XML 51 R33.htm IDEA: XBRL DOCUMENT
v3.20.4

Loans and Leases (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2020
Loans and Leases Receivable Disclosure [Abstract] |
Loans And Leases Outstanding | Loans and leases outstanding include the following at December 31, 2020 and 2019:
(Dollars in thousands) | December 31, 2020 |  |
Commercial: |  |  |
Construction and land development | $ | 985,424 |  |  |
Owner occupied commercial mortgage | 11,165,012 |  |  |
Non-owner occupied commercial mortgage | 2,987,689 |  |  |
Commercial and industrial and leases | 5,013,644 |  |  |
SBA-PPP | 2,406,291 |  |  |
Total commercial loans | 22,558,060 |  |  |
Consumer: |  |  |
Residential mortgage | 5,561,686 |  |  |
Revolving mortgage | 2,052,854 |  |  |
Construction and land development | 348,123 |  |  |
Consumer auto | 1,255,402 |  |  |
Consumer other | 552,968 |  |  |
Total consumer loans | 9,771,033 |  |  |
Total non-PCD loans and leases | 32,329,093 |  |  |
PCD loans | 462,882 |  |  |
Total loans and leases | $ | 32,791,975 |  |  |
(Dollars in thousands) |  |  | December 31, 2019
Commercial: |  |  |
Construction and land development |  |  | $ | 1,013,454 |
Commercial mortgage |  |  | 12,282,635 |
Other commercial real estate |  |  | 542,028 |
Commercial and industrial and leases |  |  | 4,403,792 |
Other |  |  | 310,093 |
Total commercial loans |  |  | 18,552,002 |
Noncommercial: |  |  |
Residential mortgage |  |  | 5,293,917 |
Revolving mortgage |  |  | 2,339,072 |
Construction and land development |  |  | 357,385 |
Consumer |  |  | 1,780,404 |
Total noncommercial loans |  |  | 9,770,778 |
Total non-PCI loans and leases |  |  | 28,322,780 |
PCI loans |  |  | 558,716 |
Total loans and leases |  |  | $ | 28,881,496 |
Recorded Investment, By Class, In Loans And Leases On Nonaccrual Status And Loans And Leases Greater Than 90 Days Past Due And Still Accruing | The aging of the outstanding loans and leases, by class, at December 31, 2020 and December 31, 2019 is provided in the tables below. Loans and leases 30 days or less past due are considered current, as various grace periods allow borrowers to make payments within a stated period after the due date and still remain in compliance with the loan agreement.
| December 31, 2020
(Dollars in thousands) | 30-59 days past due |  | 60-89 days past due |  | 90 days or greater |  | Total past due |  | Current |  | Total loans and leases
Commercial: |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | 956 |  |  | $ | 527 |  |  | $ | 1,603 |  |  | $ | 3,086 |  |  | $ | 982,338 |  |  | $ | 985,424 |
Owner occupied commercial mortgage | 8,757 |  |  | 2,232 |  |  | 14,082 |  |  | 25,071 |  |  | 11,139,941 |  |  | 11,165,012 |
Non-owner occupied commercial mortgage | 12,370 |  |  | — |  |  | 5,973 |  |  | 18,343 |  |  | 2,969,346 |  |  | 2,987,689 |
Commercial and industrial and leases | 14,532 |  |  | 2,842 |  |  | 3,243 |  |  | 20,617 |  |  | 4,993,027 |  |  | 5,013,644 |
