<SEC-DOCUMENT>0001140361-23-015541.txt : 20230403
<SEC-HEADER>0001140361-23-015541.hdr.sgml : 20230403
<ACCEPTANCE-DATETIME>20230403060149
ACCESSION NUMBER:		0001140361-23-015541
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20230331
FILED AS OF DATE:		20230403
DATE AS OF CHANGE:		20230403

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDICORP LTD
		CENTRAL INDEX KEY:			0001001290
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		IRS NUMBER:				000000000
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14014
		FILM NUMBER:		23790266

	BUSINESS ADDRESS:	
		STREET 1:		CLARENDON HOUSE, 2 CHURCH STREET
		STREET 2:		P.O. BOX HM 666,
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM CX
		BUSINESS PHONE:		5113135140

	MAIL ADDRESS:	
		STREET 1:		CLARENDON HOUSE, 2 CHURCH STREET
		STREET 2:		P.O. BOX HM 666,
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM CX
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>brhc10050807_6k.htm
<DESCRIPTION>6-K
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Finacial Solutions inc.
         Document created using Broadridge PROfile 23.2.1.5134
         Copyright 1995 - 2023 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 9pt; text-align: left; color: rgb(0, 0, 0);">
  <font style="font-size: 10pt;"> </font>
  <div>
    <hr align="center" style="border: none; border-bottom: 1px solid black; border-top: 4px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;">
    <div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
      <div style="text-align: center;"><font style="font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-size: 10pt;"><br>
        </font></div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 18pt; font-weight: bold;">FORM 6-K</div>
      <div style="text-align: center;"><font style="font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-size: 10pt;"><br>
        </font></div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt;">Report of Foreign Private Issuer</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt;">Pursuant to Rule 13a-16 or 15d-16 under the</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt;">Securities Exchange Act of 1934</div>
      <div style="text-align: center;"><font style="font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-size: 10pt;"><br>
        </font></div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">For the month of March 2023</div>
      <div style="text-align: center;"><font style="font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-size: 10pt;"><br>
        </font></div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt;">Commission File Number: 001-14014</div>
      <div style="text-align: center;"><font style="font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-size: 10pt;"><br>
        </font></div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 24pt; font-weight: bold;">CREDICORP LTD.</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt;">(Translation of registrant&#8217;s name into English)</div>
      <div style="text-align: center;"><font style="font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-size: 10pt;"><br>
        </font></div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Of our subsidiary</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Banco de Credito del Peru:</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Calle Centenario 156</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">La Molina l5026</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Lima, Peru</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt;">(Address of principal executive office)</div>
      <div><font style="font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-size: 10pt;"><br>
        </font></div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
      <div><font style="font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-size: 10pt;"><br>
        </font></div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt;">Form 20-F &#9746; Form 40-F &#9744;</div>
      <div><font style="font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-size: 10pt;"><br>
        </font></div>
      <div style="color: rgb(0, 0, 0); font-size: 10pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): ____</div>
      <div style="color: rgb(0, 0, 0); font-size: 10pt;"> <br>
      </div>
      <div style="color: rgb(0, 0, 0); font-size: 10pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): ____</div>
      <div style="color: rgb(0, 0, 0); font-size: 10pt;"> <br>
      </div>
      <div><font style="font-size: 10pt; color: rgb(0, 0, 0);"> </font>
        <hr align="center" style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;"><font style="font-size: 10pt;"> </font></div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 9pt; margin-bottom: 9pt;">
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="font-size: 10pt;"> <img src="image00001.jpg"></div>
      <div style="font-size: 10pt;"> <br>
      </div>
      <div style="font-size: 10pt;">March 31, 2023</div>
      <div style="font-size: 10pt;"><br>
      </div>
      <div style="font-size: 10pt;">Securities and Exchange Commission &#8211; SEC</div>
      <div style="font-size: 10pt;"><br>
      </div>
      <div style="font-size: 10pt;">Re.: MATERIAL EVENT</div>
      <div style="font-size: 10pt;"><br>
      </div>
      <div style="font-size: 10pt;">Dear Sirs:</div>
      <div style="font-size: 10pt;"><br>
      </div>
      <div style="text-align: justify; font-size: 10pt;">We hereby notify you as a Material Event that the company Fitch Ratings has affirmed the credit rating of Credicorp Ltd. (Credicorp) at &#8216;BBB&#8217; with a Negative Outlook.</div>
      <div style="font-size: 10pt;"><br>
      </div>
      <div style="text-align: justify; font-size: 10pt;">The information in this Form 6-K regarding the rating of Fitch Ratings has been disclosed in Peru in conformity with Peruvian law (Article 30 of the Capital Markets
        Law, approved by Supreme Decree 020-2023-EF, and by the Regulation of the Disclosure of Material Events and Reserved Information approved by Resolution 005-2014-SMV/01 of the Peruvian Capital Markets Superintendency). The ratings of Fitch Ratings
        do not necessarily represent the opinion of Credicorp, nor should they be seen as a recommendation to buy shares or any other securities of Credicorp. Credicorp accepts no liability for the completeness, timeliness, accuracy or selection of such
        information.</div>
      <div style="font-size: 10pt;"><br>
      </div>
      <div style="text-align: justify; font-size: 10pt;">The information in this Form 6-K (including any exhibit hereto) shall not be deemed &#8220;filed&#8221; for purposes of Section 18 of the Securities Exchange Act of 1934 (the
        &#8216;Exchange Act&#8217;) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act.</div>
      <div style="font-size: 10pt;"><br>
      </div>
      <div style="font-size: 10pt;">Sincerely,</div>
      <div style="font-size: 10pt;"><br>
      </div>
      <div style="font-size: 10pt;">/s/ <u>Miriam B&#246;ttger</u></div>
      <div style="font-size: 10pt;">Authorized Representative</div>
      <div style="font-size: 10pt;">Credicorp Ltd.</div>
      <div style="font-size: 10pt;"><br>
      </div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 9pt; margin-bottom: 9pt;">
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">SIGNATURE</div>
      <div><font style="font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-size: 10pt;"><br>
        </font></div>
      <div style="text-indent: 29.7pt; color: rgb(0, 0, 0); font-size: 10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the
        undersigned, thereunto duly authorized.</div>
      <div style="margin-left: 27pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);"> </font><br>
        Date: March 31, 2023</div>
      <div> <br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" id="z400fb6870624419da813eb9930970ac8" style="font-family: 'Times New Roman'; font-size: 9pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

