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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_EF0A5C2F2DDBE0ACAAABC1D0C81B7F3E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_EF0A5C2F2DDBE0ACAAABC1D0C81B7F3E" xlink:to="lab_us-gaap_BusinessAcquisitionAcquireeDomain_EF0A5C2F2DDBE0ACAAABC1D0C81B7F3E" xlink:type="arc" />
    <link:label id="lab_fcnca_BancorporationMemberDomain_6F2C1A09E6F974B2DEC3C1D0C81BFFAD_terseLabel_en-US" xlink:label="lab_fcnca_BancorporationMemberDomain_6F2C1A09E6F974B2DEC3C1D0C81BFFAD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bancorporation</link:label>
    <link:label id="lab_fcnca_BancorporationMemberDomain_6F2C1A09E6F974B2DEC3C1D0C81BFFAD_label_en-US" xlink:label="lab_fcnca_BancorporationMemberDomain_6F2C1A09E6F974B2DEC3C1D0C81BFFAD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bancorporation [Member] [Domain]</link:label>
    <link:label id="lab_fcnca_BancorporationMemberDomain_6F2C1A09E6F974B2DEC3C1D0C81BFFAD_documentation_en-US" xlink:label="lab_fcnca_BancorporationMemberDomain_6F2C1A09E6F974B2DEC3C1D0C81BFFAD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Bancorporation [Member] [Domain]</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_BancorporationMemberDomain" xlink:label="loc_fcnca_BancorporationMemberDomain_6F2C1A09E6F974B2DEC3C1D0C81BFFAD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fcnca_BancorporationMemberDomain_6F2C1A09E6F974B2DEC3C1D0C81BFFAD" xlink:to="lab_fcnca_BancorporationMemberDomain_6F2C1A09E6F974B2DEC3C1D0C81BFFAD" xlink:type="arc" />
    <link:label id="lab_fcnca_A1stFinancialMember_3FAFF7F291604EABD243C1D0C81BB34F_terseLabel_en-US" xlink:label="lab_fcnca_A1stFinancialMember_3FAFF7F291604EABD243C1D0C81BB34F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">1st Financial</link:label>
    <link:label id="lab_fcnca_A1stFinancialMember_3FAFF7F291604EABD243C1D0C81BB34F_label_en-US" xlink:label="lab_fcnca_A1stFinancialMember_3FAFF7F291604EABD243C1D0C81BB34F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">1st Financial [Member]</link:label>
    <link:label id="lab_fcnca_A1stFinancialMember_3FAFF7F291604EABD243C1D0C81BB34F_documentation_en-US" xlink:label="lab_fcnca_A1stFinancialMember_3FAFF7F291604EABD243C1D0C81BB34F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">1st Financial [Member]</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_A1stFinancialMember" xlink:label="loc_fcnca_A1stFinancialMember_3FAFF7F291604EABD243C1D0C81BB34F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fcnca_A1stFinancialMember_3FAFF7F291604EABD243C1D0C81BB34F" xlink:to="lab_fcnca_A1stFinancialMember_3FAFF7F291604EABD243C1D0C81BB34F" xlink:type="arc" />
    <link:label id="lab_us-gaap_RealEstatePropertiesLineItems_8077B9C3CFAF976727B5C1D0C81B5686_terseLabel_en-US" xlink:label="lab_us-gaap_RealEstatePropertiesLineItems_8077B9C3CFAF976727B5C1D0C81B5686" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Real Estate Properties [Line Items]</link:label>
    <link:label id="lab_us-gaap_RealEstatePropertiesLineItems_8077B9C3CFAF976727B5C1D0C81B5686_label_en-US" xlink:label="lab_us-gaap_RealEstatePropertiesLineItems_8077B9C3CFAF976727B5C1D0C81B5686" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Real Estate Properties [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealEstatePropertiesLineItems" xlink:label="loc_us-gaap_RealEstatePropertiesLineItems_8077B9C3CFAF976727B5C1D0C81B5686" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RealEstatePropertiesLineItems_8077B9C3CFAF976727B5C1D0C81B5686" xlink:to="lab_us-gaap_RealEstatePropertiesLineItems_8077B9C3CFAF976727B5C1D0C81B5686" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateCoveredRollForward_8A345DCE3E17B308983CC1D0C81BA95C_terseLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateCoveredRollForward_8A345DCE3E17B308983CC1D0C81BA95C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Covered</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateCoveredRollForward_8A345DCE3E17B308983CC1D0C81BA95C_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateCoveredRollForward_8A345DCE3E17B308983CC1D0C81BA95C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate, Covered [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateCoveredRollForward" xlink:label="loc_us-gaap_OtherRealEstateCoveredRollForward_8A345DCE3E17B308983CC1D0C81BA95C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateCoveredRollForward_8A345DCE3E17B308983CC1D0C81BA95C" xlink:to="lab_us-gaap_OtherRealEstateCoveredRollForward_8A345DCE3E17B308983CC1D0C81BA95C" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateCovered_A97724FBDEFA99492976C1D0C81B7C05_periodStartLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateCovered_A97724FBDEFA99492976C1D0C81B7C05" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning Balance</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateCovered_A97724FBDEFA99492976C1D0C81B7C05_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateCovered_A97724FBDEFA99492976C1D0C81B7C05" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate, Covered</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateCovered" xlink:label="loc_us-gaap_OtherRealEstateCovered_A97724FBDEFA99492976C1D0C81B7C05" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateCovered_A97724FBDEFA99492976C1D0C81B7C05" xlink:to="lab_us-gaap_OtherRealEstateCovered_A97724FBDEFA99492976C1D0C81B7C05" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateCoveredAdditions_1CC919C9EAEB7263CD91C1D0C81BF057_terseLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateCoveredAdditions_1CC919C9EAEB7263CD91C1D0C81BF057" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additions</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateCoveredAdditions_1CC919C9EAEB7263CD91C1D0C81BF057_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateCoveredAdditions_1CC919C9EAEB7263CD91C1D0C81BF057" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate, Covered, Additions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateCoveredAdditions" xlink:label="loc_us-gaap_OtherRealEstateCoveredAdditions_1CC919C9EAEB7263CD91C1D0C81BF057" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateCoveredAdditions_1CC919C9EAEB7263CD91C1D0C81BF057" xlink:to="lab_us-gaap_OtherRealEstateCoveredAdditions_1CC919C9EAEB7263CD91C1D0C81BF057" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateCoveredDisposals_7AD235DBC396803DB9BAC1D0C81B02CD_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateCoveredDisposals_7AD235DBC396803DB9BAC1D0C81B02CD" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Sales</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateCoveredDisposals_7AD235DBC396803DB9BAC1D0C81B02CD_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateCoveredDisposals_7AD235DBC396803DB9BAC1D0C81B02CD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate, Covered, Disposals</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateCoveredDisposals" xlink:label="loc_us-gaap_OtherRealEstateCoveredDisposals_7AD235DBC396803DB9BAC1D0C81B02CD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateCoveredDisposals_7AD235DBC396803DB9BAC1D0C81B02CD" xlink:to="lab_us-gaap_OtherRealEstateCoveredDisposals_7AD235DBC396803DB9BAC1D0C81B02CD" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateCoveredValuationAdjustments_DF4BACCA1F004CBBF012C1D0C81BA331_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateCoveredValuationAdjustments_DF4BACCA1F004CBBF012C1D0C81BA331" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Writedowns</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateCoveredValuationAdjustments_DF4BACCA1F004CBBF012C1D0C81BA331_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateCoveredValuationAdjustments_DF4BACCA1F004CBBF012C1D0C81BA331" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate, Covered, Valuation Adjustments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateCoveredValuationAdjustments" xlink:label="loc_us-gaap_OtherRealEstateCoveredValuationAdjustments_DF4BACCA1F004CBBF012C1D0C81BA331" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateCoveredValuationAdjustments_DF4BACCA1F004CBBF012C1D0C81BA331" xlink:to="lab_us-gaap_OtherRealEstateCoveredValuationAdjustments_DF4BACCA1F004CBBF012C1D0C81BA331" xlink:type="arc" />
    <link:label id="lab_fcnca_OtherRealEstateCoveredTransfers_12CDE1A3B1B67CF5FD1AC1D0C81BE58D_negatedTerseLabel_en-US" xlink:label="lab_fcnca_OtherRealEstateCoveredTransfers_12CDE1A3B1B67CF5FD1AC1D0C81BE58D" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Other Real Estate Covered Transfers</link:label>
    <link:label id="lab_fcnca_OtherRealEstateCoveredTransfers_12CDE1A3B1B67CF5FD1AC1D0C81BE58D_label_en-US" xlink:label="lab_fcnca_OtherRealEstateCoveredTransfers_12CDE1A3B1B67CF5FD1AC1D0C81BE58D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate Covered Transfers</link:label>
