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v3.23.1

LOANS, NET, Movement of Gross Balance of Loan Portfolio by Stages (Details) - PEN (S/) S/ in Thousands | 12 Months Ended
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Dec. 31, 2022 | Dec. 31, 2021
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | S/ 169,863,566 |
Ending balance | 168,818,002 | S/ 169,863,566
Stage 1 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 131,781,171 | 123,991,407
Transfer to stage 2 | (32,685,118) | (32,337,453)
Transfer to stage 3 | (1,401,682) | (2,156,892)
Transfer from stage 2 | 17,091,585 | 16,269,678
Transfer from stage 3 | 537,536 | 756,498
New loans, liquidation and write-offs, net | 20,451,643 | 20,335,708
Transfers between classes of loans | 0 | 0
Sale of loan portfolio | 0 | (474)
Exchange differences and others | (2,131,658) | 4,922,699
Ending balance | 133,643,477 | 131,781,171
Stage 2 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 24,948,967 | 22,486,742
Transfer to stage 1 | (17,091,585) | (16,269,678)
Transfer to stage 3 | (5,532,867) | (6,643,373)
Transfer from stage 1 | 32,685,118 | 32,337,453
Transfer from stage 3 | 622,946 | 1,363,985
New loans, liquidation and write-offs, net | (12,657,280) | (8,650,513)
Transfers between classes of loans | 0 | 0
Sale of loan portfolio | 0 | 0
Exchange differences and others | (179,977) | 324,351
Ending balance | 22,795,322 | 24,948,967
Stage 3 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 13,133,428 | 11,614,829
Transfer to stage 1 | (537,536) | (756,498)
Transfer to stage 2 | (622,946) | (1,363,985)
Transfer from stage 1 | 1,401,682 | 2,156,892
Transfer from stage 2 | 5,532,867 | 6,643,373
New loans, liquidation and write-offs, net | (6,329,326) | (5,510,079)
Transfers between classes of loans | 0 | 0
Sale of loan portfolio | (11,458) | (47,093)
Exchange differences and others | (187,508) | 395,989
Ending balance | 12,379,203 | 13,133,428
Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 169,863,566 | 158,092,978
Loan portfolio written off and forgiven | (2,575,258) | (3,066,382)
New loans and liquidation, net | 4,040,295 | 9,241,498
Transfers between classes of loans | 0 | 0
Sale of loan portfolio | (11,458) | (47,567)
Exchange differences and others | (2,499,143) | 5,643,039
Ending balance | 168,818,002 | 169,863,566
Commercial Loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 90,281,463 | 84,366,795
Transfer to stage 2 | (10,689,388) | (13,032,923)
Transfer to stage 3 | (782,333) | (912,504)
Transfer from stage 2 | 7,640,908 | 8,283,495
Transfer from stage 3 | 356,896 | 464,932
New loans, liquidation and write-offs, net | 1,067,360 | 5,398,312
Transfers between classes of loans | (21,784) | 1,482,015
Sale of loan portfolio | 0 | 0
Exchange differences and others | (1,662,665) | 4,231,341
Ending balance | 86,190,457 | 90,281,463
Commercial Loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 11,342,409 | 10,090,159
Transfer to stage 1 | (7,640,908) | (8,283,495)
Transfer to stage 3 | (2,586,811) | (3,350,523)
Transfer from stage 1 | 10,689,388 | 13,032,923
Transfer from stage 3 | 434,550 | 800,280
New loans, liquidation and write-offs, net | (3,906,923) | (2,042,256)
Transfers between classes of loans | 614,296 | 800,739
Sale of loan portfolio | 0 | 0
Exchange differences and others | (95,828) | 294,582
Ending balance | 8,850,173 | 11,342,409
Commercial Loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 8,756,743 | 6,850,481
Transfer to stage 1 | (356,896) | (464,932)
Transfer to stage 2 | (434,550) | (800,280)
Transfer from stage 1 | 782,333 | 912,504
Transfer from stage 2 | 2,586,811 | 3,350,523
New loans, liquidation and write-offs, net | (2,934,746) | (1,413,990)
Transfers between classes of loans | (95,866) | 5,957
Sale of loan portfolio | (7,803) | (30,101)
Exchange differences and others | (145,826) | 346,581
Ending balance | 8,150,200 | 8,756,743
Commercial Loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 110,380,615 | 101,307,435
Loan portfolio written off and forgiven | (421,319) | (160,079)
New loans and liquidation, net | (5,352,990) | 2,102,145
Transfers between classes of loans | 496,646 | 2,288,711
Sale of loan portfolio | (7,803) | (30,101)
Exchange differences and others | (1,904,319) | 4,872,504
Ending balance | 103,190,830 | 110,380,615
Residential Mortgage Loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 18,702,189 | 18,063,315
Transfer to stage 2 | (4,019,065) | (2,595,038)
Transfer to stage 3 | (84,000) | (226,183)
Transfer from stage 2 | 1,995,000 | 1,622,944
Transfer from stage 3 | 27,176 | 76,745
New loans, liquidation and write-offs, net | 2,247,060 | 1,378,089
Transfers between classes of loans | 7,496 | (45,768)
Sale of loan portfolio | 0 | (474)
Exchange differences and others | (235,424) | 428,559
Ending balance | 18,640,432 | 18,702,189
Residential Mortgage Loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 1,758,125 | 1,360,460
Transfer to stage 1 | (1,995,000) | (1,622,944)
Transfer to stage 3 | (292,259) | (516,497)
Transfer from stage 1 | 4,019,065 | 2,595,038
Transfer from stage 3 | 23,225 | 185,299
New loans, liquidation and write-offs, net | (286,590) | (255,142)
Transfers between classes of loans | 427 | (5,529)
Sale of loan portfolio | 0 | 0
Exchange differences and others | (19,912) | 17,440
Ending balance | 3,207,081 | 1,758,125
Residential Mortgage Loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 1,371,146 | 1,144,605
Transfer to stage 1 | (27,176) | (76,745)
Transfer to stage 2 | (23,225) | (185,299)
Transfer from stage 1 | 84,000 | 226,183
Transfer from stage 2 | 292,259 | 516,497
New loans, liquidation and write-offs, net | (283,888) | (270,401)
Transfers between classes of loans | 0 | (3,696)
Sale of loan portfolio | (2,442) | (9,126)
Exchange differences and others | (22,613) | 29,128
Ending balance | 1,388,061 | 1,371,146
Residential Mortgage Loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 21,831,460 | 20,568,380
Loan portfolio written off and forgiven | (33,960) | (39,189)
New loans and liquidation, net | 1,710,542 | 891,735
Transfers between classes of loans | 7,923 | (54,993)
Sale of loan portfolio | (2,442) | (9,600)
Exchange differences and others | (277,949) | 475,127
Ending balance | 23,235,574 | 21,831,460
Micro-Business Loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 10,803,696 | 11,580,793
Transfer to stage 2 | (11,398,414) | (12,106,836)
Transfer to stage 3 | (235,229) | (332,694)
Transfer from stage 2 | 4,142,176 | 4,401,320
Transfer from stage 3 | 95,327 | 142,517
New loans, liquidation and write-offs, net | 10,960,618 | 9,164,707
Transfers between classes of loans | (739,253) | (2,193,954)
Sale of loan portfolio | 0 | 0
Exchange differences and others | (203,268) | 147,843
Ending balance | 13,425,653 | 10,803,696
Micro-Business Loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 8,927,358 | 8,451,947
Transfer to stage 1 | (4,142,176) | (4,401,320)
Transfer to stage 3 | (1,627,919) | (1,921,386)
Transfer from stage 1 | 11,398,414 | 12,106,836
Transfer from stage 3 | 93,396 | 164,077
New loans, liquidation and write-offs, net | (6,722,150) | (4,686,408)
Transfers between classes of loans | (599,450) | (794,634)
Sale of loan portfolio | 0 | 0
Exchange differences and others | (61,009) | 8,246
Ending balance | 7,266,464 | 8,927,358
Micro-Business Loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 1,906,210 | 1,978,448
Transfer to stage 1 | (95,327) | (142,517)
Transfer to stage 2 | (93,396) | (164,077)
Transfer from stage 1 | 235,229 | 332,694
Transfer from stage 2 | 1,627,919 | 1,921,386
New loans, liquidation and write-offs, net | (1,905,488) | (2,017,681)
Transfers between classes of loans | 85,153 | (9,675)
Sale of loan portfolio | (909) | (6,629)
Exchange differences and others | (17,832) | 14,261
Ending balance | 1,741,559 | 1,906,210
Micro-Business Loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 21,637,264 | 22,011,188
Loan portfolio written off and forgiven | (1,164,678) | (1,517,271)
New loans and liquidation, net | 3,497,658 | 3,977,889
Transfers between classes of loans | (1,253,550) | (2,998,263)
Sale of loan portfolio | (909) | (6,629)
Exchange differences and others | (282,109) | 170,350
Ending balance | 22,433,676 | 21,637,264
Consumer Loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 11,993,823 | 9,980,504
Transfer to stage 2 | (6,578,251) | (4,602,656)
Transfer to stage 3 | (300,120) | (685,511)
Transfer from stage 2 | 3,313,501 | 1,961,919
Transfer from stage 3 | 58,137 | 72,304
New loans, liquidation and write-offs, net | 6,176,605 | 4,394,600
Transfers between classes of loans | 753,541 | 757,707
Sale of loan portfolio | 0 | 0
Exchange differences and others | (30,301) | 114,956
Ending balance | 15,386,935 | 11,993,823
Consumer Loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 2,921,075 | 2,584,176
Transfer to stage 1 | (3,313,501) | (1,961,919)
Transfer to stage 3 | (1,025,878) | (854,967)
Transfer from stage 1 | 6,578,251 | 4,602,656
Transfer from stage 3 | 71,775 | 214,329
New loans, liquidation and write-offs, net | (1,741,617) | (1,666,707)
Transfers between classes of loans | (15,273) | (576)
Sale of loan portfolio | 0 | 0
Exchange differences and others | (3,228) | 4,083
Ending balance | 3,471,604 | 2,921,075
Consumer Loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 1,099,329 | 1,641,295
Transfer to stage 1 | (58,137) | (72,304)
Transfer to stage 2 | (71,775) | (214,329)
Transfer from stage 1 | 300,120 | 685,511
Transfer from stage 2 | 1,025,878 | 854,967
New loans, liquidation and write-offs, net | (1,205,204) | (1,808,007)
Transfers between classes of loans | 10,713 | 7,414
Sale of loan portfolio | (304) | (1,237)
Exchange differences and others | (1,237) | 6,019
Ending balance | 1,099,383 | 1,099,329
Consumer Loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 16,014,227 | 14,205,975
Loan portfolio written off and forgiven | (955,301) | (1,349,843)
New loans and liquidation, net | 4,185,085 | 2,269,729
Transfers between classes of loans | 748,981 | 764,545
Sale of loan portfolio | (304) | (1,237)
Exchange differences and others | (34,766) | 125,058
Ending balance | S/ 19,957,922 | S/ 16,014,227

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