SBA-PPP | — |  |  | — |  |  | — |  |  | — |  |  | 2,406,291 |  |  | 2,406,291 |
Total commercial loans | 36,615 |  |  | 5,601 |  |  | 24,901 |  |  | 67,117 |  |  | 22,490,943 |  |  | 22,558,060 |
Consumer: |  |  |  |  |  |  |  |  |  |  |
Residential mortgage | 43,218 |  |  | 8,364 |  |  | 31,690 |  |  | 83,272 |  |  | 5,478,414 |  |  | 5,561,686 |
Revolving mortgage | 11,977 |  |  | 2,626 |  |  | 7,415 |  |  | 22,018 |  |  | 2,030,836 |  |  | 2,052,854 |
Construction and land development | 932 |  |  | 77 |  |  | 330 |  |  | 1,339 |  |  | 346,784 |  |  | 348,123 |
Consumer auto | 6,825 |  |  | 1,835 |  |  | 1,076 |  |  | 9,736 |  |  | 1,245,666 |  |  | 1,255,402 |
Consumer other | 3,610 |  |  | 1,464 |  |  | 1,505 |  |  | 6,579 |  |  | 546,389 |  |  | 552,968 |
Total consumer loans | 66,562 |  |  | 14,366 |  |  | 42,016 |  |  | 122,944 |  |  | 9,648,089 |  |  | 9,771,033 |
PCD loans | 18,322 |  |  | 6,076 |  |  | 31,026 |  |  | 55,424 |  |  | 407,458 |  |  | 462,882 |
Total loans and leases | $ | 121,499 |  |  | $ | 26,043 |  |  | $ | 97,943 |  |  | $ | 245,485 |  |  | $ | 32,546,490 |  |  | $ | 32,791,975 |
| December 31, 2019
(Dollars in thousands) | 30-59 days past due |  | 60-89 days past due |  | 90 days or greater |  | Total past due |  | Current |  | Total loans and leases
Commercial: |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | 3,146 |  |  | $ | 195 |  |  | $ | 2,702 |  |  | $ | 6,043 |  |  | $ | 1,007,411 |  |  | $ | 1,013,454 |
Commercial mortgage | 20,389 |  |  | 8,774 |  |  | 8,319 |  |  | 37,482 |  |  | 12,245,153 |  |  | 12,282,635 |
Other commercial real estate | 861 |  |  | 331 |  |  | 698 |  |  | 1,890 |  |  | 540,138 |  |  | 542,028 |
Commercial and industrial and leases | 18,269 |  |  | 4,842 |  |  | 5,032 |  |  | 28,143 |  |  | 4,375,649 |  |  | 4,403,792 |
Other | 51 |  |  | 411 |  |  | 126 |  |  | 588 |  |  | 309,505 |  |  | 310,093 |
Total commercial loans | 42,716 |  |  | 14,553 |  |  | 16,877 |  |  | 74,146 |  |  | 18,477,856 |  |  | 18,552,002 |
Noncommercial: |  |  |  |  |  |  |  |  |  |  |
Residential mortgage | 45,839 |  |  | 18,289 |  |  | 24,409 |  |  | 88,537 |  |  | 5,205,380 |  |  | 5,293,917 |
Revolving mortgage | 9,729 |  |  | 3,468 |  |  | 9,865 |  |  | 23,062 |  |  | 2,316,010 |  |  | 2,339,072 |
Construction and land development | 977 |  |  | 218 |  |  | 1,797 |  |  | 2,992 |  |  | 354,393 |  |  | 357,385 |
Consumer | 10,481 |  |  | 3,746 |  |  | 3,571 |  |  | 17,798 |  |  | 1,762,606 |  |  | 1,780,404 |
Total noncommercial loans | 67,026 |  |  | 25,721 |  |  | 39,642 |  |  | 132,389 |  |  | 9,638,389 |  |  | 9,770,778 |
PCI loans | 26,478 |  |  | 10,784 |  |  | 28,973 |  |  | 66,235 |  |  | 492,481 |  |  | 558,716 |
Total loans and leases | $ | 136,220 |  |  | $ | 51,058 |  |  | $ | 85,492 |  |  | $ | 272,770 |  |  | $ | 28,608,726 |  |  | $ | 28,881,496 |
