETDKL*=H[^E9MA.08;A\$WW&XI#(%\S46SZ@4
MKU%*'$N-CGBM5UVN"S1W*21EUE-:>[EGEWUQ=129J-IL4]]Y&]H:10@=*&?.
M;](XVU1"0LC(07([/>R4CKBP9;AXJ7459+#'*:YZ>I4TY?QJUOKIIG\MA*Y<
M(0M5KE2H.>-#!*61-9E#F@#?2JSL\C62N8T[#M36W!MH&V%F%"$8^2KA54U8
MY$5IJ^CMQ*%TP?\`!'^\5&,LIV2$>H)JX+Q"SFWD""S18?-(!9_,J:^+,J/O
M8Q^J2B2Y>&1AOKJKFRF>R)I>XN]5%;#</3RT?:XF6"-Y`A(&E14%105!8BF*
M,V\M:@T]BMQJ3`VAC!]9^2J-S_T`?>)+B7X0>9.S*I1:Z5S(IXA6E<:_1K4&
MT:Z1W:J=RSFI>8)(+DPLA!9E&.;CZE4GFGI9<>G>W;M<RQN8I(;F'./3H<PM
M^("&?/3E3+Z<:NW:V/9N"II=2=<8%E#U_<JT_+?<DP<OMT3P)OL`3Q9RB9G5
MY"*>$H3T[<29"2144P49QKBK7\H3R99D1_.U36FV#[I4*H9I>K5)\SW?9UPV
MD34UMJWD'4?)M;#X55ID9`M=?;I))I3/`A2+=TA3:]KLV5?[M%)>7$YR(=P8
MPICH:]>M<"%`[6:2RVR]OHS2YN9I+2,FH+6[1O(2M:Y:HQ@0I)),4XGLLA&L
MDR&0'(:R0<SF.N$0GK;;HC<./SHHC:.XB/74#F*KF`!J[\*A2'>#)=;OO$3G
MRPU9J!:UUC,"I'NUK[:8$)OY1.L`AE<TC7CDD(?O\F/S`W^<4I[,<N[I7;.\
MG?\`EL;>N\\QY-O+T5)=_9@Y`8($:8&C$KJR^C$"XWJSMEZ=_EFXW9<R]1;#
M=;QF3CW&8(I!&(1<+=7=NP=6H7C"'6O0:L4KFYI,O%6DD!N8#`WO.7G&_F'[
MQ#?_`,QCYH.17%O;79L.3[!LG&>.R,LECN_-]EX_Y7P]]*P4+Q_9866[+E"M
MPR&%@@)<5UU/X<T`J?8OJ;R)JOGSS1I,7D_0[;Q.E'LR/,D;,C2`"<C@"ZA`
M%`Y:H..6VXR^J&\6UNDW(^:<JFOW6:\:2R@71J-U'N'X=PNQ<7VE=4@8@J8D
M\-<.0%TS7/<,K0*C>O2M7U'RC^P^DRV6AM;K7FN\CRF!_,M<CY!4CF#FL=E<
M*5P!VH+^LVQ[=M%W/;\;W&WW3=+YC;<C]1%C=MB,RU$FV<.H&N)=N!]R[*QL
MZ_<&)5I)VP`*U7AT.G>9?/,GZGKEB-*.W*V5L_3M['P3IZ$<2AXAQ??^6B`B
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MV7>X0+N.S2;A:(8!*]Q/*BRR5=RYQ+UCRA%I;,[;QSS_`/U@?_45&UC]VW^?
M6"!FDQV!I3,V=TO1L=&U4ND6PM0+LK;[9L/'=M\N%I8A;0QP6<6BWA4,[?B>
M3&H)J2Q.KMIBIC&5@%:T"SK6EC0QQJX;^*K+M,LWKUS"\Y5N\,C>G?!]Q'Y=
M8,Q"WVXQ*B1WR-2/7"DH(\O25-.N.UTK+\A*;;L&R60B#_&7%Q>Z!^"L:RZD
M@_!4,*"(@CI@0A?,Y:6TL682M\1:P>90+I5&/B"5-2VKO[,"$[\B+'?XX8S5
M4@@@##L"ZC6F9SU8$)]X]$S;U9$FOP\TF673R@=9H<N[+`A."2LU]?7@75I\
M^$"OOZF)K7[I'T8$+OM4--AWAV;0+HQ0:J?P];O+JZ^+^'3`A#/D^[?"\:FD
M60132;E=L#J%08HX%`Z#WAV_KP(48V_<GVOTQY;=^=6[W);=I)"=)$7G$Z>T
MM4]N66!"I1O>X">7=/-FT),(XXD'C&LNK&A&FM:8$)1L>WMN&S\@C=2J1"&0
M-2I?3I7,&E*U]N!"=TM0-OOHD%--E%1<AXEZ-4?NC`A-%UN<-IQ_>(]8>;R+
M`(F2G4;F/4PZ]1@0H1Q.Q>.YBWB6+S6\_P`Q"]4\M0"30@&M17[<"$3MUCAM
M+^&?3Y@OHEO03X?+9AH\H$:BU-77+I@0HI<%FMKNS4G1!=)23J?&U2=.0&GZ
M<"%EL[*/X3>8W.MZQ31DI0NJ`,S4J2*4P(4BX_O$5A=1I#(`+^V<QM3_`(*:
MV0LA1?\`:EV4956F.XG%DC7@5(.Q(YN8%NRJOM\D7JU\)Z^\$FGF>&"ZE;:I
MH];!(K4HRW-NQTC6+J4ZC4#2<L\8+SK:^.:7GL>_Y+8^67<EP:3FQZEZ5-TV
MRUND^'D02PWGWVS\O+H`<F^T8\.DO)=,N.6UN;&FVGS7L%M:"Z@S%U,.'`*J
M///EAXOR3G'$N2?EUO+)LG*^.[WYODJ3%^5;O:7^K5K&2^1U[,:$:O*`>SNX
M_<JCP(K3-[OO5F-\]1M@&\[X3<+X=YW12//7JM_."/MQ-9]5WXC\5FX[,F-I
MWY1\.M"_<_4_CGQ.6XK[[574,O$:BH/9TQ<P=U=>#*?]F]1-D*^*\0B0`@F1
M1DV8RS[,$=QVR%GI()LYPPJ>"BO-^9;-<1N8KR,TKX=8KG7N/9B[@N<*+CD3
M>E$![K<]IOYPS7>BC5IJK4#Z"*98T$6H0-C:"<0/3<J::PF=*X\3Z;T[1W>Q
MR1-"69M8`\SS@!TH3IH<.?J-OQ]/8F_T^?T_Q4DX79;!87"2-=`_BNU*A3FQ
M-,SV8JKBZ@=,75^/R5M;Z9<&$$</3>K"S\CXO%8*C7>B55Z:PU5H*'LS(PSX
MFWX_%/?I=SZ4^:@[<GXX)6=KA9U340A<*?M.H]:8Z9J38W\MG=_QZ%P_1)'C
M._;3TWJGOS-;MLD_"]],$:3.T<LZQ"1=0#H8E4'23X2*],:_2YN;0JGN-/Y(
MKP].*U4?+-_^=N6[#(X4>=%=JQ!R0EIZ%.O@TZ:UQ:SBA`Z%5R"A5L;J8WN[
MPQ-E\3N-U<M4@^4D`A52:T#!N_+#"X6':IA<W-T"E"^YD)+4-6.W.LY4&4@-
M.N5,*A*]^EFO)I;:W4AKR>*!$K4I&@5G[JY9X$*,\@N8VW6WMK&+^X[3$L-V
M`U1+,T6<WN@+HS!!K7OP(3Q#(+SB#&,U%I?1HO:'#AS4=`H6GMP(2VRN`!M%
MS[OD74!*5S<:P"`U,J_1@0B'NZH=_N'4Y7&VZ]-,P98BJU/;H.?MPB%#^;2J
MG%=KO'!;S-GW74M=.4(>`>*A]YG!Z94PCNZ5VSO*=?RS-OW;<K;>-MV:!WNF
MW^1KBY%=-O$\TM68`58!?:,0)U9VZ]47HMN%EZ:\6O;WS(+:;;+1KJ[EG*Q0
MR21PM*SS2-411KIJ2:XI_P#BA7`?+&S-"*RC8,/\%XQ^4^I][Z^?.)ZX\QV/
MX+=+WD/)]XV?8SNUSJX_MNP6DTMG-R#?;\*D:Q^8K>=*`C&"JZNW%!J))FK_
M``A??_D/]TM)_P"WG]OW7;HQ)J6H1EK1FRD$@25[4<K3C4;MBK?O&_6=ER[D
M7&.(W>YPV-Y>FRYOS2_*0<@YK-;M^-LMK?$>7M7!;4@K:NE6FC`U&AQ/LW5M
MW-W!A7FWDW]IKOS!YL/[W:^^M@)O$9"#0=KF9<S)`-AV\JG1N3U=<5V3F]C8
M75^[['PJ&[;:&W2P@5;[D;Q=-AXEJ"1#<(QD\AB,=.AP_8CMMXJ3^]7[Z:2^
M-]OHL8:#78ZN&/&()1O</'N-6EI;V-O)!MFUVOD\<VIG#NLE:":>;0%GS[-(
M^G&WMOI+X;NN=YLN77EP:`'-[,=V7X(<P6DVX3B^NWJX-=.DT`).5=797NPT
MHVS!2_:-MDW&\2.&,HB4$SZ=<<:_OLP(!R%:81`VH@S%+FWCX]:PK)L\$AD>
M1'99?C%_BSF0'.)W!(3L';CC2[F>TDS;JGAQ3VJ6\%W&&C&@Z5*-JM;>&*6&
M(D1&-(MYND<IHVVFJ_BM0Q;X6>Z<:C)4_0<2=6O9[QF48X="CZ1906;PXC#U
M_>@9SSD5]ZQ\J7THX9<3MQS9RMYO^XPL?^"MJ+YD\T83WDHI4DUIB-%7E-KM
MHGIBTRN+>[56#XOQG:N,<=V_9K")([9)HK:W$2^6LH#%VFG6I\XO(2>SKAQ-
MK#S[<TEWNWB"TCLX8(U4$!25@0$JH'AS'3/`A"JQF-UR&W`!/F7T)5*Y#2?$
MV0H=.!"ETZB?D-]4U^'NR`W[RB./(=J]>\X$*5\7'F;Y=2Z=,<-I*P)H:NP(
M[`*4ZX$+):A8+2[9R)*7!1F`TZOB):#(D^Y7Z\"%Q=W"6?$;[5X2^Z%$>M*K
M8#QD=E)//Z=E.W`A5/\`4;?C);V.W6RL7O=WBB4"2M/BG16;2%\0CIF*YU[,
M"%]S>_3:.'<@VGS0[6MC8(2OA\Z5I*M1/%I*CO)P(59MHV*7>3<3S@JBM%*$
M*U)*T/O57(@]V!"*VQ6$"6N]V\2!?B;)W*D?PA$8AJ)^]G]&!"@6\;C%96NX
MB)M4C6;"BD`CRRJD=OO5P(4!MXI;VUO9Y$)22>WLBM>V,><)"0*4(%*?IP(4
MO@MQ;V4"1`>7%')K&GKJC95/4TH3WYX$++R&Z5MLV*1=1="MNYJ,P#757L&6
M!";H[<_\T2H9C`;P&G^[0-Y?7J>_`A*;)UBW#;E8>9!):26D^=`\ET#&DG;_
M``]0-.W`A-]K;):76WR,"?)W!U89@+%YH`KUR8#'<8J\#I7+G96EW`(M^C7(
M9N)>I.V;DH#?!;[%>1:&\FL+W2%H@Q#A=*GK^C&>\R6YY;NI7N@W-96GI7L:
MV.^LM]V#9=QLIO.BO=NL=PCD*T`%Z,HJUHQC!Z]OLQ\]ZS;TNZT_B"]NTJXK
M!MW%8Z!6THK*I-&!<$D')@,LJC'23?5><?EWS.<QAY3RRV$\](^3\AC4B84`
M3=[Q5RKW+BY-TV.5U0:YC\5!BTXF)IS#NCCP40'S)\M,H>1V8`DT\P5->O4T
MQ-CU>)@ID=[0NOTT[G#WIYC^9SES4$<LT0```\Y:#LID1T&*\:I&UY.5QQXI
M?TYG0N)OF.Y?<5$MS(RG(CSAF.SJ3F,36:_"P4,;Z]81^FLZ%BB]?>2*0QG;
MLR\P?MQ&?K]7D@$#K7'Z5$<32J=(/F'Y.@!6X?3V#74]>^M.N.?UYW`^T)?T
MF'@$[0?,WRJU<,+AP!2BB0`_3F<5TWF/\XLR//34*5'90L:&4V)RD^:_ELBA
M3,QRI5I5/].'(]:,FP.'K7?A8>"9Y?FCY,+CQ22$&,9)*H'O&E<\31K#;5C;
MA[7.!)P!&[K7+=-%XXPQD-P&W'X)2?5/<^=[7N$-\961Q\-4N&1/#YIU`5)K
MJQ[%Y/N!J=MXA@+6C<<?@O*?-]W'I%SX:1CGNX@@#WH&>B%]\!ZZ\FMP"L=S
ML%^4H0*2VD9?5V:@RB@QJ9)Q.XT!&7!9)\@EI*!0.%5;FVE,FZ7<QI&+7:KA
M/%_OI+>"82B@``(E`IURQPN%FXHAG%E7PLWQ$KN<]9/;0=A&!">&F2%-UW)D
M).WQN;<$CQ3./*J*Y>$&IP(0DNIYQ`L<+`7.Y,WFDDEI9))`5*`=BK7`A%K;
MK6&UXO>[8H_O%C#%>3MV3YA&\L"C*5,N=<"$RKK%E!.&(2WO?+:(BC$PA9#0
M]FJM/IP(1%OIV;<;.^-?+N=KB58LM4=$`S;H<(A#_P!6+EX/2X7,1T/8V&YV
M=3]Z2647`D7I10J::',DX[9&9#D!H5VSO#I6Q7^3[Q2QC]%9^6^0'W/=]RG^
M(EH-9B26;PJY&3FF1Z8I;^<0.RN!*O)+5UE;B=Q#@=PP5ZOGR]9K;T=^53U6
MW>#=!9WNY;!+LVW:6T3W%]OMK)9PB%P5.NR>2KTS(Z8APQF8\P&@7IW[8:?9
M:EK]K=ZF]L>F,D)>'5V4.\5ICT+R2?+M?Q6YW'CR1JE]S6"_WOF,\KFWMUXW
M<7,ACXZ;IJ2VTMVS$W$E=!B8@9XI=2MW<S:%]`?M)HMKYG\YW+?.T$C_`"Q`
MZL3JY&4#R-HK7LTW=*0\HAV2UY+=\BW\7IXA'(^T[/LE?)W7F<UO5;?:K>)0
M'L-ALW4`W$H/G1`Z34C$VU@+;1SL,&E+YY\\:G=^=8O)'E5A'E=THC+@&N#6
MYBTDN%'4`INJB[Q=+W=]MEYYRNXCACV^Q7:^/;'M\8M=AL+!11-HVZS;PQ74
M`R-T/QVIF<&G@O>#LHO*?W7\O:)Y;#Q,\7#AO:XC_P`R%VZ;K<[]NXE>-9+&
M#_@R!X8LS[YZ/]6-_:6[C%@1L7RS^J&XG<W3VF.,&F-#PX)_VVP.XR0V-GI$
M\YI%1"5+?UR/<S[SB"=JG*?W2)LUK:<>VB-#+*__`#>]8!VDK_$C@*T:.C$Y
MG++`A.T=O%9A+3:T:<R*HD:H9HB1F)/WF7M]N)+YH2VC&D>M1V1S-=5S@0A=
MZR<TDXUMEOPOC$IO.7[XD`NH+4U9+:Z4!V=5JXT:L\)'+"SO-)'6ED9,^F1P
M!14]%_3^U].O3O=7N(E?D')GCL=[OT71=&.0"9TADD\:*"P&&7EI<2W!J=:"
M&@'$J<7<JQ76RV<$+F*UFCC+:E\85,F/:"%`K[<<+I"/E^XTWRXU9N)I*Z2*
MT!("D5S``SPJ$R<$)O>8[8=)$?G7$+#K1V1G1S[!I^G`A3#;T>;<KV<G^+=W
M%"<R=$ACJ2*#/1@0IYL=O\(F[7&M'80%@0.@:J:*G('MP(3-(7&W3P,PCU7M
MNAN#41@FD_09GPBG6N>!"B_J1ND=GPS;TCD"F2ZWBY:0'*0.]F`M*ZJII_3@
M0J;;)?MR?G_&[0:O*MKV6ZF5SYBLMOH;(+[K&N1.0P(1`WS9).03\Q>5A\.;
MJ&:.,AB5ABDII+#P^("G=A$)CL(MHLUN4!2-3:`"/PU#(54DD=APJ%&;?<M%
MQNRVSU+;9=H`&H`#)#G^C"(0@O+:YN+2]746N)()0K4)4*'4L",R<A[,"%+=
M@VK1Q[<5E4&6.2#<-5.B%1%Y="=6L$UKTI@0NT<D<5E>(]-2VHG5LL@SJND`
MYDBN!"AE[=D[98JWC`O"!0^[XB`"*4R&!"?8+@#<7MM#,UY8M"A%*(S1@!F&
M98>P9X$))8R--!`Q!C=;VH9B#I2&0$@4I34!V],*A9[VOQ5X@J@G1)[=CTB,
M1#OJ[29-)';A6RB%PE(J&XTXKE[2]A:,"0G%;T[?NVSWT3&LB*[@&FE\J:R:
M@T;[<%Y;?K$!?&1&*?Q8_!/:4\VLP#L<5ZRODQ]5=M]5OEZX/O-K*CS[;&W&
M-U",CRV^X\>/EOYA0FB7]*Q@YKVX^??->G.T^[RN<'C-M%1\5[?H<@G@!8:8
M;U:?R$K4:B*U-8]!`[:*35B.X=<4V2W_`.<SWJSS!>4SEW#KF;F/+F"@5Y3R
M)JG5V[S>=RG//%-/J-)WBH[Y^)Z5;PV_Y+-O<'P"8/\``NX=D#$=AHV?M]W#
M7ZETCT]:<\/UK/#PR\C/BMG)KG16/;7]W%>=2Q./I[4GADX+PZZ8`_#29C]T
M_LPGZET^GM1X=8VX9N!8Z86`[!1^G^CB0+K,`:[?3BCP[5R>)WL2#5;N2*UH
MI[Z]H]N%\1TI?#-2VUX9<7<>OX24G,5\(&1IT)KEBLDO'"<M%,OITI/#"NQ<
M_P""9B^GX*;+MK'3ZO%BPM[DTJ"E\,."=;/TRNKMPPMBM,O&P["#V`]:X;U+
M4^5"UE<:GTVJ;IEM_JG8890IGMW'VXS93V,D+++<3&Y5@05T^4L7BS#=5Q]&
M?M9,9]*/2"O`_P!S;?\`]R''-\T&N#JUGZYHZ./[WM^YVC::T5[E="E^G@!.
M?LQN0W*]WXBLBZ/EQQC^@*X%S?0QVO(KA$<:FM+&*I4$.MLD$K',>!GBKWTQ
MTFT]<8N8X(%)5R;.R5I"H7QERV49J":T[:8$)PY"IBV*&V2BW&Y.]XS?=2`J
M2L<M*-YFK/H1[<(A#_9XH[O=;6]E7^Z;(K3W*FFJ4H/+41"N@G6P/B(R&!"(
MW$I3N<^]AV#&\VK<#`:DHBQRV\Z(]<]?EQ'H"*X$)J9UDVFYD12!%+)?NAIJ
M\N4B!4&FH\P.M3V4[<*A3G<"%MN/SDU2YVZ/0!F5)045NS5[!@0AEZO2^?Z0
M;\(ZH]FMY))K[0`11=->M</6_P!3U%(79:'I'Q6V_P#E'111_*QQVX8B(75U
M=S:S0:4CDF9@Y'WF`('M.,QJ_P!5;6Y9SM.;3;155_G5^J`DXCZ:^D6SM(;G
M>KR[Y%?(60`6DI";=%*%<MY\$HU-4:*=#7'=E]->@^5O+]W?^6KBWL26W;V@
M-(S`@YJX%HK[%I<^7:VMKK?MQW3<'DW+9-FOI1?;::K<<GN#%HVS8[=DK7;6
MOPB7=2K"%FT!FRQ3ZC7F8\5]&:SK_@_*]GY1T"/_`-ZDHV1[&BN+!M+").\#
MM!Q39Z@P;]NOJ"]Y>B:_Y+N\QM=LVW;8//BM=OC;1:[-LMF*%X]OH!(X4.%4
MDXLM/9S(RW>116'F[3M%_:;R?#JFI/9+K]XP`5+7.:Y[<U?S`QX(/`DHL<KN
M]PL]CX]P>)=%S8VJ;A?V\9%4W)Z"8.0<T!K[<6]MIW)-:>GL7P=Y\\XWVO/+
M9'$D]?\`F*C\&TW%N;?;;6/SFGZ%`3Y>8_B4%?LKB_B>6,R[Z+(Z%9D@N?MI
M]B*5M;1<0LA:VJ+=[GN]([R9<S:)09V98*5<#OIBM4X[5UB@^%&B1M=\Y)C5
MSJE-<U+]H)ZFG;A$)MYWRNR]->-3;I<LS;SN<7DV.V1%&OFN'2HN!&S(/(=C
M4$'50],*A0'T&X1NU_>[UZJ<SMOB-XW6,#:%NM;?"6TS>9%X94\!0'[M<"%;
MN_#0;+LL$C5DN&6^F(K]XL*5.>K+NI3"(0\O-RFCW94U#P2M,N?15CH%_M?H
MPJ$`-WW&:?>[II6UOYMS,2"36,2,505IX@!]&$0I_P"E<(DWI[S[L2->(K>^
M%$#J5Z4UD^WIA4*;[=`%1VRU)Y\C$?>+W$KY95Z,/LP(4@M93'QG>]P/36D*
MJ/XA)"$@5R*^+OP(49W:Y2/;H(G?PW$\$K::#I#3+,"H!P(5=?6'?IAQ[:[>
M*6D4'YN*%LVU26Q%:5Z4PB$&OEP0[QZCSEQK6TVK<):MF`SIX6'6E-.%0CW=
MWMOMT?(@[!?/VP>(=#(MW(6/6I-,"%6J2^-]<W#6K.3I9&7MIJ`U$@T(KA$)
MVV&U"-?^8"'DVZX76WNYO"=)[3T[L*A1>*6"W>]#E/P[2[J2!I-=(![ZTPB%
MVV+?//;<[90SQ';B2%H22BZAD33J,*A,F[WBQ6UPJ%M5S81(@%*J3,@\5#D,
M"%';:*:[V?:B`1Y\EQ.NH');1PKCMJ6/3LP(4LVX?^)-E9U8).J&M!X5``.K
M.F$0NF@1+<1(/%;W5PQ(I1@Y)4K3L';7"H6>\'G6^WW2Z1\0&BJ?N,N3:NO7
MZ<<N&9I'%=,Q<`FBZ\TQY,"]LZB,^+L89#*M*X?@<(8<M4CW<J4'I6X3^6O\
MTGI]Z%<:]5.+^H&\3V6S7-[8<BVFW%I/(]ON*FNXDB1514N#[FFI/;3'FOF3
M1G:G-@.T33V^HKT70=5$4&W8/3>K@[M_-A]%;7>]ML-NXAR?<=NN-PM(+W=G
MBB6.QLY;F-+F]53=!V-M`3(!0UIC,_\`_-+[;5W_`(_\JE?KS:[=_IO6K?E?
MJGQ^'F'+D:ZCJO*.1*?"AS&\W@_?ZY8\NN/+.KF=Y#HZ%Y_B=Q_"O38=8L.2
MP8]P;APZUT3U?X]I7^]0>Z.J1UZ#KXL-?],:QQC_`-YW^5._K-C_`%>P?-)6
M]6MD+,1>VM"Q(S49$Y9=F6*T^6]8J>[MXN^23]8L>GV#YK*OJ]L84`WEK4#^
MH?\`K#''_3>L[LOM=_E1^L6'!WL'S6*3UDV&,FMU`1WJL9'^N.[&B@\LZMR6
MUY=:#>[_`"IHZ]IK30AU>IOS3)=>M>QNSA+F.F5*K&,M(KT<]N'?^F-6_P#3
M]KO\J3]?TS@[V-^:5[?ZS;`L-9)(78EJL&"UH:=`X'9B&[R3K<DW.:Z$-/\`
M4[_*E_7]-X.]C?FL@]8M@#Z@T%.[S,_]8XG1>3]8CVNB_P!YW^5)^OZ=P=[&
M_P"9/5CZY\;MVJ\D*CN$@KV9T+XI=3\H:W<7`AC,=:#>ZG_E4RS\P:=`\W#\
MW+(I@&U^*76WJAM',-XAV_;Y-4GD%R!I9-.MJU;S"P;V4Q]&?MG8W.C6/A[V
MAD(_AJ1[P%XYYY=#JU\)[<TC!KVJ`^ZJA&S6IM/5S;[I(WTR-(NH*"-1<"@S
M_P"G'H-Q&8WDFE'&N"P]V6U8UO\`"VBLMN1>+9KG6"&NMU51T\7B_HKAE0U-
MMFC5+(FA/FS;9:'3W^9)YF67A`(P(2SD\R-=[BBFD5@@MXP0,B(BYT9G(TR]
MN!"@4+/8[-&"K+=;O*VE*>,6F99I/W:O2E*_;@0IIPVXCL-\L=O36Z3VMRLN
ME=5-<84UJ0*5.!"S!%5MWA)41I"(M`/B_NTYDFR&0!4BG>>[`A2ETDFXSL4Q
M=2;7=&MGS-1"L+3@+EG^&O;VX$(7>JS"Y].>=VD)TF;;+B:V$F5`I5WU4+4)
M133KCIDK83G?6E-R.4^8AD=,U0<>A;=/Y7$L5A\H/!3)0&9KMV'0Z#<2(=5*
M$5+8H+^-UR^L=*=*U]K?V\D+;*CN;U"E>NOV+2W_`#/?4:;F_P`P',F@E80\
M:M;3A^VHND36MXBJ9KJ&,,R_#J#4/4,3]W'5M&Z)F5VU?1'D^.:PT"66'+XG
M+V>%:[Z8^Q5-^72:Z@YQMNP6>W2;Q<*TVW[5QZ&5K>??]YN(@TJ?%*I2VD@+
MAGF)`B4:A4BF*>_:Y\U!2G2O8?+/F'R-Y$\MW'FKS[;WEUJV1W)CM88IY2\&
MK:,D<U]"#@6FIW(P2I<\2]0]V_(]X3>N2[=/-_C3U'2SB,?'TG!\O@O&-O+M
M#9WEF6$4]^A+7%"2!7%]I%L]I:YW<`S'JX=:^5?W'O\`SMYJ>?-GF6:,>5)7
MTM;;F2^+CJ28S+;R59&`W!Q:XT.`47FDO%W.YO)7-S?WETSW$LM3,L!)HB"A
M%0>RH^G&G?=6Q[H=7J'S7A\\,$SLQK[D3MDA_)MJ.Z;@D?YC<#^Z1UU-'TKY
MH(!0_17$<S,W54FV?%;M+179N6171$GW.YU27`75;14U,&(KXE-`!]N(J82'
M<-TVSBFU7O/-XG8!(JVMK<:/.:4+1@D+.%*@],^F!"`'I;MN[>O7J3?\[Y+%
M--QO9K2>ZVVRE#"J6TYBCK!I:+20!3Q>[G@0KP000VNWV]N@>*MTJQVL:*+>
M-0:+&/$#H49=,(A+N8RZ+K;+8%580K"`I.A650Q'8=(![L*A`#=]ST[ZY#G3
MIE0=]4702<^E5P(0;BG:YWRZK6@%Q']+.Y8$'/+,5P(1X]+[<KN%S&@]W;)%
M/6FH(Q:A`S&!"E]K$T5M<RL5TB)QD26R<]E,"%B>\B3B?EDOIN-WD1@`,]-K
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M.>SSTU]"QMY`IS]N&T(?;O=&>ZE2(DQPJ(2O:3'*':@K0C2N7;7`A36Z:SVO
MBO'E("W2VEZU0!H#7<H,=349@=<NN!"9X[^Y.\[(`5(54A+(:J&E8!6K0>$=
MIPJ%+EM_)WB[CG*Z?)TL%)(,LJ^`CPC*K"O;@0F>233L7DG.>ROV)(-4\MG!
M\)/BK3V#"MI7'8NF$->''8"D-LX:.^UU+Q!9CW:210`_O"N.)AG[F`35R'2N
MK'[U/K"]$,7GK+,L6X1?`7"EDD=K@=2590-%>VM?9B,+<=YP&8;%8V=V86<M
MU<U*8)^MV,NWRCS+J0HLQTE8DN(UCC9O.,:ED:+PY5;,X9\=J']'M*>R3[:C
MVE4UY]S7<5YYSA?..7,>4#WVZ?GE_3M[L<OT&V+B<ON5XS69L@%3LZ5&QSG=
MZ"DS4IE^(?VX8_Z?LOY?<G?UF;B?:5U_QSO'^^;_`.M/[<21Y8LR*T'N2_K,
MW$^]=#SW=@2#.^7_`-(W[<'_`$O9_P`H]R/UJ7B5\_-]R=/XSZB,_P`0T_R.
M&AH%LQVP445^JSEQ()IZTG'+]P.;2M7_`-:?JZ'NQV=%MMP%.I-_JEQQ/O7P
MYGN*Y"4TK_O#^W'0T2W(V#V+L:I<4VGWKN.8[H142FG_`*P_MP?HEMP"7]4G
MXGWKX\LW%\WN'4]*+(:$=:G/K4XF0^7+5T7,PK7H0[7)F,Y9)]ZLS\I^^76X
M>IK6LT[LC;9(R(S$@R:R!7,TKB0RRBM.X`#ZEG[[4IY=E:GK6P7:PXYA9,T2
MK<074J$DY&@,@HU,QI7`^0R8G<JZ)[W@E^VJ,N]7#O;;'#*H'Q5U+=`*:@K(
MT:Q,YZ`U4_1CA.HA<9>(VMDD]1IW"]:72M<X8XF@TU]X!B?HP(2:[A;<;QH&
M_P#:+\R73]`(8P3URH:"F!"BFXWJW&]7MXB_W':8OA8E`_\`9U*ZW"CK)YBC
M+J1@0I1PR2&UN+'<KDGXC<-SAM+$!:CR9HY23)G^%0QCL.!"73P%=QW:N4S2
M7@*_<(.;4:O8.F!">-MFE?C5]J(TQ;Q'<Q"M2()(A;DD#HY9^GUX1"$?JW?I
M9<8W0.6$-WMMW&:"I.J!E`(J!FQPU/\`2*D6N$PZBMK'\O;>!M?RM\6TD&WV
MO8=\O958Z1_=8;J[)/L"Q_;B!O4VQ_OF_B7FG]1><7WJ9ZC^HWJ)N4ZM$W*M
MTDMH"U8;R.\\Y-J^E?P_Q3_L_;A#@"1B5]@>0;%FHVK+)Y`;(#M(`V5VG`>M
M$WY;+N;:[UPDI7D?*-FDV^%O+$=WL'$5N6-[RBSNF-;;?]ZC9K1HLFBB(DU&
ME,4UW]0;:J__`&BLX/W._<F2[U44\FZ26\T.'8=RG&-_9?V75H":$51VWRTV
MS8+7<KBRMP#?.(DVV.DIMFC-5W.XG!_YC=7)`+L<QUQK-+PMO]E?/G_<;K%O
MI_[D2G13_P#ZB]O(B8W!HDS&A#&D@=G?5-/$MF&X+<\AW)%2*V;QHQ\3N`"#
M!&1^*M>W'2\.4B^$FWF>>_O0L%D`?AD#4Z]Z9:,*A)I);*VAOMXW&>.TV_;%
MK=RRD)$$&58]1`D/T81"I;NV^[UZ^^HL6W6[3VO"]J?3%;QAXUNS$Q17DCZ!
M)-%:U[<"%L3],>-VO">%WMIM5G!'(;&6RG/A`5YIM:*KT\:Z>IRH<*A2M[;7
M\#'1?,DW&WC`K0:Y0'7L]RG;A$*&<XW%5Y!)J:B0S3-%E7\-(U0B@[0RG+NP
MJ%5";=I;CDDD1>I5[HFO32[NRT/;X2,"$P[0^K>KD=IF;Z*^'`A6A],!;P2;
MA/-JK'MMY.Q52U(D.@Z>PM4],"$IO+D6ME,K!Z2QU0J"P(>K+4BE/"PP(42W
M#<!!Q!78D&/>WKE4^*UMP.WL^T81"!O-=Z?\OL$,GC@GD![J2'6*-7NQ+A[G
MK4:7O*H?J%N<DVQ&61J"WOKDJ202`S`'2.VM!3#R:7'IYR!N+\2O)R_ER;BM
MT"!U964&+('O<Y=F$*D0;U'..6^Y<QWZ"SL!/-<25$U042DDA`(<Y$&N$3ZM
MMQ_@>Q^F^U7?)-_BC>[MD_@RL&I(2K!HA4%GJO3+(X$*MW(^:2<FW_=+D));
MVZPR")533$58IHSK0-I'3`A,7&=L7<KJX><OY)@N-+MJIYXIY:YG.I'7LPU-
MW4;D6X=VCV?:KXR'R9!8I!$56K,:A7J,ONG$9(@=:;@6BO)SXY'>8Q9=<FZ]
MO3`A3.>SO-XVK9Q/1(Q:KU:AT@@UITK@0I.FUP69M+C6/PTCTL6`HZLOZ,\"
M%FY-<M#O#)`RM)(;`G2?"5+1]O08$)GMC(^V;F\NDTN"33MHQ[,^P8$+#;RJ
M!N*Y@R6L+*>RA*FI-<J4P(2_:VW'<-SV':+"UNKZYW3>'M["TMHC+-=2=\:*
M<T]N$.Q=,[PZU:S:_3FTV3TCW+DUWNT%WS3?]^N.*;?Q^&99]WM+(@Q2SW5D
M*/:RH7\(-23BJWJ[W+6[ZB\.O8>=\X>:TG`/,>49JC,*?GM_2FFM<L6;[YK7
MY2<4\RU&44X(=OLS1L%9)03[H\ML_P!&6.F7!DP8`4^+"0[*>Y9TV"60@*#4
M]AH*?34Y8:.H`$@C$(;I\KNZ![DH'&&--2G5VYCK]M,<'4?8GQHMV[8T>T?-
M91Q1R*A<C_6'[<-'56#`[?3H4H:/*!1P&;K'S6)N-!&*MD12HU=XKW]QQT-4
M:14?;\DOZ0_@/=\UT_PYW?K'[<=C4FD>GR7)TP--",?3I6-N.25\/3^TH_6<
M+^HM]*H_31Z?XKC_``_(!0Y?6I_4<*-3`-!Z>Y0+K1KIS^;&`8J<1]I5HOE&
MVH6/JE\;,2([?;&+M340#+EDM2<.LN?$]D<55R6]M;8W.'JK\%L/FNA%S&R?
MW8C-+(#GXHY$9$+#K741EAQ[,F&]5LLEK(ZMJ:L&W`C'UHHWKF63:`1_P^US
M*3V+.KAD':#D_498Y32)6R`P1[9#*0DK0274BU!IYBTKJ!(8T'9@0N5O(5M]
MVNU+:7K!%)I8'S=1U`"E?=[<"$/)%>W4V:C7)?2B3+,N&:M#[?TX$*:78:W_
M`":.TTEK,1W#`,%\N5&5?%4BA`<X1"EVY((MS!H/[S!;R$T%"9`/-(/UX5"4
M;4C2;3R6-0"L)MGCSIX5N(F>@)KDH.!"KI\PESY'`)KM"=,UNR0L`=1(=`^0
M&I:+7KAF;&,T4BUPF!Z"KZ^C7-+GTU_ER^I?/ED6V3CWI)O%Q9W#,*?&[VK;
M=MZH`:ZI6N2#EX>VF((:259:?;S.O0X#"O$+SE<&%QNFT;=M43&:WB2"]O[B
M0^5JTF>3<7F:321Y&OPU]_LKA'85)[J^BX9O,(\HSP^4&"7S08P(&%[8@75%
M1S']AO9KB<%9_P!#+7;.3<]1[G<;JVVBTM&GY%?)'):R1<70^1;[1:UTDWFY
MSKY2JOXB:]9`7/%08+NYE+PT!E>SB,1QZ.I>E^9/-/E[]N?VO_1?*,CAYJOF
M$7@#'L`,C0]YSN#F/_-S#LTK2NQ6!Y+;+N_(HMNV..6UXW:,JVEE+*K7GPZL
M*O<79.EF6+JI-3C66$;H8:28'+UKXD-S<Z[');^8O[>)QEC=4/)E&P4;2GXC
M@."D#36UXT6V6)*6&V>&230T0F"=258*6-/IP*J2PTO&D@B(AV6&#XB6]D80
MK!%^],)"#&P[CG@0J5^J'/[_`-4^467`.+HR<6VJ5EO;NU;2V^@,`8I4\,D8
MJM*ME@0K*>B7"-JXM:7C"R43%-$54UM&0"%CU4/N=*U[,(A64@7R>,W1``:_
MF1(!D-;0DB4?U0I[\CA4)%;75=ZV=&:D0N-NE)I6C_#9^'K3]&!"`_.]\C._
MW*^8=0-V/=:HI-(!F1V8$*M-G>&7E#L&U$^<=5*'N^O`A.W'H)I-W=M(K)/+
MI\0SHU">N73`A6IX'%Y>V[U(^A3'LNY1L2RU#-,H04)S%3U%<"$P<AOY;?;I
M5559H$0N0RT%8D-/;EW8$(.;KR"2?C5PLK!8XMP^(?/52(QQH&[23J4B@%<"
M$"N5;TSQ3$R$HL\,J?\`JS#0FG]KL.)4/<]:C3=[U*KO-]S#\?GA#GS&W%20
M!UBDDRSIF0!TP\FDAN_C+R#:-KVWS)?,2)?+BZZI%0$L!F![3CASVMVJ1!O5
MZO3SBNP^EW!KWE&_VT8WIK"W-C$LJ2,)V?6*M&656([#TQQS8^*?JJT\_P"=
M;ORF^O#/)<""9%0V9FK%&&E73(I4Z&8J:4&=#@YK.*$W\0XE?;FF\/I+01F(
MHI*C((.UC[<'-9Q15%&RV>UV38+B2^5+9EI*C&C,0@)T@)4^+NQRXB1M&;4(
M';OODV\1W2Q%]`<1Q45QK`<9G(4H._#?*?P2)[VWCD=GM]F]Q4/.651IU:FD
M4JM=-:"K=N.3&YHJ4411WN.PL-@V%H6`,EC*::&#$P,%D%*?=/UG'*%`]WO9
M+I;6U@<_WB,,.JTB##4PKT('9UP(2S<D\C>U61RQ\NR%6J3]P#L[\(A=[65&
MV[=+<&LK2NP6AI0:C[W3MPJ$@B\3RQCWI[...,'(,RKX@3]V@'4X$*1<)WC=
M>/;M8<KVF<Q;GQN8S[3,(C-\)/TSC`;4,^O3"'8NF=\=:F,%]NT%_%R8[K.-
M\FO]RW:2[.MH7N)!YEO*+;HK(XK2E<L5F4J\H5>SFORD;[O.X\QW*RVR>Y5^
M2<CN-:6^6C\XO6+9D5IW=<>6ZAYI9)*0';'$>_\`"M\W1BR-N'\(^'6M='J+
MZ4WW&K^XM[NU>UFA>0LCPT;0KFCY5Z@5IUSQI-!UIL@%#Z>Q1GV_+%"$*8-H
MME9=="6H1X2-5<ZYCM]O?BR=<5>37>4D5N,]4Y_E%L.[_1Z>SICCQ'2KN"V[
M/I\UC;:H@2%`([#F.SNKB$ZZ[1Z_3<E=;'-L]/:DS[/`S$F@)IV5[`,)XL^G
M^"Y\*>'I[5U_);?N'V8EQ7-6`U]/8HDD#@\@)'/M$:M4)50!GX?Z<\.>(Z?3
MV+CDN72/:K=Q4J*AJ=G93N'?AOGO=)0'!2/#$VQ._P!.E6/^7/:[:VW_`'J[
M4*'AVX$Y')2XSKVYXTVEX@%>?:W;U<ZO%6<Y#-+!=V=TG\1;BS!S&4,GBK[1
MEV8MIMHZEE8F9`1THZ0RP77ERHZNB[>K!@&'B;0K9$`BC$#Z\,)U369Y5N8(
M]16:SLXHVCKGJTZI%J*J:(P.1SKA4)PW+\.PVZT5:&[EEN&.7B4Q,-39D`!N
M_/`A1+:/,6^NKRZB#+MRLT"L05=@P4+4&@)!/7`A9WFFCL[^]=B;B^EC-O#[
MV@LX(1:5'3VCIA$(B[O(U..SD$/):VL<]:@B0@`*21F2>[+"H2W99";_`'C;
MU/\`Q%M,2@Z'1$TF1H%J"O?A$*KWS)7IMO3F%HE$HMI)8IDK33K<(]=1`.E6
M)RKTPW+W"I%M]7U(M_,3SY>#?RI]CXG#.B3\ZNN-[#+$)`D]Y;VEX+R_@H"2
MJP)I)U4#=E<165S"FU:+3<O/[6(6H;A1CLN$MM$,@FWG>)DN]S>(%VM+!.FV
M^8BM&);N/(`&N>&Y.X5]*>2G99(G'!6)]%-GOY=V:V57:UV>PBW+<K=!H??=
MYOI?)M=O#M18EV6JS-K*HVD@$G+!;[EB?W3N!G<"K/2Q-8HUG95N[^\=3<%?
M>MF8T9=346@KV$C%TSN4ZU\_13Y@X;R"GN2R^$6TVI59+NZ4-*P&HBE-1:12
MR4`ZU.(Z856?7WU6\E%]*N'WHEOMUF,/([NU$BNEJ,BWFE46,TKX0VKV85"D
MWR\^D]OQXK>WB$W3[3+,9YBLQ^)&HQC4K.VHCMZ8$*TO&HW@M92+<5)8L:H`
M6)-2,Z=<"%+]Q?R-HV97\"M-<W,HZZ8G<H7HN9\9I08$*(R7\,'([2#S=+0W
M5OJ6C&BV\124Y*?<.6!"K+S:\\SD=X48,JR7=2,J$S.1]%0<"$&=FU+R%?,R
M9EF[0:DDGLJ.AP(4XXI'*V_Q@Z?+:67322,GWS6J!BXS[Q@0K1[!"L&T<B8P
M%F.UW"`ET0F1W#(NEW4@E14&E,(A`CE6_P!;3<4@U@&)<@DC*2(U1O&%*CQ+
M3KV85"K_`+ER!UXYN2M(%8!6()S`UTK3KUPB$+=PW"2ZLI_$"9$@,8#`ZE"9
MFO04/?B7#W/6HTW>]2KYRR5EM)M9(,4@.CWJM7+W:YBF'MN":5B?0O9+2QMY
M.7;M$+B>&VM_AK.12P9G\T)0T9![O;3$:?:$_#L*E7,-[W?D^SW=LUM<"%MQ
M*QI$1IBTCW,C0JJ]V(Z?2#B?I/=[K;37=^S"-YHC;I)1698Z.S9L"`$4]:'"
MH5F=GXCQ_CW#MSW#SH07G@\I@"3*L4,JR>ZI8`.`#6F!"I]ZC<AN]_F3;-J!
MT&4+^'X0R(?$:MI'3VX>A[QZDH2K;.*V=CL=K=R@-KUB1F('XJC,'M)!_P#+
MB0A)K_>[>*WLXUT'R9*@#,T3,D:02:`=F&Y>X4+IND]U>[;Q\OJ71:[AH0T(
M/GR@PC(D#6N>=*=M,14BS):I$+*6X\&BS:,US`D8@JOAU$U/U8$)?R)(1NT<
MX(,<L-HT34(#>7H+$#J--.W"(3)8.I>^0'Q/YA44.?A/;2@PJ%AMV'F6]P#^
M$%DBUY_Q%1JKI]ZM?9@0BWZ&PV5\W+8-Q6/REV;SK(R@#S+H_=4'-3[30>W"
M'8NF=\=:>>/;9;;K-OS33*L.U6-Y/$"2`7B@D=%`IG5EITQ!5]N7Z)?RR_*-
MZ:<O]/KG=MTVK;[B?<=UW\+6W1M?_,[L'-HZ=<?$]YJ4\-X\3G(,[MO65]"7
ML,,%M%F!Q8WU8#I7FN_G`?)ALOI=SJXO..6\4,4Z3S^3!!0`2,T@4!4`--6/
M3O*&J-G:.6\.*QU_939LS6$C<O-+R/:FVO<'MI4,4Z2R*$*Z316(!`QZ4)B<
M:J+`U@=1VU,I'?D:9_3EA1.>*O+<,(HOOK[L17.)<2G'1LJL+>\<^[]6"I7/
M+9Q"ZU]N)49DR"@P4:2W#GDC8DT["A&K/3TPY63@N/##@DD8(U5[6/V4%/TX
MDQ'+VGX!*YT$<7)+@)>"LM\O,:F[Y.YZG;EC04]Y@RL0,NH!KC5:5<V[LK`X
M9N"P&NB-E2[`(Q\HO'CO4UG3`MM`_FFH4-$*$4&=5.+Z<4(ZE@W212.)A<'`
M'&B,7"-Q6_V>.8R!B\(MEI4ZI7EA,<8-/>94/V882(TLHFWF=4HQ:YME-!4B
M(PHDS=AHFFAP(7/*;GRC?&&CP6D$<-I*/=U%AK*Y`U^K"(3$O]PV*)92#<7+
MK+(QJ6\IP5JW4T+4^W`A.-C'$U_;Q71"V=E:F^NW.:0H@0(9*5(U-(!EG[,*
MA32ZW*#=N-[3N041&/<KBUC/76+?-*?YN?UX1"Q[1<!=XMIDSDN4E1P*U&J)
MEI]8.%0JK_,L)SP_?K(CRFCGE>'72C,70J@SZN10?3AJ7N%2;1KGSAK!5U"@
M1\X/-FO?0#Y?=C4F:WOFO]RL[-W<6\IL;6*"XN2AHOEP3`U)[1EB/&TDYA@!
MM/6KZPF9#<AKR,_#I5>_1N"PM-C??=P$WX#R6]O"C!DWO>VU';;V$-I;X*PD
M*F74%R&5<-O835C1CP7TGY*9/);,N&M):-KMW7U*^_I#LYXIZ??GFY(MSOW,
MKF\DL85'XPBBU,&0$4"I3M(QU#%(WO-*\Q_=2<->X./IBB5M-M%9VHWJZ(>:
MZ\R.*-O>\T*:J`1U1A]&+5K@&TWKP6T+W$D8A!/UK]78_2CAT\[>7<<BWDTV
MRV9JW:B6JJ8E4$@:CWX9`J0-ZG*KWH=P:]W[F*;QR!WN[F\;\[WAYSJ,UU35
M^50ZBU)#3I[OMP(6QSA=K86\>\L)$2&VVP^4QR`,Q80Q@`5)9C3`A/MDZ0[:
M75A5EIW5>@!7Z0:X$++SB[-M8;##%F_Y9&)U!\4;W$L<J*V?5U-1GTPB$.=P
MN6'+EE)'EM=7$2LQR\R8%HT&8SD7IA4*MW*[S_G^X*&U$3W`HAUD$.P^X&.1
MP(0[VB.]N>0I+#;RO$B2:W8:%3+[QD\L8$*7;!O&W['NSWN[SVL4<;RG0'+W
M/4T!,89*GLSPB%)[KUY@AVS?[;9-K>?5`2DUU3S&6GB;(_PU/3MIA4*L6Z^H
M?)]X@F/F?#6]Q;$".V`"M5I`6!J#K;I]6%#'$5`-$40]MMQD^$W"SN9+F=YX
M%:LC9B3S&K$N=,AG]>%Y;^!0DANU6&2,:DTQH`KG,D+G2E0!B3$"UM#M4:;O
M(3;HRW-_:QRT^'?=+87#-FL=N2VMVK3PJ0,.II6XXC=1CC]Y90PK';QS0>3,
M-*H]LNO3*IK71U[*XC3[0GX=ZF<?(-IVGC$*QI;W%R^[W+>)=;2H+8>Z=/8P
MQ'3Z4;=O._\`)K2W3:HC;P_$LDACC*K0QNM!T[,"%+?5*9.(>FFS[8MR6W*_
MD5[AM9U+&T<VNH!'1J9X5"I]%NMOMGD/(8[B1G9V<YZ:U-,P#VX<B<&DU0%D
MO=ZW/<-OM+.-)8HI9[F0D9*$"%H^W/6:`8?YC.(2KK;\=N/A8;FXE<F(2LRL
M:9-&Z@TS'WL<2/:6$`XH1#W&QC3:-CT^^+0%1E4T(Q&2)KW!2+2&0CP`J"W8
M""*UPJ%UY%(GG[9XA_PP_P!48$)GVZ-S=3*%))21@!G50C5.!"3VTB1VD2N:
M-%>222*0?"C5`)RZ$G`A+^,WMY)>[U;[7,\4\EB8HXHR0S2=J#H"1]/9A#L7
M3*!P)V51.VS9>4V7']POH;>[NEOK.Y6:Z@C\%NK0NK7$JDA_+BKJ;+H,0,S:
M[5<>(@_G"]K?RH_S.=H],;/F'IURS<0\VU\FWE-M,DJ*[PONMWJ,09ZLJU[,
M?)^N>6IY[AY:TXN.X\>I>WNUNWN(8P\BK6CAPZU27Y^?F@V3UVWF[NI)EF@2
M&2."13&X*#)5U`D%M(&-1Y2T9]B*D$=:A2ZBV3>*+S1>NMMMZ;])-:Q`!FEJ
MX6A)+-4$C+57KCT#&JJHC61QZ?FJ]YZ5KUH*_;@"O+;<OL">?WBL+^\?J_4,
M"Y73$Z'Z82I),/&3V4&?9AU"Z+0@$$'Z,\P3ECI_T?655W$1?<UZ!]J/OH+N
MR66][G9M2MU:!HZD#6]0I11U)H,6&AD^('"JQ_F6W<(CPHK!<V$,PMC&$!:T
M=6&0K*2"$/\`6(KC>W?>;^%>9V[.6'-WYD[>CVXO,6V^0T%O>VIC5C0ZE\[5
M0'.HRR]N(BD*SVP7#7.Y74SYA+J6-F/W0JBE>["H2S<[=KNZM[<*722[=G0"
MNM`A8&F>6!"9-PN8+C=U4%39VD+0R(/=#H-0##L(T8$)3:_W/CEW>S/JDWRY
M":ZD^38Q2`.&)]V.NFN$0GK9&:;B.XV[@A]JW_S@AR*V=VFB*XTFA$,AR#=#
M@0ENV.$W';9JCRVD&EZ^$C2U2&K3(85"K'\VDDD.WWEJOA\ZY"DY@!R%FB2O
M8T@3(=HPU+7)@INGNR7(=T%5!^?":WV^Z]!N"V\BQV_'?2NRW6Y6-O%'=;Y&
MD\J.H]V1R<<P5;&X@5J6CU[5811Y[QKZX*'?+SLM[S[?-DXRH=!<6DL=S.H/
MPEAME2MSNL[9I$EI'5F<^Z!AM@/-]:]YL/,;=)\LS3-(#F1UW<>L+9U/901R
MQ;=921?![1:06NW493%&]NH$TZD9!)RM2>T'$Q?//FWS//J\IWC_`!Z4S\PY
MEM'%./7O)=\D@3;MBMI?)7S$CBN[CRG)6+40LCDBF6%5+IWTC7@M36Z<HWSU
M<YI=<]WN67\FVR7R^,[9+J\EK<N"I,9JITKU/9CMU&,R?QG;\E)&)Z%L+]&>
M.K;-'>JA!E2*6-J921S_`,)T_>1Z^'OPTE5D=LL_(VKD;*E`MCMBLPIDYE(T
MGIG7`A(+NZ%IM4:%PLC.Q$9:C5J3[N1)&!"0<XW"3XVU1ZK"FR[-*LA-$\SX
M2`Z:Y9UP(02O^5Q-R:.***\N9QO$1:.=&6W_``HRDIC?[T:-VX$(-;WNFZR[
M[>FVM+;;YC-<DR5UYF1J-0]X(.$0H_M,N]W=]=0W5\;F60.FA5T*[E<DC90*
MG3^G`A1K;MAOI+R]BN0\:K-,4B9F8L0S:PI-26#=>XY8$)9L&W+-N=S9R)HC
MN+:[B&O(,R`@J#VE3A4(=7\,=C+):ZE41UB0$@5(=\A[<\2XNX$JAR*QNY%`
M)):@%,R2.GZ<=H2&\!BE9)!H?3[K9'IW'"J+-WT*M_@D>.9%)B<W"%7.5`"0
M<_KPJ:5C_3YA<;*]G-.6>.WME)5R2QE#JH-*YG3EEB-/M"D0["K"\6X19W.P
M).\<DYBO&5E92=#LHJ*T/BIB.GD5KZ7C_!-BMV>""VDHTX\W3&7D\AR%6H%3
MVX5"ICZN<ZON4W.U3IY@LA9W,:1"I77YL85J`]U?MP(0W@XU<7HL9V=E#@UB
M.H9&F=#T`';@0C#>;)96>V;6(M#!P:S*05UHH+J6[P!G@0D=X@%MY<9#!XV5
M-)KJ(6IIWD#"(2_=WKM&SNGB$=J8V*YZ9*^Z3T#85"BVX70_+8H6;2YE6JEO
M%IK4U!PB%]O[*]WLP4@^9;IHIGJ`"@Z>^F%0G?:+93N84+4M"ZA>UF9"`H':
M36E._`A13=[J.T6_C\IEDB>DJ%:%,^CBM5(P(3!PV]N;?=;F:**1IYJO%&JD
MM*O6J#,L/HPE*X(5N%]4]KV#TMN-]^(1[_?^40<9M[-U4TCGDCM[R.*,YZXX
MG-1AH6KCN2U4CYYZV;OM?J9S*XL]PGCD')^1)'1R-17>+U0%%:L33*F,7+HD
M#G.=(T`5.T#Y+1VFI3OH.T<!Z;4\[5ZB<OYY$OP<5S<>&DDSRR&/S!02U?-1
MI8'57IB#);65H"&O8#UC[EI[:6>0"C7GU%"'U)M[I%DDW`:YXBY915JL"=10
M_>0D9$9'%>2":C8KR!CP:N!'J0%:02GS`*!_$%[1TR([*4P;#0J[MG-&TT7&
M!/N(+B1L6%_>/U?J&!<KK0]Q^S$^$'EA)F:,"15)IP:$4ST].WKAVA1G9Q'M
M26($*001XV-"",LJ?IPLA`BH=N*1K&/DKM4EXKN\^R<BVV]A8A3-'%.`::8V
M<5D?]U,^IRQ/T0@3@FFU9OS';YH#E%13A]RN+S+<4?;MHNHZ!)51_,R*2,R@
MC2]-+?4<;VZ(+FD;,J\BEC=$\M<",=^"C_HSR`R<SBL2]#/N)JE17PU&8K7M
MQ&3:O;Q^!DFW30I8F\8^%20*C/(#`A9%FFFNKV9"5.WP^?U(J7?RM&65<^F!
M"BLSAH7T*[7%U=JU%0EI#(3&54"I8D-7OPB$_P#(@EE/M_'XV7RXK-/."D?A
M-.%D82K_`+,U7H17"H2GA-U)?WO(=JTLRW5D]``3J:P0/$JBF9;L'4]F!"71
MRBWL49F"RV33C0Q"N&"L-!&3!O9@0JU?.'/^-L<4?C3=)]AG5ES61YA#;%4*
MU#MKE"Y9U('7#<@)90)V$D2`BJU^?.1OYWWUKN[<R+,O'>+<1V2W2-E9C\/M
M\/GQ*%)JT,F3C[IZTP1,>(^LGX>E%H;-S,X)&-!\?2J*_P`GMK<;KN<\.WK)
M!%90O<<COM)#1WJ$M9V$$H\/PUR0!(M:'/#+&.$N`-*K1WERZ339+9QRPN;0
MXT`^SW+8M+#:BWGFF98;2P4ON=V2$AAMU\<QDF-$C_"!]XC$S*[@5@I]/LB,
MPDC)_$WY+5/\Q7JS=>M7-O\``O$Y)+/B/&G\JZ^')9=Q>!RK2'RC256';GAU
MC<C>8X8[NOBJ1]8IA''W2=R9=BV-(8[/:K1?+B0#53(`"@\1H*5]N&-N.]3U
MLSX'9_`6&S?#J9&?:=FTK&-1;RO?TA02WE_>ITP(1,L;ESL?*@H8EORN@`\3
M&.:LE*5+!![U.F!"BR6]G<;?\7<SR.$N)NAJ`/,:F=:4ITP(3/S=K2:^C!DF
M6-]OVP1:J@.%@BR0F@;2.M*X$(0'X-.40D@%([VY!=J4!+$"K'H3[<"$/M[@
M4\LOXY%,"M/-Y:RCR]2FFG2&I44.79@0LO'MJ1=Z0L`J_%=6IIS0$#/J2,"$
MBFGL]OW#>A.8XWMKB<Q>:RIYOFN7_##$%NM,JX$*'V6Z;39[W;73QSR3/'=Z
MS&C-;Q&;^%YCK559@<"$$^3RR#<Y3J$FJY>2B>(Q*S'P2`>XP`K0TQ*B[@2J
M&/-,=SC97\M3(`-1IJ-1F*TJ,.(6"_=S?2F616S72:BE-/?7OPH46;OJ#[RR
M&X2-F4!IUK5@,BX(ZD=<*FE;+TYXU#^7M?>8B1);VLS,S`*[1ER@#="<SD#7
M$:?:$_#O1_W_`)MMG&>*6MC81)+<75+F1H*2%9F0*5.@FCY5IUIAA/H+\H')
M>2"VNKR2XCL7MBRI*DB(I*4KXP`/`3GV8$(<;OL/X>QVZ*9@;2X?4@,@U++&
M*$KJ!R.$0IE'LRP6.WR*AK0J*#,@"C=_N]N%0EV[Q1IQW:G#"B7%W4ZLEJA`
MKV"M<"%$;F:,6MJ5D0D&6@5E)J4I2E>VN!"3[G?$<:MBA#%)]-!XF#U/@H.C
M4[,(A1:8RRP*[1N#0$51LNZ@H3@0I9=[?(XX[</%(NBPG8,T;`&BDBA(`K7`
MA.7F?E]U8W:C5XHBW=[RU4^WV8$(/<YW)KK?;V"U-/BIM4H4@E#JZ.%KH)/?
MA4(C^@UO8[MZA<4VR^1'@O-Z_+9W:FE(ZT\;,:*/IH,*VF85V50%*/4_T]N>
M-_,WP/TOFF!XIO'K3Q58+8Y0Q1;UR3;+0.0?`(YHYC0]&'3$]KK<URO:<.(V
M+HT&U8>0;9;W_J5R<W5Q(ZKS+DX)&84?G=][S=`![<8.^OFN!%<*GTVK96&D
MR-RN(W#TV+9?Z?;EPG8N#6GF1[;9,E@ZO*1"CLWE`%WU,/$YS]M<8B](>[#;
M5;:RMS"U:\?6+G-GR'?;BVV=0(+:2>W>91^'((W9-2D9$/2HH>W$J-O9!.Q3
MB@M&:(H)%0HK].%=BXTV(6<=!@4UG<'4L;`ZCD>SL]F!=+G,=AZ#L]F)<<H:
MP`E1)!VRDLP8OT;H.PX[YPXKBBQ:6J#I;[#^S"2.S,KN3D4F1U-_^*4P0/*Z
M1QAEFGGMXE:A]TRBHK3K4XFZ23XD`;*JNUB<<@G"M%:_F=PUKQ[8K!E='L(K
M))2RE#66(,"=0&1TY8]"DV-ZEY!?R<R<E"?T\WQ]G]0]LN7_``]>["(%_`")
M74"A;][L_1AM0EM4V><V\$DXJ&N7DD*]K#0&K3(FE>N!"Q3-\-M,]V!XMRE:
MWZ=0E9?#WTI@0F[9+:.YWFRA9UTP(UR[5%%,1RU'HM2:9G"(3/O.ZB?<=RW-
MR"\C/;C,9-%X8VH0>H!IA4)QX;=?DE[MUR\D;R;M=I$D@=2"LK:7`()%?8,\
M"%*+FV,MUO41!*K=L5)&7B.9U4SH#4X$*K?S/3+<[?Z?7C`2-#R':K+RU&I]
M%ON-M*K!5STZHQG3`-J>@%9`%J?]:-YEW7U3YENKNKF3=9[>-E=6\L1JJ@D@
MD``K3.F>'FBK:=*NHI&1.#CMW+9/\D_%Y-N]--QW](W;<.47JI;ZE;QM&Y"L
M*@:HP<R>@PD??HI>H7K7:=+$".T/3>F;YQ_75.,[3:^DW")P.3\AB9N17=O,
MCK;V\J/&\)*,P$K+4!>N)K17$]T+"GHVJG/IEQEMFB:<@7&[7L$LEQ+*1KH4
M):NH@_\`3CAYJT\*+IO>"+'$+076X'4"-)%0032E.H[#EBO4U;$]@!BAXN;4
M&(#:ZDT([?%7I3"H4MMM,&T[[H8$^66\)K4=IRZ`=^!"'VT74EWQ^5-$A*3R
M+)X35/$6`<`>$E<Q7LPB%@Y>8WAVJX9U`CM;=49G6C:(4'A)-&(IV85""%_>
MV'YF&1WEF-Z7D$%9""7))HE<CV'H<"$W[U*\'))[JWM8E\]@\D]\ZJZU1?$D
M$A5UZ=`*X$*$W6\VUOO<9GWA[A9K^,M;Q(82JB)5.=!X00<"%']TWVSM]WW"
MW6V\RU+@P&X8-)J=0SDDU-"Y-.RF!"AE]N+QW3,5"^;-:D*AU#3V'P]V!"AO
M(55-QO&J`)6$M210ZE7,'H1EB7'W`E4&NF475N2PIKK6HIU..T))NI`N0210
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M`A=;BU!V`TSINIKU)`HV9]F!"^BL@\<(["5750!17^L,L(A3^_A5^-[+=%@&
MA62W8$BJ:_"H<_=U=E:5PJ$-N3[C\';1,&7P%7R90?"0V?UX$(+0S-N6XWU\
MP/CDJ&H:9$9UI2N!"*W`[H[+N%ON%D&2\VR\_,_-S&DDZM1;LP!N8Y>."-F*
ME7K)\RVU\Z]7/3+E&U[7''_A#<>#WNZ[E2DMQNNP[O9[C).K4JWEI;U)[,2&
MZ8V.H&!(I[<$G,:['@I-S!5@YOS/X0:3_B[DI8?_`/;O_P"G'BDUW)S7-/$K
MZ$BL(&PL(+15HX<.M,=U<;W>0&VDW"^^#84:(2,%`_=4=@'9@C+<V9U#3BN7
M1M9V01[0H^-I"C2`[!<@66K$#H6SZG$DNJ:@@>M1BYM=H7WY4/W#_H#]N#-_
M5[TF9O$+&;'02N@^'+W3^W"YAQ'M4UCFY1B-G%+(=MUQJVDBM?NC]XCOP5;Q
M"ZS-XCVK.-KRZ'[*_P!.(<TK6O(S*)(YN<XA<_E=.M1](_Z<-<YO\Q7&9O0N
MIVL>W[/^GV8LHG@VFT;5`EERW.!W!2#B>PKN/)=GL373)>1RFN0'E$,"<\@:
M8MM$/^I%*;53ZU*[D'?@BWZ@W7YB^[1,:BVDMHQT-1:1-&"O7'HTE>SU+S&1
MV9Y/2JZW<_EWUENW5K.]MIP3VFW<`4'?GAM<+9SQ_F#76V;%>:U/Q>U>8QU`
M@-+$L96H/6B],"$1MP;3MVS6_P"Y$]X1W>8NDFGT'`A-6UR1V6W;QN9/BFMW
MMHSV:F=7%"<O]GA$*$WZO!9P),:SWDR7(/\`4S4CM[7PJ$MGUVFY\=VR/_NN
MYM+^F62R2`OE3*H.!"..Y:#N-XD%1&;&.[E&?B>X3RP>\FKX$*AGKSNY?=..
MV+,*;?NL$^9H0(9EDJ:D47P?0,`4RQ`-P*[*%:G=S!WGD]VU"QWK>Y5(459B
MVZE```#6H;[,2&DL;7A\D[=G*33A]JW7<UYCL?RQ^@VV7DT"0<EBV>&RV3:D
M*@//N5J/)NPF9(#R`L>@QS$'.D%,2J26Z)/+W%:G^.V.Y\SY+N?.N3,USNFZ
MW;74,<@IY*/('#^*@'EKT^C$QSA0-:F@#M1QVJW6VW2(="8F%>G904/MPVXC
M*>I=M!S#K4ZX/:JNYWV5*2',FG;VYX@*8K\;)G8;#_\`==/KIT^G"H3M:'0=
M^MAT;:)?HII-.N7;@0AG'<WFW;'?;18`V+R[TDM[N,[B4_#O9UJH!)T@'LZ8
M$)BW<64>V\?,HN-R4*XUE]*2?AY,J_=62E0#T!PB$*M]W-X[MTM[".!!!;+'
M\.NFX"K04D<`:F&53WX5"AG+_C+C=K2<^9^+&K_BYR>X*ZV[6^O"(0XW&!OB
MY+J0_B6]Q$G9J(*IF,ZT`PJ$HY+8I'?+/E^);VCC,5.JWC)H:U(%,"%%[S^(
ME.E$`[L@>F!"C/*?XD1[/AXQ7LKJERQ*B[@2H?7_`+]O_8I]>LY8<0L6[=+/
M_P!0_P#KX4*+-WU&;\`PRDFE+>1USI4JR=._/"II6]]+-L&^;9QZ[.96S,1R
MU,-"J`33,8C3[0GX=ZM_PO8TV_BW(YSFK2V"EFHH\-VS=O6F&$^@#ZC<OM=N
MLK6*V*BX$NZ*]&4^&I/?2I/VX$*NNY<IWG=-GVZ")F:-6E>BY@$,R@G2"0?%
M@0N^VINXMXYY/,TB:,>Z?ZU#D,QE@0ICMD]V..7)DUZ?CB3D?]YD3]9P(26&
M3S;>>(D^+RR:]PE1@349#+`A=K&ESM5^@JQBOB<NH%.SM`PB$YQVFK9]*9.7
M(6M*ANSVG"H3Q',B<3WE+HAC;30R`FAU&(:JCOZ8$*L/*M]?=+@6T%-"LH(R
MZ:A45[*C"(2K8[4"RNA0@AP:4Z>(4RKT(PJ%,MMI:C?1T_Y9[O:1I[NT$X5I
MHX'I2.[IZE7#C-FEWO%U%<GP1;/R^]C4T"_$6G%-PNK<=?\`?1*/:<3IKMP:
MUX_F;[W44>$YF.J-C2?<MBG+MJKS7F)SK_BWDO\`^-WN=/KQ\XSW`,SJ\2O7
M8_IMZA\$S?!TRU],NG=AKGM7=5]^5!O%4>+/J>W/!SVHJE:;2-*]>G9F/MPG
M/:A=ORGZ?LP<]J$FDVD:SGW=20>@[,+SVH6`67ES:0>@7O/6A[>M,1Y'YCAL
M0G,;?;N`90"W3J.@Z8Y#B,`B@2J+9;22,L%'4C]7<?;AMTCP[`_!-M`YWL4K
MXILEM:WTU\@`>*W9`<_:W].-_P"4\96UVU4#6J>'/4H9O%S*;C<A+TD,FC^S
M4@].N>/6[C^#\*\X;WG=:#^YVVBT6Y/5#.V9K3Q)V]^6(R[5G?2O?OC.&VT=
M/^S[F!](I_M9"E3WU$>%0KE7=WYMK;W/_P#!U4?6%&9P(2*^K9\7VFQ.7QQD
ME&=1GJ/0^PX$*-*WYCN>VVQZ6P"?6M&[J_=P(6,7/QN]7VZDT,+"VZ4_X5AT
M^SMP(1S:X\Z:QE'6[VI#[1Y4?F=_]3`A:N/F*Y!'_B_<UE_AV]O>ZN_*UDI]
M.=,`VJ1:_6'4J]_*APRVYEZLV._;Y)'!Q;@EK/S3>GFRA2PV[S7?S.P`L0/K
MP\ZC!E![=<4W.:XCNI1ZX>INZ?,=ZM7>[R).G$-F(V[BVWVXI:P[7MQ6*YNZ
M?N%$+''0/*9A]0CV#<JEF-R."G-]:6UH\5I:#PQ6=ED.P!5[3F<1E9++)G?6
M([S$/M8#^G"H10XC:?\`-;[.OXG<,_$>_`A7AV+_`+%V7^R/Z,"%DDO-%WN%
MG49[9(.F1J#D:TKTP(0GB%%O/9&P_1@0OK^S\_C$%R14QW&?^;W4IW8$(:\A
M"7"QR05\V``-G7Q*!7MP(4&Y-</%'LTS_P`1K12Q-*5U,#VU[,"$/-XO+7S8
M;B3WGLI23]$S+[>[`A9^1/9S6&QW=!XMNG'_`-7(R?7[N!"@-[/&+"WGB]VF
MD9==)S/3`A1_D-S\5M]M)^[+H_T5K_3B7%W`E0^W!O+@>3M$G]"G':$FN9?B
M[&.0YF!"G7O\5?M&%"BS=_U*,[AY,]O^)37`K!"0/O$$]G>HPJ:5O/ENN-P\
MNT$7\&FB2A^ZP8#]1Q&GVA/P[U93U(YS_AWA%SL>W$+<R7QDN0O:DBZ5RJ13
M7AA/JEK[3O/)[R:0DZ?BDE;I4KY97V#[V!"L!QKT\L++A\EU(/[R;Z%&J<R#
M'.3WCLPB$GE2TM[66"M*$94RH*T'=@0D#R6R<?W!X_?'ET^@RBOTY85"%UY<
MLXW-8Z:SMMK3+NNX*G[,(A//$;"]DM]YF'W+2O2N>M,L*A2:R@BBMKU[KWTA
MD8Y9U"GZ*#`A!'E/.)!!<;9:9*TK04Z>_P""@->N>!"@^U;,C6L]Y=4UM("I
MI7Q5J,O83@0IOMUI2+=V&5+.(@U^@]/;@0EFPTN=[?XS_P"&`9^T4KVUPAV)
M1M"']UZ97FP<IM[5KG5MN\7,5A!?]JP;C(MO..G^[F.&I+DO8UM*$&O712P,
M:J\?-KBG-.8Y?_I9R3N_^-7N/F^?/SWT/\17H\;ORV]048^)'^1&&NVNZIP2
M>TT)J][2NK/MH*_IPV72`TH?<EJNWGV?L^W_`*,&>3@?<BJQFZ0$A/='NY5R
M^G!GD15=G821*_>#[.A<?T80R/!HBJ;6]X_3B;&26`G:A?"<1C3]?4=OTX<0
ME46Y".,K4]2>SV=V&7]Y<-^O[$1.'70DL]RNJD^63%W_`.Q5OZ<>@>4C^:WK
M5?K7]N>I0^>`37T<O7S+LGO[&QZ[<?P?A7G#>\[K0OY1:?W;<?\`]]?+_./?
MB,NU@X!R2#BW+-HAOC3;][=;"Y!)TAEH8LJTKJE.%0MCNX21-LL:1]%%G8PT
M/^PFE1U/UX1"<^2W97=-OV^M3L]E!%3VR1ANG9F,*A,]G*@&Z;BQIY=O+&@I
MGK8J5`[NAPB$TVENT5F9+D4EOY/,CKE5`X8FO;UPJ$:M[O?R:'8R>C[0IZYU
M,9`'T$#`A:</F%W\OS'E+A_*#1F)G.>F.X9()2<^ICD(^O'3*YL-J>MZ<S'9
M1#;;-UW#8/2N/BFV^9;[IZHWDLF_EJJTVP[%,#M02A!5)NI`R;MPX^F:K<6C
M[5Q-6G:P)4NV#:$VK;($@_BZ5$],J*1X@*9T[\-*L9_<A3/=1J6S':8*?:M/
MZ<(K!*!:?B;?VYQ^SM&51E@0K%\9LQ^;)_\`=D9[,^F>!"LKMM;3C5GW?F0_
MHP(22]NJ[[<?V!7I_3G]N!"'4-W_`,PO_P#_`"?Z[?9@0G*Y.KCK']YV-/II
M@0J^\UY%'M]JRP_Q8E*N*4\:U!KWYX$($[QR]MPVNRU@ZX=Q96SSR%3VGOPB
M%$KG>A-JDSHS,.S[I*U[LL"%F/(P-IM[>M2K2TSI35,QZ#NK@0D@O=<&KO)_
M\GTX$)!=2>;M\C=TKK]@C/U]<2XNX$JA-S_P[?VF_6,.(2-_^`E_R^Z<*HLW
M?]28?.\H`=C-_P!5OJPJ:5V_E.D\W8+ER/<O;K/K2M0>G<!B-/N3\.PJPT?"
M+7>-MY9=WD1F2ELT>7NL;MM69]F&$^F6SXOM6T[7NTD,'E,?)C)/[NI&H*]^
MG"(2Z/RY>-;_``6I'FJL#Y'H@6C?82,*A"/<[/<'LKY(_?,<!`IG0>]3MSP(
M3!MFQ;S?P[Y;")I-=C;G1GF(W#$_4%K@0G':>`R,[?$VS1-\'#5BN2CSD-37
M,5IA$*>;8FR<?M-Z\P_WB&R=HQD*L*=E/UX$*HO-^?37K7MG9'I+*BY]M2!V
MYC`A0S:-CN+Z\"7E16(WAI^Z@UL0*'^G"H1!BMC:[52VS7SXP1V4+C5^C"(6
M/I/*.S0V7^9@0LFQ"IW"^[-OVP4_;]%,([8E&T*73WEAN&UQ?F&=U8RQWFV;
MC7P5@=9J`GKIT9X@J:BKRXG_`!KS+,__`)KY+_\`CE[CPBZ^N[\2]&C[C>H)
MEA]\_P!H_K&(R[68]3])_7@H$+,!D/H'ZL"%W_9B&[O%(N:GI4T^G'*%]@JA
M8G`K]7[<=M)HA8/*D+R24_!$0!-,JU)/U],3K6Y;"YM:5JN'GLGBB-M&\[+:
M;38VLTH2>?<-052!K7R$7Q4(U#4,>M^6=1A#6X-S=06/U)SLQQ.WBF666S&X
M6K!SI?<R5H32E>@SZ8]!-P+D!P`P%-RS[MI0_P"9WEE$=V*L`3.^D$"E1W#I
M7/"4"Y5=M\O[V6T^(MU+-MDGQJ$`Z@(65B0V9Z#LPQ-M""MJOI)OO^,_3OA&
MX3"MU>I")`14D0@*":FK9KD<,)%.]^7R]RWZ=J_W>&.%F89UH""2<Z@#`A,\
M"&'9XK1JD[G/'I.=:$..M:TJ<"$_[1MI_-=KM6.L64R3$,*Y1`LRT-10CLPB
M$K]:;\Q;'L]VI*J=HE(*DJ*1WJY9=,A3`A:8O5B^^/WJ]N:ZOC;J"#Q5:I-W
M`,]5:C+';!5WM^"$OBM?B+Z*7J-G,%F`:'R]:#PK7W`3V98Y1UHEAA%;P24'
MA*L<AG0`FO?A$E`LMS,+O;]M8$?^T_J;M]G9A4JDEG:^&T[_`"P:D'L'8>M<
M"%9GCUH/S/9,NNSQUH*5\'::5).!"-EM_=^-VE3TW,4U"O2G?@0H/N=W_P`]
ML/$<Y!7VC5VYU(P(4,%Q\/O%^Q(`URFA']<GM_IP(7:]NS)M.X6X8@I"]U0$
MB@<%@!0_9@0J:<MW)KHW`#M7S).K$GWB.M>RF!"@=C_>+>?;SF[DS`=M1V@^
M\,3&@90E3*]N"['Q9$K0`T\/A/Z1CK!"[H@2VO%I[NDK49BJ@Y=V"@0D*LVD
M>(]!VG"4"%FB)*W())'D$T)-*U.=.E<*A,$G\,?7^L8$)KN"?A9LSU'^KA0H
MLW?]2C;G\`'M^(0?H.%32M#\M#R_`<E6-Y`8KFUG4*[J`(I+@M0*12NK/OQ&
MGW)^'>K;[+O^Z637MJT3S1;]""B@N:"-M9H*Y8CI]<6G*[1;/=+"XA,;H%C8
MOVGSHQVDYUPJ$^6VZ<9_(M^@EN8[>3R89"U54Y!?"34&AU=,"%#Y-]X@MGN$
M;7PF(M8@%B*L^JF1`&9`[<"%+]A2*'C6[[O91SM!';V*F22'+1-<)&=3A>T'
M`A!/?O4*#;HMPAA8LI6DK5J4HX(`-:CQ`8<A[_J2A5JWWU`W&ZCW-;76X>-E
MU:FZ%UZG56E,2:#@$*&;-M\]SN%G>W2T,EU"VEAD:R`T.6=?:,<OID*$5MPM
M/@=SN2/`)_A8E*Y92:5*CI0'N[<1$BZPMYFRWUO7^%<5ZT(`8TH>O08$)H)/
MQ4'MB:H[_!7Z\"$BV<3FRWGR;M+0$$4D:E5K72:]5]F$2C:FN/=?P70O50C@
M"OA`*&M!6@!KCJ@4Y7"YJJCFG,:*H_\`%G).@'_QJ^Q\Z3DF9U?YC\5Z+']-
MO4/@HK![Y_M']8PTNTMH.X?9@0L1)!-"?MPB4KD$T&9^W$4C$KE?5/>?MPE`
MD65>@_R[<<G:E71^OU?MPK=B%P/.<"*`%I)'TA,R"2!2HZ&N)-O;NG>`*T3<
M@[-41;3TBY/N^TO?W$,-K!!&;E)7I#(L8746C:@95]H[<>L^6=+>&M._TZ%C
M]1[QZT,]RV]]I076U7L6Y7%KY@FL8Y_BIVE4TUQ1EF(H!V9X]%9;FV;D=M.*
MH';4+Y>2[9O%]-9WLDMI?E7\ZSOK<0,CL.J:U!?,9G/LQVN5$KFQ#VEXD4L<
MB+*JDI2ACD$@*/09H0,P<L,3;D%7\^5\LOIWQ)"S'RSNH4DGPA))-`6ONA>R
MG3#"1%B]N'6RGFED>0R7<RRL[LYDU.T:^86)+Z:Y5K3`A*Y+9UN-@VZIUQ1B
M2NHUI-I=#7^J#EW8$*:[.46XW*ZD:AL(9(B]?%YLB:4\0J=5<"$)O6F_ED]-
M[2[F=TDC:^@B\;:BDBN`H-:Z034#I7/`A:EN9Q1W%INF[2L5@3?+"P#"H$4@
MAUED-0%=G6I(SKA6UKV=J$9(=HBBD>2$*T=Q=@L=((<C;H'4MEFP-34]N$0E
M&ZGR-J5,M3.4J.I^NE>F!"[[2-6P[5J\3&YG34V9IK(ZG.F!"(.Q6S-:V!:K
M$W4BDG-BHZ+4]@]N6!"M-QVU;\PX^:#.TTGH25"^[V56@^C`A$8BO$R3F5W+
M(GJ,QT[L"$(>07?PUY9.?>#5U9ZO>ZE@:]<(A1/?I&_-KXHQ4'X8@*2H\:@M
MD#VUSPJ$DN;_`#CM*D-+#=(U"?$H!`5J&I4#H#A$*I^^6C#=YXS4J&F\/9U;
M[O2N!"BT!%KN!0Y&1'`(R(K7MZT^C$YO='4E3/<J8YY4J11SVGM\7Z:X5"X7
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M`TU1)V@Y8$+/ZJ>JNU<<XCN'&]A.B&2Y6.4)X&)@G5XP2A4D*R_0,"%K[OMW
MO[X23:YG%S*XSDD(;,D5!8A@",.P]_U)0G&#8+SX2Q=T(2XF3S,B"P.9!/:,
ML24(CG;5M3:_AJ-,<3`:5R(*YC(4;'$G<*$MY0=.ZRGL6"T<#L!6AJ!WBF(B
M11>VO,]_6IT^4E%J-(+*<P.@->T9X$)%;LQ>V)8D^7U))/NG+/O.$0F^)?*V
MW>;NZ_#3Q$#H*]U*T-:85*-H0ALM[>:XO99&91$CR1H"0I\L%@ND'3GIP\Z,
MMITJ8'`U'!;'.7$GFO,:FO\`XLY)US_[ZO\`OQ\WW'UG=97H\7TV]047,$@8
ME6I4DY&G;[",-+M906``+$D"A-3U'7`A?8$+['.5O`(221V#L`S`99`D=@]N
M#*W@$+/$S%,V8YGM.#*W@$+,Q/EUKGGGV]O;@RMX!"E_ICM+;[SC9[.3.V@E
M>YF#>))%'1'4Y.H*]#C;>6;>"3*9&-/:W@%4NK2R1M[#B,-QHKA\MN9;SB&^
M;;MHBCNTCFL+9B`-,(B]Q"*:1J)H!CV:R@ABB!B8UIIN`'P6`=/,^Z(>]Q'2
M25K,N..;MQ2ZN=WAFOK'>;669!*9I8X)FF<R!ZA@&H1CL.<^I>2<=Z2Z)#P!
MA@HCN/)M@WK^[^HEFUKN_B&W;_8QZ)J24^(^)O(PLC9JE*MWX51L[N)44_PG
MS2RBOMPXLZ<EV`P2RLRW9-S#&JDQO(=9:1CJ-.M,(6M.W:GX2XUKBMBORJ33
MOZ<[,]]:K;/:&]+6\D8\V,N)`Q)(J5+'[<<Y&<`GD2KFWENGM;$,Q^-O3($U
M'24276PIT((Z]^&IF@`4`0GV>^23D%_=K[EG%;01=*1&*(@F/+P58=F&$B?+
M.9HMAAEH7N-SW1'#-4F=E=A''.2:R0ZF%0V6$0J\>O?)K$\:O=C1YC+L\ECY
MDP=S937FW2BWW:V@'\,:A<:I`,C05Z85"UR\TA">EEM>T_[6Y?/=EJ?Q$C21
M8U8YZ@@R`/0##D7?PVT*>@:UT@#L0CGQTI-Q'C>[,`PELR978`F24((S(Y-2
MTFD`5ZT&.5,N(V`5`'L4)WO<KJ0(D4!GC-P/`.T5I1>Q3[<)N54:\RFY3S9=
MNWJZV"V>UVNWBC2X4AY2E8E9QJ==70C.O?CE=J;;38;A8*LE[,&C!+1)":(C
MFM64`T4U[1A4*QFS7S!-EO1(P$ENME&02-,R@!G0Y$.W:<"$5K/Q\9Y%:/XI
M(9OS"$D5\J*A-(B<T&708$("<IN5:.T9@"VKWB`6Z=_O=<"%#N27Q#[7?J[+
M'=0R1R`-3S'B72K/2FLJ1E6M,"$S7%WYAM+E2?PH4#L#0DE%\PUZ^,YGOP(0
M7Y<%BWE[A:)'+YD@5!1:,:CW:5I7"(0PO[@)=PS_`+QJIKU!)%!VTQ.;W1U)
M4EWAM3174?@24JWARU:0%-:=<UPJ%C5P\\&D`(R&JCW6('4KT.>!";T_XF7^
MTW].!"3PW'EWKH:YQUZY&I/9TKA5%D<X/(!-$RW-T!/+I-*MGIK0_81@7&=_
M$^U)8Y`]TFG*J$-04U5/1N\85(23M3=<0Q_%2QK&@%&(4(M*TK6E*5!P)%//
M3ZUFM!)>V[R1722P>1(C,NDB1R=96F1Q&GW)^'>KV\;W*^.WVZ7L+S27EJP9
MUJ\3Z(PS,.PN>WMPPGU,=[,VZ[%LLMA;R2W-BK1/K=E,<`#54,22%+TRP]"T
M&M4!9MDV/:MFL5YCNU]M]M-9S`I:&:(L]P59E\%:ZPJ'.E</9&<`E4%YQZT6
MQANUVF>5KZ]76;Q)&#6ZQUUQQRAJH)`:$`BHP9&\`A5GO-AON1VC[I=W)EBD
M=GE1W+ZG<D!B"35@3UP9&<`A-T7#8HK&WD`1M$FK3H6A"YL".W'#P&MJW`H4
MLW*&,;58744:I#&RKH10J57*M`*5KB/G=Q*11G<[YC&C:S4*H!UG+,9`UR_5
M@+G':2A->^7SR;E;AG=C)9C55B=9"#3JSJ:'I7"(3+%_P'(7&4GX"AQD^8I0
M-U[<"%BMXIO[A21P2%J?,/93KVX$)OY7="UXQO'83N+1Y=J"E$_L@]F.XL96
MUQ&8+B2N0Y<'40CXKLC;XG(;M7*+L_&=VW61!D)'L[*>X%14`_P\3]0NX63P
MM#0`Z5@V?U"OM3-C9WLEO-,Y[SEC>=IW-)X+9?S1%7FG,=*@?^+.2=/_`+ZO
ML?,4WUG_`(C\5Z[']-OX1\%&\-KM<4'</LP(6%NI^G")2N,*D70HI-2H)P(6
M=%4***.WL]N!"[T!%*"G=@0BKZ/QFVY'<W\:U>*T"1K^XQ+%I%[F((&-SY6V
M-_$J+6.[ZE9B_M]OAV4SW\S(]VS/&E<E=J@OE][5CV:V^B.K[%Y]_P#E%`7U
M1V3:=XV;;=KB7XFX=9)I7927(610`S+0TH<-LW]:<N^^.I5/Y;PRWNE_*XMM
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MLIT3+\0R1F3][0ARKV8Z::5(VT4BU%9@IGP"::]]*=L9I&9;6[W6,`FM(87H
MD8K]U.S`<,%-N*95VVU(WM9VD17T2%E+"NDBN8KTSQSN5.?J(E;%,LNT[C8'
M.2.6WECSS2(E2ZK_`%6&!=I^L"[6=RFIJ*Y5!7W>P:>[`A%KCSN_'(G+$G;I
ME9*]8Y32KKW,3VX$(U[%([+NEK([.U]M5%U&M00<J=V!"`7,5TVT\ZT5(+Z.
M.,`T"+720OL-,"$.]PNENMF2,D,^U7?ELQH=(N'+`#+($-@0F87+!)HR1I1V
M4#5T"L0!]6!"@/+U606]XJJ$2%8GH3IUA:'_`#B<(A"F_MO,A1V'0>'V"I(I
M]>)S>Z$J3W$?F;?MS'Q+:JZW`ZAV,LA0OWFA`PJ$D%!\.RC36Z113L1@25']
M4]V!";KDE+NZ"'32>113*@!R&!";+@E98G!(=FTLPZD9Y'V9X4*)+WRF>[`^
M(DR'7N&%3:1&7R98=)TEGZC++*M:#,8$+MN$@:Y<1>!BJT89-F,\_;@0CEZ#
M1\<Y#O=]Q3D6X_ERWUDK6=P6TJEQ`9#6I(`-66F(T^T)^'85L6]//3]K*VCB
MN-ZBW.RL;.Z:PC!CN#(P0KKE0FNDH*8CI]`WE%OZAW+7]MM&Z/MME'\2(8;6
M#X:OXA"@NHS%#TQ(AWI0@!<\4]1KRWO8+^YN+[R5>Z!+R%_PSIU5K2GC_3A]
M"'3[7RQ5,1ANO*"2-+'XM$C)2C-EU'9@0E.V\KW[;[";;Y-NN/+C969@K$A(
MWUN`0#DRC/V8$*4;1SO;KNWG\V-HWH!##("$4J1YNE2.V,&N&Y>X4*5;3=V&
M][9<6`F`:)Y+^*+54+"$/@`J**">F(J11V^VE+JSM&@DJZQRM)I^^4.6KL)&
M!"9]YV69;FQDSU!$!;MTU%17*H(_1@0EUELPDM-]LS&AE=8)0=-3I4AC[?=&
M!"P)9I;[?)*\:%XG7RV(JR+J&2GJ!3`A"GU!N5CV66S%!)=[O)=@]IMVZ)3I
MH!IAV`5E`WI';$P\"NH[/;N;QT`>YXYN]F&&1T3V%Q&4_LMJI3":G93.O(&X
MX2L_\P5WIMQ$-/N-GT7_`/D*V,>H]J;;FO+YHB7B_P`5\C+**$?]LWO;UZX^
M9WR.=,]KCCG/Q7I$<3.6TT_A'P4162$@'2!4`TJ<JCIA@NE!I4ISEQ\`NIH2
M2.AS'T=F#F/XJ`=JXTKW8.8_BD6!A1B!B4TDM!.VB5<8Z0N?.1/"30_MIAV1
MK>0',[ZXC),Y:>[@E",)FMUA`9R[QNIR5FDH(2?[+=V.;**26;*X5"YU)QAB
MS18%6$]/^/7?$X;G<M\$,,UQ9IY`U>)@&9S(!6E2AIT[,>Q^6].M8[!LAC'-
MS'''YK`7M]=R2%KWDBG1\D7KY[/?K.PGB@6;;Q:^?IE+!5='96(TE2:D=],:
MQLDC1E::!565N;/3M\5$KG:+=X+C>(UB98XI(8(U)8*"*TH:U-0,()'C84K@
M'FKL2JA\UY5#M5U/;W"`2M)(9$%%+4;P5H!32"<+S9.*YY;."@<O*K>"T_,4
MN_+O)7CCM156>+,B2@8$'4K`=N'HG.<"7&JZ:UK=@HC-\KG*KBYW/FFVW$2(
M);.2XMY%(UO<B6NL^W2<NSV8=72M.DC)^>RLQ_`V:UTG+P3S!3*XKGJ<##,W
M='6A1"*73#8I`VD*WG,%(ZEP7Z@]2<1TBE;SK<;W+-/*WD[=MWQ,8!I218ZT
M&FF<A^G`-JY<:#!57^9K81LVV;#OCW<[;IRBY0A)'>1EM7E%(RKDKIH<J#"A
M2(&M?3-BJ\?,9!)MW&/1RU!$<@XU=.U`*T-TC9Y9]<***S9#&PYF@`I3Z.3"
M\]/]SL4/@ANY@D>5$,]6EIT;QD5.`UW[4U<=U+]LC9#)!(:J]M=.RGHSH&HW
M?483<J@_44XX[+&MS=1TI)<6;*34U+B-A$:=/"U,(NU(=HF(,]L[UD".[`CJ
MRJ3JRRK48$(N</GCN>/[S;K[RV\<Q&?\3(EZ#H?T81",G&Y9&N-H=F)>5/)D
M.7CCZ:3V4S^G"H0BYS;LD.X60J*R-*JC+QAC0@FI)Z?9@0@Q:02M;;VCMJ$D
M4<\H-?'-"M(Y#3,,M,"%&8))'\[S&+$P"1JTSD90S,:=I8_1@0H_NI%WL\MK
M75*)&EKV@=?H&$0AO&S2!T<ZE2H4$#*E!ED.[$YO="5=X4BEL+NST#S)&+IU
MK0=:`'V85"9HHQ\.^H>.%U*G]UT4BHI]&!":]R,<<E2`'=4D<U-69ZDL>O7`
MA,E[-&)(P*`"-'&?WB6J>G7+"J)+WRHUN5P_G*8WH#'5J4-6U-F21W85-II>
MX)DC,C:B,U[*>V@I7`A*9;R,30RR4)((8GMI0#N!I@0NUI#NK[E!/QV">7=)
MV*6T=NCNSJ::R=-::01VC"$-=@_NI^'85=KTAM^00SP_XJY=O<%]:6+S)MVW
M2JC1!/$UK.-!)CD7PBM37#?+9P4A67FCO+;;]KFV?>KN67>;=[HV^ZQ13QV%
M'">2%2,2"9R:U8D4KCH-:-@0FO\`.=ZXG%<W^\C:-U@2WE%U;2P+9F2V>A<"
M3PU8$"@&9PJ$.%YGP+<8Q<2V\UFDCRK=O'+%+%8F<TAU1Z3)Y0H:G.@PJ:E<
M6@4*XAXYQVY,]WLF\;+R*PFM[E99+8@-;22Q,L4<J:JZ_,8#+MP)CF/XJO&^
M\*2V=84M?A+HR3L#&'TR*RN"#5B!X3A"`10[%W&]Q=0G!0C:3N^S[G+Y/F@F
M)[9G&=8"K5B-013]/MQQRV<%)3EM/+Y8'$-W&Q1;@Q:CU6-FHX%!VUQR]C`T
MD#%"G>U[UM^^W#0S7#-+3R;56IX)'\$="%%:,1UQ&2)[C9++<M1`=9@EK=M^
M^&(CJW4"@:N6!"AW);N/:QN%F9Q*LLW]V4$`*M0*+0"N$0@9S6XCFCCCE/F3
MQ"B,2:HI'8!EAR(EL@(VU2M`<X-.PE,FPM'#8;XP6DLUC=(6!.>J"0`&N77"
M7=Y=ONHGEY-'-.[<1BK^*TM8HG1L8`UP((QQ!%"%M,Y>J7'*N91J*C_%G)!0
MDG_OJ][:D_JQ\PSX3/\`Q'XKT:/Z;?PCX(<7^W2QG7`&2(4U"I:A[<VU8[CD
M;LDVKHC@D89@`*]@[N["$"JK3M68=!]`PV4+H5!))'Z\3&=P=25(9G99&530
M"E!0'JH/:*]<=H2.6234?`7R4Z@.N8RR[L.@9V@'<FH_[D^I*+,W<D]O'"&C
M+W,,M`H)98&U.`2"1]N-'Y?LQ+/CCCZ;USJV$)5E-OAW'GMW;W]Q)-9;/MWD
M;9IJ1YLL:J9OZQ#I*!CU^V@\/"(_6O-[KZQ4XWEM\:[DXQL%B;/:]NLA:13@
M%BR.3+(3)+J=BS.2"37ZLL/J.N-JV7<-NXW<ZI&=X+N+SI9#JTHT;%@%;4I!
MIA4*I7JUP_;MVW8;G9W&FX=PDJ@L5D8LH("DE!T[!@0J[<UX;N=E/"D,3Q0H
M@EC97D.MP`2:,S4I]F)$&PI0I?\`+7N>X<>]3$M+M)C;;O$;5@P;27+:G/BS
M74@ID13#R%L4OI6AM]\<>Y/+';LU!0Q1HVB+M]T=V9PS-W1UH*CEAY4DUI`H
MSDC,<8JQS+(32IS-!B.D4TV_;Y)Y]UFB&4HM[*+[U#K"RK0U!J/IP#:N']U5
MK^<6\%YR3@''@5\ZPM[!7C"JM*2(5-$"T).%"EVVY5F^;.1X]R]+MLJ/*L^`
M;-<&,!<I=P>0W#U"ZOQ&09$T%,J8Z;C4="M#6@HFWY?)T%ER';'ST3B4)6E*
MJV=0=1J/;@)KCT*/<=U3%5_Y@Z)E25H%[:1RM1U^L'KU&.=RJ#]1.FU.8MR-
M<I0P1&[LZ#(T4Y^S"+M/=C<3)N\ZN^;K(A\*@>*HI0!>_`A&'@)"/=6B9&XB
MT3KUU*!D`#73T[*8$(Y<8FC^$AG.<MM_!:ON?4/"WUUPB%$?4NW@BWB[*)2.
M>)?(`+45RH)(JP)\1Z9X5"K]9W*1WUQ:RFL=[:3II&6J5-0!J*,*$=!A$(=/
M=F&69`]&!:%O"O1"5IF,NF%0F=;N+XBYBZR-"ZQFO04(&70X1"'KR""26,CQ
M!V#9C,U[CTQ.;W1U)5ALKM(=S3532Z,$%>_K]-3A4)+='RIITC-$=R[#(U+"
MIS(J.N!";MQM1-;1SFI<MY>JK#PI0***0N5<"$Q[CMK?AN@(_#05U-WMV$G"
MJ)+WRF6^VL@1LX,:^6"TU68@U.6DDKA4VF2^VZ,"-X?-;2I#.\;Z2=61&GPT
MP(3WQW@E_P`PW&SVZUD$4;?\3<1AF$52"NLOJTE@#3`"`<4+:W\NOH_P?B%N
MDMG;VFY<C%DYW#<[LO=+:")*Q&.WN7DM8VE9V%0@Z80[5(@WJ#>JWICOVU;O
M=\OX*L?Q-RLC7=H!J#.C-()D1]8`9ONBB@#IA$^JKVO-/5;9]\$MX'W"9[CQ
MVL6D"-AGH\M0%B6B_=I@0BO9<Y7G-RFR[_"]CNSL2UI<:C`L$:'4Y1JJ65RN
M!"`F]Q[OM'(+V]VBSM[T"2:VOK-U5(-PM1X28T0*B2QJ/#II7MPH3,_='6NV
MQ;GPP;O:;QLN[7>PW%K*!O>PW4LENJO*/+/D0:]%PNHDDL"5&8SPM"%&1@Y9
MZA\9W:[L8=GGB1H(46?*-S*VC2QU2!R/JPA3D7?";+8[*72Y:.)PVMI/&_BK
M&XI4-EXB.F$4M-4O"]N9K"9XT0W6NYIJ<:A4E<M?2F.).X4+IM/%MOL-X@F=
MT5#=0,A#N`*3(03XA^G$-(FWDV]P;9N=W:PSJ82S,5JK^,5H0S589^W"H0?W
M3>#?WBO+*9-!!&:@"F?W0`<AVX$(=[_N2[A=73Q1FJ$Z*%J+V&F=",/Q,-03
MW2@&APVI-;RO'9SZ5\KS(W#KF3)X3X,P::B>RF.71%T@)-0"K/Q!ITK:UR6\
M@',N8I`0?_%G)`03J_[ZO>\X^6;P7#)W_B.Y>I1'\MOX1\%U6S6ZB\K4I5U!
M895JV9H1TQ5ON;AAQX\$X:[DWGB-22+@*":A34E0>@)[2!B2W4&4&;;1-<F+
MI2*?8D@#()JLATD@&E1_1_3@%ZTG`8(Y,7H4F7;%H/"S_P!:K"OMH,L.>-D_
MA(`2<F-))=IC,C$QO7+H6_='MQV+V2FT).5&NL=C$C>44J,B:GQ4)[3UQUXE
M],U4[;VL!ES$&IZ2I5QG9X+KD.SH%&D2NFFM,I*!ZY9X])\G7,!>"[;UJNUU
MC61T;LHK8;7M$>SP&UA$4:FZ0V\;`,I9=#R,P.3MGU.>/79',<06=V@7F%P:
MRE=N1[A#9SWNX0L/'"M?+(TZD0*U%S`SQPF$-MVY3?OQBX>&,EII0@"J%UJP
M:I(&1-.W`A"6[XON&XPVLC".$/.K5<9C4P+:F/?@0H/ZE6%KM<\,$DD<LT4*
MZF\P.IJHR"G(5]F.FO<W8A#SC6YVVV\OV*X@ABB>*Y1O,*J163P$>++,''7-
M?T(5X[N82;3-&<TN-R@?H-6E[6:M&ZZ22,<N>YVU"Z[#M0_.=OD9&-O:DSRY
MM7RE0@U:M?>88Y0B1QG27B10*/NT]Q)VUA1BR"O=E@&U</[JH!ZZ;NW*_7^2
MW^(318?@P%44+')"K&W0A<F)E`^G"A2[;:$+?G%B,'J=M&W2+Y,>T\#X[:Q1
M:BS2-'`DJ^(U:JO(3[0*=,=`@5.]7EM$V:4,?W:?X*$>@UQ(-_WJUK^++MIN
MY'RT.RD*%4=`=)[,(<1AL1>VS(XS_,$6=PB>SW:X,(H([RWI7Q4ULNJH.>$&
MQ9=WU!UKIY[Q7<<ZD!_-1B:"AH]>AR[,(G$_.S1[ZTG2(PP2@"E-;LNK//(D
M_5@0C/PB94Y`B#(2HP>I!J349&M1F>S`A&[88EM]LNRP(\J^\A:L?X9(R:M`
M>O7`-M$*(^J-UHEVRZD.3VK2OV#6G3I[!TQ*Y3$M%3O=.4K9[S`RRHOE-)I\
M*D4E<LP([:EC]&#E,05"K_D.F]E<NFB6>5^BYAW9@1W=<+R6*)S7IJ_-@;[S
MD8`MD#D1I-.SI]>#DQ\$<UZ9MU?^\/*E/QI23V]0*]>F8PY1+SGIK=]$]O,?
M>C`TD9"G4U'0X*(YSTX7+^9HN0?!(!4Y=5\)_2,(I#"7-!.U*8V6>$0G.)?$
MH!SU$YFHSS[L"Z78QQ/%-YJ,Q2HB*M2FDT&0]ZE<,22.:Z@V)MT;'&IVHK>F
MOHANWJG/:6\<LNW[5;SB7<=Q>#\,Q!5(M5)4A7/6HSSQQSGI.4Q7LB^7?TWL
M./6_'EVZ&7<9[9S^871+,9HW"*T8<452AJ0.IP<Z1'*8@`W#^,>G&_[QMNPQ
M6E_-=&U$ZM.5>WE@6966&I!_$,IR[*8.=(CE,4]V#D]G9?\`+-LG:PW+<:+<
M^<`J1QPG4RK(??UZR.VF'HW%PJ5VUK6[$?=@W6SW33))!;-'8[9<6[-YVL/<
M>4:.Z,2'4OW]<.+I5'Y-P:.&^NN0[3(K70>YO-PB'XJF3S"!Y49JD*Z332!2
MN!"&\=MM^\+=;I,B[=N-OJ'Q.4<DC`4,8IU#TK3V8$(?3P2W5O,``IMV?R[E
MJ!SJ)UU-/$[#H>H[,"Y<T.P*@E[P#:MZVN\W"\1HK^!XTBNUF>*0L\H0>84/
MXH->W'0<1AN7')C/%"ZYXAR;8VGNHG,T``83!-6E%8`5KU8],!(W+ES>6,S=
MM4KV3G%[)+'9,&5HG59`R#Q!6HPJ<Q48"T@`G84WSG\48MSYE/?S67EY0V5E
MY<>F@*G2*DD$Z_KKCD@$4.Q=LD<7`'85`MYYGN23*4EHT;*R'RE/B5JJ>F>8
M^C#?*8I%%"KG=[B^N3<7)D>:0^)O='B.>0-!UP<IB$WS,T4,\Z$^8C:5).H4
M)"D4:H.1P<IB$U0&"-I&D45D-'J>OT#LQT6--*[D4H:A(KF]#2P!=(C6:(D`
M`9!P6!R]TC'8%2NL[EL)O>4V]SSOF<?FJQ7F')P:4Z#?+\4)J<\L>':KHF0N
M<1O/IL7L<1_+:?Z1\$1-EN$D<'XC(T(&H5H<P.IQYUJ%KRWTX+NN*E4V]6T`
MT^0&*>`L3745RU=_B(Q6?IUP<0#3UH37<;S:.NLP1`MU!IEVYY]<L*-.N1C1
MU?6C<F6;=;3-Q)'&2?<J*+7Z\6#-(NBT&AI3@4B:Y=[LU&HS1ENW,4RZ9:N[
M#S=*NAAE-.HI*!-C<AVT2%GE7S*#W7`6@Z99XF_HMUR0X`TZBI-L!G4AXIR;
M;8^2;//)<!8_C(8W`=0-+N`:9Y&AZXU/ENPFBE&T>U5'F`=CU*\DFWVNXW<L
MD4\I@ME%S:%90*F6%0?,.G\099=,>R6K7M@`?WEY;<?5*%G*/)VO;KB*Y:61
MYF+Q^,U(>4HRD4SJ>F)*80EYGRV?;H]NVW:]MDD-O`I<>67J\Q5@)"*!F[O9
MA$(4[QOOJ5O4PL++;O*61XF5EB>$QJ">GC-<OLPJ$R7WIQR_<MR@FWB\=DG6
M,2*)]3QK'XI`*DZ258=<(A99^`+:7$=X;DHEG>(\#^:`S1HHH)#I\?C'7+"H
M5GX[PS;%ML\;*]9K;S6&:'1&R=_[IP(4\V>Z1(=]E.D"';'AMVI_MIC%0-W^
M[EA$*1\=E6SMY[M\UL=HN[ZXU%5"B.`O(V7L&%&U<O[JU?;1N2<L]8MXWIG1
MO,W]T1`**8$F/EE<SX@16O;A0I5MM"BGS4;F^Y>NN_RK+Y\5I9[-MP,OC\JM
MA$I114:2!6GMQWADZ:J^L<WB1E_E]/<HGZ,78M^71VUOX5N+&^!:0:GD>!JQ
MJK9>"@S%,\<8IW4:<LT1WY%,4W&62,+Y<VB1R1_MH_<H1T%1F,&Y9!_U`FB\
MD*20#[KIK?OK2IH>SKA$XI!NLSK-MLD6FMQ!!YQ*U\,=&JIRH>_`A%+C]W\%
MO&UW4393A2Q>C+G2ND5`'7`A'=-U$?YK:!D$'G>?!X1J,A%?$U:,N72F%;M'
M6A03U)O?CN+;9=L5^(AMI8;HH**LC'PT6ITFF)J54,Y);/)=B8M('49:6H,L
MO$*>W`A1#=8[M[:.=>B/Y9-#T7+K7J:850#M32FZ/#(5<G\/P)D?=4]IKG].
M%0G:YW)IH;=XPI`4,V1)[?;E@0D\ETDZJ"2`!EI%#V]O>,"$YI=#\L9"05A+
M:*CQ^-M1J:U.9RQRID?<"^L=P5&CA56F=P#Y:`EAJJ:DBOAP+M'3TQX5M^][
MN+O?[U;.R6E+!W"2N0=9FU$9QOJH,NS$6;O^I(5LIXK)L&W;39['QM(;:`)'
M<WKPE!YT4=%S90*RG1F>ZF6&D*1;EN"[Y>QS;8$^,M44V-JWB$D48TRU4$:J
M_KP(5`O7O:;O:.3)O=JDT&VW<Q^+:'4;NWO"4$BF8>ZLKMX01D`<*A12QYYM
MG'K&.TYEM\\NX3$R;3<K,(9HK<Z:23RZ29/-4KW=,2(>Z>M*IOQKGL,D%W^7
MWZ&.>)5CBAN1YD)\RI>;Q'S%*FE*#/#R%,=IY1L$$,MK>;E))>7CA9(ULVD!
M+FFG5JR2I]N!"@_K!M6V;-#91[8^N>]6.^8QR!4$85PZ/"`"&+..W`A5OW+=
MS'-;1-YJ1L&DE5*I'X>_(TZX$*017$,NSQ-,RBXDD8F)2%C:$9Q,8\R6!%:U
MP(37?.%L$\MBYG\!23QQ]1T0]PP)N;N(5\MXY:6%JEYMT4D>X2@O<4>J`'J4
M30"N9[SCJJB*"[)O,]O*\%W)(6#9!B:%JT`8'(IA%W'WPI5NMNLT-O=PJ"[N
MI>H)6A9:T7*F$4Q,$QDC;)(P*]2N0Z9U[<"$FNRRVSK';27(D-6,;4`-0:Y`
MT`^O"C%"B%W))&:2T)_J>&N5>_VXZ:,QP2$T%2DB)X6+EJT.G/[U#IR^G'1(
MK0;$;D>]PY9^7^I/.%<T!YER?KJ.0WR_[B#7/&=U728IF$OS4Z*?);:PU^XF
M:&490=!^:-&R<YC$8D$N>D$>]095_>K3'FFH>6K)SCF,GM'^5:FWFYH#GX'H
M3A>\^&DLDQU4J0:T#=<LQT.%;Y?LPT"K]G1_E71G(.&Q12[YW<G40TY!)S'N
MD]1I&=*CZ<.MT&TV4=ZR/DDYQ3'+S:Z<D$3$5ZYU^TM_1B<W2(6M`&P=7R41
M]]*UQ:T"G5]Z0OR"ZN!J$S(K?=8G4*9&N=,R,'Z="PTRUHN?'3'<WV'YI#)O
M=ZCZ5D5Q2NI@Q)KV5#`98G1V<+V"-PH/5\E(M;Z4OH0WT]:ZP[UN2WD=RDQ0
MV\UM*FG4%+JXR;Q5*G%O8Z;;0D.;6O33Y*/K3S)#4K;[Z=7%YN/'>/;@2[ON
M&UV_Q+*:1JX!'X8))4TIU)QH`00"*!>:7(I*4U\TMK-MTLK6ZFHHE0`,Z:BH
MD+9^&GO5[!A5'4(Y`^U/O<X=HD&FW/X`4?P5TKDP?,CK@0DNR;KM%UR`VZ&2
M22.UN#&*K34H4#4%0=?JP(4(YMNDW'9+F\;P));3E-6LTEF&E10,``M,L.QL
M#\2A5AY;RZ_N=IAMH[F2.=(_,(C+#4[/T8%B2`IZ98<Y+>E+16C],]T:_P#3
MJS21A)/%)$TC9EP<P<R2*5;#<D88*BJ1%6VO88=GW8NY+M>62(H[25D(!RS4
MTPTA1?U7Y]%Q'TZY'>QS:+W=+2TV>W2-B',%_6&[:-0=0D1!D>@[0<</>6"H
MVI6L#\#L55OEIX)><OW6VO(HFHFZ0?B`#XEX#.&ED=R&4R".IK2F&.>[@%8V
MT#<*U5>?6:[&X^J'.7#@2KR2Y@F9A6GY76VA6/.H,BCQ5KGW8<;,ZE7C`C!7
M,3>40]A[2Z>F?PUMR_BLD@FC9KV6V$*E?-5;I)"\ET2I#1`C*@&$,SP2.S@N
MKJ.26*M,%8+E$)@^&`!*.7DF9O>64&L2J<@$)ZC,X1DSG.RFE%AIWR1WC8B!
M0GI3->KYD,$OW]/E@#W:&B],S7/$A3%*98DDVS9KQB=7XEO+0BBA5(&D`9&O
M>3@0I%9WQCL]GE#+J6?R!4D^`$4)S!U_HPB$66W%0^VS:AHN?XIK^K/M^O'0
MVCK0F7>)WW+CV^V+FD\=VD]LD8I6)37/5KJN79B:E56]YL_-GFUJP\I212E2
M:`FM0<OLP(4;^'2?;9K55)D5FE8"A8#KV#I]6%37);TJ$76WQE31/KRJ?I-*
M5SSP51R6=*;EA*I+'&3E5:$UTT`Z4`P51R6=*;HH[I6BA6*2=F)`$1UR#Q$^
M)!4],%4<EG2BKQOTWY+OT2A;=[>QF-3)*C1S`*:,1KR%",LNF([Y7-=0478&
M491L1CV3TT@V*54AM)-QNV0#SYPDBJ2.@$<<9&C'/.=T):J33<)W?:RM[<20
M0&9J:65FE2')E"(K*=(->PX;<XN-2A/.T<WW39UDMX[F86\,ODO<0V=T&TZ%
M)C9FFH:`UR%#A$(I<?\`5W9;">SGM[N\EWB"=98WDC:*WCM::9HW0C4VIS6H
M881",U]L^P\YXYOVZE;:XMMPV^XD+7>AEM[LH6\V-1I*R(X\![,*A:P;JV6[
MW.\V7>GDW+X&YFMXKR[8,_P_F%8T@=`B`*!G4'+$B'8>M*$VW/`I;296V#=K
MK;+BY-(&+^9'<,OB$)`5=*CJ,/(7)Y'SK@3K+NX>_="5BDB4.C&A9=<8!<#2
MO6HSPJ;D>64HEMCZ@R\J=[G<I6::2JE9P^J),@8X0QHJ?4<%$USG]"6W]O%N
M8CBMTB*LODAU!$HU]6U5*Y$=V!=QR.<ZAHH?NK;IMV[Q"[\I;>WA%NB1!@I0
MKH#/J<UDH>N7T81/)79[I'?WL-BGN0-JJ:ZL@2P8]"`!V#`N7-#A0[$X;C'#
M<WSR%D:V6'21[=/9]8Z86JXY+.E!+>=C_'EO41E0R,*I0#0&ZCPUKA$HB:TU
M%:IZVZ]6:U2SHC:*`FA+T``)/BI4?1@3B;[\K&3E5<]5?W:$GI3L&!(XT:2-
MJ@]YOT@E:VA=XX%JH,?O$D="22.OLPXV,N%0HIN'`TP3(KS$_CP.WM^K]6.R
MT-Q:0@3N=M`6<UEF#*!Y<=':@^ZGB/LZ##8H!TI><[@%+.9M3U&YO3_^L^4=
M_P#\<O\`#EU$<A4_3)@UU?3:B!LC-\.IJON+7K4Y#VXP]_;]HFBWUE<]BA2N
M8NE6U!JDL0:T%<Z9=:'#(ML`GW76)ZUB-R'0*TC+D!1`*"G8*CH#A?#)/%=2
M2M>*C%?,8Z<JG(_H%,+X=VY<EQ<<W%8S>1DU+5/^7LP>'<DQ7WQ4>6??VX1L
M3FN3]J?S3ZD\[4@W"YM+"!))[B_N4ACAMAJG32R_B,*,`I[#3%M;[EWJWT5M
M/_Q;9>F?I?LTNX74RS6ULMO#!&T?FM="%#HE!!(%".E,6#>Z%YO=?6*J=N7J
M)R7E^]+=6]M>+H960-K*EGE)4*0?X>AJ]:UQTHRFPXOS&ZWCS'6X$=Q;Q2LS
MUTJY6JH*_=8'Z<"$4.`\67C%Y><AY)/G'$56*)E*@,'+%]56%32GUX$(->M?
M,[#?[1K7;XU6ERBL:G4([=@R%36A\ROB]F)$&PI0JW[RL%W?V="R>8D=53-=
M>D*5J0?"!G].'D*PGHMOBOM^^;&*--92>$5.<092685H&UD=,J89F[HZT%&:
MPW*2:RW`2JBS+>03QQ@MY9>$N@#5.K1HD)-,ZTQ'2*JGS&<FCW/?]MXUM]Q+
M+8[=%;-=&$@RR7=T=)C9:&,Q0LV66KVX:E%6IR/:MF?R+^C[1\<AWF:UD"I;
M7%Z\K)'YBQ16DDTAZ4]Q3B(K6V6DKU$N([WGW.=\CC1XKGEV[RVD.?E3&:]O
M%?S"#KTPB+4M",QGA]E"T,QK3'H&W#VJU:*D<,%-?2;CUSNM\-ZGE@M;&SEC
MEO=XN(99YEA0T:.QMH67SI5)``H33#3MM-R]`L=#;<Z?S*5[/1\D<^90%A<"
M&2.[M5N;0QW"0RVC@57,Q7+,QJ.H&>%C[X7C7F"U%OJS64H0?L*B:'SK.*1A
M0Q3)0#HP#@Y]N=,35&4HL5%QQ>56\/PUZSH5[2[$$&M:#/LP(76V8FP1?_L<
M_F(>UR<J/[/HI@0B(9_,V#;IXW)>UNOAW_LG34D==7Z,`VCK0E-I<5W&)Y#I
MAO(#:2C[H#9>8M>LBU[<L3DJ#?(K(6EW<J2QUR2QH6H#I5R%(`%*E<^[`A#+
M;W>#<[I74%9_,MV!KX5#,H=?ZWTY8$)EO(##<26H*T61H[=74^=.@8A6`&19
MAW8$(A>GOHQRGF=S-?-9S;9L*O\`WB\N4"RL20"UKK`1D/94'`A'_P#_`%5\
M0]-;(;E-"U_>.A9+VZ$3R2M4@%DC41KII04`R&!";MFY!>;Q>K%;)(8F?32&
M-$1%!H-0"@9#$23OE(4:89;+9;59/P9K]E):%16&,$>!@:F3S"/>J:`X;0F<
MM;WC"_O)ED:.0A3/]T+XA$%%%\L%S3J<*A9HMJLN2W+Q/%#Y<:^9.Z_@6XA%
M?W"NJ4YYGLI@0F+=]BXK#%-#LFW*K+59+MBSN[#KY1)H$^C`A0\\HW#8+*6P
MAO+OX5U8&R#'X>09K^)I\8I7L.!"K_R2QO;VY%_8H4D>5Y#%#7RE)*D^:7JY
M]F>)$/=/6E"F^R7UO8[0INOA[C<R`OE."PMZ"HD0U#!V.1SP\A1F\9KNX:YN
M8TD\QBDH;4RB'KX0Q(!)&%"8GW(5\HV1/B&NMH:6&,^$B-4%7()ID/=!&?3"
MJ.G#BF[G:(G^.D\VYC5O+CDKI/3K0:@1A"G8>_ZD]7TUK?)\?N5P+>*X]YR*
MK&0:HJ:JDZVH,ZX12E%H819_'7NV.+S6M`S*05#D)5"M,P&P(2>UFG@@>*3X
MEW=F(9@!XFK130=*Y8$)RW:UECVBTMIHE62Z@=I=(.N*0@A``:Y'VX$(6PB7
M:[V14#2,Y*A9!D*]/=TY$X$)9N8==`D6ADC+TSI7232O:N!<O[AZD*[T,+MG
MT#J&H*TRI[:XE1]RBKR,:K-)?3R&I(7^R/VUQP&!=53[M-@!M.Y[A*Y6/X6Y
M6'W:NS1,H)KV@],<N[X&]&Y+.=2&'U#YS)353F?*#0U%?^>W_:`:8E32\P9:
M475H9&8@;RLVU[I>`%5!HW3Q,*5S`&5*#&<O+=A-22M9:7\S`.P*=:>3/?3D
MC6ZBM!3,]>M#D,0B&,%3BK.W+KAX!PJE207NE<V.7O$&I]M,-&1FT+2VN@QW
M+:F5P/4/FNK6-VY+5(K[/JP<U@P3C],;$XQAY(;AL"S)M%ZZA@X`-<B0#D2.
MA/LP<UBX\`/YC[`LIVB=%C+3TJ&\VB@Z&+$1JIJ0VL4.&1<QE[FTQ!`&W'C[
M%+=IK;6`737DEPQ!``%%>KY??2->/[3/S3=;5;K>9[9I;"*Z14AABI^!(K@L
MVLU-<L7,5NW('U]2Q^H:RZ5Q@+``-]3\E.+_`-/Y>6PWMWR?>(@OFAMNVT2L
M2]UK\2*H8#RU0BAZG'3#5JRES]6O0I0;+C/#-OMH5MXFN8H8EG::BMX2#K4C
M42!2F.U'46W[UG@:X9+2,A8_(33:_B*R1J5)9BH(^W"(00Y?ZL[KO^X-MFU)
M-:P'3\0Y=JS4%`0I%*+4@_3A4(8[I>73R/+,`T:1C2M3FXS:O<:8D0;"E"C$
M%Z93)-(H!ME\\'4<E##73^RN'D*U_H9PN[M^-;OS*X20?F\IFVY&0`7-A'_$
ME+ZM2L)0HH`1GCE[,XHFY'Y`$]\GY)8<2V#>MYNG&I[.:*V@U$?WV7.$5S;(
M(V>..0.)37./!:Y=UY3?WN_?%@RI?22BZ+'\36A<NH?5[J*.T8X?;-+<3@GX
M)"]Q'0M[/R$?-MP6W]+N>\?Y2R;=R'8N(<C;;C=R&*#<;F#9+MH8(W*`A)W4
M*2M2`:XC^#;_`#%28;V1D@C#`17BM&LZW.^;]-&#;VRWE]>7TA,A>"".2_NI
MY*2$!G+PS%5KU)&$DC9$,SB:4^S#WA:N*UOKB)CK.,/N2X4:308D#;ZU<STJ
MX\TPV^RLK.]E,][$G&^/VJ#\RW"8U'Q@/NKVM1O"%!Q027\C9BTM%.-2OK'R
M]Y6\L:3Y)??^;M0FLM:Y=8X&1"5KSC4%X=44ZD\>I6WW=A>[M9W5S:WT^W7%
MLE_+:R^?8VUQ(%,5K!<$*\MS&<G%**<7EM")(^<30@5HOB+6KC6;O7IGZM:Q
MVMJ''DN:_.9!4[00,N%"A59MKVZ4TIHE)'MTDD?JP\F%+MJ-=DW&V3QE/+N"
M1UJY#%*4Z#OP(6.V`$-[%G1(EG![230Z>G3/`A33:(R^P;K`)"[(HW%*@5#?
M[H*":`4Z]?9@&!JA=!<QFVA/F%6C(((&=>I_3A[GG@EJHOS&`W<%OO-N/P5H
MLBC,50!2Q;WJDCNP<\\`DJA3;;+N&[;R+;:H_.+K\3--(2D4*R'61J%15=6#
MGG@$51>X/L'%['D%O+RE;+<9;>15HTC*(G1J$`*"'`.53@YYX)5=ZQW79]RM
MXX+%H+?8;2-8(K:)5CUD#P!6`#OF>O7!SSP250P]4-@=-L%U?,5LFB:2TMP`
MSJ@U:5()U>(BOUX.>>"6JIW:\IWBPOI/RQ5VZW,AC!IJ>14)5B0ZC2&]G?AI
MSLQJD1EXYO`N8GN;^H`'9(7,C]I)/NU)Z=,(A3O;]K7?76&,>3$?QFD=M,9'
M=4D9T&>$0G>_^$@M_P`KVIF#(=-T1X3-)0#3J%2$T4PJ$U2;9/9HLTO@C,9:
M."E0HZ'Q5#&I]F$0A1N=E/)=7$]S+!;V6JKLS`NPI]P&GUX$(?[MO=DBM9;6
M$3)EDN0Q9I:>Z-)&E=)J<CVXDP]T]:4*#-9W-O*;U7):M6J2!(.H4@$CKAY"
M6/N(NT1*")]5-"$L&\--)U4IGA5P]@>E;16=M:R^922>2)D6W;W4U?[8.*L7
M4J`!3MP53?('%!>^M9K*]>:X+M$[E06&D*'/9UJ,&U(1R>T,4XWDT>XQ6T".
