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v3.23.3

Allowance for Loan and Lease Losses (Tables) | 9 Months Ended
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Sep. 30, 2023
Receivables [Abstract] |
Schedule of Allowance for Loan and Lease Losses | The ALLL activity for loans and leases is summarized in the following table. Allowance for Loan and Lease Losses
dollars in millions | Three Months Ended September 30, 2023 |  | Nine Months Ended September 30, 2023
| Commercial |  | Consumer |  | SVB |  | Total |  | Commercial |  | Consumer |  | SVB |  | Total
Balance at beginning of period | $ | 915 |  |  | $ | 156 |  |  | $ | 566 |  |  | $ | 1,637 |  |  | $ | 789 |  |  | $ | 133 |  |  | $ | — |  |  | $ | 922 |
Initial PCD ALLL | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 220 |  |  | 220 |
Day 2 provision for loan and lease losses | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 462 |  |  | 462 |
Provision (benefit) for loan and lease losses | 149 |  |  | (11) |  |  | 74 |  |  | 212 |  |  | 379 |  |  | 18 |  |  | 55 |  |  | 452 |
Total provision (benefit) for loan and lease losses | 149 |  |  | (11) |  |  | 74 |  |  | 212 |  |  | 379 |  |  | 18 |  |  | 517 |  |  | 914 |
Charge-offs | (85) |  |  | (7) |  |  | (107) |  |  | (199) |  |  | (209) |  |  | (20) |  |  | (208) |  |  | (437) |
Recoveries | 12 |  |  | 4 |  |  | 7 |  |  | 23 |  |  | 32 |  |  | 11 |  |  | 11 |  |  | 54 |
Balance at September 30, 2023 | $ | 991 |  |  | $ | 142 |  |  | $ | 540 |  |  | $ | 1,673 |  |  | $ | 991 |  |  | $ | 142 |  |  | $ | 540 |  |  | $ | 1,673 |
| Three Months Ended September 30, 2022 |  | Nine Months Ended September 30, 2022
| Commercial |  | Consumer |  | SVB |  | Total |  | Commercial |  | Consumer |  | SVB |  | Total
Balance at beginning of period | $ | 740 |  |  | $ | 110 |  |  | $ | — |  |  | $ | 850 |  |  | $ | 80 |  |  | $ | 98 |  |  | $ | — |  |  | $ | 178 |
Initial PCD ALLL | — |  |  | — |  |  | — |  |  | — |  |  | 258 |  |  | 14 |  |  | — |  |  | 272 |
Day 2 provision for loan and lease losses | — |  |  | — |  |  | — |  |  | — |  |  | 432 |  |  | 22 |  |  | — |  |  | 454 |
Provision (benefit) for loan and lease losses | 43 |  |  | 7 |  |  | — |  |  | 50 |  |  | 53 |  |  | (20) |  |  | — |  |  | 33 |
Total provision for loan and lease losses | 43 |  |  | 7 |  |  | — |  |  | 50 |  |  | 485 |  |  | 2 |  |  | — |  |  | 487 |
Charge-offs | (28) |  |  | (5) |  |  | — |  |  | (33) |  |  | (92) |  |  | (15) |  |  | — |  |  | (107) |
Recoveries | 11 |  |  | 4 |  |  | — |  |  | 15 |  |  | 35 |  |  | 17 |  |  | — |  |  | 52 |
Balance at September 30, 2022 | $ | 766 |  |  | $ | 116 |  |  | $ | — |  |  | $ | 882 |  |  | $ | 766 |  |  | $ | 116 |  |  | $ | — |  |  | $ | 882 |
The following table presents the components of the provision for credit losses: Provision for Credit Losses
dollars in millions | Three Months Ended |  | Nine Months Ended
| September 30, 2023 |  |  |  | September 30, 2022 |  | September 30, 2023 |  | September 30, 2022
Day 2 provision for loan and lease losses | $ | — |  |  |  |  | $ | — |  |  | $ | 462 |  |  | $ | 454 |
Provision for loan and lease losses | 212 |  |  |  |  | 50 |  |  | 452 |  |  | 33 |
Total provision for loan and lease losses | 212 |  |  |  |  | 50 |  |  | 914 |  |  | 487 |
Day 2 provision for off-balance sheet credit exposure | — |  |  |  |  | — |  |  | 254 |  |  | 59 |
(Benefit) provision for off-balance sheet credit exposure | (17) |  |  |  |  | 10 |  |  | (42) |  |  | 20 |
Total (benefit) provision for off-balance sheet credit exposure | (17) |  |  |  |  | 10 |  |  | 212 |  |  | 79 |
Benefit for investment securities available for sale credit losses | (3) |  |  |  |  | — |  |  | — |  |  | — |
Provision for credit losses | $ | 192 |  |  |  |  | $ | 60 |  |  | $ | 1,126 |  |  | $ | 566 |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
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