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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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<SEC-DOCUMENT>0000225090-05-000023.txt : 20050311
<SEC-HEADER>0000225090-05-000023.hdr.sgml : 20050311
<ACCEPTANCE-DATETIME>20050311172511
ACCESSION NUMBER:		0000225090-05-000023
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	20050311
FILED AS OF DATE:		20050311
DATE AS OF CHANGE:		20050311

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BCE INC
		CENTRAL INDEX KEY:			0000718940
		STANDARD INDUSTRIAL CLASSIFICATION:	TELEPHONE COMMUNICATIONS (NO RADIO TELEPHONE) [4813]
		IRS NUMBER:				99999999
		STATE OF INCORPORATION:			A8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-08481
		FILM NUMBER:		05676418

	BUSINESS ADDRESS:	
		STREET 1:		1000 DE LA GAUCHETIERE OUEST
		STREET 2:		BUREAU 4100 MONTREAL
		CITY:			QUEBEC CANADA
		STATE:			A8
		ZIP:			H3B 4Y7
		BUSINESS PHONE:		5143977000

	MAIL ADDRESS:	
		STREET 1:		1000 DE LA GAUCHETIERE OUEST
		STREET 2:		BUREAU 4100 MONTREAL
		CITY:			QUEBEC CANADA
		STATE:			A8
		ZIP:			H3B 4Y7

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BELL CANADA ENTERPRISES INC
		DATE OF NAME CHANGE:	19880111
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>form6karticles.htm
<DESCRIPTION>BELL CANADA CONSTATING DOCUMENTS
<TEXT>
<HTML>
<HEAD>
<TITLE>AutoCoded Document</TITLE>
</HEAD>
<BODY>
<div align="center"><FONT FACE="Times New Roman, Times, Serif"><FONT SIZE="2"><B><font size="4" face="Arial, Helvetica, sans-serif">SECURITIES
  AND EXCHANGE COMMISSION</font></B></FONT></FONT> <FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2"><B><br>
  WASHINGTON, D.C. 20549</B></FONT></FONT> <font face="Arial, Helvetica, sans-serif">
  </font></div>
<P ALIGN="CENTER"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="4"><B>FORM
  6-K</B></FONT></FONT></P>
<P ALIGN="CENTER">&nbsp;</P>
<P ALIGN="CENTER"><FONT SIZE="2" face="Arial, Helvetica, sans-serif"><B>REPORT
  OF FOREIGN PRIVATE ISSUER</B></FONT></P>
<p align="center"><font face="Arial, Helvetica, sans-serif">Pursuant to Rule 13a-16
  or 15d-16 under<br>
  the Securities Exchange Act of 1934</font></p>
<p>&nbsp; </p>
<table width="100%" border="0" cellspacing="0" cellpadding="0">
  <tr>
    <td width="53%"><blockquote>
        <p><font size="2" face="Arial, Helvetica, sans-serif">For the month of:
          <strong>March 2005</strong></font></p>
      </blockquote></td>
    <td width="47%"><blockquote>
        <div align="right"><font size="2" face="Arial, Helvetica, sans-serif">Commission
          File Number: <strong>1-7274</strong></font></div>
      </blockquote></td>
  </tr>
</table>
<p> <font face="Arial, Helvetica, sans-serif"> </font></p>
<div align="center">
  <p><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2"><B><font size="4">Bell
    Canada</font><br>
    </B><I>(Translation of Registrant&#146;s name into English)</I></FONT></FONT></p>
  <p> <font face="Arial, Helvetica, sans-serif"> <br>
    <FONT SIZE="2"><B>1000, rue de La Gaucheti&egrave;re Ouest<br>
    Bureau 3700<br>
    Montr&eacute;al, Qu&eacute;bec, Canada H3B 4Y7<br>
    (514) 870-1511<br>
    </B><I>(Address of principal executive offices)</I></FONT></font> <font face="Arial, Helvetica, sans-serif">
    </font></p>
</div>
<blockquote>
  <p align="LEFT"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">Indicate
    by check mark whether the registrant files or will file annual reports under
    cover Form&nbsp;20-F or Form 40-F.</FONT></FONT> </p>
</blockquote>
<table width="80%" border="0" cellpadding="0" cellspacing="0">
  <tr>
    <td width="10%" align="right">&nbsp;</td>
    <td width="32%" align="right"><font face="Arial, Helvetica, sans-serif">Form
      20-F</font></td>
    <td width="8%"><font face="Arial, Helvetica, sans-serif"><br>
      </font> <hr align="left" width=100% size=1 noshade color=BLACK> </td>
    <td width="32%" align="right"><font face="Arial, Helvetica, sans-serif">Form
      40-F</font></td>
    <td width="8%" valign="bottom"><div align="center"><font face="Arial, Helvetica, sans-serif">X
        </font></div>
      <HR align="left" WIDTH=100% SIZE=1 NOSHADE COLOR=BLACK></td>
    <td width="10%" valign="bottom"> <div align="center"></div></td>
  </tr>
</table>
<p>&nbsp;</p>
<blockquote>
  <p align="LEFT"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">Indicate
    by check mark whether the registrant by furnishing the information contained
    in this Form is also thereby furnishing the information to the Commission
    pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.</FONT></FONT>
  </p>
</blockquote>
<table width="85%" border="0" cellpadding="0" cellspacing="0">
  <tr>
    <td width="20%" align="right">&nbsp;</td>
    <td width="18%" align="right"><font face="Arial, Helvetica, sans-serif">Yes</font></td>
    <td width="8%"><font face="Arial, Helvetica, sans-serif"><br>
      </font> <hr width=100% size=1 color=BLACK noshade> </td>
    <td width="27%" align="right"><font face="Arial, Helvetica, sans-serif">No</font></td>
    <td width="9%"> <div align="center"><font face="Arial, Helvetica, sans-serif">X
        </font></div>
      <HR WIDTH=100% SIZE=1 COLOR=BLACK NOSHADE></td>
    <td width="14%"> <div align="center"></div></td>
  </tr>
</table>
<p>&nbsp;</p>
<table width="95%" border="0" cellpadding="0" cellspacing="0">
  <tr>
    <td valign="top"> <blockquote>
        <p><font size="2" face="Arial, Helvetica, sans-serif">If "Yes" is marked,
          indicate below the file number assigned to the Registrant in connection
          with <br>
          Rule 12g3-2(b): 82-____________ .</font><font face="Arial, Helvetica, sans-serif"><br>
          </font></p>
      </blockquote></td>
  </tr>
</table>
<blockquote>
  <p align="justify"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">Notwithstanding
    any reference to Bell Canada&#146;s Web site on the World Wide Web in the
    documents attached hereto, the information contained in Bell Canada&#146;s
    site or any other site on the World Wide Web referred to in Bell Canada&#146;s
    site is not a part of this Form 6-K and, therefore, is not filed with the
    Securities and Exchange Commission.</FONT></FONT> </p>
</blockquote>
<p align="justify">&nbsp;</p>
<hr width="100%" size=3 color=GRAY noshade>
<div align="justify">
  <p align="center">&nbsp;</p>
  <div align="justify">
    <table width="99%" border="0">
      <tr>
        <td width="15%"><div align="right"><img src="flag.gif" width="41" height="28"></div></td>
        <td width="1%" valign="bottom">&nbsp;</td>
        <td width="34%" valign="bottom"><font size="2" face="Arial, Helvetica, sans-serif">Industry
          Canada</font></td>
        <td width="50%" valign="bottom"><font size="2" face="Arial, Helvetica, sans-serif">Industrie
          Canada</font></td>
      </tr>
    </table>
    <br>
    <table width="99%" border="0">
      <tr>
        <td width="15%">&nbsp;</td>
        <td width="35%"><strong><font size="2" face="Arial, Helvetica, sans-serif">Certificate</font></strong></td>
        <td width="10%">&nbsp;</td>
        <td width="40%"><strong><font size="2" face="Arial, Helvetica, sans-serif">Certificat</font></strong></td>
      </tr>
      <tr>
        <td width="15%">&nbsp;</td>
        <td width="35%"><strong><font size="2" face="Arial, Helvetica, sans-serif">of
          Amendment</font></strong></td>
        <td width="10%">&nbsp;</td>
        <td width="40%"><strong><font size="2" face="Arial, Helvetica, sans-serif">de
          modification</font></strong></td>
      </tr>
      <tr>
        <td width="15%">&nbsp;</td>
        <td width="35%">&nbsp;</td>
        <td width="10%">&nbsp;</td>
        <td width="40%">&nbsp;</td>
      </tr>
      <tr>
        <td width="15%">&nbsp;</td>
        <td width="35%"><strong><font size="2" face="Arial, Helvetica, sans-serif">Canada
          Business</font></strong></td>
        <td width="10%">&nbsp;</td>
        <td width="40%"><strong><font size="2" face="Arial, Helvetica, sans-serif">Loi
          canadienne sur</font></strong></td>
      </tr>
      <tr>
        <td width="15%">&nbsp;</td>
        <td width="35%"><strong><font size="2" face="Arial, Helvetica, sans-serif">Corporations
          Act</font></strong></td>
        <td width="10%">&nbsp;</td>
        <td width="40%"><strong><font size="2" face="Arial, Helvetica, sans-serif">les
          soci&eacute;t&eacute;s par actions</font></strong></td>
      </tr>
    </table>
    <p align="center"><img src="square.gif" width="646" height="767"></p>
    <p>&nbsp;</p>
    <HR color=gray noShade SIZE=3>
    <br>
    <table width="99%" border="0">
      <tr>
        <td width="20%"><strong><font size="2" face="Arial, Helvetica, sans-serif">Industry
          Canada</font></strong></td>
        <td width="25%"><strong><font size="2" face="Arial, Helvetica, sans-serif">Industrie
          Canada</font></strong></td>
        <td width="30%"> <div align="center"><strong><font size="2" face="Arial, Helvetica, sans-serif">FORM
            4 </font></strong></div></td>
        <td width="25%"> <div align="center"><strong><font size="2" face="Arial, Helvetica, sans-serif">FORMULE
            4 </font> </strong></div></td>
      </tr>
      <tr>
        <td width="20%">&nbsp;</td>
        <td width="25%">&nbsp;</td>
        <td width="30%"> <div align="center"><strong><font size="2" face="Arial, Helvetica, sans-serif">ARTICLES
            OF AMENDMENT</font></strong></div></td>
        <td width="25%"> <div align="center"><strong><font size="2" face="Arial, Helvetica, sans-serif">CLAUSES
            MODIFICATRICES </font></strong></div></td>
      </tr>
      <tr>
        <td width="20%"><strong><font size="2" face="Arial, Helvetica, sans-serif">Canada
          Business</font></strong></td>
        <td width="25%"><strong><font size="2" face="Arial, Helvetica, sans-serif">Loi
          canadienne sur les</font></strong></td>
        <td width="30%"> <div align="center"><strong><font size="2" face="Arial, Helvetica, sans-serif">(SECTIONS
            27 OR 177)</font></strong></div></td>
        <td width="25%"> <div align="center"><strong><font size="2" face="Arial, Helvetica, sans-serif">(ARTICLE
            27 OU 177)</font></strong></div></td>
      </tr>
      <tr>
        <td width="20%"><strong><font size="2" face="Arial, Helvetica, sans-serif">Corporations
          Act</font></strong></td>
        <td width="25%"><strong><font size="2" face="Arial, Helvetica, sans-serif">soci&eacute;t&eacute;s
          par actions</font></strong></td>
        <td width="30%"> <div align="center"></div></td>
        <td width="25%"> <div align="center"></div></td>
      </tr>
    </table>
    <p align="center">&nbsp;</p>
    <table width="99%" border="0">
      <tr>
        <td colspan="2"><HR ALIGN=LEFT WIDTH=100% SIZE=1 NOSHADE></td>
      </tr>
      <tr>
        <td width="64%"><font size="2" face="Arial, Helvetica, sans-serif"><strong>1.
          Name of the Corporation</strong></font></td>
        <td width="36%"><font size="2" face="Arial, Helvetica, sans-serif"><strong>2.
          Corporation No. </strong></font></td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td>&nbsp;</td>
      </tr>
      <tr>
        <td><font size="2" face="Arial, Helvetica, sans-serif">The Bell Telephone
          Company of Canada or Bell Canada</font></td>
        <td>428531-0</td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td>&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2"><hr align=LEFT width=100% size=1 noshade></td>
      </tr>
      <tr>
        <td colspan="2"><font size="2" face="Arial, Helvetica, sans-serif"><strong>2.
          The articles of the above-named corporation are amended as follows:</strong></font></td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">Schedule 1 to the articles of the corporation is repealed
          and replaced by the Schedule 1 attached hereto and forming an integral
          part hereof.</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td colspan="2">&nbsp;</td>
      </tr>
    </table>
    <br>
    <img src="signature.gif" width="740" height="153"><br>
    <br>
    <HR color=gray noShade SIZE=3>
    <p align="center">&nbsp;</p>
    <div align="center">
      <p><font size="2" face="Arial, Helvetica, sans-serif"><b><u>SCHEDULE 1</u></b></font>
      </p>
      <p>&nbsp;</p>
    </div>
  </div>
  <div align="justify">
    <table width="99%" border="0">
      <tr>
        <td width="7%" valign="top"> <div align="justify"><font size="2" face="Arial, Helvetica, sans-serif"><b>1.
            </b></font></div></td>
        <td colspan="3" valign="top"> <p align="justify"><font size="2" face="Arial, Helvetica, sans-serif"><b><u>CLASSES
            AND NUMBER OF SHARES</u></b></font></p></td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td colspan="3" valign="top">&nbsp;</td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td colspan="3" valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2">The
          classes and any maximum number of shares that the Corporation is authorized
          to issue are as follows: </font></font></td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td colspan="3" valign="top">&nbsp;</td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td width="5%" valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">(a)</font></font></div></td>
        <td colspan="2"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">
            an unlimited number of common shares (herein referred to as the &quot;Common
            Shares&quot;); and</font></font></div></td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td colspan="3" valign="top">&nbsp;</td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">(b)
            </font></font></div></td>
        <td colspan="2"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">an
            unlimited number of Class A preferred shares (herein referred to as
            the &quot;Class A Preferred Shares&quot;) issuable in series of which
            </font></font></div></td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td valign="top">&nbsp;</td>
        <td colspan="2">&nbsp;</td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td valign="top"><div align="justify"></div></td>
        <td width="6%" valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">(i)</font></font></div></td>
        <td width="82%"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">
            24,000,000 are designated as Cumulative Redeemable Class A Preferred
            Shares Series 15 (the &quot;Series 15 Preferred Shares&#148;);</font></font></div></td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td valign="top"><div align="justify"></div></td>
        <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">(ii)
            </font></font></div></td>
        <td><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">24,000,000
            are designated as Cumulative Redeemable Class A Preferred Shares Series
            16 (the &quot;Series 16 Preferred Shares&#148;);</font></font></div></td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td valign="top"><div align="justify"></div></td>
        <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font face="Arial, Helvetica, sans-serif"><font size="2">(</font></font><font size="2">iii)</font></font></div></td>
        <td><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">
            22,000,000 are designated as Cumulative Redeemable Class A Preferred
            Shares Series 17 (the &quot;Series 17 Preferred Shares&#148;);</font></font></div></td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td valign="top"><div align="justify"></div></td>
        <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">(iv)</font></font></div></td>
        <td><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">
            22,000,000 are designated as Cumulative Redeemable Class A preferred
            Shares Series 18 (the &#145;&#145;Series 18 Preferred Shares&#148;);</font></font></div></td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td valign="top"><div align="justify"></div></td>
        <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">(v)</font></font></div></td>
        <td><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">
            22,000,000 are designated as Cumulative Redeemable Class A Preferred
            Shares Series 19 (the &quot;Series 19 Preferred Shares&#148;); and</font></font></div></td>
      </tr>
      <tr>
        <td>&nbsp;</td>
        <td valign="top"><div align="justify"></div></td>
        <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">(vi)</font></font></div></td>
        <td><div align="justify"><font face="Arial, Helvetica, sans-serif"><font face="Arial, Helvetica, sans-serif"><font size="2">22,000,000</font></font><font size="2">
            are designated as Cumulative Redeemable Class A Preferred Shares Series
            20 (the &quot;Series 20 Preferred Shares&#148;).</font></font></div></td>
      </tr>
    </table>
  </div>
  <table width="100%" border="0">
    <tr>
      <td valign="top">&nbsp;</td>
      <td width="93%" valign="top">&nbsp;</td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top">&nbsp;</td>
    </tr>
    <tr>
      <td width="7%" valign="top"> <div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2"><b>2.</b></font></font><font size="2" face="Arial, Helvetica, sans-serif"><b>
          </b></font></div></td>
      <td><font face="Arial, Helvetica, sans-serif"><font size="2"><b> <u>COMMON
        SHARES</u></b></font></font></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top">&nbsp;</td>
    </tr>
    <tr>
      <td valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2">2.1</font></font></td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">
          The holders thereof are entitled to one vote for each share held of
          record on all matters voted on by shareholders except matters on which
          only the holders of another specified class or series of shares are
          entitled to vote.</font></font></div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
    <tr>
      <td valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2">2.2</font></font></td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">
          Subject to the rights, privileges, restrictions and conditions attaching
          to shares of any other class or series of the Corporation, the holders
          of Common Shares are entitled to receive such dividends payable in money,
          property, or by the issue of fully paid shares of the Corporation, as
          may be declared by the Board of Directors and to receive the remaining
          property of the Corporation upon the liquidation, dissolution or winding
          up thereof. </font></font></div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
    <tr>
      <td valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2">2.3</font></font></td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">
          The Directors of the Corporation may determine at any time and from
          time to time, with respect to all or a portion of any dividend on the
          Common Shares of the Corporation that such dividend shall be payable
          in money or, in the case of electing holders whose addresses on the
          securities register of the Corporation are in Canada, and in jurisdictions
          specified by the Directors outside Canada, by the issue of fully paid
          Common Shares of the Corporation having a value, as determined by the
          Directors, that is substantially equivalent, as of a date or period
          of days determined by the Directors, to the cash amount of such dividend,
          provided that the Directors may (but need not) value the Common Shares
          to be issued in payment of the dividend at a discount from or premium
          to the relevant market value thereof of up to 5%, in either case. </font></font></div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
    <tr>
      <td colspan="2" valign="top"><div align="justify">
          <HR color=gray noShade SIZE=3>
        </div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
  </table>
  <table width="100%" border="0">
    <tr>
      <td valign="top"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          2 -</FONT></FONT></div></td>
    </tr>
  </table>
  <table width="100%" border="0">
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">
          </font></font></div></td>
    </tr>
    <tr>
      <td valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2">2.4</font></font></td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">With
          respect to fraction of share interests that may result from any such
          stock dividend the Corporation shall issue to an agent for shareholders
          appointed by the Corporation a number </font><font face="Arial, Helvetica, sans-serif"><font size="2">of
          whole shares representing in the aggregate the fraction of share interests
          of all electing shareholders unless the Directors of the Corporation
          otherwise determine, for instance by the payment of cash in lieu of
          fraction of share interests that may result from any such dividend.
          In any event, no certificates representing fraction of share interests
          will be issued by the Corporation.</font></font></font></div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top">&nbsp;</td>
    </tr>
    <tr>
      <td width="7%" valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2"><b>3.</b></font></font></td>
      <td width="93%" valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2"><b>
          <u>CLASS A PREFERRED SHARES </u></b></font></font></div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top">&nbsp;</td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">The
          rights, privileges, restrictions and conditions attaching to the Class
          A Preferred Shares as a class are as follows:</font></font> </div></td>
    </tr>
  </table>
  <table width="100%" border="0">
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"></font></div></td>
    </tr>
    <tr>
      <td width="7%" valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2">3.1
        </font></font></td>
      <td width="93%" valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">The
          Class A Preferred Shares shall be issuable in series and the Directors
          of the Corporation shall have the right from time to time, exercisable
          in accordance with the provisions of the <em>Canada Business Corporations
          Act</em> (the &quot;CBCA&#148;), to fix the number of, and to determine
          the designation, rights, privileges, restrictions and conditions attaching
          to, the Class A Preferred Shares of each series.</font></font> </div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"></font></div></td>
    </tr>
    <tr>
      <td valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2">3.2
        </font></font></td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">The
          holders of any series of the Class A Preferred Shares shall be entitled
          to receive in priority to the holders of Common Shares and of shares
          of any other class of the Corporation ranking junior to the Class A
          Preferred Shares, as and when declared by the Directors of the Corporation,
          dividends in the amounts specified or determinable in accordance with
          the rights, privileges, restrictions and conditions attaching to any
          such series.</font></font> </div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
    <tr>
      <td valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2">3.3
        </font></font></td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">Upon
          any liquidation, dissolution or winding up of the Corporation or other
          distribution of the assets of the Corporation among shareholders for
          the purpose of winding up its affairs, before any amount shall be paid
          to or any assets distributed among the holders of Common Shares or of
          shares of any other class of the Corporation ranking junior to the Class
          A Preferred Shares, the holders of the Class A Preferred Shares shall
          be entitled to receive with respect to the shares of each series thereof
          all amounts which may be provided in the Articles of the Corporation
          to be payable thereon in respect of return of capital, premium and dividends.
          Unless the Articles of the Corporation otherwise provide with respect
          to any series of the Class A Preferred Shares, after payment to the
          holders of the Class A Preferred Shares of the amounts provided in the
          Articles of the Corporation to be payable to them, such holders shall
          not be entitled to share in any further distribution of the assets of
          the Corporation.</font></font> </div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
    <tr>
      <td valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2">3.4</font></font></td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">
          The Class A Preferred Shares of all series shall rank on a parity with
          each other with respect to payment of dividends and with respect to
          distribution of assets in the event of liquidation, dissolution or winding
          up of the Corporation, whether voluntary or involuntary, or any other
          distribution of assets for the purpose of winding up its affairs. </font></font></div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
    <tr>
      <td valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2">3.5
        </font></font></td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">The
          holders of the Class A Preferred Shares shall not be entitled to receive
          any notice of, or to attend any meeting of shareholders of the Corporation
          and shall not be entitled to vote at any such meeting, except to the
          extent otherwise provided in the Articles of the Corporation with respect
          to any series of the Class A Preferred Shares or, subject to section
          3.8 hereof, when the holders of Class A Preferred Shares are entitled
          to vote separately as a class or series as provided in the CBCA.</font></font></div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
    <tr>
      <td colspan="2" valign="top"><div align="justify">
          <HR color=gray noShade SIZE=3>
        </div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
    <tr>
      <td colspan="2" valign="top"><div align="center"><font face="Arial, Helvetica, sans-serif"></font>
          - 3 -</div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
    <tr>
      <td valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2">3.6</font></font></td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">
          The provisions attaching to Class A Preferred Shares as a class may
          be repealed or modified from time to time with such approval as may
          then be required by the CBCA to be given by the holders of Class A Preferred
          Shares as a class, any such approval to be given in accordance with
          section 3.9.</font></font> </div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
    <tr>
      <td valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2">3.7</font></font></td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">
          In connection with any matter requiring the approval of the Class A
          Preferred Shares as a class, every holder of Class A Preferred Shares
          shall be entitled to one vote in respect of each Class A Preferred Share
          held unless otherwise provided in the Articles of the Corporation with
          respect to any series of Class A Preferred Shares.</font></font></div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
    <tr>
      <td valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2">3.8</font></font></td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">
          The holders of the Class A Preferred Shares shall not be entitled to
          vote separately as a class upon a proposal to amend the Articles of
          the Corporation to increase or decrease any maximum number of authorized
          Class A Preferred Shares, or increase any maximum number of authorized
          shares of a class having rights or privileges equal or superior to the
          Class A Preferred Shares, to effect an exchange, reclassification or
          cancellation of all or part of the Class A Preferred Shares or to create
          a new class of shares ranking equal to the <font face="Arial, Helvetica, sans-serif"><font face="Arial, Helvetica, sans-serif">Class
          A Preferred Shares, the whole as set forth in subsection 176(1) of the
          CBCA as now existing. </font></font></font></font></div></td>
    </tr>
  </table>
  <table width="100%" border="0">
    <tr>
      <td width="7%" valign="top">&nbsp;</td>
      <td width="93%" valign="top"><div align="justify"></div></td>
    </tr>
    <tr>
      <td valign="top"><font face="Arial, Helvetica, sans-serif"><font size="2">3.9</font></font></td>
      <td valign="top"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">
          The approval of the holders of the Class A Preferred Shares with respect
          to any matters which may be required to be approved by them may be given
          at a general meeting of the holders of the Class A Preferred Shares
          duly called and held upon not less than 21 days&#146; notice at which
          the holders of at least a majority of the outstanding Class A Preferred
          Shares are present or are represented by proxy; if at any such meeting
          the holders of a majority of the outstanding Class A Preferred Shares
          are not present or represented by proxy within one-half hour after the
          time appointed for such meeting then the meeting shall be adjourned
          to such date not less than 21 days thereafter and to such time and place
          as may be designated by the chairman, and not less than 15 days&#146;
          written notice shall be given of such adjourned meeting; at such adjourned
          meeting the holders of Class A Preferred Shares present or represented
          by proxy may transact the business for which the meeting was originally
          called; subject to the foregoing, the formalities to be observed in
          respect of the giving of notice of any such meeting or adjourned meeting
          and the conduct thereof shall be those from time to time prescribed
          in the by-laws of the Corporation with respect to meetings of shareholders.</font></font></div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
    <tr>
      <td valign="top">&nbsp;</td>
      <td valign="top"><div align="justify"></div></td>
    </tr>
  </table>
  <TABLE width="99%" border=0
cellPadding=0 cols=2 class=MsoNormalTable style="WIDTH: 100%; mso-cellspacing: 1.5pt">
    <TR style="mso-yfti-irow: 0">
      <TD width="7%"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><b><font size="2" face="Arial, Helvetica, sans-serif">4</font></b><font size="2" face="Arial, Helvetica, sans-serif"><b>.