M9+:)&\Q:`JS(I9"P]CC+K@HCGG@F6/DUYM?F6BM"EI6CZD`HJL-/BS(\5,%$
M<\\%-MIWBRO(D>9H)*,C%0PU-I=2`,@:DX*(YYX*67*I<;L;JYC(MK@1M!",
MTA"#H":$AJ9U[\"Z;,7.I11R7CD&YM=WI1K>.U9Y*J@8%8P7J2=-*`81/(:<
MBGB:X14*D1+I%#4L`#GVTP+E_</4ACN*`2F3Z33Z*=M?;AQI.S<H*:</)#L2
M]YKB2"/;HW<1159U%:,M*LQ']5<-AP%9'>I1^:\]FBL=S?T*YO<<\YNZV2@/
MS'DY7J:AM\OR#V=1BHFUJV!)K\?DME;:6<M/3CQ67:_0GFD94SVL42T&?6HI
MED:4.*.[UNUK@ZOM^2T,&FG)L]/:I9;^CV_1G3,(5TU#-09Z>IIKQ02:N"[#
M9Z="F06G+=4[5((O27=-"#SK*FD>\0&/TC5D<1CJ&-?3X*]M[@1"FQ?#TKO=
M9C:>U!&1(34.G?KSPGZAZ>@3Q>7G/Q2A?2B<MH,D;$4JZK123GD`QI2O?@_4
M#Z?X),4Z[=Z.R/>V(D$DD+[K8),JPEE>&JESJUU&@]1A^QNGSW0:>Z/M2:C-
MDL`-]%?Y]DL=O%CMYW1;3:XHOAEC$"LP%O$E`!YRD^86H.['HD7T/4O(+VY`
MF/6G#8=GV>Z6=H[&.2.R6XN8VG_B23LHC!5C[B@(&`SS.&(^[ZRF'.SG,J1\
M^CY''ONYK>&X:!EN#"P4M"L9FDT@L"`I4=E,.+E0WB^Q&2&YN[EA+&BN'=)B
M*.02@<%>ND&G7`A)(+;;=J>?<;J(&0B9(4=]1D!J-6K2-.@D94-:X$(:7=VD
MOQ*>86,CNT2Z*4U$U4&IK08D0[#UI0E'$.+;AR3?=LV&RC9[G=KN"W-4.E(`
MX>8L0>C1BG9AY"VHR[3M?$^*2[9\1;IMG&MOCBN6`41VL?E!IU!K1RTJCZ,*
MF)]RU/>K_.SRC=]PCVZ;R]AMO,$0$GF)<O$Y"S4H@2BURSZX51T$^-[;><QW
M^**"-O+F>*V?R_"PB0@-1QGXE[,,W;^5%CM4NQ&>4@<%L)N?0!=J]'MYYI`)
MK1]GVRX52DK0Y2Q&&7SY5?\`%\U)"`".IQ5>(*O=/L.;<"O'TWJIGIMQ@WMW
M:W;6]Q<VUO<0P&".)I;K<'N58P6EG'6LMS)<!4C3_:.0*BM<-32<YI8=E<1Q
MZ%]"^1-/M=.G9?W0S0QQN)VXD-J!@2=O0MD?#^.S\4MI=CM9UV_EFY6*W7(>
M12!='&=DD59&XYM=U4BQY/!#X;K3XK8DBCUQGIR/$47J7DO]K[O_`+C-9?KF
MH/,&FZ?V@*!]10\)(7#N\"ACZK[/:V]_%-9;=?66V;EM=Q/LIN4,<4P@C/QM
MU>%F+75Y,P)C=M)J>F-E9'_2G\*^1_\`N!\R-N?W%L_*VE-I9:?+1S@=HR%N
MQS:C$;G%5[LI]"3V3*.K-KKU.9IHI_3A%AE+^'W*S2;I;L*K/:LM:CP&-,B%
M(\52.F6!"RVAUS7,'3SK<1ZNNG2!GIRK6G>,"%.>'_B"YC)K\9M=]X*9Q?!@
M].FOS/JI[<(A);..WNHY]"4@@S,G60GN\J@.1'?A4)WM>*W>\[%);HK6MLKN
M^N^B$+N"Q8:4UFJGOP(2:/AZ<:VSX=+D)<7$GF2S0Q!Y)X7JWDJ1+6-=)ZBN
M!"BF\<5W"U";K8PQVEME*IG_`!)?+(U#WBGF,.M:81"F'I_S_;K"XCAWJX^.
M,07RK2%C;GSA[K,M'`(/9GA4(YW^\Q\ILI[K<3Y2"%OAK9R'8A04C5HJ((Z`
M>WOPB%2?U#VG=+>X:YAM_A;1ISY<A\"L`=)RRIGVUPJ%-/3;R?(DFWF\C-NH
M!2&-A*Y=:U^\-(8X$(KWF^1S+%:V3-9VPC4AT-2QJP+%@%TU`&6!"PVVX1VM
M[`K7)NI70,JH@S!8CQOJ;Q`]_9@0II?7L%MMDVZ;K=!(43RXK8K5Y'8:E53J
M!H>\`X$*G_,=SO+^\E5B_ES-(;>V65E\I`1F[!03K!!S`IA$(;3N]@HUSMJS
MK'IJ8J9YMJ\6KZ!TQ)A[IZTH2>UWB]#2"6K6S*`C,Q%&KGX:&E%]N'D)WCW;
M:X8J:U:Y8T'84)SKVDYC`A8X_CI)?BW/FQ"I#EB*K7)*9TJ.W`A<[G"F^6Y@
MBMREP:+%&M)"\F=`3I32">IIA0F9^Z.M1R&S.Q6EQMFX(/S2:C!%(;X=4(<A
MFI6K)EV851E"[O:XKI+E[B0JI_V6CWZNM!KUBE&]AP;$*)S0W^VS++;"2+RV
M#1#S"RN0:@']T'Z\`I7'8A/EEZC;NLRK>R"D2A%0MW95KHZUQTYIVMQ"[C[X
M4A7GNZRV<UM!3R9@XE8/4^6X(D6A3]TGMPVIB@-U<R/-YAJ]>RO3OSI@7+^X
M>I,^YF@#]=0.7TT[?JPXP5<H29AU'TC#I0T5<`=A*D$4JI%(XMAYK(R&36>C
M*5KIT=QQ"<*D,+NS7@KD:<TLYE-WIO6]CDG#K67F/+#%NEFQ/*.1&C,R4KN]
MZ<Z@UICP^<W;GN`/\1W#BO0((6,8T@CNCX)CDX7MBD^9N!)!-=0\J.N==+M(
M0RGL.6*Z2UOI#A(`.K[U8QS1LVXI/#POCAG,=S,)!I\QY(KM'CCC/B#2L*>7
M4'VTQ8MLIJ#M[N'WIA]Y&20&FO7]R62\<]/;1X8KB[L8DDC#K.^XVM#["6D2
MO3K@\%-7O^GM4=\^;9@FV;<?2;:&"7N^<9@"DJ1+N]HTRTS_`!$1WHQ!K]&.
MVZ=<NQ;4CH:2@:PR,9"PDC?6GV+&.?>A<+NL?,^-3NE/[K96UYN-T"0#ITVU
MNZL36HHQRQW^EW@I4.%=E6D?%+^MQ?\`+/\`O#Y)XVOU'],+N>UM]HVWEF[3
MDR4EL.$;PNWQN&\$C7<BHJ1)]]R`%.+W3K&:S>'S'M<-_P`2H-_K;+B'D-C(
MPVU'R6'=8I=SOXKAGDCM?/2224D^7:11&K,ZCW_,4TZBE,;J"\!CH&G9Q^Y>
M=WEN]TA?F%.I0_<O5B%M\O\`9MCD/@A:".6$@QR-"AU'0HKXC[<.15RX\41B
MC$-[CD>]7=M*]QMK7+2&0DRQZ@`LA&DKIJ:]>O0X=3BG.T;;'O'&8Y+W8[;;
M8$G2*:>`I;K('5F,DL90F0J!WY8$($<]LMAM=W>RM+@301K4,@\-6I5:=O3`
MA#F_L]F,")`'28:BLBQF4ELM*Z%*GQ$]^)$.P]:Z`!&U%WA?(;/T[W'BL%GM
MZ;KRWDTHM+*%U2WDL$*^;+=R&42Z1%#4]!495P_1+1NRJ[_,MZX0M#)Z<\5O
M89AX).2;M`0%OYGAD6>"-`S.BP3.`:LU2,.Q1&2N-**'=O$8:=M5KHW>YTK'
MMMI,3J?2[`U)#5UU]A..C'R^T[$`549C^9L%%8;Y?>-NV_;83FC7T2S-Y9]U
MV4&2M>BXJKT^*&38:IYUV-+=%(]N:*64,<:T#`=KSMJ!P&*VK_,'MDFP_+E-
ML4;&#_%<MK#;#7Y;SPP7,$\Y@6A:XFDBC81PK1I'(4$5Q420<HUS"G4O<;/R
MY9V.GQZ['>Q3Z:0"Y[6.:&5W&IJ:`5P"K[Z5\'EX;M5C<?`QQ\HOK:VO-IM9
MX!_X8VZ2VDLVW_>'8Z;/=8896EMX6&N"<)(2P0@PW7#8W8XN(*]L_;[RYJG[
MA/BMO+L+I/*C1GFU%M##%DHX,=&2V4F05`+=FTH\<<V/:]LV^&\W7XW<-M7<
M#%;[9/(;B^YCO;%F3>TO:>.UO)?^-G*LDI``"XI)KQIGKE-:\5Z_YNUJXN^5
MY`_99P\=W;B5H$HXUR3!I&%=CD(_7O:[UKW8[[<]T:3<KJ(M?[;:S`[;LL:T
M^"L'@44L+F5`!H)/F>S&STZ[#[?+EQ(7S3^\OD#0/V]M6PZQJ$-SYQNABT,D
MC<'4S4H2YG'853^="+NYE#:%1RI%"<JD$]1T!Q*7S*G7B=U!:WERS7*/6*44
M:D9]TT]XGK@0GG;+U7W$DJB0TIYQF0@U_JT!P(1*X:L7YY;103BXBDM;^WU(
MA\L&]!TL7J5(CKF.W`A$#:.)1V=S*TYCGW"3*6W0:(+=#T:0DLK@CV#`A+-Q
M?<KEP;56N?(_"SK';@1^`*8Q[P%._LP(4=^.MMKN1^82?'W<A)2!$*Q1%S4Q
M!G\Q:1DTP(23D<\6YP(;UFC&FMO;PO18T(&A'"BCE1EW'`A"%MBNFW-9K;;?
M*1)1IN])MZBHH[2,"'Z5P(14V;=[/9I2^Y;FM[-10UJCZQ&0%`7S*E9*@`Y+
MVX$*,<\W2+DD%QYB:-N"K\.B@(RLJ*)*F@4DN#AT0DBM4JKM8W-QQRXFN[*>
M<I,WELLS-(J*AI4+D,QA>0>**(G;5S3X^*.TB);5[YIH)D-`U">B]*#!R#Q1
M13&WN)-FC:[*AV8&15>8._N]0:5TZATP<@\440_WGF>];K<4FDD>&$LL*:'\
MJ)B0:R)4^80>ZF%Y!XHHF>>7SH'NV0W-Y3^\7`(CC04_#5(CJ/0'M[,)R#Q1
M1-%E:65PTUSN`)2,*?+8:?/KJJJ,:Z=`'MZX=C9D%*IM\@8:4JF#<+:&]N"E
MD1;6RD^!AYA6N52RZ0<OKPY1<<\<%%-QV::%U%M6YEU?[,%.PT(!+=N"BY=<
MAHK3WI*FY[WM3^7N*/';E2HBSJI--+5[J`_;@HN/&-_E/M4MVKF>RVJ'R;F/
M\QT$()`*(&'B>ARU)@V+IL@N#E`I1(+NZM[PM=^<LDTK#XB9W#F2A\`05\`K
MV8*KKD'BHUNUO<7$9EMD(C0"H7/5F*$4Z4/TXY<[**KB1G+9G)JH7<37N<=R
MC,W2)M)0(<Z$UKJR&&^<."B\X<%"I0HNG,Q&K5F*T'LJ:&@Q,82Y@R["E9*#
M(,,4NCO6C7RXFB4-X2!*2:-D:>`9XY,=`353>?\`TE.-M(&&D@$MX:EAU.7=
MWG#&;M!M-J5T@+:))N<,FE4\/ARKK7]OMQ*:S*:IG(F115ES7J.WV_1A3L*[
MBC_-;4_Q!2E(1\.XU1'(Y^92GAZTI7%67=OUK=MB_)KT+TW<I]#_`)*=CY5R
MB?D_SL$O+R3?I)H-LB1S!(^ZW;/"=8S,3MI/T8QK]%JXFAVE1VZF0T8[@A]N
M%K_+&V`LVZ?,!ZG<E"L0YLX51)2K9O'K(70_4=E",<_HO0?>NOU0\0H%Z5^F
M/\K[U:]1^?7'J5\X_JKZ0\*VW;[>;:((-NEG2^M=?X4$A@!U3F$#41E7$R/3
MS$P`1L..!<VIZON4)VIM+B:FO6K`VW&?_EWO3R28[_ZQ?,AZY7$$Q$4-MMES
M8[=.J4H89Y6CUQ24R(R-</Q17,)[+65'%FQ<G48SMK[40X?FR_\`EZ?3JRM;
MSA'R<^HG/=VMHQ6#FMS:&TN'5B09&EN#)XLNN>(\MK/._.XNKT5`]0"3Q3:U
M%%.N/_SO/Y87IO`A]._Y7GI5:W]J"+>3=8MKO3[[.&D7\1B3JKU.&CI<A[3L
MWO1XH;`0G'</_F-.,>HD%_Z4^F?R*_+]PN+FFQ[GQ@7\'$-N:^VJRW166ZO;
M2Z2+S$O%+EHV^[B9'8O8P.=W1AQ*0D/[534XK5#SEKO_``Y/MO&V=[Z3=+E;
MYCXV2VO)_-$"M'6A@,C#Z*8M[>WJ!78JJYV%=^"^FNP<?NK2_P!R2*:>WC^,
MO`V;R--&!Y2EQ0,"#UQ+D;D=11F=T)TFNN/QWFZ2+#;K8VUG-<I!H5I"3*ZA
M0P!0-0=^.%T@-RKD]_>6\L5N98-LA22D5M^'I+U*>:1X&(4=F!"K1N.ZL+AZ
M.9968T5T:1BHS+%A4*$KG7K@0LNVINFZ7<0VZ-;BXMHY;Q%BTI`1;@/(EQ+)
M^'&2/=J:5KB1!L*BW$O+('%"_D',;W:^17'(+C=UN^3W%J\-JL!+6NPVM?*:
M*.0'2;QAD2E1IQ(W=%5&\2.*"FY[_<W9DD$K-.HD,EPYU23>?(ID+M4U?70U
MQ,MFD!Q.\)B>424IN7?B6T7F^;Q%;P(T\Y*NS$%@%)'7(FM6[,<7'=Z$Y;[5
ML[^73TSW/XOQ6RM,B,L<81PSRL$T%25I4'%#<OR&O2M9I<&GW(EM]1($+XG`
M$FG:/30XJ]GKKN>SWUIZ><-E@AW7?^,PP7)LI8)5M]KO2O\`=[N=V70;BTEI
M)$3X!(H+95Q2W%TVFU>O_P#;M^Q/GW7_`#4Y^M%X_:O,7/E<V4-#1EI^=BT=
MFO\`#TJ&6^PVL%K>[KO'YA):7DS"XA1D_..8[MI,<=I)(3Y%O81Z@TLYI`(5
M:AK3%.)L[PUU,U%]H><_-%MY9OH?V2_[?HFWGEF\'^JNF!EURS&0`.<,DC,S
M7$T`-:5*F&U;1NN\7-A%&^S[9N]CM+I<7U_<QV'#/3CC@SFBW.^N:1I)<1"M
MLBUFNY2OE5&*J7Z_K6JG_P"C/^W'RFYVG2-OOW&U!G<SB5S7[/IS`.&#MQ00
M]:UVG>>+-#Q^PN+?CVP;Q#/M^[W]O+%RGFL\#JU]O7*HF%=JM[)P39I)1ID`
MTUKC;:7],>M?"WG7]L/-$VGW_P"XO[G2/AUB5N>UB<)(JG-L#'9FN[!W$<51
M?<;:>UNY8XE%R\Y\Z,QU"YG4J/JH<^G=BV7SRF.VVPW%^#>N\+2.J/#`3J17
M8*Q(%00H/9W8$(M<8]*&W'<762>XM=GH=-_.7\IE'<JT<%A@0C_L7'=GXYM%
MO#M5$M(?>N[RCW+T_=*>+`A+[';YFA>=K@V]E<U^-OYRQ=D);^%3QK0'MP(2
MF[N4N56UV]1!:(%C-P:>,(-/FED[7`K]>!"BES9Q".6&TABG+O();V9?X3U\
M95B*TU8$*(7EUL.R`QW%Q^8WS^Z8I%,<+GJKB4ZB%/=A$*([AO&X;J#:Q2A;
M6,Z9ADL2CK1",].DX5"CZP;;:N[V<VN=>CR,6AD8@5""I<4/?W8$))=WE[>*
M(I1$M#21$81HB5HI`>A.I<\3&=P=25-5TFQP,=`6Z?RQX5,>C70Z@0QS..D*
M)O=W,<K+;VT4-22A04(!K3,$5.6!"5PWFZ5\R[DFG5:!55CI"T]TACWUZ=F!
M">H-[AFTVT=A65CX@$5BX_>)%>F!"F-ILFW)M]W?[G<16Z((V6S4%9I@0Y/6
MB#2:=>_`A"7>+Q+R0Q6Y2*SA9_+7W7`)S,A]UJA<*%'G[PZDTM=V,,!CC9#,
M02S>;&M`.W-@2:_7A4PNUIN>U[?$U[>WUHS-X(AYJ$B0>/.ISR4X$Y''S*]"
M9+S?-IW1GN;BYLV6A15+KV]#3,?=PF*<\,5`MPV_C=V[.MU%;RUJ)$D4F@S*
MT0U\6"IV;EVR'EFI4=GOK"Q!BMKV2=U(`HWA:AS)KV@8*$X[DY5+K+F;VM%*
M-,HK5"4\51EU[CCE[26T7+VYVT2#<-YO=S<^68($?(ED.H?04^C$896]^IZD
MSX?@$S0[;&9==Y-K4FKM;C\0"N93S:+J'97+#WB*#*P4;TKN.U[83FMAL092
M9MV(#"H9;$*<^C$9A3VTPAFPP`KZ=*F^%/2G>*+CD8'X=R3WAXQF.E,^S#><
MYJE'AJ;DGN[;:;EJJ9U'<Q4YY9Y'J<=^(&VJ7D+H-EV<$'RKC(UZIV?7@-W@
M:)66P#P:;PG9$VE86B-BI9@0'KD"10&G7+%69I"[,=JT/.;ER[EVYYN]]_CW
MG(-O$`.9\IH6MQ+_`-^[A7)Y!VXO2R"O\-?4LF)WT[KO8H8_(-Y)*E9&454`
MHH4+T`"TR%.@[,+RX?Z?<D\1)_*[V)!-O6XSN8&.D2%4EC"*6DTY(A!RH.['
M`M(1VR:G=C@%#<^0FBDFS[%N._7,5M+NNT[.I*T?<[B2VA0&@`I;&1@`.S2,
M<`6T1.!<X[=A2GFG?\45K3TRX-!)Y/*O6/8K`)3SX]AV_=-WDC8J&THUVMG#
M)D1GJIAJK":QM%>KY*S8QV05.Y.=]QSY;-D2`_\`ZP^<\L:*-I)8+3C]AM<,
MM6-8XV.Y2E6^EL=!TE:A@J>@H+,*9O>K?>@G"/2&_P!K_P`<\2XAOFV7UFDA
MVW=.0[C5I'1FCE)MH#/'DP\-#F,1Y"Z1U'TR@[D^R>.)N0AQ=Q5GN,QFZADM
MK9$FO=RNI;B2\EC"0QF,JTB>#6]`!X3IS[:8DQ2PLV@T]2BRO#P:++NUG(-N
MWB>#SFE#E6)[RH33'I)\`85[\-3R-EDSMV)IHH**ONZ;DO'8;FRW4GXN_*K%
MU/X3MF6UZ6TZAV5PRE35RUK*'C%Y/:"-RUFEPZP_Q`(T*-4&E"=7?AQL;G"H
MI1+E-,RJ]!:B[1[M[D;=MJ`3W]]=4$1@-6$2,"S><5#`"@'MQWR'<0HS[ED>
MT%"/F?JTJ"YV'AB3;;L+AK:ZNP$3<=PT@!ZO'*ZI`6K2AJ:XE06[@VI.*K[F
M=LQ!8"*<4"YKH3=LB`&BI76-)&;-(S:V=F]E,3!'3'"JBT*PAHRK`:ZD#54"
MFG6I-*$FN'&G+6N\(:UU5=[Y,_3N7G/*-QECMUDCMIH10U#E-4>2Y,O;GGB'
M=2M:*8JRMH7'>%Z)?17Y?=EVF2&[N8XK>70LA$OA,2JH9IB`M3Y8'05)[,9G
M4)`YN%=JU>D6$%Q>1-O)616P>"XN=EPKB`2*5ZU6SU,VZVW3U1Y!N\SLEA!.
M^U;7M5K'%^8<BFL\V$BLR^7M^E29"6$QC!"(ST4Y>[F+`3N7W?Y&\U>>-0TJ
M/R;Y-L)1Y,>T":[Y$A``P)%Q$[(.P2>TW=78D#VGYB)]RDW*QLXK.WCM]VW^
M9+H\?XK8:T1-CV=1;-+N&[^855+9HUFED(1],99Q4PW8;<@N:XBAV?XK>:AJ
MOE;]J]-=H'[>6MWK'FRZ(#KAK([ML3NZ<TD9CE8*',<":"NY#WD_([&]V>;8
MK6.XVOA-I?>5!LNZ6\-QN_*]V]X;SS&P\\O<74TH!L;$,RV=04U4QVXO?)S&
M`@U3.C>1F^6;9_[G_N_J%KJM_3/#96DQEF8=E'V]TT4W&C7^M#CED$MWQWX+
MD:;G<<AO[&XDL..Q7<)AV2RCC/DWG--S23S+[=](#6=NJO&N2LPQL-&G;+*R
MU`(>\TJ=@ZU\W_NSYT\S?O':W6M.M9].T'3VUCBEC?`YP'8[H=)&[``X$#>J
ML+Q_<-^NK,[/;R&*?S[>5G#(UL;?4)6=Z%2:#PZ2QKC526,D0J7,/43\E\D7
M$[;9^20$GH1DXKZ3;9LL*;KO7]YF>CIYE6JU044JZKDS4Q#<W+@5*MV>)B,K
M"T`;B<5-[M1H6,1B.$D4LK0=#7(4.BH^W"+A*!MT-K_?=UE4)3+;D)I4`?=<
M(HP(2%GEW,F2:1+6Q!_X-B55EZ4T@$4I@0L3!?,N;.SH(+6(2W3MDL,14-JU
M"HH%P(5:O47U(OW<[;QMA!:(S0W$IRDG,9T-+%Y;-59"*C50YX=Y+N(11`:[
MWF^M7::[N)G>1BZDL=0J:U>I"ZJG/K@Y+N(11<KS._NO+MDDG7RP%0P$#S?;
M,2RUJ3G2N%Y#N(31E:#3%2ZPW:.UM&N=Q<&Z="8[>W8%XG!HOF+(4&>1RKUP
MG(?Q".<WI0WW_>=YW)W=;R6TC4^`0LRR.HR`?LZ#L.)#6D-`1SF]*AO^)=UM
M)-)6X;13\0T*M6AJ=3`ZL=42\]G`I4O.[W4"[TT@#KTI7^MD<\%$G/;P*=H/
M4>-!INI]*DUT@`DK0`TH2/MP4*7GLX%.\/JA:V<;MM$(FF8@M+.JKY;`4`6C
ML:%<%$<YG`J);QZI[U<$!I*ZPY=2?`.A4"AK3,X`"4G/;P*'-[RS?;]]*W#1
M@,WAAJ*ZJ#,U\0%,/MB:!4IF1YD/9"1PKNUS(R-)/*T@SK(XI4]M!UPW(^)H
MKLIZ<4]'9RO.UOO^2DMAQZ5RD=W!*5/B+3R2>4".XC4=5">S$<73'=W;Z=*M
M+33)*NSEOO\`DDE[;VR-(D%O&J02B-@TL@+-0U9:*01E@YPX%2Y+41]XA)J6
MX3P6RHY^^&8^T@5IUP<YIXJ%*QKA1NVJ0O:1LQ.E17K0G]`%!CH7%!3&BC\@
MUKA5=#:*@U+U'3,]N6#G!V"=BAH[MTI1*$8JI%#7LS%.WVX:+:E2>7%T>Y=E
M>0D#I7MU#]APA:`*KMC6!U1M2V.VFD(_$2G;XC6G;3P]PQ'=,QNX^GK3].A*
M/@/ZX_TFQR+AI-`#7TZ44&]<_!#][]+8<[?0F\[>(63S#WG_`"^O#)B<!5=<
MQO0LZQS,"P444$GKT%?V89):#1,\T=*._J7QRT/..:&*(U/,.4$Y#J=]OSUQ
M2G5)P\@[*]/S6L9HMN8QV14@;APZE!4V.(F)1#&/,#Z-1'^SR:N1-<L+^IS^
ME?FE_1;;^4>P?)16#9K$W=U=LGXT%Q+I&FJG2[4!S[QC3LED="!4T("P\MH&
MS.`&QQ^*8=^"22!R(0SL20(,P1U!<."WV8=AP-22$V;8TP"8Q4*%"54=*/I!
M_P`VAI]N.B1FJ#CU?>GF@M&6FQ*;*`W=U!;L)#&TUM;I$LE"6N9U10&TUIJ;
M/NQWS"!44QK[DA:%NOX-Q*#C'$^-[%;12)`NWP-<0*WG5GE023EI*(Q4R,3T
MQ#.U1Y.^46./B.SFO)(8HX8K&T<@"H<R2J0&52M"33,UP+A1:/=+]Y!9(L3B
M4+=7`+5"Q&62I;P]R]V!"`/JD+;=MYDN52,BW55@8D*NB.I89=#YE:>S`A!+
M<-^N'6XVURJB[`L(16L91P=;.32E*98DP]SUIS_AJIOJOR.[%U_AC;KEX]GL
MET3(GA-Q<*1K#4-/+4],\ZG+$N(-)J=JI;G8@?,X=@0@0!0`HKE3Z>TXE,%!
MQ40+#CM*ET-G/)$TB)KU44!:E@=0))'8*#'+L*'<NFJV7RV^L6\>DFYW.X;7
M;+-!J4SPR-IE)5HV9@N=0"O?BKNMIJKFV6Y7TP^?2;F:Q;#:;?:P[[=V,\=C
M(QF,EG/'$`MY(D<<M4MF.HBA![<L9/5I1#'F/\R]M_9[R%9_N'YE.DZA*(;&
M&$S2.S-;1K2*XO:YNSC3K2O;(I+U=XY+R>XFAV^WW.=.2<MD,2WE_NZHURFT
M<8@\TB:Y>@U7-L9(H$J2Q<:#FGR";"N"^VF><M5\K6[/VO\`VIT]MYIDE&37
M0BD<6#N./-M3RAV79JN;NJ<$W\DY)<[W<;1:75B]CL\UOYW#_3_:XM1O9""B
M\BW1U"O<\CNP2#>S!1"&+Z3I&';"R:ZY!?W:%>C^7KG]LOV&LWZMYJDCU'6)
MXG!S7\B<LD<"QN!=$\&M#CB@[N-W?;7O4PV]H+WGQ_N<M]<(F[[?P*V<&EDU
M_J6SY+RSRJZ+NB&+,4Q:RP6\..%/4OF;2['S;YS_`'$?YEO)9!Y&,F81N>_)
MEILY;@Z/;_4G/AW"N5\YW"/C_IYQ3<>:SW=W"W(]U#2M:7VYO(%6;<-P*LUE
M!`YS5590!B!^IP:>\3!PJWI'S"U7[W>8O)DNC.\L^4X8FRRQY7EC(Q4T!-3&
MXUQ&\*Q'JM\E_JEZ![#8\JOMG@W;9D2VW&\M=GN!=6FU7-R!,4FN&BMW98C[
M]1TKBTMO,[;LT+L.O[U\'ZOY1NPTORG#H/\`E52;G>OS*1+K7YDLTSPBP`TP
MV\JGJS$``:NE*XT4,O.;F6)+;BPFY#J@$]/W)Y@2+;H#?;@R_$FI\D>)]0S!
M*G0!0X=4Q1.\O)=T?X[<F$(_<5J?H-.H]N!"9WN)[V\A@A/X;D"1D/@LQ6@>
M\(_@I[1JP(40Y?RJ*SL)]HVFX:C%TNKQ0/,NM)*M$?$:P5!TGM%,"%6&^7RK
MGS2K!6=FTOF!J:H`]E#B<$J2S;*N\U=VC2%%UL[,56A%?+4Z2"Y[L"%`=[9K
M%EM[.#RDA.B.892LJ_>D`!H37L)PJ@N[Q3397K)?:KRX>1V*Z@,Q6@`R)%,*
MD4V-JNZE8[):F,*TI>BC32N5-1/UX$)LW;;K61VLXXJ,L:ZFT^$N0=68.>!"
M@-_QLK&\D2ZS4@A*L0>^E.F!"A5W975DP4C)AKIIUD9Z:&M*'+'0H<"A(3<3
MH&'B[.B:!]E37'1:.*1())G=65R2Q84^CM'^77#C6`&HV+DG!3;A\&W_`!<,
MVXJ5MHE=IW*A@"W\/J1FQ4X*DD]:?BW=:)&U[597USY]JDOEQW+.ZK&/-2V.
M22N@:@C)R!KBNN.Z5<6^WU*RV]>BV^0^B>X^K%I:VTG&[246)NA>VOQ;7;Q/
M(L:V2RF6H2,DEJ"@[\0(!61P5LR41U)5$R))))'++I&@NM?%KE!9#D"#110Y
M]<3"`&X]ZJA75R/519GA98]55H".ASSJ.[IC@;56Q2YY2WH6$`L:#J<*I2RK
M'I.IR"HZ@&I[AE2G4X$W*[(S,NX,)(%&S_JC]F$J>*B>)Z?3VKN8TH=/6F73
M]F%%7&B<CN.V,5GB=8_>'3NS[_VX0V]=JF^(7<WD(--+_2%'=].`6U.UP7+[
MGL''<N1>VI^_3Z13"T<H'B.E(OB;?_>#[#^S"Y'\%TVXJX"N]9DW%U5D,T9U
M*14":@U`BI_`'?A/"=2F5]JM%RW<_B^;\WI&"J\PY0"2*$D;[?CIGC./CM@X
M@[:\%O8[B3(VAW#X)AN;=%2SEC4`4F5S7HTIRH#3+/'.2V]`NS</.]#")3'+
MN:/36EQ.K4S&I97!H1U%1B];*P-`%:462E%9''^HJ&[TAU(:"E6/U$FF'XI&
MN.";(3+I(R/9AVM5&?&XN)&Q$#TLV=M\]0>*;6(Q*+G>MMN)E;)1:6MR))V9
MCE4!<AU.%-<E=P*BND8P]JJWGWUY9;48W@75$US<16X,>8@1@D9*_=\(Z8KI
M+R".0Q.KF'05%+VO><JB]QN1`NA;M1I3JFU>'\-LP%/WCW@8D1N$O<JGFP2/
M[M/:F*^N_P`BVJXW`_\`&[A&;.)2*A;6E4DU=C%W;+V8=,;QM">-C<`5[-/Q
M!5HYCND<%MH:1FN"K$4!)(9V-2?IPVXY>]5,/AD9WJ>U":>RDG2"\DJE&)0D
M@,7*DCP_KQ)MW!T9(XIHRL:TM.U4_P"2V5S)NVXR2@-*U[=!C6M`&71GTS!Z
M8D`D;%63,,G=4*FV^X9O!&/;G3]?=B2V9H':JH_AY!P7$6WW"DZT`J`!F#G7
M]F.N?'T^Q+R).CVJ:[(R607S(PVI=)&FM*FI([Z4PW)/'0#&I*Z;"_,&89G'
M!3WTRV4[]SVTV4PR-#?ER!%F(QYL0\R4_<C77F3WXC3Q/<PO%,JLBX6C@)\"
M:4IBMJ/ICZ-<+]-]VN>4;WO%S<W%K8W%O9\=X_)'%O.[3W\2QQ6=O>,3':VL
MS93S-E''6O7&"\P.,D0BBQ?G'0OI;]CO)7G?7M:<WRR(FP3VY9,YTS8R('4S
MD!PHX@;&G:C/NFXWVZW^QE[/;]TW`6PM>&\7L%=-@X?!%6YN[7;XJA(+&T@1
MI]QGNJL[(SJ=.6*^RTR\<WF/:W+^(+['NO.</_;;HKM*\NP17]_>-I-(XN:]
MCG#(<O)J'4&.(VX;%!]TWQDFW>PV+=Y;S=[YC:<JY]&OE/IR-QQCAD,@8';?
M*4QF]BTH5J!F<)>ZK9Z5&7SDAPH,!7X+R^U_;NR_<2%_GOSA<R'RV][7R@M8
M^1LA^F&PNH]PJ,7?PJP'R]_)UZF^OS6^V<7L;G@WII#*GQ?)+V-H[2:T=B]W
M'MRW(%[N._3.N5Q72H)QD+[S3:S@\ESZ]((6MUOS)::7H?\`T]Y5J;`-RYG`
MQFGX=B]"/I!\O/!_0_AUGQWANUVNV&WL:[QN9@$UQO5TJ5E>6M9$$K=M<JXQ
M>H:C=7#'",G$<:+Q;2=`TZ2^YUXYSKYSL*M!%<?XMRE7,]HV[?\`B>Z<6Y5M
M%G<[5N]M<+=6:ZI/-MG@D1I(YND<YB8Z1U!Q*T+4I;5P=<DT]OP6@U;RQ9OM
MG!K6UIT+SI?.!\M-OZ"\JEYCQR.?>?3?=5CGMK"WB(;:;]VU*+F8%F41,`37
M(TQ[-I/FW1LK(7/DYSL!V#2O6OE?SEY6N8;ITT3&\MIJ<1L"I!/O$>],=SNI
M3'`9FA!4'RS(,RHI3(]^-E`1<"L6(]B\UFN(X#22M>I1+<;^7<[^.TMFIYM*
M(*J4K_O:Y)7VX63\HT?M3D+VSBL>SV)MW[?(^/6TFT[?.)+B\&F^N0*M<+E5
M"QS4#I@7:$ES#^&9ED)3,E7:A&?0`TJ!7KA$*-26<FY2JKHHB6@#!A2@[^[+
M$KFLZ4M4V;D/@U.V1L?(UZ_-7,F45)2@ZI7MPO-8BJ:+JR@GA\RZ5?B)5J%3
MQ@$Y"I7ID,.@X545T3ZU%$/MSXY<QLUYH"1@ZJEM)H!I%!U.2X*HY+UQM/(F
MVF3\&K&7P2&1=)`!H?>K@39!::':I=#-;W<370=2\NK+MK7,`5Z'"I%BBBDM
M;":Z,2L6N'0!B"=&E"#2M>C'"+ML;G"HV)ADVJSN@\LZ@2,IETC,>76F7M!'
M3`EY,G0L#<0L9;%KN1=,;L$BJ/$U10U44([L`XKES2TT.U,4?"X+=YIKA8T@
M2C5=U!`(.F@.9RQWG<-ZXH-J8ML@M;O?6L;1TF5@1%;2'R8)V74:O.QTIY61
M%1G7!S&Q,S/K2J?A:7'#BI_LG+(N*7)@EV]+F\2:2,S1W">4(R-/DS)2D\4?
M44[<0)I6/:<OP5I"]L9[2[;[S>_NMDW+C\-_=+L^X2?&SV%K-<VULUQFODO!
M(_E:-)/B`[,-6T;\Y<-BFT==-(AW;:X(2W-TL\4*V]NMJ(@!-&&#:VC%%?6>
MITG$L1G'-BJNZ@N0*$#VK'',95T`'O[AEW8:<PLQ.Q1+&.7GNS<.*^>:.T;5
M,2!0^Z-1SZ9#VX[;"]_=5@^5D8J[8FB7<XS(=#-HZ&J$'V'OQ)99OR9C2O6J
MZ[O(GQ%D9.;J6,[BE#I<U[/"<*+5V\8*JYCN)6/\R<Y!\_H;]N.Q;!IK1.12
MD/%25DCN[F3HP([:Y9=O;VXZ<&-VA3^97>4]6EW;J/[P6[,@A:H'9E2F.'9"
MT@#&B1SR6D5W+'?WEO&Z+'#36*I]?0GL[<1V0R.Q)H`H9;*L"/<R>[/%_P#4
MT_7AW)'TKN-LW,;7B/BI#<7TD$\-K'/(?.>*-R8XA1)&"-3+,T)PYFC6E=&]
MH%=ZL'O<L;\UYR%:I_QERG*A'_?U^>T>S&)G!$I!V_<ME'BP=22W3S&"%0,T
MDJ<P*`$&M:YT`PTND-Z_WO>$/OK<32-VT625RIKVUKBX`[(.ZBSDG?/6HEO.
M1B':0*?63^W$BWVE-E,CJU3EW=H]F)32*+D[%:SY2N.KNOJ"^ZW$6JUV?;9Z
M39'R[MV+Q)I]_P`2GJ,L#CL'2J6=;+KN::YGMT*%HH8T=V^ZKNH+]M#GUICD
M6<+W<T]XKN.`&,/'>6"SLSN,TFG64A=VE958@1CW<@,ZD=!GB=$((5$D;=M%
M6;/4H)S2_N;HBW>%XHK7*(RCR@T2DTDJVD"IK]F''30N=3>H1N;YKLAJ!ZOD
MJS;N'O\`=I&9P\%NAU&-A(BJK$T8K4`^SKB2RUAF`Z5,BED=A)O3%ONXP,-M
M2V-88M?F&A3W6"DZ6`)_3AJXMVV[@QNPBJ2XIF%."`.][5&EU<3SJ%6XN)Y8
MS[VI2R>(Z02.O;AA,*-G9XB-80%6)H:C]1H1@0L3["9A6&)3Y?B>K1@Z3ED&
M;Q9GLSP(74[>L,#NRZ2!10:5U5)I2O3V],,R[6_B0SZ\?7]BYV;>M\XI=#D&
MRU2_@5H?"59W@D(,B`9DU:->G=B>1F@R\4YJ_P!2/K"O/\M//.7<V3=XMR>/
M?.574\%OLNW302*L%I(1\:^[2Z0++CT46=U<DA88Q4L,8G4((&W18\]D"OK7
MUW^SG[@Q^0M(?J4^#[F-UNRF;O.`IL:_W@#I5^/3WTG]1?5K<+[B?I#M%]OD
M-[+'L_/?4UH9(MJN+F-Q)<</X[N3^79V?']NTY7:N#=JOEAF+T.5U;7H[*(Q
ML-`!3?\`(K?Z+:7T^JN\S>:SGTN0ES0:'`T(^G1V[>%N=]!_Y97IKZ90[+O'
MJ7<S\RWXV,'E;;M;PQ<;L5`UK87,4TGF-+'*0SR`$/IH":X\EO\`69;^<QGN
M'TX!7FL>8CJ%VT:$<OEYH(<T;*_P]\9^.SUK9[L^U;?MFV6.V;79;?L]EM2(
ML=MMUNEGM#V\:T6-+?2C+<TZN0![<053R2\T437N>[P&*=0\8@TNDL@(HJZ3
MJ([Q]&$=3*567#'6S#=MP>W&JKQRGF_Q236J21_W9S'$ZL"709`9"N>'+?8I
MME?R7;*/0QYYL'%>7<#N]AY7:6UULVY1S"6VF022++-"Z"X5@&*>47U4RZ8T
M-@_ESQOX/!63\RZ'%=6LQ`[98:>E0O,CZ\^G-YZ5>HFX\6MXIWX[<[C)+LBJ
MI=+BW+D1R*Z%@HI0T-",>VZ#J`E%*KY=\P^7WVPQ%"/3BA)O%W;<:MIMOUA]
M[O?XUXH,GPV7W634&`KV'%_=M+R"/3%9*U?R'9$.);N-T^*GA,C`YO(PSS]X
M@L#XA[,(IJC<MQ-N-TMJ%TQN:5%-`4]/$#3].$0N]U-;65M+96C>9)FDC%6!
M1UJC`,P`:C#J"1A4*.RK$L"_$M^,5HE5+:B1D:BH'7MP(3'"&:]IXFI5F4J0
MB@9^_0)D.RN)K>Z$JXW"_3=F:P$82"`Z8W`TF04JU1DPHQ(S&>%0H/OO'T"^
M9$I6:B@1IV`"@-02/$,*H3^^>M-FUPWUC.C7&I8`0?$V0[S0&M,*N5.I[N&\
M:.WB8:#$C$`$`OXB>RG3"*5#W/6D[[>S20LG\1&"E-2YP`U)S('4GVX1.K+O
M>X0VL$2ZT2&W`#=]<F/@&9-?9A0HLW?]2"G)^8-N;S6L4ACMZ:5=`PU=YI0,
M,.-8XXC8F20%!+:]DL9EG@E(EC8F-QJ!.H4.=*B@'Z<.OB$@H=B02\O8LXW*
M>2X\]I6=F8L]2<B>W,9_IPTZV8&4IBNA<X[4XONP8>*0Z2FGHQJWU#'#(2W8
M,5/L]0$.8D[?3@L+WEL;<+&Y,YD%5T.!HH2QU$`=:=N.^6[?L3LMZV8TWE.E
MI"1`&84=BI`J#X3VY94IB+-W?6EM6TF+N(3=O!`&D]<LOK!_5B3;[?4F;KN'
MTWJ-$%B0,R?V8L&]SUJCDVE?"&0D`+F?:O[<(FEGCM90ZEE`6N?B!R[<@:XX
M>:,)7<??'6L[QR+70/",ZU`R'LJ,1PYKN]M4['<N(/-FD5$`)J,BU!2O>2!C
MIP:!BN0231+-S(\Z):YHH5AW'+ZCCF+NE=%8X'F1M)!)[U\8S]JU&$<P.%6K
MICJ/;7B$_P!Z2=RMA1JB6V&:L/%YBF@-,SGAH!::5XJUN^H^Q6-W6-_\<<X\
M/_Z8\J[O_CNX>W&/N<9C3H^"U=LTRQMY>.`7>X!*5[!6OUB@_3AA.2M="*R8
M(8N0-RWVO:J$>T:CB[9&]S&T&Y4$L$H<7%O9)46WM&#PU%-(4G40N0S)S(KE
MB7;P2BM1N4*1[&&CC0IC::-F"AJL]-`TM5NSPBE6S[L2O!W+6ASFD-ZQ\TR+
MF"0Y6.!<MD_RA<=_+^#;YORV_F;G?;C%&EN`K70M%8PO)Y(/FJ!HZ$`GJ`<0
MI9XHC21U/:FSIE_<_0C+O6/M*V+>GWR[>J/J36XXUQBY:T9W>3=-Q$EI:I$&
M(U$3M#J5>GA!.,]>>:M+MI70.N&A[=U'?Y5IM*\D^:+B-DPLWFW<,#FCH1_O
MU1XA^17E$-E<W&Z\NVNWN)(=,D&T;-+>A``<OB)I8"917Q"E!V$XSESYLMG'
M\N4'U'_*O1=+\BW64>,A+#3>1]CT,=X^3*UMK&XA7GM]%*WF,%NMHD@C>XI0
MH`OGBF0SU#$:+S*'OJ'X>G]*34_)EFR0QM'YM!AC_F5`_4GT)YIQ&6]>UG.Y
MV\-P\4DMM;"$^4"3XE.EY"5[:'&TTOS!$:!SQ7J^Y><:WY5U.W!=!"2.MOVN
M55.0Q+%<+;L7BN+5'62)TD1F=FJ::U"Y$=^-/^H0W?;#@2,-GW+"RV5]!47,
M98:[R#\"AU=WD%\[6DQ"W*L$MXRK:I2]=0!I04TCK3#S>UW<5#YL9=D![28F
MCD4O"5(:%RCK4>%NM#GUIA)"(B!)@3L3KVNC&9^`7RK+'^(%-$S(`U`CIF!6
M@KWX5@+^[BH[;B%SLK7=KUK%N026V:;PI+3.#4H9@<@8P3^)(32BK5O93"RV
ML]&NR]D'H3SAR9(Y)<&$[5U]-O3OFOJSS3:?3[AO'=QY!R/=[V.UL=IMXY(B
MUQ(VB-KQB8S;V2Z_'(Q"K45(J,,7VI6-C:%]U(&,IM()^`*NGZ'JVM2L&EPN
MF((V%HW?U$+U#_(E_*AW3TYXSN%Y\P4NS6=UNUQ#\1Q7B5W<&\DAHC-MM]O+
MCSA!)[L\<;-'(N1-,>0>8?->FW)(L9VR3UV`$&GK:`OI?RIY#%UH4=MK[3;<
MAPF97M9I&C!O8=A7IJ%O3X1P;C?!MCM..<1XIM6R6.WQ16]M9[;!!8V=O8P4
M*?@Q!1?WK`?B22&O4BIQY%J4^IW<U0TF.O\`2MV=1UK7(!Y>U6!T&D1C*V0E
MA!`V&C:/W[RILL\%X;J-W^!ATHDK2FN:.I_#T@D59:=.W`R%EO!S931Z06SM
M"MSHVE_G:<^A,@P`R[,'5=CUI5=7]K=VS;;!2<F)H],9"/,*5H&<HHK3J2,(
MV6-W=()3]LXM/YN'IT*L/+.3U%SM\`:SBMY)!>:F\7DKE(:@G4:?NU)P]RWO
M'8%5/NGVDUF^+,,Q'2JU;ANXVXW-X=4D0G\R-VD7Q:6U`:2VO.G=B1;6LY_A
M/N4*UEM+:.CG@'UJ`<FY[)-;^9-<E+=@:PGS*:2#J4`"E:'(XN6P3MCJ&X^I
M4]W?,DN6L!_*)H>KV55$?F*V';^?\8FN+6:WCY#8@_DDVAA)#$BL1&[L@!8G
M+,]<;KRQ>&$@3&GIT!>:^=M/9.UWA1F%#T?%:89GN)=RW)-QE8WNT2&'<H93
MX[64=4(S$A_L:ACU-DL4S!D-3ZU\[7NG7T,^,9`!XCYICW">7<)A;6ZMY9ZE
M!7N][H17'7*DX)U=;B>WVJV-J'7XMA12`6<&@H`0I[?;@Y;^"$T/KC17FJ"P
M#,3F22*DT%3F<<(25(+B[G7RXS(E?"P(I3L.9%,L"$JW*6#;[5]K$2B6Z(>:
MY%"\#D>*,TJ33+IEGB4)&4&*6JB1A%N0V>KL.=21T)%,B:87F,XH3EMD:SW,
M\ER@*1H#1J::!.N8Z"F'`014;%"?WSUIKW2"SW1F\C2E&,8"A@*ID>P4KA5R
MF^';5VR15+ERR!Z^)LVKX:TRZ?IPA3K)XHVY7NHY(=TWF+:4:=YE%V5/DVY)
M+/":^,$`H/$"*&APB[\5;_S#W_)`S?\`?KN]E>D[:9ZLZ!CX:-D.[,8>B8'8
MG8HLT\1=5KE$O;6I.)*8YC.*ZE2QR[/:/Z3CII:.\:)F1P<<%QI9<^G9V'^D
MX[JP[_<FZKLN==9[,LOV80M+NYBN7$TP6>V"^<@8^"HSITS[NN&900T\5.M2
M_,*[*HF6T,;1HH-3H!I3J`.\@4Q5SO:UHJ=ZTD#:8]"CF_PKI+IG0J/HS`IG
M3NQ(MY&'8=RA77=(435&#@D9?2.ZF+%KVAE*XJC>UQ<0-J4(0&4G(`YY'"9F
M\5QRW\$M#`E0*U;)<CF2,NHPW(YI80-J<CB>'C#>LGE/VKEVYCIV]O=B(IW+
M?P7:>W^'MUNH!4:E5F'A\1["#0X[!+SE<<$AC>!6B:"[S2LYS-<^X8?H&-HH
MSYHV.H\T4RX7L,O(MT39UO8;$R9J\S*`:U[3EAB0@]H;T[;2,E>,AK0A2KD'
M#+O:.<;3Q:;<(YYK_<-IM$N@<H?S*[B@AE.7NKYFKZL--<'`D;`%HY+F*K:.
M!%>E&3=73_&_-B6`#<SY4%).1/Y]N'3&0N`1,X';A\%MM'QC'J72Y_#A?7X:
MZ:5[<SAD)[5.[Z_L0PGBE3<=Q8HVF[B46Y`U>85:K4"58`=Y`&+5MS1@<S&F
MWH'$K'6\MU<3&.AI4@>U%7TT^6[U<^8'>]NVCTXX3R#?8IKR&WNMZAVZ;\IV
M]'95,LMXX2(Q1`U)!:HQP[6([6OB'`.I4-KCCO6PL/*EQJ#<S6G$[:&E=X6]
M+TB_DL>D&T<36Y]=.=[[NO-[R""9;/CD,<.Q;0PJ7M4O&42.%6FHT]^N,CJ'
MGUT<CHH,&C#&A]:WMC^U\;FLEF!S[1W@MG_H%\EGRP>D'$3#QG:(=X3;T<S;
MCN%RE[=22F:65S<,ZC5ID;2*5HH`QB+[S=<3/+C]BW-AY"AB:`!AZU8Z7F?#
M=IV;\MV^WM["P2-XDALX88HXZ')W*!6'F-GTQ6`NOAXIVURNVV8T]OA&]UBJ
M1RSUA.P7=Q'--'!;%G>&E/+:WJ=,F?4D=<+X4KI&'T@X4_J_8IOM_;@<?N)'
MAL]<(1[R=%21I8"5\49$H`K3,8Y:\02\LI8](%[)SG#;A[%$/F%^7+C.S;2;
MBV@M(KB2*4TF2/2H#O59/"1K`%?HQK=-G``5?K?EYAA-1C3I6C/UV^6S9^9V
M.\7/%;NSL]ZVQ+B=KB$HL<\D9+&)*!=3$BE,;O3+@&(X[\%\^^;='=#*0`>[
M5:A+3:-YA]4MFXGN]K-%NB[HL%Y$\>AVB614BFT]B2"IKC46TIR9SW:T7CEQ
M#RKC';5$'U.XC%Q7E6X0VT@DMI70'20528*"T=<J,-6)4P,X:[^4*3<.S1!H
MVT0W1Y)I(HK6SEW)YKE;+X:W\XR/<2^&*)8X5>65W<TH`<0'79B)8.\!7V;?
M8G=)TA]U.#0D56W7Y4_Y.7KIZ[V-GR#U(FD](N);F(YK2&\LGEWV^CE*211Q
MQ3*QLX9[74PFZ@@#MQDM<\Y1V<79[=:@4(P.XFNT;<%[AHO[=OU2-I>.RS$X
M'>/<O0]\K?\`+J]"/E#CM+WTZV.2]Y9-;R6W(>7<DDBW;?'9C%YD5A))'6V@
MG:(,`*$:<>:ZOYGN=6`,I%:4&`&'J7IFB^3(]&H6`[<=I^*N68/A[^*WA@EO
MH5%S(;L4)MC,M)#/F`-(Z=V,DV++*9-Y"WC7$1"/<%'+?EEP;^^L%C;R]N+>
M3=4.FZKX7"-]_2IS^C#J19`]UOI*!GLM8;26)4/I4L`#4C-EQ'NVYX2WI":F
M[GK0^Y9R#=./6EO96DQ&Y74K0^9JJT"FM)G-<E`!^W#-M;$;5#55>9^HL>V6
MTK79$]XTKZY%)`9Z]#7WL7#8'-&8[%R[!IZE7[X_=]Y>XN)Y)8(I)/-@MW)'
MFKJJ-*@D$/TQ-MJX>G%5LW=*8.3S,MDI=#&JL%<L*!*Y&M<7#!F93BJ*Y=D.
M;@J>>J/)CMMQ+;K-&(XHVF?QY+&*G4:'W2!B]TF!W,`"QNNZA'RS4[EH4]5?
M5BY7U7W[<=K0+8+NS^?;(U$NM)&HM0T/7'K&G6=(!)OI@O#]7U(.GR]*-FR;
M]M5UQ\;]L\L$UQNGX;Q!PSV3="74YI0XF=>U0JUQ"98DDED:ZGK,58DM0E>I
MZ$X$+EV-U((=!UN?!&,R0>E.RN(1VGK2)Z'E;1:,KE3,ZU(/O1-VHPI4:3A$
M*-F%'+WMU,I$AUQ`FNM3VH2,"$W!#?7):.-C&K>.@R0``?1TS^O`A<7T\,D@
ML+1E!CT^9,G1@X#%>G96F)L?<"AO[Y6$PPVT0;6G:2Q;+5VY]N>.URH_NG*M
MKVRSG\R:![K2P2&M9-)!",!3]X'M[,(H4WU"JU[QO=WN=W+,\K!"2(U!/A2I
M(`J>\XDLB%*NQ*8)3,P:HU5)/2IJ3^O#PIN2+/%:S24`B8EO=R.??3#;I6C8
M442N/:KF0L/*==-"<CV_3CGG`=*6BY-@T&<G;D`:=G7L..3,#N11)YX@%6E*
MZB*#Z#[!AV*4"O&B>AC+S0)396DK2H2C%2?>I[>S$>>=H:<<5>VEL_-B,$1`
M$@MU*^^%`(K0T/6F79BAEEYIR[JJW$)C;4\%%KSS)G*Z&TD]>^F8_3BPMP&C
M`XJIN:I/%8,64M&VCH6-"!499?2<6![GJ54/JGJ^25R;4``I0AGH$&@`L>N6
M?=AO,4ZN\FV,L:,(VK$`Q_JT`.>0[L)6B[C[X6!5'F(K^%2X5B0<A4!OL&.5
M,6<I$UK<0%@`&9HP>C4J01WY#"@T-4CR`TE,$-N7#O$NM5!UE16G7J<J8><_
M<527-NZ5V=BP6UTUO<P3(\B/&XU20N5?26STD4\07';F5:1A1.6C>0:G:4>>
M9S^DTWJ1QZ?A^Y<NN>`"VXS)R.\WDK_BR&.WN(6WU-L.H_W^&U#^1XO?`SQ"
M#:,.:E<V'#'[%:5QZ**8;RRCF7+ZL!_XUY7U(_\`C^X8R]X#XAQW8?!>DZ5+
M%!$!,X,.&TT2V19+R2:!8Y)&@EM[>5(U+NDUT1\+$R@$B2X!&A>IKEB*>R`3
M@#]BGW5O-?-_T;'2X_PC-\%M2^5?^4CZB^L2V_J%ZO;JWI+PB_@VNXL+)HVB
MY;O-EIBF43;/<HEQ!97UN0?-TT-:XH;OS#;1PB"&6(O!=6I!V^O:%Z?I?D6U
M8UDTPRDM:>!!IC7L\5Z(.)\-],OE^X!LG`^#;9MMGL>S6\-C%,EC;_F/]TA$
M<<TMTJ>9*KL*EB:&N,#J&HWDKRZ/._I%3]J]+TO2-+M&!I=$/6!]BKYSGG]S
MN=T?,OHD6(RK(+:9>@8Z!X6Z^73+OPD-I#.T/E>!(14@G$'J4J6[AA<61EI8
M-FS'J0PB]<+'C$0@@OI8XH([A+V.>?0KO*[O&7#-3Q*XI7J,3&:-:/'?;[?N
M41VMM8:5'N^:%O'_`%DGNMZO]PWB]IM-R\Q1WFI:QHM53QEM`U4Q)%AR1RXP
M2P;"-BA>*9>2%[7`R'<-J9>,6_\`^MSU"AFWJ[:QX?M=Y'Y.M_+&Y*&/GK`6
M(66*E.A..3"&]X$)XVT[6YBQP;U%;LOEYY%QW?=YW[B/#[:"/CG#>,[;Y30Z
M6#[G+<7*2G6E5\QXT04ZY8R^H.R7Y#=F4*UTY\C6`-:2VO!0;YGUV\;+=6CW
ML,<;M,SS2RJACE\ME:`%CD:CIWXOM-E<6@J-KDY;`<P.Q>;#YA.90<'VO=7V
MF:Z6_AW61RJLU)Y?-+1(P!JT<B5)[QC?Z2R>2'-&UQ`=N!7A?F*2VEJ9'M#Z
M;R*K7W8!_47UHM>=2+:V4UMM*R;I*A5;3XJ!:VT:R9*)R`]1UQJK=UPV'E/:
MX4=48=%/DO`]9B;'<%S=E5W]4-LVW?5N)!.[7MS,9/.5BRQO""[AF%=)*+7/
ML&+^Q#GV\A?@6T52V5KWM:""[@KS_P`E7Y?-E]7/F0W7U`YOMB[EQ3T>2UW2
M.&Y1/R^?>]RG:RM8;@3*8)YC;5F6,YZ1JZ8\\\SWDEO&60DYGC;T`[!\"O9?
M(6B2SSM<Z)Y;48Y</@O99O&[;=M6WQ2VMIKF,4WE+2*/RDJ/AT@M(@-,,<0I
MJ`IV=N/,8(Y+Z9[;VK(VBK2["O56J^I[6VATZS88A5[L"!2HZ]BKOO?J-?6=
MX;&U=);F_P!2T+5,;.U`NFM0_<.N&+NSMXB>6X&G2G#(9#1PIZE+I[\;)LEK
M%<.S;ENL8:>Y)_#M8W%9!*YH(ZCOQ3UQHFW1EP[`)/0AOM&^Q;_R6WV+:H_B
M3:2LEU<VOXR3!U968O'4'16I[J8Z7')E_E=[$4.3[A:<82\V:WT3W,EM&1/$
M0WPKEXR3(R_PZBHS[\<N`([6Q-30R\ONNV\%67F5Y/:17-U=3K--)&S6P+58
M,:4T@U-:'LQ*MA'48BB@EKAW@0J-\TN;KE>_IMMBDK0VTR23R1*SI4,"ZLRU
M`.6=<6LN00&A&Q-/>VA!(K1.EY38X[<,NH)"`S=0"`34GN&&+45H!M57/)&P
M$.<`>DJO_J;SZWL=INV:6%`3+FTBKT1N\C&AM;>:5[6,8XDG<"LSJ-U;B![L
M[:!IWA:7O7;UW$5QR-4OJ2+:>1:KYX#2L:@",:O$<^S&ZTG2[MDK<\3VXC:T
MA>,Z]J]J8S^:PGAF'S6KF]NI;Z^N=QN26FGN'F;5U))U5ZYZL>E6[6QL;&#@
M`O)+B9]Q.7-J16JDO$N57/'+[6LS/82C3?6OF562,DU\E:Z?,SZTPW(PD5`Q
M5HR>,'%P]JMO%OEGO-A;;EM:J;%DC0&(AD=]"@QEDR,BD$$=:X8((-#M3W/A
M_F;[0GBVGM=IMI)[E`]S*/-C5J:XR_C"`',%:T^K$,L?4X%+G9Q":/-EN)&N
M9U8QSL9@&!]U_$!G44SPF1_`HSMXA)+L_$LL42ED3PA4%=(K6AI6F#(_@49V
M\0FZ^WFWVR%[2)0)U&F0@@M5O$":9^ZPP9'\"C.WB$/+ODJV)F=BID.9S`;,
M!A3ZL2V`A@!VJ%))'G.(0ZW7GU[<I)#'KCKT)J!GVY5ZX>;&7=2XYL?\P4&F
MW"\G#-.[2ZB1K)U#OTUKV5Z8=,3:C'%19,SW%S14))&`3I*UU-D]*Z2>RN.G
M$[1M";Y;^!]BE-GQUV"2F-W1F!#!20H[JTQ'?/N)`JNA#(=C2?4IUMG&XW:,
MLA'3J*9>SL.&<[>(77)F_E=["I#-QE(@S&)@'\*DJ0"17('H2:X,[.(1R9OY
M7>Q1_<>/K&?+>,I+1F5&6C,#T(4BI![,&=G$(Y,W\KO8AU?V#03^6\;+XNA5
M@3V9#*F.FR"AH586$)#CS`0GW;K5:QJ!5A1BO4TRSH.P=O9BJN93B=VQ:ZTM
MGG'*2!T)_P!PA$$:AO`S:2H;PLRY5-#2H`[L08FS5J]K@WC3!/730(J#O*-T
M4R+JH%J<VR&=:9]Y/3%O;K.7#'TV%/T%FN@!QI##PURK05'44.+)Q`CJ<%4A
MC^:<#L^2?[+:5NXVD=#JB`:,$4UTR\(/7(]F&,[.(3N1W`K+^5Q,"#I"FJDZ
MA2O=W5P9V<0NV-(>,"HKNVT/"X,4,C#HI5"0QZ#H"#7"9V<0I28'MYDJ'BD2
MH(\2,.S/J,*'-)H"*IN6IC(&VBYVVV58;I6\)9CI#$`L#W`T!RPKWM::/(!4
M_2;3F15E:5&;ZW\BX"@9*>[ZLS7$B)X>PT-5`U2V,,PR`Y:A++%_,DNG(KHM
M+EP/[$+FOU4PQ(R@:T<0@8U5J(]HWK?/4'DVP;#8R[ENNX\XY6MC;6]M+=W5
MV_Y]N'AM+:%)9KAAW(I.,QJDL;"Y^P[]B]%T_2KB_P`C6@EI`X_(K=S\B7\O
MS=>*\JV+U=^9#:++;MLXY7=N*<'FD21IKV;^\1[KO]O,1+YL6I66&051O#3+
M&!U77@P9(2XX8UW=5#LXKWKRCY4,4;2\4]-_96V+U1]:K&*S?\HOD32&$;PA
M+6,H!1#'`"/(CH!1*#2,L8MMFZ1YE`Q<2?;ZEZ%-!%"S*3LPW*E7*_7?<FBD
M6XW)Y`"PH9@:@=PU98NH-/=E&&WTX*@N;FWC-*BO6%7/DOK4D45U<-?:#(21
MJF1:Y4Z%AW8>CTF1TE:';Z;E52ZE;@XN;ATCYJK7*?6J.[W.U@%\"+F53<CS
MEKI4A0&HV55`I[,7-OH\E!@2?3H5+<:E:YLV8>T?-3I/46/>9=OV;;7\JV01
MM<.S`(W1F+-6E#G3OQ8_ISFQAI!P'#[E*TZ^MX@+C,,>D?-3WDOJG'M.T1C:
MKMK!=OC5(WMI5$DUR%)DII)+`TKE7+%3<V+R3Z?8K&]\V,,7+8=WI_$MM_\`
M*MW[DW*O3SU)]0]ZFF7C][N%MM.PWJABVX[A8"&6XDAE]VYMH?B%#,A8*P(.
M8.,)JEH6:B1C6@]-BT'EK4#=6(F=MSN]-J?/FB]0-KL]KW6WW2Y9]RD>\CCB
MCD#)YS2R^7(H!S%",\7FG6Y`"B^9;@<HT.*\Q7S8\VO3(NTV[>9NL^ZJ\0)J
M'A+E2STS\&H`''JGEMA99N!_G7SCYFN&B]RUVM^U,7IGL=]QKCE[N<ME-=[K
MO!@D>(6\CE$B24%H45"2E)LR`>S&B7FVH-$Q/%1[EV^;IQO;]PW#\H287\1V
MR%)8&'DWFX,K12@%,BJ6[I]+@=HP/O!;0N97%PKZ8A1='T9]U=!X&P@8?X+U
M&?RO/0*7Y>/D]XIO_)MMBLN8>L6YW/J'ND\L)MKNWVBZD:VV/;KU9526$PH?
M"K@',4QY!KVI-N+D@'LC`>E=Z^K?)&GNLX&EPQH/38KK^KGJZO'$M(0O]X^%
M1#;Y"=$>,LLC0U\Q4-!0TH:XI'.#FCBO4&R!PR;P@%P+D5_SCF-A,8+@6\-R
MLL[>5)HB577*4E:)6O;BJNMZ4*RG,=HN>4W-S;P7CV]C;1K%%)`U1),BT58B
MM0YKUI7%4-I3UOWO4E7IYQZP].K6>XNW63<+LF59)F5)$`-34,0:L,L^N.U,
M0HYKZCM>\F>.R5;B>Z?R71:2:?%EYH0MI&65:5..7-S"BC7;\D!<A)ZII<-%
M!#?W<D-Q=QC\&(TD@#4.MHQXD6G:0,2K:!U0:+.W-P*8($3P;;L$4DUK-JEE
M1C-)(ZB0@C,@5#:J=,7)MR^)PIN5%/<A@+N"K[ZA\\MK0-_?-**&U-YJ@=&)
M!.H`4Q-T_3R2-OIZEF=0OV4.S'TXK6GZZ^M5O;VE_#YKB)/-*.6HC$(_1B0N
M9&-]I-BZ.:-U#@X>FQ8#5+YI@D8-[3Z;5I@YWR:[Y3O][?/*?(DE)BCU`*%K
MD1F*G'I<0%,QVKQ+5W=NFX)GL=EEO%,GF`I4^+[H^EJD8Y=+3NA5UIB3U)#=
MVGDDB'QFM/!X_P!53A629C1VQ,$*6\#YU?<+W07"H;JPE!CNK"76T*J>LL<9
MJ!*O7+'4C`X84S?%`*M#:[C'R(0WD(K;3HDRE3J6-)E#JCL*JK*&H0>A&(ZL
MV]T=2SWDZVQ%N&7P^"(:AXU&0*Y^('V8$JAF_P#)]OXY#,9W<W5Q6L:L=<+D
M=&6M4IW$8`"<!M0@=NO-IKDR>3J+L320DU:O0D^P8<$;CMP"YS!0NYW2^NF/
MF2,2U!D.RE*?9AT1,&)4.1CG/)HD\5M<W,FB.*1W-*T5F('972"<=ES&MKA1
M<<I_!22QXI?7.FH?3J\2:&U#I4Z<R/IIAITH_AVJ7$PM91R)>V\$A"QW+QL\
M<5(Y$"ECYGO59:5!H<,YB=Z>4UL-KMMLD!G@:2WDS!T,4A(&G2Y`HA/6AI7$
M2?O#J4B'NIWDVN.%OBHLX)O$@6A6/3U!I6A-<,IY*DTW:?"2$)YG\&1B%76G
M[K,:%C4=,"$TW>WAZI<J1=05TZZAY(^BE00&()[16N$0HEN_'(9;=[KPF=*N
MR"AD"@'Q%`-2C5VTP['W7+N/OMZ_L48V:V0S.S%5*JR48T/O)V9=W=BHN'FH
M9NK7XK<6'TB>A.7+(XU-F5="WE'(,"W0=<^F+-_]NWK5=<_:H:%#,`S!10&I
M-,QF!4]I..[94]QM4IVO3=+1S0QU"U(%<STU=<L39_H>Q5?\9ZODI=MKA+F"
M$DB-V*LQH`H*-U/3J,5ZZ622&-(91K3S%D9]%5UTSS"@ZJ8$+XVD5S%&S,OA
M*]HRSKW]PP(3!N>UQU)-*'MRI3+J1U&'(?JMZT*(W<*6S'2RTKU!'LR&>"^%
M91ZUHM.^BH[O-LH@%Q7QL0"O0]?W:X>L35G0H6K`&AWIBMI3$TH'1X)HS_GQ
MLO\`3B8X5H>E4[>\1N7NL^6G^7YZ*_+1R#EG,_RZWY9S6XWCDE_<<WWI%DLX
MQ<[K?3B':K&4L;2XC$NG4`"2*X^>;KS3>:E<.#PYK"XB@S4P--Z^V?*_D^RA
MBC(#*9&G^'@AK\R?K3MVQ3W=O8W9#&-JJKJ2O<2*D@#'4=EXO%P/L6RO);?2
MV48YH`Z1\UK$WSYAK>>UOGN[TGR9)E4-(M2$8@"A.8RQ>6^G/;0!CJ=1^2\X
MU7S,&M<0\'$_Q?>J3^K7S/VL8%IMLLRREBCLNJE037,#(8T%KIKY.R&=>[XK
MR/6/.$C'FC_>?FJC\A]=M[W.1H+7XNYEU`-1V*9T]VE13,8O[;1Q0.?1N&]8
MZ;SE=8T)./$_-1ZQW#U(Y%>)<1JUM`Q4IK(##2-)->IJ5Q;Q:?;-;@154L_F
M^^)QS4_VD=N,;7S598[J]WR[@22D3B,NU!'X`10=:##5Q91EQ:*4"LH_.-XV
MS:'%PP_J^:+^W<?ANKRRLMPW_=9I+J9);:;\5D\[S$@\IHQ4@TF^O%!<VD;:
MEU!3J"U/EW4Y-5E#9'`@]*];G#XMN^6SY6_3;@NRVUO"EKQBTW"XGBC$#37F
M\0B]FE92-32L)0"?9CS#78XAJ[LI:>RW80>*]_T0-L;-L1(`J3MXK4/Z_P#J
M1/N]S/-+.TC2W;LHD;21FS%45@"P[<L6NF0U`PQZ%6^8[N-T1(>VO6/FM)G/
MWO/4+UAFCC<M9[27231XXRYE$@JP\%5"Y]V/1M'C,=N6D&I<OFWS3<'Q[>AJ
M-=F-R^$ALH[MHT^(M[>*2!M3QP@.)E`0D@-I&+<@C:*+.QD3G`@GVK:%_+I^
M20?,ASN+F//42?TRX+N4-^UM=PETWO<[625[6TD#T#1"6`:^H`.=,8CS;?>&
M$;8W#,0=A7J?[?:,)S,9(W4#FTJWHZ0O0'RN[7>N5;9PNP@BL;#;_(:?:;*/
M^X;5MMF%BL[:"1!Y7DET!R--7MQXW<7,LD^PTKTKZ&L;1EO`,N!H@IZN<9VZ
M;=-UW;>I`?*6`6I!&<<(")$,\Z]WLQ;PO+HQ7:I-HYSI'@@T`6/T%L(MTBWS
M<]N@$-@EVL(N::4E:)6$J++DC%,M="2II7$&Z<T5Q"F9V#`D5ZPCU;7=OMNR
MSNR^9+'+=/$L:>:TK@'1&F@-3S#D&&0Q5M(<ZC<2I$&#JG8A5R/=KZ799KV]
MVZ78I)Z^5!+.+B6Z56!61=+$PC*M,JX<H=X*E9F\1[57G9]^V;CUU=[MN++<
M7]P[B!)6``E\2H6K[H!/;VX>MFYI0U5^IO'@W9""ZHV8H)^I7/;@7!O=TN0;
M^9F%NJR*P$%1H5B*T`'U8T$%L3N*Q=U*YH[1IUJIG.O5J6U#EW(B5&,C@^Z@
M'B8GH,L\\7D%K7L!IQZ%E]0O(V0O)>P8?S#YK7+ZU>O]G!:7L2WE6;S5"B50
MQJK@4SRJ<:6PT\AX!:<>C[E@[_5(Z$-D8?\`:'S6LODWJ3)R2>[AO8KRYMI)
M"L42S%@:U49C(5KC;6MJV(`FE5A[W46N<YN:OK0PO-N5V)M=M>SH>L\AG(IW
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MF7`XI0UU=B(>U>FLC:)[O3KKXXE\145H*J"36@!PT9#2E5+9;@M#CM4TMN)V
M%C(DB1_B-1=('C\-!4*!7/'%>D+OPX4E.R06Z"Y@%30!U7-TRZNHJ5&?;A:C
MB%'D86.H$KM"+*,RNI>&5JE%\1+E:5H-1I2F"HXA<4*SRP:65Y#6RNJR$945
MAX55OW6/8,L1IN\.I2(>Z:K-;/&#-92#3'*5%N&RH`&K[U#F2*893J27%@]O
M+Y#'QO5X#6FADS8GM4,*=<C3!0H60I\7;_%3"MS`3&W7440#33V5'T8*%"C6
MXZ4M+NX'62-H#2E>QLZ^U<.,P8ZN"<B!,C:#>H1QZS%S=Q(0?QKC31AU!SZ=
M:8HIW5F`W56XL6N$!P.Q(>61F/<[F$J5%L5C6H(J&[17LQ<.IR&]:K;GAOJH
MC+[O^A_K8=ME3W&U279O?C_M'_4.)L_T/8JO^,]7R4J#:"&%25*F@ZTJ,Z=V
M*ZA724[J!;RI*O\`MK?(K0DU^C(_T8*'@4)';W5%:O8IRK[*]HZ@8*%"72J+
MBU-6'N$GI7H?;AR+"5O6E"@VYVRB%>[K7_H!ZX6\)YP(Q&.Q:'3A^2H/O%QK
M54J?H)RZ_;A^R8YC:$%0=6>!O"8U/B;Z#^HXEG8J9KFYCB%[O?FW^9F#T[N.
M3[;9$*6W'=`V8I7XV;,DC+KCY\MK%WB''^H_%?>XN(=.L6..WEM_\H7G,^8W
MYGDOUOKC;[YKG<KY9D$?4HSDDKTKI5CC;:=I[S0#>O%/.'F]@>6MV#K^2UQG
MF'-N5/+9P7<D<4K,;B6FGR=;'75J`KIKC<L;D`#CB`O+[W4S.VK`*':4ACXD
MYORFX7MUN'ER:9&21F24_>85.0)QV9`1E#0.E8F]!>XU-2C7Q'ANWP212C9C
M+;$!D+(7?37-G-#3,'MPTXDFIQ*;C%&`="/^PVW$+&6;XVS$155$<2C)#H'0
MTZDFN.5VI!&NV7,!>QG,2M)*$0'H`Q%0*]M,=1.&<A.7;LUHUAW++MUM>6-U
M#NCSL(-M>.^:;[U+:YA<@#J2`,4VO6SI8CA@0K_R86VER'G95>EWU1]7^+<U
M^7?TXW?;K@75S_A?:+6>0L&:.YM[*)70]HH".O?CR2?27&^+Z8>I?3MDZWO-
M+%R2"<1[%H;^8GG4]CYYU@W"^<UE0U(EDUPK3MZXWNBVIB`*\M\RW,4#G;%6
MOTWXOL^P[#=;_P`OWBWVF?<YI[NXNI&7S=-Q5O"M=65<\;NWCQ!WKR+5KUMR
M#3;L7>T]8_3W;]WVOB'I]!+SCEV_;O:;'M?DQOH@N-QN8[?S9!I/F,#(*4[L
M=:I(YMNX[@*U7'E.QY^HM;O+@O9UZ!\4V?Y9_ECXML2?#Q\EN]F@WG?$C&B2
M/<-PB#7\+D]3I(%._'A7F"X;<3MR[JK[$\N6#["SH[:ZGN1']*-G`XYN7.-[
M4_$;N[O8U!!795<R(A4^Z//H:8SU5H%2SUZY/>[YN4^T["H9KVZ6QM4J"5N[
MK5;6D@'6J7,BFN.FN`!XJ1#)D:[I"M1Q/A%SPSTVV+A%K$MK=;?90#D$^2AM
M[OX_-WF4$D!M;A,Q7IBNN83)7@J2:W+I^9N0SYCZD)P.Q?;-IMX]SEAB:.2[
M8C5")*K)2M3E[,<Z5:\NZ+]V0K0PN#X1$3LQ55M_]5+G<K<R27KR*[L7)-!`
M:ZM`]E<L:#PAE%-H4&YDAAJ55+G/JSMNWRW!EN$DE2KJDA!5BI#>('L%*XE6
M6E2-N1(1A14%QJL%LPO!Q'IP5*/4GYD-M>26^W/>[6"&,-$L4>DN%2@`"K4_
MHQJ[>RD-"<`L'K6O1S--3N6OGU&]?.6\EN[RUXC9WM_`RR1I>G6MI%J4@2SJ
MP`:%.K#M&--IMIDN&O>:47DFN7K)K>1C=X59+_@_,.2W3;CO,DFX3RFLD,!\
MN&W%:L2,ETH,S[,:?-39MXK!4"46WIK>VPTQVBDD$"@[>@S!Z8Y)+C4XE%`E
M'_ZO+A?%?M\*5ZJOL[,J]V$2KAN+%A6TM4'7NH/KRQTWO#K0H_=<<NZYM^GV
M]]#B:NJI$./R?_8P3VFAS[SEE@0H_NG#HV0FYC6VF<LT+BF2L:KJH>M#AQKW
M,V;%GW,.8X;U%1Q"\6=?-8O$"`C`'Q*,@:9TJ,=\W"@`Q7/***W&]MV>-4VZ
M[@6&Y*"2%O\`[4PS#,>]B*8K9"7/[6-%>1"D;1T(A16:W44<4BG;+FW!"(@I
MY^EO!TZU7#:<2J&&=6$BIY5T,IE%,T7PQGMS=!7`A*Y+<7M;ZTRGL@#)0T-%
MR:O;48$+M'#)J2^@)6-C_P`P':Z"NK+*N!"R7L,,;H]L*6\R"2+V`D@CZ:C`
MA8(_+96AN/X,A\`_]XI2,_2!@0F^5'J;>3_C[>LFH]=-:Q^SHN!"<+E_B+.S
MO)/^(D\R*8]H$031J_TCB3#L*4)!'.(YHDKE,63Z:+6GUX>0H-OUR(4O+:M!
MYA8#O.8%*YD9XC77TE9:;]4]25\)LQ<[UMA()(5FZ]H9>SOKC(RN[99_5\UO
M8_H5WT3#ZE+HY%>I_67[1F1ED.N+^+Z0ZUEKOZQ0Y/\`0N)MM]JJ[C:GS;?X
M\/\`ZP_J.+(_3]2JA]0]7R4O3_C)?_4M^HX87:SW_P#!VKV6T@/LR.!"9`:-
M,>Y9#]AK@0LMM<ZETT'B\-#EURS^C]..7]T]24$`U.Q8MVM!\,*9@=O49=E1
MTQS;[`KRSN06;4'=[-;D@&H('ZJXN&;*[Z+,:Q*'34";T_B/]!_4<1W=T*F;
ML/4O0)\\O+_5O<-TYQ#?\6Y/9RR[UOL7FW>U7-M%'$NY7(621YUB5(RH!J:"
MF/++6"W$Q[3#VN(X]:^LO,VL:N+)C6V]QEY;<>6_9E'_`*:U&;-L5Z^ZRR7U
M]MK;S/;JJ#>MYVBWEMP4&:PW%\LOE@=#2E,;JUCMG1@,+1'U[^NJ\%OI+BZF
M)N@YF/\`$,OQ`1$X[Z=6CK<7K\SX3$\;NU_91<GX^S2SZB9@R+N18$R5J#F,
M=.!KT*K=-<8LRNY8V&AI[:*:[3QSC,0>6'<..22$DLD'(-B8AL\@B[B7&?9E
MCG%<$EP[>'6I;90\ABC9>/)&+5%(F-G=V-RLJ5S\QH+J0*/IPB78G.U=W4BZ
ML($E>HG+7MB`I!I5ZW-%U4!SI@0NMSM$%NB7>VWJR2$M_<K'<MOF12#G017;
M#4QZ]QPU;G_5D$8):U.5W<X[EVDN^47$,$,NW7EM`K.L,T\EN"QDH)&5FF`9
M$RKW=N+6_BA?!5SF@TX_>K2R<Z(UMP7=6/S1KV+DOS![-QVUVO9MAY/NO%8W
M;R+^UVJZN]H>5D772\@#VK!5TUHV,:ZUL^:3GCS?B'S6QMO,/F*VLQ!;V=V^
M"IHYL,CF^T1$>]5%]:8/6K<]SCNM]_*MN".6L(%N;.WOF3S&:@ADN5E:4.2*
M4KBWM8K=NQP/41\\5C]8U35;@DW$$[/Q,<WXL"KKOO&>57I>XYGOTMNE%%O!
MN&Y;?:MY-/%HCN+U#H#=O3%[!DRX`9NM9//-0U#L3P^Y7S_E4\4X"GSB\`W+
MD6[<7GAV**\W7CVW;IR;CT4^\\J@:!=GL-JB?<0]YN+R.Q2&,-(]/"#3&9\T
M37+;-[6-=3>:;O9Q7K_[86]E)J,9F>QI!WFF.'3P7K5Y9O/,=XYA8[1R/9=W
MV[CYN(99]PWJ%MOVB.X2;SDBMKZ[,5JY9VT"C&K"G7'@KWS23/YH(QPKA\E]
MB:M%:P6UMX=S758:Y37X$JT7J)O6]6G!X%V39=VGACM5+G;H6N(Y@L`5%F>+
M4JQ$Y@G(G!0^E%1YAT^P_)5/])K';9>?;1SWFMGQ"_N=LO)$MN`[[R>WV/>+
M^:0&-+B"RCNX[^Z>$'4$T%3UZTPU+44X>I1KE[@&AE<3C@</<B#Z[[IS?;4O
M)MNL-[NK)#)=65IL-EO>X%X;H/(MFT\HDC,-F`$[S44Q.MV,<>V0#UCYJUC;
M$8:N(STZ?@M=?)N4<[WZPF;=.,;KL<$+YK<64EK?S,I;3E,$8ACU[\60A@8T
M.:YI-=Q!P]JS5_=W-N2;>.1Y_I:X_!I51?4KU!Y]M]DUCQOT[Y;NY='C^(^#
MN(+16)H)6O%4I&4]X9^(BG;B\T^&!Q&=S1ZQ\UY]K.KZPUIRV]P1_P#UO_\`
M\:UZ[EQOU6WS<=SGYER:[V2VNW<IMLCV]O<V\>K7Y:7\\\9MRM*%NT9=N-A#
M:VC8ZM?&3^(?->8ZCK6NOJTVUR&],3Q[^6H9'QWTUV6[=))N/[WO+/G<[IRW
M9)Y$G_>DMSN!=NW*E3B?;6]OAVV>T?-9>ZO]3<WMQ2@_@/\`E3G?1V(@#V5O
MMPA1=31[;?[>\$B@5*MHNBNDCKBZ9%"QA+7-)IQ^]44EQ</=ED8\-Z0?DF9]
ML$J?$7-Q9P6F;-;+N6VEB@S=&7XNHJ*@UQRFTS7/X89=FLX'C*%=4=_M[:59
M2*U6X/NC`A0BYM)O_:OAO_YAMWZ?[WW8$)CEM)YHO)@^&BA[)9-PVY(_],W8
M7"CO#K0FR7;;6(?CRV,G?HW3:VKT[KTXFI5CN8[BZ`2SABM`%`#B]L,P``"*
M77;2N!"9;G:+.GXUUMYF_P!J6W;:@3)3\0D->@@EJU!Z87%,<MG\P]/6DJV+
MJ`L36C1J`$9=QVT@J.A!^,-13!BDY;/YAZ>M8?R"UNIO-NMQVNTN`U;=&WC:
M1*6[/P_C@VJO92N(3^^>M/"@&&Q2>PM+\+';7[127,%!M5S)>V"+/$3K)0O=
M`-1F(R[L<I5*6L$;R;D268W&*HE@.Y;:)I!TJD1O/,<:>X'`A8;6WD@N6GV]
M;>990!NL45]M\DL8SH9$2Z+)F>T#`A<SVMQ%(1#\-)$_XD>B^VY]"M7P,5NR
M`X(-1UP(6)[>ZEMIHI5@CB4&59)+W;XT,H``C5FN@K2$`95K3`A1XVUU-;12
M2+#&Z7*%4>_V]&9A[H56N@6)'2F!"5;G;W1NX)BD`FEB`EB^/V[S(_+"A#(A
MNM2:P32H%:8$+%:VUS-\?#*MO'#)%&9)9+_;DB0H9"@=VN@JZB<JG/$B'NGK
M2J.36URL"%%MV,=RRQJM_MQ+@="O][\5?97#R*J%\CM;FXW6V>86\+:%HLNX
M;=&WO#HKW8)Q&NOI*RTWZR)?!=LE.\VQCFL0RP2LH_,]KS(5<A2\S)[L8Z7^
MX/6MY$?R/4A!RRVW23>+_P"(6!$6\N`NN_V]03JRH&NQ7&BB'Y067N_K&G%1
M.:RN*+G:^]%_WCMO[X_]\Q-MQ@JJX3]96=QJN\[7^`?^\=M[C_[YBR=]/U!5
M8^H>KY*41V<]+#_A?^`_^([;W#_WS#"[65[.?X*+_A?XR_\`>.V]X_\`?,"*
MIN^#N*SYVON2_P#>.V]__P"^8$)&+.XJ/^%__F.V_P#^YCE_=/4N),(SU)PE
M@O?RB\I'#VU_OVW=,_\`WNF.;?8$]9ODR;#LX?<@9+97+SR%S:*2.C;EMP(R
M/?=C%L.[ZE0WSG.F)<"#TK&MC/J'BL_X<@_[2VW_`';Y_P#%],<$8>O[4PW?
$U+__V3\_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>ex0071img-4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 ex0071img-4.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@"5P&,`P$1``(1`0,1`?_$`.X````&`@,!````````
M``````0%!@<)"@,(``(+`0$```<!`0$!``````````````(#!`4&!P$("0H0
M``$#`@0#!04#!P<%"@D'#0$"`P01!0`A$@8Q$P=!42(4"&%Q,A4)@4(CD:&Q
M4C,6"L'18G(D%QCP@K)#-.&2HL)3<R4F=QGQ8T14=#4V)SC2@T55=;6V-[/#
MA)2TI49F=E<H*1$``0,"`@8%"04%!P(%!`(#`0`"`Q$$(04Q05$2$P;P87$R
M%(&1H;'!T2(S!^%2(S050F)R-0CQ@I+24R06HB6RPD07">)#8T7R<Y.CX__:
M``P#`0`"$0,1`#\`GJQ[A7CQ<P$%S`00UOX$^[`07?`065/QQ_<Y_P`;`05?
M'ZLGE]M=5(/4-PTFV_I)<]N6I)X+DWJY)9([C0J&'&\.!NZTGP"Z0/HM"^F6
MT]K.QMK](MQ0&YSJK4[N2Z-.J4E*9ER=D+4V:&H`:2G\N,+^H-NZ1CL,"M=Y
M(<8Y6UT53PL>E?H9<HS8D=/+3(2E3Z.8F4[F.820NCF2JG&(6%]>9:QT$326
MEY.K7VXK;I\OL\PW9IG!K@T"E3[$)8]%?IS<*UJZ>L,)6A2%JBOO*2E3@\/,
M/,\)RR^W#_\`7LPUL-?[ON2'Z#EWWQYW>]+[;OI.Z/V"TFT6[;RV84@NEU#:
MG%J4@BJ0?$>%3^7!AGV8AI(8:=C?<DI+2VR^@@((=IT^U(6=Z$_3=(8D3Y6V
MIS;DB24RW4ON,U023FI2P"-6(ZZS_,M3#YF^Y)B9JW4Z&>CGH7M[TZ]:-MVN
MRS&+%==O7IR9)=E*<2&V[;*?;`&O(E]",\-\NS&ZO<QB9<-(`<#JZ]B87\C7
MQ4&E5AXNRY%SNT?;EM;4B$Q=)5J?;SU"T1I[J6EDC.G+3QQZ"O?Y4S^$>I9G
M?_/3I[I19K$I-GAK"HK$<0D9UJID!3N=3P`.$/\`]0/XVI]:G=AKJHB>W]4+
M!M^+#L[!#RF7:O-I4*G4"!3CP4<+LQA4!>3-XZD-^DUN5>^?679H$*08K4/;
MMW?4$`%U(#R#X4]JA7&9\U1&>VEB&DD>M6_EQ[7W,;!B2IT?J"^K#<OHMV9M
M#?-MMC>[D72_S[<6'E);<1SV2W2M%!)%>/9AAD&1R2,%`3T[4OG]^S+W%SB*
M@J,<_6WW1#,#SG29M/S@M(\4]/\`Y0M+5*:,Q1>)C,.5YRQSJ'1U^]1-ASU!
MOBUJ*N--(U^1367WK):MF=`X76?>6Y[3M2R3-E1=T/-W]YN+:+8J0R'$1S(<
M*4ZE$:1GQQ`V64RVLPW@:5Z:U<6Y@R>,M;B='3!5//4]ZK&NLW7*_P#5.S/P
M-PRIFV;);K)!C.I7:+>=-*K?1E2F-_Y8O&16#F'_`$R/05F^>V[GW(</O>U1
MK=5NF>^=S;7@=3=Z7V/=)^YYCCK$>U!#A2VP\I"&TI2,]`%.'9C'L\B<7$C1
M4^M77(Y6U'D6L>]NGCECVK%N2TK29=T8318(4%+6"=5>"@3G[<0-E$[?JIZ_
MF;N^16T?0)L!AWTQ]-'%5U.[;UGCQ5&94>WVXO+,K)8#U*D/(WR>M;;RNGL.
MAK&6J@2"H5HKPCQ5X<,&_2CT_M1,%&I]1S8C4'IOM1^+%8:=>W`R>:ZLA1-2
MG,$T/PX<6-NYDY9J&":W\C6P4UT4.^XMLRF5LH>DMAP1Y"B$&J0E:B10^[$I
M?0NX)[%%6$S>*NNW=O3^2CE/1E(,9-%.$!955512O`=F(JWB_"%1BG-])6X.
M.H)/O[=NB[DXC7"J72150[Z=^%N$-B:<0;4?W[:%Q:AV\.HB.)6622%#PCG)
MRXCCQP62&K#0)[:34UX56\+6TD-;3L;C:6@I,2`I?*.JOX:J!7=D,5',H'$D
ME7/+;@-H%<XZ/,U^GSTI:_Y/9=N)'&E7'!W^S$9E+2W,V53S.'AS64V)EO35
M$_\`]I=N?_VS</T)[3P_3BQ<\_EQV>Q1.7_/':IG(C(:4A14XBJ(2:MCQ9N*
M-",\LL9O_P"EC_B*T_\`]&%&_P#4Z(/2?I;1Q]7_`+_M@Y.`A/\`[0)]@SQ8
M8?D*IW'Y@]JDCB?`C_T9O_\`,0,5Z?\`,GIL5C@_+^9"^U/]='^FG#RWTII-
MW5&-Z&?_`(@/7K_VQ,__`'<,2,OY9W36H^'\VWRK0OZTG_M=MS_LX=_0[C;/
MIY\@+(N>_GGRJN_ZA17TS[2'?%VR/RS`,:@9!%F$$AT->#Z526,,F5W$8TF)
MP3X=)QY:S0>/_LS&3V9U0D'\E<2F>7+;MQ+,57\CMG6C!O"F"?CT81/*;XW$
M#0'^\*Y#_P#@2O;E4#$/9'A`UTT4I?`2XC'!6R?I-?\`Y'^OG_:,G_[H3CSO
M]3?YXWR^L+:?IK_)G]GO5??^(*NF\(OK6M$2SR;9'BN]+]MU6]&*E@&<NNM1
MJ*T[<:5R#_(F_P![_P`16+\_89P^NFOL4'OIMV_U%N'J-Z<(F;B@3K=^\$^4
M8S4(GE-JMK2PV",Z(2:8MF7?-=_$?6HWEGY;O+ZU<U]#"='J9V$CP^"TW%/A
M24)\,5`-$'-(J,9_]1/RLG\)6B<C_P`\;_%[4MOKUS[U:_0].DV*%$N,D]7]
MG%QB2K2!XWP`:<*@#%)Y7IXL;=UOK*L_U=_EPZ:U2FC]2>HS"SS=G[>9;"!5
M/S.8T*YU5RV4EM.KWXW.W^0.Q><;/\HY.KT=M'73KM>]Q6KI]TMBW^3M>!%N
M=P5;[RZI"6);CC>DI?`<"AR\SPSQ#WF<,LY#"2*CIL1LMY4DS2$7K:T<XC7J
M\J?;_#?ZM_-^6_P\S>5IKS_FOX--.NFJGQZNS$1_R./B5J/1M[%/?\#DW-!]
M/O5HJ@[A^08U)++E!W#\@P$%T9CJ4XH]A4HCV`D]F`@LRDZ5%/<:8""ZX""$
M-?"H]HK0]HR[.[`05>;ZME-S=>^BVR70$V6+M6X[KW*]EI2Q;;BV]#0]V+;6
M6SDJHQVII34I>WMP8&OII4.^Z(^[-SP]S=4;'<[K`=O>X[C:;,+<9/,^6VLM
MM-*CJ86E;:%$*&E-!EC.N<+,2Q.J*E7;EEW#G!!6M#O4?KG;I4E$+=.^HS27
M`EQLKGQD%UL:"I*'$KU`@<1VXR6!N76;3%=AIE+B?V='E6C7OZG.]K[2O"#0
M,-[3Y"LS/7'K_";6!OK?$8$I*D^9E*2YIK2H+5*IU87\3DGW6_\`0F?`SW][
MS/2@9]1_J$;8:,?J%O-.GX]3LC,=E*L9]N%([G(Z8AO_`$)U;F^@!%[6IT5K
M[48PO4YZAEKTJWUN>2EG\0LR(KTQ!(-*EODA(/M-<,+FYR3$;K?^A.?$#:IH
MO0!UQZR;J].O6N1=[[(N+\:%<2U$N=K\NR>9%>CT"WD:%DAW]G6AX]F*]/-E
M\EW;BS`W^+C2FBG4BNDXC".I1'0;(_L.W[AO5^DI-]O%]O$E#:5$%MR5)<6P
MRR*^!L'@D4&-BO?Y4S^$>I4._P#GI`SU*F1&Y\E(\U(>U/(50Z*K%"`:T*AQ
M(XX0_P#U`_C:E2_<M*C2F"N(8;N^X%.-`H;:01H2`M)+K8!;(S2=1[,+1_(Q
M5/O)CQU*[]$V1%B^M13TJ4W``VXGDJ>(0H:UMA7B.=%=H[<9SS)((HI'G0"K
MERM<;M[$=5%+']=J,]?.D'32U[>6FY/)W>Y(7R0%)-$ZCJ":U'?7$SR==LDW
M:T]":\Z%\[CNJL_<=G[MNDK9T*/8)LJ2W);YI0EP!M"74U)4."4#.O93&K1V
M\5T]L0&+C19*RSN89Q=DGX'5UZE)I]0[U`;BZN>F5CI*R^;1M[:.T-LV%JUM
MN*>-[N\9@)=:4T"$R$99@A6*US!D;+/X@`*=-BT_E[-7ST!)KTZU7Z:W#<NF
M>W)<&XH+%V=58IMOCCP<UH&N@H%*H/=F,5JTS%UN[A`X=.M6F[MFSBO5I6VG
M2V6[</3#9;K(9=N$QK?^Y0T@E;RFFBSS4L-:BHMMH4K)`HD'LPUSF$%F\=)"
M3RJ0Q3&/$T3,=9F67NE=C=1$>C/.7:(M:GM50M:D*7FK/)1.(2R@;OZE,7T[
MMU6Z/IX].=V7#T:],=SPK2AZU1]O)0_)R^'RC/B*L])(Q:!F3&`,-,!34H&@
M)JMHUP4I5I#*0$A(H`%`4`R!KG0X[^ILVCT>]"@46/U3(Z6.EFS7"@#_`*W1
MDTH!E05']4XE\M8V:3BX?%BJ_FDQ`<W8H,=P),JXR%`G2W&DTSR\->RN6)B^
M@!B\BA;"<B6@JL>PGDR8DM62N6RMH$YT*-7"O#CB,MX&\(8)S>W'^X-=-`BX
M)"[D4T%2Y6M,\U4XX6X(V)KXD):;AAK;M]KJ20N1'I6M2.<D4XTH<)RP#=K3
M"B>6LY<,#K6_LF$E.R+.4(0D^1MU2E`37\)69(IVXJ68VXQ5RRZ<T"MV=)FB
MU]/SI2>&O9MO'Y''#Q[L5RT9N9I%310J;NY.)&.H)F?3!GZI]OUSIM6X'//.
MC>>?;B5YY_+CL]B:Y?\`/':ID]2T*26Q55((H!7+6O&<?^E9_$M0'Y,>51G?
M4]=?5TGZ6!:2E/\`B!Z?YT__`*A1^3%BA^1Y%4[C\P>U24-<8_MAHK[?P(.*
M[/\`FE8K?Y'F0U'QI_K#](P[M]*:S=U1K>@Y(/7?UX$@$GK2P"2`21Y!.1/=
MB2E_*N4?#^;;Y?4M`?K49;TL%.SIR_3\KV-L^GGY<=@60\]_//E5<SU*RC:_
M2UMZXQ&S+=B6FPRUL?$5B,XM\H`-:%8108T'-9#"PRC2T55;R6(3#@G0XT\Z
M0GHJZF;YZDW/<UYW4$-6%>WH\/;EK0*.PTI&7.2*?B!(XD5.$,GNWWHJXU)3
M?.+-M@\M;HK12D^DV;"B;NEE1?\`%NV[J7^"=2E`:-:CI.I6C*O&F6)*[_!I
MNZ5%6]9FFN(H?4K3_P!)I95T6ZZJ"E>+J6K.IJ0;4FE<>=?J;_.F]GN6U?37
M^3/[/>J_'\0A>(S7K0L:"Y)"D]-=MH4$MJI43R"*TS%<:;R$"W(V@]?K*Q;G
MTUS=YZU%#Z.[I;I/J)V%#ARWFI7*W!(<YC9R<%O:-16E-/`=PQ:\M^:?XCZU
M&\L_+=Y?6K:WH7>6]ZG=CN*=YREVVY$N#(+/E&AJIEQIB@?4/\K)_"5HG)'\
M[;_%[0GI^MM&5,]$]W:;0TXY_>AM0Z9&E+>H/R:'6KN_+BD<K_G!_"WUE6?Z
MN_RX=-:IE.V*ZB$VTN*TA"'&%J5$?8+1"QJ(UG,J/WL^.-TM_D#L7G&S_*.[
M%)1])ISR.^^NRF$`2A&VTPL`MJ<#`>D505M\6R:^'AC..88GG,GN;6E`M*Y+
MOH8,E9&^F\'.V;>M3?>=/,IK7IYO,TZC3G<_3HT\*:,5;A2\773RJ\_J=OPZ
M4;Y@CZI[\>A-]^T^=9(N5/?@;[]I\Z"^A:D_"I0]Q(_1@;[MI00M("DA2AJ4
M14DYD^\G,X&^_:4%VTI_53^08&^_:?.@LJ$I"F0`**#FH4%%4U4J.VF!OOVE
M!5Y/K"NL6#>%DN,'2K<V[MMQ]H6QM%!)3$>>>3)4RI/XB4@N5.GM&%N)6/='
M>78+>\?<;S7O$.RIIYM"C\V'N?:.Q]U6/II>;O:K=8=F[;B/SI$Y>AM=_N`<
M?D\P#P*>(6G45>(]N,AYXL\SEB<89I6UV.</4%K_`"R8+<!TS6EW6![5L9;M
MZ='5*6@[HV,Y5U17J=CI/C.M)6"`553VYXP<Y)G$CBZ2:9SJG$N<?8M+CS.`
M-&X&@=5/>E<B^=()L9?E;GL"3ITA9"K?5!-2/VB:^*A_)@?H&:_ZDG^)WN1O
MU./I_:AUO1TO<353FQ7P:&@?M8"<S7(@5KA>+)LPB:>(]Y/\3O:$=N86CQ^,
MQCNT`^LH]1:.E3[L=U,'8CYCEQU;2397RZ"V4:5(<20=)/Y<,;K+KS4Y_G/N
M1O&Y=_I1?X6^]2,>D#;&Q+EL+<%MM5@VU)LEQG..75I#=J$.B6GJH+3:2A:Q
M6@!'"N&MG:7$%TUY<[3M.GS)W;7&73->!%%@W[K55C]45TBN]<^I5EMT=$*S
M;?WK?8D2"A"0PGEN)Y!CH2`A"6:G3IX5RQZ1Y;9Q[!OBOC:!^UCZUE_,#H>.
M>&UK374`$QMSNLP0(Z&HX45::N::J-%#,GB2*8Y?/C$G`8`&5T#1YE$V))?N
MR'>CIH./H*8B:ZZ]=+B7E*;YBF@L`D:@'F_"KO%1AY&QOA]`4;>MMQ/W6Z=@
M4H?T684*[^L>EV=U);LER">:L'4AMUL-IU+.03V=V,SYK8PVDHH-6I7#EID#
MKF,!C:T.H;%.-]6"!9[?T_V`N+5*4[EDE3C;]2E`:)40`?&`!P[<2G)$<9:W
MX6^94'ZB3RV\KN&]S:;"0H5=M7BU6*`J[R[RAM'R)YQ*WT_BHU.J#BFEJJI#
MBD5%1GC:`Z*VB\1N@;@KH_L67V%[/=N\-Q'ESR1WC[TP'4Z]7+<,1R\2(4R+
M:W^0BWA%OF/M):2=+-U:_#*42%I-.:/%3MQ@_,O,%UF&<\&.:3AUT;QIIV;Q
M"]'<J9)'99/Q)HV%X'>(%=&T@*.7UD6N/:>I=H8Y3J'$;+L+J(R04H0Z4@\Q
M*!X0OVTKA_=V3F01R`T>2,=&L=2<9;=-?-(QP#F@$8BNKM6T_IX8<>],6W`A
M2DE6];JI5"02I:$A:E4IFH9$]N)"XB8Z,"0UPUI@'[D[MT4-=026]0EGEN]-
MK2RQ';=?%YC\V/';2"AGFI',*4C(Z>W$++&QF,>!ZL%+L<7M^,`UVBJM3_3V
MW[>X_HWZ>;$C[H1`M<6P-.OVN!/MC=T>+D9@)2^Q(>0I2!P(4,2[([4L!<&[
MU,<`H-\4Q>2`:5ZUM[*M:X;?)4XZM]T(=2XY\L6EI)0E0#R(*E!.7$#!N'9_
M=;Y@B\&;K]*B5^JM)2OIELD+5&?'[U.:EQVPF.LM1`$E*"!F@C_?`XL5M<VL
M,+6QAH<&Z@/>J]FK'MWJ@U[%!'=7DKAI*`$NKC@+<%`M6M'BU*%"K5A22YX@
MH:D%1.72-9)\31YD#V.UR(EQ2D:*EY5!X?B'L[\$::#X<`E[]G%NG/8/AH$$
M:_\`6C9KG5)K7MYJL_?@V\[K3+P[NG]B6VX))3&M06M2@94>@4HD`!Y(H*U&
M$G$F0-.A/K2/<P.E2.RG63LBP#EM^*WP*^%.=&3W@$XC\XBC$!<&BO8KKEP&
M"MN=+HRE>@+I,1\)V;`H,@G]HYV9C&=VM?U:,'IH4S<`!@IL3&>F=DM>JNP=
M@.U;AEV?<[/LQ+<]?EV]GL2.7_/':ID6TJ6I82:*#,,@@T(HX>W[<9N/RT?\
M7O6G?^C"C8^IZRI/2GH\5G4E?J#Z?!0-2%?]8$TU`U!S[\6&#Y"JES^8\JDC
M:;"V8X``40M-0,]*8T,A-1GI'=BO7'YE6.#Y'F6?D*0-=3X<_O>S#NWTII-W
M5&)Z"EK/6[UV*U*U'K>T"K4:D>03D36M,24OY1RCX?S;?*M"/K/I6_OW:[.I
M57M@*:XDUUJ=32G;F<;9]._D#L6._4$D7#J*OSZB(;37IUF0RVW_`&;;)4V`
MA/X2F2K0IL4HA38)H1PQ?,[_`"[_`.!4?)I91*VCG#XMI3#>@1IN4Q>7D/FL
M6WMETA>:U:?B60<U$]^(_ESX0*);/99'..\XG'65+'Z5%K5NUO4M1U;KNNK4
M2=52?B[\6NX:US:N`.*BK&0M834T`5JGZ424)Z*]=`$@?^\DG(`?_1:!W>W'
MFOZJ89RPC##VA;Q].;V"?)GB-H&&H#KZU7U^OT8\CUH1A)4E/+Z=;52@J`JD
M>?-0DFE*]M,7?D^21F4,:UQ`QU]:PSZ@6=Q-F[W1N(%=I]RBK]*D6V1?4EL)
MV-RBZ8^X:J0E`408#>14/%3&E98UM":"M%"<JE[0]CB30D:>M6RO0<$*]2NR
M%!"!_P!$W(@)2`!_96^`IEC+OJ02+=X!-*+6>00#G8K][VA.=]<)3@]%-V&M
M83_>CM0:0HT_;R>SAGQQ4N4[VWCG87`%Q8!C32*]:D_J??2[\\+HMZ-KC2K2
M1ZZ*F&J.%MQQYAQI"V05,I6H-E201J*00"HG&[6V96O``W6Z-@]Z\H?JMZV[
M+`QPCKHHZGFJI+/I(6XL;RZ\N,K(!A;745(-"7"_*U*-,RI0XGCC+.:+]ISB
M3<J&;HP&CUK?^3)FOR&)\ENS>+G:6*;_`$GCJ32M:Y:^=YGX^_5IRKBN^,UX
M]/*K7QVTIP&?X$X'+1^J,>@UEBYRT?JC`07.6C]48""[@`"@R`P$%S`065/Q
MQ_<Y_P`;`05=7ZK["9?J.V)=KKX=O]/NF\[<9YO^S/79^8OR:2#1/.&BB>W/
M!VM(;OZD[M,PCCD$#N\%$Q/Z1[BZC=-SO&/:'+INS>^Z+A<W8SLLLR&K6A:(
MD)*D9.*:;1%\)X8S?G#.8K6)V_IHM2R.W-V`6K7JY^EGKTU=E\G:$ODH>:.I
MN6ZZ%LA"1I4H&@`X4QDEKG]K,QS\*[QZ:5>8LKD:RB!7KTT^H)$LK8V7>G(S
MJ1RFXDB2AMHHH%U"#Q62/R8=?K5MU)3]-D1:/3QZC&M"4;+W8E()R9>F.]G:
M-67\N"NS&&X:2VF"0FLI8Z4UI:[7],?J:OLN1$@[.WGYENWRI25`S@L)C-*<
M<T47VH2:^S$5=7,)T!(&VE4N_P!/S8O7?:O1WJ"X-O[VA7-Z\6MBUM)?E-(8
M?+4I,HHU%7[8IJH=N&=MP[JY:UNEI1N))9L<]VL440W6QJ_0NKO4&#N=E3%[
M_>BYO2VW"5/H6=)7S5G/6X3G7&YY,W@V'D5!S.[XLYKM2"N]RE1H4%#,<D'2
M"0.\@'OR(Q`R3[^8EAV%*PD1PF36FA2PN[7>]-+!0YH26CVH6A:%E2>XC3BQ
MQ?E_(JU>W!XZE/\`HP;9$KUH2F%%3S3&VU++-:5YBV^;P/%?;C,^:_RLOD5Z
MY.EXF90M.L'U*:WZL&W[?;]B;">92\M3>YI+BV)CIY:0ALJHV%&E<J`8E>2.
MZWL5`^K#N&]U-.*@9O[34_;NWTJ@1U)D1$-/56#J0J>A.E0!`4`#C6LTWOTB
M;=[W"*Q#EC,#^OVL9[IG`/I5G^W^GKI8OTT6RY/;0L:"GI+;I3MRD18;#461
MY9*E.!UT`!9IF:UQYH@M97YP'2::^U>WVW#!DY9'31H\BI=>KSINQO;KS(G6
M^Z6J3:X]D:MK)MTQ+C31C@AE*-!4$\KL[L6OFK.X\OMHALH/2$PY/R62_FD-
M/A()\P*<OIUM6^;:Z:VO9EH5;$V2W2UW!<I]`3->E.T+RTU-5+5PKVX@I>:6
MEFG5UJ>BY7+GDD:^I*QOI).O:THN.Y!(@OJ2^ILT6EJI"TIIV%JM!B%N.:6@
MU!P\JFH.5C3`"OD3M[>Z*VV$V%6W=<KS"6E-$1[G/CD:LW$<MB0A"0I=:@#`
M'-[=OK4@.2"<=W'R)V]LO=?.G3JKML?J/N"TB.D".)U[FOVV4RD41S6I!>_#
M/"G=CO\`R]NWUKO_``<_=]`34^HGKUUFZH;4B;3ZKV^#>46F["7$O>W898&D
MM^-]<U*1S<C19["",6*PSYT[&N!P<*ZU4L^Y*W`[#U+0"5*3RGVT2)LD.OO-
MQ7&I"EH;;0LI#25%-=3(\*O:,7.PNW2@;QJLS'+3XIBVF%>I&=BGQ([,IM1N
M[;@8\?*9+H4:&JBO]8GCB?C)+4SO[/P]P8B,0`D^NZ0TW!I27;VDE%:B.0:A
MQ>?#+!DSX+4>7&\MNHMJEOWIU#<N,*/QZH!+J#VCA3"9^:/(N!H;)34I/Q?[
M:]M+;L;EN.+,"!H%`RH?A9U`XU_-AIG.-N3U*UY=J5O+IS<UM>@3I(VW%=:2
M-IVH:E'5K2IYT:1[,L9O:_S>/IL4Q<]P=B9_TQR$RO59:T*9">5MJ:4DC@"E
M`H#V<<2O/7Y8=GL2.7_/\JF4AM:TJH/$6X=2*5(YIRQG'_IH_P"-:=_Z,*-G
MZGK*ATVZ+H74MGU!=/R4'-)/S]-*XL,/R%5+G\QY5(X4J3J2T*%!\``R36/"
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M/I0H0>C760:11SJ(\7`1\9$<MBON2D#[,>;/JH/^[MV_V+;/IE82V^4/+M!'
MO4,OULH70^Y>J-B'U!V=O&=N!73C;SK=ZV[=E1V4($]2FR^V*UTI.+CRC4Y2
MSR^M93SQF$=OFKV'350/]$&K!M3U*;$G[=M^Z7[7<9\VWVM=WE*?;0VXYR5D
M**0"IYE("N\8T_+.[Y%5N5SO.D<-!+CZ5;=]!E3ZF-H!2`V4VJ^_ACX6]%H=
M<0@`940M`(]HQEOU&%8G5T46L\A?SKR^T+8WZNT[I3:_2_)/5MF]S-J3-]14
M+B6591)1/9?6F&\S3/F-:O">RN,SY>AD=<MIH6C<]RY'X=_B0WC4Q-*X^=57
M[A&]$CK;@99ZMV@J!98`B19[;*`*(<#[QYFM8-2#D#C:K:VE,`&.A>8'/Y<=
M>G!M:[![T]7I+ZL^E+TO7;J!=;5N'J/N9W>T*WQD0[E:VRU$<BNN*2ZA#-4<
MQL+R/'$'?9(ZYN3*[$T6EY3S1RYE]BRU.Z"VNK;Y5NU_W@'IBYG[3>W/Y/['
MY6K3S:<S5\/P<S\^&G_'3IIZE)?\UY;VM\WVJ0W&NJA<-FQ<P$.&S8NN&Q>^
MNE&X4>Q<P.(_:APH]B$MH0I`)%2:]I[S[<#B/VH<*/8OB@$O,@9`!?Z#@<1^
MU#A1[%7)^L<ZN^=5NF?3.U5:N>_+8TFZ2VA5QJS6N4X\I+ISTLDBM10Y<<2$
M<F_;;NL)O!9P&]XCF@Z-OO4<2?4%M+IEU(EF\IN(V=M*SQ-K1Y-NCK?AJEQT
M&5(<"DI4@N+>EDFIKC$_J!E4]S$]S-![/>MTY5N,NM6MWV"N'WDN_P#'WT'*
M0M5SN\4+J4ZHCNIU!/QD4H*<,8YE?+URV!Y<#WSL]ZNE]FL)G:;8[L.Z,,=/
ME%4M=C^M#I%O2\,V2R76\37W4+0VR&5-Z7%#4@T4G4LD).%Y,N=#WQCTZTO#
M?PO:*][RI8L>K/8EL>E1KQ'O=N:C2W(CD]EA]Y2G&3\*T)!2D>(9T&$!'-2E
MN=T:]&/G2-V'S.;PW;H'8?6MA>B?JSZ4R]S2U,WF:N:QMR\.)CA+\?R[#T-Q
MH2GB\2EPK)TZ1VG";H+MXHYQ(\B<VUIO8R.KT[5OKZ+.M'32]["W/<+;N-#D
M.TW5I5QC2V),=SSCB92DJ#\A?)6@"HH!7NRQ(95!+#<%QUCJ2><PY;!;-=.P
M/J3]X>HJJYZIKO$W#ZE^K]SMI2[$N6^+JXF0DZTK0R4T2%&H2#7LIC:<GN)7
MVH:YWPT629B+$SGA1@8[2FLN#B$166UI3X-&FH&7BSR.>&MU!%'+QV-I*32O
M4G,<3'6U"/A30M/L-;@O3E0T4M@AP=A51(XU&9/=B1CEDX%*JH7L4?&&&DJ4
M?Z,5Z8L7K1N:KNX6VY.U]++S2%/A.I;5%*;:HLT]F>,^SQ[7%XN,8CI']BO7
M*+&1YA&]HH16GF4ROU:^F_5+U";-V!8^AEMG7RYV6]7"5<^2OR52W'4XA2FG
M4E:@GN[<-\MSF.R`;:G<[*GU@I#G7(;7-GN$T0>3UD>HA0=WGT;>K+;5OL]W
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M9;;00:_LVFD-*`[E).*--?.IN@Z.FQ62UR2Y+AO>SWJ0#HMZ:=\;H0S(=;,&
MW.NA4LOH\1+@UN`%::YE7W:#$+<7SP=/3S*XV?+KI&XMZ>=2*[']+D*W2HD6
M'`MTXI;:0^IJ*EUW4E*0M3JG$K',J#7VX2AO"\XG#IU*[_HE@R(?A@F@UGWK
M;ZQ^EO:+\>/%N^W6Y#4QQ3$EM:8R6TJ*?A"0E);`/8*8E(I8B/C`)4?-EMJT
M_#&!Y3[TQG5;Z<.T;Y"FR=NSG+1,CI?282@'(+7,*EH0A"BIE22D@G+B3BP6
M%WF,;@(Y2(1H%!@/-55K-LMRF:,MEA:9.UWO4(WJ%]!G43IU*FWM-E=OT..5
M.^:A1#'AMM!&O4VS!0RT5I&2S2I4*FIQH^4\P2P`"60GR>X+'\YY=MP\FTB#
M3U$^TJ+J[VS<*;C<(VV]RM6^7$=<^:6FY174*0FI!Y14`I0400/=B\6N=R31
MA[7FAZOL68YIE5K'=.%U&'3#2<?)H-$W+L?J6)Y0BXV=2E^**I34D'DE12-7
MX@_U@.)2*\N)!7>/H]RJ-XRRAK1@&/6C&YV[JFS#91<YMK=;?D,".([<GPK4
ML`*)0X%:P>S#"_O;Z*0;CRW#J]R[8V]A=-WWQ@N!II/O6Y%AV%UAAN[:G3-Y
M.KMKK5M4[`+2$!#6@^%"GF5+((-,B,5^\S7,Y6EKYG%O8WW*SVMI:,I2,><^
M]7ONGC+8]`W1Q@<]MU&SK*7W'?@>*G7<V]0.8(J:=^&F6-+IS-)C*TX'8D,V
M#(W1B+`$&J:OTNL)3ZL80*@M(VO-(3EX31O/*AKB3SHF\@_W7QT&O[*(^611
MN>'$8J9&*=&O1E^'$'?_`*X]]<9D7N%QP:_A-.`5PDFE;$&@_#51P?4O29.Q
M^A$=?C;>]1O3]#B,@%H%Y<5I-*&FI(X$8M,/R?(H]S&.=O.%7*1Y+2FFHKXR
M6XTRI:J?$I<5K4:&HSTC\F*U>.+9ZC2GUL]Y.Y7X:(&I:C(:)(J'&B,D_KI]
MF#VDLA?0G!<F/PJ-#Z?*U.]5_7,7#J*O4#<4*)`S3Y$99`8EI'NX+A7!1H);
M<@C2H^/K-ZCU'VFA*M-=CA()I1-7%@$U[!7&Z_3OY`[%C'/;G.E<7&I5?[U.
MBW)Z(LVR;,4Q\QB*MOA`*7D2!RVVB<Z!3K@X9XT3,(VRN$<@JQV!"J&6@,A=
M,WYC<0>L(E](/3%[IU8+DTIP-L2;#'=;;&8#A34J"EDJ[>^F"V]M!:BENW=I
MV^U,9YY;IQ=.=XDU\_8MT_12\Z=W[C!6H@;]NZA4UHK4LU%<.S(]^#C4524?
MX7R\%;D^E'_^1;JVO[R^HKNH]]4*K[,\>=_JH?\`N[>T^Q;U]/KB9V2/+G5.
M[U=:A`^MRT@^LK70ZFNF.U0BBE!("IJ@:H"@A5?:#BW\GXY0RO7ZUYV^HA+L
MY?7;[%#CT[RZQ](XPJ&&]\NLMM@D)0VNUHE*0GM"2^HJXY$]V6-1RS1Y%7>1
M;F>221CW$M#G#5HJK57H'45>J#9Z%&J56;<*B#VGY)(-2>.,L^H_RG=BWSDM
MK69L"W`U3C?7*;6KTEVA8H3_`'RVN**A)_L[BY2G&R"*$%:0:FI&*%RL3XEH
M'W6^U+?6&"*&SXT;0)'8D[2JA);TM<Q?B==U/.*75>I;A)*J+J$@D<!0#NQN
M=L]WA].I>4V6EN^)T[F`R@:<?[$!0ASFI+1+8!J`T2V-1^(T1I%3A4`$`G2H
MF,<9N_)BZI1IH>Y>GFO:J<>:YJT]VK56FK/!MT)3A1[`K=F)A;ZN8""Z8:'2
MNKF.+J&-?LT_;_I'`071?[=GW+_T3@(*NM]6WD[,ZM6_JN_1V1;.GIV]9(V:
MG#<;GYMKFL-$E*UH*Q7(X>PM(CWSH0A<#/N:U&):N@<?=.P-N["FWR/#W5N0
MJW;>')"GW'2U<6&P@+;2HH;4D,4R`.*#S;FEO;QN+Z:.FI:1DN67$X^#$'IM
M3/77Z<VXI*G7[7U+M"&VUN(0P_'UJHE9-&RZVHA(&1]N,@BYGL6AT8(KO'7_
M`/2M'ML@N&9>7S`Z>FM;#^A/T0MV[U>]*=I;]W5;I]EOL/<<Z4U$TQBX+/"*
MT.*D'EK:Y;CJ31*@#VC",EW%?N^#0>G4H[+[.5]UP]A4^$/T,^@Z\[LE;:A[
MYD.[JN,M3KUG5N*&I@S'&&C(<2A<HD#6JH2<AV`88RAED?C_`&NG6M`NN2\X
MOHHY+!A<T#&E-)[7!.+9OI@>E^ROW$0]UR%F6RN),EF=9DJ8:<42J,S("PX*
M5[#6F">-A45+R3S1$<&.\S?\R-[/]-SI)M:!=8.S^JVZX5AN;9<DVZ+/LST)
M4B.TXIE]Q:];@4A!4FH-3JPO;W$<\@#-(4=<<HY[*QPO&N#`,,&^QRI[=:K`
MG:W7#J;M6V/KN,>T;_O=N:DR5!R;+4IT);D!39+9;1I\5._&IY+^7"S7-<CG
ML9SO@TZ=92&W'9;JP6F')*4OZ`X06VZM@#50I*:$TQV^_P#,%V&5IB,8TTJF
M&ELO-RKXEY7-><:`*A1%=+B#7P4`R'9AS'\E56]^<WM4I'T3G8"?5Y=%29J4
MR#M@A(DT<"2EQLC2XY4M4IQ%#C-N9@702ANE7CE5I=?,`UJY-8)6WY%ZEJ4;
M>MUTJ>CN/EE"-:T:)"DK<H3K1E7L[*'%&MHIAI5TO(FLE^(*NG_$'>K&;L[9
M?3WTQ["FS+;'ZJ,.[_W[?>>W`N,S;492XL':\=F,4:83LU*0XX@)<<;)"E$&
MF)EK)6,WSH&*G[%MFZU='AOEN&E5=MH,RKHRA"DN.MMI0RX]&2)'RQ&03$;4
MH*5R$'()X#$'F&8$@D:.G4IC*,N^,8=/.MR.F_12\;@FQ;>"^0[\:E<PH-:]
MG#/V8H][F3OBW3JZ:EJN59>`UH(UCII4U?07T^[3V_%@-&V-S'Z(U`1=)U<M
M.H:@`>.*-<9B\5(.'3J6H65I;[PKIPVJ5#IQTX@NQD+N"O[)&"4MQXY5#2VA
M"1H;6(I:UE"10E5:TSQ"3YBXUJ>GF5XL;2`MH`MGMM[6ML1;8@10RVZE"@M"
MW>8I*ADI3I45DJ';6N"0Y@X:#BFEQ;#XMW:G=@[?;:8+:FBZTEPOI"E*6ZEP
M_>4ZHEU2O>3B:M\Q>=)P'38H*XMZ%&#,:/XXSD=G0^K,//.>(@\2E2Z)'NQ:
M;7/8=QL=1O`=-2K]WD<KMZ<#X'=-J[77IA9MW0I<"9&@*4Y'*'65M)<BK:4B
MB$I:(+8)1\1`J3QQ/V]S).!N'!4?,+5D!/$P4"7U!_I>;.O\&?U#Z>P7=I[K
MM+34J8_9BXF+<&(I>=4AR`XM<-;BPHU/+Q><GO9(8&PN.(*R_/LA-Y.^[C%6
M$8>3RJN/O'9$ZS7F6S*;G0I,!!4\S(.A3L-I2FE3V0W1*$N/-K&E-!5.-+RJ
M4RTIH6,9_DDD9=A3IVI!JF6R5)L[,&YSI&JXQ7=+JW:$-OI0L!))\(.)+,82
M7`ZJ*O9>UULPQG2352^OL6]S:-KD<A*G46FU*:<45*(6D(0HI!)`\*L^PXKU
MU;M..M62UN'4W3H5MW9D`#T+=+"GF%*=KV1#8+CA2$T4L@`JH/$KWX0M&;DA
MZT6^D#W,V@)J?2[!#?JEC/I!#O[K3`%%2E`?L\@DDC+W86S#Y!4CE?>"F+BL
M$("EYZF(A.?$ETYU308S%WYT]JLTO<':HY_J2MM#9O0(J46P?4?L"JP-=*W9
M[[IJ*'%K@^3Y$W4DTB,1"A%MU+Z"S&\:0`4_V9O(A.6*S??.3FV^9Y$7(@A3
MS9*"3S&^U0^^.Y6.V??':C3=Q1D_3^B\KJMZY2D4`]0EQKQ_\P'>:XEG_+/8
MHP8W`Z:E&_\`6U6IC?.W'&CH6.GLA0(S(4GFE)%:TIC>/IY\@=@6,<\_,<J\
M7J8<5,]/^S7Y-''5SML%2RE(43*=;4\?"!344BG=V8T>\^:SR*HV'Y5_85L5
MTQCM?)(2=)HK;$<J\2JDZ$\37VX,HQ/!Z*6F_P![]Q^'_P#GN[]JN]?MQT:1
MVH*V[]*3_P#(IU:_[1G1^1*\>>?JI_-V>7V+=/I[_(W_`,/O4'OUMG0?6>\D
M_LF^E^U"L?TO/'MS/#VXN')W\H97K]:\^?42GZT_=T5'J4/73=MM?6/I*^'D
MJU[QGR`D$>%35K;0W4`U\"<O;VXU#+-'D57Y!^=+_&[UJU)Z!,_4_M51&:+!