The amortized cost, by class, of loans and leases on nonaccrual status, and loans and leases greater than 90 days past due and still accruing at December 31, 2020 and December 31, 2019, were as follows:
| January 1, 2020(1) |  | December 31, 2020 |  |  |  |  |
(Dollars in thousands) | Nonaccrual loans and leases |  | Nonaccrual loans and leases |  | Loans and leases > 90 days and accruing |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | 4,281 |  |  | $ | 1,661 |  |  | $ | — |  |  |  |  |  |  |  |
Owner occupied commercial mortgage | 24,476 |  |  | 23,103 |  |  | 3,625 |  |  |  |  |  |  |  |
Non-owner occupied commercial mortgage | 5,965 |  |  | 7,932 |  |  | 147 |  |  |  |  |  |  |  |
Commercial and industrial and leases | 7,685 |  |  | 10,626 |  |  | 540 |  |  |  |  |  |  |  |
Total commercial loans | 42,407 |  |  | 43,322 |  |  | 4,312 |  |  |  |  |  |  |  |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage | 44,357 |  |  | 66,345 |  |  | — |  |  |  |  |  |  |  |
Revolving mortgage | 22,411 |  |  | 22,236 |  |  | — |  |  |  |  |  |  |  |
Construction and land development | 2,828 |  |  | 652 |  |  | — |  |  |  |  |  |  |  |
Consumer auto | 2,145 |  |  | 3,166 |  |  | — |  |  |  |  |  |  |  |
Consumer other | 798 |  |  | 823 |  |  | 1,195 |  |  |  |  |  |  |  |
Total consumer loans | 72,539 |  |  | 93,222 |  |  | 1,195 |  |  |  |  |  |  |  |
PCD loans | 53,771 |  |  | 54,939 |  |  | 355 |  |  |  |  |  |  |  |
Total loans and leases | $ | 168,717 |  |  | $ | 191,483 |  |  | $ | 5,862 |  |  |  |  |  |  |  |
(1)Upon the adoption of ASC 326, BancShares eliminated the pooling of PCI loans and as a result $47.0 million in additional PCD loans were recognized as nonaccrual loans at January 1, 2020. As of December 31, 2020, $24.9 million of these loans remained outstanding. |  |
|  |  | December 31, 2019
(Dollars in thousands) |  |  |  |  | Nonaccrual loans and leases |  | Loans and leases > 90 days and accruing
Commercial: |  |  |  |  |  |  |
Construction and land development |  |  |  |  | $ | 4,281 |  |  | $ | — |
Commercial mortgage |  |  |  |  | 29,733 |  |  | — |
Commercial and industrial and leases |  |  |  |  | 7,365 |  |  | 1,094 |
Other commercial real estate |  |  |  |  | 708 |  |  | — |
Other |  |  |  |  | 320 |  |  | — |
Total commercial loans |  |  |  |  | 42,407 |  |  | 1,094 |
Consumer: |  |  |  |  |  |  |
Construction and land development |  |  |  |  | 2,828 |  |  | — |
Residential mortgage |  |  |  |  | 44,357 |  |  | 45 |
Revolving mortgage |  |  |  |  | 22,411 |  |  | — |
Consumer |  |  |  |  | 2,943 |  |  | 2,152 |
Total noncommercial loans |  |  |  |  | 72,539 |  |  | 2,197 |
Total non-PCI loans and leases |  |  |  |  | $ | 114,946 |  |  | $ | 3,291 |
Financing Receivable Credit Quality Indicators | The following tables represent current credit quality indicators by origination year as of December 31, 2020.