        </b></font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><P ALIGN="LEFT"><FONT size="2" FACE="Arial, Helvetica, sans-serif"><B><u>SERIES
          15 PREFERRED SHARES</u></B></FONT></P></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Series 15 Preferred Shares shall, in addition to the rights, privileges,
          restrictions and conditions attaching to the Class A Preferred Shares
          as a class, carry and be subject to the following rights, privileges,
          restrictions and conditions:</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.1</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Dividend</u> </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.1.1</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Definitions</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><P ALIGN="justify"><FONT size="2" FACE="Arial, Helvetica, sans-serif">For
          the purposes hereof, the following capitalized terms shall have the
          following meanings, unless the context otherwise requires:</FONT> </P></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <div align="left"> </div></TD>
      <TD width="5%"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></div></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Adjustment
          Factor&quot; for any Month means the percentage per annum, positive
          or negative, based on the Calculated Trading Price of the Series 15
          Preferred </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;-
          4 -</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Shares
          for the preceding Month, determined in accordance with the following
          table:</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="2"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <p><font size="2" face="Arial, Helvetica, sans-serif"><br>
          If Calculated Trading Price Is</font></p></TD>
      <TD colspan="2"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="right"><font size="2" face="Arial, Helvetica, sans-serif">The
          Adjustment Factor as a Percentage of Prime Shall Be</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <hr width="100%" size=2 color=GRAY noshade></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="2"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        $25.50 or more .....................................................................<br>
        $25.375 and less than $25.50 ................................................
        <br>
        $25.25 and less than $25.375 ................................................<br>
        $25.125 and less than $25.25 ................................................<br>
        Greater than $24.875 and less than $25.125............................<br>
        Greater than $24.75 to $24.875 .............................................<br>
        Greater than $24.625 to $24.75..............................................<br>
        Greater than $24.50 to $24.625 .............................................<br>
        $24.50 or less ......................................................................</font></TD>
      <TD width="17%"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="right"><font size="2" face="Arial, Helvetica, sans-serif">
          -4.00%<br>
          -3.00%<br>
          -2.00%<br>
          -1.00%<br>
          nil <br>
          1.00%<br>
          2.00%<br>
          3.00%<br>
          4.00%</font></div></TD>
      <TD width="9%"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD width="4%"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD width="58%"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="2"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">The
        maximum Adjustment Factor for any Month will be <u>+</u> 4.00%</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          in any Month there is no trade on the Exchange of Series 15 Preferred
          Shares of a board lot or more, the Adjustment Factor for the following
          Month shall be nil; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Annual
          Dividend Rate&quot; means the Annual Fixed Dividend Rate or the Annual
          Floating Dividend Rate, whichever is provided by this section 4.1 to
          be applicable at the relevant time;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(c)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Annual
        Fixed Dividend Rate&quot; means 5.50% per annum; </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Arial, Helvetica, sans-serif"><font size="2">(d)</font></font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">&quot;Annual
          Floating Dividend Rate&#148; means for any Month the rate of interest
          expressed as a percentage per annum (rounded to the nearest one-thousandth
          (1/1000) of one percent (0.001%)) which is equal to Prime multiplied
          by the Designated Percentage for such Month;</font></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Arial, Helvetica, sans-serif"><font size="2">(e)</font></font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">&quot;Banks&#148;
          means any two of Royal Bank of Canada, Bank of Montreal, The Bank of
          Nova Scotia, The Toronto-Dominion Bank and Canadian Imperial Bank of
          Commerce and any successor of any of them as may be designated from
          time to time by the Board of Directors by notice given to the transfer
          agent for the Series 15 Preferred Shares, such notice to take effect
          on, and to be given at least two (2) business days prior to, the commencement
          of a particular Dividend Period and, until such notice is first given,
          means Royal Bank of Canada and The Toronto- Dominion Bank; </font></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Arial, Helvetica, sans-serif"><font size="2">(f)</font></font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font face="Arial, Helvetica, sans-serif"><font size="2">&quot;Calculated
          Trading Price&#148; for any Month means:</font></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Arial, Helvetica, sans-serif"><font face="Arial, Helvetica, sans-serif"><font size="2">(i)</font></font></font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Arial, Helvetica, sans-serif"><font face="Arial, Helvetica, sans-serif"><font size="2">
        the aggregate of the Daily Adjusted Trading Value for all Trading Days
        in such Month; </font></font></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Arial, Helvetica, sans-serif"><font face="Arial, Helvetica, sans-serif"><font size="2">divided
        by</font></font></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Arial, Helvetica, sans-serif"><font face="Arial, Helvetica, sans-serif"><font size="2">(ii)</font></font></font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Arial, Helvetica, sans-serif"><font face="Arial, Helvetica, sans-serif"><font size="2">
        the aggregate of the Daily Trading Volume for all Trading Days in such
        Month; </font></font></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><font size="2" face="Arial, Helvetica, sans-serif">-
          5 -</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Arial, Helvetica, sans-serif"><font size="2">(g)</font></font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font face="Arial, Helvetica, sans-serif"><font size="2">Daily
        Accrued Dividend Deduction&#148; for any Trading Day means: </font></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          product obtained by multiplying the dividend accrued on a Series 15
          Preferred Share in respect of the Month in which the Trading Day falls
          by the number of days elapsed from but excluding the day prior to the
          Ex-Dividend Date immediately preceding such Trading Day to and including
          such Trading Day (or if such Trading Day is an Ex-Dividend Date by one
          (1) day); </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">divided
        by</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          number of days from and including the Ex-Dividend Date to but excluding
          the following Ex-Dividend Date;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(h)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">Daily
        Adjusted Trading Value&#148; for any Trading Day means:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          aggregate dollar value of all transactions of Series 15 Preferred Shares
          on the Exchange (made on the basis of the normal settlement period in
          effect on the Exchange) occurring during such Trading Day; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">less
        </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">the
        Daily Trading Volume for such Trading Day multiplied by the Daily Accrued
        Dividend Deduction for such Trading Day;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Daily
          Trading Volume&#148; for any Trading Day means the aggregate number
          of Series 15 Preferred Shares traded in all transactions (made on the
          basis of the normal settlement period in effect on the Exchange) occurring
          during such Trading Day on the Exchange;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(j)
        </font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Deemed
          Record Date&#148; means the last Trading Day of a Month with respect
          to which no dividend is declared by the Board of Directors;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(k)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Designated
          Percentage&#148; for the Month of February 2005 means 80 percent (80%)
          and for each Month thereafter means the Adjustment Factor for such Month
          plus the Designated Percentage for the preceding Month, provided that
          the Annual Floating Dividend Rate for any Month shall in no event be
          less than 50% of Prime for such Month or more than 100% of Prime for
          such Month;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(l)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Dividend
        Payment Date&#148; means:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">during
          the Fixed Rate Period, the first day of each of February, May, August
          and November in each year; and</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">during
          the Floating Rate Period, the twelfth day of each Month commencing with
          the Month of March 2005; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">and
        the first Dividend Payment Date shall be May 1, 2000;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          6 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><FONT SIZE="2">&nbsp;
        </FONT><font face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(m)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Dividend
        Period&#148; means:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">during
          the Fixed Rate Period, the period from and including a Dividend Payment
          Date to but not including the next succeeding Dividend Payment Date;
          and</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">during
        the Floating Rate Period, a Month;</font> </TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><FONT SIZE="2">&nbsp;
        </FONT><font face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <div align="left"> </div></TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">(n)</font></div></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Ex-Dividend
        Date&#148; means: </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">(i)
          </font></div></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Trading Day which, under the rules or normal practices of the Exchange,
          is designated or recognized as the ex-dividend date relative to any
          dividend record date for the Series 15 Preferred Shares; or</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></div></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">if
          the Board of Directors fails to declare a dividend in respect of a Month,
          the Trading Day which, under the rules or normal practices of the Exchange,
          would be recognized as the Ex-Dividend Date relative to any Deemed Record
          Date for the Series 15 Preferred Shares; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">(o)</font></div></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Exchange&#148;
          means the Toronto Stock Exchange or such other exchange or trading market
          in Canada as may be determined from to time by the Corporation as being
          the principal trading market for the Series 15 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">(p)</font></div></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Fixed
          Rate Period&#148; means the period commencing with the date of issue
          of the Series 15 Preferred Shares and ending on and including January
          31, 2005;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">(q)</font></div></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Floating
          Rate Period&#148; means the period commencing immediately after the
          end of the Fixed Rate Period and continuing for so long as any of the
          Series 15 Preferred Shares shall be outstanding;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(r)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Month&#148;
        means a calendar month; </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">(s)</font></div></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Prime&#148;
          for a Month means the average (rounded to the nearest one-thousandth
          (1/1000) of one percent (0.001%)) of the Prime Rate in effect on each
          day of such Month; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">(t)</font></div></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Prime
          Rate&#148; for any day means the average (rounded to the nearest one-thousandth
          (1/1000) of one percent (0.001%)) of the annual rates of interest announced
          from time to time by the Banks as the reference rates then in effect
          for such day for determining interest rates on Canadian dollar commercial
          loans made to prime commercial borrowers in Canada. If one of the Banks
          does not have such an interest rate in effect on a day, the Prime Rate
          for such day shall be such interest rate in effect for that day of the
          other Bank; if both Banks do not have such an interest rate in effect
          on a day, the Prime Rate for that day shall be equal to one and a half
          percent (1.5%) per annum plus the average yield expressed as a percentage
          per annum on 91-day Government of Canada Treasury Bills, as reported
          by the Bank of Canada, for the weekly tender for the week immediately
          preceding that day; and if both of such Banks do not have such an interest
          rate in effect on a day and the Bank of Canada does not report such
          average yield per annum, the Prime Rate for that day shall be equal
          to the Prime Rate for the next preceding day. The Prime Rate and Prime
          shall be determined from time to time by an officer of the Corporation
          from quotations </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          7 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">supplied
          by the Banks or otherwise publicly available. Such determination shall,
          in the absence of manifest error, be final and binding upon the Corporation
          and upon all holders of Series 15 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">(u)</font></div></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Trading
          Day&#148; means, if the Exchange is a stock exchange in Canada, a day
          on which the Exchange is open for trading or, in any other case, a business
          day.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.1.2</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>General</u></font>
      </TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          holders of the Series 15 Preferred Shares shall be entitled to receive
          cumulative preferred cash dividends, as and when declared by the Board
          of Directors, out of moneys of the Corporation properly applicable to
          the payment of dividends, at the rates and times herein provided. Dividends
          on the Series 15 Preferred Shares shall accrue on a daily basis from
          and including the date of issue thereof, and shall be payable quarterly
          during the Fixed Rate Period and monthly during the Floating Rate Period.
          Payment of the dividend on the Series 15 Preferred Shares payable on
          any Dividend Payment Date (less any tax required to be deducted) shall
          be made by cheque at par in lawful money of Canada payable at any branch
          in Canada of the Corporation&#146;s bankers.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Dividends
          declared on the Series 15 Preferred Shares shall (except in case of
          redemption in which case payment of dividends shall be made on surrender
          of the certificate representing the Series 15 Preferred Shares to be
          redeemed) be paid by posting in a postage paid envelope addressed to
          each holder of the Series 15 Preferred Shares at the last address of
          such holder as it appears on the securities register of the Corporation
          or, in the event of the address of any holder not so appearing, then
          to the address of such holder last known to the Corporation, or, in
          the case of joint holders, to the address of that one whose name appears
          first in the securities register of the Corporation as one of such joint
          holders, a cheque for such dividends (less any tax required to be deducted)
          payable to the order of such holder or, in the case of joint holders,
          to the order of all such holders failing written instructions from them
          to the contrary. Notwithstanding the foregoing, any dividend cheque
          may be delivered by the Corporation to a holder of Series 15 Preferred
          Shares at his address as aforesaid. The posting or delivery of such
          cheque shall be deemed to be payment and shall satisfy and discharge
          all liabilities for the payment of such dividends to the extent of the
          sum represented thereby (plus the amount of any tax required to be deducted
          as aforesaid) unless such cheque is not paid on due presentation.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.1.3</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif"><u>Fixed
          Rate Period </u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">During
          the Fixed Rate Period, the dividends in respect of the Series 15 Preferred
          Shares shall be payable quarterly at the Annual Fixed Dividend Rate.
          Accordingly, on each Dividend Payment Date during the Fixed Rate Period,
          other than May 1, 2000, but including February 1, 2005, the dividend
          payable shall be $0.34375 per Series 15 Preferred Share. The amount
          of the first quarterly dividend payable on each Series 15 Preferred
          Share on May 1, 2000, shall be in the amount of $1.375 multiplied by
          a fraction of which the numerator is the number of days from and including
          the original date of issue of the Series 15 Preferred Shares to but
          excluding the first Dividend Payment Date and the denominator is 365.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          8 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.1.4</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Floating
        Rate Period</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">During
          the Floating Rate Period, the dividends in respect of the Series 15
          Preferred Shares shall be payable monthly at the Annual Floating Dividend
          Rate as calculated from time to time. Accordingly, on each Dividend
          Payment Date during the Floating Rate Period, the dividend payable on
          the Series 15 Preferred Shares shall be that amount (rounded to the
          nearest one-thousandth (1/1000) of one cent) obtained by multiplying
          $25.00 by the Annual Floating Dividend Rate applicable to the Month
          preceding such Dividend Payment Date and by dividing the product by
          twelve. The record date for the purpose of determining holders of Series
          15 Preferred Shares entitled to receive dividends on each Dividend Payment
          Date during the Floating Rate Period shall be the last Trading Day of
          the next preceding Month. In the event of the redemption or purchase
          of Series 15 Preferred Shares during the Floating Rate Period or the
          distribution of the assets of the Corporation during the Floating Rate
          Period as contemplated by section 4.2 hereof, the amount of the dividend
          which has accrued during the Month in which such redemption, purchase
          or distribution occurs shall</font> <font size="2" face="Arial, Helvetica, sans-serif">be
          the amount (rounded to the nearest one-thousandth (1/1000) of one cent)
          calculated by multiplying:</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)
        </font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          amount obtained by multiplying $25.00 by one-twelfth (1/12) of the Annual
          Floating Dividend Rate applicable to the preceding Month; by</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">a
          fraction of which the numerator is the number of days elapsed in the
          Month in which such redemption, purchase or distribution occurs up to
          but not including the date of such event and the denominator of which
          is the number of days in that Month.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.1.5</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Calculation
        of Designated Percentage </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall as promptly as practicable calculate the Designated
          Percentage for each Month and give notice thereof to all stock exchanges
          in Canada on which the Series 15 Preferred Shares are listed for trading
          or if the Series 15 Preferred Shares are not listed on a stock exchange
          in Canada to the Investment Dealers Association of Canada.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"></div>
        <div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">4.2</font></div></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Rights
        on Liquidation</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event of the liquidation, dissolution or winding up of the corporation
          or any other distribution of assets of the Corporation for the purpose
          of winding up its affairs, the holders of the Series 15 Preferred Shares
          shall be entitled to receive $25.00 per Series 15 Preferred Share together
          with all dividends accrued and unpaid up to but excluding the date of
          payment or distribution, before any amounts shall be paid or any assets
          of the Corporation distributed to the holders of the Common Shares of
          the Corporation or any other shares ranking junior to the Series 15
          Preferred Shares. Upon payment of such amounts, the holders of the Series
          15 Preferred Shares shall not be entitled to share in any further distribution
          of the property or assets of the Corporation. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.3
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Redemption
        at the Option of the Corporation </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation may not redeem any of the Series 15 Preferred Shares prior
          to February 1, 2005. Subject to applicable law and section 4.1.5 hereof,
          upon giving notice as hereinafter provided, the Corporation may, i)
          on February 1, 2005, redeem all, but </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          9 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">not
          less than all, of the outstanding Series 15 Preferred Shares, on payment
          of $25.00 for each such share to be redeemed; and ii) subsequent to
          February 1, 2005 redeem at any time all, but not less than all, of the
          outstanding Series 15 Preferred Shares, on payment of $25.50 for each
          such share to be redeemed, in each case, together with accrued and unpaid
          dividends up to but excluding the date fixed for redemption, the whole
          constituting the redemption price.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall give notice in writing not less than 45 days nor more
          than 60 days prior to the date on which the redemption is to take place
          to each person who at the date of giving such notice is the holder of
          Series 15 Preferred Shares to be redeemed of the intention of the Corporation
          to redeem such shares; such notice shall be given by posting the same
          in a postage paid envelope addressed to each holder of Series 15 Preferred
          Shares to be redeemed at the last address of such holder as it appears
          on the securities register of the Corporation or, in the event of the
          address of any holder not so appearing, then to the address of such
          holder last known to the Corporation, provided that the accidental failure
          or omission to give any such notices as aforesaid to one or more of
          such holders shall not affect the validity of the redemption as to the
          other holders of the Series 15 Preferred Shares to be redeemed. Such
          notice shall set out the number of such Series 15 Preferred Shares held
          by the person to whom it is addressed which are to be redeemed and the
          redemption price and shall also set out the date on which the redemption
          is to take place, and on and after the date so specified for redemption
          the Corporation shall pay or cause to be paid to the holders of such
          Series 15 Preferred shares to be redeemed the redemption price on presentation
          and surrender at any place or places within Canada designated by such
          notice, of the certificate or certificates for such Series 15 Preferred
          Shares so called for redemption; such payment shall be made by cheque
          payable at par at any branch in Canada of the Corporation&#146;s bankers;
          from and after the date specified in any such notice, the Series 15
          Preferred Shares called for redemption shall cease to be entitled to
          dividends and the holders thereof shall not be entitled to exercise
          any of the rights of shareholders in respect thereof unless payment
          of the redemption price shall not be duly made by the Corporation; at
          any time after notice of redemption is given as aforesaid, the Corporation
          shall have the right to deposit the redemption price of any or all Series
          15 Preferred Shares called for redemption with any chartered bank or
          banks or with any trust company or trust companies in Canada named in
          the notice of redemption to the credit of a special account or accounts
          in trust for the respective holders of such shares, to be paid to them
          respectively upon surrender to such bank or banks or trust company or
          trust companies of the certificate or certificates representing the
          same, and upon such deposit or deposits being made, such shares shall
          be redeemed on the redemption date specified in the notice of redemption;
          after the Corporation has made a deposit as aforesaid with respect to
          any shares, the holders thereof shall not, from and after the redemption
          date, be entitled to exercise any of the rights of the shareholders
          in respect thereof and the rights of the holders thereof shall be limited
          to receiving the proportion of the amounts so deposited applicable to
          such shares, without interest; any interest allowed on such deposit
          shall belong to the Corporation. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.4</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Conversion
        of Series 15 Preferred Shares</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.4.1</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Conversion
        at the Option of the Holder</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Holders
          of Series 15 Preferred Shares shall have the right, at their option,
          on February 1, 2005 and on February 1 in every fifth year thereafter
          (a &quot;Conversion Date&#148;), to convert, subject to the terms and
          conditions hereof, all or any Series 15 Preferred </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><FONT SIZE="2">&nbsp;
        </FONT><font face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          1</FONT><font size="2" face="Arial, Helvetica, sans-serif">0</font><FONT SIZE="2">
          -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><FONT SIZE="2">&nbsp;
        </FONT><font face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Shares
          registered in their name into Series 16 Preferred Shares of the Corporation
          on the basis of one (1) Series 16 Preferred Share for each Series 15
          Preferred Share. The Corporation shall give notice in writing to the
          then holders of the Series 15 Preferred Shares of the Selected Percentage
          Rate (as defined in section 5.1.1 of the articles of the Corporation
          relating to the Series 16 Preferred Shares) determined by the Board
          of Directors to be applicable for the next succeeding Fixed Dividend
          Rate Period (as defined in section 5.1.1 of the articles of the Corporation
          relating to the Series 16 Preferred Shares) and of the conversion right
          provided for herein; such notice shall be given by posting the same
          in a postage paid envelope addressed to each holder of the Series 15
          Preferred Shares at the last address of such holders as it appears on
          the securities register of the Corporation or, in the event of the address
          of any holder not so appearing, then to the address of such holder last
          known to the Corporation. Such notice shall set out the Conversion Date
          and shall be given not less than 45 days nor more than 60 days prior
          to the applicable Conversion Date.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          the Corporation gives notice as provided in section 4.3 to the holders
          of the Series 15 Preferred Shares of the redemption of all the Series
          15 Preferred Shares, the Corporation shall not be required to give notice
          as provided in this section 4.4.1 to the holders of the Series 15 Preferred
          Shares of a Selected Percentage Rate (as defined in section 5.1.1 of
          the articles of the Corporation relating to the Series 16 Preferred
          Shares) for the Series 16 Preferred Shares or of the conversion right
          and the right of any holder of Series 15</font> <font size="2" face="Arial, Helvetica, sans-serif">Preferred
          Shares to convert such Series 15 Preferred Shares as herein provided
          shall cease and terminate in that event.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><FONT SIZE="2">&nbsp;
        </FONT><font face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Holders
          of Series 15 Preferred Shares shall not be entitled to convert their
          shares into Series 16 Preferred Shares if, following the close of business
          on the 14<SUP>th</SUP> day preceding a Conversion Date, the Corporation
          determines that there would remain outstanding on the Conversion Date
          less than 1,000,000 Series 16 Preferred Shares, after taking into account
          all Series 15 Preferred Shares tendered for conversion into Series 16
          Preferred Shares and all Series 16 Preferred Shares tendered for conversion
          into Series 15 Preferred Shares. The Corporation shall give notice in
          writing thereof, in accordance with the provisions of the first paragraph
          of this section 4.4.1, to all affected holders of Series 15 Preferred
          Shares at least seven (7) days prior to the applicable Conversion Date
          and will issue and deliver, or cause to be delivered, prior to such
          Conversion Date, at the expense of the Corporation, to such holders
          of Series 15 Preferred Shares, who have surrendered for conversion any
          certificate or certificates representing Series 15 Preferred Shares,
          new certificates representing the Series 15 Preferred Shares represented
          by any certificate or certificates surrendered as aforesaid.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><FONT SIZE="2">&nbsp;
        </FONT><font face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.4.2</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Automatic
        Conversion</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          following the close of business on the 14<SUP>th</SUP> day preceding
          a Conversion Date the Corporation determines that there would remain
          outstanding on the Conversion Date less than 1,000,000 Series 15 Preferred
          Shares after taking into account all Series 15 Preferred Shares tendered
          for conversion into Series 16 Preferred Shares and all Series 16 Preferred
          Shares tendered for conversion into Series 15 Preferred shares, then,
          all, but not part, of the remaining outstanding Series 15 Preferred
          Shares shall automatically be converted into Series 16 Preferred Shares
          on the basis of one (1) Series 16 Preferred Share for each Series 15
          Preferred Share on the applicable Conversion Date and the Corporation
          shall give notice in writing thereof, in accordance with the provisions
          of section 4.4.1, to the holders of such remaining Series 15 Preferred
          Shares at least seven (7) days prior to the Conversion Date.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          11 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.4.3</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Manner
        of Exercise of Conversion Privilege</u></font> </TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          conversion of Series 15 Preferred Shares may be effected by surrender
          of the certificate or certificates representing the same not earlier
          than 45 days prior to a Conversion Date but not later than the close
          of business on the 14<SUP>th</SUP> day preceding a Conversion Date during
          usual business hours at any office of any transfer agent of the Corporation
          at which the Series 15 Preferred Shares are transferable accompanied
          by: i) payment or evidence of payment of the tax (if any) payable as
          provided in this section 4.4.3; and ii) a written instrument of surrender
          in form satisfactory to the Corporation duly executed by the holder,
          or his attorney duly authorized in writing, in which instrument such
          holder may also elect to convert part only of the Series 15 Preferred
          Shares represented by such certificate or certificates not theretofore
          called for redemption in which event the Corporation shall issue and
          deliver or cause to be delivered to such holder, at the expense of the
          Corporation, a new certificate representing the Series 15 Preferred
          Shares represented by such certificate or certificates which have not
          been converted. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event the Corporation is required to convert all remaining outstanding
          Series 15 Preferred Shares into Series 16 Preferred Shares on the applicable
          Conversion Date as provided for in section 4.4.2, the Series 15 Preferred
          Shares, in respect of which the holders have not previously elected
          to convert, shall be converted on the Conversion Date into Series 16
          Preferred Shares and the holders thereof shall be deemed to be holders
          of Series 16 Preferred Shares at the close of business on the Conversion
          Date and shall be entitled, upon surrender during usual business hours
          at any office of any transfer agent of the Corporation at which the
          Series 15 Preferred Shares were transferable of the certificate or certificates
          representing Series 15 Preferred Shares not previously surrendered for
          conversion, to receive a certificate or certificates representing the
          same number of Series 16 Preferred Shares in the manner subject to the
          terms and provisions as provided in this section 4.4.3. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">As
          promptly as practicable after the Conversion Date, the Corporation shall
          issue and deliver, or cause to be delivered to or upon the written order
          of the holder of the Series 15 Preferred Shares so surrendered, a certificate
          or certificates, issued in the name of, or in such name or names as
          may be directed by, such holder representing the number of fully-paid
          and non-assessable Series 16 Preferred Shares and the number of remaining
          Series 15 Preferred Shares, if any, to which such holder is entitled.
          Such conversion shall be deemed to have been made at the close of business
          on the Conversion Date, so that the rights of the holder of such Series
          15 Preferred Shares as the holder thereof shall cease at such time and
          the person or persons entitled to receive Series 16 Preferred Shares
          upon such conversion shall be treated for all purposes as having become
          the holder or holders of record of such Series 16 Preferred Shares at
          such time. </font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          holder of any Series 15 Preferred Share on the record date for any dividend
          declared payable on such share shall be entitled to such dividend notwithstanding
          that such share is converted into a Series 16 Preferred Share after
          such record date and on or before the date of the payment of such dividend.
