<SEC-DOCUMENT>0001140361-24-011027.txt : 20240304
<SEC-HEADER>0001140361-24-011027.hdr.sgml : 20240304
<ACCEPTANCE-DATETIME>20240304151913
ACCESSION NUMBER:		0001140361-24-011027
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		8
CONFORMED PERIOD OF REPORT:	20240304
FILED AS OF DATE:		20240304
DATE AS OF CHANGE:		20240304

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDICORP LTD
		CENTRAL INDEX KEY:			0001001290
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				000000000
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14014
		FILM NUMBER:		24714658

	BUSINESS ADDRESS:	
		STREET 1:		CLARENDON HOUSE, 2 CHURCH STREET
		STREET 2:		P.O. BOX HM 666,
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM CX
		BUSINESS PHONE:		5113135140

	MAIL ADDRESS:	
		STREET 1:		CLARENDON HOUSE, 2 CHURCH STREET
		STREET 2:		P.O. BOX HM 666,
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM CX
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>ef20022941_6k.htm
<DESCRIPTION>6-K
<TEXT>
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  <p style="margin-top: 0px; font: 10pt 'Times New Roman'; margin-bottom: 0px;"></p>
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    <div style="font-size: 1pt; border-top: Black 4pt solid; border-bottom: Black 1pt solid; width: 100%">&#160;</div>
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  <p style="margin: 3pt 0px 0pt; line-height: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: center;"><font style="font-size: 14pt;"><b>SECURITIES AND EXCHANGE COMMISSION</b>&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 12pt;"><b>Washington, D.C. 20549</b></font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 18pt;"><b>FORM 6-K</b></font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">Report of Foreign Private Issuer</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">Pursuant to Rule 13a-16 or 15d-16 under the</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font: 10pt 'Times New Roman';">Securities Exchange Act of 1934</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;"><b>For the month of March 2024</b></font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">Commission File Number: 001-14014</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 24pt;"><b>CREDICORP LTD.</b></font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(Translation of registrant&#8217;s name into English)</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;"><b>Of our subsidiary</b></font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;"><b>Banco de Credito del Peru:</b></font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;"><b>Calle Centenario 156</b></font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;"><b>La Molina 15026</b></font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;"><b>Lima, Peru </b></font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(Address of principal executive office)</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">Indicate by check mark whether the registrant files or will file annual reports under cover
      of Form 20-F or Form 40-F.</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">Form 20-F&#160;&#9746;&#160;&#160;Form 40-F&#160;&#9744;</font></p>
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  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule
      101(b)(1): ____</font></p>
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  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule
      101(b)(7): ____</font></p>
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  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><img src="image001_v1.jpg" alt=""></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;">&#160;</p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">March 04, 2024</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">Securities and Exchange Commission - SEC</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">Re.: MATERIAL EVENT</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">Dear Sirs:</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">Please find attached a copy of the audited consolidated financial statements of Credicorp
      Ltd. (the Company&#8221;) and its subsidiaries, for the fiscal year ended on December 31, 2023, including the report of the external auditors Tanaka, Valdivia y Asociados Sociedad Civil de Responsabilidad Limitada, members of EY in Peru, approved by the
      Company&#8217;s Board of Directors in its session held on February 29, 2024, and which will be presented to the Annual General Meeting of Shareholders on March 27, 2024.</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">The information in this Form 6-K (including any exhibit hereto) shall not be deemed &#8220;filed&#8221;
      for purposes of Section 18 of the Securities Exchange Act of 1934 (the &#8216;Exchange Act&#8217;) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933 or the
      Exchange Act.</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">Sincerely,</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">/s/ Guillermo Morales&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">Authorized Representative</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">Credicorp Ltd.</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: 'Times New Roman'; font-size: 10pt;"> <br>
    </font></p>
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  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;"><b>SIGNATURE</b></font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-indent: 0.25in;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly
      caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-indent: 29.7pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-indent: 0.25in;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">Date: March 04, 2024&#160;</font></p>
  <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt; text-indent: 29.7pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top; font: 10pt 'Times New Roman';">
        <td style="font: 10pt 'Times New Roman';"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></td>
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          <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">CREDICORP LTD.&#160;</font></p>
          <p style="font: 10pt 'Times New Roman'; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(Registrant)</font></p>
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        <td style="font: 10pt 'Times New Roman';"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt 'Times New Roman';">&#160;</td>
        <td colspan="2" style="font: 10pt 'Times New Roman';">&#160;</td>
        <td style="font: 10pt 'Times New Roman';">&#160;</td>
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        <td style="font: 10pt 'Times New Roman'; width: 5%;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">By:</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt 'Times New Roman'; width: 33%;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">/s/ Guillermo Morales</font></td>
        <td style="font: 10pt 'Times New Roman'; width: 12%;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: top; font: 10pt 'Times New Roman';">
        <td style="font: 10pt 'Times New Roman';"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt 'Times New Roman';"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt 'Times New Roman';"><font style="font-family: 'Times New Roman'; font-size: 10pt;"><b>Guillermo Morales</b></font></td>
        <td style="font: 10pt 'Times New Roman';"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt 'Times New Roman';"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt 'Times New Roman';"><font style="font-family: 'Times New Roman'; font-size: 10pt;"><b>Authorized Representative</b></font></td>
        <td style="font: 10pt 'Times New Roman';"><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</font></td>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ef20022941_ex99-1.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: right;"><font style="font: 10pt Arial;"><b>Exhibit 99.1</b></font></p>
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        <td style="width: 46%; text-align: left; font: 10pt Arial; border-top: 1pt solid Black;"><font style="font-family: Arial; font-size: 10pt;"><i>&#160;</i></font></td>
        <td style="width: 2%; text-align: left; font: 10pt Arial; border-top: 1pt solid Black; border-right: 1pt solid Black;"><font style="font-family: Arial; font-size: 10pt;"><i>&#160;</i></font></td>
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        <td style="text-align: left; font: 10pt Arial; border-right: 1pt solid Black;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: left; font: 10pt Arial; border-left: 1pt solid Black;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>CREDICORP LTD. AND SUBSIDIARIES</b></font></td>
        <td style="text-align: left; font: 10pt Arial; border-right: 1pt solid Black;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
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        <td style="text-align: left; font: 10pt Arial; border-left: 1pt solid Black;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial; border-right: 1pt solid Black;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
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        <td style="text-align: left; font: 10pt Arial; border-left: 1pt solid Black;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial; border-right: 1pt solid Black;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">CONSOLIDATED FINANCIAL STATEMENTS </font></td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">CONSOLIDATED FINANCIAL STATEMENTS</font></p>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"></p>
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        <td style="width: 4%"><font style="font-family: Arial; font-size: 10pt;">US$</font></td>
        <td style="width: 96%"><font style="font-family: Arial; font-size: 10pt;">=&#160;United States dollar</font></td>
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        <td style="width: 85%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; color: rgb(45, 45, 56);"><b>Tanaka, Valdivia &amp; Asociados </b></font><font style="font-family: Arial; font-size: 10pt;"><br>
            <font style="color: #2D2D38"><b>Sociedad Civil de R. L</b></font></font></td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;"><font style="font-family: Arial; font-size: 10pt;">Report of the Independent Auditors</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">To the Shareholders and Directors of Credicorp Ltd. and Subsidiaries</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);">We have a<font style="color: rgb(0, 0, 0);">udited the consolidated financial statements
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 10pt;">In our opinion, the accompanying consolidated financial statements present fairly, in all
      material respects, the consolidated financial position of the Group as of December 31, 2023, as well as its consolidated financial performance and cash flows for the year then ended, in accordance with International Financial Reporting Standards
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  <font style="color: rgb(0, 0, 0);"> </font>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;"><i>Basis for opinion </i></font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 10pt;">We conduct our audit in accordance with the International Standards on Auditing (ISAs)
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 10pt;">Key audit matters are those matters that, in our professional judgment, were of the
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        <td style="padding-left: 9pt; padding-right: 9pt; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 8pt; background-color: white;">Av. Jorge Basadre 330</font></td>
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        <td style="padding-left: 9pt; padding-right: 9pt; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 8pt; background-color: white;">Belaunde 171</font></td>
        <td style="padding-left: 9pt; padding-right: 9pt; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 8pt; background-color: white;">San Isidro</font></td>
        <td style="padding-left: 9pt; padding-right: 9pt; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 8pt; background-color: white;">Yanahuara</font></td>
        <td style="padding-left: 9pt; padding-right: 9pt; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 8pt; background-color: white;">Victor Larco Herrera 13009,</font></td>
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        <td style="padding-left: 9pt; padding-right: 9pt; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 8pt; background-color: white;">Tel: +51 (1) 411 4444</font></td>
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        <td style="padding-left: 9pt; padding-right: 9pt; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 8pt; background-color: white;">Tel: +51 (1) 411 4444</font></td>
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        <td style="padding-right: 9pt; padding-left: 9pt; color: rgb(0, 0, 0);"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="padding-left: 9pt; padding-right: 9pt; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 8pt; background-color: white;">La Libertad</font></td>
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        <td style="padding-right: 9pt; padding-left: 9pt; color: rgb(0, 0, 0);"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="padding-right: 9pt; padding-left: 9pt; color: rgb(0, 0, 0);"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="padding-right: 9pt; padding-left: 9pt; color: rgb(0, 0, 0);"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="padding-left: 9pt; padding-right: 9pt; color: rgb(0, 0, 0);"><font style="font-family: Arial; font-size: 8pt; background-color: white;">Tel: +51 (44) 608 830</font></td>
      </tr>

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  <font style="color: rgb(0, 0, 0);"> </font>
  <p style="font: 10pt Arial; margin: 0pt 0px; color: rgb(0, 0, 0);">&#160;</p>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.125in; color: rgb(0, 0, 0);"><font style="font-size: 8pt;">Inscrita en la partida 11396556 del Registro de Personas Juridicas de Lima y Callao <br>
      Miembro de Ernst &amp; Young Global</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">Report of the Independent Auditors (continue)</font></p>
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        for the audit of the consolidated financial statements</i> section of our report, including in relation to these matters. Accordingly, our audit included the performance of procedures designed to respond to the risks of material misstatement
      assessed in the consolidated financial statements. The results of the audit procedures, including the procedures undertaken to address the matters mentioned below, form the basis for the audit opinion on the accompanying consolidated financial
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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        <td style="width: 49%; border-bottom: 1pt solid Black; font: 10pt Arial; padding-left: 9pt;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);"><b>Key Audit Matters </b></font></td>
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        <td style="width: 49%; border-bottom: 1pt solid Black; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);"><b>Audit Response</b></font></td>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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      </tr>
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        <td style="font: 10pt Arial; padding-left: 9pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
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        <td style="font: 10pt Arial; padding-left: 9pt;">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">The Group&#8217;s information technology (IT) environment consists of an infrastructure of a large number of
              key systems for the processing of its operations, accounting records and preparation of its consolidated financial statements. In addition, the Group&#8217;s Management has designed a series of automatic controls, interfaces between the systems and
              executed calculations of the applications; with the aim of ensuring the completeness and accuracy of accounting records and accurate financial reports, and thus mitigating the potential risk of fraud or error.</font></p>
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          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">In light of the above, we consider the information technology environment to be a key issue, as the Group
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        </td>
        <td>&#160;</td>
        <td style="font: 10pt Arial;">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">With the support of our Information Technology (IT) specialists, our audit
              efforts focused on the key systems related to the processing of its operations, accounting records and preparation of the Group&#8217;s consolidated financial statements; performing the following procedures:</font></p>
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              governance framework.</font></p>
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              operational effectiveness of the key automatic controls identified in the various relevant processes of the Group.</font></p>
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              operational effectiveness of applicable compensation controls.</font></p>
        </td>
      </tr>

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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">Report of the Independent Auditors (continue)</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 49%; border-bottom: 1pt solid Black; font: 10pt Arial; padding-left: 9pt;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);"><b>Key Audit Matters </b></font></td>
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        <td style="width: 49%; border-bottom: 1pt solid Black; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);"><b>Audit Response</b></font></td>
      </tr>
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        <td colspan="3" style="font: 10pt Arial; padding-left: 9pt;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);"><b>Provision for credit losses on loan portfolio</b></font></td>
      </tr>
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        <td style="font: 10pt Arial; padding-left: 9pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 9pt;">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">As described in notes 3(j), 7 and 30.1 of the Group&#8217;s consolidated financial
              statements, the measurement of expected credit loss is based primarily on the product of the probability of default (PD), the loss given the default (LGD), and the exposure at the time of default (EAD), discounted at the reporting date and
              considering the expected macroeconomic effects. The expected credit loss impairment model reflects the present value of all cash deficit events related to the default events, either (i) over the next twelve months or (ii) over the expected
              life of the loan depending on its impairment from inception.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">Significant assumptions and judgments considered by the Group, with respect to
              the estimation of the expected loss, include: (i) the probability of default, based on the debtor&#8217;s payment behavior and credit risk management based primarily on the Group&#8217;s internal rating and scoring models; (ii) the loss assigned for
              default, which is considered to determine the fair value of the guarantees and recoveries; (iii) the determination of the exposure balance at a future default date, which takes into account expected changes in exposure after the reporting
              date, including principal and interest repayments; (iv) forward-looking forecasts for multiple economic scenarios and the probability weighting of those scenarios; (v) the determination of when a loan has experienced a significant increase in
              credit risk; (vi) the individual analysis of corporate clients classified in phase 3, mainly considering the situation of the recoverability of the guarantees, analysis of financial statements and sector in which the debtor operates; (vii)
              the calculation of credit losses for 12 months and over the expected life of the credit agreement; and (viii) the application of the judgment specifically for the current situation of the El Ni&#241;o phenomenon affecting our country.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
        </td>
        <td>&#160;</td>
        <td style="font: 10pt Arial;">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">We gained an understanding, evaluated the design and tested the operational
              effectiveness of the controls of the expected loss provision estimation process for the Group&#8217;s loan portfolio, which included the following procedures:&#160;</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Evaluation of the methodology
              and criteria established for the calculation according to IFRS9.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Evaluation of the methodology
              and criteria related to the estimate made by the Group corresponding to the current situation of the El Ni&#241;o phenomenon.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Evaluation of the significant
              models and assumptions established by the Group in the calculation, such as: PD, LGD, EAD, scores, rating and forward-looking information forecasts for multiple economic scenarios and the probability weighting of those scenarios.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Completeness and accuracy of
              the database in the Group&#8217;s systems.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Identification of impairment
              indicators and determination of significant changes in credit risk.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Individual analysis of
              corporate clients classified in phase 3.</font></p>
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              loss estimate for the loan portfolio.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Review of disclosures included
              in the notes to the consolidated financial statements.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;">&#160;</p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">In addition, with the support of our specialists, we carried out detailed
              substantive procedures, which included:</font>&#160;</p>
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              methodology, assumptions and judgments used in the expected loss estimation models are consistent with the requirements of IFRS9 and the Group&#8217;s accounting policies.</font></p>
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              accuracy of the data used in the calculation of the provision and, selectively, checking the main data against the source systems.</font></p>
        </td>
      </tr>

  </table>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">Report of the Independent Auditors (continue)</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 100%; border-collapse: collapse;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 49%; border-bottom: 1pt solid Black; font: 10pt Arial; padding-left: 9pt;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);"><b>Key Audit Matters </b></font></td>
        <td style="width: 2%; border-bottom: Black 1pt solid">&#160;</td>
        <td style="width: 49%; border-bottom: 1pt solid Black; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);"><b>Audit Response</b></font></td>
      </tr>
      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 9pt;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);">In view of the above, we consider that the estimate of expected loss for the loan portfolio is a key audit matter, given
            that any change in assumptions and/or judgments could have material effects on the calculation of the provision. In addition, the determination of accounting figures requires the participation of specialists due to the inherent complexity of
            the models, assumptions, judgments, prospective nature of the key assumptions, and the interrelationship of critical variables in the measurement.</font></td>
        <td>&#160;</td>
        <td style="font: 10pt Arial;">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Comparison of the Group&#8217;s
              macroeconomic projections (forward-looking information) with publicly available information from independent sources.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Assessment of significant
              changes in credit risk triggers.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Evaluation of the estimate made
              by the Group related to the current situation of the El Ni&#241;o phenomenon.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Evaluation of corporate clients
              classified in phase 3 that the Group analyzes individually.</font></p>
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              calculation of the estimate of the provision of credits.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Assessment of adequate
              disclosure in the notes to the consolidated financial statements.</font></p>
        </td>
      </tr>
      <tr style="vertical-align: top; font: 10pt Arial;">
        <td colspan="3" style="font: 10pt Arial; padding-left: 9pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: top; font: 10pt Arial;">
        <td colspan="3" style="font: 10pt Arial; padding-left: 9pt;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);"><b>Estimation of liabilities for life insurance contracts under the general valuation model</b></font></td>
      </tr>
      <tr style="vertical-align: top; font: 10pt Arial;">
        <td colspan="3" style="font: 10pt Arial; padding-left: 9pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 9pt;">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">As described in notes 3(f), 8 and 30.9 of the Group&#8217;s consolidated financial
              statements, the estimation of insurance contract liabilities is based primarily on: (i) review and identification of insurance contracts; (ii) grouping of insurance contracts; (iii) determination of the valuation models by product (general
              model or block construction - BBA, variable rate - VFA and the simplified model - PPA); (iv) definition of the discount rate; (v) calculation of the risk adjustment and (vi) calculation of the contractual service margin (CSM). The projections
              of cash inflows and outflows related to each portfolio of insurance contracts consider their probability of occurrence, and all cash flows that are within the contract limit are included.</font></p>
        </td>
        <td>&#160;</td>
        <td style="font: 10pt Arial;">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">We gained an understanding, evaluated the design, and tested the operational
              effectiveness of the controls of the valuation process of life insurance contracts under the overall model, which included the following procedures:</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Review of the methodology and
              criteria established for calculation according to actuarial methods that are accepted under IFRS 17.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Evaluation of the actuarial
              models, assumptions and assumptions of general acceptance, established by the Group.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Review of the completeness and
              accuracy of the database used in the Group&#8217;s information systems to manage, calculate and raise awareness of these liabilities.</font></p>
        </td>
      </tr>

  </table>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">Report of the Independent Auditors (continue)</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">To determine the assumptions and estimates, the Group relies on parameters
              derived from the experience of managing its portfolio. However, existing circumstances and assumptions about future developments could change due to changes in the market or circumstances beyond the Group&#8217;s control. The parameters are kept up
              to date to reflect such changes in assumptions where necessary. In addition, the Group re-evaluates the CSM each period considering the experience that the Group has had. The parameters used to estimate estimated future cash flows is a
              comparison between actual rates and estimated rates and the following assumptions are evaluated: mortality, longevity, disability, expenses, and falls.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);">&#160;</p>
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              matter, as any changes in assumptions and data could have material effects on the valuation of liabilities; In addition, the determination of accounting figures is complex and requires the involvement of specialists due to actuarial models.</font></p>
        </td>
        <td>&#160;</td>
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              detailed substantive procedures, which included:</font></p>
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              defined by the Group on actuarial models and assumptions is consistent with the application of IFRS 17.</font></p>
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              actuarial model and assumptions used in the calculation.</font></p>
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              accuracy of the policy data used, as well as the variables used in the calculation.</font></p>
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              determination of the discount rate used in the calculations.</font></p>
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              rates charged to the application, where the calculations are determined, comparing them with those defined by the risk area.</font></p>
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              calculation made by the Group.</font></p>
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              movement of liabilities considering changes in actuarial assumptions at the end of the year.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Evaluation of the sensitivity
              of changes in certain variables in the determination of these liabilities.</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51); margin-left: 0.25in; text-indent: -0.25in;"><font style="font-family: Arial; font-size: 10pt;">-&#160;&#160;&#160;&#160;&#160;Assessment of the adequacy of
              disclosures in the notes to the consolidated financial statements.</font></p>
        </td>
      </tr>

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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;"><font style="font-family: Arial; font-size: 10pt;">Report of the Independent Auditors (continue)</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">As described in Note 3(b) to the consolidated financial statements as of and for the
      year ended December 31, 2022, which are presented for comparative purposes, they have been restated due to the initial implementation of IFRS 17, Insurance Contracts. These restated consolidated financial statements, including their opening balance
      as of January 1, 2022, as well as the respective adjustments related to the retroactive effect of the implementation of IFRS 17 on those financial statements, were audited by other independent auditors, who expressed an unchanged opinion.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;"><i>Other information included in the Group&#8217;s 2023 Annual Report </i></font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">Other information consists of the information included in the Annual Report, other than
      the consolidated financial statements and our audit report thereon. Management is responsible for the other information.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">Our opinion on the consolidated financial statements does not cover the other
      information and we do not express any form of assurance conclusion thereon.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">In connection with our audit of the consolidated financial statements, our
      responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the consolidated financial statements or our knowledge gained in the audit or whether it otherwise appears to be
      materially misstated. If, based on the work we have done, we conclude that there is a material error in this other information, we are obliged to report that fact. We have nothing to report in this regard.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;"><i>Responsibilities of the Group&#8217;s management and those charged
        with corporate governance for the consolidated financial statements </i></font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">Management is responsible for the preparation and fair presentation of the consolidated
      financial statements in accordance with IFRSs, and for such internal control as Management determines is necessary to enable the preparation of consolidated financial statements that are free from material misstatement, whether due to fraud or error.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">In preparing the consolidated financial statements, Management is responsible for
      assessing the Group&#8217;s ability to continue as a going concern, disclosing as appropriate matters relating to the going concern and using the going concern&#8217;s accounting basis, unless Management intends to liquidate the Group or cease operations, or
      have no realistic alternative to doing so.</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;"><font style="font-family: Arial; font-size: 10pt;">Report of the Independent Auditors (continue)</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;"><i>Those responsible for the Group&#8217;s corporate governance are responsible for</i>
      overseeing the Group&#8217;s financial reporting process.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;"><i>Auditor&#8217;s responsibilities for the audit of the consolidated financial statements </i></font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">Our objectives are to obtain reasonable assurance as to whether the consolidated
      financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue a report that includes our opinion. Reasonable assurance is a high level of assurance, but it does not guarantee that an audit conducted
      in accordance with ISAs will always detect a material misstatement when it exists. Misstatements may arise due to fraud or error and are considered material if, individually or cumulatively, you could reasonably expect them to influence the economic
      decisions that users make based on the consolidated financial statements.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">As part of an audit in accordance with the International Standards on Auditing (ISAs)
      approved for application in Peru by the Board of Deans of Associations of Public Accountants of Peru, we exercise professional judgment and maintain professional skepticism throughout the audit. Also:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 28pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);">We identify and evaluate the risks of material misstatement in the consolidated financial statements, whether due to fraud or error, design and
            execute audit procedures that respond to those risks, and obtain audit evidence that is sufficient and appropriate to provide us with a basis for our opinion. The risk of not detecting a material misstatement due to fraud is greater than that
            resulting from an error, as fraud may involve collusion, falsification, intentional omissions, misrepresentations, or overstepping the internal control system.</font></td>
      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 28pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);">We obtained an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the
            circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Group&#8217;s internal control.</font></td>
      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 28pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);">We evaluate the adequacy of the accounting policies used, the reasonableness of the accounting estimates and the respective disclosures made by
            management. </font></td>
      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 28pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);">We conclude on the adequacy of Management&#8217;s use of the going concern accounting basis and, based on the audit evidence obtained, whether there
            is material uncertainty related to events or conditions that may raise significant doubts about the Group&#8217;s ability to continue as a going concern. If we conclude that there is a material uncertainty, we are required to draw attention in our
            audit report to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our opinion. The findings are based on the audit evidence obtained to date from our audit report. However, future events or
            conditions may cause the Group to cease to continue as a going concern.</font></td>
      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;">

      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);">We evaluate the overall presentation, structure, content of the consolidated financial statements, including disclosures, and whether the
            consolidated financial statements represent the underlying transactions and events in a manner that achieves a fair presentation.</font></td>
      </tr>

  </table>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;"><font style="font-family: Arial; font-size: 10pt;">Report of the Independent Auditors (continue)</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 28pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; color: rgb(51, 51, 51);">We obtained sufficient and adequate audit evidence in relation to the financial information of the entities or business activities that are
            part of the Group, in order to express an opinion on the consolidated financial statements. We are responsible for the direction, supervision and execution of the Group&#8217;s audit and therefore for our audit opinion. </font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; background-color: white; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">We communicate to those charged for the Group&#8217;s corporate governance, among other
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt; background-color: white;">February 29, 2024</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt; background-color: white;">Endorsed by:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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        <td style="width: 68%; font: 10pt Arial; text-align: left; vertical-align: middle;"><img src="image005_v1.jpg" alt=""><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt; background-color: white;">Victor Tanaka</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(51, 51, 51);"><font style="font-family: Arial; font-size: 10pt; background-color: white;">Partner-in-Charge</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(51, 51, 51);"><font style="font: 10pt Arial; background-color: white;">C.P.C.C. Registration No. 25613</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;"><b>CREDICORP LTD. AND SUBSIDIARIES</b></font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">CONSOLIDATED STATEMENT OF FINANCIAL POSITION</font></p>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: center; vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: center; vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: center; vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: center; vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">144,976,051</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
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          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td><font style="font-size: 8pt">&#160;</font></td>
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          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-size: 8pt">)</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-size: 8pt">)</font></td>
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          <td style="text-align: center; vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <tr style="vertical-align: bottom">
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          <td style="text-align: center; vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: center; vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: center; vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: center; vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">987,082</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <tr style="vertical-align: bottom">
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: center; vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="font-weight: bold"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left; vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
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          <td><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: center"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: center"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="width: 7%; text-align: center"><font style="font-size: 8pt">&#160;</font></td>
          <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
          <td style="width: 1%; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="width: 15%; text-align: right"><font style="font-size: 8pt">42,234,498</font></td>
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          <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
          <td style="width: 1%; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
          <td style="width: 1%; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="width: 15%; text-align: right"><font style="font-size: 8pt">51,851,206</font></td>
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          <td><font style="font-size: 8pt">&#160;</font></td>
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          <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-size: 8pt">103,674,636</font></td>
          <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td><font style="font-size: 8pt">&#160;</font></td>
          <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
          <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-size: 8pt">97,745,339</font></td>
          <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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          <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 8pt;">(*) See note 3(b).&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 8pt;">The accompanying notes are an integral part of these consolidated financial statements.</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
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        <td style="font-weight: bold; text-align: left; vertical-align: bottom">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in; text-indent: -0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="width: 50%; text-align: left; padding-left: 0.125in; text-indent: -0.125in">Interest and similar income</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; text-align: center">19</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">18,798,495</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">15,011,282</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">11,850,406</td>
        <td style="width: 1%; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Interest and similar expenses</td>
        <td>&#160;</td>
        <td style="text-align: center">19</td>
        <td style="text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(5,860,523</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(3,919,664</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(2,490,802</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
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      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in">Net interest, similar income and expenses</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">12,937,972</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">11,091,618</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">9,359,604</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in; text-indent: -0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Provision for gross credit losses on loan portfolio</td>
        <td>&#160;</td>
        <td style="text-align: center">7(c)</td>
        <td style="text-align: left"></td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(3,957,143</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(2,158,555</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(1,558,951</td>
        <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">334,798</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">347,017</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">346,728</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Provision for credit losses on loan portfolio, net of recoveries</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(3,622,345</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(1,811,538</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(1,212,223</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in; text-indent: -0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Net interest, similar income and expenses, after provision for credit losses on loan portfolio</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">9,315,627</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">9,280,080</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">8,147,381</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in; text-indent: -0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in">Other income</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Commissions and fees</td>
        <td>&#160;</td>
        <td style="text-align: center">20</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,804,459</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,642,857</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,493,734</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Net gain on foreign exchange transactions</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">886,126</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,084,151</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">922,917</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Net gain on securities</td>
        <td>&#160;</td>
        <td style="text-align: center">21</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">425,144</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">5,468</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">28,650</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Net gain on derivatives held for trading</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">53,665</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">65,187</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">221,064</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Exchange difference result</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">45,778</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">387</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(3,215</td>
        <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Others</td>
        <td>&#160;</td>
        <td style="text-align: center">25</td>
        <td style="text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">440,653</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">268,046</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">266,567</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Total other income</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">5,655,825</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">5,066,096</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">4,929,717</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in; text-indent: -0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in">Technical result of insurance</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Insurance service result</td>
        <td>&#160;</td>
        <td style="text-align: center">22 (a)</td>
        <td style="text-align: left"></td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,602,421</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,302,347</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">22 (a)</td>
        <td style="text-align: left"></td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(391,321</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(460,899</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Net premiums earned</td>
        <td>&#160;</td>
        <td style="text-align: center">22 (g)</td>
        <td style="text-align: left"></td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">2,671,530</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">22 (h)</td>
        <td style="text-align: left"></td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(2,341,917</td>
        <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Acquisition cost</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#8211;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#8211;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in; text-indent: -0.125in">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(3,902,161</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(3,668,476</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">24</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(3,803,203</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(3,414,065</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(2,953,717</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(511,174</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(485,207</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(521,967</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
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        <td style="text-align: left"></td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(71,959</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
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        <td style="text-align: left"></td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(147,833</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(151,282</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(161,287</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(534,601</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(364,298</td>
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        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(435,114</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(9,334,223</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(8,317,013</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
        <td>&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(7,740,561</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in; text-indent: -0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">CONSOLIDATED STATEMENT OF INCOME (continued)</p>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="font-weight: bold">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left">2022</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">2023</td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">2021</td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="font-weight: bold">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: center">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">6,848,329</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">6,870,611</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">5,332,816</td>
        <td style="width: 1%; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-bottom: 1pt">Income tax</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: center">17(b)</td>
        <td style="padding-bottom: 1pt; text-align: left"></td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(1,888,451</td>
        <td style="padding-bottom: 1pt; text-align: left">)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(2,110,501</td>
        <td style="padding-bottom: 1pt; text-align: left">)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(1,660,987</td>
        <td style="padding-bottom: 1pt; text-align: left">)</td>
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      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left; padding-bottom: 2pt">Net result after income tax</td>
        <td style="padding-bottom: 2pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 2pt">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left; padding-bottom: 2pt">&#160;</td>
        <td style="padding-bottom: 2pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 2pt; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">4,959,878</td>
        <td style="text-align: left; padding-bottom: 2pt">&#160;</td>
        <td style="padding-bottom: 2pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 2pt; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">4,760,110</td>
        <td style="text-align: left; padding-bottom: 2pt">&#160;</td>
        <td style="padding-bottom: 2pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 2pt; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">3,671,829</td>
        <td style="text-align: left; padding-bottom: 2pt">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">4,865,540</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">4,647,818</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,584,582</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">94,338</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">112,292</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">87,247</td>
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        <td style="text-align: right">&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
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        <td style="text-align: center">&#160;</td>
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        <td style="padding-bottom: 1pt; padding-left: 0in">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 0in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="padding-left: 0in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="width: 1%; text-align: center">&#160;</td>
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        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">4,959,878</td>
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        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
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        <td>&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="text-align: center">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">82,459</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,276,454</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(1,531,594</td>
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        <td>&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="text-align: center">&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,088</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">41,752</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,144,140</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
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        <td style="padding-left: 0.125in">&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">39,587</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">(57,319</td>
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        <td style="padding-left: 0.125in">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">92,414</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="text-align: center">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">(648,862</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(1,551,775</td>
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        <td style="padding-left: 0.125in">&#160;</td>
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        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="padding-left: 0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: center">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(8,329</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(38,563</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">2,109</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">5,402</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(12,120</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(36,454</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(108,284</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-bottom: 1pt; padding-left: 0.125in">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
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        <td style="text-align: left; padding-bottom: 2pt">&#160;</td>
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        <td style="text-align: left; padding-bottom: 2pt; border-bottom: Black 2pt solid">&#160;</td>
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        <td style="padding-bottom: 2pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 2pt; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">(685,316</td>
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        <td style="padding-bottom: 2pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 2pt; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">(1,660,059</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: center">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">5,541,476</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">4,074,794</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">2,011,770</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">5,437,495</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,967,497</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,954,586</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="text-align: center">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">103,981</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">107,297</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">57,184</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in; padding-bottom: 2pt">&#160;</td>
        <td style="padding-bottom: 2pt">&#160;</td>
        <td style="text-align: center; padding-bottom: 2pt">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left; padding-bottom: 2pt">&#160;</td>
        <td style="padding-bottom: 2pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 2pt; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">5,541,476</td>
        <td style="text-align: left; padding-bottom: 2pt">&#160;</td>
        <td style="padding-bottom: 2pt">&#160;</td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">The accompanying notes are an integral part of these consolidated financial statements.</p>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
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        <td style="width: 1%">&#160;</td>
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        <td style="width: 1%">&#160;</td>
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        <td style="width: 4%; text-align: right">347,152</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">40,829</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">103,491</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">(346,994)</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">(398,808)</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">(57,538)</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(28,459)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(4,311)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(32,770)</td>
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        <td>&#160;</td>
        <td style="text-align: right">(204,326)</td>
        <td>&#160;</td>
        <td style="text-align: right">(3,208)</td>
        <td>&#160;</td>
        <td style="text-align: right">228,853</td>
        <td>&#160;</td>
        <td style="text-align: right">21,364,272</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">(273)</td>
        <td>&#160;</td>
        <td style="text-align: right">(158,666)</td>
        <td>&#160;</td>
        <td style="text-align: right">331,356</td>
        <td>&#160;</td>
        <td style="text-align: right">3,556,281</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">158,666</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">(369,494)</td>
        <td>&#160;</td>
        <td style="text-align: right">(210,828)</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">(210,828)</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">3,900</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">5,681</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(3,668)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">5,913</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">5,913</td>
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      <tr style="vertical-align: bottom">
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        <td style="border-bottom: Black 1pt solid; text-align: right">1,318,993</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(204,326)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(3,208)</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">21,364,272</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">206,885</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(139,500)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(273)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">337,037</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">3,183,119</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">26,291,852</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">540,672</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">26,832,524</td>
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        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">4,647,818</td>
        <td>&#160;</td>
        <td style="text-align: right">4,647,818</td>
        <td>&#160;</td>
        <td style="text-align: right">112,292</td>
        <td>&#160;</td>
        <td style="text-align: right">4,760,110</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(1,516,059)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">1,061</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">(262,382)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(680,321)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(4,995)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(685,316)</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">(36,477)</td>
        <td>&#160;</td>
        <td style="text-align: right">(1,516,059)</td>
        <td>&#160;</td>
        <td style="text-align: right">1,061</td>
        <td>&#160;</td>
        <td style="text-align: right">1,133,536</td>
        <td>&#160;</td>
        <td style="text-align: right">(262,382)</td>
        <td>&#160;</td>
        <td style="text-align: right">4,647,818</td>
        <td>&#160;</td>
        <td style="text-align: right">3,967,497</td>
        <td>&#160;</td>
        <td style="text-align: right">107,297</td>
        <td>&#160;</td>
        <td style="text-align: right">4,074,794</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">2,354,859</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">(2,354,859)</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">(1,196,422)</td>
        <td>&#160;</td>
        <td style="text-align: right">(1,196,422)</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">(1,196,422)</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-family: Arial; font-size: 10pt; font-weight: normal; font-style: normal; color: Black;">- 15 -</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">CONSOLIDATED STATEMENT OF CHANGES IN EQUITY (continued)</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 100%; font: 8pt Arial;">