M>%)]A<@<E9]M6W"/97&6?4DT@?V+T+R9_-6]OM"<WZX3H'I(L041576:P*(R
M'C6W(<5[JJ63[,4'E;\RW^%OM3GZT89>!J"J(O);6RTH"H+2<ZGO([\;G;_E
M_(O*T7Y1W8@D?E(600*U)&9X9<<\A7#AO="@;?Y?E*-ZL<:9Z=/WJ\:TXTK7
M!DNK:M3A_P`5RWJBY4X'%<A1?,)KJ$H:0I()K4COP$%F2`D`#@/_``X""PK_
M`&[/N7_HG`05<7ZM,21O3U/='-DNGE[>LNTI6\+\M8T,.-Q9IT(>=X'P)(`/
M:<%-Y.UW`%.&.K'SIE&][+X[O4H=MP>H3=FS-R;BZPV*R)NFWDWF;LVQL3'$
M18K:+:$M(6AU?@6GEK'`YFIQGG-V6V-[$XW._4['$+:N5\SOHVMW-RG\-40H
M^I+=8X;BS]C0ERV$K#W)FLZ$*=47"`M)/,^+CC%'\LY&V<N9Q:U_U"M$EYBS
M,P^'/"X9'W!ZUME].7K?(]6?KDZ8[/9@O;5E,V'>+(E,N":%-3+8I3IU)4DL
M*1R0!WU]F+'89;EMN!P]^O6ZJBH+V>WFX\>Z)*[%8*:^CETZD[J=WM#ZD;FM
MEV?_`+9*N34ZX,.1G2PTMY0=YM`A9-$CLIB0O,JRV]BWYP_B,'PT=3S[5HF1
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MK4\2,\9OS-(Z*"5[:;P5\Y/_`)E'U5]2EZ^KYO3>'3C;?2F;T]O]SVK)FWIZ
M%(79Y*XWF&&\T(<"#XB5<3VC"&064%Y"))P2[J-$IS3G%];7?#B+=VNQ5<O4
ME=][=?>L,:9O3<MPW$O9VR[+:6+Q>7E25VR(U%:=OL=MPT2E*+BETI!S0,L(
MYU2VK#%W'"AUJU<JN=>6XFG-7^9*CH?TYM-RF\RUR'/EL=20(S;1#EWJ4T>0
MNBB:C/&=YA$T1G2M:RAHX@*E[Z5[4AVB;"0(C"?Z10DKX?KTKBC7L3`':=!6
MHY6`XM!UT4D_32UQ%+A/T6R\E8"8B5:5K``S!I][&99C/)"/@.OM5_9`8\65
M4@'3G;T<QW&7$E;3Q*UC7^(GF>,IUC/4*TPULVMN_G5K75@I&*\O(>Y3S)_(
M>W(T.''=CM.I+?+;;UKU@-I`"`00*G2,2C<OMVFK=ZO:NRYJ^A)(KV!.':;;
M`<20MUY$B@Y@*"IH+I4A(/W<.6Q1MT5HH6XS4@DU%?(@5XV^A;S12TEP:P0X
M$:"O/M`X4X?9@T,<39=X$[Y.U._U&ZEM6QG<W-W#X1ZT9EF5:&&'$,`((&HT
MJI0KP[SBWY?FMS;BD9;Y154W,LN@NW$S!V.PT2=W_MVV[SV?.BN0V`^ZQ(C.
MJ>!-6GFM)-/M-#V8T6SNFORIN8$_[LUK31AU:%0,Q$EG<.L+<#PXT5%3CUJG
M1ZW>AZNGO4B_P9,=;L#SHEVUQIM85(C2)3R?EBY6FKB$.(4LI[`O%AY9YDS)
M]T(9',X5?NBOGJLTYFLPZ-SZ?&M&^H>V;99;CMER%`M;3ZK4^^IJ*VPA#*VG
M4.(2NI&MS4<S]F-IBFL9PTW)J2W4:+!,W_467V[;;HCI]W7VK<]R[LIVS`CA
MA;:40+8AUT2&%MMU:@NIJG75-5.*^S#3-1E$,!=$3OT^]7T*5R^+,)&CB#'L
M(5P_9TI"?0CTJ*=#C2MM64)=0HJJ>7G6GA`I[<5/*YF71E+SBPBGVJ6NX'Q%
MG$&)":WTKK4_ZI8J!J<_ZJS#RV4!:B/P\EG[B?;AIFEQ.&EK*;O8I[*H8-+J
MU[5)7U&ZZ],^EEME2-S7MAJX18+2V;$TZA<V7(0V^ZRT2E6MM"E-YFF7VXIT
M-J'W#I)/(IO,3'%"PP]XG&N*8.V0;!ZR^GFSMS[LM[MFA[<WPQNO;]O:DJ:#
MD^R2%/PY,E]"5<QM)54M&@5PKA[/=2P,W8Z4[*IO"`\_$MO52IK:$(9<;<;2
ME`=(:&G4A(;3H36B1D,04DKY7;S]*>LC:P%[=*XW/N`<;*4-+/,1X2A*!\0J
M2JN02,_;3`CE?&:MTKCFAPH="8;H[T-L_1O<G67<.W9TN=(ZK;U<W=?&9I6I
M$>Y2&>4ZY"4XE(;82@4#::BN'+;R=YW'$;IZDW-M$T\3'>`VJ![ZV+JE[RLI
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M9!W-'LK5H3=MQW!*X;M5EUF`V&UI<14\O3V<#B]Y1=SNP=3S)ARCE%E;LDEB
M#M\DG%RN3>@!IMSU.;942%UVO>7-2%'25HLZGP4^SFH'V8SOZBN+K=U>Q:WR
M3\6=!IT5]J/OKQ37+5Z0;',0TJ1_[Z+&GE('BTMIE-IS[Z(Q2.6Z-F;NZ0UO
MM4C]8HV/L@'5I14TO[T7TF*R=NR2V4#6I2U(52IX9998V&.YE9`*4T;%YYL<
MHLI;,EX?6GWDLMCW#=?4VX7>'L3I9O7<[]@5;W+H;'$<G1FF)Q>0E!>2DZ'T
MJ:S'8",,7YXZ$\-Y;O#L2^7<F6-Q:B5K9*$G]H[>Q.%^X_6CD\G^X/JCYVO*
MI\D?Y7-\[R^773\?E<_SX+_R`?>;Z$__`."V7W)/\1]RMFXNJL:$AE)`-5<.
M\?S8""#J%%$=Q(_(<!!#&_@3[L!!=\!!8%_MV?<O_1.`@JYGUF[NS8MU[<C6
M="GMZ[\L$;:-J3&SE1XSLMPN.C2-:4*4<SPI7"+X\2X+MM!OW.\HQ]Z[!V)<
M-OV#T^W:*FXR-N6MG<FYT,$EU-TN""Z\X7&`E6NH`-0308R[G&]X,3L>GG6Q
M<M6P#6]BW[Z&_08].G6CI9M;J1<.JL_;=PW+&=?^3Q?+R1&0T[RT(\LZEN4D
M@<?$K/M[,8J,U+GDUUGII5JO6".0-'W0MW/2K]'/IAZ&NKD/U(;2ZIS+FK9E
MMNK\Z'<8$=,:7$D07XQ2J0B='<@.E;P"=27`:UIE3$M:YB=(/3SIGZULQU*Z
MY?4)W-LV[V/IMT.Z2_+=PV1<O;>XY74IR)+>BMO*;:7)B>7JPM<)"5$!:O$>
MP8F8,P+_`,.NGIM3>>&1]'LK\/:FLL_U!_61TXVFNQW'H-T9W.C9]G9M\V7"
MZ\VHW!V0TW6Y\Z"J$J07`ZDI0:"AR-<2S,I;.WB@`].Q1AO+GB\.KJ>7WJ)K
MU)?6$ZW^H;=5FLFP^GJNC]TV$LMW2*C>RKG'N333H;E*08L>WAU!<6"%!9%!
MP/$,YIV97(POH`YU.FA7_E+E:]S^"_X8)X=OO?M']JFII4:'5WJK>]YWBYF7
M+:\U<I*KG>%M2`\]+GN@>9YKOB4MM).0)]Y.-(R3,X)H!B-'5[UC7Z5=95GT
MD4@(H\ZB-?8$TDB4TB%":(2E%3X4\*]JLR:$X-FKX7QU92N\-BE[DAT^]^UN
ME-(MV*S=[^I*]'X*25*(T_&CB!0TPE'\E4V]^<WM4I7T6GO,^LB[M065R''-
MJ*05`@(!*FC4DCPCVXS/FK\K*KYR?_,H_+ZE,;]5C94[?EIZ1VU*A;'(FXY3
M@,I"G@\IL52A)13):LN_"_*WY8=BC^<#_OJ=:J[;ML,RV/;HLKJ%S;KO'=>Y
M8C$J(0PN/$:O@?DMD.)<4EI*'UI`_4`'MQ'\P_-5]Y+_`"7D6W'1VPM[:<LL
M:*TRTU"8T<Q:0IQ(```U`)&?M&,_S'N%:YE'?"WEVV\MR7:_+N)D/.UJE@D)
M[.`))&*/?:'=A6I91B]E=H]BDGZ:L(CL1U2052FDH4AT'\050F@)H>'NQE&:
MZ^U:T(&T'8MX.EDE]HKE&4VJ,E6IP/54L$4*LZIX8+E6CRKOAVK9^-?XST2.
MD):4VMU&E06`2E1%#QRJ,3VE0,^7SDNI6E>OW)U(E[A18B!Y=LK#*`A?,;.O
M+-1)&9.!0J"N,NG%=/I]R2ESW@@/I:-M4XI"@-2'$!)!HH4_+B/,^[.17$%6
M."U+;*-ITAO34@L^^NW)R(TEER.E9&MH4(2$\"#0C,9G$K;W/G4;/;5Z?8L:
MGF@Z[&<6M0?;2VI)(T`-ZJ$#2/$2<^_%UR_,SX)MM717II5#S++P[,7N(V=-
M"@V^J+TF?N%M@;E@MJ3Y">AQYED(*7&9#RH\IY8T%9<;94"@UH%9D'%HR6YX
M,@DUJA\S98.&2!J/30GM^DYZ#?2MZL/2%"W;UCZ:P=P;XVAOG>>T9-SFO26I
MKMM^8N/VU:BVZV"Z8@!4H@@G@`,L:-%FTTL'%83NC#7J\JQ^3*83*7.`KU@>
MY2BW/Z2WHDG,AACI2B*M;+38$:;,!`C(80VIC4^MM)2ED$ZDJSQ%RYI<W4G#
M+CZ?>G<%O;0ZAZ$Y?7>!L#I+T`9V/`N,&V6G;$&-`LMD+S`E!J$DD>+5J6\4
MD:C0"G`8L>0Q/MXY#)7XR-OM49G7#>^/<I@"H(W_`%,[CV'U,D;DZ?356VXR
MK,[:EOJ07%(8?6A*UH*'&Z$4J#WXDIK?C&IT)A#<F%.CLR[/=074WC>.X'[_
M`'>6E1<<N4@.O:-*SRRD!(#55^_VXA+VR%LT/UD]-2>^.-T`RN(Z;5-IZ5;&
MBS=&+(B)RS$=F3%!A*M3"3D1I!\0S]N*_>=T*7MM*V.*G:!*6VD)[4I!`/OJ
MH\*8AD__`&%Q(74:D-T]E:^S@>PX"(OMPN9BPG9<Q2G8\".XZ4T2"$-I)R*4
MI)4/;7"D7?"X[NGL56SZQ6[6-X;N$F&RXVFW;%=B,H6""YK+R:JKFKCV4QZ(
M^GWR`L`YZ^:[M4"'JC$]KTUV*7!"1+M%HMUS:#B2I(?MJ@&2L53J0`*D5%>_
M%\S=Y9&7C2&U58R9C9&\-U=QQH>Q(WT+[FWONBX[EO&]KW*N,->WV%08.H)B
M,@@TY;5%*`_SL#(<R=(T!VSIK3J\R]D52T?#J^W!2O\`I3AQG=S22]';>"[M
M>0L.IJ#D?$0*>+/$Y=@R?%J5:N/@<1K5JSZ3B&T=#.J^AM*$CJ*Z.6@411+2
MJ"E:Y^_'GCZA_P`Z9VGV+=_IK_)7]GO5<WZ^-PM[7KA6Q.E-55TMVDE+;;``
MH7IC`2YEJ40B:KMS(!Q<^7_Y*W3^UI[2L5Y]_F[^WWJ,CT>2[?.]1_3N+'?9
M4(L;<+S2&T)&A:K<WJ0=871`KD#G[<7+)]*3Y7^0_P`JMO\`H$4L>INP+50K
M3MF]IR`"<["[V)H!EW8HGU!&]`0=JT?D?^=CM]J6OUSX#DGT@VPJ#8:9ZLV"
M6V2M*5EQ<F<TI*M5?!09#(XI/+NZ9017>`:#ZQZU*_5_\F.SVJF\[:6"L5CQ
M%AOEMJ6MQ.HH()RI0:@#W8UD?('8L(RW\D>Q2<_2`N[4._>I"';U%AIE>U6J
MI6%K0XF0Z5J0?@&JHKEC/<YXWCW;E=W#:M1Y0MH),CC<^F]O.V;5.!\Y5\RK
MJSKKYG;S/AU?%IK3.M..(O\`W&T^E6?P5KU>CW)4^71WJ_-_-C?.*[J69<,+
M,$@"F>6!Q3L0X8ZUB+"22:JS)/9V_9@<4]2'#"RI2$@`5R_R[L#BG8APQUK[
M08'%.Q#ACK6-38*FW*FH=2V!E2BTFIX<<#BG8APQUJN9]4*T"%ZIK/U.W`H#
M:O3;I4Y/BM+H69%Y<?D--EQ*Q\;96"G10UP9SOPM[6G5K\$@IM4,]DW#N+:T
M6Z]>+QJD7K?\Z?;MOP%.(2;A&9=4W!YWF0I80X#I.D@998RKFFPCO@YDCG-!
MV46D9+FLMN`&L8:;:J3#TL[J]:"MJ6CJ+Y>PVMN!-$.V[?DSF9;;5G=0F25Q
MF/--E&M2S4*KXO9C%,PR)V7W?"MG/?&X5)=M\@5SCN[>^:);H[DHPHW13RFJ
MW2ZG>IKK9N[:-WV#;-K6M$V[0&9>^+G+2TTF/9[;(87,?M_+DJ3K2DD%-/$#
MA_E^6/<:2ES1U?V).?PS!6)Q)ZZ>Q/=OOUHWK;O2ZS6SHWTMW=O6[JV>VS!N
M_P`IDFP"8BW>3<AQ0WI>0VAVJE*!S-,7"TR++P1(^>4.&KX:*#N,WO[3\&&&
M-[7ZSO8=E%5&V%T<]6IZU;_WCOGIIU0BHW--OMQ<=0W>EP71(GNW%J$U&2YR
MFVVU$`&E2G+%LAFLX(^&UQH!2N&/I2$3YY'AYC;O:3@?-V(H<V_N[;/5"2=U
M;8W'97W(7FC%OD&4S(4B0L52TVHHJP!G553BF\TV=K=B$Q2/#A(3A38O1GT;
MS\Y:,T9/#"6R6C6XU^]7#$8I.7%QMNXW(<G0SS5EM*FT(F*6Z:_#2O*13/%A
MR*P$,`W9'GS+S[]0<T,6?236T;"7/.W;U(-<(;:8L1UV0I#I(*&DE)*@>/',
M%(.)6X+J@5PJH.W9+<1^+E&Z2*4&CTIDININZ;A7H5(;2RG4VJOB&ML`"F?$
MUQ)1_)5<O81QQB<"I</H<W*/%]7>XBY$>Y9V>YK0E/BIK:KRSQJ._CC,^:OR
MLJO7*$;&YC$YQ.Z0?4I^/7[-,YSI.RPT>4F_RW$)DH25H4E(4FA`J<Z87Y6_
M*CL4'SI*QM]5N(JJKF]VDO\`4_<TF<"A<?<-U=@-M>%J.[+F)>6$=M%K;"3_
M`$2<1G,KBUQ<-("T3D8Q/M-UQ(PU)^=L&4B%YYYUIEUW,MI*@A%<CI)JJF?:
M<4.5KKF,[^'8M/M+DVTH#:''6MC>CLJ?<]T1(L%Q.F$<U)*E)/\`6J2`?=BA
M9PYT#BUHJ#MZUK'+LG'W'/P-1H4P_2J!&F/,!=TAS)[P2EB%%?:`;6$@?VOF
MDJ0D*[L4.^RUDP-7.KY%K@O,-#="W0VE965$V^%)B.K4HHD(:>"BEWX74"AS
M"5U`Q#L9)9?+&\.O[%WQG4%L/MC8<":AN/+DB&8Q0DA:U!3BVP`2FOAH2,L6
M:QBBNA\;B#U?:FE]GKH6TCCC)\OO1[?=JJ8==;B2'%,QV$N-`.'2NG`&GW>[
M'<RM7VC=ZW^,]?V).PN_U%V[,QK!75]I1I8]D2+@Y%U%%"TEQTE\*6#2N30\
M0H.%<04-LZ=_%E^%YT@:NRJ)<Y@^"5ULQK2QAH-*4KD*T6\R&WEH#T(422`A
M:RL5.I*B5=N5..+58Y78/;625X/]U1TEVY^EK?2D'+!YQ,<!Q->>%FA55RO@
M%,M(`R[<2T>7V\<OX$CW1C6:>Q4[-+F2.Z>6M:<!IKL6DGK#M*;OL";SHT=Y
MIX.0)#CP/-C"20OFL`'05MEL:=51F:]F+AEULUPI4Z%2<VNO$M+'@`=7VK6#
MT/?.+/T:WO&L_4J\[$1:MZ3`U9[';)<TW1;L=;OG'#'2I#;H(T4-*\<7S+8X
M8K,P.<<75KA58YG[I;.\$5N`YA;7&OL1KNKU`>H:S/S8]EW_`-3Y$=C6@2OW
M=N*0XDU`+94V<J#LPK%96<,G$#W$UUT5>=<7COV0.RJTNZ@[XZO[P$N1=;IU
M)O5Q?<!I-M%SY)-<R4+04BO]&F)QN8QM:&M#:#IM3>07,M-YN/E33O-;OC+A
MR9]EW&J4JC3CB+'/+E`-1"ZIR34?EPH,W:,*-Z>5-WVTSM(IYTZ-GWEN';;<
M6=Y&_H4\\U!2D6J>V0J4:!2JB@`"<1>=9N9(&!C65WNOWI_E=@>*[B%P%%:%
M]"C\^1Z<=M/SGG7I*[I.;=CRP6I+:$M-K;4E*P..K.O9BJ2W3Y>\`%9&0MCT
M$K<"J_\`D/\`AHPU2]<*+LE*G%!!9("LJA3=1E6OYL!%765;&9$9]A]*U,NM
M*0XG6T=2",Q3VX5A%9`%VF]@=!"K1?65L4&%U2V[&MMM9B1).P0[)0@T2LMN
M+)417,J'''I#Z>0-,`Q*P+G^,1W#FC0J_7JF2C_#_,2E(;;1M=Q&E/`))H3[
MP,7K/+=IMGBI'P%4_)9RV1HH"-Y,EZ"9/F8-S=)JU&LK$9"!\#B$H("E_>UG
MV98BN6[1@`.\Y26<9G)%5K6-I7K4MOI)?4YN9\%('_2]XX5[0K^;%SGA&[I.
ME5AK1>$R/P/5Y%:I^E(X6N@W51Q("BKJ0X"#P&I"QV&O9CSA]3AP,Y86XXG3
M_=6[?3H%N2OX>)I[U7I^NW#BRO6N[(7'8D?^[/:C:I"U!*62)Q!JE3.M133L
M)&+GRO2?*&`X#'UK`OJ!/F(SAX9&PX_O*+GTFVVTP/4ML%;"F6ENP=PJ4\PT
M\I2U*MS9*A7P^+W#%RR@4<0-2)E=Y+E\8:UK27BIK7`G32BMD_3Y=YOJ;V^U
MK4XC]V+W1U22EQ=+"[0J2<@<4/ZA&D!IM]H6M<E"EX+L=_9J2N^NNXTOT@QT
MEIQ3J>IML/@#M*Q);ZD`J"@FB@[G3[,4_EAD3I:/-!NM.%$Z^I4LV8VIWF@4
M&JNKMJJ<4VU,LLNI5S0MF4D:0I9*TD5&HA5#D<:ZV.V,(&\<!U+S=#F><0/-
MI#!$Z/:=^OHP4C'TC8J8VY_40EAIQMM]>VUK%:4<2ZX2H:LS6@_)BBYJ^)MZ
MYK:$8:=*VOE!M[^A1\5@#MYQICMZU-WJ5S/,>/X=5*H_:<_EZ:T^'3G3C7$=
MQ6:*-5GI<_=">;&QJ@+F`@N8""Y@(+F`@OA^%/\`Z2W_`*)P$%6?^LF]>M\]
M>.F?1+;BO*2MSV=JXWN2XI26'[*S=&U/LKH*>%M!XD<<*/\`D):#OCM4&_K=
MZCQKOO'971?I^TAFS;$Y+3TAE)279K4V4Q*Y3R,D-A38(()-<9SGG>=VJZ9:
MG1Z<^DGU&[YMC6X=E[BW]-A-Q/,2(]NO-W=BVYCDA:"&HSP1XE9`$#+%'DN;
M1MX()J;Y`.O0IBZMKQS>/!7<`ZDF[%TOZQ6_?OR^Y]3]U-2+.MEV\6)=[N,&
M1.+<UEMVTRPZIU2VEI.8[>!&)>XM8&P<6/9TUIGEES.ZYX<I.E7K.B=ADHZ-
M=,DFU>6"=IVF.@B/!CZE(B-.+;+*=:@I!<S=/B<KF,9[>YE+!+NM.'3J6H6F
M507$(>\"O3K3I-V-`<4%P4(0&U)=:Y$%9="Q3PN*1J"@<\L,_P!8GV]/,G'@
M((<*`'IUJ.3U3_3"Z?>I_<MVZ@WV_P"[+-N$VQ,:UIM:HL5F$F''=4E&AI]O
MS"'"D$ZDC,##JUOGW<H:_5CTP3N"]=8,D\-@Y[:'L]*IV=2-JN;`Z@[WVDJ:
MW,7M?<UYVXER00[.<;@.!#<I:ZY*<'Q)S`[\:OE'Y?R+(<[WKF_XDF.*1$V*
M76(;SKJUNZO`JE`@'(C36AJ,*7'?KUJ5$D'Z>(F=_!-B@!J\WLE/-HV`0>T:
MVZFF=:<<2<?R52KWYREZ^B(8[OK&W$VT4A+6S7'-9;3I*@6B4G,BGY\9GS7^
M5E5MR%SFS,+>]13F_41NZ85PZ/Q41),R?<[Q<56R/`86\XH(:-79"&TE332"
M*DBN6%^5ORH[%#\Q9;<75QOTKBJJ[UXA[RWI>)`>88?:W9>&+NP"\I<!5O?<
M<TD.(;4I;Q1IH:4KVXC.9&[SR-JN'*L4]H&L.BJ?RW2XLW;J9?*$-OS)9\1>
M4=!R0Y^S%"3]F*PRT)C---%I,=T>-B<%MEZ9MQ;%VA'O3NZ9T:+=U`^5:=+S
MKZ_BH`&$.'\W;C/\^MAODD+7>6+K=C%.I/2]?[2Y>Q=-D[R>:>>SE+BMW925
M@FI0$1(SQ;(K3($XJ_AN-@-"T+]4-.GN3@[+ZW=5]DWCF6.R[QWLR@$O_NI&
M5N-V')*B4(GB"IT14J:.H\TI=3P4D&HP89)Q2<,>G6N?JA4K?IS]6$+?4.3`
MW0S<[9?H*6(Z8]TM$^,^'@D(6E2DQRT%(7D=1&8PD<FGL#Q*4UZO>F,5YXR0
MMKH)6Z4JZ2W(4F8U*42N#'<B.RF'$0Y*42&TSVW'8H?6U(C1EE:4@$*(H2..
M%V30S'AR8GRJ>AD\(`]:O==O4K:=HV.6S^^L/9SL9R5#M;X0P;K=667G&F9+
MC+3ZY<53Z$A20M`\)%*C/#"6V89#PQA7!(RR<9YEKWEJ?TWZH]4MZ-&19[IN
M7<]OD2G=5^=$=<6.5/*`3<7^<%,-)&2,B=(PRDL[PG\.OH2:W\V1N>\6%B*S
MN^VW=16VA3ES3'#]M+:P-):EM*6E0%"36A'=BQ97'+%;M9-\RI4)F=N'U?3&
MB1OJ8M4&^=++G<(;R78DR;&C1Y+0_LD:8`J0AN>M1#D=MQ@+\="*I`[<KWEF
MCR++,ZDX1-`G<^D#LJWQ>B/5RZ7*V0QYGJA$:*Y3$20AF;`L:H]R88<E`*4P
MU)II50:JU(Q*SR2L>`S114*X=%<R;[](P4Q"-J[>GPF`];]MOM+2H)48EI*T
MCPZ@I.@#/^3"/'N$AP8$3C8>Q4/A'[N;6?4C5J*[=:5'QY99`#,>VN.<>XTH
M<&W0571_I[(0I3NT]JK<6X5EQ5LM.8(R0,Z#CQQWCW"'!MT32.AG366E;+VR
M=IN)44*"C;[6YH4TZVXE24%24I6=)%:Y5P.)(_YB*Z.)@K&E1`Z;[>MT<0[5
M!BVJ,E]V0VS#Y33+9=2E"D):B*<70TXZ??@)-9G-E1FS0+#@''2])0K/A13K
M:&_RG`009S9B'$*#;;F?!0F(J,QV%7=@(((G8K@()#I`X@RT4(]M%DT]V%H/
MFCM1FZ56=^N+MX;>ZN;-6DN+;=Z>E05SS37S'*(*02"-66/2?TY<'6X(T?:L
M&^H0_P!R[M5<KU5O$>GZ<D"JE[3>40*U3DHFG?3%]SS\N_\`@*HN28W#/XQZ
MTR?T\8A.U[HZM:TI>MK2M91XAE44!.>([ESNC;3V)?/Q25P_>/K4NWI%1%7N
M=WE2.92\WA#GA`Y;GB`1DHU.+=/W/*HBS^6[L5JGZ530'I_ZFFO[3J4X#EPI
MJ'?GQQYK^JI_[RP=OK"W?Z85_27%W=I[U"=]:K8'0/=WJXEM[VWSU9V[OR/L
M/:L=IO;42%.VZU#5(+S4E3C[D91<":?AZ2!WXN/)YKD[/+ZUG?.4E@,W=O@5
MKU]:@W]-]OVUM7U3[5<M>\=Z[BC-SKY;K6J]V2+:V)[,B"WH?,B/+?(.GN30
MXNF5=]W:L]DH9JM[M<%;I^GRQH]45B"O"4[5O:BD*U@'Y`YEK(25?D&*!]1#
M2W)ZQZPM@Y+[[4_WU=#T=;]-34+K5<K[;]OW+J,/)/6!E,R8EU@E?+\NMUA`
MYBQ^ME6N,\R`2FYHW8%/\V<(69WM%55RN6S_`$(W2&[&M_4+JI8ER'E2`_(V
MLY,+2E'X>8B:6U)^W+&IL;<<+R+'K"7*Q=_C4WJ]:?7T:7_T@>F.Y]1Y(ZS;
MRW0SO=$&0IRX[.>@JMRH:E$,-*8E2?,)5VZM)%<5N[RZ>>8R[>Q:`WF#++-H
M@BIN#M6]O^,;TC^0YG[_`.X.13S&G]W9VKF<VM*UKITX;_I$_2GO7?\`E-AM
M'I]RWRQL:I:Y@(+F`@N8""Y@(+L$:N4FM-3G,K2M.6"*<1QP$%73^KE<;5TN
MZF*ZK%3#N\)O3O\`=K9C4G2L-2W)#RY#K+1)47.`RH37!)IMV+=HEH.^.U02
M;FZ.M;7V7M#?&Y^8_N[>-Y?N\QU]I27DQYQ1,2TVE2UK#(<=4!V5!/LQ0\V:
M923H5TRW4K1WT:;SMJ)T2ZQ[H4J7<Y-I:L4.18&X34@P8:6F5R)!==)#I<22
M*!*<N_'GKFR>:#G2*%A^$PMU=96PY+'"_EN3?;5_$=C7J4,?K%WSMFR^J3JM
MU`M2V6K%+W@A5KA/Q&8ZH[C4F,7V7H[:B5)2X1^K7&L0;WZ4'N-?A]BS<PAN
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MK$]W4&U.`)2AQ``RIXO9C9LK@W+<8ZEE>=N!E+6BF*2-RN$6*U&CN*5SFR%%
M&D]@SS[,L(7DFX_17%1UE!(UQD<^K::*>U,S<MPP;?<+W(6^&^8PL!:DU2T2
M!0J!/BSR[..'\<_X&C4H^XAXD^FF*E2^@^_?KOZL=R2K9*C2N;M9\(4X-"=*
M5H5X@=6H:4TQG',C^-#)'HKK5[Y<L`+ACBZH%<*?:I2?JU^N)OHH[L*-L^9;
MT=38VY1:FKM*M"9L&Q0I\!;LEOR:U@.JTI*=>M%.-.S$;E6=C+8N&8R_KWJ>
MPK1<KY:ASNZX(D$0VT+O_,%7&VA$GWSJL_N*=)G7*%N>?=IMYA6UYNSHG7:3
M&>DHELKY,I$=+KY`T:5<>.$KW,1F4P^#<J=M?8%W/\G9RO*V&O&+CI`+:5ZB
M7+=JSO+BVB3`MECN+D06ULS'+A>&7A;Y]/"R$FW(,CQT%04^[#:YD;:,.\-X
M^;WIO81.O)10[N/;[DY?2J!.8A[?WEN5RU[:NZ%2S>(,.:FX(BB*;C76I<-(
M=UBW_JBFOV9YKG-VV>0_#NCM6R9!9N@B%'5)ZDM]O[M]3R(%^<Z(77;EJ;;G
MJCVB>_:(=PDW1Q]14EWDH;D0(J4ZQ\<O/V8KL4[(S4BJL<\=_#3\$FO[S5O%
M(VWULO'2>\[RZMKDS]Y1[QM^Z6'8\J%MAG<]Y:B6>-"O$IF^[?LS.V/E:IB'
M'V8TR(ZOE%*%N*559E(LYAC;0QU%?O?8GMCE^87N/#+?*#[0H_MS=:^HO1K<
MDN_P[AN>WR$0438$&Y<NW;>E);FHC4F;>M<E,4(`5J+<5;3*1X4`"E)>7.(.
M8+,MCA,)8*5WMZM,*Z`HR66;(KO=>SBDNVANDGM5AKH]U!ZT3/3K=MXO]1>C
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MJ,I)"@XJ15T^()`.)6.\AD<(W#XNW[$+_P"G%W9Y(<\\6"W[G#IJKWM_V);Q
MOJD]5(<F0&7M@<A+VCE+M\M*4E%=2&E^9(6$ZN(`Q)OM6MCXC17!9793&\F=
M"YW#W3II5&2OJI=1UK2XMCI\*$ZN6B2SJKV$ZE5%?R8;VHBGWA,.&6G7C7S)
M]+$(W;HE!_NT2A@_5AWXZ$1W+3L)YP&H3YU]LZ0*:Z\HUKPI3#OPUG_J#S%)
M[O\`^3T(T_[US>#B%LN;;V076G!5#5X>:<(H?&5>4-$^RF$)[6,M`MW;SM>'
MO7>(V(5>^M>I<:^JIO`+'_5/:SE<M+.Y9+*\^W6B(A0`[<\-/!S;/5[T/%0[
M?6E"W]5+<K8;#NS;"0LH!T[NE5JI0&0>COMD5/:GW8Z+*8Z<`N&[A&@I4VKZ
MK%W=0K_J+:G5-R"PM#6[6%.Y))U@.VYI&9'`J'OP;P,G3^U%\9'T_L1XCZJ5
MT!/-Z?,M)S\0W3;4*I0YI4EAY25#V(5[L*PV3Q("XT'3K0-ZQHW@*GIU*(CZ
MB7J)>]1&XH>ZI<3Y=$V]M%B,657%%PU<UY7B#J8T4(Y?]4UQZ-Y`BX<`%:Z%
MA7/=QQ[EU!3TJ&?U47")!Z,6]^0KG0;K:8$`YA(0W<$EU3A)U!80@$:<JU[,
M7#.YAPG-I^S15O);(N<'[U*&NC[42^AB+&E;-N%\M<<-6PQY,5$52@#2&5-\
MSG%(%%TK2F7><,\@.X`-*+GD)WCCC5;W>AV9)5NS<33A*TG?NY&VW"2`VW#*
MCIH0:AP>W+VXL-W>",;N[7RJ-L8"6'%6]OI5MZO3UU!=)R>ZF/"E/AHI0XUS
MXX\X?4NX\1G+:"FGKUA;I]/X'#)';KJ&FSJ*@C^M.H'UNW53JGB8.P-GS$(:
M<2VT[7Y@H-O)*%E8'D>\?%[,[IRS-X?*&85P/K7G3ZAV]R,X?NRTQ^Z%$WTS
MC*'6[I$XI31>3N6YA90R&VB@6MLI0A`-4(37(5.+QDYWG%VU,K63?#&G2`!V
MJU9]/DJ<]4=C*R"H[6OU2!05%B=&0KW8H'U%/^V)_>'K6X\D1;Y:ZJ/?KL)*
M?2WM<I#9(ZK\PE:$K\+46X2%(2#PUB)IKV5KV8K/*89QZG[C?:A]3O\`M]AO
M;V\75PI33AUJI7(!:==:6'7D%14`'WVFPE=%!`;:<2D4K2M,\;`QL?!T:MJ\
MN"*Y<77C)@UNS<!]*P(:UJ;0&6V(SBR'/QY>K4*$J/\`:!4'#<"WIH])4:_-
M[TO(;B!KP]R%^7->70<CS'(KS)?['EZ]>CS7P:NVN.TM]GI*-^HWV[O5_P##
M[E;RQ++>5S`07,!!<P$%S`078+"2TH@^%SET[RX"0?LP$%6H^JELV9U)]:?3
M2'>E+1L#8'3P[HNR72H1G'^?(2M.K]FE9-#XN[#6X[I[$M!WQVJ%CJGUBD=3
M-]S_`"X_ZK[9TV3;L4`%LFWS)#&L+1^$K6,\NRF*;F6@JZ9;J5B/Z0=]O>V_
M3UZO+S<6[3:]LV?;=NO%TOKP<3*CNLVUI:&&BDA(8<;`K7[_`+,8%S3;&7G&
M-_\`^%OK*US)7AN0/&OB.57?U#]99743J[N6[-/1$6VY]0Y/D%MK<=1.C.S6
M"AR0`HIJ0SE3O.-,F<8<G'\(58MK0SW_`/>]JF4Z;]--T[+V%NS=*&X[UMWW
MM"+(98MRRMZ&U;X3JG!(#B0TGGIE9>[&#YE<R27IX6BN*V?*,L@CB:9._J4!
M'4N$U:^H5NML*=<F-N7>^3)EUM#3TIJ(BX)6M7.6W4H6\3D:^"GMQ/94&NH9
M%8+RV+;8\+31*J[;=F,-39T.X26($Y^.IQ0N241EZ11+7DRGE()17Q`:ORXO
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MN6,GI6@!]"WR::3%BLBZR0EU:TS5HC50A32R-+,@*/B<2KMX8;9O=`1D8*LY
M%;$/!U+>/I:GI?&V_96IL4W"2X9AW.7;:):6A+-T(TI1F='S`5[])]F,LS&Z
M`D)*VW)8`QK''0""M@^DG1/HS+N*7-H[]CV6'+=4MUC;$J?%@M/%5=9LT^(F
M`74D^*IXX@O&!7"\Y@MP:;G_`(5LY/Z!;/95,1/ZF2'K8ZIA]5UF[D"'HG("
M2M#5LM](`:=IXD+[Z'`\8.E%-Y-S#!]S_P`*B<]8O2':&\]QO;HVI*D/VW9C
M5RL3TE@/H8W'+?N16U)@LYQFF&=%3EI/W<L6?EX@VDA&@D^M-^8,M@ENF24Q
M<0?/BI:O1-;+A=>BYM=P>=?B.;;5;UNH5'3R_/PC;920E0JD&VK6V!V*->&*
M3_\`O"/WCZU=6Y1`<CJ?NCU)U>C/IIVA<=JS^DFY[(RRWL&^7!C9[TYPP$[B
MV%=&U.M7*Y3WI"(\IZQL2A"'+`%8^66)*?\`,N_B51#!#"(QH``3M;4])$?I
MZXN)L;J3N6+!;86Q;X,IVRWJV1XSP+85$D'F/%DQ=(0DJJ@BF)*UT>11-RE9
M)Z`1N2ES>%W3NFY1DL+BN2O+,(1(4HI;6B%&`<HEM"<ZU4:XB)Y=S-G>1<M9
M"=Z/8$A>JUKO$':.Z6+E:FHVUK'M*7MRWO7&6Y;(M]O>\YD!BZVY3;0\\Y;X
MD&R0W6R"!K*L6LYNV&"A.I9I<9*;OF-F![X]J@P]3FR[5<>L^W]Q[IE7+<AM
M=QMDI$F,OSK,2<PTVMRW0T4#IC0X#)<\55:1AKEV937E\UT?RZT6U<W95'E_
M(3HY,'%M?^E-`]]2ST1(GRX"HFX5IA3)5O4/D[#H\S`>7#ERDJ;RY,E]DE(/
MB&C/'H/EZT%Q;CB;%\\;R[-M?R\/34^I'5H]??HHWG>K'M2SNW)N^[@O5ML]
MJC2;0F,F1)N#JVP2ZJJ0ED@%5>.K+$Q=<JPWQ#F'=IVX^90UOF5U/)([&C3L
MU?VJ0J3TAVVSN2WJ1`80VN&A?)2T@\T*T$*2L#1X@<AQPU_X,W[W_B3KQMQM
M2$WWMO8?3&??MW;T87:]K6C;MPN<Z2(G-#+<1I,HK*44!U-M*`/"IPI'RS'E
M9XCC7>PU^U(S7UP`,=)6II]<_H&>;;2]O\,EYJ-(90Y9WT)<2ZV':<U*P$J;
M!I[3A3PD'4D/'7*7&P?4+Z0.L.\MM[$Z>[TBWC<]^F);M]M$:2T7?+@R9!+J
MEE(Y<=I2J<33"4]M"R.N&E*0W=Q(_=ZEN-M7HG9'+G>F'+0^\TN4Z&^4P])0
M%L.!!22/""H$G/L&&6Y"G>_<=:<VX^E%R\[<>O=OVW+MUO8>1%-Q7&+6E:UI
M3SD+3FC3J]^$IVQ",[NE+VSYC.`[NXK5/Z@_0V'T#C0K,Q,,L7OIM"NSQ1S$
MZ5E*EE"N;F55[<;/R+\D>19;SD?]R>U0Y^J\I=]/>SDN!2D+8VXM*:YC^SJ.
ME1/$8L>=]P]B9Y%B!V)4>AEL_P!R9Y:E!$J5=V5(90I*XVEU1YCO&J?=A/(]
M78FV=]X]JWB]#LJ,F][M4:E</>V]))5_RJ4A=4([E>TXD[_3Y%'6'<*MX_2A
M>Y_INWN[H+85U+>(2JE<_%^@X\Z?4+^<M[?<MT^G_P#)7=-14#OUJWT#UP7Y
MH)=4XYT]V5$"4M*-"MB_NAPJ&6D#%WR$UR=O85YY^H?\Y?V^Q14]-)`_OJZ3
M.:0$#=%S;)*TBC@M;8*#7@JHQ?LET>10%EI"M3?3S*E>J"SJ4G06MLWU"DU"
MLS8UG(C*E#B@_47\L1UA;YR+^RE!]=PE/I@VHV:`.]5W&PLK%`5VF]*J4_%0
M8IW+,H9*!KW0H3ZPMG=:T8#N_:JG$L-<R4I+C+GEW%)>*G4LI0EL`:];ATD$
M"M..-99<_A5KA18%EN67,UD<"<$RW4WJKL;9>U)>X)^X68[;#BX\5;!Y[<NX
M,T4[`;+2O`^V%)J3EXAB'FS`-><:!2>5\J230!Q:=\N.U:N?]X/L;Y9Y?Y/>
M?,>7\AS]$;1S]6K5S.%.3G3C[<(?JC=.\K+_`,'N-RNYJKY-JOZ8O/B&;#T\
MJL"Y@>(9L/3RH+F!XAFP]/*@N8'B&;#T\J"Y@>(9L/3RH+X?A3_Z2W_HG`\0
MS8>GE059#ZV?4239NI&V^G.UW5#>&_MKBVZ8B2928+UR2VCFK2.8AI0K2E<=
MDB,T6^T@#K2T)HZJBXZC],MN]*ME=.-KE$9O=;DERYWT)<2Y(+;\AQ)<=J.:
M"76E9*`X8J.8VSL<6JUV%U''2H.'3:IY?IA;88WAZ-?6_9.4[<(M]VM'MRXK
M2]+A1\H0M*D@$$A!14TJ:8P?FF:.TYMC9*"7<%IPIM.U:[R[(+O(7OCJ`)#I
M[/*J;DY+FWM_7R:D-0V-L[QO$.TQ7T"0U+>MMQ<927&G:`F,XU10-/C&+7>Y
MC#<97N,#@=VF-/>E\ELW.OQ7=KO=-2DVLOU!?56=DM;99E[%3:S$C066Y.T(
ML@"`RD@-(<2MI>I:#1>1KEC*;2*)DD\EQ0_$*>;K6NSY;=N=`;<M#=W'3[`F
M_O'J2ZDW<^9F=,NB,R0RPE"7G-E-I<6L*!7(<.L4<7WBN$WYI;1OW(VOKY/>
MK)'9OCM_]QNFG36$43?5+O"5!<L+O33HFTU/83$E/1MNHC2HZ5NMA3R%KYB1
MI`]]3BR9)FABE+Y62.:=%!7UE4+F*T@N(Z0.8QX)K4@>:B/]P[^A6"R(M]B2
MRB=<6(CDINWAM,-M2TJ*^4D*%$IU=PIC9\IS&.:W`#7C#6![U@&?6;XK@DN8
M['44QUQ93/")DM+RW5.)<?.1*CJJ--3V'OP2Y;QY:,HHZV.!;U+4CJV7(9E,
MMAP-O/K="DT&A"AI`4I2@`JI&%'S-@AW'`D]29QMW[QK<-.M37_PY#ZE^I'=
MBGUK6(^V7VP@@J6LJ6@`(*=0IGBAY\-VV?.[NBG:M!R5S89@[2T5T*>3ZMFQ
M[?U2V1M[IO/:<$3<$>Z18CCA(2S<_)O!B0YJJKE-NJ!R!5EPQ`6>7RWC.)$Y
MH;377V!2&6YFS+\W%Q*'%F]H'VD*EB[MQVT]9=A;>W@PMR!MS<$BPW^3H?2A
MES:D^7;+>^VL-I'*ES&4+9*].I!!-#EB,NG^$N&V\@J]QI4:%N%S>0YYE3I+
M8$;L=?BIJ'5522W&X3O.3HS:5+2["1Y9]]:`W0J`^)*E*U$\*`XBLW:X,(VJ
MI93*RWE#7@DU6^?I@C1"_:8TRK`9!5<.9)6ZETCDT1(*T5U$K73C^R7W"N5Y
MGO-D)6Z\N!ETQM!A4:5.!L&R;1D6:*)91<&*C*X*=>H#0@(\I)@>&G#.M,5Q
MLY>:`8K2G<JV-V:L``IKI_E3G7RU]%[)MJ6]=+9MFUVU^#)D2I$MMD.1T,))
M>6XU(D%VBR"4T*Z]I/'#IL<CL00G$.5Y5E!K<M<X`?L[I]8"A/ZNB[;V>N^[
MNG$FVCIK"NK=KLL:0UY6+-;\SRA,2IAMZ,&7VAJ;*EUH16F+/E5^RQMW12L>
M7.V##UIAFEA-?S-EMY(VPBF#B:T\@(4M/H>V;!18)5F7Y=N"S8_/R=3R^6'8
M[!=>0Q(2#&?&HFA0I22.W$!X>4YD;RGX9)-->WL5@-QNY>+3>!DP&&C9YD_]
M]DV"S,(W1N"QV7<>V;5%<<GO+:@/7*U6LO+*BI+S:>9;DJJ5ZG-6JM`13#J8
MUF+]1-5$Q9+<W#-UKXM[M-/4GXZ?RNC^[[#;KMLN[VY5LEMI,-%NY$:"TM1I
MY5#,-2FFG`L4.0).9SP=N90VX^,./93WJ(S7([VR;O/W7#]W>/L1_?+/9FPN
M.ZHQY3+K:PMP-*6$(-1_:$.*6`1P%,L1EQ()[@WS,(CJ/>P]'I4=9Y1=NB-^
M2UL3M#34.PVBE/2M(/6#N%U6PYUM@.HGO/RX4F`)"S(2PY"62^34`I6IH#0D
M!0KQ(PF^Z==LX4-0[K^Q)Y;DSWYNVY>6;@<"=ND]2U-]&GIXL'6?K!O/>>^S
M+N6U^G^RMWR[6P!RHZ]U3]J3'V/.-YLO>7:)`54E)R`QH/(^32Q6YDN2QQXE
M<*^T)#ZW\[Y?:6S.7(8YO$.M@=[X=S$4^]7T*C%NJQW6W;FW8B%;F$Q8V\=\
M0TIYJFW`U"W5>.4HZ65!6H/&F?9CT)DY8V$1LP*\"7D,D-T^:8AS7'5IT=:>
M#T3V2-N?U>^G.S7^"TY;+MU?VA"DQW*2%.),U6H)4M".4*<2DU/V8/G,V8VN
MYX:1@:03B7>Q=R6W9<&5S!3$:5Z9-X]*/2Y/J$8MS]AE3MJHVM'NC5IB/<EZ
M&6C$CK?0HJ0E2U*70)U::&M:XK$V?9M!WG@]F]_F4Y^GC]WIY%KIZR/15T.?
M](?K?W>)KZ]P[1Z,;VN%GM,VY#DPF6;)(N;1=;JI2G^7#+8H"`I7&F#6.=WN
M8RF&4FC>WKZRFUU9-9'O&E:[/L7EUW9RWQKA%CJ#R5,P;8Y(9*$.1Z);2BL9
M2B"4^+[VG+$M63[WI*8\`:=WT*;3Z$?3C;'43ZCO0>P7R`B?:I"]TW5]"6DH
M`9M]BG(""L$J#O/4DI'PD#,C#*_?(R#>#M8UE.[&W89L6X4V#W+T)O3MTLV1
M9KIU?B?+(TB/'WM=&[>U)9;=7'A-NJ):!76BZ)X`TQ">)FVJ9\+#L]7N3H=;
M=H6^-TINENA<N%;')41Q#,9E"%ZY;K80%4H`E/;0G+A@S+E^\-\G=0\+'0[F
M#J*NK]:ZWBS[KV]"*E/!?1Z)RSW59<I4FA!]V/0?(,C9(1NU6'\ZQN9<%QI2
MJKN^JW\+T_;&UZJ>5VV5*1F4A,=5:`TJJ@R&+9GL1$+I,-T-)47D$@<X,%:G
M!-W]-?<-XN,7J;9'[A,=M5I;FN1(Q;"7$N275E*DAPI2$CMSQ'\OSAXUI;F.
MWX;ZBE"`?>I:/17!<BWC<96U'J=V;I+M`O\`%3,U);4BJ!4))\5?LQ/7L3G#
M>&BBKMG.UC2T@JW%]*_E)]->]=`4FG4F2#D#F```,^`ICSC]0?YTWIL6]?3O
M\7)7;NSWJM[]='J!=]I>OK<MJB;1D7:/*Z:;'G^;CR05("H5_20`XM&AS4:T
M&0Q=<@).3-)TX^LK!?J#9R/SIY:12JB+],NX-Z;L]3'3+;MSVP[%M,6ZWF[H
M6XX"XI#5M;%%*"E:G3[<O;BY9)>Q'"CJ].M0-I82@MQ;Z?<KC?T\6UM^J"V-
MK2$+.VKXK374$#Y$LA)/:0G%,^H;PZU+AHWAZUO/(]H]N[4M1;_$&;C3M[TG
M[1N3%JD71UKK"RTMF.$ES7(M5^;;J'%MMZ0637/A3%$R$.XH.K`)?ZD0PW=H
M(@/C9IK3T*C-U7WCOKJ6)5KA/;FV=;'%EUJ/:8$9V51::K+KR)(20XK.@4:8
MU$-<(:@K)\EGRV",V;XW&3;1M/>M;[1Z:=[=3H]QV]:IO4G=,>QRXTN?;(]C
M?DF.]<RIM,U(CN/M!2^1XJJ!R&("[LYY'EP<W<ZZJX6/AH``R.A%2*`41A_@
M%ZC:O+_NKU(Y.OEZ?W1N'/TZ^3K\SR^3S:Y:..G.N&'AYJ[F\WTJ:XL6[7<?
M7R>;L7HS\Y'M_)C4%G:YSD>W\F`@N<Y'M_)@(+(""`1P.`@ON`@OA^%/_I+?
M^B<!!5Q_J?;=VUMCU21>N>[5(=B;7Z:,1K-%>0E;9N4.2_(6I(44^(CV\<.7
M7`9;AI4G:P;[0ZB@'F[IW1O[>%^ZEWMAXVK<-TE-V-<MRC"(B5^<Y4=+IHDH
M9D!5$U`)Q4<PN075"G[:VZE98^DOOR'MCTR>JRXQI-G$Z5MTRMHP)L[D.7AZ
MVV2MR;<0EMQ`:2*A)J25998\]\Z/XG-\;O\`\+?65KO*<?#Y?D'_`.4JF-U2
MW*N\=1-V3'(#=O7/WA?KBY$C.!Z-'D3[O)=?2RM)&2B!6H&>+$[^7CL4MD?Y
M_P#O+9[:S"I-C@:I)3I90=*\J50,QD:\,97F4\T4KFQ5H>U>ALJ@BE@#I*5`
M%-'M1\Y;45;6X\7F$:B\AM=%:2@@4`2-6?9AEEA,UP.+MZ:4EGE(K<F/334F
M^N6S$NP+C<!;FGDKD!31\\MM]+85JJ4AKXO#PKC=.6LNL91^(&D[HT[OM7G?
MFC,;Z/"/>H2?O(YAN(;:8<`*6BVRTEMQ6M:5)%"#JS`!_+C3XK*UA@K%N@TZ
MECM_>W4DQ,E=/6AT^YNHTMA"B%)44D)U)\(KGVC\F(%CB;PC0**1MA^#771:
MP]0BN<Y*3*B^8;/%G5H*Z+J`%4\-*5P+H`UJHTN+;G>&!JIA/X?N)>%>IG=:
M;')=M#:+(>:5-!>E(<;J4`GQD8I7,YW<KE(ZE?<D&]N[<5/Y]2)5S@R.G+D^
MZF:^F5=E-J4"ROF"*X4T2D<:\,%Y98)K>@V)O?/X-WCHJJY_J%Z?-63J/O%Q
MN.VQ9=T[7VM?6Y[T9*E)NZ8D)VYLQUG-+TB\+4E-/B()[,0^>9;2Z;)30:],
M%L'+>8URJ2.N)81TQ1#<W4N0-K\N.4+G0XC1+CQ0MM\O\H![)12`XC/CEBJY
MOW4A:_F1VI^>EG4>Y;66Q,<+R8MWO0*I,I!;8\JE;NE#:]1JX?F4GP_T4=^6
M59IC)1;YRCA$WM"F-Z:=8W9&W&'FG6RRTVRNJM0*D+TI0$@`ZE@9D94Q`PVW
MQ+:+"Y%,2*K43U4;JWCO_P"=MP;[.5='(#\""PP^[&A(8(4V`6T%25J"`.S/
M$U!;?"H3.[D?%30H^T]2/5GTHZ90]FV>TL2-JJT19[<]A5S:DH:0&FIS1T(4
MRMP#5I'PXL;+6WW!HT=2J_ZC.,`33R^]2!_3W]9'6>U,?N!NFR2'9S;-PM]L
MN(C2G(#$*0AP1N5'Y0%$J7F@DT[\&\+;]7H0_4KBFD^GWJ4OHXQZG)N^+U)Z
MD;IV]>NB^X;>ZW^[7[K(B7);:F$LJM;CJG*JBN.H4KF',:OAQ6KT!MPYK=`*
MM>5YDYC&EYT@=-*9.9O&]^C'K6S%C/EGH9U/FO2@W(><?@;"NT1EIYUEU^B4
MPHTUY[4T14$FF5,0=UH5\M8K3-&;LFZ<.KVU4DT?JN+S;HEP;=:?8N+,-Q$E
M#O-;>5.92\RMMROB;4TI)]F&#[C<@X>L%5S.;:&RN'6,/<;V4Q[,$P74=F/N
M^7M=B6^ZU$=OZE/)9&MYZ-%5RY82WJ`713J:"HJ`3V8>9.SC3C30^]55SQ9O
MXAP">ST0!6T]D[P#D`-^;M?6=F2Z6]<6YIMPGPH$AEU"5./RVXR@A*`CV5QO
M/+=OP[/1^TO.'U?S$7O,4;ZUI;M'3$KS@NJ^W^I;6_MZ-1[-NY$1K?\`U!%1
MMV]HUA_<LJ0A55P4I6SRG4Z5)*JY\,7RSN>"!CBL,O+7C$@C2GZ]`-IW.WZT
M/2I&N%IO#;JNM^T2"_:+HTC.4HJ4MQR&$)2D"I)(IA/.,SXFY4ZCTTKF5VOA
M6OZR%ZM%X:7_`'^1"&7"MSI\X"C-"M+4Z`@DD5%%+X8KS_Q]"E=2C(]=T-Y?
MIW^H.B,S,+AZ!;P2IM$G0BC^UY\=*M*EIU?BO)!`!53,`X<Y=&;:1SS@2*)&
M=G$:`O+KW'`G.*8=!2N*U"@6YQMME\N>:9A,35^-3*24!E5*]JLJ=N);Q76F
MWAU/-_#SN/6[ZE70+DMJ4AZQ[R4&:'S)$BTRW4%+2A4A"&R5Y^$##6\FXD.[
M76EH(=Q]>I>@]T8;<:W#UBYI!=:WS=&"$*U(#CR'WT9TS3H!J>PXB4[3@]:^
M8.F[Y4-2?-V,E(S)'.;X#M.![UUNGR%5VOK?\E_J%M1L(4">DEN20M&GXFU#
MOSQZ'^GGR1V!89SS\URKI>J^V2GO3G9FF.4F=;K;:[@A:E'2AF`TM"Z>$E2T
MK((305';B]9_^5D__K*K_+WS6_QA-5].RVO(LF_KK-FE^9,AI6YRVDL)*C4_
M=->)Q`<N]T*2YETG9BIAO29R&[N]RP0'9UY#]1QE4J".TI]N+9=?*5-@UJUM
M]*WQ^FO>X''^\N5Q_P`CCS5]0?YTWM]R]"?33^3.'5[U6_\`KS(CM^NV[CFH
MB.KZ:;(CNN.R6T$J5&OSHT#773H]QKBZY":Y.TC1CZUBW/F&<.'6HU/2*JVO
M^IC8[\>;\P3'MM\?6&WTK6TTY&1&0'$I4=*@XG,9T&)_).^>WVI"*U#(V.T5
M`5M;Z>3B'O4_:WVS^&G;5\3\5<TV)Q.1.:A48K?/^-F1UCUK5>4I^$X`I+?Q
M%.Z'=J>BW;-S%CDWR,GK5;`Y&M[*),RA@[HSY/,;4JF*5D/S&[:A&YS?Q+=S
M]I5'&1UK7YBVR['T[W8XP`HSFT6YUOEI-:T0M==7?V#&I?\`IPL6R\?[RNH%
M3M?1$W=:]X1?4)=E6.9!<3<MOV]"+BEH2FEI#C[AY:T.E*"V#0UXBF(*[FW'
M%JUG+;>%]NU[Z$FNQ3Q4MOGN7\LC>6\ISN;H:\SRZ><U_LN7JTY::5KVXAO$
M_BTJI_PL&[H'H2HU#&K4*R3A/7-0P*%#A/7-0P*%#A/0YM0T)]V!0H<)Z[ZA
M@4*'">OA4-*?_26_]$X%"APGJK)]9NW;MZJ^J[IGT0LZ9";%<=J,W>]/M*+3
M;45^0\TZ7GCX`*@9'"$S'N!:S2INQDC;&(W=Y1F>I5>UK0K872[99@O1^GS*
MA<@TA:ERIBD+M\H./-#2M8,;AQIGP.*9G$<UN"^2@:.NJM5FT/[H4S_T[8U]
MVQZ<]\6W<?32':]NIZ>[NONW]TR&G7')[KUM=;+2PGQ-,A0XJRKC".8PZ[YF
M9-%BP1-&.&(*TO(9(X<G?"3\?$*J`WAE$O?&[)?)8;CC=MV?<<9)(6I^Y2E%
M*4*-2EG3E3OQ:Y&EEA\6Q2.2`MO=_56JVNV[=8C,%E`2MQ'(:"/`H4H#7(]^
M,\<RWD,IET@X8+:(<PW&1B$G=IBE&NZ^%/)95XZI40DFB0-55=P]N(6.)[;C
M\`"E=M$]O;ZW=`?$$Z-B3$K>L6,5QURX264+"9#;CZ$K"35)TH)JI6H\!C0<
MJ=G$8!BI3^(:%EV:-R>[W@2:MQ[I71`#SI=>(3#*FW&'&Z+!"\T`@"N>-;RE
M]^^`&?UU6,Y[96PG)@T]8I[4:7.2VTEL-(*ARU>(I([/S85WXVW!+C\5-BBH
M898VU?3<IM6M&_)SA,LH2$*R(4:5`Y@S`[<L)7,L942_YWE4Q?T`E7>3ZDMW
MIM;Z$.&PK"G'"$!!#C9*J'XJ=PQ2>9W<;*Y61=_!:'R^-Z1HU*>+ZC\2\3+I
MTEMLZ6TLWBZ7&$T\A!4M//9+)6`."DE51EAYR;&Z.,-EI5,,^9)'<;VI1W^J
M_P!.>_+WTYZ.;UV3MF;O'Y;`DVW=]IMB4R)J;BR^[.MKGET_BR(Z9LM06L>%
M"$`G+$SGV7.,+YVM!:UM=*L/+^?V=O%P)7.#SAW20HR]SVC<>WK[`VINZ$+9
MNBR2K<SN2TH=0^[;7U.*N10CEFCP$55:I[<N.,7S=[=RNI7K*W"]N`;?$5UX
M>M;<[7V!!W/T!;W33S3FW+]"FIAMBCAM<^]"R15N@"J5&?DI)S0CQ'+&3YG<
M1"6IK0=2]#<KV=Q';@N`T;5(MMS9]^V#TFVU?X]G5<X\F]7-4C2P5J:MSL5(
MMJ%H2-07SS0IXI&>&]K-"]WPJ^VEY'$W>?44ZBHZ=]^I2P6O>Z;+>@S:MQQ'
M5*GV9QM:IJ&0M06_Y<#6IC(G4!2F+5;6CY6@M`IVJI\P<Q9=$2'N>/[I6RFS
M^LW2B](LK-_<<M\*:N-(:-RMLH0;I&?0AQ,R"X65H=A/$T2H9:CIXXB))KIL
MCAA@3K3ZW9:W$39&.%"T'4-([5*)TPZG^EK;=J,RV&W(O#'E60(]E?+T+G@!
MEU2#$"TQW5?"LY*P3CW?0J0CRKB]PLQ_>'O3D7CU2=+HB'_G&Y6;9;HS@89E
MSXLJW,/2"`3%0IQA+9?34G2/NT/`X:3ESG5=I*A+W.;*VF-BQSO$QG=<-TTJ
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MS,BB\7:4J;=H;CR-3,Q"5O`:A5*AECT)9[MC`(Y\'G'#'!>3^9<VM\_S'Q=D
M2Z)K=TEP+37L*VC7TDZ9S(S*CMG9#B%!UQSS6RMN275OO.J+REKD,I6%+4,S
MVX6?>Q?LD^90C(0.\@-MZ%=(XM[L]T1L[IFU/M\U-QM,]>S;)%G1+E%*51EP
M)%N;*XSJRLZE+(&0IAA*Z:X<',Q:WK0DB!IPPG'E/R7NO:TE*VFV=B\U4ISB
MXZY,C%UIKM+85F*998>6WP?-]Z3X+^A6OD:QP]X=4^KE@N1C7.RW2/;(5\ME
MPMR;C#N=J?CN-2X4J*NB5,.H6"HG]6G;A_+/"6`1DUUX(S82.\!1%$_T6>FB
M7*CNJZ(]"DMJD,Z8[G3F`6VDI:,<!82W5UY;"4Y]APAQ>LH_"&P)1],?3%T&
MZ<[YL.^]I='NEVU=SV4+MMNONV=JQ;1<F''WRTXW&D(2%H;?CK4A9&12H@X*
M^0.%*KABP^$"J6O1!J4[=NK3I2@NR-^RU2`'$JTJ4S(;10@>+,@982JD^$].
M7UD9D'IXI++86ZJ?:6VTJ4`DN,/(*TJ4<@/TX'O7>$]M2:4H570^ML\IWJQL
MV*^V6W!TMM25``E(J=/QY@C'H;Z>?)'8%A'//S7=-JK^>J!#;71$AX@--[.>
M62!J-$!2N`SX#%[ST5MI`-.X57N7OFM_B"8SZ?[B9&T]W+BD*0[`:4@KH@D'
M/-)X8A.787[HZ:E)\R'$^52W^D[_`-;N_P#VE>7O_FPFE<^W+AQQ;;J)_"5-
M@TT5KWZ5:2GTT[U>-`A74B>Z#6IT,+T.$CC4*X#MQYI^H44@SIN'3!>@/IS(
MR+)W;^SWJM7]?/;^WWO7!N>\7AEIE$7I]LMY;DB0MAI2&8=W:6K4I0!.N2C(
M<:GNQ<,A(_1VZ\#ZUD/.=K-=YPXPBHKK--J@=^F+N:T[G]<EV=LKLMFPQK!>
MQ`2X^MQB0XF8`5M,*)4W'7]T\*8G>7G<>9T<>D>]2EY;ML[&$R_,(T:=0UJ\
MM].MS7ZEK<BB4N*V[?U:49H%+*[6BN%,0?U!C=#;?B;1UZU/\KOX\P$2;/\`
MB2>H.W^F_HIVEN:]0)MQ;;ZXV>./ETA,=V,XY"W,$EU#IT/$<0!V8S_([J%K
MVDDTKL[%*\T122VIA;3B#3_:JAUKWM8+MMGY_!W.E3$JSJG*C/J@-R$M!K4N
M,7`0E3K7PZ1XL:4_,K1D'Q%WF*RBRRJ]CNMYX;NU^\%)E]"S=EIW+8_4G>;3
M&G1X3.ZK+%=5+2"MQYN-*"GVRFH+3A6*=U,5B[NF7$I?#7<\ROEO!?1M&Z!N
M]H4^7,F^8II_^C-6JHT\KY3JKJK2G\N(S<DXN_04[5);]YNZO.G,QM2HZY@(
M+F`@A2'$!*03F!W'^;`07;FM_K?F5_-@(+MJ"D)(-1YIL?;I]N`@JX'U@NIE
MAZ,]1']Y0&VE]1+QL)NR612U)=6&1/+:.4T`M;2DESXB`#V'!/VBG%M\P=JK
M_1.GN\+9)LF^]WR'7I6_KE>)HC*JEP-)(D+>!6=*`A2S2I%>S%1YE^0[L5TR
M[4KE7IU,='TTF5*B)F)/2;=@=>=#/F6VN0[I2AP'44:<^^N,`O\`^>#L"T'*
M_P`B[^)>>QN:Z,M;LO$:$DHC_O'=J"B@:_,I%:U`X8MEW^0\BG<F_,+:O;P9
M5:(BM7XA8;J-)SRRSH1C-3IE[5MF16[)H27:13II1JMQ](44N%M.DBO$*KP2
MH"I`&&-O\\)#F"WW8'!AV]-*3,S:P=M4R<MFV.2G'T%KF-J+BS53E:TTIX=I
M&-,RKN-[%A-_-<02R5T'L1S`C/S&TO//AMMAMA)CM)/+HV**(3VZ/Y<:AE_Y
M<=BRG.KZ42XZCTU)4R.0MEA)3J:=24H<*55*@,@$TUT)]F&<GSRBV%U),-UV
MC=*U5ZC*::=G%)44(46U$-K^-)"BFFFN0&&UQK2+P3.`-JF?_AXE)?\`4MN\
MH6@!6WG7$ZU!LE`6V"0'"DY$XJ6<G_92'J"T/EX%LS0=*G?^IE.CPK]T3YK[
MC:F+U.UKC(4ZZT2*I6V4!2-8["32O'$MRMH:FW,7S2L]AN(_<+;ZN:Z%PUEJ
M5R9;K,QIYUK4TN4J/JC)<-04I4H:CEVXNF8QF6U?&/VFT4#9'=>'*`GUMNQH
M?J2ZCW*&\Y5N\PW+ES#JGRC&M##;ZB^G\!!0X^@%.K4:Y#(XQ7F#*'11DZ!T
MZUK_`"G<`SC:ML/2#.C[MZ(]4MD0TMF\3]C7-^$X5I46KG&?7=+0A"2<E.SQ
M0'@GB2,8/G,/#F("]1\MW`\.-[0I>/39N6V=5_36S#<23<9S+SS[0T+7"NMF
M90R_%I2K:E.,$UX&N1.(NUK&[%7JRB@N11N)\JA_]>/H^=WG?MO=>^E-TC[7
MZQ;9B_+7YMT@-S=N;F;<2IM,"7#8#G*<;2K0I;J4BHXXMMIF38F4=H)Z:E`9
M[RK%<G>8,:''HY(CTZ>LKU/])+QL[:?6+T[[0O-KV99(>QW+G:5QK8Y<D1MP
MJO(O$&6W:[E'9:?4KDMU.2*?=PTG,9F<8S5A)(5)9]-.<@XOB)X1Q'RM&K]M
M3YQOJ$V-]'S)_P!,[D>9<SMA]ZUJW=LZXKE6BQ?C-P%R($%4I#SRU>)3S;2R
M.(PDGT?(/.D=&U/_`/J_SI#W'K5UJ]4$&)M7;6Q]I=*MGWJ5O!O?3>X[/&WG
M>6['N*XW!AF+LLM3;=;F+I$MCC>E]9:T*J`:C#2>N\M!L.3.%91NO?SF[\7\
M6O0ZGF2QV?Z>^FGITV3MOI]TVLD:R[?"TQ9C$9,Y,N\RY;ID7:]3?-S[HMBY
M7>:ZM^0D2%-AQ1T4308B+LEV)U"GF7#:-LP0S#IVE.S>E,0EQ(L"*M$6$VQ%
M;"]-$!*24I6XFJ`34\37$+<-XS.'^TD>(&GCNUI1>E^VW'>GJJZ77FVLHDP^
MG4?=>_KCS4)=B%$>S7#;-O:EMN>%`7-O#CB-0\2H^7`8N7)F6F*Z$A&@]-:Q
MGZBYCXBV='7'IU*2O=$23)]56T$/,0I[+.WKH_<)KKBDK==F/(.I++8+O+0I
M02"4@=HRQM5VXN+*ZF!>>K,4:_K>4]AVIMY*2U<K'`50J"'%H<E)3^(X7`A2
MGV@FFI-0-6?'#1/$6;JZ;;6G6:W_`"*'&CW$7BW*_LP?A$M%T\W4L/N)*`!D
M#3V5PZM]!74$N3/E>N\Y#T1#<>#LN)"0IMUQPKUR8J$K.H4JIS++/ORPY03;
M=-+1`G=8^K:'(Y"$M6]EPE\,:'$-C4G6#51S[*@X"">61LG:,9(4_#DO$26G
ME/)G22A"DDY5`(SKPP$$2W;9=L9W5L1=K<=B^:N+ZU,&6ZX%A3#I0I040DFM
M./`X"";OHJQ+ML_JD\E)=:?WW,+#E:AQ,8O<XUXI"*=M*]F`@EGUAW#Y?8J%
M/I"$M7B"X[45TH>=0&U52"3J[N([<!%?W#V*N_\`7&NT;^]C9S[12=/2ZS\U
M0"O`%D4R`J>/97'H;Z=?("P#GKYKE7M]5#CCG1!](U&FT'F%T^(.+:4H)">*
MB49Y8OV=X0/_`(%7^7OFL_B3.?3P@LQMF;A4^ZII+MM9T%Q"T!54]I(\-3V&
MF(WESNCIJ4CS+I([5+_Z3#%5=)*TN)4AN=N"&L@$@28^KG-95)*._@>PXMMR
M*QJG0::JUG]*PA?I?WAISKO^^TXC+S1IQ[\>:?J3^'G#>SVA;O\`3L\3*7#J
M]ZK]?7CZ(]'.J?JFN;V[_4?M_IIN1G9NV'9FS;QMU]UV9:VW)='TSF%KBK2M
MJ*LT*PL@9I!-,/<NS`0Y2UI%*`]>O;15C-[!S\W<:5;7W]:@D]"72WI9TC]7
M-O.Q>J6WMVSI=DO-KA0(,*6TB2(ZTN*<35@QVP6`%`:Z9T!Q<N3J<7>;H/O4
M1G\LD@I(:FI)[3I5SCZ<S;I]3=J6H))_=B_J44#2GQV1PBB54(&?=B.^IN%K
MY1ZU,<D"LX`1[]='H-TQ]1'I6VOT^ZJ]58/2O;BNM%NNK5WN#*G&9%Q8B[AC
MLP@6$.NHYCCS8JH!-5<:8R3)M(5RSVW#JGK5-J\?2S]+$1N:8/KHV6RMQ>F-
M$GN.49;<_:!27)#!+=1EX:$<*XO%QA!Y%1HH3Q<-*DS^E9L+TR^B>Q]5=J[@
M]6_3'=J-[[CM]QA^4EI@M>1:B.-**FB74AV.Y2I*@5:A098CHNYY58*$``Z:
M*7G_`!!^EG]I_B&V'\N\KY'S'S7\+F?+Z>4YNBG-KG2O#/AA1!;(<Q'ZPQL2
MSY=\!!<P$%S`07VAPW-U;AQ:7C>!T)+C1[V[4;RZ%3P%$`T\RR:]^2<ORX7:
M0_N8I9K2[NXJLQ]4KHN[U*]:NW-Q;E>+&R=J]-[=,EJ><"8QD1I[\A]*DE1!
M/+34Y'(8(XAKR'8'!.(&N;)1PH:J)KJQUJM/4GJ/;]K[380C;>S85[B1G4)"
M4N*;6M1>:R35IQAQ%#2N*AS*]A@=0A7/+M2MB>GAR,GZ:CK3(*4M=']Q`J56
MCBW+>M94FO$5.,!O2#G;2-%`M!RO\B[^->>E<XH7N>_/NT2A.YKFE*C2A*KE
M*R![.&+9=?D/[JG<F_,+;"P@B!&0,_[,S0<.(/?C-'/8UTH<:$E:Q8R748;X
M=I<W72F'G1R\AQ/*JDA*U$$G/()KV5PVM&N?.`P5*G+F:T-O6]>V/#77V(AN
M&Y+8RM$!4]E*`\E*@KFY.$*`22$4J<:EE-G=.:T!CB:!9/S3/RZ8P;>YB=)4
MU`WO<E':X[TV='MUN(6X\6RX$"H#:J$U)`30U[\:;96\\=M^(TC#6L-S9N72
M349(TFO6LNYX]SL\],4N)2(RVZH(K0N*`]H''$9)0W!VT2<4,,,6\PU)"UBW
MRJ8MNX+==:23-=H5@`$E"@!]N$+C6F!MYGRAS&DBON4Q_P!`"R"Z>HW=+I==
M95&VJ\%IC+2A:U!QKP(`(JI6*AGCFML9'.-!@K[D!W)FA^#L5-;]49"-M*Z;
MW2%,ESC$EW>0ZVZ=8:,>(XXH**J<"GLJ<2?*DC'M;N$%)9_$][RYH)"U!A>L
M:R[!VWTZVLNW_.>HW4#?%NA=.=J:RMZ[VUYMLWNY[P8^%#-MMP=?C$J3FV,C
MPQIT%E<W=Q'!"PO>]P``UG8%5631P-<^5VZU@JX[!725&5ZI[7>K1UCW^WN&
M8J>UNN[V[<[%RS4A$>6J0B;#2O/_`&9N.UJ'9J&*ES]E4F4,<R_887_O?95:
M!R=F5I<2M,4C7=.Q+;T9=8H/2WJA8G;C(2;!?Q\KF(?<5Y?2<M*P`:#/NQY6
MS;*KW,)BZPB?*T8DMV>4[%Z?R3-[*"U#996!],!CLPU;5,%Z0^H\/IEUZWET
MS0=.U]TWN;N3;"I+E8R[?*;+RTPZ'26G%DBE`?9BH26TS,-PU&E6G(<[,,E+
MEP9VK8#?]C?3>]R[92&Y=DNZWKK;2I`67'7W%R7&8Y(\)8*].=*4PS=)<1X4
M-`M.AN6W\8,!#S34F;V?TDNEPN[0*V6(;LAR1(1=6430PTA1<9TM.)(;21P`
MX8FH[F!P`WAO45_/.UU!;,B-L?@:!^QJ%-BWLV/;M[6ZU^6ML#;%PB%H,1UI
ML=J8E+B)J@+YRHY=)(!XG5ATUKG]T5"KMW]0[MCC2W/_`$>Y/QL3;_RZ.'YD
M>+%D4<6O2VWJ<4I:UE(4VVA*J$TR`I3$?<2-:\M<:$:57I\ZO+QQG+"UK\:8
M:^Q9]T,QI$:1=I380B(^RMM"Q7EI;2$J=H`2E*B*XA[B1FHJ&FN6O/XAH0M:
M^HG4BT[0L,R5<9B&1*G(N3;CS[?EI+"$Z8D9*@H\EV0YX4I7I*R:`'#6UL[F
M:X#VL)B)TJ&S/-,MMK,M?*P/%=ON4AWH%Z/WS9W36]=6-\1[C9][=9#"EQ;&
MIGD.6OIS:)+LNS64LJ\3%POEPN<A[LULI17LKK^0V18T&E"O./->:V]Y,Z.W
M>'XZD[.^+ON?:WJ+L,FVQ&[DZG:<A$MU5-;MN@N)>=Y:UJ0VA;,4$K4HC-.+
M>^&5Q%&DX*@-C-NPNE&Z":XH%<?7QT:8+L"-<H+G(<=2XEF\V1Y3;R7"B1KU
MS@I%'6R`/9@S;&[=W8W%-SF-B#NF5N]Y?<NMF]9'2K=DZR6J/=W#+N=^M=MM
MK46YVO4_<)2W2U%0AB6M;BW$LJ(%*9'/#AEI=0-)F8YHZTNVZMW8!XJ5MPS=
M;6YUFGQ[@T!S=HQ)*4NI)D-I;FQB'7E)2I*D!0IEVX3XL>]N5&]L3G==3>I\
M*8VRW29LO>G5??#/+?MD>6AV\H*$/");BTM_S3J5J'+;#;%=?8,+\-^Z'4.Z
M4WX\-2W>&\%GD^LSI>L>2>+S(T1GG&$"`0M+Z0N.^@EX5;6DU&?#C@P@F=@&
ME%==6[>\\!'VT?41TQZB;KVE;[1)D/7!RX*%K:6(^E\070F?0M*4H!A)(-:`
MG!GVT\;=^1I#-J$=W;3/W(GAS]@1YT;67X/40);"&_WSOQ4E21KT\QXCV#/"
M"<)/^H!AM?3>Y-I6$+7*L@2K]4E]JA':*''0"3@N.!+2!IHJZOUFD!GJI8W)
MK@6S%Z5V1Y2EYITM`*4>!R\./0WT]<&P#>PP"P+GF-_%=@J__JJOZK=T:VW<
MVV0^W<DL)<:I5)CO)!C:@3FV^@9>S%WSNXAX+QO#>W57L@8YLC2X4`<F_P#0
M)<MS7JR]2KY<K="9VTPZNUVEEMKEAR8RE3CL9G@>8TU11R`IVXC^6Y6;HQ">
M\R/83@:U"E"]$W,,RZJ7(YP;W;O(JH:A(HOCD*'\N+?<21[HQ&E5*W8]P):#
M2A5NCZ5#2T>E[=KBTE+:]_7W2H\%?VOLS]N/-OU5>/U8;NFGN6Z_3#'*W;VC
M^U4D/XJJ]S(GU.I4-,EQ+;/1C9CH;;26F=2XE]*0O0H:E&O'MQ7&R3#*QN@G
M!.+J.$YFXN(T^]1)_2M?<D^LGIV])6-3D.]NN(;>6I2"N(AKX55":.^&E>(Q
MJ7(]Q$Z1M2`=U4[F>`MMCNBOQ[!UGU$+T/OIUN-'U/PDMJJ$[7O:0%?&--B(
M(5[00<)_4PAUJ"W$;P2W(X++D;V&!6JO\5A<I-H^G/MJ;&=<BW!?J(L<:')8
M3H<0PLW%YW4Z@I64A+#BO<DXR/*2(W`R8"@6B9FP31D--7#4O-_E[XW."&%W
MJ0HM-I;JB0*'3D3^*E:M1[<^.+G+<Q21;K'`NHJHRS#3ON!;CK7RV[SW$ET)
M:O$YF0#K\PF4VE.GL3^SSH<-(S04*6EB+CO1XA*C^]'J#3R/[S2]%-?^U#1I
M^'573IU_YM:=N#[P1.!+31BO4>QLBSA#0M-!XD\!VC^?`07W6C]9/^^'\^`@
MNU:YC,8""R4]O8*_FQ"R6Y\0Z2FER>BQC<T2#O$5Z8+XJB&UE1H$+:?7Q\+&
ML-\U7<CF#37A7+$A#*(J`IL]DD1JQ57_`*W_`%*W&SUTVST?V>S)C;AO6U8Z
MY$N*VX7W&;KYD,Q?`"LJ"4$A/<<$DDXCR_:E;=SG.!?IJHKKMT*_N=:Z=2KC
M(7(O^Y8MU=N95FXQJM\4:)`/B0H.)5\6*=S)\DJYY=H!5LSH/+4U]-=\NK92
MAGI'N0*4DC2V@0G$@N'())QA%U_.&]@6@Y7^1=_$O/7OEU3\_NK274$O;GNB
MTI2JI4D7.110IQ&>+A=_D/[JG<F_,+;ZRN*^70%MC5JC-`TS(HFONR)QEMPT
ME[S3"JV+*G`1T[$?O2)`0URTC4"<E#(@I_GPVR^?A7`)-,4;.+?CVY`UI/3]
MN\RTR)CX8\P_*::0UESEA1*R64?$543C8LCS5AH*C0%AN<Y6^KL#KZ:%L+8&
M]M[/M,20^&^;(8CN!#Q2F67TI.GEI-%%`[<:9;W/'@J#J649E;&.<DZBFEWM
M<YMRO`GQ2V&7G&P6U\2-0TY4)-,0CVD7)=J2L9'!IK6HW5&4EIF:N0AU+J9U
M0$@A/'Q?\$8;W&NJ?VP)(`TJ9S^'Y@/WGU$[H>@27K>H;=<>;624AU#:VRM:
M1]](2#PQ3\]9Q,OD;M`4]9OX4[7'"BF8^K[=K!TNV'LSJ#O2YO/;2@"\R(\5
M12V]<+HN$_\`+8J-9!=%RF)#2$BI654Q(\I1\%H)3B]?QP0S$E53?37U@NN_
M?7/T?WUNV6M1&YY<=BU/+I!M]I5MVX18#<9M2M#<E#CJ$J`%=1IQQM/*]RW_
M`))8B0_#QVX>U4C/8BW([ES1B&5KUBN!.S8-:E\]5.R)^ZMAS;I9HID;@LDL
MRE.);4N1+BYE4)L)!4MQ"?NCAB;^MN0B_#Y(03V8ZSU*%^G6=NAE8V2FGIK4
M7MA?#Y8\JZ]%==5_87R5)2U<\QY0*^[)K]W(X\721W&4R/B((K4:-HIU+V+D
M,L%Y;MD)%<-:VQA=>MTV:[=/]S,/R!<MAW.-$0Z@J\Q-A@I2ZN53Q*CI-:DY
M#%'N,O<ZI(QQ5F=?LB>"2IM^E/J.V]U=L#%U8N(3N&T2D+=B%2"^^TX0M_E-
ME16MK4HT-*4Q!SY>X'"JTOE?/XF-'Q#SCWK:NW[I@7*3'F6Q^`D)+:)"$.("
MT)73]N@?`:<>[%6_&BD-`=)6GFY@DBK48@:PMP-JV20C;G[P1'V6@VMM+25J
M`:>R!TL]BQGV8DH,QDB[VSIK49-;Q2G5BE8Q<I]Q2EP<AM$7_:EHTAI)RR4>
M`RPI3Q#N)C4XJ'NKD6[3'44;@F?Z]=1K1M+;KKBY;$<HB*O%U##B%KFQ(/X*
M&N76J6U:=)(XG"C<J?*,`:>7W*AYEGL<3Z$BGD]Z<'TO^AI_J,Y;/4GZDD1?
MW?C,_.>EW0TVZ3Y&:N2F+,LFY.H+"TAV]17VW4.P6$91]*E')6+1EF4.BA:"
M,0>OW+-\[SQMRYT3*><=>C$Z]*EVNC\M<R,7>6XZE%L0M48MJC)#<9A#3$9#
M("(\>,TE+:4`52$YYXNUC'P]*S>>$B4R:M/K6LW6*8ZSO_?6J*'=70WJ$`XM
M>GRJE6:4$OMI'CYJ.(4,62%^_0]:B\S>'P$C4%Y7V\;TM%_OY'4?<#:QNW>3
MB51KE<&-:';Y)0R'5%[2ZA*F5);ID*$8FK;4L[D_,>7W+;_Z9.X+G=/79Z3+
M;,W[?KI;)'6BR(?@N7N4IF0IMF24HD-K>*7-%>'9@^8_('8K!!\QJ]0]V3Y/
MKG.8>0VMA.QV6V$(HHA`DLD)*@:E5,4<U\4K8/D**OUYWB;;?3YZ\YUJNEQL
MJH?2*ZRO,L2I4%R(EFU/+<E,O1CS$K:2*]@H"<6+_P!,WM5</SW+S:;YU5ZO
M.F"E77O>,22[:K6U&0]NV]MK".4W4.I*PK4E/##R#$X)K.0'$G$*P+_#I;OW
MUN?ZC_32)N;J/N;=EJ8V9OE46V7"]W2X0?,BWO)7-<8E$L$+7DA1^_2F>'.8
M_D_[P2>4?G/[I5\7HR[H;ZBM`@@[SOS:LZT6%O$(-/O4'#%<5I17U]CO_N!+
M_"<\<VQA/A/B)D-<,L^&#Q]\(S=/D5<WZV:DM]188<4E!_NAMJ?$0GQ%HT3G
MVXW_`)$^2U85SW\\^7U*O+ZL`?[A=A#(*4QMDHU&@_9',_T1V^S%ES[NN[%6
M\F3N^D=$)KH(XIN/';6QNVZR+BY&TT<9=MQ;;D+*?]4X[D%<"<)<N=T)KGG?
M*VK]$MV7;W;\M45;P5NO>>@A!4%9+.7?BW7'<':HVR^4X]1]2M]_2C>?>])^
MY%NM.-A?4&^E&M)3J!F)-!JI6AQYU^J=/U5IU[I]:VCZ9U&5'9]I5&O^*YD*
M'U2+RG]3HSL2O'*D2]C/NQ"1X96WL*7N17,G@::CUJ++Z4`5(]8O3U;22X/E
MMV42@%0`YXS)'`8O/(^,U>KVJN<S`MM]TZ=__P`H7H=_3E0K_%'&5I.D;<W`
MDFF05\F<RKWX??4;\F/XAZTGR=^9'E6HW\6B^IGZ<NS@KPA/J(LJ_%EX/);G
M.JO8G\V,DMOV>P+1)N\Y>;&Z''EK>2E2D+4LI6!5*A7(A0R(Q/P*#N$#,T1'
M*E:4>"HU$"N9%..&US<21REK1@I&RM8Y+</<<>U`OG$GF<W/3KTUSTZ:5X]W
MMPAXN78GG@H=OI^Q>LMJ3^L/RC'H'>;M"PU=L#>;M""Y@;S=H00M!`0FI`R[
MQ@;S=H06;4C]8>W,=W9@[XXW,J#5WD2,.83MG,1:\1@TJ0:>>M%!%]:_UL==
M?2#:^C4KHGNJ-M61N]5VM]Y?DQ?-HDLQ'W9:1I`4$A`(%3PQ!7DG!TFG;@KY
ME-C:WH^-S*G:1[5"%TK]0UXZQ0Y_JX]2U_8W+OB('K=96'6`GGLVSPP418[P
M#BW4<Y54H!(J,%MKF#@\1[V`$Z2X#UE1V9Y>^VS-T4+'&$4Q`J/.!1:U[@ZX
M;GZP]4OGMU"V[-'@W>/8X@;4A+50EQ*0V0*NH0Z"1Q`I7%?Y@_&MRZ+XF;1B
M/.%-9?&]M-YKAV@JWWT9#:?IH38VI.K^Y>_*6K*CJW(2U'2>"BG@:<#C"+@$
MYR*8X>U7[*S_`+%W\17GS7.'#C7^:X_H"S>[@4!:DI.5PD<*YFM<7*[:[P&@
MZ%.Y/^86TMHNA\E`9;;6D)9;STJ&H$#@2`#C-'1N=Q<#I6LV,C6AK2<2EOJJ
MPA>154G22-:J)J0@<21W#%:X5V)_PXY#CJ:[V!66>)IM=YXH*:2DVYNBS(?3
M&<1+4OG):4LMN<AES,)4I=-"%5RS/;B^Y,W,(W@NAF`II+'K+\Y;9`N'$BKL
MWFHW,N5/?;4ZX^M$8!+*7$KTEM7W@2,T@#CC9<G?+P0'U&&NH6&<PLA$Y$9:
M1740?4A=Q0IU4<M)4YI4V5<M)7I`())T@T`IGA],PA^\`:*O1!^Y5P("U4ZM
M-N.+E!M+QI.4I9805N!HI(60`,@4DBOMQ'3L<:T!\RE;4T+2%)/]'GU<="O1
M=U`WMU2ZXWF;:+$=NRXFWMN;>MTB=O2_SDZ5(AV]U*%HM;\Q22EM]T!ILFI-
M,5S,+>5]NYH8XB@_9/N4O^(YWP=],;]3#ZA_4/Z@O5U.Z)D)_9/279$>X0ND
M/2:/++TJUVY2%IN.X=U75LF!<]YW2.-4M>:'&E%MGQXDLDC,36EXW1UBA]2=
ML8[=?$/F4H36@VT::XUUX=2COZ?[JE;)ZA;0W6TZ6W]O[SM=R<>!TTMS,F.]
M+&JM`DL)4DG%ORZ^-KG%O."*,F!K75VJ/O[..XRZ:W-:/B(PUG5AKJ5;\V=!
MC]6MM0-R[=0)-NW!9V[NU%'XI<\P`:I0C45IHK.@QL^87UMG,#C*^,U!_:!]
M9*RBVM)<KG!C:X4.PCU`*-OU(>FZ^=.[U.WSM:$ZK;4F5R-UVUB,ZLV:8<E7
M&&TV@Z&`<^8`$^W'FKG3EIO'<^%M17]D`^IJW_D_F=[(V,D>!6@Q)'_F6N]M
M2J6PI("UA*"LJTJ)Y0_UJLC04%2>&,@NK-K!^*`T]>'K"U&ZN9):.M]Y^'[-
M7>I.AL3<]VVQ*8N.W),F'/BJ2XJ-YDLM3D`U"4)*@'>8.X&M<0<MK&\_!1PZ
MJ'U*6RK,;NWQD#V#KWAZRM[.DGK:N##\VWW^*E$A"V&##ECR:^8T0AQMM3X;
M+N@BE17$5<9';#XCN^CW+3[7F>0M:TN.@:S_`)E+?TS]9VP+K8;9;KY?$6QV
M$M"V[6W)942I*`KE)3S*NBO:`<5RYRZ!FMOH]RLEKGX<`2]M>W[4KKUZM)=X
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M?!B=:JUTZMNX'34]J\IK?:&E2YCSS"$I-^W(>8D5!`W1>R2X:4&2@17OQ.VT
MD8I5S1Y0J1)#*9ZACJ5V%;A?2HA,O^OCTC:$:2.N-K4@$$<P*CO4Y>7B'AKE
M@^8S0F$`/:3VCWJ?MV/WVD`T[%ZG,\E/7>XK9Y2V_P!RFD<Q2T<LJ$QE!2A1
M\"G`K*@SQ2S^:KJ5IJ.!2JB]]?\`8X3WI,^HE<U/`/CH5NMK05@(*CMR;5*,
MZ%P+H*<:G$^7Q^':-YM:[0J\6/X[C0T["O+HW<V[\R@DM.!UN';4(04+"RLP
MFG0D(IJ*BUXA3BG/AAY!-"#B]OG":W$4IK1KO,588_AMC/C_`%*>C*VG"6)W
M3S?BG`DDI%&'E-J)&0!4B@KQPOF$\+K2C7L+MX:"/>BY5%*R[WGM<!NG2"%Z
M!O12-*$7J5+)4H-]0;^0`"=9*I":`TSI7L[,5_>;M"LJ5G6MM$G8+6LI36X[
M?J%&A_;M\0344.#L>P.!)`':%T>Q5H/KJ-(8ZFPFT$$_W5VG($$A.@DFE3EC
MT#R#\<`+,1U8K"^>_GGRJO3ZLPI'0SIW5!U-1=M*6@@U`;:.H*2<Q0FAKWXL
MN?@M:ZN&"KF2UU:5]]&<EQ5IWW$$I]UEBW(G"VU*FFUN!67+S`(PERX,`FV>
M-<'FH(4B'HF@JBBY)F(45*W5O%P)6DI44+"]"J*`)2KL/;V8M]QW!VJ)LG-X
M3@2*T/J5OSZ5I3_A,O@!'AZ@WZHJ*I_MR./=ECSE]4R#F[:?=]JVSZ:_#E1W
ML.A5)+^)[3T[G_5,W7^\NZ!:;BQT:V.E"&K5*DH1_9;\$<U24%.??VXAXPXY
M8T`&M"E;@%V8O,>-"-"B<^EA:F'?6ELU5BO;]VBQH5[<)1"=CH,;S(Y;B@15
MIM::$5IB\<C`B?JIH\JKW,[@;>CF_'OZ?[HZUZ$_TY2#ZFF:@)/R._U36ND_
M)7,J]N'WU'_)^5J1Y._-#RK47^+`BVR?Z#-A0+G=8MICR^O=G'F'X[KE2F!N
M<J&JG+60D<!P&,DMM`[`M$G!:278!>>-^X^PG*('4G;Y0$T"GH+H73(9E!TE
M/<<3UO0J$N#]W374C^P^GE[?*Y1V3N6U;A@0^2W-DVNURIC<24^%J0U*,=#W
MEU.I1X-=-=#2M#B5BL8)VB1Q8#UD5]*:.OIK?\*DE>P^]"/\(>]?-^7^9QM=
M:?\`JF7JY>KARN5JT]M:4P;]-MJTWX?.U*?JQIW9:TV'WKTW<:<LN0\<![A^
MC`0J%]P$*A<P$%][1_EWX<6W>2TWR0JK_P#$LQIDNV>FR+&)`>D[L)H>!$<`
M5I4#53+OQ`<PCX2K'R]0.!=U>Q0`>F_IEU0ZR,VS8EO7*7MRW2529S@=4AF,
ME?)YRV2:(+BDISIGEBBWDH;E[&'1BKX^(N=5O=*WLZK[+VKTPD;*VKMZW,&X
M1+9=7)\M;C2Y3TLL(9<><2D\P52T!4CLQ,P3#]%=3`[I1!`Y6>^B+S:?IC.N
M/J!D'H[N%69'@'E7*)&=14XQ2)V]F[J:-X^M6#+F%EDX'[Q7GK[@D/2=TW'6
M2M*+]+Y=,Q0SY.JE,NS%_NOR'D4UDWYA;?6JIA0=(J?+,\!6F6=>[&/YA?/L
MWN#:T/;[%HOA[R9\3[70T8XT1X&K@D)?*RH,%2D!)U%.L:#X14C(X9Y=GDWB
M!I]*G<Q?F?@.&?NTTHW:V!*F;=E7(:E+??;?T`$J4=1/PC,G/&U9!>RW["UU
M?A;77[5@^8V]Y%<2R7(^%VC&NM*YO;CJ&6URWFHC;;<5#C\E]N,EA`!U.%3R
MD!24`5TC,XNUM`=JSK,1^.*;4WV]]]]+=LZHHW3(W5>4H\+-G"VH["A34VZX
M@<M65>WCA[<,W8L4L\.-MHPP6I>Y-XW7<TF1Y6VFWV_QI3J!6\Z@@A-5=]:'
M[,1X))P2L+-W=J<:)+L[?>:N<!R>H+5*AJ2THG44K5\(KV$4X5KA.7N$J8A)
MKNH=.MOE@I('8KA[B>(%,,TY2)7!#DDMJ20ETALDCL<.DGAV!6#,P<$#4C#2
MK57T:>I\#?/1]>TKU,YNX]E71V"TZ5!2A8V0E+31S)#8R]F+EEDS>'A15#-H
M/CWJ8U4ZVY^@-AWS9'9+-LM\M%VMFFZ0'(Z2P[49I4"G234\,-<UF#OAVX>=
M.LK@W6A]-&*@0]4WH2W;T>NEZWWM6T3KATVD34RI]LB:ES]ERPJO(>::279%
MM=)J=(*0D\<9%S/R_O,+FCU+7>5N8MQP:X^M:@3[2TW#A7%]#3+CGX[#T8#E
MJ:U4UME)(#;:C0_JD4-#C(I7/RUY`%%KL;(\RBK72$X.S]L6C<\^+\V;0\\-
M')=91HDK.GBI9&I3I[?;CER[?C+]H2L-N6.W1H&"D3Z)=&K%%=5+BV=^;)"4
MK+T]LO)CFAIHU(50#%,S`_&IJ"W)"W`M6P98;2K2PA=REI@IE);UI9,F3;;;
M;4,LI"EA;<J:M02!4T)PCD>6ODN^)32?<N9Y<B.P$9.(:K'_`*9-C[2Z8=.[
MSTJV;=[5N2+LG<[UFWN+=R&9\;>@8Y[INBTD+:4Z^Z5LARA6V04U!KC9;7*G
M>'!(U+`\QOF^(-#@2G2Y$N/'2U.*/-J4PI:4#2:\]SP*'%3J$TU'!'1&`\,Z
M0F@DXHWQH*6MT+K>EQ#`=`9BU417[!V4J,%06FG5!YR]=<8NW'8##T3<>Q;U
MMVY1TOJCRY-IOBS;I;4=:2*I+;IKAY;]SRI"9A<0>I1H[C_AY_I]7*6X;CT;
MW>XV^[(7+>8WF(##DE]]<J0XR@!7,2IR0<^S"^"2X3MB5W17Z!WH6Z+]5NG/
M5WIIL'>]GWATVW7!W18'G=W?-8C;\5F4%^98(31/B%*?%AK<:0EX6EH-=JF8
M=#CG7)V.J#H6WLFTJ6LD!E7F[@T^H!'_`"H*14]F&R56K_4/II:NM$3U'=$=
MS0'WMK]3K7+VAN`P9J+?*;M=W8Y$A;$E8*4NBHH/;[,!!1,2?X9'Z>MTE1YJ
M[!U@C2FQ'=BJ;WU%=5)\I!3;''`-!"$!*:T/9PQVII34NK8KT6?1*].OH?\`
M43M+K1TM7U!1>-K09VVX,>_7YFY6\Q[PR\F27V&F@IPI8?5H(-`NAQQ!2T]!
MW.;!Z@QB0$JWE?YI!.D:BZ\@#/OK@+B.NM["$['2HZ5!-RL!('BK1]LD"F9(
M[NS!)/EE=&GR*M3]<UN/+ZOP(J4E"Y/2:TL(5I(*5.HY8-:94)QZ:^E?Y1G8
ML,Y[^<?*J\OK*@,/>GF$&)+@F6ZV1QK3JU'ELIHI)`J:%.1[\6OFO6>I5_(/
MF-_B2(]`UJ\IM7=D\*ERYL_;\=3CCC]?$4U4"K5D<^&&?+V@)3F7O%2N>D[_
M`&V03_\`6MYS/N/;BVW'<':J;;]Y6SOI6?\`PH[E[CU"OU#_`/KB<>;/J=_.
M!VK=N1?Y8[IM5$+^*36P_P#5AWTE32M*>C/3Y"U:%4"A$O8S-*<1@EG_`"X=
MB-;@_J;CJWA_YEI1]&:#S?5\A24JTL[4N(`TFH2'D`5!'#+%NY*'^Z<>FE0/
M,[OPMW]]WJ5^SZ<O_P`3[5>)L=_/MI\C<P[^HOY/RCUI'E#\P%I]_%DQD3?0
M;TMCNMK<1_B#B52E"EG_`-3[G)R"5$<,9);:&]GN6FYE^6\A7G;/;=M+,9"C
M&<_V-HT+*LR49T&@&H.)VW`&(TJHP/<Z:CC455KO^&SVALFZ]$?4"_?=M66\
M!SJA9(L0W&RPISR'FK:3HYLAM2TMHYF0.0J>_#D@4-$[N'.,GQ$UHK&/]S_2
M;G^8_NTV=YWY5R*_NK:J:N;KYE>337IRPRPXGD2/K2YQM*RY<P$%S`H4$-;^
M!/NP$%D[?\O;AQ;=Y+3?)"JQ?Q*29*HGIM\I)+:O,WK6FM*4=>S[/NXK_,&@
MJQ\NTKCLP[<%#+Z=O4E%Z*=#A9++$CW/>%\GWE3K_&7;8ZUM".^E50:$I-,9
MIFLF[:M`TXK3H8VNB!)2>V^]OV[[J9WWO*/)G-;EBWDPIDH%2QJ9;TA!557+
M25'$A!.1DKOX2EN"U7'NDD&,S],AWG&KR^BE_6[4#PJ,5S2*\#X<9)E[M_,G
M'_\`(?6GT+0RV(&U>?A(2RQ=Y@:+#>J]7`J<='PA,^1FD'WXTJY_(]=%(9,1
MXA/<WU6V59&HD69<I$B:TTD.1[8QSJZ0,GNQ()^'VUQ0[+(1F_&>X=QP'G':
M%H[^:[?ER%L<H!=(*C$ZNQI1F]Z@=OI91\LV7+N#S:ZH7<9'RIITZ?"0MM59
M*B>*#V9X?Y;R;!XH`#&O3]I5O-/JFV-E2SX3UN/J8B.Y>H'JC<V/)VY$':D0
MJ!98A11,D4"2D)4]G1%%5*N\#&N6'+S,KA#P.\*=,2J1>\V0<Q,,<0`<S'7K
MPUM";F>J_;A)>W)?[A=)3SB5*BR)JC'"*FK@@FJ0INN2ONUQ/V\#203YEGM^
M_<DH!\6]IUK*UMJV0@"@#D*`+V0`*ON5%/U\*YE$&6E6Z-X(TI<Z&IQ*RH0R
MRH-Q_P!GXAV_JG%>&E'M]738BV6G7)LJ?UK@V/SJPG-W"IJ'O>1&TR&2%)_6
M!';V@_SX9)TDK-M0`7XN7X%?B`FK?A/X@]J#XOLQPF@)1F"K@%OI].+KA.Z'
M^H7;S:],?:._[S;NG-_8KI$%5S;2ZB_"F6I]214GOQ,Y;,X,P43FD7QZ%?T]
M-*H-[V\F%(F>>![./N5[C7#?-)R#O'5BG.5PAS=TC2GZW3T*M]\CFEOAE)@.
MP)L>>*INK3U?P59'PFM,\1_';F$>Z[IZD^,+LM>'-.'3M4&GJZ^F`_MV-=^H
MO2*QS%V@*=G;PZ>QHX?N=K-5%[<.S(0%%:$J)=M0HEUNK]*G&8\T<OL)+FC#
MIUK4.5^8'AH:XX=.I1<;`Z92+5NAVPE1+T'RMV@'FE\BVR2'&?QE`%RC)'B/
M'&>73=R,LV8+7K5@>`\Z2`?.IN.E^V;9:MAMW=L46AB.B7F/C4D:R1BEYAWE
M/00M+5LMT!V8-_=:.F]EM\>&(2I9N[[*P-:F-O7.SRU7U?\`295.4V#W)QH7
M*.7L?'%(1B6]-:SCF^Z,;9(ZZ"H7]Z?5=W3Z-_K;>NC=ECL$G>_2"[=3'.FG
M47I0[<5V^WB1L"#$VU#ZE;4"7!:OWJ=1$Y:%7`"J_A\-*;7!E'$@:X&CA3K[
M1IUX5[,%YWS*_(G+::SCZO,IOG/KI>C/=>U(UVLEXO\`:K_*BQY5UV5NBS>4
MWAM"XL>*[0+BX#Y:8]RBVH2&"6'0KP\#BBYY"8<Q?'IH!J_M]:G,MD$EFUU=
MJD+]-OJ2L7JFZ??WB;)@WQK:\AY$&UNS&N6N:RRS'>5+0E)(Y*W7U`5IFDXB
M*'84_J$F;S!>F^JSI]%<?DQ7$V*Z!*G(W.6$EVI()J4BN'<`(9Y4Z@95E:85
M6W$7;TQ:7([FYGZ-);"$^0`T!;C^7`99>S"U2E^%U+IN*PW>P6^UW6W7IR72
MZ1(\@*8Y/+1(6$H(/WM12?=AM<:0FT["TC8B>:TI/728'YA+S6U+>VK//QSH
M;A]@J1ALFZ;[I_;UW'JGU389F)"DR4.?BM>82$I"$Y((H#4C/'4$[2MJWUD*
M>:W2TRA*T_A"!PSX9#'$%GE2[W8-Q;5@3+JW(BW>0%+6F+RE$LH+J*.4&GQI
M!]N`@FUZ*QDH3OET2=?-W=>#I)^(^<.1I@((7UNN/D]DLFA\-[BFO_SS8[N!
MP23N%&;I\BKD?6TN)E=:[&<L^F-A'9^LG/[<>FOI7^4;V+#.>J<8^55^/5>M
M+?00K5\*-M%:OZJ%:E?\$8M?->OL5?R#Y@[0FW]!,A4G8^Y9L?\`V-=O:(X]
MO"O97#/EWNA&YE[Q"E<]*_QO_P#VI>?Y<6VX[@[53K?2K9?TK?\`X1KW_P!H
ME_\`_P!^3CS7]3OYT/(MWY$_E;NT>U4,?XIN]S8_U5>HT9*E!*NDO3A`''+D
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MGX=?=K]0MM;MML5ZVWF`U)<*7$0BNI?#@"P0K[VL&M>W',KS2#;T\R'ATNB5
M$DJ`"B3J"3X0KMTY\*XL(OF.&%,>FQ.Z4"ZU/MP0GB%=H%]J>\X9,PF<.M*S
M?*"JM?Q*#:W$^FAP2`@-/[M3I)X%44$'\^*YS#H5@Y=IO>50M^D;T\6F_P"W
M7-[;ONL5VP(N)#,%TCF)D1_+J6Z0370LJR]V*_Q&#*`UVFIZ:%>[>P=/>[^H
MT4FDBT;)W#9MUS;6I,M.QMA[A3:%Q(1DQ+8LQ&1*DW1:11J*B.0<Z4I7&?3A
MSYR!72KF_*CX>G5TUKKU0^N+L[ICZ1;!Z3.@/3IO?.]7MDM[5W5U'W-.,?9E
ME;E@JGP]OV&@7=)"5$KYU<E'3G3#V+)GW+A*T8Z.F*K,]KP9"PNH*5UJMTFW
MW>^O2+I(>5)9FS94@.$%E/F7W.=-0U%.<9AMQ0"`::A[L6_+,E>P4=T]*@[L
M@"K<#K'FQ\J4,/;$5!JLC6:5)&=14YGB>.+2RW9:-#0`*A-K=[W`EQJE3%L$
M-M#BB:T0"!3V]F>#;[>I.,4);;C-LZ6OC"P#G]T`@_96F.\7K0T:%\HGC3`X
MG6@OM!0X9WKRZ&E=:5BTXK`]^R7[OY1B(2]`D_>WW8L1<EA6EYAM#C2OU5A8
MH?SX3D[A0[4OU%+I4^9:?,OQ(J5BG:M*4JR/OPT7$%5"5I562#D<J'/+A]N#
ML[X[4I'\P=J"-QUMN(<96IMUM:'&G$$)4AU"@IMQ)!!"D*`(.'FK!/+BE%=)
M^CWZH[MU<Z.LOW1Q<S?G3FY6;:'45M-Q!O,ZV-$)VYN,-\0F8E:*?K?+U>W'
M#BH6;OX*TSL&?#O\``DK.E-5+%5DE`)*CD"I1X]^&DW=P3G3I3K)V9!E``Q-
M54@E12%5)%*G+M&(2?'SKM2-"CH]3OTQ-I=8-PL]5>D:K/M+J]88]R@RK4Y"
M1%VEOL7?F7&1"W3"\/+NCN88ECPJ6=0Q5LSM#(PD#2M#Y1YM?%.V.XJ(P:8D
M:L-BBUZ9;MMDR[=3NFV\]ORMC7KHS</DV_=H;ECJ5(MKJ8LB0AZ7>SI;F[:?
M<C`QW^"DJ`[,97G&3R/>:#'IUKTQE.9<MYA`WQ,@!IM?[`I9_IY=(9,+;5UZ
M^;HL9CW;>MJ;N&W+?-<UN[?V<S$GP[1:0L?ZB^QKS)G,&GB8>;.=!C3N6+-T
M67V['"E&!>9OJ?GL%KFTT%L:VS9*-.T5&T5\ZI:_7W]+VZ_3=]1'JCU;$9Z'
ML_U!WE/4VW3XU#&<O\U,63NB"@@^(P+NIQI7](8V/))&MC!;B"%0IKGQ^4.:
M!\6[TV+0YF=9-^VUBZ*4HF0$QY:4Q5)G!Q;#+9?\X`!RUGX1V4Q=;6P9=/XH
M`)=U+-.*ZRM3"ZN!)T_VIS>G7J/]8GIH$BQ]"_4MU;Z86=:VT*LMOW?,&TGX
MZ2'8\J7MY*O(R)CJOPU+512FT)3P`P;..6F7$0>6C>8:CJ-"-O6E,KSLQ3;M
M34]?7V+=_HK]=OUV=(^L.WNI_6YG:7J%5MRS_NTY;[O;W]GS95O>?0^EQJY;
M9<BSE35H35,MYUQI!-%,KXXS+,.6)/B9&*&F&'VK08N86-`J>GF5D_TO?Q%O
MT_NO#K>U>K[^]?2GU"N;*.6>I25[EZ7N2GZ\R+"ZE;;MJ7GM3@2$_,+<REG6
M!SOB5BCYGRC</--TDTQIAL_>4Q;<P1$:1T\BFD/4O8&^MK;6O&QM];4W5MR4
M]#7;[OMZ\V6_VF>E:AID1KM9)=SCNH='!#DHNH^\TWVTVYR67+'@-K0D^<:1
MB3H4M'FK)P23T\RR"+S.MLYY*&%)5MB*`ZRH54?,1LC[.[$A:7!MZ!R,91(<
M$T&P+M%VWU*ZB3YJV4,.S5Q%J>("?Q%(74$<5#E8=W=\V\C$;1BT]-01>Z=[
M:GPD=0MF.AE#&X+8$KD,I<:7)2R!XE:B5D@`I[NW$?N'8N\1$$VX67<FX]I/
MV>Z6Z6BV75Y#C4>>E]TEYI:,FP:D`*J>X8YND8ZD-_>%$CNC$1?EM]\O)?[S
M7Z@X_P"N<SJ.X8XN(1UPC2QL?4L>!-QL!5EE3G-\,NW\^"2=PKCNZ>Q5L_K:
M_P#Y:K7_`-EEF_1CTS]+/RK>Q8!SS\TJ`'UAU/0VYI2*DVB*E*?UBIF@3_G$
MXMO,^#E7>7_FMQI\02%]`5OE,]-]QF3#5!`MS.1R%0#7V9X-RY,*`#11'YEB
M.^XG&I*E<]*Y,IYZN55WFGVI.?9VXMEU(W=\BJ-K`:DE6U/I5"GI%O([NH-]
M'Y)J1CRY]3OYWY/:O2?TWI^CNZ;550_B!/IM7_U&>O?J)UBLG6KICM=Y_8^P
MX;NT=QWF.S>`S;X-^07VFE.I5XPU6E,B<$M6DY<#51=]*UF:/816I]H]RBG^
MFCZ>G>A/JP6W=>H6QMR/SMNW>V-,V26V]*4J-*T'6I"E:G"49^W&F<E,I)O:
MR!ZU6^9;CB1LA`HUA/I5U/Z;X(]3<<%)018=P#2JM12Q.Y9Y\,,_J;^5\H]:
MDN2?S`6#Z_7I1C>KWTQ;"Z<3.J>S^D[=KZHRMRIO>];FU#A71J);;\%V6&EU
M:`'9!0>':<8Y9T#&GJ5_O#69X.U4Y-Q?0N;GIFR+/ZJ^AZGGUN.QF)M_AI0Q
MK`*8].=\+7`>S%A@%>RBK\Y+34::J9+Z0/I/A>BKI=U2Z?\`4_KKT;N5RW5O
MN!>K3+LNZ8J(BHIMRDQVR`XJDA*H:BK/@1A&;+WRR%]=/3:HZYOHQ)NZ"`*X
MU4P?[\=+O.?,_P"^/IES_D_+U_O9&ISOE_E=%->FNC/AA+]+=T_M2'CF;>GF
M5)K;WJCZL=4KLX-\[YDOP_F#05'BR9+;)22`I):0]R])'93&.9I]27@=ZOE'
MO5?X8V+;GIEZND=(]U;?G*W//W:_\Q#*+',<?:3!;;=T-J6-8JTE``!/8,#*
MOJ1(2/BU[1[UWAC8K-71OK9M7JAL[;6YS=[9'G72&Q)=B(N+`2T]*CMNK8TE
M53RE+(H>%,>GLKS%]Q!$\Z7,:?.$P(^(]J>%J2CEH\:7O":.MK#B'!4T4E::
MI6D]XQ>K#\0"N*XLVO6-0)`/94^P8;D4N7CK*6F^4%54_B3FH\N3Z9VI#BF@
MVC>9!2HC4?+:O$!Q(_1BM<PTHK!RZ2'8;57VZ9=0][/;'M/3';2I3$5Z6[<I
M%PB(6ZZU"=#1G*?4DDI;0VT*$\,4.:=PM=P:!57ZUOVPWO#-*BB2'5/U;=1&
M;1?>C_3N]3MI]/Y25P=Y"POZ9^^2P$)4N[SU'S/RQ:TZ5LMK&H)-:Y8@[9AD
MGIJJKE+F>]``S"NO!:I6QT2'8RGD@:2H)#:6Q#9;2JC28.G4L(2CXBK/7B_Y
M<UD-ONN`K55:]DXDN]KHGZV\W%1'5R'"LJ*"Z":T5I53(US.)'Q[(AAH"KUS
M7%#Q^V=R_5_RX81FS#CTIJ25M3=/:LVI7#/\^$/$%.:!=?\`-_-@>(.U#!9F
M?CX=A[,#Q)VH+,\C6V4TI4C,#/(^RAP1TV^-U*PZ3V((F/I(422!V$&GYR>W
M":<(BW:`+-<30>&*HC+AI*59=W#"<O<*`TI06@"7:X<@"IF1VWDFI*@F*D*(
M!.8'@PT14,/`X/'WQVI2/Y@[5R(?[1F-5*G3QU$`$#/M/##M/+A;Z^@?U5.^
MC;U([/ZLJD33M!P(VMU>L4<O2&KSL3=`";NPW&"BT[=+<W+:\NX4EQ@QG=!%
M55"A9OF+TH_3K>+!?MM6#=VU;E"G;9W-9[5O#:;L%X2H%TL5[0V&V5R25?BL
MMK"59Y*!PTG[B<K=Z.-#BD)'+"5%(0%$A(20`FM<](RKB#G]J"%H=81(=0D%
MC\)$B5(76JU-IJE15Q4&P/#7@.&%Y+02,&&!"D;!\.92BUL2.+6A[=&I0'?4
M7]7/HYZ;=8GXFY=N[.OG5*7MR/M&Z6RSW>2G=>_7F[E'F0K-N:S;>C2'7X$8
MHI_:@'B@E-:'$)<9(Q[B7@8Z%Z3Y"_IWY[YR#?TTRT?HH)CV=U:Y>B3Z\4K<
M/J?O'I@]5W3O9'379U[OPB]*NJ&Q;)>]K6JP0I+;,/:&Q^I.VKVD3H[6E8CL
MR`A+:VT-D401B2M[(V\(X8)W6TH-G5AIIH\BSCZQ_2[,>4;A^3YG7QML[<>2
M'`[PV[PKVU4FGU9_1!M#UJ^E'=VW=RV&&YO?:>VKONW8EYM"6G%,W:WVQ<MY
M,64I*I";?-D-AS3J`56IJ<3^73[C/A=5OI%<0#U@8+*LGM'1V!8_$T7FF=-[
MU>]B2YEFO/,<NEHN5QV[N%N0DA+#]JG/1E*2U\`H@"AIC0,AS0,#6$U-57<T
MR7C0F5@P-5L]N!<*^;>B3HS1?:64HY@%=6E*5FI^\05]N-"?>126^C4J,S+G
M17'EZTRUUA*"G04K35(R<45DT`"?B)H`.&*C>OAX]*#1U*8-M("`2?2F]N-K
M9E)6T]0M%*DK:4`6W$JIJ2MLU0I!IP((.&)MH)-("D[:"7`5]:?;TU>J7U(>
MD7>%LWEZ?.J.Y=HBS28\N9M4+7?=AWN-&=+R;3N#9,MXP7;3-)4EYZ*AM]H&
MM3EB"S?E>',&M>QH&Z#Y:]@4HR=]J0UQTJ]1]*OZN/1SZ@>YH]AWLBS]$?4L
MG:[$:9L*3<5S-E[H=C7",TY,Z;71XI<9C2W"'%VUPK>;J55TIQEN<\N&T+CC
M6IT5T*T99.9B$^_K4WENOH[Z;?6OU*V5*;MF]-F;3NUYM+LRW_,;>S>(B$M,
M.M`D:*I=.8(Q5[*UX<[P[$4]JE[]W!B:X@BI5%BZ_6E^H]J9=8W;M!4]R);I
MDAMS:H2T\\(319+:><$BM2309XE.$W8HGQ04NOT.OJ2>K7U0^NK8/2_K1>]O
M2-H0MA[OO+C-KLRH#\R[-.\UL<\/*!+#B<]0)TY<,-+V-K8:@:PG-K.))=WJ
M5P+HE(0Y&WNA2J`[ZO"2034)\PLD$C@,1"D$?=<([#NR8;:7"5.7R&@"JC6C
MB-(-<E`=F"2=PKCNZ>Q5D/KD*5:^KT*0DE2XW2^T/)!SJIK\0)/L\./3/TL_
M+-6`<]?-=VJOYZKKXZWTFV04MI6]=$05/(*0I*DK6R*+2110`5E7ABU\V&@)
MZO8J_P`NBLS!M>C+TC`IM.^&A4-B(*(X(`SII3DD4]@Q$<NW!J"<,%.<QP5)
M`"WH]%TB=IOY8U/%.Z=Y(25*4YI2E*]*$ZB2$I[!P&+=<3G#8JC:VX:"5</^
ME'J<]',DR@$%6^=QE1&1)\[VD9D@X\Z_4W^=#L]JWCZ;_P`I=TVJA[_$^;RW
M)8?JM]3H%LO5QB0CTTZ:$(B/R([:`NUWK44I9<;2"H*S/$]N$[9Y;EX&I1M[
M`),S>_\`;!]H]ZC6^E'?[A-]9^PA*??D!5LO(+KSKCBG`7PK6LK4:J434D]^
M-*Y)>73T_=]JA.9[5D5F)0?C,GK:"O0Q^FVK7ZGG#4G_`*K7M0J2:$QT))%:
MYD9>[#;ZF?E3V)?DGY[>U:0_Q:E[G;?]%?0R?!F+C/GK<\-3+JV7=/[MW=6A
M2VE(<4DJSIPJ<8Y:=QO8K]>?.?VKSWY?6[>Y<<Y6X[DTE*U`-B;,4`00*ZB\
M3XL6&`T\R@9VN)H-**QUXZE,>!G>%T0D*U@>=F`A="-0_'%"`:`]@P66_$+^
M&-2*S*N.WB.!J=BY_?[U.X?OE<Z=WGIM.%.'/IPPG^J=,$?]$&QRWCVA;W[3
M%CW&+;)+S+TA,\W1$E;0#;1J:PTK"5#+A3'F7.[BQ<#NQ1`_PM4-PV?='F"6
M[+\UZ3=M[/O156V&IN,S<I^A#H?>(`;1'=S<""J@%#PQ`V4D6^-UK0*Z@%SA
MQ_='F"V;VCO[?MKVI9Q%W1N^PKG3(_E[Q:I2HD.%$2$DR&H+#S22A2,^%2..
M-;L>9[NU:VL\H:UH_;-/)\2@7QC?.&M2>=+?J<;JZ9)LW3Q^:QU9L^W[9'D-
M[BDJ$2YR7@*+CR@#5T(*C5NI&6+?9_5%MDW=?,\D;7__`/0(G":=2FE].'7>
M)UVZ;0NH$%EZ#(D/.L.6]99+;*U2WVUI*'<ZMZ"!49`#&M9'SQ97UO'.7-)<
MVM:M)/\`U%(W(HP!5W/XDJ5"G2?36XU/CRV8R=QMNHCEKGMO*=D-R$NJ:X@*
M3I]PIB1S3.+6>.H#/1[U/\N8.*@UVCN[:_2#T?[GW5:WX+O4;=DI[;MJD+4V
M;E#MDA?*=<CN'^T-)0A1KI(!Q2[QS)("]@`!!T+2H8(G4<6MWSKH*^=1@!Q8
MEH2M[GK/XI=IXN8^E+KM5$!17K6:DYG$%9$B>FM/'8MJW!J7%N8#1:&E("U:
MJ``#,9G@.)Q;&.<&``FE-JB+LGB^0)QK'+>B/LJ3JY*B.:`3I)%-)4.!H"<=
MJ=J9EK3I`*<QODNK2^V0>;34G*@I[.&>%X:4*XUC!H`'D767X:Z?#\/#+]&%
MJ!&W6[`OK`!C@D5-!F<S\)[<"@0W6[`L"">:YF<D+IF<LL"@0W6[`A[&<=9.
M9U#,YGB,"@70`-`6)XT:61D:?RC'5U$FXVPY9;DD@$J@O"I`.?+4:Y^["<O<
M*&L=J,=G+YVU;.D'\1FW1SJ^\`J24N#5Q\:<E=XPT&A!W>--%2CB4D"H``J.
MP4[#W8,SO#M7*D8C2N]MC*R4>(H:\3D!GVD\,/48N<=)*,4J4E:I25*2VM06
ML))"5*3S:*53XE)YRZ$\-:N\X"(6M.)`JKHO\-QZ^XNYK4_Z&NJETC/;@LZK
MM?>@DRY22T+IM^VL)?W5TJ\Q(-6Y6V7O^DX2DD<UMWDI%$TPPN`[=J":4T>W
MV+FI7`X:G!I"G%*4$T4HU!4H)3513V%1SIV8AY_:AJ5??ZY?U5MU^DCI3<^D
M7IPN:+=UUO<NSL[EW5(M2IT+96UKFTI$AV$]+:6P]=9#3+5`D_@K>-*8C<TM
M,P9`71/D!I44<[9U+?/H1]/K7GC.!F<A9!;P.QT,#MTD?$-QP..G'%4V.DFX
MD]0I.Z>K/6SJ'<8S[=RFS[UOZY)?W?U#WQO:2HRV-OV/;$^YN7?>VZ0@'E*<
M5;[);8I+LF2[H2G$#E&69Q/>OGN)YS%4;K=YV[7]JM6UTZ*&E--2OHYF/]3/
M)7TBRDY%E5O92YE&U@;PX;=S]YK=UQ<YLD4E:GX:8$8FI4Q?T]/2(UZ])_4:
M7N+I[<>BEUV98H5\Z9W?<UU@[EO/4BPQVW9";\Y:44OEPCP[MR#%=@+1&CH<
M3RRH46K5H)[>W@9!*UIE``)H":]9/M7S*^LOU/YJYASFYS_.+"9F7YC*9&/?