          </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          issuance of certificates for the Series 16 Preferred Shares upon the
          conversion of Series 15 Preferred Shares shall be made without charge
          to the converting holders of Series 15 Preferred Shares for any fee
          or tax in respect of the issuance of such certificates or the Series
          16 Preferred Shares represented thereby; provided, however, </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          12 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">that
          the Corporation shall not be required to pay any tax which may be imposed
          upon the person or persons to whom such Series 16 Preferred Shares are
          issued in respect of the issuance of such Series 16 Preferred Shares
          or the certificate therefor or which may be payable in respect of any
          transfer involved in the issuance and delivery of any such certificate
          in a name or names other than that of the holder of the Series 15 Preferred
          Shares converted, and the Corporation shall not be required to issue
          or deliver such certificate unless the person or persons requesting
          the issuance thereof shall have paid to the Corporation the amount of
          such tax or shall have established to the satisfaction of the Corporation
          that such tax has been paid. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.4.4</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Status
        of Converted Series 15 Preferred Shares </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">All
          Series 15 Preferred Shares converted into Series 16 Preferred Shares
          on a Conversion Date shall not be cancelled but shall be restored to
          the status of authorized but unissued shares of the Corporation as at
          the close of business on the Conversion Date. </font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.5</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Restrictions on Dividends and Retirement of Shares </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;
        </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">Without
        the approval of the holders of outstanding Series 15 Preferred Shares:
        </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)
        </font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not declare, pay or set apart for payment any dividends
          (other than stock dividends payable in shares of the Corporation ranking
          junior to the Series 15 Preferred Shares) on the Common Shares of the
          Corporation or any other shares of the Corporation ranking junior to
          the Series 15 Preferred Shares;</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not redeem, purchase or otherwise retire or make any
          capital distribution on or in respect of the Common Shares of the Corporation
          or any other shares of the Corporation ranking junior to the Series
          15 Preferred Shares (except out of the net cash proceeds of a substantially
          concurrent issue of shares of the Corporation ranking junior to the
          Series 15 Preferred Shares);</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(c)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not purchase or otherwise retire less than all of
          the Series 15 Preferred Shares then outstanding; or</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(d)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not redeem, purchase or otherwise retire (except in
          connection with the exercise of any retraction privilege or any mandatory
          redemption obligation attaching thereto) any shares of any class or
          series ranking on a parity with the Series 15 Preferred Shares provided
          that, for greater certainty, the covenant in this clause (d) shall not
          limit or affect any such action in respect of any class of shares ranking
          in priority to the Series 15 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">unless,
          in each case, all cumulative dividends on outstanding Series 15 Preferred
          Shares accrued up to and including the dividend payable for the last
          completed period for which dividends were payable shall have been declared
          and paid.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Any
          approval of the holders of Series 15 Preferred Shares required to be
          given pursuant to this section 4.5 may be given in accordance with the
          second paragraph of section 4.7 and section 4.10. Notwithstanding the
          provisions of section 4.10 hereof, any approval required to be given
          pursuant to this section 4.5 shall be required to be given only by the
          </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          13 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">affirmative
          vote of the holders of the majority of the Series 15 Preferred Shares
          present or represented at a meeting, or adjourned meeting, of the holders
          of Series 15 Preferred Shares duly called for the purpose and at which
          a quorum is present.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.6</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Purchase
        for Cancellation </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation may at any time purchase for cancellation the whole or any
          part of the Series 15 Preferred Shares outstanding from time to time,
          in the open market through or from an investment dealer or any firm
          holding membership on a recognized stock exchange, or by private agreement
          or otherwise, at the lowest price or prices at which in the opinion
          of the Board of Directors such shares are obtainable. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.7
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Voting
        Rights</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          If the Corporation fails to pay eight (8) dividends on the Series 15
          Preferred Shares, whether or not consecutive, the holders of the Series
          15 Preferred Shares shall have the right to receive notice of, and to
          attend, each meeting of shareholders of the Corporation which takes
          place more than 60 days after the date on which the failure first occurs
          (other than a separate meeting of the holders of another series or class
          of shares) and such holders shall also have the right, at any such meeting,
          to one (1) vote for each Series 15 Preferred Share held, until all such
          arrears of dividends on the Series 15 Preferred Shares shall have been
          paid whereupon such rights shall cease unless and until the same default
          shall again arise under the provisions of this section 4.7.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          connection with any actions to be taken by the Corporation which require
          the approval of the holders of the Series 15 Preferred Shares voting
          as a series or as part of a class, each Series 15 Preferred Share shall
          entitle the holder thereof to one (1) vote for such purpose. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.8
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Issue
        of Additional Preferred Shares</u></font> </TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation may issue additional series of Class A Preferred Shares
          ranking on a parity with the Series 15 Preferred Shares without the
          authorization of the holders of the Series 15 Preferred Shares.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.9</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Modifications</u>
        </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          provisions attaching to the Series 15 Preferred Shares as a series may
          be repealed, altered, modified or amended from time to time with such
          approval as may then be required by the CBCA, any such approval to be
          given in accordance with section 4.10.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">None
          of the series provisions of the articles of the Corporation relating
          to the Series 15 Preferred Shares shall be amended or otherwise changed
          unless, contemporaneously therewith, the series provisions, if any,
          relating to the Series 16 Preferred Shares are, to the extent deemed
          required by the Corporation, amended or otherwise changed in the same
          proportion and in the same manner.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.10</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Approval of Holders of Series 15 Preferred Shares </u></font> </TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Any
          approval given by the holders of the Series 15 Preferred Shares shall
          be deemed to have been sufficiently given if it shall have been given
          by the holders of Series 15</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          14 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Preferred
          Shares as provided in the provisions attaching to the Class A Preferred
          Shares as a class, which provisions shall apply <em>mutatis mutandis</em>.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.11</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Tax
        Election </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall elect, in the manner and within the time provided
          under the <em>Income Tax Act</em> (Canada) (the &quot;ITA&quot;), under
          subsection 191.2(1) of the said Act, or any successor or replacement
          provision of similar effect, and take all other necessary action under
          such Act, to pay tax at a rate such that no holder of the Series 15
          Preferred Shares will be required to pay tax on dividends received on
          the Series 15 Preferred Shares under section 187.2 of Part IV.I of such
          Act or any successor or replacement provision of similar effect.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.12</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Mail
        Service Interruption</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        If the Corporation determines that mail service is, or is threatened to
        be, interrupted at the time when the Corporation is required or elects
        to give any notice hereunder by mail, or is required to send any cheque
        or any share certificate to the holder of any Series 15 Preferred Shares,
        whether in connection with the redemption or conversion of such share
        or otherwise, the Corporation may, notwithstanding the provisions hereof:
        </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          give such notice by telex, telecopier or telegraph communication or
          by means of publication once in each of two successive weeks in a newspaper
          of general circulation published or distributed in Montreal and Toronto
          and such notice shall be deemed to have been given on the date on which
          such telex, telecopier or telegraph communication was given or on the
          date on which the first publication has taken place; and </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)
        </font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">fulfill
          the requirement to send such cheque or such share certificate by arranging
          for delivery thereof to the principal office of the Corporation in Montreal,
          and such cheque and/or certificate shall be deemed to have been sent
          on the date on which notice of such arrangement shall have been given
          as provided in (a) above, provided that as soon as the Corporation determines
          that mail service is no longer</font> <font size="2" face="Arial, Helvetica, sans-serif">interrupted
          or threatened to be interrupted such cheque or share certificate, if
          not theretofore delivered to such holder, shall be sent by ordinary
          unregistered first class prepaid mail to the registered address of each
          person who at the date of mailing is a registered holder and who is
          entitled to receive such cheque or share certificate, or in the event
          of the address of any such holder not appearing on the securities register
          of the Corporation, then at the last address of such holder known to
          the Corporation.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.13</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Notice
        of Annual Dividend Rate Applicable to the Series 16 Preferred Shares</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Within
          three (3) business days of the determination of the Annual Dividend
          Rate (as defined in section 5.1.1 of the articles of the Corporation
          relating to the Series 16 Preferred Shares) the Corporation shall give
          notice thereof to the holders of the Series 15 Preferred Shares by publication
          once in the national edition of The Globe and Mail in the English language
          and once in the City of Montreal in both the French and English languages
          in a daily newspaper of general circulation in Montreal; provided that
          if any such newspaper is not being generally circulated at that time,
          such notice shall be published in another equivalent publication.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          15 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"></div>
        <div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">4.14
          </font></div></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Definitions</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">In
        the provisions herein contained attaching to the Series 15 Preferred Shares:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;accrued
          and unpaid dividend&#148; means: i) during the Fixed Rate Period, the
          aggregate of (A) all unpaid dividends on the Series 15 Preferred shares
          for any Dividend Period and (B) the amount calculated as though dividends
          on each Series 15 Preferred Share had been accruing on a day-to-day
          basis from and including the date on which the last quarterly dividend
          was payable to but excluding the date to which the computation of accrued
          dividends is to be made; and (ii) during the Floating Rate Period, the
          aggregate of (A) all unpaid dividends on the Series 15 Preferred Shares
          for any Dividend Period and (B) the amount calculated as though dividends
          on each Series 15 Preferred Share had been accruing on a day-to-day
          basis from and including the first day of the Month immediately following
          the Dividend Period with respect to which the last monthly dividend
          will be or was, as the case may be, payable to but excluding the date
          to which the computation of accrued dividends is to be made; and </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">in
          priority to&#148;, &quot;on a parity with&#148; and &quot;junior to&#148;
          have reference to the order of priority in payment of dividends and
          in the distribution of assets in the event of any liquidation, dissolution
          or winding up of the Corporation, whether voluntary or involuntary,
          or other distribution of the assets of the Corporation among its shareholders
          for the purpose of winding up its affairs.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">4.15
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Interpretation</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event that any date on which any dividend on the Series 15 Preferred
          Shares is payable by the Corporation, or any date on or by which any
          other action is required to be taken by the Corporation or the holders
          of Series 15 Preferred shares hereunder, is not a business day (as hereinafter
          defined), then such dividend shall be payable, or such other action
          shall be required to be taken, on or by the next succeeding day that
          is a business day&#148; shall be a day other than a Saturday, a Sunday
          or any other day that is treated as a holiday at the Corporation&#146;s
          principal office in Canada.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><b>5.</b></font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u><b>SERIES
        16 PREFERRED SHARES</b></u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Series 16 Preferred Shares shall, in addition to the rights, privileges,
          restrictions and conditions attaching to the Class A Preferred Shares
          as a class, carry and be subject to the following rights, privileges,
          restrictions and conditions: </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.1
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Dividend</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.1.1</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Definitions</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">For
          the purposes hereof, the following capitalized terms shall have the
          following meanings, unless the context otherwise requires:</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Annual
          Dividend Rate&#148; means for any Fixed Dividend Rate Period the rate
          of interest expressed as a percentage per annum (rounded to the nearest
          onethousandth of one percent (0.001%)) which is equal to the Government
          of </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          16 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Canada
          Yield multiplied by the Selected Percentage Rate for such Fixed Dividend
          Rate Period;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Dividend
        Payment Date&#148; means the first day of each of February, May, August
        and November in each year;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(c)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Fixed
          Dividend Rate Period&#148; means for the initial Fixed Dividend Rate
          Period, the period commencing on February 1, 2005 and ending on and
          including January 31, 2010 and for each succeeding Fixed Dividend Rate
          Period, the period commencing on the day immediately following the end
          of the immediately preceding Fixed Dividend Rate Period and ending on
          and including January 31 in the fifth year immediately thereafter;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(d)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Government
          of Canada Yield&#148; on any date shall mean the average of the yields
          determined by two registered Canadian investment dealers, selected by
          the Board of Directors, as being the yield to maturity on such date
          compounded semi-annually and calculated in accordance with generally
          accepted financial practice, which a non-callable Government of Canada
          Bond would carry if issued in Canadian dollars in Canada at 100% of
          its principal amount on such date with a term to maturity of five years;
          and </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(e)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Selected
          Percentage Rate&#148; for each Fixed Dividend Rate Period means the
          rate of interested, expressed as a percentage of the Government of Canada
          Yield, determined by the Board of Directors as set forth in the notice
          to the holders of the Series 16 Preferred Shares given in accordance
          with the provisions of section 5.4.1, which rate of interest shall be
          not less than 80% of the Government of Canada Yield.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.1.2</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>General</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          The holders of the Series 16 Preferred Shares shall be entitled to receive
          fixed, cumulative, preferred cash dividends, as and when declared by
          the Board of Directors, out of moneys of the Corporation properly applicable
          to the payment of dividends, in the amount per share per annum determined
          by multiplying the Annual Dividend Rate by $25.00 payable quarterly
          in respect of each 12 month period on the first day of February, May,
          August and November by cheque at par in lawful money of Canada at any
          branch in Canada of the Corporation&#146;s bankers.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Dividends
          declared on the Series 16 Preferred Shares shall (except in case of
          redemption in which case payment of dividends shall be made on surrender
          of the certificate representing the Series 16 Preferred Shares to be
          redeemed) be paid by posting in a postage paid envelope addressed to
          each holder of the Series 16 Preferred Shares at the last address of
          such holder as it appears on the securities register of the Corporation
          or, in the event of the address of any holder not so appearing, then
          to the address of such holder last known to the Corporation, or, in
          the case of joint holders, to the address of that one whose name appears
          first in the securities register of the Corporation as one of such joint
          holders, a cheque for such dividends (less any tax required to be deducted)
          payable to the order of such holder or, in the case of joint holders,
          to the order of all such holders failing written instructions from them
          to the contrary. Notwithstanding the foregoing, any dividend cheque
          may be delivered by the Corporation to a holder of Series 16 Preferred
          Shares at his address as aforesaid. The posting or delivery of such
          cheque shall be deemed to be payment and shall satisfy and </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          17 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">discharge
          all liabilities for the payment of such dividends to the extent of the
          sum represented thereby (plus the amount of any tax required to be deducted
          as aforesaid) unless such cheque is not paid on due presentation. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.1.3</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Calculation
        of Annual Dividend Rate</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          The Corporation shall calculate on the 21st day prior to the first day
          of each Fixed Dividend Rate Period the Annual Dividend Rate for each
          Fixed Dividend Rate Period based upon the Selected Percentage Rate and
          the Government of Canada Yield in effect at 10:00 A.M. (Montreal time)
          on the said 21st day prior to the first day of each Fixed Dividend Rate
          Period and give notice thereof: (i) within one (1) business day to all
          stock exchanges in Canada on which the Series 16 Preferred Shares are
          listed for trading or if the Series 16 Preferred Shares are not listed
          on a stock exchange in Canada, to the Investment Dealers Association
          of Canada; and (ii) within three (3) business days to, except in relation
          to the initial Fixed Dividend Rate Period, the holders of the Series
          16 Preferred Shares by publication once in the national edition of The
          Globe and Mail in the English language and once in the City of Montreal
          in both the French and English languages in a daily newspaper of general
          circulation in Montreal; provided that if any such newspaper is not
          being generally circulated at that time, such notice shall be published
          in another equivalent publication.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.2</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Rights
        on Liquidation </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event of the liquidation, dissolution or winding up of the corporation
          or any other distribution of assets of the Corporation for the purpose
          of winding up its affairs, the holders of the Series 16 Preferred Shares
          shall be entitled to receive $25.00 per Series 16 Preferred Shares together
          with all dividends accrued and unpaid up to but excluding the date of
          payment or distribution, before any amounts shall be paid or any assets
          of the Corporation distributed to the holders of the Common Shares of
          the Corporation or any other shares ranking junior to the Series 16
          Preferred Shares. Upon payment of such amounts, the holders of the Series
          16 Preferred Shares shall not be entitled to share in any further distribution
          of the properly or assets of the Corporation.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.3</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Redemption
        at the Option of the Corporation</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          The Corporation may not redeem any of the Series 16 Preferred Shares
          prior to February 1, 2010. Subject to applicable law and section 5.5
          hereof, upon giving notice as hereinafter provided, the Corporation
          may, on February 1, 2010 or on February 1 in every fifth year thereafter,
          redeem all, but not less than all, of the outstanding Series 16 Preferred
          Shares on payment of $25.00 for each such share to be redeemed together
          with accrued and</font> <font size="2" face="Arial, Helvetica, sans-serif">unpaid
          dividends up to but excluding the date fixed for redemption, the whole
          constituting the redemption price.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall give notice in writing not less than 45 days nor more
          than 60 days prior to the date on which the redemption is to take place
          to each person who at the date of giving such notice is the holder of
          Series 16 Preferred Shares to be redeemed of the intention of the Corporation
          to redeem such shares; such notice shall be given by posting the same
          in a postage paid envelope addressed to each holder of Series 16 Preferred
          Shares to be redeemed at the last address of such holder as it appears
          on the securities register of the Corporation or, in the event of the
          address of any holder not so appearing, then to the address of such
          holder last known to the Corporation, provided that the accidental failure
          or omission to give any such notices as aforesaid to one or </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          18 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">more
          of such holders shall not affect the validity of the redemption as to
          the other holders of the Series 16 Preferred Shares to be redeemed.
          Such notice shall set out the number of such Series 16 Preferred Shares
          held by the person to whom it is addressed which are to be redeemed
          and the redemption price and shall also set out the date on which the
          redemption is to take place, and on and after the date so specified
          for redemption the Corporation shall pay or cause to be paid to the
          holders of such Series 16 Preferred shares to be redeemed the redemption
          price on presentation and surrender at any place or places within Canada
          designated by such notice, of the certificate or certificates for such
          Series 16 Preferred Shares so called for redemption; such payment shall
          be made by cheque payable at par at any branch in Canada of the Corporation&#146;s
          bankers; from and after the date specified in any such notice, the Series
          16 Preferred Shares called for redemption shall cease to be entitled
          to dividends and the holders thereof shall not be entitled to exercise
          any of the rights of shareholders in respect thereof unless payment
          of the redemption price shall not be duly made by the Corporation; at
          any time after notice of redemption is given as aforesaid, the Corporation
          shall have the right to deposit the redemption price of any or all Series
          16 Preferred Shares called for redemption with any chartered bank or
          banks or with any trust company or trust companies in Canada named in
          the notice of redemption to the credit of a special account or accounts
          in trust for the respective holders of such shares, to be paid to them
          respectively upon surrender to such bank or banks or trust company or
          trust companies of the certificate or certificates representing the
          same, and upon such deposit or deposits being made, such shares shall
          be redeemed on the redemption date specified in the notice of redemption;
          after the Corporation has made a deposit as aforesaid with respect to
          any shares, the holders thereof shall not, from and after the redemption
          date, be entitled to exercise any of the rights of the shareholders
          in respect thereof and the rights of the holders thereof shall be limited
          to receiving the proportion of the amounts so deposited applicable to
          such shares, without interest; any interest allowed on such deposit
          shall belong to the Corporation.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.4
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Conversion
        of Series 16 Preferred Shares</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.4.1
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Conversion
        at the Option of the Holder</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Holders
          of Series 16 Preferred Shares shall have the right, at their option,
          on February 1, 2010 and on February 1 in every fifth year thereafter
          (a &quot;Conversion Date&#148;), to convert, subject to the terms and
          conditions hereof, all or any Series 16 Preferred Shares registered
          in their name into Series 15 Preferred Shares of the Corporation on
          the basis of one (1) Series 15 Preferred Share for each Series 16 Preferred
          Share. The Corporation shall give notice in writing to the then holders
          of the Series 16 Preferred Shares of the Selected Percentage Rate determined
          by the Board of Directors to be applicable for the next succeeding Fixed
          Dividend Rate Period and of the conversion right provided for herein;
          such notice shall be given by posting the same in a postage paid envelope
          addressed to each holder of the Series 16 Preferred Shares at the last
          address of such holders as it appears on the securities register of
          the Corporation or, in the event of the address of any holder not so
          appearing, then to the address of such holder last known to the Corporation.
          Such notice shall set out the Conversion Date and shall be given not
          less than 45 days nor more than 60 days prior to the applicable Conversion
          Date.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          the Corporation gives notice as provided in section 5.3 to the holders
          of the Series 16 Preferred Shares of the redemption of all the Series
          16 Preferred Shares, the Corporation shall not be required to give notice
          as provided in this section 5.4.1 to the </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          19 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">holders
          of the Series 16 Preferred Shares of a Selected Percentage Rate or of
          the conversion right and the right of any holder of Series 16 Preferred
          Shares to convert such Series 16 Preferred Shares as herein provided
          shall cease and terminate in that event.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          Holders of Series 16 Preferred Shares shall not be entitled to convert
          their shares into Series 15 Preferred Shares if, following the close
          of business on the 14<SUP>th</SUP> day preceding a Conversion Date,
          the Corporation determines that there would remain outstanding on the
          Conversion Date less than 1,000,000 Series 15 Preferred Shares, after
          taking into account all Series 16 Preferred Shares tendered for conversion
          into Series 15 Preferred Shares and all Series 15 Preferred Shares tendered
          for conversion into Series 16 Preferred Shares. The Corporation shall
          give notice in writing thereof, in accordance with the provisions of
          the first paragraph of this section 5.4.1, to all affected holders of
          Series 16 Preferred Shares at least seven (7) days prior to the applicable
          Conversion Date and will issue and deliver, or cause to be delivered,
          prior to such Conversion Date, at the expense of the Corporation, to
          such holders of Series 16 Preferred Shares, who have surrendered for
          conversion any certificate or certificates representing Series 16 Preferred
          Shares, new certificates representing the Series 16 Preferred Shares
          represented by any certificate or certificates surrendered as aforesaid.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.4.2
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Automatic
        Conversion</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          following the close of business on the 14<SUP>th</SUP> day preceding
          a Conversion Date the Corporation determines that there would remain
          outstanding on the Conversion Date less than 1,000,000 Series 16 Preferred
          Shares after taking into account all Series 16 Preferred Shares tendered
          for conversion into Series 15 Preferred Shares and all Series 15 Preferred
          Shares tendered for conversion into Series 16 Preferred shares, then,
          all, but not part, of the remaining outstanding Series 16 Preferred
          Shares shall automatically be converted into Series 15 Preferred Shares
          on the basis of one (1) Series 15 Preferred Share for each Series 16
          Preferred Share on the applicable Conversion Date and the Corporation
          shall give notice in writing thereof, in accordance with the provisions
          of section 5.4.1, to the holders of such remaining Series 16 Preferred
          Shares at least seven (7) days prior to the Conversion Date.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.4.3
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Manner
        of Exercise of Conversion Privilege </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          The conversion of Series 16 Preferred Shares may be effected by surrender
          of the certificate or certificates representing the same not earlier
          than 45 days prior to a Conversion Date but not later than the close
          of business on the 14<SUP>th</SUP> day preceding a Conversion Date during
          usual business hours at any office of any transfer agent of the Corporation
          at which the Series 16 Preferred Shares are transferable accompanied
          by: (i) payment or evidence of payment of the tax (if any) payable as
          provided in this section 5.4.3; and ii) a written instrument of surrender
          in form satisfactory to the Corporation duly executed by the holder,
          or his attorney duly authorized in writing, in which instrument such</font>
          <font size="2" face="Arial, Helvetica, sans-serif">holder may also elect
          to convert part only of the Series 16 Preferred Shares represented by
          such certificate or certificates not theretofore called for redemption
          in which event the Corporation shall issue and deliver or cause to be
          delivered to such holder, at the expense of the Corporation, a new certificate
          representing the Series 16 Preferred Shares represented by such certificate
          or certificates which have not been converted.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          2</FONT><font size="2" face="Arial, Helvetica, sans-serif">0</font><FONT SIZE="2">
          -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          In the event the Corporation is required to convert all remaining outstanding
          Series 16 Preferred Shares into Series 15 Preferred Shares on the applicable
          Conversion Date as provided for in section 5.4.2, the Series 16 Preferred
          Shares, in respect of which the holders have not previously elected
          to convert, shall be converted on the Conversion Date into Series 15
          Preferred Shares and the holders thereof shall be deemed to be holders
          of Series 15 Preferred Shares at the close of business on the Conversion
          Date and shall be entitled, upon surrender during usual business hours
          at any office of any transfer agent of the Corporation at which the
          Series 16 Preferred Shares were transferable of the certificate or certificates
          representing Series 16 Preferred Shares not previously surrendered for
          conversion, to receive a certificate or certificates representing the
          same number of Series 15 Preferred Shares in the manner subject to the
          terms and provisions as provided in this section 5.4.3.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">As
          promptly as practicable after the Conversion Date, the Corporation shall
          issue and deliver, or cause to be delivered to or upon the written order
          of the holder of the Series 16 Preferred Shares so surrendered, a certificate
          or certificates, issued in the name of, or in such name or names as
          may be directed by, such holder representing the number of fully-paid
          and non-assessable Series 15 Preferred Shares and the number of remaining
          Series 16 Preferred Shares, if any, to which such holder is entitled.
