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GOODWILL AND CORE DEPOSIT INTANGIBLES
 12 Months Ended
Dec. 31, 2025
Goodwill and Intangible Assets Disclosure [Abstract]  
GOODWILL AND CORE DEPOSIT INTANGIBLES
NOTE 9 — GOODWILL AND CORE DEPOSIT INTANGIBLES

Goodwill
BancShares had goodwill of $346 million at December 31, 2025 and 2024. There was no goodwill impairment during the year ended December 31, 2025 or 2024. Goodwill relates to the General Bank reporting segment.

Core Deposit Intangibles
Core deposit intangibles represent the estimated fair value of core deposits and other customer relationships acquired. Core deposit intangibles are being amortized over their estimated useful lives. The following tables summarize the activity for core deposit intangibles:

Core Deposit Intangibles
Year Ended December 31,
dollars in millions20252024
Balance at beginning of period, net of accumulated amortization $249 $312 
Less: amortization for the period54 63 
Balance at end of period, net of accumulated amortization$195 $249 

The following table summarizes the accumulated amortization balance for core deposit intangibles:

Core Deposit Intangible Accumulated Amortization
dollars in millionsDecember 31, 2025December 31, 2024
Gross balance$501 $501 
Less: accumulated amortization306 252 
Balance, net of accumulated amortization$195 $249 
The following table summarizes the expected amortization expense as of December 31, 2025 in subsequent periods for core deposit intangibles:
Core Deposit Intangible Expected Amortization
dollars in millions
202646 
202739 
202834 
202930 
203028 
Thereafter18 
Balance, net of accumulated amortization$195