          <tr>
            <td style="width: 50%; vertical-align: top; font-size: 10pt;" rowspan="1"><br>
            </td>
            <td style="vertical-align: top;" colspan="2" rowspan="1">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">CREDICORP LTD.</div>
            </td>
            <td style="width: 15%; vertical-align: top; font-size: 10pt;" rowspan="1"><br>
            </td>
          </tr>
          <tr>
            <td style="vertical-align: top; font-size: 10pt; width: 50%;"><br>
            </td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">(Registrant)</div>
            </td>
            <td style="width: 15%; vertical-align: top; font-size: 10pt;"><br>
            </td>
          </tr>
          <tr>
            <td style="vertical-align: top; font-size: 10pt; width: 50%;"><br>
            </td>
            <td style="vertical-align: top; font-size: 10pt;" colspan="2"><br>
            </td>
            <td style="width: 15%; vertical-align: top; font-size: 10pt;"><br>
            </td>
          </tr>
          <tr>
            <td style="vertical-align: top; font-size: 10pt; width: 50%;"><br>
            </td>
            <td style="width: 3%; vertical-align: top; font-size: 10pt;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 32%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-size: 10pt;">
              <div style="color: rgb(0, 0, 0);">/s/ Miriam B&#246;ttger</div>
            </td>
            <td style="width: 15%; vertical-align: top; font-size: 10pt;"><br>
            </td>
          </tr>
          <tr>
            <td style="vertical-align: top; font-size: 10pt; width: 50%;"><br>
            </td>
            <td style="width: 3%; vertical-align: top; font-size: 10pt;"><br>
            </td>
            <td style="width: 32%; vertical-align: top; font-size: 10pt;">
              <div style="color: rgb(0, 0, 0); font-weight: bold;">Miriam B&#246;ttger</div>
            </td>
            <td style="width: 15%; vertical-align: top; font-size: 10pt;"><br>
            </td>
          </tr>
          <tr>
            <td style="vertical-align: top; font-size: 10pt; width: 50%;"><br>
            </td>
            <td style="width: 3%; vertical-align: top; font-size: 10pt;"><br>
            </td>
            <td style="width: 32%; vertical-align: top; font-size: 10pt;">
              <div style="color: rgb(0, 0, 0); font-weight: bold;">Authorized Representative</div>
            </td>
            <td style="width: 15%; vertical-align: top; font-size: 10pt;"><br>
            </td>
          </tr>

      </table>
      <div><font style="font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-size: 10pt;"><br>
        </font></div>
      <font style="font-size: 10pt;"><br>
      </font></div>
    <div>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
  </div>
  <font style="font-size: 10pt;"> </font>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image00001.jpg
<TEXT>
begin 644 image00001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  8$!08%! 8&!08'!P8("A *"@D)
M"A0.#PP0%Q08&!<4%A8:'24?&ALC'!86("P@(R8G*2HI&1\M,"TH,"4H*2C_
MVP!# 0<'!PH("A,*"A,H&A8:*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H
M*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"C_P  1"  N 44# 2(  A$! Q$!_\0
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M?\-0^ O^>&N?^ J?_%UV7@'XQ>#/'%Y%8Z-J3)J<H8K9741CE; )..JMP"<
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M7OM>!?MI?\DKT[_L,1?^B9J .]^ /_)&_"?_ %Y#^9KT"O/_ ( _\D;\)_\
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MDD_CBNVHH *\@U[X,?VK\9[;Q]_;OE>3-!-]A^R;L^6BKCS-_?;_ ':]?HH
***** "BBB@#_V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