| Commercial Loans Amortized Cost Basis by Origination Year |  |  |  |  |  |
Classification: | 2020 |  | 2019 |  | 2018 |  | 2017 |  | 2016 |  | Prior |  | Revolving |  | Revolving converted to term loans |  | Total
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 342,183 |  |  | $ | 341,233 |  |  | $ | 190,429 |  |  | $ | 50,776 |  |  | $ | 23,969 |  |  | $ | 11,306 |  |  | $ | 10,969 |  |  | $ | — |  |  | $ | 970,865 |
Special Mention | 246 |  |  | — |  |  | 6,421 |  |  | 5,342 |  |  | — |  |  | — |  |  | 153 |  |  | — |  |  | 12,162 |
Substandard | 229 |  |  | 629 |  |  | 1,450 |  |  | — |  |  | 8 |  |  | 81 |  |  | — |  |  | — |  |  | 2,397 |
Total | 342,658 |  |  | 341,862 |  |  | 198,300 |  |  | 56,118 |  |  | 23,977 |  |  | 11,387 |  |  | 11,122 |  |  | — |  |  | 985,424 |
Owner occupied commercial mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 3,183,467 |  |  | 2,201,165 |  |  | 1,625,141 |  |  | 1,301,412 |  |  | 1,049,858 |  |  | 1,454,020 |  |  | 101,556 |  |  | 133 |  |  | 10,916,752 |
Special Mention | 6,274 |  |  | 20,702 |  |  | 36,739 |  |  | 12,387 |  |  | 17,699 |  |  | 25,693 |  |  | 5,115 |  |  | 72 |  |  | 124,681 |
Substandard | 10,280 |  |  | 19,052 |  |  | 9,842 |  |  | 20,928 |  |  | 13,736 |  |  | 41,303 |  |  | 8,438 |  |  | — |  |  | 123,579 |
Total | 3,200,021 |  |  | 2,240,919 |  |  | 1,671,722 |  |  | 1,334,727 |  |  | 1,081,293 |  |  | 1,521,016 |  |  | 115,109 |  |  | 205 |  |  | 11,165,012 |
Non-owner occupied commercial mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 865,514 |  |  | 609,975 |  |  | 378,136 |  |  | 331,800 |  |  | 282,810 |  |  | 391,517 |  |  | 32,149 |  |  | — |  |  | 2,891,901 |
Special Mention | 569 |  |  | 905 |  |  | 10,794 |  |  | 1,808 |  |  | 5,121 |  |  | 3,279 |  |  | 483 |  |  | — |  |  | 22,959 |
Substandard | 2,899 |  |  | 18,546 |  |  | 12,296 |  |  | 8,764 |  |  | 14,087 |  |  | 15,427 |  |  | 810 |  |  | — |  |  | 72,829 |
Total | 868,982 |  |  | 629,426 |  |  | 401,226 |  |  | 342,372 |  |  | 302,018 |  |  | 410,223 |  |  | 33,442 |  |  | — |  |  | 2,987,689 |
Commercial and industrial and leases |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 1,620,622 |  |  | 983,852 |  |  | 504,463 |  |  | 310,468 |  |  | 234,735 |  |  | 286,996 |  |  | 899,978 |  |  | 5,520 |  |  | 4,846,634 |
Special Mention | 3,146 |  |  | 17,065 |  |  | 7,265 |  |  | 5,393 |  |  | 3,307 |  |  | 4,912 |  |  | 9,152 |  |  | 189 |  |  | 50,429 |
Substandard | 17,811 |  |  | 4,095 |  |  | 4,370 |  |  | 4,257 |  |  | 2,548 |  |  | 3,801 |  |  | 22,384 |  |  | 983 |  |  | 60,249 |
Ungraded | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 56,332 |  |  | — |  |  | 56,332 |
Total | 1,641,579 |  |  | 1,005,012 |  |  | 516,098 |  |  | 320,118 |  |  | 240,590 |  |  | 295,709 |  |  | 987,846 |  |  | 6,692 |  |  | 5,013,644 |
SBA-PPP |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 2,406,291 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 2,406,291 |
Total commercial | $ | 8,459,531 |  |  | $ | 4,217,219 |  |  | $ | 2,787,346 |  |  | $ | 2,053,335 |  |  | $ | 1,647,878 |  |  | $ | 2,238,335 |  |  | $ | 1,147,519 |  |  | $ | 6,897 |  |  | $ | 22,558,060 |
| Consumer and PCD Loans Amortized Cost Basis by Origination Year |  |  |  |  |  |
Days Past Due: | 2020 |  | 2019 |  | 2018 |  | 2017 |  | 2016 |  | Prior |  | Revolving |  | Revolving converted to term loans |  | Total
