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INCOME TAXES - Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Income Tax Expense (Benefit), Effective Income Tax Rate Reconciliation, Amount [Abstract]      
Pretax income domestic $ 2,926 $ 3,551 $ 12,043
Pretax income foreign 45 41 34
Income (loss) before income taxes 2,971 3,592 12,077
US federal statutory income tax rate 624 754 2,536
Low income housing (44) (29) (17)
Other (26) (16) (6)
Gain on acquisition 0 0 (1,874)
FDIC premiums 36 24 23
Other 4 0 2
Other 3 3 (7)
Domestic state and local income taxes, net of federal effect 149 33 (51)
Foreign tax effects 2 2 5
Changes in unrecognized tax benefits 17 44 0
Total provision for income taxes $ 765 $ 815 $ 611
Effective Income Tax Rate Reconciliation, Percent [Abstract]      
US federal statutory income tax rate 21.00% 21.00% 21.00%
Low income housing (1.50%) (0.80%) (0.10%)
Other (0.90%) (0.40%) 0.00%
Gain on acquisition 0.00% 0.00% (15.50%)
FDIC premiums 1.20% 0.70% 0.20%
Other 0.10% 0.00% 0.00%
Other 0.10% 0.10% (0.10%)
Domestic state and local income taxes, net of federal effect 5.00% 0.90% (0.40%)
Foreign tax effects 0.10% 0.00% 0.00%
Changes in unrecognized tax benefits 0.60% 1.20% 0.00%
Effective income tax rate 25.70% 22.70% 5.10%