<SEC-DOCUMENT>0001193125-23-086031.txt : 20230331
<SEC-HEADER>0001193125-23-086031.hdr.sgml : 20230331
<ACCEPTANCE-DATETIME>20230330205803
ACCESSION NUMBER:		0001193125-23-086031
CONFORMED SUBMISSION TYPE:	8-K/A
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20230327
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Completion of Acquisition or Disposition of Assets
ITEM INFORMATION:		Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20230331
DATE AS OF CHANGE:		20230330

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST CITIZENS BANCSHARES INC /DE/
		CENTRAL INDEX KEY:			0000798941
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				561528994
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-16715
		FILM NUMBER:		23782626

	BUSINESS ADDRESS:	
		STREET 1:		4300 SIX FORKS ROAD
		CITY:			RALEIGH
		STATE:			NC
		ZIP:			27609
		BUSINESS PHONE:		919 716 7000

	MAIL ADDRESS:	
		STREET 1:		4300 SIX FORKS ROAD
		CITY:			RALEIGH
		STATE:			NC
		ZIP:			27609
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K/A
<SEQUENCE>1
<FILENAME>d465632d8ka.htm
<DESCRIPTION>8-K/A
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8" ?>
<html xmlns:dei="http://xbrl.sec.gov/dei/2022" xmlns:us-types="http://fasb.org/us-types/2022" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:fcnco="http://imetrix.edgar-online.com/20230327" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:us-gaap="http://fasb.org/us-gaap/2022" xmlns="http://www.w3.org/1999/xhtml">
<head>
<title>8-K/A</title>
<meta http-equiv="Content-Type" content="text/html" />
</head>
   <body><div style="display:none"> <ix:header> <ix:hidden> <ix:nonNumeric id="Hidden_dei_EntityRegistrantName" name="dei:EntityRegistrantName" contextRef="duration_2023-03-27_to_2023-03-27">FIRST CITIZENS BANCSHARES INC /DE/</ix:nonNumeric> <ix:nonNumeric name="dei:AmendmentFlag" contextRef="duration_2023-03-27_to_2023-03-27">true</ix:nonNumeric> <ix:nonNumeric id="Hidden_dei_EntityCentralIndexKey" name="dei:EntityCentralIndexKey" contextRef="duration_2023-03-27_to_2023-03-27">0000798941</ix:nonNumeric> </ix:hidden> <ix:references> <link:schemaRef xlink:type="simple" xlink:href="fcnco-20230327.xsd" xlink:arcrole="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase"></link:schemaRef> </ix:references> <ix:resources> <xbrli:context id="duration_2023-03-27_to_2023-03-27"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0000798941</xbrli:identifier> </xbrli:entity> <xbrli:period> <xbrli:startDate>2023-03-27</xbrli:startDate> <xbrli:endDate>2023-03-27</xbrli:endDate> </xbrli:period> </xbrli:context> <xbrli:context id="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0000798941</xbrli:identifier> <xbrli:segment> <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember> </xbrli:segment> </xbrli:entity> <xbrli:period> <xbrli:startDate>2023-03-27</xbrli:startDate> <xbrli:endDate>2023-03-27</xbrli:endDate> </xbrli:period> </xbrli:context> <xbrli:context id="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesAPreferredStockMember"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0000798941</xbrli:identifier> <xbrli:segment> <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember> </xbrli:segment> </xbrli:entity> <xbrli:period> <xbrli:startDate>2023-03-27</xbrli:startDate> <xbrli:endDate>2023-03-27</xbrli:endDate> </xbrli:period> </xbrli:context> <xbrli:context id="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesCPreferredStockMember"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0000798941</xbrli:identifier> <xbrli:segment> <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember> </xbrli:segment> </xbrli:entity> <xbrli:period> <xbrli:startDate>2023-03-27</xbrli:startDate> <xbrli:endDate>2023-03-27</xbrli:endDate> </xbrli:period> </xbrli:context> </ix:resources> </ix:header> </div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <p style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</p> <p style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</p> <p style="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">UNITED STATES</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">SECURITIES AND EXCHANGE COMMISSION</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Washington, D.C. 20549</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">FORM <span style="white-space:nowrap"><ix:nonNumeric name="dei:DocumentType" contextRef="duration_2023-03-27_to_2023-03-27">8-K/A</ix:nonNumeric></span></p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">CURRENT REPORT</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Pursuant to Section 13 or 15(d)</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">of The Securities Exchange Act of 1934</p> <p style="margin-top:8pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Date of Report (Date of earliest event reported): <ix:nonNumeric name="dei:DocumentPeriodEndDate" contextRef="duration_2023-03-27_to_2023-03-27" format="ixt:datemonthdayyearen">March 27, 2023</ix:nonNumeric></p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman;font-weight:bold;text-align:center"> <span style=" -sec-ix-hidden:Hidden_dei_EntityRegistrantName">First Citizens BancShares, Inc.</span> </p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Exact name of registrant as specified in its charter)</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:8pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:34%"></td>
<td style="vertical-align:bottom"></td>
<td style="width:32%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:32%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" contextRef="duration_2023-03-27_to_2023-03-27" format="ixt-sec:stateprovnameen">Delaware</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><span style="white-space:nowrap"><ix:nonNumeric name="dei:EntityFileNumber" contextRef="duration_2023-03-27_to_2023-03-27">001-16715</ix:nonNumeric></span></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><span style="white-space:nowrap"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" contextRef="duration_2023-03-27_to_2023-03-27">56-1528994</ix:nonNumeric></span></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(State or other jurisdiction</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">of incorporation)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Commission</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">File Number)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold">(IRS Employer<br />Identification No.)</span></td></tr></table> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:25%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="width:24%"></td>
<td style="vertical-align:bottom;width:7%"></td>
<td style="width:25%"></td>
<td style="vertical-align:bottom;width:7%"></td>
<td></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:bottom"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityAddressAddressLine1" contextRef="duration_2023-03-27_to_2023-03-27">4300 Six Forks Road</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:bottom"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityAddressCityOrTown" contextRef="duration_2023-03-27_to_2023-03-27">Raleigh</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:bottom"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityAddressStateOrProvince" contextRef="duration_2023-03-27_to_2023-03-27" format="ixt-sec:stateprovnameen">North Carolina</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:bottom"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityAddressPostalZipCode" contextRef="duration_2023-03-27_to_2023-03-27">27609</ix:nonNumeric></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; vertical-align:top" colspan="5"><span style="font-weight:bold">(Address of principal executive offices)</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold">(Zip Code)</span></td></tr></table> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">Registrant&#8217;s telephone number, including area code: <ix:nonNumeric name="dei:CityAreaCode" contextRef="duration_2023-03-27_to_2023-03-27">(919)</ix:nonNumeric> <span style="white-space:nowrap"><ix:nonNumeric name="dei:LocalPhoneNumber" contextRef="duration_2023-03-27_to_2023-03-27">716-7000</ix:nonNumeric></span></p> <p style="margin-top:8pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Former name or former address, if changed since last report)</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below if the Form <span style="white-space:nowrap">8-K</span> filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p> <p style="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:WrittenCommunications" contextRef="duration_2023-03-27_to_2023-03-27" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</p></td></tr></table> <p style="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:SolicitingMaterial" contextRef="duration_2023-03-27_to_2023-03-27" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Soliciting material pursuant to Rule <span style="white-space:nowrap">14a-12</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14a-12)</span></p></td></tr></table> <p style="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:PreCommencementTenderOffer" contextRef="duration_2023-03-27_to_2023-03-27" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="white-space:nowrap">Pre-commencement</span> communications pursuant to Rule <span style="white-space:nowrap">14d-2(b)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14d-2(b))</span></p></td></tr></table> <p style="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" contextRef="duration_2023-03-27_to_2023-03-27" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="white-space:nowrap">Pre-commencement</span> communications pursuant to Rule <span style="white-space:nowrap">13e-4(c)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.13e-4(c))</span></p></td></tr></table> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Securities Registered Pursuant to Section&#160;12(b) of the Securities Exchange Act of 1934:</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:34%"></td>
<td style="vertical-align:bottom"></td>
<td style="width:32%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:32%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Title of each class</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Trading<br />Symbol</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Name of each exchange</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">on which registered</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:Security12bTitle" contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember">Class&#160;A Common Stock, Par Value $1</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:TradingSymbol" contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember">FCNCA</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:SecurityExchangeName" contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember" format="ixt-sec:exchnameen">Nasdaq Global Select Market</ix:nonNumeric></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:Security12bTitle" contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesAPreferredStockMember">Depositary Shares, Each Representing a 1/40th Interest in a Share of 5.375% <span style="white-space:nowrap">Non-Cumulative</span> Perpetual Preferred Stock, Series A</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:TradingSymbol" contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesAPreferredStockMember">FCNCP</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:SecurityExchangeName" contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesAPreferredStockMember" format="ixt-sec:exchnameen">Nasdaq Global Select Market</ix:nonNumeric></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:Security12bTitle" contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesCPreferredStockMember">5.625% <span style="white-space:nowrap">Non-Cumulative</span> Perpetual Preferred Stock, Series C</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:TradingSymbol" contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesCPreferredStockMember">FCNCO</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:SecurityExchangeName" contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesCPreferredStockMember" format="ixt-sec:exchnameen">Nasdaq Global Select Market</ix:nonNumeric></td></tr></table> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule <span style="white-space:nowrap">12b-2</span> of the Securities Exchange Act of 1934 <span style="white-space:nowrap">(&#167;240.12b-2</span> of this chapter).</p> <p style="margin-top:8pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Emerging growth company <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" contextRef="duration_2023-03-27_to_2023-03-27" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></p> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <p style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</p> <p style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</p></div></div>

<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%" />

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">Explanatory Note </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><ix:nonNumeric name="dei:AmendmentDescription" contextRef="duration_2023-03-27_to_2023-03-27">This Amendment No.&#160;1 on Form 8-K/A (this &#8220;Amendment No.&#160;1&#8221;) amends and restates in its entirety the Form 8-K (the &#8220;Original 8-K&#8221;) filed on March&#160;27, 2023 by First Citizens BancShares, Inc. (&#8220;BancShares&#8221;) to file Exhibits 2.1, 4.1, and 10.1 and to update the disclosure in Item 1.01 with respect to the exercise of the Cash Settled Appreciation Instrument. Except as set forth herein (and certain conforming changes), this Amendment No.&#160;1 does not amend or update any other information set forth in the Original 8-K, and BancShares has not updated disclosures contained therein to reflect any events that may have occurred at a date subsequent to the filing of the Original 8-K.</ix:nonNumeric> </p> <p style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Item&#160;1.01. Entry into a Material Definitive Agreement. </p> <p style="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Effective March&#160;27, 2023 (the &#8220;Acquisition Date&#8221;), First-Citizens Bank&#160;&amp; Trust Company (&#8220;FCB&#8221;), a North Carolina chartered commercial bank and direct, wholly owned subsidiary of BancShares, assumed all customer deposits and certain other liabilities, and acquired substantially all loans and certain other assets, of Silicon Valley Bridge Bank, N.A. (&#8220;Silicon Valley Bridge Bank&#8221;), as successor to Silicon Valley Bank (the &#8220;Failed Bank&#8221;), from the Federal Deposit Insurance Corporation (the &#8220;FDIC&#8221;), as receiver for Silicon Valley Bridge Bank (the &#8220;Acquisition&#8221;), pursuant to the terms of a purchase and assumption agreement entered into by FCB and the FDIC on March&#160;27, 2023 (the &#8220;Purchase Agreement&#8221;). </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Under the terms of the Purchase Agreement, FCB acquired approximately $110.1&#160;billion in assets, including approximately $72.1&#160;billion in loans held by Silicon Valley Bridge Bank and approximately $2.7&#160;billion of other assets. FCB also assumed approximately $59.0&#160;billion in liabilities, including approximately $56.5&#160;billion in customer deposits. The deposits were acquired without a premium and the assets were acquired at a discount of approximately $16.45&#160;billion, subject to customary adjustments. The Purchase Agreement expressly excludes (i)&#160;any obligation for FCB to purchase (a)&#160;qualified financial contracts or any other derivative instruments to the extent FCB has not acquired the underlying assets or assumed the underlying liability, (b)&#160;cryptocurrency assets or any assets backed by cryptocurrency, (c)&#160;SPD Silicon Valley Bank Co., Ltd., the China joint venture, (d)&#160;the Cayman Islands branch, (e)&#160;the German, Canadian, and Hong Kong branches, for which FCB will receive an option to purchase, and (ii)&#160;any obligation for FCB to assume (a)&#160;liabilities of any acquired subsidiaries not in the ordinary course of business and not reflected, or reserved for, on the Failed Bank&#8217;s balance sheet as of March&#160;17, 2023 or (b)&#160;deposits denominated in cryptocurrency. Silicon Valley Bridge Bank owns certain bank premises and leases certain bank premises, for which FCB will receive an option to purchase or an option to lease, respectively. No assets were acquired or liabilities assumed from the Failed Bank&#8217;s former parent company, SVB Financial Group. The terms of the Purchase Agreement provide for the FDIC to indemnify FCB against, among other things, claims based on the rights of any current or former stockholders, creditors, directors, officers, employees, or agents of the Failed Bank, and claims based on any action or inaction of the Failed Bank or its directors, officers, employees, or agents. The foregoing summary of the Purchase Agreement is not complete and is qualified in its entirety by reference to the full text of the agreement and certain exhibits attached thereto, a copy of which is attached as Exhibit 2.1 to this Current Report on Form 8-K (this &#8220;Report&#8221;) and incorporated by reference herein. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In connection with the Acquisition, as initial payment under the Purchase Agreement, FCB issued a five-year $35.0&#160;billion note to the FDIC (the &#8220;Purchase Money Note&#8221;). It is anticipated that the Purchase Money Note will be secured by (i)&#160;all loans (other than certain consumer loans and related collateral) and certain real estate and bank premises acquired by FCB from the FDIC, (ii)&#160;certain other assets related to the foregoing, including specified rights under the Purchase Agreement and Shared-Loss Agreement (as defined below), and (iii)&#160;proceeds of the foregoing. Interest will accrue on the outstanding principal balance of the Purchase Money Note at a fixed rate of 3.50% per annum, and will be computed on the basis of a 360 day year for actual days elapsed and payable monthly in arrears. FCB may prepay the principal of the Purchase Money Note at any time, without premium or penalty, upon notice to the FDIC. FCB will be required to prepay the principal of the Purchase Money Note in an amount equal to all collections and other proceeds received in respect of the Purchase Money Note collateral. The foregoing summary of the Purchase Money Note is not complete and is qualified in its entirety by reference to the full text of the Purchase Money Note, a copy of which is attached as Exhibit 4.1 to this Report and incorporated by reference herein. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">FCB and the FDIC also entered into a binding term sheet pursuant to which the FDIC is providing a five-year, $70&#160;billion line of credit to FCB (the &#8220;Credit Facility&#8221;). During the <span style="white-space:nowrap">two-year</span> period following the Acquisition (the &#8220;Availability Period&#8221;), FCB may draw on the Credit Facility to support liquidity, including for deposit withdrawal or runoff and to fund the unfunded commercial lending commitments acquired pursuant to the Acquisition (the &#8220;Unfunded Commitments&#8221;). The Credit Facility is secured by the commercial loans and other extensions of commercial credit acquired pursuant to the Acquisition, including Unfunded Commitments subsequently funded by FCB (collectively, the &#8220;Assumed Commercial Loans&#8221;). FCB may prepay </p> <p style="font-size:18pt; margin-top:0pt; margin-bottom:0pt">&#160;</p>
</div></div>



<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%" />

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
advances at any time, in full or in part, without premium or penalty. FCB is required to repay advances (i)&#160;at any time (but only to the extent) that outstanding advances exceed the aggregate principal amount of Assumed Loans outstanding, and (ii)&#160;in full upon acceleration or maturity of the Credit Facility. Interest on outstanding principal will accrue at a variable rate equal to the Secured Overnight Financing Rate plus 25 basis points (but in no event less than 0.00%), and will be computed on the basis of a year of 365 or 366 days, as applicable, for actual days elapsed. Interest is payable in arrears on the first business day of each fiscal quarter. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In connection with the Purchase Agreement, FCB also entered into a commercial shared loss agreement with the FDIC (the &#8220;Shared-Loss Agreement&#8221;). The Shared-Loss Agreement will cover an estimated $60&#160;billion of loans (collectively, the &#8220;covered assets&#8221;). Pursuant to the terms of the Shared-Loss Agreement, the FDIC will reimburse FCB for 0% of losses of up to $5&#160;billion with respect to covered assets and 50% of losses in excess of $5&#160;billion with respect to covered assets (&#8220;FDIC loss sharing&#8221;) and FCB will reimburse the FDIC for 50% of recoveries related to such covered assets (&#8220;FCB reimbursement&#8221;). The Shared-Loss Agreement provides for FDIC loss sharing for five years and FCB reimbursement for eight years, in each case on the terms and conditions described in the Shared-Loss Agreement. The Shared-Loss Agreement extends to loans funded after the Acquisition Date that were unfunded commitments to loan at the Acquisition Date for a period of one year after the Acquisition Date. If actual losses incurred are not as significant as estimated in the Shared-Loss Agreement, FCB has agreed to pay to the FDIC, 45 days after March&#160;31, 2031 (or, if earlier, the time of disposition of all acquired assets pursuant to the Shared-Loss Agreement), a <span style="white-space:nowrap">true-up</span> amount up to $1.5&#160;billion calculated using a formula set forth in the Shared-Loss Agreement. The foregoing summary of the Shared-Loss Agreement is not complete and is qualified in its entirety by reference to the full text of the Shared-Loss Agreement, a copy of which is attached as Exhibit 10.1 to this Report and incorporated by reference herein. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In addition, as part of the consideration for the Acquisition, BancShares issued a Cash Settled Value Appreciation Instrument to the FDIC (the &#8220;Value Appreciation Instrument&#8221;) in which FCB agreed to make a cash payment to the holder thereof equal to the product of (a) 5&#160;million and (b)&#160;the excess amount (if any) by which the average volume weighted price of one share of BancShares&#8217; Class&#160;A common stock, par value $1, over the two Nasdaq trading days immediately prior to the date on which the Value Appreciation Instrument is exercised exceeds $582.55; provided, however, that in no event will the settlement amount that the holder is entitled to as a result of the exercise of the Value Appreciation Right exceed $500,000,000. The Value Appreciation Instrument is exercisable by the holder thereof, in whole or in part, from and including March&#160;27, 2023 to April&#160;14, 2023, and is payable within five business days following the exercise date. If the Value Appreciation Instrument is not exercised by the FDIC on or before April&#160;14, 2023, it will be of no further force and effect. On March&#160;28, 2023, the FDIC delivered notice of exercise pursuant to the Value Appreciation Instrument entitling it to a payment of $500,000,000 within five business days of such date. </p> <p style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Item&#160;2.01. Completion of Acquisition or Disposition of Assets. </p> <p style="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Acquisition was consummated on March&#160;27, 2023. The information set forth under Item 1.01 &#8220;Entry into a Material Definitive Agreement&#8221; is incorporated by reference into this Item 2.01. </p> <p style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Item&#160;2.03. Creation of a Direct Financial Obligation or an Obligation under an <span style="white-space:nowrap">Off-Balance</span> Sheet Arrangement of a Registrant. </p> <p style="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The information set forth under Item 1.01 &#8220;Entry into a Material Definitive Agreement&#8221; regarding the Purchase Money Note and the Credit Facility is incorporated into this Item 2.03 by reference to the extent required. </p> <p style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Item&#160;7.01. Regulation FD Disclosure. </p> <p style="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">BancShares will host a conference call at 8:30 a.m., Eastern Time on Monday, March&#160;27, 2023 relating to the Acquisition. A copy of the slides that will be made available in connection with the presentation are attached as Exhibit 99.1 to this Report. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In accordance with General Instruction B.2 of Form <span style="white-space:nowrap">8-K,</span> the information presented herein pursuant to Item 7.01, &#8220;Regulation FD Disclosure,&#8221; including Exhibits 99.1, shall not be deemed &#8220;filed&#8221; for purposes of Section&#160;18 of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), nor shall the information be deemed incorporated by reference in any filing under the Exchange Act or the Securities Act of 1933, as amended, except as expressly set forth by specific reference in such filing. </p> <p style="font-size:18pt; margin-top:0pt; margin-bottom:0pt">&#160;</p>
</div></div>



<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%" />

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Item&#160;8.01. Other Events. </p> <p style="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On March&#160;27, 2023, FCB issued a press release announcing the Acquisition. A copy of this press release is attached as Exhibit 99.2 to this Report and incorporated by reference herein. </p> <p style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Item&#160;9.01. Financial Statements and Exhibits </p> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(a) Financial Statements of Businesses Acquired. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to Item 9.01(a)(3), no financial statements are being filed with this Report. To the extent that financial statements are required by this Item, they will be filed in an amendment to this Report. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(b) Pro Forma Financial Information </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to Item 9.01(a)(3) and (b)(2), no pro forma financial information is being filed with this Report. To the extent that pro forma financial information is required by this Item, it will be filed in an amendment to this Report. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(d) Exhibits </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following exhibits accompany this Report. </p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:86%;border:0;margin:0 auto">


<tr>

<td></td>

<td style="vertical-align:bottom;width:7%"></td>
<td style="width:90%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style="vertical-align:bottom;white-space:nowrap" align="center"> <p style=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:inline-block; font-size:8pt; font-family:Times New Roman;text-align:center">Exhibit&#160;No.</p></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"> <p style=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman">Description</p></td></tr>


<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">2.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d465632dex21.htm">Purchase and Assumption Agreement All Deposits dated March 27, 2023, by and among the Federal Deposit Insurance Corporation, receiver of Silicon Valley Bridge Bank, N.A., the Federal Deposit Corporation and First-Citizens Bank&#160;&amp; Trust Company </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">4.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d465632dex41.htm">Purchase Money Note issued on March&#160;27, 2023 </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">10.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d465632dex101.htm">Commercial Shared-Loss Agreement dated March 27, 2023, by and among the Federal Deposit Insurance Corporation and First-Citizens Bank&#160;&amp; Trust Company </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">99.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="http://www.sec.gov/Archives/edgar/data/798941/000119312523079743/d488575dex991.htm">Investor Presentation dated March&#160;27, 2023* </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">99.2</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="http://www.sec.gov/Archives/edgar/data/798941/000119312523079743/d488575dex992.htm">Press Release dated March&#160;27, 2023* </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">104</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top">Cover Page Interactive Data File (embedded within the Inline XBRL document)</td></tr>
</table> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top" align="left">*</td>
<td align="left" style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Previously furnished or filed. </p></td></tr></table> <p style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Disclosures About Forward-Looking Statements </p> <p style="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Report may contain &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of 1995 regarding the financial condition, results of operations, business plans and future performance of BancShares. Words such as &#8220;anticipates,&#8221; &#8220;believes,&#8221; &#8220;estimates,&#8221; &#8220;expects,&#8221; &#8220;predicts,&#8221; &#8220;forecasts,&#8221; &#8220;intends,&#8221; &#8220;plans,&#8221; &#8220;projects,&#8221; &#8220;targets,&#8221; &#8220;designed,&#8221; &#8220;could,&#8221; &#8220;may,&#8221; &#8220;should,&#8221; &#8220;will,&#8221; &#8220;potential,&#8221; &#8220;continue,&#8221; &#8220;aims&#8221; or other similar words and expressions are intended to identify these forward-looking statements. These forward-looking statements are based on BancShares&#8217; current expectations and assumptions regarding BancShares&#8217; business, the economy, and other future conditions. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Because forward-looking statements relate to future results and occurrences, they are subject to inherent risks, uncertainties, changes in circumstances and other factors that are difficult to predict. Many possible events or factors could affect BancShares&#8217; future financial results and performance and could cause the actual results, performance or achievements of BancShares to differ materially from any anticipated results expressed or implied by such forward-looking statements. Such risks and uncertainties include, among others, general competitive, economic, political, geopolitical events (including the military conflict between Russia and Ukraine) and market conditions, the financial success or changing conditions or strategies of BancShares&#8217; customers or vendors, fluctuations in interest rates, actions of government regulators, including the recent and projected interest rate hikes by the Board of Governors of the Federal Reserve Board (the &#8220;Federal Reserve&#8221;), the potential impact of decisions by the Federal Reserve on BancShares&#8217; capital plans, adverse developments with respect to U.S. or global economic conditions, including the significant turbulence in the capital or financial markets, the impact of the current inflationary environment, the impact of implementation and compliance with current or proposed laws, regulations and regulatory interpretations, the availability of capital and personnel, and the failure to realize the anticipated benefits of BancShares&#8217; previous </p>
</div></div>



<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%" />

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
acquisition transactions, including the acquisition announced in this Report and the recently completed transaction with CIT Group Inc., which acquisition risks include (1)&#160;disruption from the transactions with customer, supplier or employee relationships, (2)&#160;the possibility that the amount of the costs, fees, expenses and charges related to the transactions may be greater than anticipated, including as a result of unexpected or unknown factors, events or liabilities, (3)&#160;reputational risk and the reaction of the parties&#8217; customers to the transactions, (4)&#160;the risk that the cost savings and any revenue synergies from the transactions may not be realized or take longer than anticipated to be realized, (5)&#160;difficulties experienced in the integration of the businesses, and (6)&#160;the ability to retain customers following the transactions. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except to the extent required by applicable laws or regulations, BancShares disclaims any obligation to update forward-looking statements or to publicly announce the results of any revisions to any of the forward-looking statements included herein to reflect future events or developments. Additional factors which could affect the forward-looking statements can be found in BancShares&#8217; Annual Report on Form <span style="white-space:nowrap">10-K</span> for the fiscal year ended December&#160;31, 2022, and its other filings with the Securities and Exchange Commission. </p>
</div></div>



<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%" />

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">SIGNATURE </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. </p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border:0">


<tr>

<td style="width:47%"></td>

<td style="vertical-align:bottom;width:1%"></td>
<td style="width:4%"></td>

<td style="vertical-align:bottom"></td>
<td></td>

<td style="vertical-align:bottom;width:1%"></td>
<td style="width:46%"></td></tr>


<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">First Citizens BancShares, Inc.</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(Registrant)</td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td style="height:12pt" colspan="2"></td>
<td style="height:12pt" colspan="2"></td>
<td style="height:12pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom">Date: March 30, 2023</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"> <p style="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">By: /s/ Craig L. Nix</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top">Name: Craig L. Nix</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top">Title: Chief Financial Officer</td></tr>
</table>
</div></div>

