XML 118 R90.htm IDEA: XBRL DOCUMENT
v3.24.1.u1

LOANS, NET, Movement of Gross Balance of Loan Portfolio by Stages (Details) - PEN (S/) S/ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2023 | Dec. 31, 2022
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | S/ 168,818,002 |
Ending balance | 163,947,270 | S/ 168,818,002
Stage 1 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 133,643,477 | 131,781,171
Transfer to stage 2 | (28,651,226) | (32,685,118)
Transfer to stage 3 | (1,138,112) | (1,401,682)
Transfer from stage 2 | 17,561,997 | 17,091,585
Transfer from stage 3 | 266,030 | 537,536
New loans, liquidation and write-offs, net | 0 | 0
Transfers between classes of loans | 13,718,565 | 20,451,643
Sale of loan portfolio | 0 | 0
Exchange differences and others | (1,021,969) | (2,131,658)
Ending balance | 134,378,762 | 133,643,477
Stage 2 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 22,795,322 | 24,948,967
Transfer to stage 1 | (17,561,997) | (17,091,585)
Transfer to stage 3 | (6,439,879) | (5,532,867)
Transfer from stage 1 | 28,651,226 | 32,685,118
Transfer from stage 3 | 429,853 | 622,946
New loans, liquidation and write-offs, net | 0 | 0
Transfers between classes of loans | (10,442,523) | (12,657,280)
Sale of loan portfolio | 0 | 0
Exchange differences and others | 11,065 | (179,977)
Ending balance | 17,443,067 | 22,795,322
Stage 3 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 12,379,203 | 13,133,428
Transfer to stage 1 | (266,030) | (537,536)
Transfer to stage 2 | (429,853) | (622,946)
Transfer from stage 1 | 1,138,112 | 1,401,682
Transfer from stage 2 | 6,439,879 | 5,532,867
New loans, liquidation and write-offs, net | 0 | 0
Transfers between classes of loans | (6,568,596) | (6,329,326)
Sale of loan portfolio | (489,987) | (11,458)
Exchange differences and others | (77,287) | (187,508)
Ending balance | 12,125,441 | 12,379,203
Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 168,818,002 | 169,863,566
Written off and forgivens | (3,324,667) | (2,575,258)
New loans and liquidation, net | 0 | 0
Transfers between classes of loans | 32,113 | 4,040,295
Sale of loan portfolio | (489,987) | (11,458)
Exchange differences and others | (1,088,191) | (2,499,143)
Ending balance | 163,947,270 | 168,818,002
Commercial Loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 86,190,457 | 90,281,463
Transfer to stage 2 | (7,735,234) | (10,689,388)
Transfer to stage 3 | (390,080) | (782,333)
Transfer from stage 2 | 6,837,244 | 7,640,908
Transfer from stage 3 | 113,232 | 356,896
New loans, liquidation and write-offs, net | 865,954 | (21,784)
Transfers between classes of loans | (957,315) | 1,067,360
Sale of loan portfolio | 0 | 0
Exchange differences and others | (995,471) | (1,662,665)
Ending balance | 83,928,787 | 86,190,457
Commercial Loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 8,850,173 | 11,342,409
Transfer to stage 1 | (6,837,244) | (7,640,908)
Transfer to stage 3 | (1,901,832) | (2,586,811)
Transfer from stage 1 | 7,735,234 | 10,689,388
Transfer from stage 3 | 149,554 | 434,550
New loans, liquidation and write-offs, net | 505,667 | 614,296
Transfers between classes of loans | (2,566,703) | (3,906,923)
Sale of loan portfolio | 0 | 0
Exchange differences and others | 2,348 | (95,828)
Ending balance | 5,937,197 | 8,850,173
Commercial Loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 8,150,200 | 8,756,743
Transfer to stage 1 | (113,232) | (356,896)
Transfer to stage 2 | (149,554) | (434,550)
Transfer from stage 1 | 390,080 | 782,333
Transfer from stage 2 | 1,901,832 | 2,586,811
New loans, liquidation and write-offs, net | (86,176) | (95,866)
Transfers between classes of loans | (2,325,958) | (2,934,746)
Sale of loan portfolio | (377,652) | (7,803)
Exchange differences and others | (82,364) | (145,826)
Ending balance | 7,307,176 | 8,150,200
Commercial Loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 103,190,830 | 110,380,615
Written off and forgivens | (369,307) | (421,522)
New loans and liquidation, net | 1,285,445 | 496,646
Transfers between classes of loans | (5,480,669) | (5,352,787)
Sale of loan portfolio | (377,652) | (7,803)
Exchange differences and others | (1,075,487) | (1,904,319)
Ending balance | 97,173,160 | 103,190,830
Residential Mortgage Loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 18,640,432 | 18,702,189
Transfer to stage 2 | (3,890,376) | (4,019,065)
Transfer to stage 3 | (87,230) | (84,000)
Transfer from stage 2 | 2,834,608 | 1,995,000
Transfer from stage 3 | 68,812 | 27,176
New loans, liquidation and write-offs, net | 0 | 7,496
Transfers between classes of loans | 1,680,893 | 2,247,060
Sale of loan portfolio | 0 | 0
Exchange differences and others | (97,070) | (235,424)
Ending balance | 19,150,069 | 18,640,432
