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Regulatory Capital (Tables) | 6 Months Ended
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Jun. 30, 2022
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements | The following table includes the Basel III requirements for regulatory capital ratios.
| Basel III Minimums |  | Basel III Conservation Buffers |  | Basel III Requirements
Regulatory capital ratios |  |  |  |  |
Total risk-based capital | 8.00 | % |  | 2.50 | % |  | 10.50 | %
Tier 1 risk-based capital | 6.00 |  |  | 2.50 |  |  | 8.50 |
Common equity Tier 1 | 4.50 |  |  | 2.50 |  |  | 7.00 |
Tier 1 leverage | 4.00 |  |  | — |  |  | 4.00 |
The regulatory capital ratios for BancShares and FCB exceed the Basel III requirements and the PCA well-capitalized thresholds as of June 30, 2022 and December 31, 2021 as summarized in the following table.
|  |  |  |  | June 30, 2022 |  | December 31, 2021
dollars in millions | Basel III Requirements |  | PCA well-capitalized thresholds |  | Amount |  | Ratio |  | Amount |  | Ratio
BancShares |  |  |  |  |  |  |  |  |  |  |
Total risk-based capital | 10.50 | % |  | 10.00 | % |  | $ | 12,396 |  |  | 14.46 | % |  | $ | 5,042 |  |  | 14.35 | %
Tier 1 risk-based capital | 8.50 |  |  | 8.00 |  |  | 10,605 |  |  | 12.37 |  |  | 4,380 |  |  | 12.47 |
Common equity Tier 1 | 7.00 |  |  | 6.50 |  |  | 9,724 |  |  | 11.35 |  |  | 4,041 |  |  | 11.50 |
Tier 1 leverage | 4.00 |  |  | 5.00 |  |  | 10,605 |  |  | 9.85 |  |  | 4,380 |  |  | 7.59 |
FCB |  |  |  |  |  |  |  |  |  |  |
Total risk-based capital | 10.50 | % |  | 10.00 | % |  | $ | 12,233 |  |  | 14.28 | % |  | $ | 4,858 |  |  | 13.85 | %
Tier 1 risk-based capital | 8.50 |  |  | 8.00 |  |  | 10,899 |  |  | 12.73 |  |  | 4,651 |  |  | 13.26 |
Common equity Tier 1 | 7.00 |  |  | 6.50 |  |  | 10,899 |  |  | 12.73 |  |  | 4,651 |  |  | 13.26 |
Tier 1 leverage | 4.00 |  |  | 5.00 |  |  | 10,899 |  |  | 10.14 |  |  | 4,651 |  |  | 8.07 |

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
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