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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables) | 9 Months Ended
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Sep. 30, 2025
Receivables [Abstract] |
Schedule of Allowance for Loan and Lease Losses | The ALLL activity for loans and leases is summarized in the following table: Allowance for Loan and Lease Losses
dollars in millions | Three Months Ended September 30, 2025 |  | Three Months Ended September 30, 2024
| Commercial |  | Consumer |  |  |  | Total |  | Commercial |  | Consumer |  |  |  | Total
Balance at beginning of period | $ | 1,512 |  |  | $ | 160 |  |  |  |  | $ | 1,672 |  |  | $ | 1,547 |  |  | $ | 153 |  |  |  |  | $ | 1,700 |
Provision (benefit) for loan and lease losses | 238 |  |  | (24) |  |  |  |  | 214 |  |  | 123 |  |  | — |  |  |  |  | 123 |
Charge-offs | (244) |  |  | (12) |  |  |  |  | (256) |  |  | (169) |  |  | (8) |  |  |  |  | (177) |
Recoveries | 18 |  |  | 4 |  |  |  |  | 22 |  |  | 27 |  |  | 5 |  |  |  |  | 32 |
Balance at end of period | $ | 1,524 |  |  | $ | 128 |  |  |  |  | $ | 1,652 |  |  | $ | 1,528 |  |  | $ | 150 |  |  |  |  | $ | 1,678 |
| Nine Months Ended September 30, 2025 |  | Nine Months Ended September 30, 2024
| Commercial |  | Consumer |  |  |  | Total |  | Commercial |  | Consumer |  |  |  | Total
Balance at beginning of period | $ | 1,518 |  |  | $ | 158 |  |  |  |  | $ | 1,676 |  |  | $ | 1,581 |  |  | $ | 166 |  |  |  |  | $ | 1,747 |
Provision (benefit) for loan and lease losses | 487 |  |  | (14) |  |  |  |  | 473 |  |  | 316 |  |  | (5) |  |  |  |  | 311 |
Charge-offs | (540) |  |  | (27) |  |  |  |  | (567) |  |  | (443) |  |  | (21) |  |  |  |  | (464) |
Recoveries | 59 |  |  | 11 |  |  |  |  | 70 |  |  | 74 |  |  | 10 |  |  |  |  | 84 |
Balance at end of period | $ | 1,524 |  |  | $ | 128 |  |  |  |  | $ | 1,652 |  |  | $ | 1,528 |  |  | $ | 150 |  |  |  |  | $ | 1,678 |
The following table presents the components of the provision for credit losses: Provision for Credit Losses
dollars in millions | Three Months Ended September 30, |  | Nine Months Ended September 30,
| 2025 |  | 2024 |  | 2025 |  | 2024 |  |
Provision for loan and lease losses | $ | 214 |  |  | $ | 123 |  |  | $ | 473 |  |  | $ | 311 |  |  |
Benefit for off-balance sheet credit exposure | (23) |  |  | (6) |  |  | (13) |  |  | (35) |  |  |
Provision for credit losses | $ | 191 |  |  | $ | 117 |  |  | $ | 460 |  |  | $ | 276 |  |  |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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