</body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-2.1
<SEQUENCE>2
<FILENAME>d465632dex21.htm
<DESCRIPTION>EX-2.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-2.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 2.1 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>PURCHASE AND ASSUMPTION AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ALL DEPOSITS </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AMONG
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FEDERAL DEPOSIT INSURANCE CORPORATION, </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RECEIVER OF SILICON VALLEY BRIDGE BANK, NATIONAL ASSOCIATION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SANTA CLARA, CALIFORNIA </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FEDERAL DEPOSIT INSURANCE CORPORATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AND </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FIRST-CITIZENS
BANK&nbsp;&amp; TRUST COMPANY, </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RALEIGH, NORTH CAROLINA </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EFFECTIVE AS OF </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>March&nbsp;27, 2023 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="font-size:18pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>PURCHASE AND ASSUMPTION AGREEMENT </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>TABLE OF CONTENTS </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:visible;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="8%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="78%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE I. GENERAL</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">1.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Purpose</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">1.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Shared-Loss Agreements</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">1.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Defined Terms</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="5"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="5"><B>ARTICLE II. ASSUMPTION OF LIABILITIES</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Liabilities Assumed by Assuming Institution</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Liabilities Not Assumed by the Assuming Institution</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Interest on Deposit Liabilities</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Unclaimed Deposits</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Employee Plans</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Option to Purchase Foreign Branches</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="5"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="5"><B>ARTICLE III. PURCHASE OF ASSETS AND QUALIFIED FINANCIAL CONTRACTS</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">3.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Assets and Qualified Financial Contracts Purchased by the Assuming Institution</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">3.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Asset Purchase Price</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">3.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manner of Conveyance; Limited Warranty; Nonrecourse; Etc.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">3.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Puts of Assets to the Receiver</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">3.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Assets Not Purchased by Assuming Institution</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">3.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Retention or Repurchase of Assets Essential to Receiver</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">3.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Receiver&#146;s Offer to Sell Withheld Loans</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="5"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="5"><B>ARTICLE IV. ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>22</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Continuation of Banking Business</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Credit Card Business</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Safe Deposit Business</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Safekeeping Business</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Trust Business</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Bank Premises</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Agreement with Respect to Leased Data Management Equipment</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Certain Existing Agreements</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.9</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Informational Tax Reporting</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Insurance</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.11</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Office Space for Receiver and Corporation; Certain Payments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">31</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.12</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">31</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.13</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Interim Asset Servicing</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">32</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.14</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Loss Sharing</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="5"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="5"><B>ARTICLE V. DUTIES WITH RESPECT TO DEPOSITORS OF THE FAILED BANK</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>33</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">5.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Payment of Checks, Drafts, Orders and Deposits</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>
</DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:visible;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="8%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="78%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">5.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Certain Agreements Related to Deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">5.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Notice to Depositors</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="5"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"><B>ARTICLE VI. RECORDS</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>34</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ownership of Failed Bank Records</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Reserved</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Custody of Failed Bank Records</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Access to Failed Bank Records; Copies</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Failed Bank Record Privacy</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="5"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"><B>ARTICLE VII. BID; INITIAL PAYMENT</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>36</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="5"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"><B>ARTICLE VIII. ADJUSTMENTS</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>36</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">8.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Pro Forma Statement</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">36</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">8.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Correction of Errors and Omissions; Adjustments for Certain Liabilities</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">8.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Payments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">8.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">8.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Subsequent Adjustments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="5"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"><B>ARTICLE IX. CONTINUING COOPERATION</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>38</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">9.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">General Matters</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">9.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Additional Title Documents</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">9.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Claims and Suits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">9.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Payment of Deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">9.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Withheld Payments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">9.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Proceedings with Respect to Certain Assets and Liabilities</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">9.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Information</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">9.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Tax Ruling</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">9.9</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Limited Power of Attorney</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="5"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"><B>ARTICLE X. CONDITION PRECEDENT</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>41</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="5"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"><B>ARTICLE XI. REPRESENTATIONS AND WARRANTIES OF THE ASSUMING INSTITUTION</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>42</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">11.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Corporate Existence and Authority</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">11.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Third Party Consent</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">11.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Execution and Enforceability</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">11.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Compliance with Law</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">11.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Insured or Guaranteed Loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">11.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Representations Remain True</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">11.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">No Reliance; Independent Advice</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="5"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"><B>ARTICLE XII. INDEMNIFICATION</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>43</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">12.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Indemnification of Indemnitees</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">12.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Conditions Precedent to Indemnification</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">12.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">No Additional Warranty</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">12.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Indemnification of Receiver and Corporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">12.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Obligations Supplemental</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">12.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Criminal Claims</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> </div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">i&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
<DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:visible;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="16%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="76%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">12.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limited Guaranty of the Corporation</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">12.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Subrogation</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE XIII. MISCELLANEOUS</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B>48</B></TD>
<TD NOWRAP VALIGN="bottom"><B></B>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Expenses</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Waiver of Jury Trial</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Consent; Determination or Discretion</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Rights Cumulative</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>References</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Notice</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>
</DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:visible;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="16%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="76%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Entire Agreement</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Counterparts</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.9</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Governing Law</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Successors and Assigns</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.11</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Modification</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.12</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Manner of Payment</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.13</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Waiver</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.14</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Severability</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.15</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Term of Agreement</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.16</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Survival of Covenants, Etc.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">52</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">13.17</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Right of Receiver or Corporation to Audit</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">52</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> </div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>
 <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SCHEDULES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:14%; font-size:8pt; font-family:Times New Roman" ALIGN="right"><U>Page</U> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="70%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Excluded Deposit Liability Accounts</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Schedule 2.1(a)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">55</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Excluded Contracts</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Schedule 2.2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">56</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Purchase Price of Acquired Assets</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Schedule 3.2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">57</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Excluded Securities and Excluded Qualified Financial Contracts</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Schedule 3.5(l)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">59</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Excluded Other Real Estate and Excluded Other Real Estate Subsidiaries</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Schedule 3.5(m)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">60</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Other Excluded Assets</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Schedule 3.5(s)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">61</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Bank Premises in Underserved Areas</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Schedule 4.1(b)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">62</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Data Retention Catalog</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Schedule 6.3</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">63</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Accounts Excluded from Calculation of Deposit Franchise Bid Premium</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Schedule 7</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">65</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EXHIBITS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:14%; font-size:8pt; font-family:Times New Roman" ALIGN="right"><U>Page</U> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="70%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Final Legal Notice</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Exhibit 2.3A</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Affidavit of Mailing</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right">Exhibit 2.3B</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interim Asset Servicing Arrangement</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right">Exhibit 4.13</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">70</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">ii&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>PURCHASE AND ASSUMPTION AGREEMENT </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>ALL DEPOSITS </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>THIS AGREEMENT</B>, effective as of <B>March</B><B></B><B>&nbsp;27, 2023</B>, by and among the <B>FEDERAL DEPOSIT INSURANCE CORPORATION
</B>(the &#147;<B>FDIC</B>&#148;)<B>, RECEIVER of SILICON VALLEY BRIDGE BANK, NATIONAL ASSOCIATION, SANTA CLARA, CALIFORNIA </B>(the &#147;<B>Receiver</B>&#148;), <B>FIRST-CITIZENS BANK</B><B></B><B>&nbsp;&amp; TRUST COMPANY</B>, organized under the
laws of the State of North Carolina, and having its principal place of business in Raleigh, North Carolina (the &#147;<B>Assuming Institution</B>&#148;), and the <B>FEDERAL DEPOSIT INSURANCE CORPORATION</B>, organized under the laws of the United
States of America and having its principal office in Washington, D.C., acting in its corporate capacity (the &#147;<B>Corporation</B>&#148;). </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>RECITALS </U></B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A. On March&nbsp;10,
2023, the Closing Authority closed Silicon Valley Bank (&#147;<B>SVB</B>&#148;) pursuant to applicable law and appointed the Corporation Receiver of SVB (the &#147;<B>SVB Receiver</B>&#148;), and certain assets and obligations of SVB were
transferred to a newly-formed bridge bank, Silicon Valley Bridge Bank, National Association (the &#147;<B>Failed Bank</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">B. On the Bank Closing
Date, the Closing Authority closed the Failed Bank pursuant to applicable law and appointed the Corporation Receiver of the Failed Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">C. The Assuming
Institution desires to purchase certain assets and assume certain deposits and other liabilities of the Failed Bank on the terms and conditions set forth in this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>NOW, THEREFORE</B>, in consideration of the mutual promises set forth in this Agreement and other valuable consideration, the parties agree
as follows: </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>AGREEMENT </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE I. <U>GENERAL</U>.</B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>1.1.
</B><B><U>Purpose</U></B>. The purpose of this Agreement is to set forth requirements regarding, among other things, the terms and conditions on which the Assuming Institution purchases certain assets and assumes certain liabilities of the Failed
Bank.<B><U> </U></B> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>1.2. </B><B><U>Shared-Loss Agreements</U></B>. If the Receiver and the Assuming Institution desire to share
losses and recoveries on certain Acquired Assets, they will contemporaneously enter into the Commercial Shared-Loss Agreement, as defined in Section&nbsp;1.3, that will govern the terms of any such shared-loss arrangement. If any inconsistencies
arise between the terms of this Agreement and the Shared-Loss Agreement with respect to the subject matter of the Shared-Loss Agreement, the terms of the Shared-Loss Agreement will control. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>1.3. </B><B><U>Defined Terms</U></B>. Capitalized terms used in this Agreement have the meanings set forth or referenced in this
Section&nbsp;1.3. As used in this Section&nbsp;1.3, words imparting the singular include the plural and vice versa. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Accounting Records</B>&#148; means the general ledger and subsidiary ledgers and
supporting schedules that support the general ledger balances. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Acquired</B> <B>Assets</B>&#148; means all assets of the Failed
Bank purchased by the Assuming Institution pursuant to this Agreement (including all Transferred QFCs whether constituting assets or liabilities). Assets owned by Subsidiaries of the Failed Bank are not &#147;Acquired Assets&#148; within the meaning
of this definition by virtue of being owned by Subsidiaries of the Failed Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Acquired Subsidiary</B>&#148; or
&#147;<B>Acquired Subsidiaries</B>&#148; means one or more, as applicable, Subsidiaries of the Failed Bank acquired pursuant to Section&nbsp;3.1. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Advance Facility Agreement</B>&#148; means that certain FDIC Liquidity Facility to be entered into by and among the Assuming
Institution, the Lenders from time to time party thereto, and the Administrative Agent, the terms of which are described in the term sheet attached as Addendum 1. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Affiliate</B>&#148; of any Person means any director, officer, or employee of that Person and any other Person (i)&nbsp;who is
directly or indirectly controlling, or controlled by, or under direct or indirect common control with, that Person, or (ii)&nbsp;who is an affiliate of that Person as the term &#147;affiliate&#148; is defined in &#167;&nbsp;2(k) of the Bank Holding
Company Act of 1956, as amended, 12&nbsp;U.S.C. &#167;&nbsp;1841. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Agreement</B>&#148; means this Purchase and Assumption
Agreement by and among the Assuming Institution, the Corporation and the Receiver, as amended or otherwise modified from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Assumed Deposits</B>&#148; means Deposits. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Assuming Institution</B>&#148;<B> </B>is defined in the introduction to this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Bank Closing Date</B>&#148; means March&nbsp;27, 2023, at 12:01 AM EDT. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Bank Premises</B>&#148; means the banking buildings, <FONT STYLE="white-space:nowrap">drive-in</FONT> banking facilities, teller
facilities (staffed or automated), storage and service facilities, structures connecting remote facilities to banking houses, land on which the foregoing are located and unimproved land, and any adjacent parking (and fixtures located on any of the
foregoing) that are owned or leased by the Failed Bank and that have formerly been used, are currently used, or as of the Bank Closing Date, are intended to be used in the future by the Failed Bank as shown on the Failed Bank Records. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Bank Premises Operating Costs</B>&#148; means expenses related to Bank Premises, Furniture and Equipment, and Specialty Assets,
including all taxes, fees, charges, maintenance, utilities, waste disposal, insurance, and assessments, to the extent not included in the rental rate or rent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Bank Premises Surrender Date</B>&#148; means, with respect to each specific Bank Premises, the date selected by the Assuming
Institution to surrender that Bank Premises to the Receiver, which date will be no later than the first day after the Receiver is satisfied that all of the conditions for surrender of that Bank Premises set forth in this Agreement have been met;
provided that, unless otherwise provided in this Agreement, that date will not be more than 150 days after the Bank Closing Date. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Bid</B>&#148; means the bid submitted by the Assuming Institution and accepted by
the Corporation as the winning bid for the transaction evidenced by this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Bid Amount</B>&#148; is defined in Article
VII. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Bid Valuation Date</B>&#148;<B> </B>means March&nbsp;10, 2023. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Book Value</B>&#148; means, with respect to any Acquired Asset and any Liability Assumed, the dollar amount thereof stated on the
Failed Bank Records. The Book Value of any item will be determined as of the Bank Closing Date after adjustments made by the Receiver for differences in accounts, suspense items, unposted debits and credits, and other similar adjustments, <FONT
STYLE="white-space:nowrap">charge-off</FONT> adjustments as provided in Section&nbsp;8.1, or corrections and for setoffs, whether voluntary or involuntary. The Book Value of an Acquired Subsidiary will be determined from the investment in subsidiary
and related accounts on the &#147;bank only&#148; (unconsolidated) balance sheet of the Failed Bank based on the Equity Method of Accounting. Without limiting the generality of the foregoing, (i)&nbsp;the Book Value of a Liability Assumed will
include all accrued and unpaid interest thereon as of the Bank Closing Date, and (ii)&nbsp;the Book Value of a Loan will reflect adjustments for earned interest, or unearned interest (as it relates to the &#147;rule of 78s&#148; or <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">add-on-interest</FONT></FONT> loans, as applicable), if any, as of the Bank Closing Date, adjustments for the portion of earned or unearned loan-related credit life or disability insurance
premiums, if any, attributable to the Failed Bank as of the Bank Closing Date, and adjustments for Failed Bank Advances, if any, in each case as determined for financial reporting purposes. The Book Value of an Acquired Asset will not include any
adjustment for loan premiums, discounts or any related deferred income, fees or expenses, or general or specific reserves on the Failed Bank Records. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Business Day</B>&#148; means a day other than a Saturday, Sunday, federal legal holiday or legal holiday under the laws of the state
where the Failed Bank is located, or a day on which the principal office of the Corporation is closed. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Canadian Branch
Assets</B>&#148; means those certain assets defined in and set forth in the <FONT STYLE="white-space:nowrap">Winding-up</FONT> Order issued by the Ontario Superior Court of Justice (Commercial List) on March&nbsp;15, 2023, including (a)&nbsp;any
assets of the Failed Bank in respect of the business in Canada of the Failed Bank, including the assets referred to in subsection 582(1) and section 617 of the Bank Act, S.C. 1991, c. 46, as amended, and assets under its administration and
(b)&nbsp;any other assets in Canada of the Failed Bank, including, for the avoidance of doubt, any Failed Bank funds on deposit at any Canadian financial institution and any securities, including, without limitation, warrants and options, issued to
SVB or to Affiliates of the Failed Bank in connection with the business in Canada of the Failed Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Closing
Authority</B>&#148; means (i)&nbsp;with respect to a national bank, a federal savings association, or federal savings bank, the Office of the Comptroller of the Currency, (ii)&nbsp;with respect to a bank or savings institution chartered by a state,
the agency of the state charged with primary responsibility for closing banks or savings institutions, as the case may be, (iii)&nbsp;the Corporation in accordance with 12 U.S.C. &#167; 1821(c)(4), with regard to self-appointment, or (iv)&nbsp;the
appropriate federal banking agency in accordance with 12 U.S.C. &#167;&nbsp;1821(c)(9). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">3&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Commercial Shared-Loss Agreement</B>&#148; means the Commercial Shared-Loss
Agreement entered into by the Receiver and the Assuming Institution as of the date of this Agreement that contemplates the Receiver and the Assuming Institution sharing losses and recoveries on certain Acquired Assets. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Commitment</B>&#148; means the unfunded portion of a line of credit or other commitment reflected on the Failed Bank Records to make
an extension of credit (or additional advances with respect to a Loan) that was legally binding on the Failed Bank as of the Bank Closing Date, other than extensions of credit pursuant to the credit card business and overdraft protection plans of
the Failed Bank, if any. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Corporation</B>&#148; is defined in the introduction to this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Counterclaim</B>&#148; is defined in Section&nbsp;12.1(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Credit Documents</B>&#148; means the agreements, instruments, certificates, or other documents at any time evidencing or otherwise
relating to, governing, or executed in connection with or as security for, a Loan, including notes, bonds, loan agreements, letter of credit applications, lease financing contracts, banker&#146;s acceptances, drafts, interest protection agreements,
currency exchange agreements, repurchase agreements, reverse repurchase agreements, guarantees, deeds of trust, mortgages, assignments, security agreements, pledges, subordination or priority agreements, lien priority agreements, undertakings,
security instruments, certificates, documents, legal opinions, participation agreements and intercreditor agreements, and all amendments, modifications, renewals, extensions, rearrangements, and substitutions with respect to any of the foregoing.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Credit File</B>&#148; means all Credit Documents and all other credit, collateral, or insurance documents in the possession or
custody of the Assuming Institution, its Subsidiaries, or its Affiliates, relating to an Acquired Asset or a Loan included in a Put Notice, or copies of any of those documents. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Deposit</B>&#148; means a deposit as defined in 12 U.S.C. &#167; 1813(l), including outstanding cashier&#146;s checks and other
official checks and all uncollected items included in the depositors&#146; balances and credited on the Failed Bank Records; provided that the term &#147;Deposit&#148; will not include all or any portion of those deposit balances that, in the
discretion of the Receiver or the Corporation, (i)&nbsp;may be required to satisfy it for any liquidated or contingent liability of any depositor arising from an unauthorized or unlawful transaction, or (ii)&nbsp;may be needed to provide payment of
any liability of any depositor to the Failed Bank or the Receiver, including the liability of any depositor as a director or officer of the Failed Bank, whether or not the amount of the liability is or can be determined as of the Bank Closing Date.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Deposit Secured Loan</B>&#148; means a loan in which the only collateral securing the loan is Assumed Deposits or deposits at
other insured depository institutions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Electronically Stored Information</B>&#148;<B> </B>means any system backup tapes, any
electronic mail (whether on an exchange or other similar system), any data on personal computers, and any data on server hard drives. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Eligible Individuals</B>&#148; is defined in Section&nbsp;4.12. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">4&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Eligible Overdraft</B>&#148;<B> </B>means a customer overdraft (i)&nbsp;that was in
existence on the Bank Closing Date, (ii)&nbsp;with a balance of greater than $500, and (iii)&nbsp;that was not made pursuant to an overdraft protection plan or similar extension of credit. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Equity Appreciation Instrument</B>&#148; means that certain First-Citizens Cash-Settled Value Appreciation Instrument dated as of the
date hereof from the Assuming Institution for the benefit of the Receiver. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Equity Method of Accounting</B>&#148; means the
carrying value of a bank&#146;s investment in a subsidiary is originally recorded at cost but is adjusted periodically to record as income the bank&#146;s proportionate share of the subsidiary&#146;s earnings or losses and decreased by the amount of
cash dividends or similar distributions received from the subsidiary. Acquired Subsidiaries with negative equity will be restated to $1 pursuant to the Equity Method of Accounting. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>ERISA</B>&#148; is defined in Section&nbsp;4.12. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>&#147;Excluded QFC</B>&#148; means a Qualified Financial Contract listed or described on Schedule 3.5(l) and all QFC Related Items relating
to those Qualified Financial Contracts. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Failed Bank</B>&#148; is defined in Recital A. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Failed Bank Advances</B>&#148; means the total sums paid by the Failed Bank to (i)&nbsp;protect its lien position, (ii)&nbsp;pay ad
valorem taxes and hazard insurance and (iii)&nbsp;pay premiums for credit life insurance, accident and health insurance and vendor&#146;s single interest insurance. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Failed Bank Assessment Area</B>&#148; means the most recent Community Reinvestment Act assessment area of the Failed Bank reflected
in the Information Package. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Failed Bank Records</B>&#148; means records as defined in 12 C.F.R. &#167; 360.11(a)(3). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Fair Market Value</B>&#148; means the probable price at which relevant personal property would change hands between a willing buyer
and a willing seller (neither being under any compulsion to buy or sell and both having reasonable knowledge of relevant facts) as determined as of the Bank Closing Date by an appraiser chosen by the Receiver. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>FDIC Office Space</B>&#148; means adequate and suitable office space (including parking facilities and vault space), furniture,
equipment (including photocopying and telecopying machines), email accounts, network access and technology resources (such as shared drives), and utilities (including local telephone service and fax machines) at the Bank Premises occupied by the
Assuming Institution (or other location acceptable to the Receiver) for the Receiver and the Corporation to use in the discharge of their respective functions with respect to the Failed Bank. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Final Legal Notice</B>&#148; is defined in Section&nbsp;2.4(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Foreign Branches</B>&#148; means the Canadian Branch Assets, the German Branch Assets, and the Hong Kong Branch Assets. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Furniture and Equipment</B>&#148; means the furniture and equipment (other than Personal Computers, Owned Data Management Equipment,
Specialty Assets, and motor vehicles), leased or owned by the Failed Bank and reflected on the Failed Bank Records as of the Bank Closing Date and located on or at Bank Premises, including automated teller machines, furniture, office machinery,
shelving, office supplies, telephone, surveillance and security systems, ancillary equipment, and artwork. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">5&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>German Branch Assets</B>&#148; means any assets of the Failed Bank in respect of
the business in Germany of the Failed Bank, including, for the avoidance of doubt, any Failed Bank funds on deposit at any German financial institution and any securities, including, without limitation, warrants and options, issued to SVB or to
Affiliates of the Failed Bank in connection with the business in Germany of the Failed Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>GSE</B>&#148; means a government
sponsored enterprise. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Hong Kong Branch Assets</B>&#148; means any assets of the Failed Bank in respect of the business in Hong
Kong of the Failed Bank, including, for the avoidance of doubt, any Failed Bank funds on deposit at any Hong Kong financial institution and any securities, including, without limitation, warrants and options, issued to SVB or to Affiliates of the
Failed Bank in connection with the business in Hong Kong of the Failed Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Indemnitees</B>&#148; means, except as provided in
Section&nbsp;12.1(b)(xi), (i) the Assuming Institution, (ii)&nbsp;the Subsidiaries and Affiliates of the Assuming Institution, other than any Subsidiaries or Affiliates of the Failed Bank or SVB that are or become Subsidiaries or Affiliates of the
Assuming Institution, and (iii)&nbsp;the directors, officers, employees, and agents of the Assuming Institution and its Subsidiaries and Affiliates who are not also present or former directors, officers, employees or agents of the Failed Bank or SVB
or of any Subsidiary or Affiliate of the Failed Bank or SVB. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Information Package</B>&#148;<B> </B>means the most recent
compilation of financial and other data with respect to the Failed Bank, including any amendments or supplements, provided to the Assuming Institution by the Corporation on the web site used by the Corporation to market the Failed Bank to potential
acquirers. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Initial Payment</B>&#148; means the payment made pursuant to Article VII (based on the best information available as
of the Bank Closing Date), the amount of which will be either (i)&nbsp;if the Bid Amount is positive, the aggregate Book Value of the Liabilities Assumed minus the sum of the aggregate purchase price of the Acquired Assets (including any Bank
Premises, Other Real Estate, and Other Real Estate Subsidiaries purchased at the price set forth on the Bid) as determined pursuant to Section&nbsp;3.2 and the positive Bid Amount, or (ii)&nbsp;if the Bid Amount is negative, the sum of the aggregate
Book Value of the Liabilities Assumed and the negative Bid Amount minus the aggregate purchase price of the Acquired Assets (including any Bank Premises, Other Real Estate, and Other Real Estate Subsidiaries purchased at the price set forth on the
Bid). The Corporation will pay the Initial Payment to the Assuming Institution if (i)&nbsp;the Liabilities Assumed are greater than the sum of the positive Bid Amount and the aggregate purchase price of the Acquired Assets, or if (ii)&nbsp;the sum
of the Liabilities Assumed and the negative Bid Amount are greater than the aggregate purchase price of the Acquired Assets. The Assuming Institution will pay the Initial Payment to the Corporation if (i)&nbsp;the Liabilities Assumed are less than
the sum of the positive Bid Amount and the aggregate purchase price of the Acquired Assets, or if (ii)&nbsp;the sum of the Liabilities Assumed and the negative Bid Amount is less than the aggregate purchase price of the Acquired Assets. The Initial
Payment is subject to adjustment as provided in Article VIII. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">6&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Leased Data Management Equipment</B>&#148; means any equipment, computer hardware,
computer software (and the applicable lease or licensing agreements), computer networking equipment, printers, fax machines, copiers, document scanners, data tape systems, data tapes, DVDs, CDs, flash drives, telecommunications and check processing
equipment, and any other electronic storage media leased by the Failed Bank at Bank Closing Date that is, was, or could have been used by the Failed Bank in connection with data management activities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Liabilities Assumed</B>&#148; is defined in Section&nbsp;2.1. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Lien</B>&#148; means any mortgage, lien, pledge, charge, assignment for security purposes, security interest or encumbrance of any
kind with respect to an Acquired Asset, including any conditional sale agreement or capital lease or other title retention agreement relating to that Acquired Asset. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Loan</B>&#148; or<B> </B>&#147;<B>Loans</B>&#148; means, individually or collectively, all of the following owed to or held by the
Failed Bank as of the Bank Closing Date: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) loans (including loans that have been charged off the Failed Bank Records in whole or in part
prior to and including the Bid Valuation Date), participation agreements relating to loans, interests in those participations, overdrafts of customers (including overdrafts made pursuant to an overdraft protection plan or similar extensions of
credit in connection with a deposit account), revolving commercial lines of credit, home equity lines of credit, Commitments, United States or state-guaranteed student loans, and lease financing contracts; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) all Liens, rights (including rights of <FONT STYLE="white-space:nowrap">set-off),</FONT> remedies, powers, privileges, demands, claims,
priorities, equities and benefits owned or held by, or accruing or to accrue to or for the benefit of, the holder of the obligations or instruments referred to in clause (a)&nbsp;above, including those arising under or based upon Credit Documents,
casualty insurance policies and binders, standby letters of credit, mortgagee title insurance policies and binders, payment bonds and performance bonds at any time and from time to time existing with respect to any of the obligations or instruments
referred to in clause (a)&nbsp;above; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) all amendments, modifications, renewals, extensions, refinancings, and refundings of or for
any of the foregoing. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Market Value</B>&#148; is defined in the regulation prescribing the standards for real estate appraisals
used in federally related transactions, 12 C.F.R. &#167; 323.2(g), and, accordingly, means the most probable price that an interest in real property should bring in a competitive and open market under all conditions requisite to a fair sale, the
buyer and seller each acting prudently and knowledgeably, and assuming the price is not affected by undue stimulus. Implicit in this definition are the assumed consummation of a sale as of a specified date and the passing of title from seller to
buyer under conditions when: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) Buyer and seller are typically motivated; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) Both parties are well informed or well advised, and acting in what they consider their own best interests; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) A reasonable time is allowed for exposure in the open market; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">7&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) Payment is made in terms of cash in U.S. dollars or comparable financial
arrangements; and </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) The price represents the normal consideration for the property sold unaffected by special or
creative financing or sales concessions granted by anyone associated with the sale; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">as determined as of the Bank Closing Date by an
appraiser chosen by the Receiver. With respect to Bank Premises purchased using this valuation method, the Receiver will select the appraiser within seven (7)&nbsp;days after the Bank Closing Date and will pay any costs and fees associated with that
determination. The Market Value will be determined no later than sixty (60)&nbsp;days after the Bank Closing Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>New
Loan</B>&#148; means a Loan made by the Failed Bank after the Bid Valuation Date that is not (i)&nbsp;a continuation, amendment, modification, renewal, extension, refinancing, restructuring, or refunding of or for any then-existing Loan, or
(ii)&nbsp;a customer overdraft. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Note</B>&#148; means a Purchase Money Note issued by the Assuming Institution to
the Receiver, dated of even date herewith, in the form provided to the Assuming Institution by the Receiver. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Note
Interest Rate</B>&#148; means a fixed rate of three and a half percent (3.50%) per annum. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Obligor</B>&#148; means each Person
liable for the full or partial payment or performance of any Loan, whether that Person is obligated directly, indirectly, primarily, secondarily, jointly, or severally. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Other Real Estate</B>&#148; means all interests in real estate (other than Bank Premises), including mineral estates, leasehold
rights, condominium and cooperative interests, easements, air rights, water rights, and development rights that are owned by the Failed Bank as of Bid Valuation Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Other Real Estate Subsidiaries</B>&#148; means those Subsidiaries listed on the Bid, if any, and any Subsidiary that does not own any
assets other than real estate, cash, and assets incidental to the operation of specific real estate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Owned Data Management
Equipment</B>&#148; means any equipment, computer hardware, computer software, computer networking equipment, printers, fax machines, copiers, document scanners, data tape systems, data tapes, DVDs, CDs, flash drives, telecommunications and check
processing equipment, and any other electronic storage media owned by the Failed Bank at Bank Closing Date that is, was, or could have been used by the Failed Bank in connection with data management activities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>PA Financing Transaction Documents</B>&#148; means the Note and (a)&nbsp;the Custodial and Paying Agency Agreement by and among the
Assuming Institution and, as defined therein, each other Debtor, the PMN Designee, the Collateral Agent and the Bank, (b)&nbsp;the Advance Facility Agreement, (c)&nbsp;the Security Agreement by and among the Assuming Institution and, as defined
therein, the PMN Designee, the Administrative Agent, and the Collateral Agent, and any Joinder Agreement that may be executed and delivered pursuant to (and as defined in) the Security </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">8&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Agreement, (d)&nbsp;the Account Control Agreement among the Assuming Institution and, as defined therein, the Custodian and Paying Agent, and the Collateral Agent, in the form of Exhibit N to the
Custodial and Paying Agency Agreement, and (e)&nbsp;any and all other agreements, instruments, certificates or opinions required to be executed or delivered by the Assuming Institution or any Grantor (as defined in the Security Agreement) in
connection with the execution and delivery of, or otherwise pursuant to, the Note or any of the agreements specified in clauses (a)&nbsp;through (d). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Payment Date</B>&#148; means the first Business Day after the Bank Closing Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Person</B>&#148; means any individual, corporation, partnership, joint venture, association, limited liability company, limited
liability partnership, joint-stock company, trust, unincorporated organization, or government or any agency or political subdivision thereof, excluding the Corporation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Personal Computer(s)</B>&#148;<B> </B>means computers based on a microprocessor generally designed to be used by one person at a time
and that usually store informational data on that computer&#146;s internal hard drive or attached peripheral, and associated peripherals (such as keyboard, mouse, etc.). A personal computer can be found in various configurations including laptops,
notebooks, and desktops. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Primary Indemnitor</B>&#148; means any Person (other than the Assuming Institution or any of its
Affiliates) who is required to indemnify or insure, or otherwise make payments (including payments on account of claims made against) to or on behalf of any Person in connection with the claims covered under Article XII, including any insurer
issuing any directors and officers liability policy or any Person issuing a financial institution bond or banker&#146;s blanket bond. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Pro Forma Statement</B>&#148;<B> </B>means a balance sheet that reflects a reasonably accurate financial statement of the Failed Bank
as of the Bank Closing Date and serves as a basis for the opening entries of both the Assuming Institution and the Receiver. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Proprietary Software</B>&#148; means computer software developed for and owned by the Failed Bank for its own purpose and use. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Put Date</B>&#148; is defined in Section&nbsp;3.4(d). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Put Notice</B>&#148; is defined in Section&nbsp;3.4(c). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Qualified Beneficiaries</B>&#148; is defined in Section&nbsp;4.12. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>QFC Contract Value</B>&#148; of a Qualified Financial Contract is its value (whether stated for the individual Qualified Financial
Contract or reflected in the valuation shown for the netting set in which that Qualified Financial Contract is included) reflected in the Failed Bank Records as of the Bank Closing Date. The Receiver may adjust that value if the Receiver determines
that it is inconsistent with applicable accounting principles. The foregoing is not an undertaking by the Receiver to review the Failed Bank Records for this purpose, and the Receiver may do so in its sole discretion. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Qualified Financial Contract</B>&#148; means a qualified financial contract as defined in 12 U.S.C. &#167;&nbsp;1821(e)(8)(D). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">9&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>QFC Related Item</B>&#148;<B> </B>means, with respect to a Qualified Financial
Contract, (i)&nbsp;each claim under that Qualified Financial Contract that is described in 12 U.S.C. &#167; 1821(e)(9)(A)(i)(II) or (III)&nbsp;and (ii) all property securing or other credit enhancement for that Qualified Financial Contract or any
claim described in 12 U.S.C. &#167; 1821(e)(9)(A)(i)(II) or (III)&nbsp;under that Qualified Financial Contract. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Receiver</B>&#148; is defined in the introduction to this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Related Liability</B>&#148; with respect to any Acquired Asset means any liability existing and reflected on the Failed Bank Records
as of the Bank Closing Date for (i)&nbsp;indebtedness secured by mortgages, deeds of trust, chattel mortgages, security interests, or other liens on or affecting that Acquired Asset, (ii)&nbsp;ad valorem taxes applicable to that Acquired Asset and
(iii)&nbsp;any other obligation the Receiver determines is directly related to that Acquired Asset. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Related Liability
Amount</B>&#148; with respect to any Related Liability on the books of the Assuming Institution, means the amount of that Related Liability as stated on the Failed Bank Records of the Assuming Institution (as maintained in accordance with generally
accepted accounting principles) as of the date as of which the Related Liability Amount is being determined. With respect to a liability that relates to more than one Acquired Asset, the amount of that Related Liability will be allocated among those
Acquired Assets for the purpose of determining the Related Liability Amount with respect to any one of those Acquired Assets. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The
allocation will be made by specific allocation, where determinable, and otherwise will be pro rata based upon the dollar amount of the Acquired Assets stated on the Failed Bank Records of the entity that owns the specific Acquired Asset. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Repurchase Price</B>&#148; means, with respect to any Acquired Asset, an amount equal to the sum of (i)&nbsp;the purchase price of
the Acquired Asset as determined pursuant to Section&nbsp;3.2 and (ii)&nbsp;either minus the pro rata Acquired Asset discount or plus the pro rata Acquired Asset premium, if any, (iii)&nbsp;adjusted (A) for any advances and interest on that Acquired
Asset after the Bank Closing Date and (B)&nbsp;by subtracting the total amount received by the Assuming Institution for that Acquired Asset after the Bank Closing Date, regardless of how applied, (iv)&nbsp;plus total disbursements of principal made
by the Receiver not otherwise included in the Book Value. For (x)&nbsp;New Loans, Deposit Secured Loans, and Eligible Overdrafts put back to the Receiver pursuant to Section&nbsp;3.4 or (y)&nbsp;Acquired Assets sold pursuant to Section&nbsp;3.7 and
repurchased by the Receiver pursuant to Section&nbsp;3.6, the Repurchase Price will not take into account the pro rata Acquired Asset discount or premium, if any. The Repurchase Price for Eligible Overdrafts will include adjustments for credits or
deposits received after the Bank Closing Date and prior to the date of put back. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Settlement Date</B>&#148; means the first
Business Day immediately prior to the day that is three hundred sixty-five (365)&nbsp;days after the Bank Closing Date or an earlier date agreed upon by the Receiver and the Assuming Institution. The Receiver, in its discretion, may extend the
Settlement Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Settlement Interest Rate</B>&#148; means, for the first calendar quarter or portion of the quarter during which
interest accrues, the Investment Rate on the <FONT STYLE="white-space:nowrap">twenty-six</FONT> (26)-week United States Treasury Bills in effect as of the Bank Closing Date as published by the United States Treasury on the TreasuryDirect.gov
website; provided, that if no Investment Rate is published the week of the Bank Closing Date, the Investment Rate for such Treasury Bills most recently published by the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">10&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
United States Treasury on TreasuryDirect.gov prior to the Bank Closing Date will be used. Thereafter, the rate will be adjusted quarterly to the Investment Rate on the <FONT
STYLE="white-space:nowrap">twenty-six</FONT> (26)-week United States Treasury Bills in effect as of the first day of each succeeding calendar quarter during which interest accrues, as published by the United States Treasury on the TreasuryDirect.gov
website. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Shared-Loss Agreements</B>&#148; means the Commercial Shared-Loss Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Specialty Assets</B>&#148; means assets owned by the Failed Bank, reflected on the Failed Bank Records as of the Bank Closing Date,
located on or at Bank Premises, and with a greater value than more traditional furniture and equipment and similar assets, including fine art and high end decorative art, classic and antique motor vehicles, rare books, rare coins, airplanes, boats,
jewelry, collectible firearms, cultural artifacts, sculptures, and Proprietary Software. &#147;Specialty Assets&#148; does not include repossessed collateral. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Subsequently Occupied Space</B>&#148; is defined in Section&nbsp;4.6(f). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Subsidiary</B>&#148; is defined in &#167; 3(w)(4) of the Federal Deposit Insurance Act, 12 U.S.C. &#167; 1813(w)(4), as amended. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>SVB</B>&#148; is defined in Recital A. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Transferred QFC</B>&#148; means a Qualified Financial Contract that is not an Excluded QFC, and all QFC Related Items relating to
that Qualified Financial Contract. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>UK Servicing Agreement</B>&#148; means that Intra-Group Service Agreement dated as of
June&nbsp;27, 2022, initially among SVB UK Limited, SVB, and SVB Financial Group. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Underserved Area</B>&#148; means a census
track designated as an underserved middle-income nonmetropolitan track on the most recent List of Middle-Income <FONT STYLE="white-space:nowrap">Non-Metropolitan</FONT> Distressed or Underserved Geographies as published by the Federal Financial
Institutions Examination Council (&#147;<B>FFIEC</B>&#148;) on the FFIEC website. The attached Schedule 4.1(b) is a list of Bank Premises, if any, located in Underserved Areas. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE II. <U>ASSUMPTION OF LIABILITIES</U>. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>2.1. </B><B><U>Liabilities Assumed by Assuming Institution</U></B>. The Assuming Institution expressly assumes at Book Value (subject to
adjustment pursuant to Article VIII) and will pay, perform, and discharge, all of the following liabilities of the Failed Bank as of the Bank Closing Date, except as otherwise provided in this Agreement (those liabilities, &#147;<B>Liabilities
Assumed</B>&#148;): </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) Assumed Deposits, except those Deposits specifically listed on <U>Schedule</U><U></U><U>&nbsp;2.1(a)</U>;
provided, that, as to any Deposits of public money that are Assumed Deposits, the Assuming Institution will properly secure those Deposits with (i)&nbsp;Acquired Assets that, before the Bank Closing Date, were pledged as security by the Failed Bank,
or (ii)&nbsp;if those securing Acquired Assets are insufficient to properly secure those Deposits, with assets of the Assuming Institution; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">11&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) liabilities for indebtedness incurred by the Failed Bank, reflected on the Accounting
Records of the Failed Bank on the Bank Closing Date, and secured by any perfected Lien on or affecting any Acquired Asset; provided, that the amount of any liability assumed pursuant to this Section&nbsp;2.1(b)&nbsp;(i) is limited to the market
value (as determined by the Receiver) of the Acquired Assets securing that liability, and (ii)&nbsp;is not subject to adjustment pursuant to Article VIII; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <B><I></I></B>Reserved; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) ad valorem taxes (prorated through the Bank Closing Date), whether or not reflected on the Failed Bank Records, applicable to any Acquired
Asset; provided, that the assumption of any ad valorem taxes pursuant to this Section&nbsp;2.1(d) is limited to the market value of the Acquired Asset to which those taxes apply as determined by the Receiver; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) liabilities, if any, for federal funds purchased and overdrafts in accounts maintained with other depository institutions (including any
accrued and unpaid interest thereon computed to and including the Bank Closing Date); provided, that the assumption of any liability pursuant to this Section&nbsp;2.1(e) will be limited to the market value of the Acquired Assets securing that
liability as determined by the Receiver; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) United States Treasury tax and loan note option accounts, if any; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) liabilities for any acceptance or commercial letter of credit, provided, that the assumption of any liability pursuant to this
Section&nbsp;2.1(g) will be limited to the market value of the Acquired Assets securing that liability as determined by the Receiver; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)
liabilities for any &#147;standby letters of credit&#148; as defined in 12 C.F.R. &#167;&nbsp;337.2(a) issued by the Failed Bank or SVB in connection with an Acquired Asset, but excluding any other standby letters of credit; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) duties and obligations assumed pursuant to this Agreement including those relating to the Failed Bank Records, credit card business, debit
card business, stored value and gift card business, overdraft protection plans, safe deposit business, safekeeping business and trust business, if any, and the UK Servicing Agreement, which UK Servicing Agreement will not be unilaterally terminated
prior to the date three months following the Bank Closing Date, with 30 days&#146; written notice; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j) liabilities, if any, for
Commitments with respect to Loans that are purchased pursuant to this Agreement; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k) liabilities, if any, for amounts owed to any
Acquired Subsidiary; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l) any liability of any Acquired Subsidiary that was not acquired in the ordinary course of business and not
reflected in the Failed Bank Records as of the March&nbsp;27, 2023; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m) <B></B>liabilities and obligations, if any, with respect to each
Transferred QFC as the amount or nature of those liabilities and obligations may change after the Bank Closing Date (and whether or not any liability exists with respect to that Transferred QFC on the Bank Closing Date), it being understood that,
notwithstanding any other provision of this Section&nbsp;2.1, (i) liabilities and obligations with respect to Transferred QFCs will be assumed by the Assuming </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">12&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Institution solely pursuant to this Section&nbsp;2.1(l), and (ii)&nbsp;the liabilities and obligations assumed by the Assuming Institution with respect to Transferred QFCs pursuant to this
Section&nbsp;2.1(l) will be the full amount of liabilities and obligations with respect to that Transferred QFCs and (for avoidance of doubt) will not be subject to any limitation on amount set forth in any other provision of this Section&nbsp;2.1;
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n) <B></B>duties and obligations under any contract pursuant to which the Failed Bank provides loan servicing for others, or any
contract pursuant to which loan servicing is provided to the Failed Bank by others, including (i)&nbsp;any seller obligations, seller origination and repurchase obligations, and (ii)&nbsp;any GSE seller or servicer obligations, provided that, if the
Assuming Institution is not an approved GSE servicer, or does not intend or is unable to become an approved GSE servicer, the Assuming Institution will cooperate with the Receiver and the GSE to effect the transfer of any those servicing obligations
to a <FONT STYLE="white-space:nowrap">GSE-approved</FONT> servicer; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(o) all Acquired Asset-related offensive litigation liabilities
and all Acquired Asset-related defensive litigation liabilities, but only to the extent such liabilities relate to Acquired Assets subject to a Shared-Loss Agreement, and provided that all other defensive litigation and any class actions with
respect to credit card business are retained by the Receiver; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(p) any deferred revenue, income or fees recorded on the general ledger
of the Failed Bank as of the Bank Closing Date attributable to any business assumed pursuant to Section&nbsp;4.2, 4.3, 4.4, or 4.5 of this Agreement, excluding any deferred income or revenue relative to FASB 91 &#150; Loan Fees and Costs associated
with originating or acquiring Loans and initial direct costs of leases. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>2.2. </B><U>Liabilities Not Assumed by the </U><U>Assuming
Institution</U>. Except for the Liabilities Assumed expressly set forth above, the Assuming Institution shall not assume any claims, debts, obligations or liabilities (whether known or unknown, contingent or unasserted, matured or unmatured),
however they may be characterized, that the Failed Bank has, or may now or in the future have, including, (a)&nbsp;the claims, debts, obligations or liabilities of the Failed Bank relating to the contracts listed on <U>Schedule 2.2</U> (the
&#147;<B>Excluded Contracts</B>&#148;); and (b)&nbsp;any direct or indirect Tax liabilities or obligations of the Failed Bank that are attributable to any taxable period (or portion thereof) ending on or before the Bank Closing Date; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Notwithstanding anything to the contrary set forth herein, the Assuming Institution shall not assume: (a)&nbsp;any claim against or liability of the FDIC in
its capacity as receiver for the Failed Bank that, under and in accordance with applicable law, was, is or will be subject to the receivership administrative claims processes administered by the FDIC in its capacity as receiver for the Failed Bank
pursuant to 12 U.S.C. &#167;1821(d)(3) through (13), including claims and liabilities that are affirmative or defensive, now existing or arising in the future, contingent or fixed, monetary or <FONT STYLE="white-space:nowrap">non-monetary,</FONT>
equitable or legal, or declarative or injunctive; or (b)&nbsp;any claim against or liability based on any alleged act or omission of the Failed Bank which is not provable or allowable, or is otherwise barred against the FDIC as receiver for the
Failed Bank under applicable law, including claims and liabilities that are barred under 12 U.S.C. &#167;&#167;1821(c), (d), (e) (including &#167;1821(e)(3)), (i), or (j); 12 U.S.C. &#167;1822; 12 U.S.C. &#167;1823; or 12 U.S.C. &#167;1825); or
(c)&nbsp;any claim against or liability of the FDIC in its capacity as receiver for the Failed Bank that, under and in accordance with applicable law, was, is or will be subject to other similar federal and state laws (including statutory and common
law) doctrines that protect financial institution receivers and their assignees </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">13&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(for example, the <FONT STYLE="white-space:nowrap">so-called</FONT> &#147;D&#146;Oench Doctrine,&#148;
statutory bona fide purchaser status, involuntary assignee protection, etc.), regardless of whether any of the foregoing powers, immunities, defenses, privileges or other rights are (or are asserted, claimed or purported to be) available to an
assignee of the Failed Bank (including a purchaser of assets from the Failed Bank). The claims, debts, obligations and liabilities referred to in this Section&nbsp;2.2 are collectively referred to as the &#147;<B>Excluded Liabilities</B>&#148;. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>2.3. </B><B><U>Interest on Deposit Liabilities</U></B>. The Assuming Institution, from and after the Bank Closing Date, will accrue and pay
interest on Assumed Deposits pursuant to Section&nbsp;2.1 at a rate(s) it determines; provided, that for <FONT STYLE="white-space:nowrap">non-transaction</FONT> Deposit liabilities, the rate(s) will not be less than the lowest rate offered by the
Assuming Institution to its depositors for <FONT STYLE="white-space:nowrap">non-transaction</FONT> deposit accounts. The Assuming Institution will permit each depositor to withdraw, without penalty for early withdrawal, all or any portion of that
depositor&#146;s Deposit, whether or not the Assuming Institution elects to pay interest in accordance with any deposit agreement formerly existing between the Failed Bank and that depositor; and further provided, that if the Deposit has been
pledged to secure an obligation of the depositor or other party, any withdrawal of that Deposit will be subject to the terms of the agreement governing the pledge. The Assuming Institution will give notice to those depositors as provided in
Section&nbsp;5.3 of the rate(s) of interest that it has determined to pay and of those withdrawal rights.<U> </U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>2.4.
</B><B><U>Unclaimed Deposits</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Final Legal Notice</U>. Fourteen (14)&nbsp;months following the Bank Closing Date, the
Assuming Institution will provide the Receiver a listing of all deposit accounts, including the type of account, not claimed by the depositor. The Receiver will review the list and authorize the Assuming Institution to act on behalf of the Receiver
to send a Final Legal Notice in a form substantially similar to <U>Exhibit 2.3A</U> (the &#147;<B>Final Legal Notice</B>&#148;) to each owner of the unclaimed deposits with a reminder of the need to claim or arrange to continue their account(s) with
the Assuming Institution. The Assuming Institution will send the Final Legal Notice to the depositors within fifteen (15)&nbsp;days following notification of the Receiver&#146;s authorization. The Assuming Institution will prepare an Affidavit of
Mailing in a form substantially similar to <U>Exhibit</U><U></U><U>&nbsp;2.3B</U> and will forward the Affidavit of Mailing to the Receiver after mailing out the Final Legal Notice to the owners of unclaimed deposit accounts. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Unclaimed Deposits</U>. If, within eighteen (18)&nbsp;months after the Bank Closing Date, any depositor of the Failed Bank does not
claim or arrange to continue that depositor&#146;s Assumed Deposits at the Assuming Institution, the Assuming Institution will, within fifteen (15)&nbsp;Business Days after the end of that eighteen (18)&nbsp;month period, (i)&nbsp;refund to the
Receiver the full amount of each such Deposit (without reduction for service charges), (ii) provide to the Receiver a schedule of all refunded Deposits in the form prescribed by the Receiver, and (iii)&nbsp;assign, transfer, convey, and deliver to
the Receiver, all right, title, and interest of the Assuming Institution in and to the Failed Bank Records previously transferred to the Assuming Institution and other records generated or maintained by the Assuming Institution pertaining to those
Deposits. During that eighteen (18)&nbsp;month period, at the request of the Receiver, the Assuming Institution will promptly provide to the Receiver schedules of unclaimed Deposits in the form prescribed by the Receiver. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">14&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>2.5. </B><B><U>Employee Plans</U></B>.<B> </B>Except as provided in Section&nbsp;4.12,
the Assuming Institution will have no liabilities, obligations, or responsibilities under the Failed Bank&#146;s health care, bonus, vacation, pension, profit sharing, deferred compensation, 401k, stock purchase plans, or similar plans, if any,
unless the Receiver and the Assuming Institution agree otherwise subsequent to the date of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>2.6. </B><B><U>Option to
Purchase Foreign Branches</U></B>. The Receiver grants to the Assuming Institution an exclusive option for the period of ten (10)&nbsp;Business Days commencing the day after the Bank Closing Date with respect to the Foreign Branches. The Assuming
Institution will give written notice to the Receiver within the option period of its election to purchase or not to purchase any of the Foreign Branches. The Receiver will cooperate with the Assuming Institution to facilitate any required approval,
licensing, authorization, registration, and declaration, as applicable (collectively, the &#147;<B>Foreign Approvals</B>&#148;), of any governmental regulatory agency or other third party governmental authority regulating such Foreign Branches in
connection with such acquisition. The Assuming Institution must further obtain an Approval and Vesting Order of the Ontario Superior Court of Justice (Commercial List) under the <FONT STYLE="white-space:nowrap">Winding-Up</FONT> and Restructuring