M!(!NNP!#GO+=.PE6G_1!NGJA:MK#TI]?T3IG4OI;:GK)M_<=PG/S876+IPW)
M>@VV\.7>25O)NMF826IS+SBWG0`'2O#27AQ/,S*<+$ZL#V`8@TH-FD+*X.7)
MXLJ/,D%Q(Z*F]P^(2W7AN@4'G5%3ZU'I+E>D/UY;V^2V]Z-TPZT29/4O:$WR
M@AVUHNNR3>+*B.TE$=ORTUE2BV`!H<2:9XL.72L#`X8/Z%5>/.9,^M/U%K3%
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M*VY&9E//L<UB,@!]+[BRZRM0/`$%6(YMMNG$8=B2=F(?@SIZ5.+_``VWF4?5
M"Z8(*W%,GIIOE2JK41K4VZ%*()(JK@3VX9YG"V2UW&`!V\.U2V1W1\;\>+=T
MZ?[5Z#?1JB'M_CEEQ"=ZW8AH'2*F4H5%,DG.N*[X*3I7W*W^)BV-]'O2KZQ,
MJ8V?;W%<AHN7^'RP^^@*!+S>G27#1/VX/'8N+P"*UZ;%T74)P(;3R>]5=_KO
MWE,_K-.9;6[6T=*K3'=\JF.XTIQY!2E3BFN`SS/$<<>@>0;>6&`4J.RH6%\]
MRQ&<AH;Z%7E]8RWT=%MG.,+4B0AV,B.XDD+;(@H4A*55!">;0TX5Q9.8WGPS
MP[3N'$[56L@:WC,<*4WDC_INW?=]PA]7SN>5-?7#%J1";=0R\E06%AP)2M2@
M`M(J0..(+E,N<X!^.*F>9@UKF\,G%@)QUU/V*6ST5^"UW1:/"M6Z]Y:E)\*C
M5*^*A0G&D2L9PZT%>Q4Z`G>5PWZ7J0GT;6PI`!=ZC;@2Z0`.8GY\I&E=/C3I
MRH>S'FOZG?SD=-:W3D3X<K=NX8:O*O/Z_BFW74_5EZG)2XXE(Z:]-0$I6H``
M6N\T%`:4&"6@!RX(UNQK\R?O`''7VJ.KZ1JE+]9VPPI14!:;S0*)-*/I[ZXN
M/)3W^+(J:=O6H;G=K6V&``_$/_A"]$?Z:9/^*1U-3I_="]FE32O)1G3A7#KZ
MCDFR).FBBN0"77+=[%1]?Q?I/^!7H.JIU'KE*!5]X@6"\@`GB:`4]V,PLFM\
M.#05H/4M$O?SCQJWEYS;LCENO(J*!Q1I4]IKP&'P--"9%C2:T'F1=(6''-0`
M^$`T[Q7$=<QN?+O#8GD,,Q96.H;Y?8L&6$."_8E>!<[3Z5)_8^J$6TI;D3FA
M'+""AN/-/F$(1G5"4&H"%=HQYPS#+I)#0Z%1TYL6SRNK42#MV"BV,7"\3V)E
MO?D.LHMS.E25M+()2A&@4]V)3)N7G/Z#W((-NQ.XMD;J.P7-PQ;YN*.AQMY3
M,X2+9"Y9+;PC$+4TVI)20*=F%KNSEH8VZ0?L34VU36F"5FT8PVU;SNMV`U>)
MEO66765R4++SE25OL(*B:UX98JUYDE]*:L+J'K^Q<%J#J6X'1WU0]>=MMQ[1
MT^N"]M;?OJ)KIBW66\:>$H<DPT!0#+S3H7H4!48O/*N8W5LYEDYSJQ@#2=2@
MK]NZ2T:BD#]82UM1.F/I1O,O=4O<5XW%;[O-N[LR>Y-=8F2G'G)2N8XXLCF/
M+).-ZLXYKF`$FI*G>6P2X]-B@(WI:YT/8^SY#TO5`F3;BS#1S"MU*XKAYB]%
M?"@E8H:<<.+F$P6W"=IQ6GP'X00-2:529#BD/(25Y52L`:BA)T^(UK6J37$'
M:?/2^%""EG9+FB4MN.^D-\OP\W[P/O\`93%J8X$`=2B;UA#P[51+:+)4R\&M
M:N42G2:GQCA6F>HC!TR3GVB2G2@"I%$]@.?M!X8<0ZUT(PD2$ERA!I7M`H??
MQX#"ZZAC3S(2A.E(!(%*#B0<AEGE@(+I(9"'0XF@0000,@=0RJ.W`00M@"A%
M!3NH*=G9PP$%D=0@MJ!0GAW#`01-<T(5;;@%)2H>1E9$`C)E=..$Y?EE`=X=
MJ)^G[CAVU::K4=4"BLSX@F80FO?089C0.Q=DPD</WCZTMU:<U*`-!4U%<@/;
M@[.\$1#HHT1E`5UR#J:4*Z@FG!)X@?FP]1ET?\*="<D?JCX>SLX=N`@G8Z/]
M8-Z=%.INQ.J73>\R+/OO8E]VQN?;4@/O,EZXV*2'I,&3(:4E09F-:FW4\%MJ
M(-1AE.*L([41>I5Z+O5[LCUG>FCIQU_V/>X`F[WM$BV;FLJ%)5(VAU&M:6SN
M"!.CBBFX=HE<V64D`2(;C:!4)Q!3!P``.@A`K6?ZG'H5V%ZON@F];?=X+=EW
MK:+1-NVV-Q*9CB<J=8F4NO+NMQ(2\1(,)&DJ50T&)6_N8Q``['`>I:[]-N9\
MWRUC\FY9<X7DQ(^$N;B3M9U]2I4>GGT2;&Z^[*]3]C=3=;EZA.DW16X7CIQM
ML7-5F@62];4W*E-MW9MAM*@UN*XWR*RXJZNI2IR`A()2JNL-,ON8RX[M*TP6
MD6_TAYBR>_/.OU)<\Y:XEX,AX@H?B`I(QN'E3@>@KU?WGT@^J':75SJ5;=U7
M.X6./<K7U:VJ](G0M[[FV?(LURVZFXV:0IYY%XVK'FN0IR8^I2'EV]E[-20K
M%/.=W)S.>.:K?Q3A4FA&Z/A_=TTUKWIS9R;]&/KS]"\KL>18+4<R6V7M#]R*
MW#A(VI.ZYN^=W6*BNO6O0(Z,;\Z2^I_IWLCK1T[N=NW#M?<,!=UVU<X:T+F[
M>F/$-7#;4YP@2(4F+*:++[)H`M)%,6^RNW2L!=BW"H7R`S^PSOZ><P2\D9WO
MBU,A8`23HZB&MU[%"=_$9^E)'7[T67#JS8K$E_J+Z=;J-R.-,14.W![:]P7'
MMFZHK3Z4\T0V[&IV:6P=)>C(52J0<3UM/NFC>YJ37,\FM<K<;.SIP:!PP`[P
MJ=&"H<[.NJKJRJ*\]H6R0MI:%^%*VFT-+#9X!ME;9;;ID&TI`Q=,MG<0*'"B
MH686XJ04X<WE7R`W&GO.IEP3S83BE*)?Y>>:B:DZ_P`V+(9-^.I45$P,-!HJ
M@SCC]_MRT2F6H\R&D,A20$NN)(\)<(H20$9>_$/<:%,VVA-#<X[L5Q:5HTJ;
M.KFTS4.%#VFE,0\EF^X;Q&?LJR6<(EC+CJ"&66Z*YJ$(>6DYI<4%4JVKPK2J
MF>E0RI@MG=NAEX;U%7](22G1WE;4WG:35U@/I2[;PW%0L$:HR>4\V5-J^Z>4
MM2/ZJB.W$QG4$-U91;@^+>QPZE!1E]Y(6-U8K2#>,Z5,N\R%*;4M]J(RRT&7
M-+TG2`A$A2N*@PA/Y,9WF%KPJTTA6;+\G?*GE]*7JTZQ>DCK[T^ZJ]%+];]O
M;NMHE6%J9+8\TVN%<V5QY\:6V`><VI+A6D'(.@*XC%;#1/+N=2GY\K=EL'C!
M@-'G4V-I^O#]0RPV6Y1+=OW9#-PNUYN=P?GQ]JQ3)HX_0+4IU!;<4%'+5P.>
M%_`MV>A1WCI-OI3.;W^JOZ_^KS:;9O7U)[R9M[KW.D6K;ZF[/&+=2JC+L-Q#
MD1:2!I6BBDTRPO;V#73!M/0BOOWAI-4LO[R=]]5>BFXMW]1-Z;FWWNA^*[`?
MW%NJ[R[W>'8,9A7EX:Y\UQU]4=BGA031)QNW*EBV*WP6+\V7CI;@XZTS'K1=
M99Z+;<:4`D$V]*5Y`M%R`VE2T]H5G6HQ'\T&D;V_NE/>6P#NGK37?3'B3'+)
MUH?GN.R#'CLFWOO+4M;I:4L(6A:C4$)&1Q#\HUW@';2I/FGAF0&,``L%>W&J
MF%]%ID"UW$/,ED?.]Z+-12J]*_$3V*'?C3)?EA4R#O*XC]+LD^BZS*XG^\7<
M1KQ)/S]?;WX\T?4W^=>9;KR)CE;NQ4/OXF_836YOJI=6+HSNG;L7RW3;IN%Q
M9T@)?U)M=\U(TJ4#J!%#CEG_`"T=B-;'_NCAU^U1C?2?L7D_6=L_D26Y8A62
M[O2'HZBIDAQ](!:(RY534>S%MY+'^Z<>FE0O/+O]IN?O?^5>AQ],V.A'J6F:
M@''$;2O='5`%=#'0H>(Y]N'7U(/^Q/D47]/_`,RWIL6A'\7!9X-\]&/06#)N
M<>TI1UO?/,DRRTRLJV[=U54S4)R)^W&:60/AVUT46B7V%V_^)>>X_P!)679#
MZV-Y[0<:YJPE;MQ#2SI-#5&K*A_+AVFE4-C=`=S7*(_-L=QVY>8L=;;,GY?<
M6'5L%U0&LA:5+32H]F#B+?%4/U,6WX1*'?X7^HGF/*:K7\-?]OB<_DZ>;S?@
MK6OAK]F.\#L7?UINWIYTXC^V+FE$27(FVN>R4%B<]'<J_'>5\+I0I135/NIC
M&IH+4BNX*J-\/!J:$8VB[(M45-C%QNL=:%.B-)BR%H6R7"K4MM:#J1J.=!EG
MEAEXR:UKP'%@ZD/#P?="6=UV]M>V6O;-UVW=KB_N)YYQ>Y)UP>>==DET:E,O
MO.+6HH0XH\*'#:[S&W#:M`W]9QTII.UK<&BB='8EHC%ANYW*1<)T!4Q"9*(S
MSRH\74H:D1T!6:!V5J<4R]SVZC<1!*YH&S^Q0UQ+*VNZ2%+7L67Z8[#M':<G
M<=HN#DJ)&=YUQO!=@B5&<>>6_%M[ZUH:*5I5H)H3J!QK_),61S6\-W=P1R7+
MV@N<=ZI.LFBA#'+-,3(2YI.M1P_4;ZZ="NOYZ6[7Z,V:9LJV]/F+[%GQK_-<
MG0UOB=(2'XT@K4"'D9I`-$@TQH>?9U;6-M_V[\$@?LU]H*N.4010@;@H2,5$
M7U?<@18^R+?:9)=CV^S37'0E1+0F/2$K4ZV@DBBM.1Q7,NS:^S"V$UQ*YY-=
M-/<M"M&M-JUYTFJ;FPI#KG+<4E*-(&@G(J4A*RH5S&HGW8MV7V\)(<6BJ1G-
M-&!0B[6Z19G&7VD*,9]0<)2#I!U:=)-,M6&>:S7=OF38[=Y;"6@D#1UIJP-N
M`6OQ<!@EK9I46:XR%%(T)0`DG))4/%3.O$8L$4D;H*N[]-*;&-@U)SH;*VB%
M-5<31.0((3PSRSSPWMI9"7`G04C(`TX(TN'@A^=1'JJ'5UYL#.0A0T!!SX).
M>6'?$?M*30.#,1+2RZESQ.N)66,OP!F"FE,LSA6)SG$U0"6O*#J4ITA7AU4]
MHKG[QA==6!#:T/4J=%%U'9\)I[J'`07`2IMZIK3A[,Q@((NF(YL.8W4C7%?3
MEQ\3:A3[<)R=PKA2=V$^/DUM2!':5"=D0'HCJJ%:5NJY*]!4%G0L@BAXX:#0
MNNKO$DU*<<K9(*'$)U*JE/+860:U&9UD`9\<&9W@BH:4I#L*.D`+:;(RIEEP
MIAZC(#)[?\OU<!!!8#[T>0K4X:*>4^H%*2>:L:5.`D$@D=@RP5S&.[PJ%R@5
MB/Z!OKUE>FOU"-]"M[3UM=+?4'=[>Q%\S+2W:]F]9HQ\IL53/,2IN,C=3),*
M8X2&EORHSJP41W`4'6EL[O,!0P5X3U-2[S?/2]UV5M17G;_*Z4;O<B--O>36
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MG9#>7%M9L-'"(P@$#`@[AE.C`JS+Z+K+?O0_:[%<]BWR;U1]#G5R[I:W99I:
M6[5U#]+_`%)OUQ#]NO\`N&XDI8G=,[D]*#$Q\--OQ)*FGGD)#Q2@TENR5KAE
MK1&-1&KLJJ3S7SIR]]8'MS'.[1CN9V.)=/()'/>2-=1&T$4&-%-!UEV/:.HO
M3S=NS[EIDV7J+M*^;>OS3R6Y,.7$O=G?MR%.$$I<8Y;X&M*@%KU*2=)2<*6+
M;F(".Y<2\'JT>18QG%I=65XZWFD+W`#$TP!T#"N@+RB.L_2.\>F/U!=6^B%Y
M\XE[I9U`W'LMF1*0II5RM5GN+S%IN3>K-;%PMB6G4*J=057%^RR1@`+E4+R'
M?<2X51NAP7""S(97I6RD<LIIJ%1KJ.WCWXL9F)%&'X=B@IXVL?@*(N:N/XKR
MDG1(J@/N@T4\4A005C--4@G@!QPDX!W>Q16RR-[I(15>8C<Z*]*`2Z]&&KD\
M3(YOA%1E7EZ:_;AG/(^W^"$EK7:0-:E["\N@UP#W`)K8Z7[?<$A14E`J\X.P
M(4:!DY9`$U^S$88V.=OD#?VI67\?YWQ=J>#;-S:O&W[E8E-Z4NN*DDU(#C32
M%)Y?'X2IP'[,25JYTK7,>:M`P3=L4=L[?@:&N.DA::=4V/DVZ]OOADI>=5(C
MN/)U!2V#5(;5XB"D#[<5G.&,`T;59<JGN*U#SA1-Y:5L-;IM+@HE+5W6ZTW4
M^!PI)"@3550K/%%B<679W<,"IS-YI9K#<E<7,WA@MIQ<T!"P%9*=4TH',%M?
MXJDT4"*%Q(5[QB>@.]3>Q53X;-B4-FNB5N*65_B4T!=$A032M,AQQ*PQQAP<
M`*IO=,:V!Q:`#120](7UW'H;*A<DI8<E*0[^HZE:"E05WZAQIC9N5_BM159-
MG<,3YR7M!-4&]8=KCSNBS[3["'78%O@NQBK55EP,(05HHH9Z<NW+$1S-#$YQ
MWF@@I7*99(7-$1+1U(D]`T.';-A;H6Q';CK>M[1=+=:N5'WB2=1K@O+=G;-`
M+6"J)GL\Q>:N*E7]+OX3$EMOP-KDW]Y24@`%Q])YR_>Y7/%QNF-$)(&("BK'
MXFDNTJWC]+K_`."ZS?\`:+N+_P#$"ACR[S\3+G(,F/\`:MUY$_E;NQ>?/_%$
M*:_[VCJ_5QD:.GW3()`2I(&JVWK6"$`!1)XUK7`DI%E@,>!HEX`1?U&C>=[%
MJ;]%NW-3_5Y++C"5,Q=E35M$A6A!#C5%H\0*:C%KY()-P2=@]:@^>J>"%-.\
M?4%Z`GTSEJ_Q,S`%ZD_NG>17L($5L8??4?&Q/D]:BOI_^::H_OXNZUQ;EZ).
MA#CR6B\SUO?\0>0EW_V=NYS1Q%`!2N,HMI'AC6@G=HM"O32[?_$O._79;>HR
M>0H\UM:R4+=:`]^:.W$S$`X#>30FN*MC_P`.ET-Z1]3.A/6V]]0]B;<W5<(/
M5"!98DB[VN)<EQX"[<R\[&0XXDT0X[0D=E,J5PY`#6&F"9W%O"]^\]H+J#$J
M??\`P@>F_P#>SSW]TNR]?R&FC]W(&C3SZ<S3R]-:>&O=AMQ'[^DT2'A+;[C5
MYQD^3=]P79PV9:H"+VZDNL-*T-M.#2`OED%*![``,85)<[>ZG"51VCN&T.M!
M!=EW'2C0"2M"C05.8(\1SQ"W%P"XUP:AJ3A;<FNQ$.P=U1D1T/4YZCXM+@/C
M`.6BA[!3ABO31/>X[CJLK@:)A<U6QVR]U;9VY99$>PQ_FP?T/I$IU88:E).I
M2VQK.M(IPX>S$?)E4LIQ!/3M4#=:TB_4?Z@[[NZQ[8M%L<MCL:W,Z)<*,II)
MANH<6DT:2@!-?BH,C7VXT_*89K*PBTBC!L^U2UIEX=$V0#2*],5IK;42-Q23
M;Y4-I[YFIPMR:%#S%%'F@1V]+"?%6ATU5QP:_NIY:"N([%(L8(P!1,IU9@LV
MW<PMC!?+,"UPF0'P4J"RIPNE(_440*8MG+@=^GL,G>+B5<\M-;!A/6F_MSR@
MZIU1S0A(!'A`"4A(R%`:)`XXTG+O11$N>K2GC89&X-N+:5H<>:;+B`0`K4E-
M1330Y?DP_O+(2M\130*5Z%1K26FO6FOM#SD:X\IXJ"T.Z!6J::20>&FN>*OX
MXLF,.SIL3B9@W6O9H.E/U9KJ]&4W^(-+X2D@H0:A()&:DY4U8F[/%I.VB82Z
M0G"2\W*:Y2$I+C@355`4@5!74<#5.7##Q(IHITE>V]V2(FDM1983(CJ42I)3
MJ3J2G7J&9-?93"T)^(CJ1@TEI=J!]:>FUS69$=ITT*U)`)!K4'/@"!AR@C!U
MNKJ%#X"E6H#@200!7B`,!!8EQVPVL(30J!^\>/'M)P$$6(864O$FNE*J?"?S
M4SPG)W"N%)=S9]JDOK=++[3TA0U.1I<MA063DXVE#R6DN).8RI7CAH@"0N?N
MY(BQY$FVW6_QO*MN*0IZ6B2VI]M*E-I(D%P$%Q(J.T8,SO!"M34Z$K]J/7%V
M+"E7EPOW)3?C=+;;0J1F.6TA#0X_JX>KITX:$I9,9G/P=_WE^W^E[,!!%1:;
M4O64U5PK4C+NR(&`@ANWKS)M5U@2;=*FJ<C3(S[3KCKD-R-*@2A)AR8TEA3;
MS<B&\G\-T$.)22D&A((07IE?29]8UH]9WI2VIO&_/,7/=]@<A].>N-LDLPW2
MQO5-C%O=O`A!M+3-OWQMT)GZ&T(8:6Z4MI2,L5O+X),L=*^<D%Q<1JUU&@]`
MG68L@L6M\*1XQP!&G21UX*F)ZZ.F'5;T/^ICU-[*G;:C]1O3#9NNNXT72QQ9
MCC5SZ:0-\/G>%IOFV[HN-.E=*Y$J$A2_F7*?L\UQ`3)9=6`T7',#8^8(`RV`
M,A&K[:+>OHM]7OJ9],;EN9W/$_2ACCP-&G`B-[M&C!-+)Z?6"[[,;ZL=/+PS
MO[H]<[C:E2KI&AIC[IZ1;FF-J>@VK>MKM>J>QN:V24<@;BBJ9BS4E$B*J47%
MQV,NN\BO.7H2X,)ML7DX5!P!K5SJU%3AHH=*^K?TZ^IGTR^ON7VN59\(S-<,
MWY?BG+FR8!P<&MB!K6OPD`4.FH4P7H7^IQNGH[M%_H;ZB2KJ;T!W>W+VE.W%
M/C?,=\[0:NJW)3=Y3R4PX^_]I1W)`,R%-YUW53FHD)8"64SW*?-L,4YMY0-]
MI!!KJIJH#IT8JM?U/?T)6N3<K.YB^FXT0N=N-:X[^\/A<'379W=VA`!;CK"M
M^>E/?&V^HG1+;EJM&\;?O".JR-,[=W`IUN?%NFUH26_DR4W>VI8B+6F*@-)3
MH0XPAM+*LVZF^33PF5MU:-<+3&H!)Q.DXT-*FM-"^,4G+G,.0;^4\TM<S.8G
MNW@[<K2IW?EN<W0-1[52S_B5?2G)Z==?=I^IZSP`FQ=4K?$LVYD-M<MC]Z-D
M!<-Z,I;("4_-=O2;<CF9.+5'4LDK4LF39>&$8%05S;@Z>FE5_-GW!:F?*RD-
M-/,N+96TRXI:```4J*B235"A3W8M>3S^(M3(?O454S)@9.&C8A=XBN<QY<-8
MCDYK4/%F,P:.:@*C$LHY(Y5_FP7VFT0C.?05`ODD);20/$4)HVNIRS!X8C[W
MO-[%(V/==VK%-B*F-+E']L^2IYL#-(^+LX`'NIADGR&;5G*@36$N+TQTE2'T
MT2-32O"4E0`4`5$=M</;+]OL2<FI,]Z@[<XG<FW>0G2D,2)2!I"J!0J@U().
M1[<5[.-!4QEG>\JUX:M4G]Y+=(:U!"'EO+/%)<*#XLZT-?LQ06?FCV%6#,:>
M!(ZPGV<ED.(;2H@`!QT<:KT!.HGB"23D,L3UMJ5;2LL3S?.:372%K`4<\LO:
M33AB:ATA-[S\N_L4JG16:4]#(26PE7-EKUJ"4@DIKI)('W<;%RM^5"RC.?G%
M&'JY4&NC=W?`\2;3$6>VH2P"13AF!B-YEP=7M]2)E@+I6#63[4AO09)-RZ?;
ME>Y90W\O:H,P.'9VG[<=Y<-6A)Y\*2.:=1IZ5*?Z8'%^5D+KX@N\FM!^J>RE
M,6N[^2>P^I1V7]PJW_\`2]2!Z)]M+X*=W[N%;AS\2OWB=%>X9#LQY:YZ/_>1
MTUE;MR+_`"QW8O/I_B=+VZGZL_5E$N'`=*NGO3A(*P$E26K=>TMJ\`%%$4K[
M<"Y-,K:WJ2]O&3?&2I[Q[-7O6K_T5IPD^JN[J*$,K7LF:DZ``D?C(J$9?",6
MWD@_C4[%7>>0?#[W7[%?A^F*-/J8FM@U2WM*\A'N\L@\>)S.'OU(_(GR*/Y`
M_,!:4?Q8MV;MOHCZ'2$V^%,DGK?(UF:PTIM1&W+Q0:B@U&G&26VAO8M!OOS4
MG\2\\ZY]22PFY*=VQMH.N$M(Y49:@G*@45-@))IGB=A-!Y$V#2XAHTJVQ_#:
MS7G_`$W=<I(;8B%[K!:7.7"2MIGQ6IOQ:%??/;[`,.?V#Y4E.`'T!K0!6(O/
M/?-M'.<YO[N:N.6CS%*<._#+_P"XD%YA.T43Y$Z7(=E)@/!&2ET*$]@*4$A*
M#EQQAMQ;M+>I=6Q3VY)\;;UL;BO1WKJZVX'7Y3+2%*0T-+:FE'-`(`->W$#/
M;-)KBN:$C[(ZY.>>5=+FW-5(<6Y(C#35MUQ6IQI#@)-$J)&%'11QM^$8J"FF
MF<X@Z*[$KGXC=NCMS($IRSIB.DM,R)"Y#,Q)&92RX=&E78.&&$EY,PT;NT'4
M$T?&7Z04W5_VD[?VWKA:G8]MF2%A\\US-TB@60VH@:5J22/8<66WS6=UO&V6
MAC#<0``?.K-;2.9;L9J#4)Z?\VUW]$&]F&)*64I8EI"4\Q916B0G*HK3#:6Z
MFWMZ*@!U$`T73\1JY:Z=>WB[U%ECP$"V6])*%!844\\ZM0[3C2.6P9<MC?)W
MS71@K/8/<VR:!H!*9].IG]GDE8HJHKVYY]G9B^6KG1TW$H2'CXN\G.V;=1$D
MLME82VX.4M"@"#49T]M,2GBYC"8:C</4F,K0UV&M)[>45=KO9D-(TMOJ4\R?
MB!`*=69IJS4,5:ZM86R\4`[YZTO`!(PL.@)S]OAJ[6N,^VZ%2XX!(!I\8&FJ
M`:<4XD,NF>Z,[*J,GJ'4.E+FRW#R\A+4A(YBQRU+(I05`-!P!]N)'B.2-45=
M5+>F7;8MRC)27[*$NK=3]Z#17.:53XEEPH(/$4PE+<S1`.93S)]91LF+FOT4
M0/9=_3-A1B%IJO5I;R);#=`H+SKA>&[F?2I'F2D]O$SN@^=/:PE+T=!^^0#D
M:]@)X#NQ(M<2<=BC)'%KJ#0@ZD.(=`(\&=:C@*&M3@Z3XCEA8`4'0>!"L)R]
MQ&:]Q-"NP9;J*@TKGF1EVYCAAHE$D+B^E;MLL8H&IDDR'4IJEU0:5K3^*#J`
MRS`XX,SO#M02YCMH44'2!R\D4R`R/8,CAZC(P7XZZLZ_9W_SX""`R6DI:*F0
M0JE05'4/R8""+H"UH?0V:*2%:Z+&KQ5!/'.E3PP$%/)]#KUL#TO^JZS;%W5=
M78_2CKXW:]@[N=DRO*0K+O.1>7'>G>YPA2@V%L7G1:EK%.;&?0VHZ4C"=[;0
MYE%N7(K0:CN^I)WSK%U_#<6@<+IF[I=O"H_=T*4KZ_FQ9/1[U,=&/4=MM]M,
M+KEL6[=+^J*+E%1<[9N"?9(_DF[9>;))"[-=+"[MR4_S`^"IQ!!J*#%%S2^O
M^6*3Y66@UH-YH?2AI4[WG7TW_ILY$RGZOY6WEGGE@DRK>:"(JP/H\:>(SX@!
MZ-2@/VGL+<NT]Z2.IWI0F1K9N!RVFX[K]/\`N"0U-L>\%ID+5>K=LYN8L6;?
M>SQ`2*V):/F\)>I,=7(0V,6++,\RCF:R9!GM'7+V_'NN#,>QNCL6?_6S^G7Z
MA?T]<UW',OT79=19-!/6+BLDNQPP<*NE=1QPK4C'6G9VU/Z=>H.5)LW3R%+Z
M;]75-7%5QZ`WJ0BWVW<.Y.:^I]72*^WWR@:OS4-&L[6G!,U39I$5H`!K/,O(
M64VK'7/++9&S4)JZ1TGD`.S4/,O8/]+/_P`A69YIE47(WUIGM'W=1&?PH(2*
MUT@-<0T;3W<**2;Z0OK]W5Z1?49MWH%U%>O;_17J)N=G8[\"<EV,CIYNS<"C
M!M5VE1[HE%TMD4[@2VU+9<"`EO4KX=.(?ES,.8;2S%EFF[Q(W'#<`);6HTXZ
M-9UJD_UG?T_6G/T$OU=^DC#XVX!,N[OW$98QOP[K!NL;I-33$JQ5]9STIQO4
MYZ*^KNWX+,6Y[KV783U'V:^W$"7S?MO01-FR41T`U3>[)$=*HP\"5K1VH&+Y
M8.EN&CQ.GS%?(*^SFR@E'+LK3_RAK]U^(IL^7JQ!U]2\TK;LA5BNTJRNK6)4
M&<\Q(#X)>2M"J!#BET4I;>8J<\L6_+9WVI%O`1PB:G7CVHW,61PVG#=*"9W0
MAQQ(Q/4GF=:3,BJR-'$IUE)(/>`",P<SB[-8TQ;_`.U19Z]Q;+N#NU21>AM,
M!22"!6J3J.HG*H4KBJGY,1,OXCB':E,V[`QE1I*+&=2''@NI;6WI37,UK7+W
M#"7"8G%4&-M<?6IF(HM.204)6?$E!0.=4UH*5:I]N'5LUK=ZFQ'8QCS1_D2&
MZP^;N0V'>7&ZE^-.MD\A`"4N1D!#!"1DWS5#+OQ7<U:'-(4U:,CCHYH*9UZ,
M8"8+X2`\])>02H5!2E*E``'A2F*0ZW,<I?0U4K</$T&X[NU"'-2%KF.<RFDI
MSH`,N.7VX?VQ?HU*%F;&P5&E+*R+2^X&@2"HD`@D%.1IF,3MHUSW@'0H>YFK
M&YKL&J6OH1"<:Z!6TI=34R'QJ6->FJ3F"KA3&L<OOFAB#6TW>Q9IGG#XIW$;
M>K-MV9T9N,2,A#TJ9:8S<5151+BTL`*3IX&IRQW.6PS,<Z3O`'71-\KWQ,P_
ML[PQZJI)>A!J3"Z<;BAR8R(*HUN;3.%=9UBHXYEO,X3R(Q,8-WO42>?!YE<?
MV=XX]55*'Z;Y=MA0WG776&&"U>TDJDZ_[6`JAJ3D!W<,2=[=S]P$;M=B8Y:*
MBAT$JW]]+E0?]$&UE-G,[YW$0>((_>%T@@"M0<>;_J..!G=(]%!ZRM]Y+C9'
ME9+:UHJ9/\0]]-[U%]??J&=1>MNP;!M^9M.Y;<VE9&XTS<4*+<XWR2TK#DA<
M53P<<2^Y)=6FHX*`[,")OB,N!EQH.Q-8;N1EZ^$:"ZNKR^H*-WZ7'I_W[T2]
M3\I6\[>Q#+^TI\#0)T9>B2S(2ATI\NLK4E*DG%XY*@:V6O4JSS;=FYAX;AB"
M:G:-2O#_`$Q&6VO4C/T+2[HVC>0EQ"E*0K^RM&J234C.F>"_4@GPN[JP3;DM
MSH;H!B1?\0OZ.^I7K+]*O2W8?3)_;K-RL'5)V^25;INL:RP='DWXCC+$E]QL
MO*7&DK]RC[!C);)Q=&TNTT6AW#B^9SW:253`O7T"?6*[&E&T.].9JEE;_)B;
MXL@:\7BY:.;)4O4G@2>)SQ88-`[$AV*>/Z*/HQZU^D7HOU>V5UG1M:P7>\]2
MK+>K6$;JM,QMVUH89C.N!P/A)4I*5Y?=.>#O>X'=&A1US-*)2&]V@U*9S]TY
MOS;F?-=M<CROEO,?/[5I\C\T^'5SZZ_*?;7/".NNM-^/-T"\IR'>9[3ZP':\
MX:5ZJD4IV44*8R::V&-=%%(4PJG.0B\7&8QS+JI:(4)"DI6L\GE.-))0`E0\
M:0:<<0LUL`"``?6N>I.7M3;\>-9%[@+Q<2B0IGE-.4<JDFI4""<\1$X(!"9.
MMR7>5+B3M-V_V]B]_-`F''6@"W2)"4.%?8ALE-`DGV8@Y3NN--B+X8KYO+:U
MV,?;MQBVU*`VT/-IC2T+R2XH(+B$=I;`P>VN]$9.C!/6#=:&[`@,=N'9IL2_
MSK"Y<F8Z@S,::;6I3*5IR6@@G2=)K7/%DM(>,*ZD9:1=2I\6[;YO,J&EU$1;
MP2PV\?Q&FP54;42!\&KNQJ.0Q\.QC9VJQV519M[2DV[&'+`2#3C7B=1_DQ<+
M?0.FU*UHN]O?=8D(-=(:4%=V8X`Y]N'7J3>8-H#^TG.W%'_>7;T":RE*GX;+
MR'>6`,U*;4CM)J=!XXC+D`BB2C>8WUU)';.OCEDN')=51IYQM#X7F$A"C31G
M1)\6?'!,L-&N:=-5V]CWP)6:%LBY`BW.*W)@K.MU"="P14*H#V"M`,2JC$$6
MVMV&YM^=XGYH4PAP\%%230*)K5)&&]SW1VJ2RWON[`F.V\7ML[JE6B0='+D*
M;2%5TZ21FC,<1A2VP=0IU="K=X+:BUR@4-J;(4$E"17/)?A/"G8<33-/D4!-
MWD;2#5YQ%``$)(IQSX_IPHDD%#8;2LHJ24G(YU/YL)R=PH\?>05;C@0HK31`
M2HK(!J$@$J(S.=,-$ND%N=J1#EVW<MJ97(>MN3MH<JY(?B_%)<;TA`!+6K2<
MZ'OP9IHX%&:-YP;6E4OK-/:NL%$JW/LOHD)$EIX9H9U9_*G@%55/:2<U9`TX
M8>H$4-$J.0CO5^4?S8""!+:2VE3::E-2?$:G-7NP$$6-L(;<YJ=6H9T)J/R4
MK@()46Z4XU(AO(D/-2XRB]$F,K+<N%*2\U,@2XSJ-/*DV:X,HD1%D'E/H2HZ
MJ4P+9V^XMU52&;1P0ALUL09`*T!!Q\BO+]#.KO2+ZEWTU.E,SK=`MF]+MT0W
MML7ISZA(24J=W/9;?<U-[0W'U0MTLJ<EQ=Q76PO)F6^*%%,IQM:?O4$!S!E[
M9HBQXJPFM#_8M*^FWUZYRY`N>+EL4A(9NX,>016HT3,\BAQ]9OTWNM7H#W@M
MV8Q<][=`7;_SMA=5K-&D^>L:I:2BV;;WSI4M6U=T04ZFG'V6TR3(:6J.X2E8
M1BM]DV>9-=G,8"_P;G$BA?2AI3`"E,-/FJOO3_2Y_4#]+OK-RI:<N_4OPS,S
MDM=R03>'8[><TC#C.F<17$D`N::88K5B^6G9?5EF#`ZPA43<C$FUSMJ^H+:;
M;<G=5D=M$=J+9T=0;=!6N/ORPVX,-A-^0]&O=&P4.S'D9:3RISM93M;!?.`D
MW02';M0-&(+JZ=:\V?U9_P!`$[\V=S]]%3*^WD#I0R`R.(!(I5MM:M&D&GQ4
M1_O!J_W9[9VTNOUU@6W?=Q:CQN@7JZM;BG]H=5&6KO#:A[;WSN5^3&=E29%P
M#$*)N&ZJBKL3TGD71Q27A(8M-[;VM]=NO+4#@NI0@#V`C!>6/I-]=/JA]&\^
MS#Z>?5RVN&\O-C8QCIX9@,:[U'74K6]M&8*^[Z3>K?\`B0](/2GJ!N:*VC=D
M_8]FVYU&MERAN_V#>>T4_NCU!L]UA.AM]+<Q^)(>9YFE3L=YMT@!>D&A887T
M%=T$Z=..-1U+R']0.6\A?SY><[9:X&WDD+F@.;NFKB_X0UN[0;U,':J+SC?J
MN^FI?I&]<O5/8D&!);VW,W)*OVT7G2E+DZQ;A?\`F5O7S$LLHDJ80^4$I2D`
M`"F6)RP=OS`K-QF5_FD,T]^US7"0AE01\&JE2<.S!:UV">F2P$ZA124!;9;4
ME;:P**!420KCV`8T%GY?R*HR_//:@<YME;[HE:D--)2ILH4$**E$@ZJ@@CPX
MASWW=JG(?EA$3C*-2T*)!"2XU10!5G0:LLTT.`E4'0XKEK:</+7V+;.E:0%)
M-4J)-":4]QP9K]Q$?)N4.TK/N2"-P[;F,<M'-95$F,AE.@-J@%2_P@=5.=J_
M$_6]F&\\`GK@GEK=.::&I"U[W)%;^3VZ6VAPOPWEF0W44YCM6JA.FND%7?B!
MO\N$<)?36.FA24ES^'IUH/%LG/@-W(SV&%.*0EQI:2I6E2TIHA(-0H:J]M,,
M[:VT8**GNB14IXMJ]/8$K==ILHOJ8[%QA)D%]22I3#RDZM:J4_"`^[2OMQ9,
MNM`9VBF/3J5=OKND9*DPV=&B;7Z%W.%:[B;JBVNO)B/YI25<L\U3OP\P)/=2
MF-)L81%%AA@J%?S<6;J34^MB?=H/23:#MOFR8ZE(;2M32R-2?)I?->\A?"O9
MBL\P7ABBD-=#3TTJR9%9B1[!2OQ#IH26^F3N*[7[:G5XW68[."'[?%0'E%82
MW)"RX14Y+J,CP&(GE?,G3`5.OIK3[FW+(H7#A"@+`3VZ]2E?])T.+<]I3W9K
M*7U(NF[E)U%1%85Q,1D&JCX2T?$.TYY8ODHX@Q5"MSPY`WK'L5S_`.EJ!&]#
M6SUM<5[\W$**S2!^\#@`2,J`#'G/ZF&N>ENH-;ZRO0/)P_[4=M%0O_B.>L&^
MMF_57ZZ6/;>[MQV>TM;:V2\U;H5ZND>%'D2+'&6^ZQ':EH:;6XLDG*F>#6G\
MM\BB&-/ZDXZJ^]1[_2>WCN/<'K+VZY>;Q<;J'MOWEQSYA.FRP\MQY"E..)?D
M+2I:E*)K0"N+UR6ZLY&JGM4%S3"UEJUP[Q>:^8+T`_I@N*'J3N366D;4OH&5
M"!R&R.%!EA#ZD?(\R:<H?F1VK3/^*]WIN+9/HLZ)W#;FX+OMV7(ZTNQ79-GN
M4RVO/,-VBX3@TZY%>:4I!?C)!':DD=M1DEA\EG\/M6AS?,/:J"0]5_7.V<UJ
M%U9WO$0EUPI2Q?IZJ:R#34\^ZO3["3W8L<&@=B2U((KUB]?2^TZ]U6WW-Y*'
M6PAS<-S2PL.T!+C3$AI*UMZ?">(KCDG>2+H-\[R,/\:_J`__`,F;TTUIR?W@
MO7)T\KE4T^=KPSX\<\$1?#)D-T[!F[)NBXEY?0T6Q6O?4?;E3&/Q9JRY.X`"
M>K'VIM%.9`&T^)*"U.Q'K+'T%;JX[O,DNL?MUL:JZ55J-&GV<,*TM7N^(D'9
M@G\<0<VI)2BL^](@N+EH@,R!%?0=+.>D*.7-(X<W\V(S.<OM[:/B0.<XD5QI
M[$@<"G(L6V5W1MUR?>GO)QZJ;ANO);T4\55A`3XTXHAE,DFZ6@;2N8ITMF#;
M:X5]MLV=-UU#<28T^A9;);203STN-@)4:9#LPTE#K=Y='CCK^Q->.X2EE!0%
M$,ZV73;L)#3&[&I;=UG!$9,M#"^:Q\+G.+:$"K1J!2E`,\6K([^:8ACFM`\J
M?Q,$@J=*CMWHRIK>=];7);EJ1<74%YD`-J`-:)`[L;-D;>)"UKL.Q6*V:T6K
M6C0`LXCIHA":DK;2YG2HK5-,APRQ>_`QQ1;[2XFG4F\TSH]`"(Y:%M.E%*`I
MH3V\>/=7+#,$G2A'()F!YTC4E_L>X_M+.XI!9D%%5*)UI("A1/W/O=V$G6['
MC$E)/KO$[40[RLKUGGZ^7_9WW'"VZ!XAHTDU(.FOB[L,Y&>#<&QXM=IKI]"7
M@^)I!.(U:DX73?=J`P+=+<`<&E,?4HU.=,ZG/+$C;'C`;V":2VP:\C&E4\%P
M9;E%L*4424#GLO-#QZD(-!X@00:_FP]DL8GM'Q.]"/`>`26XUVIDNH\81Y%D
MO*$:9*EEN2JE$K4E0"5*^]JHGOPS>P6YJS$@ZTOQ#*'-=HHG0VM=DO0XZPI)
M6HLA8J=*2%"@K487M+I\LW#(`%%&RQ-/Q5*=!*&WWG"5$$MI^$I(R`/<3V8D
MTCPAUKX64A834T)`[*YFG=CC@'"A71&`:H&^:<YN@*0A0S[04JJ#A+@MVE'H
MB@I!!4*"4$J0W+(!<0A0(Y8!'+T4R.7#`X0;\0K@@1@D'$4-BW94A"G7MKW!
MP/3D()4F!<7%`&7#(%$K).85J33LPF)G#4$9SRX`'2,$]#$YJ0DEDA\+SC2&
M<XTH?^)54D_EQT3.KH"+5<?XFO'*H[C7,?8<.4$6X"ZAS*=!0ZDFH"33L)IV
M]O;CD7X+JC$UJHJYLY[%PDJZ4$UH_$8XTU8*8WZ07J97TJZZ7[HKNJ_)L_2O
MU8[7D]%-UA[EQK?:]UWB#+_NWWBM^B`Q,LFZ.2GS:R7&4FB%)."W36W>$@H>
MK[5J7)5QEEXYK+^VM@`0>X*FFK$Z]:L4>@KZG.S][MWWT`_4$AV1GJ'M%^=T
MBA;UWTW'G;4ZP';CRMM+LO44SB&K7O*YMP@?FI<:8?2A"Y%%44Y5[FX%X9,I
MNV1LM&X-+<'4`&W#K[3UKTKS#]%?J9RSDV7?4KZ7S7.Y)$V8L;)*UK*N&#6P
M15#0W35V`.FA30^N3Z-U^V,W=.IOI#B2MR;5>F/7F\]!P3=+_9%28K;LF9TY
MF*Y#&[V@RG6&I2P\Y&"2R"V$MXS+,>2+"UE=?Y1<W)O=;=YF[AH[K:D=2^B?
M])O_`,AN7Y581_3SZV6UFW,2UL1E>Q\CR17O&XN!2M0:[M*[%!%+W)<=J2[W
MLS=>UW=\;%OTYBV[]Z4[A=EVEQV[>8:2J1MV:^F+<=E[\8\H4M3>7`6XVVN,
MXE4=2@MYR_S;S#E<8R[,X(O",)H\B0R.UZ20VNB@H-BV/^K;^G#Z6?U._3\<
MR?3U[;/F4LD(=9"U8^0AHW=YT<<SR3J%>H*R[]`;KY>+9:-\^E9S>5NW_P!%
M4P6=\^GS=E^D-0]XV>%;$0-O]0>BW4*,VE9C;BV4U<K?*MK@2OYA&+C4<%MD
M<G3)LQ@FCCGM"USZ$''1H.`%:TH01A0K\_WU"^F'-WTJOCRSSX;IEI%*0V0<
M1Q<`2/B=(R-N@:`-*UG_`(GCTF?O3TLV!ZG[#;7Y.Y>FEYC;`W1+9CMH4]8+
MJ7).T[X^AM*WDN+G(Y3P4M:$-`!*BKQ8E,HN9S5\S6AP>:#'1Y=:IN<ORB\;
M$,JH+80@&F[4NVDMP).W!4\MDW8NQX*')7G%J2''Y"@D(\TZL\UEDH`JAE(3
MD:D$\<:'9WKIV!A``*HUQE<+7EX<ZOD]R75ZMWGM##;A9YU5*?.D(;+5%)"R
M>&LF@P_%A$X%^\ZOD36:=UM1K0"#M2&7/4I]0>;#,B(!'#1J`ZV%`!^AS*2?
MLPRE@;'H)2T4SGZ0%GGLJULO)K^*WXD_=&?$89]^H.I*7$8=&TDD&J/[*I"0
MIE9KSFG6E`YY*33+A_-A5KMPU23'.CT%-1N>S)CJN82E6AIEYY"#30I2$J6-
M5`*BH[,)W0%S#PGBC:UPZDX-T]S=T@43225!I-A="M!DO!2D5\"2HZ<A6E*'
MMKBN/E-K+NL`(ZTU>#)I)3O[5F2FMZSN7-=#D+;KQC+/+UH5R%:5`%'$=F6)
MZQNGLW;@!N\/,HR\LV/@<2YRW]Z27"3/],RGYB^>^],NP6\K)9TH<I\-`>&-
M/RG_`'MN3)AV?:J)>0-AEP)(ZT7^MQXM]'-HI"4G4AL$D'[UM2.P@=N*'S9:
MM9'(T.=B#[5;<@NWQ21T:WO!-W]+9(9VCU@()-9]I.?]5?=B$Y/M&']IVE2'
M.=V_BB.@IPQ[5,'Z.?Q=GW,'+_I3?'#VWQ0_DQJ<D0CBW@22`LWB;O/KKKZJ
M*Y]]+QI)]#>RTU-#OS<9[.S<3@[L>8OJ#,Z?.RYP`-`,.TK?>29"_*35>>5_
M$N22Y]6KKTI#;:E)VYLAH@5H=%DC)J:'C3CA1\SK7+`6`&HU^1-88@[,W-)-
M-X>U:1_2#?4?63ML%*1IV[=QE7L<;[SB[\D3.=/B!BT>M0_.D0ALFEI)I(=/
M\(7H8?2X_']2]XU9<O:E\II[:L-\:UPM]21_M-_74*,Y&8)[EN]AV*/O^+];
MU^A7H([K4D_WY2\D\#IL5Z3VU/`8R:U8(X&TU-6AW+0RZ<P:`Y><])DJ2ZZV
M4(4`XKQ&NHU[\Z4Q(LNGLT`)"E47E]P$Z2$"O`</?G@K[J0NK0>E.8H6N8"3
MBNO/=KJUFM*=E.->'?@GBI-@]*4X#-JW^N>VX&YW'7-U-B:IU.DR&UE3B,N(
M[,APQYDL[R\@?OQN+7=2JUOWZC2FZ%FB6*^W"/9[3,GVMVVK0M3:$E3#C;1"
M`E)-%*41VTQ.17-R]N^YQXE?6IJ+NU2;VG9+HT)5\-H`C\YUE*Y%$/,.:C^&
MI(&D*1P/MQ*SW#KC\`FKFX%-2024KK=#N\R]MV\,4\RCG/EE\E94K[I;&0RQ
M"W%B(OC.!7$KIFTKZE!8LKJH;GFTLSF'1I^ZE=6W"?&5)-?83ADZ!A;O/Q!!
MIVJ/=\\]J36Y;J[:[<]"DQG52;+%E.(JK6$.K*G.8%5J=957V8G,@M:O%%,6
MXP6B<N0Z_/>E/!7,E/KD*U<25DD'OH<;-D@W:!65C=V`-V-2OBNZRRZ4BH:2
MC3Q%`HY_GQH<GY?R*+N=/3K7:Z0^:@OI!&@!)`%0<ZDD]^(=NA(6SB&GM*)K
M.ZN'=(RVU9DDGLII4!_+@#`IZ\[\==A]:?&?;$[EL*W%JK(:%6PE*5%.7$$T
M/BI3[,&-OQL::$B#0U":!%HN,"2J4R@H7`HZXBI"E(U4!2!F5$]F$R#!H2F^
M'-(?IU+83:5^8O5NBK'^V1G4E;3F2RA*%MJ!!ST:E"I[\.K6?C.(K6@29%#1
M)_J3;UO6%YP`TB.IDIH*FFI1*?8,^(PE=:UV,_'VX)'[!NBB`RJBM/)736>U
M833NRK480R[&Y_NE)SMW:CK6R5NDU?U"F38RSIFFG=V8G4V1VXD)4E7:5#]-
M<!!`GV`0\YJ->6LTIW(.`@B,H*@I)!HI*DG+L((."N[I[%PZ%A7$BNQA">92
M[%(HXTO,+-*:B:$@CV89+B!;4F/;=FHVY,I\HK_T),<42[%-20:'P.4]I&.C
M2@23B=*<-QEPK*':!Q5"-)J%`FNH]U:UP^74`0P"HI62FBB*T'`8"ZOI=T%2
M$BJ4$I!)S(!I4^^F.8J7OWV]Q;M`I4-'J2AM=X>M33$Q#S\=YI:T1WHA*),=
MTRV9L&>PXFBVI-MEL)6VH<2*5`P%%65U-8/JPD*4.](@^JV\V_>FU=XM)ZY[
MTV?:MQS=BW$1X,CJMU+V2S'L>]V=I752T-)WK-B/6NZ1[6_H7<95U?;C\P1R
M1`\R9$V:$75F*7994T_:.&OR#VKZ7?T\?U?Y(+*Q^G6>PAT4,(MW./&QK08T
M:&^4&FTJ6OT"_5WZM>G-R+TA]0+.Z>I_2VV+5:),J<X_;.J6P?ETQQEQNPV^
MY-)W#.VO&6"I^V/(\VV4E*%Z:#&><NSOCO3#FHW96GX@<=&FFT=:]`?5_P#H
M*Y3Y_P"7G_5OZ?7,<7,/#+^`P6[:N)TM<^4O(H-.ZIG>M/HN](GU-^FTCK-T
M?W9MV#O&]0'FK+U&Z>QHHE76ZJ9"I5AZI[*2XBX3+C;BXA!6^AJ<P'%*;U4.
M+9S'#EF9V);;L!<X=?F7D3Z=_P!3_P!8_P"EK/&9#S2R>?(HGEAC<Y]"`XT(
M,41.C4#3KP5:;:Z/4-])7UP[`W7U(MC=E:VSNNUJW!,B0W[MT\W_`--9LQ.W
MKQ<MN28J56F_3QM]M_D-,+5+A3XQYE%A8Q1^6K>]R^^X-R7>%)J-0`).`IUB
MNG2O;WU6RGZ9?U>_2.YYMMG019_%"7TW:.:_=;\'XSVG&M2:5^(E7:?5]T4V
M]ZJ/2;U-V4V4W"V=2]@3CMRX@1Y[[<JY6SYMLRXQT**6Y#[4MY`2I92KQ'(4
MQJL%RP4#2*:>E"5\*&9'<<O7EWEDU>''</:RM.XTT&`T+RH7]OW/IQO?<VP[
MQ&7`N.S]TWRQW.WO)4A<2\VRZR[7=HU%@++;<F!X":5&+AEET2`4SN=:>-8;
MN%L*2LIYH25)32I**E)U<0*G%RLI.)$X]BK5]WFI"W*W&077GB1*C,I2AP``
MO,A8`94,A0<:\33#6X2]NA51(A-J`&II@FF9JL$`()R(!Q&LTE/Y_E-06(MQ
MI^,]IS!U+'!*:4%*CC7!TT0_=5F$]V8RT3K?MREMT2DZ^8@A8_S0HD=IQPZ"
M@M4;TTV/D;275F1!NQA/LT`"$)*B'21F%$BE,56]-)T9H!!KL3C[9<4C?=U`
M!4?W?=XG,_@'N&>)JT^0/(FMU^7=V*0?HL5N^F6,TTG6Z[<;JV$U^\L.)'#V
MG&L<N_ESV!9_F/S4']<"EIZ/;7"T:51X,:0L"I_$7%0R6R:9`<:XIW-W=?Y?
M:IO)?F,/[P26^F/;9$+9O5MU]"DMOS;68ZBDIYE$.&F8[<0W*`+2`=I3SFZ5
MLLP<W1PP/+BI=?1VTN/M"<'?"MV5NB04FM`9LU<U217,I:5X0>T9XTRX^21^
MZ?4J1;][IU*Y_P#2^\/H9V$L9\[>NY'3W)/[QOY#O'AQY5YZ-<Z(V4]JW;D;
M^4'M]2\_S^(AZ:[@W?\`57]1MWMR8J(\&!L:*I$JX0FG'$O6!AXK2A3P4*')
M(IPPO>#_`+8TZZ>Y<MS_`-U<W]ZOK6@OTF;#)M7K1VVW+6T%_([ZF0AE:7N0
M$2`D>-!TJ/A]V+OR,/Q0>H>M0O/+JVNYL<3Z![EZ#7TL4@^I.].9C5M2^&A%
M*`-(`_*!AY]2?R'E'K4;]/OS+0M$OXMJR7'<?HKZ`6>`F,E2^N4Q1<D2FF5?
M^H;T:(2XI(.9QE$'R6]BT&]PO)#^\O/5E]%=]*?D+;@1E)#[B$DW&$BNDTU4
M4Z#0TXX5HFV\@\?H9U(E$*9L'F&_,QXRG(\^$X$J?U4U4<-*:<.XX=Y@<N\9
MC10D@KI_<;U+U<K]V7^=S^1H\U$IK\QRN/,X:,_?[,'X'5BN\>.O>-*;#L]^
M">FP;U;%EE2WY+#26$DI<=D<SF4[`"VG3CSU'8%CMTMKT[5'QV>X:[U?)]J:
M"+OFY2[A,29,UEJXRR$*AOJ!;:#I^&C?B"T>[CB=98!HW6XNITUI\P[C::DN
MKU=[;9K0EN-?9DCS2^:];LPZV\Y52U+<"SJ6E7'P@UQ!V,,S;LD,J*T\R0,=
M*FNE)_:%P?&Z+?=4W"X-PG`69,Q16M3#_8D1ZC4DFF>H8F[B!EU'PY#PWUV5
M]RZ(ZXU3MN;IW[N>_P!GV,U;9)5<;RFW62<R4MN3IKFEUEN0^2DMMN(='XAK
MIK2AI7#C+.5X,S:83<[@9A7<K6G]X)D+;>E+@=?N0#<^V9EL@]1+'N4O6_<E
MCMDQU^,]*\P^X\P^MA;*5)2E/+&FJ5@G4FAH,=BM!E%\+1CN**TK3=]&*E[6
M'$"JT-6L*6U355#2`K5QU>*H'LSQI.7DPT<1J4^&T:1MJE;;7@XV@$:=)*.-
M:TH:\!WXN#;_`(L>YNT\OV*)NM-4L&T-O6^0@D:B[D:5--`R&8XX(QE16J9Q
M/W&D4KBD,MER),;=4DFFNE04UJ1G7/A3`+*.3MD@=$1KJGDVE/*/+,E54O?$
MDG+LRX9<>.',3^$"*5JD.-U+M>83L2^JDO)*(CJ0$T'A6JNHA?933AO-'QJX
MTJN\;J0Z%#0W.%Q@GE*4URW4H3X`TI2%*5I!`^)`[.W!;.UX$CG[U01HHN&>
ME,$?WY*IE@N=7.<@P7D_!32O14*^,ZJ4QVYUIS$W?-="U^V;+3%E+(47%5"5
M-GP%`;7J"@?%741PPPM)>!,7:<*)>^C`C$G6MG]O3?,:9!\(*/@U$\$_K4`X
M>S$Y%/Q-5%%52[#R7PD_#0@TKJK^88=;N%4%D*=0*?UAI[^.7#!5U%JP$K4B
M@-$G.@'$*[/LQPBHHN'%`N3_`$OS?[N$.!U^A"B*9T479E48JY#Z*>5E`:S&
MRK715&O\HQW@XZ4*(QV[=I;@E6B?XKQ&3K84M6D2(+>2I;1-:E*173G[\+KJ
M4I4'6M:"1X:A1&:P!4*(RH5=V=,!!%YXGO[_`.7'$VBAEC-2^HKL1C`E:7-!
M:!2``"HU%:\0"FGY\=3S>&Q/UTA<VK)W/9H&^)5]B6`79B[&\;7FLPKUM:X-
M.,18^Y0S(C247JVQ%+1J@@(_$0`EQ#SS;S"^4W^_=NMKF+\(.H';WL"O7TRY
M-L>:KVY?ELP@S>)QQW"\EP&]^TYK1C3J4DVYX5LW,Y8+/UDW+:D;JO+;">BG
MK"M[TB\[>ZH1X389@[?ZM[D?<3=3N6T_AP)=VD2C/8=252$RTI5)Q'\[\I6F
M<6I?87`BN@V@.XYU/.YM5ZU_IW_J+^J'T5^I-ORYSG&^ZY1B>&ASI(6-:W#]
MF**24Z3^U5+[I9UY]0OH=ZLHN6SKQ<-@;XAIMDJ^;?6XN?LWJA`*0Z;=-:4R
MBS[SM5Y843'N*FA-;2K7'?:24K7AF5.SGEV=UC?,=,&.TDL9O`DD4`+M-*[=
MH7VBY^^GWT,_J]Y#9G%F(K'.)8B&.W;J7XRW=JT.D@::BND#L"LA=//4EZ2/
MK%='KIT9ZD6.+M7K"]:HT\[-N,J.U>MI;C2TFW)WQT8O<^/'EF.VX9*7VW0Z
MXL1%-T/[9>FVL]IGT#;=I$,E*$T+L=%=2^&'U=^EOUD_IFYA?:Y--)F'*I<0
M2!;0-+:DGX7232:AUJ4CT0[2W5L'TV;8Z([SOBMRWCHJ]=]A0M\@%UW=VU+0
M\[^X6Y)[3DAQXW!4`CS`4K-Q-`:849DQR%WA73^(+OBWMW<I752IT;5Y4YNY
MU@YHYCCE9!P2Z$<3XR^DG[7[+=)QPPV*A+]?KTZ/=`/J`;PW99;)&M&T>LUE
MM'46SQ65\E+U[DH3%W@A%$T=<7=$^;40E)K*TT\.I5JRUSL*G%5C,VL@<&QN
MW][JHHQMLW$/LL*5JT9*;2JHYK*@*.YTI5=13/AQQ>\NE#(W-I6M%#7UB0R.
M0N[PKH^U&]W92IP/-IU!?A6V.%*$U*A7M'=A>1O$ZDC&WA]:3]OI&+[3GC!4
M7A7PT2G+EYUXE0S_`#8;"UH2:Z>I+ODWV!M*47=2.2Z6AF)_PKX>7)(.0'QG
M[1COA^M)(XN#RPBUS$'2H?V)8I\:4)JI9(I36`13.G?A.:+AQEU4I%'Q';M:
M+5'>D-,#>')":M7*XM.MN_"&5%U)504)5E7M&*W<VN^[B5T]2)*#$#3$CR)8
MV$(B=0;J%*UZ;0IIL?#S4E@C7Q-`/MP:WN]QPM]W9C7V445-=&1G#W:;VNNB
MBD*]/:=/0>W,DZDJO,]P94TU<)I3.H'V8V;EEO$MJ]2HN:R[DIPK1&/K$:;N
M'2%*7DYM0XZ&SQI^&FAIEBO\TY?Q-YN_3>KJ^U/\HO\`=<WX?VMOV(X]$#,.
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MGT45_;Z6G_Q(7Y5:\O:%X7EP5J8:%/92N'GU)/\`LJ=;?6F?(T?`NAC72H]?
MXN>P_//2)Z<HJGG(U.LLN6V^S5A?_L_>5%"G4O@KH3QH*8R>WQ8&'8%=[N<B
M[>\#'>7GSS]H/MO2PJ[37`A:CS1,=>!!%0GF"0@53[LL24=GQ/VJ>3[4W,YU
M`>CW*T%]`WTC]"^N_0#J[N/JKLR+NVZ6+JC'LT&9/>>6XTP[!A/M44'E!*8Z
MD*R[=?$4S>-'AH]P8T2$IXC]XX8*;O\`[L[T??OCS?[K;7Y;]U?/>5UO<GS_
M`,WYG/IS*\WD^"O=^3"'COBW=WT_8D]Q>=)&;F.1HMJ6PTTRZX0ZLA1:54TH
M2"`,95&("_>)J4^UUU+Y+E)M$U*+=%!$)UM+DA12MHJ)`)2FE0D'VXG(66U!
MHK1=TZ4H_+L/WZ!*6&G&[BE2W2MP%I#_`,;BM%/"E2R:)XC%9NA`"YK#K.U%
M3G62$IF1+N328JXS0#"6PE*6VU)(U2"@Y*R'9GBKW;I0?PJDU70GA9BV>?&C
MWRSR_P#I1"$Q6I0>5&-OG4TIF-G60EQ*A0$9T`PVR+-[JTN96R5&)V;$S'S3
MVIG-Y[NOEDA[GL6^(++M\N5C=AQ-R>)]4MMYTR6'G7SXG5F.H)-#4*Q<LDN(
MK[-&3%P='O4/[I4O;.^,-*TG<2E+B0G5FA)5J[5&M2G^B:98U>_C9%>;C-&Z
M/4IIIJRO:CB&X4:0*\2>/>0,.X,.G:HNX;6I2PM<L:^4JOC6E6?#@`<24?<4
M=2F"--Q6P^7BRF$ZPAMPN:4FM2I!34C(4&#%':=6HH-8[DF.]$U$MJ2O2-1I
M0Y<?9CH**10T3\Q8\>]0U"2MMT\A*HI`H4O$T))KF-'=@+B)H-O=@278SA`!
M03IH:E&I-:5)H<\*1ZT5VD=-2-%M!#3[8&J,MEP.L_>6#E\7`9'NPUNE)VRU
MLN49NQ[JDQV`0PO0L(!IIYV8&9^Z<13,)2G5ZW>M^Q/IM6<"EMC.NBNJN0JF
MO`BN)JUT*#3G0WJ:#KJ*BH[_`,XQ*_L>1&UI0,E+I310!)&1]^0PDNH&ZP3(
M4-0X=W];^?`00?E'7HJ*TK7L[\!<1?$8/F0-0_)[/]W`74&N<"2_&9GVQDNW
M>VJ+4#0H-N*B*5^)'D$UYI74YC(8"".;)=&;K:W):`6ULJ6P_'-%.HD-GENH
MT"AHET$`TSI@((2&BL!50-0"J&M145H?=7`00E("4@`44`!7O/?WX""45JG<
MI48+<09;#NN#-5J2_;D<B6T8[&@I0Y',I]N40L*_'CMG@#B2SID<641R6_SR
MP$]JL_(N:GZ9\RP\P2&MO=2!YU"CG`?M;PT;`M[>CW5*Y;-LR[%NJRG>'1S?
MZ)ZKGL6](6Q`E3(2UQY&ZMCW!I&G:6Y;'+<4F/>8RDOQ7@6R"E;FK.<GSBYB
MS#<OZB$G2:`?V#6>M?7I_(G*']1?TN:_(]QF=NMQ1P+W'>-=3.&,!2N.L+:I
M4V%LK8L6/N")>?49Z4#%<5MS=EJ0R[UOZ"RI"&Y%P3NJ(ZVXU:8$&015HM_N
MYN!EE2UB.Z`ES3LVM\DS/(1P-QUTYIQ!./H7C'*.;/JE_21F3.4+L329;9RN
M=7=8`6R.)_\`O&1WE)[$@]U;4W=T[EV7KATBWXYN?;5AOR?W3ZT["EK9-CN]
ML==M]OM6^8""J[[-W0^$EE5OD^8B._LXCJT)*&_.GZ+G.2YLZ\:7>#,F\<*T
MTUJ2<&TH`-5!0+ZT?3OZ\?2S^I;Z;R<NYXZ)N>31G!T@+M^@:3^$QOP4PI6@
M(%%9[^D']4")ZF]^0>C'5Z5;]J]=!L+R\.4PZW$L75)K:FEYJXEEQ2?)[F:B
M'RCD<C6XNJQ48N[LU;?.;(#4M%#VC2%\E?ZFOZ6Y?I9G-QF&5M,EC-O2AP$E
M`":T^-Y.'4*)FOXH[TRPM_>F7IGZE+;`2=Q]$=\6FRWN1'9<0L;2WG*;A*$H
M`T0T;TW'CI*P4E2]0R-,63+;FM%X>RBUN+^5X?4[AQPV"JI(;)N3TBW6]4A:
M"\AA2-#8T\EHRG7&XZ^.I;:54)&1IC0LIFXK'=1":YC+O3<'[F"=!+J0L!2>
M:EU.@D4')SKS%`Y$=G?B74>B"9%(G*0TZA:'&U4<"2$Z@4J"*5XG`74,6T%1
MH$BH!3S"I-,]3/%->%5]G=@+B[7$:K+&?J$I:E`KU9:?,$-))/`%)77VTPVN
MOD^5*1.+';P6N_6BW28L"UWO28[;,K0W**2I$A:`5#2I/P5I3/$%/W$Y##)J
MJ"B/;>[;8N\P[W)2NC]D<AR`%)6MI_EE`>50>,"OPBAQ%1XW3>U-+S+S'`Z8
MCNJ3KH.IICH?:TQWD3$B=+D:P"P=*BI6D(<*B5`8W3E7\L.Q95G'S3VE#?5V
M[HZ/2E#-3,**L@<?&TFE/ZN([F4T<3VI7)P'RQMVO'K6;T,/+D]+=QN.I5('
MR]G@=-,CG[:83R4_".Q*Y^*2N&P^U2B>F9MY=L?*6_PM5[/-4H)333QH<2-_
MI/8H_+=']X*XS],%*F_0WLM%*_\`7[<.8RX[B=]_#'F;GG^>5_='K7H+D[^5
M'L7GA?Q(DPM_5A]1S2H,5Q2K3L8!9&8_Z(C4*J\3A6X/_;`.I1;&_P"^+J_M
MG!-!]%!OS'J9W.YRTMJB[$DNK`^%7.N*8U$?J@+&K.N6+5R.1QJ=04+S(PB+
M?KAO4IY`?:KY/TMM2/4CN9M22-&T+PC5V*TM-"H'$<,.OJ1^3K^\/6N<G?FA
MY5HK_%DW1B#Z3O3>7K;#GE75J7I2_P`VI_ZNWD4)2H)R.,HMA@WL"MEY3Q+J
M;507N^](D&+.4O9-I;"$O.^!U8"AV<36J@:XGH/8FX%7`*VM_#;7!NY^EKK5
M,8MS,)$_J^R^EJ,5<IKREIC*6E>LDJ6X'!F*#+`F-17J1I&&-Y8=2L":'?WK
MY&L:OW'\W32?A\UKTU[Z>S$33\7IM1%YDCFSFK%M-L7"/)E,"4&5R(J4KE)U
MJ/XB22`$)]]<87!F4ES,2T%M3TT%*>(;HH4V=PV^XB5*M\1Q#[3Q9D%ZCG]G
M9`"OQPI.K7HXT!%<6NTAN9&U#F^E#CMV&B<#:D3:SR8-MEAB5+8E.."4VI7*
M+;BC1)"J.:T]N5,0-Q;7,<KG.>TLT:ZI>A`J4,W3L!IF^I%LW%*B1YM74Q&B
MLL#70A(%02@>[#<YI9VHW9XG..T4]I362[9'I!2HVU97=MV^X1+U+1/C2R@1
M&V5.-N!^M4.*+H;\(/&E3B+N'PR$W$32W?;U>FB:QSM,M:'$H]ZCR;5?-H7&
MWW*UL(E67;1FVV7\1[4*2ZM5'%++F8XBF"<KY;F$.:"[$S>#6N[\7]BFK:9I
M(P*CB6M2G$Z^*4(3EP(`)J.'?C?3>"X>)2#4M'J5B8RK*MT5*,670A2`03VY
M4[5#^;$M!,TZCTJF$\+J'$(]AOZ74N"H2D@*':>!K^3$I&\;O4HYT1\J<IFZ
ML*899<0MT/41H!1JX`$YD99X4X@V(G!=M"S.[:C+4^4)_$0VVX@BM$E=<CVD
MC`X@0X3MH2PVWYB"VE+Y)Y826J5IJ!&7BIE3`X@0X+MH2T>4U,3SDH/F0/$K
MPZ2T.(%,_BIA:)P=4)&8<*CCCB@#0"S(;4="DQW30\333P]^&UR<4[MYV["M
M;M_CRVZEJ((ULQB.RE"DDU.1K3$27;KRI5PX\>ZW#^Q+O:D^JVGJJTZ--*BM
M=%,^PXE+:=H`%"HM]F^.M2$[L*45H2H$@#\I[Q[,2W&;N:#H35WPNHE-!EG4
MW6M.8W^D>WNPEQF["A5&B@%/%P$4.0%<\#C-V%"J"@'G^]-/RBF!QF["@@+/
MX4D5SR[/L&!QF["A5=XBE>8_$<<2YJ.DLT"1G[2G`XS=A0JBF8B99IQW)9T-
M.ZE*;N<1(48R6:D+?Y9`_&4,SE2O;@<9NPH52G9EL38S,^(H/QI"4.:V_A94
MZ-?*<K2BD5H:5P.,W84*H04D$C++`XS=A0JA#2&E*0:*"Q0*(I3CV9]V"V]P
M]LI-S\4%<`--/+@F\$-WGEP;:Z<!;PFC:U&`QTXZU/W]&C:_1OU;1^KWH!Z[
M16$-=0[/+ZF]"=XLK;8W9LWJ/MZ&F'NB-8ISKC!D6ZYV)F*^W:2OR[\IM]US
M25"K#/K>SO8"VT;PJX;QI@3KPU;5Z*^E/]0>>?2*_BM+!ES=0L<T.8SXFN8-
M(`,C:.V&FJA26]2OI2]2OTS>JLQO<,QVZ[,W'YB!M'JC;4OO=/>I>WI[:2G;
MU_BRF'&WX;D8(;EVR<RA*9-5I!TMJ.:Y?+G_`"WGA.9/X^78$!F_7LJ?A"^O
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MG><N7V2WSH9)8IH7C?;PP["NHU`Q[%I66?U"<K?U`_3:?EG/&G+^:X7&$/NG
M0L'PMW2=T/DE()T*\!]0+;.V?5C].CKM&CAJ1:>IOI_?ZC;<E+6W(4ZF/8H?
M47IY<O[$IYL1G$V*$Z@))<'-<!'?,V37PT#U\R>=KVS^E6<2V4L4N:1S2.8)
M+1OP`AW#)/%W#2N-0,1B-*\O'8ZWF3+96%-%BX7%HM.9.H*+G);0%<10M)%!
MB]Y+F,<3'A[7$DC115"YRF7=;G`FB=%>#>;&"=^.F%),*5.JA*>9+Y9>2PXH
M4>:%%5H,R/\`.*L6.*^CET-=Z%'/B,9H2"L$A?D7F5E*G&$/)4LII4A:5("1
MJ/\`2_-A<SMIO4-$@'5J!J69Q"E1)#84`8;S<@UKXF7E$E">/CIWY8YXANPH
MR^W1A,S:]WC!2DE*8,ILMFBTI:ELNJ0#7-2TI([L$>[CMX;<#UKHTIF]Z755
MYZ7WW;EP:_&@--7*UO."JDI3,C:T$@E166=0RRSQ"7@X0H=2E;0@.!*U8V4Y
MYFXO6M`=+\IU/DUU0$MIU!/+5J4/&2<NS$9EK3?9I':L.Z]Q.)T8=B<YS/%%
ME,CB#H&Q2]=*SN':O3[;VV9%J\^IR6X)$MMQH)89Y8=6K05!95RSD*9D8W#)
MW,RR/A2N#CM:</2L)S&0W)+V-<T;"E9U\1/ZA[/?VO:;5/8>FPX[34B2A*HZ
M.2@!17Y<N.T53*@QS,K']4JZ*2-H_>K[%'VN=,L9V-=%*YP>,13;UE'WIB;:
MZ7=/;_:+Z78TER*B.DIARUHU)K4C\+511]F"667NL6;TDC'`;*^U+YCF[+Z4
M[L<C:G73;U%2Q^CCIOOKJ/MAVX6/:NXY5F=CWN2B3%M\@!0TJJTE>BG,^VF*
M_G',MG:R%CF/)ZBWWJ8R7+)[@5!`J:X@JXK].C;\[:?HWV78+XP];KFUNBZ7
M)^)+9>8?89E7=<EMMU#R4JYB&AXC\)/`XP/F]QNLU\4P$1%H]!ZMJW3E9GA[
M`V[R"\[-"J"?6I^BKZT?6!Z_NLW7SHMM2PWK8>ZK=MQFWOS-Q0H,L/V>"U%D
M(<2\XELEYQHE`2HT!%:'"4=_'>V@MF-<UX%*FE/0FEU9RV4YFD+71U)H*U](
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M0T.QH:U':JG6\_X;WUKN0[DBUVK:$N<MEQ"&5;A"!F/`#J`X#$_:WL;Z$-<,
M.I1DGX1J[4IQ_HH?3V]0WHO]/'4[876K:T&U7R?U`?O<(VZXL38LB`[!APV"
MEY*J!UUU*CIX@)SXC"DUPRNZ`=",RLPXFU3`?W-[L^>>=^6IU_NQ\KYG/12F
MGF]]:5[..&-?CWM2-PCM"\IEOK.]Y=VW+@B/"7&6D!*4/N"21X5E*UI&D'MK
M7&/6V5\$]?9]B4%L-6E-N-XW,7R3+<CI\S+CI95';2%,K;T:4K6!4A2TYF@Q
M9+?\-M!A@NFV&I#K9)D0Y'F6(#RY#AYI2PTM2&E+.I2:J"::3EPQ"W0WMX8:
M=:4?@U/GMC<,>4MB3?K;-UPXP;2M,<*&I/$FKB:#%*S)FX[2"H2X2G"K1N^9
M%<;<F,%MX(4URT-I6L'PED!PZD:0`2:&M<&.%LP?NI&/OA)??4:2F%NH!J0]
M"9V\]`:4V`I?/2XIU16-0_#36E:_9BQ\O?-"G;72.T+09URKH*NQ"4BG<!3/
MVXT^WT#L5LA&[%3K0QOQE*QP%!GQXZO;V'$Y;:.G6FMP=736C9IP<HI%=6L'
MAE32!B8B[BCG"A3@[$8:N=S2U)<0%,H):2M7Q*.=4BAX$>S"B*CV[C<=M??<
M:2VME:G`$)*BM*&:4U#0`*A66=#3`00>R;S1*1RIBRTM#G+"%!*5A8R)TZZ:
M:#\N.`U1G-+-*<VUW-*G&RTXE25Y+SR*,B0#F"0:8<V^D]B87O<;VI0SVHY(
MD1ZI6I'+7J\((7IU#)1!K3"%SI0MM`6N'5I#3EUB3V&UH:=8#`Y@TKYC%`LZ
M05#3W&M<0\F!JIZW)T:J+#M&;5MI/BJG(\!]WWX?6^I$N=!3T6>5KY:<\U`4
M-,J_:>.)?]CR*%D[X2ZC*TIK7--%>W(?SC"*XAJ9:M2?B^(=H[\!!#=0YO,^
M[W=O\V`@@'_E/^7?@(+C'^U#^M@(+(XTZIQQ2%!#;Y+<F."2TXU6FHU%=:AG
M[\!!)Z"_^Z]R<MS@*-N7!UQYEWX@W)=62B.*T"2A2J4KE@();!:M6EQM;:B*
MU6/#3L\0)J2",!!9V5A)!(52HR(S%*^W`4LQC(+,S04XI&.WT8I[.B/5G>71
M/J1LCJMTZOTO:F\ME;IAW:T7F*WYE;&A*6I#XCJ6RE:W6%K96R5:'&P"34T'
M"T.%'8A67Z26%EF_-K(\VW3&7CO;O_GJKT7I-]?7II^H=TPB>GGU8;4VI:]Y
M;VMJH#^W+[Y5O:?5>8J.AB'<]D7MQUU[9W4)A*0Z_'Y;:9#I0EI3E"1&WS+:
M?B1R&/?:T$`D:^K2O6_/?T3^JOTGE@^M?(D][+R7<4W&1/N7-_"!<_>9;Q,B
M`J:82G4#0J&7ZAOTF.J7HN?G=3>EC4SJ'T%3+GW--U;9D#>?1^#"\RZW!Z@(
MAKJJPO>8:9CW>*ZN0R\W0%AU*7#1,RCN;&4W-@][0`308-T'4T5.--9ZE[G^
MA7]6/(/]0')I^G7/,#(.83&Z*LT<+/BIN`[T\\LA/PU[A(%:!1S#<2^K\VU[
MDF;J5TV]0EC885M?K9-FVW]V.I+$TARV=/NLULCPV95Q7/2D6Z-?I#DUQF.4
MJO"'W*S!;>6L^MLUM!X\GQ>\6_$,:-%?VS7IBO,W]0']#O,')TDO/'TZN9!E
MTC72;D4CP*@;Y^&"T:W1^^3MHK?GTDNL\GU(_3GW1T]WO8IFUNJ?2&X]1ND?
M5CIW<RERX[>>E;>=ONW9Y4E3K4FPWG:=V89M[["C#D,1$KCI+"T..34A@,A;
M'H`&RB^;AO'W5])DO-T%+Z-Q`=(PUWM-:RXU)-:T7GK=3[2C8O73J3M99:0(
M6YY+;49C40PAI]QE[6%I;TA4A"J4K4=V'^5`@.KH41F64SY6]H<XNMG]P5)`
M`TTP`'D2IG(:DQXTELJ&EI*4\`K4!4DZ2<LL6BS5=N-)16U/YJ%0Y`45!27$
MJI5/@5WU![>[$F?EA1S-)0I,YHRIT<E:4S8X;94H#2E:`,E\:`GWX32JZ*<#
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M=9+;Q/Q`T[![E9)^GM]2[TJ=*.@EAZ>[GG7W;>\(%QG,72*-J7!]U;$NH0&G
M&&'.90GQ5TXSCF"XG?,'&O>Z]H5MR2W@CC`^&OD6_KGU6O2JS'=:&\MY^0=2
M&VH<3;%X82V:4UE"&$A()S)Q'WEKXT8#&G345:8;GPFNG3M"%6KZHGI7F,,S
M4[HWE):9*X[KKU@G2&6EI);:6VSY)/-6V1GJ((/;B#-H;)QJNS77C-=0>FTH
M2/J?>EYY*X_[V[NG@+)D2&MJW-I7/J=9Y:AR6D$]B<AV8>?IF82@/$AW3^\?
M<@S-,OAHTQC>'[H]Z`/?4V]+D:;SX6Z=SQ;HIH1C*8V[<6E+B4X.R&FJJ7]A
M'MPW?ROF4Q[[J=KO\J=,YGRV+]@?X1_F6!OZGWI/$N4U(WYO!/)M_FGS(LEW
ME-ZUNJ:2M3>D$`*&?LQ$OR>6VE+)!61IQU^Q+?J;+L<6/!CL1J]I04_5B]&D
M5MP)ZCW,-QU<M]MG:]V:2MX9.E"3;Y#QU*XFN?LPJQCHQ0X)N^'C+#<_JQ^A
MRVLI>O75)^SQ'6VI:$72'*CQG356AQ?X;;J22G@6ZBF#EV_BBB/A#<24_P"^
M8^GKJ\S_`'\VSG<_CRKAY75R]/+U\K5RN7_1X]F.+J\QBZ]+I5M=%RM$QNZ0
M$9JJZ$NY#,\DU4<\4"VO+.]`\,2>T43_`(\'0(XZ<-P5;ON"#;VD3V(25,,S
M"%H6XEOL"ZA.8[L=NCP#\6A`S1>3L2D>WA?+3.G-3;7"M[9??4I]33824EQ1
MU,^$:P0<J=F(PVLUV"(0">LT2,D+]VNHIQ]@WVTW=F8Y,OUN`DH4ZRT\A#7@
M(-!0TTG+%1SC+;NV^*5N'5BHN2PN9C2,"O;1`]RW06VP*G;;;3,N4"X:$+MZ
M0\7&EDDN%*.&DJI]F#V5D^[CB:<&%N).";MLKACZ'=J,-*:F/=][,+N35S4I
M<6[0I#@CK4"XM<I)<T-HI52DE7B'8<66RCMK%S7"N&!U^52$`+!1VE:IS65M
M2WVUIT*0ZL*0?NG4<J>S%\M)&O8U[>Z0K7!(UT+2-BSQW4!&9.1'9W)`Q/VI
MZ>=(SM+C@A[3S=#F>([#W8EV/:UM#M3-\+R4<6BX_+Y\>:RXI+K+B:)`-%()
M\5?=3!N*Q%X+Z4PTK96)-1=HJY<9M#RG&6PX'0$%.H*U&BN.#![7:$C)^$0'
MZTUV\]CMI2;M:%#FJ)5+:*N6$"FK4@?>\6`::1I767+`-QV+>Q)G;=\E0U(9
MDN*\*PGM4K(BO<2,*P2-:3O)O=Q\6@BT:4_UMG,W",T"X2:`HJ"G\0"B!]IX
MX+-^)W46&)T?>32]1(+]RB)2$H$RUN/.NME5-3"^*FS2CE$BI`Q%7$;HV\1W
M=JI2&9C#CL2&VPZE""C4`L)"P.TBJ49=YKA:UF8:$;$+AX-1C5.Y995'V&"I
M7,U@\,LSW]^)@2M<V@TT47)&[>WM03DQ'54%3E7/W5'Z<%2:,0\BHH36O=@(
M(0'%]JC3`067F(YVNIT^[V]V`@N\?.4D_P!+^;`00M2DZCGVGL/?@((OFV^+
M-:<BR%JD17$E]I*D%*HTU7BU(/$A"^&`@@-AN<EP2-LW%]3UVA("X+RTZ3/B
M)-4NI<--3VG(HXT&`@EDK5EJIJ"$!5#6A"4@C+M%,^XX3$C2[=UI?+)W12R"
M]_+D_#3'#LU(3'>?"V6A3DA856HU5K7A[#APV)[]%*(L-]F&59H+[)SNM!V[
MI]"WHZ';JERK*_"E+>AJL\UE5NO;2)"EM2Y91\O99E,BL20F4RD-U6VTIQ0"
MR308R'FZ//\`*<XDS1P;^DG=I1U7&G>HP#330-:^_O\`\??UDY7^NGTZB^@?
M/P9*ZQ#MX3-<Z-PF=7X72$1N(#=`\JLU>A_ZL\K;5NA]%O65(&Z.F]TCP=L;
M=ZTWV,F^&Q+6D6NV;:ZG-M+6K=>WTSD2&ES"D^0J6Q5()P?*.=N7<RD\$_Q#
M;O!I!B-,1K<<,*X]:Q_^J?\`H+SGZ=\PR?4G^G:&U?;Q.$LC!)%;ACF`N<6<
M)KG.^(X'7I33_4H^D?:#:YWJ`]%:(=\V'?6WMR;JZ6V63\YM;L)45R3>-P]'
MWH/.1=K:R"HKM3"@Y&)*T`@$8D,VY7SD/;F^1B'P3<3\8#B:5/P]8UZ55?Z;
M_P"LG.^;<V'T<^KG$CS*.0M)D,KXS5W"W-^7=;B#WDC_`.'V]5[NV?53NWTP
M;XD<UCK9TP38[#<;V\&[O%NG32-.^1[14^ZI*WX<6PRK@F`ETJ?$IQ<>NCE)
M2CR]S$Z67PU^'B?>V$CS]E/*3L6*_P!=7T7Y?Y9OF\R<HQ1<6=V_^$UE,7T^
M)T=:8`$DZZZ@JX/U$=M/;!]<G7O;\QI49RU=5-X6L-J9+;J6X]ZDNL!60U)Y
M#J?MRQK]N&Q1M?J<,%X`O&9V_+K0YL8M[<.Z&R!Y&..\-+3U%-]9E>=A--I.
MK\,*`5D,OY<3=I(T:56;F%XKH1)-94V[K:25'GH;4$`DBH437MTBG'$B9H]P
M#751\<+ZG0LS:V4K#[B:AM24K"QI\2LAQXYX#2'FC5Q_P=Y=RMOGS5)CA`>B
M24MK3F:J86!J`X5PZCC='^([NHD4S'OW&UWJ)H-S/>6V?N)TFA3;5L`#,EQ<
MAE(`'$C/CBLYE?6[26FM:[%,6V@+4/:H!N"5R$+<;"W&W$-I*UJ4LG2D)&9J
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M1YAIPH()30D%/'%:RR[MR#OD^977-X9J`QTT(@]('1;IA<^AVWY]WV19+I*F
MWR\B0]+2M;JV42GN4I2J>)93F?;B/SSA/%81AYD7*(9J_B:.U;:V#TS=%[_.
M<LYV)M^/#G1U@*9CN-NM.4\0U`5.GO[<0D.89['1M&<,:/C*LTF59,\;Q+N)
MK^$)NI_H!Z!M3Y239W4^/EM);??"$J=40T`"?"G5^3$W;YYF3/F`5_B*AI^7
M\O>2&$T[`M4>F'I]Z56[U*]4=DC:=MNEHM&VH4>(FYH>?US7@TXXT@JJ'%MN
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MH3)=D+<CMAE7FQH:=<0-*BC60"A9&1[CBS99EQA`+M'3K3^U/B#PSL1&U:+V
MF:"N'*CEM!"C'7^&X:'Q,I0HU;]HRQ9O^.6^8-HX#>/57VA+74?A&UU%*S:8
MO29CC$&9,8DT7JA+7K2_VDE).ELT_6IC/LXR[]/G?#048Z@*BB[?^+:G@M-E
MO,R"E=V3);1'5*2Q<ELJ68SBW%J*"EL*6XDK5V`@#$);?[EVX--5SL6GFY63
M'OMS94HK4W*=2IP@IYI"C^($D`I"NXXO5C&Z*%L;M("L%GA;-[$3M$:2.VO^
M7Z,6.TZ>E+2#XJZD.:!`->TY8DBD2:H2E82VNG[2J2C[*U]@..+B<W9.Z%QG
M40WE40[RT*!J0-)5PI7L5A6+6H^^&+3J3V.,L.MDH/-9D-T<!2JB$G.NE0S)
M/=7"RCTQ>Z[*JSW'S#""(ZZD$=@)"JZ?B[.[``QJG,+B06H\V]>@DQTK<*0:
MK1X5'44$`#X32M>W!DLEGN^Q.7BWBY6AS5.\JZVMK]F%<Y!;(*G"E)K7CAEF
M'Y<TVKH(WA715,%8VG8\Z2Q(9*7H:5(?*EIJT0X!PK^)]E<L,K/10ZDXN`"`
MYI^$IT;6\@RVGTJ\&5#0C.ARI2HQ-Q:NQ-).Z4Y,%]:M)XIJG5GP%>-*U-!A
M=-$:HE,J7I"\P<_"K^;`01FEU"_A57["/T@=^`@LF`@L[+K:)*2I5*9G(G@/
M8#@(+.IUO4KQ?>/8KO\`=@(+B5)7\)K]A'Z:=^`@DWN"#)>1%N-M/+OMFDJF
M0'Q1/F&Q3F05UH"`BN9-,\!!*>P7F/?K<B>P0%D+,QLU28\A+BD/H<"J:?Q4
MFG>,QEAFW&;#:@06FATHY*Z<OE_&!4C,9$U!!-`01B:@T>1`)^NB76;=?2*_
MR;QMI<&>W<X"[?O+9M\BG<&U=][2)'F-N[HVT4M\FVI?*9`NL=^-/A+:'EWV
M5D+$K#D=OG+>%+2I:1HU'3K'O&U7[D7ZU9_]*+\7G*SWQYF'L<2UV[BQV^RI
M=&]ND:-!&#@14*1C9#'3[JMM:Z;FZ&..(7;X$EW>_0JY!N];XVQ`6EI<[=.U
MEJ2E'53I?'F.//K<MS#ETL,=?,N#3+7+><S'G;Z<P<O0&]RX4DQ.`ZB=;SA7
MJ7W)_HQ_KYY;YLMCR9]7G$W-TT,WW\1P<7N(W:06[`"*#6`:@`UK3;7T4_4D
MWWZ,[Q;.G'4-[=>\_3-?G6&VK0J0N1N/I0Y<'!JWMT]FNDOS;*ZZI2GXQ.B1
M$*DLJ0KQ8H_*'-5]<Q/L+@D%LSFZM1W?NZ/*J'_6U_1S:SWDOUA^C5`Q\)<[
M=#6_$"7$?[BX)[P^XMWO6/Z:.GTCJ!T;^I1Z+CM^X;EV+N_9'6N\[<Z8SX@V
MQUBLFVK]:)]ZNVQ5-+891.G6Z-<(EPMC82Y(NC+\9IER0T^5:.W([3AF[BIQ
M@?3IV^Q?.[EWZZ7+L@N>2?JJ"_-6L=&W>)..Z0/D1!O>.MWE5?CZ\D?;\3ZE
MO4K<FSWTR=G=5;!T[ZW[<F!P.IEV[JKLRT;G6^TK_DD3);C=/B24$$`X>Y+<
M3S.D9,:M80`,,%Y&FR;,\MSJ]N[NO@+F7>@[M-P#4`2X4T?%BM(]FR`&HX<5
M0.1_!Q-3Q[!D*=^+K;)E=:UEENJ9?4A)"752``""1I*%US`(&'CM7:H^/2[L
M256B0N8_SY-&RI*M("CF#4<*\,.;?O)G<:/*E;&(2I"'``V[%DD.\?@C+5P'
MBST]PQ*2?(3&U_,>0IA-S.+=MMR9-/*.AX*43]UM1<^#XC0HQG&:_./;[E8[
M;IZ%K_L*,E^Y/+9`4M4LF+5.2RAS,FOPT'?3!K)G$CW!K]ZE+RHMR#IW0I*>
MA.[).S94?:BHWFH6Y]U1'#*-!RFII9C%92?$G05\*8U;)9_#6.Z=BR+.:^*6
MJ7KKE./=:I,59U"!;V4I`HHA!2-)`%:IIGEC&N;AQLU9+J#ZK2N4VDV1(TF@
M]JDG]$6Z8%E]+5JNMTEMLPK'<;BU)D.$K#"I+E&@$I"E+U?T0:8T?E.X;X<;
M:*D\Y05OGD=TN5J#Z*S[4_J1ON9$5SXT_9%HF17$A0YC&H'64D:D>XT.(WFR
MX:2ZFE/.5+=QH=BG4ZXJ;C]+.H,E"TZ!M"YM'Q#F!Q3#M$\G]IQ]F*+EF@]J
MM^::`%HQT#ZQ=+^B?I9VMO/JUOG;NP=LHO5U9%WW)<6+=&D/*?=JU#+ZTJF.
MI.12T%$'CCN9]Q%RO2MRO2[U\Z+]?9D6\=&NI>T.HD%E,[S/[M7F'<)<),51
M0\N?`9=5,@MA7!3J$I5V$X8-T#L4V=*?>]E34F>M?AK(BN-99E.I9!-*Z:^W
M'4%7X]5_JE_PHQ?6GUQ"FEW?;FR'(&S4K"E%.\-SMN66W/`I2JGEPUJ!-$I(
MS(Q)7/Y)G\*JK/YE+_'[EYS^Z]R;BW;N>^;UW3=%73<V[)\VY[@G3R[*EW"5
M<WUR'U-OJUI;:"G*)%10<,56#YY[5:[C\OUHI;0N.A+*5)#:!^$EQULE+9S`
M'C^&I.'<V#Z*.8XN&\=)*[\U=::VJTK^T;X<..JF$D=;76?TI]=8$6#N&%LB
M]2["]:!,;=F1$E#T9])<:=0OG?"XE-1VXKUY8V#R!;O#NRJ>26%Y'\R,CS>]
M("!M#>*#>(=N^6VW<3CZ53Q.4TT1#0KQ(0E]:15I(I]F)S)K*P9C<.#3UU]B
M8/ECC.[*:%/]L?I]N";:7W;OM[:M_1&:1HN#4Q#?*10!M3ZEJ0E3I'$)KGAY
MF>8Y,6[ME.QSQ@:!WM"L'+F59FU^_/"]L1-03NX@Z\"E?9>A]UW;-19(5@V<
MS>)'XMMD+O"FD.1B?#&J5!H.JK3XAB.L,YEC=B?A\GN4]GG+V<WD)%A;OD?U
M;OM(1EN3TJ;\V9&FWZZ=+F[:F(XAJ3)AW*&\D$H11Q"VIJUK2Z@A0(!XXCN:
M87S6QN0._CYU11:W-H/#7;"RY9@YII4'8:5'I1QMCH?<MUV)V-9-F;AG7(.(
M4^EJXQ$14\T:VP`_+:S*"*^W%)Y;@DDO`"#I7=TJ+CKYT[W!TPZEWC;6Y+*_
M89_)C7),&0\R^YY:<7BP^7&'GT$.\HY:LJ8T6Z@=;S'>%&44[9$^':#IQ3-M
MBA-?\N.'%K<P!P!<*_VIP]&2?A'V_IQ,;P<`6Z$W7W`00J*[R%A\+T%I25#C
MGG[`>%,<,L<6+S1-YV[_`,`%24_VT]TIF16V5E*E`(`X^+Q4/$#CAPV1CQ5I
MJHLQ2`T(Q2RW=;(]U@)T-I4XEDJ.D9Z@*:1E0$@_FPJ,$>,;AJ_`)B9$65!?
M82AE82TO2L^'PE1[<SQ]F.U"5XC-J>.PW%7EV^9X@&U>`_>4$G2G/M)^S#:[
MBDGBW(AO/J@'-=@W2FSZCPD1-T,RX;/)C3[<VHK30(>F<76LL]2$BO=AK%;S
MQ$<1I&"7%#$0.\#7R:T!M$E>IM&JJ@M-<2,4C*AM<:)%^+2`G/M,A2M*:\*:
MA7@*YY8<;S=J;[C]B-V7$%]8"@2<A]N.[P)HAN.&-$>L.(2O2I0"J\#7V8ZB
M(>EQ"_A4#7W_`,WMP$%U/^T'W'`066H4HA)J:G`06=A:0H@J%0H@CW$5P$$+
M2II:FEJIJ8DN`H_Y1I2::NX@X"":J=<#L7=[4I94C;>XWRNYQ372TY7EI4G0
M#I!"`K+OQ'\6-LY%1I2@C<]M1I&CL3R,.M/4DLNH>C+2E;+C>HI#"@"TC,`U
M0G(^W$W;O81@5SAOV(ZCO2(R@ZMZ9Y)HL3VX`N"HT&;<X:N9`DJ;CLB0IR&O
M,HYB''0:(=:&JJ4F;SV-P6VXJX4PP]J)GF7VN3V5AGX-9II';XQP#=%:U&/4
M%(QL.V6#K;:=I;NV)?D>G_U([?BM&V;XV[/?V+T^WMN';)5N*W)NR+*IL]..
MH-TF,1H<:XK5,MDLEL/-M2`J65),]AS&(Q9PX114TG_Z0O8V9_TT\S\T\@6?
MU3^F]O+>7-LT22<.GP;K!B>+,QN#CJ84X\K=<+J]N65TCZQ;3MG1;U;P'(T6
M3&>L\+:.S.MEPFL:H2_*,`[>VOU@N4=2785QCQT6/<1)4^J.\L2#`YKR=99A
M8/S;E7_<VS,'/87!H>,2*/(-=II0[5Z$_IK_`*X,[@LV_2OZ@$Q01SF%^^8C
MPW`[IKPX7.W>H.J-J4OI2]7/4+T?;AO.P=Y0;U>>D&Y;K=8O4'IR]"?C3]L;
MGCK?B/[@VA;UJU6W?K%T@A-QC`ARZ1%K2<W$.'-<MYIER[,OT_.*00M.+G4H
M-9T5/IKBM5_J._I8Y$^H^0GZ@\D3,NLQ##*0PSC'%Y^9*QNEHPH=.A:F_5SW
M4=_]1O3YNUG<-OW7%LG2U[I'8]PV]MF.F\[8V7N:ZS=EON(92E#TUG9]TAMR
MWEA#SDM+FM#9&@;*;[EUS(I,KN&2O<WXZ;^&SO`>A?'_`#5G/(S"7)>:<MFL
MV9>>'"7F(\1IQ)'#)(H?O&JTXVK,H+<V5T4VTE+@S\)(%`:#,YXG[0;S=YN+
M55KIC@XMI\26-R8/-0Z$FID(5_F<MRIX]AIAUO-)`!Q"9"":(%SVD-.@I)/.
M(\P\=0^-".WXCD!PXDC#B%S6N^(T4;<:^U*%3J0Q%=!!3Y:8G5V53&<UCO\`
M"`<2$MU;B'%X]*96@)N:#8M<-YW!J.RTP'4@/-SG5C/)L1WU:SE2GY\9YF<L
M;ICNFN*M=K:W!%=PT\B0/2B$I2X\H-%9==>=C</Q0E69&>0IWTP^R<QL<U\Q
MI%K*=WS@&NB)_$IH6]>V4>9F6<-E,5XR(C:)*J`1GE.MI0ZHBO[)1!R[L7ED
MC98O]O\`$.K[5E^;V%XZ??;&2VO5[T2^M?I7&=W4W>D%2+O&M,"WS7E"J'I3
MT9M0!H%9J:5JKPIBAYWEUZ9#*8W4&O#WJW<N9G:6</AIY6L>3H-=/D!2E],R
M[GN#TN]8NG'*8BO;?=CR(3XU!;[ZG-;:$*%:*=">T@9XG.61(R'01@HCF>:W
M?<;Y>'.)KK5NO^'KOLN_?O%<)$8V]Z-TRM,9_GZ5%I]+XBELZ2NJN?X<JBOL
MQ#\USMW_`(L"I;E6.,M^`U5B_JA8;ENG9N[;!"9B)NFXK))MS;I'A9=<94V@
M@&@"C6N*Q87=O$/Q'AJG<PM;B7Y3"?-[UYWGUG^MN[NF_7ZV^E/JJB?(VYT5
MM4.^0=K1G`[MR[+W@P[(9N?(2\09B0VXHZJ>))]F.W]Y;2BD;P?.AE]E<Q?%
M(TBIIJ3K_P`-/U3N6V?J0QK/TZGWR-L;>6QKG;-\;<*$-6Z<4.H,22RDO$-+
M=H"2!7"8:[=KJHGYEB[M?BJO0KN0\XY.+@:;$E;20&BI33(:6MO2@D!1T)2*
MFG'";I&-[QHCM!=W52[_`(B#;F[NBW3"=/O:$-;&ZW=0[5:WI\9]QR:PFT*G
M7`-R(^HHU*99+J:`C01VY8=W%[:NM6L:\%X;HQ]RK[+*[&8/?N'<<_`X8Z.M
M4]X$_:EZ>B6R.]N"7*4RAABL*,EQY;+9*DI"5Z?"D<2148KT+FMFWG8"JL,X
M+H-UN+@$2R;MLB.\XR]*O:W&U*0JL5FJ2A12I!U*K5*@<.I'M>[>::M32&UN
M2RNX:>3WH+\\V)S*\^]TT4_V9CC7^OW8(EO"7/W#Z/>K%K_6GU-7_P!.VRH^
MS.B-U.V6-DPGGMS!!,-]F+%?3*(E\NA2PK)7=BFP7`KI5AN[CB"C2*JOWOO=
M%]N>\KC+W&R[&O)YH<@%:XVBJE$ZZ:-2/Z7:,\3<-RTMIK51NK=[G%U,*Z4]
MG1+JCN*UVQ<=Z$W=MI;9,F;=HAC*<=*I5>2@O\7(S)-`HFA`KB!9`3*2-9*M
M%OGKH6-:=#0!J]ZV$Z:[NWIU0=7#Z>;"8N\Z',\RQY-;G-8<YFII"@CQ(:J0
M*8F8+;!3,'./"'>IYO>M^YK_`*R9VVV-O;J]+#MR>9BH8E3X3\A*YH*2J*^&
M-/A*(JVTGVIKB?O[1UQET;!B0P*EWV8"ZO)+C3ON)3*V'HWZNK#N*5N"%T2W
MC"MTMM+XM;:Y@AMN1T<M+25A%-;A16G?B"R7*7P7&^13'K3/Q`4=/KYV9U.A
M;^VGU`ZD].+WL)W=%E9LL>)<VGRS.<L*G@XZQ(='XCJA)\20/#3$[G%`3V>Q
M3MD\OMZZE'ZJ@4%5%55)34>$U6-)]M!BN6WS@G>J@T(<V"I/A&JG&GY<6^#Y
M02*[E*D\017AA5!=:%0*0"0>.5:4[_?AA>XE@1'$!P<4;6FYO0W`&W.4&]*A
MG36JHR'>0,.+4ZDA*S]O65L=M2_-W6.B-*6EI2D<7"!J/PD>_P`5<293&;0$
M5[E@1H\]*"XA*'*+"B=*=8X"O>:X*FZZM$QHP6D>$$44.![`?SX<6_?\B6A[
M_D6#><5N?8FK@BCC\!`<T)S4FI2VHD#AX58%RG(TII;-.1YE!"DT2L5SR'O.
M(N.AGJ%TM<WO"B=6Q2M3Z>!2I21V4H54X^W#]<1G;GW57I]A:%)0T0I501I!
M.1/"@.#-[P17=TI8I\3^I.8[QPPLFB&1>S[/^+@((;0\_53P]_9@(+JTI*7%
M$J`&I7$X""[-?M5J["I9![""<C7VX""$M*3S%#4FM>\>W`028W?8TW^W3K=H
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M/9\O>2D1HS6\;-$D1?(7"6E%SCRT_+IJN:`2[YHY9M[VV\<W=XI%32O;AAIJ
M!BO&/]*GUCY@^CUY+].?KDV6VJ3&WQ#6P.[NZ,975KO$4.[Y-2C9]4L"^69[
M:*9#\Z-&LUXN\-VPS&W&7;)?E.--7)KRZBHLO3U-!V0/O2BX1EBM<ES3<:9E
MQ4;KV@5PU)?^L/EKE>+,LMYCR!['6F912/JUU14&@T-`Z\*HUV?+1(9MR@!3
MD-J<<'PAP*2%()[%IKF,>ALM_+A?,OF("VN"&ZBG2G*2H-Z2"!ED>VBL*-^8
M>FU05M?/NJQNT-";M\@/NDY`2V?])6%M:;7&OIK1O+DMM6:.Z%IH%34$U&6M
MAQ%#[]6$+CY136P_-GL]RTSWE>')<VXH8/.;BQ`PA39U)YKSS;2VTD<5Z%DT
M[ABEWOSEHME\KR>Q.3TUMWDH$4+1I7':/+2:I*N8`20#QQ+VN%M3J"A+XEUS
M4Z5LE;9BC$T(<T.:?"I)',2JGA([0H'AB[9-\D*`S'NE/_ZE;O'W+L6U[]B-
M!#5[V1;N=S!4-7*TN"UNK414)=<7'6G^L#CF;C>A>.HJI-KX]G\824]&;S;V
MP>N"7F"DOO6GE!0IS/"HY<:Y83Y>MW&!'YA^<"%;*_A\&FF7=^LLE*VD;*MF
MM2<TIIN(&JN[%2YOMSQ-&-5:^3\(O)[%9WE-M+G)9;=;4\3J#:359!SK3M_+
MBD>&ZBKGXC%>:=_$>VJ.]]43K`])6VT5;"Z9(8UFG,6W!N[2DHI6I2X\A)[B
MH8'ANU=%P7"@ZT]G\,/86E>M^_W5#1?<MNW2EAQM.H(YBD:@#7*E<2Q%(_,H
MLOWY`1TQ*]#B0T60MHFI2M53[5+4L_Z6(JY4I;Z%5>_BH+&B\^DSHBAV1'CH
M;ZO/GF/$)`_ZL7?B2.%<,#I1GFCZJF_Z).AUJZK^JGIOTU7>V'T;E7=$K3%4
M'6V#&B+()*:44I(KCB(M?NMW1YC9W5[J5M6-?(RXNW=Y7NT,.NN:=:(LI0JB
MJ<T540#W@X<Q5W$]BGW(PW#!-=^X.=/G4"NG53G)KIK352E:5PIBC^)Z_4IO
M'_4;U=A=)=O=.=I=379]ML$!^SR*1XK34B-)*BNB@-*D>/VC&617L+'?%(P=
MKA[U&-E+M)43_6"%?)U_FW6XSD2Y*62T^AN.&5`T*2M>D<%G,'@<3MM=12#X
M'M=V$'VI=K8R,7#SI.;#GR6+3<;/!\V5WY#<.2EE#CA2&O#56@$Z:\#B<@M'
MGX@QU#U)G=-A`-7MKVA/9L#<>_NB]V-\VY<;M8XL>*S&>D:PAI^4D@DI2X!0
MU^[QQ-06^%""/(H"X<:U:[#M6V3_`*^O4E&6&&>K>ZF6T-,<MI@P>2A!9;(2
MCF`KIGG7MQ:+:.`Q-8\MP&LA%;Q]VH#B.PH`[]0+U,DE)ZO;L6U09?-$QR<O
M%^!'96TD]U./'CA7P]K&*M<RO:$:D].Z[S%:H^J3KGU'ZZV"P2M\[OG[B<VC
M,?7;T7%PRY;9N%$N*$A2$*#8ID*43BL9PQSG.W`2.I6G*G@6[6R$!VQ:,O(4
MV4)6D).D&H((6"2=6H$@\:?9BM0L>V4%P(%=84NW&M$9P2"VJA!\0X?U1BUV
MY!B%""DG@@XK,_\`<_SOY,+HB^,I4K5I259=@)_1AE=M<XMH"4C*"2*(.*A?
M<4D9'B/L.%;<$''!&();1.)MF\B-(:JXE(0!Q6D?>36GOQ).>W:%'2QR$`-:
M3Y"GZ#$#=4%MNK:)#:.<E94D:N4*E`-<RLJR&`,=&*;F.1O>:1Y"D3)BR83B
MXSY4@!7@;6"A2PG.J4J`*D@"N79AS`UP?4@THC1$-?\`$:8+M5<J,[!*26WF
MG$*50E(TI*Z$TI6J<<N>GH3H8G#%,,FL">^QF%!\@@Y*I4_=/"@Q$QD,G^+`
M)R]KWL#B#4!.;M^<@*8JM`HIOBJ@R4*\3EA\)(SH<#Y0D"UPT@A*J'(<5?;N
ML)J@LLC4!5/$<%#(X481O`I)Y`!%<4K8TE=>!_E[/SX6WF[0FJ&Q92O;_EW?
MDP-YNT((>)#AX)</N%?Y,=07;,YGB>/OP$$,2I.E/B3\([1W8""Z-J3SCXD_
M$.T>W`00@I6VM4O5S$I04!"34A*A0T`]IPN61\.N&]1.6.&X!5:^;^V_)M$M
M&Z;05-N)?2X]RZZDD4S4![L\0ET)0=Z,$GL*=0O8[\)Y&Z='44^NQ-RM;ILL
M:6'&U3&&^3,92M*G4*92`IYUL'6A"RK(D4-,<L\SECD%N0X=5#7UI>^/@LK$
M\49?.ZH)#:G#;3'TK8/I5OZX],.H&QNHELAVZY2]C;IM.[(L&^LIN5@NT6V/
MZ;W99UK2W)<>:O=J?7%6XIMQII#O,4TX6PMB:O;..]M]Z76.KV@I[]/;S,>5
M\Q'-%C?<&^C=O!@F<UV!)'P@M=K^\K5WJ6^G%8M[=)]K^K[T)B9NOHCU%V%8
MNI5TZ,N.R;UNC;MON]N^8S]Q;'C2WEQ+VPJXI>+UK+CDQIL`@K1F,?S_`)<N
M+.X_4,NB<X,QJQM0'5KJ:*U/>U[5]GOZ,_\`Y)+:"0?3SZK31,=<2EC)+@"I
M:3N@E]S>4`V$LH5`?O)=FN-HF]/=^6B7N#II?Y5Q;8*"BP;MZ9[U=9=?7O#9
MX^5W%NVBT2H37S&QNJ;M][9ULK6R\&I#4?E'-5U/*W+LW=PGR/\`VJM&]I(;
MO'!NP4ZE=/ZW?Z;,H^K5O!]3OIBV.9^[O[UGNN#C3>)_VL$G[+*@\33K4?GJ
M9W%?H.UMN].^IKC5VZF[;GV:9LGJK8UM(L75CIQ-0M-HN]RM+%J@N/[CB/(6
M'KG,4+B^R41Y39=94\YHPRNQLG1OL7QR/EQ=NEKJ$:*[H%/+CUKY%\X<X\PS
MV%ORQS!QO$Y2UT?XH?O#>-<>(ZO_`$M-$FNG#O-C!RI*VW'&)87X5^;+J5U#
M)HI""@&F6-+R]S6P#>(':O.N:R-S"X.XYKC74:^]/:ZH%(`()!J4UJ0`DU)'
M$"IP:.2-\I#'`D#40=94?X>UMVU8YG$.D5%?-I2'<0%O20>/.2L`TJ=)4<J\
M<.M:BY\:T1/?+FBW[%N5P>22IA<IEE*J)4I^0E3#(0DBJE%Q8H!VX;73FMA)
M<0!UI"P8\W>@Z%JK"M;UQE6V&4KYI1Y^XG2KPZE^%MX4JE0*@:'/%,N_BEJ,
M1U+0;9[&QT)'E*V!M\=-O2REHI4E+("B#4)\-,R*T^W$K;R1MMZ.<`:#6%#7
M8<Z>K02.I+VT2E>%03J`4DY_":$&A(X#%WR9S3$*$*$S"&4MP:X^0IX;YNJQ
MW#HXC8]_O:+,\FZN6Z`^Z$)CF(\PF[C3(<4E')5,EJ;*JT"@1Q&.YF]E""1K
MUJJ-MKCQS#PWTWQ^R?<G']*VT&MK[%ZMAJYPKJU=%VIQB1"E,RV&$MI)7K>9
M<<0@)X&I&)/E_@-A[S:TVA#F&.7C`N:X`=15G_Z#N\=J[0E=2+KNC<<'9]J3
MLZWMF1<94:+&#B+\'7$<Z4XTUK0T-1%:A.9RQ6.:[=TLGX32X=0KZE8.5KNU
M@B(FEC8:?M.`U=95B/9/J0Z5=1GMTM;,NL&=#VW<$1T7-F?$?^8FI+R8;S+R
MTR#D20@FF*.;9PTM=YOL4S'?03FD$K'_`,+@?4509^O?TUWSU*^H7U.WUL?:
M.X;_`+;G;4V+;F9<*QW*XLKEQ"?-ML/Q8SS;CC'%8!)2,S@IAII!3FLPQ^(>
M=/9_#'[8N>T/6!O6V;AMTZV7&197V([-RAR(3[ZXRD%X,-26VG'2T,U!(.D<
M<%D[OE78R2_%7XY;;J5.)6E16%YG2<ZJ)!_WI&(:Y4U;Z%6Q_B1NDW47K!Z9
MNCE@Z=[/O^[;I`ZKOR9$*SQI$Q:(ZMLW)`><8BLO.ML!UQ*2I0IJ-*YC$8Z:
M%KBUSV@]H1W1R.=5K21V*L%]-3TH]?.G7U!^B>X=^]&=[V/;J'KLARY.VNYQ
M[3#4JW.-H<E7)V&B(P'5_K+&>6"\>#[[/.%SA2Z-UWF*0OJ+]#7J*W+Z@>KU
MSM'1[>3]JF[ZW#*AR&K3<W&'FGK@\XAQ#R(1;<"TJ!!!S!KA>.\M6MH9(P?X
MA[TVD%RU]`Q].H%:Z?X#/4[^\?E/[D]^4^7:O,?)+OR:>:T\O5Y+1KKGWTP;
MQMI_JQ?XA[T2EUIX<G^$I1],[)!L%RN_SWE.6Q]K1":5.8&A1'&BG*`UQDE]
MD;6.J='3J2*0?4OIE9=Q3;E<[7/LZ);ZV&D1ESD\M210`.$.::TX]E<3.2V,
M<>&'H0356_HYN*->3'7O"P6=I#7-2J-*CJ2UVAI+@=(44<./9B_,SN&,<.N`
MPZ8J,DCWL7`E]=-3H6;<NPKY<(C-E5N>R7!HJ#[DYVXI3S7`2=;WXNEIU0[.
M..G/8"*'IZ41L+F.#AJ1?"VA<&0B'-NFV.4PD-\PS&U.D)[5$N9^SV86BS)D
MKL#@>FU2<0W8P.I9)6RH8>)1NC;3""E-$*>&1TBN>NE2<35N\2@$(Z+9^P[?
M/M]RA/[KVTI`M\B6D!X-DK905(2'"K25*(R%:X-<M(JT[$:(ELE1I!"TQD)T
M***A6G4G4*T("R`17@#Q'LQ7Y^]TZU9HR'"HT(PMG[)P?T_Y!A_EWR#_`!(D
MW>'8A;X)TT%?B_DP_2*Y&<+:Z#[]!_E^7`071]HI=4L@C5E4UIWXXNU-*:EW
MBN<IU*Z@9BE32N?^YA.70E(]:>K:5_+3C+94D:03FI(.03VDX>V^E-+G6GGE
M1;?>XB97A\RTB@62DZ:Y$$U-*I_+B54'+\P=J;AQ*H<WDZ2$+4I.JA"3X3P.
M0/V8:7.A25NF)W9&,2_R%C(N`+TT[Q3+OQ`7.AQ4PWNH1:92@IJOZ[?;_2'Y
M<<M=";7&@]B<VT2R9ES(((+3(!KD2*5%:\1W=F)ANA0<_?2HC2E5_P`N[\XP
M$1'\?^?_`(V#-[P[4$<1R*<>S^08<HR['B?>?TX""^8""Z(_:?;_`,88""-D
M'\%?]0_H&`@B&7`CW6)*MKXJ)*%!).24J`-"2<N.`NC#$:4P5DN-QZ:;MT/$
M_+I#X1*30Z7(ZE$)J30&HQ!/B,>8NF_9P5B9,Z6P#>W0MPXET:E-1KI`"$1W
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M=HPK4+TE_3/_`%F\^?2>X_\`:;ZMMFCRX_A,#_$.#:MX8IQ7QM%-[#X51T]2
MGFH'3=S:-\BML2;/N5R6Q;KU'>;NEAO+LE^!=KC$DJ`ELJF-P6XSL15&6_+\
MQ(JLG$-D.9W%M,^"84<QP`.-#HQU?VJ<_JS^GG*(@L^<N6W1']6C?)(6B("K
M30&K`36F!WB>I(KIZX.0RT$*0`S&<"T`>7D#EA/.2HT6I>?;V8WC*3XR#X]8
M7S';E;+.YE#=->KKZD\M0EYXD@#RJ\SEVII4G$A%8-M93*/VA14ESR[-)6'4
MT>M(R0O1*X@%3R0`>W45`4[ZX=)TD1U!E-L;2\DXG6),\<M*152GD.A;92D9
MJ*%`$TK0#$7FWY3^\$^R_P"?Y"D)MJTF%$\W)<29T@DNJ)34M9E*3G6HR^W%
M74TE(J:6B&TFH<HG(@C'"W>%$9G>1[;+XB,4MJ6@@J`*=::Z:BM055X8MF57
MHMF!I*+<=U&'5R"+WT^NDB&I*S:DQELAHA9472*A`1JJ4GC3AA>^?XAI>W2`
MHN$AMXQS^Z'8IW?1*Y,5T4ZSJ?<E%4&'X`'L]5%`:4UJ2#B0R!V]%4Z5$<V.
M:)]UF@@&FK%;R=%-QW!CTZVB0].E&7<+8M+SC]QD14W(BH*)*HRQ4BF=<\2M
MW\6Z#KHJ2RVXCWM`&DA,MT%ZG]5HO76TVG;FY]YW2+<7[K"&U[1?KC&CNSUM
MJ0P\&VW!J:;)`*Z4IVX1OLHMXXR014CJ3[([:;+G@D4%>FH*6V]]?^NWI4Z(
M(W9N%FRS]X7;="F&9E^BLWR1"BJCJY<9Q<XKUK800A1[2,4"_9P7[H.A79^;
M/<P-QT=?O34?1:]5W4WKM]739S&Y;E$;M=YMV]G)L*!:8=MBO2S$2I;B!%`#
M;*UDZ>`IB+D[OE4E`2XAQUJ_>\G0.64I;**IY:5ZPC2J@`422H4SQ#7*G+?0
MJ]G\0!ZM>M'I%Z&]*=V]$]P0K!>[YOLV^>].MK-S#B%10*,MO#0@I934^XG$
M3)E`G>9=;NQ(RYRZ"0Q?=PU^]5-1]9SUS)>4X]U'MWF"I06^[MVWHEQ`#^T8
M4W1`0Z,Q3.F$_P!#'2GN1/UU^JOI]Z'6[ZS'J]4\H.]0XR5K)4ZX]8XBU/N&
MFIY2NS7P[\L-I>7PY]:>KW(?KKCK/I]Z-?\`OB_5QSJ?WDP.737_`.H86G76
MGQ4U5T]G#"?_`![#0/1[D/UT[3Z5$3M1J#?5!*47&;3L7<W*'WU.*KG>8;N.
MOIU)!/#;=M;-5"=@R$+\VLF@^8+)0HJJ4DUXUR/NQ7[+.Y&N(&CIU+J5NU=K
M]/=O6^X3=P[>1<D+4N-"2J<HGG@E*%TKV]]*8:29S*9'&ITGIH7>$TG%'?3N
MP["E7:^B_=.V';=R7T!'FU%)61X9A[-8!]^"_K$FT]/(APF+5;>^V=H;?W!-
M-KF*=B+FK5&CK67"VVH)5RM2O$H-*J![!BWY3?R2!A-34=-2%*8#0A*+38;A
M;VZ(B-O)"C1U`U5J2"3GQ'#&L9*YTC00"BISNE/2F+O*W7U[Y7&NH;D1XB$!
M*=#=334!3(^+$A?`\1VRBZPTDZ\%I3U8VP]L[?VY-O/,\@V^<IM#0X);4E"T
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M#)-*B++X^[_+W9XZWO#M01W%XGW_`,APY1D-P$%V;^!?]97Z!@(+H.`]P_1@
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MX30YRFB,_P"6^:I\QO6Y3<N+B'%H)PJ*[*`>E?3G_P"0K^B?EGZP\MV_U1^G
M\4<%_$T2N<QHJ\M<9*GC3X8-I@W5M4;WUA=D;.W!84]=-CW*TRQN&7;IK>X[
M8A`L_4*S7!!1;Y4EGX86[+>I*A,BC..V4(=_&"SC3N:.38,O=9SP[M9V$FE#
MH(TT<5\8I_J%S".79.2L^D?)+DX$3=ZF@XFFZP#S%RBDZ;NJ1`84M?-=0IB.
MM2?V314US>0V.``I7$]EK?!6XKL6!0YF;VYETUK[^I/#=J,PY+]?C8#8%>U2
MVSE^3#NVOW74SHSH:/;V*HNCW<SE=M:/:DM=$)"VY2^#*8CJ?ZPK3+O%</DX
M38]1KU"ML.Q-2Z&6E^3,9(%*"0TXA1]@TJQ&9M3PG7O!/\O#N,::-U,S(W3)
M*ZL&B*G(`>[V]AQ5U,H=%NMQE%)02%U3H-,JGA7++"T`K(`=".SO(W2A^&4R
M9)!6M0I]I!X<<L,[FZDBFW6U`_M2=QHZ=:=K;%R`VK-$\:XRWM+:<^*SI`IW
M&N+58/,MHYQ^XH.<XDA;(>EEB*STGZU<E7DCSG0-/8`7-(%!BP9#3<);HJJI
MG$\DDC0\U.Z/-L3_`'2M$P^F3;(!XKO1'M%%T[!6HP_S&3AQ&36T5\PJGN36
MHEN6-=@UT@'G("2OT_I4][UI=/A*74)8O0`!S(T+[!G2F,V_YG)=.W37T_Y5
MK_,/*=O9Q!S*4(ZO\Q4IWU44B/T&L:NQ6\*BN?&-6G`=^%@\7OQ.TJ@1Y8"\
MM.GIUK1K^'?E?_\`5[I^>^Q[L[:?^0-]^>(Z:@J!H!4I$S=W?-YEZ3;ZM;SB
MOUC7\PQ#7*F+?0JK_P#%.D?X9^AG_:?,_P#PQ=Q_+A!MX6#=V**N;(23N?72
M51.G/\OPCARVZ?:CO[,S@WCCL*0_3AM*+&Y1TD5^\<J'V>W#J*[!8"1BA^G#
M:5W\U[?S?[N%?%#9Z4/TX;4Y.U;Q;Y,>:(=G,16@T-*9BGN%#C`KADC'TD(+
MJ:D\!!&&A*VQP85L;G!,P)FR&^:E/:DNZEZ1[M6$4%GA;I3;=,B8E,N0@"*A
M/D-8JCP4*J'4:CCVXXNIP[3N7<'D#'MDMBU"<CS+L2/;SYIP*['`,]1'LQU<
M6N74ZV7N5?K?N)^+/4V5I!46E,U*"&22W3PU*.&+GRUF(CE$>SIL4B/D#L65
MV3(@M,%N(X><D*=+@.LI70Y@TRS_`"8VFVS4B`#5TZE%W.A;(=%.IMBZ?VS<
M1FVV2^B>AEZ,AH**#*:(+P%/O9"N'(F$\7$VU4.^O&*U6]4.ZK)OG>-JW=8K
M<[;&I5J3!G,O"BG+@U)DK<>`(!(Y+Z![QBI9D,:JVY0X[A9Y5K3"^-*>&A2A
M^>N(^V&']Y2<VD)5M_L1]GZ1B?M]`2&I%3_Q)_K*_0<+RZ0@$.:;YC#_`'H;
MU?\`"IW'"2ZNT'\6,IC]16K[!J'#_.QPIO<=T=JP+08[FOVTX5X^SMQSK3<$
MD;J5-JF.!;1:S6%H4,NP*J?S84B[R0E[BV%C)9O5G0A]T-.AH)2O(46*:.S[
MRJ#[<.$V36;HM$B5%F6>0R8UZ8:6XP#4&6@9H37^FG#>\9OV[FC20G-H:3MV
M53#,A;#P*JI=:D):<[2*+TJ'><TXC+5CHW`G2IUU#A^S2J6MIE_B.=]#E]AJ
M<\\3\<PW=W6F[NZ>Q+:VR_Y,J>P9>S'$P2HC=OO_`)#CK>\.U<.A*N+P'N_^
M5A=-#I0S`7$&$K2EY-?A6L?#W*(P$$*AJUM:OUD$_G.`@AD3X5>__C+P$$,C
M_LA[U?IP$%BE>80IE<?[ZM"_ZO\`X#A<?+\B<Q]Q,EO[:S\92MT6FH=AR/[2
MI/W7$_B%7V:Q]F(>Z&DC2/M3J)XIPW]QWK3V],-X'<UI:4T\T+K%0RE;4CDQ
MXG/CK2\';A-6?,BW%*=+D>,0_)!T`.?`97*,P#[4Y5K>ZOGPV>U-;7F'-LAY
MAA9;-)MFEKZU;IKU@E2_=+MT;+ZW[45;=@0F=I=7]O64C=O1V1>F%6_=FWK?
MI\WO+HE<=T%=VCWU*FR9&UI95(;9<*X@;0M46/4></IHYT7ZHT'`%P[:8$?'