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        <td style="padding-bottom: 1pt">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td style="padding-bottom: 1pt; padding-top: 8pt">&#160;</td>
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        <td style="padding-bottom: 1pt; padding-top: 8pt">&#160;</td>
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        <td style="font-weight: bold; padding-bottom: 1pt; padding-top: 8pt">&#160;</td>
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        <td style="padding-bottom: 1pt; padding-top: 8pt">&#160;</td>
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        <td style="padding-bottom: 1pt; padding-top: 8pt">&#160;</td>
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        <td>&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(12,191)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">571,955</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">581,598</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">(12,247)</td>
        <td>&#160;</td>
        <td style="text-align: right">1,258,137</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">(754,192)</td>
        <td>&#160;</td>
        <td style="text-align: right">92,448</td>
        <td>&#160;</td>
        <td style="text-align: right">4,865,540</td>
        <td>&#160;</td>
        <td style="text-align: right">5,437,495</td>
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        <td style="text-align: right">103,981</td>
        <td>&#160;</td>
        <td style="text-align: right">5,541,476</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">2,593,598</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">(2,593,598)</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">(1,994,037)</td>
        <td>&#160;</td>
        <td style="text-align: right">(1,994,037)</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">(1,994,037)</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">(62,051)</td>
        <td>&#160;</td>
        <td style="text-align: right">(62,051)</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">14,192</td>
        <td>&#160;</td>
        <td style="text-align: right">14,192</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">(1,773)</td>
        <td>&#160;</td>
        <td style="text-align: right">(1,773)</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">(2,279)</td>
        <td>&#160;</td>
        <td style="text-align: right">(83,296)</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">(85,575)</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">(85,575)</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">1,764</td>
        <td>&#160;</td>
        <td style="text-align: right">79,979</td>
        <td>&#160;</td>
        <td style="text-align: right">(12,225)</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">69,518</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">69,518</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">11,579</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">11,579</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
        <td style="text-align: right">-</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">14,425</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">14,425</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">2,955</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">2,955</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">1,143</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">4,098</td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-bottom: 2pt">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">(204,326)</td>
        <td style="padding-bottom: 2pt">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">(3,707)</td>
        <td style="padding-bottom: 2pt">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">228,239</td>
        <td style="padding-bottom: 2pt">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">26,252,578</td>
        <td style="padding-bottom: 2pt">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">158,161</td>
        <td style="padding-bottom: 2pt">&#160;</td>
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        <td style="padding-bottom: 2pt">&#160;</td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">The accompanying notes are an integral part of these consolidated financial statements.</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-family: Arial; font-size: 10pt; font-weight: normal; font-style: normal; color: Black;">- 16 -</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><b>CREDICORP LTD. AND SUBSIDIARIES</b></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
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      <tr style="vertical-align: bottom">
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
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        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
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        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
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        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="font-weight: bold">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td style="width: 1%; text-align: left">&#160;</td>
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        <td style="width: 1%">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,957,143</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">2,158,555</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,558,951</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">511,174</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">485,207</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">521,967</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">147,833</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">151,282</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">161,287</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">8,115</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">7,107</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">7,302</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">95,873</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">43,846</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">70,824</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">113,063</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">547,393</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">914,852</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">21</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(425,144</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(5,468</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(28,650</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">71,959</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(54,663</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(53,665</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(65,187</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(221,064</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">25</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(1,654</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(14,979</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(16,083</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,867</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(11,355</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(10,684</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">23</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">83,328</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">81,679</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">73,997</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">25</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(83,515</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(18,712</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(15,700</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
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        <td style="text-align: right">3,005</td>
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        <td>&#160;</td>
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        <td style="text-align: right">28,840</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(5,385,064</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(9,636,648</td>
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        <td>&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(456,626</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,575,498</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">745,156</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(5,164,701</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(460,914</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">7,508,131</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(330,448</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">622,589</td>
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        <td style="text-align: right">783,010</td>
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        <td>&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">239,599</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">24,543</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">24,477</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td style="text-align: center">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">520,331</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">413,307</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="font-weight: bold">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: center">&#160;</td>
        <td style="width: 10%; text-align: center">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">2,271,524</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">(46,199</td>
        <td style="width: 1%; text-align: left">)</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">2,485,794</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,455,502</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,804,784</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,103,063</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(2,790,671</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(9,034,940</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(5,935,578</td>
        <td style="text-align: left">)</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(2,213,122</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(298,572</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(90,217</td>
        <td style="text-align: left">)</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(108,357</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(106,356</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(86,417</td>
        <td style="text-align: left">)</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">2,604,047</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,107,346</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,303,118</td>
        <td style="text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(2,139,140</td>
        <td style="padding-bottom: 1pt; text-align: left">)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(1,106,572</td>
        <td style="padding-bottom: 1pt; text-align: left">)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(1,130,415</td>
        <td style="padding-bottom: 1pt; text-align: left">)</td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">4,079,719</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(1,151,422</td>
        <td style="padding-bottom: 1pt; text-align: left">)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">3,972,994</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: right">53,152</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">5,373</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">11,457</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(359</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
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        <td>&#160;</td>
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        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,245,434</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,006,325</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">590,605</td>
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        <td>&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(322,371</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(192,700</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(107,790</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(37,667</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(87,132</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(12,068</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(828,803</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(703,670</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(532,244</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(1,359,245</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(1,122,802</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(3,677,671</td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="text-align: center">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(5,564</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(1,255,064</td>
        <td style="padding-bottom: 1pt; text-align: left">)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(1,094,965</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(3,727,711</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">16(e)</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(1,994,037</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(1,196,422</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(398,808</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(62,051</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(48,577</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(4,156</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(157,386</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(156,529</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(155,141</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(25,574</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(25,054</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(27,374</td>
        <td style="text-align: left">)</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">16(b)</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(85,575</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(83,605</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(58,907</td>
        <td style="text-align: left">)</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">9,949</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,752</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(1,773</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(5,877</td>
        <td style="text-align: left">)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(7,822</td>
        <td style="text-align: left">)</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">62,044</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(94,700</td>
        <td style="padding-bottom: 1pt; text-align: left">)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">183,160</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(2,264,352</td>
        <td style="padding-bottom: 1pt; text-align: left">)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(1,600,815</td>
        <td style="padding-bottom: 1pt; text-align: left">)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">(465,296</td>
        <td style="padding-bottom: 1pt; text-align: left">)</td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">CONSOLIDATED STATEMENT OF CASH FLOWS (CONTINUED)</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial;">

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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">2021</td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="font-weight: bold">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
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        <td style="text-align: center">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">(405,860)</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">(159,195)</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">156,322</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">6,192,699</td>
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  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
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      <tr style="vertical-align: bottom">
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
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        <td style="text-align: justify; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>OPERATIONS</b></font></td>
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  </table>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Credicorp Ltd. (hereinafter &#8220;Credicorp&#8221;) is a limited liability company incorporated in Bermuda in
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      economic substance approved by the Government of Bermuda on January 11, 2019, as of October 29, 2020, the decisions of the Credicorp Board of Directors will be limited to issues related to Credicorp&#8217;s strategy, objectives and goals, main action plans
      and policies, risk control and management, annual budgets, business plans and control of their implementation, supervision of the main expenses, investments, acquisitions and disposals, among other &#8220;passive&#8221; decisions related to Credicorp. The
      authority to make decisions applicable to Credicorp&#8217;s subsidiaries, such as the adoption of relevant strategic or management decisions, the assumption of expenses for the benefit of its affiliates, the coordination of group activities, and the
      granting of credit facilities in favor of its affiliates, it has been transferred to Grupo Cr&#233;dito SA, a subsidiary of Credicorp.</font></p>
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      Prestadora de Salud (hereinafter Pac&#237;fico EPS), offers a wide range of financial, insurance and health services and products, mainly throughout Peru and in other countries (see Note 3 (c)). Its main subsidiary is Banco de Cr&#233;dito del Per&#250;
      (hereinafter &#8220;BCP&#8221; or the &#8220;Bank&#8221;), a multiple bank incorporated in Peru.</font></p>
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      offices from where Credicorp&#8217;s businesses are managed are located at Calle Centenario N &#176; 156, La Molina, Lima, Per&#250;.</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The consolidated financial statements presented correspond to the financial statement of Credicorp
      and subsidiaries (hereinafter &#8220;the Group&#8221;). The consolidated financial statements as of December 31, 2022, and for the year then ended were approved by the Board of Directors on February 23, 2023, and presented to the Annual General Meeting of
      Shareholders on March 27, 2023. The consolidated financial statements as of December 31, 2023, and for the year ended on that date were approved and authorized for issuance by the Board of Directors and Management on February 29, 2024 and will be
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      financial statements as of December 31, 2022 and for the year ended on that date, which have been approved on February 29, 2024.</font></p>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

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      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>3</b></font></td>
        <td style="text-align: justify; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>SIGNIFICANT ACCOUNTING POLICIES</b></font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">The significant accounting policies applied in the preparation of Credicorp&#8217;s consolidated
      financial statements are set out below:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial; text-align: left;"></td>
        <td style="width: 0.25in; font: 10pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">a)</font></td>
        <td style="font: 10pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">Basis of presentation, use of estimates and changes in accounting policies -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB).</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The consolidated financial statements as of December 31, 2023, and 2022, have been prepared
      following the historical cost criteria, except for investments at fair value through profit or loss, investments at fair value through other comprehensive income, financial assets designated at fair value through profit or loss, derivative financial
      instruments, and financial liabilities at fair value through profit or loss, which have been measured at fair value.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The consolidated financial statements are presented in Soles (S/), which is the functional
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The preparation of the consolidated financial statements in accordance with IFRS requires
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      factors, including expectations of future events that are believed to be reasonable under the current circumstances. The final results could differ from said estimates; however, the Management expects that the variations, if any, will not have a
      material impact on the consolidated financial statements.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The most significant estimates included in the accompanying consolidated financial statements are
      related to the calculation of the allowance of the expected credit loss on loan portfolio and the estimation of the liability for life insurance contracts under the general valuation model.<br>
      <br>
      Furthermore, other estimates exist, such as: valuation of investments, technical reserves for claims, intangible, impairment of goodwill, credit loss for investments at fair value through other comprehensive income and investments at amortized cost,
      the valuation of derivative financial instruments and deferred income tax. The accounting criteria used for these estimates are described below.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The Group has adopted the following standards and modifications for first time for its annual
      period that starts on January 1, 2023, as described below:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(i)</font></td>
        <td style="text-align: justify; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">IFRS 17 &#8220;Insurance contracts&#8221; &#8211; See note 3(b).</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(ii)</font></td>
        <td style="text-align: justify; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Definition of Accounting Estimates &#8211; Modifications to IAS 8-</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">The amendments to IAS 8 clarify the distinction between changes in accounting estimates, changes
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
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    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">23</font>&#160;</div>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 1in;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(iii)</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      disclosures. The amendments are intended to help entities provide more useful disclosures of accounting policies by replacing the requirement that entities disclose their &#8220;material&#8221; accounting policies with a requirement to disclose their &#8220;material&#8221;
      accounting policies and adding guidance on how entities apply the concept of materiality. in making decisions on accounting policy disclosures.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">The amendments have had an impact on the disclosures of the Group&#8217;s accounting policies, but not on
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 0.25in; font: 10pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">(iv)</font></td>
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      </tr>

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  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">These modifications establish that deferred taxes arising from a single transaction that, upon
      initial recognition, give rise to taxable and deductible temporary differences of the same value must be recognized. This will generally apply to transactions such as leases (for lessees) and decommissioning or remediation obligations, where
      recognition of deferred tax assets and liabilities will be required. These modifications must apply to transactions that occur on or after the beginning of the first comparative period presented. Additionally, deferred tax assets (to the extent it is
      probable that they can be utilized) and deferred tax liabilities should be recognized at the beginning of the first comparative period for all deductible or taxable temporary differences associated with:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">- Right-of-use assets and lease liabilities, and&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      equity, as appropriate.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">Previously, IAS 12 did not establish any particular accounting treatment for the tax effects of
      leases that are recognized on the balance sheet and for similar transactions, so different approaches were considered acceptable. Entities that are already recognizing deferred taxes from these transactions will have no impact on their financial
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">In 2022, the Group adopted the following modifications:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(i)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Modifications to IFRS 3 - Reference to the Conceptual Framework &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">Minor amendments were made to IFRS 3 Business Combinations to update references to the Conceptual Framework for
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">The amendments also confirm that contingent assets should not be recognized on the acquisition date. The modification
      became effective for annual reporting periods beginning on January 1, 2022.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">The modification of the standard did not have an impact on the consolidated financial statements.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(ii)</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">In May 2020, the International Accounting Standards Board issued amendments to IAS 37 to specify what cost an entity
      should include when assessing whether a contract is onerous or loss-making. The amendment to IAS 37 clarifies that the direct costs of fulfilling a contract include both the incremental costs of fulfilling the contract and the allocation of other
      costs directly required to fulfill the contracts. Before recognizing a separate provision for the onerous contract, the entity shall recognize any impairment loss that has occurred in relation to the assets used to fulfill the contract.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">The Amendment is effective for annual reporting periods beginning on or after January 1, 2022.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">The modification had no impact on its consolidated financial statements.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(iii)</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">This modification will also apply to associates and joint ventures that have assumed the same expectation with IFRS 1.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">The amendment is effective for annual reporting periods beginning on or after January 1, 2022.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">b)</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">IFRS 17 replaces IFRS 4 Insurance Contracts for annual periods beginning on or after January 1, 2023. The Group has
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The nature of the changes in accounting policies is summarized as follows:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Changes in classification and measurement:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">IFRS 17 establishes specific principles for the recognition and measurement of insurance contracts issued and
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The Group identifies insurance contracts as those under which it accepts a significant insurance risk from another party (the policyholder) by agreeing to compensate
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The Group evaluates the products and separates the implicit derivatives, the different investment components and the different goods or services of the insurance
            contract services and accounts for them in accordance with the standards that apply to them.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The Group divides insurance and reinsurance contracts into groups that it will recognize and measure.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The Group determines the Unit of Account (UoA) requested by the new regulation, for long-term businesses, taking into consideration the product portfolio, currency,
            cost and year of issue.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">For general insurance and short-term life insurance contracts, the measurement principles of the premium allocation approach (PAA) do not differ significantly from the
            considerations used by the Group under IFRS 4:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The Liability for Remaining Coverage reflects accrued premiums less insurance acquisition cash flows plus deferred premiums.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The Group determines the level of onerousness of each group of contracts by calculating the combined ratio of each Unit of Account. If the Unit of Account is onerous,
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The measurement of the liability for incurred claims is determined based on the discounted value considering the expected payment flows and includes an explicit risk
            adjustment for non-financial risk.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;&#160;&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">For long-term life insurance contracts, the Group recognizes and measures groups of insurance contracts in:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A present value of expected future cash flows that incorporates all available information on fulfillment cash flows and considers market interest rates. A risk
            adjustment for non-financial risk is included.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">An amount that represents the future technical profit (the contractual service margin or CSM) in the group of contracts.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Recognizes the gain from a group of insurance contracts during each period in which the Group provides insurance contract services, as the Group frees itself from
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Changes in presentation and disclosure &#8211;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">For presentation in the consolidated statement of financial position, the Group groups together the insurance and
      reinsurance contracts and presents them separately:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Reinsurance Contract Assets.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Insurance Contract Liability.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The portfolios mentioned above are those established on initial recognition in accordance with the requirements of
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">26</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The descriptions of items in the income statement and other comprehensive income have changed compared to last year.
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Net Claims.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Incurred for life general and health insurance contracts.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Acquisition costs.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Underwriting result (which includes income and expenses from reinsurance contracts).</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The net financial expenses of the insurance activity, which are presented in the headings of interest and similar expenses, see note 19.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Amounts recognized in their financial statements for insurance contracts.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Transition settings. -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">On the transition date, January 1, 2022, the Group:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Has identified, recognized, and measured each group of insurance contracts as if IFRS 17 had always been applied.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Existing balances that would not exist if IFRS 17 had always been applied were derecognized.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Recognized any resulting net difference in equity.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The Group decided to apply the fair value transition methodology as obtaining reasonable and supportable information
      to apply the full retrospective approach was impracticable without disproportionate cost or effort. The fair value method consists of obtaining the amount for which a portfolio of liabilities could be transferred to a third party. This amount was
      compared with the balance of the estimate of technical provisions (Best Estimation of Liabilities &#8211; &#8220;BEL&#8221;) and Risk Adjustment existing on the transition date, and the result was the CSM on said date. Likewise, the future benefit provided by the
      insurance contracts (Contractual Service Margin &#8211; &#8220;CSM&#8221;) was determined and will be released in the income statement to the extent that the Group provides its services to the insured. In determining the fair value, the Group has applied the
      requirements of IFRS 13 Fair Value Measurement.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">To apply the fair value approach, the Group has used reasonable and sustainable information available at the
      transition date in order to:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Identify groups of insurance contracts.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Determine if any contract is a direct participation insurance contract.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Identify any discretionary cash flows for insurance contracts without direct participation features.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The discount rate for the group of contracts applying the fair value approach was determined on the transition date.
      Therefore, to measure compliance cash flows at the transition date, the discount rate (locked-in rate) was determined using the bottom-up approach at inception.&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">27</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The Group has chosen to disaggregate insurance financial income or expenses between the amounts included in results
      and the amounts included in other comprehensive income and readjust to zero the accumulated amount of insurance financial income or expenses recognized in other comprehensive income on the date of Transition. The Group used the fair value approach
      for those contracts with initial recognition prior to January 1, 2022, and the full retrospective approach for contracts recognized on this date or later.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">As a result of the initial application of IFRS 17, the Group has restated its consolidated financial statements as
      of January 1, 2022, mainly recognizing a decrease in equity of S/210.8 million and as of December 31, 2022, an increase in equity of S/15.5 million and net income of S/14.7 million. Additionally, IFRS 17 requires that the net balances of insurance
      and reinsurance contract portfolios be presented as assets or liabilities, as appropriate, in the consolidated statement of financial position. In this sense, the amounts related to these accounts differ from what was previously presented under IFRS
      4 as of December 31, 2022, and January 1, 2022 (transition date).</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">c)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Basis of consolidation &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Investment in subsidiaries -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The consolidated financial statements comprise the financial statements of Credicorp and its Subsidiaries for all
      the years presented.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Under IFRS 10 all entities over which the Group has control are subsidiaries. Control is achieved when the Group is
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Power over the investee (i.e., existing rights that give it the current ability to direct the relevant activities of the investee).</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Exposure, or rights, to variable returns from its involvement with the investee, and</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The ability to use its power over the investee to affect its returns.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Generally, there is a presumption that a majority of voting rights results in control. To support this presumption
      and when the Group has less than a majority of the voting or similar rights of an investee, the Group considers all relevant facts and circumstances in assessing whether it has power over an investee, including:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The contractual arrangement with the other vote holders of the investee.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Rights arising from other contractual arrangements.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The Group&#8217;s voting rights and potential voting rights.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The Group assesses whether or not it controls an investee if the facts and circumstances indicate that there are
      changes in any of the elements of control. Consolidation of a subsidiary begins when the Group obtains control over the subsidiary and ceases when the Group loses control of the subsidiary. The consolidated financial statements include assets,
      liabilities, income and expenses of Credicorp and its subsidiaries.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Profit or loss for the period and each component of the other comprehensive income (OCI) are attributed to the
      equity holders of the parent of the Group and to the non-controlling interest, even if this results in the non-controlling interest with a negative balance. When necessary, adjustments are made to the financial statements of subsidiaries to bring
      their accounting policies into line with the Group&#8217;s accounting policies. All intra-group assets and liabilities, equity, income, expenses and cash flows relating to transactions between members of the Group are eliminated in full on consolidation.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">28</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Assets in custody or managed by the Group, such as investment funds and private pension funds (AFP funds) and
      others, are not part of the Group&#8217;s consolidated financial statements, note 3(x).</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Transactions with non-controlling interest -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">A change in the ownership interest of a subsidiary, without a loss of control, is accounted for as an equity
      transaction and any resulting difference between the price paid and the price for which non-controlling interests are adjusted is recognized directly in the consolidated statement of changes in equity.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The Group does not record any additional goodwill after the purchase of the non-controlling interest, nor does it
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Loss of control -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">If the Group loses control over a subsidiary, it derecognizes the carrying amount of the related assets (including
      goodwill) and liabilities, non-controlling interest and other components of equity, while any resultant gain or loss is recognized in profit or loss. Any residual investment retained is recognized at fair value.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Investments in associates -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">An associate is an entity over which the Group has significant influence. Significant influence is the power to
      participate in the financial and operating policy decisions of the entity, but without exercising control over said policies.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The Group&#8217;s investments in its associates are recognized initially at cost and are subsequently accounted for using
      the equity method. They are included in &#8220;Other assets&#8221; in the consolidated statement of financial position; the returns resulting from the use of the equity method of accounting are included in &#8220;Net gain on securities&#8221; of the consolidated statement
      of income.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">29</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, and 2022, the following entities comprise the Group (the individual or
      consolidated figures of their financial statements are presented in accordance with IFRS and before eliminations for consolidation purposes, except for the elimination of Credicorp&#8217;s treasury shares and its related dividends):</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial;">

      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><font style="font-size: 8pt">Entity</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt"><font style="font-size: 8pt">&#160;</font></td>
        <td nowrap="nowrap" style="font-weight: bold; border-bottom: Black 1pt solid">
          <div><font style="font-size: 8pt">Activity and country of</font></div>
          <div><font style="font-size: 8pt">incorporation</font></div>
        </td>
        <td style="font-weight: bold; padding-bottom: 1pt"><font style="font-size: 8pt">&#160;</font></td>
        <td nowrap="nowrap" colspan="4" style="font-weight: bold; border-bottom: Black 1pt solid">
          <div><font style="font-size: 8pt">Percentage of interest</font></div>
          <div><font style="font-size: 8pt">(direct and indirect)</font></div>
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      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 21.25pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">a)</font></td>
        <td style="font: 10pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">BCP was established in 1889 and its activities are regulated by the Superintendency of Banks, Insurance and Pension Funds -Per&#250; (the authority that
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt; text-indent: 0in;"><font style="font: 10pt Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 21.25pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">b)</font></td>
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      </tr>

  </table>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 21.25pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">c)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Prima AFP is a private pension fund and its activities are regulated by the SBS.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0%; font: 10pt Arial;"></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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        <td style="padding-bottom: 1pt; font-weight: bold"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-bottom: 1pt; font-weight: bold"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-bottom: 1pt; font-weight: bold"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left; vertical-align: top"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt; text-align: left; vertical-align: top"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left; vertical-align: top"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left; vertical-align: top"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="font-weight: bold; vertical-align: top;"><font style="font-size: 8pt">&#160;</font></td>
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  </table>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">b)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Credicorp Holding Chile was incorporated in Chile on July 18, 2012, and aims to invest for long-term profitable purposes, in corporeal goods (movable and immovable
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      </tr>

  </table>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">c)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Credicorp Capital Holding Per&#250; S.A. was incorporated in Peru on October 30, 2014, and aims to be the Peruvian holding of investment banking. Its main subsidiary
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      </tr>

  </table>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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      </tr>

  </table>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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      </tr>

  </table>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 24pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(iii)</font></td>
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      </tr>

