XML 186 R171.htm IDEA: XBRL DOCUMENT v3.19.1
OPERATING SEGMENTS (Details) - PEN (S/)
S/ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Disclosure of operating segments [line items]      
External [1] S/ 18,156,000 S/ 17,727,000 S/ 16,805,000
From other segments [1],[2] 579,000 645,000 589,000
Net interest, similar income and expenses 8,489,105 8,071,487 7,858,341
Other income, net [3] 5,394,000 5,578,000 4,933,000
Provision for credit losses on loan portfolio (1,532,000) (1,789,000) (1,785,000)
Depreciation and amortization (429,122) (419,975) (407,061)
Income tax (1,521,000)   (1,281,000)
Net profit 4,071,305 4,181,648 3,609,980
Capital expenditures, intangibles and goodwill 601,000 416,000 387,000
Total assets 177,263,201 [4] 170,472,283 [4] 156,435,000
Total liabilities 152,997,125 148,218,580 136,319,000
Universal Banking Banco de Crédito del Perú [Member]      
Disclosure of operating segments [line items]      
External [1] 10,757,000 10,095,000 10,582,000
From other segments [1],[2] 381,000 371,000 297,000
Net interest, similar income and expenses 5,616,000 5,300,000 5,334,000
Other income, net [3] 3,275,000 2,927,000 3,120,000
Provision for credit losses on loan portfolio (1,046,000) (1,313,000) (1,454,000)
Depreciation and amortization (277,000) (261,000) (248,000)
Income tax (1,137,000)   (885,000)
Net profit 2,927,000 2,638,000 2,586,000
Capital expenditures, intangibles and goodwill 397,000 286,000 265,000
Total assets 132,880,000 128,259,000 117,329,000
Total liabilities 117,803,000 114,543,000 105,107,000
Universal Banking Banco de Credito de Bolivia [Member]      
Disclosure of operating segments [line items]      
External [1] 686,000 616,000 532,000
From other segments [1],[2] 4,000 2,000 12,000
Net interest, similar income and expenses 309,000 315,000 299,000
Other income, net [3] 124,000 119,000 111,000
Provision for credit losses on loan portfolio (52,000) (71,000) (50,000)
Depreciation and amortization (12,000) (11,000) (12,000)
Income tax (45,000)   (50,000)
Net profit 78,000 75,000 81,000
Capital expenditures, intangibles and goodwill 45,000 10,000 10,000
Total assets 9,957,000 9,118,000 7,949,000
Total liabilities 9,266,000 8,482,000 7,329,000
Insurance And Pension Funds Pacifico Seguros And Subsidiaries [Member]      
Disclosure of operating segments [line items]      
External [1] 2,861,000 2,790,000 2,160,000
From other segments [1],[2] 21,000 120,000 56,000
Net interest, similar income and expenses 446,000 423,000 393,000
Other income, net [3] 1,181,000 1,369,000 983,000
Provision for credit losses on loan portfolio 0 0 0
Depreciation and amortization (51,000) (49,000) (45,000)
Income tax (4,000)   (51,000)
Net profit 353,000 326,000 303,000
Capital expenditures, intangibles and goodwill 85,000 56,000 48,000
Total assets 12,224,000 11,409,000 10,200,000
Total liabilities 9,591,000 8,560,000 7,826,000
Insurance And Pension Funds Prima AFP [Member]      
Disclosure of operating segments [line items]      
External [1] 371,000 388,000 399,000
From other segments [1],[2] 2,000 3,000 13,000
Net interest, similar income and expenses 0 1,000 1,000
Other income, net [3] 371,000 387,000 407,000
Provision for credit losses on loan portfolio 0 0 0
Depreciation and amortization (18,000) (23,000) (21,000)
Income tax (58,000)   (70,000)
Net profit 140,000 140,000 156,000
Capital expenditures, intangibles and goodwill 9,000 10,000 8,000
Total assets 875,000 883,000 884,000
Total liabilities 241,000 264,000 278,000
Microfinance Mibanco [Member]      
Disclosure of operating segments [line items]      
External [1] 2,468,000 2,337,000 2,045,000
From other segments [1],[2] 88,000 77,000 101,000
Net interest, similar income and expenses 1,956,000 1,829,000 1,628,000
Other income, net [3] 156,000 98,000 46,000
Provision for credit losses on loan portfolio (430,000) (399,000) (274,000)
Depreciation and amortization (49,000) (49,000) (55,000)
Income tax (193,000)   (100,000)
Net profit 462,000 399,000 336,000
Capital expenditures, intangibles and goodwill 50,000 44,000 39,000
Total assets 13,220,000 12,363,000 11,235,000
Total liabilities 11,322,000 10,666,000 9,658,000
Microfinance Edyficas SAS [Member]      
Disclosure of operating segments [line items]      
External [1] 44,000 30,000 25,000
From other segments [1],[2] 0 0 0
Net interest, similar income and expenses 40,000 27,000 23,000
Other income, net [3] 1,000 1,000 1,000
Provision for credit losses on loan portfolio (4,000) (5,000) (7,000)
Depreciation and amortization 0 (1,000) (1,000)
Income tax (4,000) 0 0
Net profit 5,000 (1,000) (2,000)
Capital expenditures, intangibles and goodwill 0 1,000 0
Total assets 119,000 92,000 77,000
Total liabilities 62,000 37,000 18,000
Investment Banking and Wealth Management      
Disclosure of operating segments [line items]      
External [1] 886,000 906,000 873,000
From other segments [1],[2] (14,000) (5,000) 20,000
Net interest, similar income and expenses 98,000 135,000 149,000
Other income, net [3] 634,000 658,000 592,000
Provision for credit losses on loan portfolio 0 0 0
Depreciation and amortization (21,000) (25,000) (24,000)
Income tax (29,000)   (31,000)
Net profit 146,000 252,000 247,000
Capital expenditures, intangibles and goodwill 8,000 7,000 9,000
Total assets 9,665,000 10,389,000 9,910,000
Total liabilities 8,190,000 8,730,000 8,244,000
Other segments      
Disclosure of operating segments [line items]      
External [1] 83,000 565,000 189,000
From other segments [1],[2] 97,000 77,000 90,000
Net interest, similar income and expenses 33,000 42,000 60,000
Other income, net [3] 106,000 535,000 51,000
Provision for credit losses on loan portfolio 0 (1,000) 0
Depreciation and amortization (1,000) (1,000) (1,000)
Income tax (51,000)   (94,000)
Net profit (40,000) 353,000 (97,000)
Capital expenditures, intangibles and goodwill 7,000 2,000 8,000
Total assets 2,862,000 2,781,000 3,313,000
Total liabilities 950,000 1,668,000 2,256,000
Eliminations [Member]      
Disclosure of operating segments [line items]      
External [1] 0 0 0
From other segments [1],[2] 0 0 0
Net interest, similar income and expenses (9,000) (1,000) (29,000)
Other income, net [3] (454,000) (516,000) (378,000)
Provision for credit losses on loan portfolio 0 0 0
Depreciation and amortization 0 0 0
Income tax 0 0 0
Net profit 0 0 0
Capital expenditures, intangibles and goodwill 0 0 0
Total assets (4,539,000) (4,822,000) (4,462,000)
Total liabilities S/ (4,428,000) S/ (4,731,000) S/ (4,397,000)
[1] Corresponds to total interest and similar income, other income (includes income and expenses on commissions) and net earned premiums from insurance activities.
[2] Corresponds to income derived from transactions with other segments, which were eliminated in the consolidated statement of income.
[3] Corresponds to income for commissions received and other income (include income and expenses for commissions) and the profits arising from the collection of premiums less claims for loss coverage from insurance activities.
[4] The balances of financial instruments at December 31, 2018 have been prepared in accordance with IFRS 9; the balances of the previous period have not been restated, see Note 3(a)(i).