Act, which shall be a final order, authorizing the purchase and sale of the Canadian Assets by the Assuming Institution pursuant to subparagraphs 7(g) and (h)&nbsp;of the <FONT STYLE="white-space:nowrap">Winding-up</FONT> Order issued by such court
on March&nbsp;15, 2023, in order to purchase the Canadian Assets. The Receiver may, in its sole and absolute discretion, manage the Foreign Branches during the period from the Bank Closing Date until the date the Receiver receives the purchase price
for any such acquired Foreign Branch from the Assuming Institution. The Assuming Institution must pay the purchase price for any Foreign Branch to the Receiver within 5 business days of after its receipt of Foreign Approval for the acquisition of a
Foreign Branch. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE III. <U>PURCHASE OF ASSETS AND QUALIFIED FINANCIAL CONTRACTS</U>. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>3.1. </B><B><U>Assets and Qualified Financial Contracts Purchased by Assuming Institution</U></B>. With the exception of assets and (to the
extent not constituting assets) Qualified Financial Contracts and QFC Related Items that are expressly excluded in Sections 3.5 and 3.6, the Assuming Institution purchases from the Receiver, and the Receiver sells, assigns, transfers, conveys, and
delivers to the Assuming Institution all right, title, and interest of the Receiver in and to all assets (real, personal, and mixed, wherever located and however acquired) and (to the extent not constituting assets) all Qualified Financial Contracts
and all QFC Related Items relating to each Qualified Financial Contract (in each case, wherever located and however acquired), including all subsidiaries, joint ventures, partnerships, and any and all other business combinations or arrangements,
whether active, inactive, dissolved, or terminated, of the Failed Bank whether or not reflected on the books of the Failed Bank as of the Bank Closing Date. The Assuming Institution purchases all Acquired Assets subject to all liabilities for
indebtedness collateralized by Liens affecting those Acquired Assets to the extent provided in Section&nbsp;2.1. For the avoidance of doubt, the term Acquired Assets specifically includes all assets, whether or not specifically identified, that
enable the ongoing operation of the bank and its Private Bank and Wealth Management operating segment consistent with prior operations, except as otherwise excluded in this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>3.2. </B><B><U>Asset Purchase Price</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Determination of Asset Purchase Price</U>. All Acquired Assets and assets of the Failed Bank subject to an option to purchase by the
Assuming Institution will be purchased for the amount, or the amount resulting from the method specified for determining the amount, as specified on <U>Schedule 3.2</U>, except as otherwise may be provided in this Agreement. Any Acquired Asset for
which no purchase price is specified on <U>Schedule 3.2</U> or otherwise in this Agreement will be purchased at its Book Value. The purchase price for Acquired Subsidiaries will be adjusted pursuant to Section&nbsp;4.6(i)(iv), if applicable. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">15&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Purchase Price for Securities</U>. The purchase price of any security (other than the
capital stock of any Acquired Subsidiary, Federal Home Loan Bank stock, repossessed securities, and any Qualified Financial Contract that constitutes a security) purchased under Section&nbsp;3.1 by the Assuming Institution consists of the market
price (as defined below) of the security as of the Bank Closing Date, multiplied by the Failed Bank&#146;s ownership interest in the security (see Calculation of Purchase Price below) and includes accrued interest, where applicable, as noted below.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) <U>Definition of Market Price</U>: The market price of any security is (i)&nbsp;the market price for that security
quoted at the close of the trading day effective on the Bank Closing Date as published electronically by Bloomberg, L.P., or alternatively, at the discretion of the Receiver, by Intercontinental Exchange (ICE) Data Services&#146; Continuous
Evaluated Pricing Services (CEP), or (ii)&nbsp;provided that if that market price is not available for that security, the Receiver will notify the Assuming Institution and the Assuming Institution will submit a purchase price bid for that security
within three (3)&nbsp;days of notification (unless the Assuming Institution and the Receiver agree to a different time period) and the Receiver, in its sole and absolute discretion, will accept or reject that purchase price bid. In the absence of a
market price or an acceptable purchase price bid from the Assuming Institution, or if a security is deemed essential to the Receiver as determined by the Receiver in its discretion under Section&nbsp;3.6 of this Agreement, that security will not
pass to the Assuming Institution and will be an excluded asset under this Agreement and listed on <U>Schedule 3.5(l)</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) <U>Calculation of Purchase Price</U>: The bank&#146;s ownership interest in a security will be quantified as either:
(i)&nbsp;number of shares or other units, as applicable (in the case of equity securities) or (ii)&nbsp;par value or notational amount, as applicable (in the case of <FONT STYLE="white-space:nowrap">non-equity</FONT> securities). As a result, the
purchase price (except where determined pursuant to clause (ii)&nbsp;of the preceding paragraph) will be calculated as either, depending on whether or not the security is an equity security: (i)&nbsp;the purchase price for an equity security will be
calculated by multiplying the number of shares or other units by the applicable market price per unit; and (ii)&nbsp;the purchase price for a <FONT STYLE="white-space:nowrap">non-equity</FONT> security will be an amount equal to the applicable
market price (expressed as a decimal), multiplied by the par value for that security (based on the payment factor most recently widely available). The purchase price also will include accrued interest as calculated in accordance with the following
paragraph, except to the extent the parties may otherwise expressly agree pursuant to clause (ii)&nbsp;of the preceding paragraph. If the factor used to determine the par value of any security for purposes of calculating the purchase price, is not
for the period in which the Bank Closing Date occurs, then the purchase price for that security will be subject to adjustment post-closing based on a &#147;cancel and correct&#148; procedure. Under this procedure, after that current factor becomes
publicly available, the Receiver will recalculate the purchase price utilizing the current factor and related interest rate, and will notify the Assuming Institution of any difference and of the applicable amount due from one party to the other. The
resulting amount will then be paid as part of the settlement process pursuant to Article VIII. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">16&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) <U>Calculation of Accrued Interest for Securities</U>: Accrued
interest will be calculated for a <FONT STYLE="white-space:nowrap">non-equity</FONT> security by multiplying the interest rate (expressed as a decimal point) paid on the security as then most recently publicly available, by the most recent par value
(or notational amount, as applicable) of that security, multiplied by the number of days from and including the first interest day of the accrual period in which the Bank Closing Date occurs, through the Bank Closing Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Purchase Price for Qualified Financial Contracts</U>. Qualified Financial Contracts that are Transferred QFCs will be valued and
purchased at QFC Contract Value (positive or negative). The Receiver and the Assuming Institution will equally share any costs associated with the determination of QFC Contract Value. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>3.3. <U>Manner of Conveyance; Limited Warranty; Nonrecourse; Etc</U>. THE CONVEYANCE OF ALL ACQUIRED ASSETS, INCLUDING REAL AND PERSONAL
PROPERTY INTERESTS, PURCHASED BY THE ASSUMING INSTITUTION UNDER THIS AGREEMENT WILL BE MADE, AS NECESSARY, BY RECEIVER&#146;S DEED OR RECEIVER&#146;S BILL OF SALE, &#147;AS IS&#148;, &#147;WHERE IS&#148;, WITHOUT RECOURSE, AND, EXCEPT AS OTHERWISE
SPECIFICALLY PROVIDED IN THIS AGREEMENT, WITHOUT ANY WARRANTIES WHATSOEVER WITH RESPECT TO THOSE ACQUIRED ASSETS, EXPRESS OR IMPLIED, WITH RESPECT TO TITLE, VALUE, COLLECTIBILITY, GENUINENESS, ENFORCEABILITY, DOCUMENTATION, CONDITION, OR FREEDOM
FROM LIENS OR ENCUMBRANCES (IN WHOLE OR IN PART), OR ANY OTHER MATTERS.<U> </U> </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>3.4. </B><B><U>Puts of Assets to the
Receiver</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Puts Within 30 Days or 40 Days After the Bank Closing Date</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) During the thirty <FONT STYLE="white-space:nowrap">(30)-day</FONT> period following the Bank Closing Date (which thirty <FONT
STYLE="white-space:nowrap">(30)-day</FONT> period may be extended in writing in the sole and absolute discretion of the Receiver for any Loan), the Assuming Institution may require the Receiver to purchase (x)&nbsp;any Deposit Secured Loan
transferred to the Assuming Institution pursuant to Section&nbsp;3.1 that is not fully secured by Assumed Deposits or deposits at other insured depository institutions due to either insufficient Assumed Deposit or deposit collateral or deficient
documentation regarding that collateral or (y)&nbsp;any New Loan; provided that, (I)&nbsp;the Assuming Institution may not require the purchase of a Deposit Secured Loan that is secured by an Assumed Deposit until any Deposit setoff determination,
whether voluntary or involuntary, has been made and (II)&nbsp;the Assuming Institution may not require the purchase of any Loan (x)&nbsp;that is a Transferred QFC, or (y)&nbsp;in respect of which a Related Liability constituting a Transferred QFC
exists. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) During the forty <FONT STYLE="white-space:nowrap">(40)-day</FONT> period following the Bank Closing Date, the
Assuming Institution may require the Receiver to purchase, any Eligible Overdraft transferred to the Assuming Institution pursuant to Section&nbsp;3.1 that existed on the thirtieth (30th) day following the Bank Closing Date. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">17&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) Notwithstanding the foregoing, the Assuming Institution may not
require the Receiver to purchase any Loan pursuant to Section&nbsp;3.4(a) if (x)&nbsp;the Obligor with respect to that Loan is an Acquired Subsidiary or (y)&nbsp;the Assuming Institution has: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(A) made any advance in accordance with the terms of a Commitment or otherwise with respect to that Loan; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(B) taken any action that caused an increase in the amount of a Related Liability with respect to that Loan; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(C) created or permitted to be created any Lien on that Loan that secures indebtedness for money borrowed or that constitutes a
conditional sales agreement, capital lease or other title retention agreement; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(D) entered into, agreed to make, grant or
permit, or made, granted or permitted any modification or amendment to, any waiver or extension with respect to, or any renewal, refinancing or refunding of, that Loan or related Credit Documents or collateral, including any act or omission that
diminished that collateral; or </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(E) sold, assigned, or transferred all or a portion of that Loan to a third party (whether
with or without recourse). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Puts Prior to the Settlement Date</U>. During the period from the Bank Closing Date to and including
the Business Day immediately preceding the Settlement Date, the Assuming Institution may require the Receiver to purchase any Acquired Asset that the Assuming Institution can establish is evidenced by forged or stolen instruments as of the Bank
Closing Date; provided that the Assuming Institution may not require the Receiver to purchase any Acquired Asset with respect to which the Assuming Institution has taken any action referred to in Section&nbsp;3.4(a)(iii). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Notices to the Receiver</U>. If the Assuming Institution elects to require the Receiver to purchase one or more Acquired Assets
pursuant to this Section&nbsp;3.4, the Assuming Institution will deliver to the Receiver a notice (&#147;<B>Put Notice</B>&#148;) which must include: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) a list of all Acquired Assets that the Assuming Institution requires the Receiver to purchase; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) a list of all Related Liabilities with respect to the Acquired Assets identified in the Put Notice; and </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) a statement of the estimated Repurchase Price of each Acquired Asset identified in the Put Notice as of the applicable
Put Date (defined below). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Put Notice must be in the form prescribed by the Receiver or other form to which the Receiver has
consented. As provided in Section&nbsp;9.6, the Assuming Institution will deliver to the Receiver all documents, Credit Files, and additional information relating to the subject matter of the Put Notice as the Receiver may request, and the Assuming
Institution will provide the Receiver with full access to all other relevant books and records. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Purchase by Receiver</U>. The
Receiver will purchase the Acquired Assets that are specified in the Put Notice and will assume Related Liabilities with respect to those Acquired Assets. The transfer of those Acquired Assets and Related Liabilities will be effective as of a date
determined by the Receiver, which date will not be later than thirty (30)&nbsp;days after receipt by the Receiver of the Put Notice (the &#147;<B>Put Date</B>&#148;). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">18&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Purchase Price and Payment Date</U>. The Receiver will purchase each Acquired Asset
pursuant to this Section&nbsp;3.4 at a purchase price equal to the Repurchase Price of the Acquired Asset minus the Related Liability Amount applicable to the Acquired Asset, determined as of the applicable Put Date. If the difference between the
Repurchase Price and the Related Liability Amount is positive, then the Receiver will pay to the Assuming Institution the amount of the difference; if the difference between those amounts is negative, then the Assuming Institution will pay to the
Receiver the amount of the difference. The Assuming Institution or the Receiver, as the case may be, will pay the amount determined pursuant to this Section&nbsp;3.4 no later than the twentieth (20th) Business Day following the applicable Put Date,
plus interest on that amount at the Settlement Interest Rate for the period from and including that Put Date to and including the day preceding the date on which payment is made. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <U>Servicing</U>. The Assuming Institution will administer and manage any Acquired Asset subject to purchase by the Receiver in accordance
with usual and prudent banking standards and business practices until the Receiver purchases that Acquired Asset. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) <U>Reversals</U>.
If the Receiver purchases an Acquired Asset that it is not required to purchase pursuant to this Section&nbsp;3.4, the Assuming Institution will repurchase that Acquired Asset (and assume any Related Liability with respect to that Acquired Asset
that was assumed by the Receiver) from the Receiver at a price computed so as to achieve the same economic result as would apply if the Receiver had never purchased that Acquired Asset pursuant to this Section&nbsp;3.4. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h) <U>Transfer to Receiver without Recourse</U>. The Assuming Institution will transfer any Acquired Asset pursuant to this Section&nbsp;3.4
to the Receiver without recourse and will indemnify the Receiver against any and all claims of any Person claiming by, through or under the Assuming Institution with respect to that Acquired Asset, as provided in Section&nbsp;12.4. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>3.5. </B><B><U>Assets Not Purchased by Assuming Institution</U></B>. The Assuming Institution does not purchase, acquire or assume, or
(except as otherwise expressly provided in this Agreement) obtain an option to purchase, acquire or assume under this Agreement:<B><U> </U></B> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) any financial institution bonds, banker&#146;s blanket bonds, or public liability, fire, extended coverage insurance policy, bank owned
life insurance or any other insurance policy of the Failed Bank, or premium refund, unearned premium derived from cancellation, or any proceeds payable with respect to any of the foregoing; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) any interest, right, action, claim, or judgment against (i)&nbsp;any officer, director, employee, accountant, attorney, or any other
Person employed or retained by the Failed Bank or any Subsidiary of the Failed Bank on or prior to the Bank Closing Date arising out of any act or omission of that Person in that capacity, (ii)&nbsp;any underwriter of financial institution bonds,
banker&#146;s blanket bonds or any other insurance policy of the Failed Bank in that capacity, (iii)&nbsp;any shareholder or holding company of the Failed Bank in that capacity, or (iv)&nbsp;any other Person for any loss arising from a breach of any
duty, tortious conduct of any kind whatsoever, violation of any law, or any other wrongdoing (exclusive of any loss resulting from that Person&#146;s failure to pay on a Loan made by the Failed Bank); provided, that for the purposes of this
Section&nbsp;3.2(b), the acts, omissions, or other events giving rise to any claim must have occurred on or before the Bank Closing Date, regardless of when that claim is discovered and regardless of whether that claim is made with respect to a
financial institution bond, banker&#146;s blanket bond, or any other insurance policy of the Failed Bank in force as of the Bank Closing Date; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">19&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) prepaid regulatory assessments of the Failed Bank, if any; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) legal or equitable interests in tax receivables of the Failed Bank, if any, including any claims arising as a result of the Failed Bank
having entered into any agreement or otherwise being joined with another Person with respect to the filing of tax returns or the payment of taxes; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) amounts reflected on the Failed Bank Records as of the Bank Closing Date as a general or specific loss reserve or contingency account, if
any; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) leased or owned Bank Premises, Furniture and Equipment, and Specialty Assets that were not purchased according to the Bid, if
any; however, nothing in this Section&nbsp;3.2(f) precludes the Assuming Institution from exercising any option provided under Sections 4.6, 4.7, or 4.8 to purchase those assets; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) owned Bank Premises that the Receiver, in its discretion, determines may contain environmentally hazardous substances; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h) any &#147;goodwill&#148; (as that term is defined in the instructions to the report of condition prepared by banks examined by the
Corporation in accordance with 12 C.F.R. &#167;&nbsp;304.3) and other intangibles (other than intellectual property); </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) any criminal
restitution or forfeiture orders issued in favor of the Failed Bank; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j) any and all prepaid fees or any other income as shown on the
Failed Bank Records, but not taken into income as of the Bank Closing Date, associated with a line of business of the Failed Bank that is not assumed pursuant to this Agreement; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k) any asset essential to the Receiver in accordance with Section&nbsp;3.6; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l) any banker&#146;s bank stock, the securities listed or described on Schedule 3.5(l), and the Excluded QFCs described in Schedule 3.5(l);
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m) Other Real Estate and Other Real Estate Subsidiaries listed on Schedule 3.5(m); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n) prepaid accounts associated with any contract or agreement that the Assuming Institution neither does not directly assume pursuant to the
terms of this Agreement, nor has an option to assume under Section&nbsp;4.8; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(o) any contract pursuant to which the Failed Bank provides
loan servicing for others; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(p) all assets that were fully <FONT STYLE="white-space:nowrap">charged-off</FONT> by the Failed Bank prior to
the Bid Valuation Date (including any subsequent judgments arising therefrom) that (i)&nbsp;had been secured by collateral that (A)&nbsp;was foreclosed upon by the Failed Bank and (B)&nbsp;is not an Acquired Asset, (ii)&nbsp;are secured by
collateral that also secures an asset that is not an Acquired Asset, or (iii)&nbsp;have an Obligor that is also an Obligor for an asset that is not an Acquired Asset; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">20&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(q) any Loan that was secured by collateral that is an asset retained by the Receiver under
this Agreement; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(r) all assets related to any plan of the Failed Bank described in Section&nbsp;2.5 or any plan of the type described in
Section&nbsp;2.5 under which the Failed Bank has any liability, obligation or responsibility, unless the Assuming Institution assumes liability, obligations or responsibilities under that plan subsequent to the date of this Agreement; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(s) any asset listed or described on Schedule 3.5(s); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(t) any asset not shown on the Failed Bank Records as of the Bank Closing Date and discovered after the Settlement Date; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">provided, that the foregoing provisions of this Section&nbsp;3.5 do not apply to any Qualified Financial Contract or QFC Related Item, other than an Excluded
QFC or a QFC Related Item included as part of that Excluded QFC. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>3.6. </B><B><U>Retention or Repurchase of Assets Essential to
Receiver</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) The Receiver may refuse to sell to the Assuming Institution, or the Assuming Institution, at the request of the
Receiver set forth in a written notice to the Assuming Institution, will sell, assign, transfer, convey, and deliver to the Receiver, all of the Assuming Institution&#146;s right, title, and interest in and to any Acquired Asset or asset essential
to the Receiver as determined by the Receiver in its discretion (and all related Credit Documents), which may include any Acquired Asset or asset that the Receiver determines to be: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) made to or entered into with an officer, director, or other Person engaging in the affairs of the Failed Bank, its
Subsidiaries, Affiliates, or any related entities of any of the foregoing; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) the subject of any investigation relating
to any claim with respect to any item described in Section&nbsp;3.5(a) or (b), or the subject of, or potentially the subject of, any legal proceedings; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) made to or entered into with a Person who is an Obligor on a loan owned by the Receiver or the Corporation in its
corporate capacity or its capacity as receiver of any institution; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iv) secured by collateral that also secures any asset
or (to the extent not included as an asset) any Qualified Financial Contract or QFC Related Item owned by the Receiver; or </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(v) related to any asset or (to the extent not included as an asset) any Qualified Financial Contract or QFC Related Item of
the Failed Bank not purchased by the Assuming Institution under this Article III or any liability of the Failed Bank not assumed by the Assuming Institution under Article II. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">21&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) The Receiver will purchase each Acquired Asset or other asset at a purchase price equal
to its Repurchase Price less the Related Liability Amount with respect to any Related Liabilities related to that Acquired Asset or asset, in each case determined as of the date of the notice provided by the Receiver pursuant to Section&nbsp;3.6(a).
The Receiver will pay the Assuming Institution no later than the twentieth (20th) Business Day following receipt of related Credit Documents and Credit Files plus interest on that amount at the Settlement Interest Rate for the period from and
including the date of receipt of those documents to and including the day preceding the day on which payment is made. The Assuming Institution will administer and manage each Acquired Asset or other asset in accordance with usual and prudent banking
standards and business practices until each Acquired Asset or other asset is purchased by the Receiver. All transfers with respect to Acquired Assets or other assets under this Section&nbsp;3.6 will be made as provided in Section&nbsp;9.6. The
Assuming Institution will transfer all Acquired Assets or other assets and Related Liabilities to the Receiver without recourse and will indemnify the Receiver against any and all claims of any Person claiming by, through, or under the Assuming
Institution with respect to any Acquired Asset or asset, as provided in Section&nbsp;12.4. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>3.7.
</B><B><U>Receiver</U></B><B><U>&#146;</U></B><B><U>s Offer to Sell Withheld Loans</U></B>. For the period of thirty&nbsp;(30) days commencing the day after the Bank Closing Date, the Receiver may, in its sole and absolute discretion, sell any Loan
withheld from sale pursuant to Section&nbsp;3.5 or Section&nbsp;3.6 of this Agreement that the Assuming Institution desires to purchase. Any Loan sold pursuant to this Section&nbsp;3.7 will, at the sole and absolute discretion of the Receiver,
either (x)&nbsp;be treated as if initially sold pursuant to Section&nbsp;3.1 of this Agreement, or (y)&nbsp;sold pursuant to the standard loan sale agreement used by the Receiver for the sale of loan pools. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) If treated as if initially sold pursuant to Section&nbsp;3.1 of this Agreement, the purchase price for that Loan will be the Book Value as
of the Bank Closing Date, adjusted (i)&nbsp;for any advances and interest on that Loan after the Bank Closing Date, (ii)&nbsp;by subtracting the total amount received by the Assuming Institution for that Loan after the Bank Closing Date, and
(iii)&nbsp;by adding total disbursements of principal made by the Receiver and not otherwise included in the Book Value. The sale will be subject to all applicable terms of this Agreement, except that any Loan purchased pursuant to this
Section&nbsp;3.7 will not be included in the calculation of the pro rata Acquired Asset discount or pro rata Acquired Asset premium used for the repurchase of other Acquired Assets. Payment for any Loan will be handled through the settlement process
pursuant to Article VIII. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Any Loan sold pursuant to the standard loan sale agreement will be governed by and paid for in accordance
with that instrument. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE IV. </B><B><U>ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS</U></B>.<B> </B> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.1. </B><B><U>C</U></B><B><U>ontinuation</U></B><B><U> of Banking Business</U></B>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Full Service Banking</U>. The Assuming Institution will (i)&nbsp;provide full service banking in the Failed Bank Assessment Area for at
least ninety (90)&nbsp;days commencing&nbsp;on the first Business Day after the Bank Closing Date and (ii)&nbsp;satisfy applicable regulatory or statutory requirements before it ceases to provide full service banking in the Failed Bank Assessment
Area.<B> </B>At the option of the Assuming Institution, it may provide that full service banking at one or more Bank Premises or Assuming Institution branches located within the Failed Bank Assessment Area. So long as the Assuming Institution (or
its successors) continues to provide full service banking in the Failed Bank Assessment Area for the period required to comply with this Section&nbsp;4.1(a), the Assuming Institution may close or sell any Bank Premises during this period with the
prior written consent of the Receiver (which consent may be withheld in Receiver&#146;s sole discretion) and after receipt of all necessary regulatory approvals and satisfaction of applicable regulatory or statutory requirements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">22&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Bank Premises Located in an Underserved Area</U>. If any Bank Premises is currently
used and located in an Underserved Area, the Receiver will not consent to the Assuming Institution&#146;s closing or selling that Bank Premises, unless the Assuming Institution provides full service banking at one or more Bank Premises or Assuming
Institution branches located within the same Underserved Area. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Failure to Exercise Option to Purchase Bank Premises</U>. If any
owned Bank Premises is currently used and located in an Underserved Area and the Assuming Institution does not exercise its option to purchase it under Section&nbsp;4.6(a), the Receiver will continue to rent that owned Bank Premises to the Assuming
Institution for the amount provided in Section&nbsp;4.6(e) in order to allow the Assuming Institution to comply with Section&nbsp;4.1(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Sale of Bank Premises</U>. The Assuming Institution will pay to the Receiver, upon the sale of any Bank Premises within twelve months
following the Bank Closing Date, fifty percent (50%) of the amount by which (a)&nbsp;the proceeds of that sale attributable to any franchise or deposit premium (without deducting any expenses related to that sale) exceed (b)&nbsp;the deposit premium
paid by the Assuming Institution with respect to each Bank Premises sold. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.2. </B><B><U>Credit Card Business</U></B>. The Assuming
Institution will honor and perform, from and after the Bank Closing Date, all duties and obligations with respect to the Failed Bank&#146;s credit card business (including issuer or merchant acquirer) debit card business, stored value and gift card
business, and processing related to credit cards, if any, and assumes all extensions of credit or balances outstanding as of the Bank Closing Date with respect to these lines of business. The obligations undertaken pursuant to this Section 4.2 do
not include loyalty, reward, affinity, or other similar programs related to the credit and debit card businesses. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.3. </B><B><U>Safe
Deposit Business</U></B>. The Assuming Institution will honor and discharge, from and after the Bank Closing Date, in the usual course of conducting a banking business, the duties and obligations of the Failed Bank under customer safe deposit box
rental agreements. The Assuming Institution may relocate the safe deposit boxes of the Failed Bank to any office of the Assuming Institution located in the Failed Bank Assessment Area in which those safe deposit boxes were located. The Assuming
Institution will (a)&nbsp;locate and maintain the safe deposit boxes in the Failed Bank Assessment Area for at least ninety (90)&nbsp;days commencing on the first Business Day after the Bank Closing Date and (b)&nbsp;satisfy applicable regulatory or
statutory requirements before it ceases to maintain the safe deposit boxes in the Failed Bank Assessment Area. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.4.
</B><B><U>Safekeeping Business</U></B>. The Receiver transfers, conveys and delivers to the Assuming Institution and the Assuming Institution accepts all securities and other items, if any, held by the Failed Bank in safekeeping for its customers as
of the Bank Closing Date. The Assuming Institution will honor and discharge, from and after the Bank Closing Date, the duties and obligations of the Failed Bank with respect to those securities and items held in safekeeping. The Assuming Institution
will provide to the Receiver written verification of all assets held by the Failed Bank for safekeeping within sixty (60)&nbsp;days after the Bank Closing Date. The Assuming Institution will (a)&nbsp;hold for safekeeping and maintain in the Failed
Bank Assessment Area for at least ninety (90)&nbsp;days commencing on the first Business Day after the Bank Closing Date the assets </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">23&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
held and maintained by the Failed Bank for safekeeping and (b)&nbsp;satisfy applicable regulatory or statutory requirements before it ceases to hold for safekeeping and maintain those assets in
the Failed Bank Assessment Area. At the option of the Assuming Institution, it may provide the safekeeping business at any or all of the Bank Premises or at other premises within the Failed Bank Assessment Area. The Assuming Institution will be
entitled to all rights and benefits that accrue after the Bank Closing Date with respect to securities and other items held in safekeeping.<U> </U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.5. </B><B><U>Trust Business</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Assuming Institution as Successor</U>. The Assuming Institution will, without further transfer, substitution, act, or deed, to the full
extent permitted by law, succeed to the rights, obligations, properties, assets, investments, deposits, agreements, and trusts of the Failed Bank under trusts, executorships, administrations, guardianships, agencies, and other fiduciary or
representative capacities, all to the same extent as though the Assuming Institution had assumed the same from the Failed Bank prior to the Bank Closing Date; provided, that the Assuming Institution does not assume any liability based on the
misfeasance, malfeasance, or nonfeasance of the Failed Bank, its directors, officers, employees, or agents with respect to the trust business. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Wills and Appointments</U>. The Assuming Institution, to the full extent permitted by law, succeeds to, and is entitled to take and
execute, the appointment to all executorships, trusteeships, guardianships, and other fiduciary or representative capacities to which the Failed Bank is or may be named in wills, whenever probated, or to which the Failed Bank is or may be named or
appointed by any other instrument. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Transfer of Trust Business</U>. If additional proceedings of any kind are necessary to
accomplish the transfer of the Failed Bank&#146;s trust business, the Assuming Institution will, at its own expense, take whatever action is necessary to accomplish the transfer. The Receiver will use reasonable efforts to assist the Assuming
Institution in accomplishing the transfer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Verification of Assets</U>. The Assuming Institution will provide to the Receiver
written verification of the assets held in connection with the Failed Bank&#146;s trust business within sixty (60)&nbsp;days after the Bank Closing Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.6. </B><B><U>Bank Premises</U></B>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <U>Option to Purchase</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) Subject to Section&nbsp;3.5, the Receiver grants to the Assuming Institution an exclusive option for the period of ninety
(90)&nbsp;days commencing the day after the Bank Closing Date<B> </B>to purchase any or all owned Bank Premises. The Assuming Institution will give written notice to the Receiver within the option period of its election to purchase or not to
purchase any of the owned Bank Premises. Any purchase of owned Bank Premises will be consummated as soon as practicable thereafter (and no later than the Settlement Date). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) The Receiver may, in its sole and absolute discretion, manage and maintain each owned Bank Premises with one or more
tenants (other than the Assuming Institution) during the period from the Bank Closing Date until the date the Receiver receives the purchase price for that Bank Premises from the Assuming Institution. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">24&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Option to Lease</U>. The Receiver grants to the Assuming Institution an exclusive
option for the period of sixty (60)&nbsp;days commencing the day after the Bank Closing Date to cause the Receiver to assign to the Assuming Institution any or all leases for leased Bank Premises, if any, to the extent those leases can be assigned;
provided that the exercise of this option with respect to any lease must be as to all premises or other property subject to that lease. To the extent the lease payments provided for in any assigned lease are minimal in relation to the current market
rate as determined by the Receiver, the Assuming Institution will pay the Receiver the Market Value of the Receiver&#146;s interest in that assigned lease. The Assuming Institution will give written notice to the Receiver within the option period of
its election to accept or not to accept an assignment of any or all leases (or enter into new leases in lieu thereof). The Assuming Institution will assume all leases assigned (or enter into new leases in lieu thereof) pursuant to this
Section&nbsp;4.6. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Facilitation</U>. The Receiver will facilitate the assumption, assignment, or sublease of leases, or the
negotiation of new leases by the Assuming Institution; provided that neither the Receiver nor the Corporation is required to engage in litigation, make payments to the Assuming Institution or to any third party in connection with facilitating any
assumption, assignment, sublease, or negotiation, or commit to any other obligations to third parties. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Notice of Surrender of Bank
Premises</U>. The Assuming Institution will give the Receiver at least fifteen (15)&nbsp;days&#146; prior written notice of its intent to surrender to the Receiver any Bank Premises with respect to which the Assuming Institution has not exercised
the options provided in Sections 4.6(a) and 4.6(b). The notice must designate the intended Bank Premises Surrender Date and will terminate the Assuming Institution&#146;s option with respect to that Bank Premises. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) <U>Occupancy Costs</U>.<U> </U> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) The Assuming Institution will pay the following amounts to the Receiver (or to appropriate third parties at the direction
of the Receiver): (A) for owned Bank Premises, the rental rate, as determined by the Receiver, and all Bank Premises Operating Costs (each for the space not occupied by other tenants) for the period from the Bank Closing Date until (1)&nbsp;the date
the Receiver receives written notice from the Assuming Institution of its election to purchase that Bank Premises under Section&nbsp;4.6(a), or (2)&nbsp;the Bank Premises Surrender Date for owned Bank Premises the Assuming Institution elects not to
purchase; and (B)&nbsp;for leased Bank Premises, rent, as provided in the applicable lease, and all Bank Premises Operating Costs for the period from the Bank Closing Date until (1)&nbsp;the date the Receiver receives written notice from the
Assuming Institution of its election to accept an assignment of the lease for that Bank Premises under Section&nbsp;4.6(b), or (2)&nbsp;the Bank Premises Surrender Date for leased Bank Premises for which the Assuming Institution does not elect to
assume the lease. The Assuming Institution will comply with the terms of applicable leases on leased Bank Premises, including the timely payment of all rent. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) The Assuming Institution will pay the following amounts to the Receiver (or to appropriate third parties at the direction
of the Receiver): rent for the period from the Bank Closing Date until the Bank Premises Surrender Date for all owned or leased Furniture and Equipment and all Specialty Assets located in space not occupied by other
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">25&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">
tenants and on or at either (A)&nbsp;owned Bank Premises the Assuming Institution elects not to purchase or (B)&nbsp;leased Bank Premises for which the Assuming Institution does not elect to
assume the lease. No later than sixty (60)&nbsp;days after the Bank Closing Date, the Receiver will determine the rent for that property owned by the Failed Bank. Rent for that property leased by the Failed Bank will be an amount equal to all rent
and other amounts that the Receiver incurs or accrues as an obligation or is obligated to pay for that period pursuant to all leases and contracts with respect to that property. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) Subject to Section&nbsp;4.1, if the Assuming Institution gives notice of its election not to accept an assignment of a
lease for one or more of the leased Bank Premises, or not to purchase one or more of the owned Bank Premises, within two Business Days of the Bank Closing Date, and the Receiver is satisfied that all of the conditions for surrender of that Bank
Premises set forth in this Agreement have been met within fifteen (15)&nbsp;days of the Bank Closing Date, the Assuming Institution will not be liable for any of the costs imposed by Sections 4.6(e)(i) or 4.6(e)(ii). If the Assuming Institution
elects not to accept an assignment of any lease or purchase one or more of the owned Bank Premises under this Section&nbsp;4.6(e)(iii), the provisions of Section&nbsp;4.8(a) will not apply to service agreements related to those Bank Premises. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <U>Certain Requirements as to Furniture and Equipment, and Certain Specialty Assets</U>. If the Assuming Institution (i)&nbsp;purchases
owned Bank Premises (including any Bank Premises purchased at the fixed price shown on the Bid) as provided in Section&nbsp;4.6(a) or (ii)&nbsp;accepts an assignment of the lease (or enters into a sublease or a new lease in lieu thereof) for leased
Bank Premises as provided in Section&nbsp;4.6(b), or (iii)&nbsp;does not exercise either option, but within twelve (12)&nbsp;months following the Bank Closing Date obtains the right to occupy all or any portion of any Bank Premises, whether by
assignment, lease, sublease, purchase, or otherwise, other than in accordance with Section&nbsp;4.6(a) or Section&nbsp;4.6(b) (each of the preceding, a &#147;Subsequently Occupied Space&#148;), the Assuming Institution will (A)&nbsp;effective as of
the Bank Closing Date, purchase from the Receiver, at the item&#146;s purchase price specified on Schedule 3.2, all Specialty Assets with an appraised value (as determined in accordance with Section&nbsp;4.6(j)) of less than $10,000, and all
Furniture and Equipment owned by the Failed Bank and located on or at the Subsequently Occupied Space as of the Bank Closing Date, (B)&nbsp;accept an assignment or a sublease of the leases or negotiate new leases for all Furniture and Equipment
leased by the Failed Bank and located on or at the Subsequently Occupied Space, and (C)&nbsp;if applicable, accept an assignment or a sublease of any ground lease or negotiate a new ground lease with respect to any land on which the Subsequently
Occupied Space is located; provided that the Receiver has not previously disposed of that Furniture and Equipment or Specialty Assets or repudiated the leases referred to in clause (B)&nbsp;or clause (C). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) <U>Surrendering Bank Premises</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) If the Assuming Institution elects not to purchase any owned Bank Premises, the notice of that election in accordance with
Section&nbsp;4.6(a) must specify the Bank Premises Surrender Date. The Assuming Institution will be responsible for promptly relinquishing and releasing to the Receiver that Bank Premises, the Furniture and Equipment,<B> </B>and the Specialty Assets
located there on the Bank Closing Date, in the same condition as on the Bank Closing Date, normal wear and tear excepted. Any of the aforementioned that is missing will be charged to the Assuming Institution at the item&#146;s
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">26&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">
purchase price specified on Schedule 3.2. By remaining in any Bank Premises more than 150 days after the Bank Closing Date, the Assuming Institution will be required to, at the Receiver&#146;s
option, (x)&nbsp;purchase that Bank Premises and assume all leases, obligations, and liabilities with respect to leased Furniture and Equipment located thereon and any ground lease with respect to the land on which that Bank Premises is located, and
(y)&nbsp;purchase all Furniture and Equipment owned by the Failed Bank and located on or at the Bank Premises as of the Bank Closing Date at the purchase price specified on Schedule 3.2. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) If the Assuming Institution elects not to accept an assignment of the lease or sublease of any leased Bank Premises, the
notice of that election in accordance with Section&nbsp;4.6(b) must specify the Bank Premises Surrender Date. The Assuming Institution will promptly relinquish and release to the Receiver that Bank Premises, the Furniture and Equipment, and the
Specialty Assets located there on the Bank Closing Date, in the same condition as on the Bank Closing Date, normal wear and tear excepted. Any of the aforementioned that is missing will be charged to the Assuming Institution at the item&#146;s
purchase price specified on Schedule 3.2. By failing to provide notice of its intention to surrender that Bank Premises prior to the expiration of the option period specified in Section&nbsp;4.6(b), or by remaining in any Bank Premises more than 150
days after the Bank Closing Date, the Assuming Institution will be required to, at the Receiver&#146;s option, (x)&nbsp;assume all leases, obligations, and liabilities with respect to that Bank Premises (including any ground lease with respect to
the land on which that Bank Premises is located), leased Furniture and Equipment located thereon, in accordance with this Section&nbsp;4.6 (unless the Receiver previously repudiated that lease), and (y)&nbsp;purchase all Furniture and Equipment
owned by the Failed Bank and located on or at the Bank Premises as of the Bank Closing Date at the purchase price specified on Schedule 3.2. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h) <U>Furniture and Equipment</U>. The Receiver grants to the Assuming Institution an option to purchase all Furniture and Equipment owned by
the Failed Bank and located at any leased or owned Bank Premises at the item&#146;s purchase price specified on Schedule 3.2 (i) that the Assuming Institution does not elect to purchase pursuant to Section&nbsp;4.6(a), or (ii)&nbsp;for which
Assuming Institution does not elect to take assignment of its lease pursuant to Section&nbsp;4.6(b); provided that, the Assuming Institution will give the Receiver notice of its election to purchase that Furniture and Equipment at the time it gives
notice of its intention to surrender that Bank Premises.<U> </U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) <U>Option to Put Bank Premises and Furniture and Equipment</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) For a period of ninety (90)&nbsp;days following the Bank Closing Date, the Assuming Institution is entitled to require the
Receiver to purchase any Bank Premises that is owned, directly or indirectly, by an Acquired Subsidiary, and the Receiver will pay the Market Value of the Bank Premises as its purchase price. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) If the Assuming Institution elects to require the Receiver to purchase any Bank Premises that is owned, directly or
indirectly, by an Acquired Subsidiary, the Assuming Institution will also have the option, exercisable within the same ninety (90)&nbsp;day time period, to require the Receiver to purchase any Furniture and Equipment, and any Specialty Assets that
are owned, directly or indirectly, by an Acquired Subsidiary and are located on or at that Bank Premises and were used by the Failed Bank for banking purposes. The purchase price paid by the Receiver will be the purchase price specified on Schedule
3.2. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">27&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) If the Assuming Institution elects to exercise its options under this
Section&nbsp;4.6(i), the Assuming Institution will pay the Receiver those occupancy costs described in Section&nbsp;4.6(e) and will surrender the Bank Premises in accordance with Section&nbsp;4.6(g)(i). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iv) Regardless of whether the Assuming Institution exercises any of its options under this Section&nbsp;4.6(i), the purchase
price for the Acquired Subsidiary will be adjusted by the difference between (A)&nbsp;the Market Value of the Bank Premises (other than automated teller machines) and (B)&nbsp;their respective Book Value as reflected on the books and records of the
Acquired Subsidiary. That adjustment will be made in accordance with Article VIII of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j) <U>Option to Purchase Specialty
Assets</U>. Except as otherwise provided in Section&nbsp;4.6(f), the Receiver grants to the Assuming Institution an exclusive option for a period of thirty (30)&nbsp;days commencing the day after the Receiver provides the Assuming Institution the
appropriate appraisal to purchase at Fair Market Value all, some, or none of the Specialty Assets. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k) <U>Data Removal</U>. The Assuming
Institution will, prior to returning any automated teller machine to Receiver and unless otherwise requested by the Receiver, (i)&nbsp;remove all data from that automated teller machine and (ii)&nbsp;provide a written statement to the Receiver that
all data have been removed in a manner that renders it unrecoverable. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.7. </B><B><U>Agreement with Respect to Leased Data Management
Equipment</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Option</U>. The Receiver grants to the Assuming Institution an exclusive option for the period of ninety
(90)&nbsp;days commencing the day after Bank Closing Date to accept an assignment from the Receiver of all Leased Data Management Equipment.<U> </U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Notices Regarding Leased Data Management Equipment</U>. The Assuming Institution will (i)&nbsp;give written notice to the Receiver
within the option period specified in Section&nbsp;4.7(a) of its election to accept or decline an assignment or sublease of all Leased Data Management Equipment and promptly accept an assignment or sublease of that Leased Data Management Equipment,
and (ii)&nbsp;give written notice to the appropriate lessor(s) that it has accepted an assignment or sublease of the Leased Data Management Equipment that is subject to a lease.<U> </U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Facilitation by Receiver</U>. The Receiver will facilitate the assignment or sublease of Leased Data Management Equipment, or the
negotiation of new leases or license agreements by the Assuming Institution; provided, that neither the Receiver nor the Corporation is required to engage in litigation, make payments to the Assuming Institution or to any third party in connection
with facilitating any assumption, assignment, sublease, or negotiation, or commit to any other obligations to third parties.<U> </U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)
<U>Operating Costs</U>. The Assuming Institution will pay the Receiver or appropriate third parties at the direction of the Receiver all operating costs with respect to Leased Data Management Equipment and comply with all relevant terms of any
existing Leased Data Management Equipment leases entered into by the Failed Bank, including the timely payment of all rent, taxes, fees, charges, maintenance, utilities, insurance, and assessments, beginning on the Bank Closing Date and ending on
the date that is thirty (30)&nbsp;days after the Assuming Institution has given notice to the Receiver of its election not to assume that lease. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">28&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Assuming Institution&#146;s Obligation</U>. The Assuming Institution will, no later
than fifty (50)&nbsp;days after giving the notice provided in Section&nbsp;4.7(b), (i) relinquish and release to the Receiver or, at the direction of the Receiver, to a third party, all Leased Data Management Equipment, in the same condition as at
Bank Closing Date, normal wear and tear excepted, or (ii)&nbsp;accept an assignment or a sublease of any existing Leased Data Management lease or negotiate a new lease or license agreement under this Section&nbsp;4.7 with respect to Leased Data
Management Equipment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <U>Data Removal</U>. The Assuming Institution will, prior to returning any Leased Data Management Equipment,
and unless otherwise requested by the Receiver, (i)&nbsp;remove all data from the Leased Data Management Equipment and (ii)&nbsp;provide a written statement to the Receiver that all data have been removed in a manner that renders it unrecoverable.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.8. </B><B><U>Certain Existing Agreements</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Assumption of Agreements</U>. Except as provided in Section&nbsp;4.8(b) or Section&nbsp;4.8(c), with respect to agreements existing as
of the Bank Closing Date that provide for the rendering of services by or to the Failed Bank, within ninety (90)&nbsp;days after the Bank Closing Date, the Assuming Institution will give the Receiver (i)&nbsp;written notice specifying each agreement
it elects not to assume and (ii)&nbsp;a copy of each agreement (including all amendments and other modifications, exhibits, schedules, and other attachments) it elects not to assume. The Assuming Institution will assume all agreements for which it
does not give timely notification of its election not to assume. Except as otherwise provided in Section&nbsp;4.6(e), the Assuming Institution will comply with the terms of each agreement for a period commencing on the day after the Bank Closing
Date and ending on: (i)&nbsp;if an agreement provides for the rendering of services by the Failed Bank, the date that is ninety (90)&nbsp;days after the Bank Closing Date, and (ii)&nbsp;if an agreement provides for the rendering of services to the
Failed Bank, the date that is thirty (30)&nbsp;days after the Assuming Institution has given notice to the Receiver of its election not to assume that agreement. The Receiver will assign, transfer, convey, and deliver to the Assuming Institution all
right, title, and interest of the Receiver, if any, in and to agreements the Assuming Institution assumes under this Section&nbsp;4.8(a). The Assuming Institution will, during the period it has the use or benefit of an agreement, promptly pay to the
Receiver or to appropriate third parties at the direction of the Receiver all related operating costs and comply with all relevant terms of that agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Excluded Agreements</U>. The provisions of Section&nbsp;4.8(a) regarding the Assuming Institution&#146;s election not to assume certain
agreements do not apply to: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) any agreement related to Bank Premises described in Section&nbsp;4.6(e)(iii); </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) any agreement between the Failed Bank and MERSCORP, Inc., or its wholly owned subsidiary, Mortgage Electronic Registration
Systems, Inc.; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) any insurance policy or bond referred to in Section&nbsp;3.5(a); </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iv) any other agreement specified in Section&nbsp;3.5; or </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(v) any consulting, management, or employment agreement between the Failed Bank and its employees or other Persons. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">29&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Assuming Institution does not assume any liabilities or acquire any rights under any of the agreements
described in this Section&nbsp;4.8(b). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Assumed Agreements</U>. The provisions of Section&nbsp;4.8(a) regarding the Assuming
Institution&#146;s election not to assume certain agreements do not apply to: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) any agreement that is subject to
Sections 4.1 through 4.7; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) any agreement (A)&nbsp;pursuant to which the Failed Bank provides loan servicing for others
or loan servicing is provided to the Failed Bank by others and (B)&nbsp;for which the Assuming Institution assumes any liability, duty, or obligation under Section&nbsp;2.1(m); </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) any lease under which the Failed Bank is the lessor of Bank Premises that is an Acquired Asset or any Other Real Estate
that is an Acquired Asset; or </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iv) any Transferred QFC. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.9. </B><B><U>Informational Tax Reporting</U></B>. The Assuming Institution will perform all obligations of the Failed Bank (and, for the
term of the Interim Asset Servicing Arrangement attached as <U>Exhibit 4.13</U>, all obligations of the Receiver) with respect to federal and state income tax informational reporting related to (i)&nbsp;the Acquired Assets and the Liabilities
Assumed, (ii)&nbsp;deposit accounts that were closed and loans that were paid off or related collateral obtained prior to the Bank Closing Date, (iii)&nbsp;miscellaneous payments made to vendors of the Failed Bank, and (iv)&nbsp;any other asset or
liability of the Failed Bank, including loans not purchased by the Assuming Institution and Deposits not assumed by the Assuming Institution, as may be required by the Receiver.<U> </U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.10. </B><B><U>Insurance</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Assuming Institution to Insure</U>. The Assuming Institution will obtain and maintain insurance coverage acceptable to the Receiver
(including public liability, fire, and extended coverage insurance) naming the Assuming Institution as the insured and the Receiver as additional insured, effective from and after the Bank Closing Date, with respect to all (i)&nbsp;Bank Premises,
and (ii)&nbsp;Furniture and Equipment, Specialty Assets, and Leased Data Management Equipment located on or at those Bank Premises. The Assuming Institution&#146;s obligation to insure and to maintain the Receiver as an additional insured on Bank
Premises insurance coverage will cease upon either: (x)&nbsp;Bank Premises Surrender Date or (y)&nbsp;the date the Assuming Institution receives a deed from the Receiver for owned Bank Premises or assumes the lease for leased Bank Premises. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Rights of Receiver</U>. If the Assuming Institution at any time from or after the Bank Closing Date fails to (i)&nbsp;obtain or
maintain any of the insurance policies required by Section&nbsp;4.10(a), (ii)&nbsp;pay any premium in whole or in part related to those insurance policies, or (iii)&nbsp;provide evidence of those insurance policies acceptable to the Receiver, then
the Receiver may in its sole and absolute discretion, without notice, and without waiving or releasing any obligation or liability of the Assuming Institution, obtain and maintain insurance policies, pay insurance premiums, and take any other
actions with respect to the insurance coverage as the Receiver deem advisable. The Assuming Institution will reimburse the Receiver for all sums disbursed in connection with this Section&nbsp;4.10(b). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">30&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.11. </B><B><U>Office Space for Receiver and Corporation</U></B><B><U>; Certain
Payments</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>FDIC Office Space</U>. For the period commencing on the day following the Bank Closing Date and ending on the
one hundred fiftieth (150th) day following the Bank Closing Date, the Assuming Institution will provide to the Receiver and the Corporation, without charge, FDIC Office Space. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Receiver&#146;s Right to Extend</U>. Upon written notice by the Receiver or the Corporation, for the period commencing on the one
hundred fifty-first (151st) day following the Bank Closing Date and ending no later than the three hundred and sixty-fifth (365th) day following the Bank Closing Date, the Assuming Institution will continue to provide to the Receiver and the
Corporation FDIC Office Space. During the period from the 151st day following the Bank Closing Date until the day the FDIC and the Corporation vacate FDIC Office Space, the Receiver and the Corporation will pay to the Assuming Institution their
respective pro rata share (based on square footage occupied) of (A)&nbsp;the market rental rate as determined by the Receiver for the FDIC Office Space if located at owned Bank Premises, or (B)&nbsp;the actual rent paid for the FDIC Office Space if
located at leased Bank Premises or other location. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Receiver&#146;s Relocation Right</U>. If the Receiver or the Corporation
determines that the space provided by the Assuming Institution is inadequate or unsuitable, the Receiver and the Corporation may relocate to other quarters having adequate and suitable FDIC Office Space, and the Assuming Institution will pay all
costs of relocation. Any rental and utility costs will be paid in accordance with Sections 4.11(a) or 4.11(b), as applicable.<U> </U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)
<U>Expenditures</U>. The Assuming Institution will pay those bills and invoices on behalf of the Receiver and the Corporation as the Receiver or the Corporation directs for the period beginning on the date of the Bank Closing Date and ending on
Settlement Date. The Assuming Institution will submit its requests for reimbursement of those expenditures pursuant to Article VIII of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.12. </B><B><U>Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Continuation Coverage</U>. The Assuming Institution will assist the Receiver in offering individuals who were employees or former
employees of the Failed Bank, or any of its Subsidiaries, and who, immediately prior to the Bank Closing Date, were receiving, or were eligible to receive, health insurance coverage or health insurance continuation coverage from the Failed Bank
(&#147;<B>Eligible Individuals</B>&#148;), the opportunity to obtain health insurance coverage in the Corporation&#146;s Federal Insurance Administration Continuation Coverage Plan that provides for health insurance continuation coverage to those
Eligible Individuals and other persons who are qualified beneficiaries of the Failed Bank (&#147;<B>Qualified Beneficiaries</B>&#148;) as defined in the Employee Retirement Income Security Act of 1974, as amended (&#147;<B>ERISA</B>&#148;)
&#167;&nbsp;607, 29 U.S.C. &#167;&nbsp;1167. The Assuming Institution will consult with the Receiver and no later than five (5)&nbsp;Business Days after the Bank Closing Date will provide written notice to the Receiver of the number (if available),
identity (if available), and addresses (if available) of the Eligible Individuals who are Qualified </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">31&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Beneficiaries of the Failed Bank and for whom a &#147;qualifying event&#148; (as defined in ERISA &#167; 603, 29 U.S.C. &#167;&nbsp;1163) has occurred and with respect to whom the Failed
Bank&#146;s obligations under Part 6 of Subtitle B of Title&nbsp;I of ERISA, 29 U.S.C. &#167;&#167;&nbsp;1161-1169 have not been satisfied in full, and any other information as the Receiver may reasonably require. The Receiver will cooperate with
the Assuming Institution in order to permit the Assuming Institution to prepare the notice and will provide to the Assuming Institution the data in its possession as may be reasonably required for purposes of preparing the notice. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Qualified Beneficiaries; Expenses</U>. The Assuming Institution will take any further action to assist the Receiver in offering the
Eligible Individuals who are Qualified Beneficiaries of the Failed Bank the opportunity to obtain health insurance coverage in the Corporation&#146;s Federal Insurance Administration Continuation Coverage Plan as the Receiver directs. The Assuming
Institution will pay all expenses incurred (i)&nbsp;in connection with the obligations of the Assuming Institution under this Section&nbsp;4.12 and (ii)&nbsp;in providing health insurance continuation coverage to any Eligible Individuals hired by
the Assuming Institution and those employees&#146; Qualified Beneficiaries. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Failed Bank Employees</U>. Unless otherwise agreed by
the Receiver and the Assuming Institution, the Assuming Institution is responsible for all salaries and payroll costs, including benefits, for all Failed Bank employees from the Bank Closing Date until the Assuming Institution makes a final
determination as to whether the Assuming Institution will retain that employee. The Assuming Institution will offer to the Failed Bank employees it retains employment benefits comparable to those that the Assuming Institution offers its current
employees. If the Receiver uses the services of any Failed Bank employee, the Receiver will reimburse the Assuming Institution for that cost through the settlement process described in Article VIII. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>No Third Party Beneficiaries</U>. This Section&nbsp;4.12 is for the sole and exclusive benefit of the parties to this Agreement and for
the benefit of no other Person (including any former employee of the Failed Bank or any Failed Bank Subsidiary, any Eligible Individual, or any Qualified Beneficiary of that former employee). Nothing in this Section&nbsp;4.12 gives, or will be
construed to give, any Person (including any former employee of the Failed Bank or any Failed Bank Subsidiary, any Eligible Individual, or any Qualified Beneficiary of that former employee) other than the Corporation, the Receiver, and the Assuming
Institution, any legal or equitable right, remedy, or claim under or with respect to the provisions of this Section&nbsp;4.12. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.13.
</B><B><U>Interim Servicing</U></B>.&nbsp;&nbsp;&nbsp;&nbsp;At any time after the Bank Closing Date, the Receiver may establish on its books one or more asset pools and may transfer into those asset pools (by means of accounting entries on the books
of the Receiver) all or any assets and liabilities of the Failed Bank that are not acquired by the Assuming Institution, including wholly unfunded Commitments, and assets and liabilities that may be acquired, funded, or originated by the Receiver
subsequent to the Bank Closing Date. The Receiver may remove assets (and liabilities) from or add assets (and liabilities) to those pools at any time in its discretion. At the option of the Receiver, the Assuming Institution will service,
administer, and collect those pool assets in accordance with, and for the term set forth in, <U>Exhibit 4.13</U>. The Assuming Institution will provide the services set forth in the UK Servicing Agreement (the &#147;<B>UK Servicing</B>&#148;). The
Assuming Institution will provide the systems and staff necessary to manage (a)&nbsp;any Federal Reserve Bank collateral retained by the Receiver (the &#147;<B>FRB Collateral Servicing</B>&#148;), (b) the securities portfolio retained by the
Receiver (the &#147;<B>Securities Servicing</B>&#148;), any derivatives retained by the Receiver (the &#147;<B>Derivatives</B> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">32&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
<B>Servicing</B>&#148; and together with the UK Servicing, the FRB Collateral Servicing, and the Securities Servicing, collectively, the &#147;<B>Additional Servicing</B>&#148;), and (c)&nbsp;the
UK Servicing. The obligation to provide Additional Servicing will include, but not be limited to, providing access to all payment, clearing, and settlement systems, financial market utilities and infrastructure, and the bank personnel needed to
operate these systems and effectuate transactions,. The Receiver will pay the Assuming Institution reasonable costs and expenses required to maintain the Failed Bank systems necessary for such Additional Servicing. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.14. </B><B><U>Loss Sharing</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The
Receiver and the Assuming Institution are parties to the Commercial Shared-Loss Agreement. No asset will be added to Schedule 4.14B to the Commercial Shared-Loss Agreement after the Receiver provides that schedule and all parties have executed the
Commercial Shared-Loss Agreement. An asset may be removed from that schedule, if the Assuming Institution provides documentation that the asset does not meet the definition of a Shared-Loss Asset (as defined in the Commercial Shared-Loss Agreement).
Additionally, the Receiver may remove government-guaranteed Loans or Other Real Estate related to government-guaranteed Loans from that schedule. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE V. <U>DUTIES WITH RESPECT TO DEPOSITORS OF THE FAILED BANK</U>. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>5.1. </B><B><U>Payment of Checks, Drafts, Orders and Deposits</U></B>. Subject to Section&nbsp;9.5, the Assuming Institution will pay all
properly drawn checks, drafts, withdrawal orders, and Assumed Deposits of depositors of the Failed Bank presented for payment, whether drawn on the check or draft forms provided by the Failed Bank or by the Assuming Institution, to the extent that
the Deposit balances to the credit of the respective makers or drawers assumed by the Assuming Institution under this Agreement are sufficient to permit the payment thereof, and in all other respects to discharge, in the usual course of conducting a
banking business, the duties and obligations of the Failed Bank with respect to the Deposit balances due and owing to the depositors of the Failed Bank assumed by the Assuming Institution under this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>5.2. </B><B><U>Certain Agreements Related to Deposits</U></B>. Except as may be modified pursuant to Section&nbsp;2.3, the Assuming
Institution will honor the terms and conditions of any written escrow or loan servicing agreement or other similar agreement relating to a Deposit liability assumed by the Assuming Institution pursuant to this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>5.3. </B><B><U>Notice to Depositors</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Assumption of Deposits</U>. Within seven (7)&nbsp;days after the Bank Closing Date, the Assuming Institution will give notice by mail
to each depositor of the Failed Bank of (i)&nbsp;the assumption of the Deposit liabilities of the Failed Bank, and (ii)&nbsp;the procedures to claim Deposits (the Receiver will provide item (ii)&nbsp;to Assuming Institution). The Assuming
Institution will also publish notice of its assumption of the Deposit liabilities of the Failed Bank in a newspaper of general circulation in the county or counties in which the Failed Bank was located. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Notice to Depositors</U>. Within seven (7)&nbsp;days after the Bank Closing Date, the Assuming Institution will give notices by mail to
each depositor of the Failed Bank, as required under Section&nbsp;2.3. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">33&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Fee Schedule</U>. If the Assuming Institution proposes to charge fees different from