  </table>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 42pt; font: 10pt Arial;"></td>
        <td style="width: 14.7pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Assets and liabilities, at the closing rate prevailing at the date of each consolidated statement of financial position.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 42pt; font: 10pt Arial;"></td>
        <td style="width: 14.7pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Income and expense, at the average exchange rate for each month of the year.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42pt;"><font style="font-family: Arial; font-size: 10pt;">All resulting exchange differences were recognized within &#8220;Exchange differences on translation of foreign operations&#8221;,
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">e)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Recognition of income and expenses from banking activities -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">Effective interest rate method:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">The EIR is the rate that exactly discounts future cash flows that are estimated to be paid or received during the
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font: 10pt Arial;"></font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">Interest income and expenses:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">The Group calculates interest income by applying the EIR to the gross carrying amount of those financial assets
      that are not impaired.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">When a financial asset becomes impaired and, therefore, is considered in Stage 3 (as set out in Note 3(j)
      impairment of financial assets), the Group calculates interest income by applying the interest rate effective at the carrying amount of the asset, net of its provision for credit loss. If the evidence that the criteria for the recognition of the
      financial asset in Stage 3 are no longer met, the Group recalculates interest income in gross terms.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">Dividends:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">Dividends are recorded as income when they are declared.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">Commissions and fees:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">Income from commissions (which are not an integral part of the TIE) and fees are recognized as they are earned.
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">Income from commissions and fees is recognized at an amount that reflects the consideration to which the Group
      expects to be entitled in exchange for providing the services. Performance obligations, as well as the timing of their satisfaction, are identified and determined at the time of contract. The Group&#8217;s revenue contracts do not include multiple
      performance obligations.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">When the Group provides a service to its clients, the consideration is invoiced and generally collected immediately
      after the provision of a service at a given time or at the end of the contract period for a service provided over time.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">The Group has generally concluded that it is the principal in its revenue arrangements because it normally controls
      the services before transferring them to the client.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">Other income and expenses:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">All other income and expenses are recorded in the period in which the performance obligation is satisfied.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">f)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Insurance activities &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">Below is the accounting policy for the insurance activity applying IFRS 17 for the periods 2023 and 2022:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">Classification of insurance and reinsurance contracts:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Insurance contracts are those contracts when the Group (the insurer) has accepted a significant insurance risk from
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">34</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Once a contract has been classified as an insurance contract, it remains an insurance contract for the remainder of
      its lifetime, even if the insurance risk reduces significantly during this period, unless all rights and obligations are extinguished or expire. Life insurance contracts offered by the Group include retirement, disability and survival insurance,
      annuities and individual life which includes Investment Link insurance contracts. The non-life insurance contracts issued by the Group mainly include automobile, fire and allied lines, technical branches and healthcare.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Accounting treatment of insurance and reinsurance contracts:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Separation of the components of insurance and reinsurance contracts-</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The Group evaluates its insurance and reinsurance products to determine if they contain components that must be
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">After separating the various components, an entity must apply IFRS 17 to all remaining components of the (host)
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Currently, the Group&#8217;s products do not include differentiated components that require separation.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Investment components are the amounts that an insurance contract requires an insurer to reimburse a policyholder,
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Investment components that are highly interrelated with the insurance contract of which they are a part are
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Some reinsurance contracts issued contain profit commission arrangements. Under these agreements, there is a
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The components of the profit commission are assessed to be highly interrelated with the insurance component of
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Aggregation level and classification -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The Group classifies a portfolio of insurance contracts into two categories based on the expected profitability at
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Onerous contracts: A contract will be classified as onerous on the initial recognition date as long as the present value of the expected outflows is greater than the
            inflows.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Non-onerous contracts: Will contain contracts for which, upon initial recognition, the present value of the expected outflows is less than the present value of the
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; color: rgb(32, 33, 36);"><font style="font-family: Arial; font-size: 10pt;">It should be noted that a contract for accounting purposes may differ from what is
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; color: rgb(32, 33, 36);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; color: rgb(32, 33, 36);"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">35</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; color: rgb(32, 33, 36);"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The expected return of these portfolios at inception is determined based on existing actuarial valuation models that
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Recognition of insurance and reinsurance contracts -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The Group recognizes the groups of insurance contracts it issues starting from the first of the following:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The beginning of the coverage period of the group of contracts.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The due date of the first payment of an insured group, or when the first payment is received if there is no due date.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">For a group of onerous contracts, as soon as the facts and circumstances indicate that the group is onerous.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The Group recognizes a group of reinsurance contracts that it has entered into as follows:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Whether the reinsurance contracts held provide proportional coverage at the beginning of the coverage period of the group of reinsurance contracts held or at the
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">In all other cases from the beginning of the coverage period of the group of reinsurance contracts maintained.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Contract limit -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The Group includes in the measurement of a group of insurance contracts all future cash flows within the limit of
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The substantive obligation to provide the services of the insurance contract ends when:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The Group has the practical ability to reassess the risks of the particular policyholder and, as a result, can establish a price or level of benefits that fully
            reflects those risks.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The following two criteria are met:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 35.5pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The Group has the practical ability to reassess the risks of the portfolio of insurance contracts contained in the contract and, as a result, can establish a price or
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 35.5pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The price of the premium until the date of re-evaluation of the risks does not take into account the risks that relate to periods after the date of re-evaluation.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">A liability or asset related to expected premiums or claims outside the limit of the insurance contract is not
      recognized. These amounts refer to future insurance contracts.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">For life contracts with renewal periods, the Group assesses whether the premiums and related cash flows arising from
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Renewal prices are established by the Group considering all risks covered for the insured that would be considered
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The Group re-evaluates each group&#8217;s contract limit at the end of each reporting period.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">36</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Measurement at initial recognition -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">General model &#8211; Insurance contracts</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The general model measures a group of insurance contracts as the total of:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Fulfillment cash flows.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A risk adjustment for non-financial risk</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The contractual service margin (CSM) which represents the unearned technical profit that the Group will recognize as it provides services in the future.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Compliance cash flows comprise:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Estimates of future cash flows considering their probability of occurrence.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">An adjustment to reflect the time value of money and the financial risks related to future cash flows.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The cash flows for each scenario are weighted according to the probability of their occurrence based on the
      experience of the Group&#8217;s portfolio and are discounted using current interest rate assumptions (risk-free curve + Matching Adjustment).</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">When estimating future cash flows, the Group includes all cash flows that are within the contract limit, including:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Premiums and related cash flows.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Expected future claims and benefits:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 35.5pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Payments to beneficiaries for the occurrence of insured events.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 35.5pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Payments to policyholders resulting from the incorporated surrender and maturity options.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 35.5pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Acquisition expenses attributable to the portfolio to which the contract belongs.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 35.5pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Claim settlement expenses.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 35.5pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Attributable policy maintenance expenses, including recurring commissions expected to be paid to intermediaries.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 35.5pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">An allocation of fixed and variable overhead expenses directly attributable to compliance with insurance contracts.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">If at the time of initially estimating the fulfillment flows of a group of contracts a net outflow is obtained,
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">A group of contracts that were not onerous on initial recognition may subsequently become onerous if assumptions
      change, even though the classification of their grouping or Unit of Account remains unchanged.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Simplified Model &#8211; initial recognition</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The simplified model of the general method is the Premium Allocation Approach (PAA), which is applied by the Group
      for contracts with a duration equal to or less than one year or for which the amount of the provision does not differ significantly. of the general model.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">If significant variability in cash flows from compliance is initially expected that would affect the measurement of
      the remaining coverage liability, the simplified method cannot be applied.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Under the premium allocation approach, the Group will assume that no contract is onerous unless the facts and
      circumstances indicate otherwise, which is why initially all contracts are grouped based on risk and how they are managed. To evaluate this possibility, a premium sufficiency test will be used that will evaluate the need to provide an additional
      provision and classify the Group of contracts as onerous (Onerousness Test).</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">37</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">For insurance contracts that apply the PAA approach, the Group initially recognizes written premiums net of
      commissions and deferred premiums as provision of remaining coverage (Liability for Remaining Coverage, LRC).</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Post measurement &#8211; &#8203;&#8203;insurance contracts</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The book value of a group of insurance contracts after initial recognition will consist of:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; text-indent: -14.15pt;"><font style="font-family: Arial; font-size: 10pt;">(a) Liability for Remaining Coverage (LRC) comprising compliance cash flows, risk adjustment
      for non-financial risk and CSM of the Contract Group at the end of the reporting period.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; text-indent: -14.15pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; text-indent: -14.15pt;"><font style="font-family: Arial; font-size: 10pt;">(b) Incurred claims liability, which comprises compliance cash flows relating to the payment
      of reported and pending claims, incurred but not reported claims (IBNR) and claim settlement expenses. A risk adjustment for non-financial risk is also included.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; text-indent: -14.15pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The Group will recognize income or expenses for the variation in the book value of the Liability for Remaining
      Coverage and the liability for claims incurred:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; text-indent: -14.15pt;"><font style="font-family: Arial; font-size: 10pt;">(a) Income from insurance activity: the reduction of the liability for the service provided
      in the period.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; text-indent: -14.15pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">The CSM at the end of the reporting period represents the gain in the Insurance Contract Group that has not yet
      been recognized in profit or loss, because it relates to the future service to be provided.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">For a group of insurance contracts without direct participation components, the carrying value of the CSM at the
      end of the reporting period is equal to the carrying value at the beginning of the reporting period adjusted as follows:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 38.7pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The effect of new contracts added to the group. interest accrued on the carrying amount of the CSM during the reporting period, measured at the discount rates at
            initial recognition.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 38.7pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Changes in compliance cash flows related to future service such as:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 60pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#9675;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Adjustment for experience: it must be disaggregated to reflect the different factors that cause such adjustments in the expected future benefits of the Group:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 80.7pt; font: 10pt Arial;"></td>
        <td style="width: 11.45pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#9679;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Adjustment in compliance flows due to claims experience is the variation in actual claims compared to expected claims. Likewise, this variation in the accident rate
            may lead to changes in the expected compliance flows. This variation will be recorded in a change in the CSM amount.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 80.7pt; font: 10pt Arial;"></td>
        <td style="width: 11.45pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#9679;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Adjustment for variation in operating assumptions - A variation in the projection operating assumptions (mortality, expenses, rescues, etc.) will be recorded against
            the CSM for the period. This change will be cumulative with the adjustments made previously.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 80.7pt; font: 10pt Arial;"></td>
        <td style="width: 11.45pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#9679;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Adjustment for premiums collected: Insurance premiums that relate to future service that have been received in the period require an adjustment to the contractual
            service margin. Likewise, an additional analysis must be carried out on the extraordinary contributions that the policyholder may make. Whether these new contributions made by the insured, different from regular premiums, should be considered
            new contracts or part of existing contracts. Therefore, it must be evaluated whether the new contributions are valued using the same conditions as at the beginning of the contract or if they are modified (mortality table, administration
            expenses, guaranteed rates, etc.).</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">38</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font: 10pt Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 38.7pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">In the event that the conditions of the contract are not modified in the extraordinary contribution, that is, it has the same conditions as the original contribution,
            it is considered that the cash flows are within the limits of the contract, and therefore Both the variation in expected cash flows will be considered as a variation in experience.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 38.7pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Changes in estimates of the present value of future cash inflows in the remaining coverage liability measured at discount rates.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 38.7pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Differences between the investment components that are expected to become payable in the period and the actual investment component that becomes payable in the period,
            measured at discount rates.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 38.7pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Changes in risk adjustment for non-financial risk that relates to future service.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 38.7pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The effect of currency exchange differences on the CSM.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 38.7pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The amount recognized as insurance income due to the transfer of insurance contract services in the period, determined by the allocation of the remaining CSM at the
            end of the reporting period (before any allocation) during the current coverage period and remaining.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">For a group of insurance contracts with direct participation components, the amount of CSM to be reported in the
      books will be obtained by applying a series of adjustments to the value of the CSM of the previous period:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 38.7pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The effect of the new contracts added to the group.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 38.7pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The entity&#8217;s participation in the change in the fair value of the underlying elements.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 38.7pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Changes in compliance cash flows, such as a change in the entity&#8217;s loss experience and future expenses compared to those expected in the previous period.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 38.7pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The effect of currency exchange differences on the CSM.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 38.7pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The amount recognized as revenue from ordinary insurance activities due to the transfer of services in the period, determined by allocating the remaining contractual
            service margin at the end of the reporting period (before any allocation) over the current coverage period.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; text-indent: -14.15pt;"><font style="font-family: Arial; font-size: 10pt;">(b) Insurance activity expenses: for losses in onerous contract groups and reversals of
      these losses.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; text-indent: -14.15pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">The Group will recognize a loss in the period&#8217;s results for the net outflow for the Group of onerous contracts,
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(32, 33, 36);">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 35.5pt; font: 10pt Arial;"></td>
        <td style="width: 10.3pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(i)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The loss component; and</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt; text-indent: -14.2pt; color: rgb(32, 33, 36);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">Systematic allocation of subsequent changes to the loss component results in total amounts allocated to the loss
      component being zero at the end of the coverage period of a contract group.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">39</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; text-indent: -14.15pt;"><font style="font-family: Arial; font-size: 10pt;">(c) Financial expenses and income from insurance: for the time value of money and financial
      risk effect.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; text-indent: -14.15pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The Group disaggregates financial income or expenses for insurance contracts issued for its immediate annuity and
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The impact of changes in market interest rates on the value of life insurance and related reinsurance assets and
      liabilities is reflected in OCI to minimize accounting mismatches between the accounting for financial assets and insurance assets and liabilities. The Group financial assets supporting the insurance portfolios issued are predominantly measured at
      amortized cost or fair value with changes in other comprehensive income. Financial income or expenses from reinsurance contracts issued by the Group are not disaggregated because the related financial assets are managed on a fair value basis and are
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">For presentation in the consolidated statement of financial position, the Group aggregates insurance and reinsurance
      contract portfolios that are assets or liabilities and presents them separately in the following items:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Reinsurance Contract Assets.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Insurance Contract Libility.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The presentation in the statement of comprehensive income is as follows:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Insurance service result (including insurance service income and expenses).</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Underwriting (including income and expenses from reinsurance contracts).</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; color: rgb(32, 33, 36);">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Net financial expenses from insurance activity, presented <font style="color: #202124">in interest and similar expenses. See note 19.</font></font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The Company terminates insurance contracts when:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The rights and obligations relating to the contract are extinguished (i.e. released, canceled or expire).</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Significant judgments and estimates.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The Group bases its assumptions and estimates on parameters derived from portfolio experience and these are used to
      prepare the financial statements. However, existing circumstances and assumptions about future developments could change due to changes in the market or circumstances beyond the Group&#8217;s control. Parameters are updated to reflect such changes in
      assumptions as necessary.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">The Group reassesses the CSM in each period with the adjustment for the entity&#8217;s experience. Parameters used for
      estimating future cash flows are a comparison between current and estimated rates, and the following hypotheses are evaluated: mortality, longevity, disability, expenses, and lapses.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">For the measurement of the present value of future cash flows, it is necessary to define discount rates that
      consistently reflect the time value of money.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">For the general method, it should be noted that in each valuation, it will be necessary to have two types of
      differentiated interest rates for discounting cash flows:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Market rate or current valuation rate: the interest rate obtained from current market data and assumptions. The discount rate as of the valuation date will be equal to
            the risk-free rate of the corresponding currency plus the Matching Adjustment described later.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">40</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font: 10pt Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Established initial rate or Locked-In Rate (LiR): an interest rate defined at the time of initial recognition of the insurance contract and will remain fixed until the
            termination of it, and will be used to:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 35.5pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Measuring cash flows from fulfillment at initial valuation;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 35.5pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Determining the amount of financial expenses or income from insurance included in the income statement for the period;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 35.5pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Determining accrued interest on the CSM;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 35.5pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Determining the portion of the financial effect on Cashflows that will be imputed to interest on liabilities;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 35.5pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Measuring changes in the contractual service margin.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">For the determination of the discount curve of the established initial rate on the initial recognition date of the
      contract, the Matching Adjustment methodology (calibration adjustment) will be used. This methodology starts from the assets that cover the Group&#8217;s liabilities. Conceptually, the Matching Adjustment is a spread added to the risk-free curve (RFR) for
      calculating the present value of the Group obligations. This differential will be calculated as the IRR of &#8220;de-risked&#8221; assets minus the IRR of liabilities, minus the average &#8220;Cost of Downgrade&#8221; of the portfolio, and an adjustment for sub-&#8221;Investment
      Grade&#8221; investments in the portfolio. The determination of the Matching Adjustment is made by product type and currency.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; color: rgb(32, 33, 36);"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, and December 31, 2022, the Group classified financial liabilities
      upon initial recognition as measured at amortized cost, except for financial liabilities at fair value through profit or loss. These liabilities include derivatives measured at fair value. Incurred interest is accrued in the &#8220;Interest and similar
      income&#8221; item in the consolidated statement of comprehensive income.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; color: rgb(32, 33, 36);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; color: rgb(32, 33, 36);"><font style="font-family: Arial; font-size: 10pt;">Likewise, at the time of initial recognition, Management may irrevocably designate financial
      liabilities as measured at fair value through profit or loss when one of the following criteria is met:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; color: rgb(32, 33, 36);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">An inconsistency in measurement that would otherwise arise using different criteria for measuring assets or liabilities is eliminated or significantly reduced;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">They are part of a group of financial liabilities that are managed and their performance is evaluated on a fair value basis, according to a documented investment or
            risk management strategy; or</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The financial liability contains one or more embedded derivatives that significantly modify the cash flows otherwise required.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; color: rgb(32, 33, 36);">(i)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Reclassification of financial assets and liabilities &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; color: rgb(32, 33, 36);"><font style="font-family: Arial; font-size: 10pt;">The reclassification of financial assets will take place whenever the business model
      managing the financial assets changes. It is expected that this change will be very infrequent. These changes are determined by approval of the Group&#8217;s management as a result of external or internal changes, which must be significant to the Group&#8217;s
      operations and demonstrable to third parties. Financial liabilities are never reclassified.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; color: rgb(32, 33, 36);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; color: rgb(32, 33, 36);"><font style="font-family: Arial; font-size: 10pt;">When the Group changes its business model for managing financial assets, it will
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; color: rgb(32, 33, 36);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">41</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; color: rgb(32, 33, 36);">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt; color: rgb(32, 33, 36);"><font style="font-family: Arial; font-size: 10pt;">If the Group reclassifies:&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(32, 33, 36);">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 53.4pt; font: 10pt Arial;"></td>
        <td style="font: 10pt Arial; width: 20pt;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A financial asset from the amortized cost measurement category to the fair value through profit or loss category: its fair value will be measured at the
            reclassification date. Any gain or loss arising from differences between the previous amortized cost of the financial asset and the fair value will be recognized in profit or loss for the period.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(32, 33, 36);">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 53.4pt; font: 10pt Arial;"></td>
        <td style="font: 10pt Arial; width: 20pt;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A financial asset from the fair value through profit or loss measurement category to the amortized cost category: its fair value at the reclassification date becomes
            its new gross carrying amount.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(32, 33, 36);">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 53.4pt; font: 10pt Arial;"></td>
        <td style="font: 10pt Arial; width: 20pt;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A financial asset from the amortized cost measurement category to the fair value through other comprehensive income category: its fair value will be measured at the
            reclassification date. Any gain or loss arising from differences between the previous amortized cost of the financial asset and the fair value will be recognized in other comprehensive income. The effective interest rate and the measurement of
            expected credit losses will not be adjusted as a result of reclassification.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(32, 33, 36);">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 53.4pt; font: 10pt Arial;"></td>
        <td style="font: 10pt Arial; width: 20pt;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A financial asset from the fair value through other comprehensive income measurement category to the amortized cost category, the financial asset will be reclassified
            at its fair value at the reclassification date. However, previously recognized accumulated gains or losses in other comprehensive income will be removed from equity and adjusted against the fair value of the financial asset at the
            reclassification date. As a result, the financial asset will be measured at the reclassification date as if it had always been measured at amortized cost. This adjustment affects other comprehensive income but not profit or loss for the period.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(32, 33, 36);">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 53.4pt; font: 10pt Arial;"></td>
        <td style="font: 10pt Arial; width: 20pt;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A financial asset from the fair value through profit or loss measurement category to the fair value through other comprehensive income category, the financial asset
            will continue to be measured at fair value.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(32, 33, 36);">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 53.4pt; font: 10pt Arial;"></td>
        <td style="font: 10pt Arial; width: 20pt;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A financial asset from the fair value through other comprehensive income measurement category to the fair value through profit or loss category, the financial asset
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 6pt; font: 10pt Arial;"></td>
        <td style="width: 12pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">g)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">De-recognition of financial assets and liabilities -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">Financial assets:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">A financial instrument is any agreement that gives rise to a financial asset of one entity and a financial
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">The Group determined the classification of its financial instruments at the time of initial recognition.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">All financial instruments are initially recognized at their fair value plus the incremental costs related to the
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">Purchases or sales of financial assets that require delivery of the assets within a period established in
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">42</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font: 10pt Arial;">As of December 31, 2023 and 2022, the Group classified financial assets into one of the categories defined by IFRS 9: financial assets
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The business model to manage financial assets and</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The characteristics of the contractual cash flows of the financial asset</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">Business model -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">It represents how financial assets are managed to generate cash flows and is not dependent on Management&#8217;s
      intention with respect to an individual instrument. Financial assets can be managed for the purpose of: i) obtaining contractual cash flows; ii) obtaining contractual cash flows and sale; or iii) others. To evaluate business models, the Group
      considers:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The risks that affect the performance of the business model and, in particular, the way in which these risks are managed.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">How the performance of the business model and the financial assets held within this business model are evaluated and reported to key Group management personnel.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">If cash flows after initial recognition are realized differently from the Group&#8217;s expectations, the classification
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">When the financial asset is maintained in business models i) and ii) the application of the only principal and
      interest payments test is required - &#8220;SPPI&#8221;.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">SPPI Test (Principal and Interest Payment Only) &#8211;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">Evaluation of the cash flows generated by a financial instrument in order to verify whether the contractual
      conditions of the financial asset give rise, on specified dates, to cash flows that are solely payments of principal and interest. To conform to this concept, cash flows should include only consideration of the time value of money and credit risk. If
      the contractual terms introduce exposure to cash flow risk or volatility, such as exposure to changes in equity instrument prices or commodity prices, the financial asset is classified at fair value with changes in results. Hybrid contracts should be
      evaluated as a whole, including all built-in features. The accounting of a hybrid contract that contains an embedded derivative is carried out jointly, that is, the entire instrument is measured at fair value through profit or loss.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.85pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 21.25pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(i)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Financial assets at amortized cost &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">A financial asset is classified at amortized cost if the following conditions are met:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 42.55pt; font: 10pt Arial;"></td>
        <td style="width: 7.1pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">It remains within a business model whose objective is to maintain the financial asset to obtain contractual cash flows, and</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 42.55pt; font: 10pt Arial;"></td>
        <td style="width: 7.1pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The contractual conditions give rise, on specified dates, to cash flows that are solely payments of principal and interest.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">After initial recognition, financial assets in this category are valued at amortized cost, using the effective
      interest rate method, less any credit loss provision. The amortized cost is calculated taking into account any discount or premium incurred in the acquisition and fees that constitute an integral part of the effective interest rate. Interest income
      is included in the &#8220;Interest and similar income&#8221; item in the consolidated statement of income.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">Financial assets at amortized cost include direct credits that are recorded when the funds are disbursed to
      clients, and indirect credits (contingent) that are recorded when the documents that support said credit facilities are issued. Likewise, the Group considers as refinanced or restructured those loans that change their payment schedule due to
      difficulties in payment by the debtor.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">43</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">The impairment loss is calculated using the expected loss approach and is recognized in the consolidated statement
      of income in the item &#8220;Net gain on securities&#8221; for investments and in the item &#8220;Credit loss provision for loan portfolio&#8221; for credits.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">The balance of financial assets, measured at amortized cost, is presented net of the provision for credit losses in
      the consolidated statement of financial position.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 21.25pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(ii)</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 42.55pt; font: 10pt Arial;"></td>
        <td style="width: 7.1pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The financial asset is maintained within a business model whose objective is achieved by obtaining contractual cash flows and selling financial assets, and</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 42.55pt; font: 10pt Arial;"></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">After initial recognition, investments in debt instruments are measured at fair value, recording unrealized gains
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">When a debt instrument is designated in a fair value hedging relationship, any change in fair value due to changes
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">Foreign exchange gains or losses related to the amortized cost of the debt instrument are recognized in the
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">The loss due to impairment of investments in debt instruments is calculated using the expected loss approach and is
      recognized in the consolidated statement of comprehensive income with a charge to the item &#8220;Net gain on securities&#8221; of the consolidated statement of income; In this sense, it does not reduce the carrying amount of the financial asset in the
      consolidated statement of financial position, which is maintained at its fair value. The impairment loss recognized in the consolidated statement of comprehensive income is recycled in the consolidated statement of income upon derecognition of the
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">Investments in equity instruments, for non-trading purposes, irrevocably designated at the initial moment (equity
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">At the time of initial recognition, the Group may make an irrevocable election to present equity instruments, which
      are not held for trading but for strategic purposes, in the category of &#8220;At fair value through other comprehensive income&#8221;.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">After initial recognition, equity investments are measured at fair value, recording unrealized gains and losses in
      the consolidated statement of comprehensive income, net of the corresponding income tax and non-controlling interest, until the investment is sold, in which the accumulated gain or loss is transferred to the &#8220;Retained earnings&#8221; item of the
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">Consequently, capital instruments classified in this category do not require an impairment loss assessment.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 21.25pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(iii)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Financial assets at fair value through profit or loss &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">Financial assets must be classified and measured at fair value through profit or loss unless they are classified
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">The financial assets that the Group maintains in this category are: a) Investments in debt instruments, b)
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">Debt instruments -</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">After initial recognition, they are measured at fair value, recording the changes in the &#8220;Net gain on securities&#8221;
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">Capital instruments -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">Equity instruments are classified and measured at fair value through profit or loss, unless an irrevocable election
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">After initial recognition, they are measured at fair value, recording the changes in the &#8220;Net gain on securities&#8221;
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">Financial assets designated at fair value through profit or loss from the moment of initial recognition -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">At the time of initial recognition, Management may irrevocably designate financial assets as measured at fair value
      through profit or loss if doing so eliminates or significantly reduces a measurement or recognition inconsistency that would otherwise arise from the measurement of the assets or liabilities. or the recognition of their profits and losses on
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">45</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">After their initial recognition, they are measured at fair value, recording the changes in the consolidated
      statement of income.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023 and 2022, the Group classified financial liabilities in their initial recognition as
      measured at amortized cost, except in the case of financial liabilities at fair value through profit or loss. These liabilities include derivatives that are measured at fair value.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">The interest incurred is accrued in the &#8220;Interest and similar income&#8221; item in the consolidated statement of income.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Likewise, at the time of initial recognition, Management may irrevocably designate financial liabilities as measured
      at fair value through profit or loss when one of the following criteria is met:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A measurement inconsistency that would otherwise arise when using different criteria to measure assets or liabilities is eliminated or significantly reduced; either</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">They are part of a group of financial liabilities, which are managed and their performance is evaluated on a fair value basis, in accordance with a documented
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 17.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The financial liability contains one or more embedded derivatives that significantly modify the otherwise required cash flows.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 28.35pt; font: 10pt Arial;"></td>
        <td style="width: 14.2pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(iv)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Reclassification of financial assets and liabilities &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 42.55pt; font: 10pt Arial;"></td>
        <td style="width: 7.1pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 42.55pt; font: 10pt Arial;"></td>
        <td style="width: 7.1pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A financial asset from the fair value through profit or loss measurement category to the amortized cost category: its fair value on the reclassification date becomes
            its new gross carrying amount.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 42.55pt; font: 10pt Arial;"></td>
        <td style="width: 7.1pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A financial asset from the amortized cost measurement category to that of fair value with changes in other comprehensive income: its fair value will be measured on the
            reclassification date. Any gain or loss that arises due to differences between the previous amortized cost of the financial asset and the fair value will be recognized in other comprehensive income. The effective interest rate and the measure
            of expected credit losses will not be adjusted as a result of the reclassification.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">46</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 42.55pt; font: 10pt Arial;"></td>
        <td style="width: 7.1pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A financial asset from the measurement category of fair value with changes in other comprehensive income to that of amortized cost, the financial asset will be
            reclassified at its fair value on the reclassification date. However, accumulated gains or losses previously recognized in other comprehensive income will be eliminated from equity and adjusted against the fair value of the financial asset on
            the reclassification date. As a result, the financial asset will be measured on the reclassification date as if it had always been measured at amortized cost. This adjustment affects the other comprehensive income but not the result for the
            period.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 42.55pt; font: 10pt Arial;"></td>
        <td style="width: 7.1pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A financial asset from the measurement category of fair value through profit or loss to fair value through other comprehensive income, the financial asset continues to
            be measured at fair value.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 42.55pt; font: 10pt Arial;"></td>
        <td style="width: 7.1pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A financial asset from the measurement category of fair value through other comprehensive income to that of fair value through profit or loss, the financial asset
            continues to be measured at fair value.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 42.55pt; font: 10pt Arial;"></td>
        <td style="width: 7.1pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The accumulated gain or loss previously recognized in other comprehensive income will be reclassified from equity to profit or loss for the period.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">h)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Disposal of financial assets and liabilities &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Financial assets:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">A financial asset (or, where applicable, a portion of a financial asset or a portion of a group of similar
      financial assets) is derecognized when: (i) the rights to receive cash flows from the asset have expired; or (ii) the Group has transferred its rights to receive cash flows from the asset or has assumed an obligation to pay the received cash flows in
      full immediately to a third party under a pass-through arrangement; and the Group has also transferred substantially all the risks and rewards of the asset, or has neither transferred nor retained substantially all the risks and rewards of the asset
      but has transferred control of the asset.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">When contractual rights to receive cash flows from the financial asset have been transferred, or a transfer
      agreement has been entered into, the Group assesses whether it has retained, and to what extent, the risks and benefits inherent in ownership of the asset. When the Group has neither transferred nor retained substantially all risks and benefits
      inherent in ownership of the asset, nor transferred control of the asset, the Group continues to recognize the transferred asset to the extent of its continued involvement with the asset.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">In that case, the Group also recognizes the related liability. The transferred asset and related liability are
      measured in such a way as to reflect the rights and obligations that the Group has retained.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Continued involvement in the form of a guarantee over the transferred asset is measured as the lower of (i) the
      carrying amount of the asset, and (ii) the maximum consideration received that the Group would be required to repay.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Financial liabilities:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">A financial liability is derecognized when the obligation to pay is discharged, cancelled, or expires. When an
      existing financial liability is exchanged for another from the same borrower under significantly different terms (fails the 10% test established in IFRS 9), or the terms are substantially modified, such exchange or modification is treated as a
      derecognition of the original liability and a new liability is recognized, with the difference between the carrying amount of the initial financial liability and the consideration paid recognized in the consolidated statement of comprehensive income.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">47</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font: 10pt Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">i)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Offsetting financial instruments -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Financial assets and liabilities are offset and the net amount is presented in the consolidated statement of
      financial position when there is a legally enforceable right to offset them and the Management intends to settle them on a net basis or to realize the asset and settle the liability simultaneously.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">j)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Impairment of financial assets -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, and December 31, 2022, the Group applies a three-stage approach to measure the provision
      for credit losses, using an expected credit loss impairment model as set out in IFRS 9, for the following categories:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Financial assets at amortized cost.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Debt instruments classified as investments at fair value through other comprehensive income.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Indirect loans presented in contingent accounts.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Financial assets classified or designated at fair value through profit or loss and equity instruments designated at
      fair value through other comprehensive income are not subject to impairment assessment.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Financial assets migrate through three stages based on changes in credit risk from initial recognition.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Expected credit loss impairment model &#8211;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Calculat<font style="color: #0D0D0D">ions of credit losses result from models with a series of underlying
        assumptions regarding the choice of variable inputs and their interdependencies. The expected credit loss impairment model reflects the present value of all cash shortfall events related to default events, either (i) over the following twelve
        months or (ii) over the expected life of a financial instrument depending on credit impairment from inception. Expected credit loss reflects a probability-weighted outcome considering a range of multiple outcomes based on reasonable and supported
        forecasts.</font></font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Provisio<font style="color: #0D0D0D">ns for credit losses will be measured at each reporting date following a
        three-stage expected credit loss model based on the degree of credit deterioration from inception:</font></font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 7.05pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; color: rgb(13, 13, 13);">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Phase 1<font style="color: #0D0D0D">: Financial assets whose credit risk has not increased significantly since initial recognition will recognize a reserve for losses
              equivalent to the credit losses expected to occur from defaults in the next 12 months. For instruments with a maturity of less than 12 months, a default probability corresponding to the remaining term to maturity is used.</font></font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 7.05pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Phase 2: Financial assets that have experienced a significant increase in credit risk compared to initial recognition but are not considered impaired will recognize a
            loss reserve equivalent to the expected credit losses that are expected to occur during the remaining life of the asset.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 7.05pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Phase 3: Financial assets with credit impairment at the reporting date will recognize a loss reserve equivalent to the expected credit losses over the entire life of
            the asset. Interest income will be recognized based on the carrying amount of the asset, net of the credit loss provision.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Measurement of expected loss &#8211;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">The measurement of expected credit loss is primarily based on the product of the probability of default (PD), the
      loss given default (LGD), and the exposure at default (EAD), discounted to the reporting date and considering expected macroeconomic effects and all in accordance with the new regulations.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">48</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">The details of these statistical parameters are as follows:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 7.05pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">PD: It is an estimate of the probability of default over a specified time horizon. Default can only occur at a given point in time during the estimated remaining life,
            provided the financial asset has not been derecognized previously and still remains in the portfolio.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 7.05pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">LGD: It is an estimate of the loss that occurs in the event of default at a given point in time. It is based on the difference between contractual cash flows owed and
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 7.05pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">EAD: It is an estimate of exposure at a future default date, taking into account expected changes in exposure after the reporting date, including principal and
            interest repayments, either scheduled by contract or otherwise, and interest accrued for overdue payments.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">The fundamental difference between credit loss considered in Phase 1 and Phase 2 is the PD horizon. Phase 1
      estimates use a 12-month horizon, while those in Phase 2 use an expected loss calculated with the remaining term of the asset and consider the effect of significant risk increase. Finally, in Phase 3, the expected loss will be estimated based on the
      best estimate (&#8220;ELBE&#8221;), given the status of the collection process for each asset.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Changes from one phase to another &#8211;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      risk&#8221; on the reporting date compared to the origination date; in this sense, the definition used considers the following criteria:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">If it is more than 30 days late.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">If the probability of default (&#8220;PD&#8221;) at the reporting date exceeds the PD at the origination date by 50% (absolute thresholds) in all portfolios.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">If the PD at the reporting date exceeds the PD at the origination date at an individualized level for each risk level and by portfolio (relative thresholds).</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The follow-up, alert and monitoring systems for risk portfolios that depend on the current risk policy in Wholesale and Retail Banking are integrated.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Additionally, all accounts classified as defaults at the reporting date are considered Phase 3. Assessments of
      significant risk increase from initial recognition and credit impairment are independently conducted at each reporting date. Assets can move in both directions from one phase to another. Reference added: See further detail in note 30.1(c).</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Prospective Information &#8211;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">The measurement of expected credit losses for each phase and the assessment of significant increases in credit risk
      must consider information about past events and current conditions, as well as projections of future events and economic conditions. For estimating risk parameters (PD, LGD, EAD) used in calculating the provision in Phases 1 and 2, macroeconomic
      variables that differ between portfolios were included. These projections have a three-year period and, additionally, a long-term projection.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">The estimation of expected loss for Phases 1, 2, and 3 will be a weighted estimate considering three future
      macroeconomic scenarios. Base, optimistic, and pessimistic scenarios are based on macroeconomic projections provided by the internal economic studies team and approved by Senior Management. This same team also provides the probability of occurrence
      of each scenario. It should be noted that the scenario design is adjusted at least once a year, possibly more frequently if environmental conditions require.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">49</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Macroeconomic Factors &#8211;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">In its models, the Group relies on a wide range of prospective information as economic inputs, such as gross
      domestic product (GDP) growth, unemployment rates, central bank base rates, among others. The inputs and models used to calculate expected credit losses may not always capture all market characteristics at the date of the financial statements. To
      reflect this, qualitative adjustments or overlays may be made using expert judgment.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Expected Lifetime &#8211;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">For instruments in Phase 2 or 3, loss reserves will cover expected credit losses during the instrument&#8217;s lifetime.
      For most instruments, the expected lifetime is limited to the remaining term of the product, adjusted for expected prepayments. For revolving products, an analysis was conducted to determine the expected lifetime period.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Presentation of Credit Loss Provision in the Statement of Financial Position &#8211;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Financial assets measured at amortized cost: as a deduction from the gross carrying amount of financial assets;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Debt instruments measured at fair value through other comprehensive income: no provision is recognized in the statement of financial position because the carrying
            amount of these assets is their fair value; however, the expected credit loss is presented in accumulated other comprehensive income;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 21.3pt; font: 10pt Arial;"></td>
        <td style="width: 14.15pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Indirect credits: the provision for credit loss is presented under &#8220;Other liabilities&#8221; in the statement of financial position.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Renegotiated Credits &#8211;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">When a credit is modified, it is not considered past due but maintains its previous classification as impaired or
      unimpaired. If the borrower complies with the new agreement for the next six months, and the analysis of their repayment capacity supports a new risk rating improvement, the credit is classified as unimpaired. If after the credit is modified, the
      borrower defaults on the new agreement, it is considered impaired and past due. See further detail in note 30.1(c).</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">k)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Business Combinations &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Business combinations are accounted for using the acquisition method as set out in IFRS 3 &#8220;Business Combinations&#8221;,
      regardless of whether they are equity instruments or other acquired assets.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">The cost of an acquisition is measured as the sum of the consideration transferred, measured at fair value at the
      acquisition date, and the amount of any non-controlling interest in the acquired entity. For each business combination, the Group decides whether the non-controlling interest in the acquired entity should be measured at fair value or at the
      proportionate share of the identifiable net assets of the acquired entity. Acquisition-related costs are recognized as expenses and included in the &#8220;Administrative expenses&#8221; line item in the consolidated statement of profit or loss.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">When the Group acquires a business, it assesses the financial assets and liabilities assumed for proper
      classification and naming in accordance with contractual terms, economic circumstances, and conditions relevant at the acquisition date. This includes the separation of implicit derivatives in contracts entered into by the acquiree.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">50</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Any contingency transferred by the acquirer must be recognized at its fair value at the acquisition date. The
      contingency classified as a financial instrument and within the scope of IFRS 9: &#8220;Financial Instruments&#8221; is measured at fair value through profit or loss or other comprehensive income in the consolidated statement of profit or loss or in the
      consolidated statement of comprehensive income. If the contingency is classified as equity, it should not be remeasured, and its subsequent settlement is accounted for within equity.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">The acquisition of the non-controlling interest is recognized directly in equity; the difference between the amount
      paid and the net assets acquired is recognized as an equity transaction. Therefore, the Group does not recognize any additional goodwill after acquiring the non-controlling interest, nor does it recognize a gain or loss on the sale of the
      non-controlling interest.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">If there is a contractual obligation to acquire the shares of the non-controlling interest through a put option,
      the Group will initially recognize a liability at fair value through profit or loss equivalent to the market value of the non-controlling interest against the &#8220;Reserves and others&#8221; account in equity. After initial recognition, the liability is
      measured at fair value, recording changes in the statement of profit or loss until the option is exercised. If the option expires without being exercised, the liability is derecognized, adjusting equity.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">The equity attributable to the non-controlling interest is presented separately in the consolidated statement of
      financial position. Profit attributable to the non-controlling interest is presented separately in the consolidated statement of profit or loss and in the consolidated statement of comprehensive income.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">If the business combination is achieved in stages, the acquisition date and previous interest in the acquiree are
      remeasured at fair value at the acquisition date. Gains or losses arising from such remeasurement are recognized in profit for the period. Likewise, in accordance with IFRS 3, from the acquisition date of a company not under common control, the
      acquirer has a 12-month period to make adjustments to the initial recognition of goodwill.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">Combinations of Entities under Common Control</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">A business combination between entities or businesses under common control is outside the scope of IFRS 3, as it
      represents a business combination in which all entities or businesses being combined are ultimately controlled by the same party or parties, both before and after the business combination. In these transactions, the Group recognizes acquired assets
      under the pooling of interest method, whereby the assets and liabilities of the combined companies are reflected at their carrying values and no goodwill is recognized as a result of the combination.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">The consolidated financial statements of the Group have been presented considering the aforementioned.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">l)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Intangibles &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">They mainly comprise internal developments and acquisitions of software licenses used by the Group. Such
      intangibles are initially recognized at cost and are amortized using the straight-line method over their estimated useful life (between 3 and 5 years).</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">51</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 17.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 100%; border-collapse: collapse;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="width: 79%; background-color: white; font: 10pt Arial; padding-left: 21pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 1%; font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 20%; border-bottom: 1pt solid black; font: 10pt Arial; padding-left: 3pt;">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 10pt;"><b>Estimated useful <br>
                life in years</b></font></p>
        </td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="background-color: white; font: 10pt Arial; padding-left: 21pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 21pt; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">Client relationship - Prima AFP (AFP Uni&#243;n Vida)</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial; padding-left: 3pt; text-align: right;"><font style="font-family: Arial; font-size: 10pt;">20.0</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 21pt;">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 10pt;">Client relationship &#8211; Credicorp Capital Holding Chile (Inversiones IMT)</font></p>
        </td>
        <td style="font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt; text-align: right;"><font style="font-family: Arial; font-size: 10pt;">22.0</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 21pt;"><font style="font-family: Arial; font-size: 10pt;">Client relationship - Edyficar Peru</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt; text-align: right;"><font style="font-family: Arial; font-size: 10pt;">10.0</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 21pt;"><font style="font-family: Arial; font-size: 10pt;">Client relationship - Ultraserfinco</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt; text-align: right;"><font style="font-family: Arial; font-size: 10pt;">9.2</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 21pt;"><font style="font-family: Arial; font-size: 10pt;">Client relationship &#8211; Mibanco</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt; text-align: right;"><font style="font-family: Arial; font-size: 10pt;">7.0</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 21pt;"><font style="font-family: Arial; font-size: 10pt;">Brand - Mibanco</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt; text-align: right;"><font style="font-family: Arial; font-size: 10pt;">25.0</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 21pt;"><font style="font-family: Arial; font-size: 10pt;">Brand &#8211; Joinnus</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt; text-align: right;"><font style="font-family: Arial; font-size: 10pt;">20.0</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 21pt;"><font style="font-family: Arial; font-size: 10pt;">Brand - Culqi</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt; text-align: right;"><font style="font-family: Arial; font-size: 10pt;">5.0</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 21pt;"><font style="font-family: Arial; font-size: 10pt;">Fund manager contract - Credicorp Capital Colombia</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt; text-align: right;"><font style="font-family: Arial; font-size: 10pt;">20.0 and 28.0</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 21pt;">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 10pt;">Fund manager contract - Credicorp Capital Holding Chile (Inversiones IMT)</font></p>
        </td>
        <td style="font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt; text-align: right;"><font style="font-family: Arial; font-size: 10pt;">11.0 and 24.0</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 21pt;"><font style="font-family: Arial; font-size: 10pt;">Fund manager contract - Ultraserfinco</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt; text-align: right;"><font style="font-family: Arial; font-size: 10pt;">23.0</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 21pt;"><font style="font-family: Arial; font-size: 10pt;">Core deposits - Mibanco</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt; text-align: right;"><font style="font-family: Arial; font-size: 10pt;">6.0</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 21pt;"><font style="font-family: Arial; font-size: 10pt;">Others</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3pt; text-align: right;"><font style="font-family: Arial; font-size: 10pt;">Between 2.0 and 7.5</font></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">The period and method of amortization of intangible assets are reviewed at the end of each period. If they differ
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; text-indent: -21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Gains or losses arising from the disposal of an intangible asset are measured as the difference between the net
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 21.3pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">m)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Goodwill &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Goodwill is the excess of the sum of the consideration transferred and the fair value recognized for the acquisition
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">After initial recognition, goodwill is measured at cost less accumulated impairment losses. For impairment testing
      purposes, goodwill acquired in a business combination is, from the acquisition date, allocated to each cash-generating unit (CGU) of the Group that is expected to benefit from the business combination, regardless of whether other assets or
      liabilities of the acquired entity have been allocated to these units.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">If goodwill has been allocated to a cash-generating unit and part of the assets with which that unit operates is
      disposed of, the goodwill and the disposed assets are included in the transaction&#8217;s carrying amount when determining the loss or disposal. Under these circumstances, disposed goodwill is measured based on the relative value of the disposed assets and
      the portion of the retained cash-generating unit.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">52</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">The impairment of goodwill is determined by evaluating the recoverable amount for each CGU (or group of CGUs) to
      which the goodwill relates. When the recoverable amount of the CGU is less than the carrying amount, an impairment loss is recognized. Impairment losses related to goodwill cannot be reversed in future periods.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">n)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Impairment of Non-Financial Assets &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">The Group assesses, at each reporting date, whether there is any indication that an asset may be impaired in value.
      If there is any indication or when an annual impairment test of an asset is required, the Group estimates the recoverable amount of the asset. The recoverable amount of an asset is the higher of the asset or CGU&#8217;s fair value less costs of disposal
      and its value in use and is determined for each asset individually, unless the asset generates cash flows that are largely independent of those of other assets or group of assets.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; text-indent: -14.2pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">When the carrying amount of an asset or its CGU exceeds its recoverable amount, the asset or cash-generating unit is
      considered impaired and is reduced to its recoverable amount. When assessing the value in use, future cash flows are discounted to their present value using a pre-tax discount rate that reflects current market assessments of the time value of money
      and the specific risks of the asset. For the determination of fair value less costs of disposal, recent market transactions, if any, are taken into account. If such transactions cannot be identified, a valuation model that is appropriate is used.
      These calculations are verified against valuation multiples, stock quotes for subsidiaries listed on the stock exchange, and other available indicators of fair value.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; text-indent: -14.2pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">For non-financial assets, excluding goodwill, an assessment is made at each reporting date of whether there are
      indications that previously recognized impairment losses may no longer exist or may have decreased. If such an indication exists, the Group estimates the recoverable amount. A previously recognized impairment loss is reversed only if there has been a
      change in the estimates used to determine the asset&#8217;s recoverable amount since the last impairment loss was recognized.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; text-indent: -14.2pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">The reversal is limited so that the carrying amount of the asset does not exceed its recoverable amount, nor exceed
      the carrying amount that would have been determined net of depreciation, as if no impairment had been recognized in previous years. Such reversal is recorded in the consolidated statement of income.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">o)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Bank Acceptances &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Customer debt for acceptances corresponds to accounts payable by customers for import and export transactions, the
      obligations of which have been accepted by the Group. Obligations to be assumed by the Group are recorded as liabilities.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; text-indent: -21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">p)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Financial Guarantees -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">In the ordinary course of business, the Group provides financial guarantees, such as letters of credit, guarantees,
      and bank acceptances. Financial guarantees are initially measured at fair value, which is equivalent to the initial consideration received; likewise, letters of credit and guarantees are recorded in the &#8220;Other Liabilities&#8221; line item of the
      consolidated statement of financial position and bank acceptances are presented in the consolidated statement of financial position. Subsequent to initial recognition, the Group&#8217;s liability for each guarantee is measured at the higher of the amount
      recognized initially, less the accumulated amortization recognized in the consolidated statement of income, and the best estimate of the expense required to settle any obligation arising from the financial guarantee.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">53</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Any increase in the liability related to a financial guarantee is included in the consolidated statement of income.
      The consideration received is recognized in the &#8220;Commissions and Fees&#8221; line item of the consolidated statement of income, based on its straight-line amortization over the term of the granted financial guarantee.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">q)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Provisions &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Provisions are recognized when the Group has a present obligation (legal or implicit) as a result of a past event,
      and it is probable that resources will be required to settle that obligation, and the amount can be determined in a reliable manner.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">The expense related to any provision is presented in the consolidated statement of income net of any reimbursement.
      If the effect of the time value of money is material, the provision is discounted using a current pre-tax rate that reflects, where appropriate, the specific risks of the liability. When discounting is used, the increase in the provision over time is
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">r)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Contingencies &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Contingent liabilities are not recognized in the consolidated financial statements. These are disclosed in notes
      unless the possibility of a payout is remote. Contingent assets are not recorded in the financial statements; these are disclosed if it is probable that an inflow of economic benefits will occur.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; text-indent: -14.2pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">s)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Income Tax &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Income tax is calculated based on the individual financial statements of each Group entity.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; text-indent: -7.05pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Deferred income tax reflects the effects of temporary differences between the carrying amounts of assets and
      liabilities for accounting purposes and those determined for tax purposes. Deferred assets and liabilities are measured using the tax rates expected to apply to taxable income in the years in which these differences are expected to be recovered or
      settled. The measurement of deferred assets and liabilities reflects the tax consequences derived from how Credicorp and its Subsidiaries expect to recover or settle the value of their assets and liabilities at the date of the consolidated statement
      of financial position.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">The carrying amount of deferred tax assets and liabilities may change, even when the amount of temporary differences
      has not changed, due to a change in the income tax rate. The effect of the change in deferred tax, corresponding to the rate change, will be recognized in the consolidated statement of income for the period, except for items previously recognized
      outside the consolidated statement of income (either in other comprehensive income or directly in equity).</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Deferred tax assets and liabilities are recognized regardless of the time it is estimated that temporary differences
      are offset. Deferred assets are recognized when it is probable that there will be sufficient future tax benefits for the temporary difference to be applied. At the date of the consolidated statement of financial position, Credicorp and its
      Subsidiaries assess unrecognized deferred assets and the balance of recognized ones.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Credicorp and its Subsidiaries determine their deferred tax based on the tax rate applicable to their undistributed
      profits, recognizing any additional tax for dividend distribution on the date the liability is recognized.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Deferred tax assets and liabilities are offset if there is a legal right to offset them and the deferred taxes are
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">54</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font: 10pt Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">t)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Earnings for Share &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Basic earnings per share are calculated by dividing the net income for the year attributable to Credicorp
      shareholders by the weighted average number of common shares outstanding during the period, excluding common shares purchased and held as treasury shares.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; text-indent: -14.2pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Diluted earnings per share are calculated by dividing the net income for the year attributable to Credicorp
      shareholders by the weighted average of common shares outstanding during the period, excluding common shares purchased and held as treasury shares, plus the weighted average of common shares that would have been issued if all potential dilutive
      common shares had been converted into common shares.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; text-indent: -14.2pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">u)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Derivative Financial Instruments and Accounting Hedging &#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">The Group trades derivative financial instruments to meet the needs of its clients. The Group may also take
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Derivative financial instruments are initially recognized in the consolidated statement of financial position at
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Hedging -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">The Group uses derivative instruments to manage its exposure to interest rates and foreign currency. In order to
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">According to IFRS 9, to qualify as hedging transactions, all the following conditions must be met:</font></p>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 53.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The hedging relationship consists only of hedging instruments and eligible hedged items.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 53.45pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">At the beginning of the hedging relationship, there is a formal designation and documentation of the hedging relationship and the entity&#8217;s risk management objective
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 71.45pt;"><font style="font-family: Arial; font-size: 10pt;">The hedging relationship meets all of the following hedge effectiveness requirements:</font></p>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 67.05pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
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  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font: 10pt Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 67.05pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
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      </tr>