MZPON'_2M_P#()E66\NQ_3?.)0VX<TQM!K@7-,>(;:D.(+M;Z>7%:/^I?<-_@
M])-R[*:<9F;7NEW8ND>SNL/Q[)M>\M.N_,7[%;KB$W*V2)K80B7'`$=+Z"49
MDXS?EO.SE$\MD[2UP;YJ=167?UF?0S*9([7GW)2'>-C?(Z@>`",!WI=G[H6M
M'3Q+*;9;%-?B!]#+JG4_LBI*>64)/>#CT5D>:^-M@.KIJ7Q_ES09-F,N7DX@
MD=,#ZTZUX_9L_P#.(_T%8?SQAL@?M*KVYOWLET=+VCUGIH2>G*TZO'R]:=&K
MV*H*?;B1/R/(FC?S(3)]4K$F\[B@A<GF(A0&@4Y&NL:1^0D8H=V`9R%=H'EE
MI\.G!$[&V8K+33;?QD)T^_M_,,()!'Z[:J/&"`OE*("0X3\![\J\,=&E&9I7
MSRT!"8ZI#'S!Y+B%(`SUK!&E/^<<L2T`KI1;GN].M&\BJ;,\YS2T$K*OE^0Y
M="32G$`4Q(7,?&L9(A^TPA1<(K=L!^^%N%Z4TB1T2ZIS32BE/TK3AI7W98M/
M+EH+#(COX#<]GE5'YAC,>>5;IWO:MM_33LRX[\Z&;-L%GM<Z\7:X6W3:K;;4
ME2E*(R`2*DDXK=K>Q<:8C4UVW[O8K+=W$K;6)I&)<T:MJE%]!'T6.O&V>N.U
M.NF]VXFV+)'3=656:<H)O3J)#*G`&FU`**BE6,YBSH7#BT;3Z^Q6J6([GD'J
M2?\`K10ND^W]IIZ&VW<UX;ZI;2O$*_O6.+:E72*]"F6]#Z/-7E`*8*BE?B!^
M`Y=F)>&S\2-X]/2H.>)P/4HP_P"'B2MGZLG3%UU(;<5:]Y*6V'>?H7Y%!4CG
M"H<TFOB[<-KANZ2W85-6@HP!>D],7S%.+_64H_FIB!N/:K#;Z/(JL?\`%*(<
M<],?05#,?6O^]*7X^^MO32ONKB3MYPV%HUT5;O+[A73V4T.V_8J+3]LNH9;"
MHDH'DH_9#P4([.[PX6\2$V_4>KT_8B%ZW3=?XD1RM,N=\>FII2OW<=\,+C\7
M:N?J`.KIYEU^6RN7_L:OC]O+^'W4U_R8Y^GCKZ>5#Q_5T\R5C2IEL:5)MR51
MHF9*G!49<1V@XP$N,K]Y_>*>Z$MXUD3<H0W#'F:E,MH6Z$J)&L)JNM#0^(83
M.&!74IX-UCO6R!RH$9U_S*0M:B*K<J-2SW%1SP*%!.H5W2._%E*CI<B+CH/R
MQE/XQ5I_:H(&HH[>['$$ANH&Z?FD&-:I20W<+02F&W0`K;<6I^BQ2JBCFZ:G
MNQ<.6LO,LP>-94B!^#Y$V*GH\O2\ZJCA2D+'$:D)TGM[",;1;94_@`XTHHJY
M&"%0Y_DW>4FBHRJ4)I36HC4!V5RP]9$88>'LJH9WSBDMU4VP+EM_YA%I2(KG
MJH`*&GB`RR\.*IF2M65&BU0"RI2!PTD)R]AX_;B-M]'E4Z_6>I*6(3HXG@GM
M]JL6"WT#M]R9(2H`TJ*X7ETA`+(UQ^T?IPDNKC;@:FUX!2".[/6,<*0N.Z.U
M#GFZO!SB"GM]M.RF.)HN[0)6`G+B<LN&?9A2+O)*7N)S]H[B8A+;8DJ):)T*
M)57,@A)H3V+(PX39.W,M35VCL:W`VZQ21'>50*!H=)*SXM.>#-;OG=2]M\YJ
MU+W;:95DO;\9]@QTJ=+Z75@I$@`Z_`?Z1X8;7$7#P&Q38I3KH@$26D4(H,P#
M^7V4X_HQ%QSN\0UO[)*2?W3731*:++`/$_8?Y*XGDQ2WBRAY>M37L)/\ONQT
M:0N'0EQ"E#RX->Q.=?9WURPNF:'@U`/>`?RX""ZH`Y;N0^)79_2.`@N1B0E0
M!(&D_I.`@C6!^R_R_67@((?'_9#WJ_3@(+CYR'^7:,+CY?D3F+N(K>:,J+)A
MG-E_5YK*M&BA(U$4[ZXB;G6E-28NWO2NGN[FY<9M3EODO!(/Q-JB:P%N%'PZ
MFU\#Q!Q%1/=8WS;]Q`A:*>6JG[?,+&#+'MG;O73J@8@&E,-*D9Z*;)VCU-AW
MN)9=ZO=/NKZ7+3N7H[OBZO%&R&;U;7'W;K9]U3&P9=@F75U;/D+LDEN-(;#;
MP++J\72;G:VS2W%@""\MI2K?/16/Z>?0[F7/I#SUE)<VVA=Q:[LA(W/BIO`@
M4PQ&BM$1>I/J_(WGM/=]GZM6B;L?K]MNZ(M.YTWZVB*QU`$(&&+\[;D51'Z@
M.RF7/F\MBL.YG1*02IU6,NS/DY[KUMPP4WS70>I;Y??U*YEGW*]SR9FSFNGL
M`(VX,PWJFATDG7V%,CT["7+58GVV%L-F,AIP5TL%_5J)0UQ02`<:KD&5/LK8
M%VH+Q5=94<XS27,&UQ<3THG-O_[1D>U'^B<2EQ('.#-8*A-[<NY+8]YK1[44
MREA'EU$`_CLC,=^)`_(\B9M_-=-J:&_/AS<4Y(IFD?F[!W8HEU\\JYQ?E!Y%
ME9%4\.'\Y.&Z36)^6EM0;50E9TT.?'MH<=&E'9WD!CRD"1V9*KPX4^W*F):#
MIZ42Y[O3K2D4D(LTF2H#2YKJI6>1J#Q'<<33?ACKJ`45$=V[:XZG+;/TC7FW
MHV%UTML]26X-M18Y.K(("7SH42.&FAJ:<<-.8>8?T_)';I`HWV*-N;`YAGS-
MCW5_ZJ*QS]/3>WI%]!5T>7UPZX].8S-QV+;KEMX21-/RP[H<&X65'FL^$I:R
M%.`]F//V2<[&XOY(J]ZHU:Q1>AH_IIXG*6W)!HUF]^UJQ]BM%],NHFT^L6P=
MJ]2^FUY9OVR]VP(,S;&XHRPN+=(#$@)E&,L5!.1&6=..)ZWM'V[^)Y50+FU&
M(V8>94@?K8^H+?>V/J+]9]IVK:6V9MJAVS:^MR>R4*4Q+M3)07%Y5*D*%<6.
M#.1;-W20?,H.:WH34)/?P_NVW=U?46@]1+A$B0%6*Q[DI&@I2B(RMV"T2U'(
M`JTC51)[L/)7;[>)MQ7+<$8=:]!=TZFT*_6:;6/<II*A^G$'<:^U3]OH\BJF
M?Q3'4FY]/>@/IVD6R/!F./=3Y^MF;&4XWX;:%9J/@((&$A,6MH%'39.9YW2Z
MG&O3RJCXOU-;G=:T*L6VD$E1HF.<JDGL-1_)@<=]*HAR%N]0$D($GKSNR15Q
M%IVRE-2`%,`G+/MJ>W"C<V,`X9(J%TY"S]Y=_P"_+=W_`-5[8_\`V=/\V#?K
MG6$/T%G[Z&VFX*5%ML&YD/Q+@Z&]23J%"JA/$\:XR\P4.``\B9<`]:&7RR.0
MX2(=AN3S0=D+!:\RXA!!6:)4E*PDTK3!VQ-W]Z1H(UX+G`/71.?TWVV[*MYE
MW&Z-1%1'!%\LXRDF0\U1"EMU!U:U#(CCBLW$)=<N,6\(]XG2=>KR(`4J$]3=
M@OUNGP'U38CD*7&2IHN2*2665#PH4"H+;-!PRIB2MV@8NH0NI$;JV,P_?/-L
MI3(6X0K6)!4">6D*`-33Q#AC4<GS6UM[:)FZP$-`.#:^>H39PFWC0FG:476O
MIN]+4%.PT(0I:T_MNY9!/OQH>7Y]"6C%I;Y/>B%C]=?2E-.Z7(A0G9:(!=:B
M#FJ4':HJ<RDU[13$T]UC>1\8R-:7:MX#T*N7F9W%I>F%D>\T4QW:^FJ4^Q>D
MXZBP+A;4QT-M3(4YHLJ>\27(\?G,+0FIIS%JTY<:8@KO+;*1QI(*?Q#W*2M>
M9+B*GX1_P_\`U*+C=VWIFU=R72P7",J).MLZ3'D,J-2@H?6$>X:`,4^\A;;7
M/#C-6]JO=G=>,MA.-!']H\Z+H;Y;J%$D$Y5)/`GLP^M'.PQ*,\8X:$?)<2XP
MH@"J0,Z"N?MQ).J:)I.2"*+NCX&SVU.?;\."IOO.VE"G8_.9HE(UZ@=0`"J#
M43XN..(!QKCBA3*Q+CH0D#5%_#6>!*C7XC3,Y8"X5V#*FR%?9Q[Q3NPK%W_(
MA0'2LB3I(/"A!/V$&I_)ATANMV!/GM'<K3S++#RPM*-*%E?B.D"@J234`X=6
M1:VY:YU*).7X6$C`H9NW:B=V6HH\(F1BN3%<*4EUPH!4AH+(*BA?"E<+9D8W
MM-`WR)6W>ZM:GI5:INM/PI,JVR6PV]'=\60"J(5F*@`TRQ271.\2#C@Y2I`,
M)[$:QI*1V#L[O\J8F-X[2HD@A+>V2DD4.8XT(J/R<,=#G5TE<.A+J'*0(YR3
MPX?9V=^'=2F2.D*)2D@FA2#Q/<,"IVH+B%*Y;N9^)7:?UC@5.U!98I-!F<Q_
M/@5.U!&0)3DDD#N!('YL.6]T=B,AC1/+3F>WM/ZQQU!9"2>))]^.U*[4C0NJ
MLFS3+4K2JF6I.DY*[Q@I:TZ0$*G:4D-Y6'YS9RU&2E,J.R76-*0DT22I0!`!
MHHC,89SY6^[=Q!\JE*:O-2BF\KNX98Y,K+6FX+2X$@$]E=/H2U]+O4ARR;NA
M6>X,(*8KC:)+3P:+,BT2A(A7B&M#JZ*4&7TO)`J06M0&H#%.SB-UG;_@@-G8
M_3H.Z<#B,>L:J@+VI_0SSWE_)'U'?EO,'#GRZZWFB*XW9(OC;PR`R5P;AO5`
M#3C0K8GULV>+>]F[<NLUBVS;OM9J/;MMWZ#+E2;J=ORT)E,6R\RY2EOO,6=Q
M2H\9LK4EAML(0$I`&(#EV[N7OD;-+*YC"T#>>XG5M*VK^MWZ"VF69G#SIRW;
M6]MEM\Q\@$$8C:ZE&@D10M83U[Q3"[,2ZS`MK;[RU.F*PZ$);*6TH*4BH7EJ
M62<;OEKW\``N)PVKY26N:MR>]DL)J%X-,:;3M(2QN@<=>"=:LD:LU*)RTCO[
M*X5;C<FO32H&YCWKY]T*4>-73VHA<FICZU/DK0PE3RZDJTI;!)50D_#B0N21
M;FAI@GMM'&2#NBM=@3-W:X1)EP>NUOGM/)6ZEM<<*!<.I6@Y5^[6OV8SZ*0C
M,CO&K:%3L`^("F%/(C]Z.XXPR82UK6Z@:]*CD=-3VY9XEBYCA@,>P+DX%<`$
M2BV7(EY2@M6E)4"HU(.5:$DD'!/#N)^%1!>6NJ2:(J=7*BGQMD]II6I':!G7
MA@WAYQH)]*!E:=)2HC7-<^`(J67J@?#X])-,BH$Z2._'3#=$;N\ZG:46L;C0
M4KY$\GI0N[T'J#O#9S\EMR!OO:$BVOATAQE$VSRTW_FJ;75LNIC6]2`JE0@E
M/`TQ"9ED=Y=,+7%[F;"7$>:BFLLN[2RD$DS6\1NL@5\YQ4SO0;Z:_4+ZIO52
M?:+KU,@]/MI[3V#:D;IW*J&B441;2T&;&J)$4VM*.>@!(T@53EPRQ0I.7&V<
MP>(VM<#7!M/_`"A:-;<[-?;&!LAW2VE`[#S;U%=:]*W0"%Z5_3MT8].^WKRY
MN&V]*=M1=LPICD<,"8!,,N;/"0E*0XXE9)4`%4.)_?#M%*T51G<3CM)5*+ZW
M,=$[ZE'6MQ]M')=MVUM!4`K6U\K:Y()4#J2E%*=W9A%\.^<!Z%!7!.*?+^'E
MM,5CU9;G)TA'R?P"@TA*R@*"104U)H#3B,23"[=`).`25LKSDXZ5.)0HZ$^%
M%#0:0``!0\!@%K3I`4_;Z%4$_BTW%GT]^F])6LI_O.N/A*B4_P#JFO"M..&4
M@`<:;?:C%SM\BII0^I4-FP*\!P[O:<$`"#W.VE9&)'+44D_>KQ/#+\V6&<K6
ME^("<QDEHQ1MYMO1HTC5\=:"M*4[J4PENMV!*5*=>6]':M-LO%G2^(-I!:=C
M/23S"Z22%Z2:ZQV&F($P!Q)(&)49X84U+XUNAA]YIV6I29M$+99"B6*D!0YJ
M>"E]YIF<%-L$/#]B7;/52+":@QHS+C\]A]#CZ554TEX&K@:!R2@*%!3LQ'RY
M<QI+J#T>Y0SFD$UT53Q1;Q/WZAV;%D+9N$T)998)4PEIX`)*6EU2!PX@XB9V
MB,4;M1-2V?Z0]#9>X(UWO5TO#$VY6R$$*VUYX)$9S3IU)*EZ0MQ-%D]ZL25B
MV1S6T)3MD&\T'!;V=*.A_2XV!J#O&RP8<]I"WW7Y-_;#])*B\T-6LD#EK%,\
MAB\9<R<`&IIVKOA^Q.NKHUZ:8K!BS[E88\=::O0G]R@EP*^^M`44J2H#*HP+
MIN>.N2+8NX.%,7>S!/XK')S"'W;6F>F.#3Z\4H-E=)?2FFY/L;9O^V+;>HUL
MES[?%&XC%:D"$`[+#KJ"A*TED>!!/Q5IQPZAR[F&4:7^=WN3*=F01$D!NC8Q
M0`_4EV/T\V[UV8W9TOO-NO>UM^V5J=+8AN&3\@OL"2[;YT&0ZL5#T@M!Y/>A
M0..OMKRUE$=[7BG;4X:M*=63[5]L19G\-I.SRZ%'>*ZE9`)"W$)([=/'].).
MUTA.7"@&U'L1:4I6D@'6E`H17A7^?$F[0$RN-(0]EI222HU21X4G,)]P[,L%
M3=#6U*&JA(HDD4/;4?SX"X@$-Q:)VA"U)0O-:4DA*C7BH#(G`UH^EE2CUM2E
M2)"%$J0G3I2<P.W('"L/?\B*%E>;"FU)2`%$9$"AXCM%#ATNHRM4A4%2-%0=
M0JD9:Z'@0``:X&_P_B24WRRGWVW?&7FFT272E9&ALJ.:%&@24FOATJ.6`Z;B
MC=.E'MZUZTV75/:"I"$[FML=MM:%!N0U&;2E3Z*G6\YIIJ5G6ISPU=;Z7T%0
MI@4X291AI7'E.]_WOR81"C)#V)4VN2.[V\!P[_\`+/!AI21T)=1)*0*<`1PI
ME^3MP[3-'R9GA'B5P'ZW=[\=7$*2XHI!"E46`HBISKG@((1'4K6!J-*C*IIV
MXX@C1*E4XGM[3WG#IO='8C(6V^$("3F17B">)/MQU!<+I6:I40.%`2,_=7`0
M7%J5R?B5\?>>Y.`@NKRR?+H"U()S4M)(46JT4BHST'M&'0NVV]HYKJ8E%FW\
MGC9S(:\(2"/JV]7K30;EBO;9W+%W%;2H)>D*0DH<7&;U".XIV,B0QI=CR92`
MH(*2*T.>,^S%AS&4T.!P\E?+BKS9YI>Y5+9\V9<9(P7->',):0=X'2",*`UQ
MJM_O5?)MPZ-]&[MMW<#>X-N=1-M6F_->;HS>[/N1^&RO=&V[C%2K\9FRW5QQ
MMN0<UD$&I!PE^A?ICVUT34.K41U#VKW[]5_ZHLL^H7TER7+)WA]W;VCF.J"3
M7>VF9Q/E"8RV2E1K-!!4JD!EG54Y:0U32.\8U3+<(!V+Y=W.6RYOG,M_%W2Z
MOK[5P;A1<5EUA1`""CPDYG4*U&0PLS\R4SN7ALYMOVVA$=RD+<AW)#:@''8,
MEM*E?TTD<3WX?W7Y<]B>VVI:L*VWNBW*;?BI='.<<4VIM2AQ"LSGVC&77#WP
MWQ>.OTJRQR0/(%#O4V)0V3=6[;!*89N+#[T=3B4NZ]2UA)JGP*))!J1B:L)7
MR.#=(*)<1L<TN:[$;5M';8K=UAHEL.ALNQPIUI5`H52"<LCJQ<;2R#P"1BJQ
M<NW6.<A3VUXKB&B4,E:B`E:VD+H3P*JC,#$A^G#8.GD47X@=:++GMM^%&<7&
MF162&EJHPPEHJTMJ)35%/BI3",]F(872D=UI*4CN/Q!VHQ].NVI$7J];GV]3
MK35MW'.FJ)J&$NV5U"JFN54/*3[B1VX-E@ANH]YP!&ZF>;YB2-QA(=O`8:QB
M<5;C^D5UMB]";1U_WY,M"]PQ&^G6TX<6P0S2X2G6K\AIH>:2"I2TM>%)SHG+
MAC/.<)(+60AH`*MW*N57-]'Q<2`VOMV%2FVCZL#MVW/TFV[.].F_]KRNI6[H
MVS$/W1Q4INTKN4E$-$QS4DAI+B'`JN61QGUG<E[Z:BK),*-HJWOUL[(TS]2#
MJ];4Q9T^8W9MGL)CPXRUK!:LT9LI\"3G44Q<;.W$K0:"J@KG6G:^@!:I<+U5
M;M;E6RY6I;=G"`BY0G(REZ5('X;CC:=0RXX1<*/(ZRD[97<Y`(BHU`A7+.JI
MJJM3Q5Q)P53]OH5/G^+/6O\`N']-*-2M*NI=S)34T)^4*XCMX88R=X]OM73\
MP]A]2HCM<5?;^DX*U"5`720X:$CW89R]\IU'W%UYCGZZ^%/B/"M:<>_":.E>
MMYUQMQI;JU-NK#KB-1"5N#@M2105P011`U#15,=YVU`XHD/NG0XL$*T@US%#
M04)[L#@Q4[H72YPUI;6.PWR4M4YD<MJ&LJ?>D%*E+;32NE(\120,0US<V[7%
MC@-'6F$S6$'`?:MI[+?V']CM<AF,'H3B7(DB`@M3FTBH*BK]<D=N*[<7-MO%
MCF`$=JAYBYI^$T2AV;N6_&5*F6&Z72*W-2GYDER0M+CB4)2VL.$$%5=%<L7#
MEV"VGW"]C2TA-'7=R#1KW`)>3MQ7*2A>B^W,LJ0E"DKEO<6PE"DDE=:!0H.[
M&QV>5Y<VW#A"S>\OO1?&W=?F.247*6N0%OSY#P"`D\R0\HT[JE9K08?PV]M&
MV@8`F%Q/=R2$[[J(Q1)CG0ME:ZMZPE:'7$K0IP)#H"DN!5%I2*C@<.V/$8HP
MT"8OB>_OBJ;;K!8_WEV5/?890[-L[R+JX^4CFI8::3'S*.P!-.&(+.K>"Y''
MD:'3`4WCIH-2F\DFDMI&P@TA)Q`T8ZUHVUXAG\/Q)'<I8.L^]6D5Q1BXLN-U
MAHW^Q7PM'#-=("$*6IM3"@2$@U4!V\*5XXEVDG2F+`U^]OXI0M*4M(<"OPU`
M`)[`:#!D;A1[`A+>:@.PY'VCNP$A.QK0-T4Q0"9^"^A;7X:M5*IR-*\,<*1;
MC4:J)1-I&IM=/$XBJSVJ(!H3WX,"0:A$"%4&.\1^TKM4,::04:A1*Z`AP<4F
MO$8,QQ<ZCL0N$!V!T(WARG8[C0U*<`6A177@`02<N%!^C#@,:W$!=:-WNX)U
M+9=$SHPC2UJ>86DME"RD@(<!2JB:#L5A4$N-#B$=TLNX1O&E$@KIT\N#<]4J
MTWJ.S`*@4Q)M*!':B@3F"GVUQPP1UJ`$W;*W<W7-QVZT3W/;##?F9MDTN-P1
M_P!*QFAX&"/_`#<5)S^W!N#'7NA$#R=)19%DIH*5I3+O]@([#3"=`EMQFP)2
M1WFUTU#5D,C^;W5P*!#ALV!&?,4,DFB?N@<`.P#V`8*FATH4PM=1XC_DK'%Q
M&J5KH/$>&#;SMJ"XX\E"6ZGQ$G4:D$BN0(`[L=WW;5VJ&-K"D)*>%/?GCF^[
M:A4KN22-).5:T]N!O.VH5719)())JD%*3V@&A('O."O:V5N[(*MZTYD_WEA^
MG77XE@'[_#/=WM&]3:DYN".XJVSQ'`0M4"2E"Z!6EY2VEI4`L*2%50<P*C/O
MPDVTMF8QL:"GK;J<6;,M+S^G,(I'^R*;!Y2B7;=[N>[H&S-IW!]]^W;19N89
M0^XI;,5-PG.W.0VW4U`?N3[KRJU\:SV4&'1C;.UHG&]N"C:ZNQ%W(W,,-!P0
M<!3!.R](#ECF%`Y*N>8F@9%:4))#F=..FF';)I8QNQN+6]2:"22S:1:DQCJ1
M):6TQE)9`"5.-+60":*45)S))XX?Y>]\DCB\DFBKMRT.D,[A64Z3K*^WR2S&
M9;9*1S')4=*CP*VRHA:#VT6,.;F62A;O'=3JUU(MNK4A]LJB+,9,5""S$;R!
M)R44I()^$G%8N;:W<_><P$J5+G-%6X%)&-<U29(3<(0YC*J(<=1XJ@$5S%*U
MQR,"'Y7P]B3+WN[Q)3F[>N;2=2S]T`<2!3+(@&E,3>5W]UXQC'R.,>L>1-Y(
MHWM(<`11.G:I#$U*"I"5YI*:U(%2",CBV.NWD_"Y1L]O`UOPM`Z%=-QMCRY0
MV`E2T*2F@^\I)`_.<-+F6:2%S7.)80:CJ466@2`!.7Z9]LNW:+U;N\5TQ;DQ
M9;'!MTU)H_%-SN#3,Y+"U5T^;A176UY&J%'AAE:N=!!2$[N&I1UQ&R28%X!-
M5.S]/M5RVAT1]0AE-IN5ZVIL+:\GD.G6B0\C<+9UE0S*OMQG/-0XY<9?B=0Z
M5IW*MW<V\89"]S6'##8CVW>MSJ/NOJ7Z/;G*L%E6KJ3U\B[=W#MR#"D*N=DM
MMAFL--7FM5<E4E#7Q9#&6V3KMDE2YVE6J]CMPVK6BOM0OZJ.\-P[8^JJ_?Y6
MTIMLLN^MN62\0VKXAMR7-@66VL175PRM/[%QQ.H5J<\7_+[JX:`=]RI%\)"\
M[F#4_/HB]04^-ZE^FWD[)#2SN*]1K3-D2&&69JK>I`T0I"F4-:TMCV5KVX;V
M>8>(N',>:_$?6IFXCM8;9KHV-#RT8C;16=-[]8MA["AE_>>[['M=#LDP@S>;
MHQ'>4A;JN7)B-J4%--D$)!/=B0O;2[='6W<6]A"YETK7.H_%5_\`ZX$3TN>H
M#8'3&U]<F=X3]H;8W"NXV#<736^PW(\J5)MJ%I5)7I?07'6W=)''"EO:.X#>
M/\4E,2=J;W5U2Z?'%@0>FE5R[/Z5/I)R&TZY_79R8D,:XSE_BLN+>E#F!KR_
MD]?X5:`]N';;>W`^)@11:YM<C\*1U/[ON2ZLGHF^E%?%75J`UUTD3[0&S<H[
MNX8S*&67Z!I;6N*@EXFO>.&).URBTN&"7AM(/3:H6^OLPRV4VD\KC*T5U:^P
M42Z_[N[Z8OD/,?NWU\\OHKS_`-Y(7/Y&GF^;U\FE*^'33$M_QVQW*\%M>G6H
MC_D-]Q:<5WH]U%5SD/.C@T6.^HKW?K5QEJOZ,=O*:1)=#R=:0@K37+Q<2KOS
M)P-2Z[TIX]N.V&.S\P;NZ(<A:PB0S,62RLGXTAM:E(T@UX#%+N[.>5Y:=`K3
M`>Q,I=!'6GFM#FW199DZ-,CI2Y*Y#C,6G*=U$`N-4S"#[*8K\]C,]Y+M/D4+
M<:4IU1;;88L?Y>\E8=0E0*%J)',)6=1*C6BE=N-'Y486,B8=0]RC7]Y!7Y`Y
M?B<U$I!*AD,Q7X4TII'Y>W&XVOY8(FM)*Y2W6OQ$.*2B@KG4_E-<,99MUY:E
M1#OC>62WWUQ(1%865/2WDI0#I.@IH77*D=J,J<!3"?'ZUWPW3H5DW/U>M5MM
M>Z]OL[58=?F64VIV<F1*65K4:K=*><6A19X@83N9-ZV)2EM"6W3&C65HZ>8R
M>6:`T"LJ&B5:M*:GCIIBCR87/3J5ZJ#$>Q95.T2D+S"D^P<#B7C.":,;B=W:
MAT*:H?A:J-I`*4T2<^%:TU<,*(Q!&E*%A:%E-!XJ@DU/"A]M,`IM<=T=J!7$
M*4X@)R.NM?M%>S'"F["`3711&`F*:2V7%9I&G,)&7#N''`1491YK#H`.9/;7
MNJ>`([L!<0X/H*>6%9*HFF7?W\<*1]\+H0N.\M"D-A7X:E)2H4!JDJ`4*D%6
M8/?AVNI8098835HZ:4(`-<P:TJ:]HP9O>"*[NE+AV0'[6)+=%OJ%"A02I2:I
MH?"4G"R:),[2@/P//\XDZJ%05X@OM\>JNK[<!=&E)B^;>5%===A)Y:8VIYUM
M!4KS8)UE`UZJ<?NTPW.E/$GHLB0AY!<)2VNAY9"?`%?=)I4Z1E@()7,.J73.
MJ?NY#X<J9TJ<C@J8G24=I2E+*%I%%%-2:DYYG@<NS`7%V0\X4CQ=I[$]BB!V
M=V`@OLC-E#A)U:E9U(X<,AECB"%,/Z(B"5>+4<SW9=X(P$$(,I(6V`112`2.
M\ZB.[+A@(+K*E);*-!I5))X<:_TJG!@G4/=0)R<TIEYN20(P:<?>*J!)0RDU
M1J%"->K'4JD_T^9UP[I/:1R1-G+3&2.*6&B59$U40K5QPI'H2[!NX)PYLV-R
M6VT@!L42M()H7J9J.==1&%4PN-!0.(\DRDOK\24,J2CLH24!/"@.??B1RSOO
M[%!3^U)O<\M9N=G9/C=;4IR8*#QU-6"0!1.CV4]M<+W6E.;6E$J[C&E.ICW&
M(X6U--:G$!*5:TZ:%)2I)&8)&(.?O*2=W4GWH@N3)FJ2$K6-"6``A32AF5G0
M$J54=]1ANDD'AI<BI>;"M.5!V\:=_:<=XIA_$&I<=W3V)S-L73DEH.+!3S&P
M00FI`(K7@<QB4LKXR$`G'IU*/N.ZG!W*6_ES4MH::@*0:D^*E0<R1D1W8LY%
M;=SOW5#O^8$]OI:_L>U^I$A1TIGO6".QQ_:LQ;P\D_8ZHG#"+Y'D4?-\P=JL
MH_1@Z=[,ZRW?U`[-WNJ4O;<GIEM9=T;AJ=*GR=Q(!4MQIQ$E/N2L8S_F$5DW
M=I]RT'ETTBKU*=;8?H']*^P-T6?>.WMHNS+EMZ0W+LS]R25+@2&7`ZV_&#KR
MDI6%BNH@D]M<5=F7-:ZHT5Z:U/ON72#K5=OZ^5QDS/J`^GZ>R]S'&^F5RC)4
M7!K1'66EJ:.FB<E<,LNR@P^;2-M-2:.M^(*D+2WTQ[RW-`]2/2>0Q)B)CV_>
MD%"%2G0@LA)`(&@)4[0955J.&N493(+HR'075]/:F&93[L>[L"W8^JYN)GJ*
M]ZG[G=;_`'-US8?1IF^6F19WWF8]CN/-81J2AE;:":*/B6%<<7]YBMX0),4R
MRRY_$4*]CMO4WJU]/GI;;[7(W=?KI<^J-\AV^1<;^KY%)D0PRFT%B=(<5.T,
MI6`M!<TZ]0(H`,`0L?`)QH<*J/DN",UD)T!_34I/^AGTN_4SL+<?2+J/U?Z6
M]([9M"V7&P7?J%>7=\(E7J;MQ^V-NP&Y5A>9>C,)3J!2MM:%.#B>S%<O9A$2
M%IV19E;,8"[V^Y;$>K3Z>&X.JMYN'4/I`G8VW=M3=N1X$U\7%=D9EW.)<)!A
M2G6[=5H!MJ4A*5`I"Z>(&F)O)<U8RT:UVFIZ:%2N<;7]0SJ2ZA[A:T>8=9!2
M'_[L;JI\R_N^_>_;7[S_`"[RG_MA*\K\P_<KY[S_`-I3RG+S^"FKM[,63]8A
MX?\`;[E2/T>7B_N^3WJEKO9RU.3BS;&UICLIJ\`XTI5#VZE5(I[\838S7DM>
M.X.KHH*+4Z,&@I&-++2BXRHI*DZ37/PY4R.0-,6&#*[V85:?0A^'K69$A>IA
M*@A:>=32M"%@YCB#QKA)EA5QXN+JTV)`Q2$G=3X69UNW1V'EN:DO%!1:VRRV
ME31XNI`&I'L&*AGUM=0$MMJ-)T$@&GG49+EUP\UH4\\6UHENQ9]MN#[UOD0R
M3"467%-2TZD<L.*!6**3D.&+1RG&3#$^XQG+?BU8JMSMECF?&[2#I0=V4MI"
MF7F'6W4$I45FI%"?%EX:=U,;!'(&0`!%;6E7)/7!Y"V-)4W4UI5S2?R`C*F(
M6\<<9`?B*D64X(<-*(+$E^1N*U0$O-I<GOO1FBWI4IK4@5=SSRK^;',N,4\H
M9/BVNVBC+B>Z;7AG1U!*W<O3&P;>V]NNX?.9,RX0H3@?,FH");KQ6$(332XG
M0>/8<6B?+\OCLB0#6E>\4WAO;N6_8P#X`1A05.HXK3MU"%*`(J4M(.JIJ=6H
M]_9C,[N.-MP"Q:1`YSHR':*T09Y*:)RX5`S/#+"CGN:T416$@FBPI.@U3D?R
M_IP43/&A'))THTA374.BJLJ4`"4]X[\+PR.>2'))[&N%"C%Z1KD-C.I(X@=M
M.XG#BB3X,>Q&<^W+6TVMM)J0,\Z4K7+B,`C!%>QD8W@$4-EZ,M)42D"N9%0<
MNWWG!<4V.Z=&E'<>8DE*EG(4)-.%.WCPK@P)!J-**E'%4AZBAG0@]OO[\*<5
MZ"-6GEME.DB@4GB.XC\V.ME?O#%%<?A*5ECN*FYJB^L%C.B:#2>'93M&'7$<
MFE4X+;<5Q#DEI-&G?B;2HE1_."!@![JXH51!=&PER(ZV*B,H+=KXAH!X+!J%
M@>W"NX$KQ'I);@L+*VUW.`V4H.IUQ&HJJI9UJ*4YZ05*R`R&!N-0XKTG8<IX
MH0?A\*3I*15.7PFHK44PW.!*2.E*5$PEI"5.(R2`10`CC_/@+B$MO-Z!X@>/
M:/UC[<!!9EK"V4`&J=2O]W,8X@NZDC2E&>F@-*GC^6N.H(,ZI06FA.20!VY5
M.`@L+CI<6US#4:@GL'A.9%<="=0]U)K>,QI#)L\,$/7%:$`!14KE)*0ZG4<Q
MJ*\=.Q+-P.]L2YMHB[>L4=(2`^F*TW'25$A"QJYFM/!94%#,X5C[J0GGDC(+
M#I.Q!D$R4$%"AEYA7$543I)XY#/!PF+IGN[Q1O!0TX&TK!-7`E=%*!T#Q'.N
M6:1GB2RWO/\`X4W=$Q_>27,A,_<TIQ5%E+B&*\`$)^$`<*T[1AM<7$IFW:C=
MKL".P!G=3OPFFZ+01X$(3I34TJ<J$=HP[=9P/M^(1\?:4)KB5L=0?0DS+AB)
M+=E-)*4NY/`DJ;TDT.A!)2@U[L1DT`8/A!189I).\?0BR6RG);0(4K,]N7:`
M"2`*8CG-,AX;^Z=(4@&@M[4.MQ"`G6<ZBA&7#MXC$K:6T4)JP8]J;7$,>[HZ
M8IV7GD3]JZ5?B+CBJ4I\)_#!-*`YDTQ:()3N\-_RS@>SM4)+""ZC._J2VZ7[
MX>V3L,<^UW"0Q=[E.DB=%AN/,J=MTB-$B1:H04ZV8]P=!'%1()S`Q4<PSZ.S
MO_",<!#6E/MI5$9E-Q(\%X*L_P#\.QO6U7GJ5ZB)RW'HB%],[2%1YB516R(N
MX$EFC:@E(TTSH,^W%<YJOK1C&2P=YQ&NNL*T6%K?VP`BP8=.`*LKWCK7LV#?
MKAM5)C7*^6YE#\IR/)C_`"J(TI(7J=D).@D).8)RPW-Q"X5(U*6D9)&*C2J=
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M-`5?GM('W+YJ$N<XFM2K)V^_J4>AK<WISW#LBX]8)EMN-TV#8[1&@)LEP4['
MNMKMS3#Z@#I:5J?02!W8:36XN,902?,EHW.B[F"T''U'O27TZ]-6^>GNR>L<
MEN;O>PVJW7Z^;K;=:C[?NB9#GG;IMNW`K=$YQMIGP)&CP9#,X+#E[F_#&"(^
MM)SWMYO4803V`J&+_%?L;_$=^^7^)CK53Y3SO[U_FD[Y7J^7?)='[HZOEOR;
MY=X*<G5K\7'$O^GNX-*'>HH;]0S+C]YN[_"%$I"V?T\FN/N?)9*C(20X6ZOT
M3_XL)5X%8\^.O>9[=@XL1#6:/PW#SXJU"XH-.A.K9/1;M;<-I=O;O5BS;63H
MYS-FG(,J:I"QS&VP`$%!"54I0T.'$'/=W9-(NXY3)U``>ER[XH]12ALOH-V;
M/4Q(E]>+$Q'0$276(L%3\M*%`+*5H.DI6D<1V'!)/J981M)D<!(>MOI^)/;?
M,[=[J$BNO1[TZP]*W1NVPRBWPM_=2;@TGFLW+;L5U`>:0/B#*&'-*%D4TX?6
M?-UAFV!+3Y6^\JSVK[:4#17R+#;[))L\543:?ILWS.#4@JA(N%GO3DMU3.3K
MLI+,(ML-A:5$BI!&=<\7+([D<8<,C<KZ%5\SRYKIY)&`4+DWTJ-9=T3+B]=[
M4K:DA"ULR[/$;<U0I,:K3S9YZ`\EPN))4DC(XTPW(X.G%5&[9PL-2:ZYVO:\
M'_9TRI;/.6@N2F@'2H$5316GP#LP5_QV0D.C%"W>9(]W4F8OU[M5NW);)$1N
M3$3#UJ;>CZ6G`ZG4HDJ)-4T.*]!>\&?3H*D&68E:=8*,+_U*C7;86X(*U(E3
M9K@\;[B4RU-(4E.M.=5I"AW8L-QFN_:TKI'36E(<I$=ZQU-%.FA:UI7K6V*G
M464!:2*:=-=%#VE0-<4WQ`EN,-JMCXN'"<%W6A!R6>`\%#Q/;7+$I,,&J-C=
MI(0-22GB,JY8;I<&JZ@TS'8<.+?O'L00EAVLEE2Z?&D=W$_;AVN$8)R;=.\P
M5L.Z"AM(TT&E7#[W&N`F\_R_*L,ZW-/E:P%4H3DJ@&=<LC2F.)F#3%):2VN/
MJ0GX>&9KW]N5<<.A';0NQ1M:;F6-*%E&DT221F`3V9YG'0BD4*6$=]F0`4FH
M)%*'!F]X(CNZ4<).D:4Y9@U[<B#F>WAAVF:6^W[L%JYDA8']!(HW[/`:\,=;
MI':@E%,CL/1Y'("E<\$.&NK(T^$4&FF'*,B2!^"CRKXU)S0$*X%(R%>\X""3
M-XL?(<<E0@H-<Q:WD*(4`2HE0;X:14Y##9W>/:BHH4MK0TM.H:P"0HBH]G93
M'$$)40A+>@FBN_/M-:8"",-90RRD<"237,FJC7/`069;R_#P^!/9[,!!85**
MC4\:4P$$%>6`MM'"BN:I7"B$U!S[,="=0]Q)>TLF];Q\P_1=NM8IK2-/C>22
MD$^+5FWW8'[74G-0(J?M$^I.*[;7[@[S5+2(P>5RD`:3H33WBIKA:/0H^[_9
M0Z0XVPDH:""M+6A0(!&D"H-`?BJ,'3-`8CNA2G5<`%ZCW`(*J\<C7$EEVE_\
M*"1^W%I<E/2U5+LF>O3^KH0HY@#MIB/G^>3UKM*)\K8XIPOZJ?"@99=V+):Q
MB2'=.A-KCY1[5GGQ$2(KS=%:E@4*30U"DDTX_JX;7-MK0MM738DNVTH%;2Q\
M(.FO&HX5(/#$)-`&U=K"F!HQ01U"VU)*10!5>W(\:]F'4'3TI"Y[O3K2^LLT
M1F4QU*3RG&E.++M#10255))`"<LZ]F)I@+F;HTE1L`#KV,'07A6'_0?=/3;L
MKT7=.H_57I)N#=MYNNY]V;R&Y/E=LGV]%ND76"F$@.I6X^N&I<==$TH0../.
MG.MU<6F>$5-0[KV]JT.WM[>M*#3U*0?T5S>C.^MS=;-W]#X,W8EIOD5O9D6V
MPW+?!NBPW,$MIQN.'&W*A\9JIFG+#/,Y[BZM(Y"3A0Z]JG(;:W+0*"OD]R(G
MNMO1[9,O<>T-]2NLEJW"XN2S>!&VWN-YY3"7'$%QU]$%PN-K3F*&A!RP09S0
M4WO3]J)-EH<:TPZ=2B%ZMW"Y=0/5JA73RW=3[ITE%KMD"%/E[<E1N6ZZTTW+
M=>\U&#K]34C))';@?K7[WI^U0D^6M!-!CTZE(!MWTJV2W-,76TW7>L>\./1/
ME<]EMR.];9"&TMC6GRFIOE#B*Y'!\PSO@1AU=736I>RRT,`-.GF6CGU"]K].
M/2/:I6X]R[UW3U&ZH=18;$!=IG7YUZ5,8*2O5<HQ82I;",DD$@:0,2O+N8>/
MDH36O3:HG/&<-F[H4--O]5HL&PU;8VJG<6W$V^Z72[P;.F8T]:&+A>6DM7`"
M.N-54=11J2G75*B<^S&HQVOX8[%4!B!B"M<MQ]4MQ[U=2_N"]3W)"E!11'>5
M#8T@42"TP4@C3Q[\'\*5VA\B1<[R*T%Z0ZW12DD)6Z\Z4+1F'&TONNI2XH\:
M@\,.8VPPLH^E>NBZ9)'.W6`5II`]H7/GEMKS/F#_`#_+<C7S373^IHT\OET[
M-.G`_4+;>W*BG:-JYX!VYW=>Q?8MP3:8JI%NGRX;XK1#4EPIK3]5Q2U&GOQ$
MWG@[QFY)#`T=315%DXDCJT`[,$Z&W.M.X;3+C+N:?--);:2E]U+:W`D)2!3+
M0<J<0<4Z]Y*R2^<72%[2?N[@_P#*BF*2F!6SFQ_4I:KMO.S0HNQ&]S(E)@VR
M2P$MP2Y(<T-/K4XV6025DY\*XQ7FOZ.Y79-=<6MU?.))=0O;3'&@I&%;^4>0
M7YQ/6YDE:TG]DTU];"K?/HSZ+="K9TMVYNVX6N#M&]K@15WJV/R&I<B*\I*G
M7(H6KF-K4`1F,C7%<Y=Y;N+.;<8^8MKK)_RJ[9_R9+R]!OV+G2']\U]30MMK
MIUKZ+;2MTR)L^Q6U^2MJ1&=E+AMJYZ7&U,NZ>6EL(J#V4SSQJ>79C>V,@B:U
MIW33$&OK"IF_++$!.&MDIC2NGRJ"3JCZ)>A.\MQ[DW):WMQVBX7^YS;O(+:F
MW4HE3WUR7TMK5&5^"'7"$`U*4T%3C1K//+JXC#9&L`Z@?>HBYR:VN35[GCLI
M[EKU,^FSTYN7XDC<&XGU)4=*DICA)0#X0H"+FH8D),[N61>%:UG#&O&N/E]B
M2BR&UB%&OD\X]R0]Y^E'TZOBT(B3+PX^%J7SI```2H4*/`TC(`5'M.(8RN+]
M\TJI&&SC@[I)[:>Y::^NCT!;!]*O0JV;\MUPDSKU>MVPMM1VY;R2VAMUL2YR
MFV@A#A>994"%:BD#B#AUXJ22,,-*5ZTHZ@E'8H>Z)"QIU%3:`-1I12=2PV<@
M/N`?EPO:VD>^'U-:HTUT][=PAH"^+',()RI7A[??7$U)$UX%:IDUH8*!=75:
M@V@@`!7$<>&$O#LVE'&&*QK:2E12":``]G>!W>W!7-X&+<:[4*E84$!U-<@#
MJ!'&HH1]F">(?70$H1\).M*:W2^6M1215?Q5)[.ZA]F%8Y7/=0THFD_R_*EM
M&D)=8(.FI3V?[O$863)%TRWM/(=62H*TD@#2!E_FDX"Z#0U25?AEJNDKR!/$
M=E:5H!ECE$H'XX@40^SW!UA?+7I(JFE=5>([E4P9A^(5VKDC&Z&Z"G&BS&G_
M`(C3W94RKVUP]HF_!;M*,(:2W\*E9^T>WV>S'6@;P[4."T8U*<2R7!"4\MXI
M4F@J<ZY#OK2N6'"07+K'4F2B4V*M@ZP$C*ASH>VM,!!8%+6:*H"P\.8M*ZFA
M7XB,J4`KP."&,''%"B3E^L80E$Z,7.6\2YH&@I1[$C2"D`]^.<-O6N41*T2X
ME"5`@(R'8K*O'LX^S"3A0T7$<\M*FFR2<B0.'83[,<07'TA)12N82,_=]F.T
M2[(VN;4U75]`:Y>DDZVPLU[R2,J4RRP*(W!;M*2VY;BW`MSJG6W0'VU,MR&J
M>!Y7PH-<Z$9X875T^"0,:!ND:TM%&2X,:B[:!F,6[\&))F+<<#LOE,J#JVLR
MTXR5D!:4)*M7'LX86@F>\#>`JCR%I>=WNI:*NBWUH\D\X64Y*;<96TIMP?&E
M:BNBE"G8!3#^/0F<[0ZE4(;+BBMUPU*D%/LIWCMP=-^$WK19<KGY"#,40C-M
M:&RJN;BP`!Q&>D'!77TMD-Z(-)=@:U]A",V%IVHIVVW5%K5'JLZW%.ZC4:G>
M(\(2:"F5<"W<;J6LF&.K[4C/\!)3_6AD`NA6H**4U&0IP]A[L6N(\",%N/:H
MUTKI*L-*(X=3RFU.(&I214)5F#7PFH%.PX(^9SQ0@(T<ACT)/JC%;I=TJ!KJ
MTBFFO'@<\,)X6NC.E/&7LCB&D-]/O0)Y@J<0@BB2H))`S`40#Q[<-F#<T)5[
MS(*%%\FX.0G'W'"AMJ)'>6E907/"VT5:EM$Z711-2G[W#MPN_,);:(RL#26"
MHK75MQ0LK5C[V/>)`+PK$NV.C'4W:_3CT\[NZ0;WLEMG;=Z7;0CWBQW3:[TB
MPW>SW;F7Z=,N-J6^(_S,MSU`*0$("`FJ21C%N9[6+.;HW\]6RUK1N`VZZE:2
MVQMV:'O\X4F_2R!NJP&#NO9?3[I'9MP3K9YZ<U85/P5&Y@5#B6'T.M:@K]9)
M.*G<7UPR,6S6,,=*5(-4Z8R)A'Q&E=J<^_\`5WJ*X])OFX^GK,BZ2FPQ-N,O
MYASWT)2$%(4&G$%L4H*)&7#$6;"8XT/I]REG3V[Q0D>A:QW/U@]0+9N-RT,^
MG:-.9CA285]MZX?,24'0VMUG2RXX0D`Y@*[\\#]/F_>]/N35\=F_2XU[0D/?
M?4I]32Z2)]SZ4^EG8]WVA&C39L&YWG=,&%.E(92IQZ3+@">RZTX6QJ",E).1
MQ.S9%;7T363OD&`T$;.L*-_5YHW%C&LW1A6AJ?2JI?K5ZZ=8^N_7'<&^^J]K
M^2;AC.O61W;C4IR7`V\MD(8>1%<YSK;DA*T$AQ)TT(RQ9LBR:VRAH=;N>\UK
M\5#Z@%$7Q.8?.P[/M6JZP7V4I1(:;0AL!`--;BJ>-3M>*E+J<J8T.*^>8VDA
MM:=-:K4EJ(Y',97=!2=>#K:U(<=CA?$*YNE5#FDT.KLP;QSOW5WA-&@.IV((
M\GF-%*W`X`30H7J'"M*@`5&(VZF=*\XX)W#$UIX@%"BKRJ-6NGAKHI4UK6M?
MR8C?#C>WMYU>U.^(:40E]]T`..+4$JKRTI-=1^WA4X!N#Y$W9;M'P@8HT:M]
MY3&\S+MEU,9:`6GE-N!M04*ITJI0I(_-CHN3K1GVX#AN@5Z@C2S7>18[K"N*
M3*8\LJ.Z$,R?+OI<8TE)06R%A51VYX)F/A\Q9NG8,%9<AYKNLIFVM&&&]169
M_IH=;MX]7]KWJ)>+M<D6*Q%*653GG7'"Z@!/EU..&CR$C[W$X@[7);:!^^`-
M.P*2YCY_N;N&FZ3A^\I9&;+9&=)7>0XHC6I-&M(4YXR!0GAJPRGRMHNG2-[I
M*JT$[KF%L[A1SQ59EP=N)<*GKG'#=`"DKT]F9(32E</[=AA%$JOGF-CQU@)N
M[;8`!+:"M22<ZFM*U.%GNWC5!9U[AV3'1I3=W`HG5J82H@@Y4)*2:Y8*@H2/
MK;WVQ3^BO1>/;)4N6TKJ;N-4AM6I+2GOW9B!LN$@'4R/$`,JG#B+0.U-I:[X
M(V*M:'5*.H@"J4HIGD&VT@'[:XF+4XA)/"S.#2V5CB`#0\,2AT(HTT09#G,(
MUBE#44[>_CW8(#7%'<-U#U,H6GF!1J:)(RIW^_LPA<:`B(K6V`K(G+_P?R89
MD)1KL*(3'<4A8[<CQKE[N["T)H_R)&9H<W8EW8WT/`)=644J*#,\,JU[,\/1
MB$P<-TT1RX""4D>!1H#VD5]U`<!%13,83I61F=*LLLR`?R5(P$$EG$K:65CO
M!RR]N5,^`^W'6X."4!#A0Z4?VR8NJ25$T(KGG2G&M<L/D5.%%E!37,1I4>[.
MG=QH._'6Z1VKAT(TC27/NG36M:$Y\?;[,+IFEQ;9Z'6PR_1T%(!4OXAD,@`2
M<O;@(+O*2>4MI"0$&N@_>":^&E,LDTP$%AMSB%LKARCJ2T-#=?B(KD*'MI@(
M),7JWKMCHD:/[.^JK=*9)'A4<OZ0.&[^\5PKJPZEQ"$G(',$9FJNS!5Q?92A
MK2$\`E)SXUIF,=&A.XNX%A?>+@:.G,'E4%2-(\6KW^+'4HFUW=*5*<\H*F/#
M29$D#Q)2`K2EVG`K!RIPIB&S"GB&CJ2D=0:CO:!VI<1=N;QN>T(=Z0^VZNVR
MX<:(J)-9M\B%:[FE:G#R`09RY`C)K6H13VX<VU<*H.+-X@5I37M0^UVV0SST
MO,"/';=Y;(*W'77W$@%Q]Y3G@!6",DY8E8]'E36;4CI32`C3G2O'(G@?=@Z0
M31;RN(<=;MC1`!DMN*<!.HA*'!II\.DZL1^8=U@_>]B<V^ASB*@!*WIPVXMI
MMQ:-8,A2$@YZ=/`CCQPZRW%P[4QO``X@:%L-":/F'"00-`X`]@!SKD,6Y_R?
M*H8=XH4\K35(X'+\Y_FPW1D%';[CA.;Y92L/S`BA;@7)2@I``6D5'&FJA/OP
MR3U)QR&]N#<-AVTPA`?W!N.R[>;)<2U1-[NL2UA:EJ(0@(\W74KPCB<L-;TT
MM)#^X4YLS2ZC.QP5NS>?3E[HW:MNVC=U_O4*!;]N[?M+<RU+^9V81(VWFK(\
MS)N,,.14B+RN8G2::\N&,QF'&;0*\FXV)N!O79D92[A"ZB[HC-$@IG0YLM#+
M:1]Q+0"5:?LQ$/RK?<''45SQ!(HE?8?4'$VS(3)A=1-VW1``(CWJ1*N4=5,Z
MI3(0H@'NP]X5OH-$R,MQUI>7#KKZ<]_+88WUMR_VJ[*2DG<VS'9D=OFJ`YCT
MMI:$M\U:ZJ6!EJ)P.%;]7F7.+<=?G2/ZO]*UW/I!N/=/IIWSNWJ#>EV^ZKMV
MWK+>9T#=%O*F7%R5S;:^\AF8RUP):'B[,(L[V&BJ55++?5SWM;]QWNW[X<D?
MO`U=)R+A#O+3\:Y>93(6'D2FG0'VGPK(A6?;B?@^6U!-I)G*=E:U,JBI!2>5
MJ4:>%.7N)S]V'@G(^$)NZ'?<7+,]?'$+"&(\9P!"?VC"7%9#,ZU#4?Y,#Q)7
M!#3"J!/W5]X@K8:14`'EHY21Q^ZG*N>#B3>%5PQ;3BLU$:=6M>KE\W10::ZJ
M=]:X.D5N%MKTK1X&YMM(WWU=Z5VJS.WJ-!F.?O`F:&X[JP')*DLH(.A)^'M[
M\1/P[44W4@T,U;?L6\_6'9W3_:5OC;1VW>;%U%BLNP(MOONVH:'8LA#J&DHY
MW++G*Y:3WFM.S'2&[5SQ4OW!YUL!TP^GQZ8;Y:+5NK>KD]Z^3VHLN5:@^Y&C
MHDR&D//@%*%T2AQ1`&F@Q7(\REBF(W:@$Z_L4];BTB8*Q@UQTE28=+.G'1GH
M[8H^W-CPT6FV-+!?#`YCLP`9!U[2TI1S^(C/$JV_E>,&4\OV(THLI1NNC;YR
MG.-ZV4"H(D3EG43^S52A-0`:YZ0:8Z;V708@::][[$Q(C8=QF#1H7%7_`&PV
MCPVZ?+0*T4&JA9SJ-157(Y<,(.N)SHCH>W[$*MVKXWN.U%/]CVI*6W7+5&2X
M2O[WC40:?9@@FG`^7Z?L1P8B/B=0]BR'<#V@AC:J&FR<^?#!65954F@(`T@=
MN.\>?_3]*[^#]_T*$'ZSN[),C:_1#;9@,V]'[R;EORM#7*4M7RYB`FK6FA2G
M1\5:URQ)6F](P.>-T[U-J93.;Q2&8@,K7RA0&ML)<-:Z:K*>%>"&Q7B..+#:
MP8C'T=B:R3$:M7M*Y*\">7QJ"*\.%.S#^1FZ$:)^_CHHBU54``&M3[L1LEP8
MM`JG+?B0F/)S*5<`DFM>T$#A3VX:.OC*=TMI3K^Q`0AQTKN4H6K)>9KE3V_[
MN%XAQ>I&$(&M?='*JNNJ@I3AQRXYX<&+@C?K5$DB&[IUH3$GN1W`4C(J%?$1
ME^3!1<$:DT?`'8UQ3J1G6[A%8*"$N99`ZM1X\<N.%8I.(\,I2J1?#NMWJH-,
MM\A(6K1J2E*E*[/"`HG\V'O`&U(421EI2:I*2DFJ145S.0[!@<+=&]70NC`U
M0*-S([H;5]I-13@.'?@HF.Q'>0[X@EY9WT-GRZG.8!]\Y?E%3@PG-1@DTK6O
M"V5H\9`KIX5X]U3P.'?$ZDEP1M0V,\ZP0L*)KG3A2N=*YUI@<3J0X(VI:PIC
M$Z.E&276T)04UJ2H)`/8FE:842)P-$"DQ'X[[;^:4J5J4`*BG"G$5P%Q'G*8
MND1QMXA;;:/P`16A":D"O]+";H]XUJN439S$&VR5I=)2R2`VL@^*O!-*\`?;
MCG"&U"B[!]+BAGQ2"#7L[#3!2W=-$ZB[BSAM)=925U"M95E\(":DC//'$HD'
M8F$7"Z7-Z4US(JYA9<:/!Z.$T+>NA*05"N0.>&<]IQY-\NI3J1R0`VFE.M;0
MQ$9#+;3+B6R>7YA*G@VC_4(0D.MI'(%>(-:]F%8X>'KJB:ZH4^ZM;96IQ2R@
M@Z!1+=55J4(%=%:=YPZ:Z@HB/9O(BNLY$5K54'2@K54TIE3N/"N.\3J1.#UI
MCI34JZ7-V:RVI;$<*==4*J#;:*!2B:=Y`PVFB-PYH)H`4X9N1P.9^V4_73:"
MINR17W$Z>;*==0".*`<C[*XE+*U$;@=XGR*)N])3WL4UD@4YB#]FD?RXL8;O
MLW?*H4NW?B6"2*'_`#A^<D8YP!M1>-U+"XWRTI56NK+A2E<$?;!S2*^A'CG(
M?6B)7H]'2K605'NX54<QGV4PPE@$8K6JD(IC)JHDAMN]-0^JVRY3T=F0Q;]Q
M6:ZNQWE'DR$VFZPYJF'=-"&I"8^E1XA)Q&78XD+H-&^"*[*I^UO!I.,2W'S*
MQ3MCZI%UL:)=D<VOM&Z[7EHN+;FUKWJN=F0B:\7&O+,R8RW6?)I51'C-?9BM
M,Y>:S3,3_='O2_\`R!_^D/\`%]B4K_KJ],VX$<YOIPQM"^\16.U,VX">_6W&
M!%3PIA4Y(P,-)#6A_9^U=',#Z_+%*_>^Q$=Q]76QK&WY]_85JNMHH%JN5DAQ
MYK2$\:E`"=.1X=F*Z>6Y2?G._P`(]ZD?^01_Z0_Q'W(D3Z]N@2*.R]MJMQH%
M);7;XR&W*@$%<9"EE51V8'_&Y?\`6=_A'O0_Y!'_`*3?\1]R'VKZCG1;;%P;
MO%CGS[#.:2X8LNW->4?C\[-UI`0$I$90-`VI)H,JG`_198\=XFG4/>E&YCQ'
M5#1CUK7OJYUI^G)ZB8FXAU8V@&=Z;CF.S7>I%F#5NO[,QU"6U27V$1PQ.>\(
M))6V#3A@.X\#=W<WJ=:?QN$C02H,?4[TRZ1=/=Z(9Z*]2)N_-DW*.U(BR+W#
M9A7NW+#+:7XLQ$61);>`D!>A7A.C3EVX49&Z4!QP)]"(9@'%E,1Z4PVW8S2I
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M^!5WYQMBH%0RS-A,H95QTI11>E*3E2N6%X<EJ[X@:].M1CLQ`<0#A7IJ3<[L
MZH;3LC*_E]QVS(E(-%ZIT8U4D=H"2#]@Q-P9)\(H,!TVKGZEU]/,M:-S>JB[
MVH/IA':A#:B$#S+.JFD'Q$,J!SQ8HLAA,321C3K]Z9OS4AY%>GF3;H]=6\()
M+"K/MV6$$T=04N)5J.JFH-@$IK3AA3]`@V>OWI/]5.WIYECE^OS>WPQ[+9HQ
MTC]F1IKVG2&QF<#]`@/0^]1%WFDW'):?AZ=23DGUX]4G04M.VR.#F$I0FF?L
M*22:8'Z!!TK[TU_5)]9]2C0]>_67<_69.PI^YY4=^384W&+$$=(2@,35@JU)
M%/$EVIKVC+%;S>S;9W38FZ*5\ZLV1W#IXRY^))]6*C_BQG7-:FVUJ#:D5T)U
M<6TCM*:9H_/A:UPZ=B>R.!\WM*!SVG$J25MK14JIK``/"M#4UIAU-H2]O0`X
MHK>2KPY$Y]F?Z,0-TG<9&*#J"TY@%/96E/T^[$0]Q:?*EFD+-%</-\2LM*N)
MP[@G-4?&J'.*24$!0/#($=_OQ)F;B-W4G+W?*@ONRPFD$IMOW=<)YMA04OF+
M"4KU:0W4_$00:@>\8<6OSVU2,P&X2,!1._;GDR456M*@:5;/WQP*`:_>&)E,
M$'NME971U$<)&H$95[?UA08*_NGL02`N\%QEXK0BHK7))`X_:,,EP(KBRC&D
M5+A/&O$?DK@#2NTU@8)S++<FG4:5)J"*UU@G[$T.'Z"5GE!0%+J34`@`<*]G
M'L&`@@33CC,HEO4T$+*5GB%E)()_HZJ5[<.$S.DI<P[@W*:#3M'E%(\-0"@T
M/:1G3[,!<0MEM32PV/`A/'M!"CJI7[<!!<NMNAW".4*9!4V*A0\6=*@D#CG@
M()JI\9V#);2LD,K7RPYI(2@`TH14UH#A*33Y$ZC[@75^48B)#QJX&VEH;H::
MTN)R<!(.D5RI[,$1T5[;6B-;PI:`5EYUQ9!`"RM1('::@98""4T.>EY;V81F
MB@*@K];AE@((T6^&XK]377R^X::$FO;49X"";/=MQ*"J*E>I4EHMH(41RR$Z
M]5,ZA5*8X49HQJ=`IZUTLK*XVU6$$Z9=VN*(RD*3X_)DN*<XYD**$X-'6HKI
M0G+=\[NA/Q84H8:0TVG0PTTPVPT/]60!S#7*NKW8F;<8A1-RG(C)U%*JTHE?
M^C7$U'[%!R:$'=(<4H5II-<^VBN'9A1(+N^U5#8U=H[/9[\`Z#V([.\BB8T4
MI60JI"%J`I2I3JH./;B.N='3K4C;=/2F9M<5R5OI2VGQKL[:G5ITD\TN9A.H
M$:"D]]<0DW>':I>3Y#NQ.<XJ]+=+B7@FO94U[J5"AE@J@U@#5ZX*D*>;RK&D
M...133O;Y@53+OQUHJX#K7'=T]B-+0]O*R.\RW7QYEDG4;<7'EVU5<]*XRWC
M5/VXL/A+<XT]:BMZ?84L%Q]K[M*6-QL(V[=E@$7JU2'$-!T_&ZN&XI5:KS("
M@,#PEOL]:&]/U^A(K=/07<D!A5WC7J3N';CZBN/=;<><\6E^)LRHB'%+8<*#
M50)R.#R99`=`H2.OWJ5@O]TTUTZ:DU+W2]B5)2P_>);.E)4HJ6H+!'W"V5I(
M5]N(6?*[:M#CY_>IR#,<*5U=-2`_W3VY8SFS#^.%E3FE+I0@:"CQE1&HIJ#W
M'%9?9@3.:P8;R<&^)QKJITP61'2VVM2F)$Z9+7&0X:JYR6UENOA;!2*#0,J]
MN)6WM-UM3I1?&8;HI2F/2B<6-T*V+N]!=LVYEV^YH1H^6W-Q')644/.3,6M"
M"72JFC3EIXYX=OR^&0[SQCY4RDS.:"0LC[OD]R3_`/<!</F/RGY<GG<JGG:_
MV#E:Z>;YO[#XLJ\:8+^EVVSU^])_K-U6M?0/<MLG^K?5J6*2+_N=5>.F[2?S
M5<Q*^`AV!1GBY=J)W]^=0I.3T^[*[R;M-U'VJHNFH]N!X"'8$!=S;45O;EWL
M]75/NV?8;A(5]E2Y4^_#5E@UCJFFE=\2=.M%[MTW,ZD!R3)4NGB+DI\DGM*O
M$:X?QLBCI@AXEU5TYFX'6@A<HZ<_"JJZ5)^\M53]N%',>35I`:F[GN+B0L`C
MWA(H):$^PZ@<^\)RP3AR_>"+ON05^/>RNHF-TH/^4..B.3:$:K#WA4KH(-P4
MD+D31JU:`$*6GPT!!()X5)QWAR?>"'X6P^A:]]=FG84S;T=V3YE#D)V;0$G2
M1*6UH.H_%X:XI^?0O-ZTD@G="LN34,)W!3$A,ZCD^6:*D+*UJ=6=#BF\B4Z0
MK3\1&"6T!-,1THI`DL<@:V$*-0"/ZZU.?D"N&',T!;052K9Z"CAYEA<AA=*4
MR-3E3]&(R6PDDT.:/.C"X`U%%DMD(2`!GK`[<\E=A.(BZRN6.CBYIQ.U.K9X
MD)1<I*FU5K0^[^?+$>Z%\6)Q[$]`&BJ^I=(-22?9EA>&?XP"#H19&U;2JS)=
M"B!0Y_S8><8;"D>$=JS(7H4%"H*<Q]F%H;AK)`X@X+CX3NT-*)96*]*2XVC4
ML%*D9E0IDH'WXF([EL@J`4P=;N!TBB>*!*,^.`7$#2DDZNW2*E(IVD8=;N\T
MT.*(87`5J*!8'XL9\$*:':!P[J=V&W!.T)"B;*\6A#+A6VV2.Y(`)J/9CG`-
M:U1@XC`:$70IJH"B7%J52N2<J#WJPY0.)P3KV&X)E<LJ44@I2?$12A`[!VBN
M`N)4.0^:E2FAVDD@5"S^L#[3GA7B!(&(DUJ$6(2["<4ZDD*))(%>.!Q`N<([
M0EM;):)\9`UA,A*5:]1S4:JTTIG\%,%$H+MVAJDS@:%&D:J:MNBI5[.PUI^;
M#MD)?H*XBJZV-%Q:E,DH;3R];*U`T2YG442*D\.&`ZS>36H71<M8>&0:IEKL
MF1;VGF)U4J:"64$UH\A2U!+B/Z.H]O=AK)&8].*=L/$-`NH(CQTL`U+"$A2D
MY)7S1S`1[@:9XCI;T1/W-QQPTBB;7%T+>41.:XU&D:$2+N:F)#8&L`JSH0!V
M`9>S'&WP=H8[T)U;TN!4'=[4N/-\ZW`A125)*JJ.8TBIK3/Q5PH;H"E6NQ3M
MUI3]MJ:28\JYW0D**0T>6WKS!74)KD.%,&;,'FM#1<+!&PM)!)3I-6]U4NPL
MD)<1$AJ6X4`A#CA6W0I'&H%>.'4'XCL,**,N[AELT%WQ5.I.[;T*YS:0A24N
M::5X)H,@<\3$%01A4J(EO&2:&D)>I5H#C=:%IO65<`?#P'<<2T#]]V[2F"CI
M7#<+D31'5.K#HU:5+4D@FM*5'NI^C#O=ZTVX@V(]<\7*`XE0_1@DE&,+M."5
M@/$D#!A5$=Z=$2.\LD:N0\4]E%!*B*^XXA[B=I&@]*J7BB,>DIK]EQ);_P"\
M5[8B/+>DOM1FE@`U.K2HI/<*XA9)0Z0-`-24[DF'"+::DMUVR[M_M$OH]X)_
M1A?<*A^(WK6/R5R_6=_(K^;`#2#5=$@J,#I0CE3^Z3_E]N%O%2##%.M^W^X?
M0@[MLE,U=D&1555(*FW%`!1U`9`GMP/$O7=^W^Z?0C:S[BW!MUY+]ENLV,%@
M)DV]WFNVJ2*44IYARI0XNG8,3$]P880YQJ2%5HHI9IW[AI\1]:5:Y>T-WM.1
M]SN-[:O<A6J)=82%F(X^K)(=0T.:WJ([<1C"Z\=1C@#U_8I%Y?9LJ^KCU)+7
MS8E^L+2)3SWS*$YFQ/ANH>#[7!+BFD%3C0`R\5.&&,MOPIW-<02#J4A#<<2)
MKZ$5"1$V`IRB5//ZQ0TY@Y=%#N&853B,.(Y8V:02E>+VK"F&0E"%)"VT>)*>
M:MLASM6%(.KL&.2W#GO+F8-1'%CC4@I1_O!NKY;\K^>2OE_.KY75GHY6C1SJ
M\WET[.%<\)\63:N?!L3LHL?4!2"[\MF)9`J7BTLMBG?0%7YL2/B2F"^_NYO<
MDDP98J-0)0L!0.8*?#7,8[X@H+@VSOL@'Y=,SS^`X<@U%5U&L?ISU`EH0ZFV
M20'$A8*@16OY.-,!!9%]+>HH4JL%Y`RTE2E`*-/A0:&JL(.N"UQ;L7%CD]+-
M^Q@ER1%<Y994\Z\E94U'2BOA>)`4%FF0`."^*/3^U!9H_2S=\AAI].A276PZ
M@AQP$H-:5!;R.6!XIW3^U!=$]+-SN*6724%"'/"5KJ=%*J'@H1X^_`\4>G]J
M"TWZ^6R59-[1K%/>#\BWVQLNZ5*4E(E.JD-I25!)J$*%:@9]^*YFK^)=M=^Z
MK-E!I9DCO;R9QNJJ('#/34\.PUXX5M=(3\K(&U'6*CP9GCV]V7LPXN-(00EA
MKB59A0H*=XSSJ!EEAL@@+C33T@,Z34'7G0"B2!2M>]6$)V<0`)W:/W"7%8;E
M;2I`#20%"ASX$#C6@.(BZMCJ">^(:DR['<9)"P,LC2N7Y0,1(B,<E=24;(U^
MA8TG2H$]E?T84".%G#J>Y6>7`?SX#GA@WD'8MH%QIY3*]:21G7+CQKAU;75-
M>'3K23F;PZTX>W=PEK2VX7/$I*2?#2BE)!XJXXG8K@.I0Z2FD@W00=B=-AYJ
M00$*%,LR1_(3ARF"&R;7'?\`B"3[N(_-6F>`@D1>-HIH2RI%23E560/N13`7
M02#4)/1Q/MBB5^%*?"#57PC(9%(XC`7$XMCW-J0VPZKQ*0@!1TZ11(X^*M#@
M()6.-(>;"PI"M8"JI)H:_9^?`01?5V"Z'&B:BA6!6G`'P]^6$V_-31_?/:EA
M;KDB6&W5!25'PFH2/@)37)1XTQ,V^A%1TXKF)+2:5IK"NS/L)&>'!T>1-'_.
M3?[RL/SVW/I2&TW&.AOE$%00IAM17\025:RLGL[L1=SH*E;?2$V+K;K+:@L)
M4M7+0&RXVA6IM`04J4\MIL$GAXL-(X(I8]]^D=B--:"=X=U=-215R<*9+"-*
M^<5*2XPEM:G&B"G34)24N!8)H6RL99TPTG=;PFE0/,G4&67.[NQM-=5*^P)P
M[19MS;AM[L3;.VMR;BGQVBMZ'9;!=ITAAM8*4NO-LQ"6VRI!HHG.F5<,'9A;
M:R,.L>].&Y-FCM+7^9WN07:W3O>;[KY5L?>-PEQ7"N5`M^T]P2)L7Q::R6S;
MTH;\>7Q<3B-DSVT@K5P\X]ZE&\M9C<D%C'[M-CO\J<=G:/4^VL.W2;TJZCQ;
M<P:"7*VA=XK2&J%6E3LF.TW6B*T!)RQRVYJM6O(+FGL(_P`R='D6_E;\<;R/
MX7?Y%AM?46QKE\BYKDV5<5:$NIND1UE7'25`,I?*$H/Q:M-,6BPYAM)Z4<*^
M3_,JGFG*]U:5^!P<.H_Y0G:FSXS,9V5YAEQN9I8A&,ZU+$I?(,@Z%QEO-MTC
M@KHXI!H,L\L6VWO89.X1O4ZO>J8ZUF9*6R`[OE7+,A2K:ETH"N8YDH#)NN=7
M.%.[*N>'7B6[>GG7?#=73S(]6C1R5***`@G375\/`5`%<)R3AS"U+00!LH/3
MU)KM\W5*(KSJ->A*'$E-`%'PGAXZ9^_$3/H/8I'3AUIW.GEF%MV18&G4,F3.
M<>F2E`*)Y#H*FZE2$DN`'A2E>W$-(=V4'8N$;V")-^[\MW3]^''E1I$TSDZF
MU-MLK"1Q\9<=;H:'LKCINZ=/M1&69>30:!7I@E-M^?;]R6F->8+2VHLJA;1)
M2A#X!R\:6U.H'V*.#"ZJ>GO1#:[IT'!&)8C@D:$9?Y=^'*;K.S.+)HI#;R4T
M2$NLH4`!D`#7@,=00ER3;UQI+BK9%#H;>?KH2$Z6P2<@,CE[L+YE<C@@#4`.
MF*0RZV_%=V^WL3'[4ZJ[=W1N%>U!MEEAI]US5,4AI3TE;:BDK6>8>3J(^[7#
M'*[L<6FSIM4AF=BYMOQ*#=.'3!/S'3$80XS%AK@,J!;7R'?-I>2GPYHD%`;K
M3LP]N';\SG#02F%NW<A:W8$6_)MM("E.VD%:E*4HJ4-1)S*CXB!7"*61>];=
MM*75NTITZ0,S3/.O;@(+!\KV]JK\I12GZW;7NX<,!!$G6[U+;XL.^3#VNR[M
M^S,LL/+@S[>E#BD/@::M+U$G/,##:>XD@(#M"4M;#Q,;GEU':@*::5QZEO7T
MZOTK=FTK#>KA`#4N2Q'=<6['2TVZ`RVMQQ)[`LDD8=VS)[L_@T\IHHVY!M/G
M>C%+ASD+<6M(4$J4I20EE)`!-13V4Q8FVTH:`=VM-J9^/M^OS+/I=#:>2T3X
M<B5:*Y99453'?#R=7G7/U"W_`'O,OJUK<CM-2-"'HTA#R@AVI+#IT(KX1X]8
MX=V>(N[R^]B)F.[PSB/BQ1H;V">3AQ[V]76%%;U%ZS;_`+9UON=G9OC[5IB7
MN)"794JU1'HSO+:(*B`"I>JI%,L0X?<.FX;2**P"RC%@;A]>*:TQPP^Q2`;=
M<>J]%G`)DLA+ZD+=Y:4,/-MN-(:J/&A()IEA[X:[`J=VG:H42M)H*H[>&A;!
MBA*B^I;*T`AP?VEQAEM1/8-:Q7+(9X0?QF8FGG3AL;WG!1#^J%]#G77>3"75
M.*AR(MO=J*)1(A1T-/H;-2%-AP9*RJ,1D[))9]_50*U9?&YEB`:5#C7RID66
MU!0)IX:US_6)I^C#N`\.F\G"$)!2IRO^L`"?L/;W<<'N)F$C2@AC#"U)%-.1
M*C4TRH?9F<-N,SK7*H)`9+]P=6`-+:%)54T-=2!E^3'6S1U-:H^\6LH-)2A7
M%2M8*LTZ2D"F>H_"/=7",KF/[H1-^1)RYVP)*B4Y',4[ZY94RQ$SP.IO`!.;
M:?AOK+7=IVI%262TXK*B0?T_SXCWG<Q.A2C)&28M0<$5KAN]X>W<;I*/NDA=
MJBH[NW'(F2L..A$H?*L[4A;:DE"B`%`BGL-<2D-QN/%:T!1'Q!P-=*<6Q7Q2
M`>>M?V`GNXBH`RQ/,N8Y.[7S*,,#P<*43H6FZ,R:ZG1_G9>[B<.&@N%0N&%X
M%<$=I#4BH4%'CG3L_EQQ,_$1]?F17<K.W(112$)!%`4*S(RH3D,\!#Q$>NOF
M22F6"1%*'8X.D#+Q&I3^3NPCQXZTQKV(>(CZ_,E'9YZTB/'D<T*0D()4@E-0
M?UJXYXB/K\R'B(^OS)6N,H>J$4)(&?`'+O[Q3!V$%^^.Z4BYP<ZHT(*VU+BO
MT&@-@`@!7:14Y4`[<245S$S37S(52LMDE+M4+5^*`<CPIV4)SKAY%(V<[K-)
MVKK[&<M\4-WA'KQ\RZ34J;4'DE(\2D25.'2S'C)2%>8D+I1MDDD`YU(IAK?V
MTD,?$D+=WM1;>\AXFX`_>[$INBGI>Z@>J#>"+7T[@K8LJ9C,>[[RN$)U[;UM
M9<6GFM1Q0B7<E-DK:2*52..*3>9_:6GX1+][J'VJ]9%R[F.<4EM&LX=:?$=W
MV*R/T=^C+Z4.D%GM-]ZDVZX=;MS\FVR5.;B=FM[?C27T+4XPQMAJ2($AI:R-
M?F4N:=(TTJ:TK,\_;)7AEW56OO6XY!]/;EK&R7C(2!L<#[%*!8.G%@V5:8-E
MV3M.P;3M<&.DP;5:K%9(-MM[#R0A1BQH\%*>:\E`2NM30#%9?G,S0:N/I5ND
MY8RN(M86"M/NCW),77IIM9#JGV[#!COS7"7Y34>+&7)E$%2E.>780K32IS)%
M?;BK9GF=\\$1GTD*?R[),BC'XC/^@([MO3JPFUS+;=+3!ND*=%<CN09+3<EI
M*7"D\U(=0I*7$!)`/&AQ`6]WG'%)WA2GWCUJS293RZZ+=@:=_75@"B/]8/TK
M^F/6B'>[_P!.[6_M#=,&&]R50D(3%ER#K(CNQTI`<;E.Z4$\17%QR7F6:&4,
MF<ZM=5?>LHYOY0AFC=)`QFCJ]RKS=1NA/4'TX6O;%VDW7][[7N-5TB[UMENM
MCD=G9&YK#.%J\E+"E.ZFY#&L-N@-A90NHR!.R\O\P1F8.>YYB(V5.I>9^8LB
M?:@ES6B0'3J72#<4R[;#GVUU;ENN,93[2FDA3*5,NH;=;<.K\)U+BOAH<:79
M\2_:'P4W3M-%27P.C[P`0ER>X%ELJ/\`9T!UW]4H`S"3VJSX85D9)`ZDU/(:
MI$/9O;H&*;+="')2X4)(UN7"?'BLHJ?$J2ZEI`5VI25+S/8,1ES?P-.Z=[>[
M$H`3@%M8AHPK?%0VVM+$>V18S382=:9*$(2\2@?"W4&AKF,-7P231NFCIN!I
M.G'S(--'`K4[U'.J5<]OT/!D]O'(?S8@7W%`#\6G8I2U<Q[G`#]GVIX>E/-&
MP[&:BCA`3F.-2,^X'"K)ZD=[5J3621@+FZZE+@M2:G-/$_?'?_5Q8!(*:#YE
M"'2LXAO$`DHJ17XQ_-@;XV%"H0&Y*<1"F(;2=:84Q/:`5!M5:'NKAOF._P`/
M`8*3RRW.^34:=JTDZ2EU742)I_::Y)-3IS#R^VA.(_*A()#4*6S>'>M0UM,'
M>Q;P(D.@J0X\ZA86O4$IJ@>-1&E5144.)N1P#R#6JJH:6#=V+NZIPMDAU*\L
ME*4`>_,>S!.(WK\R[5%2RXFI*Q3V*K@IE:#0U\R%4'\SG34KC3LQSC,Z_,@F
MG]9<A;W6606DI6U\NM?A:;TH^YW#MPUS(T<!J4UD[`Z%SSI!]BD<Z97YMG96
MTXKTM)2+7&U-!M22A/E6SI/AS4D98G<C[WD5:SRNI+?]Y(Z<D*;*!D@D@$I'
MPDCL)&)UTS`XCK4`('$563]YTI2#S&@FF7C'`>S!>.U=X#E@>W/#&I;?*?D/
M,LY:PDZF'EJ6!7(:44.?'".8W%+8=B7RVWK=5UU4-O4VX.7+KO>+BE`:4[N:
M"6FM0S#3[5"3V`H37/%+CG/B:[2%H):!EQC(T`^E2>3-U)#[5ZFMLQHY;A17
M'>:BG)2PTAI12#J)4:Y=E,\3\D]6@'0JG'!31I1M-WI;+4A<X26`TPSSA186
MG\)V-(20H5%=+9-..6(BZN6UH%-VUL=VI4-O47<!W;U%W9N,.%Y-UW#<Y*'"
M%)U-+DJY5`L`TT##:!YDJ[K*GV,$5N&C"H!\Z)-:6:%Q02'!X:]NDFONXX<I
M(`G0N<YDJ31ULYY^(99CCGAO,1@NEKJ:"C!MX!*2A053X]!"B$E/$T-<((B$
M6EE2"\XK+F*H*]Q(.9P%VJ4;+"E*36A2>X@GV9<<!<76?;W%*%67-&D^/EJT
MUTY:B!0>S'',WQ1`^U(6Y6U(4H%M0%,SH.GLIG3#&YMM."D[;4D8^R6G%"AI
MQX8B#"62`C0I']DK!A5$7T<17O&!4-Q.A<.A&#<KEY()H2!6F?=AY;W5#U)M
MPW:4IH,UQ`HV\JG^</\`<Q-Q3_#4)(BH3A1MT/MA(4I&20/C&=!VX3,XVJ.-
MN=B442_1Y5`J2BM!4'L-`:=W$X'&ZUSPQV(\;FLRJ-)4RKET0*K2GX<J^(^S
M$DV*W+032I"[X="3$8>Y:4\H*2-*BE:#GVYCC@W!M^I#PY1FU&+:M*2%)%`"
M3F<B3EQ&9PW<&M=1O=31XW7D(8J/]]0X^U-<O9Q[,%1$7.#E.B0PHJ4G2%H2
M"2D`TUD9>'O.';)A;Q\0H1W$LLWA!W1[5N=Z3_2SNWU7;T18(S3]KV-;/*/[
MSO\`R26'X33H<5;65D@R%.)4*Z*T"L\57.>9F%ICKCY?<M1Y7Y(=?.$LC10]
MG^8*V_T.]/'3'HEMJ-9MF;19L$:';(<HJ9C-JB2;FR$08LN4AM)4\X\CQ5ST
M\#C,;^^$\V_I6WY-RV,K<V%@PTZO>4ZNYKE;]L0)B+Q(0]+;FVY+3R05F?-F
MI<7Y>-#2%/(;A:4A2M.GQC/%>N;G75:G;P<"W'8E2W<)$BUHES(7+<#;#10R
M`\L(<KRBM#84H)RS)R';B,XG$:=JA;EV],"F\W?.:1#8=&E+<.Y-HD.)(*4J
M?;4VVE"QDXHK4*Z:T[<1MY[$[MM"XQ*6J(^M#X:6F.Z&U*\(6XTIL*0*Y$T7
M7W"O9AE#WCV>]2A>6D#42FSNV^46IE]IF2J5)C_VAY$!IR67^4%JT-+9"DOT
M50+TUY9(*J`8%G^:':EKJTCN;8B30>FU07^L2P[/L_4[<EHCW:UM0M[66%U"
MOMK>>9G1$W:ZMJM]SMR$LZVVGXZU,.!.1YR'5??&-FY>%=WL7GCZF93;P969
MH:<3BM]?:H`ML79_;&]MS;*G*4FW6R]WV$PT74I9@K;G.I!;36CZ5+:H-%>-
M>&-8R?,1`T15T=-B\^WEM7X]H3KLN)<2M*C5YT*`%"4EH@T.OX34=E<69Q%P
MPO.E0;X=UU1H"2=K0Z[OW:*)"$%B*\9SZ5K3HUQ7@\T#4TXM_9BFYJ_A257,
M*=:V2F[A>0^XMM@/-N$I(;',2A*_"5>&HH`:X4LLQ8Z(Q;13I@BZ5JKUY"[O
M<+0NVQY,M$5HH>4VPZ0E5*4'A\0]HP66.&@[4^L2.(X5TM]J>WI<VZSL>Q,/
MQWF'8Z@74/-K;*14\-8&KAV859'#AY$TD/XCCUE.$4$DF@S)[<2G%A483BL+
MA>:%5(HGL.JN79P]F.\6%!)VY3Y(B3=,=QP!B6T-#:EJ*EI4$T2D:LR<*Y@^
MWX0T:/8I'*[A@>6G35:J=,-L;BMV^&;G-M$YF(VM_6^6%*35;BE)TZ:E8(/$
M988Y68>+4T4GFMU$+?=!^*JVT??JM;:T+0`HD**%!5%>,532H-%8?320B5PZ
MU6FNW@"N)CM+9\#CAK6AT*'L(S%<)<6#:NU1=)9?80=`*D5XDT-?ZIH:868R
M"1H<4$2:)W.U<E>GE^SCJ]]:4RP;@VW4AZDG^J'1/JWOW>#]\3MQQEI42`TA
M]:WR"MHHY@`)UC13/+$#>SPRN&XX$4ZU+6$@@A(DP<7:/)3K6TFT-G[I@VBT
M0I#TM#T.-R7D<B00E:6PWD>6:I*AEB5RG,+.W/XSPW#8?<H7-H)KCY`+DK$;
M%OZ@FL^4%J2"4\E^H)%2,D]AP=^:VQ>2'BE=A]R299/#0"W&G36NLS:MWAI2
MT_)>U)%:ZE%5*?$M"2I2"!V&AP7]4M_OCS'W(W@W_=Z>=(F7;)J%%QB\+8>2
M\0"HN$!&@)40-/`$?FPE>YG:S0AD<E7=A]R-9PB&<NDP%5K/(Z"W2;O']Y;C
M?&7V95U1)1';;=\VI#*@"LKY>D`E-1G7$#`R8R;Y'PZE9I;NU,.XQPK3'2GN
MW/;FY%JF0X35V>=92HM)<<3RW7&$IY8'X@H"1VT&)*2X`^!Q^/8HJ,Q5P*^Q
MY<:5TSNUQW)8I#2K/:9#$HMA6AF0&U<M3SJ2I*G%!0^$G+$;<<32&J9M^&=+
ME%_&/.DN*;^%4AYU".UMLN*4-1-*Y9X7RTDPFOWBI"Y``%-@2A4U&>B+4ZDJ
M+8*0H?<RJ:99YC$C2J:!Q;H2;1$:YBBD.*1D1F!3C[L-)F8A.73DM`T%"GF&
M@V-*WFR#F4JXY<#WYX1(PPP24<GQ?$-ZJ-+;&F,`.19DAEQ::^,(=06_#6@4
M:5U4^S!FQO.C%!TK':&T"5+)W`0GESHLA50>5.9"&".).I@*<Y@[,J=^#&.4
M#`5**P1N=\50U9Y-RND?29EK2M**ZGH,A6GQ"@TMN*!-3[,*Q#<=O2"@HBEH
MU$(@>OMM>66I#,J.5U!==\2$`?K:=1()%,AVX+,Z)V`-2I&WP%=5$G)AMCJJ
MI?2H$\>6Y3\I2#B(FCQ):,$_;(P`BJ3LH-!=&35/;0$?I`PQ>=T5.A<+@1@@
MP2<LN-.&9SX4`S.&[Y6%I#34HE0LO+4D%1&D(4$J2HA*@?ZBB%_FPG&V9AT8
M>1<H:(U;1+=($-M;@*:A2:<L#^DLD(2J@X$UQ+,FH*52+8B>\%B=8NS6;B'D
M@^U)'V:2<<K*NTAZ50</RF3J3)<0KMS6,^XU%,<K(C;C#JP0Q%TN3("TRW,P
M%?&2:GV`C!#=WK<-TT\B-P-@P1M`WE<H3@4IU;@304*CG0^TX1.9W`--?D]R
M'!ZDX]FZA\Q38?<""1F"%'/4>)IG48GK6^@DA:7.`DIB,=/F4-<V-UQ7/:P[
MA.&(]Z<:%?FKD$N-.I*5U2*5&:3I5D>VHP_80_N8IL+6<F@::^1*JQ6*][IO
MUKVUMN!(F7:[MSD*#*`HF"U'4_,D>(I2A,*.VI9J17@*D@%EF]Y!#9\`N`N`
M.[K\^A6?EK(I[B];*^,XD:_M5KCT(;%@]).F.S=A0&D1YJHT7]Z'0TAN5.5*
M99E?,O,*`0\TIEU"/"I1!0014'&`YU+?>()#2&5ZEZVY:RCP]HT-9C3IK4FF
M].IMIVA:YK4#_I%B-;V!(;6VX%L(:<"R^I:T)0&$`9KKIKE6N&,,CS'4Z5;(
M[)_%$DC:-&O^PK7'IP+_`-1K]<=\[G1+?M+UPEN[4;*'/*I;;T)YA^Z4K4$:
M"<J`TPTN&7+C\#2?,GUU/:QQ%H<-[RI];[NIG;S'/EIF.R?*/)`B.-H;"5I`
MDEX+6D%,=L)(IPKAO&'6X<)_A)T=?F53^9)O,Q:F.N.[?WHAVMF,';=87KO"
MAPT.M/+>N,E,E+KUPYC;:J,);2I-54%3AM<N:_N&IHI"!P8/BP1WO/<+S]R=
MV3M.4Q*E1'5"XW)@EUFT*DH0H+D+0"%:VM2?"54)SIAM$UP))PP4AXNU:1Q'
M@8X8%:G]8]Z1K,J%L6Q-6Y5P-%,S5M^?5`>\7GY+[:)#!5YH&B**)23\.'%A
M974ER"QA(KM'O3'.;XQ6A=":BFG^T*NAZ\NM%SLO4F;T_M5RGL0I=AM"+Q`Y
M\0HCW&!>HUR7,6&D/.H9?#!TH#U17,=F-FY>MIH?BF:0-U>:>:\[?>N=:2.P
MWJZM78%%MO&_FZ;VOEW9FAUN1?;C-C2V@M`6R_/?>0X0I"5GF-+KF*YXL#7S
M-FK^Q7J6>3,#AAB5L!M/<;5RBLJYJ"&&4!;IXJ4`$D'5XC4^S&BY3F%D^(6[
MI`;@C`8^ZBA+NV>V)TA'PT0=3KXNUWF)UCR:U0H[HJ:*4W5X!0S&A!)KPQ5>
M8P:G<TXJ%1S;]V7^"*1G4NMTH0X4FH&2@223F,5:%UTQA<`:#L7"0T$G0$:H
MWW=E`@VZUG(_M&DJSR'`UP/U.?I3W)'Q-O\`>"#JZ@WOR\1+LAIH-D:X[:-(
M2.)X)`P!F5P30#$]GN7/$0'`.Q\JQJWW=QQE`=M/$<CPX5PI)/FD>+V$#^ZD
M=QVQ?6^HE\60A:RI-:)(S)`R2:`$Y@8CY,[FB-)'4/D]R&X_8A:-^7<%:(SJ
M`I9)=*TG)1XY*%<CAW>9I<S0M+,:@;/<D[.*:&0N>TC':%T=W]N+3R>=1"/"
M"PVD"G&H-!EGAE9YM/:OK-\/F]R<WXEF91C:E%CF][Z%FJU+.7C734:@'/\`
MRX85ESZ1\A<UWPD]-2:1,>R,-<*.`T(.O>NXB:HE!I/8@CAWFHKQP3]<F^]Z
MO<CT6%>\MQ%:5*?YH%*C@".[/$I;<PQMA`E?\?3J1VQO(J!@C[^\&=Y;E<M'
MF-/Q^&NGA2G'XNW"W_(K?[X\Q]R[PI-A4U0]+T>6!KZB[CC"O%3Y21V#B<\>
M0/\`WLGUO'_2K#X<[%R+Z2[;+66V>I.Y0H**2M,GB02"KXN%<#_WLF^^/^E#
MP_4B"Z^D2D\0H'4S=C4P`K*%R3XT_P#*)&KX%<0>[`_]ZY_OC_I0\/U)&73T
M9[W<G%5IZGW(-+21,=EGF*4L_%XRHU.#L^ML@!WW`GM:@;8[$GCZ&=[SE+C,
M=2=2HNI22XH!Y\'\0G25BOB41[L/H/K*X@/+Q0];?<FKK)Y<:#!-[?\`TF=5
M[29*[1?6;V_%T(Y29"TR4'2-6IL5"4]W>,3=M]9'$=X4[6^Y%\"])5STK==@
MD2'#XGV@X4&2L>)8-1F:8D(_JP)';[GC'K;[DB;9S9-U,AUIZ+]7NF_3+<M^
MW6F1%V_)<C6XA-S+3+LM\K4RDQ]9#KCJ$FG>$D=F+[D'.QS=PC8X&O8?4I:U
MMS4'551YV5)4AQ;@"4M-$).C30*&OQ'(J)KQQL>3E[K4E_WD[NP0\"G6AL59
M7#F9U`5E[<E9XE@FKA0T0)CBKW#^7#>;4NNT+M(_9D=Y&$#H7&=X)3PT*2W'
M)!`\OQ_SDX7ATGL10E)'^Y[Q^@8<+J,'05E)2$J`"JE0JG@>/MPE-W4$F+K;
MVE-NN:&5K`%$(`U'Q)KI'V_DPU7`2-"2;T1'+6D1U)53+(`U_)@I8'#=2T3G
M%X!."3TF(M.HAM0T@]G8!4UPPN;;#!2#'T-#H1;0C+A4@9FE"2,R>RF(9T);
M+7K3@8E'ECNQLUTCW%#%OE+BD%35QC";%D4/C"FU9'6G*O9AUKJCA';EV=G7
M.=*MT*+#:F7071-G@FMN8:*E*\GK5FE(X4QT(:0C2'>XC[Q9FQD,.*4:(<\.
M?&@K04&'M4Q+37J1Q,VY;[BRIR,60`4A:D.((0I?`&BC0DG':5P7`2#4)!W7
M;4NVETT6M+:U`!*:T`40*D$@Y85?;'=JG(D%=*2JDFM*$&O"F=?=B'GA-:ZT
MJ'#3J0IAE]6;-2I`JH)!*D@GB1VUPA%)PC4X42S&F<;C=*4]CO<ZWR&VU+6-
M*JA*R4USJ<E=^).'-FQ"M111E_97$8JP%6,/HH>FNV^H&^]3.JFX(\:7$V3\
MAVU!8+Y1*BQILL7.^RO+Y+TS8\$1&U@&JGJ8K&=YL)+IQV@+4OI]8RRV44T@
M^/>/K5@;JITSMOI\B6FYV:XI.U)EP?C1+--;UW6UVMP:F%R)[A!:09!4A#==
M8IPSQ0[^42D[%Z=RJ+@VS:Z:+7^T[%WSUNNL2!)E7G8>VK%?6MR+<D.K<=W_
M`&F.BIL$HK(+.VI(-7%#_6=F(V%M&G952@D)&[JJM^;!<;/;;&Q&@LBV6>*M
M45%M0E')8?`"4Q8BA52HX*24*/&IPMUIA/:B71K6LV^7]U[RW$FVQFX-BVG:
MW9+MUODP\MKRQ2V'+67:4\Y<0C2TG,DI.(^]C+RVBC9;4V]-A28NEUB,72WB
M&Y(MMKB0'&+39E\L/1&E#E*5)%2IMYQP\Q*E4\.&/`<DJ)B=S=3D[6LUUL&Q
M&'8<]V>!?=Q/JY\JY7.:M3,:VQG#KYG-+N6DE(*:5&&ER'Q;E-936[^&/?U#
M%:->H/JO:_3CL2];LW06I6ZK@E]N*JX2-,^+?UH46;:&E:E!Q2E9@"E.W%WR
M++KF1HDW2%F_,?-<4#'6[G"NS!5:][;RO.^MRWC=E]F2)=YO<^1,F/NN%>E+
MKA6W'17X4-5H!D,L:-9L=&X,)PIZ5B-_<>*E-QM*2`)6:*4!6I*E?EX\<22C
M]*4VWKY+MLEIE#IY*W4:@%<4ZAJ'NH,2.5RB*]8\Z`3ZDVO076KVZZ+;W9FV
M9>Z+8]+B38K4>[WEU4=;RT!#S!8#3KJ5$@EM!J"?9B#YLS?ADEJJ1:6NW7"C
M@G*M_0V>^KE,W6S.*)TZ42&Z\:=J@,\9PS/[@OX>-">I=:P/(:=!0R=Z>[^Q
M7E2;<>ZCS9J>[X^_#K]0E2OZ=$DC<>C.[HO^T08S/>5E''C7)9X8Z,RD!WMA
M7?T^(8A(RY;`N-I#RG8\@EE.I_P$I;32NHFO"AQ-09P^[HQVCR),VYJF>G;L
M8A3DBWL@M-.%IU]6:`XA10OO^\#B;AREEV-[$A'%HXU^]LVI81R[<&$SXR.:
M7T!U9:%4A3@UD=F0)^S#>9@8"P:`:>9(N!:2#I!7-5S35/+*:4R4DU'ORQ"7
M6E!8U)?4=3J3S#35^0`=W93#,:$RD[Y[5T5'?-%!I93PJ!7.I[L\=1%UY#U!
M^&OA^J<<3N+N+YR'*UY1U\*T.O3W:?U:]O?@)56J4R;;/.A!:9-3Q6E))RH,
MR,?/W],C^_Z?L5G$EJ30/:3VA<2JQP:K;BSG""2HMM.*25YU(*010D98'Z;'
M]_T_8C@0G01YP@TIB).EMW-MN2PLM!I.M#B5!%!2M:''?TMGWO3]B%(=H\X1
MM#9C)96@/(66O"M7,22#2IU^+PD5[<#]+9][T_8A2'34><)-N1[+(DO2W)RU
M2(JTI;8A/!;BP`"0I#:E*(S[L,3:7L<I:QLAB!P-'4]R=QLMBT?&RM-H0M^Z
MV]IP1O+/QDRD)UR'(J^6?".+RD:2KL.>1P_BX[0`XN'G"6\/"3@6^A-Y?I-R
M=*FF);SML2KEAV/'4LZT_M$I4A/%&7NPA<YA<6\E-YP9VGWJ'NK=HN20/AP4
M;GU&[Y;HW0K;EAB3ISS]QZA09$I4G6V%,Q;=*YK02JFI,=3B5*_5*Q7CCU#]
M$!/>W7%F:[A!AQ-:5.&DX5Q3N%C`T$D`U4+T+2B'(*BE*="$"JJ?"UI34FF:
MQF,>T;=D$<#6P.:YNZ*T(..PTUIM>FLK:8_#J7R"I(@2@2`:CM'<K"HT)K)W
MT&CD$JH0<AP^W"$VI%>"!BLCP)2D`$DK%`,R>/`=N$"BMTI7LD<F.*BH:-1V
MCX>(XC"\.D]BX$=,`D)`!)J.&?8,.%U',=HJ2`H*`JK,@CW9X3E!+:!!`I<5
M-%<.'V?F]^&VX[85Q)A^,G4:$?;3O/V5PI$WXQOX-1XJ!X)T(CG14Z'*<="J
M=YJD_IP>81D4J"GF^S:/.D?(C*231*N%>!]^>(2YAH2X`T"7BE!.Z""47D*3
MQ21[P1^G$?4;4ZH=B$A]1/'E=M6<OS)P8.;M"[B0<$M(D6.Q"^8/HB/1)HY6
MF9*1-DQJ9<Y33"N<T"<\P#ARV:$X![2>T)DXG>]R&0UPH-GGO1KE=$;B=E-M
MMPX=L@R+*_!20&W%RU+6&B&\S4!2>W/"H!(^&I1Z`NH:4HE%;[F].08LQN.E
M24Z*JY24J*0`5(*?PRDTJ-)IW98GRQIC!ZE&OE<UQ&D51!>K`@%:F6@%N5<!
M;22%`_>;.>I![Q7$5<6Y=H::]BZRY>#C6B`;.>M]JW?95W,-O0$RV4S4+*="
MFRM)4ERN0^W%/N^(Q\C3I#E9^7RR2^89_@A)TNP'G."L1]"^A?H;ZT[$3+W7
MT[LDJ[JA.,JN4.[3K;=1+&IF.XVB)1A_E4&2:UIGGBO3WD\3MYE?3[UO\?+?
M+>960`GMG/(T!["?44]WIE]%WJ=]+&]KAO#TQ=:[)MS;^\;O;74;?W0ZJ;'1
M9XKZWHZ9[3SB>:&FUZ02@995.*WF%_<7$PWFD.%:D`@$:M:E,AY=9E;N!"";
M>M0=(\AH`I?I&Q-T;NBV[>'J$ZJ1]^7V#<F[HO;-N";-L"'.9>TAX6=U:'[I
M=:(J2V%(4UH`X'#-A>X5<"M-8^&*+<+F@TVI1=1NJ=AVP^JZ62ZV>VHN,-CG
MIE<ACF)C-",EFW0BI+L-H(%"@@%2L\'W2.Q-X[B+?H7MI7:FJVSZC=E1?G$,
MWRP^?O#;<9A-R=9CIMCRDN@R`AYQ&DN:LB:5ICE"IRS?:N`+GL\X19==^VJ-
M:?F\V_)>L-ED)>4C2(3$Z^5*H"UN/%*9\.0X"!I)&6`8M\5I@$PSYD6]'P"U
MS:&NZ0?/1:T_OA-ZBS[W/NEQ3:7;I=2U=+?9;7+;E.*#2DQX+L@)TL6N6V`"
MX*)"R,\(EMN#0N:#VA5ITD3<'.`/64(3MMR);YEYW`RNP63;1\C;K4E!=<M\
MI_\`&CVVWNKJ;RN:EE4M;B=9:3'/`5PYM\O;=S,:!O?%V^Q1V9WEI#9O=))&
MWX32K@/-55W?5IOB9ZC=\;C2;O(E0=J7J98K2&G>9"FN6TJ,V>XE"N6XXI%$
MA6>8ICTARORI`ZP#G-`--?\`_%>+N=.8W0YR0UX='74:C3VT4;=^V?<K,X\D
MQ93C22%I=3&=+?*4X&DK"@@C2IPA(/"N6(W.<MAL)2YI;31I'N"=6-_;75H)
M.)'OFF&\*^:J2BXKR-84VM*D"JDE*@I(R^(%((XX@N)%]YOG"<[\1T.'G"$6
M^%-DRH[4:,^ZZZXE#00TLZEJR`!":83DN!$PO8X;PZTA/+"(W![F@4VA;0[>
M1=K+:;5`=9>1Y5"U'D/*"6R_FNNDT24USQ5,P8^]?1]:=.U5.65LDCGU&)*4
M+FX+GX6XCLUAQM0)<$AP!5%!7Q5H:X<6N0V/`=*Y[!)2M"16O91)&0,^)I%0
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MCG'X03Y$VWF[0B:4Z%OK4IU"U'350(`/@2,@*=F&HBDIW7>8IH\U>>U85O1V
MFPM#E9`)\!5X*9@9:J9C'>%)]UWF*(L+5QE+1J=,9)!(%5(^$<*U..<&;4QU
M.PIU$YH9B0LGS1ZG*U0]%=>O6BNOX='Y,\#@S?<=YBC[[-H5A]RX;OYX,IZR
M1QG0MMN#/NR%<>`BE(.^E1;7]XRV2E-VB$`42$A*LNR@&8`'VX"F8=!06<O>
M[&KSDAE,=)*6W$.(22E/A!_HDC.F'2*=)[4FWY]Z0ZE+,J$)#A!0EQ3H+Q(R
M+Q3X2HGC@+B-8CU_9?9-SBV=J4BE3&YBPX312.84$TJ@C$JWY([`CP]XIQE7
MJ^NH@!W;T20@`@KC$EHC40G+-0-.->W$-<J:B[H2.WM?)D"#&6;/&MJ/,K4[
MYAMY"-)IXU.T#24J]_9A"\L&36<<AUDI&Y^:5$K]2C<%MNFU>ED&WN6X..WK
M<,F4Q`>;<*N5"MZ3(6V%E>E1<`U4TY8]F?0K+&?IWDZ:DDVM:J*9(2FT)45)
MU.J1EJ%3R@&Z@<:98]*6T`MXRT:S5(2U,PV+K$_V1\=IT4';D%5PY;H2,O?6
M*']_VTI[>/##>32A-J0NHYK.?^L'Z#A(I)N@I3LFA37_`),_Z0PO#I/8N!'K
M3FA(*<S4"@SX@8<+J.H;Y6:&H!KF:TR]I]N`@OKR-1H:@$'/[`?Y,!!$K\9&
MKBGB.WW]O=@DG<*")Y<5)"J9T"O:.&>&:*DT_#JH#22"0#0$]M,Z94PG**Q.
M'4EH324=J#2;4,LA_E3$%P#UJ:XK=I1#-AJBD42<_8?YL<,&&M#B-T571AU*
M`MMTN<M7W4@TKAI'"6NJ0D'"N+:)U;?=+9(L$+;KR[3(7&DB6U)3'=1)<"J+
M$5]P`5"#X3[L3$%QPQJJDG#%'KUN;DNI5'9;CJ5XBTS^S;*A70V?U$<![,3;
M9QNC1H4<ZF\>U!;RZ+3;'UOE*GT`QV`5C4$T-"D',C/'3<`8H-&\X-&DICUJ
M65J=*CKYFO57.I-01WTQ3+SX[F0ZB59XVAL#>H+:3H]U,W3MV*F1;KY.AK8>
M:.EB0I0*&U_<CH)-:#/+CBM7EO1QW="OG+%ZR-X!HIL]C>MJ_,[&V[$.\(;,
MAEKDN3)C:USD.)0V.66DU71!X9=N*]<V[C*5M]EG$0MVMWO3]J5]LZ]]==^2
MI,3:]^WKN82@6XIV[MRZQ2V\H`@&XS(2;>B.`H>+6./=A#PSBGHO&S8U0*X=
M)?57>ZR]T=.K)+05$JF;HWU,MNXD1E>-=XMT%IU-ONKL7AR@2LK%`,#PYZTT
MN+L0RAM1HZ:T*8Z;[:VG*L4S<VX-][PDS)#H5"BVQFW/KG0EL!413,52YJF(
M*GP"M]"/"014$X'ARGMMF`&OIYUOQM259YC5FB.^:NNX9++C.UMFK4W<6+:]
MH;"IMR:BETK*&RF@6/`03VX,6F*$C:I473964KI2ZNNO;\F!L'8<.%-ZB75+
MT_=N^(S*)3>WT%E7/;M[*`XR)T5"LDK^$))IEBL^&=+<4U55?S-G#:936BCI
M]:_767T:Z1W^*YN6[3KC<&S:-HF]NL.[AW+=I[+KCN[8[<51";9;F$K9!2*`
M2$YYXT7(;!S)0XZ.G4LGYKSB(VO"J-X'IK4`/3F]OQ;B')+IDKGJ=FRTN+IJ
ME3$J,M?B(JX2>'$X]&Y%<AEF(ZXT7E'F:%US>&0;4[^V-Y+VYN";!Y4:Y1+I
MM]T,19$9GS$=;<D/*2E4D:4+0E!53C08IW.#2VW,VK?"5R@&!M':@F]G;<V_
M.N$N\.VAB3*FNE:T.<Q#D<ZB2I*&OP!W5.6,YXPZE/"[+<&D@+.\RS$92U!9
MBQ*C2&D1=;Q/#PN)2=*J=M<L$DG&X4A<3\2(BN*`$2N"W%(2<E%0T@#M)*J4
M`&&GB0HK%9$P'%9H?"_ZBDJ]WPD\<#Q/9T\J&*`2XTE-:N$&O`Y=_8<#Q/3H
M4,5P,7`BH0DCO!21^4'`\2%UM=X=J^1VKVA?EO)_AKJ22_1)KPJ2J@P7Q`4O
MQVHIW!:;E<FH;4J0DHA22XEO6E00-7`$'@D=N!X@+HN`$(M%H2RU<%^96%R)
M;KBD)57-:B:@<:"O'!A<!1DTAD?6@H!3S(Q?@H;+;>I2]&D%1XD\<P>''MP/
M$CJ2.*[JB(*C2AH!7M/`<:8'B1U=/*AB@;L=L+XC@."J8YXD=73RH8H.[&24
M99^XU_/V8=Q3@LU((M\J-'`TYG=E33^G"O&[$,%8D-TG(?JW+C2SE0+;I7\O
MMQ\Y2I*'OH\-ZGP4)7%CMA92%$H(H5',D`=E<!3,):`<0CA6X6KE;VFY**OZ
MAS4BN3GW\J=BB</`Q]-!\R*2*Z0LB9EOANH#;<:2K(/<QHER*KB4BJ34IP-U
M^P^8KE1M"5;=_LK#3:WY4!]M2"0TED(E95!"B1J-"*#V8DFD"$`Z:!&@(WSH
MZ41Y&W39WH3)M[2D(!6D#N7K(.HBM*JS`Q#W&E343F[HQ%>U#94Q,^%)^8PH
MER@+9"!&E)"BA0!U.!*NP@X9WU\Z&U9&`<"=12-P6F7`A0;_`%3K5MZU7#HX
M[8&&8S\F%NXRT,(T)2CF6D);4,LQ55/?CV=]"LPD.4.=0@"FW75%CTD'13VJ
M*^XAM*&$M?L@V-'O)JL?8K'I2TGX\1>=.\0D37B5ZEUA_LW/ZA_0</&D43:4
M?$L43X4?UU_IPWDU(T_>\R%)_P!I;_YS".M)#NE*<?ZOV`?IPXATGL14<0_B
M3_EV##A!*!H^`#MU?RC`00B5\"?ZO\AP$$GW^)]X_P!+!).X4$&4*I*?U@1^
M44PTH5Q!A%%14BE1W]^!NDX+K20:C2NLF*/>>-.([>&$_#A*^(*"2;6)/'V?
MY'NP/#C6@+@DT2<N6VY,453F#GVG+LX$UPQN+8-&%?,GS7@:4FT*D,/@M%2%
M(-*@4%4Y'$%*9`3WO,E?A<W'2G`LNZ'XZD1+CX0M*`V\./PT"C3O&):.X?N@
M$4-%'RQ4JYE2U8-Y3`_R6@YS`@42LYE0R-3GW''7SNHA;-/$J1H"0"Q^&/M_
M3AD]@<XEVDJPU_VS2-B4FT+PY:[DP:_A*6D&IH*U[^&(NXB:>U2&57)BEZE)
M/T<ZIV+:%J3+5M2Q[BN2I#KS*Y[:I4A)5RM`3'"7$*2@C+M.("XB'%*T*TS*
M4T#:EJD5Z<>ISU)7^$BV[`V3(?=EL)BQ&++M:]MKCL%(TH0($%45:@55JHA7
MV4PWX;=JOF632N`W@[S'W)P%6[UGWRWWQC=XZM6ZWV&/:K]?;3&VS+;F,;<O
M-V%A7=+,]+A^94Y#G+`4AFJ@GQ$=N`6,VA-LYG<R\:UM>Z$TUVVY<;,US+QU
MGWCLRX31+96WOBWRM=Q=ARY$54M4]]EEV$I;(;UA!\517@,#<9M'H1;>ZE:,
M04ONE6\-Q6()VKM3?EUW#<;F\VT[<K?:O["J.M9YCS6Y5HYL<("JKHNJA3NQ
M&Y@W=#=TX%67*KDR.I7!2B[9W)TJZ4[$$"'?8FY]XW`(7=MP6UUUYJ!,?!4Y
M;WG70779;RE:%JX:2<,<NA$EP`1C527,8:S+R\$5HJCWJ[ZV;SZV=<MV3=U-
MHM</9-XOVR]N[<92H1[;;;%,;M8>;!"0%RQ`2I669X8US++-C(@ZF-%X_P":
M,RF?<N91V[O'V]282QO>6<;?[6WDJ`IW$4RQ=\NF=&X,!P5'N+<3?$=*7MQ=
M>>W+89+32GG)RN2&TFBE!U)0H@]E`<\-^>A3E\2C%_%;HQ49N\,NIJ"6/+F6
M\SWGX,AII,L0EK<7DA%-:3IXE-0/9C%?$XTUKG%?UH?'3'D(J@>*F67$]WVX
M))<?"0=*`D<XTQ025%S)Y86`#X,_'_1]RL-N*5VA6!EB"$DN@Q%`$@)%!J`R
M&7$DX'%>A0HMD0F9=29*\N(IG[C3OI@<5Z&I?(A'EN`J#G[,QQ[L=WY-A0Q7
M8I;H293@'::#2/M.6.;\FP^8HG&=M0:3'24@@@@BH5EGVU^T8&])]TH<9VU!
M6$)CJU>',5(KQ';CN^_84>O6A*R7%%>D^(U^$XYQ7+E1M6-!`4[4`9#CE]T=
M^!Q'KJ`EE+A*J(-2>WN.!Q'[$,5B=:EH00PR%(I6M?O=M/;3#F.<M90H=NE%
MNFXZ?V(KS/AKX:4^+N]F#^)ZT,%9)6Q9Y<A(\GVTX"GNX=N/`2D$$EVI/BT-
M^336B5Y9BOA]V6`N).O[;N33R7HEW`YH#E*G+42H#+WX>C/<R:-P-.Z,-(]R
MZ87UJCTPIHC-(,H-RTH`?E5/XK@&:ZUXD#`_7\S^Z?.WW(<%Z)YM@NFENZ2'
M_,(9\/.[7$DD`\<M/#[,#<=<_CR#\1^)Z8(4I@=*,;#+E6R2_#=:TV=38N$A
M\:<U)2%_E2<=\,$,$)CW69<G7)KEVT0'WE*93_XD$!';[,.;QNY80MZRG$&E
M1%_5&EQW-P=)XL23YM`LVX'7%C.CJI,1)1Q[`D''KOZ+#_M>]L(]JG[08$]7
MM47,L_V=I'ZCL@?E=KCT%;]P_P`13A_>'8LUO_\`T;G^CARDCI72-]W_`)US
M].`@4,C_`.W-?US_`"8"XE`Q^T=_YQ/\N%8>\>Q(7'=':CZ)Q'N_D&'":HT9
M^/[#@((4>!]Q_1@((J?XJ_R^]@((H=_:)_KC_2.`@LPXCWC].`@L^`@N8""/
MDQ?-`4_5S[^`P$$E;UMI,@'RM"YVC+XJY_GQPBHHE(Y#&[>"3=NVRZB4'99H
MAERA']0Z?Y,5]]NXO)ZRI#CBFA!=R1T*EN*;^`K.GW4`'Z,%-NY=$PJDDX@I
M44]U/S@'^7#:6$U-=2<!U15=FZEI?<C/W?9VYXBI(W-=5'.(6T71+J,[MY3*
MK3-9CWZ`'7X[%TH;6\A`04I;'$2%:3J[\L14UN16BOW*M\R$,A)Q!Z:E/)T=
M^I];[1TRL-D_=F[VO>]O@^5?E6-5L7;YJVZ@/IB+I<EJ6HD51X2``,ZX@[B$
M@FNA;W8YFT6XQPITU(KV_P"J7K+ZE.KMEL4/:N[H%YCVNZQ]K[B-JW+;(`N+
MI*T,2M8T25K!KK1X:98BY;<U!U**O&LOK]LHU``],%LI9_IR]<^IG_6/JGU?
MV_:;<W$BN2K$+;<9TAE]2Y"I2I7GR.6I?+333QH:\,)<!RE)+(&WIJHFTZG[
M.V]Z>8C5HMW5:#O%)F(@V_;4-KY-Y6XY<E]::GSH6I5`G[NFO;A]:PN$;J[5
M`VN[9R.:?VCTVHEV/NNZWK<!1>[S\R=89=BW>)Y/E^2?6T%H1YJOXM&12GVX
M=Y?"[Q`[4USJ\:V`CJZ:E!1ZHV8K'J-ZSIMQ_L)W]>33+)SS;E.!/><:K;1[
MD`.LKS]S!.V67=&IQ3.PC0J5^JDJ_(!B9@TA4NX2C?N>J187_,.1^5.BMAYJ
MNM*G7D-I^Q2E4/L."YU((<M>\[/8HZ&(RR%@TT6ST;95[DM.W*0)\Z,I;:FZ
M-EW4%)`'@SU4U5ICRO-S)#:YZYKB`=X[?\J=^#DZ?VHY@]/-PS'&_(V>XJ*E
MI#81;?&I78$95J<)YUS)`^ZCD!T=NS^%#P3T<7'HYOF&P):]O7[0H:E\JVJY
MFD9D)R^*@R]N.6_-$%:;WK_RKO@GUUI%/]+M^,PGI*]NWGRJW1RQ/MJ@O,Y9
MGX3GQQ,MYF@=&6UKAU_Y41]D_=*"1^BW4I^'+F1=MSQ56=0HU'V8/;\PPU'Q
M^@^Y,_"'9T\Z))/2#?D2JI=FG0O/\<CE7\^)IG,,894'$-PTZ?,AX,Z*(?%Z
M/[EDT(67Z:1\M-:N4H,QVDX@CSCF%:!N':/\J+^B#33IYUW/17<\I1;DK^7(
M22`G,<L`T"/\P98!YQS`:!Z1_E0_1!LZ>=8QT/O"'TH$[F!)"0NA\5#34?8<
M/W<R-+`YW>IT_97/T,'5T\Z4`Z,WE("/-1#I%*KF%M?^<W]TXA[CF1M>GN7?
MT6FKIYUAD=&[L$U;?@OO_>:YA=SS`\?WJBF#Q<TL9&&G2!T_91_#.B'#&@(N
M8Z57J,L*EPFTZ34AL>"E<B`.-1A3_E<>SI_A0X3D)E;2MD#QW&%)*2@)3R?A
M)]HXUKCOZLRZ_&V]-BYP7%$?[HVSG\WR4[R^GG_M/]5JI3E5_P"%]F!XYFWI
MYEW@N4X,54^H_M2.WW\0*<.%<>,$$7R4EWR\4R)A6X^JM$J-:K).D\--3E@#
M2@BVYVY],@PTS[DFJE)"1)2FF9%`DYI'Z,6MF<9.U@:X#?`H?BU^93+8`6@K
M&U;;W:UM%-P?EM)`2B/,55*4`9)+G!=._MP;]:R78//]B-X<)8P4W*<5\O0E
M]8&J*J6EN&V0``&TJ(H%#,^TG'*1S'BQ?+=B.Q1$WPRN;L*P/V"\KELAV"TR
M[XN9(9N"2Q(3GI2DU*20G)7M&.<$).J(W]K+>F.*=98MZPH)+#LCF*4$U`>!
M!`"7:Y>[#/-F[MM&!M*<0:U$=]2:V_*]X=-HX6VL+VQ>'OPCJ2"9S:,_Z5$8
M];?17^4GM'M4];:.G6HVYG^L_P"?=_2,>@+?N'^).']\=BR6_P#;-?\`-._H
M&%T3:NZ>)_YU7Z4XZBK+;_\`;9/]3_CC'-:-^RE%'^/[!^D86A[Q[$VN.Z.U
M*&)Q'N_D&'":HT9^/[#@((:CXA]OZ#@((*_\2OZW\F`@B>1\8^W].`@L`XCW
MC].`@L^`@C#`01C@((<.`]P_1@(('*BU&JH\6?Y<\(F($U38S@&B3;]KUE]7
MAH23WXYP44W`II2"N=G4US'NPDGA3A[?LPVF@!J-:LEO1T##^ZDJI-"17$)<
M0@&B5!HCVPSOELR+,H"&UJ0?_GJ(/LRQ&21!U6D)Q973X+L`'`E;X=&^KUTZ
M4R6;Q`M]GN*&$I<6S<(R7WRI0"Z-E0.ENA%!WUQ#W,`J6G2M>R_-'BV`)U*0
MK:_U,U6]5L+VT56QU*`7'=NMHCS%NA82%)0?$JHRJ.&(I\`J`I&SSC<GH=O5
M[D].[/J(]1-_;;1;]MVNZ;:0TVLO7>?+2U(>MS@2)+DD%61:TBE?UCA/@JUR
MYT/#@UQITU+5W:EFN&Y]U'?&Y[FQ(N,)UZ]Q;M<'3,8=M[4&?,;$="24I<)A
M*J:9Y8>VL`X;NU4^3-#--A6B;[I?ZQNDFR+3=KQ>F;C*N41V=*9LT..4JNUR
MB+F+MDD+6O-EN5(0L@G@,.\O@`N`H/.LP_VI<#48J,6_WN9NC<=[W)<'Q*N>
MX;W,W1=Y:JA<BX[E=\_,:"3P1"FAYOV8TES`VU80L=N972SN>=!/J_M0EI?+
M=*O_`!:A^48<6^D*(N43R7R[*9:U*2EZ0RTLI6$*Y:W$AP!1R!**C#/FB7@Y
M.Y^RA]"-DD/&O*?NE6JK'TPMEIV!TTO5CAVR%9]X;#LN[779]F<E*?.XK:F?
MX96DI3G(XX^8O.',LUKS3)&#3XR-75U*X>`PHL,+9EA0Y%B0+"EB4W%=??N,
M=X1V>TJ=\LHZE@=P&&]]S/,Z-LF]B!U>Y#P",)&VS&MBD6&_-QW77-$ZNEQQ
MEE=$NJ0E05XDI)I[<(6_-,N@G'R>Y#P'G39WOH_?KY<F%Q>IDB,0D+::4V@(
M6XD!2$E.@@!2Z#$[;\T2N(:2:^3W(KK#X3V)M=Q]*.K,.2I(WYI2:U2&T`'L
M(("/;B;M^8)*X'U>Y,O`88A-3N'IAZB$18O*NDB=;&C_`-&0TQTEQSN%>5J4
M<L3]MS":-WJDU&-?L176.Z"ZF@)EKQT?]1,*2$V^-<);L7\=:6XZB4E9YA!H
MC[I.+LSFK*C0.%/+]BB#?D=`DC?-J>H2W%#CUJN2'%!*EA49?%0!4,T9T43A
M:/F?*'N.\X-'6?L7#F!V>I)CS?46,5?.[;?$2D$I)1&6$%Q.2M/AH03PPK)"
MZ1N]'BUV(["NB^)']B6&WVMQ3D_,KHMR/1)0AF2G0\@FH`=%`0O^3$'<025I
MC5#Q_G\B<ZT;<W(_%:\J8KBU:U`KH%D*<64U%/;E[,1K@]KB*Z$0L$IXFU%U
M[V]NV#+(E^33K0TDU50:2D4ID,Z8)5_WD.`$#.T-SLM^<8DV=N),2&"F2I.K
MFI\2R-0.5%"F)BTO#%`&$H>'13^ZM\\SY/YG8=?)^&J:5YG'F4I6OW<./U`[
M?4N^'4DMGD7-#LH2XJ$#01XFD\,JTJG*F/-'#<D?TB3K]/N0A^_,2GD17(!-
MQ'AC/,H"&TTH$%6@#.@QSAN0.3R=?I]R[7&+=%PN2;9'<D)3YA4@Z0XJOB*B
MNFL5PX#6ZP/,N_I=QM=YR@=O5>)$1/.MK7*T^`J<!\(J!Q..[C:Z!Y@A^EW&
MUWG*Z-6:W%,F5)?DQY"W$EUIHJ+39`2D)00:4*0#[S@CGR--`XAHZRC^$<WX
M7=X(?.M%I=:2Y'ER@^&T:%*>=0@&G%+>L)2:\:4KCG$E^\[SE#PW4*)+C;$B
MX/'GW,\L9)<YZ]14D_`%:JY`]^%;N8BSCWCMUI5G+<]R/%L+@T["ZF'8**)G
MZE^WY%BW!TM=?=+R9%IO[3;A6I9*$2(A2*J))_:''L[Z&2L=E5#U)[%8R6C2
MQ]:]=5&6\:LA)XMNK!/$DJ5JS/$X]"@M-=W:C$DNQTT6>)D6R,CXL_R8,B'2
MA-!S',A]T_I_FP%Q"X@`6L@`$IS(`J<QQ.`@C>/\?V#](PK#WCV)"X[H[4H8
MG$>[^08<)JC:.H(<"CV`\:=HIVY8X4E*:,PVHP2^E:@F@S_J]U>S/'$VJ=J"
M2.*_?@:T>,G>")'_`-HGWG_2P9.T#:-7E@\,!!"\!!&.`N'0C,<![L%3,DUT
MKHX2'6P"0*#*I[A@+E3M*[*))-23F>T]^#)V&MIH"^D#E+R'PGL_I#`7=UNP
M)%7D#E+%!E7*F7;PPSG8YQ/6EX7.#Z`FG]B;J3'U'4`*>SV>[$'<PNQK53$6
M+15`DJ+?+!IX7-1'L!''.G9B%D:X/()-:+I;27>[%L;L?=6V9<=,:]W`P##3
MSG2I(/FHZ4)3R4J/%S4D_FPP+':357'++H,:*D^=+;9DJR;MW2I$57-M"7TQ
M8(6>1*8"J*("DE+E%JSK7#6:V,CJC`*V6^86_"PW2:Z<%L/U8W'!Z5[&:AOR
MXK\J[?\`1L&(E[FSC;)&DW-PE2BHJ;_#H5$TKA'P4B:W.:M`H78=.M,'?_4Q
M,7L-&Q-J1[M;#(CBWSKA<'&1KMS25"+Y!UD^8945/NA=2*H('?BU\N6HCCDX
M@!J1I%?6J+GM\^21AB>YM`=!(KYBM91:E.H1H6MQ(!)<2M1&M7QI!K3/%E$,
M0-0QH/8%7C/,[!SWD=9/O0F/;I<5WFLI6XL^%0<JL:2HK4K,G/5G]IP<Z*:D
MSN.[775*F*Z5HT.I2'0%5%!P`KW>W`!(T)F<=*1]TYI>4EG]HI*@FO825#4.
MY21P/9ACF8,EFX.J6@5*=67PS5;@::E;`]*O52U=0/39TC:GA^28/3_;EH`?