those fees formerly charged by the Failed Bank, the Assuming Institution will include its fee schedule in its mailed notice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)
<U>Approval of Notices and Publications</U>. The Assuming Institution will obtain approval of all notices and publications required by this Section&nbsp;5.3 from counsel for the Receiver prior to mailing or publication. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Validation</U>. To validate the notice requirements outlined in Section&nbsp;5.3, the Assuming Institution will provide the Receiver
(i)&nbsp;an Affidavit of Publication attesting that it complied with the publication requirements outlined in Section&nbsp;5.3, and (ii)&nbsp;an Affidavit of Mailing (in a form similar to Exhibit 2.3B) attesting that it mailed the notice to
depositors as required by Section&nbsp;5.3. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE VI. <U>FAILED BANK RECORDS</U>. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.1. </B><B><U>Ownership of Failed Bank Records</U></B>. In accordance with Sections 2.1 and 3.1, the Receiver conveys to the Assuming
Institution, wherever located, any and all Failed Bank Records, other than the following:<U> </U> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) Failed Bank Records pertaining to
(i)&nbsp;former employees of the Failed Bank who were no longer employed by the Failed Bank as of the Bank Closing Date, and (ii)&nbsp;employees of the Failed Bank who were employed by the Failed Bank as of the Bank Closing Date and for whom the
Receiver is unable to obtain a waiver to release those Failed Bank Records to the Assuming Institution; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Failed Bank Records
pertaining to any asset or liability of the Failed Bank retained, acquired, or assumed by the Receiver pursuant to this Agreement; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) any other Failed Bank Records as determined by the Receiver. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.2. <U>Reserved</U>. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.3. </B><B><U>Custody of Failed Bank Records</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Assuming Institution Failed Bank Records Retention</U>. The Assuming Institution will preserve and maintain, at its sole expense, for
the joint benefit of the Receiver, the SVB Receiver, the Corporation, and the Assuming Institution, all Failed Bank Records, regardless of whether the ownership of the Failed Bank Records was conveyed to the Assuming Institution under
Section&nbsp;6.1 or retained by the Receiver under Sections 6.1(a) through (c), except those Failed Bank Records that either of the Receiver or the SVB Receiver, in its sole and absolute discretion, takes possession of or removes from Bank Premises.
The Assuming Institution has the primary responsibility to respond to subpoenas, discovery requests, and other similar official inquiries and customer requests for lien releases with respect to the Failed Bank Records of which it has custody. If the
Assuming Institution receives a subpoena addressed to the Assuming Institution seeking any Failed Bank Records of which it has custody, but are Failed Bank Records retained by the Receiver or the SVB Receiver, the Assuming Institution will promptly
provide the Receiver with a copy of that subpoena by delivering it as provided in Section&nbsp;13.6(b). With respect to its obligations under this Section&nbsp;6.3 regarding Electronically Stored Information, the Assuming Institution will complete
the Data Retention Catalog attached to this Agreement as <U>Schedule 6.3</U> and submit it to </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">34&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the Receiver within thirty (30)&nbsp;days after the Bank Closing Date. With respect to Electronically Stored Information, the Assuming Institution will maintain those Failed Bank Records in an
easily accessible and useable format. If those Failed Bank Records are maintained by a third party vendor, the Assuming Institution is responsible for ensuring that the third party complies with this Article VI. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Destruction of Certain Failed Bank Records</U>. With regard to all Failed Bank Records of which the Assuming Institution has custody
that are at least ten (10)&nbsp;years old as of the date of the appointment of the Receiver, the Assuming Institution will request written permission to destroy those Failed Bank Records by submitting a written request to destroy, specifying
precisely which Failed Bank Records are included in the request, as indicated in Section&nbsp;13.6(b) for those requests. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)
<U>Destruction of Failed Bank Records after Six Years</U>. With regard to all Failed Bank Records of which the Assuming Institution has custody that have been maintained in its custody after six (6)&nbsp;years from the date of the appointment of the
Receiver, the Assuming Institution will request written permission to destroy those Failed Bank Records by submitting a written request to destroy, specifying precisely which Failed Bank Records are included in the request, as indicated in
Section&nbsp;13.6(b) for those requests. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.4. </B><B><U>Access to Failed Bank Records; Copies</U></B>. The Assuming Institution will
permit the Receiver, the SVB Receiver, and the Corporation access to all Failed Bank Records of which the Assuming Institution has custody, and to use, inspect, make extracts from, or request copies of those Failed Bank Records in the manner and to
the extent requested, and to duplicate, in the discretion of the Receiver, the SVB Receiver, or the Corporation, any Failed Bank Record; provided, that if the Failed Bank maintained one or more duplicate copies of those Failed Bank Records, the
Assuming Institution assigns, transfers, and conveys to the Corporation one duplicate copy of those Failed Bank Records without cost to the Corporation, and will deliver to the Corporation all Failed Bank Records assigned and transferred to the
Corporation under this Article VI as soon as practicable on or after the date of this Agreement. The party requesting a copy of any Failed Bank Record will bear the cost (based on standard accepted industry charges to the extent applicable, as
determined by the Receiver) for providing that duplicate Failed Bank Record. The Assuming Institution will provide a copy of each Failed Bank Record upon the request of the Receiver or the SVB Receiver. If the Receiver, the SVB Receiver, or
Corporation is seeking access to a Failed Bank Record from the Assuming Institution, the Receiver, SVB Receiver or Corporation need not provide a subpoena to obtain access to the Failed Bank Records in the Assuming Institution&#146;s custody. The
SVB Receiver is an express third party beneficiary for purposes of enforcing its rights under this Section&nbsp;6.4. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.5.
</B><B><U>Failed Bank Record Privacy</U></B>. The Assuming Institution will comply with any law or regulation or any order, writ, or decree of any court or governmental authority applicable to Failed Bank Records. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">35&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE VII. <U>BID; INITIAL PAYMENT</U>. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Assuming Institution has submitted to the Receiver a Deposit premium bid of 0.00% and an Acquired Asset premium (discount) bid of
($16,450,000,000.00) (the &#147;<B>Bid Amount</B>&#148;). The Deposit premium bid will be applied to the total of all Assumed Deposits except for those Assumed Deposits as reflected on <U>Schedule 7</U>. On the Payment Date, the Assuming Institution
will pay to the Corporation, or the Corporation will pay to the Assuming Institution, as the case may be, the Initial Payment, plus interest on that amount (if the Payment Date is not the day following the Bank Closing Date) from and including the
day following the Bank Closing Date to and including the day preceding the Payment Date at the Settlement Interest Rate. The Assuming Institution has also elected to pay a portion of the Initial Payment by issuing a Note in the amount of thirty-five
billion dollars and no cents ($35,000,000,000.00) which the Assuming Institution shall execute and deliver, and in the case of the Custodial and Paying Agency Agreement, shall cause the Custodian and Paying Agent to execute and deliver, to the
Receiver such Note and the other PA Financing Transaction Documents, in each case in the form provided by the Receiver, on the date hereof. In addition to the Initial Payment, the Assuming Institution will also deliver to the Receiver on the date
hereof an executed Equity Appreciation Instrument. It is the policy of the FDIC Receiver not to vote common stock of publicly traded banks or a bank holding company held by the FDIC Receiver except for purposes of establishing a quorum for annual or
special meetings. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE VIII. <U>ADJUSTMENTS; SETTLEMENT PROCESS</U>. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>8.1. </B><B><U>Pro Forma Statement</U></B>. The Receiver, as soon as practicable after the Bank Closing Date, in accordance with the best
information then available, will provide to the Assuming Institution a Pro Forma Statement reflecting any adjustments of those liabilities and assets as may be necessary so that the Pro Forma Statement is consistent with the requirements of this
Agreement. That Pro Forma Statement will take into account, to the extent possible, among other items, (a)&nbsp;liabilities and assets of a nature similar to those contemplated by Section&nbsp;2.1 or Section&nbsp;3.1, respectively, that on the Bank
Closing Date were carried in the Failed Bank&#146;s suspense accounts, (b)&nbsp;accruals as of the Bank Closing Date for all income related to the Acquired Assets and business of the Failed Bank acquired by the Assuming Institution, whether or not
those accruals were reflected on the Failed Bank Records in the normal course of its operations, and (c)&nbsp;adjustments to determine the Book Value of any investment in an Acquired Subsidiary and related accounts on the &#147;bank only&#148;
(unconsolidated) balance sheet of the Failed Bank based on the Equity Method of Accounting, whether or not the Failed Bank used the Equity Method of Accounting for investments in subsidiaries, except that the resulting amount cannot be less than the
Acquired Subsidiary&#146;s recorded equity as of the Bank Closing Date as reflected on the Failed Bank Records of the Acquired Subsidiary. Acquired Subsidiaries with negative equity will be restated to $1 pursuant to the Equity Method of Accounting.
Any Acquired Asset purchased by the Assuming Institution or any asset of an Acquired Subsidiary purchased by the Assuming Institution pursuant to Section&nbsp;3.1 that was partially or wholly charged off during the period beginning the day after the
Bid Valuation Date and ending on the Bank Closing Date will be deemed not to be charged off for the purposes of the Pro Forma Statement, and the purchase price will be determined pursuant to Section&nbsp;3.2. In accordance with Section&nbsp;3.2(c),
in preparing the Pro Forma Statement each Qualified Financial Contract will be included at QFC Contract Value (positive or negative) and, if a Qualified Financial Contract is a liability, no further liability amount will be included for purposes of
preparing the Pro Forma Statement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">36&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>8.2. </B><B><U>Correction of Errors and Omissions; Adjustments for Certain
Liabilities</U></B>. <B><U></U></B> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Adjustments to Correct Errors</U>. If any bookkeeping omissions or errors are discovered in
preparing the Pro Forma Statement or in completing the transfers and assumptions contemplated by this Agreement, the parties to this Agreement will correct those errors and omissions, and, as far as practicable, all adjustments will be made
consistent with the judgments, methods, policies, or accounting principles used by the Failed Bank in preparing and maintaining Failed Bank Records, except that adjustments made pursuant to this Section&nbsp;8.2(a) are not intended to bring the
Failed Bank Records into accordance with generally accepted accounting principles. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Adjustments for Certain Liabilities</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) If the Receiver discovers at any time subsequent to the date of this Agreement that any claim exists against the Failed
Bank that is of such a nature that it would have been included in the liabilities assumed under Article II had the existence of that claim or the facts giving rise to that claim been known as of the Bank Closing Date, the Receiver may, in its
discretion, at any time, require that claim be assumed by the Assuming Institution in a manner consistent with the intent of this Agreement. The Receiver will make appropriate adjustments to the Pro Forma Statement provided by the Receiver to the
Assuming Institution pursuant to Section&nbsp;8.1 as may be necessary. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) If the Assuming Institution returns all or a
portion of any Deposit to the Receiver or the Corporation at the direction of the Receiver or the Corporation pursuant to Section&nbsp;9.5, the Receiver will make appropriate adjustments pursuant to Article VIII for the portion of the Bid Amount
applicable to that returned Deposit and any related Deposit premium. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Other Adjustments</U>. If the Failed Bank transferred, after
the Bid Valuation Date, an asset to a Subsidiary that is not an Acquired Subsidiary and the Assuming Institution would have purchased that asset under Section&nbsp;3.1 but for that transfer, the Receiver will make an adjustment to the Initial
Payment (or subsequent payments) in an amount equal to (i)&nbsp;the Book Value of that transferred asset divided by (ii)&nbsp;the Book Value of all Acquired Assets plus the Book Value of that transferred asset plus the Book Value of other similarly
transferred assets, then multiplied by (iii)&nbsp;the Acquired Asset premium (discount) bid set forth in Article VII. This adjustment will be as a credit to the Assuming Institution in the case of an Acquired Asset premium bid and a credit to the
Receiver in the case of an Acquired Asset discount bid. For purposes of this Section&nbsp;8.2(c), Book Value means, solely with respect to the applicable asset transferred to a Subsidiary that is not an Acquired Subsidiary, that value stated on the
Failed Bank Records as of the Bid Valuation Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>8.3. </B><B><U>Payments</U></B>. Either the Receiver will cause to be paid to the
Assuming Institution or the Assuming Institution will pay to the Receiver, as the case may be, on the Settlement Date, a payment in an amount that reflects net adjustments (including any costs, expenses, and fees associated with determinations of
value as provided in this Agreement) made pursuant to Section&nbsp;8.1 or Section&nbsp;8.2, plus interest as provided in Section&nbsp;8.4. The Receiver and the Assuming Institution will effect on the Settlement Date any further transfer of assets to
or assumption of liabilities or claims by the Assuming Institution as may be necessary in accordance with Section&nbsp;8.1 or Section&nbsp;8.2. If the Receiver is required to make any payment to the Assuming Institution </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">37&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
pursuant to this Section&nbsp;8.3, the Receiver shall have the option of either making such payment in cash or setting off such payment against the principal of the Note. In the event that the
Receiver elects to make such payment in cash, the Receiver shall make such payment to the Paying Agent (as defined in the PA Financing Documents), and such payment to the Paying Agent shall constitute payment thereof to the Assuming Institution. The
payment made to the Paying Agent shall be applied, in accordance with the Custodial and Paying Agency Agreement as a prepayment of the Note (on the same day or the immediately following business day). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>8.4. </B><B><U>Interest</U></B>. Any amounts paid under Section&nbsp;8.3 shall bear interest for the period from and including the day
following Bank Closing Date to and including the day preceding the payment at the Note Interest Rate, and any amounts paid under Section&nbsp;8.5 will bear interest for the period from and including the day following the Bank Closing Date to and
including the day preceding the payment at the Settlement Interest Rate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>8.5. </B><B><U>Subsequent Adjustments</U></B>. If the
Assuming Institution or the Receiver discovers any errors or omissions as contemplated by Section&nbsp;8.2 or any error with respect to the payment made under Section&nbsp;8.3 after the Settlement Date, the Assuming Institution and the Receiver will
promptly correct those errors or omissions, make any payments, and effect any transfers or assumptions as may be necessary to reflect any correction plus interest as provided in Section&nbsp;8.4. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE IX. <U>CONTINUING COOPERATION</U>. <U></U> </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>9.1. </B><B><U>General Matters</U></B>. The parties to this Agreement will, in good faith and with their best efforts, cooperate with each
other to carry out the transactions contemplated by this Agreement and to effect the purposes of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>9.2.
</B><B><U>Additional Title Documents</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Mutual Cooperation</U>. The Receiver, the Corporation, and the Assuming Institution
each will, at any time and from time to time, upon the request of any party to this Agreement, execute and deliver any additional instruments and documents of conveyance reasonably necessary to vest in the appropriate party its full legal or
equitable title in and to the property conveyed pursuant to this Agreement or to be conveyed in accordance with this Agreement. The Assuming Institution will prepare those instruments and documents of conveyance (in form and substance satisfactory
to the Receiver) necessary to vest title to the Acquired Assets in the Assuming Institution. The Assuming Institution will prepare and record those instruments and documents of conveyance at its own expense. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Timely Preparation and Recordation of Vesting Instruments and Deeds</U>. Within thirty (30)&nbsp;days of either (i)&nbsp;the Bank
Closing Date or (ii)&nbsp;the date the Assuming Institution exercises any option to acquire any Bank Premises or Other Real Estate, whichever is applicable under this Agreement, the Assuming Institution will prepare and deliver to the Receiver for
Receiver&#146;s execution all necessary conveyance instruments and documents. No later than thirty (30)&nbsp;days after Assuming Institution&#146;s receipt of any executed conveyance instrument or document from the Receiver, the Assuming Institution
will file it with the appropriate recording agencies and provide the Receiver with a copy of the document containing the recording information. If the Assuming Institution does not timely deliver to the Receiver executable conveyance instruments or
documents and a copy of the recorded document with the recording information as contemplated by this Section for each Bank Premises and Other Real Estate to be acquired by the Assuming </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">38&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Institution, the Receiver may elect to prepare, execute, and file any conveyance instruments or documents, and the Assuming Institution will promptly reimburse the Receiver $1,000 for each
conveyance instrument or document deemed desirable or necessary, in the Receiver&#146;s sole discretion, to vest legal title in the Assuming Institution, plus all costs incurred by the Receiver to do so, including outside counsel fees, title
searches and reports, filing fees and taxes, transfer fees, and document stamps. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>9.3. </B><B><U>Claims and Suits</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Defense and Settlement</U>. The Receiver is entitled, in its discretion, to (i)&nbsp;defend or settle any claim or suit against the
Assuming Institution with respect to which the Receiver has indemnified the Assuming Institution in the same manner and to the same extent as provided in Article XII, and (ii)&nbsp;defend or settle any claim or suit against the Assuming Institution
with respect to any Liability Assumed, which claim or suit may result in a loss to the Receiver arising out of or related to this Agreement, or that existed against the Failed Bank on or before the Bank Closing Date. The exercise by the Receiver of
any rights under this Section&nbsp;9.3(a) will not release the Assuming Institution with respect to any of its obligations under this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Removal of Actions</U>. If any Person institutes an action at law or in equity against the Receiver and the Corporation as codefendants
with respect to any asset or (to the extent not included as an asset) Qualified Financial Contract or its QFC Related Item of the Failed Bank retained or acquired pursuant to this Agreement by the Receiver, the Receiver will, at the request of the
Corporation, join with the Corporation in a petition to remove the action to the United States District Court for the proper district. The Receiver will institute, with or without joinder of the Corporation as
<FONT STYLE="white-space:nowrap">co-plaintiff,</FONT> any action with respect to any retained or acquired asset, or Qualified Financial Contract or its QFC Related Item, or any matter connected with either of the foregoing when the Corporation
directs the Receiver to institute that action. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>9.4. </B><B><U>Payment of Deposits</U></B>. If any depositor does not accept the
obligation of the Assuming Institution to pay any Deposit liability of the Failed Bank assumed by the Assuming Institution pursuant to this Agreement and asserts a claim against the Receiver for all or any portion of any Deposit liability, the
Assuming Institution, upon demand from the Receiver, will provide to the Receiver funds sufficient to pay that claim in an amount not in excess of the Deposit liability reflected on the books of the Assuming Institution at the time that claim is
made. Upon payment by the Assuming Institution to the Receiver of that amount, the Assuming Institution will be discharged from any further obligation under this Agreement to pay to that depositor the amount of that Deposit liability paid to the
Receiver.<U> </U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>9.5. </B><B><U>Withheld Payments</U></B>. At any time, the Receiver or the Corporation may, in its discretion,
determine that all or any portion of any deposit balance assumed by the Assuming Institution pursuant to this Agreement does not constitute a &#147;Deposit&#148; (or otherwise, in its discretion, determine that it is the best interest of the
Receiver or Corporation to withhold all or any portion of any deposit), and may direct the Assuming Institution to withhold payment of all or any portion of that deposit balance. Upon that direction, the Assuming Institution will hold that deposit
and not to make any payment of that deposit balance to or on behalf of the depositor, or to itself, whether by way of transfer, <FONT STYLE="white-space:nowrap">set-off</FONT> or otherwise. The Assuming Institution will maintain the &#147;withheld
payment&#148; status of that deposit balance until directed in writing by the Receiver or the Corporation as to its disposition. At the direction of the Receiver or the Corporation, the Assuming </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">39&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Institution will return all or any portion of that deposit balance to the Receiver or the Corporation, as appropriate, and thereupon the Assuming Institution will have no further liability to
that depositor with respect to that returned deposit balance. If that deposit balance has been paid to the depositor prior to a demand for return by the Corporation or the Receiver, and payment of that deposit balance had not been previously
withheld pursuant to this Section&nbsp;9.5, the Assuming Institution will not be required to return that deposit balance to the Receiver or the Corporation. The Assuming Institution will reimburse the Corporation or the Receiver, as the case may be,
for the amount of any deposit balance or portion of any deposit balance paid by the Assuming Institution in contravention of any previous direction to withhold payment of that deposit balance or return that deposit balance the payment of which was
withheld pursuant to this Section&nbsp;9.5. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>9.6. </B><B><U>Proceedings with Respect to Certain Assets and Liabilities</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Cooperation by Assuming Institution</U>. In connection with any investigation, proceeding, or other matter with respect to any asset or
liability of the Failed Bank retained by the Receiver, or any asset or liability of the Failed Bank acquired by the Receiver pursuant to this Agreement, the Assuming Institution will cooperate to the extent reasonably required by the Receiver. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Access to Records</U>. In addition to its obligations under Section&nbsp;6.4, the Assuming Institution will provide representatives of
the Receiver access at reasonable times and locations without other limitation or qualification to (i)&nbsp;its directors, officers, employees, and agents, and those of the Acquired Subsidiaries, and (ii)&nbsp;its books and records, the books and
records of those Acquired Subsidiaries and all Credit Files, and copies thereof. The Assuming Institution will promptly provide copies of books, records, and Credit Files as requested by the Receiver, and the Receiver will pay the costs of
duplication. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Loan Documents</U>. No later than ten (10)&nbsp;days after the Put Notice pursuant to Section&nbsp;3.4 or the date of
the notice of transfer of any Loan by the Assuming Institution to the Receiver pursuant to Section&nbsp;3.6, the Assuming Institution will deliver to the Receiver those documents with respect to that Loan as the Receiver may request, including the
following: (i)&nbsp;all related Credit Documents (other than certificates, notices and other ancillary documents), (ii) a certificate setting forth the principal amount on the date of the transfer and the amount of interest, fees and other charges
then accrued and unpaid thereon, and any restrictions on transfer to which that Loan is subject, and (iii)&nbsp;all Credit Files, and all documents, microfiche, microfilm and computer records (including magnetic tape, disc storage, card forms and
printed copy) maintained by, owned by, or in the possession of the Assuming Institution or any Affiliate of the Assuming Institution relating to the transferred Loan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>9.7. </B><B><U>Information</U></B>. The Assuming Institution will promptly provide to the Corporation any other information, including
financial statements and computations, relating to the performance of the provisions of this Agreement as the Corporation or the Receiver may request from time to time, and, at the request of the Receiver, make available employees of the Failed Bank
employed or retained by the Assuming Institution to assist in preparation of the Pro Forma Statement pursuant to Section&nbsp;8.1. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">40&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>9.8. </B><B><U>Tax Ruling</U></B>. The Assuming Institution will not at any time, without
the Corporation&#146;s prior consent, seek a private letter ruling or other determination from the Internal Revenue Service or otherwise seek to qualify for any special tax treatment or benefits associated with any payments made by the Receiver or
Corporation pursuant to this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>9.9. </B><B><U>Limited Power of Attorney</U></B>. The Receiver may, in its sole discretion,
provide the Assuming Institution with a limited power of attorney designating certain employees of the Assuming Institution as the Receiver&#146;s <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">attorneys-in-fact</FONT></FONT> for
the purposes of (i)&nbsp;executing, on behalf of the Receiver, lien releases required by Section&nbsp;6.3, and (ii)&nbsp;taking certain actions, on behalf of the Receiver, to vest title to the Acquired Assets in the Assuming Institution as required
by Section&nbsp;9.2. The Assuming Institution will use its best efforts to complete all actions required to vest title to the Acquired Assets in the Assuming Institution as quickly as possible, but no later than the earlier of (a)&nbsp;the second
anniversary of the Bank Closing Date or (b)&nbsp;the date the Receiver chooses, in its sole discretion, to terminate the receivership of the Failed Bank. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE X. <U>CONDITION PRECEDENT</U>. <U></U> </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Agreement is not effective until the Corporation has received satisfactory evidence of the following (collectively, the &#147;Conditions
Precedent&#148;): </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) Any necessary approval, waiver, or other action by any governmental authority with respect to this
Agreement; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) The approval of the board of directors of the Assuming Institution, or other third party, with respect to
this Agreement and the transactions contemplated by this Agreement; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) The closing of the Failed Bank; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) The appointment of the Receiver; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) The chartering of the Assuming Institution; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) The receipt by the Receiver of the final, executed Equity Appreciation Instrument; and </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) The execution or completion of any agreements, documents, matters or proceedings contemplated in this Article X. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">If the Conditions Precedent have not been satisfied by March&nbsp;27, 2023, the Corporation may, in its sole discretion, extend the date for
satisfaction of the Conditions Precedent for up to an additional fourteen (14)&nbsp;days. In that case, the Corporation may amend, supplement, otherwise modify, or replace this Agreement and any ancillary documents to reflect the appropriate Bank
Closing Date, and the Assuming Institution will either execute documents as revised or otherwise affirm any alteration in writing, as may be required by the Corporation. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">41&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE XI. <U>REPRESENTATIONS AND WARRANTIES OF THE ASSUMING INSTITUTION</U>.<U> </U> </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Assuming Institution represents and warrants to the Corporation and the Receiver as follows: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>11.1. </B><B><U>Corporate Existence and Authority</U></B>. The Assuming Institution (a)&nbsp;is duly organized, validly existing, and in
good standing under the laws of its chartering authority and has full power and authority to own and operate its properties and to conduct its business as now conducted by it, and (b)&nbsp;has full power and authority to execute and deliver this
Agreement and to perform its obligations under this Agreement. The Assuming Institution has taken all necessary corporate (or other applicable governance) action to authorize the execution, delivery, and performance of this Agreement and the
performance of the transactions contemplated by this Agreement.<U> </U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>11.2. </B><B><U>Third Party Consents</U></B>. No governmental
authority or other third party consents (including approvals, licenses, registrations, or declarations) are required in connection with the execution, delivery, or performance by the Assuming Institution of this Agreement, other than the consents
that have been duly obtained and are in full force and effect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>11.3. </B><B><U>Execution and Enforceability</U></B>. This Agreement
has been duly executed and delivered by the Assuming Institution and when this Agreement has been duly authorized, executed and delivered by the Corporation and the Receiver, this Agreement will constitute the legal, valid and binding obligation of
the Assuming Institution, enforceable in accordance with its terms. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>11.4. </B><B><U>Compliance with Law</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>No Violations</U>. Neither the Assuming Institution nor any of its Subsidiaries is in violation of any statute, regulation, order,
decision, judgment, or decree of, or any restriction imposed by, the United States of America, any state, municipality, or other political subdivision or any agency of any of the foregoing, or any court or other tribunal having jurisdiction over the
Assuming Institution or any of its Subsidiaries or any assets of that Person, or any foreign government or agency thereof having that jurisdiction, with respect to the conduct of the business of the Assuming Institution or of any of its
Subsidiaries, or the ownership of the properties of the Assuming Institution or any of its Subsidiaries, that, either individually or in the aggregate with all other violations, would materially and adversely affect the business, operations or
condition (financial or otherwise) of the Assuming Institution or the ability of the Assuming Institution to perform, satisfy or observe any obligation or condition under this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>No Conflict</U>. Neither the execution and delivery nor the performance by the Assuming Institution of this Agreement will result in
any violation by the Assuming Institution of, or be in conflict with, any provision of any applicable law or regulation, or any order, writ or decree of any court or governmental authority. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>11.5. </B><B><U>Insured or Guaranteed Loans</U></B>. If any Loans being transferred pursuant to this Agreement are insured or guaranteed by
any department or agency of any federal, state, or local governmental unit, the Assuming Institution represents that the Assuming Institution has been approved by that department or agency, and is an approved lender or mortgagee, as appropriate, if
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">42&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
approval is required. The Assuming Institution assumes full responsibility for determining whether or not those insurance or guarantees are in full force and effect on the date of this Agreement,
and, with respect to those Loans whose insurance or guaranty is in full force and effect on the date of this Agreement, the Assuming Institution assumes full responsibility for doing all things necessary to insure that insurance or those guarantees
remain in full force and effect. The Assuming Institution assumes all of the obligations under the contract(s) of insurance or guaranty and will cooperate with the Receiver whenever necessary to complete forms required by the insuring or
guaranteeing department or agency to effect or complete the transfer to the Assuming Institution. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>11.6. </B><B><U>Representations
Remain</U></B><U> </U><B><U>True</U></B>. The Assuming Institution represents and warrants that it has executed and delivered to the Corporation a Purchaser Eligibility Certification and Confidentiality Agreement, and that all information provided
and representations made by or on behalf of the Assuming Institution in connection with this Agreement and the transactions contemplated by this Agreement, including the Purchaser Eligibility Certification and Confidentiality Agreement (which are
affirmed and ratified by this Section&nbsp;11.6) are and remain true and correct in all material respects and do not fail to state any fact required to make the information contained in them not misleading. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>11.7. </B><B><U>No Reliance; Independent Advice</U></B>. The Assuming Institution (i)&nbsp;is not relying on the Receiver or the
Corporation for any business, legal, tax, accounting, investment, or other advice in connection with this Agreement and its Exhibits and documents delivered in connection with the foregoing, and (ii)&nbsp;has had adequate opportunity to consult with
advisors of its choice in connection with this Agreement.<U> </U> </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE XII. <U>INDEMNIFICATION</U>. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>12.1. </B><B><U>Indemnification of Indemnitees</U></B>. From and after the Bank Closing Date, subject to the limitations set forth in this
Section&nbsp;12.1 and Section&nbsp;12.6, and subject to compliance by the Indemnitees with Section&nbsp;12.2, the Receiver will indemnify and hold harmless the Indemnitees against any and all costs, losses, liabilities, expenses (including
attorneys&#146; fees) incurred prior to the assumption of defense by the Receiver pursuant to Section&nbsp;12.2(d), judgments, fines, and amounts paid in settlement actually and reasonably incurred in connection with claims against any Indemnitee
based on liabilities of the Failed Bank or SVB that are not assumed by the Assuming Institution pursuant to this Agreement or subsequent to the execution of this Agreement by the Assuming Institution or any Subsidiary or Affiliate of the Assuming
Institution for which indemnification is provided: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) under this Section&nbsp;12.1, subject to certain exclusions as provided in
Section&nbsp;12.1(b), such indemnification is limited to: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) claims based on the rights of any shareholder or former
shareholder (as such) of (A)&nbsp;the Failed Bank or SVB or (B)&nbsp;any Subsidiary or Affiliate of the Failed Bank or SVB; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) claims based on the rights of any creditor (as such) of the Failed Bank or SVB or any creditor (as such) of any director,
officer, employee, or agent of the Failed Bank or SVB with respect to any indebtedness or other obligation of the Failed Bank or SVB arising prior to the Bank Closing Date; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">43&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) claims based on the rights of any present or former director, officer,
employee, or agent (as such) of the Failed Bank or SVB or of any Subsidiary or Affiliate of the Failed Bank or SVB; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iv)
claims based on any action or inaction prior to the Bank Closing Date of the Failed Bank or SVB, its directors, officers, employees, or agents (as such), or any Subsidiary or Affiliate of the Failed Bank, or SVB or the directors, officers,
employees, or agents (as such) of that Subsidiary or Affiliate; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(v) claims based on any malfeasance, misfeasance, or
nonfeasance of the Failed Bank, or SVB, their respective directors, officers, employees, or agents with respect to the trust business of the Failed Bank or SVB, if any; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(vi) claims based on any failure or alleged failure (not in violation of law) by the Assuming Institution to continue to
perform any service or activity previously performed by the Failed Bank or SVB that the Assuming Institution is not required to perform pursuant to this Agreement or that arise under any contract to which the Failed Bank or SVB was a party that the
Assuming Institution elected not to assume in accordance with this Agreement and that neither the Assuming Institution nor any Subsidiary or Affiliate of the Assuming Institution has assumed subsequent to the execution of this Agreement; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(vii) claims arising from any action or inaction of any Indemnitee, including for purposes of this Section&nbsp;12.1(a)(vii)
the former officers or employees of the Failed Bank or SVB or of any Subsidiary or Affiliate of the Failed Bank or SVB that is taken upon the specific written direction of the Corporation or the Receiver, other than any action or inaction taken in a
manner constituting bad faith, gross negligence or willful misconduct; and </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(viii) claims based on the rights of any
depositor of the Failed Bank or SVB whose deposit has either been accorded &#147;withheld payment&#148; status or returned to the Receiver or Corporation in accordance with Section&nbsp;9.5, or, has become an &#147;unclaimed deposit&#148; or has
been returned to the Corporation or the Receiver in accordance with Section&nbsp;2.3; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) provided that with respect to this Agreement,
except for Section&nbsp;12.1(a)(vii) and (viii), no indemnification will be provided under this Agreement for any: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)
judgment or fine against, or any amount paid in settlement (without the written approval of the Receiver) by, any Indemnitee in connection with any action that seeks damages against any Indemnitee (a &#147;<B>Counterclaim</B>&#148;) arising with
respect to any Acquired Asset and based on any action or inaction of either the Failed Bank, its directors, officers, employees, or agents (as such) prior to the Bank Closing Date, unless that judgment, fine, or amount paid in settlement exceeds the
greater of (A)&nbsp;the Repurchase Price of that Acquired Asset or (B)&nbsp;the monetary recovery sought on that Acquired Asset by the Assuming Institution in the cause of action from which the Counterclaim arises; and in that event the Receiver
will provide indemnification only in the amount of that excess; and no indemnification will be provided for any costs or expenses other than any costs or expenses (including attorneys&#146; fees) that, in the determination of the Receiver, have been
actually and reasonably incurred by that Indemnitee in connection with the defense of that Counterclaim; and it is expressly agreed that the Receiver reserves the right to intervene, in its discretion, on its behalf or on behalf of the Receiver, in
the defense of that Counterclaim; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">44&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) claims with respect to any liability or obligation of the Failed Bank
that is (A)&nbsp;expressly assumed by the Assuming Institution pursuant to this Agreement or (B)&nbsp;assumed by the Assuming Institution or any Subsidiary or Affiliate of the Assuming Institution subsequent to the execution of this Agreement; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) claims with respect to any liability of the Failed Bank to any present or former employee (as such) of the Failed Bank or
of any Subsidiary or Affiliate of the Failed Bank, which liability is (A)&nbsp;expressly assumed by the Assuming Institution pursuant to this Agreement or (B)&nbsp;assumed by the Assuming Institution or any Subsidiary or Affiliate of the Assuming
Institution subsequent to the execution of this Agreement; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iv) claims based on the failure of any Indemnitee to seek
recovery of damages from the Receiver for any claims based upon any action or inaction of the Failed Bank, its directors, officers, employees or agents as fiduciary, agent or custodian prior to the Bank Closing Date; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(v) claims based on any violation or alleged violation by any Indemnitee of the antitrust, branching, banking or bank holding
company or securities laws of the United States of America or any state thereof; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(vi) claims based on the rights of any
present or former creditor, customer, or supplier (as such) of any Indemnitee; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(vii) claims based on the rights of any
present or former shareholder (as such) of any Indemnitee; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(viii) claims, if the Receiver determines that the effect of
providing indemnification would be to (A)&nbsp;expand or alter the provisions of any warranty or disclaimer thereof provided in Section&nbsp;3.3 or any other provision of this Agreement, or (B)&nbsp;create any warranty not expressly provided under
this Agreement; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ix) claims that could have been enforced against any Indemnitee had the Assuming Institution not entered
into this Agreement; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(x) claims based on any liability for taxes or fees assessed with respect to the consummation of the
transactions contemplated by this Agreement, including any subsequent transfer of any Acquired Assets or Liabilities Assumed to any Subsidiary or Affiliate of the Assuming Institution; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xi) except as expressly provided in this Article XII, claims based on any action or inaction of any Indemnitee, and the
Receiver will not provide indemnification for (i)&nbsp;the Failed Bank, (ii)&nbsp;any Subsidiary or Affiliate of the Failed Bank, or (iii)&nbsp;any present or former director, officer, employee, or agent of the Failed Bank or its Subsidiaries or
Affiliates unless the Receiver, in its sole and absolute discretion, provides indemnification under this Article XII for any present or former director, officer, employee, or agent of the Failed Bank or its Subsidiaries or Affiliates who is also or
becomes a director, officer, employee, or agent of the Assuming Institution or its Subsidiaries or Affiliates; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">45&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xii) claims or actions that constitute a breach by the Assuming Institution
of the representations and warranties contained in Article XI; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xiii) claims arising out of or relating to the condition
of or generated by an Acquired Asset arising from or relating to the presence, storage or release of any hazardous or toxic substance, or any pollutant or contaminant, or condition of that Acquired Asset that violate any applicable federal, state or
local law or regulation concerning environmental protection; and </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xiv) claims based on, related to, or arising from any
asset acquired or liability assumed, other than pursuant to this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>12.2. </B><B><U>Conditions Precedent to
Indemnification</U></B>. It is a condition precedent to the obligation of the Receiver to indemnify any Indemnitee pursuant to this Article XII that the Indemnitee will, with respect to any claim made or threatened against that Indemnitee for which
that Indemnitee is or may be entitled to indemnification under this Article XII: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) give written notice to the Supervisory Counsel
(Resolution and Receivership Unit) of the Corporation in the manner and at the address provided in Section&nbsp;13.6 of that claim as soon as practicable after that claim is made or threatened; provided that notice must be given on or before the
date that is six (6)&nbsp;years from the date of this Agreement; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) provide to the Receiver the information and cooperation with respect
to that claim as the Receiver may reasonably require; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) cooperate and take all steps, as the Receiver may reasonably require, to
preserve and protect any defense to that claim; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) if suit is brought with respect to that claim, upon reasonable prior notice, afford
to the Receiver the right, that the Receiver may exercise in its sole and absolute discretion, to conduct the investigation, control the defense and effect settlement of that claim, including the right to designate counsel and to control all
negotiations, litigation, arbitration, settlements, compromises, and appeals of that claim, all of which will be at the expense of the Receiver; provided that, the Receiver is required to notify the Indemnitee claiming indemnification in writing
that the claim is a claim for which that Indemnitee is entitled to indemnification under this Article XII; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) not incur any costs or
expenses in connection with any response or suit with respect to that claim, unless those costs or expenses were incurred upon the written direction of the Receiver; provided that the Receiver is not required to reimburse the amount of those costs
or expenses unless those costs or expenses were incurred upon the written direction of the Receiver; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) not release or settle that claim
or make any related payment or admission, unless the Receiver consents; provided that the Receiver is not required to reimburse the amount of that settlement or payment unless that settlement or payment was effected upon the written direction of the
Receiver; and </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">46&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) take any reasonable action the Receiver requests in writing as necessary to preserve,
protect, or enforce the rights of the Indemnitee against any Primary Indemnitor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>12.3. </B><B><U>No Additional Warranty</U></B>.
Nothing in this Article XII (a)&nbsp;expands or otherwise alters any warranty or disclaimer thereof provided under Section&nbsp;3.3 or any other provision of this Agreement with respect to, among other matters, the title, value, collectability,
genuineness, enforceability, documentation, condition or freedom from liens or encumbrances, of any (i)&nbsp;Acquired Asset or (ii)&nbsp;asset or (to the extent not included as an asset) Qualified Financial Contract or QFC Related Item of the Failed
Bank purchased by the Assuming Institution subsequent to the execution of this Agreement by the Assuming Institution or any Subsidiary or Affiliate of the Assuming Institution, or (b)&nbsp;creates any warranty not expressly provided under this
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>12.4. </B><B><U>Indemnification of Receiver and Corporation</U></B>. From and after the Bank Closing Date, the Assuming
Institution will indemnify and hold harmless the Corporation and the Receiver and their respective directors, officers, employees, and agents from and against any and all costs, losses, liabilities, expenses (including attorneys&#146; fees),
judgments, fines, and amounts paid in settlement actually and reasonably incurred in connection with any of the following: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) claims
based on any and all liabilities or obligations of the Failed Bank assumed by the Assuming Institution pursuant to this Agreement or subsequent to the execution of this Agreement by the Assuming Institution or any Subsidiary or Affiliate of the
Assuming Institution, whether or not those liabilities subsequently are sold or transferred, other than any claim based upon any action or inaction of any Indemnitee as provided in Section&nbsp;12.1(a)(vii) or (viii); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) claims based on any act or omission of any Indemnitee (including claims of any Person claiming any right or title by or through the
Assuming Institution with respect to Acquired Assets transferred to the Receiver pursuant to Section&nbsp;3.4 or Section&nbsp;3.6), other than any action or inaction of any Indemnitee as provided in (vii)&nbsp;or (viii) of Section&nbsp;12.1(a); and
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) claims based on any failure of the Assuming Institution to comply with any provision of Article VI. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>12.5. </B><B><U>Obligations Supplemental</U></B>. The obligations of the Receiver, and the Corporation as guarantor in accordance with
Section&nbsp;12.7, to provide indemnification under this Article XII are to supplement any amount payable by any Primary Indemnitor to the Indemnitee indemnified under this Article XII. Consistent with that intent, the Receiver will only make
payments pursuant to that indemnification to the extent not payable by a Primary Indemnitor. If the aggregate amount of payments by the Receiver, or the Corporation as guarantor in accordance with Section&nbsp;12.7, and all Primary Indemnitors with
respect to any item of indemnification under this Article XII exceeds the amount payable with respect to that item, the Indemnitee being indemnified will notify the Receiver thereof and, upon the request of the Receiver, will promptly reimburse the
Receiver, or the Corporation as appropriate, the amount of the Receiver&#146;s (or the Corporation&#146;s) payments to the extent of that excess. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">47&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>12.6. </B><B><U>Criminal Claims</U></B>. Notwithstanding any provision of this Article
XII to the contrary, if any Indemnitee is or becomes involved in any criminal action, suit, or proceeding, whether judicial, administrative, or investigative, the Receiver is not required to indemnify that Indemnitee for liability with respect to
any criminal act or to the extent any costs or expenses are attributable to the defense against the allegation of any criminal act, unless (a)&nbsp;the Indemnitee is successful on the merits or otherwise in the defense against the action, suit, or
proceeding, or (b)&nbsp;the action, suit, or proceeding is terminated without the imposition of liability on the Indemnitee.<U> </U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>12.7. </B><B><U>Limited Guaranty of the Corporation</U></B>. The Corporation guarantees performance of the Receiver&#146;s obligation to
indemnify any Indemnitee as set forth in this Article XII. It is a condition to the Corporation&#146;s obligation under this Section&nbsp;12.7 that each Indemnitee comply in all respects with the applicable provisions of this Article XII. The
Corporation is liable under this Section&nbsp;12.7 only for the amounts, if any, that the Receiver is required to pay under the terms of this Article XII but fails to pay. Except as otherwise provided above in this Section&nbsp;12.7, nothing in this
Article XII is intended or will be construed to create any liability or obligation on the part of the Corporation, the United States of America, or any department or agency thereof under or with respect to this Article XII or any of its provisions.
The obligations undertaken by the Receiver under this Article XII are the sole and exclusive responsibility of the Receiver and no other Person or entity.<U> </U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>12.8. </B><B><U>Subrogation</U></B>. Upon payment by the Receiver, or the Corporation as guarantor in accordance with Section&nbsp;12.7, to
any Indemnitee for any claims indemnified by the Receiver under this Article XII, the Receiver, or the Corporation as appropriate, will become subrogated to all rights of the Indemnitee against any other Person to the extent of that payment.<U> </U>
</P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE XIII. </B><B><U>MISCELLANEOUS</U></B>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.1. </B><B><U>Costs, Fees, and Expenses</U></B>. Each party is responsible for all fees, costs, and expenses it incurs in connection with
this Agreement (including the performance of any obligations or the exercise of any rights under this Agreement) unless expressly<B> </B>otherwise provided; provided that the Assuming Institution will pay all fees, costs, and expenses (other than
attorneys&#146; fees incurred by the Receiver) incurred in connection with the transfer to it of any Acquired Assets or Liabilities Assumed under or in accordance with this Agreement. The Assuming Institution is responsible for the payment of MERS
routine transaction charges. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.2. </B><B><U>WAIVER OF JURY TRIAL</U></B>.&nbsp;&nbsp;&nbsp;&nbsp;EACH PARTY IRREVOCABLY AND
UNCONDITIONALLY WAIVES, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL RIGHT TO TRIAL BY JURY IN OR TO HAVE A JURY PARTICIPATE IN RESOLVING ANY DISPUTE, ACTION, PROCEEDING, OR COUNTERCLAIM, WHETHER SOUNDING IN CONTRACT, TORT, OR OTHERWISE,
ARISING OUT OF OR RELATING TO OR IN CONNECTION WITH THIS AGREEMENT OR ANY OF THE TRANSACTIONS CONTEMPLATED BY THIS AGREEMENT.<B><U> </U></B> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.3. </B><B><U>Consent; Determination or Discretion</U></B>. When the consent or approval of a party is required under this Agreement,
that consent or approval must be obtained in writing and, unless expressly otherwise provided, will not be unreasonably withheld or delayed. When a determination or decision is to be made by a party under this Agreement, that party will make that
determination or decision in its reasonable discretion unless expressly otherwise provided.<U> </U> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">48&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.4. </B><B><U>Rights Cumulative</U></B>. Except as expressly otherwise provided in this
Agreement, the rights of each of the parties under this Agreement are cumulative, may be exercised as often as that party considers appropriate, and are in addition to that party&#146;s rights under this Agreement, any of the agreements related to
this Agreement, or under applicable law. Any failure to exercise or any delay in exercising any of those rights, or any partial or defective exercise of those rights, will not operate as a waiver or variation of that or any other right, unless
expressly otherwise provided. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.5. </B><B><U>References</U></B>. References in this Agreement to Recitals, Articles, Sections,
Schedules, and Exhibits are to Recitals, Articles, Sections, Schedules, and Exhibits of this Agreement, respectively, unless the context indicates that a Shared-Loss Agreement is intended. References to parties are to the parties to this Agreement.
Unless expressly otherwise provided, references to days and months are to calendar days and months respectively. If a notice or other action is due on a day that is not a Business Day, that notice or other action may be delayed until the
next-succeeding Business Day. Article and Section headings are for convenient reference and do not affect the meaning of this Agreement. References to the singular include the plural, as the context may require, and <I>vice versa</I>. Any use of any
form of the word &#147;including&#148; includes the phrase &#147;but not limited to&#148; or its appropriate variation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.6.
</B><B><U>Notice</U></B>. <U></U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Form of Notices</U>. All notices must be given in writing and provided in accordance with the
provisions of this Section&nbsp;13.6, unless expressly otherwise provided. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Notice to the Receiver or the Corporation</U>. With
respect to a notice under this Agreement: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Federal Deposit Insurance Corporation </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">600 North Pearl Street, Suite 700 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Dallas, Texas 75201 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Attention: Settlement Agent </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">In addition, with respect to notices under Section&nbsp;4.6, a copy to: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">[****] </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">In addition, with respect to notices under Article XII, a copy to: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Supervisory Counsel (Resolution and Receivership Unit) </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">600 North Pearl Street, Suite 700 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Dallas, Texas 75201 </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">In addition, with respect to communications under <U>Exhibit</U><U></U><U>&nbsp;4.13</U>, a copy to: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Attention: Interim Servicing Manager, </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">[****] </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">In
addition, with respect to communications under Section&nbsp;6.3(a) regarding any subpoena addressed to the Assuming Institution seeking Failed Bank Records of which it has custody, but are Failed Bank Records retained by the Receiver, a copy of that
subpoena to: </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">49&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Federal Deposit Insurance Corporation </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">600 North Pearl Street, Suite 700 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Dallas, Texas 75201 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Attention: Regional Counsel </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">and </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Attention:
Supervisory Counsel (Resolution and Receivership Unit) </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">And with respect to written requests to destroy Failed Bank Records under Sections
6.3 (b) and 6.3(c), a copy to: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">DRR &#150; Customer Service (through the FDIC Portal) </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">[****] </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Notice to
Assuming Institution</U>. With respect to a notice under this Agreement: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">First-Citizens Bank&nbsp;&amp; Trust Company
</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4300 Six Forks Road </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Raleigh, North Carolina 27609 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Attention: Julie M. Sizer </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Chief Bank Operations Officer </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Email: [****] </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">With a copy to: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">First-Citizens Bank&nbsp;&amp; Trust Company </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4300 Six Forks Road </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Raleigh, North Carolina 27609 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Attention: Karen Layton </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:4%; font-size:10pt; font-family:Times New Roman">Email: [****] </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.7. </B><B><U>Entire Agreement</U></B>. This Agreement, the Shared-Loss Agreements, and the PA Financing Transaction Documents, if any,
including their respective Schedules and Exhibits, embodies the entire agreement of the parties to this Agreement in relation to the subject matter in this Agreement and supersede all prior understandings or agreements, oral or written, between the
parties.<U> </U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.8. </B><B><U>Counterparts</U></B>. This Agreement may be executed in any number of counterparts and by the duly
authorized representative of a different party to this Agreement on separate counterparts, each of which when so executed will be deemed to be an original and all of which when taken together will constitute one and the same Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.9. </B><B><U>GOVERNING LAW</U></B>. THIS AGREEMENT AND THE RIGHTS AND OBLIGATIONS UNDER THIS AGREEMENT WILL BE GOVERNED BY AND CONSTRUED
IN ACCORDANCE WITH THE FEDERAL LAW OF THE UNITED STATES OF AMERICA, AND, IN THE ABSENCE OF CONTROLLING FEDERAL LAW, IN ACCORDANCE WITH THE LAWS OF THE STATE IN WHICH THE MAIN OFFICE OF THE FAILED BANK IS LOCATED. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">50&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.10. </B><B><U>Successors and Assigns</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Binding on Successors and Assigns; Assignment</U>. All terms and conditions of this Agreement are binding on the successors and assigns
of the Receiver, the Corporation, and the Assuming Institution. The Receiver may assign or otherwise transfer this Agreement and the rights and obligations of the Receiver under this Agreement (in whole or in part) to the Corporation in its
corporate capacity without the consent of Assuming Institution. Notwithstanding anything to the contrary contained in this Agreement, the Assuming Institution may not assign or otherwise transfer this Agreement or any of the Assuming
Institution&#146;s rights or obligations under this Agreement (in whole or in part) without the prior written consent of the Receiver, which consent may be granted or withheld by the Receiver in its sole and absolute discretion. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>No Third Party Beneficiaries</U>. Nothing expressed or referred to in this Agreement is intended or will be construed to give any
Person other than the Receiver, the Corporation, and the Assuming Institution any legal or equitable right, remedy, or claim under or with respect to this Agreement or any provisions contained in this Agreement, it being the intention of the parties
hereto that this Agreement, the obligations, and statements of responsibilities under this Agreement, and all other conditions and provisions of this Agreement are for the sole and exclusive benefit of the Receiver, the Corporation, and the Assuming
Institution and for the benefit of no other Person. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.11. </B><B><U>Modification</U></B>. No amendment or other modification,
rescission, or release of any part of this Agreement or a Shared-Loss Agreement will be effective except pursuant to a written agreement signed by the duly authorized representatives of the parties. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.12. </B><B><U>Manner of Payment</U></B>. All payments due under this Agreement will be in lawful money of the United States of America
in immediately available funds as each party may specify to the other parties; provided that if the Receiver or the Corporation is obligated to make any payment under this Agreement in the amount of $25,000.00 or less, that payment may be made by
check. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.13. </B><B><U>Waiver</U></B>. Each of the Receiver, the Corporation, and the Assuming Institution may waive its respective
rights, powers, or privileges under this Agreement; provided that (a)&nbsp;the waiver must be in writing, (b)&nbsp;no failure or delay on the part of the Receiver, the Corporation, or the Assuming Institution to exercise any right, power, or
privilege under this Agreement will operate as a waiver, (c)&nbsp;no single or partial exercise of any right, power, or privilege under this Agreement will preclude any other or further exercise thereof or the exercise of any other right, power, or
privilege by the Receiver, the Corporation, or the Assuming Institution under this Agreement, and (d)&nbsp;no waiver will operate or be construed as a future waiver of that right, power, or privilege under this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.14. </B><B><U>Severability</U></B>. If any provision of this Agreement is declared invalid or unenforceable, then, to the extent
possible, all of the remaining provisions of this Agreement will remain in full force and effect and will be binding upon the parties to this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.15. </B><B><U>Term of Agreement</U></B>. This Agreement will continue in full force and effect until the sixth (6th) anniversary of the
Bank Closing Date; provided that (a)&nbsp;the provisions of Section&nbsp;6.3 and Section&nbsp;6.4 survive the expiration of the term of this Agreement, and (b)&nbsp;the receivership of the Failed Bank may be terminated prior to the expiration of the
term of this Agreement, and, in that event, the guaranty of the Corporation, as provided in and in accordance with the provisions of Section&nbsp;12.7, will be in effect for the remainder of the term of this Agreement. Expiration of the term of this
Agreement will not affect any claim or liability of any party with respect to any (x)&nbsp;amount that is owing at the time of the expiration, regardless of when the amount becomes payable, and (y)&nbsp;breach of this Agreement occurring prior to
expiration, regardless of when that breach is discovered. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">51&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.16. </B><B><U>Survival of Covenants, Etc</U></B><B>.</B> The covenants,
representations, and warranties in this Agreement survive the execution of this Agreement and the consummation of the transactions contemplated under this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13.17. </B><B><U>Right of Receiver or Corporation to Audit</U></B>. The Receiver or the Corporation, their respective agents, contractors,
and employees, may perform an audit to determine the Assuming Institution&#146;s compliance with this Agreement at any time, by providing not less than ten (10)&nbsp;Business Days&#146; prior notice. The scope and duration of any audit will be at
the discretion of the Receiver or the Corporation, as the case may be. The Receiver or the Corporation, as the case may be, will bear the expense of that audit. If any corrections are necessary due to the audit, the Assuming Institution and the
Receiver will make those accounting adjustments, payments, and withholdings as necessary to give retroactive effect to those corrections. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>[Signature Pages Follow.] </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">52&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>IN WITNESS WHEREOF</B>, the parties to this Agreement have caused this Agreement to be
executed by their duly authorized representatives to be effective as of the date first above written. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="8%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="91%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman"><B>FEDERAL DEPOSIT INSURANCE CORPORATION, RECEIVER OF SILICON VALLEY BRIDGE BANK, NATIONAL ASSOCIATION, SANTA CLARA,
CALIFORNIA</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BY:</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">/s/ John Conneel<U></U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">NAME: John Conneel</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">TITLE: DIRECTOR, DIVISION OF COMPLEX</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">INSTITUTION SUPERVISION AND RESOLUTION</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>FEDERAL DEPOSIT INSURANCE CORPORATION</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BY:</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">/s/ John Conneel</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">NAME: John Conneel</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TITLE: DIRECTOR, DIVISION OF COMPLEX</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">INSTITUTION SUPERVISION AND RESOLUTION</P></TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>[Signature Page Follows.] </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">53&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="8%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="91%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>FIRST-CITIZENS BANK&nbsp;&amp; TRUST COMPANY</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BY:</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">/s/ Jeff Ward</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">NAME: Jeff Ward</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">TITLE: Chief Strategy Officer</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="right">54&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Silicon Valley Bridge Bank, NA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; <U>P<SMALL>URCHASE</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> A<SMALL>GREEMENT</SMALL></U><SMALL></SMALL></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Santa Clara, California</TD></TR></TABLE>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.1
<SEQUENCE>3
<FILENAME>d465632dex41.htm
<DESCRIPTION>EX-4.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-4.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 4.1 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>PURCHASE MONEY NOTE </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Thirty Five Billion