  </table>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

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        <td style="width: 67.05pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">The accounting treatment is established according to the nature of the hedged item and the fulfillment of the
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      that is, when the income or financial expenses related to the hedge are recorded, or when an anticipated transaction occurs.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      the cash flow hedge reserve is transferred to the consolidated statement of income. If the derivative expires or is sold, settled, or exercised without replacement or renewal, or if its designation as a hedge has been revoked, any unrealized gain or
      loss accumulated in the cash flow hedge reserve remains in that reserve until the anticipated transaction or firm commitment affects results. At the same time, the derivative is recognized as a tradable derivative financial instrument.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">(ii) Fair value hedges -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font-family: Arial; font-size: 10pt;">For fair value hedges related to items recorded at amortized cost, any adjustment to the book value of such items
      as a result of hedge discontinuation will be amortized through the consolidated statement of income over the remaining term of the hedge. Amortization at the effective interest rate may begin as soon as an adjustment occurs, but no later than when
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font-family: Arial; font-size: 10pt;">If a hedging instrument expires, is sold, settled, or exercised, or if its designation as a hedge no longer meets
      the criteria to be recorded as such, the hedging relationship is terminated. For fair value hedges related to items recorded at amortized cost, the difference between the fair value and the book value of the hedged item at the end and the face value
      is amortized over the remaining term of the initial hedge, using the effective interest rate. If the hedged item is derecognized, the unamortized fair value is immediately recognized in the consolidated statement of income. At the same time, the
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">(iii) Foreign currency net investment hedges -</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">v)</font></td>
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      </tr>

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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">Fair value is the price that would be received for selling an asset or that would be paid to transfer a liability in
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      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 28.35pt; font: 10pt Arial;"></td>
        <td style="width: 7.1pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
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  </table>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">The principal or most advantageous market must be accessible to the Group. Also, the fair value of a liability
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 24.55pt; font: 10pt Arial;"></td>
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      </tr>

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      <tr style="vertical-align: top; font: 10pt Arial;">
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      </tr>

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  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 24.55pt; font: 10pt Arial;"></td>
        <td style="width: 18pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
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  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">The Group determines for assets and liabilities that are recognized at fair value in the consolidated financial
      statements on a recurring basis, whether transfers occurred between different levels within the hierarchy by reviewing the categorization at the end of each reporting period.</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">w)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Segment information -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">x)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Fiduciary activities, fund management, and pension funds -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; color: rgb(13, 13, 13);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">y)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Cash and cash equivalents -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; color: rgb(13, 13, 13);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; color: rgb(13, 13, 13);"><font style="font: 10pt Arial;"></font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">58</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; color: rgb(13, 13, 13);"><font style="font: 10pt Arial;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; color: rgb(13, 13, 13);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt; color: rgb(13, 13, 13);"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0px; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">z)</font></td>
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      </tr>

  </table>
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      obligation to return it, including accrued interest, is recorded as a liability in the &#8220;Accounts payable for repurchase agreements and securities loans&#8221; line, reflecting the economic substance of the operation as a loan received by the Group. The
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        <td style="text-align: right">&#160;</td>
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        <td style="text-align: right">1,009,997</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
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        <td style="text-align: right">33,920,614</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">34,120,962</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
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        <td style="text-align: left; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">33,930,948</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; border-bottom: Black 2pt solid">&#160;</td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; text-indent: 0in; margin-left: 0.75in;">&#160;</p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">b)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">Cash, clearing and deposits with Central Banks and Bank of the Republic -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 90%; font: 10pt Arial; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="text-align: center; text-indent: -0.125in; padding-left: 0.125in">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">2023</td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">2022</td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left; text-indent: -0.125in; padding-left: 0.125in">Legal cash requirements (i)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="width: 64%; text-align: left; text-indent: -0.125in; padding-left: 0.125in">Deposits with Central Reserve Bank of Peru</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">21,182,492</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%">&#160;</td>
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        <td style="width: 10%; text-align: right">21,103,687</td>
        <td style="width: 1%; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,352,378</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">628,399</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">45,091</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">6,285</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.125in; padding-left: 0.125in">Cash in vaults of Bank</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">4,490,602</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">4,714,275</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left; text-indent: -0.125in; padding-left: 0.125in">Total legal cash requirements</td>
        <td>&#160;</td>
        <td style="text-align: left; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">27,070,563</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">26,452,646</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left; text-indent: -0.125in; padding-left: 0.125in">Additional funds</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Overnight deposits with Central Reserve Bank of Peru (ii)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,546,478</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">2,013,703</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Term deposits with Central Reserve Bank of Peru (iii)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">545,000</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Cash in vaults of Bank and others</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">736,844</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">696,019</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.125in; padding-left: 0.125in">Other Deposits BCRP</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">944,807</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">498,333</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt; text-indent: -0.125in; padding-left: 0.125in">Total additional funds</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">3,228,129</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">3,753,055</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-indent: -0.125in; padding-left: 0.125in">Total</td>
        <td>&#160;</td>
        <td style="text-align: left; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">30,298,692</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">30,205,701</td>
        <td style="text-align: left">&#160;</td>
      </tr>

  </table>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">61</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(i)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023 cash and deposits that generate interest subject to legal cash requirements in local and foreign currency are subject to an implicit rate of
            6.01 percent and 34.87 percent, respectively, on the total balance of obligations subject to legal cash requirements, as required by the BCRP; as of December 31, 2022, 6.01 percent and 34.55 percent, respectively.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, part of the additional reserve funds in dollars at a variable rate amounting
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">The reserve funds, which represent the minimum mandatory, do not earn interest; however, the
      mandatory reserve deposited in BCRP in excess of minimum mandatory, earns interests at a nominal rate established by BCRP.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(ii)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, the Group maintains four &#8220;overnight&#8221; deposits with the BCRP, of which one is denominated in soles in amount of S/1,160.0 million and two are
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(iii)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, the Group no maintains term deposits with the BCRP. As of December 31, 2022, the group held four term deposits denominated in soles, accruing
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">c)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">Deposits with local and foreign banks -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0pt"></td>
        <td style="width: 0.5in"><font style="font-family: Arial; font-size: 10pt;">5</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">a)</font></td>
        <td style="text-align: justify"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">We present below the composition of cash collateral, reverse repurchase agreements and securities borrowing:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 80%; font: 10pt Arial; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="text-align: center; text-indent: -0.125in; padding-left: 0.125in">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">2022</td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
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  </table>
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  </table>
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      </tr>

  </table>
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        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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          <div><font style="font-size: 8pt">days</font></div>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font-size: 10pt; text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 8pt;"><b>Up to 3</b></font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 8pt;"><b>days</b></font></p>
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        <td style="font-size: 10pt; text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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          <div><font style="font-family: Arial; font-size: 8pt;">than 30</font></div>
          <div><font style="font-family: Arial; font-size: 8pt;">days</font></div>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt; text-indent: -3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt; text-indent: -3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 6%; padding-right: 3pt; padding-left: 3pt; text-indent: -3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 5%; text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 6%; text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 8pt;">Instruments issued by the Colombian Government</font></p>
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          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 8pt;">Instruments issued by the Chilean Government</font></p>
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        <td style="font-size: 10pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">1,779,934</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">6,981,698</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">590,715</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">424,822</font></td>
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        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-size: 8pt">Sol</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">133,309</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">793,734</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">-</font></td>
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        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; text-indent: 0in;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">(*)&#160;&#160;&#160;&#160;&#160;&#160;&#160;Throug Repo Operations, BCP and MiBanco sell representing credit securities guaranteed
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      Participation in trustee of the loan portfolio guaranteed by the National Government (Reactiva Especial). The BCRP will charge a fixed interest annual rate in soles of 0.50 percent for the operation and will include a grace period of twelve months
      without payment of interest or principal. As of December 31, 2023, the total credits granted through the Reactiva Peru program are S/2,877.2 million (S/8,877.2 million, as of December 31, 2022), see Note 7(a).</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, said operations accrue interest at fixed and variable rates between 0.50
      percent and 13 percent and SOFR 7.42 percent and 7.63 percent, (between 0.50 percent and 12.84 percent and between Libor 6M + 1.68 percent and Libor 6M + 1.90 percent, respectively, as of December 31, 2022). Credicorp and its Subsidiaries are in the
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">In July 2023, cross currency swaps (CCS) that hedged certain repurchase agreements were canceled
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(ii)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">Cross currency swap (CCS) which was designated as cash flow hedge of certain repurchase agreements in U.S. dollars at a variable rate for a nominal amount of US$25
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      </tr>

  </table>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0pt"></td>
        <td style="width: 0.5in"><font style="font-family: Arial; font-size: 10pt;">6</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">INVESTMENTS</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">a)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Investment at fair value through profit or loss consist of the following:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 90%; font: 10pt Arial; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="text-align: center; text-indent: -0.125in; padding-left: 0.125in">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">2023</td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">2022</td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">1,555,548</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">651,219</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,199,026</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">885,574</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Mutual funds (iii)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,106,548</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,582,050</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">334,162</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">351,317</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Corporate bonds</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">228,302</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">103,330</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Certificates of deposit BCRP (v)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">192,666</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Participation in RAL Funds (vi)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">145,414</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">167,781</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Bonds from financial organizations</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">92,907</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">47,770</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in">Shares</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">38,723</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">47,820</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Subordinated bonds</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">31,582</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">84,121</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">ETF (Exchange - Traded Fund)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">29,582</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">25,042</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Central Bank of Chile bonds</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">12,655</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">202,986</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Hedge funds</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">291</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">280</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-bottom: 1pt; text-indent: -0.125in; padding-left: 0.125in">Others</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">8,917</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">48,269</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Balance before accrued interest</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">4,976,323</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">4,197,559</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.125in; padding-left: 0.125in">Accrued interest</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">6,338</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">1,775</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-indent: -0.125in; padding-left: 0.125in">Total</td>
        <td>&#160;</td>
        <td style="text-align: left; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">4,982,661</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">4,199,334</td>
        <td style="text-align: left">&#160;</td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(i)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, and 2022 the balance of these instruments includes the following government treasury bonds:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 85%; font: 10pt Arial; margin-left: 1in;">