MD/&,V-N17;`M%`LAMOG6PD`9:L?,'ZK9>^'G"X9NT(F=ZQ16&V>XZSYTY-JO
MEIODF?9!;EDPPX1(E0I$70T*Y1I.E*W0*99D'&:S,EM[V-SB[<&D5-/,IJ/Y
M?D02YOL6YFVT:MLAAM+[BFV&5F00W57XI2G6X0$_>K7$AXU@T`>A<2$7%GWV
M<93*D6]G6%,*5'?:HL*!0*T``U4[:8.V_P#B`!Z>=)S,<^)S&]XBB2J[+NMR
M[3A*;D74APD<A3BT@@]E":##KQ<FIY\Y]ZK_`.DW6C>=YW)27:R[V<83+0^[
M`0W4H\NZX\EOL'+`40G[,&%]/H$CO\1]ZZW*KEI!+G4!VN2@$VX6=R!;[A*D
MPGG]&IYYI06O4$FJUJ\:@>.>!XFY_P!23_$[WI]PHON-\P]R`7J[0H"[J$J<
MF370PEU+L=+R4,F@YS:5I6$:QG44K@>)N:_,D_Q.]Z'"B^XWS#W))M6"U7"Y
M)N,VP-NLJ8"8ZW$)"7@H52]RRG3J76N+)'F=]$P.,\U*?ZCO\R@Y(6[Y^'6=
M2*;YTGM5W9'_`$0RA9U*1'Y;;`))-*NI2DK/M).%O^8FVP?(\GK=[W(G!;]W
MT)G-T](;W98[\Z-;W(JV:"%'B27'5*;T@J.E*O%XJ_HQ:\KYTMW-87$&NVA]
M92SH3N?"%KMN+:>YI9;<A0KM+D9E_G*E52I-0I.A1.E*2*#+&H9/S;E[@"YL
M9[6L/M4/<,D%<3Z4Q]XL^[FJI>1=F.7+<26"N2M((T^(`D@`XG7YU9W$O$C9
M&`=C6T39I<T4)->TI`<C<?S.O,N5.?IY?XU:T^/OXY8>_J-KP^Y'O?PM7=YV
MT^=3:1Y,J3'4SR4EY8IK+Y+A/M5JU4]F/,GA@K?XIG4B=#MRC/%M;,9"-5#)
MT(YB:&G[2FH'VUP/#!=\3'U(^BE24..3KL74+'A`U+6&C\*2HUJ`D88.%'$=
M:YXJ/]WIY5@-\M;%8Z)"N4WX4IY'AH/8!3CCB'BH_P!WT>]8UWJ!H2B#("WG
M35UEV.%--FND$(4-*<@#A!_>2;FM>=^FE=E%F3&<9>>;<D5`*VDA`"330D!-
M"D)2<%JN<)NQ*JU[>M;L=$*4I3:GD:TO(\*DDYZDJ%"%9<<,LRF+(6"NM3-K
MF\-I;"U<!O#L]_L43?U6MN0(4+HG*@S79B&W-\P7W'W5/+YK+%@?2@J45&C:
M7`0.S4:<3CV3]"KFF5%O8?,D)9([S%JAR!4HN:T@562,A0Y#/VX]*V;R]A)^
M\5$W,9BDW3IHA$?)Q('#N[.S#Q-EW<)#QH2*\:'CQP$$.;)`!!()K4C(\?9@
M((7'6O7\2N`^\>\>W"L/>/8D+CNCM2BBK5X?$KX3VG^?#A-4;1E$N@$DBBLB
M21P]N.'0DI>XAL<FJC4U`R/:,E<.['$U6-Q2BX`5$@JS!)H<SQP`E(^^$5N&
MLA0/`4H.P9'A@R=KZE*0H$)2"2*D`5/OP$%DH/,::"G=V<>[A@((;&\6G5GP
MXY_J]^`N'048*)#Y37*G#LX=W#!$Q610&HF@J":&G#W=V.H+&>.#)\-`6)2E
M:7!4T[JGO.`="ZDW(CJ>05*\057)68R)RSK498=\!I8"=*/#W^G4D[,@I#?A
M0D4!X)`_+0`8A[B`5(.E347="1TJ.IH\PYI)*0"*\,SD>ZN*_/`T2&HQ2SQC
MO+X(KP2E0(`4-0X]I([_`&8;FW83HZ>9=\0Z/`'IYT=V:\WG;TE,VURGH\I"
M@I"D-\QNM,E$J.E*Q3+*N%8[$/&\T=/,EX\SD8PAIU[?M0J[WW<.ZY:9=_NM
MPN;R-0;\\ZZMMA*Z:DQD+6I"$JT"ND"M!A49>-8QZ=2:7.:RC20:]?VH,N#I
M2E82D$4%0!F!0`5IP&)"R@X+3UE1K;LW)-=73:4I+5+"&.54@)ST@T%234T&
M53A\CH\CR-:EA)4#RR:U(R!37'"F]QW1VH0P`4*60"K/Q$55V]O''$T2.G4$
MUHE"UCFH)0A6E1`<J14=E./LQR2(302L-:<-WJ3NS^<K"_T^-[0T>EC;C%QM
MB"WMN]W:U29<5"5R$M7.[/WZ(ATI_$6VTW/&E)R2#ECY[?5^Q8[G*5U*@[N)
MUD-:"=&U3MI[3ZU(,SOU=]O,&,V_'B6=+;;4:>8J:MN::4D*":J2!Q!/'&09
MEEH?,UHT].I3L?RT5*CV>TW%^YIO\EZW+6M#R)3+CA0M=>88@<!T-$?JT&&'
MZ*[I_8A@@KVZK-<XZX4#<>BKR6DI=:(R4L(2G4:!`(/V8)+E+HHW2?=%>F"`
M(::G0$X6V]5E;4CRT*2DY*E,J:+B^SQ/#Q*!]^>(3C.VA=\5%U>A&[\94F.'
M4-1(C&9Y3#332/:-"`$XZV9V\,=:X;J,BGN]Z;[<UN9O-P8^;L79[EA(0M'+
M4I*10#EJ-2!094Q,J-.E$-KM8N=TEF$]`D)9;,=<>X--IEN(CCEH;6MP5<*4
MIIVYX""4;MOMP@>0F&+`>U:FG5AL<IT<8[3A%0T@Y`#+"\ER9`&C0$0PM)K3
M%=9*(46-"%T?8<6W%\81H)J"K,<:'33#"3)Y[HU:3Z?<N&!FST)O;CO3:T%;
M+;DR`"`ZE`F+4J0@:E4!)X5KE3LQ)Y=DUS$6L)-1V^Y!UO\`"F+W5OZSP$2)
M$!^*I\J6KFLLA;:N-`'"G4JG`BN-2R;*KG=!J?3[E$7%N#5:R7WJS8G%OQ[E
M#MZYA!6E]*.0G0JNDJ2A`27*@U5Q.+W:V,S&;I)WE`SMW)"U,_\`OS8O.^8T
MVW]M6O-RT\=.O3JYGLX4Q,^$EX=*G>[4E1;Y,PY\4>;?G.1EI%0T`I()IGE[
M\87O.VH_^X^^Y&TAU[R\6MW0\ETIYC2P34*H2E0I7*N.[SMJ'^XKWW>=*JVE
M;"EI;1'=;#`4AN@TCPBE`>`&$C'&<2!52[6C=%1C1%4R6\$!8A1@I145*TI%
M>-.SV8'#C^Z$;=;L1+!N\IB2\F1`B):=-$/!">8H:1F3E4@C'.#$?V0G3;><
MM!:]X;30$L8\6*J*[+0A*EJC/KH0-6MM2@A5!VI`RQS@Q?="[X:Y_P!1Z&,2
M;UY:USM9$)2.6=*OQ2M!(6:$5S!&"26UF\#BQL=3:%*P6%LZV$D[&OF^\1BH
MW?J:P&Y'37IO=FHK^F+OR\0G)#R%9.WVS1DZ0LY!*S;DJ/?IQZ:^C#P'F&/X
M8@RM-7>%:>1(2@1&D0W>SRJ%AYSF*;&E*>6PRTK3P4XVG2XXKO6XK,^W'K)S
M(HPT1-#06@FFTZU'3/>]U7DDTUKLQQ4>T4H>[C_-@J17=P#4D]I)J?L.`@A:
M/A'V_I.`@A<;XU^Q!(]]1@`D:$WN.Z.U*.#FW4YD4H3[:X[OOVE-49LDA8(R
M-#P]V#QN<74)P7*`X'0A0)3\)(KQIARAN,V!?1FH$YFH_3@(!K1B!BBMS_:%
M_9^@X",NQR!(X@8""R1_$HJ5FJO$\>&`@AD7_:-/W0>'9P_W,!<.@HT(&K53
M/A7MP1,ET9)4LZC7-7''5Q?!\+WL6H#V`*(%.[!D^&@((X3RP:GQ)S]O'`74
M&0D%`!`(\0I[-1P?B/I2IHN@D&HTK&JVMR`XI2@$TR1V"B:<.\G!"`[O8I03
MS#0XIM=QQ3%?2V@U:`2J@)TA2M5<N_+$%>`>)(U*7A>YULUSB2XHSL\1$VW\
MQ:J%M99%>(TH2K\GBP[@AA=0EK24UN'$:%]?@!"2C]HD^*G<0*?EPL]C(SNL
M`#5'\60:"4$CM+YJ&\]`)HFITCO]V$Z+CB'"ITHS>0I"5@UH0*`_E-.['45I
M+.YA58K5F7JY_AU^VN`$<R/KI*4S"0F.5@465:2H<2DUJ*]V6`BESG=XU0]/
MA:&G*JA6GMI7`14A[TI34I"FR4%*DDE/'3D5\.PC!)2]L+]PD$M(\FQ/LOIQ
M\=%%,1]-2^37>F?42PIN$AAAG><&:&P[^&VS\L<8\*#4`*2VA/N2,>/_`*PV
M$!O(Y]QO&X>FF.G''M5KM&0&I#16JE&M.XF&;$];^2US"M0:6XD4<<J*$GCQ
MQA%K`V2X!F:'4.M2[A$(?A&-$;?O#>[Q(8A3!&$..R$I6XE"D-H`XA(`JE(S
MQ(36\`%0QM4T2>N]@8FP)1@WJVQ'^82M49H-N.#/4C4`,U#+$6^*%TC6/:#$
M30@Z"-A70S?.YM2>:MV]H4=IVQW9U,-@`.M>9/+42*#4#7#O](Y>KA:0?X46
M;+'-;@*)#R=Z]>)4Z58&KB6((%$7$1=)1[0X$TR..LRCE_>'^UAK7[JAI[.X
M9B"00D'<=W^HZ-<91ARK5,B6]O6B3)U$2"D"H42,R2,\6`95R]3&UAK_``J+
MXUP/VW))W'J1U^^8EUVU6MLHBMR3<8K92XI:FPLMA:4BH"C3'3E7+M/RT.]7
M[NKSKG&N/ON1/(ZF^I6[LLC]VV;[!&E]!6K\6-7,*9-`04@Y8>Q9)RQNU=:P
M!_\`!7VILZXOP:"1]*[482^IO7AR&TQ^[RE3&T`."0>9(2D$U;=7I-33\V%F
M6&2QFL=O".P+GB+_`/U7^=-WN'JEU)BA,O<&T(R$+H(_)C@K"TC0HK\/WEI)
MQ)PY/ESFB5D,8)QT)I+=9H7$<:3='6DG,ZG;QN%O9;<VHRW'4ZX2IIL()2I?
M:,NPXD8[40_*^'L3<RY@<3(ZO:DYN.Z1IL6*!M93$AQ6AY;#(JK@#J56IK7/
M%DL6Q>':90'/UDIE*+DO)<YU4A/W8B>9YGR2375S.3H.FE/VE._5EA[6"E*"
MB1W9_O.4OCNY)]\B07I=EM#3:%@RYR11Y2*_\F"$#+N`QYHHK5X7J2-<N%B;
MG>6E1E,-EY:D/MMJ4E(*RH+34T%?R8"'A>I9H\R-&NCR4.//LO)4IIXA7[-9
M)2H@>$&A[!@(]*8).W?<83<&K>;7=(T17X";JIM7E9*JT#[:CD4$G+W8"",%
MV*)$3$7\WGW.4:*<0$(#"M:BI"4%*$Y!!`/MP%-P7K8XFLIH&U+AENXI89#%
ML:'.26:.3&6UA"B0HJ;6:IU'.M,"B5_46Z*>E*L[9OC5G$E`C%R,0MD?,8OX
M*200D(S2:9\03B,NY]R3=3YDO&MP]:??4ZBOW#TC6-PQ8[=TL_4G9]WDOLJ9
M<<\@];]PVYY16R`@<R<]')J,M`[#CT;]%;IHO*']J,@=NGU`J)N=/555S5$<
MQ)1DE24ZO:L&CA/<2K'L6-V_&UVK="C9:5P0YD``T[0FOY\'2*RD`\16G#`0
M0AG,+KV)J/8:C`00N'FE:CQTD5]F.%-[CNCM2@ADAHT[T_H5CB:(U&394,E"
MF?VD?HPK%WUT+$IUP`D*/^1PZ74)94I202:G(U_+@((,`%.NDBI"3G[@:8""
M^1_&IP+\0"217L\([L!!=HO$^_\`D.`@AL7X@O[U1G_O?Y\!<.@H07%U^(X*
MF1TKXE:DFJ30_9VX"XNJ'%E+E5<5KKP]_P"G!D^&@+'4J2`344'Z/]W`75\`
M`%!PP$%G0E+W+90U1?C+KM5>(<4@\1X1[!@()N-Q-HH^">86W5)2JN::=G9F
M,0=Y^:/8IJW_`"K%TVHKG"3#XDA3J4]E=*4UKW^'#ZUT#M3:YT51HIMT!:0H
MU2:*/M'#C7"LW>48@+/,0_51S/`T%>.?9[<(KJ.IB$F+K*1J*22?;I)]V`N(
M@MSO+<74Y%%/^$/MP`CN2J:=2IH(3D*ZJ=_M_/@(B$MK65)222FM:>X5'Z,!
M!(V_DI?)'8#^33G^;!VLWPX?NE.;5V[+7J4H'TWKPU"MG5B/(2IYII.W;@MA
M-=2P]-N\1:O#X_%R6JT[$>_'ECZMVY=(U_[(JWS4/M4Y;3T=36I*7=R&.&V9
M\/R\&0L",OQZ6]1JE:R#J%/?C`+>$-<7':IJ.XWZ-VI51=SQDICK8CR96@H\
M3(64A((J%!1(*:<:URQR?NGM2R6[]TAJMK;TFUFUMOK3JDMI2I3A60*N`U"$
M&N=`*#$'<NW?C&D)2(ALK7G0"B:#8KJ[?YJ)=[>A[27$2^EFUJ;=2I1S*M3B
M5/`FGZV(_P`>_I_8I6?,(BW^WW(ZDOVAR*]&LIGW)I<[DK;=*DZFCEHYB5!8
M!]AKCOCWC'IZE!W%_$3CK73<%@6S:_+&3#MT8IKRY-*"H!H5TYIH#VG"GZS)
MMZ>917AXRDW(M4-5GA0;>$*G:T<UM`UM2D4'B*UZE)0YQ%*9'`_6I-O3S+GA
MXT22]H[A7<XT%JX.V]!91,$2UQUJ`8(U"(XO2:E*<LL\/AG,E!B>GD3)T+=X
M]J$B#(BS?.EMR&E+@CJBO`\U0R25J#VI9)I7CCOZS)MZ>9%X+42[LV!$N\EP
M&?*BZTMN14F'SH$E*VD*=/-*%4+2R1E3,8L]IS,QENQCG?$!U^Y+BQWAO`:>
MFU(Z+T)L%V4IQ%^GR'#5M989+,=+K=$K0E)2/@5E7MPX_P"41_>]?N0_3SLZ
M>==F_3//N4]BUVR[2PVX>87%I9HP3Q<"E())(2.W[,)NYT$1W`[`=O\`E367
M+F[^CIYT3?X?FOW@^1_O/=?FOF_E?-\JSR]&GG<WF<GDZ-?A[\<_YP/O=/\`
M"DOTYNSIYTX#=W\E+=E2FC$MJT_AQ2`M-?\`/J3EBB<:3;Z$S_46;>GF1LS-
M9N(IS[:E"Z%`4TUJ"3F!FG(@8[Q9-J'ZBS;T\R4"XK4&$V^.3(4X$MGEH006
MZ9!&60IP(SPP=F1!(+A6NS[%V.??=CI0^:Q"NMEM\9#@C-6]30>CNQG726T$
ME2$N'4>WLP!F=?VQYOL4K"R!X%1CVKKN"#;;H]!&VB^RPT67'XS;:E$QVFTI
M>2EQS4\G4ZE1K6N>6%VW4KAO`X'J3*:"+BF@PKM2?:M<>7<@E;%Q:6^O0`XZ
M\>2VCPI6"M?BJE-?=COB9MJ3X,>STIW+?TWL4JTRI4'<$RX+:JB;!6XMM+)1
M342XA06!GWX9WQ_!XW_W%8+)Y9:MC'=6MGK;Z?Q9GI(ZI.VZ2B8W:;-9;HE*
M7W7O+2XFZK(&PI3BE$J;0ZJH.1"L;)]&<RN&YI&'FL>]0X#0:CVI1[&/TA5@
M$D*=CMTR"!K]JUDJ6:Y<58]S03R"*,`X;H49=,:UU&BF`1@@44I/8--/SXE8
M3O@;R9KZX2DIIE4FOY,+2-#="`0A)*4$C(D4/NK[<)H(9&4$,I)XK*4DY_>2
MH_R8X4WN.Z.U*&,VH(UAY*D9`MT&JI!H:\:#'$T1L/V*OL_TL&#BTU&E=6`@
M'(C].#\5Z"[A:D)(2:4'<#P]]<#BO06`+4"2#FH$'+C44P.*_:@OB5J;U%&1
M4*'*N1R[:]F.MD>2`="`6>+Q/O\`Y#ARNH=%^[]G_%P%PZ"LC7CKJSX^SN[L
M$3%#.4W^K^=7\^.H+HAE&AW(Y*5VGOI^@8%4IQ7H(M(3H`[0*_FP*E#BOVH2
M&D4^'\Y_GP9.6$EH)TKZ%J82Z6Z)(109`\1GQK@(R:FZ_P"SR5=JI+JE'C4F
ME>/#$)F7P/WV]Y2EFYSFB,]T()M=]QFZM\M5-;:DJJ`:@D99@X;9==3/E#7'
M"NP=:5OV-9"2W2EI).B24)R2LDJ%.VM,CQ&6+++$RH--2K\#W/:2[34HN6V5
M2$A`X5J/?3^;"7"8ET>.15+80E0J"*4SS%*<1[,(RM#="XB!<)MA8*4D`D#X
ME'V\:X20)JC2,A*4B@I5/>3VCO)P%Q#V2D+!5PH:>_\`\&`@DI?RUY@#3D2G
M7FK-&6L5J*>$'"-Q<FUCWP:!QW3V'2E[>G$QV+?SZ;EX=;W[O^SJ<;0BX[+1
M+0EUM"D:K==4F.I6H5/+$UW+MU"O`8P+ZO-L696)VMH[>)&)TFE?112T#6A]
M`I:)3K#3S*94V(&7%@.J<9;?2VBHJ4M.H4C[*8\R6%Y!-;R.DQ+='G4N&N:T
MF+!_G1OS6B\TPRI#<<MU;?:2ED.J^[5#>D`$]F&EU<1;IW40R7NWT!+M_;;R
M]M_,7+BI]*5`\E3I4`D9J&BI2,L5NY?)/^#&?C=@,$"^]UGT!=5-1U6YF3;W
ME1JL)9E#G*4E2`!D$*4I*/L`Q&_H6;_?'^$>]).;=.%''T!%C4D6]@JBM2I*
MB[SOP@6ZN`\?!I_FQT9%F]1\?_2/>F[[21V)TC%%\F\7!Z6(LY/GH[E*\UMM
MP)"L]))!)*??A;_CN8[?^D>]-./F8PWQ_A"P(W%*8=GQF&`TO2E,!7)02AMN
MH6$E22:4&7=@?\=S#;Z/M7./F?W_`/I"`.W/=\6UR+]:[LMN"72V_/)0MQAX
MDZH20L'2$'PU&'.Y:,HR1OQC`XG2$A&_,W/)>X4_A"^Q+I/GVUJ9<Y"I$M,<
M\M2J<S-2J%Q0S>6?UE5.._[&G=])4S;Q3.`XF)1)%WA(:2NWW.9)5'CQWGD1
MTK*.2KFN+&A2:+"36M`:9X:O8-X[@.YJ4B)F1CAG2$Y5MZ@VN-M.WS6HZ`%S
M%,O+H`[I+E"5<"">_B<$X97?%1H5(WBS"@R+A#N+@<?DK9B1@K2M/A;(2%U"
MC4K[:X1?#:%U9FDO_B(1#+`XU=I[5G_>&]?*O/\`R/\`Z3Y5?,ZQ_LM-7F*4
MU<_F9:N-,<X.7_</^(HO$M^A33J;?G1(;MS@.*:2O@E8;2<^W(@XD:++?!W'
M7Z5V?BVUMEMY-O#""O2I1E$U2%=@`%"1@47?!S]?I2LMLF!'A:O,@-M^)IMQ
M7,"!2J0:TU``4Q$/RN<N+AH)ZTZBF+30G%.1"N,>=;[5*7*,9IY'+=7';04+
M("@E26M)IPP3]*N.E5-6]S31I3;3MQ3+;+N,RTW)-QFLE<1V.;:6A'9)"AK*
M/"7"VH&OMP_8PQM$;N\`G1)<=XZ2OJ=RW"Z18%R6PVI%LU^=+#ZF''AJ5I3D
M@YH!I[<&7$K]B[A1`^;762CDVF?J0]%\THK6D4!T%0"@X:YFF>$KW\HEV7#F
M-#1J21]4][VK(]+W5:VV1887=MK33*BE?.*H\%M5YC+!(!0_\PM;>I7WD`I[
M:XU7Z-@.S2,'07CUH_BGJIZA2@\A=.(JFOL/\Y./=\6#(P/NA$E<7MWCI"/`
MD`)5G58JK[#_`+N)NVT!-UB?R"3W5_D'\N%Y=(0"$)-8Z%'BI1!]PS_3A)=0
MYMM*F0@UH"DBASJ!W^XXX4WN.Z.U8QYN(HOM&J$I((75:=)&?A)'BRQS%-QN
MG`Z4?P+Y$D1G.>>26](6HY`G5V`GM..`@KKHWM-#I6-W<,%M6@,.K36AD!7@
M3W'32E#PP"0$&QN<,-*%L3XTI-6WA4C)!'B)[N)[,=1""-*RJ-$J(X@$_D&`
MN+C?C3GW#A]G\^#L[P71I0A!+?P_GP\7481?N_9_Q<!<.@K(GP5I[>."IBLX
M=64*5E4:J9=W#MP$%T2\L)(R\69R[3F>W`06-7BTD_=X4_EP$$(9)6%U^[4B
MF##0GD?<"POO-LQ)+[I`"674I-:`/Y\JOLIV=N`CII+F\LQ4UTU<.MS+[ZB:
MT[@0!B#S.M<5)V=*X:$%L3J&;FRM9H*$?:5#$?E?SQVIQF7R#V)PG4I=>0YG
MXE4%".!S_+BXR:1V*MVO</:@LO\`L\A?+[%M#Q9\1G^G"2<I2%1IH[`A"AWU
M4<\(3:EPHJ?:0XJB@:)544-,\-UQ=4H"`=-?"GMP$%W+\9$=3CA.L*2!0T&?
MLX8""0]R?1(>5Q.I#B44R\:D%*2?8%$?9B*S=KGV[0S3OA.8`0:G14*0GZ7\
M*)<O4A)MES>9CQ$].=S*D<TI"'7(=QM2&D`J(%"EPY=IIW8PGZOVCSRP_`\0
M3-IV$&OJ4I!\X'4?L4\[NV-@WLW=)C.P56APA+ZTM+C/I1_2)`"3WX\G939S
MFVEJ#Z5,<5L3#([NA-EN&QVRW(=FQ+DTN*AIUM"UO-"/'.DZ77"E54(1Q)[`
M,23,HGE&@^E(?JD&T>A`[9>[8JU.1']W[=@,!M;BW7[F'DK2E!*M#:B`%&AH
M,.3RS=!G$8"7C$8'2A^JP;1Z$5MWBQ.V]QF!N^R3&71K653&HRZ)\5$G42FH
M&&GZ7G?^F[_"5W]5@T5'H7RR[PVE=$AL;MC6\$_ZV8V?RDTP897GE1^&[_"5
MS]5@.%1Z$=S=W[2LUL"FRJ6Z">>XU)9E*4D'XD#4"G4,_MP\_3L[_P!)W^$I
M'QD'5Z$DMP=4-F*M\&>F_6VRW!G4UR)C3;W,CKRJXV5C\0I[>PX[^G9V?_M.
M_P`)0\7!U>A-1_>IM3R=TA3-QH<M`DO/L,Q7$LLO/:BH.K"5*UZCGB2;R!?2
MM$KFFKL=#M?D7#<V[*FH]"#6KKYTT2TQ%>N[GGFV")&G-H.!1II16FG33+!O
M_;R]V'S.]R:29U#"*;PJ.Q)Z7UVV`;J7?,B<F0A3+Z&F4HY30JFM4DT.G.N'
M[.1)V,#7--0-A]RCGYJV1Q>#I7Q?7?I4D.HCW=9CK+0,-3FD(6P-/A3]TDC/
MO.#?\&E^Z?3[D7]2&U8[IZB>G=S$2WNONQDQ7$RFWHY"/$:)HM2:ZO@X8B;O
MZ?7DDY<QKMWL=[D/U$;4O_\`%!T_^3<CY^[S-'DM6CQ\K17EZ]7#M]^&W_MY
M??==7L=[D/U$;4_]SV#>)6W7U6J[QY[;*5&,(-VARW5$5H%4;;U9]P&&?Z'E
MWWI?./<F?BG_`'6^9-OM]N[L00QN"';VM$AQLLR9*793FE934!#HTJ61PI@?
MHF6_>D_Q#W(>*?\`=;YEGN4ME3SL.V-%4<(47U<I:A&4,E-Z@H`I;.7;AL61
M-):`*##4F/`9O%V.)\B,K;>IAM,.T0Y\6WK9(7'D/(.M]1)H4E2Z:#7A2N.;
ML>QOH3AKRW0G$LSN[;-8Y#BI5NDR)&M4TKB,.EQ!6JA0=.NO*`XDXBIK!TDI
M>`:$]-2F(C6,$Z:)$7'<MQ2ZZJQ,-+YX0F1&=\LEDN)2$O:6>6A::N`G,G"?
MZ:[6#T\B/5!K;)OTJXQW)5A4_%BD.J0M]')<43XVU,M!NK8[.!]IPE?Y:\68
M-'=/(N$5VHRWVSM+J%8+]LR9"1MEK<MGFV2?.<=+,>)YR))B,N1DNH=T**I*
MJJ)4*@999VOZ<YD[*,P:\;M0ZN.WSA"G656AZP=,;OT@Z@7S8UV4F2[9I3B(
M=P;U-QKG`<651Y<8K0E+C:D4"BDD!67LQ[NY=SJRS>S;<AV`-,",*::XGR=2
M6%7-H?*D4TO6V@EQ"R`=24`CE]P)).JN+W%'"(]]AJ.T),T&A?5I"Q0U^S_=
MKW81=)OGL078&C:6_NI-0>W/O[,<01JR*I'O'Z`,<*;W'=':C?0A;*6U)%%9
MU'&N?;CB:HAF02F2E+;=6UG-)X*R''@:@YX,Q@>ZAT)1KSC7O([1;V4Q0V6Z
MEQ(!0<QQ![JY$=^''!9UHE36M35`Y,1,$)>9;HI!"QJ!*1GPH"FH^W!'Q-:V
MHTH:=*,$2D/1BI)!<T**@/AR!KE6HI[\((J%LY-(5VJI7NS/9^3!F]X+HTK/
MAZNK.V^MNFD)^T'V>T=V`N'04.XYX*F1TKZ#1)3V&M>_/C@+B^#++`00A+25
M)!)54CO'\V`@NR4AO4!4UXU_W*8,-">1]P)-[F>2W;/)MG\>1+:<`)'[-%-5
M*4(&.&M,$M'N[WQ:*)OKF$JUI23I%%5RKJH*CA2E<1>91-+2XUK1/+9Q8T$(
MCCK*'T*K2BA^2N(*QD<R>@II3RX/%80[8G6B%IUJ+H0XX=.HJ04T"NP&H/9B
MWB=A`XIH:*%,#(#NLK0XXKY):0N4/,$MI60KB`:H`X5KWYX'&@V^I<Q1BN;#
M2H@R$)R2GQ$9A/N[<-;B7><T1$$:T*8T.A!'Y$13;JV931<2DK\3L5"13,Y2
M9,7F5&5$%2O9AO-<10-J\X^1/HK:-XJXE8UIN+W,8@6R<_+T.+;83`N,EV3'
M=D.&'+93&B.-<A44(J=9"E*RRR$,[F?*+<N==OI$#2N]&`#L.\X8]6E'DLFA
MHX=2ZO;@C"!TQZI[B0ANW[`WH\A=5*=8VS=5-ZTY@)6\RPV$FO:KW89R<\\J
M#!MW"#URQ?YTFRU>U_QM<6ZL$MK7Z4NM]P>87+VA+LD)QUM"Y][<C06XZ5G2
M''6B^X]VT``XXB+WG[EYHW;>Y@DDK6@?&[T!Z4<QS!@UP'8MS.@'1K;G1&_O
M[UW-O!R\W9B',M"8=@0XS`:8N+S#\I%R?(6X\H/QT:"A2`#QKC-N<N9<NYAL
MS8N+1"ZA--T&H)T'>.W8@)IV.WF`>4%;27+K-M2,A^,B1NAIBXJ\45,M:FI9
M5ERD(Y/,T*']*OMQD>69+EXNA:1%W!><:D5\]*(7-Y=R0.C<&[IV`U37WCJ+
ML-N&]%2]O-+3RU./H=DN.)2,]24H+6:""?":UQ<(>5X!\HDFNL@_^50W#E/W
MDBWD]-9LR,Z-R;@<M\ENK\5:/''*@*D$,@(2@&N8/#$@S)+ZW_$;'&6-%<6D
M^Q=#'@U=7=6.7M'I=-C/&V[ZFL<I7A\PN0`4DCB&^74Y8=0\208V\'_^-&WH
M/O.\X1/=-H[59/\`9NHT3N\34HT[."'TXDH[1I&\Z"&G\`]R!=",075[0B"%
MMY]Y4YB%U!A04+;(JY=)!-*4"DA;QT]],.C/E#<.%&3_``L38W1U$H$YL>Y2
MV%HG[RL5P7I*&G9-P4M12,D+31U.:@`<(&YRZOPPQ4_@:AXGK*3HV'N-_3:H
MUTL9C(="3)<N.3E,M39U@!M7$<33MP7]:A;\(BCH/W1[TD^[F=@='E]Z4<?H
MUNU1?=@R;$Z&$Z2Z+JSH<H`=2`?%Q[S@?KD/^DS_``#WIA)%Q<7%_G1`GIUN
MN"XXZX_#0M&H+#$EMUM1.="L5U"G=2F"G,K-QWG-`<>H>].&-#&!@K0#6D?+
MV9.#[A7$8+I553K;Q!))KEF1CGZA8ZQZ&^]&P15.VO<&&PLN/LT(.E#J5#WD
M\NN)"":&6,/C:PM.T!-Y)G,=NBE%]Y$WRW(Y3>G3^VH:Z^'?^TIG7N[,*U9]
MQG^$(GB']2E]8V\Z;4S+E.268>K^RQ;5*F0),A8^ZZE#@H,N(`QY!_4CM4MB
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M"*50'H2GBP9,U1E7"_VZ1:T+2A7S.*`'G4)2\C0L!/X:2L4/?7%<A+[64R15
M`74GNI/IEV#ZF8K%NWC$!W(VTW9-I[GVU$83<(L1;IDN17@MIV*XPE9*PI:2
MO.E:8TOE#ZBW.67[,K?([<<X.W:NH=6(WAZD*D*N9U$VC_=KO;>6PY:GS,VE
MN>^6)2WVPVZ\W;[@]&BO/42E!<>C-H<.D!(*\L>VN7<S;?Y>V8$T<T'T=O;1
M=)+C5(W6K2A5!1953[/Y,2EL_><_95<68CP@]Y_G_FP[01HQP3[5#]%<<*;W
M'=':CDIIRT5-*IS[>S^?'$T1HXPW1MRE5))[J=V%8>^NA=5T6I*J`:>`'#[<
M.EU!YR!(86"FATY!/:?MPG+W"@D]!;#,Q^.I2M)9=/B-#72<LAWX:('$52@)
MY;+0&8!''V'V8,SO#M7$(P]75WTCE<S.O=V?SX"X=!1B.`]PP5,5]P$$)2RD
MI!JK,`\1VCW8""%(2RE(!6:@9^).`@L+JF6DN.+71(%4\"3[^_/!@GC.X.Q-
M]<Y*Y5P:DA"5(C(4TVFO@7KJ5*6"0:@G+`UU2E?A+=J(WX.IE:R5U))(&DC,
MUX]G'$=F'RSV)Y%W`4F'&RVX4BI(H<QGQ[L5JU%)_*GK7;S:E*&'>I\1DM--
MH`-**4%E0H*94.G$O=<9SF[FBB:R0QN-22%@4]<IJRZ7''"D^WPZ^P5([L--
MRZ.U$W(&"AJ49Q;!-E:%KUJYA\6HGPY5JD>VN'-NU['ALNM)&9H-&@`:OM06
M3$5;I/+:=<;5S8Z5GPZ@"\FA&65%889[&^)P<*[NZ?/1/6$[A*M];4WUN5'3
MCIPBQ-62?'LW3G8%O>@/0X"RXU"VA9%.3W$OM%)FO.S"5*':<NW'@K..9,[S
M#,)[)UQ*V%KB[=WW4))(KB=*G<O9$XDR`:-:6D?<+=]@36;A':8;!C2'([RT
MH3STE2DI1'9"&.6%'C2H[,56Y&8'$2N_Q*5X<&P>A(F?!Z?79$15SM$=R;SW
M43(T.$T[I:2E19<;"T+6JK@&JI(I7$4V\S*PFX[97$Z*;Q.GL2,UO%*S<8!6
MO4@SG1+HW*@+%TL*HS4ITR6919\NKFFI"7&D)$=;?#XDG$Y9<Q7KW4D<[SGW
MII^F]2(%="NF7X3ORRUWA+;HY$=2=+C('P%*FM"@H8G9N99,OM'7<!)F;2FG
MV&J3ER[\,U&*;BY^F#9M^FR%-V.);0K7R]$AVJ5&H20EU2@2DFN?;@9;]4\S
M:ZLF]3KW_>F7Z=U)I]]>D-B(VB/MV.Z9/+4Z[+0I"BG0G4:@)T%``S]F+]8?
M59T](9M#S3]K_,DKG+R+=Y`QW2M?!Z>.I+;C\6%9H%TCK->=Y<(7E4U332C\
MV+5;\W6`-"X=/*J?X*XU@I(S.C/45AT)?V27,QFS'"U=_;7MQ.0\VY>YFYO"
MA'36AX*>M*%-Y<.F.Y[5)=5.VP\&G:A93$H4`\0*)I45PO;RY)-ID;4_P^]+
M_I4VP]/(D+/VX8\M;:[?+84VFJ$JC*#>5<B0GA4=F+!;V.2O;7?9_P!"'Z5-
MLZ>9$C+;C:W`ZR\!K5X4-*T(-<DMY5TI[*X4.3Y(37B-_P"A=\*!A3%&T><]
M&U(C/RFPKXVR%A.?9E0XY^C9)_J-_P"A<\,-BZ?.'FEK;=<4I!(JVEYQ)&H!
M1HFM!6M<</+N6/.\US:?W$TD`:\MU!!W)+:@74<\`FFE3E*$<2<ZTRP/^-Y;
M]]OG:D\%B>F,NVY39Y_.YJ_"EM3J=.D!)UYTS_)AO):Q6;N!":QCL]F"93_,
M2?Y*>73GO\VNKD\ARNGAKI\/'+OP1)*;_=]^6-QW&*6D//6N:_%:CM1$Q6/[
M.V'`Y'4V5<Q:^%*4]N/%5_:>#[IWNW!6*2+AZ=*Q6ZYV^3:W7[D2JX3T\NVQ
ME,<OR\E8--*A52E)6>[$?`YTQW7"B8OG<VM!5"=L;=O?RJ\L71$*+-7*0IJ1
M)KSIR.9FC2L"@([17";[IS74&*,R4N-"$\+MGM4JUL-L;?M\F9"0W'EM-%T:
M7DBBZ*#'BXX)XQ^Q/XX&OUH/?K9`V_MFVW"+:'(K\YTLR6V7"E+3?-<277?!
MJ50#@H##IN:S-:&[HH.O[%,0P@1@5U)#W#8NV-R6Z2ZA^%&ND4I=<D,H"G90
M513*$1*)05(;("B":D5QW]6F^Z//]B4X0VI7;!V`]<9)AWN1:&($F(A"0O1J
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M^U1@)DK90V3XP:T220$TR-./'%ZAS!\$LC=T.QV[%P1AQ(&%$)3="H:2TD`9
MUU$]_P#1PY_5W_Z8\Y1N`-J'-7E"".8U1(SJDDFM*4H4C+!X\S=(:%@'E^Q)
MR6H>*%Q\R/&]PVU90IU3B--"0E.HU%*<:=V%O''[H\Z2\`S[Q\R-4;DM4@I:
M2ZILYD*=3I1EF:FN5:98<6EV'RT<`!1$?9AC:AU3V+-\TM__`)['_P!]B3XL
M>U(\`[5SYE`5DF7'43D$ZOB/=V\<<=)&X4JAP.M$+SB1<6WT.-T<6EM20O()
M6H(4:\32M:=N$=V*O>0X-6T2C*V5)2@O-@`C/6._!FB,$$.Q766V\X-KI0KF
M1O\`SEG_`'XPJ96@53EUBUO[1\RR!;7EAFO\B?R<>[")N"#2B82L#,*Z4-"T
MT'XK'`<7!7AAS6+:?,N>"9]X^;[5@>F,-#]LR2/_`!@XX%8MOH0\"W[Q\R^I
MO,4)2"XS4``_B=H&?9AN9:&B;F"AI4HNE[BC1M2E*2LJJ6TMJU5[JY5&.&:F
MD+K;9SS1M43(N,FZ/:BE3+(-0C,U`IQJ$TK2N.B>HP"5+.'\!T@+Y<I+4?EJ
M0TE:E^%2/U=.1-=)S4<\=,Y&I=:-XT764\A$=);2E04A*^-**52J:`4JFF&\
MXX[=TX)1LQ:-VB3:XX4^AP"OA^'C]]5<SB/BR]L4F^'$GL2HN3NZ$9J;1RPH
MM`:12E<E>WL(Q+LD#10M!3=\A>:Z$*AZ4))2D#603VTT@_IK@W&;]P>=$J3I
M2J8D.<M"$'E\H:B0:Z]5!0]U*8:3L$TS)!\.[71K0'>"1=P!DW9@$D<R7$0I
M(S"@I]M-%'LS-??B'YCO=^`0[H%&NQKC@%*Q'\,DJT1;+%*@[>VRU"F*MR4;
M:V\5NS%<I;J;?MVQ1`TRQJ"5B1R@LYY8^=V>1N.:RR1G=))K3M.U237N8VK2
MGDLMXNUPMSEIO6WF(L&X----;FB@%$?E?`7EU`#SWW4')7?BMW+IOON7>/)3
M3BE*]$L-O4S$M[2),]N&MMN<EX-O2%ALZE%("TI44U%`3EAA`'\:LA+FTT%.
MK2[?%+O$5PHD9Y^YW]Z+`D1I\9ZT2N8\EY]3C+S0.FA0IM(4D@_9A]4#NBBF
MXKPO_9`\J=2[2;';XUODP8#4)3:6_F#C:E.*TT`<<2A0'CJ>&%&R;I^,;[-A
MP!3F0CA%QV(IO<:&9]L6W/6Y&E<ET*9T\W4I8/+4T%T2#[\==-`>[`P>4IEQ
M&;$JT7"`TE+:4NQU!I3/,4A*]>M)0"O64@`ZL_9A"1[2/@8&NV@Z%QSF.:6G
M00BL6>*]'>E(7_9XAI)=BH2C000*:4DUH?;A%EU=-_;/H]R9>$@T)+W"9^,^
MZ6V(3>?DU(5SA((!IKUH3H^S#P9K=@;K21ATU+OA(=*^W&P[?=92WN%MB&U)
MAJ?AR%16EF0X$ZN64E0HDGM%<)P7>:0.WO%2'R-]R5W(_NA(QCIQL^Y09#TJ
MR6J<%-D)=##27&T4R\*4FI`IVXL-MS3F]O\`_<<[MI[EW=C^Z$@)O1[I4W`<
MDKV\RN6B0IE3090$KTJ(4]DFJ23G3#K_`)GF_P!X^<?Y5$/RACW%W$(J=@]Z
M*'.AO3>8FC6THR"L`H>"O&X@_?4CE@)-?;V8'_,\W^\?./\`*B_HS/\`4/F'
MO26NWICZ5NMO27-NS$R%%($F&D.I6H)"1J00D(T4IQ[*XEH?J1G,,38@P.`%
M*[]/_*H.XR9G&=\9T[![TCI_HVVE+B*G0Y+K#JW&6VH3X:;(0H9K4>85`@^R
MF%#]3,Z_TQ_C_P#I2/Z*W[Y\P]ZQ#T(*25-193-'&DN-!$QM(*5C)1R-"HC\
MV)^Q^JEY';!LUK&^363(?8U15WEO#F+=XG#8FS_P+[H_>SR7F!R?(\^OG4\J
MGFM'[33\=/N]V'G_`+L34_)QU_\`['?Y4V_3SM/F6]!D[:FW1)NK'D)C%UDR
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M]HIVA+F1X-`TT17TWN]UMFYF1<X3-P;9A(5&<C6MZ0VX\ED:PMMHNATK7P'$
M8YPX]H\X0XD@/==YBEFG<,5[>D:\7BWWQAA:GF3:H.WKCS:@D%TQD)#K31!X
ME%/;A7A,W!5P\X]ZF+6><0M`:^G\)]R55LW7M.W/7&)+VY>KA"DRB[$DIM<U
MQ#"W="-*W@RXEEQH)J4$ZA6O;B)NHXCB2WS_`&IQXBX^Z_\`PGW)VK#,G(GP
MP!>G[$T6WHR6[9)80ZI;:^2R':*!4T5*[RJG9B#DC8VX:]A!=714>].(GO?'
M5X(-=8HHJ/KSO[-EJ])$VTQH<7<Z>E&](%ZBZFF[LK;D3<-B5LZ3.8KYE41U
MR3<_+/*2$.Z7`@G0JGT!^@LTYR<-+74W=-,.[V44?==[S*N&]D$4-?B(IV9\
M,;!.T-G?0@XZDG'B2L&$TJNZ#0G(&HIF*_;AQ;]X]B"[5SK0?D%/R<,.$5?4
MJ(.24GW@83E+@WX*UKJ0`#L#@LG,7^HC_>C#?>G_`'O-]B[PV_>'G"YK6<@A
M(/84I`/V4[<#>G_>\WV(&-NMPIVCWKX"YJ%0LFHIG0UKE3(YX&]/U^9<X<=-
M+:=H]ZRZI'ZLC\I_^1@[)+@.!`=7L7&QQ@_"6U[1[UUK)KF'_P#A_P`V)&.>
MX)^-KZ=A]RZX%*J/`#D5M:YTELN5U(4[3E]E55((X^S$DQN\PD&AHHV61H>/
MA!Q1:N'<4$Z9.L`Y$/C,=AR4<1I\37"OH3D%ITBB!%F0HT<=*:5J5N&G'LJ4
MCC@O^XUU]"!<P:!5"A':&@%ZI*4U4'4T!H*]^5<2K6_"*G&B:F4U/P:^FI'<
M"-;&R%//-.N::I2N0V,Z\`DZJX4`:-.E(NDE<#N@AO9]B/H[C9+A2RD&GW3E
M0"@R">[!D@@3ZXXT^8:"E:C34L)/'+)23V8"""2UI4$MH;*&BE-'*ZDC[:`=
MG?@(+&RAL.)25I(T@ZJ@#-1RX]F`N(1*TZ"!0`9:JUK[<!!9&&TI92H.)4<_
M"*5X>Q1.`@CJ,M6A1T&I2!3/+V\,<_:'E71W@DTFKM_@-J`0A5Q@)47%!MHA
M4MD)YCJ@$-)236IQ5N8='7N.ZZ8;-:E(^X59]E2;K"-F1ON,[-CQ;5#B6%RU
M(4MM^&W!M[+,E`8YHD(<9:#@6"110XUKCP1F;0[,Y:D`5U]I4B>ZC]J'%TN&
MQ7?=S%E>7',YJ3"FS+4F4X?PE!U(;:CNLJKI234X@;F.,UJYOG^U$]:45P95
M#;@LP7)%R>U(I<&WC&D)42/AA$.NN`5SH>&(D,8UQ+2#Y4*[HJ,4M+:M]^4V
M);;[=RB-E?-=)9\VG006RRM`)-#WG/LP=/K:1^&#O,?<L=[N,ER&^Y\OE,*8
M;6>4IMUP2`GL2KE)`U?;A2$5D`/=4E)))P#\)T;/L386F9>X\^',7&N,A$J4
M@.PQ'D*<BL!W/2GEJ4*IKI\(P^X<7WAY_M4;Q9/NGS?8EY<[P[<?,,JMFXK6
MB%I<:D.Q):DSB**Y;*5,M>(TID58(^.+=/Q"M-H]Z[Q9/NN\WV)5;>E794"4
M+:W,^7J:#UP3*BO(',.:F5N.)TH<'<<\,>%%]YOG^U#B/^Z?,?<BM=RLKD5Y
MB;!NB`X"(;[D5]"(Y[""M(#I'O&!PHOO-\_VH"1]1@[3L/N1V];XJ&;;.E7!
MM:(T=28-ON"DJ7))`.MK6Z@K`[0$G!%(I.)=2V\A5F9?4V\MU<I#2E.,M.!1
M*TFB2EL*7\(-*#`005<I;ZGGGHOETLE/]G=2?QEJIJT+4EL>$]P.`@C)TRDR
M([D9EIP".$ML"0VE+B2/VI70I;*2?A(K@((/$7=4LRF&P^A!4M3LD(4^T-2E
M**$("=(TUI6O97$C''&6`DBM-JC)HV&0DD5KM0%QFT+9?<N3\]#O(4TAH<T$
MKX(?!H*)[1E@_#BVM\_VI+AL^\//]J3[$.Y1Y$-<>3<I3:V4-BDET.(0%K*7
M"V`M>@@\:4RQ#7@D;.1'W:=2:S00E_Q.;7M'O2D^1R//<[Y])YWE-?)UGF4Y
7M>7^TUZM7LPVK-THDN!!]YG^(>]?_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-2
<SEQUENCE>6
<FILENAME>exhibit2-1.htm
<DESCRIPTION>EXHIBIT 2-1
<TEXT>
<html><head></head><body style="font-size:10pt;"
style='font-size:10pt;'>
<BR />  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<B><FONT style="COLOR: black; FONT-SIZE: 10pt">Exhibit 2.1</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="COLOR: black; FONT-SIZE: 10pt">AGREEMENT AND PLAN OF MERGER</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="COLOR: black; FONT-SIZE: 10pt">by and between</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="COLOR: black; FONT-SIZE: 10pt">FIRST CITIZENS BANCORPORATION, INC.</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">and</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="COLOR: black; FONT-SIZE: 10pt">FIRST CITIZENS BANCSHARES, INC.</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt" border="0" cellspacing="0" cellpadding="0" width="100%">
    <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="100%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="100%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">DATED AS OF JUNE 10, 2014</FONT></B></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="100%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
<B>  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
</B>  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">TABLE OF CONTENTS</FONT></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: -1.2in; MARGIN: 0in 0in 0pt 1.2in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt" border="0" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 90%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="90%" colspan="3">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#arti">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">ARTICLE I THE MERGER</FONT></DIV>
</A></FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">1</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1.1</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art1_1">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">The Merger</FONT></I></DIV>
</A></FONT></I></DIV>
</FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">1</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1.2</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art1_2">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Effective Time</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">1</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1.3</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art1_3">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Effects of the Merger</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">2</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1.4</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art1_4">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Conversion of South Common Stock</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">2</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1.5</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art1_5">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">North Common Stock</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">3</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1.6</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art1_6">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Dissenting Shares</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">3</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1.7</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art1_7">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Certificate of Incorporation of Surviving Corporation</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">4</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1.8</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art1_8">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Bylaws of Surviving Corporation</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">4</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1.9</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art1_9">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Directors of Surviving Corporation</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">4</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1.10</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art1_10">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Tax Consequences</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">4</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1.11</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art1_11">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Bank Merger</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">4</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1.12</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art1_12">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Headquarters of Surviving Corporation; Name</FONT></I></DIV>
</A></FONT></I></DIV>
</FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">5</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 90%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="90%" colspan="3">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#artii">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">ARTICLE II EXCHANGE OF SHARES</FONT></DIV>
</A></FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">5</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">2.1</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art2_1">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">North to Make Shares and Cash Available</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">5</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">2.2</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art2_2">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Exchange of Shares</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">6</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 90%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="90%" colspan="3">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#artiii">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">ARTICLE III REPRESENTATIONS AND WARRANTIES OF SOUTH</FONT></DIV>
</A></FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">9</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.1</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_1">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Corporate Organization</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">9</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.2</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_2">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Capitalization</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">10</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.3</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_3">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Authority; No Violation</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">11</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.4</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_4">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Consents and Approvals</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">12</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.5</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_5">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Reports</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">13</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.6</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_6">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Financial Statements</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">14</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.7</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_7">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Broker&#8217;s Fees</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">15</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.8</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_8">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Absence of Certain Changes or Events</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">15</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.9</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_9">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Legal Proceedings</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">16</FONT></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
-ii-</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">TABLE OF CONTENTS</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt">(cont.)</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt" border="0" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.10</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_10">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Taxes and Tax Returns</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">16</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.11</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_11">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Employee Benefit Matters</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">18</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.12</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_12">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Labor Matters</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">21</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.13</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_13">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Compliance with Applicable Law</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">21</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.14</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_14">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Certain Contracts</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">23</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.15</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_15">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Agreements with Regulatory Agencies</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">25</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.16</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_16">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Risk Management Instruments</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">25</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.17</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_17">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Investment Adviser Subsidiaries</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">26</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.18</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_18">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Environmental Liability</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">26</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.19</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_19">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Investment Securities and Commodities</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">27</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.20</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_20">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Property</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">28</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.21</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_21">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Intellectual Property</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">30</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.22</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_22">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Related Party Transactions</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">31</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.23</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_23">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">State Takeover Laws</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">31</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.24</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_24">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Reorganization</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">31</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.25</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_25">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Opinion</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">31</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.26</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_26">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">South Information</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">31</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.27</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_27">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Loan Accounts, Notes and Other Receivables</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">32</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.28</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_28">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Insurance</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">34</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.29</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_29">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Indemnification Obligations</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">34</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.30</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_30">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Obstacles to Regulatory Approval</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">34</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">3.31</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art3_31">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">No Other Representations or Warranties</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">34</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 90%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="90%" colspan="3">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art_iv">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">ARTICLE IV REPRESENTATIONS AND WARRANTIES OF NORTH</FONT></DIV>
</A></FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">35</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.1</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_1">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Corporate Organization</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">35</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.2</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_2">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Capitalization</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">36</FONT></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
-iii-</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">TABLE OF CONTENTS</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt">(cont.)</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt" border="0" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.3</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_3">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Authority; No Violation</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">37</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.4</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_4">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Consents and Approvals</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">38</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.5</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_5">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Reports</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">38</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.6</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_6">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Financial Statements</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">39</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.7</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_7">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Broker&#8217;s Fees</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">40</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.8</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_8">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Absence of Changes</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">40</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.9</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_9">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Legal Proceedings</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">40</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.10</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_10">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Taxes and Tax Returns</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">41</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.11</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_11">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">North Loss Share Agreements</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">41</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.12</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_12">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Compliance with Applicable Law</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">41</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.13</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_13">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Agreements with Regulatory Agencies</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">41</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.14</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_14">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Reorganization</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">42</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.15</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_15">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">SEC Reports</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">42</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.16</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_16">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">North Information</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">42</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.17</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_17">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Obstacles to Regulatory Approval</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">42</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.18</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_18">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Opinion</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">43</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4.19</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art4_19">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">No Other Representations or Warranties</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">43</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 90%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="90%" colspan="3">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#artv">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">ARTICLE V COVENANTS RELATING TO CONDUCT OF BUSINESS</FONT></DIV>
</A></FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">43</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">5.1</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art5_1">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Conduct of Business Prior to the Effective Time</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">43</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">5.2</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art5_2">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Forbearances of South</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">44</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">5.3</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art5_3">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Forbearances of North</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">48</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">5.4</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art5_4">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Accruals for Expenses and Other Accounting Matters</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">48</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">5.5</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art5_5">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Loan Loss Reserve, Loan Repurchase Reserve and Loan Charge-Offs</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">49</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">5.6</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art5_6">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Pricing of Deposits and Loans</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">49</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">5.7</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art5_7">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Consents to Assignment of Contracts</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">49</FONT></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
-iv-</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">TABLE OF CONTENTS</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt">(cont.)</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt" border="0" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">5.8</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art5_8">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">No Control of Other Party</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">49</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 90%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="90%" colspan="3">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#artvi">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">ARTICLE VI ADDITIONAL AGREEMENTS</FONT></DIV>
</A></FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">49</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.1</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_1">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Regulatory Matters</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">49</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.2</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_2">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Access to Information</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">51</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.3</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_3">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Stockholders&#8217; Approvals</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">52</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.4</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_4">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Legal Conditions to Merger</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">54</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.5</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_5">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Stock Exchange Listing</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">54</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.6</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_6">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Employees; Employee Benefits</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">55</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.7</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_7">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Indemnification; Directors&#8217; and Officers&#8217; Insurance</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">57</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.8</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_8">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Additional Agreements</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">58</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.9</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_9">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Advice of Changes</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">58</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.10</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_10">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Dividends</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">58</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.11</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_11">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Acquisition Proposals</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">59</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.12</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_12">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Public Announcements</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">60</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.13</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_13">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Real Property Matters</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">61</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.14</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_14">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Trust Preferred Securities</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">63</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.15</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_15">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Redemption of Preferred Stock</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">63</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">6.16</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art6_16">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Subordinated Debt</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">63</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 90%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="90%" colspan="3">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#artvii">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">ARTICLE VII CONDITIONS PRECEDENT</FONT></DIV>
</A></FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">64</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">7.1</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art7_1">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Conditions to Each Party&#8217;s Obligation To Effect the Merger</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">64</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">7.2</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art7_2">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Conditions to Obligations of North</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">64</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">7.3</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art7_3">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Conditions to Obligations of South</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">66</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 90%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="90%" colspan="3">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#artviii">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">ARTICLE VIII TERMINATION AND AMENDMENT</FONT></DIV>
</A></FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">68</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">8.1</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art8_1">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Termination</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">68</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">8.2</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art8_2">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Effect of Termination</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">69</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">8.3</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art8_3">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Amendment</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">71</FONT></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
-v-</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">TABLE OF CONTENTS</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt">(cont.)</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt" border="0" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">8.4</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art8_4">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Extension; Waiver</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">72</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 90%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="90%" colspan="3">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#artix">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">ARTICLE IX GENERAL PROVISIONS</FONT></DIV>
</A></FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">72</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">9.1</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art9_1">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Closing</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">72</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">9.2</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art9_2">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Nonsurvival of Representations, Warranties and Agreements</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">72</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">9.3</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art9_3">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Expenses</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">72</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">9.4</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art9_4">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Notices</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">72</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">9.5</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art9_5">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Interpretation</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">74</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">9.6</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art9_6">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Disclosure Schedule</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">74</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">9.7</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art9_7">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Counterparts</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">75</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">9.8</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art9_8">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Entire Agreement</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">75</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">9.9</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art9_9">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Governing Law; Jurisdiction</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">75</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">9.10</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art9_10">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Assignment; Third Party Beneficiaries</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">76</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">9.11</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art9_11">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Specific Performance</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">76</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">9.12</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art9_12">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Severability</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">76</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ffffff">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR
style="BACKGROUND-COLOR: #ccffcc">
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">9.13</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 70%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="70%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt"><A style="COLOR: #000fff" href="#art9_13">  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">Delivery by Facsimile or Electronic Transmission</FONT></I></DIV>
</A></FONT></I></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 10%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="10%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<FONT style="FONT-SIZE: 10pt">76</FONT></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;<B>&#160;</B></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
-vi-</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
  <DIV  name="SectionRPT610201422241PM"
style="CLEAR:both;CLEAR: both;clear:both;">
</DIV>
  <div
style="clear:both">
</div>
  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="COLOR: black; FONT-SIZE: 10pt">INDEX OF DEFINED TERMS</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="BORDER-BOTTOM: medium none; BORDER-LEFT: medium none; WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt; BORDER-TOP: medium none; BORDER-RIGHT: medium none" border="1" cellspacing="0" cellpadding="0" width="100%">
    <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="COLOR: black; FONT-SIZE: 10pt">Section</FONT></B></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Acquisition Proposal</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.11</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">affiliate</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">9.5</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Agreement</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Preamble</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Alternative Transaction</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.11(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Articles of Merger</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.2</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Bank Call Reports</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.6(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Bank Merger</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.11</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Bank Merger Agreement</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.11</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Bank Merger Certificates</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.11</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">BHC Act</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.1(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Board Recommendation</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.3(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">business day</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">2.2(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Change in Board Recommendation</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.3(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Class B Election</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.4(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Closing</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">9.1</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Closing Date</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">9.1</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Code</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Recitals</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Confidentiality Agreement</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.2(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Continuing Employee</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.6(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Contract</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.1(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Delaware Secretary</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.2</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Derivative Contract</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.16</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">DGCL</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.1</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Disclosure Schedules</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">9.6(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Dissenting Shares</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.4(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Documented Expenses</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">8.2(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Effective Time</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.2</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Enforceability Exceptions</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.3(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Environmental Laws</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.18(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Environmental Survey</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.13(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">ERISA</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.11(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Exchange Act</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.4</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Exchange Agent</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">2.1</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Exchange Fund</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">2.1</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">FDIC</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.1(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Federal Reserve Board</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.4</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">GAAP</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.1(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Governmental Entity</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.4</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Hazardous Substance</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.18(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Intellectual Property</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.21</FONT></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
-vii-</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="BORDER-BOTTOM: medium none; BORDER-LEFT: medium none; WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt; BORDER-TOP: medium none; BORDER-RIGHT: medium none" border="1" cellspacing="0" cellpadding="0" width="100%">
    <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Intervening Event</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.3(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">IRS</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.10(o)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Joint Proxy Statement</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.4</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">knowledge</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">9.5</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Law</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.13(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Lease Agreements</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.20(d)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Liens</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.2(c)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Loan Collateral</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.27(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Loan Loss Reserve</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.27(g)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Loan Repurchase Reserve</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.27(h)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Loans</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">5.2(n)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Material Adverse Effect</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.1(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Material Defect</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.13(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Materially Burdensome Regulatory Condition</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.1(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Merger</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Recitals</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Merger Consideration</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.4(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">MEWA</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.11(f)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Minority Holders</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.25</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Multiemployer Plan</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.11(f)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Multiple Employer Plan</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.11(f)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">NASDAQ</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">2.2(e)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Preamble</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Bank</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.11</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Benefit Plans</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.6(f)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Carolina Commissioner</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.4</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Carolina Courts</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">9.9(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Charter</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.7</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Charter Amendment</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.7</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Class A Common Stock</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">4.2(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Class B Common Stock</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">4.2(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Closing Price</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">2.2(e)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Common Stock</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">4.2(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Disclosure Schedule</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">9.6(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">North ERISA Affiliate</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt">6.6(f)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Evaluation Committee</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Recitals</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Financial Statements</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">4.6(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Loss Share Agreement</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">4.11</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Meeting</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.3(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Pension Plan</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.6(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Reports</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">4.5(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North SEC Disclosure</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Article 4</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North SEC Reports</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">4.15</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Share Certificates</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">2.1</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">North Subsidiary</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">4.1(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Permitted Encumbrances</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.20(a)</FONT></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
-viii-</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="BORDER-BOTTOM: medium none; BORDER-LEFT: medium none; WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt; BORDER-TOP: medium none; BORDER-RIGHT: medium none" border="1" cellspacing="0" cellpadding="0" width="100%">
    <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">person</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">9.5</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Premium Cap</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.7(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Previously Disclosed</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">9.6(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Property Examination</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.13(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Regulatory Agencies</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.5(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Representative</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.11</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Requisite North Vote</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">4.3(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Requisite Regulatory Approvals</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">7.1(c)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Requisite South Vote</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.3(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">S-4</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.4</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Sarbanes-Oxley Act</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.13(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">SCBCA</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.11</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">SEC</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.4</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Securities Act</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.2(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Preamble</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Bank</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.11</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Benefit Plans</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.11(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Carolina Commissioner</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.4</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Carolina Secretary</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.2</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Charter</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.1(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Common Stock</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.4(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Contract</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.14(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Disclosure Schedule</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">9.6(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South ERISA Affiliate</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.11(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Financial Statements</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.6(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Indemnified Parties</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.7(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Leased Properties</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.20(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Loss Share Agreement</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.14(c)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Meeting</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.3(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Nonvoting Stock</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.4(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Owned Properties</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.20(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Pension Plan</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.6(c)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Preferred Stock</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.15</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Qualified Plans</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.11(d)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Real Property</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.20(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Reports</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.5(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Share Certificate</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.4(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Special Committee</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Recitals</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Subsidiary</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.1(b)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">South Voting Stock</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.4(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">SRO</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.5(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Subordinated Debt</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.16</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Subsidiary</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.1(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Superior Proposal</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.3(c)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Surviving Corporation</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Recitals</FONT></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
-ix-</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="BORDER-BOTTOM: medium none; BORDER-LEFT: medium none; WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt; BORDER-TOP: medium none; BORDER-RIGHT: medium none" border="1" cellspacing="0" cellpadding="0" width="100%">
    <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Tax or Taxes</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.10(m)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Tax Return</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">3.10(n)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Termination Date</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">8.1(c)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Termination Fee<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">8.2(d)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Third Party Shares</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1.4(a)</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Trust Preferred Securities</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.14</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Trust Preferred Securities I</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.14</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Trust Preferred Securities II</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.14</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 85%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="85%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.05in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Trust Preferred Securities III</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 15%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: windowtext 1pt solid; PADDING-TOP: 0in" valign="top" width="15%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="COLOR: black; FONT-SIZE: 10pt">6.14</FONT></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
-x-</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">AGREEMENT <FONT style="COLOR: black">AND PLAN OF MERGER</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">AGREEMENT <FONT style="COLOR: black">AND PLAN OF </FONT>MERGER<FONT style="COLOR: black">, dated as of </FONT>June 10<FONT style="COLOR: black">, 2014 (this &#8220;</FONT><I>Agreement</I><FONT style="COLOR: black">&#8221;), by and between First Citizens Bancorporation, Inc., a </FONT>South <FONT style="COLOR: black">Carolina corporation (&#8220;</FONT><I>South</I><FONT style="COLOR: black">&#8221;), and </FONT>First Citizens BancShares, Inc.<FONT style="COLOR: black">, a Delaware corporation (&#8220;</FONT><I>North</I><FONT style="COLOR: black">&#8221;).</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">W<FONT style="COLOR: black">ITNESSETH:</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">WHEREAS<FONT style="COLOR: black">, the </FONT>Board of Directors <FONT style="COLOR: black">of </FONT>South, upon the recommendation of a special committee consisting of certain independent members of the Board of Directors of South (the &#8220;<I>South Special Committee&#8221;</I>), <FONT style="COLOR: black">and the Board of Directors of </FONT>North, upon the recommendation of an evaluation committee consisting of certain independent members of the Board of Directors of North (the &#8220;<I>North Evaluation Committee&#8221;</I>), <FONT style="COLOR: black">have determined that it is in the best interests of their respective companies and their stockholders to consummate the strategic business combination transaction provided for in this Agreement, pursuant to which </FONT>South <FONT style="COLOR: black">will, subject to the terms and conditions set forth in this Agreement, merge with and into North (the &#8220;</FONT><I>Merger</I><FONT style="COLOR: black">&#8221;), with North as the surviving corporation (hereinafter sometimes referred to in such capacity as the &#8220;</FONT><I>Surviving Corporation</I><FONT style="COLOR: black">&#8221;) in the </FONT>Merger<FONT style="COLOR: black">;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">WHEREAS, the parties intend the Merger to qualify as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Internal Revenue Code of 1986, as amended (the &#8220;<I>Code</I>&#8221;), and intend for<FONT style="FONT-SIZE: 10pt">&#160; </FONT>this Agreement to constitute a &#8220;plan of reorganization&#8221; for purposes of Sections 354 and 361 of the Code; and</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">WHEREAS<FONT style="COLOR: black">, the parties desire to make certain representations, warranties and agreements in connection with the </FONT>Merger <FONT style="COLOR: black">and also to prescribe certain conditions to the </FONT>Merger<FONT style="COLOR: black">.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">NOW<FONT style="COLOR: black">, THEREFORE, in consideration of the mutual covenants, representations, warranties and agreements contained herein, and intending to be legally bound hereby, the parties agree as follows:</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="TEXT-TRANSFORM: uppercase; COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="TEXT-TRANSFORM: uppercase; COLOR: black; FONT-SIZE: 10pt"><A  name="arti" dtbookmark="UserBookMark">ARTICLE I</A></FONT></B><B><FONT style="TEXT-TRANSFORM: uppercase; FONT-SIZE: 10pt"><BR />THE MERGER</FONT></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1.1<FONT style="FONT-SIZE: 10pt"><A  name="art1_1" dtbookmark="UserBookMark">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </A></FONT><I>The Merger.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>Subject to the terms and conditions of this Agreement, in accordance with the South Carolina Business Corporation Act of 1988, as amended (the &#8220;<I>SCBCA</I>&#8221;), and the General Corporation Law of the State of Delaware (the &#8220;<I>DGCL</I>&#8221;), at the Effective Time, South shall merge with and into North.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>North shall be the Surviving Corporation in the Merger and shall continue its corporate existence under the laws of the State of Delaware.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Upon consummation of the Merger, the separate corporate existence of South shall terminate.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art1_2" dtbookmark="UserBookMark">1.2<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></A></FONT><I><FONT style="FONT-SIZE: 10pt">Effective Time<FONT style="FONT-SIZE: 10pt">.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></FONT></I><FONT style="FONT-SIZE: 10pt">The Merger shall become effective as set forth in the articles of merger to be filed with the South Carolina Secretary of State (the &#8220;<I>South Carolina Secretary</I>&#8221;) and the certificate of merger to be filed with the Delaware Secretary of State (the &#8220;<I>Delaware Secretary</I>&#8221;), respectively, on the Closing Date, each of which shall be in form and substance reasonably satisfactory to North and South (collectively, the &#8220;<I>Articles of Merger</I>&#8221;).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The term &#8220;<I>Effective Time</I>&#8221; shall be the date and time when the Merger becomes effective, as set forth in the Articles of Merger.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art1_3" dtbookmark="UserBookMark">1.3<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I><FONT style="COLOR: black">Effects of the </FONT>Merger<FONT style="COLOR: black">.</FONT></I><FONT style="COLOR: black"><FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT>At and after the Effective Time, the Merger shall have the effects set forth in the applicable provisions of the SCBCA and the DGCL.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art1_4" dtbookmark="UserBookMark">1.4<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Conversion of South Common Stock<FONT style="FONT-SIZE: 10pt">.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></I>At the Effective Time, by virtue of the Merger and without any action on the part of North, South or the holder of any of the following securities:</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Subject to Section&#160;2.2(e), each share of South common stock, $5.00 par value per share (the &#8220;<I>South Voting Stock</I>&#8221;) and South nonvoting common stock, $5.00 par value per share (the &#8220;<I>South Nonvoting Stock</I>&#8221; and collectively with the South Voting Stock, the &#8220;<I>South Common Stock</I>&#8221;) issued and outstanding immediately prior to the Effective Time, except for (i)&#160;shares of South Common Stock owned by South as treasury stock or owned, directly or indirectly, by South or North or any of their respective wholly-owned Subsidiaries (excluding (A)&#160;any such shares held in trust accounts, managed accounts, mutual funds and the like, or otherwise held in a fiduciary or agency capacity on behalf of third parties or (B)&#160;shares held, directly or indirectly, in respect of a debt previously contracted (the shares referred to in clauses&#160;(i)(A) and (i)(B), the &#8220;<I>Third Party Shares</I>&#8221;)), and (ii)&#160;any shares of South Common Stock the holder of which (A)&#160;has not voted in favor of the Merger or consented thereto in writing, (B)&#160;has demanded its rights to be paid the fair value of such shares in accordance with Chapter&#160;13 of the SCBCA and (C)&#160;has not effectively withdrawn or lost its rights to be paid the fair value of such shares of South Common Stock (such shares, &#8220;<I>Dissenting Shares</I>&#8221;), shall be converted into the right to receive 4.00 shares of North Class A Common Stock and $50.00, unless a holder elects (the &#8220;<I>Class B Election</I>&#8221;) in the holder&#8217;s letter of transmittal for each share of such holder&#8217;s South Common Stock to be converted into (x) 3.58 shares of North Class A Common Stock and (y) 0.42 shares of<FONT style="FONT-SIZE: 10pt">&#160; </FONT>North Class B Common Stock (for clarity, South and North agree that no cash (other than cash in lieu of fractional shares) shall be payable with respect to shares of South Common Stock for which the holder thereof made a Class B Election). The cash payable, and the shares of North Common Stock issuable, upon conversion of the South Common Stock, together with any cash in lieu of fractional shares payable pursuant to this Section&#160;1.4 and Section&#160;2.2(e), are referred to as the &#8220;<I>Merger Consideration</I>&#8221;.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
2</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>All of the shares of South Common Stock converted into the right to receive the Merger Consideration pursuant to this Article&#160;I shall no longer be outstanding and shall automatically be cancelled and shall cease to exist as of the Effective Time, and each certificate (each, a &#8220;<I>South Share Certificate</I>&#8221;, it being understood that any reference herein to &#8220;<I>South Share Certificate</I>&#8221; shall be deemed, as appropriate, to include reference to book-entry account statements relating to the ownership of shares of South Common Stock, and it being further understood that provisions herein relating to South Share Certificates shall be interpreted in a manner that appropriately accounts for book-entry shares, including that, in lieu of delivery of a South Share Certificate and a letter of transmittal as specified herein, shares held in book-entry form may be transferred by means of an &#8220;agent&#8217;s message&#8221; to the Exchange Agent or such other evidence of transfer as the Exchange Agent may reasonably request) previously representing any such shares of South Common Stock shall thereafter represent, subject to Section&#160;2.2(b), only the right to receive a certificate or certificates representing the number of whole shares of North Common Stock which such shares of South Common Stock have been converted into the right to receive pursuant to Section&#160;1.4(a) and cash (including any cash in lieu of fractional shares) which the shares of South Common Stock represented by such South Share Certificate have been converted into the right to receive pursuant to this Section&#160;1.4 and Section&#160;2.2(e), without any interest thereon.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>South Share Certificates previously representing shares of South Common Stock shall, subject to Section&#160;2.2(b), be exchanged for certificates representing whole shares of North Common Stock upon the surrender of such South Share Certificates in accordance with Section&#160;2.1, without any interest thereon.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If, prior to the Effective Time, the outstanding shares of North Common Stock or South Common Stock shall have been increased, decreased, changed into or exchanged for a different number or kind of shares or securities as a result of a reorganization, recapitalization, reclassification, stock dividend or stock distribution, stock split, reverse stock split or other similar change in capitalization, or there shall be any extraordinary dividend or distribution, an appropriate and proportionate adjustment shall be made to the Merger Consideration (it being understood that any dividend or distribution permitted under Section&#160;5.2(b)(ii) or 5.3(a) shall not be deemed to constitute an extraordinary dividend or distribution and shall not result in any adjustment to the Merger Consideration hereunder).</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Notwithstanding anything in this Agreement to the contrary, at the Effective Time, all shares of South Common Stock that are owned, directly or indirectly, by South or North or any of their respective wholly-owned Subsidiaries (excluding any Third Party Shares) and all Dissenting Shares shall be cancelled and shall cease to exist, and no stock of North or, except to the extent required by Chapter&#160;13 of the SCBCA in the case of Dissenting Shares, other consideration shall be delivered in exchange therefor.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art1_5" dtbookmark="UserBookMark">1.5<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></A></FONT><FONT style="FONT-SIZE: 10pt"><I>North Common Stock.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>At and after the Effective Time, each share of North Class A Common Stock and North Class B Common Stock issued and outstanding immediately prior to the Effective Time shall remain an issued and outstanding share of North Class A Common Stock and North Class B Common Stock, as applicable, of the Surviving Corporation and shall not be affected by the Merger.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art1_6" dtbookmark="UserBookMark">1.6<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></A></FONT><FONT style="FONT-SIZE: 10pt"><I>Dissenting Shares.</I></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Notwithstanding anything in this Agreement to the contrary, no Dissenting Shares shall be converted into or represent a right to receive the Merger Consideration.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>By virtue of the Merger, all Dissenting Shares shall be cancelled and shall cease to exist and shall represent the right to receive only those rights provided under Chapter&#160;13 of the SCBCA.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>From and after the Effective Time, a holder of Dissenting Shares shall not be entitled to exercise any of the voting rights or other rights of a stockholder, member or equity owner of the Surviving Corporation.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Notwithstanding the provisions of this Section&#160;1.6, if any holder of shares of South Common Stock for which such holder has demanded dissenters&#8217; rights shall effectively withdraw or lose (through failure to perfect or otherwise) the right to dissent or its dissenters&#8217; rights, then, as of the later of the Effective Time and the occurrence of such event, such holder&#8217;s shares of South Common Stock shall no longer be Dissenting Shares and shall automatically be converted into and represent only the right to receive the Merger Consideration pursuant to this Article&#160;I.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
3</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South shall give North (i)&#160;prompt written notice of any notice received by South of any stockholder&#8217;s intent to demand the fair value of any shares of South Common Stock, any demand received by South for payment of the fair value of any shares of South Common Stock, withdrawals of such demands and any other instruments served pursuant to Chapter&#160;13 of the SCBCA and received by South which relate to any such demand for dissenters&#8217; rights and (ii)&#160;the opportunity to reasonably participate in negotiations and proceedings with respect to demands for dissenters&#8217; rights under Chapter&#160;13 of the SCBCA.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Unless required by applicable Law, South will not, except with the prior written consent of North, make any payment with respect to demands for dissenters&#8217; rights or offer to settle or settle any such demands.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art1_7" dtbookmark="UserBookMark">1.7<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</FONT><I>Certificate of Incorporation of Surviving Corporation.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>At the Effective Time, the Certificate of Incorporation of North (the &#8220;<I>North Charter</I>&#8221;), as in effect at the Effective Time, shall be the Certificate of Incorporation of the Surviving Corporation except that Article&#160;IV shall be amended at the Effective Time in connection with the Merger to increase the number of authorized shares of North Class A Common Stock to 16,000,000 (the &#8220;<I>North Charter Amendment</I>&#8221;).</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art1_8" dtbookmark="UserBookMark">1.8<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Bylaws of Surviving Corporation.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>At the Effective Time, the Bylaws of North, as in effect immediately prior to the Effective Time, shall be the Bylaws of the Surviving Corporation until thereafter amended in accordance with applicable Law.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art1_9" dtbookmark="UserBookMark">1.9<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Directors of Surviving Corporation.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>At or prior to the Effective Time, North&#8217;s Board of Directors shall take all appropriate action to cause the number of directors that will constitute the full Board of Directors of the Surviving Corporation at the Effective Time to be 13, of which three shall be current members of the South Board of Directors designated by North<FONT style="FONT-SIZE: 10pt">&#160; </FONT>prior to the Effective Time (after consultation with South), <I>provided</I> that at least two of such three shall be &#8220;independent directors&#8221; as defined by NASDAQ Listing Rules. </A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art1_10" dtbookmark="UserBookMark">1.10<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Tax Consequences.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>It is intended that the Merger shall qualify as a &#8220;reorganization&#8221; within the meaning of Section&#160;368(a) of the Code, and that this Agreement is intended to be and is adopted as a &#8220;plan of reorganization&#8221; for the purposes of Sections&#160;354 and 361 of the Code.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art1_11" dtbookmark="UserBookMark">1.11<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Bank Merger.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>On the Closing Date and immediately following the Merger, First Citizens Bank and Trust Company, Inc., a South Carolina state-chartered bank and a wholly-owned Subsidiary of South (&#8220;<I>South Bank</I>&#8221;), will merge (the &#8220;<I>Bank Merger</I>&#8221;) with and into First-Citizens Bank &amp; Trust Company, a North Carolina state-chartered bank and a wholly-owned Subsidiary of North (&#8220;<I>North Bank</I>&#8221;).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>North Bank shall be the surviving entity in the Bank Merger and shall continue its corporate existence under the Laws of the State of North Carolina, and, following the Bank Merger, the separate corporate existence of South Bank shall cease.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The parties agree that the Bank Merger shall become effective immediately after the Effective Time or such later date as determined by North.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Bank Merger shall be implemented pursuant to an agreement and plan of merger, in a form to be specified by North and reasonably acceptable to South (the &#8220;<I>Bank Merger Agreement</I>&#8221;).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In order to obtain the necessary state and federal regulatory approvals for the Bank Merger, the parties hereto shall cause the following to be accomplished prior to the filing of applications for regulatory approval: (a)&#160;South shall cause South Bank to adopt the Bank Merger Agreement, South, as the sole stockholder of South Bank, shall approve the Bank Merger Agreement and South shall cause the Bank Merger Agreement to be duly executed by South Bank and delivered to North Bank and (b)&#160;North shall cause North Bank to adopt the Bank Merger Agreement, North, as the sole stockholder of North Bank, shall approve the Bank Merger Agreement and North shall cause the Bank Merger Agreement to be duly executed by North Bank and delivered to South Bank.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>South shall cause South Bank, and North shall cause North Bank, to execute such certificates of merger and articles of combination and such other documents and certificates (in each case in form and substance reasonably satisfactory to North and South) as are necessary to make the Bank Merger effective (&#8220;<I>Bank Merger Certificates</I>&#8221;).</A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
4</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art1_12" dtbookmark="UserBookMark">1.12<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Headquarters of Surviving Corporation; Name. </I>From and after the Effective Time until changed by action of the Board of Directors of the Surviving Corporation, (a)&#160;the location of the headquarters and principal executive offices of the Surviving Corporation shall be Raleigh, North Carolina, (b)&#160;the name of the Surviving Corporation shall be &#8220;First Citizens BancShares, Inc.&#8221; and (c)&#160;the name of the surviving entity in the Bank Merger shall be &#8220;First-Citizens Bank &amp; Trust Company.&#8221;</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<B><FONT style="TEXT-TRANSFORM: uppercase; COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="TEXT-TRANSFORM: uppercase; COLOR: black; FONT-SIZE: 10pt"><A  name="artii" dtbookmark="UserBookMark">ARTICLE II</A></FONT></B><B><FONT style="TEXT-TRANSFORM: uppercase; FONT-SIZE: 10pt"><BR />EXCHANGE <FONT style="COLOR: black">OF SHARES</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
&#160;&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art2_1" dtbookmark="UserBookMark">2.1<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>North to Make Shares and Cash Available. </I>At or prior to the Effective Time, North shall deposit, or shall cause to be deposited, with a bank, trust company or stock transfer services provider designated by North and reasonably acceptable to South (the &#8220;<I>Exchange Agent</I>&#8221;), for the benefit of the holders of South Share Certificates, for exchange in accordance with this Article&#160;II, certificates or, at North&#8217;s option, evidence of shares in book-entry form (collectively, referred to herein as &#8220;<I>North Share Certificates</I>&#8221;), representing the shares of North Common Stock sufficient to pay the portion of the Merger Consideration to be paid in shares of North Common Stock, and cash sufficient to pay the portion of the Merger Consideration to be paid in cash (including the amount of cash to be paid in lieu of any fractional shares) (such cash and North Share Certificates for shares of North Common Stock, together with any dividends or distributions payable with respect thereto pursuant to Section&#160;2.2(b), being hereinafter referred to as the &#8220;<I>Exchange Fund</I>&#8221;), to be issued and paid pursuant to Section&#160;1.4 and Section&#160;2.2(a) in exchange for outstanding shares of South Common Stock.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>North shall deposit with the Exchange Agent, as necessary from time to time at or after the Effective Time, any dividends or other distributions payable pursuant to Section&#160;2.2(b).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>For the avoidance of doubt, the Exchange Fund shall not include any amounts to be paid to Dissenting Shares. Prior to the Effective Time, North will enter into an exchange agent agreement on customary terms with the Exchange Agent, which terms shall be in form and substance reasonably acceptable to South.</A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
5</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art2_2" dtbookmark="UserBookMark">2.2<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Exchange of Shares.</I></A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT>&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>As soon as reasonably practicable after the Effective Time (and in any event within ten business days thereafter), the Exchange Agent shall mail to each holder of record of one or more South Share Certificates representing shares of South Common Stock immediately prior to the Effective Time that have been converted at the Effective Time into the right to receive the Merger Consideration pursuant to Article&#160;I, (i)&#160;a letter of transmittal in customary form (which shall specify that delivery shall be effected, and risk of loss and title to the South Share Certificates shall pass, only upon proper delivery of the South Share Certificates (or affidavits of loss in lieu of such South Share Certificates) to the Exchange Agent), that, among other things, permits each holder to make the Class B Election, and (ii)&#160;instructions for use in effecting the surrender of the South Share Certificates in exchange for the Merger Consideration that the shares of South Common Stock represented by such South Share Certificate or South Share Certificates shall have been converted into the right to receive pursuant to this Agreement and any dividends or distributions to which such holder is entitled pursuant to Section&#160;2.2(b).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Upon proper surrender of a South Share Certificate or South Share Certificates for exchange and cancellation to the Exchange Agent, together with such properly completed, duly executed letter of transmittal, the holder of such South Share Certificate or South Share Certificates shall be entitled to receive in exchange therefor, as applicable, (A)&#160;a North Share Certificate representing that number of whole shares of North Class A Common Stock to which such holder of South Common Stock shall have become entitled pursuant to the provisions of Article&#160;I, (B) a North Share Certificate representing that number of whole shares of North Class B Common Stock to which such holder of South Common Stock shall have become entitled pursuant to the provisions of Article&#160;I, if such holder makes a Class B Election and (C)&#160;a check representing the amount of cash (including cash in lieu of fractional shares) which such holder has the right to receive in respect of the South Share Certificate or South Share Certificates surrendered pursuant to Section 1.4(a) and the provisions of this Article&#160;II and any dividends or distributions that are then payable pursuant to Section&#160;2.2(b), and the South Share Certificate or South Share Certificates so surrendered shall forthwith be cancelled.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>No interest will be paid or accrued on any cash paid or payable in respect of the Merger Consideration. Until surrendered as contemplated by this Section&#160;2.2, except as set forth in Section&#160;1.6, each South Share Certificate shall be deemed at any time after the Effective Time to represent only the right to receive, upon surrender, the Merger Consideration and any dividends or distributions payable under Section&#160;2.2(b). For purposes of this Agreement, &#8220;<I>business day</I>&#8221; means a day, other than Saturday, Sunday or any other day on which commercial banks in Raleigh, North Carolina are authorized or required by Law to close.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>No dividends or other distributions declared with respect to North Common Stock shall be paid to the holder of any unsurrendered South Share Certificate until the holder thereof shall surrender such South Share Certificate in accordance with this Article&#160;II. After the surrender of a South Share Certificate in accordance with this Article&#160;II, the record holder thereof shall be entitled to receive (i)&#160;any such dividends or other distributions, without any interest thereon, with a record date after the Effective Time and previously paid or payable on the date of such surrender with respect to the whole shares of North Common Stock which the shares of South Common Stock represented by such South Share Certificate have been converted into the right to receive (which amounts shall be paid at the time the Merger Consideration is paid in respect of such South Share Certificate) and (ii)&#160;at the appropriate payment date, any such dividends or other distributions with a record date after the Effective Time (but prior to such surrender date) which thereafter become payable with respect to the whole shares of North Common Stock which the shares of South Common Stock represented by such South Share Certificate have been converted into the right to receive.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
6</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>If any North Share Certificate representing shares of North Common Stock is to be issued in, or cash is to be paid to, a name other than that in which the South Share Certificate or South Share Certificates surrendered in exchange therefor is or are registered, it shall be a condition of the issuance thereof that the South Share Certificate or South Share Certificates so surrendered shall be properly endorsed (or accompanied by an appropriate instrument of transfer) and otherwise in proper form for transfer and that the person requesting such exchange shall pay to the Exchange Agent in advance any transfer or other similar Taxes required by reason of the issuance of a North Share Certificate representing shares of North Common Stock or the payment of cash in respect of the Merger Consideration (including cash in lieu of fractional shares) in any name other than that of the registered holder of the South Share Certificate or South Share Certificates surrendered or shall establish to the reasonable satisfaction of the Exchange Agent that such Tax has been paid or is not payable.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>After the Effective Time, there shall be no transfers on the stock transfer books of South of the shares of South Common Stock that were issued and outstanding immediately prior to the Effective Time, other than to settle transfers of such South Common Stock that occurred prior to the Effective Time.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If, after the Effective Time, South Share Certificates representing shares of South Common Stock are presented for transfer to the Exchange Agent, they shall be cancelled and exchanged for the Merger Consideration as provided in this Article&#160;II.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Notwithstanding anything to the contrary contained herein, no North Share Certificates or scrip representing fractional shares of North Common Stock shall be issued upon the surrender for exchange of South Share Certificates, no dividend or distribution with respect to North Common Stock shall be payable on or with respect to any fractional share and such fractional share interests shall not entitle the owner thereof to vote or to any other rights of a stockholder of North. In lieu of the issuance of any such fractional share, North shall pay to each former stockholder of South who otherwise would be entitled to receive such fractional share an amount in cash (rounded to the nearest cent) determined by multiplying (i)&#160;the North Closing Price by (ii)&#160;the fraction of a share (after taking into account all shares of South Common Stock held by such holder at the Effective Time and rounded to the nearest thousandth when expressed in decimal form) of North Common Stock which such holder would otherwise be entitled to receive pursuant to Section&#160;1.4.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>&#8220;<I>North Closing Price</I>&#8221; means the average, rounded to the nearest one ten thousandth, of daily closing sales prices for the North Class A Common Stock on the NASDAQ Global Select Market (&#8220;<I>NASDAQ</I>&#8221;) during the 20-day trading period ending on (and including) the last complete trading day prior to the Effective Time, as reported in <I>The Wall Street Journal</I>.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(f)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Any portion of the Exchange Fund that remains unclaimed by the stockholders of South for twelve (12)&#160;months after the Effective Time shall be paid to the Surviving Corporation, and any former stockholders of South who have not theretofore complied with this Article&#160;II shall thereafter look only to the Surviving Corporation for payment of the Merger Consideration and any unpaid dividends and distributions on the North Common Stock deliverable in respect of each former share of South Common Stock such stockholder holds as determined pursuant to this Agreement, in each case, without any interest thereon. Notwithstanding the foregoing, none of North, South, the Surviving Corporation, the Exchange Agent or any other person shall be liable to any former holder of shares of South Common Stock for any amount delivered in good faith to a public official pursuant to applicable abandoned property, escheat or similar Laws.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
7</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(g)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>North shall be entitled to deduct and withhold, or cause the Exchange Agent to deduct and withhold, from the consideration otherwise payable pursuant to this Agreement to any holder of South Common Stock such amounts as it is required to deduct and withhold with respect to the making of such payment under the Code or any provision of state, local or foreign Tax Law.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>To the extent that amounts are so withheld by North or the Exchange Agent, as the case may be, and paid over to the appropriate governmental authority, the withheld amounts shall be treated for all purposes of this Agreement as having been paid to the holder of South Common Stock in respect of which the deduction and withholding was made by North or the Exchange Agent, as the case may be.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(h)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>In the event any South Share Certificate shall have been lost, stolen or destroyed, upon the making of an affidavit of that fact by the person claiming such South Share Certificate to be lost, stolen or destroyed and, if reasonably required by North, the posting by such person of a bond in such form and amount as North or the Exchange Agent may determine is reasonably necessary as indemnity against any claim that may be made against it with respect to such South Share Certificate, the Exchange Agent will issue in exchange for such lost, stolen or destroyed South Share Certificate the Merger Consideration and any dividends or distributions payable under Section 2.2(b) deliverable in respect thereof pursuant to this Agreement.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
8</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both" align="justify">
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="TEXT-TRANSFORM: uppercase; FONT-SIZE: 10pt"><A  name="artiii" dtbookmark="UserBookMark">ARTICLE III<BR />REPRESENTATIONS AND WARRANTIES OF SOUTH</A></FONT></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Except as </FONT><FONT style="FONT-SIZE: 10pt">Previously Disclosed <FONT style="COLOR: black">by </FONT>South<FONT style="COLOR: black">, </FONT>South <FONT style="COLOR: black">hereby represents and warrants to </FONT>North <FONT style="COLOR: black">as follows:</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both" align="justify">
</DIV>
&#160;   <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_1" dtbookmark="UserBookMark">3.1<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Corporate Organization.</I></A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South is a corporation duly organized, validly existing and in good standing under the laws of the State of South Carolina and is a financial holding company duly registered under the Bank Holding Company Act of 1956, as amended (the &#8220;<I>BHC Act</I>&#8221;). South has the corporate power and authority to own or lease and operate all of its properties and assets and to carry on its business as it is now being conducted and to perform its obligations under all Contracts by which it is bound.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>As used in this Agreement, the term &#8220;<I>Contract</I>&#8221; means, any written, oral or other agreement, plan, contract, subcontract, lease, understanding, instrument, note, bond, loan, option, warranty, purchase order, license, sublicense, insurance policy, benefit plan, or commitment or undertaking of any nature.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>South is duly licensed or qualified to do business and is in good standing (where such concept is recognized under applicable Law) in each jurisdiction in which the nature of the business conducted by it or the character or location of the properties and assets owned, leased or operated by it makes such licensing or qualification necessary, except where the failure to be so licensed or qualified or in good standing would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>As used in this Agreement, the term &#8220;<I>Material Adverse Effect</I>&#8221; means, with respect to South or North, as the case may be, a material adverse effect on (i)&#160;the business, properties, assets, liabilities, results of operations or condition (financial or otherwise) of such party and its Subsidiaries taken as a whole or (ii)&#160;the ability of such party to timely consummate the transactions contemplated hereby; <I>provided</I>, <I>however</I>, that Material Adverse Effect shall not include any material adverse effect on the business, properties, assets, liabilities, results of operations or condition (financial or otherwise) of a party and its Subsidiaries taken as a whole that results from or arises out of (A)&#160;changes, after the date hereof, in U.S. generally accepted accounting principles (&#8220;<I>GAAP</I>&#8221;) or regulatory accounting requirements, (B)&#160;changes, after the date hereof, in Laws of general applicability to companies in the industries in which such party and its Subsidiaries operate, or interpretations thereof by courts or Governmental Entities, (C)&#160;changes, after the date hereof, in global, national or regional political conditions (including the outbreak of war, hostilities or acts of terrorism or natural disasters) or in economic or market conditions (including changes in prevailing interest rates, credit availability and liquidity, currency exchange rates and price levels or trading volumes in the United States or foreign securities markets) affecting the financial services industry generally, (D)&#160;changes after the date hereof in the banking industry, credit markets, any downgrades in the credit markets or adverse credit events resulting in deterioration in the credit markets generally and including changes to any previously correctly-applied asset marks resulting therefrom, (E)&#160;a decline in the trading price of a party&#8217;s common stock or the failure, in and of itself, to meet earnings projections, but not, in either case, including the underlying causes thereof, (F) the public disclosure of this Agreement or the transactions contemplated by this Agreement, (G) any goodwill impairment charges incurred on the books of South through the Effective Time solely as a result of the execution of this Agreement, or (H) actions or omissions expressly required by this Agreement or that are taken with the prior written consent of the other party; except, with respect to clauses&#160;(A), (B), (C)&#160;or (D), to the extent that the effects of such change are materially disproportionately adverse to the business, properties, assets, liabilities, results of operations or condition (financial or otherwise) of such party and its Subsidiaries, taken as a whole, as compared to other companies in the industry in which such party and its Subsidiaries operate.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>As used in this Agreement, the word &#8220;<I>Subsidiary</I>&#8221;, when used with respect to any person, means any corporation, partnership, limited liability company, bank or other entity or organization, whether incorporated or unincorporated, of which stock or other equity interests having ordinary voting power to elect more than 50% of the board of directors or other governing body are owned, directly or indirectly, by such person.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>True and complete copies of the Articles of Incorporation of South, as amended through the date hereof (the &#8220;<I>South Charter</I>&#8221;) and the Bylaws of South, as in effect as of the date of this Agreement, have previously been delivered by South to North.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
9</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
  <DIV  name="SectionRPT610201422241PM"
style="CLEAR:both;CLEAR: both;clear:both;">
</DIV>
  <div
style="clear:both">
</div>
  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Each Subsidiary of South (a &#8220;<I>South Subsidiary</I>&#8221;) (i)&#160;is duly organized, validly existing and in good standing (where such concept is recognized under applicable Law) under the laws of its jurisdiction of organization, (ii)&#160;is duly qualified to do business and, where such concept is recognized under applicable Law, in good standing (to the extent such concept is applicable) in all jurisdictions (whether federal, state, local or foreign) where its ownership, leasing or operation of property or the conduct of its business requires it to be so qualified, except where the failure to be so qualified or in good standing would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South and (iii)&#160;has all requisite corporate power and authority to own or lease its properties and assets and to carry on its business as now conducted.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There are no restrictions on the ability of any Subsidiary of South to pay dividends or distributions except, in the case of a Subsidiary that is a regulated entity, for restrictions on dividends or distributions generally applicable to all such regulated entities.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The deposit accounts of each Subsidiary of South that is an insured depository institution are insured by the Federal Deposit Insurance Corporation (the &#8220;<I>FDIC</I>&#8221;) through the Deposit Insurance Fund to the fullest extent permitted by Law, all premiums and assessments required to be paid in connection therewith have been paid when due, and no proceedings for the termination of such insurance are pending or, to the knowledge of South, threatened. Section&#160;3.1(b) of the South Disclosure Schedule sets forth a true and complete list of all Subsidiaries of South as of the date hereof and any material joint ventures, partnerships formed pursuant to written partnership agreements or similar arrangements in which South or its Subsidiaries has a limited liability, partnership or other equity interest (and the amount and percentage of any such interest).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There is no person whose results of operations, cash flows, changes in stockholders&#8217; equity or financial position are consolidated in the financial statements of South other than the South Subsidiaries.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_2" dtbookmark="UserBookMark">3.2<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Capitalization.</I></A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>The authorized capital stock of </FONT><FONT style="FONT-SIZE: 10pt">South <FONT style="COLOR: black">consists of </FONT>2,000,000 <FONT style="COLOR: black">shares of </FONT>voting common stock, $5.00 par value per share, 1,000,000 shares of non-voting common stock, $5.00 par value per share<FONT style="COLOR: black"> and </FONT>10,000 <FONT style="COLOR: black">shares of Series A preferred stock, $50.00 par value per share, </FONT>15,000 shares of Series B preferred stock, $50.00 par value per share, 8,077 shares of Series C preferred stock, $20.00 par value per share, 590 shares of Series E preferred stock, no par value, 35,968 shares of Series F preferred stock, $50.00 par value per share and 11,659 shares of Series G preferred stock, no par value<FONT style="COLOR: black">.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There are 655,514 shares of South voting common stock and 27,779 shares of South non-voting common stock issued and outstanding, all of which have been duly authorized and validly issued and are fully paid, nonassessable and free of preemptive rights, rights of participation or similar rights and rights of first refusal, </FONT>with no personal liability attaching to the ownership thereof<FONT style="COLOR: black">.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>As of the date hereof, there are, and as of the date immediately preceding the redemption of the Preferred Stock in accordance with Section 6.15 there were, 6,490 shares of South Series A preferred stock, 11,126 shares of South Series B preferred stock, 5,426 shares of South Series C preferred stock, 498 shares of South Series E preferred stock, 31,365 shares of South Series F preferred stock and 7,855 shares of South Series G preferred stock issued and outstanding, all of which have been duly authorized and validly issued and are fully paid, nonassessable and free of preemptive rights, rights of participation or similar rights and rights of first refusal, </FONT>with no personal liability attaching to the ownership thereof<FONT style="COLOR: black">.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There are no outstanding (i)&#160;shares of capital stock or other voting securities or ownership interests in </FONT>South (except for the South Common Stock and, for the period prior to the date of the redemption of the South Preferred Stock in accordance with Section 6.15 hereof only, the South Preferred Stock, in each case as disclosed in the preceding sentences)<FONT style="COLOR: black">, or (ii)&#160;subscriptions, options, warrants or other rights to acquire from </FONT>South <FONT style="COLOR: black">or any </FONT>South Subsidiary<FONT style="COLOR: black">, or other obligation of </FONT>South <FONT style="COLOR: black">or any </FONT>South Subsidiary <FONT style="COLOR: black">to issue, any capital stock or other voting securities or ownership interests in, or any securities of </FONT>South <FONT style="COLOR: black">or any </FONT>South Subsidiary <FONT style="COLOR: black">convertible into or exchangeable or exercisable for capital stock or other voting securities or ownership interests in, </FONT>South <FONT style="COLOR: black">or any </FONT>South Subsidiary<FONT style="COLOR: black">.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There are no voting trusts, stockholder agreements, proxies or other Contracts in effect with respect to the voting or transfer of the </FONT>South Common Stock or other shares of capital stock of South or any of its Subsidiaries<FONT style="COLOR: black">, in each case, to which </FONT>South <FONT style="COLOR: black">or any of its </FONT>Subsidiaries <FONT style="COLOR: black">is a party.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There are no bonds, debentures, notes or other indebtedness that have the right to vote on any matters on which stockholders of </FONT>South <FONT style="COLOR: black">may vote.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Since December&#160;31, 2013</FONT> <FONT style="COLOR: black">through </FONT>the date hereof<FONT style="COLOR: black">, </FONT>South <FONT style="COLOR: black">has not issued or repurchased any shares of its capital stock.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>No </FONT>South Subsidiary <FONT style="COLOR: black">owns any capital stock of </FONT>South <FONT style="COLOR: black">other than any </FONT>Third Party Shares<FONT style="COLOR: black">.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
10</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>There is no</FONT><FONT style="FONT-SIZE: 10pt"> Contract by which either South or its Subsidiaries are bound <FONT style="COLOR: black">pursuant to which (i) </FONT>South <FONT style="COLOR: black">or its </FONT>Subsidiaries <FONT style="COLOR: black">is or could be required to register shares of the </FONT>capital stock or other securities of South or its Subsidiaries <FONT style="COLOR: black">under the </FONT>Securities Act of 1933<FONT style="COLOR: black">, as amended, and the regulations promulgated thereunder (the &#8220;</FONT><I>Securities Act</I><FONT style="COLOR: black">&#8221;), or (ii) under which </FONT>South <FONT style="COLOR: black">or its </FONT>Subsidiaries <FONT style="COLOR: black">is or could be obligated to repurchase, redeem or otherwise acquire the </FONT>capital stock or other securities of South or its Subsidiaries<FONT style="COLOR: black">.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Section&#160;3.2(b) of the </FONT>South Disclosure Schedule <FONT style="COLOR: black">sets forth a true, correct and complete list of all trust preferred and junior subordinated debt securities of </FONT>South <FONT style="COLOR: black">or its </FONT>Subsidiaries <FONT style="COLOR: black">that are issued or outstanding. </FONT>South <FONT style="COLOR: black">is not currently deferring interest payments with respect to any </FONT>trust preferred securities <FONT style="COLOR: black">or related junior subordinated debt securities issued by it or any of its affiliates.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Except for the Trust Preferred Securities, South owns, directly or indirectly, all of the issued and outstanding shares of capital stock or other equity ownership interests of each of the South Subsidiaries, free and clear of any liens, pledges, charges, mortgages, claims, options, rights of first refusal, preemptive rights, community property interests, encumbrances and security interests whatsoever (&#8220;<I>Liens</I>&#8221;), and all of such shares or equity ownership interests are duly authorized and validly issued and are fully paid, nonassessable and free of preemptive rights, rights of participation or similar rights and rights of first refusal, with no personal liability attaching to the ownership thereof.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>No South Subsidiary has or is bound by any outstanding subscriptions, options, warrants, calls, rights, commitments or Contracts of any character that require the purchase or issuance of any shares of capital stock or any other equity security of such Subsidiary or any securities representing the right to purchase or otherwise receive any shares of capital stock or any other equity security of such Subsidiary.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_3" dtbookmark="UserBookMark">3.3<I><FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Authority; No Violation.</I></A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South has full corporate power and authority to execute and deliver this Agreement, and subject to receipt of the Requisite South Vote and the Requisite Regulatory Approvals, to perform its obligations under this Agreement and to consummate the transactions contemplated hereby.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The execution and delivery of this Agreement and the consummation of the Merger and the other transactions contemplated hereby and thereby have been duly and validly approved by the Board of Directors of South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Subject to Section&#160;6.3, the Board of Directors of South has determined that the Merger, on the terms and conditions set forth in this Agreement, is in the best interests of South and its stockholders, has adopted this Agreement, and has recommended the adoption of this Agreement and approval of the Merger to South&#8217;s stockholders and directed that this Agreement and the transactions contemplated hereby be submitted to South&#8217;s stockholders for adoption and approval at a meeting of such stockholders and has adopted a resolution to the foregoing effect.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except for the adoption and approval of this Agreement and the transactions contemplated hereby by (i)&#160;two-thirds of the votes entitled to be cast on the Merger by the holders of the South Common Stock, (ii)&#160;two-thirds of the votes entitled to be cast on the Merger by the holders of the South Voting Stock, voting as a separate voting group, and (iii) two-thirds of the votes entitled to be cast on the Merger by the holders of the South Nonvoting Stock, voting as a separate voting group (the preceding clauses (i) through (iii) being referred to collectively as the &#8220;<I>Requisite South Vote</I>&#8221;), and the adoption and approval of the Bank Merger Agreement by South Bank and South as its sole stockholder, no other corporate proceedings on the part of South or South Bank are necessary to approve this Agreement or to consummate the transactions contemplated hereby.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>This Agreement has been duly and validly executed and delivered by South and (assuming due authorization, execution and delivery by North) constitutes a valid and binding obligation of South, enforceable against South in accordance with its terms, except as may be limited by bankruptcy, insolvency, moratorium, reorganization or similar Laws affecting the rights of creditors generally and the availability of equitable remedies (the &#8220;<I>Enforceability Exceptions</I>&#8221;).</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
11</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Neither the execution and delivery of this Agreement by South nor the consummation by South of the transactions contemplated hereby, nor compliance by South with any of the terms or provisions hereof, will (i)&#160;violate any provision of the South Charter or South&#8217;s Bylaws or any governing documents of any South Subsidiary or of South Bank or (ii)&#160;assuming that the consents, approvals and filings referred to in Section&#160;3.4 are duly obtained or made, as applicable, (x)&#160;violate any Law applicable to South or any of its Subsidiaries or any of their respective properties or assets or (y)&#160;violate, conflict with or result in a breach of any provision of or the loss of any benefit under, constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, result in the termination of or a right of termination or cancellation under, accelerate the performance required by, or result in the creation of any Lien upon any of the respective properties or assets of South or any of its Subsidiaries under, any of the terms, conditions or provisions of any Contract to which South or any of its Subsidiaries is a party, or by which they or any of their respective properties or assets is bound, except (in the case of clause&#160;(ii) above) for such matters which would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_4" dtbookmark="UserBookMark">3.4<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Consents and Approvals<FONT style="COLOR: black">.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></I><FONT style="COLOR: black">Except for </FONT>(a)&#160;the filing of any required applications and notices with NASDAQ, (b)&#160;the filing of any required applications, filings and notices, as applicable, with (i)&#160;the Board of Governors of the Federal Reserve System (the &#8220;<I>Federal Reserve Board</I>&#8221;) under the BHC Act, (ii)&#160;the FDIC under the Bank Merger Act, (iii)&#160;the South Carolina State Board of Financial Institutions (the &#8220;<I>South Carolina Commissioner</I>&#8221;) and (iv)&#160;the North Carolina Commissioner of Banks (the &#8220;<I>North Carolina Commissioner</I>&#8221;), and approval of the foregoing applications, filings and notices, (c)&#160;the filing with the Securities and Exchange Commission (the &#8220;<I>SEC</I>&#8221;) of a joint proxy statement in definitive form relating to the meetings of South&#8217;s and North&#8217;s stockholders to be held in connection with this Agreement and the transactions contemplated hereby (including any amendments or supplements thereto, the &#8220;<I>Joint Proxy Statement</I>&#8221;), and of the registration statement on Form&#160;S-4 (the &#8220;<I>S-4</I>&#8221;) in which the Joint Proxy Statement will be included as a prospectus, and declaration of effectiveness of the S-4 by the SEC, (d)&#160;the filing of the Articles of Merger (which shall include the North Charter Amendment) with the South Carolina Secretary pursuant to the SCBCA and the Delaware Secretary pursuant to the DGCL and the filing of the Bank Merger Certificates, (e)&#160;such filings as are required to be made under the<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Securities Exchange Act of 1934, as amended, and the regulations promulgated thereunder (the &#8220;<I>Exchange Act</I>&#8221;)<FONT style="COLOR: black">, and (f) such other consents, licenses, permits, approvals, waivers, authorization, registrations, declarations, or filings the failure of which to be obtained or made is not reasonably likely to materially and adversely affect the ability of South or any of its Subsidiaries to carry on their respective businesses as now conducted or to consummate the transactions contemplated by this Agreement, no consents or approvals of or filings or registrations with any federal, state, local, municipal, foreign or other court, administrative agency, commission, governmental authority, instrumentality or </FONT>SRO <FONT style="COLOR: black">(each, a &#8220;</FONT><I>Governmental Entity</I><FONT style="COLOR: black">&#8221;) are necessary in connection with (i)&#160;the execution and delivery by </FONT>South <FONT style="COLOR: black">of this </FONT>Agreement <FONT style="COLOR: black">or (ii)&#160;the consummation by </FONT>South <FONT style="COLOR: black">of the </FONT>Merger<FONT style="COLOR: black">, the </FONT>Bank Merger <FONT style="COLOR: black">and the other transactions contemplated hereby. </FONT></A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
12</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art3_5" dtbookmark="UserBookMark">3.5<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Reports</I></A></FONT><FONT style="FONT-SIZE: 10pt">.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South and each of its Subsidiaries have timely filed all material reports, registrations and statements, together with any amendments required to be made with respect thereto, that they were required to file (&#8220;<I>South Reports</I>&#8221;) with (i)&#160;any state regulatory authority, (ii)&#160;the SEC, (iii)&#160;the Federal Reserve Board, (iv)&#160;the FDIC, (v)&#160;any foreign regulatory authority and (vi)&#160;any self-regulatory agency (an &#8220;<I>SRO</I>&#8221;) ((i) - (vi), collectively &#8220;<I>Regulatory Agencies</I>&#8221;), including, without limitation, any report, registration or statement required to be filed pursuant to the Laws of the United States, any state, any foreign entity or any Regulatory Agency or other Governmental Entity, and have paid all fees and assessments due and payable in connection therewith, except where the failure to file such report, registration or statement or to pay such fees and assessments would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except for normal examinations conducted by a Regulatory Agency in the ordinary course of the business of South and its Subsidiaries, no Regulatory Agency has initiated or has pending any proceeding or, to the knowledge of South, investigation into the business or operations of South or any of its Subsidiaries, except where such proceedings or investigation would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on North.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There (i)&#160;is no unresolved violation, criticism or exception by any Regulatory Agency with respect to any South Report relating to any examinations or inspections of South or any of its Subsidiaries and (ii)&#160;has been no unresolved formal or informal inquiries by, or disagreements or disputes with, any Regulatory Agency with respect to the business, operations, policies or procedures of South or any of its Subsidiaries, except in the case of each of clauses (i) and (ii), as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">Each South Report complied in all material respects with all statutes applicable thereto, and to all rules and regulations enforced or promulgated by the Regulatory Agencies with which it was filed, and, at the time it was filed (or if amended or superseded by a subsequent filing prior to the date of this Agreement, then on the date of that subsequent filing) did not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>South has, to the extent permitted by applicable Law, provided to North copies of all comment letters received by it or its Subsidiaries from any Regulatory Agency since January&#160;1, 2010, regarding any South Report, together with South&#8217;s or any South Subsidiary&#8217;s responses to such comment letters.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as described in those comment letters, neither South nor any of the South Subsidiaries has been notified by any Regulatory Agency that any such South Report was deficient in any material respect as to form or content.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
13</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_6" dtbookmark="UserBookMark">3.6<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Financial Statements</I>.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South has furnished to North copies of the audited consolidated balance sheets of South as of December 31, 2013, 2012 and 2011, the audited consolidated statements of income and changes in stockholders&#8217; equity for the years ended December 31, 2013, 2012 and 2011, and statements of cash flows for the years ended December 31, 2013, 2012 and 2011, and the unaudited consolidated balance sheets and statements of income for the quarter ended March&#160;31, 2014 (such balance sheets and the related statements of income, changes in stockholders&#8217; equity and cash flows are collectively referred to herein as the &#8220;<I>South Financial Statements</I>&#8221;).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The South Financial Statements (including the related notes) (i) complied as to form, as of their respective dates, in all material respects with applicable accounting requirements, (ii) have been prepared in accordance with GAAP consistently applied during the periods involved, except, in each case, as may be indicated in such statements or in the notes thereto, (iii) are based on the books and records of South and its Subsidiaries, (iv) fairly present, in all material respects, the consolidated financial condition of South and its Subsidiaries at the dates thereof and the consolidated results of operations and cash flows for the periods then ended (subject, in the case of unaudited statements, to notes and normal year-end adjustments that were not, individually or in the aggregate, material in amount or effect.) The South Financial Statements do not contain any material items of extraordinary or nonrecurring income or any other material income not earned in the ordinary course of business, except as expressly specified therein.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South has furnished North with true and complete copies of the Reports of Condition and Income as of December 31, 2013, 2012 and 2011, and March&#160;31, 2014 (the &#8220;<I>Bank Call Reports</I>&#8221;) for South Bank.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Bank Call Reports fairly present, in all material respects, the financial position of South Bank and the results of its operations at the date and for the period indicated in the Bank Call Report in conformity with the instructions to the Bank Call Report.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Bank Call Reports do not contain any material items of special or nonrecurring income or any other material income not earned in the ordinary course of business except as expressly specified therein.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>South Bank has calculated its allowance for loan losses in accordance with regulatory accounting principles, including the Instructions for Preparation of Consolidated Reports of Condition and Income and the Interagency Policy Statement on the Allowance for Loan and Lease Losses as applied to banking institutions and in accordance with all applicable rules and regulations.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The allowance for Loan losses account for South Bank is, and as of the Closing Date will be, adequate in all material respects to provide for all losses incurred, net of recoveries relating to Loans previously charged off, on all outstanding Loans of South Bank; <I>provided, however</I>, that no representation or warranty is made as to the sufficiency of collateral securing, or the collectability of, such loans.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South, neither South nor any of its Subsidiaries have any liabilities or obligations of any nature whatsoever (whether accrued, absolute, contingent, known, unknown or otherwise, whether due or to become due and whether or not required to be reflected in South&#8217;s financial statements in accordance with GAAP) except for (i) those liabilities that are fully reflected or reserved for in the consolidated financial statements of South included in the South Financial Statements for December&#160;31, 2013, (ii) liabilities incurred since December&#160;31, 2013 in the ordinary course of business consistent with past practice, and (iii) liabilities incurred in connection with this Agreement and the transactions contemplated by this Agreement.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
14</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>The records, systems, controls, data and information of South and its Subsidiaries are recorded, stored, maintained and operated under means (including any electronic, mechanical or photographic process, whether computerized or not) that are under the exclusive ownership and direct control of South or its Subsidiaries (including all means of access thereto and therefrom), except for any non-exclusive ownership and non-direct control which would not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on the system of internal accounting controls of South. The books of account and other financial records of South and its Subsidiaries, all of which have been made available to North, (i) are complete and correct in all material respects; (ii) represent actual, bona fide transactions; (iii) have been maintained in accordance with sound business practices; and (iv) reflect the basis for the financial position, results of operations, cash flows and changes in stockholders&#8217; equity of South as set forth in the South Financial Statements. South and its Subsidiaries have implemented and maintain a system of internal control over financial reporting sufficient to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with GAAP, including that (A) transactions are executed in accordance with management&#8217;s general or specific authorization, (B) transactions are recorded as necessary to permit preparation of financial statements in conformity with GAAP and to maintain asset accountability, (C) access to assets is permitted only in accordance with management&#8217;s general or specific authorization, and (D) the recorded accountability for assets is compared with existing assets at reasonable intervals and appropriate action is taken with respect to any difference. </FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Since January&#160;1, 2011, neither South nor any of its Subsidiaries or, to the knowledge of South, any director, officer, employee, auditor, accountant or Representative of South or any of its Subsidiaries has received or has otherwise had or obtained knowledge of any complaint, allegation, assertion or claim, whether written or oral, regarding the accounting or auditing practices, procedures, methodologies or methods (including, with respect to loan loss reserves, write-downs, charge-offs and accruals) of South or any of its Subsidiaries or their internal control over financial reporting, including any complaint, allegation, assertion or claim that South or any of its Subsidiaries has engaged in questionable accounting or auditing practices.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_7" dtbookmark="UserBookMark">3.7<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Broker&#8217;s Fees.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>With the exception of the engagement of Merrill Lynch, Pierce, Fenner &amp; Smith Incorporated, neither South nor any South Subsidiary nor any of their respective Representatives on behalf of South or any of its Subsidiaries have employed any broker, finder or financial advisor or incurred any liability for any broker&#8217;s fees, commissions or finder&#8217;s fees in connection with the Merger or related transactions contemplated by this Agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>On or prior to the date hereof, South has disclosed to North the aggregate fees provided for in connection with the engagement of Merrill Lynch, Pierce, Fenner &amp; Smith Incorporated relating to the Merger and the other transactions contemplated hereunder.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art3_8" dtbookmark="UserBookMark">3.8<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></A></FONT><I><FONT style="FONT-SIZE: 10pt">Absence of Certain Changes or Events</FONT></I><FONT style="FONT-SIZE: 10pt">.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as set forth on Section 3.8 of the South Disclosure Schedule, or as expressly permitted by this Agreement, since December 31, 2013: </FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>no event or events have occurred that have </FONT><FONT style="FONT-SIZE: 10pt">had or would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South<FONT style="COLOR: black">; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">South and its Subsidiaries have carried on their respective businesses in all material respects in the ordinary course consistent with past practice;</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
15</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>neither South nor any of its Subsidiaries has made, declared or paid any dividend or other distribution on, or directly or indirectly redeemed, purchased or otherwise acquired, any shares of its capital stock, trust preferred securities or any other securities or obligations convertible into or exchangeable for any shares of its capital stock other than dividends by wholly owned Subsidiaries;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">South and its Subsidiaries have not materially changed any of their respective methods of accounting or accounting practices, except as required by concurrent changes in GAAP; </FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">South has not made any material Tax election;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(f)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>n</FONT><FONT style="FONT-SIZE: 10pt">either South nor any of its Subsidiaries have commenced or settled any material <FONT style="COLOR: black">legal, administrative, arbitral or other proceedings, claims, actions or governmental or regulatory investigations;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(g)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">there has been no amendment to the South Charter, the Bylaws of South or any governing documents of any South Subsidiary; and</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(h)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">there has been no material loss, damage, or destruction to, or any material interruption in the use of, any of the assets of South or any Subsidiary of South (whether or not covered by insurance).</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_9" dtbookmark="UserBookMark">3.9<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Legal Proceedings</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South, neither South nor any of its Subsidiaries is a party to any and there are no pending or, to South&#8217;s knowledge, threatened, legal, administrative, arbitral or other proceedings, claims, actions or governmental or regulatory investigations of a material nature against South or any of its Subsidiaries or, to the knowledge of South, any of their current or former directors or executive officers. There is no material injunction, order, judgment, decree or regulatory restriction (other than regulatory restrictions of general application that apply to similarly situated companies) imposed upon South, any of its Subsidiaries or the assets of South or any of its Subsidiaries (or that, upon consummation of the Merger, would apply to North, the Surviving Corporation or any of its affiliates).<FONT style="FONT-SIZE: 10pt">&#160; </FONT></A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art3_10" dtbookmark="UserBookMark">3.10<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></A></FONT><I><FONT style="FONT-SIZE: 10pt">Taxes <FONT style="COLOR: black">and </FONT>Tax Returns</FONT></I><FONT style="FONT-SIZE: 10pt">.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Each of South and its Subsidiaries has duly and timely filed (including all applicable extensions) all income Tax Returns and all other material Tax Returns required to be filed by it, and all such Tax Returns were true, correct and complete in all material respects.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>No written claim has ever been made by a taxing authority in a jurisdiction where South or any Subsidiary of South does not file Tax Returns that South or such Subsidiary of South is or may be subject to taxation by that jurisdiction.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Neither South nor any of its Subsidiaries is the beneficiary of any extension of time within which to file any Tax Return which has not been filed.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>All material Taxes of each of South and its Subsidiaries (whether or not shown on any Tax Returns) that are due have been fully and timely paid.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
16</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Each of South and its Subsidiaries has withheld and paid all Taxes required to have been withheld and paid in connection with amounts paid or owing to any employee, creditor, stockholder, independent contractor or other third party.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Neither South nor any of its Subsidiaries has granted any extension or waiver of the limitation period applicable to any Tax that remains in effect.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(f)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Neither South nor any of its Subsidiaries has received written notice from any taxing authority of assessment or proposed assessment in connection with any material Taxes or any written notice indicating an intent to open an audit or other review, and to the knowledge of South, there are no threatened or pending disputes, claims, audits, examinations or other proceedings regarding any Tax with respect to South and its Subsidiaries or any assets of South or any of its Subsidiaries.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(g)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Neither South nor any of its Subsidiaries is a party to or is bound by any Tax sharing, allocation or indemnification agreement, Contract or arrangement (other than such an agreement or arrangement exclusively between or among South and its Subsidiaries).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Neither South nor any of its Subsidiaries (i)&#160;has been a member of an affiliated group filing a consolidated federal income Tax Return (other than a group the common parent of which was South) or (ii)&#160;has any liability for the Taxes of any person (other than South or any of its Subsidiaries) under Treasury Regulation Section&#160;1.1502-6 (or any similar provision of state, local or foreign Law), as a transferee or successor, by Contract or otherwise.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(h)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Neither South nor any of its Subsidiaries has been, within the past three years or otherwise as part of a &#8220;plan (or series of related transactions)&#8221; within the meaning of Section&#160;355(e) of the Code of which the Merger is also a part, a &#8220;distributing corporation&#8221; or a &#8220;controlled corporation&#8221; (within the meaning of Section&#160;355(a)(1)(A) of the Code) in a distribution of stock intending to qualify for tax-free treatment under Section&#160;355 of the Code.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(i)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Neither South nor any of its Subsidiaries has participated in a &#8220;reportable transaction&#8221; within the meaning of Treasury Regulation Section&#160;1.6011-4(b)(1).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>At no time during the past five years has South been a United States real property holding corporation within the meaning of Section&#160;897(c)(2) of the Code.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(j)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Neither South nor any of its Subsidiaries will be required to include any item of income in, or exclude any item of deduction from, taxable income for any taxable period (or portion thereof) ending after the Closing Date as a result of any: (i)&#160;change in method of accounting for a taxable period ending on or prior to the Closing Date; (ii)&#160;&#8220;closing agreement&#8221; as described in Section 7121 Code (or any corresponding or similar provision of state, local or foreign income Tax Law) executed on or prior to the Closing Date; (iii)&#160;installment sale or open transaction disposition made on or prior to the Closing Date; (iv) prepaid amount received on or prior to the Closing Date; (v) intercompany transactions or any excess loss account described in Treasury Regulations under Section 1502 of the Code (or any corresponding or similar provision of state, local or foreign Tax Law); or&#160;(vi) election under Section 108(i) of the Code.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
17</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(k)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South and each of its Subsidiaries has disclosed on its federal income Tax Returns all positions taken therein that could give rise to a substantial understatement of federal income Tax within the meaning of Section 6662 of the Code.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(l)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South and each of its Subsidiaries is an accrual basis taxpayer.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(m)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>As used in this Agreement, the term &#8220;<I>Tax</I>&#8221; or &#8220;<I>Taxes</I>&#8221; means all federal, state, local and foreign income, excise, gross receipts, ad valorem, profits, gains, property, capital, sales, transfer, use, license, payroll, employment, social security, severance, unemployment, disability, withholding, duties, excise, stamp, registration, occupation, environmental, franchise, premium, windfall profits, intangibles, franchise, backup withholding, value added, alternative or add-on minimum, estimated and other Taxes, charges, levies or like assessments of any kind together with all penalties and additions to Tax and interest thereon, whether disputed or not.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(n)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>As used in this Agreement, the term &#8220;<I>Tax Return</I>&#8221; means any return, declaration, report, claim for refund or information return or statement relating to Taxes, including any schedule or attachment thereto, and including any amendment thereof, supplied or required to be supplied to a Governmental Entity.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(o)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>As used in this Agreement, the term &#8220;<I>IRS</I>&#8221; means the Internal Revenue Service.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_11" dtbookmark="UserBookMark">3.11<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Employee Benefit Matters</I>.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Section&#160;3.11(a) of the South Disclosure Schedule lists all employee benefit plans (as defined in Section&#160;3(3) of the Employee Retirement Income Security Act of 1974, as amended (&#8220;<I>ERISA</I>&#8221;)), whether or not subject to ERISA, and all bonus, stock option, stock purchase, restricted stock, incentive, deferred compensation, retiree medical or life insurance, supplemental retirement or other benefit plans, programs or arrangements, and all retention, bonus, employment, termination, severance plans, programs or arrangements or other material compensatory Contracts to or with respect to which South or any Subsidiary or any trade or business of South or any of its Subsidiaries, whether or not incorporated, all of which together with South would be deemed a &#8220;single employer&#8221; within the meaning of Section&#160;4001 of ERISA (a &#8220;<I>South ERISA Affiliate</I>&#8221;), is a party or has any current or future obligation or that are maintained, contributed to or sponsored by South or any of its Subsidiaries or any of their respective South ERISA Affiliates for the benefit of any current or former employee, officer, director or independent contractor of South or any of its Subsidiaries or any of their respective South ERISA Affiliates, in each case to the extent material (all such plans, programs, arrangements and Contracts, collectively, the &#8220;<I>South Benefit Plans</I>&#8221;).</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South has heretofore made available to North true and complete copies of each of the South Benefit Plans and the following related documents: (i)&#160;all summary plan descriptions, amendments, modifications or material supplements to any South Benefit Plan, (ii)&#160;the annual report (Form&#160;5500), if any, filed with the IRS for the last two plan years, (iii)&#160;the most recently received IRS opinion, advisory, or determination letter, if any, relating to a South Benefit Plan, (iv)&#160;the most recently prepared actuarial report for each South Benefit Plan (if applicable) for each of the last two years, (v) the most recent financial statements for each South Benefit Plan and (vi) all related trust agreements, funding agreements or arrangements and insurance Contracts now in effect.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
18</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Each South Benefit Plan has been established, operated and administered in all material respects in accordance with its terms and the requirements of all applicable Laws, including ERISA and the Code.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>With respect to each South Benefit Plan that is intended to be qualified under Section 401(a) of the Code (the &#8220;<I>South Qualified Plans</I>&#8221;) and the related trust, the IRS has issued a favorable opinion, advisory, or determination letter, which letter has not been revoked (nor has revocation been threatened), and, to the knowledge of South, there are no existing circumstances and no events have occurred that could adversely affect the qualified status of any South Qualified Plan or the related trust.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Except as would not reasonably be likely to result in material liability to South or its Subsidiaries, each South Benefit Plan that is a &#8220;nonqualified deferred compensation plan&#8221; (as defined in Section&#160;409A(d)(1) of the Code) and any award thereunder, in each case that is subject to Section&#160;409A of the Code, has (i)&#160;since January&#160;1, 2005, been maintained and operated, in all material respects, in good faith compliance with Section&#160;409A of the Code and IRS Notice 2005-1 and (ii)&#160;since January&#160;1, 2009, been, in all material respects, in documentary and operational compliance with Section&#160;409A of the Code.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>All South stock options have been granted with an exercise price at least equal to the fair market value of South Common Stock as of the date of the option grant.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(f)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>None of South and its Subsidiaries nor any of their respective South ERISA Affiliates has, at any time during the last six (6) years, maintained, sponsored, contributed to or been obligated to contribute to any plan that is (i)&#160;a &#8220;multiemployer plan&#8221; within the meaning of Sections (3)(37) or&#160;4001(a)(3) of ERISA (a &#8220;<I>Multiemployer Plan</I>&#8221;), (ii)&#160;a single employer plan (as defined in Section&#160;4001(a)(15) of ERISA) that has two or more contributing sponsors at least two of whom are not under common control, within the meaning of Section&#160;4063 of ERISA (a &#8220;<I>Multiple Employer Plan</I>&#8221;) and (iii) a multiple employer welfare arrangement a (&#8220;<I>MEWA</I>&#8221;) as defined in Section 3(40) of ERISA, and none of South and its Subsidiaries nor any of their respective South ERISA Affiliates has incurred any material liability to a Multiemployer Plan or Multiple Employer Plan as a result of a complete or partial withdrawal (as those terms are defined in Part&#160;I of Subtitle E of Title IV of ERISA) from a Multiemployer Plan or Multiple Employer Plan.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>No trust funding any South Benefit Plan is intended to meet the requirements of Section&#160;501(c)(9) of the Code.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(g)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Other than for the routine provision of benefits under the South Benefit Plans, meeting statutory funding requirements, and for PBGC premiums, neither South nor any South ERISA Affiliate has incurred or reasonably expects to incur, either directly or indirectly, any material liability under Title I or Title IV of ERISA, or related provisions of the Code or foreign Law or regulations relating to any South Benefit Plans.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>No legal action has been initiated by the Pension Benefit Guaranty Corporation (PBGC) to terminate any South Benefit Plan or to appoint a trustee for any South Benefit Plan.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as set forth in Section 3.11(g) of the South Disclosure Schedule, no South Benefit Plan is subject to the minimum funding standards of Section 302 of ERISA or Section 412 of the Code, and no South Benefit Plan listed in Section 3.11(a) of the South Disclosure Schedule has failed to satisfy the minimum funding standards of Section 302 of ERISA or Section 412 of the Code.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Furthermore, no &#8220;reportable event,&#8221; as defined in Section 4043 of ERISA, has occurred with respect to any South Benefit Plan, other than reportable events for which the notice requirement has been waived under applicable PBGC regulations or those arising directly as a consequence of the transactions contemplated by this Agreement. No South Benefit Plan has, within the three years prior to the date hereof, been the subject of an examination or audit by the PBGC, the IRS, the Department of Labor or any other Governmental Entity or is the subject of an application or filing under, or is a participant in, an amnesty, voluntary compliance, self-correction or similar program sponsored by any Governmental Entity.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
19</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(h)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Except as set forth in Section 3.11(h) of the South Disclosure Schedule, neither South nor any of its Subsidiaries&#8217; sponsors has sponsored or has any material obligation with respect to any employee benefit plan that provides for any post-employment or post-retirement health or medical or life insurance benefits for retired, former or current employees, directors or beneficiaries or dependents thereof, except as required by Section 4980B of the Code or other applicable Laws.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(i)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>All material contributions required to be made to any South Benefit Plan under applicable Law or by any plan document or other contractual undertaking, and all material premiums due or payable with respect to insurance policies funding any South Benefit Plan, for any period through the date hereof, have been timely made or paid in full or, to the extent not required to be made or paid on or before the date hereof, have been fully reflected on the books and records of South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>All benefits accrued under any unfunded South Benefit Plan have been paid, accrued or otherwise adequately reserved to the extent required by and in accordance with GAAP.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(j)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">Except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South<FONT style="COLOR: black">, there are no pending or, to the </FONT>knowledge <FONT style="COLOR: black">of </FONT>South<FONT style="COLOR: black">, threatened claims (other than claims for benefits in the ordinary course), lawsuits or arbitrations which have been asserted or instituted, and, to </FONT>South<FONT style="COLOR: black">&#8217;s </FONT>knowledge<FONT style="COLOR: black">, no such claim or lawsuit is threatened against the </FONT>South Benefit Plans<FONT style="COLOR: black">, any fiduciaries thereof with respect to their duties to the </FONT>South Benefit Plans <FONT style="COLOR: black">or the assets of any of the trusts under any of the </FONT>South Benefit Plans <FONT style="COLOR: black">which could reasonably be expected to result in any liability of </FONT>South <FONT style="COLOR: black">or any of its </FONT>Subsidiaries <FONT style="COLOR: black">to the PBGC, the </FONT>IRS<FONT style="COLOR: black">, the Department of Labor, any </FONT>Multiemployer Plan<FONT style="COLOR: black">, a </FONT>Multiple Employer Plan<FONT style="COLOR: black">, any participant in a </FONT>South Benefit Plan<FONT style="COLOR: black"> or any other party.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(k)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Neither South nor any South ERISA Affiliate has engaged in any &#8220;prohibited transaction&#8221; (as defined in Section&#160;4975 of the Code or Section&#160;406 of ERISA) which could subject South or any of its ERISA Affiliates or any person that South or any of its ERISA Affiliates has an obligation to indemnify in respect thereof to any material Tax or penalty imposed under Section&#160;4975 of the Code or Section&#160;502 of ERISA.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
20</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(l)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Neither the execution and delivery of this Agreement nor the consummation of the transactions contemplated hereby will (either alone or in conjunction with any other event) result in, cause the vesting, exercisability or delivery of, or increase in the amount or value of, any payment, right or other benefit to any employee, officer, director or other service provider of South or any of its Subsidiaries, or result in any limitation on the right of South or any of its Subsidiaries to amend, merge, terminate or receive a reversion of assets from any South Benefit Plan or related trust.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Without limiting the generality of the foregoing, no amount paid or payable (whether in cash, in property or in the form of benefits) by South or any of its Subsidiaries in connection with the transactions contemplated hereby (either solely as a result thereof or as a result of such transactions in conjunction with any other event) will be an &#8220;excess parachute payment&#8221; within the meaning of Section&#160;280G of the Code.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Neither South nor any of its Subsidiaries maintains or contributes to a rabbi trust or similar funding vehicle, and the transactions contemplated by this Agreement will not cause or require South or any of its affiliates to establish or make any contribution to a rabbi trust or similar funding vehicle.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>No South Benefit Plan provides for the gross-up or reimbursement of Taxes under Section&#160;4999 or 409A of the Code.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_12" dtbookmark="UserBookMark">3.12<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Labor Matters</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Neither South nor any of its Subsidiaries is a party to or bound by any collective bargaining agreement with any of its employees, any labor union or any other collective bargaining unit or organization.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There is no pending or, to the knowledge of South, threatened material labor dispute, work stoppage or strike involving South or any South Subsidiary and any of their respective employees, or any pending or, to the knowledge of South, material threatened proceeding in which it is asserted that South or South Bank has committed an unfair labor practice; and to the knowledge of South, there is no activity involving South, any South Subsidiary or South Bank or any of their respective employees seeking to certify a collective bargaining unit or engaging in any other labor organization activity.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_13" dtbookmark="UserBookMark">3.13<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Compliance with Applicable Law</I>.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South and each of its Subsidiaries hold, and have at all times, held, all licenses, registrations, franchises, permits and authorizations necessary for the lawful conduct of their respective businesses and ownership of their respective properties, rights and assets under and pursuant to applicable Law (and have paid all fees and assessments due and payable in connection therewith), except where the failure to hold any such licenses, registrations, franchises, permits or authorizations or the failure to pay any such fees or assessments would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South, and, to the knowledge of South, no suspension or cancellation of any such material license, registration, franchise, permit or authorization is threatened in writing.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>South and each of its Subsidiaries have complied with and are not in default or violation under any applicable law, statute, order, rule, regulation, judgment, injunction, decree, policy or guideline of any Governmental Entity (each, a &#8220;<I>Law</I>&#8221;) relating to South or any of its Subsidiaries, including without limitation all applicable Laws related to data protection or privacy, the USA PATRIOT Act, the Bank Secrecy Act, the Equal Credit Opportunity Act and Regulation&#160;B, the Fair Housing Act, the Community Reinvestment Act, the Fair Credit Reporting Act, the Truth in Lending Act and Regulation&#160;Z, the Home Mortgage Disclosure Act, the Fair Debt Collection Practices Act, the Electronic Fund Transfer Act, the Dodd-Frank Wall Street Reform and Consumer Protection Act, any regulations promulgated by the Consumer Financial Protection Bureau, the Interagency Policy Statement on Retail Sales of Nondeposit Investment Products, the SAFE Mortgage Licensing Act of 2008, the Real Estate Settlement Procedures Act and Regulation&#160;X and any other applicable Law relating to bank secrecy, discriminatory lending, financing or leasing practices, money laundering prevention, Sections&#160;23A and 23B of the Federal Reserve Act, the Sarbanes-Oxley Act of 2002 (the &#8220;<I>Sarbanes-Oxley Act</I>&#8221;) and all agency requirements relating to the origination, sale and servicing of mortgage and consumer Loans, except for such failures to comply, defaults or violations that would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There is no, and since January 1, 2012, there has been no, action, demand or investigation by or before any Governmental Entity pending or, to the knowledge of South, threatened alleging that South or any of its Subsidiaries is not in compliance with any applicable Law, except for any action, demand or investigation that would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
21</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Without limitation, except as is reasonably likely to be material to South and its Subsidiaries, taken as a whole, none of South or its Subsidiaries or, to South&#8217;s knowledge, any director, officer, employee, agent or other person acting on behalf of South or any of its Subsidiaries has, directly or indirectly, (i)&#160;used any funds of South or any of its Subsidiaries for unlawful contributions, unlawful gifts, unlawful entertainment or other unlawful expenses relating to political activity; (ii)&#160;made any unlawful payment to foreign or domestic governmental officials or employees or to foreign or domestic political parties or campaigns from funds of South or any of its Subsidiaries; (iii)&#160;violated or is in violation of the Foreign Corrupt Practices Act of 1977, as amended, or any similar Law; (iv)&#160;established or maintained any unlawful fund of monies or other assets of South or any of its Subsidiaries; (v)&#160;made any fraudulent entry on the books or records of South or any of its Subsidiaries; (vi)&#160;made any unlawful bribe, unlawful rebate, unlawful payoff, unlawful influence payment, unlawful kickback or other unlawful payment to any person, private or public, regardless of form, whether in money, property or services, to obtain favorable treatment in securing business to obtain special concessions for South or any of its Subsidiaries, to pay for favorable treatment for business secured or to pay for special concessions already obtained for South or any of its Subsidiaries; or (vii)&#160;is currently the subject of any United States sanctions administered by the Office of Foreign Assets Control of the United States Treasury Department.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South and each of its Subsidiaries has properly administered all accounts for which South or any of its Subsidiaries acts as a fiduciary, including accounts for which South or any of its Subsidiaries serves as a trustee, agent, custodian, personal representative, guardian, conservator or investment adviser, in accordance with the terms of the applicable governing documents and applicable Laws, except where the failure to so administer such accounts would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>None of South or any of its Subsidiaries or, to South&#8217;s knowledge, any director, officer or employee of South or its Subsidiaries has committed any breach of trust or fiduciary duty with respect to any such fiduciary account, and the accountings for each such fiduciary account are true and correct and accurately reflect the assets of such fiduciary account, except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South and South Bank are &#8220;well-capitalized&#8221; and &#8220;well managed&#8221; (as those terms are defined in applicable regulations), and South Bank&#8217;s rating under the Community Reinvestment Act of 1977 is no less than &#8220;satisfactory.&#8221;</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
22</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_14" dtbookmark="UserBookMark">3.14<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Certain Contracts</I>.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Except as set forth in Section&#160;3.14(a) of the South Disclosure Schedule, and with the exception of Loans made and deposit accounts accepted by South Bank in the ordinary course of business consistent with past practice, neither South nor any of its Subsidiaries is a party to or bound by any Contract:</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(i)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>with respect to the employment of any directors, officers or employees, (A)&#160;other than in the ordinary course of business consistent with past practice, (B)&#160;requiring payments of base salary in excess of $250,000 on an annual basis to any person, (C)&#160;the terms of which obligate or may in the future obligate South or any of its Subsidiaries to make any material severance, termination or similar payment to any person, or (D)&#160;pursuant to which South or any of its Subsidiaries is obligated to make any bonus payment in excess of $100,000 to any person;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(ii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>which, upon the execution or delivery of this Agreement, stockholder approval of the Merger or the consummation of the transactions contemplated by this Agreement will result in any material payment (whether of severance pay or otherwise) becoming due from North, South, the Surviving Corporation or any of their respective Subsidiaries to any person;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(iii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>that is a &#8220;</FONT><FONT style="FONT-SIZE: 10pt">material contract<FONT style="COLOR: black">&#8221; (as such term is defined in </FONT>Item&#160;601(b)(10) of Regulation&#160;S-K <FONT style="COLOR: black">of the </FONT>SEC<FONT style="COLOR: black">);</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(iv)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>that contains a non-compete or client or customer non-solicit requirement or any other similar provision that, in any such case, restricts the conduct of any line of business by South or any of its Subsidiaries or, upon consummation of the Merger, will restrict the ability of the Surviving Corporation or any of its Subsidiaries to engage in any line of business;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(v)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>that obligates South or its Subsidiaries or, following the Closing, the Surviving Corporation or its Subsidiaries, to conduct any material business with any third party on a preferential or exclusive basis or which contains &#8220;most favored nation&#8221; or similar covenants;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(vi)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>with or to a labor union or guild (including any collective bargaining agreement);</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(vii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>that relates to the incurrence of indebtedness by South or any of its Subsidiaries (other than deposit liabilities, trade payables, federal funds purchased, advances and loans from the Federal Home Loan Bank and securities sold under agreements to repurchase, in each case incurred in the ordinary course of business) in the principal amount of $250,000 or more, including any sale and leaseback transactions, capitalized leases and other similar financing transactions;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(viii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>that grants any right of first refusal, right of first offer or similar right with respect to any material assets, rights or properties of South or its Subsidiaries;</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