          Such conversion shall be deemed to have been made at the close of business
          on the Conversion Date, so that the rights of the holder of such Series
          16 Preferred Shares as the holder thereof shall cease at such time and
          the person or persons entitled to receive Series 15 Preferred Shares
          upon such conversion shall be treated for all purposes as having become
          the holder or holders of record of such Series 15 Preferred Shares at
          such time.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          holder of any Series 16 Preferred Share on the record date for any dividend
          declared payable on such share shall be entitled to such dividend notwithstanding
          that such share is converted into a Series 15 Preferred Share after
          such record date and on or before the date of the payment of such dividend.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          issuance of certificates for the Series 15 Preferred Shares upon the
          conversion of Series 16 Preferred Shares shall be made without charge
          to the converting holders of Series 16 Preferred Shares for any fee
          or tax in respect of the issuance of such certificates or the Series
          15 Preferred Shares represented thereby; provided, however, that the
          Corporation shall not be required to pay any tax which may be imposed
          upon the person or persons to whom such Series 15 Preferred Shares are
          issued in respect of the issuance of such Series 15 Preferred Shares
          or the certificate therefor or which may be payable in respect of any
          transfer involved in the issuance and delivery of any such certificate
          in a name or names other than that of the holder of the Series 16 Preferred
          Shares converted, and the Corporation shall not be required to issue
          or deliver such certificate unless the person or persons requesting
          the issuance thereof shall have paid to the Corporation the amount of
          such tax or shall have established to the satisfaction of the Corporation
          that such tax has been paid.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.4.4</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Status
        of Converted Series 16 Preferred Shares</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">All
          Series 16 Preferred Shares converted into Series 15 Preferred Shares
          on a Conversion Date shall not be cancelled but shall be restored to
          the status of authorized but unissued shares of the Corporation as at
          the close of business on the Conversion Date. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          21 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.5</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Restrictions
        on Dividends and Retirement of Shares</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">Without
        the approval of the holders of outstanding Series 16 Preferred Shares:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not declare, pay or set apart for payment any dividends
          (other than stock dividends payable in shares of the Corporation ranking
          junior to the Series 16 Preferred Shares) on the Common Shares of the
          Corporation or any other shares of the Corporation ranking junior to
          the Series 16 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not redeem, purchase or otherwise retire or make any
          capital distribution on or in respect of the Common Shares of the Corporation
          or any other shares of the Corporation ranking junior to the Series
          16 Preferred Shares (except out of the net cash proceeds of a substantially
          concurrent issue of shares of the Corporation ranking junior to the
          Series 16 Preferred Shares); </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(c)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not purchase or otherwise retire less than all of
          the Series 16 Preferred Shares then outstanding; or</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(d)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not redeem, purchase or otherwise retire (except in
          connection with the exercise of any retraction privilege or any mandatory
          redemption obligation attaching thereto) any shares of any class or
          series ranking on a parity with the Series 16 Preferred Shares provided
          that, for greater certainty, the covenant in this clause (d) shall not
          limit or affect any such action in respect of any class of shares ranking
          in priority to the Series 16 Preferred Shares; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">unless,
          in each case, all cumulative dividends on outstanding Series 16 Preferred
          Shares accrued up to and including the dividend payable for the last
          completed period for which dividends were payable shall have been declared
          and paid.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Any
          approval of the holders of Series 16 Preferred Shares required to be
          given pursuant to this section 5.5 may be given in accordance with the
          second paragraph of section 5.7 and section 5.10. Notwithstanding the
          provisions of section 5.10 hereof, any approval required to be given
          pursuant to this section 5.5 shall be required to be given only by the
          affirmative vote of the holders of the majority of the Series 16 Preferred
          Shares present or represented at a meeting, or adjourned meeting, of
          the holders of Series 16 Preferred Shares duly called for the purpose
          and at which a quorum is present.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.6</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif"><u>Purchase
          for Cancellation </u></font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation may at any time purchase for cancellation the whole or any
          part of the Series 16 Preferred Shares outstanding from time to time,
          in the open market through or from an investment dealer or any firm
          holding membership on a recognized stock exchange, or by private agreement
          or otherwise, at the lowest price or prices at which in the opinion
          of the Board of Directors such shares are obtainable.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.7
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Voting
        Rights</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          the Corporation fails to pay eight (8) dividends on the Series 16 Preferred
          Shares, whether or not consecutive, the holders of the Series 16 Preferred
          Shares shall have the right to receive notice of, and to attend, each
          meeting of shareholders of the Corporation</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          22 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">which
          takes place more than 60 days after the date on which the failure first
          occurs (other than a separate meeting of the holders of another series
          or class of shares) and such holders shall also have the right, at any
          such meeting, to one (1) vote for each Series 16 Preferred Share held,
          until all such arrears of dividends on the Series 16 Preferred Shares
          shall have been paid whereupon such rights shall cease unless and until
          the same default shall again arise under the provisions of this section
          5.7.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">In
        connection with any actions to be taken by the Corporation which require
        the approval of the holders of the Series 16 Preferred Shares voting as
        a series or as part of a class, each Series 16 Preferred Share shall entitle
        the holder thereof to one (1) vote for such purpose. </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.8</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Issue
        of Additional Preferred Shares</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          The Corporation may issue additional series of Class A Preferred Shares
          ranking on a parity with the Series 16 Preferred Shares without the
          authorization of the holders of the Series 16 Preferred Shares.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.9</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><u><font size="2" face="Arial, Helvetica, sans-serif">Modifications
        </font></u></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          provisions attaching to the Series 16 Preferred Shares as a series may
          be repealed, altered, modified or amended from time to time with such
          approval as may then be required by the CBCA, any such approval to be
          given in accordance with section 5.10.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">None
          of the series provisions of the articles of the Corporation relating
          to the Series 16 Preferred Shares shall be amended or otherwise changed
          unless, contemporaneously therewith, the series provisions, if any,
          relating to the Series 16 Preferred Shares are, to the extent deemed
          required by the Corporation, amended or otherwise changed in the same
          proportion and in the same manner.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.10</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Approval
        of Holders of Series 16 Preferred Shares</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Any
          approval given by the holders of the Series 16 Preferred Shares shall
          be deemed to have been sufficiently given if it shall have been given
          by the holders of Series 16 Preferred Shares as provided in the provisions
          attaching to the Class A Preferred Shares as a class, which provisions
          shall apply <em>mutatis mutandis</em>.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.11</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Tax
        Election</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall elect, in the manner and within the time provided
          under the ITA, under subsection 191.2(1) of the said Act, or any successor
          or replacement provision of similar effect, and take all other necessary
          action under such Act, to pay tax at a rate such that no holder of the
          Series 16 Preferred Shares will be required to pay tax on dividends
          received on the Series 16 Preferred Shares under section 187.2 of Part
          IV.I of such Act or any successor or replacement provision of similar
          effect. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.12</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Mail
        Service Interruption </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          the Corporation determines that mail service is, or is threatened to
          be, interrupted at the time when the Corporation is required or elects
          to give any notice hereunder by mail, or is required to send any cheque
          or any share certificate to the holder of any Series 16 </font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          23 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Preferred
          Shares, whether in connection with the redemption or conversion of such
          share or otherwise, the Corporation may, notwithstanding the provisions
          hereof:</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">give
          such notice by telex, telecopier or telegraph communication or by means
          of publication once in each of two successive weeks in a newspaper of
          general circulation published or distributed in Montreal and Toronto
          and such notice shall be deemed to have been given on the date on which
          such telex, telecopier or telegraph communication was given or on the
          date on which the first publication has taken place; and</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          fulfill the requirement to send such cheque or such share certificate
          by arranging for delivery thereof to the principal office of the Corporation
          in Montreal, and such cheque and/or certificate shall be deemed to have
          been sent on the date on which notice of such arrangement shall have
          been given as provided in (a) above, provided that as soon as the Corporation
          determines that mail service is no longer interrupted or threatened
          to be interrupted such cheque or share certificate, if not theretofore
          delivered to such holder, shall be sent by ordinary unregistered first
          class prepaid mail to the registered address of each person who at the
          date of mailing is a registered holder and who is entitled to receive
          such cheque or share certificate, or in the event of the address of
          any such holder not appearing on the securities register of the Corporation,
          then at the last address of such holder known to the Corporation.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.13
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Definitions</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">In
        the provisions herein contained attaching to the Series 16 Preferred Shares:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;accrued
          and unpaid dividends&#148; means the aggregate of: (i) all unpaid dividends
          on the Series 16 Preferred Shares for any quarterly period; and (ii)
          the amount calculated as though dividends on each Series 16 Preferred
          Share had been accruing on a day-to-day basis from and including the
          date on which the last quarterly dividend was payable to but excluding
          the date to which the computation of accrued dividends is to be made;
          and</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">&#145;in
          priority to&#148;, &#145;&#145;on a parity with&#148; and &#145;&#145;junior
          to&#148; have reference to the order of priority in payment of dividends
          and in the distribution of assets in the event of any liquidation, dissolution
          or winding up of the Corporation, whether voluntary or involuntary,
          or other distribution of the assets of the Corporation among its shareholders
          for the purpose of winding up its affairs.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">5.14
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Interpretation</u>
        </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event that any date on which any dividend on the Series 16 Preferred
          Shares is payable by the Corporation, or any date on or by which any
          other action is required to be taken by the Corporation or the holders
          of Series 16 Preferred Shares hereunder, is not a business day (as hereinafter
          defined), then such dividend shall be payable, or such other action
          shall be required to be taken, on or by the next succeeding day that
          is a business day. A &quot;business day&#148; shall be a day other than
          a Saturday, a Sunday or any other day that is treated as a holiday at
          the Corporation&#146;s principal office in Canada.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          24 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><b>6.</b></font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><b><u>SERIES
        17 PREFERRED SHARES</u></b></font> </TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Series 17 Preferred Shares shall, in addition to the rights, privileges,
          restrictions and conditions attaching to the Class A Preferred Shares
          as a class, carry and be subject to the following rights, privileges,
          restrictions and conditions:</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.1</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Dividend</u>
        </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.1.1</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Definitions</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">For
          the purposes hereof, the following capitalized terms shall have the
          following meanings, unless the context otherwise requires:</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">Annual
          Dividend Rate&#148; means the Initial Fixed Dividend Rate or the Subsequent
          Fixed Dividend Rate, whichever is provided by section 6.1 to be applicable
          at the relevant time; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">Dividend
          Payment Date&#148; means the first day of each of February, May, August
          and November in each year and the first Dividend Payment Date shall
          be May 1, 2001; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(c)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">Government
          of Canada Yield&#148; on any date shall mean the average of the yields
          determined by two registered Canadian investment dealers, selected by
          the Corporation, as being the yield to maturity on such date compounded
          semiannually and calculated in accordance with generally accepted financial
          practice, which a non-callable Government of Canada Bond would carry
          if issued in Canadian dollars in Canada at 100% of its principal amount
          on such date with a term to maturity of five years;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(d)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">Electronic
          Delivery&#148; means the delivery by telecopier, electronic mail, the
          internet or other electronic means;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(e)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">Initial
        Fixed Dividend Rate&#148; means 5.25% per annum;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(f)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Initial
          Fixed Rate Period&#148; means the period commencing with the date of
          issue of the Series 17 Preferred Shares and ending on and including
          April 30, 2006; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(g)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">Subsequent
          Fixed Dividend Rate&#148; means for any Subsequent Fixed Rate Period
          the rate of interest expressed as a percentage per annum determined
          in accordance with section 6.1.5 hereof; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(h)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Subsequent
          Fixed Rate Period&#148; means for the initial Subsequent Fixed Rate
          Period, the period commencing on May 1, 2006 and ending on and including
          April 30, 2011 and for each succeeding Subsequent Fixed Rate Period,
          the period commencing on the day immediately following the end of the
          immediately preceding Subsequent Fixed Rate Period and ending on and
          including April 30 in the fifth year thereafter. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.1.2
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>General</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          holders of the Series 17 Preferred Shares shall be entitled to receive
          fixed, cumulative, preferred cash dividends, as and when declared by
          the Board of Directors, </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          25 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">out
          of moneys of the Corporation properly applicable to the payment of dividends,
          at the rates herein provided. Dividends on the Series 17 Preferred Shares
          shall accrue on a daily basis from and including the date of issue thereof,
          and shall be payable quarterly during the Initial Fixed Rate Period
          and during any Subsequent Fixed Rate Period. Payment of the dividend
          on the Series 17 Preferred Shares payable on any Dividend Payment Date
          (less any tax required to be deducted) shall be made by cheque at par
          in lawful money of Canada payable at any branch in Canada of the Corporation&#146;s
          bankers.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Dividends
          declared on the Series 17 Preferred Shares shall (except in case of
          redemption in which case payment of dividends shall be made on surrender
          of the certificate representing the Series 17 Preferred Shares to be
          redeemed) be paid by posting in a postage paid envelope addressed to
          each holder of the Series 17 Preferred Shares at the last address of
          such holder as it appears on the securities register of the Corporation
          or, in the event of the address of any holder not so appearing, then
          to the address of such holder last known to the Corporation, or, in
          the case of joint holders, to the address of that one whose name appears
          first in the securities register of the Corporation as one of such joint
          holders, a cheque for such dividends (less any tax required to be deducted)
          payable to the order of such holder or, in the case of joint holders,
          to the order of all such holders failing written instructions from them
          to the contrary. Notwithstanding the foregoing, any dividend cheque
          may be delivered by the Corporation to a holder of Series 17 Preferred
          Shares at his address as aforesaid. The posting or delivery of such
          cheque shall be deemed to be payment and shall satisfy and discharge
          all liabilities for the payment of such dividends to the extent of the
          sum represented thereby (plus the amount of any tax required to be deducted
          as aforesaid) unless such cheque is not paid on due presentation. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.1.3</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Initial
        Fixed Rate Period </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">During
          the Initial Fixed Rate Period, the dividends in respect of the Series
          17 Preferred Shares shall be payable quarterly at the Initial Fixed
          Dividend Rate. Accordingly, on each Dividend Payment Date during the
          Initial Fixed Rate Period, other than May 1, 2001, but including May
          1, 2006, the dividend payable shall be $0.32813 per Series 17 Preferred
          Share. The amount of the first quarterly dividend payable on each Series
          17 Preferred Share on May 1, 2001, shall be in the amount of $1.3125
          multiplied by a fraction of which the numerator is the number of days
          from and including the original date of issue of the Series 17 Preferred
          Shares to but excluding May 1, 2001 and the denominator is 365. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.1.4
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Subsequent
        Fixed Rate Period </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">During
          any Subsequent Fixed Rate Period, the dividends in respect of the Series
          17 Preferred Shares shall be payable quarterly at the Subsequent Fixed
          Dividend Rate. Accordingly, on each Dividend Payment Date during any
          Subsequent Fixed Rate Period, the dividend payable shall be in the amount
          per share per annum (rounded to the nearest one-thousandth (1/1000 )
          of one cent) determined by multiplying the Annual Dividend Rate by $25.00.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.1.5</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Determination
        of Subsequent Fixed Dividend Rate</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          The Corporation shall determine on the 25<SUP>th</SUP> day prior to
          the first day of each Subsequent Fixed Rate Period the Annual Dividend
          Rate for each Subsequent Fixed Rate Period, which Annual Dividend Rate
          shall not be less than 80% of the Government</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          26 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          of Canada Yield in effect at 10:00 A.M. (Montreal time) on the said
          25<SUP>th</SUP> day prior to the first day of each Subsequent Fixed
          Rate Period, and give notice thereof: (i) within one (1) business day
          to all stock exchanges in Canada on which the Series 17 Preferred Shares
          are listed for trading or if the Series 17 Preferred Shares are not
          listed on a stock exchange in Canada, to the Investment Dealers Association
          of Canada; and (ii) within three (3) business days to the holders of
          the Series 17 Preferred Shares by publication once in the national edition
          of The Globe and Mail in the English language and once in the City of
          Montreal in both the</font> <font size="2" face="Arial, Helvetica, sans-serif">French
          and English languages in a daily newspaper of general circulation in
          Montreal; provided that if any such newspaper is not being generally
          circulated at that time, such notice shall be published in another equivalent
          publication.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.2
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Rights
        on Liquidation</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event of the liquidation, dissolution or winding up of the corporation
          or any other distribution of assets of the Corporation for the purpose
          of winding up its affairs, the holders of the Series 17 Preferred Shares
          shall be entitled to receive $25.00 per Series 17 Preferred Share together
          with all dividends accrued and unpaid up to but excluding the date of
          payment or distribution, before any amounts shall be paid or any assets
          of the Corporation distributed to the holders of the Common Shares of
          the Corporation or any other shares ranking junior to the Series 17
          Preferred Shares. Upon payment of such amounts, the holders of the Series
          17 Preferred Shares shall not be entitled to share in any further distribution
          of the properly or assets of the Corporation. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.3
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Redemption
        at the Option of the Corporation</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          The Corporation may not redeem any of the Series 17 Preferred Shares
          prior to May 1, 2006. Subject to applicable law and section 6.5 hereof,
          upon giving notice as hereinafter provided, the Corporation may, on
          May 1, 2006 or on May 1 in every fifth year thereafter, redeem all,
          but not less than all, of the outstanding Series 17 Preferred Shares
          on payment of $25.00 for each such share to be redeemed together with
          accrued and unpaid dividends up to but excluding the date fixed for
          redemption, the whole constituting the redemption price.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall give notice in writing not less than 45 days nor more
          than 60 days prior to the date on which the redemption is to take place
          to each person who at the date of giving such notice is the holder of
          Series 17 Preferred Shares to be redeemed of the intention of the Corporation
          to redeem such shares; such notice shall be given, at the opinion of
          the Corporation, by courier or by posting the same in a postage paid
          envelope, in either case, addressed to each holder of Series 17 Preferred
          Shares to be redeemed at the last address of such holder as it appears
          on the securities register of the Corporation or, in the event of the
          address of any holder not so appearing, then to the address of such
          holder last known to the Corporation or by Electronic Delivery addressed
          to each holder of Series 17 Preferred Shares requesting Electronic Delivery
          at the last electronic address as provided by the holder to the Corporation
          or by Electronic Delivery addressed to each holder of Series 17 Preferred
          Shares requesting Electronic Delivery at the last electronic address
          as provided by the holer to the Corporation, provided that the accidental
          failure or omission to give any such notices as aforesaid to one or
          more of such holders shall not affect the validity of the redemption
          as to the other holders of the Series 17 Preferred Shares to be redeemed.
          Such notice shall set out the number of such Series 17 Preferred Shares
          held by the person to whom it is addressed which are to be redeemed
          and the redemption price and shall also set out the date on which the
          redemption is to take place, and on and after the date so specified
          for redemption the Corporation shall pay or cause to be paid to the
          holders of such Series 17 Preferred </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          27 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">shares
          to be redeemed the redemption price on presentation and surrender at
          any place or places within Canada designated by such notice, of the
          certificate or certificates for such Series 17 Preferred Shares so called
          for redemption; such payment shall be made by cheque payable at par
          at any branch in Canada of the Corporation&#146;s bankers; from and
          after the date specified in any such notice, the Series 17 Preferred
          Shares called for redemption shall cease to be entitled to dividends
          and the holders thereof shall not be entitled to exercise any of the
          rights of shareholders in respect thereof unless payment of the redemption
          price shall not be duly made by the Corporation; at any time after notice
          of the redemption price is given as aforesaid, the Corporation shall
          have the right to deposit the redemption price of any or all Series
          17 Preferred Shares called for redemption with any chartered bank or
          banks or with any trust company or trust companies in Canada named in
          the notice of redemption to the credit of a special account or accounts
          in trust for the respective holders of such shares, to be paid to</font>
          <font size="2" face="Arial, Helvetica, sans-serif">them respectively
          upon surrender to such bank or banks or trust company or trust companies
          of the certificate or certificates representing the same, and upon such
          deposit or deposits being made, such shares shall be redeemed on the
          redemption date specified in the notice of redemption; after the Corporation
          has made a deposit as aforesaid with respect to any shares, the holders
          thereof shall not, from and after the redemption date, be entitled to
          exercise any of the rights of the shareholders in respect thereof and
          the rights of the holders thereof shall be limited to receiving the
          proportion of the amounts so deposited applicable to such shares, without
          interest; any interest allowed on such deposit shall belong to the Corporation.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.4
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Conversion
        of Series 17 Preferred Shares </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.4.1
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Conversion
        at the Option of the Holder</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Holders
          of Series 17 Preferred Shares shall have the right, at their option,
          on May 1, 2006 and on May 1 in every fifth year thereafter (a &#145;&#145;Conversion
          Date&#148;), to convert, subject to the terms and conditions hereof,
          all or any Series 17 Preferred Shares registered in their name into
          Series 18 Preferred Shares of the Corporation on the basis of one (1)
          Series 18 Preferred Share for each Series 17 Preferred Share. The Corporation
          shall give notice in writing to the then holders of the Series 17 Preferred
          Shares of the conversion right provided for herein; such notice shall
          be given, at the option of the Corporation, by courier or by posting
          the same in a postage paid envelope, in either case, addressed to each
          holder of the Series 17 Preferred Shares at the last address of such
          holders as it appears on the securities register of the Corporation
          or, in the event of the address of any holder not so appearing, then
          to the address of such holder last known to the Corporation or by Electronic
          Delivery addressed to each holder of the Series 17 Preferred Shares
          requesting Electronic Delivery at the last electronic address as provided
          by the holder to the Corporation. Such notice shall set out the Conversion
          Date and shall be given not less than 45 days nor more than 60 days
          prior to the applicable Conversion Date. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          the Corporation gives notice as provided in section 6.3 to the holders
          of the Series 17 Preferred Shares of the redemption of all the Series
          17 Preferred Shares, the Corporation shall not be required to give notice
          as provided in this section 6.4.1 to the holders of the Series 17 Preferred
          Shares of the conversion right and the right of any holder of Series
          17 Preferred Shares to convert such Series 17 Preferred Shares as herein
          provided shall cease and terminate in that event.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><p align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          28 -</FONT></FONT></p></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Holders
          of Series 17 Preferred Shares shall not be entitled to convert their
          shares into Series 18 Preferred Shares if, following the close of business
          on the 10<SUP>th</SUP> day preceding a Conversion Date, the Corporation
          determines that there would remain outstanding on the Conversion Date
          less than 2,000,000 Series 18 Preferred Shares, after taking into account
          all Series 17 Preferred Shares tendered for conversion into Series 18
          Preferred Shares and all Series 18 Preferred Shares tendered for conversion
          into Series 17 Preferred Shares. The Corporation shall give notice in
          writing thereof, in accordance with the provisions of the first paragraph
          of this section 6.4.1, to all affected holders of Series 17 Preferred
          Shares prior to the applicable Conversion Date and will issue and deliver,
          or cause to be delivered, prior to such Conversion Date, at the expense
          of the Corporation, to such holders of Series 17 Preferred Shares, who
          have surrendered for conversion any certificate or certificates representing
          Series 17 Preferred Shares, new certificates representing the Series
          17 Preferred Shares represented by any certificate or certificates surrendered
          as aforesaid. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.4.2
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Automatic
        Conversion</u></font> </TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify">
          <p><font size="2" face="Arial, Helvetica, sans-serif">If following the
            close of business on the 10<SUP>th</SUP> day preceding a Conversion
            Date the Corporation determines that there would remain outstanding
            on the Conversion Date less than 2,000,000 Series 17 Preferred Shares
            after taking into account all Series 17 Preferred Shares tendered
            for conversion into Series 18 Preferred Shares and all Series 18 Preferred
            Shares tendered for conversion into Series 17 Preferred shares, then,
            all, but not part, of the remaining outstanding Series 17 Preferred
            Shares shall automatically be converted into Series 18 Preferred Shares
            on the basis of one (1) Series 18 Preferred Share for each Series
            17 Preferred Share on the applicable Conversion Date and the Corporation
            shall give notice in writing thereof, in accordance with the provisions
            of section 6.4.1, to the holders of such remaining Series 17 Preferred
            Shares prior to the Conversion Date. </font></p>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.4.3</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          <u>Manner of Exercise of Conversion Privilege </u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          conversion of Series 17 Preferred Shares may be effected by surrender
          of the certificate or certificates representing the same not earlier
          than 45 days prior to a Conversion Date but not later than the close
          of business on the 10<SUP>th</SUP> day preceding a Conversion Date during
          usual business hours at any office of any transfer agent of the Corporation
          at which the Series 17 Preferred Shares are transferable accompanied
          by: (i) payment or evidence of payment of the tax (if any) payable as
          provided in this section 6.4.3; and ii) a written instrument of surrender
          in form satisfactory to the Corporation duly executed by the holder,
          or his attorney duly authorized in writing, in which instrument such
          holder may also elect to convert part only of the Series 17 Preferred
          Shares represented by such certificate or certificates not theretofore
          called for redemption in which event the Corporation shall issue and
          deliver or cause to be delivered to such holder, at the expense of the
          Corporation, a new certificate representing the Series 17 Preferred
          Shares represented by such certificate or certificates which have not
          been converted.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event the Corporation is required to convert all remaining outstanding
          Series 17 Preferred Shares into Series 18 Preferred Shares on the applicable
          Conversion Date as provided for in section 6.4.2, the Series 17 Preferred
          Shares, in respect of which the holders have not previously elected
          to convert, shall be converted on the Conversion Date into Series 18
          Preferred Shares and the holders thereof shall be deemed to be holders
          of Series 18 Preferred Shares at the close of business on the Conversion
          Date </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"></div></TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"></div></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          29 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">and
          shall be entitled, upon surrender during usual business hours at any
          office of any transfer agent of the Corporation at which the Series
          17 Preferred Shares were transferable of the certificate or certificates
          representing Series 17 Preferred Shares not previously surrendered for
          conversion, to receive a certificate or certificates representing the
          same number of Series 18 Preferred Shares in the manner subject to the
          terms and provisions as provided in this section 6.4.3.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">As
          promptly as practicable after the Conversion Date, the Corporation shall
          issue and deliver, or cause to be delivered to or upon the written order
          of the holder of the Series 17 Preferred Shares so surrendered, a certificate
          or certificates, issued in the name of, or in such name or names as
          may be directed by, such holder representing the number of fully-paid
          and non-assessable Series 18 Preferred Shares and the number of remaining
          Series 17 Preferred Shares, if any, to which such holder is entitled.
          Such conversion shall be deemed to have been made at the close of business
          on the Conversion Date, so that the rights of the holder of such Series
          17 Preferred Shares as the holder thereof shall cease at such time and
          the person or persons entitled to receive Series 18 Preferred Shares
          upon such conversion shall be treated for all purposes as having become
          the holder or holders of record of such Series 18 Preferred Shares at
          such time.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          holder of any Series 17 Preferred Share on the record date for any dividend
          declared payable on such share shall be entitled to such dividend notwithstanding
          that such share is converted into a Series 18 Preferred Share after
          such record date and on or before the date of the payment of such dividend.