      <tr style="vertical-align: bottom">
        <td style="text-align: center; text-indent: -0.125in; padding-left: 0.125in">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">2023</td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">2022</td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="width: 64%; text-align: left; text-indent: -0.125in; padding-left: 0.125in">Colombian Government Bonds</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">1,401,000</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">609,255</td>
        <td style="width: 1%; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Peruvian Government Bonds</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">141,349</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Chilean Government Bonds</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">8,497</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">38,153</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Swiss Government Bonds</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">4,702</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.125in; padding-left: 0.125in">United States of America Government Bonds</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">3,811</td>
        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-indent: -0.125in; padding-left: 0.125in">Total</td>
        <td>&#160;</td>
        <td style="text-align: left; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">1,555,548</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; border-bottom: Black 2pt solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid">651,219</td>
        <td style="text-align: left">&#160;</td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(ii)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, the balance corresponds mainly to investment funds in Peru, the United States of America, Colombia and other countries, which represent 54.3
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(iii)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, the balance corresponds to mutual funds from Luxembourg, Bolivia, Ireland, and other countries, which represent 52.0 percent, 35.5 percent, 6.7
            percent, and 5.8 percent of the total, respectively. As of December 31, 2022, the balance corresponds to mutual funds from Luxembourg, Bolivia, Peru, and other countries, which represent 64.2 percent, 23.5 percent, 4.8 percent, and 7.5 percent
            of the total, respectively.</font></td>
      </tr>

  </table>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">66</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(iv)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">The restricted mutual funds comprise the participation quotas in the private pension funds managed by Prima AFP and are maintained in compliance with the legal
            regulations in Peru. Their availability is restricted, and the yield received is the same as that received by the private pension funds managed.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(v)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, the balance corresponded to 520 certificates of deposit for US$51.9 million, equivalent to S/192.7 million, which accrue interest at an
            effective annual rate of 5.68 percent, and maturing in January 2024</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(vi)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, these funds are approximately Bs194.6 million, equivalent to S/105.2 million, and US$10.8 million, equivalent to S/40.2 million. As of December
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            deposits received from the public. These funds have restrictions for their use and are required from all banks in Bolivia.</font></td>
      </tr>

  </table>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">67</font>&#160;</div>
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      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">b)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">Investments at fair value through other comprehensive income consist of the following:</font></td>
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  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.5in;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 3pt; padding-right: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="width: 33%; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 2%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 7%; border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;"><b>Estimated fair value</b></font></td>
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        <td style="width: 7%; border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;"><b>Cost</b></font></td>
        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 7%; border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;"><b>Profits</b></font></td>
        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 7%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 10pt;"><b>Losses</b></font></td>
        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 7%; border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;"><b>Estimated fair value</b></font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="vertical-align: bottom; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
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      <tr style="font: 10pt Arial;">
        <td style="vertical-align: bottom; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;"><b>Debts instruments:</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Corporate bonds (i)</font></td>
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        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">13,643,405</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">13,914,118</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">61,336</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">12,780,698</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">11,125</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(53)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">10,935,253</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">7,021,219</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">868</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(2,608)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">7,019,479</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Government Bonds (iii)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">10,387,141</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">185,055</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(207,320)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">10,364,876</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">9,139,100</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">59,788</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(670,177)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">8,528,711</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Securitization instruments (iv)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">710,695</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">15,611</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(48,421)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">677,885</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">772,737</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">1,564</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(107,377)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">666,924</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">458,503</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">6,501</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(2,368)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">462,636</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">577,286</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">9,988</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(1,516)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">585,758</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">282,368</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">2,243</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(6,793)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">277,818</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">377,111</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">462</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(17,467)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">360,106</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">1,210</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">340,338</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">117,123</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">958</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">111,250</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">36,747,160</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">399,153</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(910,679)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">36,235,634</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">31,918,694</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">134,964</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(2,000,732)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">30,052,926</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
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        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">12,197</font></td>
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        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">112,647</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">14,158</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
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        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
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        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
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        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">776</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">4,441</font></td>
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        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">18,367</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">6,632</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">24,999</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Bolsa de Comercio de Santiago</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">3,995</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">4,006</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">8,001</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Pagos Digitales Peruanos S.A.</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">5,611</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(5,611)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">5,611</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(5,611)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">3,522</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">2,906</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(25)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">6,403</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">2,844</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">3,392</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(690)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">5,546</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">185,702</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">161,081</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(11,981)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">334,802</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">173,240</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">173,759</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(10,644)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">336,355</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">36,932,862</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">560,234</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(922,660)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">36,570,436</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">32,091,934</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">308,723</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">(2,011,376)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">30,389,281</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Accrued interest</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">473,504</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">396,880</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;"><b>Total</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 2pt outset black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">37,043,940</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 2pt outset black; font: 10pt Arial; text-align: right; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">30,786,161</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The variation in the fair value of the investments is mainly due to the decrease in interest rates in soles and in foreign currency, which
      positively affected the investment portfolios at fair value with changes in other comprehensive income as of December 31, 2023. Credicorp&#8217;s management has determined that the unrealized losses of investments at fair value through other comprehensive
      income as of December 31, 2023 and December 31, 2022 are of a temporal nature; considering factors such as the planned strategy in relation to the security or portfolio identified, the related guarantee and the credit rating of the issuers. During
      2023, as a result of the evaluation of the impairment loss of investments at fair value with changes in other comprehensive income, the Group has recorded a provision for credit loss of S/4.3 million (provision for credit loss of S/58.3 million ended
      December 31, 2022), which is presented in the caption &#8220;Net gain in securities&#8221;, see note 21 of the consolidated statement of income. Furthermore, Management has decided and has the ability to hold each of these investments for a period of time to
      allow an early recovery in fair value, even before their sufficient recovery or maturity.&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">68</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The maturities and annual market rates of investments at fair value through other comprehensive income during 2023 and 2022, are as follows:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font: 10pt Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 92%; border-collapse: collapse; margin-left: 0.5in;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 3pt; padding-right: 3pt; text-align: left; vertical-align: top;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="3" style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: left; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;"><b>Maturities</b></font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="23" style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;"><b>Annual effective interest rate</b></font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="text-align: left; font: 10pt Arial; padding-left: 3pt; padding-right: 3pt; vertical-align: top;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 10pt Arial; text-align: left; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;"><b>2023</b></font></td>
        <td style="font: 10pt Arial; text-align: left; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 10pt Arial; border-bottom: 1pt solid Black; text-align: left; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;"><b>2022</b></font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="vertical-align: bottom; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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      </tr>
      <tr style="font: 10pt Arial;">
        <td style="text-align: left; font: 10pt Arial; vertical-align: top; padding-left: 3pt; padding-right: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="3" style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: left; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;"><b>S/</b></font></td>
        <td style="text-align: left; font: 10pt Arial; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="3" style="font: 10pt Arial; border-bottom: 1pt solid Black; text-align: left; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;"><b>US$</b></font></td>
        <td style="text-align: left; font: 10pt Arial; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="3" style="font: 10pt Arial; border-bottom: 1pt solid Black; text-align: left; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;"><b>Other currencies</b></font></td>
        <td style="text-align: left; font: 10pt Arial; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="3" style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: left; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;"><b>S/</b></font></td>
        <td style="text-align: left; font: 10pt Arial; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="3" style="font: 10pt Arial; border-bottom: 1pt solid Black; text-align: left; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;"><b>US$</b></font></td>
        <td style="text-align: left; font: 10pt Arial; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="3" style="font: 10pt Arial; border-bottom: 1pt solid Black; text-align: left; vertical-align: bottom; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;"><b>Other currencies</b></font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="text-align: left; width: 17%; font: 10pt Arial; padding-left: 3pt; padding-right: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; width: 1%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; width: 12%; font: 10pt Arial; text-align: left; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; width: 1%; font: 10pt Arial; text-align: left; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; width: 11%; font: 10pt Arial; text-align: left; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; width: 1%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 5%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>Min</b></font></td>
        <td style="text-align: left; width: 1%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 4%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>Max</b></font></td>
        <td style="text-align: left; width: 1%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 3%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>Min</b></font></td>
        <td style="text-align: left; width: 1%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 5%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>Max</b></font></td>
        <td style="text-align: left; width: 1%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 3%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>Min</b></font></td>
        <td style="text-align: left; width: 1%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 4%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>Max</b></font></td>
        <td style="text-align: left; width: 1%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 3%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>Min</b></font></td>
        <td style="text-align: left; width: 1%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 4%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>Max</b></font></td>
        <td style="text-align: left; width: 1%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 3%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>Min</b></font></td>
        <td style="text-align: left; width: 1%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 4%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>Max</b></font></td>
        <td style="text-align: left; width: 1%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 4%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>Min</b></font></td>
        <td style="text-align: left; width: 1%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 4%; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>Max</b></font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="text-align: left; font: 10pt Arial; padding-left: 3pt; padding-right: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial; text-align: left; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial; text-align: left; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>%</b></font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>%</b></font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>%</b></font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>%</b></font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>%</b></font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>%</b></font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>%</b></font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>%</b></font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>%</b></font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>%</b></font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>%</b></font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;"><b>%</b></font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in; text-align: left; vertical-align: top;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial; text-align: left; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Jan-2024 / Nov-2095</font></td>
        <td style="font: 10pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">Jan-2023 / Nov-2095</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">3.17</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">18.23</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">2.26</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">54.02</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">2.98</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">15.67</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">4.10</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">13.45</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">0.29</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">29.61</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">2.60</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">14.89</font></td>
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      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in; text-align: left; vertical-align: top;"><font style="font-family: Arial; font-size: 8pt;">Certificates of deposit BCRP</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Jan-2024 / Dec-2024</font></td>
        <td style="font: 10pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">Jan-2023 / Sep-2023</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">5.42</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">6.74</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">7.13</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">7.48</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
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      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in; text-align: left; vertical-align: top;"><font style="font-family: Arial; font-size: 8pt;">Government bonds</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Jan-2024 / Feb-2055</font></td>
        <td style="font: 10pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">Jan-2023 / Feb-2055</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">0.90</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">6.82</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">0.92</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">8.89</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">4.19</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">4.19</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">1.87</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">8.13</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">8.19</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
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      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in; text-align: left; vertical-align: top;"><font style="font-family: Arial; font-size: 8pt;">Securitization instruments</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Sep-2025 / Sep-2045</font></td>
        <td style="font: 10pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">Aug-2023 / Sep-2045</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">4.11</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">29.78</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">6.09</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">16.11</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">6.00</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">5.03</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">30.87</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">5.64</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">16.63</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">3.50</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">7.50</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in; text-align: left; vertical-align: top;"><font style="font-family: Arial; font-size: 8pt;">Negotiable certificates of deposits</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Jan-2024 / Nov-2037</font></td>
        <td style="font: 10pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">Jan-2023 / Jul-2033</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
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        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">&#8722;</font></td>
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        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in; text-align: left; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">Others</font></td>
        <td style="text-align: right; font: 10pt Arial; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Jan-2024 / Feb-2035</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">Apr-2023 / Feb-2035</font></td>
        <td style="text-align: right; font: 10pt Arial; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial; vertical-align: bottom;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">1.76</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">8.12</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">9.08</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">0.25</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">6.10</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">2.22</font></td>
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        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">9.56</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">8.03</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">8.58</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">0.05</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3pt; padding-left: 3pt;"><font style="font-family: Arial; font-size: 8pt;">0.08</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Likewise, as of December 31, 2023, the Group entered into repurchase agreements for government bonds and BCRP certificates of deposit classified as
      investments at fair value through other comprehensive income, for an estimated fair value of S/4,269.9 million (S/1,108.1 million as of December 31, 2022), whose related liability is presented in &#8220;Accounts payable for repurchase agreements and
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  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, the Group maintains IRS, which have been designated as hedges of the fair value of certain fixed-rate bonds in US dollars
      issued by corporate companies classified as investments at fair value through other comprehensive income, for a nominal amount of S/778.9 million (S/926.5 million as of December 31, 2022), see note 12(c); through said IRS these bonds were
      economically converted to a variable rate.&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">69</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(i)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, the balance corresponds to corporate bonds issued by companies in the United States of America, Peru, Colombia and other
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            and other countries, which represent 39.2 percent, 37.4 percent, 4.4 percent and 19.0 percent of the total, respectively.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">Likewise, as of December 31, 2023, the Group maintains Cross currency swaps (CCS), which were designated as cash flow hedges of
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 35.45pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 35.45pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(iii)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023 and December 31, 2022, the balance includes the following Government Treasury Bonds:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 85%; border-collapse: collapse; margin-left: 1in;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; width: 69%; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 10%; border-bottom: 1pt solid Black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>2023</b></font></td>
        <td style="white-space: nowrap; width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 10%; border-bottom: 1pt solid Black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>2022</b></font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      </tr>
      <tr style="font: 10pt Arial;">
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Peruvian Government Bonds</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">8,260,261</font></td>
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      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Colombian Government Bonds</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">204,525</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">130,883</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Chilean Government Bonds</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">78,034</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">78,383</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">41,436</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">67,040</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Others</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">40,495</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">22,128</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="white-space: nowrap; border-top: 1pt solid Black; border-bottom: 2pt solid Black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">10,364,876</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-top: 1pt solid Black; border-bottom: 2pt solid Black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">8,528,711</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">70</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(iv)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023 and December 31, 2022, the balance of securitization instruments includes the following:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 85%; border-collapse: collapse; margin-left: 1in;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; width: 69%; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 10%; border-bottom: 1pt solid Black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>2023</b></font></td>
        <td style="white-space: nowrap; width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 10%; border-bottom: 1pt solid Black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>2022</b></font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      </tr>
      <tr style="font: 10pt Arial;">
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Inmuebles Panamericana S.A.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">153,034</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">133,079</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">ATN S.A.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">77,666</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">77,047</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Colegios Peruanos S.A.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">77,560</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">61,109</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Multimercados Zonales S.A.C.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">53,540</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">47,643</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Inmobiliaria Terrano S.A. y Operadora Portuaria S.A.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">40,530</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Costa de Sol S.A.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">36,717</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">37,653</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Nessus Hoteles Per&#250; S.A.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">34,330</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">32,519</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Concesionaria La Chira S.A.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">27,457</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">25,906</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Ferreyros S.A.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">25,068</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Redesur y Tesur</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">24,504</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">27,718</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Centro Comercial Plaza Norte S.A.C.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">24,504</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">21,996</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Compa&#241;&#237;a de Turismo La Paz S.A.C.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">24,174</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">23,375</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Asociaci&#243;n Civil San Juan Bautista</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">23,565</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">24,122</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Aeropuertos del Per&#250; S.A.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">14,730</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">30,301</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Homecenters Peruanos S.A.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">22,804</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">F&#225;brica Nacional de Cemento S.A.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">22,529</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Telef&#243;nica Celular de Bolivia S.A.</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">21,470</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Others</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">40,506</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">57,653</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;"><b>Total</b></font></td>
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        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 35.45pt; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">The instruments have periodic payments until 2045.The pool of underlying assets consists mainly of accounts receivable from income,
      revenues for services and from maintenance and marketing contributions (Inmuebles Panamericana S.A.), and accounts receivable for electrical transmission services from the Carhuamayo - Cajamarca line (ATN S.A.).</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 35.45pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(v)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, the balance corresponds to certificates equivalent to S/462.6 million in other currencies. issued mainly by the financial
            systems of Colombia and Bolivia. As of December 31, 2022, the balance corresponds to certificates in other currencies for an amount equivalent to S/573.2 million, certificates in soles for an amount of S/5.9 million and certificates in dollars
            for an amount of US$1.8 million, equivalent to S/6.7 million.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">71</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">c)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Amortized cost investments consist of the following:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td colspan="3" style="border-bottom: 1pt solid black; font: 10pt Arial; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>2023</b></font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="width: 68%; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 10%; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>Carrying</b></font></td>
        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 10%; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>Fair </b></font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>value</b></font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="vertical-align: bottom; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Peruvian Government Bonds (i)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">9,323,970</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">8,860,624</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Corporate bonds (i)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">447,245</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">447,774</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Other government bonds (i)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">89,484</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">89,482</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Negotiable certificates of deposits</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">55,336</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">29,672</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Subordinated bonds (i)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">29,648</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">29,801</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="vertical-align: bottom; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Certificates of payment on work progress (CRPAO) (ii)</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">22,717</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">22,433</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">9,968,400</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">9,479,786</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Accrued interest</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">220,527</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">220,527</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-top: 1pt solid black; border-bottom: 2pt outset black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">9,700,313</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td colspan="3" style="border-bottom: 1pt solid black; font: 10pt Arial; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>2022</b></font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="width: 68%; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 10%; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>Carrying</b></font></td>
        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 10%; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>Fair </b></font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>amount</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>value</b></font></td>
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      <tr style="font: 10pt Arial;">
        <td style="vertical-align: bottom; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Peruvian Government Bonds (i)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">9,573,026</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">8,055,873</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Corporate bonds (i)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">442,558</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">445,684</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Other government bonds (i)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">114,262</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">113,759</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Subordinated bonds (i)</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-indent: 0in;">&#160;</p>
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      respectively.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 28.35pt; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(i)</font></td>
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            maturities between January 2023 and February 2042; accruing interest at an effective annual rate between 6.65 percent and 8.13 percent annually for bonds issued in soles, between 2.59 percent and 16.30 percent for bonds issued in US dollars,
            and between 5.66 percent and 11.24 percent annually for bonds issued in other currencies.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.55pt; text-indent: 0in;"></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.55pt; text-indent: 0in;"></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, the Group has investment repurchase agreement operations at amortized cost for an estimated fair value of
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.55pt; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(ii)</font></td>
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            Said investment matures between January 2024 and April 2026, accruing interest at an effective annual rate between 7.12 percent and 7.75 percent (between January 2023 and April 2026, accruing interest at an effective annual rate between 6.20
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">The increase in bonds at amortized cost is due to the fact that, in October 2022, Banco de Cr&#233;dito del Per&#250; reclassified its
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 28.35pt; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
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        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The table below shows the balance of investments classified by maturity, without consider accrued interest or provision for credit loss:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 70%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; width: 31%; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 3%; border-bottom: 1pt solid Black; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td>&#160;</td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;">&#160;</td>
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial;">&#160;</td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;">&#160;</td>
        <td style="font: 10pt Arial;">&#160;</td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;">&#160;</td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">5,297,064</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">102,203</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">From 3 months to 1 year</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">7,778,579</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">5,409,142</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">5,378,056</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">1,193,767</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">12,372,792</font></td>
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        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">334,803</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="white-space: nowrap; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-top: 1pt solid Black; border-bottom: 2pt solid Black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">9,968,400</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: 1pt solid Black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>2022</b></font></td>
        <td style="white-space: nowrap; border-bottom: 1pt solid Black; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: 1pt solid Black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td rowspan="4" style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>At fair value </b><br>
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            <b>income</b></font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td rowspan="4" style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>Amortized </b><br>
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        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td>&#160;</td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;">&#160;</td>
        <td style="white-space: nowrap; vertical-align: bottom; font: 10pt Arial;">&#160;</td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;">&#160;</td>
        <td style="font: 10pt Arial;">&#160;</td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;">&#160;</td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Up to 3 months</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">8,246,819</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">191,098</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">From 3 months to 1 year</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">2,599,972</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">343,670</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">4,088,478</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">1,456,530</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">4,374,806</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">459,604</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">More than 5 years</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">10,742,851</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">7,776,125</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="white-space: nowrap; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Without maturity</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">336,355</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-top: 1pt solid Black; border-bottom: 2pt solid Black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">30,389,281</font></td>
        <td style="white-space: nowrap; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-top: 1pt solid Black; border-bottom: 2pt solid Black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">10,227,027</font></td>
        <td>&#160;</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">73</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0pt; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>7</b></font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>LOANS, NET</b></font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(a)</font></td>
        <td style="text-align: justify; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">This item consists of the following:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 85%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="width: 63%; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>2023</b></font></td>
        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 10%; border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>2022</b></font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
        <td style="text-align: center; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;"><b>Direct loans -</b></font></td>
        <td>&#160;</td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Loans</font></td>
        <td>&#160;</td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">115,170,158</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">119,602,591</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Credit cards</font></td>
        <td>&#160;</td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">7,112,268</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">6,187,910</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Leasing receivables</font></td>
        <td>&#160;</td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">5,735,973</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">6,174,850</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Factoring receivables</font></td>
        <td>&#160;</td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">3,431,323</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">3,976,898</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Discounted notes</font></td>
        <td>&#160;</td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">3,170,887</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">2,982,291</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Advances and overdrafts in current account</font></td>
        <td>&#160;</td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td>&#160;</td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">2,407,516</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">2,100,018</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td>&#160;</td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td>&#160;</td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">6,133,167</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">5,945,779</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">143,483,254</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">147,190,269</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Add (less) -</font></td>
        <td>&#160;</td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Accrued interest</font></td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">1,492,797</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">1,436,105</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td>&#160;</td>
        <td style="border-bottom: 1pt solid Black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">144,976,051</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">148,626,374</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Allowance for loan losses (c)</font></td>
        <td>&#160;</td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">(8,277,916)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">(7,872,402)</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;"><b>Total direct loans, net</b></font></td>
        <td>&#160;</td>
        <td style="border-bottom: 2pt outset black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">136,698,135</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 2pt outset black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">140,753,972</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td>&#160;</td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">The loan portfolio is partially backed by guarantees received from clients, consisting mostly of mortgages, bonds,
      securities, industrial pledges and commercial pledges. Additionally, the Bank has participated in the Reactiva Per&#250; I and II Program (liquidity program launched by the Peruvian Government in 2020, aimed at providing a quick and effective response to
      the liquidity needs that companies faced due to the impact of COVID-19). 19, ensure continuity in the payment chain).</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, the direct credits of the Reactiva Per&#250; program amount to S/2,877.2 million and the credits of the
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      S/3.9 million and S/83.6 million for FAE-MYPE 1 and FAE-MYPE 2, respectively.<br style="clear: both">
    </font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">74</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: justify;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(b)</font></td>
        <td style="text-align: justify; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, and 2022, the composition of the gross credit balance is as follows:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="width: 72%; font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 10%; border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>2023</b></font></td>
        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 10%; border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>2022</b></font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: center; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Direct loans, Note7(a)</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">143,483,254</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">147,190,269</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Indirect loans, Note 18(a)</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">20,051,615</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;">Due from customers on banker&#8217;s acceptances</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">412,401</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">699,678</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 10pt;"><b>Total</b></font></td>
        <td style="border-bottom: 2pt outset black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">163,947,270</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 2pt outset black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">168,818,002</font></td>
      </tr>

  </table>
  <p style="margin: 0px; font: 10pt Arial;"></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">75</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px; text-align: justify; text-indent: 0px;">Below is the movement of the gross balance of the loan portfolio, direct, indirect and banker&#8217;s acceptances by phase for the periods 2023 and 2022:</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 35.4pt; text-align: justify; text-indent: -14.1pt;">&#160;&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 100%; border-collapse: collapse;">

      <tr style="vertical-align: bottom">
        <td style="width: 19%; border-bottom: black 1pt solid"><font style="font-size: 8pt"><b>Stage 1</b></font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 7%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 6%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 6%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 6%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 7%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 9%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 8%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 7%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 8%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 7%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
      </tr>
      <tr>
        <td style="vertical-align: bottom"><font style="font-size: 8pt"><b>Loans by class</b></font></td>
        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt"><b>Balance as of</b><br>
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            <b>2022</b></font></td>
        <td style="vertical-align: bottom; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: left; padding-right: 3pt; padding-left: 3pt">
          <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-size: 8pt"><b>Transfer to Stage 2</b></font></p>
        </td>
        <td style="vertical-align: bottom; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: left; padding-right: 3pt; padding-left: 3pt">
          <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-size: 8pt"><b>Transfer to</b></font></p>
          <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-size: 8pt"><b>Stage 3</b></font></p>
        </td>
        <td style="vertical-align: bottom; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: left; padding-right: 3pt; padding-left: 3pt">
          <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-size: 8pt"><b>Transfer from</b><br>
              <b>Stage 2</b></font></p>
        </td>
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        <td style="vertical-align: bottom; text-align: left; padding-right: 3pt; padding-left: 3pt">
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        <td style="vertical-align: bottom; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">19,150,069</font></td>
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        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">13,425,653</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">15,386,935</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="border-bottom: black 2pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#8722;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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      </tr>
      <tr>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
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      <tr>
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        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="width: 6%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="width: 6%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="border-top: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt"><b>S/(000)</b></font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td style="border-top: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt"><b>S/(000)</b></font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">11,342,409</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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      <tr style="vertical-align: top">
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        <td style="width: 21.3pt">(c)</td>
        <td style="text-align: justify">As of December 31, 2023, and 2022, the allowance for loan losses for direct loans, indirect loans and due from customers on banker&#8217;s acceptances, was determined under the expected credit loss model as established in
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        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 7%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 6%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 6%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 6%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 7%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 9%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 8%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 8%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 7%; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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      <tr>
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        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td style="border-top: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt"><b>S/(000)</b></font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-top: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt"><b>S/(000)</b></font></td>
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        <td style="border-top: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt"><b>S/(000)</b></font></td>
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        <td style="border-top: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt"><b>S/(000)</b></font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-top: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt"><b>S/(000)</b></font></td>
        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-top: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt"><b>S/(000)</b></font></td>
        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-top: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt"><b>S/(000)</b></font></td>
        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-top: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt"><b>S/(000)</b></font></td>
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        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">86,190,457</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">(7,735,234)</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">6,837,244</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">83,928,787</font></td>
      </tr>
      <tr>
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        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">18,640,432</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">(3,890,376)</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">(87,230)</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#8722;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">1,680,893</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#8722;</font></td>
        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">(97,070)</font></td>
        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">19,150,069</font></td>
      </tr>
      <tr>
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        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">13,425,653</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">7,266,464</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">(2,151,478)</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">10,427,681</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">104,183</font></td>
        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">(505,667)</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">2,151,478</font></td>
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        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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      </tr>
      <tr>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">(1,285,445)</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">2,706,087</font></td>
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        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">22,498,990</font></td>
      </tr>
      <tr>
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        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">19,957,922</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">(77,946)</font></td>
        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">20,098,201</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">18,702,189</font></td>
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        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">18,640,432</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">10,803,696</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">13,425,653</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">11,993,823</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">2,921,075</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">1,906,210</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.55pt; text-indent: -21.25pt;"><font style="font-family: Arial; font-size: 10pt;">(*) The movement includes the following effects:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.55pt; text-indent: -21.25pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  </table>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.55pt; text-indent: -21.25pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      accordance with IFRS 9 and is sufficient to cover losses in the loan portfolio.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.55pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">Gross balance of the portfolio of direct and indirect loans and bank acceptances:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, the gross balance of the loan portfolio decreased compared to the end of December 2022. The decrease was
      mainly due to:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.55pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(i)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">the amortization of Reactiva Per&#250; loans within BCP&#8217;s commercial credit portfolio,</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(ii)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">the write-offs of consumer loans from BCP and loans to small and micro businesses from Mibanco Per&#250; and BCP,</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(iii)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">to a lesser extent, the fall in the PEN/USD exchange rate.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">The above effects were partially offset, among other things, by the disbursements of general loans from BCP and
      loans to small and micro businesses from Mibanco Per&#250;.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">Credit loss provision for direct and indirect credits and bank acceptances:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, the credit loss provision of the loan portfolio increased compared to the end of
      December 2022. This growth was mainly due to:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.55pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(i)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">the deterioration of BCP&#8217;s consumer loan portfolio, which was reflected in the migrations to stage 3, and which was generated, among other things, by
            greater client leverage within a macroeconomic context of high inflation,</font></td>
      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(ii)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">the migration to stage 3 of loans to small and micro businesses from Mibanco Per&#250;,</font></td>
      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(iii)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">the record of the expected impact of the El Ni&#241;o Phenomenon on provisions.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">The above effects were partially offset, among other things, by the payments, recoveries and improvement in the
      credit profile of specific companies of BCP&#8217;s Wholesale Banking, and, in addition, by the write-offs of BCP and Mibanco Per&#250;.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">Comments on the calibrations carried out on the internal credit risk models are found in greater detail in note
      30.1(c).</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.55pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">80</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0%; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font-family: Arial;">&#160;</td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">d)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Interest rates on loans are set considering the rates prevailing in the markets where the Group&#8217;s subsidiaries operate.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0%; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font-family: Arial;">&#160;</td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">e)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">A portion of the loan portfolio is collateralized with guarantees received from customers, which mainly consist of mortgages, trust assignments,
            securities and industrial and mercantile pledges.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0%; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font-family: Arial;">&#160;</td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">f)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The following table presents the gross direct loan portfolio as of December 31, 2023, and 2022 by maturity based on the remaining period to the
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 80%; font: 10pt Arial; margin-left: 0.75in;">

      <tr style="vertical-align: bottom; font-family: Arial;">
        <td>&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt;">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; padding-right: 3.5pt; padding-left: 3.5pt;">2023</td>
        <td style="font-weight: bold; padding-bottom: 1pt;">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; padding-right: 3.5pt; padding-left: 3.5pt;">2022</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td>&#160;</td>
        <td style="font-weight: bold;">&#160;</td>
        <td style="font-weight: bold; text-align: left; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold;">&#160;</td>
        <td style="font-weight: bold; text-align: left; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-size: 10pt;"><b>S/(000)</b></font></td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="font-weight: bold; text-align: left;">Outstanding loans -</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="width: 58%;">From 1 to 3 months</td>
        <td style="width: 1%;">&#160;</td>
        <td style="width: 10%; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">30,957,809</td>
        <td style="width: 1%;">&#160;</td>
        <td style="width: 10%; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">34,192,006</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="text-align: left;">From 3 months to 1 year</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">36,107,936</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">35,338,442</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="text-align: left;">From 1 to 3 years</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">29,251,425</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">29,576,654</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="text-align: left;">From 3 to 5 years</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">10,906,617</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">11,572,896</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="text-align: left;">From 5 to 15 years</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">27,995,370</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">27,144,332</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="text-align: left; padding-bottom: 1pt;">More than 15 years</td>
        <td style="padding-bottom: 1pt;">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">2,130,930</td>
        <td style="padding-bottom: 1pt;">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">3,420,160</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">137,350,087</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">141,244,490</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="font-weight: bold; text-align: left;">Internal overdue loans -</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="text-align: left;">Overdue up to 90 days</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">1,459,603</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">1,264,436</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="text-align: left; padding-bottom: 1pt;">Over 90 days</td>
        <td style="padding-bottom: 1pt;">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">4,673,564</td>
        <td style="padding-bottom: 1pt;">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">4,681,343</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">6,133,167</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">5,945,779</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="padding-bottom: 1pt;">&#160;</td>
        <td style="padding-bottom: 1pt;">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">&#160;</td>
        <td style="padding-bottom: 1pt;">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="font-weight: bold;">Total</td>
        <td>&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid; padding-right: 3.5pt; padding-left: 3.5pt;">143,483,254</td>
        <td>&#160;</td>
        <td style="text-align: right; border-bottom: Black 2pt solid; padding-right: 3.5pt; padding-left: 3.5pt;">147,190,269</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">See credit risk analysis in Note 30.1</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">81</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0pt; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>8</b></font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>INSURANCE AND REINSURANCE CONTRACTS ASSETS AND LIABILITIES</b></font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0%; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font-family: Arial;">&#160;</td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">a)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">The details of the assets per reinsurance contract are:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 90%; font: 8pt Arial; margin-left: 0.75in;">