    <link:label id="lab_fcnca_OtherRealEstateCoveredTransfers_12CDE1A3B1B67CF5FD1AC1D0C81BE58D_documentation_en-US" xlink:label="lab_fcnca_OtherRealEstateCoveredTransfers_12CDE1A3B1B67CF5FD1AC1D0C81BE58D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other real estate covered that has transfered to non covered due to expiration of loss share agreements.</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_OtherRealEstateCoveredTransfers" xlink:label="loc_fcnca_OtherRealEstateCoveredTransfers_12CDE1A3B1B67CF5FD1AC1D0C81BE58D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fcnca_OtherRealEstateCoveredTransfers_12CDE1A3B1B67CF5FD1AC1D0C81BE58D" xlink:to="lab_fcnca_OtherRealEstateCoveredTransfers_12CDE1A3B1B67CF5FD1AC1D0C81BE58D" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateNonCoveredRollForward_7D0042FC20EF0E63D70EC1D0C81BD39D_terseLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateNonCoveredRollForward_7D0042FC20EF0E63D70EC1D0C81BD39D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Noncovered</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateNonCoveredRollForward_7D0042FC20EF0E63D70EC1D0C81BD39D_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateNonCoveredRollForward_7D0042FC20EF0E63D70EC1D0C81BD39D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate, Non Covered [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateNonCoveredRollForward" xlink:label="loc_us-gaap_OtherRealEstateNonCoveredRollForward_7D0042FC20EF0E63D70EC1D0C81BD39D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateNonCoveredRollForward_7D0042FC20EF0E63D70EC1D0C81BD39D" xlink:to="lab_us-gaap_OtherRealEstateNonCoveredRollForward_7D0042FC20EF0E63D70EC1D0C81BD39D" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateNonCovered_D431A87E7A86C507F8AFC1D0C81BAA6B_periodStartLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateNonCovered_D431A87E7A86C507F8AFC1D0C81BAA6B" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateNonCovered_D431A87E7A86C507F8AFC1D0C81BAA6B_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateNonCovered_D431A87E7A86C507F8AFC1D0C81BAA6B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate, Non Covered</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateNonCovered" xlink:label="loc_us-gaap_OtherRealEstateNonCovered_D431A87E7A86C507F8AFC1D0C81BAA6B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateNonCovered_D431A87E7A86C507F8AFC1D0C81BAA6B" xlink:to="lab_us-gaap_OtherRealEstateNonCovered_D431A87E7A86C507F8AFC1D0C81BAA6B" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateNonCoveredAdditions_0F29EFB1B8487E91AFD3C1D0C81B6BC9_terseLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateNonCoveredAdditions_0F29EFB1B8487E91AFD3C1D0C81B6BC9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additions</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateNonCoveredAdditions_0F29EFB1B8487E91AFD3C1D0C81B6BC9_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateNonCoveredAdditions_0F29EFB1B8487E91AFD3C1D0C81B6BC9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate, Non Covered, Additions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateNonCoveredAdditions" xlink:label="loc_us-gaap_OtherRealEstateNonCoveredAdditions_0F29EFB1B8487E91AFD3C1D0C81B6BC9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateNonCoveredAdditions_0F29EFB1B8487E91AFD3C1D0C81B6BC9" xlink:to="lab_us-gaap_OtherRealEstateNonCoveredAdditions_0F29EFB1B8487E91AFD3C1D0C81B6BC9" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateNonCoveredDisposals_75E9D91DADADE6894D1EC1D0C81BFE86_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateNonCoveredDisposals_75E9D91DADADE6894D1EC1D0C81BFE86" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Sales</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateNonCoveredDisposals_75E9D91DADADE6894D1EC1D0C81BFE86_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateNonCoveredDisposals_75E9D91DADADE6894D1EC1D0C81BFE86" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate, Non Covered, Disposals</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateNonCoveredDisposals" xlink:label="loc_us-gaap_OtherRealEstateNonCoveredDisposals_75E9D91DADADE6894D1EC1D0C81BFE86" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateNonCoveredDisposals_75E9D91DADADE6894D1EC1D0C81BFE86" xlink:to="lab_us-gaap_OtherRealEstateNonCoveredDisposals_75E9D91DADADE6894D1EC1D0C81BFE86" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateNonCoveredValuationAdjustments_DB463BE794B2CCAFB4FFC1D0C81B1EBE_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateNonCoveredValuationAdjustments_DB463BE794B2CCAFB4FFC1D0C81B1EBE" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Writedowns</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateNonCoveredValuationAdjustments_DB463BE794B2CCAFB4FFC1D0C81B1EBE_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateNonCoveredValuationAdjustments_DB463BE794B2CCAFB4FFC1D0C81B1EBE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate, Non Covered, Valuation Adjustments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateNonCoveredValuationAdjustments" xlink:label="loc_us-gaap_OtherRealEstateNonCoveredValuationAdjustments_DB463BE794B2CCAFB4FFC1D0C81B1EBE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateNonCoveredValuationAdjustments_DB463BE794B2CCAFB4FFC1D0C81B1EBE" xlink:to="lab_us-gaap_OtherRealEstateNonCoveredValuationAdjustments_DB463BE794B2CCAFB4FFC1D0C81B1EBE" xlink:type="arc" />
    <link:label id="lab_fcnca_OtherRealEstateNonCoveredTransfers_C233959717FAC6BEB064C1D0C81B5329_terseLabel_en-US" xlink:label="lab_fcnca_OtherRealEstateNonCoveredTransfers_C233959717FAC6BEB064C1D0C81B5329" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Real Estate Non Covered Transfers</link:label>
    <link:label id="lab_fcnca_OtherRealEstateNonCoveredTransfers_C233959717FAC6BEB064C1D0C81B5329_label_en-US" xlink:label="lab_fcnca_OtherRealEstateNonCoveredTransfers_C233959717FAC6BEB064C1D0C81B5329" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate Non Covered Transfers</link:label>
    <link:label id="lab_fcnca_OtherRealEstateNonCoveredTransfers_C233959717FAC6BEB064C1D0C81B5329_documentation_en-US" xlink:label="lab_fcnca_OtherRealEstateNonCoveredTransfers_C233959717FAC6BEB064C1D0C81B5329" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other real estate non covered that has been transfered in from covered due to expiring loss share agreements.</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_OtherRealEstateNonCoveredTransfers" xlink:label="loc_fcnca_OtherRealEstateNonCoveredTransfers_C233959717FAC6BEB064C1D0C81B5329" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fcnca_OtherRealEstateNonCoveredTransfers_C233959717FAC6BEB064C1D0C81B5329" xlink:to="lab_fcnca_OtherRealEstateNonCoveredTransfers_C233959717FAC6BEB064C1D0C81B5329" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateRollForward_6EFFD31E7C4075780DAEC1D0C81B4E06_terseLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateRollForward_6EFFD31E7C4075780DAEC1D0C81B4E06" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateRollForward_6EFFD31E7C4075780DAEC1D0C81B4E06_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateRollForward_6EFFD31E7C4075780DAEC1D0C81B4E06" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateRollForward" xlink:label="loc_us-gaap_OtherRealEstateRollForward_6EFFD31E7C4075780DAEC1D0C81B4E06" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateRollForward_6EFFD31E7C4075780DAEC1D0C81B4E06" xlink:to="lab_us-gaap_OtherRealEstateRollForward_6EFFD31E7C4075780DAEC1D0C81B4E06" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstate_9367D79BC4CCEBA2BD92C1D0C81BF782_periodStartLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstate_9367D79BC4CCEBA2BD92C1D0C81BF782" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance</link:label>
    <link:label id="lab_us-gaap_OtherRealEstate_9367D79BC4CCEBA2BD92C1D0C81BF782_label_en-US" xlink:label="lab_us-gaap_OtherRealEstate_9367D79BC4CCEBA2BD92C1D0C81BF782" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstate" xlink:label="loc_us-gaap_OtherRealEstate_9367D79BC4CCEBA2BD92C1D0C81BF782" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstate_9367D79BC4CCEBA2BD92C1D0C81BF782" xlink:to="lab_us-gaap_OtherRealEstate_9367D79BC4CCEBA2BD92C1D0C81BF782" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateAdditions_ABBB856E5454FA2C6FB8C1D0C81B2CEA_totalLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateAdditions_ABBB856E5454FA2C6FB8C1D0C81B2CEA" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Additions</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateAdditions_ABBB856E5454FA2C6FB8C1D0C81B2CEA_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateAdditions_ABBB856E5454FA2C6FB8C1D0C81B2CEA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate, Additions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateAdditions" xlink:label="loc_us-gaap_OtherRealEstateAdditions_ABBB856E5454FA2C6FB8C1D0C81B2CEA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateAdditions_ABBB856E5454FA2C6FB8C1D0C81B2CEA" xlink:to="lab_us-gaap_OtherRealEstateAdditions_ABBB856E5454FA2C6FB8C1D0C81B2CEA" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateDisposals_26CC8E4A68790FF7CB8AC1D0C81BC6DD_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateDisposals_26CC8E4A68790FF7CB8AC1D0C81BC6DD" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Sales</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateDisposals_26CC8E4A68790FF7CB8AC1D0C81BC6DD_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateDisposals_26CC8E4A68790FF7CB8AC1D0C81BC6DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate, Disposals</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateDisposals" xlink:label="loc_us-gaap_OtherRealEstateDisposals_26CC8E4A68790FF7CB8AC1D0C81BC6DD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateDisposals_26CC8E4A68790FF7CB8AC1D0C81BC6DD" xlink:to="lab_us-gaap_OtherRealEstateDisposals_26CC8E4A68790FF7CB8AC1D0C81BC6DD" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateValuationAdjustments_61A1DFF82C31231E8B1FC1D0C81B8C79_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateValuationAdjustments_61A1DFF82C31231E8B1FC1D0C81B8C79" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Writedowns</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateValuationAdjustments_61A1DFF82C31231E8B1FC1D0C81B8C79_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateValuationAdjustments_61A1DFF82C31231E8B1FC1D0C81B8C79" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate, Valuation Adjustments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateValuationAdjustments" xlink:label="loc_us-gaap_OtherRealEstateValuationAdjustments_61A1DFF82C31231E8B1FC1D0C81B8C79" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateValuationAdjustments_61A1DFF82C31231E8B1FC1D0C81B8C79" xlink:to="lab_us-gaap_OtherRealEstateValuationAdjustments_61A1DFF82C31231E8B1FC1D0C81B8C79" xlink:type="arc" />