          </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          issuance of certificates for the Series 18 Preferred Shares upon the
          conversion of Series 17 Preferred Shares shall be made without charge
          to the converting holders of Series 17 Preferred Shares for any fee
          or tax in respect of the issuance of such certificates or the Series
          18 Preferred Shares represented thereby; provided, however, that the
          Corporation shall not be required to pay any tax which may be imposed
          upon the person or persons to whom such Series 18 Preferred Shares are
          issued in respect of the issuance of such Series 18 Preferred Shares
          or the certificate therefor or which may be payable in respect of any
          transfer involved in the issuance and delivery of any such certificate
          in a name or names other than that of the holder of the Series 17 Preferred
          Shares converted, and the Corporation shall not be required to issue
          or deliver such certificate unless the person or persons requesting
          the issuance thereof shall have paid to the Corporation the amount of
          such tax or shall have established to the satisfaction of the Corporation
          that such tax has been paid. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.4.4</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Status of Converted Series 17 Preferred Shares </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">All
          Series 17 Preferred Shares converted into Series 18 Preferred Shares
          on a Conversion Date shall not be cancelled but shall be restored to
          the status of authorized but unissued shares of the Corporation as at
          the close of business on the Conversion Date.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.5
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Restrictions
        on Dividends and Retirement of Shares </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">Without
        the approval of the holders of outstanding Series 17 Preferred Shares:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not declare, pay or set apart for payment any dividends
          (other than stock dividends payable in shares of the Corporation ranking
          junior </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          3</FONT><font size="2" face="Arial, Helvetica, sans-serif">0</font><FONT SIZE="2">
          -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          to the Series 17 Preferred Shares) on the Common Shares of the Corporation
          or any other shares of the Corporation ranking junior to the Series
          17 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not redeem, purchase or otherwise retire or make any
          capital distribution on or in respect of the Common Shares of the Corporation
          or any other shares of the Corporation ranking junior to the Series
          17 Preferred Shares (except out of the net cash proceeds of a substantially
          concurrent issue of shares of the Corporation ranking junior to the
          Series 17 Preferred Shares);</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(c)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not purchase or otherwise retire less than all of
          the Series 17 Preferred Shares then outstanding; or</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(d)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not redeem, purchase or otherwise retire (except in
          connection with the exercise of any retraction privilege or any mandatory
          redemption obligation attaching thereto) any shares of any class or
          series ranking on a parity with the Series 17 Preferred Shares provided
          that, for greater certainty, the covenant in this clause (d) shall not
          limit or affect any such action in respect of any class of shares ranking
          in priority to the Series 17 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">unless,
          in each case, all cumulative dividends on outstanding Series 17 Preferred
          Shares accrued up to and including the dividend payable for the last
          completed period for which dividends were payable shall have been declared
          and paid.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Any
          approval of the holders of Series 17 Preferred Shares required to be
          given pursuant to this section 6.5 may be given in accordance with the
          second paragraph of section 6.7 and section 6.10. Notwithstanding the
          provisions of section 6.10 hereof, any approval required to be given
          pursuant to this section 6.5 shall be required to be given only by the
          affirmative vote of the holders of the majority of the Series 17 Preferred
          Shares present or represented at a meeting, or adjourned meeting, of
          the holders of Series 17 Preferred Shares duly called for the purpose
          and at which a quorum is present.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.6</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Purchase for Cancellation</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          The Corporation may at any time purchase for cancellation the whole
          or any part of the Series 17 Preferred Shares outstanding from time
          to time, in the open market through or from an investment dealer or
          any firm holding membership on a recognized stock exchange, or by private
          agreement or otherwise, at the lowest price or prices at which in the
          opinion of the Board of Directors such shares are obtainable.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.7</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Voting Rights</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          the Corporation fails to pay eight (8) dividends on the Series 17 Preferred
          Shares, whether or not consecutive, the holders of the Series 17 Preferred
          Shares shall have the right to receive notice of, and to attend, each
          meeting of shareholders of the Corporation which takes place more than
          60 days after the date on which the failure first occurs (other than
          a separate meeting of the holders of another series or class of shares)
          and such holders shall also have the right, at any such meeting, to
          one (1) vote for each Series 17 Preferred Share held, until all such
          arrears of dividends on the Series 17 Preferred Shares shall have been
          paid whereupon such rights shall cease unless and until the same default
          shall again arise under the provisions of this section 6.7.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          31 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          connection with any actions to be taken by the Corporation which require
          the approval of the holders of the Series 17 Preferred Shares voting
          as a series or as part of a class, each Series 17 Preferred Share shall
          entitle the holder thereof to one (1) vote for such purpose. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.8</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Issue of Additional Preferred Shares </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation may issue additional series of Class A Preferred Shares
          ranking on a parity with the Series 17 Preferred Shares without the
          authorization of the holders of the Series 17 Preferred Shares.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.9</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Modifications</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          provisions attaching to the Series 17 Preferred Shares as a series may
          be repealed, altered, modified or amended from time to time with such
          approval as may then be required by the CBCA, any such approval to be
          given in accordance with section 6.10.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">None
          of the series provisions of the articles of the Corporation relating
          to the Series 17 Preferred Shares shall be amended or otherwise changed
          unless, contemporaneously therewith, the series provisions, if any,
          relating to the Series 18 Preferred Shares are, to the extent deemed
          required by the Corporation, amended or otherwise changed in the same
          proportion and in the same manner.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.10
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Approval
        of Holders of Series 17 Preferred Shares</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Any
          approval given by the holders of the Series 17 Preferred Shares shall
          be deemed to have been sufficiently given if it shall have been given
          by the holders of Series 17 Preferred Shares as provided in the provisions
          attaching to the Class A Preferred Shares as a class, which provisions
          shall apply <em>mutatis mutandis</em>.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.11</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Tax Election</u></font> </TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall elect, in the manner and within the time provided
          under the ITA, under subsection 191.2(1) of the said Act, or any successor
          or replacement provision of similar effect, and take all other necessary
          action under such Act, to pay tax at a rate such that no holder of the
          Series 17 Preferred Shares will be required to pay tax on dividends
          received on the Series 17 Preferred Shares under section 187.2 of Part
          IV.I of such Act or any successor or replacement provision of similar
          effect.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.12</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Mail
        Service Interruption</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          the Corporation determines that mail service is, or is threatened to
          be, interrupted at the time when the Corporation is required or elects
          to give any notice hereunder by mail, or is required to send any cheque
          or any share certificate to the holder of any Series 17 Preferred Shares,
          whether in connection with the redemption or conversion of such share
          or otherwise, the Corporation may, notwithstanding the provisions hereof:</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">give
          such notice by Electronic Delivery, telex or telegraph communication
          or by means of publication once in each of two successive weeks in a
          newspaper of general circulation published or distributed in Montreal
          and Toronto and such notice shall be deemed to have been given on the
          date on which such </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          32 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Electronic
          Delivery, telex or telegraph communication was given or on the date
          on which the first publication has taken place; and</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          fulfill the requirement to send such cheque or such share certificate
          by arranging for delivery thereof to the principal office of the Corporation
          in Montreal, and such cheque and/or certificate shall be deemed to have
          been sent on the date on which notice of such arrangement shall have
          been given as provided in (a) above, provided that as soon as the Corporation
          determines that mail service is no longer interrupted or threatened
          to be interrupted such cheque or share certificate, if not theretofore
          delivered to such holder, shall be sent by ordinary unregistered first
          class prepaid mail to the registered address of each person who at the
          date of mailing is a registered holder and who is entitled to receive
          such cheque or share certificate, or in the event of the address of
          any such holder not appearing on the securities register of the Corporation,
          then at the last address of such holder known to the Corporation.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.13</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Definitions</u> </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">In
        the provisions herein contained attaching to the Series 17 Preferred Shares:
        </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;accrued
          and unpaid dividend&#148; means the aggregate of (A) all unpaid dividends
          on the Series 17 Preferred Shares for any quarterly period and (B) the
          amount calculated as though dividends on each Series 17 Preferred Share
          had been accruing on a day-to-day basis from and including the date
          on which the last quarterly dividend was payable to but excluding the
          date to which the computation of accrued dividends is to be made; and</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">in
          priority to&#148;, &#145;&#145;on a parity with&#148; and &#145;&#145;junior
          to&#148; have reference to the order of priority in payment of dividends
          and in the distribution of assets in the event of any liquidation, dissolution
          or winding up of the Corporation, whether voluntary or involuntary,
          or other distribution of the assets of the Corporation among its shareholders
          for the purpose of winding up its affairs.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">6.14</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Interpretation</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event that any date on which any dividend on the Series 17 Preferred
          Shares is payable by the Corporation, or any date on or by which any
          other action is required to be taken by the Corporation or the holders
          of Series 17 Preferred Shares hereunder, is not a business day (as hereinafter
          defined), then such dividend shall be payable, or such other action
          shall be required to be taken, on or by the next succeeding day that
          is a business day. A &quot;business day&#148; shall be a day other than
          a Saturday, a Sunday or any other day that is treated as a holiday at
          the Corporation&#146;s principal office in Canada.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><b>7.
        </b></font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><b><u>SERIES
        18 PREFERRED SHARES</u></b></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Series 18 Preferred Shares shall, in addition to the rights, privileges,
          restrictions and conditions attaching to the Class A Preferred Shares
          as a class, carry and be subject to the following rights, privileges,
          restrictions and conditions:</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          33 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.1</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Dividend</u> </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.1.1
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Definitions</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">For
          the purposes hereof, the following capitalized terms shall have the
          following meanings, unless the context otherwise requires:</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Adjustment
          Factor&quot; for any Month means the percentage per annum, positive
          or negative, based on the Calculated Trading Price of the Series 18
          Preferred Shares for the preceding Month, determined in accordance with
          the following table:</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="2"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><p><font size="2" face="Arial, Helvetica, sans-serif"><br>
          If Calculated Trading Price Is</font></p></TD>
      <TD colspan="2"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="right"><font size="2" face="Arial, Helvetica, sans-serif">The
          Adjustment Factor as a Percentage of Prime Shall Be</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><hr width="100%" size=2 color=GRAY noshade></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="2"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">$25.50
        or more ................................................................
        <br>
        $25.375 and less than $25.50 ..........................................
        <br>
        $25.25 and less than $25.375 ..........................................
        <br>
        $25.125 and less than $25.25 ..........................................
        <br>
        Greater than $24.875 and less than $25.125..................... <br>
        Greater than $24.75 to $24.875 ........................................
        <br>
        Greater than $24.625 to $24.75 ........................................
        <br>
        Greater than $24.50 to $24.625 ........................................
        <br>
        $24.50 or less .................................................................
        </font></TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="right"><font size="2" face="Arial, Helvetica, sans-serif">-4.00%<br>
          -3.00%<br>
          -2.00%<br>
          -1.00%<br>
          nil <br>
          1.00%<br>
          2.00%<br>
          3.00%<br>
          4.00%</font></div></TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="right"></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">The
        maximum Adjustment Factor for any Month will be <u>+</u> 4.00%</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          in any Month there is no trade on the Exchange of Series 18 Preferred
          Shares of a board lot or more, the Adjustment Factor for the following
          Month shall be nil;</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Annual
          Floating Dividend Rate&#148; means for any Month the rate of interest
          expressed as a percentage per annum (rounded to the nearest one-thousandth
          (1/1000) of one percent (0.001%)) which is equal to Prime multiplied
          by the Designated Percentage for such Month; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(c)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Banks&#148;
          means any two of Royal Bank of Canada, Bank of Montreal, The Bank of
          Nova Scotia, The Toronto-Dominion Bank and Canadian Imperial Bank of
          Commerce and any successor of any of them as may be designated from
          time to time by the Corporation by notice given to the transfer agent
          for the Series 18 Preferred Shares, such notice to take effect on, and
          to be given at least two (2) business days prior to, the commencement
          of a particular Dividend Period and, until such notice is first given,
          means Royal Bank of Canada and The Toronto- Dominion Bank;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(d)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Calculated
        Trading Price&#148; for any Month means:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">the
        aggregate of the Daily Adjusted Trading Value for all Trading Days in
        such Month; </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">divided
        by</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          34 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          aggregate of the Daily Trading Volume for all Trading Days in such Month;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(e)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;&#145;Daily
        Accrued Dividend Deduction&#148; for any Trading Day means:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          product obtained by multiplying the dividend accrued on a Series 18
          Preferred Share in respect of the Month in which the Trading Day falls
          by the number of days elapsed from but excluding the day prior to the
          Ex- Dividend Date immediately preceding such Trading Day to and including
          such Trading Day (or if such Trading Day is an Ex-Dividend Date, by
          one (1) day); </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">divided
        by</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          the number of days from and including such Ex-Dividend Date to but excluding
          the following Ex-Dividend Date; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(f)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Daily
          Adjusted Trading Value&#148; for any Trading Day means: </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          the aggregate dollar value of all transactions of Series 18 Preferred
          Shares on the Exchange (made on the basis of the normal settlement period
          in effect on the Exchange) occurring during such Trading Day;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        less </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Daily Trading Volume for such Trading Day multiplied by the Daily Accrued
          Dividend Deduction for such Trading Day; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(g)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Daily
          Trading Volume&#148; for any Trading Day means the aggregate number
          of Series 18 Preferred Shares traded in all transactions (made on the
          basis of the normal settlement period in effect on the Exchange) occurring
          during such Trading Day on the Exchange;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(h)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Deemed
          Record Date&#148; means the last Trading Day of a Month with respect
          to which no dividend is declared by the Board of Directors;</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Designated
          Percentage&#148; for the Month of May 2006 means 80 percent (80%) and
          for each Month thereafter means the Adjustment Factor for such Month
          plus the Designated Percentage for the preceding Month, provided that
          the Annual Floating Dividend Rate for any Month shall in no event be
          less than 50% of Prime for such Month or more than 100% of Prime for
          such Month;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(j)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">&#145;Dividend
          Payment Date&#148; means the twelfth day of each of month commencing
          with the Month immediately following the date of issue of the Series
          18 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(k)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Dividend
        Period&#148; means a Month;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(l)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">Electronic
        Delivery&#148; means the delivery by telecopier, electronic mail, the
        internet or other electronic means;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          35 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(m)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Ex-Dividend
        Date&#148; means:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Trading Day which, under the rules or normal practices of the Exchange,
          is designated or recognized as the ex-dividend date relative to any
          dividend record date for the Series 18 Preferred Shares; or </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">if
          the Board of Directors fails to declare a dividend in respect of a Month,
          the Trading Day which, under the rules or normal practices of the Exchange,
          would be recognized as the Ex-Dividend Date relative to any Deemed Record
          Date for the Series 18 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(n)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Exchange&#148;
          means the Toronto Stock Exchange or such other exchange or trading market
          in Canada as may be determined from time to time by the Corporation
          as being the principal trading market for the Series 18 Preferred Shares;
          </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">(o)</font></div></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Month&#148;
        means a calendar month; </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(p)
        </font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Prime&#148;
        for a Month means the average (rounded to the nearest one-thousandth (1/1000)
        of one percent (0.001%)) of the Prime Rate in effect on each day of such
        Month;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(q)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Prime
          Rate&#148; for any day means the average (rounded to the nearest onethousandth
          (1/1000) of one percent (0.001%)) of the annual rates of interest announced
          from time to time by the Banks as the reference rates then in effect
          for such day for determining interest rates on Canadian dollar commercial
          loans made to prime commercial borrowers in Canada. If one of the Banks
          does not have such an interest rate in effect on a day, the Prime Rate
          for such day shall be such interest rate in effect for that day of the
          other Bank; if both Banks do not have such an interest rate in effect
          on a day, the Prime Rate for that day shall be equal to one and a half
          percent (1.5%) per annum plus the average yield expressed as a percentage
          per annum on 91-day Government of Canada Treasury Bills, as reported
          by the Bank of Canada, for the weekly tender for the week immediately
          preceding that day; and if both of such Banks do not have such an interest
          rate in effect on a day and the Bank of Canada does not report such
          average yield per annum, the Prime Rate for that day shall be equal
          to the Prime Rate for the next preceding day. The Prime Rate and Prime
          shall be determined from time to time by an officer of the Corporation
          from quotations supplied by the Banks or otherwise publicly available.
          Such determination shall, in the absence of manifest error, be final
          and binding upon the Corporation and upon all holders of Series 18 Preferred
          Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(r)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Trading
          Day&#148; means, if the Exchange is a stock exchange in Canada, a day
          on which the Exchange is open for trading or, in any other case, a business
          day.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.1.2</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>General</u>
        </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          holders of the Series 18 Preferred Shares shall be entitled to receive
          cumulative, preferred cash dividends, as and when declared by the Board
          of Directors, out of moneys of the Corporation properly applicable to
          the payment of dividends at the rates and times herein provided. Dividends
          on the Series 18 Preferred Shares shall accrue on a daily basis from
          and including the date of issue thereof and shall be payable </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          36 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">monthly.
          Payment of the dividend on the Series 18 Preferred Shares payable on
          any Dividend Payment Date (less any tax required to be deducted) shall
          be made by cheque at par in lawful money of Canada at any branch in
          Canada of the Corporation&#146;s bankers.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          dividends in respect of the Series 18 Preferred Shares shall be payable
          monthly at the Annual Floating Dividend Rate as calculated from time
          to time. Accordingly, on each Dividend Payment Date, the dividend payable
          on the Series 18 Preferred Shares shall be that amount (rounded to the
          nearest one-thousandth (1/1000) of one cent) obtained by multiplying
          $25.00 by the Annual Floating Dividend Rate applicable to the Month
          preceding such Dividend Payment Date and by dividing the product by
          twelve. The record date for the purpose of determining holders of Series
          18 Preferred Shares entitled to receive dividends on each Dividend Payment
          Date shall be the last Trading Day of the next preceding Month. In the
          event of the redemption or purchase of the Series 18 Preferred Shares
          or the distribution of the assets of the Corporation as contemplated
          by section 7.2 hereof, the amount of the dividend which has accrued
          during the Month in which such redemption, purchase or distribution
          occurs shall be the amount (rounded to the nearest one-thousandth (1/1000)
          of one cent) calculated by multiplying:</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          amount obtained by multiplying $25.00 by one-twelfth (1/12) of the Annual
          Floating Dividend Rate applicable to the preceding Month; by </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          a fraction of which the numerator is the number of days elapsed in the
          Month in which such redemption, purchase or distribution occurs up to
          but not including the day of such event and the denominator of which
          is the number of days in that Month.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          Dividends declared on the Series 18 Preferred Shares shall (except in
          case of redemption in which case payment of dividends shall be made
          on surrender of the certificate representing the Series 18 Preferred
          Shares to be redeemed) be paid by posting in a postage paid envelope
          addressed to each holder of the Series 18 Preferred Shares at the last
          address of such holder as it appears on the securities register of the
          Corporation or, in the event of the address of any holder not so appearing,
          then to the address of such holder last known to the Corporation, or,
          in the case of joint holders, to the address of that one whose name
          appears first in the securities register of the Corporation as one of
          such joint holders, a cheque for such dividends (less any tax required
          to be deducted) payable to the order of such holder or, in the case
          of joint holders, to the order of all such holders failing written instructions
          from them to the contrary. Notwithstanding the foregoing, any dividend
          cheque may be delivered by the Corporation to a holder of Series 18
          Preferred Shares at his address as aforesaid. The posting or delivery
          of such cheque shall be deemed to be payment and shall satisfy and discharge
          all liabilities for the payment of such dividends to</font> <font size="2" face="Arial, Helvetica, sans-serif">the
          extent of the sum represented thereby (plus the amount of any tax required
          to be deducted as aforesaid) unless such cheque is not paid on due presentation.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.1.3</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif"><u>Calculation
          of Designated Percentage </u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall as promptly as practicable calculate the Designated
          Percentage for each Month and give notice thereof to all stock exchanges
          in Canada on which the Series 18 Preferred Shares are listed for trading
          or if the Series 18 Preferred Shares are not listed on a stock exchange
          in Canada to the Investment Dealers Association of Canada.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          37 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.2</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Rights
        on Liquidation</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event of the liquidation, dissolution or winding up of the Corporation
          or any other distribution of assets of the Corporation for the purpose
          of winding up its affairs, the holders of the Series 18 Preferred Shares
          shall be entitled to receive $25.00 per Series 18 Preferred Share together
          with all dividends accrued and unpaid up to but excluding the date of
          payment or distribution, before any amounts shall be paid or any assets
          of the Corporation distributed to the holders of the Common Shares of
          the Corporation or any other shares ranking junior to the Series 18
          Preferred Shares. Upon payment of such amounts, the holders of the Series
          18 Preferred Shares shall not be entitled to share in any further distribution
          of the property or assets of the Corporation.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.3</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Redemption
        at the Option of the Corporation</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          Subject to applicable law and section 7.5 hereof, upon giving notice
          as hereinafter provided, the Corporation may redeem at any time all,
          but not less than all, the outstanding Series 18 Preferred Shares on
          payment of $25.50 for each such share to be redeemed together with accrued
          and unpaid dividends up to but excluding the date fixed for redemption
          the whole constituting the redemption price.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall give notice in writing not less than 45 days nor more
          than 60 days prior to the date on which the redemption is to take place
          to each person who at the date of giving such notice is the holder of
          Series 18 Preferred shares to be redeemed of the intention of the Corporation
          to redeem such shares; such notice shall be given, at the option of
          the Corporation, by courier or by posting the same in a postage paid
          envelope, in either case, addressed to each holder of Series 18 Preferred
          Shares to be redeemed at the last address of such holder as it appears
          on the securities register of the Corporation or, in the event of the
          address of any holder not so appearing, then to the address of such
          holder last known to the Corporation or by Electronic Delivery addressed
          to each holder of Series 18 Preferred shares requesting Electronic Delivery
          at the last electronic address as provided by the holder to the Corporation,
          provided that the accidental failure or omission to give any such notices
          as aforesaid to one or more of such holders shall not affect the validity
          of the redemption as to the other holders of the Series 18 Preferred
          Shares to be redeemed. Such notice shall set out the number of such
          Series 18 Preferred Shares held by the person to whom it is addressed
          which are to be redeemed and the redemption price and shall also set
          out the date on which the redemption is to take place, and on and after
          the date so specified for redemption the Corporation shall pay or cause
          to be paid to the holders of such Series 18 Preferred Shares to be redeemed
          the redemption price on presentation and surrender at any place within
          Canada designated by such notice, of the certificate or certificates
          for such Series 18 Preferred Shares so called for redemption; such payment
          shall be made by cheque payable at par at any branch in Canada of the
          Corporation&#146;s bankers; from and after the date specified in any
          such notice, the Series 18 Preferred shares called for redemption shall
          cease to be entitled to dividends and the holders thereof shall not
          be entitled to exercise any of the rights of shareholders in respect
          thereof unless payment of the redemption price shall not be duly made
          by the Corporation; at any time after notice of redemption is given
          as aforesaid, the Corporation shall have the right to deposit the redemption
          price of any or all Series 18 Preferred Shares called for redemption
          with any chartered bank or banks or with any trust company or trust
          companies in Canada named in the notice of redemption to the credit
          of a special account or accounts in trust for the respective holders
          of such shares, to be paid to them respectively upon surrender to such
          bank or banks or trust company or trust companies </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          38 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">of
          the certificate or certificates representing the same, and upon such
          deposit or deposits being made, such shares shall be redeemed on the
          redemption date specified in the notice of redemption; after the Corporation
          has made a deposit as aforesaid with respect to any shares, the holders
          thereof shall not, from and after the redemption date, be entitled to
          exercise any of the rights of shareholders in respect thereof and the
          rights of the holders thereof shall be limited to receiving the proportion
          of the amounts so deposited applicable to such shares, without interest;
          any interest allowed on such deposit shall belong to the Corporation.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.4</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Conversion
        of Series 18 Preferred Shares</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.4.1</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Conversion
        of the Option of the Holder</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Holders
          of Series 18 Preferred Shares shall have the right, at their option,
          on May 1, 2011 and on May 1 in every fifth year thereafter (a &#145;&#145;Conversion
          Date&#148;), to convert, subject to the terms and conditions hereof,
          all or any Series 18 Preferred Shares registered in their name into
          Series 17 Preferred Shares of the Corporation on the basis of one (1)
          Series 17 Preferred Share for each Series 18 Preferred Share. The Corporation
          shall give notice in writing to the then holders of the Series 18 Preferred
          Shares of the conversion right provided for herein; such notice shall
          be given, at the option of the Corporation, by courier or by posting
          the same in a postage paid envelope, in either case, addressed to each
          holder of the Series 18 Preferred Shares at the last address of such
          holder as it appears on the securities register of the Corporation or,
          in the event of the address of any holder not so appearing, then to
          the address of such holder last known to the Corporation or by Electronic
          Delivery addressed to each holder of Series 18 Preferred Shares requesting
          Electronic Delivery at the last electronic address as provided by the
          holder to the Corporation. Such notice shall set out the Conversion
          Date and shall be given not less than 45 days nor more than 60 days
          prior to the applicable Conversion Date. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          the Corporation gives notice as provided in section 7.3 to the holders
          of the Series 18 Preferred Shares of the redemption of all the Series
          18 Preferred Shares, the Corporation shall not be required to give notice
          as provided in this section 7.4.1 to the holders of the Series 18 Preferred
          Shares of the conversion right and the right of any holder of Series
          18 Preferred Shares to convert such Series 18 Preferred Shares as herein
          provided shall cease and terminate in that event. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          Holders of Series 18 Preferred Shares shall not be entitled to convert
          their shares into Series 17 Preferred Shares if, following the close
          of business on the 10<SUP>th </SUP>day preceding a Conversion Date,
          the Corporation determines that there would remain outstanding on the
          Conversion Date less than 2,000,000 Series 17 Preferred Shares, after
          taking into account all Series 18 Preferred Shares tendered for conversion
          into Series 17 Preferred Shares and all Series 17 Preferred Shares tendered
          for conversion into Series 18 Preferred Shares. The Corporation shall
          give notice in writing thereof, in accordance with the provisions of
          the first paragraph of this section 7.4.1, to all affected holders of
          Series 18 Preferred Shares prior to the applicable Conversion Date and
          will issue and deliver, or cause to be delivered, prior to such Conversion
          Date, at the expense of the Corporation, to such holders of Series 18
          Preferred Shares, who have surrendered for conversion any certificate
          or certificates representing Series 18 Preferred Shares, new certificates
          representing the Series 18 Preferred Shares represented by any certificate
          or certificates surrendered as aforesaid.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          39 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.4.2</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Automatic
        Conversion</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          following the close of business on the 10<SUP>th</SUP> day preceding
          a Conversion Date the Corporation determines that there would remain
          outstanding on the Conversion Date less than 2,000,000 Series 18 Preferred
          Shares after taking into account all Series 18 Preferred Shares tendered
          for conversion into Series 17 Preferred Shares and all Series 17 Preferred
          Shares tendered for conversion into Series 18 Preferred Shares, then,
          all, but not part, of the remaining outstanding Series 18 Preferred
          Shares shall automatically be converted into Series 17 Preferred Shares
          on the basis of one (1) Series 17 Preferred Share for each Series 18
          Preferred Share on the applicable Conversion Date and the Corporation
          shall give notice in writing thereof, in accordance with the provisions
          of section 7.4.1, to the holders of such remaining Series 18 Preferred
          Shares prior to the Conversion Date.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.4.3</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Manner
        of Exercise of Conversion Privilege </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          conversion of Series 18 Preferred Shares may be effected by surrender
          of the certificate or certificates representing the same not earlier
          than 45 days prior to a Conversion Date but not later than the close
          of business on the 10<SUP>th</SUP> day preceding a Conversion Date during
          usual business hours at any office of any transfer agent of the Corporation
          at which the Series 18 Preferred Shares are transferable accompanied
          by: i) payment or evidence of payment of the tax (if any) payable as
          provided in this section 7.4.3; and ii) a written instrument of surrender
          in form satisfactory to the Corporation duly executed by the holder,
          or his attorney duly authorized in writing, in which instrument such
          holder may also elect to convert part only of the Series 18 Preferred
          Shares represented by such certificate or certificates not theretofore
          called for redemption in which event the Corporation shall issue and
          deliver or cause to be delivered to such holder, at the expense of the
          Corporation, a new certificate representing the Series 18 Preferred
          Shares represented by such certificate or certificates which have not
          been converted.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event the Corporation is required to convert all remaining outstanding
          Series 18 Preferred Shares into Series 17 Preferred Shares on the applicable
          Conversion Date as provided for in section 7.4.2, the Series 18 Preferred
          Shares, in respect of which the holders have not previously elected
          to convert, shall be converted on the Conversion Date into Series 17
          Preferred Shares and the holders thereof shall be deemed to be holders
          of Series 17 Preferred Shares at the close of business on the Conversion
          Date and shall be entitled, upon surrender during usual business hours
          at any office of any transfer agent of the Corporation at which the
          Series 18 Preferred Shares were transferable of the certificate or certificates
          representing Series 18 Preferred Shares not previously surrendered for
          conversion, to receive a certificate or certificates representing the
          same number of Series 17 Preferred Shares in the manner subject to the
          terms and provisions as provided in this section 7.4.3.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">As
          promptly as practicable after the Conversion Date, the Corporation shall
          issue and deliver, or cause to be delivered to or upon the written order
          of the holder of the Series 18 Preferred Shares so surrendered, a certificate
          or certificates, issued in the name of, or in such name or names as
          may be directed by, such holder representing the number of fully-paid
          and non-assessable Series 17 Preferred Shares and the number of remaining
          Series 18 Preferred Shares, if any, to which such holder is entitled.