      <tr style="vertical-align: bottom; font: 8pt Arial;">
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="19" style="font: bold 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">As of December 31, 2023</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 8pt Arial;">
        <td style="font: 8pt Arial; padding-top: 8pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; padding-top: 8pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; padding-top: 8pt;"><font style="font-family: Arial; font-size: 8pt;">Remaining coverage assets</font></td>
        <td style="font: bold 8pt Arial; padding-top: 8pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 10%; text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="width: 1%; text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Expenses incurred directly attributable</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">660,468</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">660,468</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Past Service Changes - LIC Adjustments</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">21</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
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      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Future Service Changes - Changes in the FCF that do not adjust the CSM for the underlying group of contracts</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">7,238</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Reinsurance recoveries</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">7,238</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">21</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">441,232</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">448,491</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Expenses for assigning the premiums paid to the reinsurer</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">(839,812)</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
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        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(830,305)</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">21</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">438,963</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(391,321)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
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        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Net financial expenses for reinsurance contracts</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">43,419</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">43,419</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Other changes</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(7,611)</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(12,114)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">59,346</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(52,716)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">3,521</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(9,574)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
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      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Cash flow:</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Premiums paid net of commissions ceded and other directly attributable expenses paid</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">885,524</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">2,270</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">887,794</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Reinsurance recoveries</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">(34,505)</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">(21)</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">(367,754)</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
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        <td style="font: bold 8pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">Net cash flow</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">851,019</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">485,514</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
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        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">)</font></td>
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        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="padding-top: 8pt;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; padding-top: 8pt;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; padding-top: 8pt;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; padding-top: 8pt;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; padding-top: 8pt;"><font style="font-size: 8pt;">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; padding-top: 8pt;"><font style="font-size: 8pt;">Accounts payable to reinsurers and co-insurers</font></td>
        <td style="font-weight: bold; padding-top: 8pt;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; padding-top: 8pt;"><font style="font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; font-family: Arial;">
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td colspan="2" style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td colspan="2" style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">Present value of future cash flows</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td colspan="2" style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td colspan="2" style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td colspan="2" style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td colspan="2" style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center;"><font style="font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="width: 15%; font-weight: bold;"><font style="font-size: 8pt;">Balances as of January 1</font></td>
        <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 9%; text-align: right;"><font style="font-size: 8pt;">322,427</font></td>
        <td style="width: 1%; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 9%; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="width: 1%; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 9%; text-align: right;"><font style="font-size: 8pt;">746,346</font></td>
        <td style="width: 1%; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 9%; text-align: right;"><font style="font-size: 8pt;">194,365</font></td>
        <td style="width: 1%; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 9%; text-align: right;"><font style="font-size: 8pt;">(463,886)</font></td>
        <td style="width: 1%; text-align: left;"><font style="font-size: 8pt;"></font></td>
        <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 8%; text-align: right;"><font style="font-size: 8pt;">13,214</font></td>
        <td style="width: 1%; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 8%; text-align: right;"><font style="font-size: 8pt;">812,466</font></td>
        <td style="width: 1%; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left;"><font style="font-size: 8pt;">Expenses incurred directly attributable</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left;"><font style="font-size: 8pt;">Past Service Changes - LIC Adjustments</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">316,077</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">316,077</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">1,033</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">1,033</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="text-align: left;"><font style="font-size: 8pt;">Reinsurance recoveries</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">1,033</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">316,077</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">317,110</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="text-align: left;"><font style="font-size: 8pt;">Expenses for assigning the premiums paid to the reinsurer</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">(775,719)</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;"></font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">(2,290)</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;"></font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">(778,009)</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;"></font></td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="font-weight: bold; text-align: left;"><font style="font-size: 8pt;">Result of the reinsurance service</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">(774,686)</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;"></font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">313,787</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left;"><font style="font-size: 8pt;"></font></td>
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        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left;"><font style="font-size: 8pt;"></font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left;"><font style="font-size: 8pt;"></font></td>
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      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
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        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left;"><font style="font-size: 8pt;"></font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">3,303</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left;"><font style="font-size: 8pt;"></font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left;"><font style="font-size: 8pt;"></font></td>
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      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
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        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">773,918</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">(294,221)</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;"></font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">(86,704)</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;"></font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">45,458</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">771</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right;"><font style="font-size: 8pt;">439,222</font></td>
        <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="text-align: left;"><font style="font-size: 8pt;">Reinsurance recoveries</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left;"><font style="font-size: 8pt;">Net cash flow</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">773,918</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">(294,221)</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;"></font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">(86,704)</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;"></font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">45,458</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">771</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right;"><font style="font-size: 8pt;">439,222</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; background-color: White; font-family: Arial;">
        <td style="font-weight: bold; text-align: left;"><font style="font-size: 8pt;">Balances at the end of the period</font></td>
        <td style="font-weight: bold; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">308,270</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">-</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">730,006</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">110,964</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">(419,217)</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;"></font></td>
        <td style="font-weight: bold; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">13,985</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; border-bottom: Black 2pt solid;"><font style="font-size: 8pt;">744,008</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid;">&#160;</td>
      </tr>

  </table>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">83</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 8pt Arial;">
        <td style="width: 0%; font: 8pt Arial;"></td>
        <td style="width: 0.5in; font-family: Arial;"><font style="font-size: 10pt;">&#160;</font></td>
        <td style="width: 0.25in; font: 8pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">b)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">The details of the liability for insurance contracts are:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 90%; font: 8pt Arial; margin-left: 0.75in;">

      <tr style="vertical-align: bottom; font: 8pt Arial;">
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="23" style="font: bold 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">As of December 31, 2023</font></td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="4" style="border-bottom: 1pt solid Black; font: bold 8pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;"><b>Remaining coverage liabilities</b></font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="2" style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"><b>Liabilities for incurred claims for</b></font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="5" style="font: bold 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;"><b>Liabilities for incurred claims for contracts measured by PAA</b></font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="2" style="font: 8pt Arial;">
          <p style="margin-top: 0px; margin-bottom: 0px; font-family: Arial;"><font style="font-size: 8pt;"><b>Accounts</b></font></p>
          <p style="margin-top: 0px; margin-bottom: 0px; font-family: Arial;"><font style="font-size: 8pt;"><b>receivable</b></font></p>
        </td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td rowspan="2" colspan="2" style="font: 8pt Arial; border-bottom: 1pt solid Black;">
          <p style="margin-top: 0; margin-bottom: 0"><font style="font-family: Arial; font-size: 8pt;"><b>Debts to</b></font></p>
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          <p style="margin-top: 0; margin-bottom: 0"><font style="font: 8pt Arial;"><b>marketers and</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0"><font style="font: 8pt Arial;"><b>auxiliaries</b></font></p>
          <p style="margin-top: 0px; margin-bottom: 0px; font-family: Arial;"><font style="font-size: 8pt;"><b>&#160;</b></font></p>
        </td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="2" style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"><b>Total</b></font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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          <p style="margin-top: 0px; margin-bottom: 0px; font-family: Arial;"><font style="font-size: 8pt;"><b>for</b></font></p>
          <p style="margin-top: 0px; margin-bottom: 0px; font-family: Arial;"><font style="font-size: 8pt;"><b>insurance</b></font></p>
          <p style="margin-top: 0px; margin-bottom: 0px; font-family: Arial;"><font style="font-size: 8pt;"><b>contracts</b></font></p>
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        <td style="font: bold 8pt Arial; text-align: left; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: left; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="2" style="font: bold 8pt Arial; border-bottom: 1pt solid Black;"></td>
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        <td style="font: bold 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font: bold 8pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font: bold 8pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font: bold 8pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 7%; text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">1,073,412</font></td>
        <td style="width: 1%; text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 7%; text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">14,158</font></td>
        <td style="width: 1%; text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 7%; text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(869,455</font></td>
        <td style="width: 1%; text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">)</font></td>
        <td style="width: 1%; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 7%; text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">101,093</font></td>
        <td style="width: 1%; text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 7%; text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">11,154,008</font></td>
        <td style="width: 1%; text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Insurance income</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(3,855,739)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">331</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(3,855,408)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
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      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Claims incurred and other insurance service expenses</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">11,544</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">772,038</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">2,104,635</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">2,888,217</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Adjustments relating to the past to liabilities for incurred claims</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(592)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(588,726)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(71,098)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">4,871</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(655,545)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Losses and recoveries for losses in onerous contracts</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(8,812)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">25,993</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">17,181</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Amortization of insurance acquisition cash flows</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">3,134</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">3,134</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Insurance service expenses</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">25,993</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">183,312</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">2,033,537</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">4,871</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">2,252,987</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">Result of the insurance service</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(3,850,465)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">26,324</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">183,312</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">2,033,537</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">4,871</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(1,602,421)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
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        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Net financial expenses for insurance contracts</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">(4,492)</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">140,934</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">146,732</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">1,759</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">1,336,872</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Total changes in the income statement</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(2,798,526)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">21,832</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">324,246</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">2,180,269</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">6,630</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(265,549)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Investment components</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(901,136)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(10)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">901,131</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(15)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Other changes</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(163,289)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">22,700</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(1,609)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">33,651</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(317)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(70,408)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(8,028)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(187,300)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Cash Flow:</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Premiums received.</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">4,773,477</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(382)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">4,773,095</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Claims and other service expenses paid.</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(1,084,324)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(1,991,308)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">(3,075,632)</font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">Insurance acquisition cash flows.</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">(80,474)</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">(80,474)</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
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        <td style="font: bold 8pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">Net Cash Flow</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">4,693,003</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">(382)</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">(1,084,324)</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">(1,991,308)</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid Black; font: 8pt Arial; text-align: right;"><font style="font-family: Arial; font-size: 8pt;">1,616,989</font></td>
        <td style="text-align: left; font: 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: left;"><font style="font-family: Arial; font-size: 8pt;">Balances at the end of the period</font></td>
        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: right; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">9,226,470</font></td>
        <td style="font: bold 8pt Arial; text-align: left; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: right; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">207,695</font></td>
        <td style="font: bold 8pt Arial; text-align: left; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: right; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">1,212,856</font></td>
        <td style="font: bold 8pt Arial; text-align: left; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: right; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">2,497,439</font></td>
        <td style="font: bold 8pt Arial; text-align: left; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: right; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">20,471</font></td>
        <td style="font: bold 8pt Arial; text-align: left; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: right; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">(939,863)</font></td>
        <td style="font: bold 8pt Arial; text-align: left; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: right; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">93,065</font></td>
        <td style="font: bold 8pt Arial; text-align: left; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: right; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">12,318,133</font></td>
        <td style="font: bold 8pt Arial; text-align: left; border-bottom: 2pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
      </tr>

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  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">84</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
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  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 90%; font: 8pt Arial; margin-left: 0.75in;">

      <tr style="vertical-align: bottom; font: 8pt Arial;">
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="23" style="font: bold 8pt Arial; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">As of December 31, 2022</font></td>
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      <tr style="vertical-align: bottom; background-color: White; font: 8pt Arial;">
        <td style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="2" style="font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;"><b>Liabilities for incurred claims for</b></font></td>
        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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          <p style="margin-top: 0px; margin-bottom: 0px; font-family: Arial;"><font style="font-size: 8pt;"><b>Accounts</b></font></p>
          <p style="margin-top: 0px; margin-bottom: 0px; font-family: Arial;"><font style="font-size: 8pt;"><b>receivable</b></font></p>
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        <td style="text-align: left; font: 8pt Arial;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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          <p style="margin-top: 0px; margin-bottom: 0px; font-family: Arial;"><font style="font-size: 8pt;"><b>&#160;</b></font></p>
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        <td style="font: bold 8pt Arial; text-align: left; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: left; border-bottom: 1pt solid Black;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font: bold 8pt Arial; text-align: center;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">(3,533,270)</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;"></font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">1,953</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">554,692</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">6,266</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">562,911</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">(13,440)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">(262,588)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">1,836,194</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">(425)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">1,559,741</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">92,530</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">92,530</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">92,530</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">292,104</font></td>
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">1,842,460</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">658,211</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">178</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">315,155</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">47,226</font></td>
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">11,454</font></td>
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">(1,900,904)</font></td>
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial; font-size: 8pt;">(838,619)</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;"></font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial; font-size: 8pt;">1,093,111</font></td>
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        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 8pt;">1,073,412</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">c)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">The components of the movement are presented below: </font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="margin: 0"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 85%; font: 10pt Arial; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
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        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td colspan="2" style="text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td colspan="2" style="text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; font-weight: bold"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: top"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">(128,639)</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">871,245</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">5</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">174</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">871,424</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">871,245</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">9,443</font></td>
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        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;"></font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: right"><font style="font-family: Arial;">1,154,977</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;"></font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: right"><font style="font-family: Arial;">1,091,817</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">-</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: right"><font style="font-family: Arial;">(1,085,630)</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">(80,474)</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;"></font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">16,484</font></td>
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        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;"></font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">16,484</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; border-bottom: Black 2pt solid"><font style="font-family: Arial;">9,567,014</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
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        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td colspan="2" style="text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td colspan="2" style="text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; font-weight: bold"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td colspan="2" style="text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font-weight: bold; border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font-weight: bold; border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: top"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;"></font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">207,159</font></td>
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        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;"></font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;"></font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;"></font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;"></font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">(98,679)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;"></font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">(657,390)</font></td>
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        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">(162,140)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;"></font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;"></font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;"></font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;"></font></td>
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      <tr style="vertical-align: bottom">
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        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">1,011,547</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">1,011,547</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">(838,619)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;"></font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">(838,619)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;"></font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">Acquisition fees paid</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial; font-size: 10pt;">(75,160)</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;"></font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;"></font></td>
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      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">Net cash flow</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial; font-size: 10pt;">97,768</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial; font-size: 10pt;">97,768</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font-weight: bold"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 10pt;">7,186,948</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 10pt;">254,151</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 10pt;">1,154,236</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; border-bottom: Black 2pt solid"><font style="font-family: Arial; font-size: 10pt;">8,595,335</font></td>
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      <tr style="vertical-align: top">
        <td style="width: 0in"></td>
        <td style="width: 0.5in"><font style="font-family: Arial; font-size: 10pt;">9</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">PROPERTY, FURNITURE AND EQUIPMENT, NET</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">a)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">The movement of property, furniture and equipment and accumulated depreciation, for the years ended December 31, 2023, 2022, and 2021 is as follows:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 100%; border-collapse: collapse;">

      <tr style="vertical-align: bottom">
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">Land</font></td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-right: 3pt; padding-left: 3pt">
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          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 8pt;"><b>constructions</b></font></p>
        </td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">364</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">91</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">10,434</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">1,192</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">(9,269)</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 14.2pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      S/53.1 million, with a net cost of S/51.4 million (as of December 31, 2022, an approximate sale price of S/51.4 million). (S/46.1 million, with a net cost of S/33.8 million).</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Management periodically reviews the residual value, useful life and the depreciation method used of the Group&#8217;s
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  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
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      <tr style="vertical-align: top">
        <td style="width: 0in"></td>
        <td style="width: 0.5in"><font style="font-family: Arial; font-size: 10pt;">10</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">a)</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">The movement of intangible assets with limited useful life for the years ended
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font: 10pt Arial;">&#160;</font></p>
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      <tr style="vertical-align: bottom">
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      <tr style="vertical-align: bottom">
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="font-weight: bold"><font style="font-family: Arial; font-size: 8pt;">Cost -</font></td>
        <td><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: top">
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  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 14.2pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial; font-size: 10pt;">This item consists of the following:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 1in;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="width: 68%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 10%; border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>2023</b></font></td>
        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left;">&#160;</p>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

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        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">21,046</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">4,000</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">96</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left; text-indent: 0in;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">The recoverable amount of all of the CGUs has been determined based in the present value of the discounted cash flows or
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">Goodwill balance of Credicorp Capital Colombia S.A, Mibanco Colombia, Tenpo SPA and Tenpo Technologie SpA. are affected by the
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">91</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">The following table summarizes the key assumptions used for the calculation of fair value less selling costs in 2023 and 2022:</font></p>
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  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.75in;">

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        <td style="font: 10pt Arial; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="width: 68%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>Description</b></font></td>
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        <td style="width: 1%; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 10%; font: 10pt Arial; border-bottom: 1pt solid Black; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>Discount rate</b></font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">15.10</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">4.60</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">14.90</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Banco de Cr&#233;dito del Per&#250;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">4.60</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">12.40</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Pac&#237;fico Seguros (*)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">4.60</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Atlantic Security Holding Corporation</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">2.30</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">12.60</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">4.60</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      </tr>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Atlantic Security Holding Corporation</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">2.30</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">15.20</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Tenpo SpA</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">25.00</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Compa&#241;&#237;a Incubadora de Soluciones M&#243;viles S.A-Culqi</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">25.00</font></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(*)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, and 2022, it corresponds to the discount rates used to determine the recoverable value of the cash flows that correspond to
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in; text-align: justify; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">Cash flows of 5 to 10 years were included, depending on the maturity of the business in the discounted cash
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.55pt; text-align: justify; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in; text-align: justify; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">Discount rates represent the assessment of the specific risks of the CGU. The discount rate originates from
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.55pt; text-align: justify; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in; text-align: justify; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">The key assumptions described above may change if market and economic conditions change. As of December 31,
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.55pt; text-align: left; text-indent: -28.35pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">93</font>&#160;</div>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0%; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>11</b></font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">a)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">Right-of-use</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0px;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">The Group has leased agreements according to the following composition:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0px;"><font style="font: 10pt Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; width: 23%;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; width: 1%;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt; width: 10%;">
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        <td style="font: 10pt Arial; width: 1%;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td nowrap="nowrap" style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt; width: 10%;">
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          <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial; font-size: 10pt;"><b>technology</b></font></p>
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        <td style="font: 10pt Arial; width: 1%;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt; width: 8%;"><font style="font-family: Arial; font-size: 10pt;"><b>Transport units</b></font></td>
        <td style="font: 10pt Arial; width: 1%;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt; width: 8%;"><font style="font-family: Arial; font-size: 10pt;"><b>Other leases</b></font></td>
        <td style="font: 10pt Arial; width: 1%;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt; width: 8%;"><font style="font-family: Arial; font-size: 10pt;"><b>2023</b></font></td>
        <td style="font: 10pt Arial; width: 1%;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt; width: 8%;"><font style="font-family: Arial; font-size: 10pt;"><b>2022</b></font></td>
        <td style="font: 10pt Arial; width: 1%;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt; width: 8%;"><font style="font-family: Arial; font-size: 10pt;"><b>2021</b></font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">64,801</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">969,355</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">101,585</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">3,239</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">3,308</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">14,709</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">122,841</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">113,948</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">110,005</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Disposal and others</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">(61,753)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">(2,231)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">(505)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#8722;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">(64,489)</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">(56,412)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">(130,798)</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>Balance as of December 31</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">847,254</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">152,371</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">6,108</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">79,510</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">1,085,243</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">1,026,891</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">969,355</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>Accumulated depreciation -</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Balance as of January 1,</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">386,108</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">71,512</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">2,052</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">23,386</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">483,058</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">382,938</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">287,220</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Depreciation of the period</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">105,163</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
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      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">b)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">Lease Liabilities </font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">The Group maintains contracts, with certain renewal options and for which the Group has reasonable
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0pt; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>12</b></font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>OTHER ASSETS AND OTHER LIABILITIES</b></font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">a)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">This item consists of the following:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; width: 68%;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: center; font: 10pt Arial; width: 1%;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt; width: 10%;"><font style="font-family: Arial; font-size: 10pt;"><b>2023</b></font></td>
        <td style="font: 10pt Arial; width: 1%;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt; width: 10%;"><font style="font-family: Arial; font-size: 10pt;"><b>2022</b></font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
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      <tr style="font: 10pt Arial;">
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        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
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        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
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        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Derivatives receivable (c)</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">987,663</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">1,478,726</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Receivables from sale of investments (d)</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">411,599</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">142,765</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Operations in process (e)</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">155,568</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">3,060,266</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">3,226,138</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>Non-financial instruments:</b></font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Deferred fees (f)</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">1,197,457</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">908,399</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Investment in associates (g)</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">748,663</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">726,993</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Investment properties, net (h)</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">565,274</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">548,558</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Income tax prepayments, net</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">348,578</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">186,372</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Adjudicated assets, net</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">107,562</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">136,079</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Improvements in leased premises</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">100,919</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">71,747</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">VAT (IGV) tax credit</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">86,661</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">58,329</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Others</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">9,237</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">9,056</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">3,164,351</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">2,645,533</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>Total </b></font></td>
        <td style="text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 2pt outset black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">6,224,617</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 2pt outset black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">5,871,671</font></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial; width: 68%;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: center; font: 10pt Arial; width: 1%;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>2023</b></font></td>
        <td style="font: 10pt Arial; width: 1%;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>2022</b></font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;"><b>S/(000)</b></font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>Other liabilities -</b></font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>Financial instruments:</b></font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Accounts payable (i)</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">2,367,204</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">2,058,229</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Salaries and other personnel expenses</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">1,082,059</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">930,622</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Derivatives payable (c)</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">891,999</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">1,345,665</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;">
          <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial; font-size: 10pt;">Accounts payable for acquisitions of investments (d)&#160;</font></p>
        </td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">448,046</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">153,681</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Allowance for indirect loan losses, Note 7(c)</font></td>
        <td style="text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">368,029</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">658,584</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Operations in process (e)</font></td>
        <td style="text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">258,197</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">89,480</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Dividends payable</font></td>
        <td style="text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">62,976</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">73,607</font></td>
      </tr>
      <tr style="vertical-align: bottom; font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">5,478,510</font></td>
        <td style="text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: 1pt solid black; font: 10pt Arial; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">5,309,868</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>Non-financial instruments:</b></font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Taxes</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">727,052</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">1,062,691</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Provision for sundry risks (j)</font></td>
        <td style="vertical-align: bottom; text-align: center; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">661,737</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: bottom; text-align: right; font: 10pt Arial; padding-right: 3.5pt; padding-left: 3.5pt;"><font style="font-family: Arial; font-size: 10pt;">624,149</font></td>
      </tr>
      <tr style="font: 10pt Arial;">
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Others</font></td>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="margin: 0pt 0px; font: 10pt Arial;"></p>
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        <td><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, the balance is mainly composed of accounts receivable from Niubiz, margin call of operations with derivates, for sale of goods and services, accounts receivable for the
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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        <td style="text-align: justify">The risk in derivative contracts arises from the possibility of the counterparty failing to comply with the terms and conditions agreed and that the reference rates at which the transactions took place change.</td>
      </tr>

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        <td style="white-space: nowrap; width: 10%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 10%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 8%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="padding-right: 5.4pt; padding-left: 5.4pt; width: 13%;"><font style="font-size: 6pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="white-space: nowrap; width: 10%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 10%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 6%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="padding-right: 5.4pt; padding-left: 5.4pt; width: 13%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 10%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 6%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 8%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="padding-right: 5.4pt; padding-left: 5.4pt; width: 13%;"><font style="font-size: 6pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; width: 4%;"><font style="font-size: 6pt;">334,505</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">205,341</font></td>
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        <td style="white-space: nowrap; text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">32,206,841</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="padding-right: 5.4pt; padding-left: 5.4pt; width: 13%;"><font style="font-size: 6pt;">-</font></td>
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        <td style="white-space: nowrap; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="padding-right: 5.4pt; padding-left: 5.4pt; width: 13%;"><font style="font-size: 6pt;">-</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 8%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="padding-right: 5.4pt; padding-left: 5.4pt; width: 13%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 10%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 6%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 8%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="padding-right: 5.4pt; padding-left: 5.4pt; width: 13%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; background-color: white; padding-right: 5.4pt; padding-left: 5.4pt; width: 10%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 6%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 8%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="padding-right: 5.4pt; padding-left: 5.4pt; width: 13%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; width: 5%;"><font style="font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; background-color: white; padding-right: 5.4pt; padding-left: 5.4pt; width: 10%;"><font style="font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="padding-right: 5.4pt; padding-left: 5.4pt; width: 8%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="padding-right: 5.4pt; padding-left: 5.4pt; width: 8%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 8%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="padding-right: 5.4pt; padding-left: 5.4pt; width: 13%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 4%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: 2pt solid Black; text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; width: 4%;"><font style="font-size: 6pt;">987,663</font></td>
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        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 10%;"><font style="font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; width: 8%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; width: 1%;"><font style="font-size: 6pt;">&#160;</font></td>
        <td style="padding-right: 5.4pt; padding-left: 5.4pt; width: 13%;"><font style="font-size: 6pt;">&#160;</font></td>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 50.2pt; text-indent: -14.75pt;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

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        <td style="width: 0.25in; text-align: left">(*)</td>
        <td>Corresponds to investments classified at the fair value through other comprehensive income under IFRS 9 as of December 31, 2023 and 2022.</td>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 50.2pt; text-indent: -14.75pt;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
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        <td style="width: 0.25in">(i)</td>
        <td>Held-for-trading derivatives are principally negotiated to satisfy customers&#8217; needs. On the other hand, the Group may also take positions with the expectation of profiting from favorable movements in prices or rates. Also, this caption includes
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 91%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="11" style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>2023</b></font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="11" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>2022</b></font></td>
      </tr>
      <tr>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>Up to 3</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>From 3 months</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>From 1 to 3</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>From 3 to 5</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>Over 5</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>Up to 3</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>From 3 months</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>From 1 to 3</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>From 3 to 5</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>Over 5</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
      </tr>
      <tr>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>months</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>to 1 year</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>years</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>years</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>years</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>Total</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>months</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>to 1 year</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>years</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>years</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>years</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>Total</b></font></td>
      </tr>
      <tr>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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      <tr>
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      <tr>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">4,955</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">45,436</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">69,962</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">78,513</font></td>
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        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">31,952</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">63,465</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">114,434</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">410,439</font></td>
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      <tr>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">471</font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">592</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">41</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">1,104</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">153</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">1,163</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">33</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">1,349</font></td>
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      <tr>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">1,187</font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">1,187</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">794</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">794</font></td>
      </tr>
      <tr>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2pt solid; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">187,322</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2pt solid; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">206,654</font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2pt solid; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">130,368</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2pt solid; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">353,694</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2pt solid; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">331,615</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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      </tr>
      <tr>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
      </tr>
      <tr>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="11" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>2022</b></font></td>
      </tr>
      <tr>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>Up to 3</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>Up to 3</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>From 3 months</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>From 1 to 3</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>Over 5</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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      <tr>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>months</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>to 1 year</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>years</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>years</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>years</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>Total</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>months</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>to 1 year</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>years</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>years</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>years</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>Total</b></font></td>
      </tr>
      <tr>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
      </tr>
      <tr>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">Foreign currency forwards</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">142,293</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">57,319</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">5,729</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">205,341</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">203,269</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">85,222</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">366</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">-</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">288,857</font></td>
      </tr>
      <tr>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">Interest rate swaps</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">20,615</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">20,739</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">48,110</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">36,596</font></td>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">78,715</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">204,775</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">8,073</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">37,418</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">45,352</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">62,460</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">124,685</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">277,988</font></td>
      </tr>
      <tr>
        <td style="white-space: nowrap"><font style="font-family: Arial; font-size: 6pt;">Currency swaps</font></td>
        <td style="white-space: nowrap; vertical-align: bottom"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="white-space: nowrap; text-align: right; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">78,941</font></td>
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        <td style="width: 1%"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 7%; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 1%"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 6%; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 1%"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 5%; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 1%"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="width: 1%"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="width: 1%"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 6%; padding-right: 5pt; padding-left: 5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="width: 1%"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="width: 1%"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="white-space: nowrap; width: 8%"><font style="font-size: 7pt">&#160;</font></td>
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  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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        <td style="width: 21.3pt">d)</td>
        <td style="text-align: left">As of December 31, 2023 and 2022, corresponds to accounts receivable and payable for the sale and purchase of financial investments negotiated during the last days of the month, which were settled during the first days
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
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      <tr style="vertical-align: top">
        <td style="width: 21.3pt"></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
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      <tr style="vertical-align: top">
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
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      <tr style="vertical-align: top">
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  </table>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
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      </tr>

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        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
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        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">639,693</td>
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        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">613,319</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
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        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
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        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">63,351</td>
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        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">63,351</td>
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        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">56,412</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Depreciation for the period</td>
        <td>&#160;</td>
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      <tr style="vertical-align: bottom; background-color: white">
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        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">1,543</td>
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        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">1,543</td>
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        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">(168)</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
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        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">73,009</td>
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        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">63,351</td>
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        <td>&#160;</td>
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        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">689</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">721</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">1,410</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">1,410</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td><b>Net carrying amount</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">341,928</td>
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        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">223,346</td>
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        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">565,274</td>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.3pt; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.6pt; text-align: left;">Land and buildings are mainly used for office rental, which are free of all encumbrances.</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 42.6pt"></td>
        <td style="width: 21.3pt">(i)</td>
        <td style="text-align: left">As of December 31, 2023, the Group has made disbursements for the acquisition of land and real estate for S/25.0 million. As of December 31, 2022, the Group has made disbursements for property improvements for S/87.1
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 42.6pt"></td>
        <td style="width: 21.3pt">(ii)</td>
        <td style="text-align: left">The Group&#8217;s Management has determined that the recoverable value of its investment properties is greater than their net carrying amount.</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left;"></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 63.9pt; text-align: left;">As of December 31, 2023, and 2022, the market value of the properties amounts to approximately S/1,235.2 million and S/1,206.5 million, respectively; which was determined through
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.6pt; text-align: left;">As of December 31, 2023, and 2022, the balance corresponds mainly to accounts payable to suppliers, accounts payable to client investors in stock exchange, for accounts payable to
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    others.</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.3pt; text-align: left; text-indent: 0in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 21.3pt"></td>
        <td style="width: 21.3pt">i)</td>
        <td style="text-align: left">The movement of the provision for sundry risks for the years ended December 31, 2023, 2022 and 2021 was as follows:</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 42.6pt;">