    <link:label id="lab_fcnca_OtherRealEstateTransfers_E043A60A933C99C7428AC1D0C81B0FD5_totalLabel_en-US" xlink:label="lab_fcnca_OtherRealEstateTransfers_E043A60A933C99C7428AC1D0C81B0FD5" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Other Real Estate Transfers</link:label>
    <link:label id="lab_fcnca_OtherRealEstateTransfers_E043A60A933C99C7428AC1D0C81B0FD5_label_en-US" xlink:label="lab_fcnca_OtherRealEstateTransfers_E043A60A933C99C7428AC1D0C81B0FD5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate Transfers</link:label>
    <link:label id="lab_fcnca_OtherRealEstateTransfers_E043A60A933C99C7428AC1D0C81B0FD5_documentation_en-US" xlink:label="lab_fcnca_OtherRealEstateTransfers_E043A60A933C99C7428AC1D0C81B0FD5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other real estate balances that have transfered between the categories of covered and non covered.</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_OtherRealEstateTransfers" xlink:label="loc_fcnca_OtherRealEstateTransfers_E043A60A933C99C7428AC1D0C81B0FD5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fcnca_OtherRealEstateTransfers_E043A60A933C99C7428AC1D0C81B0FD5" xlink:to="lab_fcnca_OtherRealEstateTransfers_E043A60A933C99C7428AC1D0C81B0FD5" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstate_E6D60E1FF3B536F8BD18C1D0C81B104B_terseLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstate_E6D60E1FF3B536F8BD18C1D0C81B104B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Ending balance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstate" xlink:label="loc_us-gaap_OtherRealEstate_E6D60E1FF3B536F8BD18C1D0C81B104B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstate_E6D60E1FF3B536F8BD18C1D0C81B104B" xlink:to="lab_us-gaap_OtherRealEstate_E6D60E1FF3B536F8BD18C1D0C81B104B" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccountingPoliciesAbstract_D0B57C0DFEBD82CE0A33C1D0C924F045_label_en-US" xlink:label="lab_us-gaap_AccountingPoliciesAbstract_D0B57C0DFEBD82CE0A33C1D0C924F045" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accounting Policies [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_D0B57C0DFEBD82CE0A33C1D0C924F045" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_D0B57C0DFEBD82CE0A33C1D0C924F045" xlink:to="lab_us-gaap_AccountingPoliciesAbstract_D0B57C0DFEBD82CE0A33C1D0C924F045" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_F3C3946881E2912B7C7FC1D0C9245506_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_F3C3946881E2912B7C7FC1D0C9245506" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_F3C3946881E2912B7C7FC1D0C9245506_label_en-US" xlink:label="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_F3C3946881E2912B7C7FC1D0C9245506" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_F3C3946881E2912B7C7FC1D0C9245506" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_F3C3946881E2912B7C7FC1D0C9245506" xlink:to="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_F3C3946881E2912B7C7FC1D0C9245506" xlink:type="arc" />
    <link:label id="lab_us-gaap_RetainedEarningsMember_85E4F9085DAAF65ABB37C1D0C924CB18_terseLabel_en-US" xlink:label="lab_us-gaap_RetainedEarningsMember_85E4F9085DAAF65ABB37C1D0C924CB18" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retained Earnings [Member]</link:label>
    <link:label id="lab_us-gaap_RetainedEarningsMember_85E4F9085DAAF65ABB37C1D0C924CB18_label_en-US" xlink:label="lab_us-gaap_RetainedEarningsMember_85E4F9085DAAF65ABB37C1D0C924CB18" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retained Earnings [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_85E4F9085DAAF65ABB37C1D0C924CB18" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetainedEarningsMember_85E4F9085DAAF65ABB37C1D0C924CB18" xlink:to="lab_us-gaap_RetainedEarningsMember_85E4F9085DAAF65ABB37C1D0C924CB18" xlink:type="arc" />
    <link:label id="lab_fcnca_ShareholderElectionTypeAxis_1EC4F882EB3C40E4F83CC1D0C92422DC_terseLabel_en-US" xlink:label="lab_fcnca_ShareholderElectionTypeAxis_1EC4F882EB3C40E4F83CC1D0C92422DC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shareholder Election Type [Axis]</link:label>
    <link:label id="lab_fcnca_ShareholderElectionTypeAxis_1EC4F882EB3C40E4F83CC1D0C92422DC_label_en-US" xlink:label="lab_fcnca_ShareholderElectionTypeAxis_1EC4F882EB3C40E4F83CC1D0C92422DC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Shareholder Election Type [Axis]</link:label>
    <link:label id="lab_fcnca_ShareholderElectionTypeAxis_1EC4F882EB3C40E4F83CC1D0C92422DC_documentation_en-US" xlink:label="lab_fcnca_ShareholderElectionTypeAxis_1EC4F882EB3C40E4F83CC1D0C92422DC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The shareholder's choice of business acquisition payment.</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_ShareholderElectionTypeAxis" xlink:label="loc_fcnca_ShareholderElectionTypeAxis_1EC4F882EB3C40E4F83CC1D0C92422DC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fcnca_ShareholderElectionTypeAxis_1EC4F882EB3C40E4F83CC1D0C92422DC" xlink:to="lab_fcnca_ShareholderElectionTypeAxis_1EC4F882EB3C40E4F83CC1D0C92422DC" xlink:type="arc" />
    <link:label id="lab_fcnca_ShareholderElectionTypeDomain_3C0F9567A52BF332DE2DC1D0C9244DE7_terseLabel_en-US" xlink:label="lab_fcnca_ShareholderElectionTypeDomain_3C0F9567A52BF332DE2DC1D0C9244DE7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shareholder Election Type [Domain]</link:label>
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    <link:label id="lab_fcnca_ShareholderElectionTypeDomain_3C0F9567A52BF332DE2DC1D0C9244DE7_documentation_en-US" xlink:label="lab_fcnca_ShareholderElectionTypeDomain_3C0F9567A52BF332DE2DC1D0C9244DE7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Domain] for The shareholder's choice of business acquisition payment.</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_ShareholderElectionTypeDomain" xlink:label="loc_fcnca_ShareholderElectionTypeDomain_3C0F9567A52BF332DE2DC1D0C9244DE7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fcnca_ShareholderElectionTypeDomain_3C0F9567A52BF332DE2DC1D0C9244DE7" xlink:to="lab_fcnca_ShareholderElectionTypeDomain_3C0F9567A52BF332DE2DC1D0C9244DE7" xlink:type="arc" />
    <link:label id="lab_fcnca_SharesandCashMember_FE068B17ACA7D3BDB59CC1D0C92429E5_terseLabel_en-US" xlink:label="lab_fcnca_SharesandCashMember_FE068B17ACA7D3BDB59CC1D0C92429E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares and Cash</link:label>
    <link:label id="lab_fcnca_SharesandCashMember_FE068B17ACA7D3BDB59CC1D0C92429E5_label_en-US" xlink:label="lab_fcnca_SharesandCashMember_FE068B17ACA7D3BDB59CC1D0C92429E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Shares and Cash [Member]</link:label>
    <link:label id="lab_fcnca_SharesandCashMember_FE068B17ACA7D3BDB59CC1D0C92429E5_documentation_en-US" xlink:label="lab_fcnca_SharesandCashMember_FE068B17ACA7D3BDB59CC1D0C92429E5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The shareholder's election to receive shares and cash for business acquisition.</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_SharesandCashMember" xlink:label="loc_fcnca_SharesandCashMember_FE068B17ACA7D3BDB59CC1D0C92429E5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fcnca_SharesandCashMember_FE068B17ACA7D3BDB59CC1D0C92429E5" xlink:to="lab_fcnca_SharesandCashMember_FE068B17ACA7D3BDB59CC1D0C92429E5" xlink:type="arc" />
    <link:label id="lab_fcnca_SharesOnlyMember_111481AE782A8F34F523C1D0C9249882_terseLabel_en-US" xlink:label="lab_fcnca_SharesOnlyMember_111481AE782A8F34F523C1D0C9249882" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares Only</link:label>
    <link:label id="lab_fcnca_SharesOnlyMember_111481AE782A8F34F523C1D0C9249882_label_en-US" xlink:label="lab_fcnca_SharesOnlyMember_111481AE782A8F34F523C1D0C9249882" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Shares Only [Member]</link:label>