Residential Mortgage Loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 3,207,081 | 1,758,125
Transfer to stage 1 | (2,834,608) | (1,995,000)
Transfer to stage 3 | (498,299) | (292,259)
Transfer from stage 1 | 3,890,376 | 4,019,065
Transfer from stage 3 | 109,625 | 23,225
New loans, liquidation and write-offs, net | 0 | 427
Transfers between classes of loans | (301,840) | (286,590)
Sale of loan portfolio | 0 | 0
Exchange differences and others | (14,233) | (19,912)
Ending balance | 3,558,102 | 3,207,081
Residential Mortgage Loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 1,388,061 | 1,371,146
Transfer to stage 1 | (68,812) | (27,176)
Transfer to stage 2 | (109,625) | (23,225)
Transfer from stage 1 | 87,230 | 84,000
Transfer from stage 2 | 498,299 | 292,259
New loans, liquidation and write-offs, net | 0 | 0
Transfers between classes of loans | (248,110) | (283,888)
Sale of loan portfolio | (69,258) | (2,442)
Exchange differences and others | (9,037) | (22,613)
Ending balance | 1,468,748 | 1,388,061
Residential Mortgage Loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 23,235,574 | 21,831,460
Written off and forgivens | (25,205) | (33,940)
New loans and liquidation, net | 0 | 7,923
Transfers between classes of loans | 1,156,148 | 1,710,522
Sale of loan portfolio | (69,258) | (2,442)
Exchange differences and others | (120,340) | (277,949)
Ending balance | 24,176,919 | 23,235,574
Micro-Business Loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 13,425,653 | 10,803,696
Transfer to stage 2 | (10,427,681) | (11,398,414)
Transfer to stage 3 | (193,852) | (235,229)
Transfer from stage 2 | 4,537,627 | 4,142,176
Transfer from stage 3 | 15,883 | 95,327
New loans, liquidation and write-offs, net | (865,954) | (739,253)
Transfers between classes of loans | 9,439,846 | 10,960,618
Sale of loan portfolio | 0 | 0
Exchange differences and others | 134,324 | (203,268)
Ending balance | 16,065,846 | 13,425,653
Micro-Business Loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 7,266,464 | 8,927,358
Transfer to stage 1 | (4,537,627) | (4,142,176)
Transfer to stage 3 | (2,151,478) | (1,627,919)
Transfer from stage 1 | 10,427,681 | 11,398,414
Transfer from stage 3 | 104,183 | 93,396
New loans, liquidation and write-offs, net | (505,667) | (599,450)
Transfers between classes of loans | (6,021,879) | (6,722,150)
Sale of loan portfolio | 0 | 0
Exchange differences and others | 48,637 | (61,009)
Ending balance | 4,630,314 | 7,266,464
Micro-Business Loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 1,741,559 | 1,906,210
Transfer to stage 1 | (15,883) | (95,327)
Transfer to stage 2 | (104,183) | (93,396)
Transfer from stage 1 | 193,852 | 235,229
Transfer from stage 2 | 2,151,478 | 1,627,919
New loans, liquidation and write-offs, net | 86,176 | 85,153
Transfers between classes of loans | (2,231,402) | (1,905,488)
Sale of loan portfolio | (21,388) | (909)
Exchange differences and others | 2,621 | (17,832)
Ending balance | 1,802,830 | 1,741,559
Micro-Business Loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 22,433,676 | 21,637,264
Written off and forgivens | (1,519,522) | (1,164,440)
New loans and liquidation, net | (1,285,445) | (1,253,550)
Transfers between classes of loans | 2,706,087 | 3,497,420
Sale of loan portfolio | (21,388) | (909)
Exchange differences and others | 185,582 | (282,109)
Ending balance | 22,498,990 | 22,433,676
Consumer Loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 15,386,935 | 11,993,823
Transfer to stage 2 | (6,597,935) | (6,578,251)
Transfer to stage 3 | (466,950) | (300,120)
Transfer from stage 2 | 3,352,518 | 3,313,501
Transfer from stage 3 | 68,103 | 58,137
New loans, liquidation and write-offs, net | 0 | 753,541
Transfers between classes of loans | 3,555,141 | 6,176,605
Sale of loan portfolio | 0 | 0
Exchange differences and others | (63,752) | (30,301)
Ending balance | 15,234,060 | 15,386,935
Consumer Loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 3,471,604 | 2,921,075
Transfer to stage 1 | (3,352,518) | (3,313,501)
Transfer to stage 3 | (1,888,270) | (1,025,878)
Transfer from stage 1 | 6,597,935 | 6,578,251
Transfer from stage 3 | 66,491 | 71,775
New loans, liquidation and write-offs, net | 0 | (15,273)
Transfers between classes of loans | (1,552,101) | (1,741,617)
Sale of loan portfolio | 0 | 0
Exchange differences and others | (25,687) | (3,228)
Ending balance | 3,317,454 | 3,471,604
Consumer Loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 1,099,383 | 1,099,329
Transfer to stage 1 | (68,103) | (58,137)
Transfer to stage 2 | (66,491) | (71,775)
Transfer from stage 1 | 466,950 | 300,120
Transfer from stage 2 | 1,888,270 | 1,025,878
New loans, liquidation and write-offs, net | 0 | 10,713
Transfers between classes of loans | (1,763,126) | (1,205,204)
Sale of loan portfolio | (21,689) | (304)