      <tr style="vertical-align: bottom">
        <td style="width: 49%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; background-color: white; padding-right: 3.5pt; padding-left: 3.5pt"><font style="font-size: 10pt"><b>2023</b></font></td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; background-color: white; padding-right: 3.5pt; padding-left: 3.5pt"><font style="font-size: 10pt"><b>2022</b></font></td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; background-color: white; padding-right: 3.5pt; padding-left: 3.5pt"><font style="font-size: 10pt"><b>2021</b></font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="background-color: white; padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
        <td>&#160;</td>
        <td style="background-color: white; padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
        <td>&#160;</td>
        <td style="background-color: white; padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td><b>Balance at the beginning of the year</b></td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">624,149</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">614,012</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">514,382</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Provision, note 25</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">95,873</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">43,846</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">70,824</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Increase (decrease), net</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">(58,285)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">(33,709)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">28,806</td>
      </tr>
      <tr>
        <td><b>Balances at the end of the year</b></td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">661,737</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">624,149</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">614,012</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.3pt;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.6pt;">Because of the nature of its business, the Group has various pending lawsuits, which provisions are recorded when, in Management&#8217;s and its in-house legal advisors opinion, it is likely that these
    may result in an additional liability and such amount can be reliably estimated. Regarding lawsuits against the Group which have not been recorded as a provision, in Management&#8217;s and its in-house legal advisors opinion, they will not result in an
    additional liability other than those recorded previously and they will not have a material effect on the Group&#8217;s consolidated financial statements.</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.3pt;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0pt"></td>
        <td style="width: 21.3pt">13</td>
        <td style="text-align: left">DEPOSITS AND OBLIGATIONS</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top; text-align: justify">
        <td style="width: 23pt"></td>
        <td style="width: 20pt; text-align: left">a)</td>
        <td>This item consists of the following:</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 24pt; text-align: left; text-indent: -0.25in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 42.6pt;">

      <tr style="vertical-align: bottom">
        <td style="width: 63%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>2023</b></td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; background-color: white; padding-right: 3.5pt; padding-left: 3.5pt"><b>2022</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom">Saving deposits</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">52,375,813</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">54,769,045</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom">Demand deposits</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">48,229,323</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">48,467,248</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom">Time deposits (c)</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">41,290,011</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">37,478,269</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom">Severance indemnity deposits</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">3,185,603</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">3,824,629</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom">Bank&#8217;s negotiable certificates</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">1,194,653</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">1,418,740</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom"><b>Total</b></td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">146,275,403</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">145,957,931</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom">Interest payable </td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">1,429,591</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">1,062,856</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom"><b>Total</b></td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">147,704,994</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">147,020,787</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.6pt; text-align: left;">The Group has established a policy to remunerate demand deposits and savings accounts according to a growing interest rate scale, based on the average balance maintained in those
    accounts; on the other hand, according to its policy, balances that are lower than a specified amount for each type of account do not bear interest. Also, time deposits earn interest at market rates.</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left;"></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">100</font></div>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.6pt; text-align: left;">Interest rates are determined by the Group considering the interest rates prevailing in the market in which each of the Group&#8217;s subsidiaries operates.</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top; text-align: justify">
        <td style="width: 20pt"></td>
        <td style="width: 20pt; text-align: left">b)</td>
        <td>The amounts of non-interest-bearing and interest-bearing deposits and obligations are presented below:</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 24pt; text-align: left; text-indent: -0.25in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 42.6pt;">

      <tr style="vertical-align: bottom">
        <td style="width: 63%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>2023</b></td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>2022</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td>&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">37,627,288</td>
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        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">39,370,497</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">4,607,210</td>
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        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">3,975,654</td>
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      <tr style="vertical-align: bottom">
        <td style="background-color: white">&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">42,234,498</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">43,346,151</td>
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      <tr style="vertical-align: bottom">
        <td style="background-color: white">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="background-color: white"><b>Interest-bearing -</b></td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">94,452,833</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">92,276,991</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="background-color: white; padding-left: 10pt; text-indent: 0.4pt">In other countries</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">9,588,072</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">10,334,789</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">104,040,905</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">102,611,780</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Total</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">146,275,403</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">145,957,931</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top; text-align: justify">
        <td style="width: 20pt"></td>
        <td style="width: 20pt; text-align: left">c)</td>
        <td>The balance of time deposits classified by maturity is as follows:</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 24pt; text-align: left; text-indent: -0.25in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 42.6pt;">

      <tr style="vertical-align: bottom">
        <td style="width: 63%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>2023</b></td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>2022</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="background-color: white">Up to 3 months </td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">23,975,997</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">17,201,364</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="background-color: white">From 3 months to 1 year</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">11,420,212</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">12,688,483</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="background-color: white">From 1 to 3 years</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">2,472,740</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">4,144,424</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="background-color: white">From 3 to 5 years</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">327,136</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">502,291</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="background-color: white">More than 5 years</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">3,093,926</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">2,941,707</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Total</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">41,290,011</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">37,478,269</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 42.6pt; text-align: left;">In Management&#8217;s opinion the Group&#8217;s deposits and obligations are diversified with no significant concentrations as of December 31, 2023, and 2022.</p>
  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 0.25in; text-align: left;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">101</font></div>
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  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 0.25in; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 42.6pt; text-align: left;">As of December 31, 2023 and 2022, the balance of deposits and obligations, guaranteed by the Peruvian &#8220;Fondo de Seguro de Depositos&#8221; (Deposit Insurance Fund) amounts to
    approximately S/51,875.6 million and S/52,745.2 million, respectively. At said dates, maximum amount of coverage per depositor recognized by &#8220;Fondo de Seguro de Depositos&#8221; totaled S/123,810.0 and S/125,603.0, respectively.</p>
  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 42.6pt; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 42.6pt; text-align: left;">As of December 31, 2023 and 2022, the balance of deposits and obligations of Banco de Cr&#233;dito Bolivia guaranteed by the &#8220;Fondo de Protecci&#243;n al Ahorrista&#8221; (FPAH, for its
    Spanish acronym) of Bolivia, amounts to Bs 1,409.9 million Bolivianos (equivalent to S/762.3 million) and Bs 1,369.4 million Bolivianos (equivalent to S/762.1 million), respectively. At said dates, maximum amount of coverage per depositor recognized by
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  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 42.6pt; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 42.6pt; text-align: left;">As of December 31, 2023 and 2022, the balance of deposits and obligations of MiBanco Colombia guaranteed by the &#8220;Fondo de Garant&#237;a de las Instituciones Financieras&#8221; (FOGAF&#205;N,
    for its Spanish acronym) of Colombia, amounts to $53,049.4 million Colombian pesos (equivalent to S/50.8 million) and $61,349.2 million Colombian pesos (equivalent to S/48.2 million), respectively. At said dates, maximum amount of coverage per
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  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 0.25in; text-align: left;">&#160;</p>
  <table width="100%" cellspacing="0" cellpadding="0" style="font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0"></td>
        <td style="width: 24pt">14</td>
        <td style="text-align: left">DUE TO BANKS AND CORRESPONDENTS</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 23pt"></td>
        <td style="width: 18pt">a)</td>
        <td style="text-align: justify">This item consists of the following:</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 42.6pt;">

      <tr style="vertical-align: bottom">
        <td style="width: 63%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; background-color: white; padding-right: 3.5pt; padding-left: 3.5pt"><b>2023</b></td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>2022</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom">International funds and others (b)</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">7,362,734</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">4,694,617</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom">COFIDE and FONCODES credit line (c)</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">4,389,433</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">4,107,294</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom">Inter-bank funds</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">324,400</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">12,076,567</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">8,801,911</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom">Interest payable</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">202,114</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">135,500</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom"><b>Total</b></td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">12,278,681</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">8,937,411</td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">102</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 23pt"></td>
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        <td style="text-align: justify">This item consists of the following:</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 42.6pt;">

      <tr style="vertical-align: bottom">
        <td style="width: 63%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 12%; border-bottom: Black 1pt solid; background-color: white; padding-right: 3.5pt; padding-left: 3.5pt"><b>2023</b></td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>2022</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
      </tr>
      <tr>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>
      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Bank of America N.A. </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">1,019,975</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">149</td>
      </tr>
      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Club Deal Loan (i)</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">923,965</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">946,605</td>
      </tr>
      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Wells Fargo Bank N.A. </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">898,275</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">190,699</td>
      </tr>
      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Bank of New York Mellon </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">593,440</td>
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        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">567,240</td>
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        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Standard Chartered Bank Hong Kong LTD </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">483,654</td>
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        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Sumitomo Mitsui Banking Corporation </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">426,535</td>
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      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Corporaci&#243;n Financiera de Desarrollo (COFIDE) </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">409,890</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">503,538</td>
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        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Caixabank </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">370,900</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">190,700</td>
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        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Commerzbank AG </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">370,900</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">-</td>
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        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Banco de la Naci&#243;n </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">355,000</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">-</td>
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      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Citibank N.A. </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">185,450</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">381,400</td>
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      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Z&#252;rcher Kantonalbank </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">185,450</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">95,350</td>
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      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Bradesco Bac Florida Bank </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">92,725</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">76,280</td>
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      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Banco BBVA Per&#250; </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">60,000</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">114,000</td>
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      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Bancolombia S.A. </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">58,171</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">59,604</td>
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      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Banco Bisa S.A. </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">51,364</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">-</td>
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      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Banco Nacional de Bolivia S.A. </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">50,994</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">-</td>
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      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Banco Internacional del Per&#250; S.A.A. (Interbank) (iii)</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">50,933</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">150,000</td>
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      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">ICBC Per&#250; Bank S.A. </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">50,000</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">100,000</td>
      </tr>
      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Banco de Occidente </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">47,463</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">84,096</td>
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      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Bancoldex </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">45,292</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">126,957</td>
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      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Standard Chartered Bank </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">-</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">266,923</td>
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      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">Scotiabank Per&#250; S.A.A. </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">-</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">120,000</td>
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      <tr>
        <td style="white-space: nowrap; vertical-align: bottom; background-color: white">The Toronto Dominion Bank </td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">-</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">247,910</td>
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      <tr>
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        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">65,118</td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">85,466</td>
      </tr>
      <tr>
        <td style="white-space: nowrap; vertical-align: bottom"><b>Total</b></td>
        <td style="white-space: nowrap; vertical-align: bottom">&#160;</td>
        <td style="white-space: nowrap; border-top: Black 1pt solid; border-bottom: Black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">7,362,734</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; border-top: Black 1pt solid; border-bottom: Black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">4,694,617</td>
      </tr>

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  <p style="font: 10pt Arial; margin: 0pt 14.1pt 0pt 42.6pt; text-indent: 0in;">As of December 31, 2023, the loans have maturities between January 2024 and April 2035 (between January 2023 and December 2031, as of December 31, 2022) and accrue interest in
    soles currency at rates that fluctuate between 2.23 percent and 9.33 percent (between 2.23 percent and 9.45 percent, as of December 31, 2022) and accrue interest in foreign currency as follows:</p>
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  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 94%; border-collapse: collapse; margin-left: 42.6pt;">

      <tr style="vertical-align: bottom">
        <td style="width: 38%">&#160;</td>
        <td style="width: 12%">&#160;</td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%">&#160;</td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%">&#160;</td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%">&#160;</td>
        <td style="width: 8%">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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      <tr>
        <td style="vertical-align: bottom">&#160;</td>
        <td><b>Min</b></td>
        <td>&#160;</td>
        <td><b>Max</b></td>
        <td>&#160;</td>
        <td><b>Min</b></td>
        <td>&#160;</td>
        <td><b>Max</b></td>
        <td style="vertical-align: bottom">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom">&#160;</td>
        <td><b>%</b></td>
        <td>&#160;</td>
        <td><b>%</b></td>
        <td>&#160;</td>
        <td><b>%</b></td>
        <td>&#160;</td>
        <td><b>%</b></td>
        <td style="vertical-align: bottom">&#160;</td>
      </tr>
      <tr>
        <td>Boliviano</td>
        <td style="text-align: right">4.90</td>
        <td>&#160;</td>
        <td style="text-align: right">6.90</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">6.00</td>
        <td>&#160;</td>
        <td style="text-align: right">6.00</td>
        <td style="vertical-align: bottom">&#160;</td>
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      <tr>
        <td>Colombian peso</td>
        <td style="text-align: right">0.45</td>
        <td>&#160;</td>
        <td style="text-align: right">17.64</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">0.40</td>
        <td>&#160;</td>
        <td style="text-align: right">17.04</td>
        <td style="vertical-align: bottom">&#160;</td>
      </tr>
      <tr>
        <td>U.S. Dollar </td>
        <td style="text-align: right">5.78</td>
        <td>&#160;</td>
        <td style="text-align: right">7.09</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1.50</td>
        <td>&#160;</td>
        <td style="text-align: right">6.32</td>
        <td style="vertical-align: bottom">&#160;</td>
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  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <p style="margin-top: 0; margin-bottom: 0"></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 42.6pt"></td>
        <td style="width: 14.2pt">(i)</td>
        <td style="text-align: left; padding-right: 14.1pt">The balances as of December 31, 2023 and 2022, include a loan under Club Deal Loan for 25 months for US$250.0 million equivalent to S/927.3 million, having five foreign banks as borrowers: Wells
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 58pt; text-align: left; text-indent: 0pt;">Subsequently, in April 2023, JP Morgan Chase Bank carried out a partial assignment of its collection rights in favor of ICBC Per&#250; Bank S.A. for US$20.0 million or
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 58pt; text-align: left; text-indent: 0pt;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 58pt; text-align: left; text-indent: 0pt;">The loan accrues interest at a 3-month SOFR variable rate plus a spread of 1.5 percent. Likewise, the expenses linked to said transaction were deferred and are
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  <p style="font: 10pt Arial; margin: 0pt 14.1pt 0pt 42.55pt; text-align: left; text-indent: 0pt;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 42.6pt"></td>
        <td style="width: 14.2pt">(ii)</td>
        <td style="text-align: left; padding-right: 14.1pt">As of December 31, 2023, Mibanco maintain cross currency swaps (CCS) that were designated as cash flow hedges of certain repo operations in U.S. dollars for a nominal amount of US$60.0 million,
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 42.6pt"></td>
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        <td style="text-align: left; padding-right: 14.1pt">As of December 31, 2023, Mibanco maintain a foreign currency forward for a nominal amount of US$14.7 million, equivalent to S/54.4 million.</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 23pt"></td>
        <td style="width: 18pt">c)</td>
        <td style="text-align: left">Promotional credit lines represent loans granted by Corporaci&#243;n Financiera de Desarrollo and Fondo de Cooperaci&#243;n para el Desarrollo Social (COFIDE and FONCODES for their Spanish acronyms, respectively) to promote the
          development of Per&#250;, they mature between January 2024 and January 2032 and bear annual interest in soles at rates that fluctuate between 3.50 percent and 7.60 percent and interest in foreign currency 7.75 percent as of December 31, 2023 (between
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          Vivienda mortgage loans amounting to S/4,389.4 million and S/4,107.3 million, as of December 31, 2023 and 2022, respectively.</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 23pt"></td>
        <td style="width: 18pt">d)</td>
        <td style="text-align: left">The following table presents the maturities of due to banks and correspondents as of December 31, 2023 and 2022 based on the period remaining to maturity:</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 85%; border-collapse: collapse; margin-left: 42.6pt;">

      <tr style="vertical-align: bottom">
        <td style="width: 52%">&#160;</td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; background-color: white; padding-right: 3.5pt; padding-left: 3.5pt"><b>2023</b></td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; background-color: white; padding-right: 3.5pt; padding-left: 3.5pt"><b>2022</b></td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom; background-color: white">Up to 3 months </td>
        <td style="vertical-align: bottom; background-color: white">&#160;</td>
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        <td style="text-align: right">&#160;</td>
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      <tr>
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      <tr>
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      <tr style="vertical-align: top">
        <td style="width: 23pt"></td>
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        <td style="text-align: left">As of December 31, 2023 and 2022, lines of credit granted by various local and foreign financial institutions, to be used for future operating activities total S/11,752.2 million and S/8,801.9 million, respectively.</td>
      </tr>

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      <tr style="vertical-align: top">
        <td style="width: 23pt"></td>
        <td style="width: 18pt">f)</td>
        <td style="text-align: left">Certain debts to banks, correspondents and other entities include specific agreements on how the funds received should be used, the financial conditions that the Bank must maintain, as well as other administrative
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      </tr>

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  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
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      <tr style="vertical-align: top">
        <td style="width: 0"></td>
        <td style="width: 32.2pt">15</td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

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        <td style="width: 0.5in"></td>
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        <td style="text-align: left">This item consists of the following:</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left">
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left">
          <p style="margin: 0pt 0;"><font style="font-family: Arial; font-size: 7pt;"><b>(000)</b></font></p>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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          <div style="margin-left: 9pt; text-indent: -9pt;"><font style="font-family: Arial; font-size: 7pt;"><b>Senior notes - BCP (i)</b></font></div>
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        <td style="width: 1%"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="width: 9%; text-align: center"><font style="font-family: Arial; font-size: 7pt;">2.70</font></td>
        <td style="width: 1%"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="width: 6%; text-align: right"><font style="font-family: Arial; font-size: 7pt;">815,980</font></td>
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        <td style="width: 5%; text-align: right"><font style="font-family: Arial; font-size: 7pt;">US$700,000</font></td>
        <td style="width: 1%"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="width: 5%; text-align: right"><font style="font-family: Arial; font-size: 7pt;">2,571,032</font></td>
        <td style="width: 1%; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="width: 1%; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="width: 1%; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td>
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">-</font></td>
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        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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      </tr>
      <tr style="vertical-align: bottom">
        <td>
          <div style="margin-left: 9pt; text-indent: -9pt;"><font style="font-family: Arial; font-size: 7pt;"><b>Senior notes - Credicorp Ltd. (iii)</b></font></div>
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        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">-</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <p style="margin-top: 0; margin-bottom: 0"></p>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 7pt;"><b>&#160;</b></font></td>
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          <p style="margin: 0pt 0;"><font style="font-family: Arial; font-size: 7pt;"><b>(000)</b></font></p>
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          <div style="margin-left: 9pt; text-indent: -9pt;"><font style="font-family: Arial; font-size: 7pt;"><b>Subordinated bonds -</b></font></div>
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        <td style="width: 1%"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="width: 9%; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="width: 1%"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td><font style="font-family: Arial; font-size: 7pt;">Interest payable</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td><font style="font-family: Arial; font-size: 7pt;"><b>Total</b></font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><font style="font-family: Arial; font-size: 7pt;">14,594,785</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><font style="font-family: Arial; font-size: 7pt;">17,007,194</font></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0"></p>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">106</font></div>
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  <p style="font: 10pt Arial; margin: 0pt 0px; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.6pt; text-align: left;">International issues maintain certain operating covenants, which, in Management&#8217;s opinion, the Group has complied with at the dates of the statement of financial position.</p>
  <p style="font: 10pt Arial; margin: 0pt 0px; text-align: left;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 42.6pt"></td>
        <td style="width: 21.3pt">(i)</td>
        <td style="text-align: left">The Bank issued Senior Notes under the Medium-Term Program proof approximately US$700.0 million at a semi-annual coupon rate of 2.70 percent maturing in January 2025. The Bank can redeem all or part of the notes at any
          date, between October 11, 2021 and December 11, 2024, at a redemption price equal to or greater than: (i) 100 percent of the aggregate principal amount of the notes to be redeemed; and (ii) the sum of the present value of each remaining scheduled
          payment discounted at interest rate equal to the Treasury of the United States of America&#8217;s rate plus 20 basis points. From December 11, 2024 onwards, the Bank can redeem the total or part of the notes to a redemption price equal to 100 percent
          of the aggregate principal amount of the notes to be redeemed. The payment of principal will take place on the due date or when the Bank redeems the notes.</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 63.9pt; text-align: left;">On December 31, 2023, the Bank maintains a CCS which was designated as cash flows hedges of a part of Senior Notes in U.S Dollar subject to exchange rate risk for a notional
    amount of US$220.0 million, equivalent to S/816.0 million (US$220.0 million equivalent to S/839.1 million, as of December 31, 2021), see note 12(c). By means of the CCS, the cover part of senior notes was economically converted to soles.</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.3pt; text-align: left;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 42.6pt"></td>
        <td style="width: 21.3pt">(ii)</td>
        <td style="text-align: left">The Bank can redeem the whole or part of the Senior Notes between October 17, 2021 and August 16, 2024, at a redemption price equal to or greater than: (i) 100 percent of the aggregate principal amount of the notes, and
          (ii) the sum of the present value of cash flows discounted at interest rate equivalent to sovereign bonds issued by the government of Per&#250; or other comparable titles plus 25 basis points. As of August 17, 2024, the Bank may redeem all or part of
          the senior notes at a redemption price equal to 100 percent of the aggregate amount of the principal to be redeemed. The payment of principal will take place on the due date or when the Bank redeems the notes.</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 42.6pt"></td>
        <td style="width: 21.3pt">(iii)</td>
        <td style="text-align: left">As of December 31, 2023, Credicorp Ltd. maintains Senior Notes for approximately US$486.0 million, equivalent to S/1,802.6 million (US$500.0 million, equivalent to S/1,907.0 million as of December 31, 2022) at fixed
          interest rate, whose maturity date is on June 17, 2025.</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 63.9pt; text-align: left;">These Senior Notes can redeem the whole or part mainly by the following ways (i) at any time prior to May 17, 2025, make whole or partial call, at Treasury plus 40 basis points,
    and (ii) at any time on or after May 17, 2025, at par value. The payment of principal will take place on the due date or when Credicorp Ltd. redeems the notes.</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.3pt; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 63.9pt; text-align: left;">In December 2023, the Group decided to unwind the accounting hedge of a net investment of a foreign operation, it held for a portion of these bonds issued for approximately
    US$228.8 million (US$228.8 million, equivalent to S/912.2 million, as of December 31, 2021) which covered by the same amount the exposure of the net investment in the subsidiary Atlantic Security Holding Corporation (ASHC), established in Cayman
    Islands and whose functional currency is the US dollar, see note 30.2(b)(ii). This hedge was intended to mitigate the exchange rate risk associated with the conversion of the net investment held in ASHC to the Group&#8217;s functional currency (soles).</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.3pt;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 42.6pt"></td>
        <td style="width: 21.3pt">(iv)</td>
        <td style="text-align: left">On June 21, 2022, the Bank issued senior notes under the Medium-Term Bond Program amounting to US$30.0 million at a semi-annual rate of 5.05 percent maturing in June 2027. An amount equivalent to the net proceeds from
          the offering will be used to finance or refinance, in whole or in part, new or existing green Eligible Projects, as per BCP&#8217;s Sustainability Financing Framework dated January 2022. The Bank may redeem all or part of the notes at a redemption
          price equal to 100 percent of the aggregate amount of the principal of the notes to be redeemed.</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 42.6pt"></td>
        <td style="width: 21.3pt">(v)</td>
        <td style="text-align: left">On December 2023, the cross currency swap (CCS) matured for a nominal amount of &#165;5,000.0 million (&#165;5,000.0 million equivalent to S/145.7 million as of December 31, 2022) designated to hedge cash flows of bonds issued in
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">107</font></div>
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      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 63.9pt; text-align: left;">On September 19, 2023, the Bank issued Senior Notes for approximately &#165;3,000.0 million equivalent to S/79.0 million, as of December 31,2023, with a fixed rate of 0.97 percent,
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.3pt; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 63.9pt; text-align: left;">As of December 31, 2023, the bank maintains a cross currency swap (CCS) for a nominal amount of &#165;3,000.0 million equivalent to S/79.0 million, see note 12(c), which was decomposed
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.3pt; text-align: left;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 42.6pt"></td>
        <td style="width: 21.3pt">(vi)</td>
        <td style="text-align: left">On July 1, 2020, the Bank issued Subordinated Notes under the Medium-Term Bond Program amounting to US$850.0 million at a semiannual rate of 3.125 percent maturing in July 2030 called &#8220;3.125% Fixed Rate Subordinated
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          notes at a redemption price that is equal to 100 percent of the aggregate principal amount of the notes to be redeemed. Thereafter, the Bank may redeem all or part of the notes at a redemption price equal to the higher of (i) 100 percent of the
          principal amount of the notes and (ii) the sum of the remaining flows discounted to a rate equivalent to the United States Treasury interest rate plus 45 basis points. The payment of the principal will take place on the expiration date of the
          notes or when the Bank redeems them.</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 63.9pt; text-align: left;">On the other hand, effective March 30, 2021, the Bank issued Subordinated Notes under the Medium-Term Bond Program for US$500.0 million at a semi-annual coupon rate of 3.25
    percent maturing in September 2031. called &#8220;Subordinated Bonds at a Fixed Interest Rate at 3.250% maturing in 2031 (Callable in 2026)&#8221;. As of September 30, 2026, a fixed interest rate will be paid equal to the United States Treasury interest rate,
    comparable to 5 years, plus 245.0 basis points. On September 30, 2026, the Bank may redeem all or part of the subordinated notes at a redemption price that is equal to 100 percent of the aggregate principal amount of the subordinated notes to be
    redeemed. Thereafter, the Bank may redeem all or part of the subordinated notes at a redemption price that is equal to the greater of (i) 100 percent of the principal amount of the subordinated notes and (ii) the sum of the cash flows remaining
    discounted at a rate equivalent to the United States Treasury interest rate plus 40 basis points. Principal payment will take place on the maturity date of the subordinated notes or when the Bank redeems them.</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.3pt; text-align: left;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 42.6pt"></td>
        <td style="width: 21.3pt"><font style="font-family: Arial;">(vii)</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">On May 17, 2023</font>, <font style="font-family: Arial;">Pac&#237;fico Compa&#241;&#237;a de Seguros y Reaseguros S.A. has completed the total redemption of the subordinated bonds called &#8217;First
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 21.3pt"></td>
        <td style="width: 21.3pt">b)</td>
        <td style="text-align: left">The table below shows the bonds and notes issued, classified by maturity, without accrued interests:</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 80%; border-collapse: collapse; margin-left: 42.6pt;">

      <tr style="vertical-align: bottom">
        <td style="width: 52%">&#160;</td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; background-color: white; padding-right: 3.5pt; padding-left: 3.5pt"><font style="font-size: 10pt"><b>2023</b></font></td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; background-color: white; padding-right: 3.5pt; padding-left: 3.5pt"><font style="font-size: 10pt"><b>2022</b></font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt"><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Up to 3 months </td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">174,341</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">128,442</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">3,660,915</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">3,671,142</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>From 1 to 3 years</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">4,728,629</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">7,184,334</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">159,754</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">388,396</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">5,650,121</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">5,479,575</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Total</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,373,760</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">16,851,889</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>

  </table>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">108</font></div>
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      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0"></td>
        <td style="width: 24pt">16</td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 21.3pt"></td>
        <td style="width: 21.3pt">a)</td>
        <td style="text-align: justify">Capital stock -</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.6pt; text-align: left; text-indent: 0in;">As of December 31, 2023, 2022 and 2021 a total of 94,382,317 shares have been issued at US$5 per share.</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left; text-indent: 0in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 21.3pt"></td>
        <td style="width: 21.3pt">b)</td>
        <td style="text-align: justify">Treasury stock -</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.6pt; text-align: left; text-indent: 0in;">We present below the stocks of Credicorp Ltd., the number of shares that the Group&#8217;s subsidiaries own in Credicorp Ltd. as of December 31, 2023, 2022 and 2021:</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left; text-indent: 0in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 94%; border-collapse: collapse; margin-left: 42.6pt;">

