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v3.25.3

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands | Sep. 30, 2025 | Dec. 31, 2024
--- | --- | ---
ASSETS |  |
Contract land deposits, net | $ 868,308 | $ 726,675
Total assets | 6,035,458 | 6,380,988
Inventory: |  |
Land under development | 38,017 |
LIABILITIES AND SHAREHOLDERS' EQUITY |  |
Total liabilities | 2,068,696 | 2,170,916
Commitments and contingencies |  |
Shareholders' equity: |  |
Common stock, $0.01 par value; 60,000,000 shares authorized; 20,555,330 shares issued as of both September 30, 2025 and December 31, 2024 | 206 | 206
Additional paid-in capital | 3,131,980 | 3,031,637
Deferred compensation trust – 106,697 shares of NVR, Inc. common stock as of both September 30, 2025 and December 31, 2024 | (16,710) | (16,710)
Deferred compensation liability | 16,710 | 16,710
Retained earnings | 16,022,954 | 15,046,953
Less treasury stock at cost – 17,694,431 and 17,543,686 shares as of September 30, 2025 and December 31, 2024, respectively | (15,188,378) | (13,868,724)
Total shareholders' equity | 3,966,762 | 4,210,072
Total liabilities and shareholders' equity | 6,035,458 | 6,380,988
Mortgage Banking |  |
ASSETS |  |
Cash and cash equivalents | 39,280 | 49,636
Restricted cash | 8,123 | 11,520
Mortgage loans held for sale, net | 341,579 | 355,209
Property, plant and equipment, net | 8,081 | 7,373
Operating lease right-of-use assets | 25,252 | 23,482
Goodwill | 7,347 | 7,347
Other assets | 65,562 | 38,189
Total assets | 495,224 | 492,756
LIABILITIES AND SHAREHOLDERS' EQUITY |  |
Operating lease liabilities | 27,384 | 25,428
Accounts payable and other liabilities | 55,249 | 53,433
Total liabilities | 82,633 | 78,861
Home Building Segment |  |
ASSETS |  |
Cash and cash equivalents | 1,932,167 | 2,561,339
Restricted cash | 44,034 | 42,172
Receivables | 41,377 | 32,622
Contract land deposits, net | 868,308 | 726,675
Property, plant and equipment, net | 102,479 | 95,619
Operating lease right-of-use assets | 87,116 | 78,340
Goodwill | 41,580 | 41,580
Other assets | 291,748 | 251,178
Total assets | 5,540,234 | 5,888,232
Inventory: |  |
Lots and housing units, covered under sales agreements with customers | 1,758,906 | 1,727,243
Unsold lots and housing units | 313,971 | 237,177
Land under development | 38,017 | 65,394
Building materials and other | 20,531 | 28,893
Total Inventory | 2,131,425 | 2,058,707
LIABILITIES AND SHAREHOLDERS' EQUITY |  |
Accounts payable | 361,209 | 332,772
Accrued expenses and other liabilities | 344,658 | 441,300
Customer deposits | 277,351 | 322,926
Operating lease liabilities | 93,191 | 83,939
Senior notes | 909,654 | 911,118
Total liabilities | $ 1,986,063 | $ 2,092,055

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