          Such conversion shall be deemed to have been made at the close of business
          on the Conversion Date, so that the rights of the holder of such Series
          18 Preferred Shares as </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          4</FONT><font size="2" face="Arial, Helvetica, sans-serif">0</font><FONT SIZE="2">
          -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          holder thereof shall cease at such time and the person or persons entitled
          to receive Series 17 Preferred Shares upon such conversion shall be
          treated for all purposes as having become the holder or holders of record
          of such Series 17 Preferred Shares at such time.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          holder of any Series 18 Preferred Share on the record date for any dividend
          declared payable on such share shall be entitled to such dividend notwithstanding
          that such share is converted into a Series 17 Preferred Share after
          such record date and on or before the date of the payment of such dividend.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          issuance of certificates for the Series 17 Preferred Shares upon the
          conversion of Series 18 Preferred Shares shall be made without charge
          to the converting holders of Series 18 Preferred Shares for any fee
          or tax in respect of the issuance of such certificates or the Series
          17 Preferred Shares represented thereby; provided, however, that the
          Corporation shall not be required to pay any tax which may be imposed
          upon the person or persons to whom such Series 17 Preferred Shares are
          issued in respect of the issuance of such Series 17 Preferred Shares
          or the certificate therefor or which may be payable in respect of any
          transfer involved in the issuance and delivery of any such certificate
          in a name or names other than that of the holder of the Series 18 Preferred
          Shares converted, and the Corporation shall not be required to issue
          or deliver such certificate unless the person or persons requesting
          the issuance thereof shall have paid to the Corporation the amount of
          such tax or shall have established to the satisfaction of the Corporation
          that such tax has been paid.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.4.4</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Status
        of Converted Series 18 Preferred Shares </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <p align="justify"><font size="2" face="Arial, Helvetica, sans-serif">All
          Series 18 Preferred Shares converted into Series 17 Preferred Shares
          on a Conversion Date shall not be cancelled but shall be restored to
          the status of authorized but unissued shares of the Corporation as at
          the close of business on the Conversion Date.</font></p></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.5</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Restrictions
        on Dividends and Retirement of Shares</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">Without
        the approval of the holders of outstanding Series 18 Preferred Shares:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not declare, pay or set apart for payment any dividends
          (other than stock dividends payable in shares of the Corporation ranking
          junior to the Series 18 Preferred Shares) on the Common Shares of the
          Corporation or any other shares of the Corporation ranking junior to
          the Series 18 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not redeem, purchase or otherwise retire or make any
          capital distribution on or in respect of the Common Shares of the Corporation
          or any other shares of the Corporation ranking junior to the Series
          18 Preferred Shares (except out of the net cash proceeds of a substantially
          concurrent issue of shares of the Corporation ranking junior to the
          Series 18 Preferred Shares);</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(c)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not purchase or otherwise retire less than all of
          the Series 18 Preferred Shares then outstanding; or</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(d)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not redeem, purchase or otherwise retire (except in
          connection with the exercise of any retraction privilege or any mandatory
          </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          41 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">redemption
          obligation attaching thereto) any shares of any class or series ranking
          on a parity with the Series 18 Preferred Shares provided that, for greater
          certainty, the covenant in this clause (d) shall not limit or affect
          any such action in respect of any class of shares ranking in priority
          to the Series 18 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          unless, in each case, all cumulative dividends on outstanding Series
          18 Preferred Shares accrued up to and including the dividend payable
          for the last completed period for which dividends were payable shall
          have been declared and paid. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Any
          approval of the holders of Series 18 Preferred Shares required to be
          given pursuant to this section 7.5 may be given in accordance with the
          second paragraph of section 7.7 and section 7.10. Notwithstanding the
          provisions of section 7.10 hereof, any approval required to be given
          pursuant to this section 7.5 shall be required to be given only by the
          affirmative vote of the holders of the majority of the Series 18 Preferred
          Shares present or represented at a meeting, or adjourned meeting, of
          the holders of Series 18 Preferred Shares duly called for the purpose
          and at which a quorum is present. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.6</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Purchase
        for Cancellation </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation may at any time purchase for cancellation the whole or any
          part of the Series 18 Preferred Shares outstanding from time to time,
          in the open market through or from an investment dealer or any firm
          holding membership on a recognized stock exchange, or by private agreement
          or otherwise, at the lowest price or prices at which in the opinion
          of the Board of Directors such shares are obtainable.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.7</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Voting
        Rights </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          the Corporation fails to pay eight (8) dividends on the Series 18 Preferred
          Shares, whether or not consecutive, the holders of the Series 18 Preferred
          Shares shall have the right to receive notice of, and to attend, each
          meeting of shareholders of the Corporation which takes place more than
          60 days after the date on which the failure first occurs (other than
          a separate meeting of the holders of another series or class of shares)
          and such holders shall also have the right, at any such meeting, to
          one (1) vote for each Series 18 Preferred Share held, until all such
          arrears of dividends on the Series 18 Preferred Shares shall have been
          paid whereupon such rights shall cease unless and until the same default
          shall again arise under the provisions of this section 7.7.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          connection with any actions to be taken by the Corporation which require
          the approval of the holders of the Series 18 Preferred Shares voting
          as a series or as part of a class, each Series 18 Preferred Share shall
          entitle the holder thereof to one (1) vote for such purpose. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.8</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Issue of Additional Preferred Shares </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">The
        Corporation may issue additional series of Class A Preferred Shares ranking
        on a parity with the Series 18 Preferred Shares without the authorization
        of the holders of the Series 18 Preferred Shares.</font> </TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><p align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          42 -</FONT></FONT></p></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.9</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Modifications</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          provisions attaching to the Series 18 Preferred Shares as a series may
          be repealed, altered, modified or amended from time to time with such
          approval as may then be required by the CBCA, any such approval to be
          given in accordance with section 7.10.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">None
          of the series provisions of the articles of the Corporation relating
          to the Series 18 Preferred Shares shall be amended or otherwise changed
          unless, contemporaneously therewith, the series provisions, if any,
          relating to the Series 17 Preferred Shares are, to the extent deemed
          required by the Corporation, amended or otherwise changed in the same
          proportion and in the same manner.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.10
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Approval
        of Holders of Series 18 Preferred Shares </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Any
          approval given by the holders of the Series 18 Preferred Shares shall
          be deemed to have been sufficiently given if it shall have been given
          by the holders of Series 18 Preferred Shares as provided in the provisions
          attaching to the Class A Preferred Shares as a class, which provisions
          shall apply <em>mutatis mutandis</em>.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">7.11</font></div></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          <u>Tax Election</u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall elect, in the manner and within the time provided
          under the ITA, under subsection 191.2(1) of the said Act, or any successor
          or replacement provision of similar effect, and take all other necessary
          action under such Act, to pay tax at a rate such that no holder of the
          Series 18 Preferred Shares will be required to pay tax on dividends
          received on the Series 18 Preferred Shares under section 187.2 of Part
          IV.I of such Act or any successor or replacement provision of similar
          effect. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.12</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif"><u>Mail
          Service Interruption </u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          the Corporation determines that mail service is, or is threatened to
          be, interrupted at the time when the Corporation is required or elects
          to give any notice hereunder by mail, or is required to send any cheque
          or any share certificate to the holder of any Series 18 Preferred Shares,
          whether in connection with the redemption or conversion of such share
          or otherwise, the Corporation may, notwithstanding the provisions hereof:
          </font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">give
          such notice by Electronic Delivery, telex, or telegraph communication
          or by means of publication once in each of two successive weeks in a
          newspaper of general circulation published or distributed in Montreal
          and Toronto and such notice shall be deemed to have been given on the
          date on which such Electronic Delivery, telex, or telegraph communication
          was given or on the date on which the first publication has taken place;
          and</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          fulfill the requirement to send such cheque or such share certificate
          by arranging for delivery thereof to the principal office of the Corporation
          in Montreal, and such cheque and/or certificate shall be deemed to have
          been sent on the date on which notice of such arrangement shall have
          been given as provided in (a) above, provided that as soon as the Corporation
          determines that mail service is no longer interrupted or threatened
          to be interrupted such cheque or share certificate, if not theretofore
          delivered to such holder, shall be sent by ordinary unregistered first
          class prepaid mail to the registered address of each person who at the
          date of mailing is a registered holder and who is entitled to receive
          </font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          43 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">such
          cheque or share certificate, or in the event of the address of any such
          holder not appearing on the securities register of the Corporation,
          then at the last address of such holder known to the Corporation.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.13</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Notice of Subsequent Fixed Dividend Rate Applicable to the Series 17
        Preferred Shares</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          Within three (3) business days of the determination of the Subsequent
          Fixed Dividend Rate (as defined in section 6.1.1 of the articles of
          the Corporation relating to the Series 17 Preferred Shares) the Corporation
          shall give notice thereof, except in relation to the initial Subsequent
          Fixed Rate Period, to the holders of the Series 18 Preferred Shares
          by publication once in the national edition of The Globe and Mail in
          the English language and once in the City of Montreal in both the French
          and English languages in a daily newspaper of general circulation in
          Montreal; provided that if any such newspaper is not being generally
          circulated at that time, such notice shall be published in another equivalent
          publication.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.14</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Definitions</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;
        </font><font size="2" face="Arial, Helvetica, sans-serif"> In the provisions
        herein contained attaching to the Series 18 Preferred Shares: </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;accrued
          and unpaid dividends&#148; means the aggregate of: i) all unpaid dividends
          on the Series 18 Preferred Shares for any Dividend Period; and (ii)
          the amount calculated as though dividends on each Series 18 Preferred
          Share had been accruing on a day-to-day basis from and including the
          first day of the Month immediately following the Dividend Period with
          respect to which the last monthly dividend will be or was, as the case
          may be, payable to but excluding the date to which the computation of
          accrued dividends is to be made; and </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;in
          priority to&#148;, &quot;on a parity with&#148; and &quot;junior to&#148;
          have reference to the order of priority in payment of dividends and
          in the distribution of assets in the event of any liquidation, dissolution
          or winding up of the Corporation, whether voluntary or involuntary,
          or other distribution of the assets of the Corporation among its shareholders
          for the purpose of winding up its affairs.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">7.15</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Interpretation</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event that any date on which any dividend on the Series 18 Preferred
          Shares is payable by the Corporation, or any date on or by which any
          other action is required to be taken by the Corporation or the holders
          of Series 18 Preferred Shares hereunder, is not a business day (as hereinafter
          defined), then such dividend shall be payable, or such other action
          shall be required to be taken, on or by the next succeeding day that
          is a business day. A &quot;business day&#148; shall be a day other than
          a Saturday, a Sunday or any other day that is treated as a holiday at
          the Corporation&#146;s principal office in Canada.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><b>8.
        </b></font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><b><u>SERIES
        19 PREFERRED SHARES</u></b></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Series 19 Preferred Shares shall, in addition to the rights, privileges,
          restrictions and conditions attaching to the Class A Preferred Shares
          as a class, carry and be subject to the following rights, privileges,
          restrictions and conditions:</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          44 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.1</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Dividend</u> </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.1.1</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Definitions</u> </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">For
          the purposes hereof, the following capitalized terms shall have the
          following meanings, unless the context otherwise requires:</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Annual
          Dividend Rate&#148; means the Initial Fixed Dividend Rate or the Subsequent
          Fixed Dividend Rate, whichever is provided by this section 8.1 to be
          applicable at the relevant time;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Dividend
          Payment Date&#148; means the first day of each of February, May, August
          and November in each year and the first Dividend Payment Date shall
          be November 1, 2001;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(c)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          &quot;Government of Canada Yield&#148; on any date shall mean the average
          of the yields determined by two registered Canadian investment dealers,
          selected by the Corporation, as being the yield to maturity on such
          date compounded semiannually and calculated in accordance with generally
          accepted financial practice, which a non-callable Government of Canada
          Bond would carry if issued in Canadian dollars in Canada at 100% of
          its principal amount on such date with a term to maturity of five years;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(d)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Electronic
          Delivery&#148; means the delivery by telecopier, electronic mail, the
          internet or other electronic means; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(e)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Initial
        Fixed Dividend Rate&#148; means 5.55% per annum;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(f)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Initial
          Fixed Rate Period&#148; means the period commencing with the date of
          issue of the Series 19 Preferred Shares and ending on and including
          July 31, 2006;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(g)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Subsequent
          Fixed Dividend Rate&#148; means for any Subsequent Fixed Rate Period
          the rate of interest expressed as a percentage per annum determined
          in accordance with section 8.1.5 hereof; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(h)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Subsequent
          Fixed Rate Period&#148; means for the initial Subsequent Fixed Rate
          Period, the period commencing on August 1, 2006 and ending on and including
          July 31, 2011 and for each succeeding Subsequent Fixed Rate Period,
          the period commencing on the day immediately following the end of the
          immediately preceding Subsequent Fixed Rate Period and ending on and
          including July 31 in the fifth year thereafter. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.1.2</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>General</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          holders of the Series 19 Preferred Shares shall be entitled to receive
          fixed, cumulative, preferred cash dividends, as and when declared by
          the Board of Directors, out of moneys of the Corporation properly applicable
          to the payment of dividends, at the rates herein provided. Dividends
          on the Series 19 Preferred Shares shall accrue on a daily basis from
          and including the date of issue thereof, and shall be payable quarterly
          during the Initial Fixed Rate Period and during any Subsequent Fixed
          Rate Period. Payment of the dividend on the Series 19 Preferred Shares
          payable on any Dividend </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          45 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Payment
          Date (less any tax required to be deducted) shall be made by cheque
          at par in lawful money of Canada payable at any branch in Canada of
          the Corporation&#146;s bankers.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          Dividends declared on the Series 19 Preferred Shares shall (except in
          case of redemption in which case payment of dividends shall be made
          on surrender of the certificate representing the Series 19 Preferred
          Shares to be redeemed) be paid by posting in a postage paid envelope
          addressed to each holder of the Series 19 Preferred Shares at the last
          address of such holder as it appears on the securities register of the
          Corporation or, in the event of the address of any holder not so appearing,
          then to the address of such holder last known to the Corporation, or,
          in the case of joint holders, to the address of that one whose name
          appears first in the securities register of the Corporation as one of
          such joint holders, a cheque for such dividends (less any tax required
          to be deducted) payable to the order of such holder or, in the case
          of joint holders, to the order of all such holders failing written instructions
          from them to the contrary. Notwithstanding the foregoing, any dividend
          cheque may be delivered by the Corporation to a holder of Series 19
          Preferred Shares at his address as aforesaid. The posting or delivery
          of such cheque shall be deemed to be payment and shall satisfy and discharge
          all liabilities for the payment of such dividends to the extent of the
          sum represented thereby (plus the amount of any tax required to be deducted
          as aforesaid) unless such cheque is not paid on due presentation. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.1.3</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Initial Fixed Rate Period</u></font> </TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          During the Initial Fixed Rate Period, the dividends in respect of the
          Series 19 Preferred Shares shall be payable quarterly at the Initial
          Fixed Dividend Rate. Accordingly, on each Dividend Payment Date during
          the Initial Fixed Rate Period, other than November 1, 2001, but including
          August 1, 2006, the dividend payable shall be $0.34688 per Series 19
          Preferred Share. The amount of the first quarterly dividend payable
          on each Series 19 Preferred Share on November 1, 2001, shall be in the
          amount of $1.3875 multiplied by a fraction of which the numerator is
          the number of days from and including the original date of issue of
          the Series 19 Preferred Shares to but excluding November 1, 2001 and
          the denominator is 365.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"></div>
        <div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">8.1.4</font></div></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          <u>Subsequent Fixed Rate Period</u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">During
          any Subsequent Fixed Rate Period, the dividends in respect of the Series
          19 Preferred Shares shall be payable quarterly at the Subsequent Fixed
          Dividend Rate. Accordingly, on each Dividend Payment Date during any
          Subsequent Fixed Rate Period, the dividend payable shall be in the amount
          per share per annum (rounded to the nearest one-thousandth (1/1000 )
          of one cent) determined by multiplying the Annual Dividend Rate by $25.00.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.1.5
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Determination
        of Subsequent Fixed Dividend Rate</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall determine on the 25<SUP>th</SUP> day prior to the
          first day of each Subsequent Fixed Rate Period the Annual Dividend Rate
          for each Subsequent Fixed Rate Period, which Annual Dividend Rate shall
          not be less than 80% of the Government of Canada Yield in effect at
          10:00 A.M. (Montreal time) on the said 25<SUP>th</SUP> day prior to
          the first day of each Subsequent Fixed Rate Period, and give notice
          thereof: (i) within one (1) business day to all stock exchanges in Canada
          on which the Series 19 Preferred Shares are listed for trading or if
          the Series 19 Preferred Shares are not listed on a stock exchange in
          Canada, to the Investment Dealers Association of Canada; and (ii) within
          </font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          46 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">three
          (3) business days to the holders of the Series 19 Preferred Shares by
          publication once in the national edition of The Globe and Mail in the
          English language and once in the City of Montreal in both the French
          and English languages in a daily newspaper of general circulation in
          Montreal; provided that if any such newspaper is not being generally
          circulated at that time, such notice shall be published in another equivalent
          publication.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.2
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Rights
        on Liquidation </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event of the liquidation, dissolution or winding up of the corporation
          or any other distribution of assets of the Corporation for the purpose
          of winding up its affairs, the holders of the Series 19 Preferred Shares
          shall be entitled to receive $25.00 per Series 19 Preferred Share together
          with all dividends accrued and unpaid up to but excluding the date of
          payment or distribution, before any amounts shall be paid or any assets
          of the Corporation distributed to the holders of the Common Shares of
          the Corporation or any other shares ranking junior to the Series 19
          Preferred Shares. Upon payment of such amounts, the holders of the Series
          19 Preferred Shares shall not be entitled to share in any further distribution
          of the property or assets of the Corporation.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.3
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Redemption
        at the Option of the Corporation </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation may not redeem any of the Series 19 Preferred Shares prior
          to August 1, 2006. Subject to applicable law and section 8.5 hereof,
          upon giving notice as hereinafter provided, the Corporation may, on
          August 1, 2006 or on August 1 in every fifth year thereafter, redeem
          all, but not less than all, of the outstanding Series 19 Preferred Shares
          on payment of $25.00 for each such share to be redeemed together with
          accrued and unpaid dividends up to but excluding the date fixed for
          redemption, the whole constituting the redemption price. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"></div></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall give notice in writing not less than 45 days nor more
          than 60 days prior to the date on which the redemption is to take place
          to each person who at the date of giving such notice is the holder of
          Series 19 Preferred Shares to be redeemed of the intention of the Corporation
          to redeem such shares; such notice shall be given, at the option of
          the Corporation, by courier or by posting the same in a postage paid
          envelope, in either case, addressed to each holder of Series 19 Preferred
          Shares to be redeemed at the last address of such holder as it appears
          on the securities register of the Corporation or, in the event of the
          address of any holder not so appearing, then to the address of such
          holder last known to the Corporation, or by Electronic Delivery addressed
          to each holder of Series 19 Preferred Shares requesting Electronic Delivery
          at the last electronic address as provided by the holder to the Corporation,
          provided that the accidental failure or omission to give any such notices
          as aforesaid to one or more of such holders shall not affect the validity
          of the redemption as to the other holders of the Series 19 Preferred
          Shares to be redeemed. Such notice shall set out the number of such
          Series 19 Preferred Shares held by the person to whom it is addressed
          which are to be redeemed and the redemption price and shall also set
          out the date on which the redemption is to take place, and on and after
          the date so specified for redemption the Corporation shall pay or cause
          to be paid to the holders of such Series 19 Preferred Shares to be redeemed
          the redemption price on presentation and surrender at any place or places
          within Canada designated by such notice, of the certificate or certificates
          for such Series 19 Preferred Shares so called for redemption; such payment
          shall be made by cheque payable at par at any branch in Canada of the
          Corporation&#146;s bankers; from and after the date specified in any
          such notice, the Series 19 Preferred Shares </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          47 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">called
          for redemption shall cease to be entitled to dividends and the holders
          thereof shall not be entitled to exercise any of the rights of shareholders
          in respect thereof unless payment of the redemption price shall not
          be duly made by the Corporation; at any time after notice of redemption
          is given as aforesaid, the Corporation shall have the right to deposit
          the redemption price of any or all Series 19 Preferred Shares called
          for redemption with any chartered bank or banks or with any trust company
          or trust companies in Canada named in the notice of redemption to the
          credit of a special account or accounts in trust for the respective
          holders of such shares, to be paid to them respectively upon surrender
          to such bank or banks or trust company or trust companies of the certificate
          or certificates representing the same, and upon such deposit or deposits
          being made, such shares shall be redeemed on the redemption date specified
          in the notice of redemption; after the Corporation has made a deposit
          as aforesaid with respect to any shares, the holders thereof shall not,
          from and after the redemption date, be entitled to exercise any of the
          rights of the shareholders in respect thereof and the rights of the
          holders thereof shall be limited to receiving the proportion of the
          amounts so deposited applicable to such shares, without interest; any
          interest allowed on such deposit shall belong to the Corporation. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.4</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          <u>Conversion of Series 19 Preferred Shares </u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.4.1
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Conversion
        at the Option of the Holder </u></font> </TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Holders
          of Series 19 Preferred Shares shall have the right, at their option,
          on August 1, 2006 and on August 1 in every fifth year thereafter (a
          &quot;Conversion Date&#148;), to convert, subject to the terms and conditions
          hereof, all or any Series 19 Preferred Shares registered in their name
          into Series 20 Preferred Shares of the Corporation on the basis of one
          (1) Series 20 Preferred Share for each Series 19 Preferred Share. The
          Corporation shall give notice in writing to the then holders of the
          Series 19 Preferred Shares of the conversion right provided for herein;
          such notice shall be given, at the option of the Corporation, by courier
          or by posting the same in a postage paid envelope, in either case, addressed
          to each holder of the Series 19 Preferred Shares at the last address
          of such holders as it appears on the securities register of the Corporation
          or, in the event of the address of any holder not so appearing, then
          to the address of such holder last known to the Corporation or by Electronic
          Delivery addressed to each holder of Series 19 Preferred Shares requesting
          Electronic Delivery at the last electronic address as provided by the
          holder to the Corporation. Such notice shall set out the Conversion
          Date and shall be given not less than 45 days nor more than 60 days
          prior to the applicable Conversion Date.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          the Corporation gives notice as provided in section 8.3 to the holders
          of the Series 19 Preferred Shares of the redemption of all the Series
          19 Preferred Shares, the Corporation shall not be required to give notice
          as provided in this section 8.4.1 to the holders of the Series 19 Preferred
          Shares of the conversion right and the right of any holder of Series
          19 Preferred Shares to convert such Series 19 Preferred Shares as herein
          provided shall cease and terminate in that event.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Holders
          of Series 19 Preferred Shares shall not be entitled to convert their
          shares into Series 20 Preferred Shares if, following the close of business
          on the 10<SUP>th</SUP> day preceding a Conversion Date, the Corporation
          determines that there would remain outstanding on the Conversion Date
          less than 2,000,000 Series 20 Preferred Shares, after taking into account
          all Series 19 Preferred Shares tendered for conversion into Series 20
          Preferred Shares and all Series 20 Preferred Shares tendered for conversion
          into Series 19 </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          48 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Preferred
          Shares. The Corporation shall give notice in writing thereof, in accordance
          with the provisions of the first paragraph of this section 8.4.1, to
          all affected holders of Series 19 Preferred Shares prior to the applicable
          Conversion Date and will issue and deliver, or cause to be delivered,
          prior to such Conversion Date, at the expense of the Corporation, to
          such holders of Series 19 Preferred Shares, who have surrendered for
          conversion any certificate or certificates representing Series 19 Preferred
          Shares, new certificates representing the Series 19 Preferred Shares
          represented by any certificate or certificates surrendered as aforesaid.
