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COMMISSIONS AND FEES | 12 Months Ended
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Dec. 31, 2020
COMMISSIONS AND FEES |
COMMISSIONS AND FEES | 23 COMMISSIONS AND FEES This item consists of the following:
|  | 2020 |  | 2019 |  | 2018
|  | S/(000) |  | S/(000) |  | S/(000)
Maintenance of accounts, transfers and credit and debit card services |  | 1,125,432 |  | 1,326,344 |  | 1,214,365
Funds and equity management |  | 684,308 |  | 676,456 |  | 644,038
Contingent loans and foreign trade fees |  | 372,586 |  | 372,647 |  | 360,798
Commissions for banking services |  | 263,298 |  | 282,593 |  | 270,784
Collection services |  | 90,456 |  | 131,502 |  | 234,754
Commissions for consulting and technical studies |  | 57,949 |  | 84,725 |  | 76,557
Penalty commissions |  | 53,859 |  | 84,757 |  | 71,049
Commissions for salary advance and payment of services |  | 34,766 |  | 49,998 |  | 50,456
Brokerage, securities and custody services |  | 35,565 |  | 95,207 |  | 108,333
Others (i) |  | 194,559 |  | 128,552 |  | 95,723
Total |  | 2,912,778 |  | 3,232,781 |  | 3,126,857
The main variations in the commissions and fees corresponding the period 2020 compared to the period 2019 are mainly due to lower numbers of banking operations as a product of less dynamism of the economy as a consequence of the COVID-19, see Note 2(b). (i) The increase corresponds mainly to the S/47,676M increase in revenue in the Recharge and Paypal businesses.

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