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Current | $ | 1,882,683 |  |  | $ | 978,298 |  |  | $ | 655,798 |  |  | $ | 596,309 |  |  | $ | 461,719 |  |  | $ | 878,634 |  |  | $ | 24,973 |  |  | $ | — |  |  | $ | 5,478,414 |
30-59 days | 2,278 |  |  | 4,573 |  |  | 11,463 |  |  | 3,772 |  |  | 8,613 |  |  | 12,299 |  |  | 220 |  |  | — |  |  | 43,218 |
60-89 days | 30 |  |  | 100 |  |  | 1,246 |  |  | 1,449 |  |  | 834 |  |  | 4,705 |  |  | — |  |  | — |  |  | 8,364 |
90 days or greater | 282 |  |  | 4,831 |  |  | 3,150 |  |  | 4,015 |  |  | 5,689 |  |  | 13,723 |  |  | — |  |  | — |  |  | 31,690 |
Total | 1,885,273 |  |  | 987,802 |  |  | 671,657 |  |  | 605,545 |  |  | 476,855 |  |  | 909,361 |  |  | 25,193 |  |  | — |  |  | 5,561,686 |
Revolving mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Current | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,879,968 |  |  | 150,868 |  |  | 2,030,836 |
30-59 days | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 8,241 |  |  | 3,736 |  |  | 11,977 |
60-89 days | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 527 |  |  | 2,099 |  |  | 2,626 |
90 days or greater | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 2,301 |  |  | 5,114 |  |  | 7,415 |
Total | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,891,037 |  |  | 161,817 |  |  | 2,052,854 |
Construction and land development |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Current | 215,112 |  |  | 85,707 |  |  | 24,860 |  |  | 10,269 |  |  | 6,093 |  |  | 2,218 |  |  | 2,525 |  |  | — |  |  | 346,784 |
30-59 days | — |  |  | 420 |  |  | 121 |  |  | 370 |  |  | — |  |  | 21 |  |  | — |  |  | — |  |  | 932 |
60-89 days | — |  |  | — |  |  | — |  |  | 9 |  |  | — |  |  | 68 |  |  | — |  |  | — |  |  | 77 |
90 days or greater | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 330 |  |  | — |  |  | — |  |  | 330 |
Total | 215,112 |  |  | 86,127 |  |  | 24,981 |  |  | 10,648 |  |  | 6,093 |  |  | 2,637 |  |  | 2,525 |  |  | — |  |  | 348,123 |
Consumer auto |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Current | 521,719 |  |  | 340,594 |  |  | 219,597 |  |  | 104,280 |  |  | 49,872 |  |  | 9,604 |  |  | — |  |  | — |  |  | 1,245,666 |
30-59 days | 2,175 |  |  | 1,873 |  |  | 1,257 |  |  | 842 |  |  | 544 |  |  | 134 |  |  | — |  |  | — |  |  | 6,825 |
60-89 days | 329 |  |  | 689 |  |  | 312 |  |  | 351 |  |  | 109 |  |  | 45 |  |  | — |  |  | — |  |  | 1,835 |
90 days or greater | 170 |  |  | 527 |  |  | 217 |  |  | 57 |  |  | 102 |  |  | 3 |  |  | — |  |  | — |  |  | 1,076 |
Total | 524,393 |  |  | 343,683 |  |  | 221,383 |  |  | 105,530 |  |  | 50,627 |  |  | 9,786 |  |  | — |  |  | — |  |  | 1,255,402 |
Consumer other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Current | 53,842 |  |  | 27,117 |  |  | 10,911 |  |  | 7,159 |  |  | 2,980 |  |  | 29,336 |  |  | 415,044 |  |  | — |  |  | 546,389 |
30-59 days | 322 |  |  | 114 |  |  | 77 |  |  | 18 |  |  | 11 |  |  | 7 |  |  | 3,061 |  |  | — |  |  | 3,610 |
60-89 days | 102 |  |  | 20 |  |  | 13 |  |  | 18 |  |  | 3 |  |  | 23 |  |  | 1,285 |  |  | — |  |  | 1,464 |
90 days or greater | 53 |  |  | 84 |  |  | 8 |  |  | — |  |  | — |  |  | — |  |  | 1,360 |  |  | — |  |  | 1,505 |
Total | 54,319 |  |  | 27,335 |  |  | 11,009 |  |  | 7,195 |  |  | 2,994 |  |  | 29,366 |  |  | 420,750 |  |  | — |  |  | 552,968 |