Exchange differences and others | 11,493 | (1,237)
Ending balance | 1,546,687 | 1,099,383
Consumer Loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |  |
Gross balance of loan portfolio [Roll Forward] |  |
Beginning balance | 19,957,922 | 16,014,227
Written off and forgivens | (1,410,633) | (955,356)
New loans and liquidation, net | 0 | 748,981
Transfers between classes of loans | 1,650,547 | 4,185,140
Sale of loan portfolio | (21,689) | (304)
Exchange differences and others | (77,946) | (34,766)
Ending balance | S/ 20,098,201 | S/ 19,957,922

X
- Definition Exchange Differences + References No definition available. + Details
Name: | bap_ExchangesDifferencesInDirectGrossLoans
Namespace Prefix: | bap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | bap_GrossBalanceOfLoanPortfolioRollForward
Namespace Prefix: | bap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The amount entity's movement of gross balance of loan portfolio transferred from stage one. + References No definition available. + Details
Name: | bap_GrossLoansTransferredFromStageOne
Namespace Prefix: | bap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount entity's movement of gross balance of loan portfolio transferred from stage three. + References No definition available. + Details
Name: | bap_GrossLoansTransferredFromStageThree
Namespace Prefix: | bap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount entity's movement of gross balance of loan portfolio transferred from stage two. + References No definition available. + Details
Name: | bap_GrossLoansTransferredFromStageTwo
Namespace Prefix: | bap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount entity's movement of gross balance of loan portfolio transferred to stage one. + References No definition available. + Details
Name: | bap_GrossLoansTransferredToStageOne
Namespace Prefix: | bap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The amount entity's movement of gross balance of loan portfolio transferred to stage three. + References No definition available. + Details
Name: | bap_GrossLoansTransferredToStageThree
Namespace Prefix: | bap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The amount entity's movement of gross balance of loan portfolio transferred to stage two. + References No definition available. + Details
Name: | bap_GrossLoansTransferredToStageTwo
Namespace Prefix: | bap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The amount entity's movement of gross balance of loan portfolio transferred in between classes of loans. + References No definition available. + Details
Name: | bap_GrossLoansTransfersInBetweenClassesOfLoans
Namespace Prefix: | bap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount represents new loans and liquidation, net. + References No definition available. + Details
Name: | bap_NewLoansAcquiredLiquidationNet
Namespace Prefix: | bap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Represents the information pertaining to new loans, liquidation and write-offs, net. + References No definition available. + Details
Name: | bap_NewLoansLiquidationAndWriteOffsNet
Namespace Prefix: | bap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Sales of Loans Port folio + References No definition available. + Details
Name: | bap_SaleOfLoanPortfolio
Namespace Prefix: | bap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The gross amount of loans including internally overdue loans. + References No definition available. + Details
Name: | bap_TotalGrossBalanceOfLoans
Namespace Prefix: | bap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The decrease in an allowance account for credit losses of financial assets resulting from the reversal of impairment. [Refer: Allowance account for credit losses of financial assets] + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Note Expired 2023-01-01 -Name IFRS -Number 7 -IssueDate 2023-01-01 -Paragraph 16 -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2017-en-b&anchor=para_16&doctype=Standard&book=b -URIDate 2023-03-23 + Details
Name: | ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis=bap_StageOneMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_TypesOfFinancialAssetsAxis=bap_PortfolioOfDirectLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis=bap_StageTwoMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis=bap_StageThreeMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis=bap_ConsolidationOfAllStagesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_CorporateLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ClassesOfFinancialInstrumentsAxis=bap_ResidentialMortgageLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ClassesOfFinancialInstrumentsAxis=bap_MicroBusinessLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |