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ADMINISTRATIVE EXPENSES (Tables) | 12 Months Ended
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Dec. 31, 2023
ADMINISTRATIVE EXPENSES [Abstract] |
Components of administrative expenses | This item consists of the following:
|  |  |  |  | 2022 |  |  |  |
|  | 2023 |  |  | (Restated) |  |  | 2021 |
|  |  | S/(000) |  |  |  | S/(000) |  |  |  | S/(000) |
IT expenses and systems outsourcing |  |  | 1,080,001 |  |  |  | 908,339 |  |  |  | 741,429 |
Publicity and loyalty programs |  |  | 720,718 |  |  |  | 652,587 |  |  |  | 486,885 |
Audit, consulting and professional fees |  |  | 336,715 |  |  |  | 333,325 |  |  |  | 312,978 |
Taxes and contributions |  |  | 264,326 |  |  |  | 280,171 |  |  |  | 289,484 |
Transport and communications |  |  | 226,860 |  |  |  | 225,491 |  |  |  | 208,244 |
Repair and maintenance |  |  | 157,127 |  |  |  | 136,105 |  |  |  | 123,232 |
Outsourcing |  |  | 144,534 |  |  |  | 113,211 |  |  |  | 99,440 |
Sundry supplies |  |  | 118,510 |  |  |  | 87,844 |  |  |  | 57,093 |
Comissions by agents |  |  | 115,120 |  |  |  | 106,356 |  |  |  | 104,700 |
Short term, low value and variable income lease |  |  | 108,357 |  |  |  | 91,680 |  |  |  | 86,417 |
Security and protection |  |  | 64,432 |  |  |  | 64,480 |  |  |  | 63,500 |
Subscriptions and quotes |  |  | 61,945 |  |  |  | 55,914 |  |  |  | 55,331 |
Electricity and water |  |  | 56,359 |  |  |  | 50,566 |  |  |  | 48,886 |
Insurance |  |  | 56,324 |  |  |  | 62,994 |  |  |  | 62,142 |
Electronic processing |  |  | 39,764 |  |  |  | 35,896 |  |  |  | 39,528 |
Cleaning |  |  | 22,677 |  |  |  | 20,435 |  |  |  | 20,105 |
Others |  |  | 229,434 |  |  |  | 188,671 |  |  |  | 154,323 |
Total |  |  | 3,803,203 |  |  |  | 3,414,065 |  |  |  | 2,953,717 |

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