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NET PREMIUMS EARNED (Details 3) - PEN (S/) S/ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2017 | Dec. 31, 2016 | Dec. 31, 2015
Revenue from insurance contracts issued, without reduction for reinsurance held | [1] | S/ 2,304,918 | S/ 2,296,893 | S/ 2,193,755
Life insurance contracts [member] |  |  |  |
Revenue from insurance contracts issued, without reduction for reinsurance held | [1] | S/ 949,515 | S/ 876,315 | S/ 857,576
Servicewise participation rate in Life Insurance Gross Premium |  | 100.00% | 100.00% | 100.00%
Credit life [Member] | Life insurance contracts [member] |  |  |  |
Revenue from insurance contracts issued, without reduction for reinsurance held |  | S/ 436,443 | S/ 366,623 | S/ 343,643
Servicewise participation rate in Life Insurance Gross Premium |  | 45.96% | 41.83% | 40.07%
Group life [Member] | Life insurance contracts [member] |  |  |  |
Revenue from insurance contracts issued, without reduction for reinsurance held |  | S/ 117,580 | S/ 118,634 | S/ 187,857
Servicewise participation rate in Life Insurance Gross Premium |  | 12.38% | 13.54% | 21.91%
Retirement, disability and survival [Member] | Life insurance contracts [member] |  |  |  |
Revenue from insurance contracts issued, without reduction for reinsurance held | [2] | S/ 237,559 | S/ 214,310 | S/ 116,251
Servicewise participation rate in Life Insurance Gross Premium | [2] | 25.02% | 24.46% | 13.56%
Annuities [Member] | Life insurance contracts [member] |  |  |  |
Revenue from insurance contracts issued, without reduction for reinsurance held |  | S/ 26,093 | S/ 28,799 | S/ 16,853
Servicewise participation rate in Life Insurance Gross Premium |  | 2.75% | 3.29% | 1.96%
Individual life and personal accident [Member] | Life insurance contracts [member] |  |  |  |
Revenue from insurance contracts issued, without reduction for reinsurance held |  | S/ 131,840 | S/ 147,949 | S/ 192,972
Servicewise participation rate in Life Insurance Gross Premium |  | 13.89% | 16.88% | 22.50%
[1] | Includes the annual variation of the unearned premiums and other technical reserves.
[2] | This item includes Complementary Work Risk Insurance (“SCTR” from its Spanish acronym).

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