    <link:label id="lab_fcnca_SharesOnlyMember_111481AE782A8F34F523C1D0C9249882_documentation_en-US" xlink:label="lab_fcnca_SharesOnlyMember_111481AE782A8F34F523C1D0C9249882" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The shareholder's election to receive shares only for business acquisition.</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_SharesOnlyMember" xlink:label="loc_fcnca_SharesOnlyMember_111481AE782A8F34F523C1D0C9249882" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fcnca_SharesOnlyMember_111481AE782A8F34F523C1D0C9249882" xlink:to="lab_fcnca_SharesOnlyMember_111481AE782A8F34F523C1D0C9249882" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_62598AF8E389C44C27E9C1D0C92406D2_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_62598AF8E389C44C27E9C1D0C92406D2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Type [Axis]</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_62598AF8E389C44C27E9C1D0C92406D2_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_62598AF8E389C44C27E9C1D0C92406D2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Type [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_62598AF8E389C44C27E9C1D0C92406D2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_62598AF8E389C44C27E9C1D0C92406D2" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_62598AF8E389C44C27E9C1D0C92406D2" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_88564E696F6BDCD91010C1D0C92431EC_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_88564E696F6BDCD91010C1D0C92431EC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Type [Domain]</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_88564E696F6BDCD91010C1D0C92431EC_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_88564E696F6BDCD91010C1D0C92431EC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Type [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_88564E696F6BDCD91010C1D0C92431EC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_88564E696F6BDCD91010C1D0C92431EC" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_88564E696F6BDCD91010C1D0C92431EC" xlink:type="arc" />
    <link:label id="lab_us-gaap_BuildingMember_B9429CDC8154FCF09B6DC1D0C9240628_terseLabel_en-US" xlink:label="lab_us-gaap_BuildingMember_B9429CDC8154FCF09B6DC1D0C9240628" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premises</link:label>
    <link:label id="lab_us-gaap_BuildingMember_B9429CDC8154FCF09B6DC1D0C9240628_label_en-US" xlink:label="lab_us-gaap_BuildingMember_B9429CDC8154FCF09B6DC1D0C9240628" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Building [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BuildingMember" xlink:label="loc_us-gaap_BuildingMember_B9429CDC8154FCF09B6DC1D0C9240628" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BuildingMember_B9429CDC8154FCF09B6DC1D0C9240628" xlink:to="lab_us-gaap_BuildingMember_B9429CDC8154FCF09B6DC1D0C9240628" xlink:type="arc" />
    <link:label id="lab_us-gaap_FurnitureAndFixturesMember_6D162B9B6D0C6D27BAF5C1D0C924BE7C_verboseLabel_en-US" xlink:label="lab_us-gaap_FurnitureAndFixturesMember_6D162B9B6D0C6D27BAF5C1D0C924BE7C" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Furniture, Software, and Equipment</link:label>
    <link:label id="lab_us-gaap_FurnitureAndFixturesMember_6D162B9B6D0C6D27BAF5C1D0C924BE7C_label_en-US" xlink:label="lab_us-gaap_FurnitureAndFixturesMember_6D162B9B6D0C6D27BAF5C1D0C924BE7C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Furniture and Fixtures [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="loc_us-gaap_FurnitureAndFixturesMember_6D162B9B6D0C6D27BAF5C1D0C924BE7C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FurnitureAndFixturesMember_6D162B9B6D0C6D27BAF5C1D0C924BE7C" xlink:to="lab_us-gaap_FurnitureAndFixturesMember_6D162B9B6D0C6D27BAF5C1D0C924BE7C" xlink:type="arc" />
    <link:label id="lab_us-gaap_MinimumMember_E4350999EA3120453202C1D0C924EB10_terseLabel_en-US" xlink:label="lab_us-gaap_MinimumMember_E4350999EA3120453202C1D0C924EB10" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum</link:label>
    <link:label id="lab_us-gaap_MinimumMember_E4350999EA3120453202C1D0C924EB10_label_en-US" xlink:label="lab_us-gaap_MinimumMember_E4350999EA3120453202C1D0C924EB10" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Minimum [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MinimumMember" xlink:label="loc_us-gaap_MinimumMember_E4350999EA3120453202C1D0C924EB10" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MinimumMember_E4350999EA3120453202C1D0C924EB10" xlink:to="lab_us-gaap_MinimumMember_E4350999EA3120453202C1D0C924EB10" xlink:type="arc" />
    <link:label id="lab_us-gaap_MaximumMember_5737BDB53CB2539C9DE5C1D0C92450DD_terseLabel_en-US" xlink:label="lab_us-gaap_MaximumMember_5737BDB53CB2539C9DE5C1D0C92450DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum</link:label>
    <link:label id="lab_us-gaap_MaximumMember_5737BDB53CB2539C9DE5C1D0C92450DD_label_en-US" xlink:label="lab_us-gaap_MaximumMember_5737BDB53CB2539C9DE5C1D0C92450DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Maximum [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_us-gaap_MaximumMember_5737BDB53CB2539C9DE5C1D0C92450DD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MaximumMember_5737BDB53CB2539C9DE5C1D0C92450DD" xlink:to="lab_us-gaap_MaximumMember_5737BDB53CB2539C9DE5C1D0C92450DD" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_C67158E22AD750DA2443C1D0C924E6E8_terseLabel_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis_C67158E22AD750DA2443C1D0C924E6E8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_C67158E22AD750DA2443C1D0C924E6E8_label_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis_C67158E22AD750DA2443C1D0C924E6E8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis_C67158E22AD750DA2443C1D0C924E6E8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementClassOfStockAxis_C67158E22AD750DA2443C1D0C924E6E8" xlink:to="lab_us-gaap_StatementClassOfStockAxis_C67158E22AD750DA2443C1D0C924E6E8" xlink:type="arc" />
    <link:label id="lab_us-gaap_ClassOfStockDomain_3046F7A1B18A0F915EDFC1D0C924AFC5_terseLabel_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain_3046F7A1B18A0F915EDFC1D0C924AFC5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:label id="lab_us-gaap_ClassOfStockDomain_3046F7A1B18A0F915EDFC1D0C924AFC5_label_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain_3046F7A1B18A0F915EDFC1D0C924AFC5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_3046F7A1B18A0F915EDFC1D0C924AFC5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassOfStockDomain_3046F7A1B18A0F915EDFC1D0C924AFC5" xlink:to="lab_us-gaap_ClassOfStockDomain_3046F7A1B18A0F915EDFC1D0C924AFC5" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonClassAMember_640539436AAD7661BD42C1D0C9245BC0_terseLabel_en-US" xlink:label="lab_us-gaap_CommonClassAMember_640539436AAD7661BD42C1D0C9245BC0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class A Common Stock</link:label>
    <link:label id="lab_us-gaap_CommonClassAMember_640539436AAD7661BD42C1D0C9245BC0_label_en-US" xlink:label="lab_us-gaap_CommonClassAMember_640539436AAD7661BD42C1D0C9245BC0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Class A [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonClassAMember" xlink:label="loc_us-gaap_CommonClassAMember_640539436AAD7661BD42C1D0C9245BC0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonClassAMember_640539436AAD7661BD42C1D0C9245BC0" xlink:to="lab_us-gaap_CommonClassAMember_640539436AAD7661BD42C1D0C9245BC0" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonClassBMember_D5EBBFA80A61FA9E8074C1D0C924AC57_terseLabel_en-US" xlink:label="lab_us-gaap_CommonClassBMember_D5EBBFA80A61FA9E8074C1D0C924AC57" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class B Common Stock</link:label>
    <link:label id="lab_us-gaap_CommonClassBMember_D5EBBFA80A61FA9E8074C1D0C924AC57_label_en-US" xlink:label="lab_us-gaap_CommonClassBMember_D5EBBFA80A61FA9E8074C1D0C924AC57" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Class B [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonClassBMember" xlink:label="loc_us-gaap_CommonClassBMember_D5EBBFA80A61FA9E8074C1D0C924AC57" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonClassBMember_D5EBBFA80A61FA9E8074C1D0C924AC57" xlink:to="lab_us-gaap_CommonClassBMember_D5EBBFA80A61FA9E8074C1D0C924AC57" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentLineItems_E768382560A3FD467BE2C1D0C92461F9_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentLineItems_E768382560A3FD467BE2C1D0C92461F9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Line Items]</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentLineItems_E768382560A3FD467BE2C1D0C92461F9_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentLineItems_E768382560A3FD467BE2C1D0C92461F9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentLineItems_E768382560A3FD467BE2C1D0C92461F9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_E768382560A3FD467BE2C1D0C92461F9" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentLineItems_E768382560A3FD467BE2C1D0C92461F9" xlink:type="arc" />
    <link:label id="lab_us-gaap_BusinessAcquisitionEquityInterestsIssuedOrIssuableNumberOfSharesIssued_765EF5F3474C558FABEAC1D0C9249BA3_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionEquityInterestsIssuedOrIssuableNumberOfSharesIssued_765EF5F3474C558FABEAC1D0C9249BA3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Right to receive number of shares conversion</link:label>
    <link:label id="lab_us-gaap_BusinessAcquisitionEquityInterestsIssuedOrIssuableNumberOfSharesIssued_765EF5F3474C558FABEAC1D0C9249BA3_label_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionEquityInterestsIssuedOrIssuableNumberOfSharesIssued_765EF5F3474C558FABEAC1D0C9249BA3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Acquisition, Equity Interest Issued or Issuable, Number of Shares</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionEquityInterestsIssuedOrIssuableNumberOfSharesIssued" xlink:label="loc_us-gaap_BusinessAcquisitionEquityInterestsIssuedOrIssuableNumberOfSharesIssued_765EF5F3474C558FABEAC1D0C9249BA3" xlink:type="locator" />
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    <link:label id="lab_fcnca_BusinessAcquisitionEquityInterestsIssuedorIssuableCashPerShare_9102FF34FADF70901AA6C1D0C924AC1C_terseLabel_en-US" xlink:label="lab_fcnca_BusinessAcquisitionEquityInterestsIssuedorIssuableCashPerShare_9102FF34FADF70901AA6C1D0C924AC1C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Right to receive cash per share</link:label>
