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LOANS AND LEASES - Schedule of Loans Charge-offs (Details) - USD ($) $ in Millions | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | $ 20 | $ 71 |
Year two | 113 | 169 |
Year three | 194 | 103 |
Year four | 56 | 72 |
Year five | 47 | 83 |
Prior year | 124 | 40 |
Revolving | 101 | 99 |
Revolving Converted to Term Loans | 2 | 1 |
Total | 657 | 638 | $ 146
Commercial |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | 19 | 33 |
Year two | 52 | 100 |
Year three | 88 | 47 |
Year four | 26 | 56 |
Year five | 44 | 83 |
Prior year | 114 | 38 |
Revolving | 63 | 56 |
Revolving Converted to Term Loans | 1 | 1 |
Total | 407 | 414 | 126
Commercial | Owner occupied commercial mortgage |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | 0 | 0 |
Year two | 0 | 0 |
Year three | 0 | 0 |
Year four | 0 | 0 |
Year five | 0 | 0 |
Prior year | 12 | 0 |
Revolving | 0 | 1 |
Revolving Converted to Term Loans | 0 | 0 |
Total | 12 | 1 |
Commercial | Non-owner occupied commercial mortgage |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | 0 | 0 |
Year two | 0 | 0 |
Year three | 0 | 0 |
Year four | 0 | 0 |
Year five | 36 | 66 |
Prior year | 81 | 21 |
Revolving | 0 | 0 |
Revolving Converted to Term Loans | 0 | 0 |
Total | 117 | 87 |
Commercial | Commercial and industrial |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | 17 | 31 |
Year two | 46 | 90 |
Year three | 81 | 40 |
Year four | 19 | 53 |
Year five | 5 | 15 |
Prior year | 17 | 16 |
Revolving | 63 | 55 |
Revolving Converted to Term Loans | 1 | 1 |
Total | 249 | 301 |
Commercial | Leases |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | 2 | 2 |
Year two | 6 | 10 |
Year three | 7 | 7 |
Year four | 7 | 3 |
Year five | 3 | 2 |
Prior year | 4 | 1 |
Revolving | 0 | 0 |
Revolving Converted to Term Loans | 0 | 0 |
Total | 29 | 25 |
Consumer |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | 1 | 8 |
Year two | 4 | 2 |
Year three | 3 | 2 |
Year four | 2 | 1 |
Year five | 0 | 0 |
Prior year | 2 | 2 |
Revolving | 17 | 13 |
Revolving Converted to Term Loans | 1 | 0 |
Total | 30 | 28 | 20
Consumer | Residential mortgage |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | 0 | 0 |
Year two | 0 | 0 |
Year three | 0 | 0 |
Year four | 0 | 0 |
Year five | 0 | 0 |
Prior year | 1 | 2 |
Revolving | 0 | 0 |
Revolving Converted to Term Loans | 0 | 0 |
Total | 1 | 2 |
Consumer | Revolving mortgage |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | 0 |  |
Year two | 0 |  |
Year three | 0 |  |
Year four | 0 |  |
Year five | 0 |  |
Prior year | 0 |  |
Revolving | 0 |  |
Revolving Converted to Term Loans | 1 |  |
Total | 1 |  |
Consumer | Consumer auto |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | 1 | 1 |
Year two | 2 | 1 |
Year three | 2 | 1 |
Year four | 1 | 1 |
Year five | 0 | 0 |
Prior year | 0 | 0 |
Revolving | 0 | 0 |
Revolving Converted to Term Loans | 0 | 0 |
Total | 6 | 4 |
Consumer | Consumer other |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | 0 | 7 |
Year two | 2 | 1 |
Year three | 1 | 1 |
Year four | 1 | 0 |
Year five | 0 | 0 |
Prior year | 1 | 0 |
Revolving | 17 | 13 |
Revolving Converted to Term Loans | 0 | 0 |
Total | 22 | 22 |
SVB |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | 0 | 30 |
Year two | 57 | 67 |
Year three | 103 | 54 |
Year four | 28 | 15 |
Year five | 3 | 0 |
Prior year | 8 | 0 |
Revolving | 21 | 30 |
Revolving Converted to Term Loans | 0 | 0 |
Total | 220 | 196 | $ 0
SVB | Investor dependent - early stage |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | 0 | 2 |
Year two | 41 | 30 |
Year three | 66 | 29 |
Year four | 18 | 3 |
Year five | 2 | 0 |
Prior year | 0 | 0 |
Revolving | 7 | 11 |
Revolving Converted to Term Loans | 0 | 0 |
Total | 134 | 75 |
SVB | Investor dependent - growth stage |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | 0 | 22 |
Year two | 14 | 37 |
Year three | 37 | 25 |
Year four | 10 | 12 |
Year five | 1 | 0 |
Prior year | 6 | 0 |
Revolving | 2 | 1 |
Revolving Converted to Term Loans | 0 | 0 |
Total | 70 | 97 |
SVB | Innovation C&I and cash flow dependent |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Year one | 0 | 6 |
Year two | 2 | 0 |
Year three | 0 | 0 |
Year four | 0 | 0 |
Year five | 0 | 0 |
Prior year | 2 | 0 |
Revolving | 12 | 18 |
Revolving Converted to Term Loans | 0 | 0 |
Total | $ 16 | $ 24 |

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