Total consumer | 2,679,097 |  |  | 1,444,947 |  |  | 929,030 |  |  | 728,918 |  |  | 536,569 |  |  | 951,150 |  |  | 2,339,505 |  |  | 161,817 |  |  | 9,771,033 |
PCD loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Current | 31,475 |  |  | 25,425 |  |  | 27,183 |  |  | 27,955 |  |  | 28,995 |  |  | 232,186 |  |  | 13,212 |  |  | 21,027 |  |  | 407,458 |
30-59 days | 999 |  |  | 925 |  |  | 801 |  |  | 718 |  |  | 1,341 |  |  | 12,637 |  |  | 156 |  |  | 745 |  |  | 18,322 |
60-89 days | 447 |  |  | 81 |  |  | 312 |  |  | 695 |  |  | 97 |  |  | 4,098 |  |  | 9 |  |  | 337 |  |  | 6,076 |
90 days or greater | 721 |  |  | 2,325 |  |  | 4,755 |  |  | 1,208 |  |  | 897 |  |  | 19,963 |  |  | 111 |  |  | 1,046 |  |  | 31,026 |
Total PCD | 33,642 |  |  | 28,756 |  |  | 33,051 |  |  | 30,576 |  |  | 31,330 |  |  | 268,884 |  |  | 13,488 |  |  | 23,155 |  |  | 462,882 |
Total loans and leases | $ | 11,172,270 |  |  | $ | 5,690,922 |  |  | $ | 3,749,427 |  |  | $ | 2,812,829 |  |  | $ | 2,215,777 |  |  | $ | 3,458,369 |  |  | $ | 3,500,512 |  |  | $ | 191,869 |  |  | $ | 32,791,975 |
Loans and leases outstanding at December 31, 2019 by credit quality indicator are provided below:
| December 31, 2019
| Commercial loans and leases
(Dollars in thousands) | Construction and land development |  | Commercial mortgage |  | Other commercial real estate |  | Commercial and industrial and leases |  | Other |  | PCI |  | Total commercial loans and leases
Grade: |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 1,004,922 |  |  | $ | 12,050,799 |  |  | $ | 536,682 |  |  | $ | 4,256,456 |  |  | $ | 308,796 |  |  | $ | 148,412 |  |  | $ | 18,306,067 |
Special mention | 2,577 |  |  | 115,164 |  |  | 3,899 |  |  | 44,604 |  |  | 622 |  |  | 44,290 |  |  | 211,156 |
Substandard | 5,955 |  |  | 116,672 |  |  | 1,447 |  |  | 34,148 |  |  | 675 |  |  | 87,970 |  |  | 246,867 |
Doubtful | — |  |  | — |  |  | — |  |  | 3 |  |  | — |  |  | 3,657 |  |  | 3,660 |
Ungraded | — |  |  | — |  |  | — |  |  | 68,581 |  |  | — |  |  | — |  |  | 68,581 |
Total | $ | 1,013,454 |  |  | $ | 12,282,635 |  |  | $ | 542,028 |  |  | $ | 4,403,792 |  |  | $ | 310,093 |  |  | $ | 284,329 |  |  | $ | 18,836,331 |
| December 31, 2019
| Noncommercial loans and leases
(Dollars in thousands) | Residential mortgage |  | Revolving mortgage |  | Construction and land development |  | Consumer |  | PCI |  | Total noncommercial loans and leases
Days past due: |  |  |  |  |  |  |  |  |  |  |
Current | $ | 5,205,380 |  |  | $ | 2,316,010 |  |  | $ | 354,393 |  |  | $ | 1,762,606 |  |  | $ | 240,995 |  |  | $ | 9,879,384 |
30-59 days past due | 45,839 |  |  | 9,729 |  |  | 977 |  |  | 10,481 |  |  | 13,764 |  |  | 80,790 |
60-89 days past due | 18,289 |  |  | 3,468 |  |  | 218 |  |  | 3,746 |  |  | 5,608 |  |  | 31,329 |
90 days or greater past due | 24,409 |  |  | 9,865 |  |  | 1,797 |  |  | 3,571 |  |  | 14,020 |  |  | 53,662 |
Total | $ | 5,293,917 |  |  | $ | 2,339,072 |  |  | $ | 357,385 |  |  | $ | 1,780,404 |  |  | $ | 274,387 |  |  | $ | 10,045,165 |
Schedule of Loans Pledged as Collateral | The following table provides information regarding loans pledged as collateral for borrowing capacity through the FHLB of Atlanta and the Federal Reserve Bank (“FRB”) as of December 31, 2020 and 2019:
(Dollars in thousands) | December 31, 2020 |  | December 31, 2019
FHLB of Atlanta |  |  |