23</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(ix)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>that relates to the acquisition or disposition of any assets (other than real property and acquisitions or dispositions of assets in the ordinary course of business consistent with past practice) or any business, in either case for a purchase price in excess of $250,000 (whether by merger, sale of stock, sale of assets or otherwise) and with any outstanding obligations as of the date of this Agreement;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(x)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>that involves the payment of more than $250,000 per annum by South or one or more of its Subsidiaries, taken as a whole (other than any such Contracts which are terminable by South or any of its Subsidiaries on 30&#160;days&#8217; or less notice without any required payment, material penalty or other conditions, other than the condition of notice);</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(xi)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>that limits the payment of dividends by South or any of its Subsidiaries;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(xii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">that otherwise is material to it and was not entered into in the ordinary course of business consistent with past practice;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(xiii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">that involves hedging, options or any similar trading activity or interest rate exchanges or swaps (other than contracts to sell mortgage Loans in the ordinary course of business consistent with past practice);</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(xiv)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>with any director or principal stockholder of South or any of its Subsidiaries;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(xv)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">that involves any purchase or sale of real property, in either case for a purchase price in excess of $1,000,000;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(xvi)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">that involves the purchase, sale, issuance, redemption or transfer of any capital stock of South or any of its Subsidiaries or other securities; <FONT style="COLOR: black">or</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(xvii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160; </FONT>that relates to a material joint venture, partnership, limited liability company agreement or other similar agreement or arrangement with any third party, or the formation, creation or operation, management or control of any material partnership or joint venture with any third parties.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Each Contract of the type described in this Section&#160;</FONT><FONT style="FONT-SIZE: 10pt">3.14(a)<FONT style="COLOR: black">, whether or not set forth in the </FONT>South Disclosure Schedule<FONT style="COLOR: black">, is referred to herein as a &#8220;</FONT><I>South Contract</I><FONT style="COLOR: black">&#8221;.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT>South <FONT style="COLOR: black">has made available to </FONT>North <FONT style="COLOR: black">prior to </FONT>the date hereof <FONT style="COLOR: black">true, correct and complete copies of each written </FONT>South Contract <FONT style="COLOR: black">and has provided </FONT>North <FONT style="COLOR: black">with an accurate summary of each oral </FONT>South Contract<FONT style="COLOR: black">.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>(i)&#160;Each South Contract is valid and binding on South or one of its Subsidiaries (subject to the Enforceability Exceptions), as applicable, and in full force and effect, (ii)&#160;South and each of its Subsidiaries has performed all obligations required to be performed by it to date under each South Contract, except where such noncompliance would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South, (iii)&#160;to South&#8217;s knowledge no third-party counterparty to any South Contract is in material breach or material violation of any provision of any South Contract, (iv)&#160;no event or condition exists which constitutes or, with or without notice or lapse of time or both, will constitute a material default on the part of South or any of its Subsidiaries under any such South Contract,<FONT style="FONT-SIZE: 10pt">&#160; </FONT>except where such default would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South, (v) neither South nor any South Subsidiary has received any written notice of cancellation or termination in connection with any South Contract, and (vi)&#160;Section 3.14(b) of the South Disclosure Schedule identifies those South Contracts that require the consent, notification or approval of third parties to the transactions contemplated by this Agreement.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
24</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South and each of its Subsidiaries has performed all obligations required to be performed by it to date under each loss share agreement between South or any South Subsidiary and the FDIC for loss sharing (each a &#8220;<I>South Loss Share Agreement</I>&#8221;), except where such noncompliance would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South. To South&#8217;s knowledge no third-party counterparty to any South Loss Share Agreement is in material breach or material violation of any provision of any South Loss Share Agreement. No event or condition exists which constitutes or, with or without notice or lapse of time or both, will constitute a material default on the part of South or any of its Subsidiaries under any such South Loss Share Agreement, except where such default would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South. Neither South nor any South Subsidiary has received any written notice of cancellation or termination in connection with any South Loss Share Agreement.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_15" dtbookmark="UserBookMark">3.15<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Agreements with Regulatory Agencies.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>Neither South nor any of its Subsidiaries is subject to any cease-and-desist or other order or enforcement action issued by, or is a party to any written Contract, consent agreement or memorandum of understanding with, or is a party to any commitment letter or similar undertaking to, or is subject to any order or directive by, or has been ordered to pay any civil money penalty by, or a recipient of any supervisory letter from, or has adopted any policies, procedures or board resolutions at the request or suggestion of any Regulatory Agency or other Governmental Entity, in any such case, that currently restricts in any material respect the conduct of its business or that in any material manner relates to its capital adequacy, its ability to pay dividends, its credit or risk management policies, its management or its business, nor has South or any of its Subsidiaries been advised by any Regulatory Agency or other Governmental Entity that it is considering issuing, initiating, ordering or requesting any such agreement.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art3_16" dtbookmark="UserBookMark">3.16<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Risk Management Instruments</I></A></FONT><I><FONT style="FONT-SIZE: 10pt">.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></I><FONT style="FONT-SIZE: 10pt">Except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South, all swaps, caps, floors, option agreements, futures and forward contracts and other similar derivative transactions and risk management arrangements (each, a &#8220;<I>Derivative Contract</I>&#8221;), whether entered into for the account of South, any of its Subsidiaries or for the account of a customer of South or one of its Subsidiaries, were entered into in the ordinary course of business and in accordance with applicable rules, regulations and policies of any Regulatory Agency and with counterparties believed to be financially responsible at the time and are legal, valid and binding obligations of South or one of its Subsidiaries enforceable in accordance with their terms (subject to Enforceability Exceptions) and are in full force and effect.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South, to South&#8217;s knowledge, no party to any Derivative Contract to which South or any South Subsidiary is a party is in breach or violation of any provision thereof or default thereunder.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
25</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_17" dtbookmark="UserBookMark">3.17<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Investment Adviser Subsidiaries.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>No South Subsidiary is required to be registered, licensed or qualified as an investment adviser.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art3_18" dtbookmark="UserBookMark">3.18<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></A></FONT><I><FONT style="FONT-SIZE: 10pt">Environmental Liability</FONT></I><FONT style="FONT-SIZE: 10pt">.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South, South and its Subsidiaries are in compliance and, since January 1, 2011, have complied with all Laws, regulations, orders, decrees, permits, authorizations, common law and Governmental Entity requirements relating to: (i)&#160;the protection or restoration of the environment or natural resources or to human health and safety as it relates to Hazardous Substance exposure; (ii)&#160;the handling, use, presence, disposal, release or threatened release of, or exposure to, any Hazardous Substance; (iii) public or worker health and safety; or (iv)&#160;noise, odor, wetlands, indoor air, pollution, contamination, or any injury to persons or property from exposure to any Hazardous Substance (collectively, &#8220;<I>Environmental Laws</I>&#8221;).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>As used in this Agreement, &#8220;<I>Hazardous Substance</I>&#8221; means any materials, substances, wastes, chemical substances or mixtures (i)&#160;presently listed, defined, designated, classified or regulated as hazardous, toxic, pollutant or contaminant, or otherwise regulated, under any Environmental Laws, whether by type or quantity, including without limitation pesticides, pollutants, contaminants, toxic chemicals, oil or other petroleum products or byproducts, asbestos or materials containing (or presumed to contain) asbestos, polychlorinated biphenyls, urea formaldehyde foam insulation, lead, radon, methyl tertiary butyl ether or radioactive material, and (ii)&#160;the handling of, use of, disposal of or exposure to which is prohibited, limited or regulated by any Environmental Laws.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>There are no legal, administrative, arbitral or other proceedings, claims, actions, causes of action, private environmental investigations or remediation activities or governmental investigations of any nature seeking to impose, or that could reasonably result in the imposition, on South or any of its Subsidiaries of any liability or obligation arising under any Environmental Law, pending or, to the knowledge of South, threatened against South or any of its Subsidiaries, which liability or obligation would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>To the knowledge of South, there is no reasonable basis for any proceeding, claim, action, cause of action or investigation that would impose any liability or obligation arising under any Environmental Law that would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Neither South nor any of its Subsidiaries is subject to any agreement, order, judgment, decree, letter or memorandum by or with any court, Governmental Entity, or third party imposing any material liability or obligation arising under any applicable Environmental Law or which result from or are based upon the presence, use, production, generation, handling, transportation, treatment, storage, disposal, distribution, labeling, reporting, testing, processing, emission, discharge, release, threatened release, control, removal, clean-up or remediation of any Hazardous Substances on, under, from or relating to any of the South Real Property or by any person or entity.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">South has Previously Disclosed to North all written reports, correspondence, notices or other information or materials, if any, in its possession pertaining to environmental surveys or assessments of the South Real Property and any improvements thereon, the presence of any Hazardous Substance on any of the South Real Property or any violation or alleged violation of Environmental Laws on, affecting or otherwise involving the South Real Property or involving South, any South Subsidiary or South Bank.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
26</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">To the knowledge of South, there has been no presence, use, production, generation, handling, transportation, treatment, storage, disposal, emission, discharge, release or threatened release of any Hazardous Substances by any person on or from any of the South Real Property which constitutes a violation of any Environmental Laws, and there has been no removal, clean-up or remediation of any Hazardous Substances from, on or relating to any of the South Real Property.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Neither South, South Bank nor any South Subsidiary has received any notice of any release or discharge of Hazardous Substances in, on, under or adjacent to any South Real Property.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>To the knowledge of South, there are no facts, events or conditions relating to any of the South Real Property, or the operations of South, any South Subsidiary or South Bank at any of their office locations, that would reasonably be expected to give rise to any investigatory, emergency removal, remedial or corrective actions, obligations or liabilities (whether accrued, absolute, contingent, unliquidated or otherwise) pursuant to Environmental Laws, </FONT><FONT style="FONT-SIZE: 10pt">except for such facts, events or conditions that would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(f)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">To the knowledge of South, (i) there are no underground storage tanks located at, on or under any South Real Property, (ii) <FONT style="COLOR: black">there is no lead-based paint or asbestos contained in, forming part of or contaminating any part of the South Real Property or improvements and structures located thereon, and (iii) no polychlorinated biphenyls have been used, stored, released, located at or contaminate any part of the South Real Property or improvements and structures located thereon, except for any presence of such materials that </FONT>would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_19" dtbookmark="UserBookMark">3.19<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Investment Securities and Commodities</I>.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Each of South and its Subsidiaries has good title to all securities and commodities owned by it (except those sold under repurchase agreements or held in any fiduciary capacity), free and clear of any Lien, except to the extent such securities or commodities are pledged in the ordinary course of business consistent with past practice to secure obligations of South or its Subsidiaries.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Such securities and commodities are valued on the books of South in accordance with GAAP in all material respects. </FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South and its Subsidiaries and their respective businesses employ investment, securities, commodities, risk management and other policies, practices and procedures that South believes are prudent and reasonable in the context of such businesses.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Prior to the date of this Agreement, South has made available to North the material terms of such policies, practices and procedures.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>During the period from December 31, 2013 to the date of this Agreement, there has been no material deterioration or adverse change in the credit quality or fair market value of South&#8217;s securities portfolio as a whole.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
27</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_20" dtbookmark="UserBookMark">3.20<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Property</I>.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Except as set forth on Section 3.20(a) of the South Disclosure Schedule, South, South Bank or a South Subsidiary (i) owns all of the material personal property and assets purported to be owned by it as set forth in the latest audited balance sheet included in the South Financial Statements as being owned by South or a South Subsidiary or acquired after the date thereof (except (x) property and assets sold or otherwise disposed of since the date thereof in the ordinary course of business and (y) property or assets related to real property categorized as &#8220;other real estate owned&#8221;<FONT style="FONT-SIZE: 10pt">&#160; </FONT>in the latest audited balance sheet included in the South Financial Statements), free and clear of all Liens, except (A) statutory Liens or Liens otherwise imposed by Law securing payments not yet delinquent or being contested in good faith, (B) Liens for property Taxes and assessments not yet delinquent or being contested in good faith for which adequate reserves have been established in accordance with GAAP, (C) Liens reflected on the South Financial Statements, (D) any Liens that would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South, (E) as to any leased assets or properties, rights of the lessors thereof, (F) easements, rights of way and other encumbrances and matters of record that do not materially affect the use of the properties or assets subject thereto for the business operations at such properties as currently conducted, (G) matters that would be disclosed by a current survey and inspection, (H) any and all leases of property by South, South Bank or a South Subsidiary to a third party, and (I) such other imperfections or irregularities of title or Liens as do not materially affect the value or use of the properties or assets subject thereto for the business operations at such properties as currently conducted (collectively, &#8220;<I>Permitted Encumbrances</I>&#8221;), and (ii) is the lessee of all material personal property purported to be leased by it as reflected in the latest audited financial statements included in such South Financial Statements or leased after the date thereof (except for leases that have expired by their terms since the date thereof or otherwise been terminated in the ordinary course of business), free and clear of all Liens, except for Permitted Encumbrances, and to South&#8217;s knowledge there is no default by the lessor or lessee under the leases of such property that would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Except as Previously Disclosed to North, South, South Bank or a South Subsidiary (i) owns the real property described in Section 3.20(b)(i) of the South Disclosure Schedule (the &#8220;<I>South Owned Properties</I>&#8221;), free and clear of all Liens, except the Permitted Encumbrances, and (ii) is the lessee of the real property described in Section 3.20(b)(ii) of the South Disclosure Schedule (the &#8220;<I>South Leased Properties</I>&#8221; and, collectively with the South Owned Properties, the &#8220;<I>South Real Property</I>&#8221;), free and clear of all Liens, except for Permitted Encumbrances.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>None of South, South Bank or a South Subsidiary has committed a default under any Lease Agreement that would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There are no pending or, to the knowledge of South, threatened condemnation proceedings against any South Real Property.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>To South&#8217;s knowledge, there are no actions, suits, proceedings or governmental investigations pending or threatened against the South Real Property that would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>The copies of leases and amendments made available to North for the South Leased Properties are true and correct in all material respects.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
28</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>With respect to each parcel of the South Leased Properties, except for such matters that would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South, (i) the lessee has unconditionally accepted occupancy of and currently is occupying that parcel; (ii) the lease term, commencement date, expiration date, renewal terms and current rent applicable to that parcel is as set forth in the lease or other rental agreement (&#8220;<I>Lease Agreement</I>&#8221;) pertaining to it; (iii) the Lease Agreement pertaining to that parcel is in full force and effect and has not been modified or amended; (iv) the terms and conditions of the Lease Agreement pertaining to that parcel will continue without modification notwithstanding the Merger, and the Merger will not be deemed to be a transfer or assignment in violation of or otherwise to violate the Lease Agreement, to require the approval, notice to or consent of the landlord under the Lease Agreement, or to prevent the exercise of, or result in the loss of, any right or option to renew or extend the Lease Agreement or to purchase that parcel; (v) the lessee has performed all of the lessee&#8217;s obligations (including the payment of rent) under the Lease Agreement pertaining to that parcel, and no event of default by it exists or has occurred under that Lease Agreement (including without limitation any default that would prevent the exercise of or result in the loss of any right or option to renew or extend the Lease Agreement or to purchase that parcel); and (vi) to the knowledge of South, the lessor of that parcel has performed all of the lessor&#8217;s obligations under the Lease Agreement pertaining to that parcel, and no event of default by the lessor exists or has occurred under that Lease Agreement.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Each parcel of South Real Property, and all buildings, structures and other improvements located thereon, complies in all material respects with all applicable certificates of occupancy, except for any such failure to comply that<FONT style="FONT-SIZE: 10pt">&#160; </FONT>would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(f)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>None of South, any South Subsidiary or South Bank has received any written notice from any Governmental Entity with respect to a violation of Law relating to the ownership, operation or use of the South Real Property, except for notices regarding matters<FONT style="FONT-SIZE: 10pt">&#160;&#160; </FONT>that would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(g)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>No person other than South, any South Subsidiary or South Bank has any right to use, occupy or lease any of the South Real Property, except for any such rights as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(h)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>The owner of each South Owned Property has paid all Taxes, assessments, charges, fees, levies and impositions owing with respect to such South Owned Property, except for any failure to pay such items as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(i)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>None of South, any South Subsidiary or South Bank has received written notice of any defects or inadequacies in any of the South Real Property which, if not corrected, would result in termination of any insurance coverage therefor or an increase in the cost thereof, except for notices regarding matters that would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
29</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(j)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>None of South, any South Subsidiary or South Bank has received written notice from a utility company or municipality of any fact or condition which could result in the discontinuation of presently available or otherwise necessary sewer, water, electric, gas, telephone or other utilities or services for any of the South Real Property, except for notices regarding matters that would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art3_21" dtbookmark="UserBookMark">3.21<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></A></FONT><I><FONT style="FONT-SIZE: 10pt">Intellectual Property<FONT style="COLOR: black">.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></FONT></I><FONT style="FONT-SIZE: 10pt">Except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South<FONT style="COLOR: black">: </FONT>(a)&#160;South <FONT style="COLOR: black">and each of its </FONT>Subsidiaries <FONT style="COLOR: black">owns, or is licensed to use (in each case, free and clear of any </FONT>Liens <FONT style="COLOR: black">other than </FONT>Permitted Encumbrances), all Intellectual Property <FONT style="COLOR: black">used in or necessary for the conduct of its business as currently conducted; </FONT>(b)&#160;<FONT style="COLOR: black"> to the knowledge of South, the use of any </FONT>Intellectual Property <FONT style="COLOR: black">by South and its Subsidiaries does not infringe on, misappropriate or otherwise violate the rights of any </FONT>person <FONT style="COLOR: black">and, to the extent applicable, is in accordance with any applicable license pursuant to which </FONT>South <FONT style="COLOR: black">or any </FONT>South Subsidiary <FONT style="COLOR: black">acquired the right to use such </FONT>Intellectual Property<FONT style="COLOR: black">; </FONT>(c)&#160;<FONT style="COLOR: black">no </FONT>person <FONT style="COLOR: black">has asserted in writing that </FONT>South <FONT style="COLOR: black">or any of its </FONT>Subsidiaries <FONT style="COLOR: black">has infringed on, misappropriated or otherwise violated the </FONT>Intellectual Property <FONT style="COLOR: black">rights of such </FONT>person<FONT style="COLOR: black">; </FONT>(d)&#160;<FONT style="COLOR: black">to the </FONT>knowledge <FONT style="COLOR: black">of </FONT>South<FONT style="COLOR: black">, no </FONT>person <FONT style="COLOR: black">is challenging, infringing on or otherwise violating any right of </FONT>South <FONT style="COLOR: black">or any of its </FONT>Subsidiaries <FONT style="COLOR: black">with respect to any </FONT>Intellectual Property <FONT style="COLOR: black">owned by or exclusively licensed to </FONT>South <FONT style="COLOR: black">or its </FONT>Subsidiaries<FONT style="COLOR: black">; </FONT>(e)&#160;<FONT style="COLOR: black">neither </FONT>South <FONT style="COLOR: black">nor any </FONT>South Subsidiary <FONT style="COLOR: black">has received any written notice of any pending claim with respect to any </FONT>Intellectual Property <FONT style="COLOR: black">used by </FONT>South <FONT style="COLOR: black">or any </FONT>South Subsidiary<FONT style="COLOR: black">; and </FONT>(f)&#160;<FONT style="COLOR: black">no </FONT>Intellectual Property <FONT style="COLOR: black">owned or exclusively licensed by </FONT>South <FONT style="COLOR: black">or any </FONT>South Subsidiary <FONT style="COLOR: black">is being used or enforced by South or any South or any South Subsidiary in a manner that would reasonably be expected to result in the abandonment, cancellation or unenforceability of such </FONT>Intellectual Property<FONT style="COLOR: black">.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>For purposes of this </FONT>Agreement<FONT style="COLOR: black">, &#8220;</FONT><I>Intellectual Property</I><FONT style="COLOR: black">&#8221; means </FONT>(i)&#160;<FONT style="COLOR: black">trademarks, service marks, brand names, internet domain names, logos, symbols, certification marks, trade dress and other indications of origin, the goodwill associated with the foregoing and registrations in any jurisdiction of, and applications in any jurisdiction to register, the foregoing, </FONT>including <FONT style="COLOR: black">any extension, modification or renewal of any such registration or application; </FONT>(ii)&#160;<FONT style="COLOR: black">inventions, discoveries and ideas, whether patentable or not, in any jurisdiction, patents, applications for patents (</FONT>including <FONT style="COLOR: black">divisions, continuations, continuations in part and renewal applications), all improvements thereto, and any renewals, extensions or reissues thereof, in any jurisdiction; </FONT>(iii)&#160;<FONT style="COLOR: black">nonpublic information, trade secrets and know-how, </FONT>including <FONT style="COLOR: black">processes, technologies, protocols, formulae, prototypes and confidential information and rights in any jurisdiction to limit the use or disclosure thereof by any </FONT>person<FONT style="COLOR: black">; </FONT>(iv)&#160;<FONT style="COLOR: black">writings and other works, whether copyrightable or not and whether in published or unpublished works, in any jurisdiction and all registrations or applications for registration of copyrights in any jurisdiction, and any renewals or extensions thereof; and </FONT>(v)&#160;<FONT style="COLOR: black">any similar intellectual property or proprietary rights.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
30</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art3_22" dtbookmark="UserBookMark">3.22<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></A></FONT><I><FONT style="FONT-SIZE: 10pt">Related Party Transactions.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></I><FONT style="FONT-SIZE: 10pt">Except (a)&#160;as set forth in Section&#160;3.22 of the South Disclosure Schedule, (b)&#160;&#8220;compensation&#8221; as defined in Item&#160;402 of the SEC&#8217;s Regulation&#160;S-K, (c)&#160;ordinary course bank deposit, trust and asset management services on arms&#8217; length terms, (d)&#160;other transactions or arrangements of a type available to employees of South or its Subsidiaries generally, (e)&#160;transactions, agreements, arrangements or understandings that were entered into in the ordinary course of business on arms&#8217; length terms with a portfolio company of a person owning 5% or more of the outstanding South Common Stock (or of any of such person&#8217;s affiliates) or (f)&#160;transactions, agreements, arrangements or understandings between South and one or more of its wholly-owned Subsidiaries or among wholly-owned Subsidiaries of South, there are no transactions or series of related transactions, agreements, arrangements or understandings between South or any of its Subsidiaries, on the one hand, and any current or former director or &#8220;executive officer&#8221; (as defined in Rule&#160;3b-7 under the Exchange Act) of South or any of its Subsidiaries or any person who beneficially owns (as defined in Rules&#160;13d-3 and 13d-5 of the Exchange Act) 5% or more of the outstanding South Common Stock (or, to the knowledge of South, any of such person&#8217;s immediate family members or affiliates) (other than Subsidiaries of South) on the other hand.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_23" dtbookmark="UserBookMark">3.23<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>State Takeover Laws.</I><FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board of Directors of South has approved this Agreement and the transactions contemplated hereby and has taken all other actions that may be required to render inapplicable to such agreement and transactions Chapter 2 of Title 35 of the South Carolina Code of Laws and any similar &#8220;moratorium,&#8221; &#8220;control share,&#8221; &#8220;fair price,&#8221; &#8220;takeover&#8221; or &#8220;interested stockholder&#8221; Law under the Laws of the State of South Carolina.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_24" dtbookmark="UserBookMark">3.24<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Reorganization.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>South has not taken any action and is not aware of any fact or circumstance that could reasonably be expected to prevent the Merger from qualifying as a &#8220;reorganization&#8221; within the meaning of Section&#160;368(a) of the Code.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_25" dtbookmark="UserBookMark">3.25<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Opinion.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>Prior to the execution of this Agreement, the South Special Committee has received an opinion from Merrill Lynch, Pierce, Fenner &amp; Smith Incorporated to the effect that, as of the date thereof and based upon and subject to the matters set forth therein, the Merger Consideration to be paid in the Merger to the Minority Holders (as defined below) of South Common Stock who do not make a Class B Election is fair to such Minority Holders from a financial point of view. Such opinion has not been amended or rescinded as of the date of this Agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>For purposes of this Agreement, &#8220;Minority Holders&#8221; means the holders of South Common Stock other than the holders of South Common Stock set forth on Section 3.25 of the South Disclosure Schedule.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_26" dtbookmark="UserBookMark">3.26<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>South Information.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>The information relating to South and its Subsidiaries that is provided by South or its Representatives for inclusion in the Joint Proxy Statement and the S-4, or in any other document filed with any other Regulatory Agency in connection herewith, will not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in light of the circumstances in which they are made, not misleading, including at the time: (a) such document is filed with the Regulatory Agency, (b) such document is amended or supplemented, (c) such document is mailed to the stockholders of South or (d) of the South Meeting.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The portions of the Joint Proxy Statement relating to South and its Subsidiaries will comply in all material respects with the provisions of the Exchange Act and the rules and regulations thereunder. For the avoidance of doubt, no representation or warranty is made by South with respect to statements made or incorporated by reference in the S-4 or Joint Proxy Statement based on information supplied by or on behalf of North or any of its Representatives specifically for inclusion or incorporation by reference in the S-4 or the Joint Proxy Statement.</A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
31</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
&#160;   <DIV  name="SectionRPT610201422241PM"
style="CLEAR:both;CLEAR: both;clear:both;">
</DIV>
  <div
style="clear:both">
</div>
  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_27" dtbookmark="UserBookMark">3.27<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Loan Accounts, Notes and Other Receivables</I>.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>All Loans reflected as assets on the books and records of South and its Subsidiaries or which have been sold by either of them (i) have resulted from bona fide business transactions in the ordinary course of their respective operations, (ii) were made in all material respects in accordance with the respective entity&#8217;s standard practices and procedures and (iii) in the case of Loans reflected as assets on their books, are owned by them free and clear of all Liens, encumbrances, assignments, repurchase agreements or other exceptions to title, or the ownership or collection rights of any other person or entity, except for Liens granted to the Federal Home Loan Bank of Atlanta to secure advances in the ordinary course of business.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>All records of South and its Subsidiaries regarding all outstanding Loans (including Loans reflected as assets on their books and records and Loans which have been sold by any of them), and all foreclosed South Real Property and other collateral for Loans owned by South and its Subsidiaries, are accurate in all material respects, and each Loan which their Loan documentation indicates is secured by any real or personal property or property rights (&#8220;<I>Loan Collateral</I>&#8221;) is secured by valid, perfected and enforceable Liens on all such Loan Collateral having the priority described in the records of such Loan (subject to the application of general principles of equity and to applicable bankruptcy, insolvency, reorganization, moratorium and similar laws).</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Each Loan reflected as an asset on the books and records of South and its Subsidiaries or which has been sold by any of them, and each guaranty therefor, is the legal, valid and binding obligation of the obligor or guarantor thereon (subject to the application of general principles of equity and to applicable bankruptcy, insolvency, reorganization, moratorium and similar Laws), and no defense, offset or counterclaim has been asserted with respect to any such Loan or guaranty.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South has Previously Disclosed to North written listings reflecting:</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(i)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>with respect to Loans on the books of South and its Subsidiaries as of December 31, 2013, each Loan made by South and its Subsidiaries to a borrower, or commitment by South or its Subsidiaries to make, issue or extend any Loan to a borrower; in excess of $1,000,000;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(ii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>with respect to Loans on the books of South and its Subsidiaries as of March 31, 2014, Loans in excess of $1,000,000 that are past due as to principal or interest for more than 90 days and accruing interest;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(iii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>with respect to Loans on the books of South and its Subsidiaries as of March 31, 2014, Loans in excess of $1,000,000 in nonaccrual status;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(iv)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>with respect to Loans on the books of South and its Subsidiaries as of March 31, 2014, all troubled debt restructurings for Loans in excess of $1,000,000;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(v)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>with respect to Loans on the books of South and its Subsidiaries as of March 31, 2014, classified, potential problem or &#8220;watch list&#8221; Loans in excess of $1,000,000, along with the outstanding balance and amount specifically allocated to the Loan Loss Reserve for each such Loan;</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
32</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(vi)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>all Loans charged off during the first calendar quarter of 2014; </FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(vii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>all Loans charged off during April 2014; and</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(viii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>all foreclosed real property or other real estate owned as of March 31, 2014.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>With respect to Loans previously sold by South or its Subsidiaries, South has Previously Disclosed to North written listings reflecting:</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(i)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>each Loan on the balance sheet that has been repurchased from investors;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(ii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>each Loan which is in the process of being repurchased or which South or its Subsidiaries has been requested to repurchase by any investor; </FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(iii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>each Loan that South or its Subsidiaries has identified as having a risk of repurchase from any investor; and</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(iv)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>each Loan as to which any investor has requested indemnification from South or its Subsidiaries, or as to which there is any outstanding mortgage insurance claim, together with a statement as to whether South or its Subsidiaries has agreed to or rejected the indemnification request, and, in the case of each Loan as to which South or its Subsidiaries has agreed to a request for indemnification, a description of the terms of that indemnification.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(f)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>To the knowledge of South, each of the Loans on the books of, or previously sold by, South or its Subsidiaries (with the exception of those Loans Previously Disclosed to North as described in Sections 3.27(d) and (e) above) is collectible in the ordinary course of their business or the business of the investor that purchased the loan in an amount which is not less than the amount at which it is carried on their books or should be carried in accordance with GAAP on their books and records.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(g)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South&#8217;s reserve for possible loan losses (the &#8220;<I>Loan Loss Reserve</I>&#8221;) has been established in conformity with GAAP, sound banking practices and all applicable rules, requirements and policies of Regulatory Agencies and, in the best judgment of management and the Boards of Directors of South and its Subsidiaries, is reasonable in view of the size and character of the loan portfolio of South and its Subsidiaries, current economic conditions and other relevant factors and is adequate in all material respects to provide for losses incurred relating to or the risk of loss inherent in their loan portfolio and foreclosed South Real Property owned by them.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>South and its Subsidiaries have complied with all orders, comments and directives provided to it by any Regulatory Agency relating to the Loan Loss Reserve since inception.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
33</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(h)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South&#8217;s reserves for possible loan repurchases (the &#8220;<I>Loan Repurchase Reserve</I>&#8221;) has been established in conformity with GAAP, sound banking practices and all applicable rules, requirements and policies of Regulatory Agencies and, in the best judgment of management and the Boards of Directors of South and its Subsidiaries, is reasonable in view of the amount and character of (i) Loans which have been sold, (ii) Loans which have been repurchased or are in process of being repurchased, (iii) Loans which have been identified as being at risk of repurchase, (iv) potential losses related to current and future repurchased Loans and (v) current economic conditions, and other relevant factors.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art3_28" dtbookmark="UserBookMark">3.28<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Insurance.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I></A></FONT><FONT style="FONT-SIZE: 10pt">Except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South<FONT style="COLOR: black">, </FONT>(a)&#160;<FONT style="COLOR: black">South and its Subsidiaries are insured with reputable insurers against such risks and in such amounts as the management of </FONT>South <FONT style="COLOR: black">reasonably has determined to be prudent and consistent with industry practice, and South and its Subsidiaries are in compliance in all material respects with their insurance policies and are not in default under any of the terms thereof, </FONT>(b)&#160;<FONT style="COLOR: black">each such policy is outstanding and in full force and effect and, except for policies insuring against potential liabilities of officers, directors and employees of South and its Subsidiaries, </FONT>South <FONT style="COLOR: black">or the relevant </FONT>Subsidiary <FONT style="COLOR: black">thereof is the sole beneficiary of such policies, and </FONT>(c)&#160;<FONT style="COLOR: black">all premiums and other payments due under any such policy have been paid, and all claims thereunder have been filed in a due and timely fashion.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_29" dtbookmark="UserBookMark">3.29<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Indemnification Obligations</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except to the extent provided by their respective Articles of Incorporation or Bylaws in effect on the date of this Agreement or in a Contract Previously Disclosed to North, or as required by the SCBCA, or as otherwise required by applicable Law, neither South nor any of its Subsidiaries has any obligation to indemnify or hold harmless any of its current or former directors, officers, employees or stockholders or, except as would not reasonably be expected to have a Material Adverse Effect on South, any other person, against or from any costs or expenses (including attorneys&#8217; fees), judgments, fines, amounts paid in settlement, losses, claims, damages or liabilities incurred in connection with any claim, action, suit, proceeding or investigation, whether civil, criminal, administrative or investigative.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>No claim, demand or request for payment of indemnification has been made or currently is pending or, to the knowledge of South, threatened against or with respect to South or its Subsidiaries, and, to the knowledge of South, no facts or circumstances exist which reasonably could be expected to result in such.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_30" dtbookmark="UserBookMark">3.30<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Obstacles to Regulatory Approval</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>To the knowledge of South, there exists no fact or condition pertaining to South or its Subsidiaries or their respective businesses or operations that may reasonably be expected to prevent or materially impede or materially delay South and North from obtaining all approvals of Regulatory Agencies required in order to consummate the transactions described in this Agreement.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art3_31" dtbookmark="UserBookMark">3.31<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>No Other Representations or Warranties</I>.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Except for the representations and warranties made by South in this Article III, neither South nor any other person makes any express or implied representation or warranty with respect to South, its Subsidiaries, or their respective businesses, operations, assets, liabilities, conditions (financial or otherwise) or prospects, and South hereby disclaims any such other representations or warranties. In particular, without limiting the foregoing disclaimer, neither South nor any other person makes or has made any representation or warranty to North or any of its affiliates or Representatives with respect to (i) any financial projection, forecast, estimate, budget or prospective information relating to South, any of its Subsidiaries or their respective businesses or (ii) except for the representations and warranties made by South in this Article III, any oral or written information presented to North or any of its affiliates or Representatives in the course of their due diligence investigation of South, the negotiation of this Agreement or in the course of the transactions contemplated hereby.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
34</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South acknowledges and agrees that neither North nor any other person has made or is making any express or implied representation or warranty with respect to North other than those contained in Article IV.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="TEXT-TRANSFORM: uppercase; FONT-SIZE: 10pt"><A  name="art_iv" dtbookmark="UserBookMark">ARTICLE IV<BR />REPRESENTATIONS AND WARRANTIES OF NORTH</A></FONT></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Except </FONT><FONT style="FONT-SIZE: 10pt">(a)&#160;<FONT style="COLOR: black">as </FONT>Previously Disclosed <FONT style="COLOR: black">by </FONT>North <FONT style="COLOR: black">or </FONT>(b)&#160;<FONT style="COLOR: black">as disclosed in any </FONT>North SEC Reports <FONT style="COLOR: black">publicly filed under Section&#160;13, 14(a) or 15(d) of the Exchange Act by </FONT>North <FONT style="COLOR: black">with the </FONT>SEC<FONT style="COLOR: black">, and prior to </FONT>the date hereof <FONT style="COLOR: black">(but disregarding risk factor disclosures contained under the heading &#8220;Risk Factors,&#8221; or disclosures of risks set forth in any &#8220;forward-looking statements&#8221; disclaimer or any other statements that are similarly non-specific or cautionary, predictive or forward-looking in nature) (any such disclosure, a &#8220;<I>North SEC Disclosure</I>&#8221;), </FONT>North <FONT style="COLOR: black">hereby represents and warrants to </FONT>South <FONT style="COLOR: black">as follows:</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_1" dtbookmark="UserBookMark">4.1<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Corporate Organization</I>.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>North is a corporation duly organized, validly existing and in good standing under the Laws of the State of Delaware and is a financial holding company duly registered under the BHC Act.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>North has the corporate power and authority to own or lease and operate all of its properties and assets and to carry on its business as it is now being conducted and to perform its obligations under all Contracts by which it is bound. North is duly licensed or qualified to do business and is in good standing (where such concept is recognized under applicable Law) in each jurisdiction in which the nature of the business conducted by it or the character or location of the properties and assets owned, leased or operated by it makes such licensing or qualification necessary, except where the failure to be so licensed or qualified or in good standing would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on North.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>True and complete copies of the North Charter and Bylaws of North, in each case as in effect as of the date of this Agreement, have previously been made available by North to South.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
35</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Each Subsidiary of North (a &#8220;<I>North Subsidiary</I>&#8221;) (i)&#160;is duly organized, validly existing and in good standing (where such concept is recognized under applicable Law) under the Laws of its jurisdiction of organization, (ii)&#160;is duly qualified to do business and, where such concept is recognized under applicable Law, in good standing (to the extent such concept is applicable) in all jurisdictions (whether federal, state, local or foreign) where its ownership, leasing or operation of property or the conduct of its business requires it to be so qualified, except where the failure to be so qualified or in good standing would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on North and (iii)&#160;has all requisite corporate power and authority to own or lease its properties and assets and to carry on its business as now conducted.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There are no restrictions on the ability of any Subsidiary of North to pay dividends or distributions except, in the case of a Subsidiary that is a regulated entity, for restrictions on dividends or distributions generally applicable to all such regulated entities.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The deposit accounts of each Subsidiary of North that is an insured depository institution are insured by the FDIC through the Deposit Insurance Fund to the fullest extent permitted by Law, all premiums and assessments required to be paid in connection therewith have been paid when due, and no proceedings for the termination of such insurance are pending or, to the knowledge of North, threatened. Section&#160;4.1(b) of the North Disclosure Schedule sets forth a true and complete list of all Subsidiaries of North as of the date hereof and any material joint ventures, partnerships formed pursuant to written partnership agreements or similar arrangements in which North or its Subsidiaries has a limited liability, partnership or other equity interest (and the amount and percentage of any such interest).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There is no person whose results of operations, cash flows, changes in stockholders&#8217; equity or financial position are consolidated in the financial statements of North other than the North Subsidiaries.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_2" dtbookmark="UserBookMark">4.2<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Capitalization</I>.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>As of the date hereof, the authorized capital stock of North consists of 11,000,000 shares of Class A common stock, $1.00 par value per share (&#8220;<I>North Class A Common Stock</I>&#8221;), of which 8,586,058 shares are issued and outstanding, 2,000,000 shares of Class B common stock, $1.00 par value per share (&#8220;<I>North Class B Common Stock</I>&#8221; and together with the North Class A Common Stock, the &#8220;<I>North Common Stock</I>&#8221;), of which 1,032,883 shares are issued and outstanding, and 10,000,000 shares of preferred stock, $0.01 par value per share, of which zero shares are issued and outstanding.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>All of the shares of North Common Stock that (i)&#160;are issued and outstanding have been and are and (ii)&#160;will be issued as part of the Merger Consideration will be, when issued and delivered in accordance with the terms hereof, duly authorized and validly issued and fully paid, nonassessable and free of preemptive rights, rights of participation or similar rights and rights of first refusal, with no personal liability attaching to the ownership thereof.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There are no outstanding (A)&#160;shares of capital stock or other voting securities or ownership interests in North (except as disclosed in the preceding sentences) or (B)&#160;subscriptions, options, warrants or other rights to acquire from North or any North Subsidiary, or other obligation of North or any North Subsidiary to issue, any capital stock or other voting securities or ownership interests in, or any securities of North or any North Subsidiary convertible into or exchangeable or exercisable for capital stock or other voting securities or ownership interests in, North.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There are no voting trusts, stockholder agreements, proxies or other Contracts in effect with respect to the voting or transfer of the North Common Stock, in each case, to which North or any of its Subsidiaries is a party.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There are no bonds, debentures, notes or other indebtedness that have the right to vote on any matters on which stockholders of North may vote.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Since December&#160;31, 2013 through the date hereof, North has not issued or repurchased any shares of its capital stock.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>No North Subsidiary owns any capital stock of North other than any Third Party Shares.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>There is no</FONT><FONT style="FONT-SIZE: 10pt"> Contract by which either North or its Subsidiaries are bound<FONT style="COLOR: black"> pursuant to which (i) </FONT>North <FONT style="COLOR: black">or its </FONT>Subsidiaries <FONT style="COLOR: black">is or could be required to register shares of the </FONT>capital stock or other securities of North or its Subsidiaries <FONT style="COLOR: black">under the </FONT>Securities Act,<FONT style="COLOR: black"> or (ii) except as relates to trust preferred securities, under which </FONT>North <FONT style="COLOR: black">or its </FONT>Subsidiaries <FONT style="COLOR: black">is or could be obligated to repurchase, redeem or otherwise acquire the </FONT>capital stock or other securities of North or its Subsidiaries.<FONT style="COLOR: black"><FONT style="FONT-SIZE: 10pt">&#160; </FONT>Section&#160;4.2(b) of the </FONT>North Disclosure Schedule <FONT style="COLOR: black">sets forth a true, correct and complete list of all trust preferred and junior subordinated debt securities of </FONT>North <FONT style="COLOR: black">or its </FONT>Subsidiaries <FONT style="COLOR: black">that are issued or outstanding.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT>North <FONT style="COLOR: black">is not currently deferring interest payments with respect to any </FONT>trust preferred securities <FONT style="COLOR: black">or related junior subordinated debt securities issued by it or any of its affiliates.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
36</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>North owns, directly or indirectly, all of the issued and outstanding shares of capital stock or other equity ownership interests of each of the North Subsidiaries (except for Subsidiaries formed in connection with the issuance of trust preferred securities), free and clear of any Liens, and all of such shares or equity ownership interests are duly authorized and validly issued and are fully paid, nonassessable and free of preemptive rights, rights of participation or similar rights and rights of first refusal, with no personal liability attaching to the ownership thereof.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>No North Subsidiary has or is bound by any outstanding subscriptions, options, warrants, calls, rights, commitments or Contracts of any character that require the purchase or issuance of any shares of capital stock or any other equity security of such Subsidiary or any securities representing the right to purchase or otherwise receive any shares of capital stock or any other equity security of such Subsidiary.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_3" dtbookmark="UserBookMark">4.3<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Authority; No Violation</I>.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>North has full corporate power and authority to execute and deliver this Agreement, and subject to receipt of the Requisite North Vote and the Requisite Regulatory Approvals, to perform its obligations under this Agreement and to consummate the transactions contemplated hereby.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The execution and delivery of this Agreement and the consummation of the Merger and the other transactions contemplated hereby and thereby have been duly and validly approved by the Board of Directors of North.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board of Directors of North has determined that the Merger, on the terms and conditions set forth in this Agreement, is in the best interests of North and its stockholders and has directed that this Agreement and the transactions contemplated hereby be submitted to North&#8217;s stockholders for adoption and approval at a meeting of such stockholders and has adopted a resolution to the foregoing effect.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except for (i)&#160;the approval of the issuance of the North Common Stock by the affirmative vote of a majority of the total votes cast by holders of North Class A Common Stock and North Class B Common Stock, (ii)&#160;the approval of this Agreement and the North Charter Amendment by the affirmative vote of a majority of the votes entitled to be cast by the outstanding North Class A Common Stock and North Class B Common Stock, voting together as one group and (iii) the approval of the North Charter Amendment by the affirmative vote of a majority of the votes entitled to be cast by the outstanding North Class A Common Stock, voting separately as a separate class (subparagraphs (i), (ii) and (iii), collectively, the &#8220;<I>Requisite North Vote</I>&#8221;) and (iii)&#160;the adoption and approval of the Bank Merger Agreement by North Bank and North as its sole stockholder, no other corporate proceedings on the part of North are necessary to approve this Agreement or to consummate the transactions contemplated hereby.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>This Agreement has been duly and validly executed and delivered by North and (assuming due authorization, execution and delivery by South) constitutes a valid and binding obligation of North, enforceable against North in accordance with its terms, except as may be limited by the Enforceability Exceptions.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
37</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Neither the execution and delivery of this Agreement by North, nor the consummation by North of the transactions contemplated hereby, nor compliance by North with any of the terms or provisions hereof, will (i)&#160;subject to the North Charter Amendment, violate any provision of the North Charter or Bylaws of North or (ii)&#160;assuming that the consents, approvals and filings referred to in Section&#160;4.4 are duly obtained or made, as applicable, (x)&#160;violate any Law applicable to North, any of its Subsidiaries or any of their respective properties or assets or (y)&#160;violate, conflict with or result in a breach of any provision of or the loss of any benefit under, constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, result in the termination of or a right of termination or cancellation under, accelerate the performance required by, or result in the creation of any Lien upon any of the respective properties or assets of North or any of its Subsidiaries under, any of the terms, conditions or provisions of any Contract to which North or any of its Subsidiaries is a party, or by which they or any of their respective properties or assets is bound, except (in the case of subparagraph&#160;(ii) above) for such matters which would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on North.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art4_4" dtbookmark="UserBookMark">4.4<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Consents and Approvals.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>Except for </A></FONT><FONT style="FONT-SIZE: 10pt">(a)&#160;the filing of applications and notices, as applicable, with NASDAQ, (b)&#160;the filing of any required applications, filings and notices, as applicable, with (i)&#160;the Federal Reserve Board under the BHC Act, (ii)&#160;the FDIC under the Bank Merger Act, (iii)&#160;the South Carolina Commissioner, (iv) the Georgia Department of Banking and Finance, as applicable and (v)&#160;the North Carolina Commissioner, and approval of the foregoing applications, filings and notices, (c)&#160;the filing with the SEC of the Joint Proxy Statement and the S-4 in which the Joint Proxy Statement will be included as a prospectus and declaration of effectiveness of the S-4 by the SEC, (d)&#160;the filing of the Articles of Merger (which shall include the North Charter Amendment) with the South Carolina Secretary pursuant to the SCBCA and the Delaware Secretary pursuant to the DGCL and the filing of the Bank Merger Certificates, (e)&#160;such filings as are required to be made under the Exchange Act<FONT style="COLOR: black">, and (f) such other consents, licenses, permits, approvals, waivers, authorization, registrations, declarations, or filings the failure of which to be obtained or made is not reasonably likely to materially and adversely affect the ability of North or any of its Subsidiaries to carry on their respective businesses as now conducted or to consummate the transactions contemplated by this Agreement, no consents or approvals of or filings or registrations with any </FONT>Governmental Entity <FONT style="COLOR: black">are necessary in connection with (i)&#160;the execution and delivery by </FONT>North <FONT style="COLOR: black">of this </FONT>Agreement <FONT style="COLOR: black">or (ii)&#160;the consummation by </FONT>North <FONT style="COLOR: black">of the </FONT>Merger<FONT style="COLOR: black">, the </FONT>Bank Merger <FONT style="COLOR: black">and the other transactions contemplated hereby.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art4_5" dtbookmark="UserBookMark">4.5<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Reports</I></A></FONT><FONT style="FONT-SIZE: 10pt">.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>North and each of its Subsidiaries have timely filed all material reports, registrations and statements, together with any amendments required to be made with respect thereto, that they were required to file (&#8220;<I>North Reports</I>&#8221;) with any Regulatory Agencies, including, without limitation, any report, registration or statement required to be filed pursuant to the Laws of the United States, any state, any foreign entity or any Regulatory Agency or other Governmental Entity, and have paid all fees and assessments due and payable in connection therewith, except where the failure to file such report, registration or statement or to pay such fees and assessments would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on North.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except for normal examinations conducted by a Regulatory Agency in the ordinary course of the business of North and its Subsidiaries, no Regulatory Agency has initiated or has pending any proceeding or, to the knowledge of North, investigation into the business or operations of North or any of its Subsidiaries, except where such proceedings or investigation would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on North.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>There (i)&#160;is no unresolved violation, criticism or exception by any Regulatory Agency with respect to any North Report relating to any examinations or inspections of North or any of its Subsidiaries and (ii)&#160;has been no formal or informal inquiries by, or disagreements or disputes with, any Regulatory Agency with respect to the business, operations, policies or procedures of North or any of its Subsidiaries, except in the case of each of clauses&#160;(i) and (ii), as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on North.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
38</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">Each North Report complied in all material respects with all statutes applicable thereto and to all rules and regulations enforced or promulgated by the Regulatory Agencies with which it was filed and at the time it was filed (or, if amended or superseded by a subsequent filing prior to the date of this Agreement, then on the date of that subsequent filing) did not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>North has, to the extent permitted by applicable Law, provided to South copies of all comment letters received by it or its Subsidiaries from any Regulatory Agency since January&#160;1, 2010, regarding any North Report, together with North&#8217;s or any North Subsidiary&#8217;s responses to such comment letters.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as described in those comment letters, neither North nor any of the North Subsidiaries has been notified by any Regulatory Agency that any such North Report was deficient in any material respect as to form or content.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_6" dtbookmark="UserBookMark">4.6<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Financial Statements</I>.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>The financial statements of North and its Subsidiaries included (or incorporated by reference) in the North SEC Reports filed by North with the SEC since January&#160;1, 2012 (the &#8220;<I>North Financial Statements</I>&#8221;) (including the related notes, where applicable) complied as to form, as of their respective dates, in all material respects with applicable accounting requirements, have been prepared according to GAAP (except as may be indicated in the notes thereto), are based on the books and records of North, fairly present, in all material respects, the consolidated financial condition of North and its Subsidiaries at the dates thereof and the consolidated results of operations and cash flows for the periods then ended (subject, in the case of unaudited statements, to notes and normal year-end adjustments that were not material in amount or effect).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The North Financial Statements do not contain any material items of extraordinary or nonrecurring income or any other material income not earned in the ordinary course of business except as expressly specified therein.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on North, neither North nor any of its Subsidiaries have any liabilities or obligations of any nature whatsoever (whether accrued, absolute, contingent, known, unknown or otherwise, whether due or to become due and whether or not required to be reflected in North&#8217;s financial statements in accordance with GAAP) except for (i) those liabilities that are fully reflected or reserved for on the consolidated balance sheet of North and its Subsidiaries included in its Annual Report on Form 10-K for the fiscal year ended December 31, 2013 (including any notes thereto) and/or in its Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2014, (ii) liabilities incurred since March 31, 2014 in the ordinary course of business consistent with past practice, and (iii) liabilities incurred in connection with this Agreement and the transactions contemplated by this Agreement.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
39</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>The records, systems, controls, data and information of North and its Subsidiaries are recorded, stored, maintained and operated under means (including any electronic, mechanical or photographic process, whether computerized or not) that are under the exclusive ownership and direct control of North or its Subsidiaries (including all means of access thereto and therefrom), except for any non-exclusive ownership and non-direct control which would not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on the system of internal accounting controls of North.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Since January&#160;1, 2011, neither North nor any of its Subsidiaries or, to the knowledge of North, any director, officer, employee, auditor, accountant or Representative of North or any of its Subsidiaries has received or has otherwise had or obtained knowledge of any complaint, allegation, assertion or claim, whether written or oral, regarding the accounting or auditing practices, procedures, methodologies or methods (including with respect to loan loss reserves, write-downs, charge-offs and accruals) of North or any of its Subsidiaries or their internal control over financial reporting, including any complaint, allegation, assertion or claim that North or any of its Subsidiaries has engaged in questionable accounting or auditing practices.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_7" dtbookmark="UserBookMark">4.7<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Broker&#8217;s Fees.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>With the exception of the engagement of Sandler O&#8217;Neill + Partners, L.P., neither North nor any North Subsidiary nor any of their respective Representatives on behalf of North or any of its Subsidiaries have employed any broker, finder or financial advisor or incurred any liability for any broker&#8217;s fees, commissions or finder&#8217;s fees in connection with the Merger or related transactions contemplated by this Agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>On or prior to the date hereof, North has disclosed to South the aggregate fees provided for in connection with the engagement of Sandler O&#8217;Neill + Partners, L.P., relating to the Merger and the other transactions contemplated hereunder.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_8" dtbookmark="UserBookMark">4.8<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Absence of Changes.</I><FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as permitted in this Agreement, since March 31, 2014, (a) no event or events have occurred that have had or would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on North, and (b) North and its Subsidiaries have carried on their respective businesses in all material respects in the ordinary course consistent with past practice.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_9" dtbookmark="UserBookMark">4.9<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Legal Proceedings</I>. <FONT style="FONT-SIZE: 10pt">&#160;</FONT>Except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on North, neither North nor any of its Subsidiaries is a party to any and there are no pending or, to North&#8217;s knowledge, threatened, legal, administrative, arbitral or other proceedings, claims, actions or governmental or regulatory investigations of a material nature against North or any of its Subsidiaries or, to the knowledge of North, any of their current or former directors or executive officers. There is no material injunction, order, judgment, decree or regulatory restriction (other than regulatory restrictions of general application that apply to similarly situated companies) imposed upon North, any of its Subsidiaries or the assets of North or any of its Subsidiaries (or that, upon consummation of the Merger, would apply to North, the Surviving Corporation or any of its affiliates).</A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
40</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_10" dtbookmark="UserBookMark">4.10<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Taxes and Tax Returns</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as would not reasonably be expected to have, individually or in the aggregate, a Material Adverse Effect on North, each of North and its Subsidiaries (a) has duly and timely filed, or caused to be filed, taking into account any extensions, all Tax Returns required to have been filed by it and such Tax Returns are true, correct and complete and (b) has fully and timely paid all Taxes required to have been paid by it that are due (including any Taxes required to be withheld from amounts owing to any employee, creditor, stockholder or other third party), except in each case of clauses (a) and (b), with respect to matters contested in good faith in appropriate proceedings and for which adequate reserves have been established in accordance with GAAP in the North Financial Statements.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_11" dtbookmark="UserBookMark">4.11<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>North Loss Share Agreements</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>North and each of its Subsidiaries has performed all obligations required to be performed by it to date under each loss share agreement between North or any North Subsidiary and the FDIC for loss sharing (each a &#8220;North Loss Share Agreement&#8221;), except where such noncompliance would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on North. To North&#8217;s knowledge no third-party counterparty to any North Loss Share Agreement is in material breach or material violation of any provision of any North Loss Share Agreement. No event or condition exists which constitutes or, with or without notice or lapse of time or both, will constitute a material default on the part of North or any of its Subsidiaries under any such North Loss Share Agreement, except where such default would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on North. Neither North nor any North Subsidiary has received any written notice of cancellation or termination in connection with any North Loss Share Agreement.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_12" dtbookmark="UserBookMark">4.12<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Compliance with Applicable Law</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>North and each of its Subsidiaries have complied with and are not in default or violation under any applicable Law relating to North or any of its Subsidiaries, except for such failures to comply, defaults or violations that would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on South. There is no, and since January 1, 2012, there has been no, action, demand or investigation by or before any Governmental Entity pending or, to the knowledge of North, threatened alleging that North or any of its Subsidiaries is not in compliance with any applicable Law, except for any action, demand or investigation that would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on North.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_13" dtbookmark="UserBookMark">4.13<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Agreements with Regulatory Agencies</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Neither North nor any of its Subsidiaries is subject to any cease-and-desist or other order or enforcement action issued by, or is a party to any written Contract, consent agreement or memorandum of understanding with, or is a party to any commitment letter or similar undertaking to, or is subject to any order or directive by, or has been ordered to pay any civil money penalty by, or a recipient of any supervisory letter from, or has adopted any policies, procedures or board resolutions at the request or suggestion of any Regulatory Agency or other Governmental Entity, in any such case, that currently restricts in any material respect the conduct of its business or that in any material manner relates to its capital adequacy, its ability to pay dividends, its credit or risk management policies, its management or its business, nor has North or any of its Subsidiaries been advised by any Regulatory Agency or other Governmental Entity that it is considering issuing, initiating, ordering or requesting any such agreement.</A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
41</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_14" dtbookmark="UserBookMark">4.14<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Reorganization</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>North has not taken any action and is not aware of any fact or circumstance that could reasonably be expected to prevent the Merger from qualifying as a &#8220;reorganization&#8221; within the meaning of Section&#160;368(a) of the Code.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_15" dtbookmark="UserBookMark">4.15<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>SEC Reports.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>North has previously made available (it being understood that documents available via the SEC&#8217;s EDGAR system shall be deemed to have been made available for purposes of this representation) to South an accurate and complete copy of each (a)&#160;final registration statement, prospectus, report, schedule and definitive proxy statement filed with or furnished to the SEC since January&#160;1, 2011, by North pursuant to the Securities Act or the Exchange Act (the &#8220;<I>North SEC Reports</I>&#8221;) and (b)&#160;communication mailed by North to its stockholders since January&#160;1, 2011 and prior to the date hereof, and no such North Report or communication, as of the date thereof (and, in the case of registration statements and proxy statements, on the dates of effectiveness and the dates of the relevant meetings, respectively), contained any untrue statement of a material fact or omitted to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances in which they were made, not misleading, except that information filed or furnished as of a later date (but before the date of this Agreement) shall be deemed to modify information as of an earlier date. Since January&#160;1, 2011, as of their respective dates, all North SEC Reports filed under the Securities Act and the Exchange Act complied in all material respects with the published rules and regulations of the SEC with respect thereto.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>As of the date of this Agreement, no executive officer of North has failed in any respect to make the certifications required of him or her under Section&#160;302 or 906 of the Sarbanes-Oxley Act.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>As of the date of this Agreement, there are no outstanding comments from or unresolved issues raised by the SEC with respect to any of the North SEC Reports.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_16" dtbookmark="UserBookMark">4.16<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>North Information.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>The information relating to North and its Subsidiaries that is provided by North or its Representatives for inclusion in the Joint Proxy Statement and the S-4, or in any other document filed with any other Regulatory Agency in connection herewith, will not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in light of the circumstances in which they are made, not misleading, including at the time: (a) such document is filed with the Regulatory Agency, (b) such document is amended or supplemented, (c) such document is mailed to the stockholders of North or (d) of the North Meeting.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The portions of the Joint Proxy Statement relating to North and its Subsidiaries will comply in all material respects with the provisions of the Exchange Act and the rules and regulations thereunder.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The S-4 will comply in all material respects with the provisions of the Securities Act and the rules and regulations thereunder.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>For the avoidance of doubt, no representation or warranty is made by North with respect to statements made or incorporated by reference in the S-4 or Joint Proxy Statement based on information supplied by or on behalf of South or any of its Representatives specifically for inclusion or incorporation by reference in the S-4 or the Joint Proxy Statement.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_17" dtbookmark="UserBookMark">4.17<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Obstacles to Regulatory Approval.</I><FONT style="FONT-SIZE: 10pt">&#160; </FONT>To the knowledge of North, there exists no fact or condition pertaining to North or its Subsidiaries or their respective businesses or operations that may reasonably be expected to prevent or materially impede or materially delay South and North from obtaining all approvals of Regulatory Agencies required in order to consummate the transactions described in this Agreement.</A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
42</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_18" dtbookmark="UserBookMark">4.18<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Opinion.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>Prior to the execution of this Agreement, the <FONT style="COLOR: black">Board of Directors of </FONT>North and the North Evaluation Committee have received an opinion from Sandler O&#8217;Neill + Partners, L.P. to the effect that, as of the date thereof and based upon and subject to the matters set forth therein, the Merger Consideration to be paid to the holders of South Common Stock in the Merger is fair to North and its stockholders from a financial point of view.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Such opinion has not been amended or rescinded as of the date of this Agreement.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art4_19" dtbookmark="UserBookMark">4.19<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>No Other Representations or Warranties</I>.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Except for the representations and warranties made by North in this Article IV, neither North nor any other person makes any express or implied representation or warranty with respect to North, its Subsidiaries, or their respective businesses, operations, assets, liabilities, conditions (financial or otherwise) or prospects, and North hereby disclaims any such other representations or warranties. In particular, without limiting the foregoing disclaimer, neither North nor any other person makes or has made any representation or warranty to South or any of its affiliates or Representatives with respect to (i) any financial projection, forecast, estimate, budget or prospective information relating to North, any of its Subsidiaries or their respective businesses or (ii) except for the representations and warranties made by North in this Article IV, any oral or written information presented to South or any of its affiliates or Representatives in the course of their due diligence investigation of North, the negotiation of this Agreement or in the course of the transactions contemplated hereby.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>North acknowledges and agrees that neither South nor any other person has made or is making any express or implied representation or warranty with respect to South other than those contained in Article III.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="TEXT-TRANSFORM: uppercase; FONT-SIZE: 10pt"><A  name="artv" dtbookmark="UserBookMark">ARTICLE V<BR />COVENANTS RELATING TO CONDUCT OF BUSINESS</A></FONT></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art5_1" dtbookmark="UserBookMark">5.1<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Conduct of Business Prior to the Effective Time</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>During the period from the date of this Agreement to the Effective Time, except as expressly required or permitted by this Agreement (including as set forth on Section 5.1(a) of the South Disclosure Schedule), or as required by applicable Law or as consented to in writing by North (such consent not to be unreasonably withheld), South shall, and shall cause each of its Subsidiaries to, (i) conduct its business in the ordinary course in all material respects, (ii) use commercially reasonable efforts to maintain and preserve intact its business organization and advantageous business relationships, and retain the services of its key officers and key employees, (iii) maintain its properties in customary repair, order and condition, ordinary wear and tear excepted, (iv) comply with applicable Laws in all material respects, (v) take no action that would reasonably be expected to adversely affect or delay the obtaining of any necessary approvals of any Regulatory Agency or other Governmental Entity required to consummate the transactions contemplated hereby, and (vi) perform its covenants and agreements under this Agreement.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
43</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>During the period from the date of this Agreement to the Effective Time, except as included in any North SEC Disclosure or as expressly required or permitted by this Agreement (including as set forth on Section 5.1(b) of the North Disclosure Schedule), or as required by applicable Law or as consented to in writing by South (such consent not to be unreasonably withheld), North shall, and shall cause each of its Subsidiaries to, (i) use commercially reasonable efforts to maintain and preserve intact its business organization and advantageous business relationships, and retain the services of its key officers and key employees, (ii) comply with applicable Laws in all material respects, (iii) take no action that would reasonably be expected to adversely affect or delay the obtaining of any necessary approvals of any Regulatory Agency or other Governmental Entity required to consummate the transactions contemplated hereby, and (iv) perform its covenants and agreements under this Agreement.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art5_2" dtbookmark="UserBookMark">5.2<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Forbearances of South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>During the period from the date of this Agreement to the Effective Time, except as set forth on Section 5.2 of the South Disclosure Schedule or as required by applicable Law, and, except as expressly required or permitted by this Agreement, South shall not, and shall not permit any of its Subsidiaries to, without the prior written consent of North (such consent not to be unreasonably withheld and in the case of subsection (o), North will attempt, in good faith, to provide such input in one business day and, in any event within two business days):</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>other than in the ordinary course of business, incur any indebtedness for borrowed money (other than indebtedness of South or any of its wholly-owned Subsidiaries to South or any of its wholly-owned Subsidiaries, deposit liabilities, federal funds purchased and securities sold under agreements to repurchase, in each case incurred in the ordinary course of business) or assume, guarantee or otherwise become responsible for the obligations of any person;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>(i)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>adjust, split, combine or reclassify any capital stock;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(ii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>make, declare or pay any dividend, or make any other distribution or capital return on, or except as provided in Section 6.14 and Section 6.15, directly or indirectly redeem, purchase or otherwise acquire, any shares of its capital stock, equity interests, trust preferred securities or any other securities or obligations convertible (whether currently convertible or convertible only after the passage of time or the occurrence of certain events) into or exchangeable for any shares of its capital stock, except (A)&#160;regular quarterly cash dividends at a rate not in excess of the 2013 rate, (B)&#160;dividends paid by any of the Subsidiaries of South to South or any of its wholly-owned Subsidiaries, respectively, (C)&#160;the acceptance of shares of South Common Stock, as the case may be, as payment for the exercise price of stock options or for withholding Taxes incurred in connection with the exercise of stock options or the vesting or settlement of equity compensation awards outstanding as of the date hereof or granted after the date hereof in compliance with this Agreement, in each case in accordance with past practice and the terms of the applicable award agreements or (D) the due and punctual payment of the principal of and premium, if any, and interest on the Trust Preferred Securities;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(iii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>grant any stock options, warrants, stock appreciation rights, performance shares, restricted stock units, restricted shares or other equity-based awards or interests, or grant any individual, corporation or other entity any right to acquire any shares of its capital stock or other equity interests; or</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
44</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(iv)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>issue, sell, or otherwise permit to become outstanding any additional shares of its capital stock or securities convertible or exchangeable into, or exercisable for, any shares of its capital stock or any options, warrants or other rights of any kind to acquire any shares of its capital stock;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>sell, transfer, mortgage, encumber, lease, license or otherwise dispose of any of its material properties or assets or any South Owned Property to any person other than a wholly-owned Subsidiary of South, or cancel, release or assign any material indebtedness of any person owed to it or any claims held by it against any person, in each case other than (i) transactions with a value not in excess of $2,500,000, (ii) pursuant to contracts or agreements in force at the date of this Agreement and set forth on Section 3.14(a) of the South Disclosure Schedule or (iii) as set forth on Section 5.2(c) of the South Disclosure Schedule;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>(i)&#160;acquire (whether by merger or consolidation, acquisition of stock or assets or by formation of a joint venture or otherwise, but excluding by way of foreclosures or acquisitions of control in a fiduciary or similar capacity or in satisfaction of debts previously contracted in good faith, in each case in the ordinary course of business) any other person or business or any material assets, deposits or properties of any other person, in each case other than a wholly-owned Subsidiary of South, or (ii)&#160;make any material investment in any other person either by purchase of stock or securities, contributions to capital, property transfers or purchase of property or assets of any person other than a wholly-owned Subsidiary of South, in each case other than loans and purchases of investment securities in the ordinary course of South&#8217;s business and in accordance with existing loan and investment policies of South;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>except in the ordinary course of business, terminate, materially amend or waive any material right under any South Contract or enter into any Contract that would constitute a South Contract, if it were in effect on the date of this Agreement;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(f)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>except (i)&#160;for retention agreements requiring payments in the aggregate not to exceed $5,000,000 in accordance with South&#8217;s retention agreement policy described in Section 3.11(a) of the South Disclosure Schedule, (ii)&#160;as required under the terms of any (A)&#160;other South Benefit Plan existing as of the date hereof or (B)&#160;other arrangement set forth on Section&#160;3.11(a) of the South Disclosure Schedule, or (iii)&#160;as expressly permitted under the terms of this Agreement, (1)&#160;enter into, adopt or terminate any material employee benefit or compensation plan, program, policy or arrangement for the benefit or welfare of any current or former employee, officer, director or consultant, (2)&#160;materially amend any employee benefit or compensation plan, program, policy or arrangement for the benefit or welfare of any current or former employee, officer, director or consultant (except as a result of changes in Law or market conditions for the applicable benefits in connection with the renewal of a plan), (3)&#160;increase in any manner the compensation or benefits payable to any current or former employee, officer, director or consultant (other than any annual salary, wage or benefit increases in the ordinary course of business and consistent with past practice), (4)&#160;pay or award, or commit to pay or award, any bonuses or incentive compensation other than in the ordinary course of business consistent with past practice (except that South may, other than in the ordinary course of business, accelerate the timing for payments or awards to precede the Closing Date or adjust the basis for payment or awards, so long as the amount of the payments or awards is consistent with past practice), (5)&#160;grant or accelerate the vesting of any equity or equity-based awards or other compensation, (6)&#160;enter into any new, or amend any existing, employment, severance, change in control, retention, bonus guarantee, collective bargaining agreement or similar agreement or arrangement, (7)&#160;fund any rabbi trust or similar arrangement, (8)&#160;terminate the employment or services of any officer or any employee, other than for cause or for performance-related reasons, (9)&#160;hire any officer or employee who has an annual base salary greater than $250,000, or (10)&#160;hire any individual independent contractor or consultant who will receive annual compensation greater than $500,000;</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
45</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(g)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>commence, settle or compromise any litigation, claim, suit, action or proceeding, except for (i) settlements or compromises that (A) involve monetary remedies with a value not in excess of $250,000 with respect to any individual litigation, claim, suit, action or proceeding or $1,000,000 in the aggregate and (B) do not impose any material restriction on its business or the business of its Subsidiaries and (ii) the commencement of any routine litigation, claim, suit, action or proceeding in the ordinary course of business consistent with past practice</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(h)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>take any action or knowingly fail to take any action that could reasonably be expected to prevent the Merger from qualifying as a &#8220;reorganization&#8221; within the meaning of Section&#160;368(a) of the Code;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(i)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>amend its articles of incorporation, its bylaws or comparable governing documents;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(j)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>materially restructure or materially change its fixed income investment securities or derivatives portfolio or its interest rate exposure, through purchases, sales or otherwise, or the manner in which the portfolio is classified or reported, in each case, except as required by Law or requested by a Regulatory Agency or in the ordinary course of business consistent with past practice and in accordance with South&#8217;s current asset liability management policies;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(k)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>except as otherwise provided in Section&#160;6.3 or Section&#160;6.11, take any action that is intended or expected to result in any of the conditions to the Merger set forth in Article&#160;VII not being satisfied;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(l)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>implement or adopt any change in its accounting principles, practices or methods, other than as may be required by concurrent changes in GAAP;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(m)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>enter into any new line of business or, other than in the ordinary course of business and after consultation with the other party, change in any material respect its lending, investment, underwriting, risk and asset liability management and other banking and operating, securitization and servicing policies, except, in any such case, as required by applicable Law or requested by a Regulatory Agency;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(n)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>make any material changes in its policies and practices with respect to (i)&#160;underwriting, pricing, originating, acquiring, selling, servicing or buying or selling rights to service, loans and other extensions of credit (including commitments to extend credit) (collectively, &#8220;<I>Loans</I>&#8221;) or (ii)&#160;its hedging practices and policies, in each case except as required by Law or requested by a Regulatory Agency;</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
46</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(o)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>(i)&#160;except for Loans or commitments for Loans that have been made prior to the date of this Agreement, without prior consultation with North (A)&#160;make or acquire any individual Loan or issue a commitment (or renew or extend an existing commitment) for any individual Loan in excess of $8,000,000 or (B)&#160;make or acquire any Loan or Loans or issue a commitment (or renew or extend an existing commitment for a Loan or Loans) in each case, in excess of $250,000 that would result in total credit exposure to the applicable borrower (and its affiliates) in excess of $8,000,000 or (ii)&#160;except for sales of mortgage Loans in the ordinary course of business consistent with past practice, or without prior consultation with North, enter into Contracts relating to, or except pursuant to Contracts in effect as of the date hereof, consummate purchases or sales of, whole individual Loans in principal amount or purchase price in excess of (A)&#160;for individual Loans, $1,000,000, or (B)&#160;in the aggregate, $3,000,000;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(p)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>make an application for the opening, relocation or closing of any, or open, relocate or close any branch office, loan production office or other office or operations facility of it or its Subsidiaries or acquire or sell or agree to acquire or sell any branch office or any deposit liabilities, except to the extent required to obtain any Requisite Regulatory Approvals;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(q)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>make any capital expenditures other than (i)&#160;capital expenditures in its 2014 capital expenditure budget, as disclosed to North prior to the date hereof, (ii) payments made to North or North Subsidiaries, (iii) as a result of casualty loss and (iv)&#160;any other capital expenditures in an amount not in excess of $1,500,000 in the aggregate;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(r)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>other than in the ordinary course of business consistent with past practice, reduce the amount of insurance coverage or fail to renew any existing insurance policies;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(s)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>amend in a manner that adversely impacts in any material respect the ability to conduct its business, terminate or allow to lapse any permits;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(t)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>adopt a plan of complete or partial liquidation, dissolution, restructuring, recapitalization or other reorganization;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(u)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">make, change or rescind any material election concerning Taxes or Tax Returns, file any materially amended Tax Return, enter into any closing agreement with respect to any Tax liability or settle or compromise any claim or assessment with respect to a material amount of Taxes, except as required by applicable Law <FONT style="COLOR: black">or any Regulatory Agency;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(v)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">make any material change in its current deposit policies and procedures, or take any actions designed to materially increase or decrease the aggregate level of its deposits, or any category of its deposits, as of the date of this Agreement, other than changes that are consistent with its asset-liability management policies and based on competition, market rates or changes in applicable Law; </FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(w)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">surrender its leasehold interest in any parcel of South Leased Property, or seek or agree to the termination of the Lease Agreement pertaining to any such parcel, other than at the end of the term of a Lease Agreement under the terms of which it does not have an option to renew, or modify or amend the Lease Agreement pertaining to any parcel of South Leased Property other than in connection with the renewal of a Lease Agreement at the end of its term; or</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
47</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(x)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>agree to take, make any commitment to take or adopt any resolutions of its Board of Directors or similar governing body in support of, any of the actions prohibited by this Section&#160;5.2.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art5_3" dtbookmark="UserBookMark">5.3<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Forbearances of North</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>During the period from the date of this Agreement to the Effective Time, except as set forth on Section 5.3 of the North Disclosure Schedule or as required by applicable Law, and, except as expressly required or permitted by this Agreement or as included in any North SEC Disclosure, North shall not, and shall not permit any of its Subsidiaries to, without the prior written consent of South (such consent not to be unreasonably withheld):</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>make, declare or pay any dividend, or make any other distribution or capital return on shares of North Common Stock, except for (i)&#160;regular quarterly cash dividends at a rate not in excess of 200% of<SUP> </SUP>the 2013 rate or (ii)&#160;dividends paid by any of the Subsidiaries of North to North or any of its wholly-owned Subsidiaries, respectively</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>take any action or knowingly fail to take any action that could reasonably be expected to prevent the Merger from qualifying as a &#8220;reorganization&#8221; within the meaning of Section&#160;368(a) of the Code;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>amend its certificate of incorporation, its bylaws or comparable governing documents in a manner that would materially and adversely affect the holders of South Common Stock or that would materially impede North&#8217;s ability to consummate the transactions contemplated by this Agreement;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>except as otherwise provided in Section&#160;6.3, take any action that is intended to result in any of the conditions to the Merger set forth in Article&#160;VII not being satisfied; or</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>agree to take, make any commitment to take or adopt any resolutions of its Board of Directors or similar governing body in support of, any of the actions prohibited by this Section 5.3.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art5_4" dtbookmark="UserBookMark">5.4<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Accruals for Expenses and Other Accounting Matters</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>South will make such appropriate accounting entries in its and its Subsidiaries&#8217; books and records and take such other actions as North deems to be required by GAAP, or which North otherwise reasonably deems to be necessary, appropriate or desirable in anticipation of completion of the Merger and which are not in violation of GAAP or applicable Law, including without limitation the establishment of accruals for fees, costs and other expenses incurred in connection with the Merger, additional provisions to South&#8217;s or any of South Subsidiary&#8217;s Loan Loss Reserve or Loan Repurchase Reserve or accruals or the creation of reserves for any purpose; provided, however, that, notwithstanding any provision of this Agreement to the contrary, except as otherwise agreed to by South and North, South and its Subsidiaries shall not be required to make any such accounting entries (i) that its Chief Executive Officer and Chief Financial Officer believe, in good faith, would not be permissible under GAAP, applicable banking regulations, or other applicable Law, (ii) until immediately prior to the Closing Date and (iii) only following receipt of written confirmation from North that it is not aware of any fact or circumstance that would prevent completion of the Merger.</A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
48</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art5_5" dtbookmark="UserBookMark">5.5<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Loan Loss Reserve, Loan Repurchase Reserve and Loan Charge-Offs</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Following the date of this Agreement, and prior to the Closing Date, South and its Subsidiaries will make such appropriate accounting entries in their books and records and take such other actions as are necessary or appropriate to:</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>charge-off any Loans on the books of South or its Subsidiaries, or any portions thereof, that it, or North in its sole discretion, consider to be losses, or that it, or North, otherwise believe, in good faith, are required to be charged off pursuant to applicable banking regulations, GAAP or other applicable Law, or that otherwise would be charged off by North after the Effective Time in accordance with its loan administration and charge-off policies and procedures; provided, however, that South and its Subsidiaries shall not be required to record any charge-off that its Chief Executive Officer and Chief Financial Officer believe, in good faith, would not be permissible under GAAP, applicable banking regulations, or other applicable Law; and</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>maintain their Loan Loss Reserve and Loan Repurchase Reserve in a manner, and provide funds to their Loan Loss Reserve and Loan Repurchase Reserve in amounts, consistent with their past practices and as required by applicable banking regulations, GAAP and their loan policies and procedures.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art5_6" dtbookmark="UserBookMark">5.6<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Pricing of Deposits and Loans</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Following the date of this Agreement and to and including the Effective Time, South and its Subsidiaries will make pricing decisions with respect to deposit accounts and Loans in a manner consistent with their past practices based on competition and prevailing market rates in their banking markets.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art5_7" dtbookmark="UserBookMark">5.7<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Consents to Assignment of Contracts</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>With respect to each Contract identified on Section 3.14(b) of the South Disclosure Schedule, South will use commercially reasonable efforts to obtain, prior to the Closing, the written consent of that other party in a form reasonably satisfactory to North. </A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art5_8" dtbookmark="UserBookMark">5.8<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>No Control of Other Party.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>Nothing contained in this Agreement shall be deemed to give either party, directly or indirectly, the right to control or direct the operations of the other party prior to the Effective Time.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Prior to the Effective Time, each party shall exercise, consistent with the terms and conditions of this Agreement, complete control and supervision over its and its Subsidiaries&#8217; respective operations.</A></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="TEXT-TRANSFORM: uppercase; COLOR: black; FONT-SIZE: 10pt"><A  name="artvi" dtbookmark="UserBookMark">ARTICLE VI</A></FONT></B><B><FONT style="TEXT-TRANSFORM: uppercase; FONT-SIZE: 10pt"><BR /><FONT style="COLOR: black">ADDITIONAL </FONT>AGREEMENTS</FONT></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art6_1" dtbookmark="UserBookMark">6.1<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Regulatory Matters</I></A></FONT><FONT style="FONT-SIZE: 10pt">.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South and North shall promptly prepare the Joint Proxy Statement, and North shall promptly prepare and file with the SEC the S-4, in which the Joint Proxy Statement will be included as a prospectus.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Each of South and North shall use their reasonable best efforts to have the S-4 declared effective under the Securities Act as promptly as practicable after such filing, and South and North shall thereafter mail or deliver the Joint Proxy Statement to their respective stockholders.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
49</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>The parties hereto shall cooperate with each other and use their reasonable best efforts to promptly prepare and file and cause their Subsidiaries to promptly prepare and file all necessary documentation, to effect all applications, notices, petitions and filings, to obtain as promptly as practicable all permits, consents, approvals and authorizations of all third parties and Governmental Entities which are necessary or advisable to consummate the transactions contemplated by this Agreement (including the Merger and the Bank Merger), and to comply with the terms and conditions of all such permits, consents, approvals and authorizations of all such third parties or Governmental Entities.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Without limiting the generality of the foregoing, the parties hereto agree to use reasonable best efforts to prepare and file and cause their Subsidiaries to prepare and file all necessary documentation, and to file all applications, notices, petitions and filings, in connection with obtaining all Requisite Regulatory Approvals as promptly as practicable after the date of this Agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>South and North shall have the right to review in advance, and, to the extent practicable, each will consult the other on, in each case subject to applicable Laws relating to the exchange of information, all information relating to South or North, as the case may be, and any of their respective Subsidiaries, which appears in any filing made with, or written materials submitted to, any third party or any Governmental Entity in connection with the transactions contemplated by this Agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In exercising the foregoing right, each of the parties hereto shall act reasonably and as promptly as practicable.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The parties hereto agree that they will consult with each other with respect to the obtaining of all permits, consents, approvals and authorizations of all third parties and Governmental Entities necessary or advisable to consummate the transactions contemplated by this Agreement, and each party will keep the other apprised of the status of matters relating to completion of the transactions contemplated herein, including by delivery of a copy of any applications, notices, petitions or filings made by a party to the other party, subject to the limitations set forth above.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Wherever practicable under the circumstances, each party shall consult with the other in advance of any meeting or conference with any Governmental Entity scheduled in advance for the express purpose of discussing applications for approval of the transactions contemplated herein and, to the extent permitted by such Governmental Entity, give the other party and its counsel the opportunity to attend and participate in such meetings and conferences.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Notwithstanding the foregoing, nothing contained herein shall be deemed to require either party to, in connection with obtaining the foregoing permits, consents, approvals and authorizations of Governmental Entities or third parties, take any action, or commit to take any action, or agree to any condition or restriction that would reasonably be expected to have a Material Adverse Effect on the Surviving Corporation (assuming for this purpose that the Surviving Corporation consists of South and North and their respective Subsidiaries taken as a whole) (a &#8220;<I>Materially Burdensome Regulatory Condition</I>&#8221;),<I> provided</I> that the sale of one or more branches of South or North in a geographic banking market shall not constitute, or be taken into account in determining whether there would be, a Materially Burdensome Regulatory Condition.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
50</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>In furtherance and not in limitation of the foregoing, with respect to permits, consents, approvals and authorizations of Governmental Entities necessary or advisable to consummate the transactions contemplated by this Agreement, each of South and North shall use its reasonable best efforts to, and cause its Subsidiaries to use reasonable best efforts to, (i)&#160;avoid the entry of, or to have vacated, lifted, reversed or overturned any decree, judgment, injunction or other order, whether temporary, preliminary or permanent, that would restrain, prevent or delay the Closing, and (ii)&#160;avoid or eliminate each and every impediment under any applicable Law so as to enable the Closing to occur as soon as possible;<I> provided</I>,<I> however</I>, that nothing contained in this Agreement shall require South or North to take any actions specified in this Section&#160;6.1(c) that would reasonably be expected to constitute or result in a Materially Burdensome Regulatory Condition.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South and North shall, upon request, furnish each other with all information concerning themselves, their Subsidiaries, directors, officers and stockholders and such other matters as may be reasonably necessary or advisable in connection with the Joint Proxy Statement, the S-4 or any other statement, filing, notice or application made by or on behalf of North, South or any of their respective Subsidiaries to any Governmental Entity in connection with the Merger, the Bank Merger and the other transactions contemplated by this Agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Each of North and South agrees that none of the information supplied or to be supplied by it for inclusion or incorporation by reference in (i)&#160;the S-4 will, at the time the S-4 and each amendment or supplement thereto, if any, becomes effective under the Securities Act, contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary to make the statements therein not misleading and (ii)&#160;the Joint Proxy Statement and any amendment or supplement thereto will, at the date of mailing to the stockholders of South and North and at the time of the South Meeting and the North Meeting, as the case may be, contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which such statement was made, not misleading.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Each of North and South further agrees that, if it becomes aware that any information furnished by it would cause any of the statements in the S-4 or the Joint Proxy Statement to be false or misleading with respect to any material fact, or to omit to state any material fact necessary to make the statements therein not false or misleading, it will promptly inform the other party thereof and to take appropriate steps to correct the S-4 or the Joint Proxy Statement.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>North and South shall promptly advise each other upon receiving any communication from any Governmental Entity whose consent or approval is required for consummation of the transactions contemplated by this Agreement that causes such party to believe that there is a reasonable likelihood that any Requisite Regulatory Approval will not be obtained or that the receipt of any such approval will be materially delayed.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art6_2" dtbookmark="UserBookMark">6.2<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Access to Information</I></A></FONT><FONT style="FONT-SIZE: 10pt">.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Upon reasonable notice and subject to applicable Laws, each of North and South, for the purposes of verifying the representations and warranties of the other and the compliance of the other with its covenants and of preparing for the Merger and the Bank Merger and other matters contemplated by this Agreement, shall, and shall cause each of their respective Subsidiaries to, afford to the officers, employees, accountants, counsel, advisors and other Representatives of the other party, reasonable access, during normal business hours during the period prior to the Effective Time, to its properties, employees, systems, Representatives, agents, books, Contracts, commitments and records, and, during such period, each of North and South shall, and shall cause their respective Subsidiaries to, make available (it being understood that documents available via the SEC&#8217;s EDGAR system are deemed to have been made available for purposes of this covenant) (i)&#160;a copy of each report, schedule, registration statement and other document filed or received by it or any of its Subsidiaries during such period pursuant to the requirements of federal securities Laws or federal or state banking Laws (other than reports or documents not permitted to be disclosed under applicable Law), and (ii)&#160;all other information concerning its business, properties and personnel as such party may reasonably request.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Any investigation pursuant to this Section shall be conducted in such manner as not to interfere unreasonably with the conduct of business of the other party or any of its Subsidiaries.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
51</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Each of North and South shall hold all information furnished by or on behalf of the other party or any of its Subsidiaries or Representatives pursuant to Section&#160;6.2(a) in confidence to the extent required by, and in accordance with, the provisions of the confidentiality agreement, dated February&#160;14, 2014, between North and South (as amended, the &#8220;<I>Confidentiality Agreement</I>&#8221;).</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>No investigation by either of the parties or their respective Representatives shall affect or be deemed to modify or waive the representations and warranties of the other set forth herein.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art6_3" dtbookmark="UserBookMark">6.3<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Stockholders&#8217; Approvals</I></A></FONT><FONT style="FONT-SIZE: 10pt">.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Each of North and South shall take all action necessary in accordance with applicable Law and their respective articles of incorporation, certificate of incorporation, bylaws or similar organizational documents to duly call, give notice of, convene and, as soon as reasonably practicable after the S-4 is declared effective, hold a meeting of its stockholders or, except as otherwise provided herein, use its reasonable best efforts to take such other actions necessary to obtain the relevant stockholder approvals, in each case as promptly as practicable for the purpose of obtaining the Requisite North Vote, in the case of North, and the Requisite South Vote, in the case of South (each such meeting or any adjournment or postponement thereof, the &#8220;<I>North Meeting</I>&#8221; and the &#8220;<I>South Meeting</I>&#8221;, respectively) but subject to Section&#160;6.3(e).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Without the prior written consent of the other party, neither party hereto shall submit any proposal to its stockholders at the North Meeting or the South Meeting, as applicable, except as contemplated by this Agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>North shall solicit, and use its reasonable best efforts to obtain, the Requisite North Vote at the North Meeting, and South shall solicit, and use its reasonable best efforts to obtain, the Requisite South Vote at the South Meeting.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
52</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Except as expressly provided in this Section&#160;6.3(b), the Board of Directors of North and South shall (i)&#160;recommend to its respective stockholders the adoption and approval of this Agreement and the transactions contemplated herein, as applicable (including, in the case of North, the North Charter Amendment) (the &#8220;<I>Board Recommendation</I>&#8221;), (ii)&#160;include the Board Recommendation in the Joint Proxy Statement and (iii) with respect to South, not approve, agree to or recommend any Acquisition Proposal or Alternative Transaction. Notwithstanding anything to the contrary contained in this Agreement, the Board of Directors of South shall be permitted&#160;(x) not to recommend to its stockholders that they give the Requisite South Vote, (y) not to include the Board Recommendation in the Joint Proxy Statement, or (z) to otherwise withdraw or modify in a manner adverse to North the Board Recommendation (the actions described in clauses&#160;(x), (y) and (z), each a &#8220;<I>Change in Board Recommendation</I>&#8221;), in each case, in response to (i) a material event, fact, circumstance, development or occurrence that does not relate to a Superior Proposal (which is addressed in the following clause (ii)) and is unknown to and not reasonably foreseeable by the South Board of Directors as of the date of this Agreement but becomes known to or by the South Board of Directors prior to South obtaining the Requisite South Vote (an &#8220;<I>Intervening Event</I>&#8221;), or (ii) the receipt of an unsolicited bona fide Acquisition Proposal from a third party that the Board of Directors of South determines in its good faith judgment, after receiving the advice of outside legal counsel and a financial advisor of nationally recognized reputation, is a Superior Proposal, in each case, if, and only if, the Board of Directors of South determines in its good faith judgment, after receiving the advice of outside legal counsel, that failure to make a Change in Board Recommendation would be inconsistent with its fiduciary duties under applicable Law. The Board of Directors of South may not make a Change in Board Recommendation unless (A) five business days (subject to extension as set forth below in this sentence) shall have elapsed following delivery by South to North of written notice advising North that South&#8217;s Board of Directors intends to resolve to effect a Change in Board Recommendation absent modification of the terms and conditions of this Agreement, which notice shall include a reasonable description of the event or circumstances giving rise to the decision to effect a Change in Board Recommendation (including, the event such action is taken in response to an Acquisition Proposal, the latest material terms and conditions and the identity of the third party in any such Acquisition Proposal, or any amendment or modification thereof), (B)&#160;at the end of such five business day notice period (during which period South shall have negotiated with North in good faith (to the extent North desires to negotiate)) the Board of Directors of South takes into account any amendment or modification to this Agreement proposed by North and (C) after receiving the advice of outside legal counsel and, with respect to financial matters, a financial advisor of nationally recognized reputation, the Board of Directors of South determines in good faith that it nevertheless would be inconsistent with its fiduciary duties under applicable Law not to make the Change in Board Recommendation;<I> provided</I>,<I> however</I>, that, following any material revision to an Acquisition Proposal, South shall be required to deliver a new written notice to North in accordance with this sentence and to again comply with the requirements of this sentence.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Notwithstanding anything to the contrary in this Agreement, unless this Agreement has been terminated in accordance with its terms, (1)&#160;nothing in this Agreement shall be interpreted to excuse either party from complying with its obligation to submit this Agreement to its stockholders at the North Meeting or the South Meeting, as applicable, or from complying with the obligations set forth in Section&#160;6.3(e), and (2)&#160;South shall not submit to the vote of its stockholders any Acquisition Proposal or Alternative Transaction other than the Merger. Without limiting the foregoing, if the Board of Directors of South has effected a Change in Board Recommendation as expressly permitted by this Section&#160;6.3(b), then the Board of Directors of South may submit this Agreement to its stockholders without the Board Recommendation (although the resolutions approving this Agreement as of the date hereof may not be rescinded or amended), in which event the Board of Directors of South may communicate the basis for its lack of a recommendation to its stockholders in the Joint Proxy Statement or an appropriate amendment or supplement thereto.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
53</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>For purposes of this Agreement, &#8220;<I>Superior Proposal</I>&#8221; means, with respect to South, a bona fide, unsolicited written offer made by a third party that, if consummated, would result in such person (or, in the case of a direct merger between such person and South, the stockholder or stockholders of such person) acquiring, directly or indirectly, 50% of the voting power of the capital stock of South or all or substantially all the assets of South and its Subsidiaries, taken as a whole, and which offer, the Board of Directors of South determines in its good faith judgment (after taking into account all of the terms and conditions of the offer and this Agreement (including any proposal by North to adjust the terms and conditions of this Agreement), including any break-up fees, expense reimbursement provisions, conditions to and expected timing and risks of consummation, the form of consideration offered and the ability of the person making such proposal to obtain financing, and after taking into account all other legal, financial, strategic, regulatory and other aspects of such proposal, including the identity of the person making such proposal, and this Agreement) is more favorable from a financial point of view to its stockholders than the Merger.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South and North shall cooperate to schedule and convene the South Meeting and the North Meeting on the same date.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Each party shall cooperate and keep the other party informed on a current basis regarding its solicitation efforts and voting results following the dissemination of the Joint Proxy Statement to the stockholders of each party.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If at any time following the dissemination of the Joint Proxy Statement (i)&#160;South reasonably determines in good faith that the Requisite North Vote is unlikely to be obtained at the North Meeting, or (ii)&#160;North reasonably determines in good faith that the Requisite South Vote is unlikely to be obtained at the South Meeting, then prior to the vote contemplated having been taken such party may request that the other party adjourn or postpone its meeting for up to 45&#160;days from the then-scheduled date, and the other party shall comply with such request.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>During such period of adjournment or postponement, the parties shall continue in all respects to comply with their obligations under this Section&#160;6.3 and shall in good faith use reasonable best efforts to negotiate a restructuring of the transaction provided for herein (it being understood that neither party shall have any obligation to alter or change the amount or kind of the Merger Consideration in a manner adverse to such party or its stockholders) and, subject to this Section&#160;6.3, seek to obtain the Requisite North Vote or the Requisite South Vote, as the case may be.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as set forth in this Section&#160;6.3(e), no party shall have the obligation to postpone or adjourn its stockholder meeting.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art6_4" dtbookmark="UserBookMark">6.4<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Legal Conditions to Merger.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>Subject in all respects to Sections&#160;6.1, 6.3 and 6.11, each of North and South shall, and shall cause its Subsidiaries to, use their reasonable best efforts (a)&#160;to take, or cause to be taken, all actions necessary, proper or advisable to comply promptly with all legal requirements that may be imposed on such party or its Subsidiaries with respect to the Merger and the Bank Merger and, subject to the conditions set forth in Article&#160;VII, to consummate the transactions contemplated by this Agreement, and (b)&#160;to obtain (and to cooperate with the other party to obtain) any material consent, authorization, order or approval of, or any exemption by, any Governmental Entity and any other third party that is required to be obtained by South or North or any of their respective Subsidiaries in connection with the Merger, the Bank Merger and the other transactions contemplated by this Agreement.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art6_5" dtbookmark="UserBookMark">6.5<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Stock Exchange Listing</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>North shall cause the shares of North Class A Common Stock to be issued in the Merger to be approved for listing on NASDAQ, subject to official notice of issuance, prior to the Effective Time.</A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
54</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
&#160;   <DIV  name="SectionRPT610201422241PM"
style="CLEAR:both;CLEAR: both;clear:both;">
</DIV>
  <div
style="clear:both">
</div>
  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art6_6" dtbookmark="UserBookMark">6.6<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Employees; Employee Benefits</I></A></FONT><FONT style="FONT-SIZE: 10pt">.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">At the Effective Time, each employee of South who is then currently employed by South automatically shall become an employee of North (a &#8220;<I>Continuing Employee</I>&#8221;) without any action by that employee, South or North.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except to the extent otherwise provided in a written agreement with a Continuing Employee which is entered into or assumed by North, the employment of each Continuing Employee will be on an &#8220;at will&#8221; basis in such position, at such location within North&#8217;s system and for such rate of compensation as shall be determined by North in the ordinary course of its business, and nothing in this Agreement shall be deemed to constitute an employment agreement between North and any such person, to obligate North to continue to employ any such person for any specific term or period of time in any specific position or at any specific salary or rate of compensation, or at all, or to restrict North&#8217;s right to terminate the employment of any such person at any time following the Effective Time and for any reason satisfactory to North.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">Following the Effective Time, except for any period while the comparable South Benefit Plans are continued, each Continuing Employee shall be entitled to participate in employee benefit plans provided generally by North to its employees from time to time on the same basis and subject to the same eligibility and vesting requirements and other conditions, restrictions and limitations, as generally are in effect and applicable to other new employees of North; <I>provided</I>, for purposes of determining eligibility to participate, and vesting under North&#8217;s Section 401(k) plan, and participation in North&#8217;s employee benefits generally, as well as for purposes of benefit accrual under North&#8217;s paid time off and position elimination policies, each Continuing Employee will be given credit for his or her time of service with South prior to the Effective Time based on his or her date of hire reflected in South&#8217;s employment records; provided further, that Continuing Employees whose employment with North is terminated within 12 months after the Closing Date will receive severance payments equal to the greater of those severance payments that (i) they would receive from North or (ii) they would have received from South if their employment with South had been terminated immediately prior to the Closing Date; provided, however, that, notwithstanding anything contained in this Agreement to the contrary, in no event shall any Continuing Employee be or become eligible to participate in, or for benefits under, North&#8217;s defined benefit pension plan (which has been frozen to new participants) (the &#8220;<I>North Pension Plan</I>&#8221;). The terms of participation by Continuing Employees in North&#8217;s health, dental and vision insurance plans and other programs that are part of North&#8217;s Cafeteria Plan shall include the waiver of any waiting periods.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Following the Effective Time, North agrees to provide participants in South&#8217;s defined benefit pension plan as described in Section 3.11(a) of the South Disclosure Schedule (the &#8220;<I>South Pension Plan</I>&#8221;) with substantially the same pension and other retirement benefits as currently provided under the South Pension Plan, provided, however that North may amend or modify the South Pension Plan in a manner substantially comparable to amendments or modifications to the North Pension Plan, or terminate the South Pension Plan if the North Pension Plan is terminated.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>With respect to the First Citizens Long-Term Compensation Plan described in Section 3.11(a) of the South Disclosure Schedule and awards issued thereunder prior to the Closing, North shall assume the obligations of South to pay the amounts awarded prior to the Closing at the time and in the manner provided by such South Benefit Plan (without making any amendment to such South Benefit Plan or awards or accelerating or deferring the timing of any payment) and to observe the administrative provisions of such South Benefit Plan, but North shall have no obligation to make any additional awards under such South Benefit Plan.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
55</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>With respect to the Deferred Compensation Plan of First Citizens Bank and Trust Company of South Carolina and the 409A Deferred Compensation Plan of First Citizens Bank and Trust Company, Inc. described in Section 3.11(a) of the South Disclosure Schedule, North shall pay the retirement accounts of each participant as such retirement accounts exist as of Closing plus interest accrued subsequent to Closing on such retirement accounts in accordance with such South Benefit Plans at the time and in the manner provided by such South Benefit Plan. North shall not make any amendment or modification to such South Benefit Plan that results in the participant being liable for the excise tax, interest charge or other adverse consequences imposed by Section 409A of the Code.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(f)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Prior to the Effective Time, South and each of its Subsidiaries shall cooperate with North to allow North, in its reasonable discretion, to (i)&#160;arrange and conduct for Continuing Employees an open enrollment period for the North Benefit Plans (to the extent any such plans will be made available to the applicable Continuing Employee) and employee orientation sessions (with such sessions to be held at times reasonably agreed to by North and South), and (ii)&#160;meet with employees of South and its Subsidiaries at reasonable times as mutually agreed to by North and South.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(g)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Nothing in this Agreement shall confer upon any employee, officer, director or consultant of North or South or any of their Subsidiaries or affiliates any right to continue in the employ or service of the Surviving Corporation, South, North or any Subsidiary or affiliate thereof or shall interfere with or restrict in any way the rights of the Surviving Corporation, South, North or any Subsidiary or affiliate thereof to discharge or terminate the services of any employee, officer, director or consultant of North or South or any of their Subsidiaries or affiliates at any time for any reason whatsoever, with or without cause. Nothing in this Agreement shall be deemed to (i)&#160;establish, amend or modify any South Benefit Plan, North Benefit Plan or any other benefit or employment plan, program, agreement, Contract or arrangement, or (ii)&#160;except as expressly provided herein, alter or limit the ability of North, the Surviving Corporation or any of their Subsidiaries or affiliates to amend, modify or terminate any particular South Benefit Plan, North Benefit Plan or any other benefit or employment plan, program, agreement, Contract or arrangement after the Effective Time.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Without limiting the generality of the final sentence of Section&#160;9.11, nothing in this Section&#160;6.6, express or implied, is intended to or shall confer upon any person, including without limitation any current or former employee, officer, director or consultant of North or South or any of their Subsidiaries or affiliates, any right, benefit or remedy of any nature whatsoever under or by reason of this Section&#160;6.6.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
56</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(h)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>As used in this Agreement, the term &#8220;<I>North Benefit Plans</I>&#8221; means all employee benefit plans (as defined in ERISA), whether or not subject to ERISA, and all bonus, stock option, stock purchase, restricted stock, incentive, deferred compensation, retiree medical or life insurance, supplemental retirement or other benefit plans, programs or arrangements, and all retention, bonus, employment, termination, severance plans, programs or arrangements or other material compensatory Contracts to or with respect to which North or any Subsidiary or any trade or business of North or any of its Subsidiaries, whether or not incorporated, all of which together with North would be deemed a &#8220;single employer&#8221; within the meaning of Section 4001 of ERISA (a &#8220;<I>North ERISA Affiliate</I>&#8221;), is a party or has any current or future obligation or that are maintained, contributed to or sponsored by North or any of its Subsidiaries or any of their respective North ERISA Affiliates for the benefit of any current or former employee, officer, director or independent contractor of North or any of its Subsidiaries or any of their respective North ERISA Affiliates, in each case to the extent material.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art6_7" dtbookmark="UserBookMark">6.7<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Indemnification; Directors&#8217; and Officers&#8217; Insurance</I></A></FONT><FONT style="FONT-SIZE: 10pt">.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">From and after the Effective Time, the Surviving Corporation shall <FONT style="COLOR: black">indemnify and hold harmless each present and former director and officer of </FONT>South <FONT style="COLOR: black">or any of its </FONT>Subsidiaries <FONT style="COLOR: black">and any </FONT>person <FONT style="COLOR: black">who is or was serving at or prior to the </FONT>Effective Time <FONT style="COLOR: black">as a director or officer (or in a like capacity) of another </FONT>person <FONT style="COLOR: black">at the request of </FONT>South <FONT style="COLOR: black">or any of its </FONT>Subsidiaries (collectively, the &#8220;<I>South Indemnified Parties</I>&#8221;) <FONT style="COLOR: black">as and to the extent each such </FONT>South Indemnified Party <FONT style="COLOR: black">would have had a right to be indemnified by </FONT>South <FONT style="COLOR: black">(or any of its </FONT>Subsidiaries<FONT style="COLOR: black">), under their respective articles of incorporation and bylaws in existence as of </FONT>the date hereof <FONT style="COLOR: black">against any costs or expenses (</FONT>including <FONT style="COLOR: black">reasonable attorneys&#8217; fees), judgments, fines, losses, damages or liabilities incurred in connection with any threatened or actual claim, action, suit, proceeding or investigation, whether civil, criminal, administrative or investigative, arising out the fact that such </FONT>person <FONT style="COLOR: black">is or was a director or officer of </FONT>South <FONT style="COLOR: black">or any of its </FONT>Subsidiaries <FONT style="COLOR: black">or serving as a director or officer (or in a like capacity) of another </FONT>person <FONT style="COLOR: black">at the request of </FONT>South <FONT style="COLOR: black">or any of its </FONT>Subsidiaries and in respect of any acts or omissions (or alleged acts or omissions) of or by any such South Indemnified Party occurring (or alleged to have occurred) at or prior to the Effective Time, including the transactions contemplated by this Agreement; and the Surviving Corporation shall advance expenses as incurred to the fullest extent permitted by Law, <I>provided</I> that the South Indemnified Party to whom expenses are advanced provides an undertaking to repay such advances if its ultimately determined that such South Indemnified Party is not entitled to indemnification<FONT style="COLOR: black">.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>For a period of six years after the Effective Time, the Surviving Corporation shall cause to be maintained in effect the current policies of directors&#8217; and officers&#8217; liability insurance maintained by South (<I>provided</I>, that the Surviving Corporation may substitute therefor policies with a substantially comparable insurer of at least the same coverage and amounts containing terms and conditions which are no less advantageous to the insured) with respect to claims arising from facts or events which occurred at or before the Effective Time; <I>provided</I>, <I>however</I>, that the Surviving Corporation shall not be obligated to expend, on an annual basis, an amount in excess of 300% of the current annual premium paid as of the date hereof by South for such insurance (the &#8220;<I>Premium Cap</I>&#8221;), and if such premiums for such insurance would at any time exceed the Premium Cap, then the Surviving Corporation shall cause to be maintained policies of insurance which, in the Surviving Corporation&#8217;s good faith determination, provide the maximum coverage available at an annual premium equal to the Premium Cap. In lieu of the foregoing, South, in consultation with, but only upon the consent of North, may obtain at or prior to the Effective Time a six-year &#8220;tail&#8221; policy under South&#8217;s existing directors and officers insurance policy providing equivalent coverage to that described in the preceding sentence if and to the extent that the same may be obtained for an amount that, on an annual basis, does not exceed the Premium Cap.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
57</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>If the Surviving Corporation or its successors or assigns (i)&#160;consolidates with or merges into any other person and shall not be the continuing or surviving corporation or entity in such consolidation or merger or (ii)&#160;transfers or conveys all or substantially all of its properties and assets to any person, then, in each case, to the extent necessary, proper provision shall be made so that the successors and assigns of the Surviving Corporation shall also assume the obligations set forth in this Section&#160;6.7.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The provisions of this Section&#160;6.7 shall survive the Effective Time and are intended to be for the benefit of, and shall be enforceable by, each South Indemnified Party and his or her heirs and representatives.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art6_8" dtbookmark="UserBookMark">6.8<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Additional Agreements.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>In case at any time after the Effective Time any further action is necessary or desirable to carry out the purposes of this Agreement (including, without limitation, any merger between a Subsidiary of North, on the one hand, and a Subsidiary of South, on the other hand) or to vest the Surviving Corporation with full title to all properties, assets, rights, approvals, immunities and franchises of any of the parties to the Merger, the officers of the Surviving Corporation shall be authorized to, in the name and on behalf of South and North, execute and deliver such deeds, bills of sale, assignments or assurances and take all such other action as may be necessary in connection therewith.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art6_9" dtbookmark="UserBookMark">6.9<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Advice of Changes.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>North and South shall each promptly advise the other party of (a)&#160;any change or event (i)&#160;that has had or would reasonably be likely to have a Material Adverse Effect on it or (ii)&#160;which it believes would or would be reasonably likely to cause or constitute a material breach of any of its representations, warranties or covenants contained herein, (b)&#160;any action, suit, claim, investigation or proceeding commenced, threatened against, relating to or involving or otherwise affecting such party that, if pending on the date hereof, would have been required to have been disclosed pursuant to this Agreement, and (c)&#160;any notice or other communication from any person or Governmental Entity alleging that the consent of such person is or may be required in connection with the transactions contemplated hereby;<I> provided</I> that <FONT style="COLOR: black">nothing disclosed pursuant to this Section 6.9 shall affect or be deemed to modify or waive the representations and warranties set forth herein, and <I>provided</I> further that</FONT> any failure to give notice in accordance with the foregoing with respect to any change or event shall not be deemed to constitute a violation of this Section 6.9 or the failure of any condition set forth in Section 7.2 or 7.3 to be satisfied, or otherwise constitute a breach of this Agreement by the party failing to give such notice, in each case unless the underlying change or event would independently result in a failure of the conditions set forth in Section 7.2 or 7.3 to be satisfied.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art6_10" dtbookmark="UserBookMark">6.10<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Dividends.</I><FONT style="FONT-SIZE: 10pt">&#160; </FONT>After the date of this Agreement, each of North and South shall coordinate with the other the declaration of any dividends in respect of North Common Stock and South Common Stock and the record dates and payment dates relating thereto, it being the agreement of the parties hereto that holders of South Common Stock shall not receive two (2) dividends, or fail to receive one (1) dividend, in any quarter with respect to their shares of South Common Stock and any shares of North Common Stock any such holder receives in exchange therefor in the Merger.</A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
58</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art6_11" dtbookmark="UserBookMark">6.11<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></A></FONT><I><FONT style="FONT-SIZE: 10pt">Acquisition Proposals</FONT></I><FONT style="COLOR: black; FONT-SIZE: 10pt">.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">South agrees that it will not, and will cause each of its Subsidiaries and controlled affiliates not to, and will use its reasonable best efforts to cause each of its respective officers, directors, employees, agents and investment bankers, financial advisors, attorneys, accountants and other retained representatives or agents (each, a &#8220;<I>Representative</I>&#8221;) not to, directly or indirectly (i)&#160;solicit, initiate, knowingly encourage or knowingly facilitate (including by way of furnishing information), or take any other action designed to facilitate, any inquiries, requests for nonpublic information, offers or proposals that contemplate or otherwise relate to or could reasonably be expected to lead to any Alternative Transaction (any of the foregoing being referred to herein as an &#8220;<I>Acquisition Proposal</I>&#8221;), (ii)&#160;participate in any discussions or negotiations regarding an Alternative Transaction or Acquisition Proposal or (iii) furnish any information regarding itself or any of its Subsidiaries to any person in connection with or in response to any Acquisition Proposal. Notwithstanding the preceding sentence, prior to receipt of the Requisite South Vote, in the event that South receives an Acquisition Proposal that was not solicited by it and did not otherwise result from a breach of or any action inconsistent with this Section&#160;6.11, and that the Board of Directors of South determines, in its good faith judgment, after receiving the advice of outside counsel and a financial advisor of nationally recognized reputation, that such Acquisition Proposal constitutes or would reasonably be expected to result in, a Superior Proposal (and such proposal has not been withdrawn), if and only if, the Board of Directors of South determines, in its good faith judgment, after receiving the advice of outside counsel and a financial advisor of nationally recognized reputation, that failure to take any of the actions described in the following clauses (A) and (B) would be inconsistent with its fiduciary duties under applicable Law, South and its Representatives may (A)&#160;furnish information with respect to it and its Subsidiaries to the party making such Acquisition Proposal and its Representatives and financing sources pursuant to a customary confidentiality agreement containing terms no less restrictive to the party making the Acquisition Proposal than the terms contained in the Confidentiality Agreement, provided that a copy of all such written information is provided simultaneously to North (if not previously provided), and (B)&#160;participate in discussions and negotiations regarding such Acquisition Proposal.<FONT style="COLOR: black"><FONT style="FONT-SIZE: 10pt">&#160; </FONT>Without limiting the foregoing, any violation of the restrictions contained in this Section </FONT>6.11 <FONT style="COLOR: black">by any Subsidiary or Representative of </FONT>South, <FONT style="COLOR: black">shall be deemed a breach of this Section </FONT>6.11 <FONT style="COLOR: black">by </FONT>South<FONT style="COLOR: black">.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>As used in this Agreement, &#8220;<I>Alternative Transaction</I>&#8221; shall mean, with respect to South, other than the transactions contemplated by this Agreement, (i)&#160;the acquisition (whether by merger, consolidation, equity investment, joint venture, issuance of securities, reorganization, tender offer, sale, license, disposition or otherwise) by any person or &#8220;group&#8221; as defined in the Exchange Act of 15% or more of the assets of South or any of its Subsidiaries; (ii)&#160;the acquisition in any manner, directly or indirectly, by any person or &#8220;group&#8221; of 15% or more of any class of the issued and outstanding shares of capital stock of South or any of its Subsidiaries; (iii)&#160;the issuance of 15% or more of the current number of issued and outstanding shares of any class of capital stock of South or any of its Subsidiaries; or (iv)&#160;any purchase, acquisition, tender offer or exchange offer that, if consummated, would result in any person (or the stockholders of any person) or &#8220;group&#8221; becoming the beneficial owner of 15% or more of any class of equity or voting securities of South or any of its Subsidiaries whose assets individually or in the aggregate, constitute 15% or more of the consolidated assets of South and its Subsidiaries, taken as a whole.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
59</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South shall notify North promptly (but in no event later than one business day) after receipt of any Acquisition Proposal or any material modification of or material amendment to any Acquisition Proposal, or any request for nonpublic information relating to South or any of its Subsidiaries or for access to the properties, books or records of South or any of its Subsidiaries by any person that has made, or to South&#8217;s knowledge is considering making, an Acquisition Proposal.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Such notice shall indicate the identity of the person making the Acquisition Proposal or intending to make or considering making an Acquisition Proposal or requesting non-public information or access to the books and records of South or any of its Subsidiaries and shall include a copy of any written Acquisition Proposal and the material terms of any oral Acquisition Proposal or modification or amendment to an Acquisition Proposal.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>South shall keep North fully informed, on a current basis, of any material changes in the status and any material changes or modifications in the terms of any such Acquisition Proposal, indication or request.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South shall and shall cause its Subsidiaries and their respective Representatives to<FONT style="FONT-SIZE: 10pt">&#160; </FONT>immediately cease and cause to be terminated any existing discussions or negotiations with any persons (other than North) conducted heretofore with respect to or that relate to any Acquisition Proposal.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>South has not and, unless the Board of Directors of South determines in its good faith judgment, after receiving the advice of outside counsel, that failure to take such action would be inconsistent with its fiduciary duties under applicable Law, agrees not to, and to cause its Subsidiaries not to, release any third party from, and also agrees to enforce, the confidentiality and standstill provisions of any Contract to which it or its Subsidiaries is a party that remains in effect as of the date hereof.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Nothing contained in this Agreement shall prohibit the Board of Directors of South from disclosing to its stockholders a position contemplated by Rules&#160;14d-9 and 14e-2(a)(2)-(3) under the Exchange Act;<I> provided</I> that such Rules will in no way eliminate or modify the effect that any action pursuant to such Rules would otherwise have under this Agreement; and,<I> provided</I>,<I> further</I>, that any such disclosure (other than a &#8220;stop, look and listen&#8221; or similar communication of the type contemplated by Rule&#160;14d-9(f) under the Exchange Act) shall be deemed to be a modification of the Board Recommendation in a manner adverse to North unless the Board of Directors of South expressly and concurrently reaffirms the Board Recommendation.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art6_12" dtbookmark="UserBookMark">6.12<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Public Announcements.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>South and North shall consult with and provide each other with the reasonable opportunity to review and comment upon any press release or other public statement or comment prior to the issuance of such press release or other public statement or comment relating to this Agreement or the transactions contemplated by this Agreement and shall not issue any such press release or other public statement or comment prior to such consultation, except if such issuance, statement or comment is required by applicable Law or by obligations pursuant to any listing agreement with or rules of any securities exchange and compliance with this Section&#160;6.12 is not practicable.</A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
60</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art6_13" dtbookmark="UserBookMark">6.13<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Real Property Matters</I>.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>At its option and expense, following the date of this Agreement, North may cause to be conducted (i) a title examination, physical survey, zoning compliance review and structural inspection of any or all of the South Real Property and improvements thereon (collectively, the &#8220;<I>Property Examination</I>&#8221;) and (ii) site inspections, environmental assessments, historic reviews and regulatory analyses of any or all of the South Real Property, together with such other studies, testing and intrusive sampling and analyses as North shall deem necessary or desirable (collectively, the &#8220;<I>Environmental Survey</I>&#8221;); <I>provided, however</I>,<I> </I>that any investigation or reviews conducted by or on behalf of North shall be performed in such a manner as will not interfere unreasonably with the normal operations of South or any of its Subsidiaries, and no sampling or invasive investigations may be undertaken without the prior written consent of South (such consent not to be unreasonably withheld).</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">If, in the course of the Property Examination or Environmental Survey, North identifies one or more Material Defects, North will give prompt written notice thereof to South describing the facts or conditions constituting each such Material Defect.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>For purposes of this Agreement, a &#8220;<I>Material Defect</I>&#8221; shall include, except as Previously Disclosed:</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(i)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>the existence of any Lien (other than Permitted Encumbrances) relating to any of the South Real Property, including without limitation the existence of any facts or circumstances that adversely affect South&#8217;s, South Bank&#8217;s or any South Subsidiary&#8217;s ability to enforce any lease agreement or its rights in any leasehold interest thereunder;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(ii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>the existence of any zoning restriction, easement, encroachment, covenant, restriction or other defects or exceptions to title, or the existence of any facts or conditions that constitute a breach of representations and warranties (read without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties) relating or with respect to any of the South Real Property, in either such case that North reasonably believes will materially and adversely affect (A)&#160;its use of the South Real Property for the purpose for which and in the manner in which it currently is used or (B)&#160;the value or marketability of the South Real Property;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(iii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>the existence of any structural defects or conditions of disrepair in the improvements on any parcel of the South Real Property (including any equipment, fixtures or other components related thereto);</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(iv)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>the existence of facts or circumstances relating to any of the South Real Property and indicating that (A) there likely has been a discharge, disposal, release, threatened release or emission by any person of any Hazardous Substance on, from, under, at or relating to the South Real Property or (B) any action has been taken or not taken, or a condition or event likely has occurred or exists, with respect to the South Real Property (including, without limitation, any removal or disposal of materials from the South Real Property) which constitutes or would constitute a violation of any Environmental Law or any Contract between South, South Bank or any South Subsidiary and any other person or entity, as to which, in either such case, North reasonably believes, based on the advice of legal counsel or other consultants, that, before or after the Effective Time, South, South Bank, any South Subsidiary or North, respectively, could incur costs or become responsible or liable for assessment, removal, remediation, monetary damages (including without limitation any liability to other persons for property damage or personal injury) or civil, criminal or administrative penalties or other corrective action; or</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
61</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(v)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>the existence of any &#8220;recognized environmental condition&#8221; on any parcel of the South Real Property, as identified by any Environmental Survey.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>In the event that North reasonably believes that (A) the total of the costs and expenses that South, South Bank, the South Subsidiaries,<FONT style="FONT-SIZE: 10pt">&#160; </FONT>North or North Bank could incur in fully correcting all Material Defects identified by North that are described in Section 6.13(b), plus (B) all other amounts for which South, South Bank, the South Subsidiaries, North or North Bank could become responsible or liable related to all of those Material Defects as described in Section 6.13(b)(iv), would reasonably be expected to have a Material Adverse Effect on South,<SUP> </SUP>then North shall have the right and option, as its sole remedy, exercisable upon written notice to South, to terminate this Agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In the event that, following its investigation of any such Material Defects, North concludes that it will terminate this Agreement as provided in the preceding sentence, it will give prompt notice of termination to South; <I>provided, however</I>,<I> </I>that North shall not be obligated to give any such notice while it continues in good faith to investigate, or to determine the nature and cost of potential corrective actions, if any, to remedy, any such Material Defect.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In no event shall South be required to cure or remedy any defect, including without limitation any Material Defect.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>It is contemplated that North will conduct the Property Examination and the Environmental Survey following the date of this Agreement and prior to the Effective Time.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>It is the intent of this Agreement, and South, South Bank and the South Subsidiaries understand and agree that, upon completion of the Property Examination and Environmental Survey, if any of the facts, conditions, circumstances or other matters revealed by the Property Examination or Environmental Survey reveal a Material Defect, then North may exercise its rights under this Section 6.13 without regard to any actual knowledge on or prior to the date of this Agreement on the part of North or its officers or advisers of that Material Defect or the facts, conditions, circumstances or other matters pertaining thereto and without regard to any matters Previously Disclosed to North, or any other communication to North or any of its officers or advisers, prior to the date of this Agreement, or otherwise.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>North shall not disclose the results of its investigations to any other person except (i) as required by Law or (ii) to its attorneys, accountants, or other consultants assisting it in connection with this transaction, and in the case of subclause (ii), then only upon making each such person aware of the confidentiality restrictions set forth herein and procuring such person&#8217;s agreement to be bound thereby.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>North shall promptly repair any damage to any property of South, South Bank or any South Subsidiary, and be responsible for any claims for personal injury or property damage, resulting from North&#8217;s investigations.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Upon request, North shall provide to South a copy of all written reports received by North from consultants or other third parties engaged by North to perform such investigations.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
62</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art6_14" dtbookmark="UserBookMark">6.14<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></A></FONT><I><FONT style="FONT-SIZE: 10pt">Trust Preferred Securities<FONT style="COLOR: black">.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></FONT></I><FONT style="FONT-SIZE: 10pt">Upon the Effective Time, North shall assume the due and punctual performance and observance of the covenants to be performed by South under (a) the Junior Subordinated Indenture, dated as of March 24, 1998, between South and Deutsche Bank Trust Company Americas, as trustee, relating to trust preferred securities issued by FCB/SC Capital Trust I, a Delaware business trust (the &#8220;<I>Trust Preferred Securities I</I>&#8221;), (b) the Junior Subordinated Indenture, dated as of May 7, 2004, between South and Deutsche Bank Trust Company Americas, as trustee, relating to trust preferred securities issued by FCB/SC Capital Trust II, a Delaware business trust (the &#8220;<I>Trust Preferred Securities II</I>&#8221;), and<FONT style="FONT-SIZE: 10pt">&#160; </FONT>(c) the Indenture, dated as of March 10, 2004, between Community Bankshares, Inc. (succeeded by South by acquisition) and Wells Fargo Bank, as trustee, relating to trust preferred securities issued by SCB Capital Trust I, a Delaware trust (the &#8220;<I>Trust Preferred Securities III</I>&#8221; and, together with the Trust Preferred Securities I and the Trust Preferred Securities II, the &#8220;<I>Trust Preferred Securities</I>&#8221;), and the due and punctual payment of the principal of and premium, if any, and interest on the Trust Preferred Securities.<FONT style="COLOR: black"><FONT style="FONT-SIZE: 10pt">&#160; </FONT>In connection therewith, </FONT>North <FONT style="COLOR: black">and </FONT>South <FONT style="COLOR: black">shall execute and deliver any supplemental indentures or other documents, and the parties hereto shall provide any opinion of counsel, in each case reasonably requested by the trustee thereof, to the trustee thereof, required to make such assumptions effective.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art6_15" dtbookmark="UserBookMark">6.15<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Redemption of Preferred Stock</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Prior to the Effective Time, South shall take all necessary action to effect the redemption of all of the outstanding shares of South Series A preferred stock, <FONT style="COLOR: black">South </FONT>Series B preferred stock, <FONT style="COLOR: black">South </FONT>Series C preferred stock, <FONT style="COLOR: black">South </FONT>Series E preferred stock, <FONT style="COLOR: black">South </FONT>Series F preferred stock and <FONT style="COLOR: black">South </FONT>Series G preferred stock (collectively, the &#8220;<I>South Preferred Stock</I>&#8221;) for an amount in cash equal to $50.00, $50.00, $100.00, $200.00, $50.00 and $50.00 per share, respectively, plus any dividends accrued but unpaid thereon.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Upon redemption, shares of South Preferred Stock shall be automatically and immediately cancelled and retired and shall not be reissued, sold or transferred.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Neither South nor any South Subsidiary may exercise any voting or other rights granted to the holders of South Preferred Stock following redemption.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art6_16" dtbookmark="UserBookMark">6.16<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Subordinated Debt</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Upon the Effective Time, North shall assume the due and punctual performance and observance of the covenants to be performed by South under, and the due and punctual payment of the principal of and interest on:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>(a) the 6.80% Notes due April 1, 2015 issued in the original aggregate principal amount of $75,000,000 pursuant to an Indenture and a First Supplemental Indenture, each dated as of April 5, 2005, and each between South and Deutsche Bank Trust Company Americas, (b) the 8.00% Subordinated Note due June 1, 2018 by South in favor of Louise T. Adams in the original aggregate principal amount of $5,000,000, (c) the 8.00% Subordinated Note due June 1, 2018 by South in favor of Greta T. Covington in the original aggregate principal amount of $5,000,000, and (d) the 8.00% Subordinated Note due June 1, 2018 by South in favor of John H. Terrell III in the original aggregate principal amount of $5,000,000 (the debt described in the foregoing clauses (a)&#150;(d), is referred to collectively as the &#8220;<I>Subordinated Debt</I>&#8221;).<FONT style="COLOR: black"><FONT style="FONT-SIZE: 10pt">&#160; </FONT>In connection with the assumption by North of the Subordinated Debt, </FONT>North <FONT style="COLOR: black">and </FONT>South <FONT style="COLOR: black">shall execute and deliver any supplemental indentures or other documents, and the parties hereto shall provide any opinion of counsel, in each case reasonably requested by the trustee or holder thereof, to the trustee or holder thereof, required to make such assumptions effective.</FONT></A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
