<SEC-DOCUMENT>0001104659-20-051204.txt : 20200427
<SEC-HEADER>0001104659-20-051204.hdr.sgml : 20200427
<ACCEPTANCE-DATETIME>20200427061303
ACCESSION NUMBER:		0001104659-20-051204
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20200424
FILED AS OF DATE:		20200427
DATE AS OF CHANGE:		20200427

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDICORP LTD
		CENTRAL INDEX KEY:			0001001290
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		IRS NUMBER:				000000000
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14014
		FILM NUMBER:		20817106

	BUSINESS ADDRESS:	
		STREET 1:		CLARENDON HOUSE, 2 CHURCH STREET
		STREET 2:		P.O. BOX HM 666,
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM CX
		BUSINESS PHONE:		5113135140

	MAIL ADDRESS:	
		STREET 1:		CLARENDON HOUSE, 2 CHURCH STREET
		STREET 2:		P.O. BOX HM 666,
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM CX
</SEC-HEADER>
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<TYPE>6-K
<SEQUENCE>1
<FILENAME>tm2016918d1_6k.htm
<DESCRIPTION>FORM 6-K
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<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>UNITED STATES</B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Washington, DC 20549</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FORM 6-K</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Report of Foreign Private Issuer</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Pursuant to Rule&nbsp;13a-16 Or 15d-16 under
the</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Securities Exchange Act Of 1934</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>For the month of April 2020</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Commission File Number 001-14014</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CREDICORP LTD.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Translation of registrant&rsquo;s name
into English)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Of our subsidiary</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Banco de Credito del Peru:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Calle Centenario 156</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>La Molina</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Lima 12, Peru</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Address of principal executive office)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant
files or will file annual reports under cover Form 20-F or Form 40-F. Form&nbsp;20-F&nbsp;<FONT STYLE="font-family: Wingdings">&#120;</FONT>&nbsp;Form&nbsp;40
F&nbsp;<FONT STYLE="font-family: Wingdings">&#168;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark if the registrant
is submitting the Form 6-K in paper as permitted by Regulation&nbsp;S-T Rule&nbsp;101(b)(1). Yes&nbsp;<FONT STYLE="font-family: Wingdings">&#168;</FONT>&nbsp;No&nbsp;<FONT STYLE="font-family: Wingdings">&#120;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark if the registrant
is submitting the Form 6-K in paper as permitted by Regulation&nbsp;S-T Rule&nbsp;101(b)(7). Yes&nbsp;<FONT STYLE="font-family: Wingdings">&#168;</FONT>&nbsp;No&nbsp;<FONT STYLE="font-family: Wingdings">&#120;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant
by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to
Rule&nbsp;12g3-2(b) under the Securities Exchange Act of 1934. Yes&nbsp;<FONT STYLE="font-family: Wingdings">&#168;</FONT>&nbsp;No&nbsp;<FONT STYLE="font-family: Wingdings">&#120;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If &ldquo;Yes&rdquo; is marked, indicate
below the file number assigned to registrant in connection with Rule 12g3-2(b). Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The information in this Form 6-K (including
any exhibit hereto) shall not be deemed &ldquo;filed&rdquo; for purposes of Section&nbsp;18 of the Securities Exchange Act of 1934
(the &ldquo;Exchange Act&rdquo;) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by
reference in any filing under the Securities Act of 1933 (the &ldquo;Securities Act&rdquo;) or the Exchange Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">This Form 6-K contains forward-looking
statements within the meaning of the Exchange Act and the Securities Act. You can find these statements by looking for words or
expressions such as &ldquo;could&rdquo;, &ldquo;believes&rdquo;, &ldquo;expects&rdquo;, &ldquo;anticipates&rdquo;, &ldquo;estimates&rdquo;,
 &ldquo;intends&rdquo;, &ldquo;plans&rdquo;, &ldquo;goal&rdquo;, &ldquo;seek&rdquo;, &ldquo;project&rdquo;, &ldquo;strategy&rdquo;,
 &ldquo;future&rdquo;, &ldquo;likely&rdquo;, &ldquo;should&rdquo;, &ldquo;will&rdquo;, &ldquo;would&rdquo;, &ldquo;may&rdquo;, or
other similar expressions referring to future periods. Forward-looking statements are based only on our management&rsquo;s current
views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events
to differ materially from those expressed or implied in the forward-looking statements. Therefore, actual results, performance,
or events may be materially different from those in the forward-looking statements due to, without limitation, the factors identified
in &quot;Cautionary Statement with Respect to Forward-Looking Statements&quot;, &quot;Item 3. Key Information - 3.D Risk Factors&quot;
and &quot;Item 5. Operating and Financial Review and Prospects&quot; in our most recently filed Form 20-F. Any forward-looking
statement made by us in this Form 6-K is based only on information currently available to us and is made only as of the date on
which it is made. We are not under any obligation to, and we expressly disclaim any obligation to, update or alter any forward-looking
statements contained herein whether as a result of new information, future events or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On March 25, 2020, the U.S. Securities
and Exchange Commission (the &ldquo;Commission&rdquo;) issued an order (Release No. 34-88465) (the &ldquo;Order&rdquo;) under Section
36 of the Exchange Act (modifying and superseding Release No. 34-88318 issued on March 4, 2020), providing conditional relief to
public companies that are unable to timely comply with their filing obligations as a result of COVID-19. The Order provides that
a registrant subject to the reporting requirements of Exchange Act Section 13(a) or 15(d), and any person required to make any
filings with respect to such a registrant, is exempt from any requirement to file or furnish materials with the Commission under
Exchange Act Sections 13(a), 13(f), 13(g), 14(a), 14(c), 14(f), 15(d) and Regulations 13A, Regulation 13D-G (except for those provisions
mandating the filing of Schedule 13D or amendments to Schedule 13D), 14A, 14C and 15D, and Exchange Act Rules 13f-1, and 14f-1,
as applicable, where certain conditions are satisfied. Credicorp Ltd. (the &ldquo;Company&rdquo;) will be relying on the Commission&rsquo;s
Order to request an extension of the filing of its Annual Report on Form 20-F for the year ended December 31, 2019.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Due to the circumstances related to COVID-19,
on March 15, 2020, the government of Peru declared a national state of emergency. Under the state of emergency, Peru enacted a
mandatory quarantine, from March 16, 2020, at which point the government of Peru closed all international borders (land, air, and
maritime) and suspended all interprovincial travel within Peru (land, air, and river).&nbsp;The state of emergency also includes
a prohibition of large gatherings, the institution of a curfew, and limitations on the use of private vehicles, among other limitations.
The government of Peru has extended the quarantine and curfew until May 10, 2020, and has directed the military to detain any persons
in noncompliance with these restrictions as well as imposing fines. The prohibition of large gatherings, the institution of a curfew,
and limitations on the use of private vehicles, among other limitations, has limited access to our facilities by executives, support
staff and professional advisors. As a result of these factors, the preparation of our Annual Report on Form 20-F has been impacted.
As a result, the Company believes that the Annual Report on Form 20-F, including our audited financial statements in xBRL format,
will be delayed past April&nbsp;30, 2020.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company will continue working to complete
all necessary processes to file the Form 20-F as soon as possible. The Company expects to file the Report within the time frame
of the extension, on or before June 15, 2020.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In light of the current COVID-19 pandemic,
the Company plans to include the following Risk Factor in its Annual Report on Form 20-F, which may be updated prior to filing
depending on any change in circumstances:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><I>&ldquo;Our business
and results of operations could be negatively impacted by public health crises beyond our control.</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The ongoing outbreak of a novel strain
of coronavirus disease (COVID-19)&nbsp;has&nbsp;resulted in extended shutdowns of businesses&nbsp;around the world.&nbsp;&nbsp;Further,
while initially concentrated in China, the outbreak has spread to other countries,&nbsp;including to Peru and other countries in
which the Company does business. The outbreak&nbsp;has resulted in travel restrictions, closed international borders, enhanced
health screenings at ports of entry and elsewhere, disrupted business operations,&nbsp;as well as resulting in&nbsp;prolonged quarantines,
cancellations, supply chain disruptions, lower consumer demand,&nbsp;and&nbsp;general concern and uncertainty.&nbsp;On March 15,
2020, the government of Peru declared a national state of emergency, enacting a mandatory quarantine, closing all international
borders (land, air, and maritime) and suspending all interprovincial travel within Peru (land, air, and river).&nbsp;The state
of emergency also includes a prohibition of large gatherings, the institution of a curfew, and limitations on the use of private
vehicles, among other limitations. The government of Peru has extended the quarantine and curfew until May 10, 2020, and has directed
the military to detain any persons in noncompliance with these restrictions as well as imposing fines. These measures have limited
access to our facilities by our executives, support staff and professional advisors, and many of our clients are facing the same
or similar restrictions on their own operations. While the Peruvian government has declared that the state of emergency will last
until mid-May, there can be no assurance that such period will not be extended for a longer period. As a result, the&nbsp;pandemic
and preventative or protective actions that governments take to control the pandemic are&nbsp;having a substantial adverse impact
on business, commerce, travel, spending (including capital spending) and normal activities, and is likely to continue to have such
an impact for an uncertain time period in the future.&nbsp; This has resulted in a period of business disruption, in Peru and globally,
adversely impacting our operations and the operations of our clients. While we have not yet been able to measure its impact, our
management anticipates that lower macro-economic expectations for the Peruvian and global economies, lower interest rates and special
solutions offered to certain of our clients in this market environment, as well as lower levels of business activity during the
lockdown period, will have a negative impact on our sources of income, as well as deteriorate our loan portfolio in specific segments,
generating a material negative impact on our provisions.&nbsp; The negative impact on our businesses and on the creditworthiness
of our clients could have a material adverse effect on our results of operations and financial condition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;<B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B></B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned,
thereunto duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; width: 55%; text-indent: 0"><FONT STYLE="font-size: 10pt">Date: April 24, 2020</FONT></TD>
    <TD STYLE="padding: 0; width: 5%; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; width: 25%; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; width: 15%; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-align: center; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-align: center; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-align: center; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-align: center; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">CREDICORP LTD.</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">(Registrant)</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">/s/ Miriam B&ouml;ttger</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt"></FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0">Name: Miriam B&ouml;ttger </TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">Title: Authorized Representative</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
</TABLE>


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