Dollars </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="84%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">$&nbsp;35,000,000,000</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">March&nbsp;27, 2023</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">FOR VALUE RECEIVED, First&#150;Citizens Bank&nbsp;&amp; Trust Company, a North Carolina &#150; chartered bank
(herein referred to as the &#147;<B><U>Issuer</U></B>&#148; and in other PA Financing Transaction Documents as the &#147;<B><U>Company</U></B>&#148;), hereby unconditionally promises to pay to the order of the Federal Deposit Insurance Corporation
(in any capacity, the &#147;<B><U>FDIC</U></B>&#148;), as receiver for Silicon Valley Bridge Bank, National Association (the FDIC, in such capacity, the &#147;<B><U>Receiver</U></B>&#148;), or its successors and registered assigns (the
&#147;<B><U>Holder</U></B>&#148;), the principal sum of $35,000,000,000 (Thirty Five Billion United States Dollars), and interest thereon at the rates and at the times provided herein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The principal and interest on this Purchase Money Note are payable in such coin or currency of the United States of America as at the time of
payment is legal tender for payment of public and private debts. This Purchase Money Note is one of the Purchase Money Notes referred to in, and is entitled to the security, protections and benefits afforded by, (i)&nbsp;that certain Security
Agreement to be entered into after the date hereof, after good faith negotiations between the Issuer and the Receiver, by and among the Issuer, the Receiver, as PMN Designee and as Collateral Agent (as amended, supplemented or restated from time to
time, and including any substantially similar agreement entered into by the parties thereto, the &#147;<B><U>Security</U></B><B> </B><B><U>Agreement</U></B>&#148;), and (ii)&nbsp;the Custodial and Paying Agency Agreement, if applicable (as defined
in the Security Agreement). This Purchase Money Note is fully recourse to the Issuer. Unless otherwise defined herein, capitalized terms used in this Purchase Money Note have the meanings provided in, or by reference in the Security Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The entire outstanding principal amount of this Purchase Money Note shall be due and payable on March&nbsp;27, 2028 (the &#147;<B><U>Maturity
Date</U></B>&#148;), or such earlier date as such amount shall become due and payable pursuant to the terms of this Purchase Money Note. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Issuer will pay interest monthly in arrears on this Purchase Money Note at the Note Interest Rate (defined below) on each Distribution
Date on the principal amount of this Purchase Money Note outstanding from time to time. Interest will be calculated on the basis of a <FONT STYLE="white-space:nowrap">360-day</FONT> year consisting of twelve
<FONT STYLE="white-space:nowrap">30-day</FONT> months. As used herein, &#147;<B><U>Note Interest Rate</U></B>&#148; shall mean a rate <I>per annum </I>equal to three and <FONT STYLE="white-space:nowrap">one-half</FONT> percent (3.50%).
Notwithstanding the foregoing, should the Issuer fail to pay any interest as and when due hereunder, such interest shall accrue interest at the Note Interest Rate plus two hundred basis points (2.00%) per annum. Interest hereunder shall continue to
accrue after the commencement by or against the Issuer of any proceeding under any Debtor Relief Law naming the Issuer as a debtor therein, regardless of whether such interest is an allowed claim in such proceeding. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding anything to the contrary in any Custodial and Paying Agency Agreement and
except as otherwise provided herein, any and all payments by the Issuer to or for the account of the Holder or its successors and assigns, including any person that holds a participatory interest in this Purchase Money Note (the Holder, its
successors and assigns, and any person that holds a participatory interest in this Purchase Money Note is referred to herein as a &#147;<B><U>Participating Holder</U></B>&#148;), on this Purchase Money Note shall be made free and clear of and
without deduction for any and all present or future taxes, duties, levies, imposts, deductions, assessments, fees, withholdings or similar charges, and all liabilities (including additions to tax, penalties and interest) with respect thereto
(collectively &#147;<B><U>Taxes</U></B>&#148;), except as required by any Law. If the Issuer shall be required by any Laws to deduct any Taxes from or in respect of any sum payable under this Purchase Money Note to a Participating Holder,
(i)&nbsp;the Issuer shall make such deductions (to the extent not deducted by the Paying Agent under the Custodial and Paying Agency Agreement, if applicable), (ii) if such Tax is an Indemnified Tax (as defined below), then an additional amount
shall be payable (such additional amount, a &#147;<B><U>Withholding Tax <FONT STYLE="white-space:nowrap">Gross-Up</FONT> Payment</U></B>&#148;) so that after making all required deductions (including deductions applicable to the Withholding Tax <FONT
STYLE="white-space:nowrap">Gross-Up</FONT> Payment), the Participating Holder receives the amount equal to the sum it would have received had no such deductions been made, (iii)&nbsp;the Issuer shall pay the full amount deducted to the relevant
taxation authority or other authority in accordance with applicable laws, and (iv)&nbsp;within thirty (30)&nbsp;days after the date of such payment (or, if receipts or evidence are not available within thirty (30)&nbsp;days, as soon as possible
thereafter), the Issuer shall furnish to such Participating Holder the original or a certified copy of a receipt evidencing payment thereof to the extent such a receipt is issued therefor, or other written proof of payment thereof that is reasonably
satisfactory to the Participating Holder. An &#147;<B><U>Indemnified Tax</U></B>&#148; in the case of each Participating Holder, is any Tax other than the following: (A)&nbsp;Taxes imposed on or measured by its net income or overall gross income
(including branch profits), and franchise (and similar) taxes imposed on it in lieu of net income taxes, by the jurisdiction (or any political subdivision thereof) under the laws of which such Participating Holder, as the case may be, is organized,
is a resident of, maintains a lending office or is otherwise engaged in trade or business, and all liabilities (including additions to tax, penalties and interest) with respect thereto; (B)&nbsp;any Taxes that are solely attributable to such
Participating Holder&#146;s failure to deliver a Withholding Certificate (as defined below) in accordance with the terms hereof; (C)&nbsp;any withholding Taxes imposed on amounts payable to a Participating Holder at the time such Participating
Holder acquires an interest in this Purchase Money Note, except to the extent that such Participating Holders&#146;s assignor (if any) was entitled, at the time of assignment, to receive a Withholding Tax
<FONT STYLE="white-space:nowrap">Gross-Up</FONT> Payment from the Issuer with respect to such Taxes pursuant to this paragraph, and (D)&nbsp;any withholding Taxes imposed under Section&nbsp;1471 through 1474 of the Internal Revenue Code of 1986, and
any current or future regulations or official interpretations thereof. If the Issuer fails to pay any Taxes when due to the appropriate taxing authority or fails to remit to any Participating Holder the required receipts or other required
documentary evidence, the Issuer shall indemnify such Participating Holder for any incremental taxes, interest or penalties that may become payable by such Participating Holder arising out of such failure to the extent that such amounts were
previously not paid to such Participating Holder. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding anything to the contrary in any Custodial and Paying Agency Agreement,
the Issuer agrees to indemnify each Participating Holder for (i)&nbsp;the full amount of Indemnified Taxes (including any Taxes imposed or asserted by any jurisdiction on a Withholding Tax <FONT STYLE="white-space:nowrap">Gross-Up</FONT> Payment)
paid by such Participating Holder and (ii)&nbsp;any liability (including additions to tax, penalties, interest and expenses) arising therefrom or with respect thereto, in each case whether or not such Taxes were correctly or legally imposed or
asserted by the relevant governmental authority; <I>provided </I>that such Participating Holder provides the Issuer with a written statement thereof setting forth in reasonable detail the basis and calculation of such amounts. Payments required
pursuant to the preceding sentence shall be made within thirty (30)&nbsp;days after the date such Participating Holder makes a demand therefor. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any Participating Holder that is entitled to an exemption from or reduction of any
applicable withholding tax with respect to payments hereunder shall deliver to the Issuer such properly completed and executed documentation in a form reasonably acceptable to the Issuer as will permit such payments to be made without withholding or
at a reduced rate of withholding (any such documentation, a &#147;<B><U>Withholding Certificate</U></B>&#148;). In addition, a Participating Holder shall deliver such Withholding Certificates promptly upon the invalidity of any Withholding
Certificate previously delivered by such Participating Holder. A Participating Holder shall promptly notify the Issuer at any time it determines that any previously delivered Withholding Certificate no longer applies. Notwithstanding anything to the
contrary in this paragraph, the completion, execution and submission of such documentation shall not be required if in the Participating Holder&#146;s reasonable judgment such completion, execution or submission would subject such Participating
Holder to any material unreimbursed cost or expense or would materially prejudice the legal or commercial position of such Participating Holder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Purchase Money Note is subject to prepayment, and shall be prepaid, from time to time in accordance with the terms of the Custodial and
Paying Agency Agreement, if applicable. In addition to the foregoing, the principal of this Purchase Money Note may be prepaid by the Issuer at any time or from time to time, in whole or in part, but only on a Distribution Date and only upon at
least twenty (20)&nbsp;days prior written notice to the Holder with respect to partial prepayments, and upon at least ten (10)&nbsp;days prior written notice with respect to prepayments in full, <U>provided</U> that any such prepayment shall be
accompanied by the payment in full of (x)&nbsp;all overdue interest hereunder (and interest accrued on such overdue interest) and (y)&nbsp;accrued and unpaid interest (other than the amount described in clause (x)) on the principal amount being
prepaid. Any amount repaid or prepaid pursuant to this Purchase Money Note may not be reborrowed. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Holder, by acceptance of this
Purchase Money Note, covenants and agrees that no recourse may be taken, directly or indirectly, with respect to the rights of the Issuer pursuant to the Custodial and Paying Agency Agreement or any other PA Financing Transaction Document or under
any certificate or other writing delivered in connection therewith, against the Paying Agent or its Affiliates. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Payments on this Purchase
Money Note, whether by the Issuer or the Paying Agent, will be made by wire transfer of immediately available funds to such account as may be specified by the Holder to the Paying Agent in writing from time to time or, at the option of the Holder,
by check to such address as the Holder shall have designated in writing to the Paying Agent from time to time, in each case without the presentation or surrender of this Purchase Money Note or the making of any notation hereon. Notwithstanding the
foregoing, the final payment on this Purchase Money Note will be made only upon presentation and surrender of this Purchase Money Note at the office or agency maintained for that purpose by the Paying Agent in New
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
York, New York or at any other office or agency of the Paying Agent. If any payment of principal of, or any other amount owed by the Issuer pursuant to, this Purchase Money Note becomes due and
payable on a day other than a Business Day, such due date shall be extended to the next succeeding Business Day (unless such Business Day would occur after the Maturity Date, in which case such due date shall be the immediately preceding Business
Day). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Purchase Money Note is a registered note and may be transferred only upon surrender to the Paying Agent (with concurrent
written notice to the Company of the requested transfer) of this Purchase Money Note for registration and transfer, duly endorsed by, or accompanied by a written instrument of transfer duly executed by, the registered holder hereof or its attorney
duly authorized in writing. Upon surrender of this Purchase Money Note as above provided, together with the name, address and other information for notices of the transferee, the Paying Agent shall promptly register the transfer, record the transfer
on this Purchase Money Note and deliver the same to the transferee. A transfer of this Purchase Money Note shall be effective upon registration of the transfer by the Paying Agent. Prior to registration of such a transfer, the Person in whose name
this Purchase Money Note is registered shall be deemed the owner and Holder thereof for all purposes hereof, and the Issuer shall not be affected by any notice or knowledge to the contrary. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Upon request by a transferee of this Purchase Money Note that a new Purchase Money Note be issued or upon receipt by the Issuer of evidence
reasonably satisfactory to it of the ownership of and the loss, theft, destruction or mutilation of this Purchase Money Note and (a)&nbsp;in the case of loss, theft or destruction, of indemnity reasonably satisfactory to it, or (b)&nbsp;in the case
of a request by a transferee that a new Purchase Money Note be issued or in the case of mutilation, upon surrender and cancellation of the Purchase Money Note, within two (2)&nbsp;Business Days thereafter, the Issuer shall execute and deliver, in
lieu thereof, a new Purchase Money Note on terms substantially similar to those set forth herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Paying Agent, the Issuer and any
agent of any of the foregoing, may treat the Person in whose name this Purchase Money Note is registered as the owner and Holder hereof for all purposes, and none of the foregoing shall be affected by notice to the contrary. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Upon the occurrence of an Event of Default, the PMN Designee may declare all of the Purchase Money Notes (including without limitation this
Purchase Money Note) to be immediately due and payable, by a notice in writing to the Issuer, and upon any such declaration the unpaid principal amount of, and all accrued and unpaid interest on, all of the Purchase Money Notes (including without
limitation this Purchase Money Note), together with all other accrued and unpaid amounts in respect thereof through the date of acceleration, shall become immediately due and payable without the necessity of any presentment, demand, protest or any
other notice of any kind, all of which are hereby expressly waived by the Issuer; <U>provided</U>,<U> however</U>, that with respect to an Event of Default resulting from the occurrence of an Insolvency Event enumerated in any of clauses
(i)&nbsp;through (vi), or clause (ix), of the definition thereof, the unpaid principal amount of, all accrued and unpaid interest on, and all such other amounts in respect of, this Purchase Money Note shall automatically become immediately due and
payable without further act of the PMN Designee or the Holder. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Issuer shall pay to the Holder such additional amounts as shall be sufficient to pay the
Holder&#146;s actual and reasonable costs and expenses of collection, including without limitation reasonable and documented attorneys&#146; fees. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">To the extent that any payment by or on behalf of the Issuer is made to the Holder, and such payment or any part thereof is subsequently
invalidated, declared to be fraudulent or preferential, set aside or required (including pursuant to any settlement entered into by the Holder in its discretion) to be repaid to a trustee, receiver or any other party, in connection with any
proceeding under any Debtor Relief Law or otherwise, then to the extent of such recovery, the obligation or part thereof originally intended to be satisfied shall be revived and continued in full force and effect as if such payment had not been made
or such setoff had not occurred. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No delay, omission or waiver on the part of the Holder or the PMN Designee in exercising any right
pursuant to this Purchase Money Note shall operate as a waiver of such right or any other right of the Holder or the PMN Designee, nor shall any delay, omission or waiver on any one occasion be deemed a bar to or waiver of the same or any other
right on any future occasion. Except as otherwise set forth herein, the rights and remedies of the Holder and the PMN Designee are cumulative and not exclusive of any rights or remedies the Holder or the PMN Designee would otherwise have. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Note Holder, by its acceptance hereof, hereby consents and agrees to the terms of Articles X and XII of the Security Agreement as if set
forth herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Issuer&#146;s obligations pursuant to this Purchase Money Note are absolute and unconditional and shall not be affected
by any circumstance whatsoever, and the Issuer hereby agrees to make, or cause any Paying Agent to make, all payments pursuant to this Purchase Money Note in full and when due, whether in respect to principal, interest or any other amount owed by
the Issuer pursuant to this Purchase Money Note, without notice, demand, counterclaim, setoff, deduction, defense, abatement, suspension, limitation, deferment, diminution, recoupment or other right that the Issuer may have against the Holder or any
other Person, and free of any restriction or condition, and the Issuer hereby waives and agrees not to assert any defense (other than payment in accordance with the terms hereof), right of counterclaim, set off or recoupment, or other right which it
may have against the Holder or any other Person. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) All notices, requests, demands, and other communications required or permitted to be
given or delivered under or by reason of the provisions of this Purchase Money Note shall be made in accordance with Article XVIII of the Custodial and Paying Agency Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In case any one or more of the provisions hereof should be invalid, illegal or unenforceable in any respect, the validity, legality and
enforceability of the remaining provisions contained herein shall not in any way be affected or impaired thereby. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Purchase Money
Note shall bind the Issuer and the successors of the Issuer, and the term &#147;Issuer&#148; herein shall include the successors of the Issuer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The terms of this Purchase Money Note may be amended from time to time only by, but may be amended by, the written agreement of the Company
and the PMN Designee. Anything in this Purchase Money Note to the contrary notwithstanding, the Consent to Jurisdiction Provisions hereof inures to the benefit of, and is enforceable by (without limitation), the FDIC in its corporate capacity, and
said Consent to Jurisdiction Provisions may not be modified or waived in relation to the &#147;FDIC&#148; without the prior written consent of the FDIC in its corporate capacity. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Each of the Issuer and, by its acceptance hereof, the Holder, agrees and elects that, in
accordance with <FONT STYLE="white-space:nowrap">Section&nbsp;5-1401</FONT> of the General Obligations Law of State of New York, this Purchase Money Note is to be governed by and construed in accordance with the law of the State of New York,
excluding any conflict of laws rule or principle that might refer the governance or the construction of this Purchase Money Note to the law of another jurisdiction, and each of the Issuer and, by its acceptance hereof, the Holder unconditionally and
irrevocably waives any claim to assert that the laws of any other jurisdiction govern this Purchase Money Note. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) Each of the Issuer
and, by acceptance of this Purchase Money Note (with respect only to paragraphs (a)(iii) and (a)(iv) below, and then only if the Holder is not the FDIC), the Holder, in each case for itself and its Affiliates, irrevocably and unconditionally: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) consents to the jurisdiction of the United States District Court for the Southern District of New York and to the jurisdiction of the
United States District Court for the District of Columbia for any suit, action or proceeding against it or any of its Affiliates commenced by any Holder arising out of, relating to, or in connection with this Purchase Money Note or any other PA
Financing Transaction Document, and waives any right to: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(A) remove or transfer such suit, action or proceeding to any court or
dispute-resolution forum other than the court in which the Holder files the suit, action or proceeding without the consent of the Holder; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(B) assert that venue is improper in either the United States District Court for the Southern District of New York or the United States
District Court for the District of Columbia; or </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(C) assert that the United States District Court for the Southern District of New York or
the United States District Court for the District of Columbia is an inconvenient forum. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) consents to the jurisdiction of the Supreme
Court of the State of New York for any suit, action or proceeding against it or any of its Affiliates commenced by the Holder arising out of, relating to, or in connection with this Purchase Money Note or any PA Financing Transaction Document, and
waives any right to: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(A) remove or transfer such suit, action or proceeding to any other court or dispute-resolution forum without the
consent of the Holder; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(B) assert that venue is improper in the Supreme Court of the State of New York; or </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(C) assert that the Supreme Court of the State of New York is an inconvenient forum. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) agrees to bring any suit, action or proceeding by it, or any of its Affiliates
against the FDIC (including the FDIC as Receiver) arising out of, relating to, or in connection with this Purchase Money Note or any PA Financing Transaction Document in only either the United States District Court for the Southern District of New
York or the United States District Court for the District of Columbia, and waives any right to remove or transfer such suit, action or proceeding to any other court or dispute-resolution forum without the consent of the FDIC, and agrees to consent
thereafter to transfer of the suit, action or proceeding to either the United States District Court for the Southern District of New York or the United States District Court for the District of Columbia at the option of the FDIC; and </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv) agrees, if the United States District Court for the Southern District of New York and the United States District Court for the District
of Columbia both lack jurisdiction to hear a suit, action or proceeding falling within <U>paragraph (a)(iii)</U> above, to bring that suit, action or proceeding in only the Supreme Court of the State of New York, and waives any right to remove or
transfer such suit, action or proceeding to any other court or dispute-resolution forum without the consent of the FDIC. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) The Issuer,
on behalf of itself and its Affiliates, hereby irrevocably and unconditionally agrees that any final judgment entered against it in any suit, action or proceeding falling within <U>paragraph (a)</U>&nbsp;above may be enforced in any court of
competent jurisdiction. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) Subject to the provisions of <U>paragraph (d)</U>, the Issuer, on behalf of itself and its Affiliates, hereby
irrevocably and unconditionally agrees that service of all writs, process and summonses in any suit, action or proceeding pursuant to <U>paragraph (a)</U>&nbsp;or <U>paragraph (b)</U><U></U>&nbsp;above may be effected by the mailing of copies
thereof by registered or certified mail, postage prepaid, to it at its address for notices set forth in the Custodial and Paying Agency Agreement; <U>provided</U>, <U>however</U>, that nothing contained in this <U>paragraph (c)</U>&nbsp;shall affect
the right of any party to serve process in any other manner permitted by Law. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) Nothing in <U>paragraph (a)</U>, <U>paragraph
(b)</U>&nbsp;or <U>paragraph (c)</U>&nbsp;above shall constitute consent to jurisdiction in any court by the FDIC, other than as expressly provided in paragraph (a)(iii) and paragraph (a)(iv) above, or in any way limit the FDIC&#146;s right to
remove, transfer, seek to dismiss, or otherwise respond to any suit, action, or proceeding against it in any forum. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The preceding
paragraphs (a), (b), (c) and (d)&nbsp;of this Purchase Money Note may be referred to herein collectively as the &#147;Consent to Jurisdiction Provisions&#148;. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The terms of this Purchase Money Note may be amended from time to time only by the written agreement of the Issuer and the Holder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">EACH OF THE ISSUER AND, BY ITS ACCEPTANCE HEREOF, THE HOLDER HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVES ANY RIGHT IT MAY HAVE TO A TRIAL BY
JURY OF ANY DISPUTE ARISING OUT OF OR RELATING TO THIS PURCHASE MONEY NOTE AND AGREES THAT ANY SUCH DISPUTE SHALL BE TRIED BEFORE A JUDGE SITTING WITHOUT A JURY. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Purchase Money Note may be exchanged for Global Notes as set forth in the Custodial and
Paying Agency Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Title to the Purchase Money Notes shall pass by registration in the Purchase Money Notes Register kept by the
Purchase Money Notes Registrar, which initially shall be the Paying Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No service charge shall be made for registration of transfer
or exchange of this Purchase Money Note, but the Paying Agent may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the Issuer has caused this instrument to be signed,
manually or by facsimile or other authorized electronic means, as of the date first shown above. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="87%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>FIRST&#150;CITIZENS BANK&nbsp;&amp; TRUST COMPANY</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">&nbsp;&nbsp;&nbsp;&nbsp;a North Carolina &#150; chartered bank</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/Jeff Ward</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Jeff Ward</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Chief Strategy Officer</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page to
Purchase Money Note] </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>ASSIGNMENT FORM </U></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">For value received <U></U>______________________________________ </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">does hereby sell, assign and transfer unto </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">____________________________ </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">____________________________ </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">Please insert social security or </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">other identifying number of assignee </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">Please print or type name </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">and
address, including zip code, </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">of assignee: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">_____________________________________________________ </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">_____________________________________________________ </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">_____________________________________________________ </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">_____________________________________________________ </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">the
within Purchase Money Note and does hereby irrevocably constitute and appoint </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">______________ as an <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">Attorney-in-fact</FONT></FONT> to transfer this Purchase Money Note on the books of the Paying Agent with full power of substitution in the premises. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="19%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="80%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:&nbsp;________________</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><U></U>Your Signature: ______________________________</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(Sign exactly as your name appears in this Purchase Money Note) </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-A </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>4
<FILENAME>d465632dex101.htm
<DESCRIPTION>EX-10.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.1 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="margin-top:120pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>COMMERCIAL SHARED-LOSS AGREEMENT </B></P> <P STYLE="font-size:120pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>COMMERCIAL SHARED-LOSS AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>TABLE OF CONTENTS </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="93%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Page</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 1. GENERAL</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">1.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Purpose</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">1.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Relationship with Purchase and Assumption Agreement</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">1.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Defined Terms</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 2. SHARED-LOSS ARRANGEMENT</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Accounting for and Management of Shared-Loss Assets</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Payments with Respect to Shared-Loss Assets</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Payments Applicable to Shared-Loss Quarters</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Payments Applicable to Recovery Quarters</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><FONT STYLE="white-space:nowrap">True-Up</FONT> Payment and Calculation</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Payments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Permitted Advances and Amendments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Recovery</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.9</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Treatment as a Shared-Loss Asset</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2.10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Receiver&#146;s Option to Purchase</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 3. ADMINISTRATION OF SHARED-LOSS ASSETS</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">3.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Management Standards Regarding Administration</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">3.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Assuming Institution&#146;s Obligations</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">3.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Third Party Servicers and Affiliates</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">3.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Utilization by the Assuming Institution of Special Receivership Powers</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">3.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Tax Ruling</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 4. SALE OF CERTAIN SHARED-LOSS ASSETS</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Sales of Shared-Loss Loans</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Receiver&#146;s Rights to Cause Sales of Shared-Loss Assets</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">4.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Sale of ORE</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 5. CERTIFICATES, REPORTS AND RECORDS</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">5.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Reporting Obligations of the Assuming Institution</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">5.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Quarterly Certificates</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">5.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Notification of Certain Transactions</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-i </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="93%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">5.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Notification of Related Loans</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">5.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Auditor&#146;s Report; Right to Audit</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">5.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Accounting Principles and Policies</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">5.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Records and Reports</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 6. MISCELLANEOUS</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Expenses</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Successors and Assigns</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Waiver of Jury Trial</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>No Third Party Beneficiary</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Consent; Determination or Discretion</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Rights Cumulative</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>References</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Incorporation by Reference</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.9</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Counterparts</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Governing Law</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">6.11</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Notice</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 7. DISPUTE RESOLUTION</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>24</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Methods of Resolution</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Informal Resolution</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Resolution by <FONT STYLE="white-space:nowrap">Non-Binding</FONT> Dispute Resolution Proceeding</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Confidentiality of Compromise Negotiations</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Payment Resulting from Compromise Negotiations</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Resolution by AI Chartering Authority</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Formal Resolution</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Effectiveness of Agreement Pending Dispute</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">27</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.9</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Governing Rules for Arbitration</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">27</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Review Board Proceedings</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">27</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.11</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Impartiality; Communication with Members</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.12</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Review Board Requirements</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.13</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Written Award</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.14</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Payments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.15</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitations on Awards</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.16</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Fees, Costs and Expenses</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.17</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Binding and Conclusive Nature</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.18</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>No Precedent</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.19</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Confidentiality; Proceedings, Information and Documents</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-ii </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="8%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="88%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.20</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Extension of Time Periods</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.21</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Venue</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">7.22</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Privilege</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 8. DEFINITIONS</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>30</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"><B>EXHIBITS</B></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exhibit&nbsp;2.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><FONT STYLE="white-space:nowrap">True-Up</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exhibit&nbsp;5.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Form of Quarterly Certificate</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center"><B>SCHEDULES</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule 4.15 B Assets Subject to Loss Sharing Pursuant to the Commercial Shared-Loss
Agreement</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule 4.15D Shared-Loss Subsidiaries, Subsidiary Shared-Loss Loans and Subsidiary
ORE</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-iii </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>COMMERCIAL SHARED-LOSS AGREEMENT </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Commercial Shared-Loss Agreement, including the Exhibits attached hereto and incorporated herein by this reference (collectively, this
&#147;<B>Agreement</B>&#148;), is made pursuant to and as of the date of that certain Purchase and Assumption Agreement (the &#147;<B>Purchase and Assumption Agreement</B>&#148;) between the <B>FEDERAL DEPOSIT INSURANCE CORPORATION, RECEIVER OF
SILICON VALLY BRIDGE BANK, SANTA CLARA, CALIFORNIA </B>(the &#147;<B>Receiver</B>&#148;), <B>FIRST-CITIZENS BANK</B><B></B><B>&nbsp;&amp; TRUST COMPANY</B>, organized under the laws of the State of North Carolina, and having its principal place of
business in <B>RALEIGH, NORTH CAROLINA </B>(the &#147;<B>Assuming Institution</B>&#148;). Each of the Receiver and the Assuming Institution sometimes is referred to in this Agreement as a &#147;<B>Party</B>.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Agreement shall be valid and effective only if the Assuming Institution has purchased Shared-Loss Assets pursuant to the Purchase and
Assumption Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In consideration of the mutual covenants and agreements set forth in this Agreement and for other good and valuable
consideration, the sufficiency of which is hereby acknowledged, the Parties agree as follows: </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>AGREEMENT </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 1. <U>GENERAL</U>.</B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>1.1.
</B><B><U>Purpose</U></B><B>.</B> The purpose of this Agreement is to set forth, among other things, requirements regarding management, administration and collection of Shared-Loss Assets by the Assuming Institution and procedures for notices,
consents, reporting and payments. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>1.2. </B><B><U>Relationship with Purchase and Assumption Agreement</U></B><B>.</B> To the extent
that any inconsistencies may arise between the terms of the Purchase and Assumption Agreement and this Agreement with respect to the subject matter of this Agreement, the terms of this Agreement shall control. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>1.3. </B><B><U>Defined Terms</U></B><B>.</B> The capitalized terms used in this Agreement have the meanings set forth in Article 8. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 2. <U>SHARED-LOSS ARRANGEMENT</U>.</B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>2.1. </B><B><U>Accounting for and Management of Shared-Loss Assets</U></B>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Initial Values</U>. The Assuming Institution shall record each Shared-Loss Asset on the AI Accounting Records at its respective Book
Value as of the Commencement Date. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Adjustments</U>. After the Commencement Date, the Assuming Institution shall adjust the Book
Value of each Shared-Loss Asset in accordance with this Agreement and Article VIII of the Purchase and Assumption Agreement. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)
<U>Management</U>. At all times the Assuming Institution shall manage and account for the Shared-Loss Assets in accordance with this Agreement (including the Management Standards). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Receiver Approval</U>. Notwithstanding any provision of this Agreement to the
contrary or the Assuming Institution&#146;s compliance with GAAP, after the Commencement Date the Assuming Institution&#146;s representation of any value or calculation with respect to the Shared-Loss Assets is subject to the Receiver&#146;s
acceptance and approval. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>2.2. <U>Payments with Respect to Shared-Loss Assets</U>. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Calculation and Method of Payments</U>. Subject to all provisions of this Agreement, the Parties shall make the payments set forth in
this Article 2. All payments made by a Party pursuant to this Agreement shall be made in the lawful currency of the United States by electronic funds transfer of immediately available funds from the payor to the payee in accordance with instructions
specified by the payee from time to time pursuant to written notice delivered in accordance with Section&nbsp;6.11. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Timing of
Payments</U>. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) Payments by the Receiver pursuant to this Article 2 shall be made within sixty (60)&nbsp;days following the
Receiver&#146;s determination that (A)&nbsp;the Quarterly Certificate with respect to the applicable Shared-Loss Quarter or Recovery Quarter, as applicable, is true, complete, correct, timely and in compliance with the requirements of this Agreement
and (B)&nbsp;the Assuming Institution has provided to the Receiver in a timely manner all requested supporting or explanatory material and information concerning such Quarterly Certificate. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) Payments by the Assuming Institution pursuant to this Article 2 shall be made on or before the due date for the Quarterly Certificate for
the applicable Shared-Loss Quarter or Recovery Quarter, as applicable. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Source of Receiver&#146;s Funds</U>. Payment obligations of
the Receiver with respect to this Agreement shall be treated as administrative expenses of the Receiver pursuant to 12 U.S.C. Section&nbsp;1821(d)(11). To the extent that the Receiver requires funds to make payments relating to Shared-Loss Assets
pursuant to this Agreement, the Receiver shall request funds pursuant to the Individual Loan and Security Agreement (&#147;<B>ILSA</B>&#148;) between the FDIC in its corporate capacity (&#147;<B>Corporation</B>&#148;) and the Receiver, with respect
to the receivership. Notwithstanding any provision of the foregoing to the contrary, however, nothing set forth in this Section&nbsp;2.2(c)&nbsp;(A) shall make the Assuming Institution a third-party beneficiary with respect to the ILSA or
(B)&nbsp;shall grant or transfer to the Assuming Institution any rights or privileges whatsoever with respect to the ILSA. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)
<U>Shared-Loss Subsidiaries</U>. The total payment obligation of the Receiver to the Assuming Institution for Covered Loss with respect to any Subsidiary Shared-Loss Loan and Subsidiary ORE shall not exceed the Applicable Percentage of the
Investment in Subsidiary of each Shared-Loss Subsidiary, if any, identified on Schedule 4.15D as the owner of each such Subsidiary Shared-Loss Loan or Subsidiary ORE. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) <U>Shared-Loss Assets</U>. The total payment obligation of the Receiver to the Assuming Institution for Covered Loss with
respect to any Shared-Loss Loan (other than any Subsidiary Shared-Loss Loan) shall not exceed the Applicable Percentage of the amount equal to the sum of (i)&nbsp;the initial Book Value of such Shared-Loss Loan set forth on Schedule 4.15B plus
(ii)&nbsp;any unfunded Commitment with respect to such Shared-Loss Loan, as set forth on Schedule 4.15B. The total payment obligation of the Receiver to the Assuming Institution for Covered Loss with respect to any Acquired ORE (other than any
Subsidiary ORE) shall not exceed the Applicable Percentage of the initial Book Value of such Acquired ORE set forth on Schedule 4.15B. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>2.3. </B><B><U>Payments Applicable to Shared-Loss Quarters</U></B>. For each Shared-Loss
Quarter, pursuant to the applicable Quarterly Certificate, one of the payments described in Section&nbsp;2.3(a) or 2.3(b) below shall be made, as appropriate, with respect to the Shared-Loss Assets: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Covered Loss Payments by the Receiver</U>. The Receiver shall pay to the Assuming Institution the Applicable Percentage of the
&#147;<B>Covered Loss</B>,&#148; which is an amount equal to the sum of: </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) Charge-Offs; <I><U>minus</U></I> </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) Recoveries; <I><U>minus</U></I> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) Collections on Fully <FONT STYLE="white-space:nowrap">Charged-Off</FONT> Assets. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Covered Gain Payments by the Assuming Institution</U>. If the result of the calculation described in Section&nbsp;2.3(a) is a negative
amount (the &#147;<B>Covered Gain</B>&#148;), the Assuming Institution shall pay an amount equal to the Applicable Percentage of such Covered Gain to the Receiver. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>2.4. </B><B><U>Payments Applicable to Recovery Quarters</U></B>. For each Recovery Quarter, pursuant to the applicable Quarterly
Certificate, the Assuming Institution shall pay to the Receiver an amount equal to: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) the Applicable Percentage of Recoveries with
respect to Shared-Loss Assets; plus </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Collections on Fully <FONT STYLE="white-space:nowrap">Charged-Off</FONT> Assets. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>2.5. </B><B><U><FONT STYLE="white-space:nowrap">True-Up</FONT> Payment and Calculation</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Payment Obligation of the Assuming Institution</U>. If the Assuming Institution&#146;s Bid Amount, as set forth in Article VII of the
Purchase and Assumption Agreement, includes an &#147;Acquired Asset discount bid&#148; (as such term is used in the Purchase and Assumption Agreement) which represents five percent (5%) or more of the purchase price of the Acquired Assets determined
in accordance with Article III of the Purchase and Assumption Agreement, the Assuming Institution shall pay to the Receiver on the <FONT STYLE="white-space:nowrap">True-Up</FONT> Date any positive amount resulting from the calculation set forth in
<U>Exhibit 2.5 which will be capped at the amount of one billion, five hundred million dollars ($1,500,000,000)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Reporting of
Calculation</U>. On or before the <FONT STYLE="white-space:nowrap">True-Up</FONT> Date the Assuming Institution shall deliver to the Receiver a schedule, certified as true, complete and correct by the chief executive officer or the chief financial
officer of the Assuming Institution, setting forth in reasonable detail the calculation described in Exhibit 2.5, including the calculation of the Net Loss Amount (if any). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>2.6. </B><B><U>Limitation on Payments</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Receiver&#146;s Right to Withhold Payment</U>. Notwithstanding any other provision of this Article 2 to the contrary, the Receiver may
elect to withhold any amount requested in a Quarterly Certificate (a &#147;<B>Withheld Amount</B>&#148;) if the Receiver determines that: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) with respect to a particular Shared-Loss Asset, the Assuming Institution has not complied, or is not complying, with the Management
Standards or any other requirement or obligation set forth in this Agreement applicable with respect to such Shared-Loss Asset; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) the
Assuming Institution has failed to comply with the requirements set forth in Section&nbsp;5.5, including permitting the Receiver, its agents, contractors and/or employees to perform the operational and compliance audit, and to make the assessment,
described in Section&nbsp;5.5(c); </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) a retroactive accounting adjustment is required pursuant to Section&nbsp;5.5(c) and such
adjustment results in a payment being due to the Receiver; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv) a Quarterly Certificate is untrue, incomplete, incorrect or untimely or
otherwise is not in compliance with the requirements of this Agreement; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(v) a <FONT STYLE="white-space:nowrap">Charge-Off</FONT> of a
Shared-Loss Asset should not have been effected by the Assuming Institution; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(vi) there is a reasonable basis pursuant to the terms of
this Agreement for denying the eligibility of amounts included in a Quarterly Certificate for which reimbursement or payment is sought; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(vii) the Receiver is entitled to a payment from the Assuming Institution pursuant to the terms of this Agreement, whether or not reported on
any Quarterly Certificate, that has not been made when and as due. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Opportunity to Cure; Payment</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) In the event that the Receiver elects to withhold a Withheld Amount pursuant to Section&nbsp;2.6(a), the Receiver shall provide the
Assuming Institution with notice (a &#147;<B>Withholding Notice</B>&#148;) detailing the grounds for withholding such Withheld Amount and requiring the Assuming Institution to deliver to the Receiver a revised Quarterly Certificate for the relevant
Shared-Loss Quarter or Recovery Quarter (a &#147;<B>Revised Quarterly Certificate</B>&#148;) that sets forth only those amounts included on the original Quarterly Certificate that are not Withheld Amounts (&#147;<B>Disbursement Amounts</B>&#148;).
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) The Receiver shall pay to the Assuming Institution the Disbursement Amounts included on a Revised Quarterly Certificate within
thirty (30)&nbsp;days following the Receiver&#146;s receipt of the Revised Quarterly Certificate or, if later, on or before the date that the Receiver otherwise would be required to make such payment (absent any withholding) pursuant to
Section&nbsp;2.2(b)(i). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) Upon receipt of a Withholding Notice, the Assuming Institution shall cure any
deficiency set forth in such Withholding Notice within thirty (30)&nbsp;days of receipt of such Withholding Notice. If the Assuming Institution demonstrates to the satisfaction of the Receiver that the grounds for withholding a Withheld Amount were
incorrect initially, no longer exist or have been cured, the Assuming Institution shall include the amount that the Receiver determines is eligible for payment on the Quarterly Certificate that the Assuming Institution next delivers to the Receiver
in accordance with the other provisions of this Agreement (a &#147;<B>Subsequent Quarterly Certificate</B>&#148;), in which event the Receiver shall pay such amount when and as the Receiver pays any Disbursement Amounts set forth on such Subsequent
Quarterly Certificate in accordance with this Agreement; provided, however, that there may be no Subsequent Quarterly Certificate following the Final Quarterly Certificate. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv) If the Assuming Institution does not cure any such deficiency within the required period of time, the Receiver may continue to withhold
a Withheld Amount as described in Section&nbsp;2.6(a), but such withholding will not affect the Receiver&#146;s obligation to make any other payment properly due pursuant to this Agreement; provided, however, that nothing set forth in this
Section&nbsp;2.6(b)(iv) is intended to limit the Receiver&#146;s rights set forth in the other provisions of this Section&nbsp;2.6, or any other right of the Receiver pursuant to this Agreement or otherwise, to withhold payments that the Assuming
Institution has requested in a Quarterly Certificate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Adjustments</U>. In the event that the Receiver withholds payment (or any
part thereof) with respect to a <FONT STYLE="white-space:nowrap">Charge-Off</FONT> of a Shared-Loss Asset or determines pursuant to Section&nbsp;2.6(a) that any payment was improperly made, the Assuming Institution and the Receiver shall make, upon
final resolution of such issue, such accounting adjustments and payments as might be necessary to give retroactive effect to such actions, including making the necessary adjustments to the Covered Loss or Covered Gain for the affected Quarterly
Certificates. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Interest on Payments</U>. Any payment of a Withheld Amount by the Receiver pursuant to Section&nbsp;2.6(b)(iii)
shall be made together with interest on such Withheld Amount that accrues commencing on the date that is fifteen (15)&nbsp;days after the date on which payment was agreed or determined to be due through, but excluding, the date on which such amount
is actually paid; provided, however, that no such interest shall be due or owing if such payment by the Receiver pursuant to Section&nbsp;2.6(b)(iii) is made on or before the date on which the Receiver otherwise would be required to make such
payment (absent any permitted withholding) pursuant to Section&nbsp;2.2(b)(i). The annual interest rate shall be determined by the Receiver based on the coupon equivalent of the three (3)-month U.S. Treasury Bill Rate in effect as of the first
Business Day of each Calendar Quarter during which such interest accrues, as reported in the Federal Reserve Board Statistical Release for Selected Interest Rates H.15 opposite the caption &#147;Treasury bills (secondary market), <FONT
STYLE="white-space:nowrap">3-Month&#148;</FONT> or, if not so reported for such day, for the next preceding Business Day for which such rate was so reported. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>2.7. </B><B><U>Permitted Advances and Amendments</U></B>. Pursuant to this Agreement, certain advances with respect to a Shared-Loss Loan
and certain amendments with respect to a Shared-Loss Loan or a Shared-Loss Loan Commitment made by the Assuming Institution may be permissible additions to the Book Value of the respective Shared-Loss Asset and may entitle such Shared-Loss Asset to
retain its status as such, if certain criteria, as set forth below, are satisfied: </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Permitted Advance</U>. A &#147;<B>Permitted Advance</B>&#148; is an advance on a
Shared-Loss Loan that is made by the Assuming Institution in good faith, justified by contemporaneous supporting documentation in the Credit File, in accordance with the applicable requirements set forth in Article 3 and the then-effective written
internal credit policy guidelines of the Assuming Institution and in accordance with the following criteria:<B><U> </U></B> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) it is an
advance made by the Assuming Institution or a legally binding obligation by the Assuming Institution to advance funds and, in either case, funds are advanced fully within one (1)&nbsp;year from the Commencement Date; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(A) the sum of the following is less than 110% of the Book Value of such Shared-Loss Loan after such advance has been made: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:22%; font-size:10pt; font-family:Times New Roman">(1) the Book Value of such Shared-Loss Loan; <I><U>plus</U></I> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:22%; font-size:10pt; font-family:Times New Roman">(2) the unfunded amount of the legally binding commitment referred to in Section&nbsp;2.7(a)(i) with respect to that Shared-Loss Loan; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(B) the Assuming Institution has not effected a <FONT STYLE="white-space:nowrap">Charge-Off</FONT> with respect to that Shared-Loss Loan; and
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(C) no Shared-Loss Loan Commitment exists for such Shared-Loss Loan; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) it is an advance made by the Assuming Institution that the Assuming Institution determines is necessary to preserve or secure the value
of the collateral for a Shared-Loss Loan. In making such determination, the Assuming Institution shall apply in an impartial manner the same criteria as it would if the Shared-Loss Loan were owned by the Assuming Institution or any of its Affiliates
and were not a Shared-Loss Asset.<B><U> </U></B> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Permitted Amendment</U>. A &#147;<B>Permitted Amendment</B>&#148; is, with
respect to any Shared-Loss Loan Commitment or Shared-Loss Loan, any amendment, modification, renewal or extension thereof, or any waiver of any term, right or remedy thereunder, that is made by the Assuming Institution in good faith, justified by
contemporaneous supporting documentation in the Credit File, in accordance with the applicable requirements set forth in Article 3 and the then-effective written internal credit policy guidelines of the Assuming Institution. A Permitted Amendment
also must satisfy the following criteria: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) the sum of the following is less than 110% of the Book Value of such Shared-Loss Loan after
such amendment or modification has been made: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(A) the Book Value of such Shared-Loss Loan; <I><U>plus</U></I> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(B) the unfunded amount of any applicable Shared-Loss Loan Commitment, inclusive of amounts advanced pursuant to such amendment,
modification, renewal or extension; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) with respect to a Shared-Loss Loan Commitment or Shared-Loss Loan that is not a revolving
line of credit, it does not increase the amount of principal (A)&nbsp;then remaining available to be advanced by the Assuming Institution pursuant to the Shared-Loss Loan Commitment or (B)&nbsp;then outstanding under the Shared-Loss Loan beyond the
limit provided in Section&nbsp;2.7(b)(i); or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) with respect to a Shared-Loss Loan Commitment or Shared-Loss Loan that is a revolving
line of credit, it does not increase the maximum amount of principal authorized as of the Bank Closing Date to be outstanding at any one time pursuant to the underlying revolving line of credit relationship with the debtor beyond the limit provided
in Section&nbsp;2.7(b)(i) (regardless of the extent to which such revolving line of credit may have been funded as of the Bank Closing Date or subsequently may have been funded and/or repaid). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Assuming Institution acknowledges and agrees that, notwithstanding any of the foregoing provisions of this Section&nbsp;2.7 to the contrary, if a
Permitted Amendment extends the term of a Shared-Loss Loan Commitment or Shared-Loss Loan beyond the later to occur of (I)&nbsp;the end of the final Shared-Loss Quarter or (II)&nbsp;the term that existed as of the Bank Closing Date, such Permitted
Amendment does not extend shared-loss coverage beyond the final Shared-Loss Quarter (which cannot be (and is not) extended by a Permitted Amendment). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>2.8. </B><B><U>Recovery</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Calculation of a Recovery</U>. A &#147;<B>Recovery</B>&#148; is the sum of the following amounts (without duplication) <U>for</U> any
Shared-Loss Quarter or Recovery Quarter, as the case might be, subject to the limitations and exceptions set forth in Section&nbsp;2.8(b): </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) collections by or on behalf of the Assuming Institution on Charge-Offs of a Shared-Loss Asset effected by the Assuming Institution prior
to the end of the final Shared-Loss Quarter;<U> </U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) collections by or on behalf of the Assuming Institution on Failed Bank
Charge-Offs; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) collections by or on behalf of the Assuming Institution on any Acquired Asset on which a Failed Bank <FONT
STYLE="white-space:nowrap">Charge-Off</FONT> has been effected, to the extent that such collections exceed the Book Value of such Acquired Asset; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv) Collections on Fully <FONT STYLE="white-space:nowrap">Charged-Off</FONT> Assets; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(v) ORE Income; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(vi) the
amount of any fee or other consideration received by or on behalf of the Assuming Institution for any amendment, modification, renewal, extension, refinance, restructure, commitment, sale or other similar action with respect to a Shared-Loss Loan as
to which there exists a Failed Bank <FONT STYLE="white-space:nowrap">Charge-Off</FONT> or as to which a <FONT STYLE="white-space:nowrap">Charge-Off</FONT> has been effected by the Assuming Institution during or prior to such period, not to exceed
the total of any related Failed Bank Charge-Offs and Charge-Offs made or incurred with respect to the particular Shared-Loss Loan; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(vii) interest income, if any. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Limitations and Exceptions</U>. In calculating a Recovery, the following shall not be
included: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) amounts paid by the Receiver to the Assuming Institution pursuant to Article 2; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) amounts received by or on behalf of the Assuming Institution with respect to Charge-Offs effected by the Assuming Institution after the
final Shared-Loss Quarter; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) the amount of any gain with respect to Shared-Loss Loans and ORE (including Subsidiary ORE)
included in a Recovery that exceeds the total amount of any Failed Bank Charge-Offs and Charge-Offs with respect to the particular Shared-Loss Asset. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Order of Application</U>. For the purpose of calculating Recoveries, the Assuming Institution shall apply any collections
<U>received</U> on an Acquired Asset not otherwise applied to reduce the Book Value of such Acquired Asset, if applicable, in the following order: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) to Charge-Offs, Failed Bank Charge-Offs and Fully <FONT STYLE="white-space:nowrap">Charged-Off</FONT> Assets; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) to interest income. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)
<U>Interest Income as a Recovery</U>. Notwithstanding any provision of this Agreement to the contrary, any interest income that the Assuming Institution receives with respect to a Shared-Loss Loan, whether or not there exists a Failed Bank <FONT
STYLE="white-space:nowrap">Charge-Off</FONT> and whether or not a <FONT STYLE="white-space:nowrap">Charge-Off</FONT> has been effected by the Assuming Institution, is to be treated as a Recovery (subject to the limitations set forth in
Section&nbsp;2.8(e)). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Maximum Amount of Interest Income</U>. The amount of any interest income included as a Recovery with respect
to a Shared-Loss Loan subject to Section&nbsp;2.8(d) shall not exceed the total of the following with respect to such Shared-Loss Loan: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) Failed Bank Charge-Offs; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) Charge-Offs effected by the Assuming Institution during or prior to the period in which the amount of a Recovery is being determined.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <U>Application of Collections</U>. Any collections on a Shared-Loss Loan that are not applied to reduce Book Value of principal or
recognized as interest income shall be applied pursuant to Section&nbsp;2.8(c). </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>2.9. <U>Treatment as a Shared-Loss Asset.</U> </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Loss of Right to Receive Shared-Loss Asset Payments</U>. The Assuming Institution shall not be entitled to payments pursuant to this
Agreement with respect to a Shared-Loss Asset if the Receiver determines that the Assuming Institution or any Affiliate of the Assuming Institution: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) has sold or otherwise transferred such Shared-Loss Asset or any interest therein (whether with or without recourse) to any Person, other
than in compliance with this Agreement; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) has made any additional advance, commitment or increase in the amount of a Commitment
with respect to such Shared-Loss Asset that does not constitute a Permitted Advance or a Shared-Loss Loan Commitment Advance, in which case the entire Shared-Loss Asset shall not be entitled to such payments; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) if such Shared-Loss Asset is a Shared-Loss Loan, has made any amendment, modification, renewal or extension of such Shared-Loss Loan,
or any waiver of any term, right or remedy thereunder, that does not constitute a Permitted Amendment; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv) has managed, administered or
collected any Related Loan in a manner which would increase the amount of any collections with respect to that Related Loan to the detriment of the Shared-Loss Asset to which such loan is related; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(v) has failed to manage, administer or collect such Shared-Loss Asset in accordance with all provisions of this Agreement, including
consistently failing (A)&nbsp;to adhere to and act in accordance with the Management Standards or (B)&nbsp;to provide true, complete, correct timely certificates and reports as required pursuant to Article 5. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Upon determination by the Receiver that any of the foregoing circumstances exists with respect to an asset and that the Assuming Institution shall not be
entitled to payments pursuant to this Agreement with respect to such asset, as evidenced by written notice from the Receiver to the Assuming Institution, such asset shall not be treated as a Shared-Loss Asset pursuant to this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Effective Date of Loss of Shared-Loss Asset Treatment</U>. If any of the actions described in Section&nbsp;2.9(a) occur with respect to
a Shared-Loss Asset, the Receiver shall not be obligated to make any payments to the Assuming Institution with respect to such Shared-Loss Asset after the date of occurrence of such action and the Receiver may require reimbursement of all prior
payments made by the Receiver with regard to such Shared-Loss Asset. In the event that the Receiver withholds payment or requires repayment pursuant to any provision of this Agreement, the Assuming Institution and the Receiver shall make such
accounting adjustments and payments as may be necessary to give retroactive effect to such actions, including making the necessary adjustments to Covered Loss or Covered Gain on the affected Quarterly Certificates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Treatment of Recoveries</U>. Notwithstanding Sections 2.9(a) and 2.9(b), a Shared-Loss Loan that has been the subject of any
Charge-Offs prior to the occurrence of any action described in Section&nbsp;2.9(a) shall be treated as a Shared-Loss Asset for the purpose of calculating Recoveries on such Charge-Offs, provided that the amount of Recoveries shall be limited to the
amount of such Charge-Offs that do not constitute Withheld Amounts or for which the Receiver has not required repayment. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>2.10.
<U>Receiver&#146;s Option to Purchase</U>.<U> </U> </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Exercise of Option to Purchase</U>. At any time on or prior to the Coverage
Termination Date, the Receiver shall have the option, exercisable by notice to the Assuming Institution, to purchase an Acquired Asset on which a Failed Bank <FONT STYLE="white-space:nowrap">Charge-Off</FONT> has been effected or a Shared-Loss Asset
on which a Failed Bank <FONT STYLE="white-space:nowrap">Charge-Off</FONT> has been effected that meets any one (1)&nbsp;of the following criteria: </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) the Shared-Loss Asset has been partially
<FONT STYLE="white-space:nowrap">charged-off</FONT> and the Receiver determines that the Assuming Institution is not diligently pursuing collection efforts with respect to such Shared-Loss Asset; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) the Shared-Loss Asset has been fully <FONT STYLE="white-space:nowrap">charged-off;</FONT> or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) the Shared-Loss Asset is a Related Loan required to be included in a schedule pursuant to Section&nbsp;5.4. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Transfer by the Assuming Institution</U>. Within ten (10)&nbsp;Business Days following the date upon which the Assuming Institution
receives notice pursuant to Section&nbsp;2.10(a), the Assuming Institution shall transfer to the Receiver such Shared-Loss Asset or Acquired Asset and all Credit Files and Accounting Records relating thereto and shall take all such other actions as
may be necessary and appropriate to assign, transfer and convey such Shared-Loss Asset or Acquired Asset to the Receiver. All costs and expenses incurred in connection with any such transfer of a Shared-Loss Asset or Acquired Asset shall be borne by
the Assuming Institution. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Payment by the Receiver</U>. Within fifteen (15)&nbsp;Business Days after the date upon which the
Assuming Institution transfers the Shared-Loss Asset or Acquired Asset pursuant to Section&nbsp;2.10(b), the Receiver shall pay to the Assuming Institution a purchase price equal to: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;(A) in the case of a Shared-Loss Loan, the principal amount of such Shared-Loss Loan and any fees or penalties due from an Obligor