63</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="TEXT-TRANSFORM: uppercase; COLOR: black; FONT-SIZE: 10pt"><A  name="artvii" dtbookmark="UserBookMark">ARTICLE VII</A></FONT></B><B><FONT style="TEXT-TRANSFORM: uppercase; FONT-SIZE: 10pt"><BR /><FONT style="COLOR: black">CONDITIONS PRECEDENT</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art7_1" dtbookmark="UserBookMark">7.1<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Conditions to Each Party&#8217;s Obligation To Effect the Merger.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>The respective obligations of the parties to effect the Merger shall be subject to the satisfaction at or prior to the Effective Time of the following conditions:</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Stockholder Approval.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>The Requisite North Vote and the Requisite South Vote shall have been obtained.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>NASDAQ Listing.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>The shares of North Class A Common Stock to be issued to the stockholders of South upon consummation of the Merger shall have been authorized for listing on NASDAQ, subject to official notice of issuance.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Regulatory Approvals.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>(i) All Requisite Regulatory Approvals shall have been obtained and shall remain in full force and effect and all statutory waiting periods in respect thereof shall have expired and (ii)&#160;no such Requisite Regulatory Approval shall have resulted in the imposition of any Materially Burdensome Regulatory Condition.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>&#8220;<I>Requisite Regulatory Approvals</I>&#8221; means the approval of (A)&#160;the Federal Reserve Board, (B)&#160;the FDIC, (C)&#160;the South Carolina Commissioner, (D)&#160;the North Carolina Commissioner, and (E) any other federal or state banking regulator or agency whose approval is required in connection with the transaction, in each case required to consummate the transactions contemplated by this Agreement, including the Merger and the Bank Merger.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>S-4.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>The S-4 shall have become effective under the Securities Act and no stop order suspending the effectiveness of the S-4 shall have been issued and no proceedings for that purpose shall have been initiated or threatened by the SEC and not withdrawn.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>No Injunctions or Restraints; Illegality.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>No order, injunction or decree issued by any court or agency of competent jurisdiction or other legal restraint or prohibition preventing the consummation of the Merger, the Bank Merger or any of the other material transactions contemplated by this Agreement shall be in effect.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>No statute, rule, regulation, order, injunction or decree shall have been enacted, entered, promulgated or enforced by any Governmental Entity which prohibits or makes illegal consummation of the Merger, the Bank Merger or any of the other material transactions contemplated by this Agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art7_2" dtbookmark="UserBookMark">7.2<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Conditions to Obligations of North.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>The obligation of North to effect the Merger is also subject to the satisfaction or waiver by North, at or prior to the Effective Time, of the following conditions:</A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
64</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Representations and Warranties.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>The representations and warranties of South set forth in Sections&#160;3.2(a) shall be true and correct (other than such failures to be true and correct as are de minimis in effect in the context of Section&#160;3.2(a)), in each case as of the date of this Agreement and as of the Closing Date as though made on and as of the Closing Date, and the representations and warranties of South set forth in Sections&#160;3.1, 3.2(b), 3.2(c), 3.3(a), 3.7 and 3.23 (read without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties) shall be true and correct in all material respects as of the date of this Agreement and as of the Closing Date as though made on and as of the Closing Date (in each case except to the extent such representations and warranties speak as of a specified date, in which case such representations and warranties shall be true and correct in all material respects as of such specified date).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>All other representations and warranties of South set forth in this Agreement (read without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties) shall be true and correct in all respects as of the date of this Agreement and as of the Closing Date as though made on and as of the Closing Date (except to the extent such representations and warranties speak as of a specified date, in which case such representations and warranties shall be true and correct as of such specified date);<I> provided</I>,<I> however</I>, that, for purposes of this sentence, such representations and warranties shall be deemed to be true and correct unless the failure or failures of such representations and warranties to be so true and correct, either individually or in the aggregate, and without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties, has had or would reasonably be expected to have a Material Adverse Effect on South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>North shall have received a certificate signed on behalf of South by the Chief Executive Officer and the Chief Financial Officer of South to the foregoing effect.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Performance of Obligations of South. <FONT style="FONT-SIZE: 10pt">&#160;</FONT></I>South shall have performed in all material respects the obligations required to be performed by it under this Agreement at or prior to the Effective Time, and North shall have received a certificate signed on behalf of South by the Chief Executive Officer and the Chief Financial Officer of South to such effect.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Other Documents and Information</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>As of the Closing Date, North shall have received the following documents with respect to South:</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(i)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>a certificate of its corporate existence issued by the State of South Carolina as of a recent date and a certificate of existence or authority as a foreign corporation issued as of a recent date by each of the jurisdictions in which it is qualified to do business as a foreign corporation;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(ii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>a true and complete copy of the South Charter and all amendments thereto, certified by the State of South Carolina as of a recent date;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(iii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>a true and complete copy of its bylaws, certified by its Secretary or an Assistant Secretary;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(iv)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>a certificate from its Secretary or an Assistant Secretary certifying that the South Charter has not been amended since the date of the certificate described in subparagraph (ii) above, and that nothing has occurred since the date of issuance of the certificate of existence specified in subparagraph (i) above that would adversely affect its existence;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(v)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>a true and complete copy of the resolutions of its board of directors and stockholders authorizing the execution, delivery and performance of this Agreement, and all instruments and documents to be delivered in connection herewith, and the transactions contemplated hereby, certified by its Secretary or an Assistant Secretary;</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
65</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(vi)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>a certificate from its Secretary or an Assistant Secretary certifying the incumbency and signatures of its officers who will execute documents at the Closing or who have executed this Agreement;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(vii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>a certificate of the Federal Reserve Bank with respect to South; and</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(viii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>such other certificates and documents of officers of South, South Bank and public officials as shall be reasonably requested by North to establish the existence of South, South Bank and the insurance of South Bank&#8217;s accounts by the FDIC.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Material Adverse Effect</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Since the date hereof, there shall not have occurred and be continuing any events or occurrences that, individually or in the aggregate, have had or would reasonably be expected to have a Material Adverse Effect on South.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Federal Tax Opinion.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>North shall have received the (i) opinion of Smith, Anderson, Blount, Dorsett, Mitchell &amp; Jernigan, L.L.P., dated as of a date prior to the filing of the S-4, to the effect that, on the basis of facts, representations and assumptions set forth or referred to in such opinion, the Merger shall qualify as a &#8220;reorganization&#8221; within the meaning of Section&#160;368(a) of the Code, and (ii) opinion of Smith, Anderson, Blount, Dorsett, Mitchell &amp; Jernigan, L.L.P., dated as of the Closing Date, to the effect that, on the basis of facts, representations and assumptions set forth or referred to in such opinion, the Merger shall qualify as a &#8220;reorganization&#8221; within the meaning of Section&#160;368(a) of the Code.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art7_3" dtbookmark="UserBookMark">7.3<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Conditions to Obligations of South.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>The obligation of South to effect the Merger is also subject to the satisfaction or waiver by South, at or prior to the Effective Time, of the following conditions:</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Representations and Warranties.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>The representations and warranties of North set forth in Sections&#160;4.2(a) shall be true and correct (other than such failures to be true and correct as are de minimis in effect in the context of Section&#160;4.2(a)), in each case as of the date of this Agreement and as of the Closing Date as though made on and as of the Closing Date, and the representations and warranties of North set forth in Sections&#160;4.1, 4.2(b), 4.2(c), 4.3(a) and 4.7 (read without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties) shall be true and correct in all material respects as of the date of this Agreement and as of the Closing Date as though made on and as of the Closing Date (in each case except to the extent such representations and warranties speak as of a specified date, in which case such representations and warranties shall be true and correct in all material respects as of such specified date).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>All other representations and warranties of North set forth in this Agreement (read without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties) shall be true and correct in all respects as of the date of this Agreement and as of the Closing Date as though made on and as of the Closing Date (except to the extent such representations and warranties speak as of a specified date, in which case such representations and warranties shall be true and correct as of such specified date);<I> provided</I>,<I> however</I>, that, for purposes of this sentence, such representations and warranties shall be deemed to be true and correct unless the failure or failures of such representations and warranties to be so true and correct, either individually or in the aggregate, and without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties, has had or would reasonably be expected to have a Material Adverse Effect on North.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>South shall have received a certificate signed on behalf of North by the Chief Executive Officer and the Chief Financial Officer of North to the foregoing effect.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
66</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Performance of Obligations of North.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>North shall have performed in all material respects the obligations required to be performed by it under this Agreement at or prior to the Effective Time, and South shall have received a certificate signed on behalf of North by the Chief Executive Officer and the Chief Financial Officer of North to such effect.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Other Documents and Information</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>As of the Closing Date, South shall have received the following documents with respect to North:</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(i)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>a certificate of its corporate existence issued by the State of Delaware as of a recent date and a certificate of existence or authority as a foreign corporation issued as of a recent date by each of the jurisdictions in which it is qualified to do business as a foreign corporation;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(ii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>a true and complete copy of the North Charter and all amendments thereto, certified by the State of Delaware as of a recent date;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(iii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>a true and complete copy of its bylaws, certified by its Secretary or an Assistant Secretary;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(iv)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>a certificate from its Secretary or an Assistant Secretary certifying that the North Charter has not been amended since the date of the certificate described in subparagraph (ii) above, and that nothing has occurred since the date of issuance of the certificate of existence specified in subparagraph (i) above that would adversely affect its existence;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(v)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>a true and complete copy of the resolutions of its Board of Directors authorizing the execution, delivery and performance of this Agreement, and all instruments and documents to be delivered in connection herewith, and the transactions contemplated hereby, certified by its Secretary or an Assistant Secretary;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(vi)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>a certificate from its Secretary or an Assistant Secretary certifying the incumbency and signatures of its officers who will execute documents at the Closing or who have executed this Agreement;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(vii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>a certificate of the Federal Reserve Bank with respect to North; and</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(viii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>such other certificates and documents of officers of North, North Bank and public officials as shall be reasonably requested by South to establish the existence of North, North Bank and the insurance of North Bank&#8217;s accounts by the FDIC.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Material Adverse Effect</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Since the date hereof, there shall not have occurred and be continuing any events or occurrences that, individually or in the aggregate, have had or would reasonably be expected to have a Material Adverse Effect on North.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
67</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Federal Tax Opinion.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>South shall have received the (i) opinion of Haynsworth Sinkler Boyd, P.A., dated as of a date prior to the filing of the S-4, to the effect that, on the basis of facts, representations and assumptions set forth or referred to in such opinion, the Merger shall qualify as a &#8220;reorganization&#8221; within the meaning of Section&#160;368(a) of the Code, and the (ii) opinion of Haynsworth Sinkler Boyd, P.A., dated as of the Closing Date, to the effect that, on the basis of facts, representations and assumptions set forth or referred to in such opinion, the Merger shall qualify as a &#8220;reorganization&#8221; within the meaning of Section&#160;368(a) of the Code.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(f)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>South Stockholder Vote.</I><FONT style="FONT-SIZE: 10pt">&#160; </FONT>A majority of the votes entitled to be cast on the adoption and approval of this Agreement and the transactions contemplated hereby by the Minority Holders (in the aggregate) are not cast against the Merger.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="TEXT-TRANSFORM: uppercase; COLOR: black; FONT-SIZE: 10pt"><A  name="artviii" dtbookmark="UserBookMark">ARTICLE VIII</A></FONT></B><B><FONT style="TEXT-TRANSFORM: uppercase; FONT-SIZE: 10pt"><BR /><FONT style="COLOR: black">TERMINATION AND AMENDMENT</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art8_1" dtbookmark="UserBookMark">8.1<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Termination.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>This Agreement may be terminated at any time prior to the Effective Time and, except as specified below, whether before or after adoption of this Agreement by the stockholders of North or South:</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>by mutual consent of North and South in a written instrument authorized by the Board of Directors of each;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>by either North or South if any Governmental Entity that must grant a Requisite Regulatory Approval has (i)&#160;denied approval of the consummation of any of the material transactions contemplated by this Agreement, including the Merger or Bank Merger and such denial has become final and nonappealable or any Governmental Entity of competent jurisdiction shall have issued a final nonappealable order permanently enjoining or otherwise prohibiting or making illegal the consummation of any of the material transactions contemplated by this Agreement, including the Merger or Bank Merger or (ii)&#160;granted the Requisite Regulatory Approval but such Requisite Regulatory Approval contains or results in the imposition of a Materially Burdensome Regulatory Condition and there is no meaningful possibility that such Requisite Regulatory Approval could be revised prior to the Termination Date so as not to contain or result in a Materially Burdensome Regulatory Condition, unless, in either case, the failure to obtain a Requisite Regulatory Approval or to obtain a Requisite Regulatory Approval without it containing or resulting in the imposition of a Materially Burdensome Regulatory Condition shall be due to the failure of the party seeking to terminate this Agreement to perform or observe the covenants and agreements of such party set forth herein;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>by either North or South if the Merger shall not have been consummated on or before one year from the date of this Agreement (the &#8220;<I>Termination Date</I>&#8221;), unless the failure of the Closing to occur by such date shall be due to the failure of the party seeking to terminate this Agreement to perform or observe the covenants and agreements of such party set forth herein;</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
68</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>by either North or South if there shall have been a breach of any of the covenants or agreements or any of the representations or warranties set forth in this Agreement by the other party, either individually or in the aggregate with all other breaches by such party, such that any of the conditions set forth in Section&#160;7.2 (in the case of a termination by North) or Section&#160;7.3 (in the case of a termination by South) would not be satisfied, and (i)&#160;such breach is not reasonably capable of being cured or (ii)&#160;if such breach is reasonably capable of being cured, is not cured by the earlier of (A)&#160;the Termination Date or (B)&#160;the date that is 30&#160;days following written notice thereof to the party committing such breach;<I> provided</I> in each case that the terminating party is not then in breach of any representation, warranty, covenant or other agreement of such party contained herein such that any of the conditions set forth in Section&#160;7.2 (in the case of a termination by South) or Section&#160;7.3 (in the case of a termination by North) would not be satisfied;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>by either North or South if (i)&#160;the North Meeting (including any postponements or adjournments thereof) shall have concluded with the vote contemplated by Section&#160;4.3(a) having been taken and the Requisite North Vote shall not have been obtained or (ii)&#160;the South Meeting (including any postponements or adjournments thereof) shall have concluded with the vote contemplated by Section&#160;3.3(a) having been taken and the Requisite South Vote shall have not been obtained;<I> provided</I> that the party seeking to terminate this Agreement under this Section&#160;8.1(e) shall have complied in all material respects with its obligations under Section&#160;6.3 (including by complying with an adjournment or postponement request under Section&#160;6.3(e));</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(f)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>by North, prior to South obtaining the Requisite South Vote, if (i)&#160;the Board of Directors of South shall have effected a Change in Board Recommendation or (ii)&#160;South failed to comply in all material respects with its obligations under Section&#160;6.3 or 6.11;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(g)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>by South, prior to North obtaining the Requisite North Vote, if North failed to comply in all material respects with its obligations under Section&#160;6.3;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(h)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>by South, prior to obtaining the Requisite South Vote, if the Board of Directors of South shall have effected a Change in Board Recommendation; <I>provided</I> South has complied with the requirements of Sections&#160;6.3(b) and 6.11;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(i)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>by North, pursuant to Section 6.13(c); or</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(j)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>by North, if holders of 10% of South Common Stock are deemed Dissenting Shares pursuant to the terms of this Agreement.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">The party desiring to terminate this </FONT><FONT style="FONT-SIZE: 10pt">Agreement other than <FONT style="COLOR: black">pursuant to clause&#160;(a)</FONT>&#160;<FONT style="COLOR: black">of this Section&#160;</FONT>8.1 <FONT style="COLOR: black">shall give written notice of such termination to the other party in accordance with Section&#160;</FONT>9.4<FONT style="COLOR: black">, specifying the provision or provisions hereof pursuant to which such termination is effected and confirm that the </FONT>Board of Directors <FONT style="COLOR: black">of such terminating party has authorized such termination.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art8_2" dtbookmark="UserBookMark">8.2<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Effect of Termination</I></A></FONT><FONT style="FONT-SIZE: 10pt">.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>In the event of termination of this Agreement by either North or South as provided in Section&#160;8.1, this Agreement shall forthwith become void and have no effect, and none of North, South, any of their respective Subsidiaries or any of the officers or directors of any of them shall have any liability of any nature whatsoever hereunder, or in connection with the transactions contemplated hereby, except that (i)&#160;Section&#160;6.2(b) and this Section 8.2 and Article&#160;IX (other than Section&#160;9.1 and, except as it relates to surviving provisions, Section&#160;9.12) shall survive any termination of this Agreement, and (ii)&#160;notwithstanding anything to the contrary contained in this Agreement, neither North nor South shall be relieved or released from any liabilities or damages arising out of its fraud or breach of any provision of this Agreement (to the extent such breach is willful, knowing and material) prior to termination.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
69</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(i)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>If South terminates this Agreement pursuant to Section 8.1(h) as a result of an Acquisition Proposal received by South within the 30-day period following the date of this Agreement, then South will pay to North $6,450,000 and an amount equal to North&#8217;s Documented Expenses. </FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(ii)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>If South terminates this Agreement pursuant to Section 8.1(h) as a result of an Intervening Event, then South will pay to North $10,000,000 and an amount equal to North&#8217;s Documented Expenses. </FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">As used in this Agreement, &#8220;<I>Documented Expenses</I>&#8221; shall mean a party&#8217;s aggregate documented out-of-pocket expenses actually incurred in negotiating and preparing this Agreement, performing due diligence and otherwise in connection with or attempting to consummate the transactions described herein.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>In the event that after the date of this Agreement and prior to the termination of this Agreement, a bona fide Acquisition Proposal shall have been made known to senior management of South or has been made directly to its stockholders generally or any person shall have publicly announced (and not withdrawn) an Acquisition Proposal with respect to South and thereafter this Agreement is terminated (i)&#160;by either North or South pursuant to Section&#160;8.1(e)(ii), (ii)&#160;by North pursuant to Section&#160;8.1(d), (iii)&#160;by South or North pursuant to Section&#160;8.1(c) (if the Requisite South Vote had not been obtained prior to termination and all other conditions set forth in Sections&#160;7.1 and 7.3 had been satisfied or were capable of being satisfied prior to such termination), (iv)&#160;by North pursuant to Section&#160;8.1(f), or (v) by South pursuant to Section 8.1(h) and no fee is payable by South pursuant to Section 8.2(b), then South shall pay to North an amount equal to (A) North&#8217;s Documented Expenses and (B) if, prior to the date that is 12&#160;months after the date of termination of this Agreement pursuant to the preceding sentence, South enters into a definitive agreement with respect to, or consummates, an Alternative Transaction (whether or not involving the same Acquisition Proposal as that referred to in this subsection (c)), then South shall, on the date of entry into such agreement, or on the date of consummation if the Alternative Transaction is consummated without entry into a definitive agreement, pay North $22,574,000, <I>provided</I>, that for purposes of this Section 8.2(c), all references in the definition of Alternative Transaction to 15% shall instead refer to 50%.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South shall not be required to pay the Termination Fee on more than one occasion. Each of North and South agrees that, upon termination of this Agreement under circumstances where a Termination Fee is payable to North and such Termination Fee is paid in full, North shall be precluded from any other remedy (other than with respect to any liability resulting from any willful breach of this Agreement or intentional misconduct) against South in connection with this Agreement or the transactions contemplated hereby, at law or in equity or otherwise, and it shall not seek to obtain any recovery, judgment or damages of any kind, including consequential, indirect or punitive damages, against South or its Subsidiaries or any of their respective directors, officers, employees, partners, managers, members, stockholders or affiliates or their respective Representatives in connection with this Agreement or the transactions contemplated hereby.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>As used in this Agreement, &#8220;<I>Termination Fee</I>&#8221; shall mean the aggregate amount payable (other than interest, if any, due from South under Section 8.2(e)) by a party under this Section 8.2.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
70</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>South acknowledges that the agreements contained in this Section&#160;8.2 are an integral part of the transactions contemplated by this Agreement and that, without these agreements, North would not enter into this Agreement; accordingly, if South fails promptly to pay the amount due pursuant to this Section&#160;8.2, and, in order to obtain such payment, North commences a suit which results in a judgment against South for the Termination Fee or any portion thereof, South shall pay the costs and expenses of North (including reasonable attorneys&#8217; fees and expenses) in connection with such suit.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In addition, if South fails to pay the amounts payable pursuant to this Section&#160;8.2, then it shall pay interest on such overdue amounts at a rate per annum equal to the &#8220;prime rate&#8221; (as reported in <I>The Wall Street Journal</I>) in effect on the date on which such payment was required to be made for the period commencing as of the date that such overdue amount was originally required to be paid.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(f)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>All payments under this Section 8.2 shall be made by wire transfer of immediately available funds to an account designated in writing by North, and shall be made (i) in the case of the Termination Fee payable pursuant to Section 8.2(b), for that portion of the Termination Fee constituting Documented Expenses, within two business days after receipt of an invoice for the Documented Expenses, and for the remainder of such Termination Fee, within two business days after the termination of this Agreement, and (ii) in the case of the Termination Fee payable pursuant to Section 8.2(c), for that portion of the Termination Fee constituting Documented Expenses, within two business days after receipt of an invoice for the Documented Expenses, and for the remainder of such Termination Fee, within two business days after entry into a definitive agreement with respect to, or consummation of, an Alternative Transaction.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(g)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>In the event that North shall have the right to receive the Termination Fee, the right to receive the Termination Fee, if any, shall be the sole and exclusive remedy (other than interest, if any, due from South under Section 8.2(e) and with respect to any liability resulting from any willful breach of this Agreement or intentional misconduct) against South and any of its Subsidiaries or Representatives for any and all losses suffered by North or any of North&#8217;s Subsidiaries or Representatives in connection with, or as a result of the failure, of the transactions contemplated by this Agreement to be consummated.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art8_3" dtbookmark="UserBookMark">8.3<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Amendment.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>Subject to compliance with applicable Law, this Agreement may be amended by the parties hereto, by action taken or authorized by their respective Boards of Directors, at any time before or after approval of the matters presented in connection with Merger by the stockholders of North and South;<I> provided</I>,<I> however</I>, that, after adoption and approval of this Agreement and the transactions contemplated hereby by the respective stockholders of North or South, there may not be, without further approval of such stockholders, any amendment of this Agreement that changes the amount or the form of the consideration to be delivered hereunder to the holders of South Common Stock or that otherwise requires the approval of such stockholders under applicable Law.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>This Agreement may not be amended except by an instrument in writing signed on behalf of each of the parties hereto.</A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
71</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art8_4" dtbookmark="UserBookMark">8.4<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Extension; Waiver.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>At any time prior to the Effective Time, the parties hereto, by action taken or authorized by their respective Board of Directors, may, to the extent legally allowed, (a)&#160;extend the time for the performance of any of the obligations or other acts of the other parties hereto, (b)&#160;waive any inaccuracies in the representations and warranties contained herein or in any document delivered pursuant hereto, and (c)&#160;waive compliance with any of the agreements or satisfaction of any conditions contained herein;<I> provided</I>,<I> however</I>, that, after adoption and approval of this Agreement and the transactions contemplated hereby by the respective stockholders of North or South, there may not be, without further approval of such stockholders, any extension or waiver of this Agreement or any portion thereof which reduces the amount or changes the form of the consideration to be delivered to the holders of South Common Stock hereunder or that otherwise requires the approval of such stockholders under applicable Law.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Any agreement on the part of a party hereto to any such extension or waiver shall be valid only if set forth in a written instrument signed on behalf of such party, but such extension or waiver or failure to insist on strict compliance with an obligation, covenant, agreement or condition shall not operate as a waiver of, or estoppel with respect to, any subsequent or other failure.</A></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="TEXT-TRANSFORM: uppercase; COLOR: black; FONT-SIZE: 10pt"><A  name="artix" dtbookmark="UserBookMark">ARTICLE IX</A></FONT></B><B><FONT style="TEXT-TRANSFORM: uppercase; FONT-SIZE: 10pt"><BR /><FONT style="COLOR: black">GENERAL PROVISIONS</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art9_1" dtbookmark="UserBookMark">9.1<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Closing.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>Subject to the terms and conditions of this Agreement, the closing of the Merger (the &#8220;<I>Closing</I>&#8221;) will take place at 10:00&#160;a.m. North Carolina time at the offices of Smith, Anderson, Blount, Dorsett, Mitchell &amp; Jernigan, L.L.P., on a date which shall be no later than two business days after the satisfaction or waiver (subject to applicable Law) of the latest to occur of the conditions set forth in Article&#160;VII hereof (other than those conditions that by their nature can only be satisfied at the Closing, but subject to the satisfaction or waiver thereof), unless extended by mutual agreement of the parties (the &#8220;<I>Closing Date</I>&#8221;).</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art9_2" dtbookmark="UserBookMark">9.2<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Nonsurvival of Representations, Warranties and Agreements.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>None of the representations, warranties, covenants and agreements in this Agreement or in any instrument delivered pursuant to this Agreement shall survive the Effective Time, except for those other covenants and agreements contained herein and therein which by their terms apply or are to be performed in whole or in part after the Effective Time.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art9_3" dtbookmark="UserBookMark">9.3<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Expenses.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>All costs and expenses incurred in connection with this Agreement and the transactions contemplated hereby shall be paid by the party incurring such expense;<I> provided</I>,<I> however</I>, that the costs and expenses of printing and mailing the Joint Proxy Statement and all filing and other fees paid to the SEC in connection with the Merger shall be borne equally by North and South.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art9_4" dtbookmark="UserBookMark">9.4<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Notices.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>All notices and other communications hereunder shall be in writing and shall be deemed given if delivered personally, telecopied (with confirmation), mailed by registered or certified mail (return receipt requested) or delivered by an express courier (with confirmation) to the parties at the following addresses (or at such other address for a party as shall be specified by like notice):</A></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
72</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>if to South, to:</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">First Citizens Bancorporation, Inc. </FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1314 Park Street</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">Columbia</FONT><FONT style="FONT-SIZE: 10pt">, South Carolina 29201</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Attention:<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">Jim B. Apple</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Facsimile:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>(</FONT><FONT style="FONT-SIZE: 10pt">803) 931-1448</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<I><FONT style="COLOR: black; FONT-SIZE: 10pt">With a copy (which shall not constitute notice) to:</FONT></I></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Haynsworth Sinkler Boyd, P.A.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">1201 Main Street</FONT><FONT style="COLOR: black; FONT-SIZE: 10pt">, 22<SUP>nd</SUP> Floor</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Columbia</FONT><FONT style="COLOR: black; FONT-SIZE: 10pt">, SC<FONT style="FONT-SIZE: 10pt">&#160; </FONT>29201</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Attention:<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">Joseph&#160;D. Clark</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Facsimile:<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">(803) 765-1243</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<I><FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></I></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<I><FONT style="COLOR: black; FONT-SIZE: 10pt">and</FONT></I></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Robinson Bradshaw &amp; Hinson, P.A.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">101 North Tryon Street, Suite 1900</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Charlotte</FONT><FONT style="COLOR: black; FONT-SIZE: 10pt">, NC<FONT style="FONT-SIZE: 10pt">&#160; </FONT>28246</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Attention: <FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT><FONT style="FONT-SIZE: 10pt">Henry H. Ralston</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Seth M. Huffstetler</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Facsimile:<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">(704) 373-3913</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>if to North, to:</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">First Citizens BancShares, Inc. </FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">4300 Six Forks Road</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">Raleigh</FONT><FONT style="FONT-SIZE: 10pt">, NC 27609</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Attention:<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">Edward L. Willingham, IV<FONT style="COLOR: black">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"></FONT><FONT style="COLOR: black; FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</FONT></FONT><FONT style="FONT-SIZE: 10pt">Barry P. Harris, IV</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Facsimile:<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">(919) 716-7518</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<I><FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></I></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 0.5in; CLEAR: both" align="justify">
<I><FONT style="COLOR: black; FONT-SIZE: 10pt">With a copy (which shall not constitute notice) to:</FONT></I></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">Ward &amp; Smith</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">1001 College Court</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">New Bern</FONT><FONT style="FONT-SIZE: 10pt">, NC<FONT style="FONT-SIZE: 10pt">&#160; </FONT>28562</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">Attention:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>William R. Lathan, Jr.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">Facsimile:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>(252) 672-5477</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">&#160;</FONT></I></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<I><FONT style="FONT-SIZE: 10pt">and</FONT></I></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
73</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">Smith, Anderson, Blount, Dorsett, Mitchell &amp; Jernigan, L.L.P.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">150 Fayetteville Street</FONT><FONT style="COLOR: black; FONT-SIZE: 10pt">, 23<SUP>rd</SUP> Floor</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Raleigh</FONT><FONT style="COLOR: black; FONT-SIZE: 10pt">, NC<FONT style="FONT-SIZE: 10pt">&#160; </FONT>27601</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Attention:<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT><FONT style="FONT-SIZE: 10pt">Gerald F. Roach <FONT style="COLOR: black">and</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Geoffrey W. Adams</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Facsimile:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>(919) 821-6800</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 1in; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art9_5" dtbookmark="UserBookMark">9.5<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Interpretation.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>The parties have participated jointly in negotiating and drafting this Agreement. In the event that an ambiguity or a question of intent or interpretation arises, this Agreement shall be construed as if drafted jointly by the parties, and no presumption or burden of proof shall arise favoring or disfavoring any party by virtue of the authorship of any provision of this Agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>When a reference is made in this Agreement to Articles, Sections, Exhibits or Schedules, such reference shall be to an Article or Section of or Exhibit or Schedule to this Agreement unless otherwise indicated.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The table of contents and headings contained in this Agreement are for reference purposes only and shall not affect in any way the meaning or interpretation of this Agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Whenever the words &#8220;include,&#8221; &#8220;includes&#8221; or &#8220;including&#8221; are used in this Agreement, they shall be deemed to be followed by the words &#8220;without limitation.&#8221; References to &#8220;the date hereof&#8221; shall mean the date of this Agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>As used in this Agreement, the &#8220;<I>knowledge</I>&#8221; of South means the conscious awareness of any of the officers of South listed on Section&#160;9.5 of the South Disclosure Schedule and includes matters of which such individuals should have been consciously aware in the ordinary course of business and performance of their managerial duties, and the &#8220;<I>knowledge</I>&#8221; of North means the conscious awareness of any of the officers of North listed on Section&#160;9.5 of the North Disclosure Schedule and includes matters of which such individuals should have been consciously aware in the ordinary course of business and performance of their managerial duties.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>As used herein, (a)&#160;the term &#8220;<I>person</I>&#8221; means any individual, corporation (including not-for-profit), general or limited partnership, limited liability company, joint venture, estate, trust, association, organization, Governmental Entity or other entity of any kind or nature, and (b)&#160;an &#8220;<I>affiliate</I>&#8221; of a specified person is any person that directly or indirectly controls, is controlled by or is under common control with such specified person.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The South Disclosure Schedule and the North Disclosure Schedule, as well as all other schedules and all exhibits hereto, shall be deemed part of this Agreement and included in any reference to this Agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Nothing contained herein shall require any party or person to take any action in violation of applicable Law.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art9_6" dtbookmark="UserBookMark">9.6<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT></A></FONT><I><FONT style="FONT-SIZE: 10pt">Disclosure Schedule</FONT></I><FONT style="FONT-SIZE: 10pt">.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Before entry into this </FONT><FONT style="FONT-SIZE: 10pt">Agreement<FONT style="COLOR: black">, </FONT>South <FONT style="COLOR: black">delivered to </FONT>North <FONT style="COLOR: black">a schedule (a &#8220;</FONT><I>South Disclosure Schedule</I><FONT style="COLOR: black">&#8221;) and </FONT>North <FONT style="COLOR: black">delivered to </FONT>South <FONT style="COLOR: black">a schedule&#160; (a &#8220;</FONT><I>North Disclosure Schedule</I><FONT style="COLOR: black">&#8221; and, together with the </FONT>South Disclosure Schedule<FONT style="COLOR: black">, the &#8220;</FONT><I>Disclosure Schedules</I><FONT style="COLOR: black">&#8221;), each of which sets forth, among other things, items the disclosure of which is necessary or appropriate either in response to an express disclosure requirement contained in a provision hereof or as an exception to one or more representations or warranties contained in Article&#160;</FONT>III <FONT style="COLOR: black">or Article&#160;</FONT>IV<FONT style="COLOR: black">, respectively, or to one or more covenants contained herein;<I> provided</I>,<I> however</I>, that, notwithstanding anything in this </FONT>Agreement <FONT style="COLOR: black">to the contrary, (i)&#160;no such item is required to be set forth as an exception to a representation or warranty or covenant if its absence would not result in the related representation or warranty being deemed untrue or incorrect or the related covenant being breached, (ii)&#160;the </FONT>Disclosure Schedules <FONT style="COLOR: black">may </FONT>include <FONT style="COLOR: black">certain items and information solely for informational purposes and (iii)&#160;the mere inclusion of an item in the </FONT>Disclosure Schedules <FONT style="COLOR: black">shall not be deemed an admission that such item represents a material exception or material fact, event or circumstance or that such item has had or would be reasonably likely to have a </FONT>Material Adverse Effect <FONT style="COLOR: black">or is required to be disclosed by the terms of this </FONT>Agreement<FONT style="COLOR: black">.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
74</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>For purposes of this Agreement, &#8220;<I>Previously Disclosed</I>&#8221; means information set forth by South or North in the South Disclosure Schedule or North Disclosure Schedule, as applicable. Any fact or item set forth in any section of a Disclosure Schedule shall be deemed to be referred to and incorporated in any other section(s) of such Disclosure Schedule to which it is specifically referenced or cross-referenced, and also in any other section(s) of such Disclosure Schedule (whether or not a specific cross-reference appears therein) if the relevance of such fact or item (or its contents) to such other section(s) of such Disclosure Schedule is reasonably apparent on its face.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art9_7" dtbookmark="UserBookMark">9.7<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Counterparts.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>This Agreement may be executed in counterparts, all of which shall be considered one and the same agreement and shall become effective when counterparts have been signed by each of the parties and delivered to the other parties, it being understood that all parties need not sign the same counterpart.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art9_8" dtbookmark="UserBookMark">9.8<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Entire Agreement.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>This Agreement (including the documents and the instruments referred to herein) together with the Confidentiality Agreement constitutes the entire agreement among the parties and supersedes all prior agreements and understandings, both written and oral, among the parties with respect to the subject matter hereof.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt"><A  name="art9_9" dtbookmark="UserBookMark">9.9<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Governing </I></A></FONT><I><FONT style="FONT-SIZE: 10pt">Law<FONT style="COLOR: black">; Jurisdiction</FONT></FONT></I><FONT style="FONT-SIZE: 10pt">.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>This Agreement shall be governed and construed in accordance with the laws of the State of North Carolina, without regard to any applicable conflicts of law, except that (i)&#160;the Merger and the Bank Merger shall be governed by the laws of the States of South Carolina, North Carolina and Delaware, as applicable, and (ii)&#160;matters relating to the fiduciary duties of the Board of Directors of South and the Board of Directors of North, dissenters&#8217; rights and similar or related internal affairs matters shall be subject to the laws of the State of South Carolina or the State of Delaware, as applicable.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Each party agrees that it will bring any action or proceeding in respect of any claim arising out of or related to this Agreement or the transactions contemplated hereby exclusively in the United States District Court for the Eastern District of North Carolina or the North Carolina Business Court, Raleigh, North Carolina, or, if such court shall not have jurisdiction, any other North Carolina State court in Wake County, North Carolina (such courts, the &#8220;<I>North Carolina Courts</I>&#8221;), and, solely in connection with claims arising under this Agreement or the transactions that are the subject of this Agreement, (i)&#160;irrevocably submits to the exclusive jurisdiction of the North Carolina Courts (and of the appropriate appellate courts therefrom), (ii)&#160;waives any objection to laying venue in any such action or proceeding in the North Carolina Courts, (iii)&#160;waives any objection that the North Carolina Courts are an inconvenient forum or do not have jurisdiction over any party and (iv)&#160;agrees that service of process upon such party in any such action or proceeding will be effective if notice is given in accordance with Section&#160;9.4.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
75</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art9_10" dtbookmark="UserBookMark">9.10<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Assignment; Third Party Beneficiaries.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>Neither this Agreement nor any of the rights, interests or obligations shall be assigned by any of the parties hereto (whether by operation of Law or otherwise) without the prior written consent of the other party.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Any purported assignment in contravention hereof shall be null and void.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Subject to the preceding sentence, this Agreement will be binding upon, inure to the benefit of and be enforceable by the parties and their respective successors and assigns.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as set forth in Section 6.7, this Agreement (including the documents and instruments referred to herein) is not intended to confer upon any person other than the parties hereto any rights or remedies hereunder, including the right to rely upon the representations and warranties set forth herein.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The representations and warranties in this Agreement are the product of negotiations among the parties hereto and are for the sole benefit of the parties.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Any inaccuracies in such representations and warranties are subject to waiver by the parties hereto in accordance herewith without notice or liability to any other person. In some instances, the representations and warranties in this Agreement may represent an allocation among the parties hereto of risks associated with particular matters regardless of the knowledge of any of the parties hereto.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Consequently, persons other than the parties may not rely upon the representations and warranties in this Agreement as characterizations of actual facts or circumstances as of the date of this Agreement or as of any other date. </A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art9_11" dtbookmark="UserBookMark">9.11<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Specific Performance.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>The parties hereto agree that irreparable damage would occur if any provision of this Agreement were not performed in accordance with the terms hereof and, accordingly, that the parties shall be entitled to an injunction or injunctions to prevent breaches of this Agreement or to enforce specifically the performance of the terms and provisions hereof (including the parties&#8217; obligation to consummate the Merger), in addition to any other remedy to which they are entitled at law or in equity.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The parties hereto further agree to waive any requirement for the securing or posting of any bond in connection with any such remedy.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art9_12" dtbookmark="UserBookMark">9.12<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Severability.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>Whenever possible, each provision or portion of any provision of this Agreement shall be interpreted in such manner as to be effective and valid under applicable Law, but, if any provision or portion of any provision of this Agreement is held to be invalid, illegal or unenforceable in any respect under any applicable Law or rule in any jurisdiction, such invalidity, illegality or unenforceability shall not affect any other provision or portion of any provision in such jurisdiction, and this Agreement shall be reformed, construed and enforced in such jurisdiction such that the invalid, illegal or unenforceable provision or portion thereof shall be interpreted to be only so broad as is enforceable.</A></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt 9pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 45.35pt; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt"><A  name="art9_13" dtbookmark="UserBookMark">9.13<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><I>Delivery by Facsimile or Electronic Transmission.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></I>This Agreement and any signed agreement or instrument entered into in connection with this Agreement, and any amendments or waivers hereto or thereto, to the extent signed and delivered by means of a facsimile machine or by e-mail delivery of a &#8220;.pdf&#8221; format data file, shall be treated in all manner and respects as an original agreement or instrument and shall be considered to have the same binding legal effect as if it were the original signed version thereof delivered in person.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>No party hereto or to any such agreement or instrument shall raise the use of a facsimile machine or e-mail delivery of a &#8220;.pdf&#8221; format data file to deliver a signature to this Agreement or any amendment hereto or the fact that any signature or agreement or instrument was transmitted or communicated through the use of a facsimile machine or e-mail delivery of a &#8220;.pdf&#8221; format data file as a defense to the formation of a contract, and each party hereto forever waives any such defense.</A></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<I><FONT style="FONT-SIZE: 10pt">&#160;</FONT></I></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<I><FONT style="FONT-SIZE: 10pt">[Signature Page Follows]</FONT></I></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <TABLE
style="WIDTH: 100%">
    <TR>  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="left">
</TD>
  <TD
style="FONT-STYLE: normal; WIDTH: 34%; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: normal" align="middle">
76</TD>
  <TD
style="WIDTH: 33%; VERTICAL-ALIGN: bottom" align="right">
</TD>
</TR>
  <TR>  <TD><BR /></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">IN WITNESS WHEREOF, the undersigned have caused this </FONT><FONT style="FONT-SIZE: 10pt">Agreement <FONT style="COLOR: black">to be executed by their respective officers thereunto duly authorized as of the date first above written.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt 3in; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt" border="0" cellspacing="0" cellpadding="0" width="100%">
    <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 50.46%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="50%" colspan="2">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">SOUTH:</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 50.46%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="50%" colspan="2">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 50.46%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="50%" colspan="2">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">FIRST CITIZENS BANCORPORATION, INC.</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.92%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.92%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">By:</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #000000 1px solid; BORDER-LEFT: #000000; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.54%; PADDING-RIGHT: 0in; BORDER-TOP: #000000; BORDER-RIGHT: #000000; PADDING-TOP: 0in" valign="top" width="44%">
<FONT style="FONT-FAMILY: 'Times New Roman'; COLOR: black; FONT-SIZE: 10pt">/s/&#160;Jim B. Apple</FONT>&#160;</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.92%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.92%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Name:</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;Jim B. Apple</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.92%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.92%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Title:</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;Chairman, President and CEO</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.92%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 50.46%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="50%" colspan="2">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">NORTH:</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 50.46%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="50%" colspan="2">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 50.46%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="50%" colspan="2">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">FIRST CITIZENS BANCSHARES, INC.</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.92%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.92%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">By:</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">/s/ <FONT style="FONT-FAMILY: 'Times New Roman'; COLOR: black; FONT-SIZE: 10pt">Edward L. Willingham, IV</FONT>&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.92%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.92%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Name:</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;Edward L. Willingham, IV<FONT style="COLOR: black"> </FONT></FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.92%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 49.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="49%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 5.92%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="5%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">Title:</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 44.54%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="44%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="COLOR: black; FONT-SIZE: 10pt">&#160;President</FONT></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
&#160;   <DIV  name="SectionRPT610201422241PM"
style="CLEAR:both;CLEAR: both;clear:both;">
</DIV>
  <div
style="clear:both">
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-3
<SEQUENCE>7
<FILENAME>exhibit3-1.htm
<DESCRIPTION>EXHIBIT 3-1
<TEXT>
<html><head></head><body style="font-size:10pt;"
style='font-size:10pt;'>
<BR />  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<B><FONT style="FONT-SIZE: 10pt">Exhibit 3.1</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">AMENDED AND RESTATED BYLAWS</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">OF</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">FIRST CITIZENS BANCSHARES, INC.</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt">(As last amended and restated June 10, 2014)</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">ARTICLE I</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="TEXT-DECORATION: none">&#160;</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><U><FONT style="FONT-SIZE: 10pt">Offices</FONT></U></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="left">
<FONT style="FONT-SIZE: 10pt">Section 1.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Principal Office</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The principal office of the corporation shall be located in Raleigh, Wake County, North Carolina.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="left">
<FONT style="FONT-SIZE: 10pt">Section 2.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Registered Offices</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The registered office of the corporation required by law to be maintained in the State of Delaware shall be located in Wilmington, New Castle County, Delaware.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The registered office of the corporation required by law to be maintained in the State of North Carolina may be, but need not be, identical with the principal office.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="left">
<FONT style="FONT-SIZE: 10pt">Section 3.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Other Offices</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The corporation may have offices at such other places, either within or without the State of Delaware, as the Board of Directors from time to time may determine, or as the affairs of the corporation may require.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">ARTICLE II</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="TEXT-DECORATION: none">&#160;</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><U><FONT style="FONT-SIZE: 10pt">Meetings of Shareholders</FONT></U></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 1.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Place of Meetings</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>All meetings of shareholders shall be held at the principal office of the corporation or at such other place, either within or without the State of Delaware, as shall be designated from time to time by the Board of Directors and stated in the notice of the meeting.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 2.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Annual Meetings</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The annual meeting of shareholders shall be held at the designated location on such date during the first six months of each year as shall be determined by the Board of Directors, the Chairman of the Board, the Chief Executive Officer (if a Chief Executive Officer shall have been designated by the Board of Directors), or the President.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The purpose of such annual meeting shall be to elect directors of the corporation and for the transaction of such other business as may properly be brought before the meeting.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 3.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Special Meetings</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Special meetings of the shareholders may be called at any time by the Board of Directors, the Chairman of the Board, the Chief Executive Officer (if a Chief Executive Officer shall have been designated by the Board of Directors), the President, or the Secretary, and shall be called by any of them at the request in writing of a majority of the Board of Directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Such written request shall state the purpose or purposes of the proposed meeting.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Business transacted at any special meeting of shareholders shall be limited to the purpose stated in the notice.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 4.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Notice of Meetings; Adjournments</U>:<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160; </FONT>Whenever shareholders are required or permitted to take any action at a meeting, a notice of the meeting shall be given that shall state the place, date and hour of the meeting and the record date for determining the shareholders entitled to vote at the meeting (if such date is different from the record date for shareholders entitled to notice of the meeting).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Unless otherwise provided by law, the Certificate of Incorporation of the corporation or these Bylaws, the notice of any meeting shall be given not less than ten (10) nor more than sixty (60) days before the date of the meeting to each shareholder entitled to vote at the meeting as of the record date for determining the shareholders entitled to notice of the meeting.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If mailed, such notice shall be deemed to be given when deposited in the United States mail, postage prepaid, directed to the shareholder at such shareholder's address as it appears on the records of the corporation.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">In the case of an annual meeting, the notice of meeting need not specifically state the business to be transacted thereat unless such a statement is expressly required by the provisions of the General Corporation Law of the State of Delaware.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">In the case of a special meeting, the notice of meeting shall specifically state the purpose or purposes for which the meeting is called.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In the case of a special meeting called by the written request of a majority of the members of the Board of Directors, the notice also shall state that the meeting is being called upon such written request.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">Any meeting of shareholders, annual or special, may adjourn from time to time to reconvene at the same or some other place.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>At the adjourned meeting the corporation may transact any business which might have been transacted at the original meeting.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Notice need not be given of any such adjourned meeting if the time and place thereof are announced at the meeting at which the adjournment is taken, provided (a) the adjournment is for less than thirty (30) days, and (b) the record date for the meeting is not changed.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If the adjournment is for more than thirty (30) days, a notice of the adjourned meeting shall be given to each shareholder of record entitled to vote at the meeting.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If after the adjournment a new record date for determination of shareholders entitled to vote is fixed for the adjourned meeting, the Board of Directors shall fix as the record date for determining shareholders entitled to notice of such adjourned meeting the same or an earlier date as that fixed for determination of shareholders entitled to vote at the adjourned meeting, and shall give notice of the adjourned meeting to each shareholder of record as of the record date so fixed for notice of such adjourned meeting.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both" align="justify">
<FONT style="FONT-SIZE: 10pt">Section 5.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Voting Lists</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The<FONT style="FONT-SIZE: 10pt">&#160; </FONT>officer who has charge of the stock ledger of the corporation shall prepare and make, at least ten days before every meeting of shareholders, a complete list of the shareholders entitled to vote at the meeting (provided, however, if the record date for determining the shareholders entitled to vote is less than ten (10) days before the date of the meeting, the list shall reflect the shareholders entitled to vote as of the tenth day before the meeting date), arranged in alphabetical order, and showing the address of each shareholder and the number of shares registered in the name of each shareholder.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Such list shall be open to the examination of any shareholder, for any purpose germane to the meeting at least ten (10) days prior to the meeting (i) on a reasonably accessible electronic network, provided that the information required to gain access to such list is provided with the notice of meeting or (ii) during ordinary business hours at the principal place of business of the corporation.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>A list of shareholders entitled to vote at the meeting shall be produced and kept at the time and place of the meeting during the whole time thereof and may be examined by any shareholder who is present.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as otherwise provided by law, the stock ledger shall be the only evidence as to who are the shareholders entitled to examine the list of shareholders required by this Section 5 or to vote in person or by proxy at any meeting of shareholders.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 6.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Quorum</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The holders of a majority of the stock issued and outstanding and entitled to vote thereat, present in person or represented by proxy, shall constitute a quorum at all meetings of the shareholders for the transaction of business except as otherwise provided by the General Corporation Law of the State of Delaware or by the Certificate of Incorporation of the corporation.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If, however, such quorum shall not be present or represented at any meeting of the shareholders, the shareholders entitled to vote thereat, present in person or represented by proxy, shall have power to adjourn the meeting from time to time, without notice other than announcement at the meeting, until a quorum shall be present or represented.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>At such adjourned meeting, at which a quorum shall be present or represented, any business may be transacted which might have been transacted at the meeting as originally notified.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">The shareholders present at a duly organized meeting may continue to do business until adjournment, notwithstanding the withdrawal of enough shareholders to leave less than a quorum.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 7.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Proxies</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Each shareholder entitled to vote at a meeting of shareholders or to express consent or dissent to corporate action in writing without a meeting may vote in person or may authorize another person or persons to act for him by proxy, but no such proxy shall be voted or acted upon after three years from its date, unless the proxy provides for a longer period.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 8.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Voting of Shares</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Unless otherwise provided in the Certificate of Incorporation and subject to the provisions of the General Corporation Law of the State of Delaware, each shareholder shall at every meeting of shareholders be entitled to one vote for each share of issued and outstanding capital stock held by such shareholder. If the Certificate of Incorporation provides for more or less than one vote for any share on any matter, any reference in these Bylaws to a majority or other proportion of stock shall refer to such majority or other proportion of the votes of such stock.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">When a quorum is present at any meeting, the vote of the holders of a majority of the stock having voting power present in person or represented by proxy shall decide any question brought before such meeting, unless the question is one which by express provision of the Certificate of Incorporation, these Bylaws, the rules or regulations of any stock exchange applicable to the corporation, or applicable law or pursuant to any regulation applicable to the corporation or its securities a different vote is required in which case such express provision shall govern and control the decision of such question.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Voting on all matters except the election of directors shall be by voice vote or by a show of hands unless the holders of a majority of the shares represented at the meeting shall, prior to the voting on any matter, demand a ballot vote on that particular matter.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 9.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Written Consent by Shareholders</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Unless otherwise provided in the Certificate of Incorporation, any action required to be taken at any annual or special meeting of shareholders of the corporation, or any action which may be taken at any annual or special meeting of such shareholders, may be taken without a meeting, without prior notice and without a vote, if a consent in writing, setting forth the action so taken, shall be signed by the holders of outstanding stock having not less than the minimum number of votes that would be necessary to authorize or take such action at a meeting at which all shares entitled to vote thereon were present and voted, and shall be delivered to the corporation by delivery to its registered office in the State of Delaware, its principal place of business, or an officer or agent of the corporation having custody of the book in which minutes of proceedings of shareholders are recorded.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Delivery made to the corporation's registered office shall be by hand or by certified or registered mail, return receipt requested..<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Prompt notice of the taking of the corporate action without a meeting by less than unanimous written consent shall be given to those shareholders who have not consented in writing and who, if the action had been taken at a meeting, would have been entitled to notice of the meeting if the record date for notice of such meeting had been the date that written consents signed by a sufficient number of holders to take the action were delivered to the corporation.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 10.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Presiding Officer</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Chairman of the Board shall preside at all meetings of shareholders.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If the Chairman of the Board is absent or unable or unwilling to preside, the succession order for the presiding officer for purposes of these Bylaws shall be:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>the Vice Chairmen of the Board in order of seniority, the Chief Executive Officer (if a Chief Executive Officer shall have been designated by the Board of Directors), the President, and the Secretary.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If neither the Chairman of the Board nor any of the other listed officers is present and able and willing to preside, the shareholders may elect a chairman to preside over the meeting.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 11.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Notice of Shareholder Business and Nominations</U>:</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(A)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT><U>Annual Meetings of Shareholders</U>.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(1)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; </FONT>Nominations of persons for election to the Board of Directors of the corporation and the proposal of business to be considered by the shareholders may be made at an annual meeting of shareholders only (a) pursuant to the corporation&#8217;s notice of meeting (or any supplement thereto), (b) by or at the direction of the Board of Directors or a duly authorized committee thereof, or (c) by any shareholder of the corporation who was a shareholder of record of the corporation at the time the notice provided for in this Section 11(A) is delivered to the Secretary of the corporation, who is entitled to vote at the meeting, and who complies with the notice procedures set forth in this Section 11(A).</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(2)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; </FONT>For any nominations or other business to be properly brought before an annual meeting by a shareholder pursuant to clause (c) of paragraph (A)(1) of this Section 11, the shareholder must have given timely notice thereof in writing to the Secretary of the corporation and any such proposed business must constitute a proper matter for shareholder action.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>To be timely, a shareholder&#8217;s notice must be delivered to the Secretary at the principal executive offices of the corporation not later than the close of business on the 45th day, nor earlier than the close of business on the 90th day, prior to the first anniversary of the date that proxy statements were first mailed to the corporation's shareholders in conjunction with the preceding year&#8217;s annual meeting (provided, however, that in the event that the date of the annual meeting is more than thirty days before or more than seventy days after the anniversary date of the preceding year's annual meeting, notice by the shareholder must be so delivered not earlier than the close of business on the 120th day prior to such annual meeting and not later than the close of business on the later of the 90th day prior to such annual meeting or the 10th day following the day on which public announcement of the date of such meeting is first made by the corporation).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In no event shall the public announcement of an adjournment or postponement of an annual meeting commence a new time period (or extend any time period) for the giving of a shareholder&#8217;s notice as described above.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Such shareholder&#8217;s notice shall set forth:</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; </FONT>as to each person whom the shareholder proposes to nominate for election as a director, all information relating to such person that is required to be disclosed in solicitations of proxies for election of directors in an election contest, or is otherwise required to be disclosed, in each case pursuant to Regulation 14A under the Securities Exchange Act of 1934, as amended (the "Exchange Act") and Rule 14a-11 thereunder, and such notice shall be accompanied by the written consent of each person whom the shareholder proposes to nominate to being nominated and to serving as a director if elected;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; </FONT>as to any other business that the shareholder proposes to bring before the meeting:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>(i) a brief description of the business desired to be brought before the meeting, (ii) the text of the proposal or business (including the text of any resolutions proposed for consideration and, in the event that such business includes a proposal to amend the By-laws of the corporation, the language of the proposed amendment), (iii) a statement of the shareholder's reasons for desiring such business to be brought before the meeting, and (iv) any material interest in such business of such shareholder and the beneficial owner, if any, on whose behalf the proposal is made; and</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; </FONT>as to the shareholder giving the notice and the beneficial owner, if any, on whose behalf the nomination or proposal is made (i) the name and address of such shareholder, as they appear on the corporation&#8217;s books, and of such beneficial owner, (ii) the class or series and number of shares of capital stock of the corporation which are owned beneficially and of record by such shareholder and such beneficial owner, (iii) a description of any agreement, arrangement or understanding with respect to the nomination or proposal between or among such shareholder and/or such beneficial owner, any of their respective affiliates or associates, and any others acting in concert with any of the foregoing, including, in the case of a nomination, the nominee, (iv) a description of any agreement, arrangement or understanding (including any derivative or short positions, profit interests, options, warrants, convertible securities, stock appreciation or similar rights, hedging transactions, and borrowed or loaned shares) that has been entered into as of the date of the shareholder&#8217;s notice by, or on behalf of, such shareholder and such beneficial owners, whether or not such instrument or right shall be subject to settlement in underlying shares of capital stock of the corporation, the effect or intent of which is to mitigate loss to, manage risk or benefit of share price changes for, or increase or decrease the voting power of, such shareholder or such beneficial owner, with respect to securities of the corporation, (v) a representation that the shareholder is a holder of record of stock of the corporation entitled to vote at such meeting and intends to appear in person or by proxy at the meeting to propose such business or nomination, (vi) a representation as to whether the shareholder or the beneficial owner, if any, intends or is part of a group which intends (1) to deliver a proxy statement and/or form of proxy to holders of at least the percentage of the corporation&#8217;s outstanding capital stock required to approve or adopt the proposal or elect the nominee, and/or (2) otherwise to solicit proxies or votes from shareholders in support of such proposal or nomination, and (vii) any other information relating to such shareholder and beneficial owner, if any, required to be disclosed in a proxy statement or other filings required to be made in connection with solicitations of proxies or votes for, as applicable, the proposal and/or for the election of directors in an election contest pursuant to and in accordance with Section 14(a) of the Exchange Act and the rules and regulations promulgated thereunder.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Following receipt of notice of a proposed nomination, the corporation may require the shareholder or proposed nominee to provide such other information as may be reasonably necessary to determine the nominee's eligibility to serve as a director of the corporation.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 67.5pt; MARGIN: 0in 0in 0pt 4.5pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 67.5pt; MARGIN: 0in 0in 0pt 4.5pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(3)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; </FONT>The requirements of paragraph (A)(2) of this Section 11 shall be deemed satisfied by a shareholder, with respect to business other than a nomination, if the shareholder has notified the corporation of his, her, or its intention to present a proposal at an annual meeting in compliance with Rule 14a-8 (or any successor thereof) promulgated under the Exchange Act and such shareholder&#8217;s proposal has been included in a proxy statement that has been prepared by the corporation to solicit proxies for such annual meeting.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(4)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; </FONT>Notwithstanding anything in the second sentence of paragraph (A)(2) of this Section 11 to the contrary, in the event that the number of directors to be elected to the Board of Directors at the annual meeting is increased effective after the time period for which notices of nominations would otherwise be due under paragraph (A)(2) of this Section 11 and there is no public announcement by the corporation naming the nominees for the additional directorships at least 100 days prior to the first anniversary of the preceding year&#8217;s annual meeting, a shareholder&#8217;s notice required by this Section 11(A) regarding the nomination of persons for election as directors also shall be considered timely, but only with respect to nominees for the additional directorships, if it shall be delivered to the Secretary at the principal executive offices of the corporation not later than the close of business on the 10th day following the day on which such public announcement is first made by the corporation.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(B)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; </FONT><U>Special Meetings of Shareholders</U>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Only such business shall be conducted at a special meeting of shareholders as shall have been brought before the meeting pursuant to the corporation&#8217;s notice of meeting.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If, as determined by the Board of Directors, the corporation's notice of meeting indicates that directors shall be elected at a special meeting, nominations of persons for election to the Board of Directors may be made at that meeting (1) by or at the direction of the Board of Directors or a duly authorized committee thereof or (2) by any shareholder of the corporation who is a shareholder of record at the time the notice provided for in this Section 11(B) is delivered to the Secretary of the corporation, who is entitled to vote at the meeting and upon such election, and who complies with the notice procedures set forth in this Section 11(B).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In the event the corporation calls a special meeting of shareholders for the purpose of electing one or more directors to the Board of Directors, any such shareholder entitled to vote in such election of directors may nominate a person or persons (as the case may be) for election to fill the directorships to be voted upon at the meeting, as specified in the corporation&#8217;s notice of meeting, if a written notice in the form and containing the information required by paragraph (A)(2) of this Section 11 shall be delivered by the shareholder to the Secretary at the principal executive offices of the corporation not earlier than the close of business on the 120th day prior to such special meeting and not later than the close of business on the later of the 90th day prior to such special meeting or the 10th day following the day on which public announcement is first made of the date of the special meeting and of the nominees proposed by the Board of Directors to be elected at such meeting.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In no event shall the public announcement of an adjournment or postponement of a special meeting commence a new time period (or extend any time period) for the giving of a shareholder&#8217;s notice as described above.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(C)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; </FONT><U>General</U>.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(1)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; </FONT>Except as otherwise expressly provided in any applicable rule or regulation promulgated under the Exchange Act, only such persons who are nominated in accordance with the procedures set forth in this Section 11 shall be eligible to be elected at an annual or special meeting of shareholders of the corporation to serve as directors, and only such business shall be considered, transacted or voted upon at a meeting of shareholders as shall have been brought before the meeting in accordance with the procedures set forth in this Section 11.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as otherwise provided by law, the presiding officer or chairman of the meeting (as determined as provided in Section 10 of this Article II) shall have the power and duty (a) to determine whether a nomination or any business proposed to be brought before the meeting was made or proposed, as the case may be, in accordance with the procedures set forth in this Section 11 (including whether the shareholder or beneficial owner, if any, on whose behalf the nomination or proposal is made solicited, or is part of a group which solicited, or did not so solicit, as the case may be, proxies or votes in support of such shareholder&#8217;s nominee or proposal in compliance with such shareholder's representation as required by clause (A)(2)(c)(iv) of this Section 11), and (b) if any proposed nomination or business was not made or proposed in compliance with this Section 11, to declare that such nomination shall be disregarded or that such proposed business shall not be considered, transacted or voted upon.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Notwithstanding the foregoing provisions of this Section 11, unless otherwise required by law, if the shareholder (or a qualified representative of the shareholder) does not appear at the annual or special meeting of shareholders of the corporation to present a nomination or business, such nomination shall be disregarded and such proposed business shall not be considered, transacted or voted upon, notwithstanding that a written notice of such nomination or proposed business has been received by the corporation in accordance with this Section 11 or that proxies in respect of such vote may have been received by the corporation.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>For purposes of this Section 11, to be considered a qualified representative of the shareholder, a person must be a duly authorized officer, manager or partner of such shareholder or must be authorized by a writing executed by such shareholder or an electronic transmission delivered by such shareholder to act for such shareholder as proxy at the meeting of shareholders and such person must produce such writing or electronic transmission, or a reliable reproduction of the writing or electronic transmission, at the meeting of shareholders.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(2)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; </FONT>For purposes of this Section 11, and with respect to any annual or special meeting of shareholders, "public announcement" shall include disclosure in a press release reported by the Dow Jones News Service, Associated Press or other national news service or in a document (including without limitation a Current Report on Form 8-K) publicly filed by the corporation with the Securities and Exchange Commission pursuant to Section 13, 14 or 15(d) of the Exchange Act, and the rules and regulations promulgated thereunder.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 1in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(3)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; </FONT>Notwithstanding the foregoing provisions of this Section 11, a shareholder shall also comply with all applicable requirements of the Exchange Act and the rules and regulations promulgated thereunder with respect to the matters set forth in this Section 11; provided however, that any references in these Bylaws to the Exchange Act or the rules and regulations promulgated thereunder are not intended to and shall not limit any requirements applicable to nominations or proposals as to any other business to be considered pursuant to this Section 11 (including paragraphs (A)(1)(c) and (B) hereof), and compliance with paragraphs (A)(1)(c) and (B) of this Section 11 shall be the exclusive means for a shareholder to make nominations or submit other business (other than, as provided in the first sentence of (A)(3), business other than nominations brought properly under and in compliance with Rule 14a-8 of the Exchange Act, as it may be amended from time to time).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Nothing in this Section 11 shall be deemed to affect any rights of shareholders (a) to request inclusion of proposals in the corporation&#8217;s proxy statement pursuant to Rule 14a-8 under the Exchange Act, or (b) of the holders of any series of preferred stock that may be issued from time to time to elect directors pursuant to any applicable provisions of the Certificate of Incorporation.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 12.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Conduct of Meetings</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The time of the opening and the closing of the polls for each matter upon which the shareholders will vote at an annual or special meeting of shareholders shall be announced at the meeting by the presiding officer or chairman of the meeting.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board of Directors may adopt by resolution such rules and regulations for the conduct of a meeting of shareholders, or of meetings of shareholders in general, as it shall deem appropriate.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except to the extent inconsistent with such rules and regulations as are adopted by the Board of Directors, the presiding officer or chairman of any meeting of shareholders shall have the right and authority to convene and for any or no reason to adjourn and/or recess the meeting and to prescribe such rules, regulations and procedures, and take all such other actions, as in his or her judgment are appropriate for the proper conduct of the meeting.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Such rules, regulations or procedures, whether adopted by the Board of Directors or prescribed by the presiding officer or chairman of the meeting, may include, without limitation: (i) the establishment of an agenda or order of business for the meeting; (ii) rules and procedures for maintaining order at the meeting and the safety of those present; (iii) limitations on attendance at or participation in the meeting to shareholders of record of the corporation, their duly authorized and constituted proxies, or such other persons as the chairman of the meeting shall determine; (iv) restrictions on entry to the meeting after the time fixed for the commencement thereof; and (v) limitations on the time allotted to questions or comments by participants.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The presiding officer or chairman at any meeting of shareholders, in addition to making any other determinations that may be appropriate to the conduct of the meeting, shall, if the facts warrant, determine and declare to the meeting that a matter or business (including without limitation the nomination of a person for election as a director) was not properly brought before or made at the meeting and if such presiding officer or chairman should so determine, he or she shall so declare to the meeting and any such matter or business (including any nomination) not properly brought before or made at the meeting shall not be considered, transacted or voted upon.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Unless and to the extent determined by the Board of Directors or the presiding officer or chairman of the meeting, meetings of shareholders shall not be required to be held in accordance with the rules of parliamentary procedure.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">ARTICLE III</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="TEXT-DECORATION: none">&#160;</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><U><FONT style="FONT-SIZE: 10pt">Directors</FONT></U></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 1.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>General Powers</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The business and affairs of the corporation shall be managed by or under the direction of the Board of Directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The directors shall have and exercise full power in the management and conduct of the business and affairs of the corporation and do all such lawful acts and things as are not by statute, or by Certificate of Incorporation,<FONT style="FONT-SIZE: 10pt">&#160; </FONT>directed or required to be exercised or done by the shareholders.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 2.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Number, Term, and Qualifications</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The number of directors of the corporation shall be not less than five nor more than thirty.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board of Directors shall determine the exact number of directors which shall be not less than five nor more than thirty without a Bylaw modification.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Subject to any limitations on service prescribed by the Board of Directors, each director shall hold office until his death, resignation, retirement, removal, disqualification, or until his successor is elected and qualified.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Directors need not be residents of the State of Delaware ; provided, however, that not less than three-fourths (3/4) of the directors shall be citizens of the United States of America.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>To be eligible for election and continued service as a director, a person must own at least 100 shares of the common stock of the corporation, individually in his or her own name, jointly with his or her spouse, or in an account for his or her direct benefit.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board of Directors, or any committee<FONT style="FONT-SIZE: 10pt">&#160; </FONT>authorized by the Board, shall determine whether any particular form of ownership will be recognized as satisfying the share ownership requirements of these Bylaws.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 3.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Election of Directors</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as provided in Section 5 of this Article, the directors shall be elected by written ballot at the annual meeting of the shareholders and those persons who receive the highest number of votes shall be deemed to have been elected.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 4.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Removal</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Any director may be removed from office, with or without cause, by a vote of shareholders holding a majority of the shares entitled to vote at an election of directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If any directors are so removed, new directors may be elected at the same meeting.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 5. <FONT style="FONT-SIZE: 10pt">&#160;</FONT><U>Vacancies</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Vacancies and newly created directorships resulting from any increase in the authorized number of directors may be filled by a majority vote of the directors then in office, though less than a quorum, or by a sole remaining director, and the directors so chosen shall hold office until the next annual election and until their successors are duly elected and shall qualify, unless sooner displaced.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If there are no directors in office, then an election of directors may be held in the manner provided by statute.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If, at the time of filling any vacancy or any newly created directorship, the directors then in office shall constitute less than a majority of the whole Board (as constituted immediately prior to any such increase), the Court of Chancery may, upon application of any shareholder or shareholders owning at least ten percent of the total number of the shares at the time outstanding having the right to vote for such directors, summarily order an election to be held to fill any such vacancies or newly created directorships, or to replace the directors chosen by the directors then in office.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 6.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Chairman and Vice Chairmen of the Board</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board of Directors shall from time to time elect from among its members a Chairman of the Board and may elect from among its members such Vice Chairmen as it may deem advisable.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Chairman of the Board shall preside at all meetings of the Board of Directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If the Chairman of the Board is absent or unable or unwilling to preside, the succession order for the presiding officer for purposes of these Bylaws shall be the Vice Chairmen of the Board in order of seniority; the Chief Executive Officer, if not the Chairman of the Board and if a member of the Board of Directors; and the President, if a member of the Board of Directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If neither the Chairman of the Board nor any of the other listed officers is present and able and willing to preside, the directors present may elect a chairman to preside over the meeting.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 7.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Compensation</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board of Directors may compensate directors for their services as such and may provide for the payment of all expenses incurred by directors in attending regular and special meetings of the Board.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Members of special or standing committees of the Board of Directors may be allowed like compensation and expenses for their committee services.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 8.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Committees of the Board</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board of Directors may designate one or more committees of the Board, each committee to consist of two or more directors of the corporation.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The corporation elects to be governed by Section 141(c)(2) of the General Corporation law of the State of Delaware.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board may designate one or more directors as alternate members of any committee, who may replace any absent or disqualified member at any meeting of the committee.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In the absence or disqualification of any member of such committee or committees, the member or members thereof present at any meeting and not disqualified from voting, whether or not he or they constitute a quorum, may unanimously appoint another member of the Board of Directors to act at the meeting in the place of any such absent or disqualified member.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Any such committee, to the extent provided in these Bylaws and in the resolution creating and delegating authorities to the committee, shall have and may exercise the powers of the Board of Directors in the management of the business and affairs of the corporation and may authorize the seal of the corporation to be affixed to all papers which may require it, except as limited by the provisions of the General Corporation Law of the State of Delaware.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Such committee or committees shall have such name or names as may be determined from time to time by resolution adopted by the Board of Directors or as set forth in these Bylaws.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Each committee shall keep regular minutes of its meetings and report the same to the Board of Directors when required.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">ARTICLE IV</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="TEXT-DECORATION: none">&#160;</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><U><FONT style="FONT-SIZE: 10pt">Meetings of Directors</FONT></U></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 1.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Regular Meetings</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>A regular meeting of the Board of Directors shall be held immediately after, and at the same place as, the annual meeting of shareholders.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In addition, the Board of Directors may provide, by resolution, the time and place, either within or without the State of Delaware, for the holding of additional regular meetings, one of which shall be held in each calendar quarter.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 2.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Special Meetings</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Special meetings of the Board of Directors may be called by or at the request of the Board of Directors, the Chairman of the Board, the Chief Executive Officer (if a Chief Executive Officer shall have been designated by the Board of Directors), the President, or any two directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Such meetings may be held either within or without the State of Delaware.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 3.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Notice of Meetings</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Regular meetings of the Board of Directors may be held without notice.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">The person or persons calling a special meeting of the Board of Directors shall, at least one day before the meeting, give each director written notice, notice by electronic transmission, or oral notice (in person or on the telephone) of the time, date and place of the meeting.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Such notice need not specify the purpose for which the meeting is called, unless a statement of the specific purpose is otherwise required by these Bylaws.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Unless otherwise indicated in the notice, any and all business may be transacted at the special meeting.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 4.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Quorum</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>A majority of the duly elected and qualified members of the Board of Directors (but in any event not fewer than one-third of the total number of directors as established by these Bylaws and fixed by the Board of Directors) shall constitute a quorum for the transaction of business at any meeting of the Board of Directors.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 5.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Manner of Acting</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as otherwise provided in these Bylaws, or as specifically provided by statute or by the Certificate of Incorporation, the act of the majority of the directors present at a meeting at which a quorum is present shall be the act of the Board of Directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If a quorum shall not be present at any meeting of the Board of Directors, the directors present thereat may adjourn the meeting from time to time, without notice other than announcement at the meeting, until a quorum shall be present.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 6.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Action by Unanimous Consent of Directors</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Unless otherwise restricted by the Certificate of Incorporation or these Bylaws, any action required or permitted to be taken at any meeting of the Board of Directors or of any committee thereof may be taken without a meeting if all members of the Board or of a committee, as the case may be, consent thereto in writing or by electronic transmission and the writing or writings or the electronic transmission or transmissions are filed with the minutes of proceedings of the Board or the committee.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">ARTICLE V</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="TEXT-DECORATION: none">&#160;</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><U><FONT style="FONT-SIZE: 10pt">Executive Committee</FONT></U></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 1.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Members and General Powers</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board of Directors may appoint an Executive Committee which shall be composed of not less than three nor more than nine directors who shall have and exercise the powers of the Board of Directors in the management of the business affairs of the corporation, except at such time as the Board of Directors is in session, and subject to the limitations of Section 141(c)(2) of the General Corporation law of the State of Delaware.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>However, the Board of Directors shall have the power to direct, limit or control said Executive Committee by resolution at any special or regular meeting of the Board of Directors or by general rules adopted for its guidance.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Executive Committee shall not have any authority to take any action prohibited by the General Corporation Law of the State of Delaware.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Action taken by the Executive Committee within the scope of its authority shall, for all purposes, be considered action taken by the Board of Directors.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
  <DIV  name="SectionRPT610201422330PM"
style="CLEAR:both;CLEAR: both;clear:both;">
</DIV>
  <div
style="clear:both">
</div>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">A majority of the members of the Executive Committee shall constitute a quorum.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Further, the Executive Committee shall have authority to take action by unanimous written consent as provided in Article IV, Section 6 for the Board of Directors.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 2. <FONT style="FONT-SIZE: 10pt">&#160;</FONT><U>Vacancies</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Any vacancy occurring on the Executive Committee shall be filled by the Board at a regular or special meeting of the Board of Directors.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 3.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Removal</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Any member of the Executive Committee may be removed at any time with or without cause by the Board.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 4.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Minutes</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Executive Committee shall keep regular minutes of its proceedings and report the same to the Board.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 5.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Chairman of the Executive Committee</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>A Chairman of the Executive Committee shall be elected by the members of the Board of Directors from their number at any meeting of the Board.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Chairman of the Executive Committee shall preside at all meetings of the Executive Committee and perform such other duties as may be directed by the Executive Committee.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">ARTICLE VI</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="TEXT-DECORATION: none">&#160;</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><U><FONT style="FONT-SIZE: 10pt">Reserved</FONT></U></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="TEXT-DECORATION: none">&#160;</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">ARTICLE VII</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="TEXT-DECORATION: none">&#160;</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><U><FONT style="FONT-SIZE: 10pt">Officers</FONT></U></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 1.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Number</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The officers of the corporation shall consist of a Chairman of the Board, a President, a Treasurer, and a Secretary, and may also consist of one or more Vice Chairmen of the Board, Vice Presidents (including Executive, Senior, and other such specially designated Vice Presidents), Assistant Vice Presidents, Assistant Treasurers, and Assistant Secretaries as may from time to time be elected by the Board of Directors, and such other officers as may be deemed necessary or advisable by the Board of Directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">The other officers of the corporation that may be elected by the Board of Directors as provided above may have such titles as may be deemed advisable or appropriate by the Board of Directors, whether or not reflected in these Bylaws, and those officers' titles may from time to time designate them as having special responsibility and authority over some particular facet or facets of the corporation&#8217;s business.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>For example and without limitation, from time to time the Board of Directors may by resolution designate an officer of the corporation as the Chief Executive Officer (with general executive authority over the business of the corporation), the Chief Operating Officer (with general authority over the day-to-day operations of the corporation),<FONT style="FONT-SIZE: 10pt">&#160; </FONT>the Chief Financial Officer (with general authority over the finances of the corporation) and/or the Chief Strategy Officer (with general authority over planning and strategy for all or designated portions of the business of the corporation).</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Any officers so elected and/or designated by the Board shall be officers of the corporation, without regard to whether they have any other officer titles specifically listed in these Bylaws, and they shall have such powers, authority, responsibilities, and duties as may from time to time be prescribed, given, or assigned to them by the Board of Directors, the Chairman of the Board, or the Chief Executive Officer, or as provided in these Bylaws.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Any two or more offices may be held by the same person, except that no officer may act in more than one capacity where action of two or more officers is required.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 2.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Election and Term</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The officers of the corporation shall be elected by the Board of Directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Such elections may be held at any regular or special meeting of the Board.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Each officer shall hold office at the pleasure of the Board until his death, resignation, retirement, removal, disqualification, or until his successor is duly elected and qualified.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 3.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Removal</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Any officer or agent elected or appointed by the Board of Directors may be removed by the affirmative vote of a majority of the Board with or without cause, but such removal shall be without prejudice to the contract rights, if any, of the person so removed.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 4.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Compensation</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The compensation of all officers of the corporation shall be fixed by the Board of Directors or as delegated by the Board of Directors.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 5.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Authority to Execute Documents</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except where the signing of a document is required by law to be performed by some other officer or agent of the corporation or the Board of Directors has expressly delegated the authority to sign a document to some other officer or agent of the corporation to the exclusion of all others, the Chairman of the Board, each Vice Chairman of the Board, the Chief Executive Officer (if a Chief Executive Officer shall have been designated by the Board of Directors), the President, or any one or more of them, are authorized to sign the following on behalf of the corporation:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>certificates for shares of the corporation, deeds, leases, mortgages, bonds, notes, drafts, contracts, and any other documents which may be lawfully executed on behalf of the corporation.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 6.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Chairman of the Board</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Subject to the supervision and control of the Board of Directors, the Chairman of the Board shall perform all duties incident to the office of Chairman of the Board and such other duties as are provided in these Bylaws or as may be prescribed from time to time by the Board of Directors.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Unless a different succession is specified in these Bylaws or prescribed by the Board of Directors, in the absence of the Chairman of the Board or in the event of his death, disability, or refusal to act, and until a permanent successor to the Chairman of the Board shall have been appointed by the Board of Directors, the succession order for the duties and responsibilities of the Chairman of the Board shall be: the Vice Chairmen of the Board in order of seniority; the Chief Executive Officer (if not the Chairman of the Board and if a member of the Board of Directors); and the President, if a member of the Board of Directors.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 7.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Vice Chairmen of the Board</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>From time to time the Board of Directors may elect from among its members one or more Vice Chairmen of the Board.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Subject to the supervision and control of the Board of Directors and the Chairman of the Board, each Vice Chairman of the Board shall perform such duties as are provided in these Bylaws or as may be prescribed from time to time by the Board of Directors or the Chairman of the Board.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 8.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>President</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Subject to the supervision and control of the Board of Directors, the Chairman of the Board, and the Chief Executive Officer (if a Chief Executive Officer shall have been designated by the Board of Directors), the President shall have such<FONT style="FONT-SIZE: 10pt">&#160; </FONT>powers, responsibilities, authorities, and duties as are provided in these Bylaws or as may from time to time be prescribed, given, or assigned to him by the Board of Directors, the Chairman of the Board, or the Chief Executive Officer.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 9.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Vice Presidents and Assistant Vice Presidents</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Subject to the supervision and control of the Board of Directors, the Chairman of the Board, and the Chief Executive Officer (if a Chief Executive Officer shall have been designated by the Board of Directors), the Vice Presidents (including Executive, Senior, and other such specially designated Vice Presidents) and Assistant Vice Presidents shall have such powers, authority, responsibilities, and duties as may from time to time be prescribed, given, or assigned to them by the Board of Directors, the Chairman of the Board, or the Chief Executive Officer.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 10.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Secretary</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Secretary shall attend and keep accurate records of the acts and proceedings of all meetings of shareholders and directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Secretary shall give or cause to be given all notices required by law and by these Bylaws.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Secretary shall have general charge of the corporate books and records and of the corporate seal, and he may attest to the signature of any other corporate officer and affix the corporate seal to any lawfully executed instrument requiring it.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Secretary shall have general charge of the stock transfer books of the corporation and shall keep, at the registered or principal office of the corporation, a record of shareholders showing the name and address of each shareholder and the number and class of the shares held by each.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Secretary shall sign such instruments as may require his signature and shall perform such other duties as may be assigned to him from time to time by the Board of Directors, the Chairman of the Board, or the Chief Executive Officer (if a Chief Executive Officer shall have been designated by the Board of Directors).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Secretary shall sign certificates for shares of the corporation with the Chairman of the Board, any Vice Chairman of the Board, the President, or any other authorized officer.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 11.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Assistant Secretaries</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In the absence of the Secretary or in the event of his death, disability, or refusal to act, the Assistant Secretaries in the order of their seniority (unless otherwise determined by the Board of Directors) shall perform the duties of the Secretary, and when so acting shall have all the powers of and be subject to all the restrictions upon the Secretary.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Assistant Secretaries shall also perform such other duties as may be assigned to them from time to time by the Board of Directors, the Chairman of the Board, the Chief Executive Officer (if a Chief Executive Officer shall have been designated by the Board of Directors), or the Secretary.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Any Assistant Secretary may attest to the signature of any other corporate officer and affix the corporate seal to any lawfully executed instrument requiring it.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Any Assistant Secretary may sign certificates for shares of the corporation with the Chairman of the Board, any Executive Vice Chairman of the Board, any Vice Chairman of the Board, the President, or any other authorized officer.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 12.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Treasurer</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Treasurer shall have custody of all funds and securities belonging to the corporation and shall receive, deposit or disburse the same under the direction of the Board of Directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>He shall keep full and accurate accounts of the finances of the corporation and shall render an account of all his transactions as Treasurer and of the financial condition of the corporation to the Board of Directors at its regular meetings and at such other times as the Board of Directors may require.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Treasurer shall perform all duties incident to his office and such other duties as may be assigned to him from time to time by the Board of Directors, the Chairman of the Board, or the Chief Executive Officer (if a Chief Executive Officer shall have been designated by the Board of Directors).</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 13.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Assistant Treasurers</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In the absence of the Treasurer or in the event of his death, disability, or refusal to act, the Assistant Treasurers in the order of their seniority (unless otherwise determined by the Board of Directors), shall perform the duties of the Treasurer, and when so acting shall have all the powers of and be subject to all the restrictions upon the Treasurer.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Assistant Treasurers shall perform such other duties as may be assigned to them from time to time by the Board of Directors, the Chairman of the Board, the Chief Executive Officer (if a Chief Executive Officer shall have been designated by the Board of Directors), or the Treasurer.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 14.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Other Officers</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The duties of all officers and employees not defined and enumerated in the Bylaws shall be prescribed and fixed by the Board of Directors or, in the absence of any such directive, the Chairman of the Board, or the Chief Executive Officer (if a Chief Executive Officer shall have been designated by the Board of Directors).<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In carrying out those duties, each such officer shall have the authority to do all other acts necessary to be done to carry out their prescribed duties unless otherwise ordered by the Board of Directors, the Chairman of the Board, or the Chief Executive Officer, including, but not limited to, the power to sign, certify or endorse notes, certificates of indebtedness, deeds, checks, drafts or other contracts for and on behalf of the corporation and/or to affix the seal of the corporation to such documents as may require it.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 15.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Bonds</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board of Directors may by resolution require any or all officers, agents and employees of the corporation to give bond to the corporation, with sufficient sureties, conditioned on the faithful performance of the duties of their respective offices or positions, and to comply with such other conditions as may from time to time be required by the Board of Directors.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 16.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Seniority</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>When these Bylaws call for officers to serve in the order of their seniority, the seniority of each such officer shall be determined based on the length of time the officer has held the office in question.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">ARTICLE VIII</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="TEXT-DECORATION: none">&#160;</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><U><FONT style="FONT-SIZE: 10pt">Contracts, Loans, Checks and Deposits</FONT></U></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 1.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Contracts</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board of Directors may authorize any officer or officers, agent or agents, to enter into any contract, lease, or to execute and deliver any instrument on behalf of the corporation, and such authority may be general or confined to specific instances.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board of Directors may enter into employment contracts for any length of time it deems wise.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT>Section 2.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Loans</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>No loans shall be contracted on behalf of the corporation and no evidences of indebtedness shall be issued in its name unless authorized by a resolution of the Board of Directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Such authority may be general or specific in nature and scope.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT>Section 3.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Checks and Drafts</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>All checks, drafts or other orders for the payment of money issued in the name of the corporation shall be signed by such officer or officers, agent or agents of the corporation and in such manner as from time to time shall be determined by resolution of the Board of Directors.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT>Section 4.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Deposits</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>All funds of the corporation not otherwise employed from time to time shall be deposited to the credit of the corporation in such depositories as the Board of Directors shall direct.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">ARTICLE IX</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="TEXT-DECORATION: none">&#160;</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><U><FONT style="FONT-SIZE: 10pt">Stock and Stock Transfer</FONT></U></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 1.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Certificates of Stock</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Stock of the corporation may be issued, registered and held with or without certificates to represent such stock.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board of Directors by resolution or resolutions may provide that some or all of any or all classes or series of stock shall be uncertificated<FONT style="FONT-SIZE: 10pt">&#160; </FONT>shares.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If stock is represented by certificates, the certificates shall be issued in such form as the Board of Directors shall determine.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Such stock certificates shall indicate thereon a reference to any and all restrictive conditions of said stock.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>These certificates shall be signed by the Chairman of the Board, or a Vice Chairman of the Board, or the President, or any Vice President and the Secretary, an Assistant Secretary, Treasurer or an Assistant Treasurer, or may have facsimile signatures of such officers placed thereon and such officers shall have the power to make or order to be made by an authorized officer or transfer agent any and all transfers of the securities of the corporation.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Stock certificates shall be consecutively numbered or otherwise identified; and the name and address of the persons to whom they are issued, with the number of shares and the date of issue, shall be entered on the stock transfer books of the corporation.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In case any officer, transfer agent or registrar who has signed or whose facsimile signature has been placed upon a certificate shall have ceased to be such officer, transfer agent or registrar before such certificate is issued, it may be issued by the corporation with the same effect as if he were such an officer, transfer agent or registrar at the date of issue.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Where stock is not represented by certificates, the name and address of the persons to whom they are registered, with the number of shares and the date of registration, shall be entered on the stock transfer books of the corporation; and within a reasonable time after the registration of such stock, the corporation shall send the shareholder to whom such stock has been registered a written statement of the information otherwise required by law to be on a certificate evidencing those shares.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 2.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Transfer of Stock</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Transfers of stock shall be made on the stock transfer books of the corporation upon surrender of the certificates for the shares sought to be transferred by the registered holder thereof or by his duly authorized agent, transferee or legal representative or, in the case of uncertificated shares, upon the written request of such persons in such form and with such documentation as the Board may establish.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>All certificates surrendered for transfer shall be cancelled before new certificates for the transferred shares shall be issued, or before any shares shall be registered to the current or a subsequent holder without certificate.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Upon surrender to the corporation or its transfer agent of a certificate for shares, or in the case of an uncertificated share upon delivery of written request together with any required information or documentation, which is duly endorsed or accompanied by proper evidence of succession, assignment or authority to transfer, it shall be the duty of the corporation or its transfer agent to issue a new certificate or, upon appropriate request, to register uncertificated shares to the person entitled thereto, to cancel any old certificate and to record the transaction upon its books.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The corporation shall maintain, or cause one or more stock transfer agents to maintain, stock transfer records containing the name and address of each shareholder of record and the number of shares and class or series of stock held by each such shareholder.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 3.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Fixing Record Date</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>In order that the corporation may determine the shareholders entitled to notice of any meeting of shareholders or any adjournment thereof, the Board of Directors may fix a record date, which record date shall not precede the date upon which the resolution fixing the record date is adopted by the Board of Directors, and which record date shall, unless otherwise required by law, not be more than sixty (60) nor less than ten (10) days before the date of such meeting.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If the Board of Directors so fixes a date, such date shall also be the record date for determining the shareholders entitled to vote at such meeting unless the Board of Directors determines, at the time it fixes such record date, that a later date on or before the date of the meeting shall be the date for making such determination.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If no record date is fixed by the Board of Directors, the record date for determining shareholders entitled to notice of or to vote at a meeting of shareholders shall be at the close of business on the day next preceding the day on which notice is given, or, if notice is waived, at the close of business on the day next preceding the day on which the meeting is held.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>A determination of shareholders of record entitled to notice of or to vote at a meeting of shareholders shall apply to any adjournment of the meeting; provided, however, that the Board of Directors may fix a new record date for determination of shareholders entitled to vote at the adjourned meeting, and in such case shall also fix as the record date for shareholders entitled to notice of such adjourned meeting the same or an earlier date as that fixed for determination of shareholders entitled to vote in accordance with the foregoing provisions of this subsection (a) at the adjourned meeting.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>In order that the corporation may determine the shareholders entitled to receive payment of any dividend or other distribution or allotment of any rights, or entitled to exercise any rights in respect of any change, conversion or exchange of stock or for the purpose of any other lawful action, the Board of Directors may fix a record date, which record date shall not precede the date upon which the resolution fixing the record date is adopted, and which<FONT style="FONT-SIZE: 10pt">&#160; </FONT>shall not be more than sixty (60) days prior to such action.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If no such record date is fixed, the record date for determining shareholders for any such purpose shall be at the close of business on the day on which the Board of Directors adopts the resolution relating thereto.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </FONT>Unless otherwise restricted by the Certificate of Incorporation, in order that the corporation may determine the shareholders entitled to express consent to corporate action in writing without a meeting, the Board of Directors may fix a record date, which record date shall not precede the date upon which the resolution fixing the record date is adopted by the Board of Directors, and which record date shall not be more than ten (10) days after the date upon which the resolution fixing the record date is adopted by the Board of Directors.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If no record date for determining shareholders entitled to express consent to corporate action in writing without a meeting is fixed by the Board of Directors, (i) when no prior action of the Board of Directors is required by law, the record date for such purpose shall be the first date on which a signed written consent setting forth the action taken or proposed to be taken is delivered to the corporation in accordance with applicable law, and (ii) if prior action by the Board of Directors is required by law, the record date for such purpose shall be at the close of business on the day on which the Board of Directors adopts the resolution taking such prior action.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 4.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Lost Certificates</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The Board of Directors may authorize and direct the issuance of a new certificate of stock or uncertificated shares in place of any certificate theretofore issued by it, alleged to have been lost, stolen or destroyed, and the Board of Directors in its discretion may require the owner of the lost, stolen or destroyed certificate, or such owner's legal representative, to give the corporation a bond sufficient to indemnify it against any claim that may be made against it on account of the alleged loss, theft or destruction of any such certificate or the issuance of such new certificate or uncertificated shares.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 5.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Registered Shareholders</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The corporation shall be entitled to recognize the exclusive right of a person registered on its books as the owner of shares to receive dividends, and to vote as such owner, and to hold liable for calls and assessments a person registered on its books as the owner of shares, and shall not be bound to recognize any equitable or other claim to interest in such share or shares on the part of any other person, whether or not it shall have express or other notice hereof, except as otherwise provided by the laws of Delaware.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 6.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Treasury Shares</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Treasury shares of the corporation shall consist of such shares as have been issued and thereafter acquired but not retired by the corporation.</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">ARTICLE X</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="TEXT-DECORATION: none">&#160;</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both" align="center">
<B><U><FONT style="FONT-SIZE: 10pt">General Provisions</FONT></U></B></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 1.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Dividends</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Dividends upon the capital stock of the corporation, subject to the provisions of the Certificate of Incorporation, if any, may be declared by the Board of Directors or the Executive Committee at any regular or special meeting, pursuant to law.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Dividends may be paid in cash, in property, or in shares of the capital stock, subject to the provisions of the Certificate of Incorporation.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Before payment of any dividend, there may be set aside out of any funds of the corporation available for dividends, such sum or sums as the directors from time to time, in their absolute discretion, think proper as a reserve or reserves to meet contingencies, or for equalizing dividends, or for repairing or maintaining any property of the corporation, or for such other purpose as the directors shall think conducive to the interest of the corporation, and the directors may modify or abolish any such reserve in the manner in which it was created.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 2.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Seal</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The corporate seal of the corporation shall have inscribed thereon the name of the corporation, the year of its organization and the words "Corporate Seal, Delaware".<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The seal may be used by causing it or a facsimile thereof to be impressed or affixed or reproduced or otherwise.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 3.<FONT style="FONT-SIZE: 10pt">&#160;&#160; </FONT>RESERVED.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 4.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Notice and Waiver of Notice</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Whenever any notice is required to be given to any shareholder or director under the provisions of the General Corporation Law of the State of Delaware or under the provisions of the Certificate of Incorporation or Bylaws of this corporation, it shall not be construed to mean personal notice, but such notice may be given in writing, by mail, addressed to such director or shareholder, at his address as it appears on the records of the corporation, with postage thereon prepaid, and such notice shall be deemed to be given at the time when the same shall be deposited in the United States mail. <FONT style="FONT-SIZE: 10pt">&#160;</FONT>Notice to directors, and to shareholders to the extent and in the manner permitted by applicable law, may also be given by telegram, telephone, telecopier or other electronic transmission.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Whenever notice is required to be given under the provisions of the General Corporation Law of the State of Delaware or of the Certificate of Incorporation or of these Bylaws, a waiver thereof in writing or by electronic transmission, signed or given by the person or persons entitled to such notice, whether before or after the time stated therein, shall be deemed equivalent thereto.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">The attendance by a director at a meeting of the Board or a committee of the Board shall constitute a waiver of notice of such meeting, except where a director attends a meeting for the express purpose of objecting at the beginning of the meeting to the transaction of any business because the meeting is not lawfully called or convened.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">The attendance by a shareholder at a meeting of shareholders shall constitute a waiver of notice of such meeting, except where a shareholder attends a meeting for the express purpose of objecting at the beginning of the meeting to the transaction of any business because the meeting is not lawfully called or convened.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 5.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Amendments</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Except as otherwise provided herein, these Bylaws may be altered, amended or repealed and new bylaws may be adopted at any regular meeting of the Board of Directors or the shareholders, or at any special meeting of the Board of Directors or shareholders if notice of such alteration, amendment, repeal or adoption, be contained in the notice of said special meeting.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 6.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Fiscal Year</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The fiscal year of the corporation shall be fixed by the Board of Directors.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 7.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Indemnification</U>:</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(a)<FONT style="FONT-SIZE: 10pt">&#160; </FONT><I>Right to Indemnification</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The corporation shall indemnify and hold harmless, to the fullest extent permitted by applicable law as it presently exists or may hereafter be amended, any person (a &#8220;Covered Person&#8221;) who was or is made or is threatened to be made a party or is otherwise involved in any action, suit or proceeding, whether civil, criminal, administrative or investigative (a &#8220;proceeding&#8221;), by reason of the fact that he or she, or a person for whom he or she is the legal representative, is or was a director, officer, or employee of the corporation or, while a director, officer, or employee of the corporation, is or was serving at the request of the corporation as a director, officer, employee, or agent of another corporation or of a partnership, joint venture, trust, enterprise or nonprofit entity, including service with respect to employee benefit plans, against all liability and loss suffered and expenses (including attorneys&#8217; fees, judgments, fines, taxes, including ERISA excise taxes, or penalties, and amounts paid in settlement) reasonably incurred by such Covered Person, and such indemnification shall continue as to a Covered Person who has ceased to be a director, officer, employee, or agent and inure to the benefit or his or her heirs, executors, and administrators.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Notwithstanding the preceding sentence, except as otherwise provided in Section 7(c), the corporation shall be required to indemnify a Covered Person in connection with a proceeding (or part thereof) commenced by such Covered Person only if the commencement of such proceeding (or part thereof) by the Covered Person was authorized in the specific case by the Board of Directors of the corporation.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(b)<FONT style="FONT-SIZE: 10pt">&#160; </FONT><I>Advancement of Expenses</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The corporation shall to the fullest extent not prohibited by applicable law pay the expenses (including attorneys&#8217; fees) incurred by a Covered Person in defending any proceeding in advance of its final disposition, provided, however, that, to the extent required by law, such payment of expenses in advance of the final disposition of the proceeding shall be made only upon receipt of an undertaking by the Covered Person to repay all amounts advanced if it should be ultimately determined that the Covered Person is not entitled to be indemnified under this Section 7 or otherwise.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(c)<FONT style="FONT-SIZE: 10pt">&#160; </FONT><I>Claims</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If a claim for indemnification under this Section 7 (following the final disposition of such proceeding) is not paid in full within sixty days after the corporation has received a claim therefor by the Covered Person, or, subject to subsection 7(b), if a claim for any advancement of expenses under this Section 7 is not paid in full within thirty days after the corporation has received a statement or statements requesting such amounts to be advanced, the Covered Person shall thereupon (but not before) be entitled to file suit to recover the unpaid amount of such claim.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>If successful in whole or in part, the Covered Person shall be entitled to be paid the expense of prosecuting such claim to the fullest extent permitted by law.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>In any such action, the corporation shall have the burden of proving that the Covered Person is not entitled to the requested indemnification or advancement of expenses under applicable law.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(d)<FONT style="FONT-SIZE: 10pt">&#160; </FONT><I>Non-exclusivity of Rights</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The rights conferred on any Covered Person by this Section 7 shall not be exclusive of any other rights which such Covered Person may have or hereafter acquire under any statute, provision of the certificate of incorporation, these bylaws, agreement, vote of shareholders or disinterested directors or otherwise.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(e)<FONT style="FONT-SIZE: 10pt">&#160; </FONT><I>Other Sources</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>The corporation&#8217;s obligation, if any, to indemnify or to advance expenses to any Covered Person who was or is serving at its request as a director, officer, employee or agent of another corporation, partnership, joint venture, trust, enterprise or nonprofit entity shall be reduced by any amount such Covered Person may collect as indemnification or advancement of expenses from such other corporation, partnership, joint venture, trust, enterprise or non-profit enterprise.</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(f)<FONT style="FONT-SIZE: 10pt">&#160; </FONT><I>Amendment or Repeal</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Any right to indemnification or to advancement of expenses of any Covered Person arising hereunder shall not be eliminated or impaired by an amendment to or repeal of these bylaws after the occurrence of the act or omission that is the subject of the civil, criminal, administrative or investigative action, suit or proceeding for which indemnification or advancement of expenses is sought.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">(g)<FONT style="FONT-SIZE: 10pt">&#160; </FONT><I>Other Indemnification and Advancement of Expenses</I>.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>This Section 7 shall not limit the right of the corporation, to the extent and in the manner permitted by law, to indemnify and to advance expenses to persons other than Covered Persons when and as authorized by appropriate corporate action.</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0.5in; MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Section 8.<FONT style="FONT-SIZE: 10pt">&#160; </FONT><U>Exclusive Forum for Certain Disputes</U>:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Unless the corporation consents in writing to the selection of an alternative forum, the United States District Court for the Eastern District of North Carolina or, if such court lacks jurisdiction, any North Carolina state court that has jurisdiction, shall, to the fullest extent permitted by law, be the sole and exclusive forum for (1) any derivative action or proceeding brought on behalf of the corporation, (2) any action asserting a claim of breach of a fiduciary duty owed by any director, officer or other employee of the corporation to the corporation or the corporation's shareholders, (3) any action asserting a claim arising pursuant to any provision of the General Corporation Law of the State of Delaware, and (4) any action asserting a claim governed by the internal affairs doctrine.<FONT style="FONT-SIZE: 10pt">&#160; </FONT>Any person or entity purchasing or otherwise acquiring or holding any interest in shares of capital stock of the Corporation shall be deemed to have notice of and consented to the provisions of this Section 8.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV  name="SectionRPT610201422330PM"
style="CLEAR:both;CLEAR: both;clear:both;">
</DIV>
  <div
style="clear:both">
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>8
<FILENAME>exhibit99-1.htm
<DESCRIPTION>EXHIBIT 99-1
<TEXT>
<html><head></head><body style="font-size:10pt;"
style='font-size:10pt;'>
<BR />  <DIV
style="CLEAR:both;CLEAR: both">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-ALIGN: right; MARGIN: 0in 0in 0pt; CLEAR: both" align="right">
<B><FONT style="FONT-SIZE: 10pt">Exhibit 99.1</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT>&#160;</DIV>
  <TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; CLEAR: both; FONT-SIZE: 10pt" border="0" cellspacing="0" cellpadding="0" width="100%">
    <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 35%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="bottom" width="35%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><img src="ex0071img-1.jpg" count="1" nam=""></FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 33%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="bottom" width="33%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 32%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="bottom" width="32%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><img src="ex0071img-2.jpg" count="1" nam=""></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">First Citizens Bancorporation, Inc.</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 35%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="35%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">NEWS RELEASE</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 33%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="33%" colspan="2">
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt"><B>Contacts:&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</B></FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 35%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="35%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt">For Immediate Release</FONT></B></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 33%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="33%">
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Barbara Thompson</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 32%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="32%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">Angela English</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 35%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="35%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">June 10, 2014</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 33%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="33%">
  <DIV
style="CLEAR:both;MARGIN: 0in; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">First Citizens BancShares<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 32%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="32%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">First Citizens Bancorporation</FONT></DIV>
</TD>
</TR>
  <TR>  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 35%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="35%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 33%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="33%">
  <DIV
style="CLEAR:both;MARGIN: 0in; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">919.716.2716</FONT></DIV>
</TD>
  <TD
style="BORDER-BOTTOM: #d4d0c8; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; BACKGROUND-COLOR: transparent; PADDING-LEFT: 0in; WIDTH: 32%; PADDING-RIGHT: 0in; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0in" valign="top" width="32%">
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt">803.931.1854</FONT></DIV>
</TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;TEXT-ALIGN: center; MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt">&#160;</FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both" align="center">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">FIRST CITIZENS BANCSHARES AND FIRST CITIZENS BANCORPORATION ANNOUNCE MERGER AGREEMENT</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both" align="center">
<B><I><FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">Merger to Create Largest Family-Controlled Bank in the U.S. and </FONT></FONT></I></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both" align="center">
<B><I><FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">Premier Southeast-Headquartered Financial Services Franchise</FONT></FONT></I></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both" align="center">
<B><I><FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></FONT></I></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">RALEIGH</FONT><FONT style="FONT-SIZE: 10pt">, N.C., and COLUMBIA, S.C. &#150; First Citizens BancShares, Inc. (NASDAQ: FCNCA) and First Citizens Bancorporation today announced the signing of a definitive merger agreement. </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">The agreement provides for the merger of Columbia, S.C.-based First Citizens Bancorporation and its banking subsidiary, First Citizens Bank and Trust Company, Inc., into Raleigh, N.C.-based First Citizens BancShares, Inc. and its banking subsidiary, First Citizens Bank.<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160; </FONT></FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">The transaction is expected to close in the fourth quarter of 2014, subject to the receipt of regulatory approvals and the approval of shareholders from both companies.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">Following all approvals, Frank B. Holding Jr., chairman and CEO of First Citizens BancShares and First Citizens Bank, is expected to lead the combined company. He said: &#8220;I&#8217;m pleased to announce the merger of these two strong service-oriented companies. Our similar cultures, values and business philosophies make this transaction a natural fit. We see great opportunity in combining to create one bank with enormous potential for future success for our stockholders, customers, associates and communities.&#8221;<FONT style="FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; </FONT></FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">Jim Apple, chairman and CEO of First Citizens Bancorporation and First Citizens Bank and Trust Company, Inc., plans to retire this fall when the transaction is completed. Apple said about the proposed merger:<FONT style="FONT-SIZE: 10pt">&#160; </FONT>&#8220;We see so many positives to joining with a bank that has a similar culture and brings 116 years of experience in financial services. This agreement makes compelling strategic sense. The combined First Citizens Bank, with its robust product and service offerings and customer focus, will carry on a tradition of financial strength and growth.&#8221;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">The combined company&#8217;s leadership team and board of directors will be comprised of members from both organizations. They will be announced at later dates.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">Based on financial results as of March 31, 2014, the combined company would have total assets of $30.7 billion, deposits of $26.1 billion, loans of $18.0 billion, and more than 575 branches in 18 states and the District of Columbia. The merger will create the largest family-controlled bank in the U.S. and the sixth largest bank headquartered in the Southeast by asset size.<FONT style="FONT-SIZE: 10pt">&#160;&#160; </FONT></FONT></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">Under the terms of the agreement, at closing each share of First Citizens Bancorporation will convert automatically into the right to receive 4.0 shares of First Citizens BancShares Class A common stock and $50 in cash, unless the holder elects for each share of such holder&#8217;s First Citizens Bancorporation common stock to be converted into 3.58 shares of First Citizens BancShares Class A common stock and 0.42 shares of First Citizens BancShares Class B common stock. Based on the closing price of First Citizens BancShares Class A common stock and the last price of First Citizens BancShares Class B common stock on </FONT>June 9<FONT style="FONT-SIZE: 10pt">, 2014, and depending on whether the shareholders of First Citizens Bancorporation elect to receive the combination of First Citizens BancShares Class A common stock and cash or the combination of First Citizens BancShares Class A common stock and Class B common stock, the transaction is valued at between $636.9 million and $676.4 million. </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">The agreement was negotiated and approved by a special committee of independent directors of each board and approved by each company&#8217;s board of directors. </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">The independent committee of First Citizens BancShares was advised by Sandler O&#8217;Neill + Partners, L.P. Raleigh-based Smith, Anderson, Blount, Dorsett, Mitchell &amp; Jernigan, LLP, provided legal counsel.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">The independent committee of First Citizens Bancorporation was advised by Bank of America Merrill Lynch. Charlotte, N.C.-based Robinson Bradshaw &amp; Hinson, P.A., provided legal counsel.<FONT style="FONT-SIZE: 10pt">&#160;&#160; </FONT></FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">Additional Information</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">In connection with the proposed merger, First Citizens BancShares will file with the U.S. Securities and Exchange Commission (the &#8220;SEC&#8221;) a Form S-4 Registration Statement that will include a Joint Proxy Statement for First Citizens BancShares and First Citizens Bancorporation, a prospectus relating to First Citizens BancShares&#8217; Common Stock and other documents relevant to the proposed transaction. Shareholders are urged to read the Registration Statement and the Joint Proxy Statement/Prospectus regarding the merger when it becomes available and any other relevant documents filed with the SEC, as well as any amendments or supplements to those documents, as they will contain important information about the proposed transaction.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">Once available, a free copy of the Joint Proxy Statement/Prospectus, as well as other filings containing information about First Citizens BancShares, may be obtained at the SEC&#8217;s Internet site (<U>www.sec.gov</U>). These documents will also be available, free of charge, from both First Citizens BancShares and First Citizens Bancorporation:</FONT></FONT></DIV>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-FAMILY: Symbol"><FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#183;</FONT></FONT></FONT></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">First Citizens BancShares &#150; Visit the website at <U>https://www.firstcitizens.com/meet-first-citizens/corporate-information/corporate-profile/</U>, direct a request to Proxy Request, Post Office Box 27131, Raleigh, N.C. 27611-7131 or call 919.716.7711.</FONT></FONT></TD>
</TR>
</TABLE>
  <TABLE
style="MARGIN-TOP: 0pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; TABLE-LAYOUT: fixed; CLEAR: both; FONT-SIZE: 10pt; dtth: tableHanging" cellspacing="0" cellpadding="0" width="100%">
    <TR
style="PADDING-BOTTOM: 0pt; VERTICAL-ALIGN: top; PADDING-TOP: 0in">
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
</TD>
  <TD
style="WIDTH: 0.25in; WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-FAMILY: Symbol"><FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#183;</FONT></FONT></FONT></TD>
  <TD
style="WORD-WRAP: break-word; VERTICAL-ALIGN: top">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">First Citizens Bancorporation &#150; Visit the website at <U>https://www.firstcitizensonline.com/about/financial/index.html</U>, direct a proxy request to Proxy Request/Corporate Secretary, 1230 Main St., Columbia, S.C. 29201 or call 803.931.1320.</FONT></FONT></TD>
</TR>
</TABLE>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">First Citizens BancShares and First Citizens Bancorporation and certain of their directors and executive officers may be deemed to be participants in the solicitation of proxies in connection with the proposed merger. Information about the executive officers and directors of First Citizens BancShares is set forth in the proxy statement for the 2014 annual meeting of stockholders, as filed with the SEC on Schedule 14A on March 17, 2014. Information about the executive officers and directors of First Citizens Bancorporation may be obtained by reading the Joint Proxy Statement/Prospectus regarding the merger when it becomes available.&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">The information on First Citizens Bancorporation&#8217;s website is not, and shall not be deemed to be, a part of the website of First Citizens BancShares or incorporated into any of its filings with the SEC.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">About First Citizens BancShares</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">First Citizens BancShares, with $22.2 billion in assets, is the financial holding company for First Citizens Bank. First Citizens Bank provides consumer, business and commercial banking, wealth, investments and insurance through a network of branch offices, internet banking, mobile banking, telephone banking and ATMs.</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">Headquartered in Raleigh, N.C., First Citizens Bank today has 401 offices in 17 states (Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, Tennessee, Texas, Virginia, Washington and West Virginia) and the District of Columbia. The bank is the recipient of multiple national awards for customer satisfaction and overall stability and security. For more information, visit <U>www.firstcitizens.com</U>. First Citizens Bank. Forever First. </FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">About First Citizens Bancorporation</FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">First Citizens Bancorporation, with $8.5 billion in assets, is the parent company of First Citizens Bank and Trust Company. Headquartered in Columbia, S.C., First Citizens Bank and Trust Company offers services in commercial and retail banking through 176 offices in South Carolina and Georgia. For more information, visit <U>www.firstcitizensonline.com</U>.<FONT style="FONT-SIZE: 10pt">&#160;&#160; </FONT></FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<B><FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">Disclosures About Forward-Looking Statements<BR /><BR /></FONT></FONT></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">This news release may contain forward-looking statements. Factors that could cause actual results to differ materially from those expressed in such forward-looking statements include the ability to obtain regulatory approvals and meet other closing conditions in the merger agreement, including shareholder approval of each party, on the expected terms and schedule, delay in closing the merger, difficulties and delays in integrating the businesses of the companies or fully realizing cost savings and other benefits of the merger, changes in interest rates and capital markets and other factors detailed<FONT style="FONT-SIZE: 10pt">&#160; </FONT>in First Citizens BancShares&#8217; filings with the SEC.<FONT style="FONT-SIZE: 10pt">&#160; </FONT></FONT></FONT></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both">
<B><I><FONT style="FONT-SIZE: 10pt"><FONT style="FONT-SIZE: 10pt">&#160;</FONT></FONT></I></B></DIV>
  <DIV
style="CLEAR:both;MARGIN: 0in 0in 0pt; TEXT-AUTOSPACE: ideograph-numeric; CLEAR: both" align="center">
<FONT style="FONT-SIZE: 10pt">###</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
<FONT style="FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;CLEAR: both">
&#160;<FONT style="FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
<img src="ex0071img-3.jpg" count="1" nam=""></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
Frank B. Holding Jr., chairman and CEO of First Citizens BancShares Inc. and First Citizens Bank (North Carolina)</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;PAGE-BREAK-AFTER: always; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
&#160;&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
&#160;<img name="browseimg" src="ex0071img-4.jpg" count="1"></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
<FONT style="FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Jim Apple, chairman and CEO of First Citizens Bancorporation and First Citizens Bank and Trust Company, Inc. (South Carolina)</FONT></DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
&#160;</DIV>
  <DIV
style="CLEAR:both;TEXT-INDENT: 0in; MARGIN: 0in; CLEAR: both">
<FONT style="FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;</FONT></DIV>
  <DIV
style="CLEAR:both; BORDER-BOTTOM: #000000 2px solid; FONT-STYLE: normal; TEXT-INDENT: 0in; MARGIN: 0in; HEIGHT: 1px; CLEAR: both; FONT-SIZE: 1px" contenteditable="false">
</DIV>
&#160;  <DIV  name="SectionRPT610201464852PM"
style="CLEAR:both;CLEAR: both;clear:both;">
</DIV>
  <div
style="clear:both">
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
