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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables) | 12 Months Ended
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Dec. 31, 2025
Receivables [Abstract] |
Schedule of Allowance for Loan and Lease Losses | The ALLL activity for loans and leases is summarized in the following table: Allowance for Loan and Lease Losses
dollars in millions | Year Ended December 31, 2025 |  | Year Ended December 31, 2024 |  | Year Ended December 31, 2023
| Commercial |  | Consumer |  |  |  | Total |  | Commercial |  | Consumer |  |  |  | Total |  | Commercial |  | Consumer |  | Total
Balance at beginning of period | $ | 1,518 |  |  | $ | 158 |  |  |  |  | $ | 1,676 |  |  | $ | 1,581 |  |  | $ | 166 |  |  |  |  | $ | 1,747 |  |  | $ | 789 |  |  | $ | 133 |  |  | $ | 922 |
Initial PCD ALLL | — |  |  | — |  |  |  |  | — |  |  | — |  |  | — |  |  |  |  | — |  |  | 217 |  |  | 3 |  |  | 220 |
Day 2 Provision for Loan and Lease Losses | — |  |  | — |  |  |  |  | — |  |  | — |  |  | — |  |  |  |  | — |  |  | 419 |  |  | 43 |  |  | 462 |
Provision (benefit) for loan and lease losses | 538 |  |  | (8) |  |  |  |  | 530 |  |  | 461 |  |  | 8 |  |  |  |  | 469 |  |  | 701 |  |  | 2 |  |  | 703 |
Total provision (benefit) for loan and lease losses | 538 |  |  | (8) |  |  |  |  | 530 |  |  | 461 |  |  | 8 |  |  |  |  | 469 |  |  | 1,120 |  |  | 45 |  |  | 1,165 |
Charge-offs | (708) |  |  | (33) |  |  |  |  | (741) |  |  | (627) |  |  | (30) |  |  |  |  | (657) |  |  | (610) |  |  | (28) |  |  | (638) |
Recoveries | 88 |  |  | 13 |  |  |  |  | 101 |  |  | 103 |  |  | 14 |  |  |  |  | 117 |  |  | 65 |  |  | 13 |  |  | 78 |
Balance at end of period | $ | 1,436 |  |  | $ | 130 |  |  |  |  | $ | 1,566 |  |  | $ | 1,518 |  |  | $ | 158 |  |  |  |  | $ | 1,676 |  |  | $ | 1,581 |  |  | $ | 166 |  |  | $ | 1,747 |
The following table presents the components of the provision for credit losses: Provision for Credit Losses
dollars in millions | Year Ended December 31, |  |  |  |
| 2025 |  | 2024 |  | 2023 |  |  |  |
Day 2 Provision for Loan and Lease Losses | $ | — |  |  | $ | — |  |  | $ | 462 |  |  |  |  |
Provision for loan and lease losses | 530 |  |  | 469 |  |  | 703 |  |  |  |  |
Total provision for loan and lease losses | 530 |  |  | 469 |  |  | 1,165 |  |  |  |  |
Day 2 Provision for Off-Balance Sheet Credit Exposure | — |  |  | — |  |  | 254 |  |  |  |  |
Benefit for off-balance sheet credit exposure | (18) |  |  | (38) |  |  | (44) |  |  |  |  |
Total (benefit) provision for off-balance sheet credit exposure | (18) |  |  | (38) |  |  | 210 |  |  |  |  |
Provision for other receivables | 2 |  |  | — |  |  | — |  |  |  |  |
Provision for credit losses | $ | 514 |  |  | $ | 431 |  |  | $ | 1,375 |  |  |  |  |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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