    <link:label id="lab_fcnca_BusinessAcquisitionEquityInterestsIssuedorIssuableCashPerShare_9102FF34FADF70901AA6C1D0C924AC1C_label_en-US" xlink:label="lab_fcnca_BusinessAcquisitionEquityInterestsIssuedorIssuableCashPerShare_9102FF34FADF70901AA6C1D0C924AC1C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Acquisition Equity Interests Issued or Issuable Cash Per Share</link:label>
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    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_BusinessAcquisitionEquityInterestsIssuedorIssuableCashPerShare" xlink:label="loc_fcnca_BusinessAcquisitionEquityInterestsIssuedorIssuableCashPerShare_9102FF34FADF70901AA6C1D0C924AC1C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fcnca_BusinessAcquisitionEquityInterestsIssuedorIssuableCashPerShare_9102FF34FADF70901AA6C1D0C924AC1C" xlink:to="lab_fcnca_BusinessAcquisitionEquityInterestsIssuedorIssuableCashPerShare_9102FF34FADF70901AA6C1D0C924AC1C" xlink:type="arc" />
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    <link:label id="lab_fcnca_WithNoRecordedAllowanceMember_0B6D7D42A7C4A5FD623EC1476B68B2FB_documentation_en-US" xlink:label="lab_fcnca_WithNoRecordedAllowanceMember_0B6D7D42A7C4A5FD623EC1476B68B2FB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">With No Recorded Allowance [Member]</link:label>
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    <link:label id="lab_fcnca_CommercialMortgageMember_1A22F02F7191D481C9DBC1476B680903_terseLabel_en-US" xlink:label="lab_fcnca_CommercialMortgageMember_1A22F02F7191D481C9DBC1476B680903" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commercial Mortgage [Member]</link:label>
    <link:label id="lab_fcnca_CommercialMortgageMember_1A22F02F7191D481C9DBC1476B680903_label_en-US" xlink:label="lab_fcnca_CommercialMortgageMember_1A22F02F7191D481C9DBC1476B680903" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commercial Mortgage [Member]</link:label>
    <link:label id="lab_fcnca_CommercialMortgageMember_1A22F02F7191D481C9DBC1476B680903_documentation_en-US" xlink:label="lab_fcnca_CommercialMortgageMember_1A22F02F7191D481C9DBC1476B680903" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Commercial mortgage</link:label>
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    <link:label id="lab_us-gaap_FinanceLeasesFinancingReceivableMember_BBCC1269489DB48CF58DC1476B68D68E_terseLabel_en-US" xlink:label="lab_us-gaap_FinanceLeasesFinancingReceivableMember_BBCC1269489DB48CF58DC1476B68D68E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lease financing</link:label>
    <link:label id="lab_us-gaap_FinanceLeasesFinancingReceivableMember_BBCC1269489DB48CF58DC1476B68D68E_label_en-US" xlink:label="lab_us-gaap_FinanceLeasesFinancingReceivableMember_BBCC1269489DB48CF58DC1476B68D68E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finance Leases Financing Receivable [Member]</link:label>
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    <link:label id="lab_fcnca_NonSpecificMember_3780DDE36BF731ED68CBC1476B68E51C_terseLabel_en-US" xlink:label="lab_fcnca_NonSpecificMember_3780DDE36BF731ED68CBC1476B68E51C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-specific</link:label>
    <link:label id="lab_fcnca_NonSpecificMember_3780DDE36BF731ED68CBC1476B68E51C_label_en-US" xlink:label="lab_fcnca_NonSpecificMember_3780DDE36BF731ED68CBC1476B68E51C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non Specific [Member]</link:label>
    <link:label id="lab_fcnca_NonSpecificMember_3780DDE36BF731ED68CBC1476B68E51C_documentation_en-US" xlink:label="lab_fcnca_NonSpecificMember_3780DDE36BF731ED68CBC1476B68E51C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Non Specific [Member]</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_NonSpecificMember" xlink:label="loc_fcnca_NonSpecificMember_3780DDE36BF731ED68CBC1476B68E51C" xlink:type="locator" />
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    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_DD06BF4AA596D8DE4D7EC1476B683E42_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_DD06BF4AA596D8DE4D7EC1476B683E42" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses [Line Items]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_DD06BF4AA596D8DE4D7EC1476B683E42_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_DD06BF4AA596D8DE4D7EC1476B683E42" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_DD06BF4AA596D8DE4D7EC1476B683E42" xlink:type="locator" />
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    <link:label id="lab_fcnca_LoansAndLeasesGrowth_D282D57CEBA390627049C1476B688008_terseLabel_en-US" xlink:label="lab_fcnca_LoansAndLeasesGrowth_D282D57CEBA390627049C1476B688008" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans And Leases, Growth</link:label>
    <link:label id="lab_fcnca_LoansAndLeasesGrowth_D282D57CEBA390627049C1476B688008_label_en-US" xlink:label="lab_fcnca_LoansAndLeasesGrowth_D282D57CEBA390627049C1476B688008" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans And Leases, Growth</link:label>
    <link:label id="lab_fcnca_LoansAndLeasesGrowth_D282D57CEBA390627049C1476B688008_documentation_en-US" xlink:label="lab_fcnca_LoansAndLeasesGrowth_D282D57CEBA390627049C1476B688008" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans And Leases, Growth</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_LoansAndLeasesGrowth" xlink:label="loc_fcnca_LoansAndLeasesGrowth_D282D57CEBA390627049C1476B688008" xlink:type="locator" />
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    <link:label id="lab_fcnca_FinancingReceivableAllowanceofCreditLossesReclassification_40334E3D74F7CE1E5625C1476B68AF77_verboseLabel_en-US" xlink:label="lab_fcnca_FinancingReceivableAllowanceofCreditLossesReclassification_40334E3D74F7CE1E5625C1476B68AF77" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Reclassification</link:label>
    <link:label id="lab_fcnca_FinancingReceivableAllowanceofCreditLossesReclassification_40334E3D74F7CE1E5625C1476B68AF77_label_en-US" xlink:label="lab_fcnca_FinancingReceivableAllowanceofCreditLossesReclassification_40334E3D74F7CE1E5625C1476B68AF77" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance of Credit Losses, Reclassification</link:label>
    <link:label id="lab_fcnca_FinancingReceivableAllowanceofCreditLossesReclassification_40334E3D74F7CE1E5625C1476B68AF77_documentation_en-US" xlink:label="lab_fcnca_FinancingReceivableAllowanceofCreditLossesReclassification_40334E3D74F7CE1E5625C1476B68AF77" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reclassification of what was previously identified as "reserve for unfunded commitments" to "allowance for loan and lease losses."</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_FinancingReceivableAllowanceofCreditLossesReclassification" xlink:label="loc_fcnca_FinancingReceivableAllowanceofCreditLossesReclassification_40334E3D74F7CE1E5625C1476B68AF77" xlink:type="locator" />
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    <link:label id="lab_fcnca_AcquiredLoansWhichHaveAdverseChangeInExpectedCashFlows_799643DAC37104B1FD6EC1476B68226B_terseLabel_en-US" xlink:label="lab_fcnca_AcquiredLoansWhichHaveAdverseChangeInExpectedCashFlows_799643DAC37104B1FD6EC1476B68226B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Acquired loans which have adverse change in expected cash flows</link:label>
    <link:label id="lab_fcnca_AcquiredLoansWhichHaveAdverseChangeInExpectedCashFlows_799643DAC37104B1FD6EC1476B68226B_label_en-US" xlink:label="lab_fcnca_AcquiredLoansWhichHaveAdverseChangeInExpectedCashFlows_799643DAC37104B1FD6EC1476B68226B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Acquired Loans Which Have Adverse Change In Expected Cash Flows</link:label>
    <link:label id="lab_fcnca_AcquiredLoansWhichHaveAdverseChangeInExpectedCashFlows_799643DAC37104B1FD6EC1476B68226B_documentation_en-US" xlink:label="lab_fcnca_AcquiredLoansWhichHaveAdverseChangeInExpectedCashFlows_799643DAC37104B1FD6EC1476B68226B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Acquired Loans Which Have Adverse Change In Expected Cash Flows</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_AcquiredLoansWhichHaveAdverseChangeInExpectedCashFlows" xlink:label="loc_fcnca_AcquiredLoansWhichHaveAdverseChangeInExpectedCashFlows_799643DAC37104B1FD6EC1476B68226B" xlink:type="locator" />
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    <link:label id="lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_796BAAE8E930B99398DFC1476B6875FB_verboseLabel_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_796BAAE8E930B99398DFC1476B6875FB" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Unpaid principal balance</link:label>
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_796BAAE8E930B99398DFC1476B6875FB_label_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_796BAAE8E930B99398DFC1476B6875FB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impaired Financing Receivable, Unpaid Principal Balance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_796BAAE8E930B99398DFC1476B6875FB" xlink:type="locator" />
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    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_E4C4157930D124BC3BCCC1476B6845F4_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_E4C4157930D124BC3BCCC1476B6845F4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">ALLL for loans and leases individually evaluated for impairment</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_E4C4157930D124BC3BCCC1476B6845F4_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_E4C4157930D124BC3BCCC1476B6845F4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_E4C4157930D124BC3BCCC1476B6845F4" xlink:type="locator" />