(subject to the limitations set forth at Section&nbsp;2.10(d)), as stated on the AI Accounting Records on the date as of which such purchase price is determined (regardless of the Legal Balance thereof); or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;(B) in the case of an Acquired Asset or a Shared-Loss Asset other than a Shared-Loss Loan, the Book Value of such
Acquired Asset or Shared-Loss Asset, as stated on the AI Accounting Records, on the date as of which such purchase price is determined; </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I><U>minus
</U></I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) the Related Liability Amount applicable to any Related Liabilities related to such Shared-Loss Asset or Acquired Asset. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Limitations on Payment by the Receiver</U>. In the case of the repurchase of a Shared-Loss Asset or Acquired Asset: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) the price paid pursuant to Section&nbsp;2.10(c) shall not include any accrued interest, whether collected or uncollected, for any period
with respect to such Shared-Loss Asset or Acquired Asset; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) the Receiver shall be entitled to any collections received by the
Assuming Institution from the date of transfer of such Shared-Loss Asset or Acquired Asset to the Receiver, no matter when such collections accrued or became due, which collections shall be paid by the Assuming Institution to the Receiver within
five (5)&nbsp;days of receipt and in any event no later than simultaneously with delivery of the next Quarterly Certificate. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Receiver&#146;s Assumption of Related Liabilities</U>. The Receiver shall assume all
Related Liabilities with respect to any Shared-Loss Asset or Acquired Asset repurchased pursuant to this Section&nbsp;2.10 with effect from the date of transfer of such Shared-Loss Asset or Acquired Asset. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 3. <U>ADMINISTRATION OF SHARED-LOSS ASSETS</U>. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>3.1. </B><B><U>Management Standards Regarding Administration</U></B><B>.</B> During the term of this Agreement the Assuming Institution
shall manage, administer and collect all Shared-Loss Assets while owned by it or any of its Affiliates (including any sales of Shared-Loss Assets pursuant to Article 4) in accordance with the requirements and obligations regarding management,
administration and collection of Shared-Loss Assets set forth in this Agreement, including this Article 3 (the &#147;<B>Management Standards</B>&#148;). Failure of the Assuming Institution, any of its Affiliates or any Third Party Servicer to comply
with the Management Standards with respect to any Shared-Loss Asset shall constitute a material breach of this Agreement. If the Receiver determines that the Assuming Institution is not in compliance with the Management Standards with respect to any
Shared-Loss Asset, it shall notify the Assuming Institution of the breach and, after providing such notification, may exercise any or all remedies available to it pursuant to this Agreement or applicable Laws. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>3.2. </B><B><U>Assuming Institution</U></B><B><U>&#146;</U></B><B><U>s Obligations</U></B>. In the discharge of its obligations (including
its obligations with respect to any sales of Shared-Loss Assets pursuant to Article 4, and including such obligations as are performed by the Assuming Institution, an Affiliate of the Assuming Institution or a Third Party Servicer), the Assuming
Institution at all times shall act in accordance with usual and prudent business and banking practices and its best business judgment. Without limiting the generality of the foregoing, the Assuming Institution shall observe and adhere to the
specific obligations set forth in this Section&nbsp;3.2. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Charge-Offs and Recoveries</U>. The Assuming Institution shall effect
Charge-Offs and collect Recoveries with respect to each Shared-Loss Asset in a manner consistent with the Assuming Institution&#146;s (or, if applicable, a Third Party Servicer&#146;s) practices and procedures, including applicable Laws, and the
written internal credit policy guidelines of the Assuming Institution (or, if applicable, of a Third Party Servicer) in effect from time to time, with respect to the effectuation of charge-offs and the collection of recoveries with respect to loans,
real estate and repossessed collateral that do not constitute Shared-Loss Assets. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Losses and Collections</U>. Notwithstanding any
other provision of this Section&nbsp;3.2 to the contrary, at all times the Assuming Institution shall (and shall cause each of its Affiliates and Third Party Servicers to)<B> </B>minimize losses and maximize collections with respect to, and manage
and administer (including with respect to any sale of a Shared-Loss Asset), each Shared-Loss Asset without favored treatment for any assets owned by the Assuming Institution or any of its Affiliates that are not Shared-Loss Assets. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Loss Mitigation Procedures</U>. At the request of the FDIC, the Assuming Institution shall deliver its existing written internal credit
policy statements/guidelines governing loan restructuring and modifications (&#147;<B>Loss Mitigation Policies</B>&#148;) which should include, among other things, the Assuming Institution&#146;s policies governing A/B note restructures, balloon
loans approaching maturity, interest only loans, short sales, deeds in lieu of foreclosure, foreclosure sales, charge-offs, appraisal policies and recoveries of deficiencies. The Assuming Institution shall adopt loss mitigation procedures for the
Shared-Loss Loans which are consistent with its Assuming Institution&#146;s Loss Mitigation Policies. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Loss Mitigation Plans</U>. The Assuming Institution shall implement appropriate loss
mitigation plans with respect to Shared-Loss Loans in default or for which a default is reasonably foreseeable for the minimization of losses: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) the loss mitigation plans shall require the Assuming Institution to evaluate the feasibility of prudent loan restructurings, loan workout
and any other appropriate methods of loss mitigation prior to taking any foreclosure or other legal actions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) the Assuming
Institution&#146;s documentation of its evaluations and cost analysis of the loss mitigation strategy used to maximize collections on Shared-Loss Loans will be utilized for purposes of evaluating loss claims and also the Assuming Institution&#146;s
compliance with the Management Standards of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) the Assuming Institution shall conduct an evaluation of the governing
provisions of all agreements and related loan documents regarding Shared-Loss Loans that are not wholly owned by the Assuming Institution such as syndicated loans, shared national credits and loan participations (&#147;<B>Participated Loan
Agreements</B>&#148;) to determine if any of the Assuming Institution&#146;s rights and obligations under such agreements are inconsistent with the Management Standards of this Agreement. Each such evaluation shall be documented and retained by the
Assuming Institution. Loan modification and management strategies for Shared-Loss Loans subject to the Participated Loan Agreements that are in conflict or inconsistent with the terms of this Agreement, including but not limited to the provisions of
Section&nbsp;2.8 governing Permitted Amendments and Permitted Advances, should be evaluated by the Assuming Institution and presented to the FDIC for a case specific approval, if the Assuming Institution&#146;s analysis indicates that the particular
strategy will minimize the loss on the Shared-Loss Loan(s) subject to the terms of such Participated Loan Agreement. The Assuming Institution&#146;s credit analysis for Shared-Loss Loans subject to the Participated Loan Agreements must be consistent
with the Assuming Institution&#146;s current underwriting practices for <FONT STYLE="white-space:nowrap">non-participated</FONT> Shared-Loss Loans. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv) the Assuming Institution may transfer its interest in or otherwise contribute Shared-Loss Loan collateral of nominal value (after
consideration of foreclosure, holding and marketing costs) which may have potential use by local governmental entities, public agencies, or <FONT STYLE="white-space:nowrap">non-profit</FONT> agencies for community development, provided that the
Assuming Institution can clearly and unequivocally demonstrate that the collateral is conveyed pursuant to a least loss disposition strategy. In such cases, the Assuming Institution shall document the lien release for the transferred collateral
prior to submitting a final loss claim. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Certificates, Notifications and Reports</U>. The Assuming Institution shall provide to the
Receiver in a timely manner such certificates, notifications and reports either the Assuming Institution is required to provide pursuant to this Agreement or that the Receiver reasonably requests, including the certificates, notifications and
reports required by Article 5. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <U>Monitoring by Receiver</U>. At any time the Assuming Institution shall permit the
Receiver to monitor the Assuming Institution&#146;s performance of its responsibilities and duties pursuant to this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)
<U>Adoption and Implementation of Systems</U>. The Assuming Institution shall adopt and implement accounting, reporting, record-keeping and similar systems with respect to each Shared-Loss Asset that are required pursuant to Sections 5.6 and 5.7.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h) <U>Sufficient Staff</U>. At all times the Assuming Institution shall retain sufficient staff to discharge its obligations pursuant to
this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) <U>No Preference to Related Loans</U>. At no time shall the Assuming Institution manage, administer or collect a
Related Loan in a manner that would increase the amount of any collections with respect to the Related Loan to the detriment of the Shared-Loss Asset to which such Related Loan is related. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j) <U>Adherence to Management Standards</U>. The Assuming Institution shall cause each of its Affiliates to which it transfers any
Shared-Loss Asset and each Third Party Servicer to act in accordance with the Management Standards. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>3.3. </B><B><U>Third Party
Servicers and Affiliates</U></B>. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Appointment of Third Party Servicers</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) With the prior consent of the Receiver, the Assuming Institution may perform any of its obligations and/or exercise any of its rights
pursuant to this Agreement through one or more Third Party Servicers. The Assuming Institution shall notify the Receiver at least forty (40)&nbsp;days prior to the proposed appointment of a Third Party Servicer. Such notice must include information
regarding the Third Party Servicer&#146;s relevant experience, qualifications, financial strength and any pending litigation in relation to servicing activities and information regarding contact persons and contact information for the Third Party
Servicer. In the case of a Third Party Servicer that is an Affiliate of the Assuming Institution, the notice shall include an express statement that the Third Party Servicer is an Affiliate. The Receiver may object to the proposed appointment of a
Third Party Servicer by giving the Assuming Institution notice that it so objects within thirty&nbsp;(30) days following the Receiver&#146;s receipt of the notice of the proposed appointment. The appointment of a Third Party Servicer by the Assuming
Institution or any of its Affiliates shall not release the Assuming Institution from any obligation or liability pursuant to this Agreement or otherwise with respect to a Shared-Loss Asset, and the Assuming Institution shall be responsible to the
Receiver for any and all acts or omissions of any Third Party Servicer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) The Assuming Institution must provide to the Receiver
written notification immediately following the execution of any contract pursuant to which a Third Party Servicer or any third party (other than an Affiliate of the Assuming Institution) will manage, administer or collect any of the Shared-Loss
Assets. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) The Assuming Institution must provide to the Receiver written notification immediately following any action that the
Assuming Institution or any of its Affiliates takes with respect to the actions of a Third Party Servicer, including the removal of any Third Party Servicer, the adjustment of the duties or responsibilities of a Third Party Servicer, any change in
the contact persons or contact information for a Third Party and any merger, consolidation, name change or other corporate or entity activity with respect to a Third Party Servicer. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-13 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Actions of Third Party Servicers</U>. The Assuming Institution shall ensure that the
practices, procedures and guidelines of any Third Party Servicer comply with the obligations of the Assuming Institution pursuant to this Agreement and applicable Laws. The Assuming Institution shall provide to the Receiver a copy of the written
agreement between the Assuming Institution or any of its Affiliates and each Third Party Servicer and shall ensure compliance by each Third Party Servicer with the Assuming Institution&#146;s obligations pursuant to this Agreement, including
amending such agreement with each Third Party Servicer to the extent necessary.<B><U> </U></B> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Duties with Respect to
Affiliates</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) The Assuming Institution must provide to the Receiver prior written notification of any transaction with or by any
Affiliate of the Assuming Institution with respect to any Shared-Loss Asset, including the execution of any contract pursuant to which an Affiliate of the Assuming Institution will own, manage, administer or collect amounts owing with respect to a
Shared-Loss Asset (each a &#147;<B>Shared-Loss Asset Affiliate</B>&#148;). The Assuming Institution must notify the Receiver at least forty (40)&nbsp;days prior to a proposed transaction with a Shared-Loss Asset Affiliate. Such notice must include
information regarding the Shared-Loss Asset Affiliate&#146;s relevant experience, qualifications and financial strength and information regarding contact persons and contact information for the Shared-Loss Asset Affiliate. The Receiver may object to
the proposed transaction with a Shared-Loss Asset Affiliate that is not on an arm&#146;s length basis or commercially reasonable terms by giving the Assuming Institution notice that it so objects within thirty&nbsp;(30) days following the
Receiver&#146;s receipt of the notice of the proposed transaction. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) The Assuming Institution must provide to the Receiver written
notification immediately following any action that the Assuming Institution takes with respect to a Shared-Loss Asset Affiliate, including the removal of any Shared-Loss Asset Affiliate as the manager, administrator or collection agent of a
Shared-Loss Asset, the adjustment of the duties or responsibilities of a Shared-Loss Asset Affiliate, any changes in the contact persons or contact information for a Shared-Loss Asset Affiliate and any merger, consolidation, name change or other
corporate or entity activity with respect to a Shared-Loss Asset Affiliate.<B><U> </U></B> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>3.4. </B><B><U>Utilization by the Assuming
Institution of Special Receivership Powers</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Notice and Request to Receiver</U>. Upon timely notice to and with the prior
consent of the Receiver, and to the extent permitted by applicable Laws, the Assuming Institution may utilize in a legal action any special legal power or right which the Assuming Institution derives as a result of having acquired a Shared-Loss
Asset from the Receiver; provided, however, that nothing in this Agreement provides the Assuming Institution with any independent right to invoke or utilize any special legal power or right merely as a result of its acquisition of a Shared-Loss
Asset from the Receiver. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-14 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Use of Special Legal Powers</U>. The Receiver may direct usage by the Assuming
Institution of any special legal powers of the Receiver, and the Assuming Institution acknowledges and agrees that any special legal powers belong to and are possessed by the Receiver, and not the Assuming Institution. The Assuming Institution
shall: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) comply in all respects with any direction from the Receiver and with any protocols, directives or interpretive memoranda
issued from time to time by the Receiver or the Corporation; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) upon request of the Receiver, notify the Receiver of the status of any
legal action in which any special legal power or right is utilized; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) immediately notify the Receiver of any judgment or
significant order in any legal action involving any of such special powers or rights. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>3.5. </B><B><U>Tax Ruling</U></B>. The Assuming
Institution shall not at any time, without the Receiver&#146;s prior consent, seek a private letter ruling or other determination from the Internal Revenue Service or otherwise seek to qualify for any special tax treatment or benefits associated
with any payments made by the Receiver pursuant to this Agreement. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 4. <U>SALE OF CERTAIN SHARED-LOSS ASSETS</U>. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.1. </B><B><U>Sales of Shared-Loss </U></B><B><U>Loans</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Sales of Shared-Loss Loans Generally</U>. The Assuming Institution is not required to obtain the prior approval of the Receiver for the
sale of any Shared-Loss Loans, however, the Assuming Institution must obtain the prior approval of the Receiver for the sale of any Shared-Loss Loans to an affiliate. Any Loan sold by the Assuming Institution is no longer a Shared-Loss Loan covered
by the terms of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Sale of Shared-Loss Loans with Covered Loss</U>. The Assuming Institution may sell a Shared-Loss
Loan with a Covered Loss only if (i)&nbsp;the Assuming Institution repays the Receiver the Applicable Percentage of the amount of any Covered Loss on the Shared-Loss Loan, and (ii)&nbsp;the Assuming Institution notifies the Receiver of the sale of
such Shared-Loss Loan with Covered Loss. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.2 </B><B><U>Receiver</U></B><B><U>&#146;</U></B><B><U>s Rights to Cause Sales of
Shared-Loss Assets</U></B>. During the <FONT STYLE="white-space:nowrap">thirty-six</FONT> (36)&nbsp;month period immediately prior to the Coverage Termination Date, or any time after the remaining portfolio unpaid principal balance falls below ten
percent (10%) of the original portfolio unpaid principal balance, the Receiver may elect to require the Assuming Institution to liquidate for cash consideration, in one or more transactions, some or all of the Shared-Loss Assets then held by the
Assuming Institution. If the Receiver exercises such right to cause the sale of Shared-Loss Assets identified by the Receiver, it shall give notice to the Assuming Institution setting forth the sale methodology and the time period within which the
Assuming Institution must offer to sell the Shared-Loss Assets. The Assuming Institution shall make a good faith effort to sell the Shared-Loss Assets in a manner that maximizes the gross sale price received and to otherwise comply with the
provisions of the Receiver&#146;s notice. In undertaking any such sale required by the Receiver, the Assuming Institution must satisfy all elements of the Management Standards and all other requirements of this Agreement with respect to the
management, administration and collection of the Shared-Loss Assets. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-15 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.3 </B><B><U>Sale of ORE</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Sale of ORE Generally</U>.&nbsp;&nbsp;&nbsp;&nbsp;The Assuming Institution may sell or otherwise dispose of ORE (including Subsidiary
ORE) at any time, without the prior written approval of the Receiver, to a Person other than any of the Assuming Institution&#146;s Affiliates or contractors (including any Third Party Servicer), any contractors of any of the Assuming
Institution&#146;s Affiliates (including any Third Party Servicer) or any Affiliates of any contractor of the Assuming Institution or any of its Affiliates (including any Affiliates of a Third Party Servicer), if the following conditions are
satisfied: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) such ORE is marketed at its Market Value, for an appropriate period given local market conditions, asset type, and asset
condition; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) such sale is conducted in an arm&#146;s length, commercially reasonable and prudent manner. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In each and every instance, the sale of ORE, either individually or in bulk, and as provided in this Section&nbsp;4.3, must satisfy all elements of the
Management Standards and all other requirements of this Agreement with respect to the management, administration and collection of ORE. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Calculation of Gain or Loss on Sale of ORE</U>.&nbsp;&nbsp;&nbsp;&nbsp;The gain or loss on sales conducted in accordance with the
provisions of this Section&nbsp;4.3 is to be calculated based on the gross sale price received by the Assuming Institution <I><U>minus</U></I> the Book Value of the ORE that is sold, all as stated on the AI Accounting Records. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 5. <U>CERTIFICATES, REPORTS AND RECORDS</U>. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>5.1. </B><B><U>Reporting Obligations of the Assuming Institution</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Records, Notifications and Reports</U>. The Assuming Institution shall maintain such records, provide such notifications and deliver
such reports as are required pursuant to this Agreement, including the records, notifications and reports as provided in the following provisions of this Article&nbsp;5. Nothing contained in this Agreement shall be deemed to modify any law, rules,
regulations or orders that are otherwise applicable to the Assuming Institution or mitigate any reporting requirements imposed on the Assuming Institution or the Shared-Loss Assets pursuant to any applicable Laws. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Certification of Accuracy and Completeness</U>. Every submission by the Assuming Institution to the Receiver of a Quarterly
Certificate, the Final Quarterly Certificate or any other document or information that the Assuming Institution delivers to the Receiver pursuant to this Agreement (including this Article 5) shall constitute a certification from the Assuming
Institution that the information provided in such submission is true, complete, correct and in compliance with all applicable provisions of this Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-16 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>5.2. </B><B><U>Quarterly Certificates</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Shared-Loss Quarters</U>. Within thirty (30)&nbsp;days after the end of each Shared-Loss Quarter, the Assuming Institution shall
deliver to the Receiver a Quarterly Certificate setting forth the following information with respect to each such Shared-Loss Quarter, in such form and detail as the Receiver may specify from time to time (it being understood that the Receiver may
change the form of and the detail required in a Quarterly Certificate and the reports ancillary to a Quarterly Certificate periodically during the term of this Agreement and it being understood the initial Quarterly Certificate is to be delivered
within thirty (30)&nbsp;days after the end of the second Shared-Loss Quarter and is to cover both the first and second Shared-Loss Quarters): </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) Charge-Offs with respect to Shared-Loss Assets; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) Recoveries; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii)
collections on Acquired Assets on which a Failed Bank <FONT STYLE="white-space:nowrap">Charge-Off</FONT> has been effected; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv)
aggregate Charge-Offs minus Recoveries; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(v) ORE Income; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(vi) adjustments to the Indemnification Asset during such Shared-Loss Quarter. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Nothing in this Section&nbsp;5.2(a), however, shall prohibit either the Receiver from requiring the Assuming Institution pursuant to Section&nbsp;2.6 to
deliver a Revised Quarterly Certificate that includes only Disbursement Amounts with respect to any Shared-Loss Quarter or the Assuming Institution from including in a Subsequent Quarterly Certificate pursuant to Section&nbsp;2.6 any Withheld
Amounts that the Receiver determines during the relevant Shared-Loss Quarter to be eligible for payment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Recovery Quarters</U>.
Within (30)&nbsp;days after the end of each Recovery Quarter, the Assuming Institution shall deliver to the Receiver a Quarterly Certificate setting forth the information specified in Section&nbsp;5.2(a) and the following information with respect to
each Recovery Quarter, in such form and detail as the Receiver may specify from time to time:<U> </U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) Recoveries; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) ORE Income; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii)
adjustments to the Indemnification Asset during such Recovery Quarter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Nothing in this Section&nbsp;5.2(b), however, shall prohibit either the Receiver
from requiring the Assuming Institution pursuant to Section&nbsp;2.6 to deliver a Revised Quarterly Certificate that includes only Disbursement Amounts with respect to such Recovery Quarter or the Assuming Institution from including in a Subsequent
Quarterly Certificate pursuant to Section&nbsp;2.6 any Withheld Amounts that the Receiver determines during the relevant Recovery Quarter to be eligible for payment. Notwithstanding any provision of this Agreement to the contrary, a Quarterly
Certificate for a Recovery Quarter other than the final Recovery Quarter may constitute a Subsequent Quarterly Certificate for purposes of Section&nbsp;2.6(b)(iii), and the Assuming Institution may include in any such Quarterly Certificate any
Withheld Amounts that the Receiver determines during the relevant Recovery Quarter to be eligible for payment. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-17 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Final Quarterly Certificate</U>. In addition to the information specified in Sections
5.2(a) and 5.2(b), the Final Quarterly Certificate shall include any Recoveries that had not been included in a Quarterly Certificate for any prior Recovery Quarter. Notwithstanding any provision of this Agreement to the contrary, the Final
Quarterly Certificate may constitute a Subsequent Quarterly Certificate for purposes of Section&nbsp;2.6(b)(iii), and the Assuming Institution may include in the Final Quarterly Certificate any Withheld Amounts that the Receiver determines during
the final Recovery Quarter to be eligible for payment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Limitations</U>. The inclusion of information in any Quarterly Certificate
or other documentation does not create any payment obligation of the Receiver if the Assuming Institution is not otherwise in compliance with this Agreement or is otherwise not entitled to such payment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U><FONT STYLE="white-space:nowrap">True-Up</FONT> Date</U>. The Assuming Institution shall deliver the schedule required pursuant to
Section&nbsp;2.5(b) on or before the <FONT STYLE="white-space:nowrap">True-Up</FONT> Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>5.3. </B><B><U>Notification of Certain
Transactions</U></B>. The Assuming Institution shall notify the Receiver within fifteen (15)&nbsp;days after a <FONT STYLE="white-space:nowrap">Charge-Off</FONT> has been effected with respect to either of the following types of Shared-Loss Loans:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) a Shared-Loss Loan having a Legal Balance (or, in the case of more than one (1)&nbsp;Shared-Loss Loan made to the same Obligor, a
combined Legal Balance) of $5,000,000 or more in circumstances in which a legal claim against the relevant Obligor survives; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) a
Shared-Loss Loan made to a director, an &#147;executive officer&#148; as defined in 12 C.F.R. &#167;&nbsp;215.2(d), a &#147;principal shareholder&#148; as defined in 12 C.F.R. &#167;&nbsp;215.2(l), or an Affiliate of the Assuming Institution. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>5.4. </B><B><U>Notification of Related Loans</U></B>. In addition to maintaining records of all Related Loans, the Assuming Institution
shall prepare and deliver to the Receiver, on a semi-annual basis, together with the Quarterly Certificates for all Shared-Loss Quarters and Recovery Quarters ending on June&nbsp;30 and December&nbsp;31, a schedule of all Related Loans that are
commercial loans or commercial real estate loans that have Legal Balances of $5,000,000 or more on the AI Accounting Records as of the applicable June&nbsp;30 or December 31. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>5.5. </B><B><U>Auditor</U></B><B><U>&#146;</U></B><B><U>s Report; Right to Audit</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Independent Auditor&#146;s Report</U>. The Assuming Institution shall comply with the provisions of either Section&nbsp;5.5(a)(i) or
Section&nbsp;5.5(a)(ii). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) Within the time period permitted for the examination audit pursuant to 12 C.F.R. Section&nbsp;363 following
the end of each fiscal year, from and including the fiscal year during which the Bank Closing Date occurs, up to and including the calendar year during which the Coverage Termination Date occurs, the Assuming Institution shall deliver to the
Receiver a report signed by its independent public accountants (the &#147;<B>AI Accountants</B>&#148;) stating that the AI Accountants have reviewed this Agreement and that, in the course of their annual audit of the Assuming Institution&#146;s
books and records, nothing has come to their attention suggesting that any computations required to be made by the Assuming Institution during such year were not made in accordance with this Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-18 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) In the event that the AI Accountants cannot or do not provide the report described in
and required pursuant to the provisions of Section&nbsp;5.5(a)(i) because the AI Accountants determined that any computations required to be made by the Assuming Institution had not been made in accordance with this Agreement, within seven&nbsp;(7)
days following the end of the time period permitted for the examination audit pursuant to 12 C.F.R. Section&nbsp;363, the Assuming Institution shall submit to the Receiver corrected computations together with a report signed by the AI Accountants
stating that, after giving effect to such corrected computations, nothing has come to the attention of the AI Accountants suggesting that any computations required to be made by the Assuming Institution during such year were not made by the Assuming
Institution in accordance with this Agreement. In such event, the Assuming Institution and the Receiver shall make all such accounting adjustments and payments as may be necessary to give effect to each correction reflected in such corrected
computations, retroactive to the date on which the corresponding incorrect computation was made. It is the intention of this provision to align the timing of the audit required pursuant to this Agreement with the examination audit required pursuant
to 12 C.F.R. Section&nbsp;363. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <U>Assuming Institution&#146;s Internal Operational and Compliance Audit</U>. The
Assuming Institution shall perform on an annual basis an internal operational and compliance audit of the performance in accordance with all provisions of this Agreement and all applicable Laws by the Assuming Institution, any Shared-Loss
Subsidiary, any Third Party Servicer or any other contractor of the Assuming Institution and, in connection therewith, shall provide the Receiver with: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;(A) copies of all internal audit reports and (B)&nbsp;access to all related internal audit work papers; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) a certificate signed by the chief executive officer or chief financial officer of the Assuming Institution either (A)&nbsp;certifying
that the Assuming Institution, each Shared-Loss Subsidiary, each Third Party Servicer and each other contractor of the Assuming Institution are in compliance with all provisions of this Agreement and all applicable Laws or (B)&nbsp;identifying any
areas of <FONT STYLE="white-space:nowrap">non-compliance</FONT> and describing any remediation undertaken or to be undertaken to resolve such <FONT STYLE="white-space:nowrap">non-compliance</FONT> (including a time-line for the performance of any
remediation to be undertaken). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Right of Receiver to Audit</U>. The Receiver or its agents, contractors and employees may (but are
not required to) perform an operational and compliance audit to assess the performance in accordance with all provisions of this Agreement and applicable Laws by the Assuming Institution, any Shared-Loss Subsidiary, any Third Party Servicer or any
other contractor of the Assuming Institution, in each case by providing not less than ten (10)&nbsp;Business Days prior notice of the commencement of such operational and compliance audit. The scope and duration of any such operational and
compliance audit shall be at the discretion of the Receiver. The Receiver shall bear the expense of any such operational and compliance audit unless such operational and compliance audit uncovers any material failure by the Assuming Institution, any
Shared-Loss Subsidiary, any Third Party Servicer or any other contractor of the Assuming Institution to perform in accordance with all provisions of this Agreement and all applicable Laws in which event the Assuming Institution shall bear the
expense of any such operational and compliance audit and of any remediation required as a result of such operational and compliance audit. In the event that any corrections are necessary as a result of such an operational audit, the Assuming
Institution and the Receiver shall make such accounting adjustments, payments and withholdings as may be necessary to give retroactive effect to such corrections. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-19 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Authority to Advisors and Representatives</U>. The Assuming Institution shall, and
shall cause its Affiliates, contractors and Third Party Servicers to, allow its advisors and representatives to discuss its (and any Affiliate&#146;s, contractor&#146;s or Third Party Servicer&#146;s) affairs, finances and accounts as they relate to
Shared-Loss Assets, or any other matters relating to this Agreement or the rights and obligations pursuant to this Agreement, with the Receiver and authorizes such advisors and representatives to so discuss such affairs, finances and accounts with
the Receiver. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>5.6. </B><B><U>Accounting Principles and Policies</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Maintenance of Books and Records</U>. The Assuming Institution shall at all times during the term of this Agreement keep books and
records that fairly present all dealings and transactions carried out in connection with its business and affairs. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Accounting
Principles</U>. Except as otherwise provided for in the Purchase and Assumption Agreement or this Agreement, the Assuming Institution shall keep all financial books and records in accordance with GAAP, which shall be consistently applied for the
periods involved. The Assuming Institution must account for, and report with respect to, each Shared-Loss Asset fairly and accurately on an individualized basis. In no event may the Assuming Institution use any accounting treatment (whether or not
permitted by GAAP) that would permit pooling or aggregation of amounts in a manner that increases Covered Loss or decreases Recoveries or Covered Gain unfairly to the Receiver. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Change in Accounting Policies</U>. The Assuming Institution shall not make any change in its accounting policies that would adversely
affect the value of the Shared-Loss Assets, unless it obtains the prior written approval of the Receiver or unless such change is required by a revision to GAAP. The Assuming Institution shall notify the Receiver promptly of any change in its
accounting policies that is required by a revision to GAAP that would affect any Shared-Loss Asset, the accounting for any Shared-Loss Asset or the amount of any loss, gain, expense, cost or other item of reimbursement that may be due to or from the
Assuming Institution. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>5.7. </B><B><U>Records and Reports</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Content of Records</U>. The Assuming Institution shall establish and maintain records on a separate general ledger, and on such
subsidiary ledgers as may be appropriate, in such form and detail as the Receiver may specify, to account for the Shared-Loss Assets and to enable the Assuming Institution to prepare and deliver such reports as the Receiver may request from time to
time pursuant to this Agreement. Without limiting the generality of the foregoing, such books and records shall be kept in such a manner that information will be readily available to determine and document compliance with this Agreement and the
Purchase and Assumption Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Additional Information</U>. The Assuming Institution shall provide promptly to the Receiver
such information as the Receiver may request from time to time, including financial statements, computations and information as the Receiver deems necessary or appropriate in connection with monitoring compliance with this Agreement, certified as
true, complete and correct by the chief executive officer or chief financial officer of the Assuming Institution if so requested. The Assuming Institution shall provide to the Receiver all such asset-level data and cumulative information regarding
the Shared-Loss Assets as the Receiver may request from time to time. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-20 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 6. <U>MISCELLANEOUS</U>. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.1. </B><B><U>Expenses</U></B>. All costs and expenses incurred by a Party in connection with this Agreement (including the performance of
any obligations or the exercise of any rights hereunder) shall be borne by such Party unless expressly otherwise provided, whether or not the transactions contemplated in this Agreement are consummated. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.2. </B><B><U>Successors and Assigns</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Binding on Successors and Assigns; Assignment</U>. This Agreement and<B> </B>all of the provisions of this Agreement shall be binding
upon and shall inure to the benefit of the Parties and their respective permitted successors and assigns only. The Receiver may assign or otherwise transfer this Agreement and the rights and obligations of the Receiver pursuant to this Agreement (in
whole or in part) to the Corporation without the consent of the Assuming Institution; provided, however, that the Receiver shall use commercially reasonable efforts to provide notice to the Assuming Institution of any such assignment.
Notwithstanding any provision of this Agreement to the contrary, the Assuming Institution may not assign or otherwise transfer this Agreement or any of the Assuming Institution&#146;s rights or obligations pursuant to this Agreement (in whole or in
part) or sell or transfer any subsidiary of the Assuming Institution holding title to Shared-Loss Assets without the prior written consent of the Receiver. An assignment or transfer of this Agreement by the Assuming Institution includes: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) a grant by the Assuming Institution of any participation interest, risk participation interest or right or obligation of sharing with
respect to any right, benefit, privilege, obligation or liability of the Assuming Institution set out in or with respect to this Agreement; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) a merger or consolidation of the Assuming Institution with or into another Person, if the shareholders of the Assuming Institution will
own less than <FONT STYLE="white-space:nowrap">sixty-six</FONT> and two/thirds percent (66.66%) of the equity of the consolidated entity; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) a merger or consolidation of the Assuming Institution&#146;s Holding Company with or into another Person, if the shareholders of the
Holding Company will own less than <FONT STYLE="white-space:nowrap">sixty-six</FONT> and two/thirds percent (66.66%) of the equity of the consolidated entity; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv) the sale of all or substantially all of the assets of the Assuming Institution to another Person; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(v) a sale of Shares by any one or more shareholders that will effect a change in control<B><I> </I></B>of the Assuming Institution, as
determined by the Receiver with reference to the standards set forth in the Change in Bank Control Act, 12 U.S.C. Section&nbsp;1817(j). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Any transaction
that requires the Receiver&#146;s consent pursuant to this Section&nbsp;6.2 that is made, effected, entered into or permitted to occur without such consent shall relieve the Receiver of all of its obligations, responsibilities and duties pursuant to
this Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-21 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>No Recognition of Loss</U>. The Receiver has no payment obligations pursuant to this
Agreement for losses incurred as a result of any accounting adjustments that are made due to or as a result of any assignment or transfer of this Agreement or any merger, consolidation, sale or other transaction to which the Assuming Institution,
its Holding Company or any Affiliate is a party, regardless of whether the Receiver consents to such assignment or transfer in connection with such transaction pursuant to this Section&nbsp;6.2. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.3. </B><B><U>WAIVER OF JURY TRIAL</U></B>. EACH PARTY HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVES, TO THE MAXIMUM EXTENT PERMITTED BY
APPLICABLE LAWS, ALL RIGHT TO TRIAL BY JURY IN, OR TO HAVE A JURY PARTICIPATE IN RESOLVING, ANY DISPUTE, ACTION, PROCEEDING OR COUNTERCLAIM, WHETHER SOUNDING IN CONTRACT, TORT OR OTHERWISE, ARISING OUT OF OR RELATING TO OR IN CONNECTION WITH THIS
AGREEMENT OR ANY OF THE TRANSACTIONS CONTEMPLATED IN THIS AGREEMENT. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.4. </B><B><U>No Third Party Beneficiary</U></B>. This Agreement
is for the sole and exclusive benefit of the Parties and their respective permitted successors and permitted assigns, and there shall be no other third-party beneficiaries. Nothing in this Agreement shall be construed to grant to any other Person
any right, remedy or claim pursuant to or with respect to this Agreement or any provision of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.5. </B><B><U>Consent;
Determination or Discretion</U></B>. When a determination, decision, election, approval or consent is to be made by or is permitted to be provided or made by the Assuming Institution pursuant to this Agreement, the Assuming Institution shall make or
provide such determination, decision, election, approval or consent in writing and in its commercially reasonable discretion. When a determination, decision, election, approval or consent is to be made by or is permitted to be provided or made by
the Receiver pursuant to this Agreement, the Receiver shall make or provide such determination, decision, election, approval or consent in writing and in its sole and absolute discretion unless expressly otherwise provided in this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.6. </B><B><U>Rights Cumulative</U></B>. Except as expressly otherwise provided in this Agreement, the rights of each of the Parties
pursuant to this Agreement are cumulative, may be exercised as often as any Party considers appropriate and are in addition to each such Party&#146;s rights pursuant to the Purchase and Assumption Agreement, any of the agreements related thereto or
pursuant to applicable Laws. Any failure to exercise or any delay in exercising any of such rights, or any partial or defective exercise of such rights, shall not operate as a waiver or variation of that or any other such right, unless expressly
otherwise provided.<U> </U><B><U></U></B> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.7. </B><B><U>References</U></B>. References in this Agreement to Recitals, Articles,
Sections and Exhibits are to Recitals, Articles, Sections and Exhibits of this Agreement, respectively, unless the context indicates that the Purchase and Assumption Agreement is intended. References to a &#147;Party&#148; or the &#147;Parties&#148;
are to the parties to this Agreement. Unless expressly otherwise provided, references to days and months are to calendar days and calendar months, respectively. Article and Section headings are for convenient reference and shall not affect the
meaning of this Agreement. References to the singular shall include the plural, as the context may require, and <I>vice versa</I>. References to the terms &#147;include,&#148; &#147;includes&#148; and &#147;including&#148; are not limiting; and
references to the term &#147;or&#148; are not exclusive. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-22 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.8. </B><B><U>Incorporation by Reference</U></B>. All Addenda and Exhibits attached to
this Agreement are incorporated by reference into this Agreement as if set forth fully in the text of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.9.
</B><B><U>Counterparts</U></B>. This Agreement may be executed in any number of counterparts and by the duly authorized representative of a Party on separate counterparts, each of which when so executed shall be deemed to be an original and all of
which when taken together shall constitute one and the same Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.10. </B><B><U>GOVERNING LAW</U></B>. THIS AGREEMENT AND THE
RIGHTS AND OBLIGATIONS PURSUANT TO OR RELATING TO THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE FEDERAL LAW OF THE UNITED STATES OF AMERICA AND, IN THE ABSENCE OF CONTROLLING FEDERAL LAW, IN ACCORDANCE WITH THE LAWS OF THE
STATE IN WHICH THE MAIN OFFICE OF THE FAILED BANK IS LOCATED. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6.11. </B><B><U>Notice</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Form of Notices</U>. All notices, requests, demands and other communications required or permitted to be given or delivered pursuant to
the provisions of this Agreement shall be in writing and shall be given by certified or registered mail, postage prepaid, delivered by hand or by nationally recognized air courier service or sent via electronic mail followed up by a hard copy of
such notice, in any case directed to the address of such Party as set forth in Sections 6.11(b), 6.11(c) and 6.11(d). Any such communications shall become effective when received (or when receipt is refused) by the addressee, provided that any
communication that is received (or refused) other than during regular business hours of the recipient shall be deemed to have been given at the opening of business on the next Business Day of the recipient. From time to time, any Party may designate
a new address for purposes of receipt of communications pursuant to this Agreement by notice to such effect to the other persons identified in this Section&nbsp;6.11. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Notice to FDIC (Division of Resolutions and Receiverships)</U>. With respect to communications pursuant to this Agreement: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Federal Deposit Insurance Corporation </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Division of Resolutions and Receiverships </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">3701 N. Fairfax Drive </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Arlington, Virginia 22226 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Attention: Assistant Director, Capital Markets&nbsp;&amp; Risk Share Management </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Notice to FDIC (Legal Division)</U>. With respect to communications pursuant to this Agreement:<U> </U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Federal Deposit Insurance Corporation Legal Division </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Virginia Square, L. William Seidman Center </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">3501 N. Fairfax Drive, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">VS-D-7108</FONT></FONT> </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Arlington, Virginia 22226 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Attention: Counsel (Asset Management and Disposition Unit) </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-23 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Notice to Assuming Institution</U>. With respect to communications pursuant to this
Agreement: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">First-Citizens Bank&nbsp;&amp; Trust Company </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">4300 Six Forks Road </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Raleigh,
North Carolina 27609 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Attention: Julie M. Sizer </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Chief Bank Operations Officer </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Email: [****] </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:18%; font-size:10pt; font-family:Times New Roman">With a copy to:
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">First-Citizens Bank&nbsp;&amp; Trust Company </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">4300 Six Forks Road </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Raleigh,
North Carolina 27609 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Attention: Karen Layton </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">Email: [****] </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 7. <U>DISPUTE
RESOLUTION</U>. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.1. </B><B><U>Methods of Resolution</U></B>. Any dispute arising pursuant to this Agreement (a &#147;<B>Dispute
Item</B>&#148;) shall be resolved in accordance with the provisions of this Article 7. If either Party believes that a Dispute Item has arisen, it shall send a written notification of such Dispute Item (a &#147;<B>Notice of Preliminary
Dispute</B>&#148;) to the other Party, which Notice of Preliminary Dispute is to contain a description of the Dispute Item, an estimate of the amount in issue and any other information required pursuant to this Agreement (including this Article 7),
including information concerning the Dispute Item sufficient to enable the Parties to negotiate in good faith to resolve the Dispute Item. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.2. </B><B><U>Informal Resolution</U></B>. The Receiver and the Assuming Institution shall negotiate in good faith to resolve any Dispute
Item within thirty (30)&nbsp;Business Days following receipt of the Notice of Preliminary Dispute and the required supporting information (the &#147;<B>Informal Resolution Period</B>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.3. </B><B><U>Resolution by <FONT STYLE="white-space:nowrap">Non-Binding</FONT> Dispute Resolution Proceeding</U></B>. If resolution of
the Dispute Item pursuant to Section&nbsp;7.2 is unsuccessful, either Party may submit to the other Party written notification of its determination that resolution of the Dispute Item pursuant to Section&nbsp;7.2 has been unsuccessful (a
&#147;<B>Notice of Dispute&#148;</B>); provided, however, that a Notice of Dispute may not be delivered with respect to a Dispute Item until the applicable Informal Resolution Period has expired. The Parties shall make good faith efforts to resolve
the dispute by mutual agreement within forty-five (45)&nbsp;days following receipt of the Notice of Dispute (the &#147;<B>Negotiation Period</B>&#148;). In furtherance of these efforts, the Parties shall consider the use of dispute resolution
techniques such as mediation, settlement conference, early neutral evaluation and any other dispute resolution proceedings (as defined in Section&nbsp;571(6) of ADRA) other than formal dispute resolution pursuant to Section&nbsp;7.6 or
Section&nbsp;7.7.<U> </U> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-24 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.4. </B><B><U>Confidentiality of Compromise Negotiations</U></B>. All good faith
attempts to resolve or compromise a Dispute Item pursuant to Sections 7.1, 7.2 and 7.3 will be confidential. All such compromise negotiations, including any statements made or documents prepared by any Party, attorney or other participant, are
inadmissible as evidence in other proceedings and may not be construed for any purpose as admissions against interest. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.5.
</B><B><U>Payment Resulting from Compromise Negotiations</U></B>. If the Receiver and the Assuming Institution resolve a Dispute Item to their mutual satisfaction pursuant to Section&nbsp;7.2 or 7.3, including any dispute arising pursuant to
Section&nbsp;2.6, then within thirty (30)&nbsp;days following such resolution, the appropriate Party shall make payment or take action as agreed by the Parties. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.6. <U>Resolution by AI Chartering Authority</U>. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Submission of Dispute</U>. If the Parties are unable to resolve a Dispute Item pursuant to Section&nbsp;7.2 or 7.3, and if the Dispute
Item has an amount in issue of less than three million dollars ($3,000,000.00), then either (i)&nbsp;such Dispute Item (a &#147;<B>First-Tier Dispute Item</B>&#148;) shall be submitted for final resolution by the AI Chartering Authority with the
mutual consent of the Parties or (ii)&nbsp;the Parties shall engage in mediation with respect to the First-Tier Dispute Item prior to the initiation of arbitration pursuant to Section&nbsp;7.7. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Joint Request to AI Chartering Authority</U>. If the Parties mutually consent to resolution of a First-Tier Dispute Item by the AI
Chartering Authority, then the Parties shall deliver to the AI Chartering Authority a joint submission from the Parties requesting that the AI Chartering Authority resolve the First-Tier Dispute Item (the &#147;<B>Joint Request</B>&#148;). The
Parties shall include in the Joint Notice a description of the Dispute Item and an estimate of the amount in issue. If the AI Chartering Authority agrees to resolve the First-Tier Dispute Item, then the AI Chartering Authority must agree in writing
to be bound by the provisions of this Article 7 and must provide to the Parties a written oath of impartiality (the &#147;<B>AI Chartering Authority&#146;s Acceptance</B>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>First Party&#146;s Submission</U>. Promptly after the Parties receive the AI Chartering Authority&#146;s Acceptance, the Party that
delivered the Notice of Preliminary Dispute (the &#147;<B>First Party</B>&#148;) shall submit to the AI Chartering Authority and the other Party (the &#147;<B>Second Party</B>&#148;) its written submission setting forth its position with respect to
the First-Tier Dispute Item (the &#147;<B>First Party Submission</B>&#148;), which First Party Submission is to include the First Party&#146;s identification of the provisions of this Agreement supporting its position, its analysis of applicable
Laws supporting its position, a description of relevant facts supporting its position and its identification of the relief sought to resolve the First-Tier Dispute Item. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Second Party&#146;s Response</U>. Within fifteen (15)&nbsp;Business Days after the First Party delivers the First Party Submission, the
Second Party shall submit to the AI Chartering Authority and the First Party its response to the First Party Submission setting forth its position with respect to the First-Tier Dispute Item (the &#147;<B>Response</B>&#148;), which Response is to
include the Second Party&#146;s identification of the provisions of this Agreement supporting its position, its analysis of applicable Laws supporting its position, a description of relevant facts supporting its position and its identification of
the relief sought to resolve the First-Tier Dispute Item. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-25 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>AI Chartering Authority&#146;s Resolution of First-Tier Dispute Item</U>. Unless the
AI Chartering Authority requests any additional submissions of the Parties, no submissions other than the Joint Request, the First Party Submission and the Response shall be made to the AI Chartering Authority. The AI Chartering Authority shall be
requested to resolve the First-Tier Dispute Item based upon its application of applicable Laws and its interpretation of this Agreement, the Joint Request, the First Party Submission and the Response. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <U>AI Chartering Authority&#146;s Written Award</U>. The AI Chartering Authority shall be requested to determine the prevailing Party and
award the prevailing Party the award that the AI Chartering Authority deems appropriate, but in no event may the AI Chartering Authority&#146;s award inclusive of all claims and counterclaims exceed the amount in issue set out in the Joint Request.
The AI Chartering Authority shall be requested to present to the Parties a written award regarding the First-Tier Dispute Item. The written award should contain a brief, informal discussion of the factual and legal basis for the award, but formal
findings of facts and law shall not be required. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) <U>Failure of Resolution by AI Chartering Authority</U>. If a First-Tier Dispute
Item otherwise is not finally resolved by the AI Chartering Authority despite the Parties&#146; mutual consent to submit the First-Tier Dispute Item to the AI Chartering Authority for final resolution, then the First-Tier Dispute Item shall be
resolved pursuant to this Article 7 as if the Parties had not submitted the First-Tier Dispute Item to the AI Chartering Authority for final resolution. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.7. </B><B><U>Formal Resolution</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Arbitration</U>. The Parties agree to submit any Dispute Item not resolved pursuant to Sections 7.1 through 7.6 to arbitration pursuant
to the provisions of this Article 7, subject in all events to the provisions of ADRA. No more than three Dispute Items may be submitted for any single arbitration; provided, however, that, by mutual agreement, the Parties may agree to submit any
number of Dispute Items to a single arbitration. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Submission to Arbitration</U>. If the Receiver and the Assuming Institution do
not resolve a Dispute Item pursuant to Sections 7.1 through 7.6, then within one hundred eighty (180)&nbsp;days following the expiration of the Negotiation Period, the Party seeking relief (the &#147;<B>Claimant Party</B>&#148;) may submit a demand
for arbitration with respect to the Dispute Item (a &#147;<B>Demand for Arbitration</B>&#148;) to the other Party (the &#147;<B>Respondent Party</B>&#148;) and the AAA in accordance with the Commercial Arbitration Rules. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Condition Precedent</U>. A Claimant Party may not initiate formal dispute resolution proceedings pursuant to this Section&nbsp;7.7 with
respect to any Dispute Item unless both the Informal Resolution Period and the Negotiation Period have expired and the Parties have been unable to resolve the Dispute Item. With respect to a First-Tier Dispute Item, a Claimant Party may not initiate
formal dispute resolution proceedings pursuant to this Section&nbsp;7.7 with respect to such First-Tier Dispute Item unless (a)&nbsp;both the Informal Resolution Period and the Negotiation Period have expired and the Parties have been unable to
resolve the First-Tier Dispute Item and (b)&nbsp;pursuant to Section&nbsp;7.6, either (i)&nbsp;the Parties have been unable to resolve such First-Tier Dispute Item through mediation or (ii)&nbsp;such First-Tier Dispute Item is not finally resolved
by the AI Chartering Authority despite the Parties&#146; mutual consent to submit the First-Tier Dispute Item to the AI Chartering Authority for final resolution. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-26 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Waiver of Rights</U>. If the Claimant Party does not initiate formal dispute
resolution proceedings with respect to a Dispute Item within one hundred eighty (180)&nbsp;days following the expiration of the Negotiation Period, the Claimant Party shall be deemed to have waived all rights with respect to such Dispute Item,
including the right to initiate arbitration or litigation with respect to such Dispute Item. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Arbitration Administrator</U>. The
Receiver may elect to appoint an organization other than the AAA for administration of arbitration pursuant to this Section&nbsp;7.7, in which case this Article 7 and the rules and procedures set forth in this Article&nbsp;7, including the
Commercial Arbitration Rules as referred to in Section&nbsp;7.9, shall govern the arbitration. The AAA or such other organization appointed pursuant to this Section&nbsp;7.7(e) shall be referred to in this Agreement as the &#147;<B>Arbitration
Administrator</B>.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <U>Formal Resolution by Litigation</U>. Any litigation permitted pursuant to this Agreement and arising with
respect to this Agreement must be brought only in the United States District Court for the District of Columbia or the district or territorial court of the United States for the district in which the main office of the Failed Bank is located. A
Claimant Party may not commence any litigation permitted pursuant to this Agreement with respect to a Dispute Item unless (i)&nbsp;both the Informal Resolution Period and the Negotiation Period have expired and the Parties have been unable to
resolve the Dispute Item; (ii)&nbsp;the Parties are not required to resolve the Dispute Item through arbitration; and (iii)&nbsp;the Parties have engaged in mediation if required pursuant to Section&nbsp;7.6. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.8. </B><B><U>Effectiveness of Agreement Pending Dispute</U></B>. Notwithstanding any provision of this Agreement to the contrary, in the
event that a Notice of Preliminary Dispute is provided to a Party pursuant to this Article 7 prior to the Coverage Termination Date, the terms of this Agreement shall remain in effect with respect to the Dispute Items set forth in such Notice of
Preliminary Dispute until the Dispute Items have been finally resolved. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.9. </B><B><U>Governing Rules for Arbitration</U></B>. Any
arbitration (other than an arbitration with respect to a First-Tier Dispute Item to be conducted by the AI Chartering Authority) shall be procedurally governed by the Commercial Arbitration Rules (the &#147;<B>Commercial Arbitration Rules</B>&#148;)
established by the AAA to the extent that such rules are not inconsistent with this Article 7, the Federal Arbitration Act or ADRA, as each may be in effect at the time that the arbitration is initiated, except that the Commercial Arbitration
Rules&#146; Expedited Procedures shall not apply unless the Claimant Party and the Respondent Party otherwise agree in writing. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.10.
</B><B><U>Review Board Proceedings</U></B>. The arbitration of a Dispute Item (other than an arbitration with respect to a First-Tier Dispute Item to be conducted by the AI Chartering Authority) shall be conducted by a review board (a
&#147;<B>Review Board</B>&#148;) which shall consist of three (3)&nbsp;members (each a &#147;<B>Member</B>&#148;) with such expertise as the Claimant Party and the Respondent Party agree is relevant. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Selection of Members</U>. The Claimant Party shall state the name and address of the first of three (3)&nbsp;Members in its Demand for
Arbitration. By written notice to the Claimant Party delivered within ten (10)&nbsp;Business Days of receipt of the Demand for Arbitration (the &#147;<B>Respondent Party Response</B>&#148;), the Respondent Party shall state the name and address of
the second Member. Each such Member proposed by a Party shall be considered a &#147;Party-Appointed<B> </B> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-27 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Arbitrator&#148; (a &#147;<B>Party-Appointed Arbitrator</B>&#148;), consistent with Commercial Arbitration Rule <FONT STYLE="white-space:nowrap">R-13.</FONT> Promptly after delivery of the
Respondent Party Response (but in no event later than the date thirty (30)&nbsp;Business Days after receipt of the Respondent Party Response), the Party-Appointed Arbitrators shall select a neutral third Member (the &#147;<B>Neutral
Member</B>&#148;) in accordance with Commercial Arbitration Rule <FONT STYLE="white-space:nowrap">R-14,</FONT> provided that the Neutral Member need not be selected from the National Roster (as such term is defined in Commercial Arbitration Rule <FONT
STYLE="white-space:nowrap">R-3),</FONT> notwithstanding any provision of Commercial Arbitration Rule <FONT STYLE="white-space:nowrap">R-12</FONT> to the contrary. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Removal of Members</U>. A Party-Appointed Arbitrator may be removed at any time by the Party that appointed that Member upon written
notice to the other Party of the selection of a replacement Member, who shall be considered a Party-Appointed Arbitrator. No such replacement Party-Appointed Arbitrator shall become a Member of a Review Board until he or she agrees in writing to be
bound by the provisions of this Article 7. The Neutral Member may be removed by unanimous action of the Party-Appointed Arbitrators after five (5)&nbsp;Business Days&#146; written notice to the Claimant Party and the Respondent Party or by the
unanimous action of the Parties. In any such event, the Party-Appointed Arbitrators must notify the Arbitration Administrator in writing of the selection of a replacement Neutral Member. No such replacement Neutral Member shall become a Member of a
Review Board until he or she agrees in writing to be bound by the provisions of this Article 7 and provides to the Parties a written statement that he or she does not have any official, financial, or personal conflict of interest with respect to the
Dispute Item or the Parties. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Vacancies</U>. Any vacancy on the Review Board shall be filled in accordance with the provisions and
rules pursuant to which the Member to be replaced was selected. No such replacement Member shall become a Member of a Review Board until he or she agrees in writing to be bound by the provisions of this Article 7 and, if such replacement Member is
to be the Neutral Member, provides to the Parties a written a statement that he or she does not have any official, financial, or personal conflict of interest with respect to the Dispute Item or the Parties. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.11. </B><B><U>Impartiality; Communication with Members</U></B>. Each Party-Appointed Arbitrator shall be considered <FONT
STYLE="white-space:nowrap">non-neutral,</FONT> need not be impartial or independent and shall not be subject to disqualification for partiality or lack of independence, as provided in Commercial Arbitration Rule
<FONT STYLE="white-space:nowrap">R-18(b).</FONT> Each Party may communicate <I>ex parte</I> concerning an arbitration with any Party-Appointed Arbitrator it has appointed at any time during the course of such arbitration, as provided in Commercial
Arbitration Rule 19(b). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.12. </B><B><U>Review Board Requirements</U></B>. No Dispute Item may be submitted to a Review Board until
(a)&nbsp;each member of the Review Board agrees in writing to be bound by the provisions of this Article 7 and (b)&nbsp;the Neutral Member provides to the Parties a written a statement that the Neutral Member does not have any official, financial,
or personal conflict of interest with respect to the Dispute Item or the Parties. None of the Members may serve as counsel, advisor, witness or representative to any party to the arbitration. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.13. </B><B><U>Written Award</U></B>. Within twenty (20)&nbsp;Business Days following closing of the arbitration hearing held pursuant to
the Commercial Arbitration Rules, as determined by Commercial Arbitration Rule <FONT STYLE="white-space:nowrap">R-39,</FONT> the Review Board shall adopt the position of one of the Parties, subject to the limitations set forth in Sections&nbsp;7.15
and 7.16. The determination of any two (2)&nbsp;Members shall constitute the Review Board&#146;s determination. The Review Board shall present to the Claimant Party and the Respondent Party a written award regarding each Dispute Item. The written
award with respect to each Dispute Item shall contain a brief, informal discussion of the factual and legal basis for the award, but formal findings of facts and law shall not be required. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-28 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.14. </B><B><U>Payments</U></B>. All payments required to be made pursuant to this
Article 7 shall be made by electronic funds transfer and within fifteen (15)&nbsp;Business Days following the date on which the award becomes final. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.15. </B><B><U>Limitations on Awards</U></B>. Notwithstanding any provision of this Agreement to the contrary, neither the AI Chartering
Authority nor a Review Board has any authority to award any punitive, consequential, special or exemplary damages, and neither the AI Chartering Authority nor a Review Board has any authority to issue an award in an amount exceeding the lesser of
(a)&nbsp;the lesser of (i)&nbsp;the amount in issue set forth in the applicable Notice of Preliminary Dispute or (ii)&nbsp;the amount in issue set forth in the applicable Demand for Arbitration or (b)&nbsp;an amount equal to the product of
(i)&nbsp;the Intrinsic Shared-Loss Estimate <I><U>multiplied by</U></I> (ii)&nbsp;the Applicable Percentage. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.16. </B><B><U>Fees,
Costs and Expenses</U></B>. Each Party shall bear the fees, costs and expenses that it incurs in connection with the resolution of a Dispute Item. Neither the AI Chartering Authority nor a Review Board shall have any authority to award
attorneys&#146; fees or costs incurred by either Party. Each Party shall be responsible for the fees, costs, and expenses of the Party-Appointed Arbitrator that it selected. The Claimant Party and the Respondent Party shall share equally the fees
and expenses of the Neutral Member and any administrative fees of the arbitration (which shall not include any filing fees); provided, however, that the First Party shall be responsible for any administrative fees that the AI Chartering Authority