          </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.4.2</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Automatic
        Conversion </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          following the close of business on the 10<SUP>th</SUP> day preceding
          a Conversion Date the Corporation determines that there would remain
          outstanding on the Conversion Date less than 2,000,000 Series 19 Preferred
          Shares after taking into account all Series 19 Preferred Shares tendered
          for conversion into Series 20 Preferred Shares and all Series 20 Preferred
          Shares tendered for conversion into Series 19 Preferred Shares, then,
          all, but not part, of the remaining outstanding Series 19 Preferred
          Shares shall automatically be converted into Series 20 Preferred Shares
          on the basis of one (1) Series 20 Preferred Share for each Series 19
          Preferred Share on the applicable Conversion Date and the Corporation
          shall give notice in writing thereof, in accordance with the provisions
          of section 8.4.1, to the holders of such remaining Series 19 Preferred
          Shares prior to the Conversion Date.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.4.3</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          <u>Manner of Exercise of Conversion Privilege </u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          conversion of Series 19 Preferred Shares may be effected by surrender
          of the certificate or certificates representing the same not earlier
          than 45 days prior to a Conversion Date but not later than the close
          of business on the 10<SUP>th</SUP> day preceding a Conversion Date during
          usual business hours at any office of any transfer agent of the Corporation
          at which the Series 19 Preferred Shares are transferable accompanied
          by: (i) payment or evidence of payment of the tax (if any) payable as
          provided in this section 8.4.3; and ii) a written instrument of surrender
          in form satisfactory to the Corporation duly executed by the holder,
          or his attorney duly authorized in writing, in which instrument such
          holder may also elect to convert part only of the Series 19 Preferred
          Shares represented by such certificate or certificates not theretofore
          called for redemption in which event the</font> <font size="2" face="Arial, Helvetica, sans-serif">Corporation
          shall issue and deliver or cause to be delivered to such holder, at
          the expense of the Corporation, a new certificate representing the Series
          19 Preferred Shares represented by such certificate or certificates
          which have not been converted.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event the Corporation is required to convert all remaining outstanding
          Series 19 Preferred Shares into Series 20 Preferred Shares on the applicable
          Conversion Date as provided for in section 8.4.2, the Series 19 Preferred
          Shares, in respect of which the holders have not previously elected
          to convert, shall be converted on the Conversion Date into Series 20
          Preferred Shares and the holders thereof shall be deemed to be holders
          of Series 20 Preferred Shares at the close of business on the Conversion
          Date and shall be entitled, upon surrender during usual business hours
          at any office of any transfer agent of the Corporation at which the
          Series 19 Preferred Shares were transferable of the certificate or certificates
          representing Series 19 Preferred Shares not previously surrendered for
          conversion, to receive a certificate or certificates representing the
          same number of Series 20 Preferred Shares in the manner subject to the
          terms and provisions as provided in this section 8.4.3.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          49 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">As
          promptly as practicable after the Conversion Date, the Corporation shall
          issue and deliver, or cause to be delivered to or upon the written order
          of the holder of the Series 19 Preferred Shares so surrendered, a certificate
          or certificates, issued in the name of, or in such name or names as
          may be directed by, such holder representing the number of fully-paid
          and non-assessable Series 20 Preferred Shares and the number of remaining
          Series 19 Preferred Shares, if any, to which such holder is entitled.
          Such conversion shall be deemed to have been made at the close of business
          on the Conversion Date, so that the rights of the holder of such Series
          19 Preferred Shares as the holder thereof shall cease at such time and
          the person or persons entitled to receive Series 20 Preferred Shares
          upon such conversion shall be treated for all purposes as having become
          the holder or holders of record of such Series 20 Preferred Shares at
          such time.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          holder of any Series 19 Preferred Share on the record date for any dividend
          declared payable on such share shall be entitled to such dividend notwithstanding
          that such share is converted into a Series 20 Preferred Share after
          such record date and on or before the date of the payment of such dividend.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          issuance of certificates for the Series 20 Preferred Shares upon the
          conversion of Series 19 Preferred Shares shall be made without charge
          to the converting holders of Series 19 Preferred Shares for any fee
          or tax in respect of the issuance of such certificates or the Series
          20 Preferred Shares represented thereby; provided, however, that the
          Corporation shall not be required to pay any tax which may be imposed
          upon the person or persons to whom such Series 20 Preferred Shares are
          issued in respect of the issuance of such Series 20 Preferred Shares
          or the certificate therefor or which may be payable in respect of any
          transfer involved in the issuance and delivery of any such certificate
          in a name or names other than that of the holder of the Series 19 Preferred
          Shares converted, and the Corporation shall not be required to issue
          or deliver such certificate unless the person or persons requesting
          the issuance thereof shall have paid to the Corporation the amount of
          such tax or shall have established to the satisfaction of the Corporation
          that such tax has been paid.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.4.4
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Status
        of Converted Series 19 Preferred Shares </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">All
          Series 19 Preferred Shares converted into Series 20 Preferred Shares
          on a Conversion Date shall not be cancelled but shall be restored to
          the status of authorized but unissued shares of the Corporation as at
          the close of business on the Conversion Date.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.5</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif"><u>Restrictions
          on Dividends and Retirement of Shares </u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">Without
        the approval of the holders of outstanding Series 19 Preferred Shares:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not declare, pay or set apart for payment any dividends
          (other than stock dividends payable in shares of the Corporation ranking
          junior to the Series 19 Preferred Shares) on the Common Shares of the
          Corporation or any other shares of the Corporation ranking junior to
          the Series 19 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not redeem, purchase or otherwise retire or make any
          capital distribution on or in respect of the Common Shares of the Corporation
          or any other shares of the Corporation ranking junior to the Series
          19 Preferred </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          5</FONT><font size="2" face="Arial, Helvetica, sans-serif">0</font><FONT SIZE="2">
          -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"></div></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Shares
          (except out of the net cash proceeds of a substantially concurrent issue
          of shares of the Corporation ranking junior to the Series 19 Preferred
          Shares); </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(c)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not purchase or otherwise retire less than all of
          the Series 19 Preferred Shares then outstanding; or</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(d)
        </font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Corporation shall not redeem, purchase or otherwise retire (except in
          connection with the exercise of any retraction privilege or any mandatory
          redemption obligation attaching thereto) any shares of any class or
          series ranking on a parity with the Series 19 Preferred Shares provided
          that, for greater certainty, the covenant in this clause (d) shall not
          limit or affect any such action in respect of any class of shares ranking
          in priority to the Series 19 Preferred Shares; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">unless,
        in each case, all cumulative dividends on outstanding Series 19 Preferred
        Shares accrued up to and including the dividend payable for the last completed
        period for which dividends were payable shall have been declared and paid.</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Any
          approval of the holders of Series 19 Preferred Shares required to be
          given pursuant to this section 8.5 may be given in accordance with the
          second paragraph of section 8.7 and section 8.10. Notwithstanding the
          provisions of section 8.10 hereof, any approval required to be given
          pursuant to this section 8.5 shall be required to be given only by the
          affirmative vote of the holders of the majority of the Series 19 Preferred
          Shares present or represented at a meeting, or adjourned meeting, of
          the holders of Series 19 Preferred Shares duly called for the purpose
          and at which a quorum is present.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.6</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Purchase
        for Cancellation</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation may at any time purchase for cancellation the whole or any
          part of the Series 19 Preferred Shares outstanding from time to time,
          in the open market through or from an investment dealer or any firm
          holding membership on a recognized stock exchange, or by private agreement
          or otherwise, at the lowest price or prices at which in the opinion
          of the Board of Directors such shares are obtainable.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.7</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Voting
        Rights</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          If the Corporation fails to pay eight (8) dividends on the Series 19
          Preferred Shares, whether or not consecutive, the holders of the Series
          19 Preferred Shares shall have the right to receive notice of, and to
          attend, each meeting of shareholders of the Corporation which takes
          place more than 60 days after the date on which the failure first occurs
          (other than a separate meeting of the holders of another series or class
          of shares) and such holders shall also have the right, at any such meeting,
          to one (1) vote for each Series 19 Preferred Share held, until all such
          arrears of dividends on the Series 19 Preferred Shares</font> <font size="2" face="Arial, Helvetica, sans-serif">shall
          have been paid whereupon such rights shall cease unless and until the
          same default shall again arise under the provisions of this section
          8.7.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          connection with any actions to be taken by the Corporation which require
          the approval of the holders of the Series 19 Preferred Shares voting
          as a series or as part of a class, each Series 19 Preferred Share shall
          entitle the holder thereof to one (1) vote for such purpose. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          51 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.8</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Issue of Additional Preferred Shares </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation may issue additional series of Class A Preferred Shares
          ranking on a parity with the Series 19 Preferred Shares without the
          authorization of the holders of the Series 19 Preferred Shares.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.9</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Modifications</u> </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          provisions attaching to the Series 19 Preferred Shares as a series may
          be repealed, altered, modified or amended from time to time with such
          approval as may then be required by the CBCA, any such approval to be
          given in accordance with section 8.10.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">None
          of the series provisions of the articles of the Corporation relating
          to the Series 19 Preferred Shares shall be amended or otherwise changed
          unless, contemporaneously therewith, the series provisions, if any,
          relating to the Series 20 Preferred Shares are, to the extent deemed
          required by the Corporation, amended or otherwise changed in the same
          proportion and in the same manner.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.10</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Approval
        of Holders of Series 19 Preferred Shares</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Any
          approval given by the holders of the Series 19 Preferred Shares shall
          be deemed to have been sufficiently given if it shall have been given
          by the holders of Series 19 Preferred Shares as provided in the provisions
          attaching to the Class A Preferred Shares as a class, which provisions
          shall apply <em>mutatis mutandis</em>.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.11</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Tax Election </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall elect, in the manner and within the time provided
          under the ITA, under subsection 191.2(1) of the said Act, or any successor
          or replacement provision of similar effect, and take all other necessary
          action under such Act, to pay tax at a rate such that no holder of the
          Series 19 Preferred Shares will be required to pay tax on dividends
          received on the Series 19 Preferred Shares under section 187.2 of Part
          IV.I of such Act or any successor or replacement provision of similar
          effect.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.12</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif"><u>Mail
          Service Interruption </u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          the Corporation determines that mail service is, or is threatened to
          be, interrupted at the time when the Corporation is required or elects
          to give any notice hereunder by mail, or is required to send any cheque
          or any share certificate to the holder of any Series 19 Preferred Shares,
          whether in connection with the redemption or conversion of such share
          or otherwise, the Corporation may, notwithstanding the provisions hereof:
          </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          give such notice by Electronic Delivery, telex or telegraph communication
          or by means of publication once in each of two successive weeks in a
          newspaper of general circulation published or distributed in Montreal
          and Toronto and such notice</font> <font size="2" face="Arial, Helvetica, sans-serif">shall
          be deemed to have been given on the date on which such Electronic Delivery,
          telex or telegraph communication was given or on the date on which the
          first publication has taken place; and</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          fulfill the requirement to send such cheque or such share certificate
          by arranging for delivery thereof to the principal office of the Corporation
          in Montreal, and such cheque and/or certificate shall be deemed to have
          been sent on the date </font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          52 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"></div></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">on
          which notice of such arrangement shall have been given as provided in
          (a) above, provided that as soon as the Corporation determines that
          mail service is no longer interrupted or threatened to be interrupted
          such cheque or share certificate, if not theretofore delivered to such
          holder, shall be sent by ordinary unregistered first class prepaid mail
          to the registered address of each person who at the date of mailing
          is a registered holder and who is entitled to receive such cheque or
          share certificate, or in the event of the address of any such holder
          not appearing on the securities register of the Corporation, then at
          the last address of such holder known to the Corporation.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.13</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Definitions</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">In
        the provisions herein contained attaching to the Series 19 Preferred Shares:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify">
          <p align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
            &quot;accrued and unpaid dividend&#148; means the aggregate of (A)
            all unpaid dividends on the Series 19 Preferred Shares for any quarterly
            period and (B) the amount calculated as though dividends on each Series
            19 Preferred Share had been accruing on a day-to-day basis from and
            including the date on which the last quarterly dividend was payable
            to but excluding the date to which the computation of accrued dividends
            is to be made; and </font></p>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">in
          priority to&#148;, &quot;on a parity with&#148; and &quot;junior to&#148;
          have reference to the order of priority in payment of dividends and
          in the distribution of assets in the event of any liquidation, dissolution
          or winding up of the Corporation, whether voluntary or involuntary,
          or other distribution of the assets of the Corporation among its shareholders
          for the purpose of winding up its affairs.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">8.14</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Interpretation</u> </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event that any date on which any dividend on the Series 19 Preferred
          Shares is payable by the Corporation, or any date on or by which any
          other action is required to be taken by the Corporation or the holders
          of Series 19 Preferred Shares hereunder, is not a business day (as hereinafter
          defined), then such dividend shall be payable, or such other action
          shall be required to be taken, on or by the next succeeding day that
          is a business day. A &quot;business day&#148; shall be a day other than
          a Saturday, a Sunday or any other day that is treated as a holiday at
          the Corporation&#146;s principal office in Canada.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><b>9.
        </b></font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><b><u>SERIES
        20 PREFERRED SHARES</u></b></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Series 20 Preferred Shares shall, in addition to the rights, privileges,
          restrictions and conditions attaching to the Class A Preferred Shares
          as a class, carry and be subject to the following rights, privileges,
          restrictions and conditions:</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.1</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><u><font size="2" face="Arial, Helvetica, sans-serif">
        Dividend </font></u></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.1.1</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Definitions</u> </font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">For
          the purposes hereof, the following capitalized terms shall have the
          following meanings, unless the context otherwise requires:</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          53 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)
        </font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Adjustment
          Factor&quot; for any Month means the percentage per annum, positive
          or negative, based on the Calculated Trading Price of the Series 20
          Preferred Shares for the preceding Month, determined in accordance with
          the following table:</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="2"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><p><font size="2" face="Arial, Helvetica, sans-serif"><br>
          If Calculated Trading Price Is</font></p></TD>
      <TD colspan="2"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="right"><font size="2" face="Arial, Helvetica, sans-serif">The
          Adjustment Factor as a Percentage of Prime Shall Be</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><hr width="100%" size=2 color=GRAY noshade></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="2"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">$25.50
        or more ....................................................................<br>
        $25.375 and less than $25.50 ...............................................<br>
        $25.25 and less than $25.375 ...............................................<br>
        $25.125 and less than $25.25 ...............................................
        <br>
        Greater than $24.875 and less than $25.125............................<br>
        Greater than $24.75 to $24.875 .............................................<br>
        Greater than $24.625 to $24.75..............................................<br>
        Greater than $24.50 to $24.625 .............................................<br>
        $24.50 or less ......................................................................</font></TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="right"><font size="2" face="Arial, Helvetica, sans-serif">-4.00%<br>
          -3.00%<br>
          -2.00%<br>
          -1.00%<br>
          nil <br>
          1.00%<br>
          2.00%<br>
          3.00%<br>
          4.00%</font></div></TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">The
        maximum Adjustment Factor for any Month will be <u>+</u> 4.00%</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          in any Month there is no trade on the Exchange of Series 20 Preferred
          Shares of a board lot or more, the Adjustment Factor for the following
          Month shall be nil;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Annual
          Floating Dividend Rate&#148; means for any Month the rate of interest
          expressed as a percentage per annum (rounded to the nearest one-thousandth
          (1/1000) of one percent (0.001%)) which is equal to Prime multiplied
          by the Designated Percentage for such Month;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(c)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><p align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Banks&#148;
          means any two of Royal Bank of Canada, Bank of Montreal, The Bank of
          Nova Scotia, The Toronto-Dominion Bank and Canadian Imperial Bank of
          Commerce and any successor of any of them as may be designated from
          time to time by the Corporation by notice given to the transfer agent
          for the Series 20 Preferred Shares, such notice to take effect on, and
          to be given at least two (2) business days prior to, the commencement
          of a particular Dividend Period and, until such notice is first given,
          means Royal Bank of Canada and The Toronto- Dominion Bank;</font></p></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(d)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Calculated
        Trading Price&#148; for any Month means:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          aggregate of the Daily Adjusted Trading Value for all Trading Days in
          such Month; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">divided
        by</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          aggregate of the Daily Trading Volume for all Trading Days in such Month;
          </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(e)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Daily
        Accrued Dividend Deduction&#148; for any Trading Day means:</font> </TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          product obtained by multiplying the dividend accrued on a Series 20
          Preferred Share in respect of the Month in which the Trading Day falls
          by the number of days elapsed from but excluding the day prior to the
          </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          54 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Ex-
          Dividend Date immediately preceding such Trading Day to and including
          such Trading Day (or if such Trading Day is an Ex-Dividend Date, by
          one (1) day);</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">divided
        by</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          the number of days from and including such Ex-Dividend Date to but excluding
          the following Ex-Dividend Date;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(f)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Daily
        Adjusted Trading Value&#148; for any Trading Day means:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          aggregate dollar value of all transactions of Series 20 Preferred Shares
          on the Exchange (made on the basis of the normal settlement period in
          effect on the Exchange) occurring during such Trading Day; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">less</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Daily Trading Volume for such Trading Day multiplied by the Daily Accrued
          Dividend Deduction for such Trading Day; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(g)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Daily
          Trading Volume&#148; for any Trading Day means the aggregate number
          of Series 20 Preferred Shares traded in all transactions (made on the
          basis of the normal settlement period in effect on the Exchange) occurring
          during such Trading Day on the Exchange;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(h)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Deemed
          Record Date&#148; means the last Trading Day of a Month with respect
          to which no dividend is declared by the Board of Directors;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Designated
          Percentage&#148; for the Month of August 2006 means 80 percent (80%)
          and for each Month thereafter means the Adjustment Factor for such Month
          plus the Designated Percentage for the preceding Month, provided that
          the Annual Floating Dividend Rate for any Month shall in no event be
          less than 50% of Prime for such Month or more than 100% of Prime for
          such Month;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(j)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Dividend
          Payment Date&#148; means the twelfth day of each of month commencing
          with the Month immediately following the date of issue of the Series
          20 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(k)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Dividend
        Period&#148; means a Month;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(l)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">Electronic
          Delivery&#148; means the delivery by telecopier, electronic mail, the
          internet or other electronic means; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(m)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;</font><font size="2" face="Arial, Helvetica, sans-serif">Ex-Dividend
        Date&#148; means:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          Trading Day which, under the rules or normal practices of the Exchange,
          is designated or recognized as the ex-dividend date relative to any
          dividend record date for the Series 20 Preferred Shares; or</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">if
          the Board of Directors fails to declare a dividend in respect of a Month,
          the Trading Day which, under the rules or normal practices of the </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          55 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Exchange,
          would be recognized as the Ex-Dividend Date relative to any Deemed Record
          Date for the Series 20 Preferred Shares; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(n)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Exchange&#148;
          means the Toronto Stock Exchange or such other exchange or trading market
          in Canada as may be determined from time to time by the Corporation
          as being the principal trading market for the Series 20 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(o)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Month&#148;
        means a calendar month;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(p)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Prime&#148;
          for a Month means the average (rounded to the nearest one-thousandth
          (1/1000) of one percent (0.001%)) of the Prime Rate in effect on each
          day of such Month; </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(q)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Prime
          Rate&#148; for any day means the average (rounded to the nearest one-thousandth
          (1/1000) of one percent (0.001%)) of the annual rates of interest announced
          from time to time by the Banks as the reference rates then in effect
          for such day for determining interest rates on Canadian dollar commercial
          loans made to prime commercial borrowers in Canada. If one of the Banks
          does not have such an interest rate in effect on a day, the Prime Rate
          for such day shall be such interest rate in effect for that day of the
          other Bank; if both Banks do not have such an interest rate in effect
          on a day, the Prime Rate for that day shall be equal to one and a half
          percent (1.5%) per annum plus the average yield expressed as a percentage
          per annum on 91-day Government of Canada Treasury Bills, as reported
          by the Bank of Canada, for the weekly tender for the week immediately
          preceding that day; and if both of such Banks do not have such an interest
          rate in effect on a day and the Bank of Canada does not report such
          average yield per annum, the Prime Rate for that day shall be equal
          to the Prime Rate for the next preceding day. The Prime Rate and Prime
          shall be determined from time to time by an officer of the Corporation
          from quotations supplied by the Banks or otherwise publicly available.
          Such determination shall, in the absence of manifest error, be final
          and binding upon the Corporation and upon all holders of Series 20 Preferred
          Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(r)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;Trading
          Day&#148; means, if the Exchange is a stock exchange in Canada, a day
          on which the Exchange is open for trading or, in any other case, a business
          day.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.1.2</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>General</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><p align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          holders of the Series 20 Preferred Shares shall be entitled to receive
          cumulative, preferred cash dividends, as and when declared by the Board
          of Directors, out of moneys of the Corporation properly applicable to
          the payment of dividends at the rates and times herein provided. Dividends
          on the Series 20 Preferred Shares shall accrue on a daily basis from
          and including the date of issue thereof and shall be payable monthly.