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    <link:label id="lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_C9C49C4F5653E2223D01C1476B6802FF_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_C9C49C4F5653E2223D01C1476B6802FF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Individually Evaluated for Impairment</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_C9C49C4F5653E2223D01C1476B6802FF" xlink:type="locator" />
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    <link:label id="lab_fcnca_AllowanceforCreditLossesChangeDuringPeriod_57C3A326C685358FFCFDC1476B68891F_terseLabel_en-US" xlink:label="lab_fcnca_AllowanceforCreditLossesChangeDuringPeriod_57C3A326C685358FFCFDC1476B68891F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for Credit Losses, Change During Period</link:label>
    <link:label id="lab_fcnca_AllowanceforCreditLossesChangeDuringPeriod_57C3A326C685358FFCFDC1476B68891F_label_en-US" xlink:label="lab_fcnca_AllowanceforCreditLossesChangeDuringPeriod_57C3A326C685358FFCFDC1476B68891F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Allowance for Credit Losses, Change During Period</link:label>
    <link:label id="lab_fcnca_AllowanceforCreditLossesChangeDuringPeriod_57C3A326C685358FFCFDC1476B68891F_documentation_en-US" xlink:label="lab_fcnca_AllowanceforCreditLossesChangeDuringPeriod_57C3A326C685358FFCFDC1476B68891F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Allowance for Credit Losses, Change During Period</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_AllowanceforCreditLossesChangeDuringPeriod" xlink:label="loc_fcnca_AllowanceforCreditLossesChangeDuringPeriod_57C3A326C685358FFCFDC1476B68891F" xlink:type="locator" />
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    <link:label id="lab_fcnca_IncreaseDecreaseinIndemnificationAsset_F90214A4C656A79A6367C03DD1CC56B9_documentation_en-US" xlink:label="lab_fcnca_IncreaseDecreaseinIndemnificationAsset_F90214A4C656A79A6367C03DD1CC56B9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the net change in the fair value of the receivable from the FDIC resulting from FDIC-assisted transactions. Fair value estimated using projected cash flows included in loss share agreements based on expected reimbursements for losses and applicable loss share percentages.</link:label>
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    <link:label id="lab_fcnca_IncreaseDecreaseinIndemnificationLiability_06282763BB84AE1EE452C03DD1CC9C1F_documentation_en-US" xlink:label="lab_fcnca_IncreaseDecreaseinIndemnificationLiability_06282763BB84AE1EE452C03DD1CC9C1F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the net change in the fair value of the payable to the FDIC resulting from FDIC-assisted transactions in which the Company may be obligated to pay if actual losses are less than certain thresholds established in each loss share agreement.</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_ADF2ED445F07EAB1846EC03DD1CCB7A8" xlink:type="locator" />
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases_FACE132A08441AC0562FC03DD1CC93CD" xlink:type="locator" />
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    <link:label id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_BA56FFE073F088A1DD1FC03DD1CC4DF0_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_BA56FFE073F088A1DD1FC03DD1CC4DF0" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Purchases of investment securities available for sale</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_BA56FFE073F088A1DD1FC03DD1CC4DF0" xlink:type="locator" />
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    <link:label id="lab_us-gaap_FDICIndemnificationAssetCashPaymentsReceived_C7611FEDA96EF1634ADDC03DD1CCE052_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_FDICIndemnificationAssetCashPaymentsReceived_C7611FEDA96EF1634ADDC03DD1CCE052" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Cash (paid to) received from the FDIC for loss share agreements</link:label>
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    <link:label id="lab_us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans_8AD2B7BBD2F3F465C705C03DD1CC7493_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans_8AD2B7BBD2F3F465C705C03DD1CC7493" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from Sale of Other Real Estate</link:label>
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    <link:label id="lab_us-gaap_CashAcquiredFromAcquisition_CFC3D1ADE5787881B5C4C03DD1DCED83_terseLabel_en-US" xlink:label="lab_us-gaap_CashAcquiredFromAcquisition_CFC3D1ADE5787881B5C4C03DD1DCED83" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Business acquisition, net of cash acquired</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInTimeDeposits" xlink:label="loc_us-gaap_IncreaseDecreaseInTimeDeposits_C87F0141DAC86262B4B8C03DD1DC2479" xlink:type="locator" />
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    <link:label id="lab_fcnca_IssuanceofCommonStockNoncash_802D3B45910FE9A014D9C03DD1DC4644_label_en-US" xlink:label="lab_fcnca_IssuanceofCommonStockNoncash_802D3B45910FE9A014D9C03DD1DC4644" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Issuance of Common Stock, Non-cash</link:label>
    <link:label id="lab_fcnca_IssuanceofCommonStockNoncash_802D3B45910FE9A014D9C03DD1DC4644_documentation_en-US" xlink:label="lab_fcnca_IssuanceofCommonStockNoncash_802D3B45910FE9A014D9C03DD1DC4644" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Issuance of Common Stock, Non-cash</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_IssuanceofCommonStockNoncash" xlink:label="loc_fcnca_IssuanceofCommonStockNoncash_802D3B45910FE9A014D9C03DD1DC4644" xlink:type="locator" />
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    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_8172FA61C537B3008B61B73EC8C732E3_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_8172FA61C537B3008B61B73EC8C732E3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Financing Receivable, Troubled Debt Restructurings [Table]</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_8172FA61C537B3008B61B73EC8C732E3" xlink:type="locator" />
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    <link:label id="lab_fcnca_LoanTermAxis_56E84A642344EB24DC33B73EC8C85387_terseLabel_en-US" xlink:label="lab_fcnca_LoanTermAxis_56E84A642344EB24DC33B73EC8C85387" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan Term [Axis]</link:label>
    <link:label id="lab_fcnca_LoanTermAxis_56E84A642344EB24DC33B73EC8C85387_label_en-US" xlink:label="lab_fcnca_LoanTermAxis_56E84A642344EB24DC33B73EC8C85387" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Term [Axis]</link:label>
    <link:label id="lab_fcnca_LoanTermAxis_56E84A642344EB24DC33B73EC8C85387_documentation_en-US" xlink:label="lab_fcnca_LoanTermAxis_56E84A642344EB24DC33B73EC8C85387" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loan Term [Axis]</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_LoanTermAxis" xlink:label="loc_fcnca_LoanTermAxis_56E84A642344EB24DC33B73EC8C85387" xlink:type="locator" />
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    <link:label id="lab_fcnca_LoanTermDomainDomain_81D2F191168E7F502C27B73EC8C8BEDD_terseLabel_en-US" xlink:label="lab_fcnca_LoanTermDomainDomain_81D2F191168E7F502C27B73EC8C8BEDD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan Term Domain [Domain]</link:label>
    <link:label id="lab_fcnca_LoanTermDomainDomain_81D2F191168E7F502C27B73EC8C8BEDD_label_en-US" xlink:label="lab_fcnca_LoanTermDomainDomain_81D2F191168E7F502C27B73EC8C8BEDD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Term Domain [Domain]</link:label>
    <link:label id="lab_fcnca_LoanTermDomainDomain_81D2F191168E7F502C27B73EC8C8BEDD_documentation_en-US" xlink:label="lab_fcnca_LoanTermDomainDomain_81D2F191168E7F502C27B73EC8C8BEDD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loan Term Domain [Domain]</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_LoanTermDomainDomain" xlink:label="loc_fcnca_LoanTermDomainDomain_81D2F191168E7F502C27B73EC8C8BEDD" xlink:type="locator" />
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    <link:label id="lab_fcnca_BelowMarketInterestRateMember_F628444EB21AFE45C585B73EC8C813FC_terseLabel_en-US" xlink:label="lab_fcnca_BelowMarketInterestRateMember_F628444EB21AFE45C585B73EC8C813FC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Below Market Interest Rate</link:label>
    <link:label id="lab_fcnca_BelowMarketInterestRateMember_F628444EB21AFE45C585B73EC8C813FC_label_en-US" xlink:label="lab_fcnca_BelowMarketInterestRateMember_F628444EB21AFE45C585B73EC8C813FC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Below Market Interest Rate [Member]</link:label>
    <link:label id="lab_fcnca_BelowMarketInterestRateMember_F628444EB21AFE45C585B73EC8C813FC_documentation_en-US" xlink:label="lab_fcnca_BelowMarketInterestRateMember_F628444EB21AFE45C585B73EC8C813FC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Below Market Interest Rate [Member]</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_BelowMarketInterestRateMember" xlink:label="loc_fcnca_BelowMarketInterestRateMember_F628444EB21AFE45C585B73EC8C813FC" xlink:type="locator" />