might charge to resolve a First-Tier Dispute Item. No fees, costs or expenses incurred by or on behalf of the Assuming Institution shall be subject to reimbursement by the Receiver pursuant to Article 2, this Article 7 or otherwise. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.17. </B><B><U>Binding and Conclusive Nature</U></B>. Arbitration of a Dispute Item pursuant to this Article 7 shall be final, conclusive
and binding on the Parties and not subject to further dispute or review, and judgment upon the award made by the AI Chartering Authority or a Review Board may be entered in accordance with applicable Laws. The Parties agree to observe faithfully the
provisions of this Article 7 and the Commercial Arbitration Rules (to the extent that the Commercial Arbitration Rules apply to an arbitration pursuant to this Article 7), and the Parties agree to abide by and perform any award rendered by the AI
Chartering Authority or a Review Board. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.18. </B><B><U>No Precedent</U></B>. No decision, interpretation, determination, analysis,
statement, award or other pronouncement of the AI Chartering Authority or a Review Board shall constitute precedent in regard to any subsequent proceeding (whether or not such proceeding involves dispute resolution pursuant to this Agreement), nor
shall the AI Chartering Authority or a Review Board be bound to follow any decision, interpretation, determination, analysis, statement, award or other pronouncement rendered by any other AI Chartering Authority or any previous Review Board or any
other previous dispute resolution panel or authority that has convened in connection with a transaction involving other failed financial institutions or Federal assistance transactions. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-29 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.19. </B><B><U>Confidentiality; Proceedings, Information and Documents</U></B>. No
arbitration held pursuant to this Article 7 shall be public or accessible to any person other than the Parties and their representatives, the Review Board and witnesses participating in the arbitration (and then only to the extent of their
participation). Each Party and each Member shall strictly maintain the confidentiality of all issues, disputes, arguments, positions and interpretations of any such proceeding, as well as all dispute resolution communications, testimony, pleadings,
filings, discovery, information, attachments, enclosures, exhibits, summaries, compilations, studies, analyses, notes, documents, statements, schedules and other similar items associated therewith (&#147;<B>Confidential Information</B>&#148;), in
accordance with the provisions of ADRA. In the event that disclosure of Confidential Information is required pursuant to applicable Laws or in the event that disclosure is required pursuant to statute or court determination as provided by ADRA, then
to the extent reasonably practicable, the Party or the Member required to make the disclosure shall provide the other Party or the Parties (as the case might be) with written notice of such disclosure within one (1)&nbsp;Business Day following the
request that it make such disclosure, and in any event prior to making such disclosure, so that the other Party or either Party (as the case might be) may seek a protective order. With respect to final resolution of a First-Tier Dispute Item by the
AI Chartering Authority, the Parties shall require that the AI Chartering Authority, in agreeing to be bound by the provisions of this Article 7, agree to adhere to the provisions of this Section&nbsp;7.19 as though it were a Member of a Review
Board. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.20. </B><B><U>Extension of Time Periods</U></B>. The Parties may extend any period of time provided in this Article 7 or the
Commercial Arbitration Rules by mutual agreement in writing. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.21. </B><B><U>Venue</U></B>. An arbitration shall take place at such
location as the Parties may mutually agree, but, if they cannot agree, then it shall take place at the offices of the Corporation in Arlington, Virginia (or, with respect to a First-Tier Dispute Item, at such place as the respective AI Chartering
Authority might require). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7.22. </B><B><U>Privilege</U></B>. Any and all legal privilege (including attorney-client privilege and
attorney work product privilege) that would apply pursuant to applicable Laws were a Dispute Item to be litigated in a manner permitted by Section&nbsp;7.7(f) shall apply to any arbitration conducted pursuant to Article 7. If for any reason the
Parties, their respective counsel or their documents or other evidence are subject to different rules as to privilege, the rules that provide for the highest level of privilege and protection shall apply. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ARTICLE 8. </B><B><U>DEFINITIONS</U></B><B>.</B><B> </B>The capitalized terms used in this Agreement have the meanings defined or referenced in this
Article 8. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>AAA</B>&#148; means the American Arbitration Association. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Accounting Records</B>&#148; means Failed Bank Records, including corporate minutes, general ledger and subsidiary ledgers and
schedules which support general ledger balances. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Acquired Assets</B>&#148; means all of the assets of the Failed Bank purchased
by the Assuming Institution pursuant to the Purchase and Assumption Agreement (including all transferred qualified financial contracts whether constituting assets or liabilities). Assets owned by Subsidiaries of the Failed Bank are not Acquired
Assets within the meaning of this definition by virtue of being owned by such Subsidiaries. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Acquisition</B> <B>ORE</B>&#148;
means interests in real estate (other than Bank Premises and Fixtures), including mineral rights, leasehold rights, condominium and cooperative interests, air rights and development rights acquired by the Failed Bank after the Bid Valuation Date,
owned by the Failed Bank as of the Bank Closing Date, purchased by the Assuming Institution pursuant to the Purchase and Assumption Agreement and set forth on <U>Schedule 4.15B</U>. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-30 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Additional ORE</B>&#148; means the following assets that have been acquired
subsequent to the Bank Closing Date from the collection or settlement by the Assuming Institution of a Shared-Loss Loan, including any Shared-Loss Loan that has been fully or partially <FONT STYLE="white-space:nowrap">charged-off</FONT> on the books
and records of the Failed Bank or the Assuming Institution: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) interests in real estate (other than Bank Premises and Fixtures),
including mineral rights, leasehold rights, condominium and cooperative interests, air rights and development rights; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) other
assets (whether real property, furniture, fixtures or equipment and, at the option of the Receiver, other personal property) acquired by foreclosure with respect to the collateral securing any Shared-Loss Loan or in full or partial satisfaction of
any judgment or indebtedness; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">excluding, however, any of such assets resulting from the collection or settlement of a Loan insured or guaranteed by any
department or agency of any federal, state or local governmental unit. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>ADRA</B>&#148; means the Administrative Dispute
Resolution Act of 1986, 5 U.S.C. Section&nbsp;571 <I>et seq.</I>, as amended. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Affiliate</B>&#148; has the meaning set forth in
the Purchase and Assumption Agreement; provided, however, that, for purposes of this Agreement, no Third Party Servicer appointed by an Affiliate of the Assuming Institution shall be deemed to be an Affiliate of the Assuming Institution solely by
virtue of that appointment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Agreement</B>&#148; has the meaning set forth in the introduction to this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>AI Accountants</B>&#148; has the meaning set forth in Section&nbsp;5.5(a)(i). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>AI Accounting Records</B>&#148; means the general ledger and subsidiary ledgers of the Assuming Institution, including corporate
minutes, general ledger and subsidiary ledgers and schedules and supporting schedules that support general ledger balances. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>AI
Chartering Authority</B>&#148; means (a)&nbsp;if the Assuming Institution is a national bank, a federal savings association or savings bank, the Office of the Comptroller of the Currency or (b)&nbsp;if the Assuming Institution is a bank or savings
institution chartered by a State, the agency of such State charged with primary responsibility for regulating and/or closing banks or savings institutions, as the case might be. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>AI Chartering Authority&#146;s Acceptance</B>&#148; has the meaning set forth in Section&nbsp;7.6(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Applicable Percentage</B>&#148; is zero percent (0%) for the Tranche 1 Amount and fifty percent (50%) for the Tranche 2 Amount. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Arbitration Administrator</B>&#148; has the meaning set forth in Section&nbsp;7.7(f). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-31 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Article 2 Amount</B>&#148;<B> </B>means the sum of all amounts paid by the Receiver
pursuant to Article 2 of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Assuming Institution</B>&#148; has the meaning set forth in the introduction to this
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Bank Closing Date</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Bank Premises</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Bid Amount</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Bid Valuation Date</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Book Value</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Business Day</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Calendar Quarter</B>&#148; means a period of three months in any year, commencing on the first day of each January, April, July or
October, and each successive three (3)&nbsp;month period thereafter, except that the first such period shall commence on the Commencement Date and end on the final day of March, June, September or December, whichever is the first to occur after the
Commencement Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Capitalized Expenditures</B>&#148; means those expenditures that (a)&nbsp;would be capitalized under GAAP and
(b)&nbsp;are incurred with respect to Shared-Loss Assets. Any capitalized expenses that become part of the unpaid principal balance are not a Covered Loss and are not reimbursable. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B><FONT STYLE="white-space:nowrap">Charge-Off</FONT></B>&#148; means, for any period with respect to a particular Shared-Loss Asset,
(a)&nbsp;the portion of the principal amount of such Shared-Loss Loan that the Assuming Institution determines in accordance with its internal risk rating system it is unlikely to collect or (b)&nbsp;the portion of the Book Value of such Shared-Loss
Asset other than a Shared-Loss Loan that the Assuming Institution determines in accordance with its internal risk rating system it is unlikely to realize on sale or other disposition, in each case as reflected as such on the AI Accounting Records
for such period. <FONT STYLE="white-space:nowrap">&#147;Charge-Off&#148;</FONT> shall consist solely of the following amounts: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) with
respect to a Shared-Loss Loan, a write-down of the impaired portion of the principal amount of such Shared-Loss Loan (with such principal amount not to include any unearned interest or any accrued interest, whether collected or uncollected, for any
period); </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) with respect to a Shared-Loss Asset other than a Shared-Loss Loan, a write-down associated with such Shared-Loss Asset; and
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) with respect to any Shared-Loss Asset, Capitalized Expenditures. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Notwithstanding any provision of this Agreement to the contrary, no <FONT STYLE="white-space:nowrap">Charge-Off</FONT> shall be taken: </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-32 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) with respect to any Shared-Loss Loan that (i)&nbsp;has not been past due in whole or in
part with respect to the payments then due on such Shared-Loss Loan pursuant to its governing loan documents for at least ninety (90)&nbsp;days, (ii) is not impaired in accordance with GAAP and (iii)&nbsp;has not been evaluated for loss mitigation
and loan modification alternatives supported by well-documented evidence of the Assuming Institution&#146;s compliance with its obligations pursuant to Article 3; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) with respect to any Shared-Loss Loan if (i)&nbsp;such Shared-Loss Loan has matured, (ii)&nbsp;the Obligor is continuing to make on the
same periodic basis the periodic payments that were due on such Shared-Loss Loan prior to its maturity and (iii)&nbsp;the Assuming Institution is continuing to accept such periodic payments from the Obligor; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) with respect to any Shared-Loss Loan that the Assuming Institution claims is impaired due to
<FONT STYLE="white-space:nowrap">non-monetary</FONT> defaults or the exercise of the Assuming Institution&#146;s remedies pursuant to the governing loan documents if those remedies are exercised solely on account of
<FONT STYLE="white-space:nowrap">non-monetary</FONT> defaults. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The amount of a <FONT STYLE="white-space:nowrap">Charge-Off</FONT> with respect to a
Shared-Loss Loan shall be based upon the amount of the Shared-Loss Loan that is impaired but in no event shall the amount of the <FONT STYLE="white-space:nowrap">Charge-Off</FONT> be greater than the difference between the Shared-Loss Loan&#146;s
then-current Book Value (as such Book Value is stated on the AI Accounting Records after any adjustment pursuant to this Agreement) <I><U>minus</U></I> the Shared-Loss Loan&#146;s then-current Market Value (as reflected in a real estate appraisal
dated within twelve (12)&nbsp;months of the <FONT STYLE="white-space:nowrap">Charge-Off).</FONT> Losses incurred on the sale or other disposition of a Shared-Loss Asset to any Person shall not constitute Charge-Offs except as provided in Article 4.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Claimant Party</B>&#148; has the meaning set forth in Section&nbsp;7.7(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Collections on Fully <FONT STYLE="white-space:nowrap">Charged-Off</FONT> Assets</B>&#148; means fifty per cent (50%) of collections
on Fully <FONT STYLE="white-space:nowrap">Charged-Off</FONT> Assets. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Commencement Date</B>&#148; means the first day following
the Bank Closing Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Commercial Arbitration Rules</B>&#148; has the meaning set forth in Section&nbsp;7.9. Any reference in
this Agreement to a specific Commercial Arbitration Rule shall be construed to refer as well to any replacement rule for such Commercial Arbitration Rule, no matter how such replacement rule might be numbered or designated. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Commitment</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Confidential Information</B>&#148; has the meaning set forth in Section&nbsp;7.19. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Consumer Loans</B>&#148; means loans to individuals for household, family and other personal expenditures, that are not secured by
real estate, including loans for (a)&nbsp;purchase of private automobiles, pickup trucks, household appliances, furniture, trailers and boats; (b)&nbsp;repairs or improvements to a borrower&#146;s residence; (c)&nbsp;educational expenses, including
student loans, whether or not guaranteed by the United States or any state; (d)&nbsp;medical expenses; (e)&nbsp;taxes; (f) vacations; (g)&nbsp;personal <FONT STYLE="white-space:nowrap">(non-business)</FONT> debt consolidation; and (h)&nbsp;purchase
of a mobile home to be used as a residence which is not combined with real property. Consumer Loans may be installment loans, demand loans or single payment time loans, regardless of size or maturity and regardless of whether the loans are made by
the consumer loan department or by any other department of the Failed Bank. Consumer Loans also include retail installment sales paper purchased by the Failed Bank from merchants or dealers, finance companies and others and extensions of credit
pursuant to a credit card plan or debit card plan. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-33 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Corporation</B>&#148; has the meaning set forth in Section&nbsp;2.2(c). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Coverage Termination Date</B>&#148; means the first to occur of (i)&nbsp;the final day of the Calendar Quarter in which the eighth
(8th) anniversary of the Commencement Date occurs or (ii)&nbsp;the final day of the Calendar Quarter in which the last active asset is liquidated. As used in this Agreement, the term &#147;Coverage Termination Date&#148; is the final date with
respect to which the Receiver is to share in Covered Loss and Covered Gain with the Assuming Institution, but it is not intended to refer to either the termination of this Agreement or the termination of application of provisions of this Agreement
not governing the periods of time in which the Receiver is to share in Covered Loss and Covered Gain with the Assuming Institution. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Covered Gain</B>&#148; has the meaning set forth in Section&nbsp;2.3(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Covered Loss</B>&#148; has the meaning set forth in Section&nbsp;2.3(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Credit File</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Demand for Arbitration</B>&#148; has the meaning set forth in Section&nbsp;7.7(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Disbursement Amounts</B>&#148; has the meaning set forth in Section&nbsp;2.6(b)(i). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Dispute Item</B>&#148; has the meaning set forth in Section&nbsp;7.1. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Environmental Assessment</B>&#148; means an assessment relating to the presence, storage or release of any hazardous or toxic
substance, pollutant or contaminant with respect to the collateral securing a Shared-Loss Loan that has been fully or partially <FONT STYLE="white-space:nowrap">charged-off.</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Failed Bank</B>&#148;<B> </B>has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Failed Bank Charge-Offs</B>&#148; means, with respect to any Shared-Loss Asset, an amount equal to the aggregate reversals,
charge-offs and write-downs of principal effected by the Failed Bank with respect to such Shared-Loss Asset as reflected on the Accounting Records, provided that any Failed Bank <FONT STYLE="white-space:nowrap">Charge-Off</FONT> for the purposes of
this Agreement shall not include any accrued interest, whether collected or uncollected, for any period. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>FDIC</B>&#148; means
the Federal Deposit Insurance Corporation, in any capacity, as appropriate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Federal Arbitration Act</B>&#148; means the Federal
Arbitration Act, 9 U.S.C. Section&nbsp;1 <I>et seq.</I>, as amended. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Final Quarterly Certificate</B>&#148; means the Quarterly
Certificate for the final Recovery Quarter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>First Party</B>&#148; has the meaning set forth in Section&nbsp;7.6(c). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>First Party Submission</B>&#148; has the meaning set forth in Section&nbsp;7.6(c). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-34 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>First-Tier Dispute Item</B>&#148; has the meaning set forth in Section&nbsp;7.6(a).
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Fixtures</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Fully <FONT STYLE="white-space:nowrap">Charged-off</FONT> Asset</B>&#148; means assets subject to Failed Bank Charge-Offs that were
completely <FONT STYLE="white-space:nowrap">charged-off</FONT> by the Failed Bank and had a Book Value of zero on the Bank Closing Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>GAAP</B>&#148; means United States generally accepted accounting principles as amended or revised from time to time by the Financial
Accounting Standards Board or any successor authority (including through issuance from time to time of Accounting Standards Updates). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Holding Company</B>&#148; means any company owning Shares of the Assuming Institution that is a holding company pursuant to the Bank
Holding Company Act of 1956, 12 U.S.C. Section&nbsp;1841 <I>et seq</I>., or the Home Owners&#146; Loan Act, 12 U.S.C. Section&nbsp;1461 <I>et seq.</I> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Indemnification Asset</B>&#148; means the Assuming Institution&#146;s estimate of its right to receive payments from the FDIC for
losses on assets covered under this Agreement, based on a present value basis, of the amount and timing of the expected future cash flows to be received from the FDIC as losses occur on the covered assets, as set forth on Exhibit 5.2. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Individual Loan and Security Agreement</B>&#148; or &#147;<B>ILSA</B>&#148; has the meaning set forth in Section&nbsp;2.2(c), as
amended, supplemented, restated or replaced from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Informal Resolution Period</B>&#148; has the meaning set forth in
Section&nbsp;7.2. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Investment in Subsidiary</B>&#148; means the amount of the Failed Bank&#146;s direct and indirect investment
in a Shared-Loss Subsidiary, including any amounts due from that Shared-Loss Subsidiary to the Failed Bank that were acquired by the Assuming Institution, calculated as of the Commencement Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Intrinsic Loss Estimate</B>&#148; is eleven billion, seventy-three million, one hundred and seven thousand dollars ($11,073,107,000).
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Intrinsic Shared-Loss Estimate</B>&#148; is five billion dollars ($5,000,000,000). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Joint Request</B>&#148; has the meaning set forth in Section&nbsp;7.6(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Laws</B>&#148;<B> </B>means all controlling federal, state and local statutes, regulations, ordinances and administrative rules and
orders that have the effect of law, as well as all final, <FONT STYLE="white-space:nowrap">non-appealable</FONT> judicial orders and opinions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Legal Balance</B>&#148;<B> </B>means the amount of indebtedness legally owed by an Obligor with respect to a Loan, including
principal and accrued and unpaid interest, late fees, attorneys&#146; fees and expenses, taxes, insurance premiums, and similar charges, if any. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Loan</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Loss Mitigation Policies</B>&#148; has the meaning set forth in Section&nbsp;3.2(c). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Management Standards</B>&#148; has the meaning set forth in Section&nbsp;3.1. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-35 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Market Value</B>&#148; has the meaning set forth in the regulation prescribing the
standards for real estate appraisals used in federally related transactions, 12 C.F.R. Section&nbsp;323.2(g), and accordingly shall mean the most probable price that a property should bring in a competitive and open market under all conditions
requisite to a fair sale, the buyer and seller each acting prudently and knowledgeably, and assuming that the price is not affected by undue stimulus. Implicit in this definition are the assumed consummation of a sale as of a specified date and the
passing of title from seller to buyer under conditions whereby: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) Both the buyer and seller are typically motivated; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Both parties are well informed or well advised, and acting in what they consider their own best interests; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) A reasonable time is allowed for exposure in the open market; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) Payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) The price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions
granted by anyone associated with the sale. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Member</B>&#148; has the meaning set forth in Section&nbsp;7.10. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Negotiation Period</B>&#148; has the meaning set forth in Section&nbsp;7.3. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Net Loss Amount</B>&#148; means the sum of all Covered Losses <I><U>minus</U></I> all Covered Gains and all Recoveries during the
Recovery Quarter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Neutral Member</B>&#148; has the meaning set forth in Section&nbsp;7.10(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>New Shared-Loss Loans</B>&#148; means loans that would otherwise be subject to loss sharing pursuant to this Agreement that were
originated after the Bid Valuation Date and before the Bank Closing Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Notice of Dispute</B>&#148; has the meaning set forth
in Section&nbsp;7.3. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Notice of Preliminary Dispute</B>&#148; has the meaning set forth in Section&nbsp;7.1. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Obligor</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>ORE</B>&#148; means, collectively, Acquired ORE and Additional ORE. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>ORE Income</B>&#148; means the aggregate income received by or on behalf of the Assuming Institution or its Affiliates from the
operation, and any gains recognized by the Assuming Institution on the disposition, of ORE (including Subsidiary ORE). For purposes of calculating ORE Income, any gains recognized on a partial sale of any ORE are to be treated as ORE Income at the
time of sale and are not to be held in any suspense or reserve account until the sale of any or all of the remaining portion of such ORE. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Participated Loan Agreements</B>&#148; has the meaning set forth in Section&nbsp;3.2(d)(iii). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-36 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Party-Appointed Arbitrator</B>&#148; has the meaning set forth in
Section&nbsp;7.10(a). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Permitted Advance</B>&#148; has the meaning set forth in Section&nbsp;2.7(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Permitted Amendment</B>&#148; has the meaning set forth in Section&nbsp;2.7(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Person</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Purchase and Assumption Agreement</B>&#148; has the meaning set forth in the introduction to this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Quarterly Certificate</B>&#148; means a certificate or certificates, signed by a Servicing Officer, and the related supporting
documentation setting forth in such form and detail as the Receiver may specify from time to time the items listed at Section&nbsp;5.2(a), in the form set forth in <U>Exhibit</U><U></U><U>&nbsp;5.2</U> and delivered as set forth in Article 5. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Receiver</B>&#148; has the meaning set forth in the introduction to this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Record</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Recovery</B>&#148; has the meaning set forth in Section&nbsp;2.8. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Recovery Quarter</B>&#148; means a Calendar Quarter commencing with and including the first Calendar Quarter following the final
Shared-Loss Quarter and ending on the Coverage Termination Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Related Liability</B>&#148; has the meaning set forth in the
Purchase and Assumption Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Related Liability Amount</B>&#148; has the meaning set forth in the Purchase and Assumption
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Related Loan</B>&#148; means a loan or extension of credit held by the Assuming Institution at any time on or prior
to the end of the final Recovery Quarter that is: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) made to the same Obligor with respect to a Loan that is a Shared-Loss Asset or with
respect to a Loan from which ORE (including Subsidiary ORE) derived; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) attributable to the same primary Obligor with respect to any
Loan described at paragraph (a)&nbsp;under the applicable rules of the AI Chartering Authority concerning the legal lending limits of financial institutions organized under its jurisdiction as in effect on the Commencement Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Respondent Party</B>&#148; has the meaning set forth in Section&nbsp;7.7(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Respondent Party Response</B>&#148; has the meaning set forth in Section&nbsp;7.10(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Response</B>&#148; has the meaning set forth in Section&nbsp;7.6(d). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Review Board</B>&#148; has the meaning set forth in Section&nbsp;7.10. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Revised Quarterly Certificate</B>&#148; has the meaning Set forth in Section&nbsp;2.6(b)(i). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-37 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Schedule 4.15B</B>&#148; means <U>Schedule 4.15B</U> to this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Schedule 4.15D</B>&#148; means <U>Schedule 4.15D</U> to this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Second Party</B>&#148; has the meaning set forth in Section&nbsp;7.6(c). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Servicing Officer</B>&#148; means an officer of the Assuming Institution involved in, or responsible for, the administration and
servicing of the Shared-Loss Assets, whose name appears on a list of servicing officers that the Assuming Institution provides to the Receiver (as updated by the Assuming Institution as necessary or appropriate from time to time as such officers
change). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Settlement Interest Rate</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Shared-Loss Asset Affiliate</B>&#148; has the meaning set forth in Section&nbsp;3.3(c)(i). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Shared-Loss Assets</B>&#148; means Shared-Loss Loans (including Subsidiary Shared-Loss Loans), ORE (including Subsidiary ORE) and
Capitalized Expenditures; provided, however, that any Acquisition ORE or Additional ORE that is insured or guaranteed by any department or agency of any federal, state or local governmental unit shall not constitute a Shared-Loss Asset. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Shared-Loss Loan Commitment</B>&#148; means (a)&nbsp;a Commitment to make a further extension of credit or a further advance with
respect to an existing Shared-Loss Loan or (b)&nbsp;a Shared-Loss Loan with respect to which the Assuming Institution has made a Permitted Amendment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Shared-Loss Loan Commitment Advance</B>&#148; means an advance pursuant to a Shared-Loss Loan Commitment with respect to which the
Assuming Institution has not made a Permitted Advance. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Shared-Loss Loans</B>&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) shall include: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) Loans
purchased by the Assuming Institution pursuant to the Purchase and Assumption Agreement as set forth on <U>Schedule 4.15B</U>, including the Subsidiary Shared-Loss Loans set forth on <U>Schedule 4.15D</U>; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) New Shared-Loss Loans purchased by the Assuming Institution pursuant to the Purchase and Assumption Agreement; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) Permitted Advances; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv)
Shared-Loss Loan Commitment Advances, if any; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(v) Shared-Loss Loans (as described at paragraphs (b)&nbsp;through (d) above) with
respect to which the Assuming Institution has made a Permitted Amendment; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) but shall not include: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) Consumer Loans; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-38 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) Loans, New Shared-Loss Loans, Permitted Advances or Shared-Loss Loan Commitment
Advances with respect to which a Shared-Loss Subsidiary is an Obligor; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) any Loan that is insured or guaranteed by any department or
agency of any federal, state or local governmental unit; or </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv) any Loan secured by stock in an insured financial institution. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Shared-Loss Quarter</B>&#148; means a Calendar Quarter commencing with the initial Calendar Quarter and ending with and including the
Calendar Quarter in which the fifth (5<SUP STYLE="font-size:75%; vertical-align:top">th</SUP>) anniversary of the Commencement Date occurs. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Shared-Loss Subsidiary</B>&#148; and <B>&#147;</B><B>Shared-Loss Subsidiaries</B>&#148; mean<B> </B>the Subsidiary or Subsidiaries,
if any, listed on <U>Schedule 4.15D</U>, as applicable. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Shares</B>&#148; means common stock and any instrument that is, or that
might become, convertible into common stock. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Subsequent Quarterly Certificate</B>&#148; has the meaning set forth in
Section&nbsp;2.6(b)(iii). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Subsidiary</B>&#148; has the meaning set forth in the Purchase and Assumption Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Subsidiary ORE</B>&#148; means Acquisition ORE listed on <U>Schedule 4.15D</U> and owned by the Shared-Loss Subsidiary identified on
that <U>Schedule 4.15D</U> as the owner of such Acquisition ORE. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Subsidiary Shared-Loss Loans</B>&#148; means Shared-Loss Loans
listed on <U>Schedule 4.15D</U> owned by the Shared-Loss Subsidiary identified on that <U>Schedule 4.15D</U> as the owner of such Shared-Loss Loans. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Third Party Servicer</B>&#148; means any servicer engaged from time to time by the Assuming Institution, which may include an
Affiliate of the Assuming Institution, to service the Shared-Loss Assets on behalf of the Assuming Institution or any of its Affiliates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Tranche 1 Amount</B>&#148; means a Net Loss Amount up to and including five billion dollars ($5,000,000,000). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Tranche 2 Amount</B>&#148; means a Net Loss Amount in excess of the Tranche 1 Amount. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B><FONT STYLE="white-space:nowrap">True-Up</FONT> Date</B>&#148; means the date that is forty-five (45)&nbsp;days after (a)&nbsp;the
later to occur of the Coverage Termination Date or (b), if earlier, the disposition of all Shared-Loss Assets in accordance with this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Withheld Amount</B>&#148; has the meaning set forth in Section&nbsp;2.6(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Withholding Notice</B>&#148; has the meaning set forth in Section&nbsp;2.6(b)(i). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>[Signature Page Follows] </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-39 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>IN WITNESS WHEREOF</B>, the Parties have caused this Agreement to be executed by their
duly authorized representatives as of the date first above written. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="15%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="84%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>FEDERAL DEPOSIT INSURANCE CORPORATION, RECEIVER OF SILICON VALLEY BRIDGE BANK, NATIONAL ASSOCIATION</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BY:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ John Conneely</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">NAME:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">John Conneely</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">TITLE:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Director, Division of Complex Institution</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Supervision and Resolution</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>FIRST-CITIZENS BANK&nbsp;&amp; TRUST COMPANY</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BY:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Jeff Ward</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">NAME:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Jeff Ward</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">TITLE:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Chief Strategy Officer</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-40 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.1 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>EXHIBIT 2.5 </U></B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U><FONT
STYLE="white-space:nowrap">TRUE-UP</FONT> </U></B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to Section&nbsp;2.5 of this Agreement, the following calculation applies to determine any
payment due by the Assuming Institution to the Receiver on the <FONT STYLE="white-space:nowrap">True-Up</FONT> Date. All capitalized terms used in this <U>Exhibit</U> have the meanings set forth in Article 8 of this Agreement. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="96%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>X&nbsp;=</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B><U><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">(A(B-C))-D</FONT></FONT></U></B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>2</B></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Where: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>X </B>= the amount
payable to the Receiver pursuant to Section&nbsp;2.5 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>A</B> = 25% of the product of (i)&nbsp;multiplied by (ii), where </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(i) is a fraction, the numerator of which is the Article 2 Amount and the denominator of which is the Net Loss Amount, and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(ii) is a fraction, the numerator of which is the sum of the amounts of the Shared-Loss Assets on <U>Schedule 4.15B</U> <I><U>plus</U></I> the amounts of the
Investment in Subsidiary for Acquired Assets listed on Schedule <U>4.15D</U> as of the Bank Closing Date and the denominator of which is the total amount of Loans, Other Real Estate and Investment in Subsidiaries transferred to the Assuming
Institution as of the Bank Closing Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>B</B> = Intrinsic Shared-Loss Estimate <I><U>minus</U></I> the Net Loss Amount </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>C </B>= the Acquired Asset discount bid, expressed in dollars, multiplied by a fraction, the numerator of which is the Intrinsic Shared-Loss Estimate and
the denominator of which is the Intrinsic Loss Estimate </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>D</B> = 2.5% of total amount of the Shared-Loss Assets on <U>Schedules 4.15B</U> and<U>
4.15D</U> as of the Bank Closing Date </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">** The amount payable to the Receiver pursuant to the above <FONT STYLE="white-space:nowrap">True-Up</FONT>
calculation will<U> be capped at the amount of one billion, five hundred million dollars ($1,500,000,000)</U>. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Version 13.2 &#150; Commercial Shared-Loss Agreement &#150; with 8 year term</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Silicon Valley Bridge Bank</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Santa Clara, California</P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C-41 </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>5
<FILENAME>fcnco-20230327.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20221108.6 -->
<!-- Creation date: 3/31/2023 12:18:15 AM Eastern Time -->
<!-- Copyright (c) 2023 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<xsd:schema
  xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric"
  xmlns:num="http://www.xbrl.org/dtr/type/numeric"
  xmlns:us-types="http://fasb.org/us-types/2022"
  xmlns:fcnco="http://imetrix.edgar-online.com/20230327"
  xmlns:dei="http://xbrl.sec.gov/dei/2022"
  xmlns:xbrli="http://www.xbrl.org/2003/instance"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
  xmlns:us-gaap="http://fasb.org/us-gaap/2022"
  attributeFormDefault="unqualified"
  elementFormDefault="qualified"
  targetNamespace="http://imetrix.edgar-online.com/20230327"
  xmlns:xsd="http://www.w3.org/2001/XMLSchema">
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/linkbase" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/dei/2022/dei-2022.xsd" namespace="http://xbrl.sec.gov/dei/2022" />
    <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/numeric" />
    <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/non-numeric" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/naics/2022/naics-2022.xsd" namespace="http://xbrl.sec.gov/naics/2022" />
    <xsd:import schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" namespace="http://xbrl.org/2005/xbrldt" />
    <xsd:import schemaLocation="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd" namespace="http://fasb.org/us-gaap/2022" />
    <xsd:import schemaLocation="https://xbrl.fasb.org/us-gaap/2022/elts/us-types-2022.xsd" namespace="http://fasb.org/us-types/2022" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="fcnco-20230327_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:title="Label Links, all" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="fcnco-20230327_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:title="Presentation Links, all" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="fcnco-20230327_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:title="Definition Links, all" xlink:type="simple" />
      <link:roleType roleURI="http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation" id="Role_DocumentDocumentAndEntityInformation">
        <link:definition>100000 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:element id="fcnco_DocumentAndEntityInformationTable" name="DocumentAndEntityInformationTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xsd:element id="fcnco_DocumentAndEntityInformationLineItems" name="DocumentAndEntityInformationLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>6
<FILENAME>fcnco-20230327_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20221108.6 -->
<!-- Creation date: 3/31/2023 12:18:20 AM Eastern Time -->
<!-- Copyright (c) 2023 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" arcroleURI="http://xbrl.org/int/dim/arcrole/all" />
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" />
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" />
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" />
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" />
  <link:roleRef roleURI="http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation" xlink:href="fcnco-20230327.xsd#Role_DocumentDocumentAndEntityInformation" xlink:type="simple" />
  <link:definitionLink xlink:type="extended" xlink:role="http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation">
    <link:loc xlink:href="fcnco-20230327.xsd#fcnco_DocumentAndEntityInformationTable" xlink:type="locator" xlink:label="fcnco_DocumentAndEntityInformationTable" />
    <link:loc xlink:href="fcnco-20230327.xsd#fcnco_DocumentAndEntityInformationLineItems" xlink:type="locator" xlink:label="fcnco_DocumentAndEntityInformationLineItems" />
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementClassOfStockAxis" xlink:type="locator" xlink:label="us-gaap_StatementClassOfStockAxis" />
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ClassOfStockDomain" xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain" />
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ClassOfStockDomain" xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain_2" />
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockMember" xlink:type="locator" xlink:label="us-gaap_CommonStockMember" />
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SeriesAPreferredStockMember" xlink:type="locator" xlink:label="us-gaap_SeriesAPreferredStockMember" />
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SeriesCPreferredStockMember" xlink:type="locator" xlink:label="us-gaap_SeriesCPreferredStockMember" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentDescription" xlink:type="locator" xlink:label="dei_AmendmentDescription" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="fcnco_DocumentAndEntityInformationTable" order="1" priority="2" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="fcnco_DocumentAndEntityInformationTable" xlink:to="us-gaap_StatementClassOfStockAxis" order="1" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain" order="23" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain_2" order="23.0001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_CommonStockMember" order="24" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_SeriesAPreferredStockMember" order="25" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_SeriesCPreferredStockMember" order="26" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityRegistrantName" order="28.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_AmendmentFlag" order="29.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityCentralIndexKey" order="30.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_DocumentType" order="36.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_DocumentPeriodEndDate" order="37.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityIncorporationStateCountryCode" order="38.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityFileNumber" order="39.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityTaxIdentificationNumber" order="40.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressAddressLine1" order="41.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressCityOrTown" order="42.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressStateOrProvince" order="43.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressPostalZipCode" order="44.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_CityAreaCode" order="45.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_LocalPhoneNumber" order="46.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_WrittenCommunications" order="47.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_SolicitingMaterial" order="48.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_PreCommencementTenderOffer" order="49.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_PreCommencementIssuerTenderOffer" order="50.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_Security12bTitle" order="51.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_TradingSymbol" order="52.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_SecurityExchangeName" order="53.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityEmergingGrowthCompany" order="54.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_AmendmentDescription" order="55.001" priority="2" use="optional" />
  </link:definitionLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>7
<FILENAME>fcnco-20230327_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20221108.6 -->
<!-- Creation date: 3/31/2023 12:18:15 AM Eastern Time -->
<!-- Copyright (c) 2023 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Cover [Abstract]</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Cover [Abstract]</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Registrant Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Registrant Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Amendment Flag</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Amendment Flag</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Central Index Key</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Central Index Key</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Type</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Type</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Period End Date</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Period End Date</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Incorporation State Country Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Incorporation State Country Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity File Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity File Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Tax Identification Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Tax Identification Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Address Line One</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, Address Line One</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, City or Town</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, City or Town</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, State or Province</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, State or Province</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Postal Zip Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">City Area Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">City Area Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Local Phone Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Local Phone Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Written Communications</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Written Communications</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Soliciting Material</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Soliciting Material</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Issuer Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Issuer Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security 12b Title</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security 12b Title</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Trading Symbol</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Trading Symbol</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security Exchange Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security Exchange Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Emerging Growth Company</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Emerging Growth Company</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentDescription" xlink:type="locator" xlink:label="dei_AmendmentDescription" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentDescription" xlink:to="dei_AmendmentDescription_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentDescription_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Amendment Description</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentDescription_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Amendment Description</link:label>
    <link:loc xlink:href="fcnco-20230327.xsd#fcnco_DocumentAndEntityInformationTable" xlink:type="locator" xlink:label="fcnco_DocumentAndEntityInformationTable" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fcnco_DocumentAndEntityInformationTable" xlink:to="fcnco_DocumentAndEntityInformationTable_lbl" />
    <link:label xml:lang="en-US" xlink:label="fcnco_DocumentAndEntityInformationTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document And Entity Information [Table]</link:label>
    <link:label xml:lang="en-US" xlink:label="fcnco_DocumentAndEntityInformationTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document And Entity Information [Table]</link:label>
    <link:loc xlink:href="fcnco-20230327.xsd#fcnco_DocumentAndEntityInformationLineItems" xlink:type="locator" xlink:label="fcnco_DocumentAndEntityInformationLineItems" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="fcnco_DocumentAndEntityInformationLineItems_lbl" />
    <link:label xml:lang="en-US" xlink:label="fcnco_DocumentAndEntityInformationLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document And Entity Information [Line Items]</link:label>
    <link:label xml:lang="en-US" xlink:label="fcnco_DocumentAndEntityInformationLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document And Entity Information [Line Items]</link:label>
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementClassOfStockAxis" xlink:type="locator" xlink:label="us-gaap_StatementClassOfStockAxis" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_StatementClassOfStockAxis_lbl" />
    <link:label xml:lang="en-US" xlink:label="us-gaap_StatementClassOfStockAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Class of Stock [Axis]</link:label>
    <link:label xml:lang="en-US" xlink:label="us-gaap_StatementClassOfStockAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Class of Stock [Axis]</link:label>
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ClassOfStockDomain" xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_ClassOfStockDomain_lbl" />
    <link:label xml:lang="en-US" xlink:label="us-gaap_ClassOfStockDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Class of Stock [Domain]</link:label>
    <link:label xml:lang="en-US" xlink:label="us-gaap_ClassOfStockDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Class of Stock [Domain]</link:label>
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockMember" xlink:type="locator" xlink:label="us-gaap_CommonStockMember" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockMember" xlink:to="us-gaap_CommonStockMember_lbl" />
    <link:label xml:lang="en-US" xlink:label="us-gaap_CommonStockMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Common Stock [Member]</link:label>
    <link:label xml:lang="en-US" xlink:label="us-gaap_CommonStockMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Common Stock [Member]</link:label>
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SeriesAPreferredStockMember" xlink:type="locator" xlink:label="us-gaap_SeriesAPreferredStockMember" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesAPreferredStockMember" xlink:to="us-gaap_SeriesAPreferredStockMember_lbl" />
    <link:label xml:lang="en-US" xlink:label="us-gaap_SeriesAPreferredStockMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Series A Preferred Stock [Member]</link:label>
    <link:label xml:lang="en-US" xlink:label="us-gaap_SeriesAPreferredStockMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Series A Preferred Stock [Member]</link:label>
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SeriesCPreferredStockMember" xlink:type="locator" xlink:label="us-gaap_SeriesCPreferredStockMember" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesCPreferredStockMember" xlink:to="us-gaap_SeriesCPreferredStockMember_lbl" />
    <link:label xml:lang="en-US" xlink:label="us-gaap_SeriesCPreferredStockMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Series C Preferred Stock [Member]</link:label>
    <link:label xml:lang="en-US" xlink:label="us-gaap_SeriesCPreferredStockMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Series C Preferred Stock [Member]</link:label>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>8
<FILENAME>fcnco-20230327_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20221108.6 -->
<!-- Creation date: 3/31/2023 12:18:16 AM Eastern Time -->
<!-- Copyright (c) 2023 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
    xmlns:link="http://www.xbrl.org/2003/linkbase"
    xmlns:xlink="http://www.w3.org/1999/xlink"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
    xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation" xlink:href="fcnco-20230327.xsd#Role_DocumentDocumentAndEntityInformation" xlink:type="simple" />
  <link:presentationLink xlink:type="extended" xlink:role="http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:loc xlink:href="fcnco-20230327.xsd#fcnco_DocumentAndEntityInformationTable" xlink:type="locator" xlink:label="fcnco_DocumentAndEntityInformationTable" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="fcnco_DocumentAndEntityInformationTable" order="21" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="fcnco-20230327.xsd#fcnco_DocumentAndEntityInformationLineItems" xlink:type="locator" xlink:label="fcnco_DocumentAndEntityInformationLineItems" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationTable" xlink:to="fcnco_DocumentAndEntityInformationLineItems" order="22" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementClassOfStockAxis" xlink:type="locator" xlink:label="us-gaap_StatementClassOfStockAxis" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationTable" xlink:to="us-gaap_StatementClassOfStockAxis" order="1" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ClassOfStockDomain" xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain" order="23" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockMember" xlink:type="locator" xlink:label="us-gaap_CommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_CommonStockMember" order="24" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SeriesAPreferredStockMember" xlink:type="locator" xlink:label="us-gaap_SeriesAPreferredStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_SeriesAPreferredStockMember" order="25" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SeriesCPreferredStockMember" xlink:type="locator" xlink:label="us-gaap_SeriesCPreferredStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_SeriesCPreferredStockMember" order="26" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityRegistrantName" order="28.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_AmendmentFlag" order="29.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityCentralIndexKey" order="30.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_DocumentType" order="36.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_DocumentPeriodEndDate" order="37.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityIncorporationStateCountryCode" order="38.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityFileNumber" order="39.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityTaxIdentificationNumber" order="40.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressAddressLine1" order="41.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressCityOrTown" order="42.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressStateOrProvince" order="43.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressPostalZipCode" order="44.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_CityAreaCode" order="45.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_LocalPhoneNumber" order="46.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_WrittenCommunications" order="47.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_SolicitingMaterial" order="48.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_PreCommencementTenderOffer" order="49.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_PreCommencementIssuerTenderOffer" order="50.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_Security12bTitle" order="51.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_TradingSymbol" order="52.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_SecurityExchangeName" order="53.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityEmergingGrowthCompany" order="54.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentDescription" xlink:type="locator" xlink:label="dei_AmendmentDescription" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="fcnco_DocumentAndEntityInformationLineItems" xlink:to="dei_AmendmentDescription" order="55.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.23.1</span><table class="report" border="0" cellspacing="2" id="idm140239974051952">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Mar. 27, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_fcnco_DocumentAndEntityInformationLineItems', window );"><strong>Document And Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">FIRST CITIZENS BANCSHARES INC /DE/<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000798941<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K/A<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Mar. 27,  2023<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-16715<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">56-1528994<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">4300 Six Forks Road<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Raleigh<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">NC<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">27609<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">(919)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">716-7000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentDescription', window );">Amendment Description</a></td>
<td class="text">This Amendment No.&#160;1 on Form 8-K/A (this &#8220;Amendment No.&#160;1&#8221;) amends and restates in its entirety the Form 8-K (the &#8220;Original 8-K&#8221;) filed on March&#160;27, 2023 by First Citizens BancShares, Inc. (&#8220;BancShares&#8221;) to file Exhibits 2.1, 4.1, and 10.1 and to update the disclosure in Item 1.01 with respect to the exercise of the Cash Settled Appreciation Instrument. Except as set forth herein (and certain conforming changes), this Amendment No.&#160;1 does not amend or update any other information set forth in the Original 8-K, and BancShares has not updated disclosures contained therein to reflect any events that may have occurred at a date subsequent to the filing of the Original 8-K.<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember', window );">Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_fcnco_DocumentAndEntityInformationLineItems', window );"><strong>Document And Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Class&#160;A Common Stock, Par Value $1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FCNCA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember', window );">Series A Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_fcnco_DocumentAndEntityInformationLineItems', window );"><strong>Document And Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Depositary Shares, Each Representing a 1/40th Interest in a Share of 5.375% Non-Cumulative Perpetual Preferred Stock, Series A<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FCNCP<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Series C Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_fcnco_DocumentAndEntityInformationLineItems', window );"><strong>Document And Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">5.625% Non-Cumulative Perpetual Preferred Stock, Series C<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FCNCO<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentDescription">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Description of changes contained within amended document.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentDescription</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fcnco_DocumentAndEntityInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fcnco_DocumentAndEntityInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fcnco_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>d465632d8ka_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2022"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:us-gaap="http://fasb.org/us-gaap/2022"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="fcnco-20230327.xsd" xlink:type="simple"/>
    <context id="duration_2023-03-27_to_2023-03-27">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000798941</identifier>
        </entity>
        <period>
            <startDate>2023-03-27</startDate>
            <endDate>2023-03-27</endDate>
        </period>
    </context>
    <context id="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000798941</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-03-27</startDate>
            <endDate>2023-03-27</endDate>
        </period>
    </context>
    <context id="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesAPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000798941</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-03-27</startDate>
            <endDate>2023-03-27</endDate>
        </period>
    </context>
    <context id="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000798941</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-03-27</startDate>
            <endDate>2023-03-27</endDate>
        </period>
    </context>
    <dei:EntityRegistrantName
      contextRef="duration_2023-03-27_to_2023-03-27"
      id="Hidden_dei_EntityRegistrantName">FIRST CITIZENS BANCSHARES INC /DE/</dei:EntityRegistrantName>
    <dei:AmendmentFlag contextRef="duration_2023-03-27_to_2023-03-27">true</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="duration_2023-03-27_to_2023-03-27"
      id="Hidden_dei_EntityCentralIndexKey">0000798941</dei:EntityCentralIndexKey>
    <dei:DocumentType contextRef="duration_2023-03-27_to_2023-03-27">8-K/A</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="duration_2023-03-27_to_2023-03-27">2023-03-27</dei:DocumentPeriodEndDate>
    <dei:EntityIncorporationStateCountryCode contextRef="duration_2023-03-27_to_2023-03-27">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="duration_2023-03-27_to_2023-03-27">001-16715</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="duration_2023-03-27_to_2023-03-27">56-1528994</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="duration_2023-03-27_to_2023-03-27">4300 Six Forks Road</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="duration_2023-03-27_to_2023-03-27">Raleigh</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="duration_2023-03-27_to_2023-03-27">NC</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="duration_2023-03-27_to_2023-03-27">27609</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="duration_2023-03-27_to_2023-03-27">(919)</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="duration_2023-03-27_to_2023-03-27">716-7000</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="duration_2023-03-27_to_2023-03-27">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="duration_2023-03-27_to_2023-03-27">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="duration_2023-03-27_to_2023-03-27">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="duration_2023-03-27_to_2023-03-27">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember">Class&#160;A Common Stock, Par Value $1</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember">FCNCA</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember">NASDAQ</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesAPreferredStockMember">Depositary Shares, Each Representing a 1/40th Interest in a Share of 5.375% Non-Cumulative Perpetual Preferred Stock, Series A</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesAPreferredStockMember">FCNCP</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesAPreferredStockMember">NASDAQ</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesCPreferredStockMember">5.625% Non-Cumulative Perpetual Preferred Stock, Series C</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesCPreferredStockMember">FCNCO</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="duration_2023-03-27_to_2023-03-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesCPreferredStockMember">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="duration_2023-03-27_to_2023-03-27">false</dei:EntityEmergingGrowthCompany>
    <dei:AmendmentDescription contextRef="duration_2023-03-27_to_2023-03-27">This Amendment No.&#160;1 on Form 8-K/A (this &#x201c;Amendment No.&#160;1&#x201d;) amends and restates in its entirety the Form 8-K (the &#x201c;Original 8-K&#x201d;) filed on March&#160;27, 2023 by First Citizens BancShares, Inc. (&#x201c;BancShares&#x201d;) to file Exhibits 2.1, 4.1, and 10.1 and to update the disclosure in Item 1.01 with respect to the exercise of the Cash Settled Appreciation Instrument. Except as set forth herein (and certain conforming changes), this Amendment No.&#160;1 does not amend or update any other information set forth in the Original 8-K, and BancShares has not updated disclosures contained therein to reflect any events that may have occurred at a date subsequent to the filing of the Original 8-K.</dei:AmendmentDescription>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>11
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M R89/.X$>3PF-8433V0=(&Y.+Z#QEJE7IT0?7%-?P&+$0N>+A+EW-RO8SD0
MGH0)E2UE^6QX%,+O+T]NH=*F)*"Y=B[I[UE)(2?RPJ]Z-PTPCV0;?">1/9S=
M JJ"JU1#5_\ 8K=@,L]+I81!\",E&:A*UXI]3W%>.P/#^N'T=^;=)VR:/*TL
M6QQSB8$1*BO@A?>-?/W(,.U5-]A&G2=VV$Y9PSCMYWT_8"QHGHI?ECF.N4I9
M,EAK9+:=-5EQ<(]*R)I:*:1*Y5 CLK]P4-)123[1,&7D-U,;[)3%D&.N8U:2
M^KCQE@_16E2F^!J!Z_%L;&J%G;(*<LS%2V$["!M9%#CX>J5&:#9:7HW^,#&5
M99!34P9!Y0../X+JGD$>1R\^PH6,FD_=@V6IY R>UX6,E=-3W[&5]91K+GR.
M<Z$:D2N6",4UE0_D,8E.J!>0!<N8XZRPI<1NM2W("],8*ES(\I@@:#X (W&G
MZ?8ZOT/FB<_&:92&%-\XXZN:A.D46X@?]P3T@KO=8K)#6;:YYBJKWC-K!- S
MYR:4LDQSS>75\9Y9(U3KF>[>NUAS0MO9>OR?/-.L^=2M728W]WF3F_L<R<TM
MDYO[*Y);C4BGV76>XE2F5R1NF>[<_YON:@30J6Y,*&6Z<W]5NJL1.NQ4K;T/
M2?A1#CH/*"L5"=D&E*QF#Y9*YM^Y\A,MDNS;TEIH+:+L,& 4VEB\ :YOA-"/
M)_BYJOC:./P'4$L#!!0    ( $&G?E:?H!OPL0(  .(,   -    >&PO<W1Y
M;&5S+GAM;-U7;6O;,!#^*T(_8&YB:N*1&+9 8;"-0O-A7Y58=@1Z\62Y<_KK
MI[-L)VEU9=V'L<VAR=T]NKM'=R>9KEMWDOSAR+DCO9*ZW="C<\W[)&D/1ZY8
M^\XT7'ND,E8QYU5;)VUC.2M;<%(R6=[<9(EB0M-BK3MUIUQ+#J;3;D-O:%*L
M*Z//EI0&@U_*%">/3&[HEDFQMV)8RY20IV!>@N%@I+'$>2I\0Q=@:9\"O @:
ML!SC**&-!6,2,H3O_;C\&3!IK5>%E#/!)0V&8MTPY[C5=UX9%@_&%Q 9Y=VI
M\0QKRTZ+Y2T].PP_/LG>V)+;.<V"3J9B+7D%=*RHC_#K3), Z)Q17B@%JXUF
M X?)8Q1\V .7\@%:^*VZBMU7)/3B4PEM(+#52?2$1C&$"0K$OXP68E^$O?VM
ML*01C\9][/QN]*!_[XSC]Y97HA_TOIKS8]$7>'36-/+T08I:*Q[V_LL)BS6;
M_,C16/'DL\&D'+R!6TH>N77B<&GY85FSX[V;IJFO<,[+?Y#SGZUSS36W3%Z2
M]J/_-U?Y+8R3\?1<'-&K SI;"5R$&_H5[E=YYD#VG9!.Z%$[BK+D^L4Y]>$=
MV_L+_"J^7U_RBG72[69P0\_R%UZ*3N7SJGNHR[CJ+'^&^VB1S;>PSR5TR7M>
M;D?5UOM!)%[P6<<'')XC=\,31S"?@,41P+ \& /,)WAA>?ZG_:S0_00,X[:*
M(BO49X7Z!*\8LAT^6)ZX3^Z?^$[S/$VS#*OH=AMEL,7JEF7P%X^&<0,/+ ]D
M>ENM\6[C$_+Z'& ]?6U"L)WBDXCM%*\U(/&Z@4>>Q[N-Y0$/K O8[$#^>!Z8
MJ;A/FD)7,6[8"<:1/,<0F,7XC&894IT,/O'^8*<D3?,\C@ 69Y"F& *G$4<P
M!L !0])T> \^>Q\ETWLJ.?]74_P$4$L#!!0    ( $&G?E:7BKL<P    !,"
M   +    7W)E;',O+G)E;'.=DKENPS ,0'_%T)XP!] AB#-E\18$^0%6H@_8
M$@6*19V_K]JE<9 +&7D]/!+<'FE [3BDMHNI&/T04FE:U;@!2+8ECVG.D4*N
MU"P>-8?20$3;8T.P6BP^0"X99K>]9!:G<Z17B%S7G:4]VR]/06^ KSI,<4)I
M2$LS#O#-TG\R]_,,-47E2B.56QIXT^7^=N!)T:$B6!::1<G3HAVE?QW']I#3
MZ:]C(K1Z6^CY<6A4"H[<8R6,<6*T_C6"R0_L?@!02P,$%     @ 0:=^5APX
M9>H_ 0  / (   \   !X;"]W;W)K8F]O:RYX;6R-4<MNPD ,_)75?D 34(M4
M1+B4/I"J%I6*^Y)UB,4^(J\#+5]?)U%4I%YZ\GILC6=F%^=(QWV,1_7E74B%
MKIF;>9:EL@9OTDUL(,BDBN0-2TN'+#4$QJ8:@+W+IGD^R[S!H)>+D6M#V743
M&4K&& 3L@!W".?W.NU:=,.$>'?)WH?NW ZT\!O1X 5OH7*M4Q_-+)+S$P,9M
M2XK.%7HR#'9 C.4?>-N)_#3[U"-L]A]&A!1ZE@MAA92XW^CYC6@\@2P/7<OQ
M"1T#K0S#,\6VP7#H:,1%=F6CSV&L0XAS^D^,L:JPA%4L6P^!AQP)7"<PI!J;
MI%4P'@H]KB@3K'H,+"&I=1BH9+=S*J?7=G#-(O<J0YJC#&AM!^&C6@L5!K!O
M<B )+LF5&U)=Z7FFMW>3>TFH=>Y!L/?P&HT=S8\?M_P!4$L#!!0    ( $&G
M?E8D'INBK0   /@!   :    >&PO7W)E;',O=V]R:V)O;VLN>&UL+G)E;'.U
MD3T.@S ,A:\2Y0 U4*E#!4Q=6"LN$ 7S(Q(2Q:X*MR^% 9 Z=&&RGBU_[\E.
MGV@4=VZ@MO,D1FL&RF3+[.\ I%NTBB[.XS!/:A>LXEF&!KS2O6H0DBBZ0=@S
M9)[NF:*<//Y#='7=:7PX_;(X\ \PO%WHJ45D*4H5&N1,PFBV-L%2XLM,EJ*H
M,AF**I9P6B#BR2!M:59]L$].M.=Y%S?W1:[-XPFNWPQP>'3^ 5!+ P04
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MYHOA/UY_ 5!+ 0(4 Q0    ( $&G?E8'04UB@0   +$    0
M  "  0    !D;V-0<F]P<R]A<' N>&UL4$L! A0#%     @ 0:=^5J2=C+WN
M    *P(  !$              ( !KP   &1O8U!R;W!S+V-O<F4N>&UL4$L!
M A0#%     @ 0:=^5IE<G",0!@  G"<  !,              ( !S $  'AL
M+W1H96UE+W1H96UE,2YX;6Q02P$"% ,4    " !!IWY6*ES_I.0&  !Y'
M&               @($-"   >&PO=V]R:W-H965T<R]S:&5E=#$N>&UL4$L!
M A0#%     @ 0:=^5I^@&_"Q @  X@P   T              ( !)P\  'AL
M+W-T>6QE<RYX;6Q02P$"% ,4    " !!IWY6EXJ[',     3 @  "P
M        @ $#$@  7W)E;',O+G)E;'-02P$"% ,4    " !!IWY6'#AEZC\!
M   \ @  #P              @ 'L$@  >&PO=V]R:V)O;VLN>&UL4$L! A0#
M%     @ 0:=^5B0>FZ*M    ^ $  !H              ( !6!0  'AL+U]R
M96QS+W=O<FMB;V]K+GAM;"YR96QS4$L! A0#%     @ 0:=^5F60>9(9 0
MSP,  !,              ( !/14  %M#;VYT96YT7U1Y<&5S72YX;6Q02P4&
2      D "0 ^ @  AQ8

