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v3.23.3

Business Segment Information (Tables) | 9 Months Ended
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Sep. 30, 2023
Segment Reporting [Abstract] |
Schedule of Segment Reporting Information, by Segment | The following table presents the condensed income statement by segment:
dollars in millions | Three Months Ended September 30, 2023
| General Banking |  | Commercial Banking |  | Silicon Valley Banking |  | Rail |  | Corporate |  | Total BancShares
Net interest income (expense) | $ | 625 |  |  | $ | 249 |  |  | $ | 635 |  |  | $ | (40) |  |  | $ | 521 |  |  | $ | 1,990 |
Provision (benefit) for credit losses | 7 |  |  | 132 |  |  | 56 |  |  | — |  |  | (3) |  |  | 192 |
Net interest income (expense) after provision for credit losses | 618 |  |  | 117 |  |  | 579 |  |  | (40) |  |  | 524 |  |  | 1,798 |
Noninterest income | 125 |  |  | 139 |  |  | 151 |  |  | 194 |  |  | 6 |  |  | 615 |
Noninterest expense | 411 |  |  | 205 |  |  | 514 |  |  | 116 |  |  | 170 |  |  | 1,416 |
Income before income taxes | 332 |  |  | 51 |  |  | 216 |  |  | 38 |  |  | 360 |  |  | 997 |
Income tax expense | 91 |  |  | 14 |  |  | 59 |  |  | 10 |  |  | 71 |  |  | 245 |
Net income | $ | 241 |  |  | $ | 37 |  |  | $ | 157 |  |  | $ | 28 |  |  | $ | 289 |  |  | $ | 752 |
Select Period End Balances |  |  |  |  |  |  |  |  |  |  |
Loans and leases | $ | 46,077 |  |  | $ | 30,220 |  |  | $ | 56,864 |  |  | $ | 41 |  |  | $ | — |  |  | $ | 133,202 |
Deposits | 101,021 |  |  | 3,370 |  |  | 39,970 |  |  | 12 |  |  | 1,860 |  |  | 146,233 |
Operating lease equipment, net | — |  |  | 739 |  |  | — |  |  | 7,922 |  |  | — |  |  | 8,661 |
| Three Months Ended September 30, 2022
| General Banking |  | Commercial Banking |  | Silicon Valley Banking |  | Rail |  | Corporate |  | Total BancShares
Net interest income (expense) | $ | 495 |  |  | $ | 230 |  |  | $ | — |  |  | $ | (20) |  |  | $ | 90 |  |  | $ | 795 |
Provision for credit losses | 2 |  |  | 58 |  |  | — |  |  | — |  |  | — |  |  | 60 |
Net interest income (expense) after provision for credit losses | 493 |  |  | 172 |  |  | — |  |  | (20) |  |  | 90 |  |  | 735 |
Noninterest income | 118 |  |  | 133 |  |  | — |  |  | 170 |  |  | 12 |  |  | 433 |
Noninterest expense | 400 |  |  | 186 |  |  | — |  |  | 110 |  |  | 64 |  |  | 760 |
Income (loss) before income taxes | 211 |  |  | 119 |  |  | — |  |  | 40 |  |  | 38 |  |  | 408 |
Income tax expense | 55 |  |  | 24 |  |  | — |  |  | 10 |  |  | 4 |  |  | 93 |
Net income (loss) | $ | 156 |  |  | $ | 95 |  |  | $ | — |  |  | $ | 30 |  |  | $ | 34 |  |  | $ | 315 |
Select Period End Balances |  |  |  |  |  |  |  |  |  |  |
Loans and leases | $ | 41,693 |  |  | $ | 28,023 |  |  | $ | — |  |  | $ | 74 |  |  | $ | — |  |  | $ | 69,790 |
Deposits | 82,731 |  |  | 3,682 |  |  | — |  |  | 14 |  |  | 1,126 |  |  | 87,553 |
Operating lease equipment, net | — |  |  | 736 |  |  | — |  |  | 7,248 |  |  | — |  |  | 7,984 |
| Nine Months Ended September 30, 2023
| General Banking |  | Commercial Banking |  | Silicon Valley Banking |  | Rail |  | Corporate |  | Total BancShares
Net interest income (expense) | $ | 1,790 |  |  | $ | 744 |  |  | $ | 1,335 |  |  | $ | (101) |  |  | $ | 1,033 |  |  | $ | 4,801 |
Provision for credit losses | 48 |  |  | 353 |  |  | 9 |  |  | — |  |  | 716 |  |  | 1,126 |
Net interest income (expense) after provision for credit losses | 1,742 |  |  | 391 |  |  | 1,326 |  |  | (101) |  |  | 317 |  |  | 3,675 |
Noninterest income | 362 |  |  | 420 |  |  | 334 |  |  | 549 |  |  | 9,867 |  |  | 11,532 |
Noninterest expense | 1,192 |  |  | 615 |  |  | 1,139 |  |  | 357 |  |  | 540 |  |  | 3,843 |
Income before income taxes | 912 |  |  | 196 |  |  | 521 |  |  | 91 |  |  | 9,644 |  |  | 11,364 |
Income tax expense (benefit) | 228 |  |  | 55 |  |  | 140 |  |  | 23 |  |  | (34) |  |  | 412 |
Net income | $ | 684 |  |  | $ | 141 |  |  | $ | 381 |  |  | $ | 68 |  |  | $ | 9,678 |  |  | $ | 10,952 |
| Nine Months Ended September 30, 2022
| General Banking |  | Commercial Banking |  | Silicon Valley Banking |  | Rail |  | Corporate |  | Total BancShares
Net interest income (expense) | $ | 1,400 |  |  | $ | 641 |  |  | $ | — |  |  | $ | (58) |  |  | $ | 161 |  |  | $ | 2,144 |
(Benefit) provision for credit losses | (7) |  |  | 60 |  |  | — |  |  | — |  |  | 513 |  |  | 566 |
Net interest income (expense) after provision for credit losses | 1,407 |  |  | 581 |  |  | — |  |  | (58) |  |  | (352) |  |  | 1,578 |
Noninterest income | 371 |  |  | 376 |  |  | — |  |  | 493 |  |  | 467 |  |  | 1,707 |
Noninterest expense | 1,192 |  |  | 555 |  |  | — |  |  | 320 |  |  | 248 |  |  | 2,315 |
Income (loss) before income taxes | 586 |  |  | 402 |  |  | — |  |  | 115 |  |  | (133) |  |  | 970 |
Income tax expense (benefit) | 143 |  |  | 90 |  |  | — |  |  | 28 |  |  | (132) |  |  | 129 |
Net income (loss) | $ | 443 |  |  | $ | 312 |  |  | $ | — |  |  | $ | 87 |  |  | $ | (1) |  |  | $ | 841 |

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- Definition Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482573/350-20-50-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 25 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482810/280-10-50-25 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30 + Details
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