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    <link:label id="lab_us-gaap_FinancingReceivableModificationsLineItems_8B4C0F429165A440087FB73EC8CA3CA5_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationsLineItems_8B4C0F429165A440087FB73EC8CA3CA5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Modifications [Line Items]</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="loc_us-gaap_FinancingReceivableModificationsLineItems_8B4C0F429165A440087FB73EC8CA3CA5" xlink:type="locator" />
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_2363AEAF603FF5F7E6CFB7B7737F358F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_2363AEAF603FF5F7E6CFB7B7737F358F" xlink:to="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_2363AEAF603FF5F7E6CFB7B7737F358F" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_8B0D11D7CA4C16267F9AB7B7737F8BB8_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet_8B0D11D7CA4C16267F9AB7B7737F8BB8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premises and equipment</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_8B0D11D7CA4C16267F9AB7B7737F8BB8_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet_8B0D11D7CA4C16267F9AB7B7737F8BB8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_8B0D11D7CA4C16267F9AB7B7737F8BB8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_8B0D11D7CA4C16267F9AB7B7737F8BB8" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet_8B0D11D7CA4C16267F9AB7B7737F8BB8" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateAbstract_3AF65F37DE4A30C8077DB7B7737F59AB_terseLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateAbstract_3AF65F37DE4A30C8077DB7B7737F59AB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other real estate owned:</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateAbstract_3AF65F37DE4A30C8077DB7B7737F59AB_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateAbstract_3AF65F37DE4A30C8077DB7B7737F59AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateAbstract" xlink:label="loc_us-gaap_OtherRealEstateAbstract_3AF65F37DE4A30C8077DB7B7737F59AB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateAbstract_3AF65F37DE4A30C8077DB7B7737F59AB" xlink:to="lab_us-gaap_OtherRealEstateAbstract_3AF65F37DE4A30C8077DB7B7737F59AB" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_71556047EB278BA46447B7B7737FAAA9_terseLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_71556047EB278BA46447B7B7737FAAA9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other real estate owned:</link:label>
    <link:label id="lab_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_71556047EB278BA46447B7B7737FAAA9_label_en-US" xlink:label="lab_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_71556047EB278BA46447B7B7737FAAA9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Real Estate, Foreclosed Assets, and Repossessed Assets [Abstract]</link:label>
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    <link:label id="lab_us-gaap_OtherRealEstateCovered_418A8C13278D777B4E5DB7B7737FD5E2_terseLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateCovered_418A8C13278D777B4E5DB7B7737FD5E2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Real Estate, Covered</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateCovered" xlink:label="loc_us-gaap_OtherRealEstateCovered_418A8C13278D777B4E5DB7B7737FD5E2" xlink:type="locator" />
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    <link:label id="lab_us-gaap_OtherRealEstateNonCovered_5ADD0BCC1DFE3B8E4E73B7B7737FCB60_terseLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateNonCovered_5ADD0BCC1DFE3B8E4E73B7B7737FCB60" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Real Estate, Non Covered</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateNonCovered" xlink:label="loc_us-gaap_OtherRealEstateNonCovered_5ADD0BCC1DFE3B8E4E73B7B7737FCB60" xlink:type="locator" />
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    <link:label id="lab_us-gaap_AccruedFeesAndOtherRevenueReceivable_C9B3725F3F8D63E74A60B7B7737F15BC_terseLabel_en-US" xlink:label="lab_us-gaap_AccruedFeesAndOtherRevenueReceivable_C9B3725F3F8D63E74A60B7B7737F15BC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income earned not collected</link:label>
    <link:label id="lab_us-gaap_AccruedFeesAndOtherRevenueReceivable_C9B3725F3F8D63E74A60B7B7737F15BC_label_en-US" xlink:label="lab_us-gaap_AccruedFeesAndOtherRevenueReceivable_C9B3725F3F8D63E74A60B7B7737F15BC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accrued Fees and Other Revenue Receivable</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedFeesAndOtherRevenueReceivable" xlink:label="loc_us-gaap_AccruedFeesAndOtherRevenueReceivable_C9B3725F3F8D63E74A60B7B7737F15BC" xlink:type="locator" />
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    <link:label id="lab_us-gaap_FDICIndemnificationAsset_CF12A668DF31F73FCD7DB7B7737FDB2B_terseLabel_en-US" xlink:label="lab_us-gaap_FDICIndemnificationAsset_CF12A668DF31F73FCD7DB7B7737FDB2B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">FDIC loss share receivable</link:label>
    <link:label id="lab_us-gaap_FDICIndemnificationAsset_CF12A668DF31F73FCD7DB7B7737FDB2B_label_en-US" xlink:label="lab_us-gaap_FDICIndemnificationAsset_CF12A668DF31F73FCD7DB7B7737FDB2B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">FDIC Indemnification Asset</link:label>
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    <link:label id="lab_us-gaap_Goodwill_1C8E2E3A3E98AD9FCD54B7B7737F1565_terseLabel_en-US" xlink:label="lab_us-gaap_Goodwill_1C8E2E3A3E98AD9FCD54B7B7737F1565" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill</link:label>
    <link:label id="lab_us-gaap_Goodwill_1C8E2E3A3E98AD9FCD54B7B7737F1565_label_en-US" xlink:label="lab_us-gaap_Goodwill_1C8E2E3A3E98AD9FCD54B7B7737F1565" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Goodwill_1C8E2E3A3E98AD9FCD54B7B7737F1565" xlink:to="lab_us-gaap_Goodwill_1C8E2E3A3E98AD9FCD54B7B7737F1565" xlink:type="arc" />
    <link:label id="lab_fcnca_IntangibleAssetsIncludingMortgageServicingRightsNetExcludingGoodwill_BD7BF6E4BB231F7B75A4B7B8A88EDB92_terseLabel_en-US" xlink:label="lab_fcnca_IntangibleAssetsIncludingMortgageServicingRightsNetExcludingGoodwill_BD7BF6E4BB231F7B75A4B7B8A88EDB92" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other intangible assets</link:label>
    <link:label id="lab_fcnca_IntangibleAssetsIncludingMortgageServicingRightsNetExcludingGoodwill_BD7BF6E4BB231F7B75A4B7B8A88EDB92_label_en-US" xlink:label="lab_fcnca_IntangibleAssetsIncludingMortgageServicingRightsNetExcludingGoodwill_BD7BF6E4BB231F7B75A4B7B8A88EDB92" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Intangible Assets Including Mortgage Servicing Rights, Net (Excluding Goodwill)</link:label>
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    <link:label id="lab_us-gaap_OtherAssets_8E4495480911545DD1B3B7B7737F66D9_terseLabel_en-US" xlink:label="lab_us-gaap_OtherAssets_8E4495480911545DD1B3B7B7737F66D9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:label id="lab_us-gaap_OtherAssets_8E4495480911545DD1B3B7B7737F66D9_label_en-US" xlink:label="lab_us-gaap_OtherAssets_8E4495480911545DD1B3B7B7737F66D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Assets</link:label>
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    <link:label id="lab_fcnca_InvestmentgradebondsMember_74E94524B69827104622C1D0C79E92C2_terseLabel_en-US" xlink:label="lab_fcnca_InvestmentgradebondsMember_74E94524B69827104622C1D0C79E92C2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment grade bonds</link:label>
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    <link:label id="lab_fcnca_IntermediatebondsMember_E4818337D4AAA383D21DC1D0C79ECA65_documentation_en-US" xlink:label="lab_fcnca_IntermediatebondsMember_E4818337D4AAA383D21DC1D0C79ECA65" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Intermediate bonds [Member]</link:label>
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    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_HighyieldcorporatebondsMember" xlink:label="loc_fcnca_HighyieldcorporatebondsMember_4027273A3DF9970E3BA8C1D0C79EDC1E" xlink:type="locator" />
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    <link:label id="lab_fcnca_InternationalemergingbondMember_0DDF40F6A256D7B9B1B6C1D0C79E913A_documentation_en-US" xlink:label="lab_fcnca_InternationalemergingbondMember_0DDF40F6A256D7B9B1B6C1D0C79E913A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">International emerging bond [Member]</link:label>
    <link:loc xlink:href="fcnca-20141231.xsd#fcnca_InternationalemergingbondMember" xlink:label="loc_fcnca_InternationalemergingbondMember_0DDF40F6A256D7B9B1B6C1D0C79E913A" xlink:type="locator" />
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    <link:label id="lab_fcnca_GeorgianBankDomain_981ECB01E6EA90BBE207C1F1968D82F4_documentation_en-US" xlink:label="lab_fcnca_GeorgianBankDomain_981ECB01E6EA90BBE207C1F1968D82F4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Georgian Bank [Domain]</link:label>
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    <link:label id="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered_E72DDFD5E2FF367B854BC1F1968D0688_terseLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered_E72DDFD5E2FF367B854BC1F1968D0688" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and Leases Receivable, Gross, Carrying Amount, Covered</link:label>
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    <link:label id="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_11B1E7700217D4AC23CAC1F1968D4481_totalLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_11B1E7700217D4AC23CAC1F1968D4481" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total loans and leases</link:label>