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.23.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>4</ContextCount>
  <ElementCount>23</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>3</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="d465632d8ka.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>100000 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <Logs>
    <Log type="Warning">[ix-0514-Hidden-Fact-Eligible-For-Transform] WARN: 1 fact(s) appearing in ix:hidden were eligible for transformation: dei:EntityRegistrantName -  d465632d8ka.htm 7</Log>
  </Logs>
  <InputFiles>
    <File doctype="8-K/A" original="d465632d8ka.htm">d465632d8ka.htm</File>
    <File>d465632dex101.htm</File>
    <File>d465632dex21.htm</File>
    <File>d465632dex41.htm</File>
    <File>fcnco-20230327.xsd</File>
    <File>fcnco-20230327_def.xml</File>
    <File>fcnco-20230327_lab.xml</File>
    <File>fcnco-20230327_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="29">http://xbrl.sec.gov/dei/2022</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>17
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "d465632d8ka.htm": {
   "axisCustom": 0,
   "axisStandard": 1,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2022": 29
   },
   "contextCount": 4,
   "dts": {
    "definitionLink": {
     "local": [
      "fcnco-20230327_def.xml"
     ]
    },
    "inline": {
     "local": [
      "d465632d8ka.htm"
     ]
    },
    "labelLink": {
     "local": [
      "fcnco-20230327_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "fcnco-20230327_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "fcnco-20230327.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd",
      "https://xbrl.fasb.org/srt/2022/elts/srt-roles-2022.xsd",
      "https://xbrl.fasb.org/srt/2022/elts/srt-types-2022.xsd",
      "https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd",
      "https://xbrl.fasb.org/us-gaap/2022/elts/us-roles-2022.xsd",
      "https://xbrl.fasb.org/us-gaap/2022/elts/us-types-2022.xsd",
      "https://xbrl.sec.gov/country/2022/country-2022.xsd",
      "https://xbrl.sec.gov/dei/2022/dei-2022.xsd",
      "https://xbrl.sec.gov/naics/2022/naics-2022.xsd"
     ]
    }
   },
   "elementCount": 31,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2022": 3,
    "total": 3
   },
   "keyCustom": 0,
   "keyStandard": 23,
   "memberCustom": 0,
   "memberStandard": 3,
   "nsprefix": "fcnco",
   "nsuri": "http://imetrix.edgar-online.com/20230327",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "d465632d8ka.htm",
      "contextRef": "duration_2023-03-27_to_2023-03-27",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "100000 - Document - Document and Entity Information",
     "menuCat": "Cover",
     "order": "1",
     "role": "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation",
     "shortName": "Document and Entity Information",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "d465632d8ka.htm",
      "contextRef": "duration_2023-03-27_to_2023-03-27",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 3,
   "tag": {
    "dei_AmendmentDescription": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Description of changes contained within amended document.",
        "label": "Amendment Description",
        "terseLabel": "Amendment Description"
       }
      }
     },
     "localname": "AmendmentDescription",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code",
        "terseLabel": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]",
        "terseLabel": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type",
        "terseLabel": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number",
        "terseLabel": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation State Country Code",
        "terseLabel": "Entity Incorporation State Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre Commencement Issuer Tender Offer",
        "terseLabel": "Pre Commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre Commencement Tender Offer",
        "terseLabel": "Pre Commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Security 12b Title",
        "terseLabel": "Security 12b Title"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications",
        "terseLabel": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "fcnco_DocumentAndEntityInformationLineItems": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document And Entity Information [Line Items]",
        "terseLabel": "Document And Entity Information [Line Items]"
       }
      }
     },
     "localname": "DocumentAndEntityInformationLineItems",
     "nsuri": "http://imetrix.edgar-online.com/20230327",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stringItemType"
    },
    "fcnco_DocumentAndEntityInformationTable": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document And Entity Information [Table]",
        "terseLabel": "Document And Entity Information [Table]"
       }
      }
     },
     "localname": "DocumentAndEntityInformationTable",
     "nsuri": "http://imetrix.edgar-online.com/20230327",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ClassOfStockDomain": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Domain]",
        "terseLabel": "Class of Stock [Domain]"
       }
      }
     },
     "localname": "ClassOfStockDomain",
     "nsuri": "http://fasb.org/us-gaap/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CommonStockMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common Stock [Member]",
        "terseLabel": "Common Stock [Member]"
       }
      }
     },
     "localname": "CommonStockMember",
     "nsuri": "http://fasb.org/us-gaap/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesAPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Series A Preferred Stock [Member]",
        "terseLabel": "Series A Preferred Stock [Member]"
       }
      }
     },
     "localname": "SeriesAPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesCPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Series C Preferred Stock [Member]",
        "terseLabel": "Series C Preferred Stock [Member]"
       }
      }
     },
     "localname": "SeriesCPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_StatementClassOfStockAxis": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Axis]",
        "terseLabel": "Class of Stock [Axis]"
       }
      }
     },
     "localname": "StatementClassOfStockAxis",
     "nsuri": "http://fasb.org/us-gaap/2022",
     "presentation": [
      "http://imetrix.edgar-online.com//20230327/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stringItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r5": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  }
 },
 "version": "2.2"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>18
<FILENAME>0001193125-23-086031-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001193125-23-086031-xbrl.zip
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M9_TQ#H]5.BEJ$F%RG%K9F<^ ]J!M KR0SSC0 6@7@(<Z7_#S;/L+5(SW=$9
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M(<2PB5AXBBS;C6X9I!JJEM^, \&PH2*3_F_P&>ELX)ME ' U<+,#3V:H.\0
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M5+$5<2NJ=,5G"D(()[V*_>^R9J?]?/?&.=D<4"2=1\_F/+4]WR/2%;YBWER
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M <J\!T!Q/CW)=VC-I;X*M+J9_=V66,]>N,,:_YF?QUB#4?$[;O%Y,IF]P"]
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M>_'1QJ#2F6*42E:>[K3CU-;3X-546]]N$DF4BQD:(S2C7)R'HZ#W0_$*T<B
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M4SO*H&#9\<W%AMHM#^)FY;R@G1([HCP??IDA]DWYF>ER3/B-QOGQET.PDIG
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MHH1WI]WBZ$<Q73U_IDM8>%P=N$+'[-A ]BA<PK6LS96<.84?*Y,3S#3?_>V
M4V+1BIS!L@13.UGJIX&_JRD<Z\@G8\I*975G[&['4JZZSRI@=+@H*DZ_KM^?
MA-<)9768;'-#%\PWXOW[.@8>>4>5(&XCM9X&\1&N*.FP?&:TD4D?UHX$WG2B
M4MX?]0]7WEB"LM)24.$4[5JY]FJW1'W1X29_Y6='DUVB9J#^8%-.P-$TS'Q
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M/'QBX%LA(&A;9@K3"WV_GY9!,'GW<4QZ&$T"TQJP<I%3-4= W-M9^K"%@<[
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MM$#+@E/AW_KFP^DADO=K\/_]/_"?__^!_>/VW]SU[7]RBT>"#!?)KZAP'S2
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M-T\XE\AT@T (*$UF6/#D7',YLF%[,[=;V#YN-O?N9BY>-<\)5QHZ&3BD^YT
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M>B.*8LD$4Y*<;#YG[U'-/E5,%\@+5K'8MS+PBK#DBG4DP=[80KJCHLR!*E-
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MR4-7Z)E^4PYIV1XKP4#-DNMP6K!INS62J!W3%+^+QA0G.9);ZC":W I@9)Y
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MDI8ZQ_JI^U MN>X5<ZU3-D%-G&(*_QYWB5WWZJP@-YV21$G-\:5X,+$^TAV
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M7<(VT![B?\_R"09]4BE(L'085]XUBKM<L\.'F^SAZ=GY^M[A.5@N1V>T5<H
MN./)>^?\].+L''[S!7[R9[M;/KW=TA^-G-^IAOC[W"E-^[^_77+O*O!'SAE6
M+/F7MZ9(RAA/RNEAWZ,-.K1!AS;H\.R##J]>M$&'>YEJ8)XH"?/-%QN;.GC[
MR,%DY/C[X]/A+KB@6QNHS88L?Q)&?NR&<,JGVYF5]#F].%B_.%%)GT=J+I)B
MZFJ)4B9@F\,W=C"H+WR*BJY-$[.CH8T0'JZ^]?R,$D@^4QU-1),(M;]F56Z4
MZW:%5VB5?-F&LX,*:%95(RL<*5TWZE:1!=)H TN:9 K?X]OJL%23)7<(9#UY
M(V&JF?#RCE;"N]>-!;%PG?[![^"?VE]:S;RT5_R,23OW@K6=M=WUO5YO?5\F
MMOY'[0R/;GK?8526=>%A%+>*O31F^4/NA[^CNME*%83+AN7_H(/QGTRB0*EG
MVBEM-CF]$TYF[=*/T-8=;*KS3V=K^^\JIC]A#EG\N!8(M&"<AUF IP"E"1#,
MWF<AQ0=/)E,1$I$-CA(6Y^2C*L*B)&1%QW8RDBC@7+C:SA6J1',:>WX4$_BA
MYD<EG$E_90V\Y:L"ENJ<*(J9J95.9^*86DPJZF.3T!(?J]ZQVSF,KOV4(?<(
M)S!H-U3>T^HZ\C"#HM,/A&<4@&_2THI8U4)O*(L1PV\$[*5JXI@JX4]1[/5
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MQUW([6)@,L,C\?J"N#WD/!_3/&-3:*;DM-9K)[ T5LPT_F@U^WXF,_?0AQ^
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MK/UPS$7#[^Z:6;=-VQ,'VTN6SD4:H#J+L<$&^W!!"0UH["3*H2+G*':2'Z;
M) .ME=C<>-;/W.]XF@<<TA#+5\@'-]#B'+.7'%.T)(!1!)P)Q9(!-K<PQV3V
M8K@,6UUE;:B$4BQS6[<KMAJ6#:P7ZNL1*C!::R:M'"9_'+F3!*'81"K8(%CT
M-%;?LC8'(3/;U*G+:#.<OU*TGBQ3._)=;[:T"]E\P0/B+-YJHUF 3L)1*I-\
M2Q:CJW. *4@HB5+Y ?<5+L@H03"6W[%ZFC)!*8Y5NO!H65@AK_4:ESM'(SYL
MR:1;%3\M?H!5FO#0Y2U%CCF39BM9%2VY(&U@( BI;<,0C.,60WYV=WRA,F;E
M4I*(K;0_*$Y.&<[P-(K.1OKY%BG](L*Q>OT^ECY."7/2PJ.QDABUM0:ME]=K
M(VF>03_!< JNLT,="<T=D?T:,T7%LI^O4Q>-<PH!&PLQYNTF2A% G\%F>NU2
M4)A+553E/7H0[0?-*7>)G$O#$//H)4%#A'9=6+C<]T10_@NA)(G[G:([ZS7]
ML@I1TA+4DDAB./<"GA+*JT7<+S><M.W1B/-,HGA8C2"8 ST;"./([V96.5$:
MV$#<NC[\9?9>_-9*[Y8/0DQ)6ZFE;LB\3X9(#K:UM;)DG\)V7YKNE=\#]%C)
MPY5^AAE"7VF"!F^+_7'2GV M=[E'STD/X3,U0BF/DW"LQZ0\9!Y!-#MAB-\!
M7QH$J>58.T4)Z$\P,;F5[-A$U[E,$\DV+%V/<YF0I"<*@5?=BVUNQS*.O@R,
M5Z!>YC@I03?V#QM^T]X!PS2)86>BOT?(;F5VK=%4C+Y;=#.8Z08+ C5@ZR<4
M!71O^E*Q(A]S(?Y3-C",8GZZSGFTG,^56ME[)Q,^F,]=D4.CL_3R#A[?5WX;
M2V644RO'3K>(PQ,]Z=]'QT\D;/89NY98#F.RG*L,2"G.$4:0*.H2XP (Y<+6
M^)0'Q@$%G! $$X&:JJ_]L%(4]0@ZR!5! >WHJ@9Y3@.7D<;_4[X_W[V=I+X=
M(I/+#Y*-"^ $X*;)P87]DRKGDAK([5O:C!)'8)B--,U#\%5](BF6J5BD 7 R
M5BD$KB( X#*<9%)".$9#7FU>Y!%\.()16COD8IN;L:I.0$5OH)FX7Y4L=Y^W
M,<O=A<$&UAXLSVPU[G1Y[.03=<@'K%FE$EC?-*RT=Y-G4\[.(H.[;M$,Z.(>
M$X4!G,IH1PV@;=#.7H")"#GC(!NV1"Z,18SQ-T-W]#V=.XD[)T4'?4]"/Q:C
MX7VGH04,'2!&_=(JK(J,X4<VV=LRQC(=:$=1?AUNDN%L#NII%)MD#74-.7XC
M9XJ6&>6K;/5<Z?K>M8>^_1Z< [ -I*#FK&>C'.WM'^S0Z>>&3A_MT.D=.KU#
MI[>$3NO=^$*A=$M/-8>,IQF>5!K1LZ+[).SH!7#$_6"R,:%4[!)X,><$=G64
M(FA*8"N;#*/_[]7+ESJ(K_ Z5,DH1C7#W!DL!QW)P2M/U!*\=:LG(T=>MN?S
M2"B&U9X&)E;P/& .UHN.E\!+X;<.&%<O!B))4(_EX+0ECW78'M J*M@@Z!60
MX<<Z0+44[%<A(4,1P)&=Y$V6;>INRX-8RV#%>FWD1M$"^W=CPD(15E/F:39
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M-K@ BG#WQ]0;>HES+M7D>FVM(UZF-@NKJ'>V4-):9=(HBE,6L\J4CK&/,2*
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ML396%U+3AAAJK;K%3>M08Y@Q<_H<[NU7(GI2O=0JBV*3Y]%I6/2R0^&'MYI
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M'2]T6=O[VS1H6HS#@'9C#R34@=TVF3;)DEK1RQT(^>Q R#<[$'('0NY R*<
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M<$"1!!D@+!M24"(/+2Q E\:.76F1-4(I>4D>-M,Q^7U4I'*I=J5AXVZB7U<
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MK7Z%>?J.3^'908O[.VAQ!RWNH,5'AA:'S3OR)!@UF\^FI9P(I%6BQE+@%]#
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M%@UX1*E]/AC:I:8I%]!"@N;&T&*F:,*6JWLO;GX-8PG:G^CD9RA2D(I"<R4
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M6<'8I/E$))H)[,(!XT9ADP%^X40G/CF6)21+C'*,.ZAN0+4-91V@$=+M@%V
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M )@E*]B.J[VC:3PA\TA2=)MS3KH=OSJ7XW4$"N2TJ>85BT#M"*A3E"U(;1A
M2KD:@5-)I[V>+L&B4_L%K5U.3$]PH+&*@=\7,.# B"1W8V6-LUU39-SHH:'3
MTZ9 &E*EO%_B6P%B2?4G3OL8*;9J_@RD>V?-Q7]@S6."5LH3#"FVD/:,4E26
M:^V-(O@OF7H@.57'^4++#O,XDD=68$V[&]5U**0$CQN#F DG:\_S:(1\VIV_
MO7HC^T#OA14X17E%JL(H<8"/8S=5YP'KU<!=(!91QM6N5$=(?RR=C^Z,XQCS
M@T?)DM5(Y6=S_V?H-0<;($ZN/CQ0C@-'26 ;UMSL19])MD0]\]Q(B42'K)R
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M-,NI=V5HJC&A*D1)KJ(J8 TP3H041@L=DA,0:V;5(YGUD39S0!J@B4YA?%]
M8Q$0)4A(UA42I2/U:V1N+0TO&MCM2(AW!^L(Z(N"Y9;+709I&:%(H9@T/,,1
M,'5!7J=56!^:%. S?<RXDJ4>1 R\!0\EQQA^ZQ?5?-O);X<DZ\HOB:,]CV8
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M=71/8ZS)905;;4E4V&77ZK@3<(,*/Y''/+*U>K[.,^@:DO3+Z%#MIB)3O3]
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M_?-5;C699M]_R,N )K>6[^= -6@9727%;(JJ*-Y314&8"'5C4W0B1O'[%(.
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M>)]:TX1=1ZDLFE\RVSG] 4WWL=K()/X>0&AUV8?O-RN)>Y85NC$VM3K\#4@
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MO/!N!Z1S)&\KM+>LU4W=Q@JQE*>EGN4(VM3EGAD!5!IAZ\S59/JRX0@6)8:
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M>9;KDG1##R"'-ZM0SW48EX"R-FRO#H;["X#!'G(3&E S.= Q5V=Q$@.,ZBW
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M[;PZ.1Z[:/H2[..C GPBLYUFU[F&8.#YSUN/(@VZ"F_<53> %["O$'$4)0*
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M",%9?J%3S+J!*4-\HY5$!D0S&<"-8.XQ<H,O$L-.<#:=QB'A+_:=5Y->0*#
M&;L<72+,OU4%&)3B2SL=+U5O3YB@-OQL#D %%%F"GH@N.=5B%3RBJMM9ABOD
MTY]?%A2@DT.&;D5"92;=L G[+,8AI7@6[.<R55BGP9B2 /F^!_EUT^ TV8D5
M=.$L[DJGI%&Y6.2(;L?>%I)I)'?@+JZU\]6:>H@0O9+Q"HM-]O>!*7HQ^5]
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MX"E5#-ULP9IFE ;-:]/8V ![FG?9@:6.*_1H%F=;#<)F^4Q"0E 'F,59VKL
MB 5.QYC\VTPK//^>5OC($=!NYUV6X]@57,*_B(E*SP0L\)8=?O'XAPH3%+IY
MTS6>4QHTK8I-\%Z;MAOJF:Q@-==S7K^P;>PT\&/[Z;4"[\XO0FNU)[5-<$EO
MI#$7G^34F_7M*;D?U=T4*5S@/CQ.\_F+J%[%0Q*T5N,;CI:R,*QR+\MG^_?)
M*197.K9Z; 5 %,)[^K_..-H78A_ZS>9#.$&KPRCMC].EF80 UK$1TY8;/RJH
M-=TR*] C=P>\!:F>=3O+XP.9B;3<B:$W>+1(3WGIYEI%.J5\&$*>USK8/HHM
M?@ M )E1E(SS6,C03:>^SD^C"Y-75A"<0>=%;+)K(I.+'KXNV5I*3EM<'@U4
MRP'.;H>>E\3Z7PW[^5B=-S&YUF; FA/P1UT3*Y9M+]AI<8%KJFFHREIS#./H
MACC%C)QV#9),!.=YVKT:$RR2LI4;LAMO/!B0-YQ'C8O=SMIACC2JDX[8A*5G
MCBMJ>#!CY;M6MW>+FNF4FR.931O<T=KN,IOZ6)U2A$EUU>:CT@]4[YF>Y:9:
M#K,+I@"6UM8USSK.J2>,T(MG[&77J52@ZN(M,1855)$2[! 4]3Q@VAA[:.2R
M-&&C+JR)],%2[]/L.C$XP-LJ(SY AN><*46RSS)9<\!:JG,,#UK_>H7%L2U;
M&._P2[B9J^7F3UVUN]OQTM;M!JW8-7X3E8K+>"Z=R)Q4R[ 3!_Z:EMA%C-HD
MM*[MK"KCQ./"-5+1TQ+SMQJYO.5Q1>\% 44=7'4M;]3:'9 .[$T67P'BRFUR
MR\EP'U2W *_W'K1M!Q?U .])TA#1I>&X+<Y=9ZKW3#;@FW'IN" #OJ1K072X
MKWG0J'<[U$%6.G%:N4=49Y097#ZC2G*$.J PI90T_='NKYWP: :M?M*0YP$@
M]+\06^=98"]"0O-? CK+E8IN-1\W]9R$E0NJ;85F8Y66>B/;#JI:9?J:K>E3
M/+0BHZV&,@G/O5:I&EP)K@_,5%>)4*0Q78WXCDR88$^=3I*UX^I>%X(-J!-@
M0XE$5Z:T-J6FYGNHK:E2SI!9E"X&^W92O,[6N@(;P6XA,#9-N632LFY77)?6
MI!+;O?& XMQ Q+('-]O.$[V'HYQ%B&S#D#?B8(VR;2QS30%(;8@^$I.+PFM,
M\*[!>R,QDAJ<Y/%J@))HX$H#MQ7($02%S?V!_J8-6!//#[Z/\4Y!(X<OR%]R
MYHCY@ MCR>Y:4[][PRZ^;.?, _@,[NZUD6,Z K8*[=3F$G;'K^&?.F&U3$:&
M:9$E5Q2M\O,F!7<\MUDGT5*<R2X:@R%,A-Y5S&/5-MD=?]@,+/M0[VA<9RZ1
M"V_ETKMPJ' R)_&]0+G!+_RVM;XKA @9NN@A&975#%/'S99CIE4NK.O\DX9B
MD819HW_M&\P6_?@]6_3YA_*]095&Q6[YM!%EB)T)+BKJ?)732V38Q5:L75MR
M6%92N_ JY5BQ+AJM<23:,MF&<K76P'DKD3<G90T44XF[I2V:9O8>HF:]V'OJ
M)]IX9ALV,C$X]-ZJ ,4%YYD;%)&BMC^<8T<9=%X;)*Z)%^C$IR4.F4@_"2K1
MP+H7D;@!TUQ7497(6G,YR@/=VH"<6(V3"MQS)"T1GKWUZU3D YBR3%:?T2)\
M%:>4'HGB(LRI-\*Z)%)6I*;[$L_WPF2$.WZJD8C$#=\$K7(4FW$T@W<<>+>%
M+ARND%&\9L>P#?DQM0$P2.(GFX#8NHI% _=V!BGA25J;ET1)H3 L]D-^[):Y
M$KMBI_TC5U8&?10R;W,^ ^4N;LUF\6Q:60^C@0<@@@NTR*93=X=8V@>HO![3
M: <F<#/7@9.SLY&[.C3B<&&@>L&*Q=0,EX?</XLTI?)IN\ESK8W%1C8Y944[
M*"R9<;4FH\FEVT +%(Y=B!5/;];OF%9/R?O1]&V=_M%JHNW >0V<2X[YH'4[
M ALO*(,)=LW':K!D^KT=E@9^#9KU,SH;=5K0ZX9>H 8ZD:!TJ1GWRDC 5N(
M2P(1^97S/VV).Z]7OX7.DHMW8&/]\8$.KB'.\1H'*+%;-P]8-U*<:3RCQ;2;
M!5HG\_2QHRJ!+_ZDN_X<#BVR%X]-LC)O2BI</G Z@6V3M>JU%EPRN[/JT#@]
M ?_>9F :QQUZ#5NMQ"45JZE'(<Z!WPK&_#48U"(S5]8L>L93B%'C'YNQ.2J@
MH("'9+S\MKNE<0C$G39EM;5_FDS=2N"'BUD=8#3G7U:5UQKC&7<!)G!^$@>
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M)MRJP?QDS$-A":=GJ%I>WLSEO,/[-PM^$B#\&Z1<Q_-/1/HKGJLPPU\?_\H
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M<TRT+>43(N8)?Y4XJR)7%RM^_@]02P,$%     @ 0:=^5O[O2XCR!0  E#<
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M@ZIS^X>IC?\TF+^8/?^12C_\#U!+ P04    " !!IWY6$N"DYPX(   K7
M%@   &9C;F-O+3(P,C,P,S(W7VQA8BYX;6S-G&]OVS80QM\7Z'>X>6\VH+;C
M!-M:HVGA.<D0+&F")MV&%4,A2[1#5!(-4D[L;S^2DA+9IF3*/$5YT5:5CL_=
MX_Q.H?[0[S\NHQ#N"1>4Q<>=0>^@ R3V64#CV7%G(;J>\"GM@$B\./!"%I/C
MSHJ(SL</KU^]_Z';A9.S\T_0A;LDF8MAO__P\- +IC06+%PD4E+T?!;UH=O-
MX\>W7^"O--T0/I.0>() Y(F$</A]0<-@>'AP>#@8'+SM_5H<QHFG]"#P$C*$
MH_[1H"\#CV!P.!R\'0Y^@=$EG&J9&&YI1(ICV7S%Z>PN@9_\GT&/.F%Q3,*0
MK.",QE[L4R^$F[SD-W >^ST8A2%\5L.$K%,0?D^"7J8:TOC[4/TU4=7#ZU<
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M]E<*O$R))7G::#9?P]SI:9H]K3PVZB\IGE;%N&/D(K\="1;<F3/@UE+[6H'
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M,F0X:V$N:'1M4$L! A0#%     @ 0:=^5F_&_V<9E@  )$X$ !$
M     ( ![R0  &0T-C4V,S)D97@Q,#$N:'1M4$L! A0#%     @ 0:=^5GG=
M&-FXV   A,@% !               ( !-[L  &0T-C4V,S)D97@R,2YH=&U0
M2P$"% ,4    " !!IWY6T> =_),D  "JH   $               @ $=E $
M9#0V-38S,F1E>#0Q+FAT;5!+ 0(4 Q0    ( $&G?E8CY6=O[0,  '0/   2
M              "  =ZX 0!F8VYC;RTR,#(S,#,R-RYX<V102P$"% ,4
M" !!IWY6_N]+B/(%  "4-P  %@              @ '[O $ 9F-N8V\M,C R
M,S S,C=?9&5F+GAM;%!+ 0(4 Q0    ( $&G?E82X*3G#@@  "M<   6
M          "  2'# 0!F8VYC;RTR,#(S,#,R-U]L86(N>&UL4$L! A0#%
M  @ 0:=^5E#/=ZRM!0  H#L  !8              ( !8\L! &9C;F-O+3(P
D,C,P,S(W7W!R92YX;6Q02P4&      @ "  $ @  1-$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