Lendable collateral value of pledged non-PCD loans | $ | 8,637,844 |  |  | $ | 6,574,636 |
Less: advances | 652,675 |  |  | 563,690 |
Available borrowing capacity | $ | 7,985,169 |  |  | $ | 6,010,946 |
Pledged non-PCD loans | $ | 12,157,153 |  |  | $ | 9,407,688 |
FRB |  |  |
Lendable collateral value of pledged non-PCD loans | $ | 3,321,762 |  |  | $ | 2,981,712 |
Less: advances | — |  |  | — |
Available borrowing capacity | $ | 3,321,762 |  |  | $ | 2,981,712 |
Pledged non-PCD loans | $ | 4,104,866 |  |  | $ | 3,684,919 |
Schedule of Loans and Leases Purchased | Purchased loans and leases The following table summarizes PCD loans acquired in the Community Financial transaction and provides the contractually required payments, less the initial allowance for credit losses and discount to produce the fair value of acquired loans with evidence of more than insignificant credit quality deterioration since origination at the acquisition date:
(Dollars in thousands) | Community Financial |  |  |  |
Contractually required payments | $ | 25,635 |  |  |  |  |
Initial PCD allowance | 1,193 |  |  |  |  |
Discount | 1,055 |  |  |  |  |
Fair value at acquisition date | $ | 23,387 |  |  |  |  |
The recorded fair values of purchased non-PCD loans acquired in the Community Financial transaction as of the acquisition date are as follows:
(Dollars in thousands) | Community Financial |  |  |  |
Commercial: |  |  |  |  |
Construction and land development | $ | 9,428 |  |  |  |  |
Owner occupied commercial mortgage | 31,473 |  |  |  |  |
Non-owner occupied commercial mortgage | 25,143 |  |  |  |  |
Commercial and industrial and leases | 15,065 |  |  |  |  |
Total commercial loans | 81,109 |  |  |  |  |
Consumer: |  |  |  |  |
Residential mortgage | 21,168 |  |  |  |  |
Revolving mortgage | 2,084 |  |  |  |  |
Construction and land development | 5,254 |  |  |  |  |
Consumer auto | 294 |  |  |  |  |
Consumer other | 693 |  |  |  |  |
Total consumer loans | 29,493 |  |  |  |  |
Total non-PCD loans | $ | 110,602 |  |  |  |  |

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_LoansAndLeasesReceivableDisclosureAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of a material business combination completed during the period, including background, timing, and recognized assets and liabilities. This table does not include leveraged buyouts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=79982066&loc=d3e1486-128463 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=79982066&loc=d3e1392-128463 + Details
Name: | us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financial instruments held by the entity for its own account for trading or investment purposes that are carried at fair value and pledged to counterparties as collateral for financing transactions. Description may include equity, fixed income, debt or other securities. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 30 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=66007379&loc=d3e113888-111728 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 30 -Section 50 -Paragraph 1A -URI http://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729 + Details
Name: | us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivable on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 16 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919258-210447 + Details
Name: | us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration