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Allowance for Loan and Lease Losses (Tables) | 12 Months Ended
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Dec. 31, 2023
Receivables [Abstract] |
Schedule of Allowance for Loan and Lease Losses | The ALLL activity for loans and leases is summarized in the following table. Allowance for Loan and Lease Losses
dollars in millions | Year Ended December 31, 2023 |  | Year Ended December 31, 2022
| Commercial |  | Consumer |  | SVB |  | Total |  | Commercial |  | Consumer |  | SVB |  | Total
Balance at beginning of period | $ | 789 |  |  | $ | 133 |  |  | $ | — |  |  | $ | 922 |  |  | $ | 80 |  |  | $ | 98 |  |  | $ | — |  |  | $ | 178 |
Initial PCD ALLL | — |  |  | — |  |  | 220 |  |  | 220 |  |  | 258 |  |  | 14 |  |  | — |  |  | 272 |
Day 2 provision for loan and lease losses | — |  |  | — |  |  | 462 |  |  | 462 |  |  | 432 |  |  | 22 |  |  | — |  |  | 454 |
Provision (benefit) for loan and lease losses | 541 |  |  | 27 |  |  | 135 |  |  | 703 |  |  | 101 |  |  | (4) |  |  | — |  |  | 97 |
Total provision for loan and lease losses | 541 |  |  | 27 |  |  | 597 |  |  | 1,165 |  |  | 533 |  |  | 18 |  |  | — |  |  | 551 |
Charge-offs | (328) |  |  | (28) |  |  | (282) |  |  | (638) |  |  | (126) |  |  | (20) |  |  | — |  |  | (146) |
Recoveries | 44 |  |  | 14 |  |  | 20 |  |  | 78 |  |  | 44 |  |  | 23 |  |  | — |  |  | 67 |
Balance at end of period | $ | 1,046 |  |  | $ | 146 |  |  | $ | 555 |  |  | $ | 1,747 |  |  | $ | 789 |  |  | $ | 133 |  |  | $ | — |  |  | $ | 922 |
|  |  |  |  |  |  |  |  | Year Ended December 31, 2021
|  |  |  |  |  |  |  |  | Commercial |  | Consumer |  | SVB |  | Total
Balance at beginning of period |  |  |  |  |  |  |  |  | $ | 92 |  |  | $ | 133 |  |  | $ | — |  |  | $ | 225 |
Benefit for loan and lease losses |  |  |  |  |  |  |  |  | (7) |  |  | (30) |  |  | — |  |  | (37) |
Charge-offs |  |  |  |  |  |  |  |  | (18) |  |  | (18) |  |  | — |  |  | (36) |
Recoveries |  |  |  |  |  |  |  |  | 13 |  |  | 13 |  |  | — |  |  | 26 |
Balance at end of period |  |  |  |  |  |  |  |  | $ | 80 |  |  | $ | 98 |  |  | $ | — |  |  | $ | 178 |
The following table presents the components of the provision for credit losses: Provision for Credit Losses
dollars in millions |  |  | Year Ended December 31,
|  |  | 2023 |  | 2022 |  | 2021
Day 2 provision for loan and lease losses |  |  | $ | 462 |  |  | $ | 454 |  |  | $ | — |
Provision (benefit) for loan and lease losses |  |  | 703 |  |  | 97 |  |  | (37) |
Total provision (benefit) for loan and lease losses |  |  | 1,165 |  |  | 551 |  |  | (37) |
Day 2 provision for off-balance sheet credit exposure |  |  | 254 |  |  | 59 |  |  | — |
(Benefit) provision for off-balance sheet credit exposure |  |  | (44) |  |  | 35 |  |  | — |
Total provision for off-balance sheet credit exposure |  |  | 210 |  |  | 94 |  |  | — |
Benefit for investment securities available for sale credit losses |  |  | — |  |  | — |  |  | — |
Provision (benefit) for credit losses |  |  | $ | 1,375 |  |  | $ | 645 |  |  | $ | (37) |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
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