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    <link:label id="lab_fcnca_LoansnotcoveredbyFDIClossshareagreements_992AFE0B2E7E64DC3D93C1F1968D2503_terseLabel_en-US" xlink:label="lab_fcnca_LoansnotcoveredbyFDIClossshareagreements_992AFE0B2E7E64DC3D93C1F1968D2503" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans, not covered by FDIC loss share agreements</link:label>
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    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesAbstract_7A9C3A31DD01141809CFBDAFC6D6D02C_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAbstract_7A9C3A31DD01141809CFBDAFC6D6D02C" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Investment securities available for sale:</link:label>
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    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_F3923FAFAB525ED40EDABDAFC6D66900_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_F3923FAFAB525ED40EDABDAFC6D66900" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less than 12 months, fair value</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_F3923FAFAB525ED40EDABDAFC6D66900" xlink:type="locator" />
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    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_A458EE6B40868D4990D0BDAFC6D63B5B_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_A458EE6B40868D4990D0BDAFC6D63B5B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">12 months or more, fair value</link:label>
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    <link:label id="lab_fcnca_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAcumulatedInInvestments_69A4527E9EA2B1809C2CBDAFC6D6A1F2_negatedTerseLabel_en-US" xlink:label="lab_fcnca_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAcumulatedInInvestments_69A4527E9EA2B1809C2CBDAFC6D6A1F2" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Available For Sale Securities Continuous Unrealized Loss Position 12 Months Or Longer Aggregate Losses Acumulated In Investments</link:label>
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    <link:label id="lab_fcnca_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAcumulatedInInvestments_69A4527E9EA2B1809C2CBDAFC6D6A1F2_documentation_en-US" xlink:label="lab_fcnca_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAcumulatedInInvestments_69A4527E9EA2B1809C2CBDAFC6D6A1F2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of accumulated pre-tax unrealized loss on securities classified as available-for-sale that have been in a loss position for twelve months or longer impacting investments.</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_A257060EEE1F8D5DA93B5F46607A0619" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_A257060EEE1F8D5DA93B5F46607A0619" xlink:type="arc" />
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    <link:label id="lab_fcnca_Loansandleasesnotacquiredinatransferaccountedforasdebtsecurities_9F7BA1EA1353C9CA8AD6BDAFC5FAEC0F_totalLabel_en-US" xlink:label="lab_fcnca_Loansandleasesnotacquiredinatransferaccountedforasdebtsecurities_9F7BA1EA1353C9CA8AD6BDAFC5FAEC0F" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Loans and leases, not acquired in a transfer accounted for as debt securities</link:label>
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    <link:label id="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_293371FD2E0D8ED64927B8B379FEAEE7_terseLabel_en-US" xlink:label="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_293371FD2E0D8ED64927B8B379FEAEE7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">General/Nature of Operations</link:label>
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    <link:label id="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentAllowanceAndNonperformingLoansNonperformingLoansPolicy_CFF8D824F98CAF616D92B884BD451AFD_terseLabel_en-US" xlink:label="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentAllowanceAndNonperformingLoansNonperformingLoansPolicy_CFF8D824F98CAF616D92B884BD451AFD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impaired Loans, Troubled Debt Restructurings (TDR) and Nonperforming Assets</link:label>
    <link:label id="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentAllowanceAndNonperformingLoansNonperformingLoansPolicy_CFF8D824F98CAF616D92B884BD451AFD_label_en-US" xlink:label="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentAllowanceAndNonperformingLoansNonperformingLoansPolicy_CFF8D824F98CAF616D92B884BD451AFD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finance, Loan and Lease Receivables, Held-for-investment, Allowance and Nonperforming Loans, Nonperforming Loans Policy [Policy Text Block]</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_94D83505C6E96A2F8325B884BD46F08D" xlink:type="locator" />
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    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_B605BA434A9B873DA016B884BD46166B_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_B605BA434A9B873DA016B884BD46166B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premises and Equipment</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_B605BA434A9B873DA016B884BD46166B_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_B605BA434A9B873DA016B884BD46166B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Policy [Policy Text Block]</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAndResaleAgreementsPolicy" xlink:label="loc_us-gaap_RepurchaseAndResaleAgreementsPolicy_56B3AF4B6519FC04DA3EB884BD466269" xlink:type="locator" />
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    <link:label id="lab_fcnca_InterestOnlyLoanMember_AFF6ED214CEBBEC4BBF1B73EC8BA3AD1_terseLabel_en-US" xlink:label="lab_fcnca_InterestOnlyLoanMember_AFF6ED214CEBBEC4BBF1B73EC8BA3AD1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest Only Loan</link:label>
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    <link:label id="lab_fcnca_OtherConcessionMember_E94D768A3255D9B90D6FB73EC8BBE8C2_terseLabel_en-US" xlink:label="lab_fcnca_OtherConcessionMember_E94D768A3255D9B90D6FB73EC8BBE8C2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Concession</link:label>
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    <link:label id="lab_us-gaap_ResidentialMortgageMember_E2760E369FE6FB6506B9B73EC8BC6C2E_terseLabel_en-US" xlink:label="lab_us-gaap_ResidentialMortgageMember_E2760E369FE6FB6506B9B73EC8BC6C2E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Residential Mortgage</link:label>
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    <link:label id="lab_fcnca_LoansAndLeasesAcquiredInBusinessCombination_E5634FB5A76DBE07D634C1D0C91543C1_terseLabel_en-US" xlink:label="lab_fcnca_LoansAndLeasesAcquiredInBusinessCombination_E5634FB5A76DBE07D634C1D0C91543C1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and leases</link:label>
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    <link:label id="lab_fcnca_Impairedloansnotcoveredbylossshareagreements_6A738524DCE15B34C5EFBC84AADF0CA9_verboseLabel_en-US" xlink:label="lab_fcnca_Impairedloansnotcoveredbylossshareagreements_6A738524DCE15B34C5EFBC84AADF0CA9" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Impaired loans not covered by loss share agreements</link:label>
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    <link:label id="lab_us-gaap_RealEstateAcquiredThroughForeclosure_9AE10370362C439160C7BC84AADF9BD3_terseLabel_en-US" xlink:label="lab_us-gaap_RealEstateAcquiredThroughForeclosure_9AE10370362C439160C7BC84AADF9BD3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Real Estate Acquired Through Foreclosure</link:label>
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    <link:label id="lab_fcnca_CoveredUnderLossShareAgreementsInOtherRealEstateOwned_C885150DA9832B157187BC84AADFD6FA_terseLabel_en-US" xlink:label="lab_fcnca_CoveredUnderLossShareAgreementsInOtherRealEstateOwned_C885150DA9832B157187BC84AADFD6FA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Covered under loss share agreements in other real estate owned</link:label>
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    <link:label id="lab_fcnca_CoveredUnderLossShareAgreementsInOtherRealEstateOwned_C885150DA9832B157187BC84AADFD6FA_documentation_en-US" xlink:label="lab_fcnca_CoveredUnderLossShareAgreementsInOtherRealEstateOwned_C885150DA9832B157187BC84AADFD6FA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the fair value of other real estate acquired through FDIC-assisted transactions.  These assets are covered by loss share agreements with the FDIC.</link:label>
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    <link:label id="lab_fcnca_InvestmentInBancorporationSharesCostBasis_6740B75B92B8923717C8C19B9001CF1B_terseLabel_en-US" xlink:label="lab_fcnca_InvestmentInBancorporationSharesCostBasis_6740B75B92B8923717C8C19B9001CF1B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment in Bancorporation stock</link:label>
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    <link:label id="lab_fcnca_UnrealizedLossesRelatedToMarketabilityOfSecuritiesOrIssuersAbilityToHonorRedemptionObligations_183CE6A00D27F59D918CC199D6E1E4C5_terseLabel_en-US" xlink:label="lab_fcnca_UnrealizedLossesRelatedToMarketabilityOfSecuritiesOrIssuersAbilityToHonorRedemptionObligations_183CE6A00D27F59D918CC199D6E1E4C5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized losses related to marketability of securities or issuers ability to honor redemption obligations</link:label>
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