          Payment of the dividend on the Series 20 Preferred Shares payable on
          any Dividend Payment Date (less any tax required to be deducted) shall
          be made by cheque at par in lawful money of Canada at any branch in
          Canada of the Corporation&#146;s bankers. </font> </p></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          dividends in respect of the Series 20 Preferred Shares shall be payable
          monthly at the Annual Floating Dividend Rate as calculated from time
          to time. Accordingly, on each Dividend Payment Date, the dividend payable
          on the Series 20 Preferred Shares shall be that amount (rounded to the
          nearest one-thousandth (1/1000) of one cent) obtained </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          56 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">by
          multiplying $25.00 by the Annual Floating Dividend Rate applicable to
          the Month preceding such Dividend Payment Date and by dividing the product
          by twelve. The record date for the</font> <font size="2" face="Arial, Helvetica, sans-serif">purpose
          of determining holders of Series 20 Preferred Shares entitled to receive
          dividends on each Dividend Payment Date shall be the last Trading Day
          of the next preceding Month. In the event of the redemption or purchase
          of the Series 20 Preferred Shares or the distribution of the assets
          of the Corporation as contemplated by section 9.2 hereof, the amount
          of the dividend which has accrued during the Month in which such redemption,
          purchase or distribution occurs shall be the amount (rounded to the
          nearest one-thousandth (1/1000) of one cent) calculated by multiplying:</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(i)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          amount obtained by multiplying $25.00 by one-twelfth (1/12) of the Annual
          Floating Dividend Rate applicable to the preceding Month; by</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(ii)</font></TD>
      <TD colspan="3"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">a
          fraction of which the numerator is the number of days elapsed in the
          Month in which such redemption, purchase or distribution occurs up to
          but not including the day of such event and the denominator of which
          is the number of days in that Month.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Dividends
          declared on the Series 20 Preferred Shares shall (except in case of
          redemption in which case payment of dividends shall be made on surrender
          of the certificate representing the Series 20 Preferred Shares to be
          redeemed) be paid by posting in a postage paid envelope addressed to
          each holder of the Series 20 Preferred Shares at the last address of
          such holder as it appears on the securities register of the Corporation
          or, in the event of the address of any holder not so appearing, then
          to the address of such holder last known to the Corporation, or, in
          the case of joint holders, to the address to that one whose name appears
          first in the securities register of the Corporation as one of such joint
          holders, a cheque for such dividends (less any tax required to be deducted)
          payable to the order of such holder or, in the case of joint holders,
          to the order of all such holders failing written instructions from them
          to the contrary. Notwithstanding the foregoing, any dividend cheque
          may be delivered by the Corporation to a holder of Series 20 Preferred
          Shares at his address as aforesaid. The posting or delivery of such
          cheque shall be deemed to be payment and shall satisfy and discharge
          all liabilities for the payment of such dividends to the extent of the
          sum represented thereby (plus the amount of any tax required to be deducted
          as aforesaid) unless such cheque is not paid on due presentation.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.1.3</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Calculation
        of Designated Percentage</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall as promptly as practicable calculate the Designated
          Percentage for each Month and give notice thereof to all stock exchanges
          in Canada on which the Series 20 Preferred Shares are listed for trading
          or if the Series 20 Preferred Shares are not listed on a stock exchange
          in Canada to the Investment Dealers Association of Canada.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.2</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Rights
        on Liquidation</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          In the event of the liquidation, dissolution or winding up of the Corporation
          or any other distribution of assets of the Corporation for the purpose
          of winding up its affairs, the holders of the Series 20 Preferred Shares
          shall be entitled to receive $25.00 per Series 20 Preferred Share together
          with all dividends accrued and unpaid up to but excluding the date of
          payment or distribution, before any amounts shall be paid or any </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          57 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">assets
          of the Corporation distributed to the holders of the Common Shares of
          the Corporation or any other shares ranking junior to the Series 20
          Preferred Shares. Upon payment of such amounts, the holders of the Series
          20 Preferred Shares shall not be entitled to share in any further distribution
          of the property or assets of the Corporation. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.3</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Redemption
        at the Option of the Corporation</u></font> </TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Subject
          to applicable law and section 9.5 hereof, upon giving notice as hereinafter
          provided, the Corporation may redeem at anytime all, but not less than
          all, the outstanding Series 20 Preferred Shares on payment of $25.50
          for each such share to be redeemed together with accrued and unpaid
          dividends up to but excluding the date fixed for redemption the whole
          constituting the redemption price.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall give notice in writing not less than 45 days nor more
          than 60 days prior to the date on which the redemption is to take place
          to each person who at the date of giving such notice is the holder of
          Series 20 Preferred Shares to be redeemed of the intention of the Corporation
          to redeem such shares; such notice shall be given, at the option of
          the Corporation, by courier or by posting the same in a postage paid
          envelope, in either case, addressed to each holder of Series 20 Preferred
          Shares to be redeemed at the last address of such holder as it appears
          on the securities register of the Corporation or, in the event of the
          address of any holder not so appearing, then to the address of such
          holder last known to the Corporation, or by Electronic Delivery addressed
          to each holder of Series 20 Preferred Shares requesting Electronic Delivery
          at the last electronic address as provided by the holder to the Corporation,
          provided that the accidental failure or omission to give any such notices
          as aforesaid to one or more of such holders shall not affect the validity
          of the redemption as to the other holders of the Series 20 Preferred
          Shares to be redeemed. Such notice shall set out the number of such
          Series 20 Preferred Shares held by the person to whom it is addressed
          which are to be redeemed and the redemption price and shall also set
          out the date on which the redemption is to take place, and one and after
          the date so specified for redemption the Corporation shall pay or cause
          to be paid to the holders of such Series 20 Preferred Shares to be redeemed
          the redemption price on presentation and surrender at any place within
          Canada designated by such notice, of the certificate or certificates
          for such Series 20 Preferred Shares so called for redemption; such payment
          shall be made by cheque payable at par at any branch in Canada of the
          Corporation&#146;s bankers; from and after the date specified in any
          such notice, the Series 20 Preferred Shares called for redemption shall
          cease to be entitled to dividends and the holders thereof shall not
          be entitled to exercise any of the rights of shareholders in respect
          thereof unless payment of the redemption price shall not be duly made
          by the Corporation; at any time after notice of redemption is given
          as aforesaid, the Corporation shall have the right to deposit the redemption
          price of any or all Series 20 Preferred Shares called for redemption
          with any chartered bank or banks or with any trust company or trust
          companies in Canada named in the notice of redemption to the credit
          of a special account or accounts in trust for the respective holders
          of such shares, to be paid to them respectively upon surrender to such
          bank or banks or trust company or trust companies of the certificate
          or certificates representing the same, and upon such deposit or deposits
          being made, such shares shall be redeemed on the redemption date specified
          in the notice of redemption; after the Corporation has made a deposit
          as aforesaid with respect to any shares, the holders thereof shall not,
          from and after the redemption date, be entitled to exercise any of the
          rights of shareholders in respect thereof and the rights of the holders
          thereof shall be limited to receiving the proportion of the amounts
          so </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          58 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">deposited
          applicable to such shares, without interest; any interest allowed on
          such deposit shall belong to the Corporation. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.4
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif"><u>Conversion
          of Series 20 Preferred Shares </u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.4.1</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Conversion of the Option of the Holder </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Holders
          of Series 20 Preferred Shares shall have the right, at their option,
          on August 1, 2011 and on August 1 in every fifth year thereafter (a
          &#145;&#145;Conversion Date&#148;), to convert, </font><font face="Times New Roman, Times, Serif"><font size="2" face="Arial, Helvetica, sans-serif">subject
          to the terms and conditions hereof, all or any Series 20 Preferred Shares
          registered in their name into Series 19 Preferred Shares of the Corporation
          on the basis of one (1) Series 19 Preferred Share for each Series 20
          Preferred Share. The Corporation shall give notice in writing to the
          then holders of the Series 20 Preferred Shares of the conversion right
          provided for herein; such notice shall be given, at the option of the
          Corporation, by</font> <font size="2" face="Arial, Helvetica, sans-serif">courier
          or by posting the same in a postage paid envelope, in either case, addressed
          to each holder of the Series 20 Preferred Shares at the last address
          of such holder as it appears on the securities register of the Corporation
          or, in the event of the address of any holder not so appearing, then
          to the address of such holder last known to the Corporation or by Electronic
          Delivery addressed to each holder of Series 20 Preferred Shares requesting
          Electronic Delivery at the last electronic address as provided by the
          holder to the Corporation. Such notice shall set out the Conversion
          Date and shall be given not less than 45 days nor more than 60 days
          prior to the applicable Conversion Date. </font></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <div align="justify"><font face="Times New Roman, Times, Serif"><font size="2" face="Arial, Helvetica, sans-serif">If
          the Corporation gives notice as provided in section 9.3 to the holders
          of the Series 20 Preferred Shares of the redemption of all the Series
          20 Preferred Shares, the Corporation shall not be required to give notice
          as provided in this section 9.4.1 to the holders of the Series 20 Preferred
          Shares of the conversion right and the right of any holder of Series
          20 Preferred Shares to convert such Series 20 Preferred Shares as herein
          provided shall cease and terminate in that event.</font></font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font face="Times New Roman, Times, Serif"><font size="2" face="Arial, Helvetica, sans-serif">Holders
          of Series 20 Preferred Shares shall not be entitled to convert their
          shares into Series 19 Preferred Shares if, following the close of business
          on the 10<SUP>th</SUP> day preceding a Conversion Date, the Corporation
          determines that there would remain outstanding on the Conversion Date
          less than 2,000,000 Series 19 Preferred Shares, after taking into account
          all Series 20 Preferred Shares tendered for conversion into Series 19
          Preferred Shares and all Series 19 Preferred Shares tendered for conversion
          into Series 20 Preferred Shares. The Corporation shall give notice in
          writing thereof, in accordance with the provisions of the first paragraph
          of this section 9.4.1, to all affected holders of Series 20 Preferred
          Shares prior to the applicable Conversion Date and will issue and deliver,
          or cause to be delivered, prior to such Conversion Date, at the expense
          of the Corporation, to such holders of Series 20 Preferred Shares, who
          have surrendered for conversion any certificate or certificates representing
          Series 20 Preferred Shares, new certificates representing the Series
          20 Preferred Shares represented by any certificate or certificates surrendered
          as aforesaid. </font></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Times New Roman, Times, Serif"><font size="2" face="Arial, Helvetica, sans-serif">9.4.2</font></font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Times New Roman, Times, Serif"><font size="2" face="Arial, Helvetica, sans-serif">
        </font><font face="Times New Roman, Times, Serif"><font size="2" face="Arial, Helvetica, sans-serif"><u>Automatic
        Conversion</u></font></font></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font face="Times New Roman, Times, Serif"><font size="2" face="Arial, Helvetica, sans-serif">If
          following the close of business on the 10<SUP>th</SUP> day preceding
          a Conversion Date the Corporation determines that there would remain
          outstanding on the Conversion Date less than 2,000,000 Series 20 Preferred
          Shares after taking into account all Series 20 Preferred Shares tendered
          for conversion into Series 19 Preferred Shares and all </font></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          59 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font face="Times New Roman, Times, Serif"><font size="2" face="Arial, Helvetica, sans-serif">Series
          19 Preferred Shares tendered for conversion into Series 20 Preferred
          Shares, then, all, but not part, of the remaining outstanding Series
          20 Preferred Shares shall automatically be converted into Series 19
          Preferred Shares on the basis of one (1) Series 19 Preferred Share for
          each Series 20 Preferred Share on the applicable Conversion Date and
          the Corporation shall give notice in writing thereof, in accordance
          with the provisions of section 9.4.1, to the holders of such remaining
          Series 20 Preferred Shares prior to the Conversion Date.</font></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Times New Roman, Times, Serif"><font size="2" face="Arial, Helvetica, sans-serif">9.4.3</font></font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font face="Times New Roman, Times, Serif"><font face="Times New Roman, Times, Serif"><font size="2" face="Arial, Helvetica, sans-serif"><u>Manner
        of Exercise of Conversion Privilege<font face="Times New Roman, Times, Serif">
        </font></u></font></font><font size="2" face="Arial, Helvetica, sans-serif"></font></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font face="Times New Roman, Times, Serif"><font size="2" face="Arial, Helvetica, sans-serif">
          The conversion of Series 20 Preferred Shares may be effected by surrender
          of the certificate or certificates representing the same not earlier
          than 45 days prior to </font><font face="Times New Roman, Times, Serif"><font size="2" face="Arial, Helvetica, sans-serif">a
          </font><font face="Times New Roman, Times, Serif"><font size="2" face="Arial, Helvetica, sans-serif">Conversion
          Date but not later than the close of business on the 10<SUP>th</SUP>
          day preceding a Conversion Date during usual business hours at any office
          of any transfer agent of the Corporation at which the Series 20 Preferred
          Shares are transferable accompanied by: i) payment or evidence of payment
          of the tax (if any) payable as provided in this section 9.4.3; and ii)
          a written instrument of surrender in form satisfactory to the Corporation
          duly executed by the holder, or his attorney duly authorized in writing,
          in which instrument such holder may also elect to convert part only
          of the Series 20 Preferred Shares represented by</font></font> <font size="2" face="Arial, Helvetica, sans-serif">such
          certificate or certificates not theretofore called for redemption in
          which event the Corporation shall issue and deliver or cause to be delivered
          to such holder, at the expense of the Corporation, a new certificate
          representing the Series 20 Preferred Shares represented by such certificate
          or certificates which have not been converted.</font><font size="2" face="Arial, Helvetica, sans-serif">
          </font></font></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          In the event the Corporation is required to convert all remaining outstanding
          Series 20 Preferred Shares into Series 19 Preferred Shares on the applicable
          Conversion Date as provided for in section 9.4.2, the Series 20 Preferred
          Shares, in respect of which the holders have not previously elected
          to convert, shall be converted on the Conversion Date into Series 19
          Preferred Shares and the holders thereof shall be deemed to be holders
          of Series 19 Preferred Shares at the close of business on the Conversion
          Date and shall be entitled, upon surrender during usual business hours
          at any office of any transfer agent of the Corporation at which the
          Series 20 Preferred Shares were transferable of the certificate or certificates
          representing Series 20 Preferred Shares not previously surrendered for
          conversion, to receive a certificate or certificates representing the
          same number of Series 19 Preferred Shares in the manner subject to the
          terms and provisions as provided in this section 9.4.3.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">As
          promptly as practicable after the Conversion Date, the Corporation shall
          issue and deliver, or cause to be delivered to or upon the written order
          of the holder of the Series 20 Preferred Shares so surrendered, a certificate
          or certificates, issued in the name of, or in such name or names as
          may be directed by, such holder representing the number of fully-paid
          and non-assessable Series 19 Preferred Shares and the number of remaining
          Series 20 Preferred Shares, if any, to which such holder is entitled.
          Such conversion shall be deemed to have been made at the close of business
          on the Conversion Date, so that the rights of the holder of such Series
          20 Preferred Shares as the holder thereof shall cease at such time and
          the person or persons entitled to receive Series 19 Preferred Shares
          upon such conversion shall be treated for all purposes as having become
          the holder or holders of record of such Series 19 Preferred Shares at
          such time.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          6</FONT><font size="2" face="Arial, Helvetica, sans-serif">0</font><FONT SIZE="2">
          -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          holder of any Series 20 Preferred Share on the record date for any dividend
          declared payable on such share shall be entitled to such dividend notwithstanding
          that such share is converted into a Series 19 Preferred Share after
          such record date and on or before the date of the payment of such dividend.</font>
        </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          issuance of certificates for the Series 19 Preferred Shares upon the
          conversion of Series 20 Preferred Shares shall be made without charge
          to the converting holders of Series 20 Preferred Shares for any fee
          or tax in respect of the issuance of such certificates or the Series
          19 Preferred Shares represented thereby; provided, however, that the
          Corporation shall not be required to pay any tax which may be imposed
          upon the person or persons to whom such Series 19 Preferred Shares are
          issued in respect of the issuance of such Series 19 Preferred Shares
          or the certificate therefor or which may be payable in respect of any
          transfer involved in the issuance and delivery of any such certificate
          in a name or names other than that of the holder of the Series 20 Preferred
          Shares converted, and the Corporation shall not be required to issue
          or deliver such certificate unless the person or persons requesting
          the issuance thereof shall have paid to the Corporation the amount of
          such tax or shall have established to the satisfaction of the Corporation
          that such tax has been paid.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.4.4</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Status
        of Converted Series 20 Preferred Shares</u></font><font face="Times New Roman, Times, Serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">All
          Series 20 Preferred Shares converted into Series 19 Preferred Shares
          on a Conversion Date shall not be cancelled but shall be restored to
          the status of authorized but unissued shares of the Corporation as at
          the close of business on the Conversion Date.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.5</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Restrictions on Dividends and Retirement of Shares </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">Without
        the approval of the holders of outstanding Series 20 Preferred Shares:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          the Corporation shall not declare, pay or set apart for payment any
          dividends (other than stock dividends payable in shares of the Corporation
          ranking junior to the Series 20 Preferred Shares) on the Common Shares
          of the Corporation or any other shares of the Corporation ranking junior
          to the Series 20 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          the Corporation shall not redeem, purchase or otherwise retire or make
          any capital distribution on or in respect of the Common Shares of the
          Corporation or any other shares of the Corporation ranking junior to
          the Series 20 Preferred Shares (except out of the net cash proceeds
          of a substantially concurrent issue of shares of the Corporation ranking
          junior to the Series 20 Preferred Shares); </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(c)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          the Corporation shall not purchase or otherwise retire less than all
          of the Series 20 Preferred Shares then outstanding; or </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(d)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          the Corporation shall not redeem, purchase or otherwise retire (except
          in connection with the exercise of any retraction privilege or any mandatory
          redemption obligation attaching thereto) any shares of any class or
          series ranking on a parity with the Series 20 Preferred Shares provided
          that, for greater certainty, the covenant in this clause (d) shall not
          limit or affect any such action in respect of any class of shares ranking
          in priority to the Series 20 Preferred Shares;</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          61 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">unless,
          in each case, all cumulative dividends on outstanding Series 20 Preferred
          Shares accrued up to and including the dividend payable for the last
          completed period for which dividends were payable shall have been declared
          and paid.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Any
          approval of the holders of Series 20 Preferred Shares required to be
          given pursuant to this section 9.5 may be given in accordance with the
          second paragraph of section 9.7 and section 9.10. Notwithstanding the
          provisions of section 9.10 hereof, any approval required to be given
          pursuant to this section 9.5 shall be required to be given only by the
          affirmative vote of the holders of the majority of the Series 20 Preferred
          Shares present or represented at a meeting, or adjourned meeting, of
          the holders of Series 20 Preferred Shares duly called for the purpose
          and at which a quorum is present.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.6</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Purchase
        for Cancellation</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation may at any time purchase for cancellation the whole or any
          part of the Series 20 Preferred Shares outstanding from time to time,
          in the open market through or from an investment dealer or any firm
          holding membership on a recognized stock exchange, or by private agreement
          or otherwise, at the lowest price or prices at which in the opinion
          of the Board of Directors such shares are obtainable. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.7</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Voting Rights</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          If the Corporation fails to pay eight (8) dividends on the Series 20
          Preferred Shares, whether or not consecutive, the holders of the Series
          20 Preferred Shares shall have the right to receive notice of, and to
          attend, each meeting of shareholders of the Corporation which takes
          place more than 60 days after the date on which the failure first occurs
          (other than a separate meeting of the holders of another series or class
          of shares) and such holders shall also have the right, at any such meeting,
          to one (1) vote for each Series 20</font> <font size="2" face="Arial, Helvetica, sans-serif">Preferred
          Share held, until all such arrears of dividends on the Series 20 Preferred
          Shares shall have been paid whereupon such rights shall cease unless
          and until the same default shall again arise under the provisions of
          this section 9.7.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          connection with any actions to be taken by the Corporation which require
          the approval of the holders of the Series 20 Preferred Shares voting
          as a series or as part of a class, each Series 20 Preferred Share shall
          entitle the holder thereof to one (1) vote for such purpose.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.8</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Issue of Additional Preferred Shares </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation may issue additional series of Class A Preferred Shares
          ranking on a parity with the Series 20 Preferred Shares without the
          authorization of the holders of the Series 20 Preferred Shares.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.9</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          <u>Modifications</u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          provisions attaching to the Series 20 Preferred Shares as a series may
          be repealed, altered, modified or amended from time to time with such
          approval as may then be required by the CBCA, any such approval to be
          given in accordance with section 9.10.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">None
          of the series provisions of the articles of the Corporation relating
          to the Series 20 Preferred Shares shall be amended or otherwise changed
          unless, contemporaneously therewith, the series provisions, if any,
          relating to the Series 19 Preferred Shares are, to </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          62 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">the
          extent deemed required by the Corporation, amended or otherwise changed
          in the same proportion and in the same manner.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.10
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif"><u>Approval
        of Holders of Series 20 Preferred Shares</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">Any
          approval given by the holders of the Series 20 Preferred Shares shall
          be deemed to have been sufficiently given if it shall have been given
          by the holders of Series 20 Preferred Shares as provided in the provisions
          attaching to the Class A Preferred Shares as a class, which provisions
          shall apply <em>mutatis mutandis</em>.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.11
        </font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif"><u>Tax
          Election</u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">The
          Corporation shall elect, in the manner and within the time provided
          under the ITA, under subsection 191.2(1) of the said Act, or any successor
          or replacement provision of similar effect, and take all other necessary
          action under such Act, to pay tax at a rate such that no holder of the
          Series 20 Preferred Shares will be required to pay tax on dividends
          received on the Series 20 Preferred Shares under section 187.2 of Part
          IV.I of such Act or any successor or replacement provision of similar
          effect. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.12</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          <u>Mail Service Interruption </u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">If
          the Corporation determines that mail service is, or is threatened to
          be, interrupted at the time when the Corporation is required or elects
          to give any notice hereunder by mail, or is required to send any cheque
          or any share certificate to the holder of any Series 20 Preferred Shares,
          whether in connection with the redemption or conversion of such share
          or otherwise, the Corporation may, notwithstanding the provisions hereof:
          </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">give
          such notice by Electronic Delivery, telex, or telegraph communication
          or by means of publication once in each of two successive weeks in a
          newspaper of</font> <font size="2" face="Arial, Helvetica, sans-serif">general
          circulation published or distributed in Montreal and Toronto and such
          notice shall be deemed to have been given on the date on which such
          Electronic Delivery, telex, or telegraph communication was given or
          on the date on which the first publication has taken place; and</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          </font><font size="2" face="Arial, Helvetica, sans-serif"> fulfill the
          requirement to send such cheque or such share certificate by arranging
          for delivery thereof to the principal office of the Corporation in Montreal,
          and such cheque and/or certificate shall be deemed to have been sent
          on the date on which notice of such arrangement shall have been given
          as provided in (a) above, provided that as soon as the Corporation determines
          that mail service is no longer interrupted or threatened to be interrupted
          such cheque or share certificate, if not theretofore delivered to such
          holder, shall be sent by ordinary unregistered first class prepaid mail
          to the registered address of each person who at the date of mailing
          is a registered holder and who is entitled to receive such cheque or
          share certificate, or in the event of the address of any such holder
          not appearing on the securities register of the Corporation, then at
          the last address of such holder known to the Corporation.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.13</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          <u>Notice of Subsequent Fixed Dividend Rate Applicable to the Series
          19 Preferred Shares</u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          Within three (3) business days of the determination of the Subsequent
          Fixed Dividend Rate (as defined in section 8.1.1 of the articles of
          the Corporation relating to the Series 19 Preferred Shares) the Corporation
          shall give notice thereof, except in relation </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">
        <HR color=gray noShade SIZE=3></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">&nbsp;</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD colspan="6"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="center"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="2">-
          63 -</FONT></FONT></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">to
          the initial Subsequent Fixed Rate Period, to the holders of the Series
          20 Preferred Shares by publication once in the national edition of The
          Globe and Mail in the English language and once in the City of Montreal
          in both the French and English languages in a daily newspaper of general
          circulation in Montreal; provided that if any such newspaper is not
          being generally circulated at that time, such notice shall be published
          in another equivalent publication.</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.14</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Definitions</u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">In
        the provisions herein contained attaching to the Series 20 Preferred Shares:</font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(a)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;accrued
          and unpaid dividends&#148; means the aggregate of: (i) all unpaid dividends
          on the Series 20 Preferred Shares for any Dividend Period; and (ii)
          the amount calculated as though dividends on each Series 20 Preferred
          Share had been accruing on a day-to-day basis from and including the
          first day of the Month immediately following the Dividend Period with
          respect to which the last monthly dividend will be or was, as the case
          may be, payable to but excluding the date to which the computation of
          accrued dividends is to be made; and</font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">(b)</font></TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">&quot;in
          priority to&#148;, &quot;on a parity with&#148; and &quot;junior to&#148;
          have reference to the order of priority in payment of dividends and
          in the distribution of assets in the event of any liquidation, dissolution
          or winding up of the Corporation, whether voluntary or involuntary,
          or other distribution of the assets of the Corporation among its shareholders
          for the purpose of winding up its affairs.</font> </div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="4"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          </font></div>
        <div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">9.15</font></div></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">
          <u>Interpretation</u></font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><div align="justify"><font size="2" face="Arial, Helvetica, sans-serif">In
          the event that any date on which any dividend on the Series 20 Preferred
          Shares is payable by the Corporation, or any date on or by which any
          other action is required to be taken by the Corporation or the holders
          of Series 20 Preferred Shares hereunder, is not a business day (as hereinafter
          defined), then such dividend shall be payable, or such other action
          shall be required to be taken, on or by the next succeeding day that
          is a business</font> <font size="2" face="Arial, Helvetica, sans-serif">day.
          A &#145;&#145;business day&#148; shall be a day other than a Saturday,
          a Sunday or any other day that is treated as a holiday at the Corporation&#146;s
          principal office in Canada. </font></div></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">9.16</font></TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">
        <u>Issue of Series 20 Preferred Shares </u></font></TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt"><font size="2" face="Arial, Helvetica, sans-serif">The
        Corporation may not issue any Series 20 Preferred Shares prior to August
        1, 2006.</font> </TD>
    </TR>
    <TR style="mso-yfti-irow: 0">
      <TD
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
      <TD colspan="5"
    vAlign=top
    style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">&nbsp;</TD>
    </TR>
  </TABLE>
  <div align="justify">
    <div align="justify"></div>
  </div>
  <p align="justify">&nbsp;</p>
</div>
<hr width="100%" size=3 color=GRAY noshade>
<P ALIGN="LEFT">&nbsp;</P>
<P ALIGN="LEFT">&nbsp;</P>
<blockquote>
<p align="center"><FONT SIZE="2" face="Arial, Helvetica, sans-serif"><B><font size="3">SIGNATURE</font></B></FONT></p>
  <p></blockquote>
<font size="3" face="Arial, Helvetica, sans-serif"> </font>
<p></p>
<blockquote>
  <p align="LEFT"><font size="3" face="Arial, Helvetica, sans-serif">&nbsp;<font size="2">&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
    to the requirements of the Securities Exchange Act of 1934, the Registrant
    has duly caused this report to be signed on its behalf by the undersigned,
    thereunto duly authorized.</font></font> </p>
  <p align="LEFT">&nbsp;</p>
  <p align="LEFT">&nbsp;</p>
  </blockquote>
<table width="100%" border="0" cellspacing="0" cellpadding="0">
  <tr>
    <td width="45%">&nbsp;</td>
    <td width="45%"><FONT FACE="Arial, Helvetica, sans-serif"><FONT SIZE="3"><b>Bell
      Canada </b></FONT></FONT></td>
    <td width="10%">&nbsp;</td>
  </tr>
  <tr>
    <td width="45%"> <p>&nbsp;</p>
      <p>&nbsp;</p>
      <p>&nbsp;</p></td>
    <td width="45%" valign="bottom"><font size="2" face="Arial, Helvetica, sans-serif">(signed)
      Patricia A. Olah<br>
      </font> <hr width=100% size=1 color=BLACK noshade> </td>
    <td width="10%"><font size="3" face="Arial, Helvetica, sans-serif"><br>
      <br>
      <br>
      <br>
      <br>
      </font> </td>
  </tr>
  <tr>
    <td width="45%">&nbsp;</td>
    <td width="45%"><FONT size="2" FACE="Arial, Helvetica, sans-serif">Patricia
      A. Olah<br>
      Corporate Secretary</FONT></td>
    <td width="10%">&nbsp;</td>
  </tr>
  <tr>
    <td width="45%">&nbsp;</td>
    <td width="45%" valign="bottom"><font size="2" face="Arial, Helvetica, sans-serif">Date:
      March 11, 2005</font></td>
    <td width="10%"><font size="3" face="Arial, Helvetica, sans-serif"><br>
      <br>
      <br>
      </font></td>
  </tr>
</table>
<font size="2" face="Arial, Helvetica, sans-serif"> </font>
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`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----