      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td colspan="5" style="border-bottom: black 1pt solid; text-align: center"><b>Number of shares</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="width: 60%"><b>As of December 31, 2023</b></td>
        <td style="width: 12%; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>Shares of the Group</b></td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>Shared-based<br>
            payment (*)</b></td>
        <td style="width: 2%">&#160;</td>
        <td style="width: 12%; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>Total</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Atlantic Security Holding Corporation</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,620,846</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,620,846</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>BCP</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">109,185</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">109,185</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Atlantic Security International Financial Services</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">39,309</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">39,309</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Grupo Cr&#233;dito</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">36,698</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">36,698</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Pac&#237;fico Seguros</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">19,912</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">19,912</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Mibanco</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,128</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,128</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Credicorp Capital Servicios Financieros</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">13,267</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">13,267</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>ASB Bank Corp</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">12,041</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">12,041</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Other minors</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">20,710</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">20,710</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,620,846</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">265,250</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,886,096</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td colspan="5" style="border-bottom: black 1pt solid; text-align: center"><b>Number of shares</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>As of December 31, 2022</b></td>
        <td style="border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>Shares of the Group</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>Shared-based payment (*)</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>Total</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Atlantic Security Holding Corporation</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,620,846</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,620,846</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>BCP</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">120,505</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">120,505</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Grupo Cr&#233;dito</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">23,214</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">23,214</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Pac&#237;fico Seguros</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">20,606</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">20,606</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Credicorp Capital Servicios Financieros</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">15,007</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">15,007</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Mibanco</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,260</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,260</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>ASB Bank Corp</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">11,791</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">11,791</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Other minors</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">22,994</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">22,994</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,620,846</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">228,377</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,849,223</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td colspan="5" style="border-bottom: black 1pt solid; text-align: center"><b>Number of shares</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>As of December 31, 2021</b></td>
        <td style="border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>Shares of the Group</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>Shared-based payment (*)</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><b>Total</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
        <td>&#160;</td>
        <td style="padding-right: 3.5pt; padding-left: 3.5pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Atlantic Security Holding Corporation</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,620,846</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,620,846</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>BCP</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">134,133</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">134,133</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Pac&#237;fico Seguros</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">22,966</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">22,966</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Credicorp Capital Servicios Financieros</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">15,561</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">15,561</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Mibanco</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,418</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,418</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>ASB Bank Corp (Atlantic Security Bank)</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">11,193</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">11,193</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Grupo Cr&#233;dito</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">7,871</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">7,871</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Other minors</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">23,381</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">23,381</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,620,846</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">229,523</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt">14,850,369</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left; text-indent: 0in;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.6pt; text-align: left; text-indent: 0in;">(*) It corresponds mainly to the treasury shares that were granted to employees and Senior Management, for which they have the right to vote, and to a lesser
    extent to the shares acquired for coverage purposes for the new complementary retention program. These shares are not released on said dates.</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left; text-indent: 0in;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left; text-indent: 0in;"></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">109</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left; text-indent: 0in;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.6pt; text-align: left; text-indent: 0in;">During 2023, 2022 and 2021, the Group purchased 163,067, 137,604 and 97,951 shares of Credicorp Ltd., respectively, for a total of US$22.5 million (equivalent to
    S/85.6 million), US$22.5 million (equivalent to S/83.6 million) and US$16.1 million (equivalent to a S/58.9 million), respectively.</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left; text-indent: 0in;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">110</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="margin: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in">c)</td>
        <td style="text-align: justify">Reserves -</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
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        <td>&#160;</td>
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        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom"><b>S/(000)</b></td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom"><b>S/(000)</b></td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom"><b>S/(000)</b></td>
        <td style="vertical-align: bottom">&#160;</td>
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        <td style="vertical-align: bottom">&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
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        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
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        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">2,256,531</td>
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        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(892,598)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">227,865</td>
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        <td style="vertical-align: bottom; text-align: right">(108,317)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
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        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(2,520,217)</td>
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        <td>Transfer to results of the net realized loss of investments</td>
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        <td style="vertical-align: bottom; text-align: right">3,848</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">3,848</td>
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        <td>Transfer of recovery of credit loss of investments to profit or loss</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">8,121</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">8,121</td>
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      <tr>
        <td>Change in net unrealized gain on cash flow hedges derivatives</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">97,251</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">97,251</td>
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      <tr>
        <td>Transfer of net realized gain on cash flow hedges derivatives to profit or loss</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(56,422)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(56,422)</td>
      </tr>
      <tr>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">733,932</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">733,932</td>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">160,810</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">160,810</td>
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      <tr>
        <td>Net movement in hedges of net investments in foreign businesses</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">(57,319)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">(57,319)</td>
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      <tr>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">206,885</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(143,400)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(273)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(158,666)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">331,356</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">235,902</td>
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      <tr>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">158,666</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">158,666</td>
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      <tr>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">3,900</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">5,681</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">9,581</td>
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      <tr>
        <td><b>Balances as of January 1, 2022 - Restated</b></td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">206,885</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(139,500)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(273)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">404,149</td>
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      <tr>
        <td>Decrease in net unrealized gains on investments</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(36,477)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(1,629,016)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(1,665,493)</td>
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      <tr>
        <td>Transfer to results of the net realized loss of investments</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">49,754</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">49,754</td>
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      <tr>
        <td>Transfer of recovery of credit loss of investments to profit or loss</td>
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        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">63,203</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">63,203</td>
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      <tr>
        <td>Change in net unrealized gain on cash flow hedges derivatives</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">29,109</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">29,109</td>
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      <tr>
        <td>Transfer of net realized gain on cash flow hedges derivatives to profit or loss</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(28,048)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(28,048)</td>
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      <tr>
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        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">1,133,536</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">1,133,536</td>
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      <tr>
        <td>Foreign exchange translation</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(301,969)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(301,969)</td>
      </tr>
      <tr>
        <td>Net movement in hedges of net investments in foreign businesses</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">39,587</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">39,587</td>
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      <tr>
        <td><b>Balance as of December 31, 2022 - Restated</b></td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">170,408</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(1,655,559)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">788</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">1,133,536</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">74,655</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(276,172)</td>
      </tr>
      <tr>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(12,247)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">1,241,632</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">1,229,385</td>
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      <tr>
        <td>Transfer to results of the net realized loss of investments</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">7,789</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">7,789</td>
      </tr>
      <tr>
        <td>Transfer of recovery of credit loss of investments to profit or loss</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">8,716</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">8,716</td>
      </tr>
      <tr>
        <td>Change in net unrealized gain on cash flow hedges derivatives</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">18,359</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">18,359</td>
      </tr>
      <tr>
        <td>Transfer of net realized gain on cash flow hedges derivatives to profit or loss</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(30,550)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(30,550)</td>
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      <tr>
        <td>Other reserves</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(754,192)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(754,192)</td>
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      <tr>
        <td>Foreign exchange translation</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">73,498</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">73,498</td>
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      <tr>
        <td>Net movement in hedges of net investments in foreign businesses</td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">18,950</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">18,950</td>
      </tr>
      <tr>
        <td><b>Balance as of December 31, 2023</b></td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; text-align: right">158,161</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; text-align: right">(397,422)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; text-align: right">(11,403)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; text-align: right">379,344</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; text-align: right">167,103</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; text-align: right">295,783</td>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in">d)</td>
        <td style="text-align: left">Components of other comprehensive income -</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-indent: 0in;">The movement of the item is as follows:</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.3pt; text-indent: 0in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="width: 54%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; font-weight: bold;">2023</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%"><b>2022</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; font-weight: bold;">2021</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><br>
        </td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;"><b>(Restated)</b></font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><br>
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      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>
          <p style="font: 10pt Arial; margin: 0pt 0px 0pt 9pt; text-indent: -9pt;"><b>To be reclassified to the consolidated statement of income in later periods comprehensive income</b>&#160;</p>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Debt instruments at fair value through other -</b></td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right">1,241,632</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(1,629,016)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(2,411,900)</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 10pt; text-indent: 0.4pt">Transfer to results of net realized loss</td>
        <td>&#160;</td>
        <td style="text-align: right">7,789</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">49,754</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">3,848</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 10pt; text-indent: 0.4pt">Transfer of recovery of credit loss to profit or loss</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">8,716</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">63,203</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">8,121</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right">1,258,137</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(1,516,059)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(2,399,931)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 10pt; text-indent: 0.4pt">Non-controlling interest</td>
        <td>&#160;</td>
        <td style="text-align: right">18,317</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(15,535)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(39,890)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 10pt; text-indent: 0.4pt">Income tax </td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">58,489</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(82,459)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(52,086)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">1,334,943</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">(1,614,053)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">(2,491,907)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Cash flow hedge reserves - </b></td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right">18,359</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">29,109</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">97,251</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 10pt;">
          <div style="margin-left: 9pt; text-indent: -9pt;">Transfer of net realized gain on cash flow hedges derivatives to profit or loss</div>
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        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(30,550)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(28,048)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(56,422)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-indent: 10.85pt"><b>Sub total</b></td>
        <td>&#160;</td>
        <td style="text-align: right">(12,191)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,061</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">40,829</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 10pt; text-indent: 0.4pt">Non-controlling interest</td>
        <td>&#160;</td>
        <td style="text-align: right">(148)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">27</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">923</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 10pt; text-indent: 0.4pt">Income tax </td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(5,104)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">158</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">16,834</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">(17,443)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">1,246</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">58,586</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Other reserves -</b></td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 10pt; text-indent: 0.4pt">Insurances reserves</td>
        <td>&#160;</td>
        <td style="text-align: right">(754,192)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,133,536</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">733,932</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 10pt; text-indent: 0.4pt">Non-controlling interest</td>
        <td>&#160;</td>
        <td style="text-align: right">(8,619)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">10,604</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">8,513</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 10pt; text-indent: 0.4pt">Income tax </td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">26,846</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">(762,811)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">1,144,140</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">769,291</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: right">73,498</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(301,969)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">160,810</td>
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        <td style="border-bottom: black 1pt solid; text-align: right">18,950</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">39,587</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(57,319)</td>
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        <td style="text-align: right">92,448</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(262,382)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">103,491</td>
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        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(34)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(114)</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">92,414</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">(262,496)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">103,849</td>
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  <p style="font: 10pt Arial; margin: 0pt 0px; text-indent: 28.35pt;"></p>
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  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px; text-indent: 28.35pt;"></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

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        <td style="width: 54%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; font-weight: bold;">2023</td>
        <td style="width: 1%">&#160;</td>
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        <td><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
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        <td>
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        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">(12,247)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(36,477)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(108,317)</td>
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        <td>&#160;</td>
        <td style="text-align: right">127</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">23</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">33</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">3,791</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(2,109)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(5,402)</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">(8,329)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">(38,563)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">(113,686)</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td><b>Attributable to:</b></td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">571,955</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(680,321)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(1,629,996)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 10pt; text-indent: 0.4pt">Non-controlling interest</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">9,643</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(4,995)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(30,063)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">581,598</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">(685,316)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">(1,660,059)</td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in">e)</td>
        <td style="text-align: left">Dividend distribution &#8211;</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0px;">The chart below shows the distribution of dividends agreed by the Board of Directors:</p>
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  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="width: 54%">&#160;</td>
        <td style="width: 1%">&#160;</td>
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        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2022</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2021</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Date of Meeting - Board of Directors</td>
        <td>&#160;</td>
        <td style="text-align: right">27.04.2023</td>
        <td>&#160;</td>
        <td style="text-align: right">28.04.2022</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">26.08.2021</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>
          <div style="margin-left: 9pt; text-indent: -9pt;">Dividends distribution, net of treasury shares effect (in thousands of soles)</div>
        </td>
        <td>&#160;</td>
        <td style="text-align: right">1,994,037</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,196,422</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">398,808</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Payment of dividends per share (in soles)</td>
        <td>&#160;</td>
        <td style="text-align: right">25.0</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">15.0</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">5.0</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Date of dividends payout</td>
        <td>&#160;</td>
        <td style="text-align: right">09.06.2023</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">10.06.2022</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">07.10.2021</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Exchange rate published by the SBS</td>
        <td>&#160;</td>
        <td style="text-align: right">3.6901</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">3.7560</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">4.1310</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Dividends payout (equivalent in thousands of US$)</td>
        <td>&#160;</td>
        <td style="text-align: right">540,375</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">318,536</td>
        <td style="text-align: right">&#160;</td>
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      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.3pt; text-align: left; text-indent: 0in;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0in;">In accordance with current Peruvian legislation, there is no restriction for overseas remittance of dividends or the repatriation of foreign investment. As of
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.3pt; text-align: left; text-indent: 0in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in">f)</td>
        <td style="text-align: left">Regulatory capital -</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0in;">As of December 31, 2023 and 2022, the regulatory capital requirement (&#8220;patrimonio efectivo&#8221; in Per&#250;) applicable to Credicorp subsidiaries engaged in financial
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0pt"></td>
        <td style="width: 0.5in">17</td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in">a)</td>
        <td style="text-align: left">Credicorp is not subject to income tax, wealth tax, capital gains tax or property tax in Bermuda.</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0px;">Credicorp&#8217;s Peruvian subsidiaries are subject to the Peruvian tax regime.</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 14.2pt; text-align: left; text-indent: 3.8pt;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0px;">The Peruvian corporate income tax rate at December 31, 2023, 2022 and 2021 was 29.5 percent of taxable income after calculating workers&#8217; participation, which is
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: justify;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0px;">The corporate income tax rate in Bolivia is 25.0 percent as of December 31, 2023 and 2022. Bolivian financial entities are subject to an additional rate to the
    extent that the ROE exceeds 6.0 percent; in that case, they must consider an additional rate of 25.0 percent, which would bring the rate to 50.0 percent. As of 2021, the aforementioned additional rate is also applicable to brokerage firms, mutual fund
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0px;">In the case of Chile, the tax legislation changed in 2020, establishing two new regimes currently in force: the general regime and the Pro-Pyme regime, the
    latter applicable to smaller companies. Credicorp Capital Holding Chile, as well as all its subsidiaries, are taxed under the general regime, whose corporate income tax rate for domiciled legal entities remains at 27.0 percent as of December 31, 2023.</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: justify;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0px;">Individuals or legal entities not domiciled in Chile will be subject to an additional tax at rates between 4.0 percent and 35.0 percent, depending on the nature
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0px;">In Colombia, according to Law No.2277 of 2021 issued on December 13, 2022, the general income tax rate for the year 2023 is 35.0 percent and for financial
    institutions an additional 5.0 percent is added for the taxable years 2023 to 2027, totaling a general income tax rate of 40.0 percent (for the taxable year 2022 3.0 percentage points were added to the general tax rate, totaling an income tax rate of
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: justify;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0px;">The additional rate of 5.0 percent will be applicable only to financial institutions that in the corresponding taxable year have a taxable income equal to or
    greater than 120,000 Unidad de Valor Tributario (&#8220;UVT&#8221;), which as of December 31, 2023 and 2022 is equivalent to a total of S/4.4 million and S/3.6 million respectively. In this sense, Credicorp Capital Colombia, Credicorp Capital Fiduciaria and
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: justify;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0px;">Additionally, in case of receiving occasional profits, listed and established by the National Government in the Tax Statute and which are not subject to income
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0px;">In fiscal year 2021, the Colombian Tax Reform Law repealed, as from fiscal year 2022, the rule that allowed taking 100.0 percent of the industry and commerce tax
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0px;">The deadlines for the finality of the income and complementary tax return for the taxable periods 2022 and 2023 are established as follows:</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left;">&#160;</p>
  <table cellspacing="0" cellpadding="0" align="CENTER" style="font: 10pt Arial; width: 50%; border-collapse: collapse;">

      <tr>
        <td style="width: 30%; border: black 1pt solid; text-align: center; vertical-align: bottom">
          <div>Increase in net income tax</div>
          <div>compared to the previous year</div>
        </td>
        <td style="width: 20%; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center; vertical-align: bottom">Firmness of the declaration</td>
      </tr>
      <tr>
        <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center">35 percent</td>
        <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center">6 months</td>
      </tr>
      <tr>
        <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center">25 percent</td>
        <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center">12 months</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">114</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;">The reconciliation of the statutory income tax rate to the effective tax rate for the Group is as follows:</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

      <tr>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td colspan="3" style="border-bottom: black 1pt solid"><b>2023</b></td>
        <td>&#160;</td>
        <td colspan="3" style="border-bottom: black 1pt solid"><b>2022</b></td>
        <td>&#160;</td>
        <td colspan="3" style="border-bottom: black 1pt solid"><b>2021</b></td>
      </tr>
      <tr>
        <td style="vertical-align: bottom; width: 35%">&#160;</td>
        <td style="vertical-align: bottom; width: 1%">&#160;</td>
        <td style="width: 8%"><b>In millions</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 8%"><b>%</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 8%"><b>In millions</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 6%"><b>%</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 8%"><b>In millions</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 8%"><b>%</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>
          <div style="margin-left: 9pt; text-indent: -9pt;">Theoretical tax and income tax rate in Per&#250;</div>
        </td>
        <td>&#160;</td>
        <td style="text-align: right">(2,040.9)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(29.50)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(2,022.5)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(29.50)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(1,573.2)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(29.50)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>
          <div style="margin-left: 9pt; text-indent: -9pt;"><b>Decrease (Increase) in the statutory tax rate due to:</b></div>
        </td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>(i) Decrease (Increase) due to the profit of subsidiaries not domiciled in Per&#250;</td>
        <td>&#160;</td>
        <td style="text-align: right">52.8</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">0.77</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(75.8)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(1.11)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(12.8)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(0.24)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>(ii) Provision tax on dividends </td>
        <td>&#160;</td>
        <td style="text-align: right">(235.7)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(3.44)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(168.4)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(2.46)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(78.6)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(1.47)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>(iii) Non-taxable income, net</td>
        <td>&#160;</td>
        <td style="text-align: right">335.3</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">4.59</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">156.2</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">2.29</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">3.5</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">0.06</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Income tax and effective income tax rate</b></td>
        <td>&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">(1,888.5)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">(27.58)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">(2,110.5)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">(30.78)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">(1,661.1)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">(31.15)</td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in">b)</td>
        <td style="text-align: left; padding-right: 35.35pt">Income tax expense for the years ended December 31, 2023, 2022 and 2021 comprises:</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 60%; border-collapse: collapse; margin-left: 0.75in;">

      <tr>
        <td style="width: 27%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="border-bottom: black 1pt solid; width: 10%"><b>2023</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="border-bottom: black 1pt solid; width: 10%"><b>2022</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="border-bottom: black 1pt solid; width: 10%"><b>2021</b></td>
      </tr>
      <tr>
        <td>&#160;</td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
      </tr>
      <tr>
        <td><b>Current - </b></td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr>
        <td>In Per&#250;</td>
        <td>&#160;</td>
        <td style="text-align: right">1,669,370</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,799,467</td>
        <td>&#160;</td>
        <td style="text-align: right">945,937</td>
      </tr>
      <tr>
        <td>In other countries</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">295,169</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">197,971</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">167,657</td>
      </tr>
      <tr>
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">1,964,539</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">1,997,438</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">1,113,594</td>
      </tr>
      <tr>
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr>
        <td><b>Deferred -</b></td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr>
        <td>In Per&#250;</td>
        <td>&#160;</td>
        <td style="text-align: right">(28,734)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">37,447</td>
        <td>&#160;</td>
        <td style="text-align: right">548,920</td>
      </tr>
      <tr>
        <td>In other countries</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(47,354)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">75,616</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(1,527)</td>
      </tr>
      <tr>
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(76,088)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">113,063</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">547,393</td>
      </tr>
      <tr>
        <td><b>Total</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">1,888,451</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">2,110,501</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">1,660,987</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">115</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in">c)</td>
        <td style="text-align: left; padding-right: 35.35pt">The following table presents a summary of the Group&#8217;s deferred income tax:</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

      <tr>
        <td style="width: 65%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="border-bottom: black 1pt solid; width: 10%"><b>2023</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="border-bottom: black 1pt solid; width: 10%"><b>2022</b></td>
      </tr>
      <tr>
        <td>&#160;</td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Deferred income tax asset, net </b></td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Deferred asset </b></td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Allowance for loan losses for loan portfolio</td>
        <td>&#160;</td>
        <td style="text-align: right">1,023,000</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,108,687</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Provision for profit sharing</td>
        <td>&#160;</td>
        <td style="text-align: right">70,908</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">73,402</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Provision for sundry expenses and risks</td>
        <td>&#160;</td>
        <td style="text-align: right">59,984</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">35,393</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Carry forward tax losses</td>
        <td>&#160;</td>
        <td style="text-align: right">63,668</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">50,675</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Provision for pending vacations</td>
        <td>&#160;</td>
        <td style="text-align: right">32,370</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">31,724</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Depreciation of improvements for leased premises</td>
        <td>&#160;</td>
        <td style="text-align: right">20,436</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">23,762</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>
          <div style="margin-left: 9pt; text-indent: -9pt;">Unrealized losses due to valuation of investments at fair value through other comprehensive income</div>
        </td>
        <td>&#160;</td>
        <td style="text-align: right">5,837</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">5,160</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Provision of Stock awards</td>
        <td>&#160;</td>
        <td style="text-align: right">13,821</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">45,510</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>
          <div style="margin-left: 9pt; text-indent: -9pt;">Unrealized losses due to valuation of investments at fair value through other comprehensive income</div>
        </td>
        <td>&#160;</td>
        <td style="text-align: right">39,364</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">71,214</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Unrealized gain from valuation of fair value hedging derivatives</td>
        <td>&#160;</td>
        <td style="text-align: right">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">8,246</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Others </td>
        <td>&#160;</td>
        <td style="text-align: right">209,491</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">120,239</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Deferred liability </b></td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Intangibles, net </td>
        <td>&#160;</td>
        <td style="text-align: right">(176,271)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(253,696)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>
          <div style="margin-left: 9pt; text-indent: -9pt;">Adjustment for difference in exchange of Superintendencia Nacional de Aduanas y de Administraci&#243;n Tributaria (SUNAT) and SBS </div>
        </td>
        <td>&#160;</td>
        <td style="text-align: right">(45,016)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(61,858)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Buildings depreciation</td>
        <td>&#160;</td>
        <td style="text-align: right">(63,839)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(64,462)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Deferred acquisitions costs </td>
        <td>&#160;</td>
        <td style="text-align: right">(16,070)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(16,537)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>
          <div style="margin-left: 9pt; text-indent: -9pt;">Unrealized gain due to valuation of investments at fair value through other comprehensive income</div>
        </td>
        <td>&#160;</td>
        <td style="text-align: right">(3,743)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(1,099)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Buildings revaluation</td>
        <td>&#160;</td>
        <td style="text-align: right">(2,552)</td>
        <td style="text-align: right">&#160;</td>
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  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">19,757</td>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">8,731</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">41,146</td>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">17,897</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(16,564)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">10,270</td>
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        <td style="vertical-align: bottom; text-align: right">&#160;</td>
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      <tr>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
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      <tr>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(36,569)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(37,315)</td>
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      <tr>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(39,515)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(39,515)</td>
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      <tr>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(8,186)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(22,991)</td>
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      <tr>
        <td style="vertical-align: bottom;">
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        </td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(13,846)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(10,716)</td>
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      <tr>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(10,942)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(11,251)</td>
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      <tr>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(3,038)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(3,224)</td>
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      <tr>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(3,296)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">(3,296)</td>
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      <tr>
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        <td>&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">(39,615)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">(56,965)</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom"><b>Total</b></td>
        <td>&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; text-align: right">(107,517)</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; text-align: right">(75,005)</td>
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  </table>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
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        <td style="text-align: left; padding-right: 0">The Peruvian Tax Authority has the right to review and, if necessary, amend the annual income tax returns filed by Peruvian subsidiaries up to four years after their filing date. Income tax returns of
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 0px; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 0px; text-align: left;"></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: top">
        <td style="width: 45%; text-align: left"><font style="font-family: Arial; font-size: 10pt;">Banco de Cr&#233;dito del Per&#250; S.A.</font></td>
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">2018, 2021 to 2023</font></td>
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      <tr style="vertical-align: top">
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        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">2018 to 2023</font></td>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;">It is worth mentioning that the Tax Authority is auditing the sworn declaration of:&#160;&#160;</p>
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      <tr style="vertical-align: top">
        <td style="width: 45%"><font style="font-family: Arial; font-size: 10pt;">Banco de Cr&#233;dito del Per&#250;</font></td>
        <td style="width: 42%; text-align: right"><font style="font-family: Arial; font-size: 10pt;">2019</font></td>
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      <tr style="vertical-align: top">
        <td><font style="font-family: Arial; font-size: 10pt;">Mibanco</font></td>
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      <tr style="vertical-align: top">
        <td><font style="font-family: Arial; font-size: 10pt;">Grupo Cr&#233;dito</font></td>
        <td style="text-align: right"><font style="font-family: Arial; font-size: 10pt;">2017</font></td>
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  </table>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;">The Bolivian, Chilean and Colombian Tax Authorities have the power to review and, if applicable, make a new determination for the income tax the subsidiaries to Credicorp located in said countries,
    upon presentation of their Income Tax declarations. Additionally, in the case of Colombia, a period of 6 years was established for the taxpayers obliged to apply Transfer Prices or taxpayers who report tax losses. The annual income tax declarations
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  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 21.3pt;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 21.3pt; text-align: left;"></p>
  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 21.3pt; text-align: left;"></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: top">
        <td style="width: 45%; text-align: left"><font style="font-family: Arial;">Banco de Cr&#233;dito de Bolivia</font></td>
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      </tr>
      <tr style="vertical-align: top">
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        <td style="text-align: right"><font style="font-family: Arial;">2017 to 2023</font></td>
      </tr>
      <tr style="vertical-align: top">
        <td style="text-align: left"><font style="font-family: Arial;">Mibanco Colombia</font></td>
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      </tr>

  </table>
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  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 21.3pt; text-align: left;">&#160;&#160;&#160;</p>
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  <p style="font: 10pt Arial; margin: 0pt 35.35pt 0pt 21.3pt; text-indent: 0in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
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      </tr>

  </table>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
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      </tr>

  </table>
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  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0%"></td>
        <td style="width: 0.5in">18</td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
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        <td style="text-align: left">This item consists of the following:</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

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        <td style="width: 1%">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">86,597,041</td>
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      <tr style="vertical-align: bottom">
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        <td style="border-bottom: black 1.5pt outset; text-align: right">107,143,316</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">107,525,096</td>
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  <p style="font: 10pt Arial; margin: 0pt 5.4pt 0pt 0.75in; text-align: left;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 5.4pt 0pt 0.75in; text-align: left;">The reference values of transactions with derivative financial instruments are recorded in accounts outside the statement of financial position in the committed currency, as
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  <p style="font: 10pt Arial; margin: 0pt 5.4pt 0pt 0.25in; text-align: left;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
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        <td style="text-align: left; padding-right: 5.4pt">In the normal course of their business, the Group&#8217;s banking subsidiaries are party to transactions with off-balance sheet risk. These transactions expose them to credit risk in addition to the
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0in;">Credit risk for contingent credits is defined as the possibility of sustaining a loss because one of the parties to a financial instrument fails to comply with
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  <p style="font: 10pt Arial; margin: 0pt 5.4pt 0pt 0.25in; text-align: left; text-indent: 0in;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0in;">Collateral held varies, but may include deposits in financial institutions, securities or other assets. Many of the contingent transactions reach maturity
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  <p style="font: 10pt Arial; margin: 0pt 5.4pt 0pt 0.25in; text-align: left; text-indent: 0in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
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        <td style="text-align: left; padding-right: 0">Lines of credit include consumer loans and other consumer loan facilities (credit card receivables) granted to customers and are cancelable upon related notice to the customer.</td>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0%"></td>
        <td style="width: 0.5in">19</td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left;"><font style="font-weight: normal">This item consists of the following:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px; text-align: left;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.5in;">

      <tr style="vertical-align: bottom">
        <td style="width: 57%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%;"><br>
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        <td style="width: 1%">&#160;</td>
        <td style="width: 10%"><b>2022</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%;">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid"><b>2023</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid"><b>(Restated)</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid"><b>2021</b></td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
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      <tr style="vertical-align: bottom">
        <td><b>Interest and similar income</b></td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right">15,044,864</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">12,419,281</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">10,170,680</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right">1,984,408</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,595,570</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,152,542</td>
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      <tr style="vertical-align: bottom">
        <td>Interest on due from banks</td>
        <td>&#160;</td>
        <td style="text-align: right">1,133,211</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">467,387</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">49,637</td>
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      <tr style="vertical-align: bottom">
        <td>Interest on investments at amortized cost </td>
        <td>&#160;</td>
        <td style="text-align: right">456,543</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">382,097</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">323,689</td>
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      <tr style="vertical-align: bottom">
        <td>
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        <td>&#160;</td>
        <td style="text-align: right">48,376</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">38,550</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">50,562</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Dividends received</td>
        <td>&#160;</td>
        <td style="text-align: right">46,080</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">29,226</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">40,637</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Other interest and similar income</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">85,013</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">79,171</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">62,659</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Total</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">18,798,495</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">15,011,282</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">11,850,406</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td><b>Interest and similar expense</b></td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>Interest on deposits and obligations</td>
        <td>&#160;</td>
        <td style="text-align: right">(3,141,307)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(1,688,245)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(865,474)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Interest on due to banks and correspondents</td>
        <td>&#160;</td>
        <td style="text-align: right">(1,158,665)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(683,078)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(435,426)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Interest on bonds and notes issued</td>
        <td>&#160;</td>
        <td style="text-align: right">(634,299)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(728,218)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(836,977)</td>
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      <tr style="vertical-align: bottom">
        <td>
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        <td>&#160;</td>
        <td style="text-align: right">(466,814)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(426,477)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#8722;</td>
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      <tr style="vertical-align: bottom">
        <td>Deposit Insurance Fund</td>
        <td>&#160;</td>
        <td style="text-align: right">(237,441)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(230,255)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(213,741)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Interest on lease liabilities</td>
        <td>&#160;</td>
        <td style="text-align: right">(25,574)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(25,054)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(27,374)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Other interest and similar expense </td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(196,423)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(138,337)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(111,810)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Total</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">(5,860,523)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">(3,919,664)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">(2,490,802)</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0pt"></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left;"><font style="font-weight: normal">This item consists of the following:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px; text-align: left;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.5in;">

      <tr style="vertical-align: bottom">
        <td style="width: 54%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%;">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%"><b>2022</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%;">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid"><b>2021</b></td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">1,465,318</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,595,547</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,442,966</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right">443,040</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">367,946</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">301,592</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Collection services </td>
        <td>&#160;</td>
        <td style="text-align: right">119,563</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">119,636</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">107,442</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: right">61,390</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">66,291</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">62,384</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>
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        <td>&#160;</td>
        <td style="text-align: right">59,903</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">66,330</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">52,557</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>
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        <td>&#160;</td>
        <td style="text-align: right">43,861</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">44,225</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">40,769</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>
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        <td>&#160;</td>
        <td style="text-align: right">41,376</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">35,324</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">29,983</td>
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      <tr style="vertical-align: bottom">
        <td>Operational commissions</td>
        <td>&#160;</td>
        <td style="text-align: right">41,082</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">36,213</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">76,626</td>
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      <tr style="vertical-align: bottom">
        <td>Commissions for placements</td>
        <td>&#160;</td>
        <td style="text-align: right">32,253</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">27,686</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">18,451</td>
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        <td>Penalty commissions</td>
        <td>&#160;</td>
        <td style="text-align: right">1,635</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">3,104</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">21,420</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">97,450</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">127,051</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">81,947</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">2,406,871</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">2,489,353</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">2,236,137</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td><b>Performance obligations over time:</b></td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Funds and equity management </td>
        <td>&#160;</td>
        <td style="text-align: right">700,663</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">628,739</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">717,227</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Contingent loans and foreign trade fees</td>
        <td>&#160;</td>
        <td style="text-align: right">651,392</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">450,874</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">459,165</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Commissions for custody of securities</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">45,533</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">73,891</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">81,205</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">1,397,588</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,153,504</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,257,597</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Total</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">3,804,459</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">3,642,857</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">3,493,734</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">121</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0pt"></td>
        <td style="width: 0.5in">21</td>
        <td style="text-align: left">NET GAIN ON SECURITIES</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;">This item consists of the following:</p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.5in;">

      <tr style="vertical-align: bottom">
        <td style="white-space: nowrap; width: 54%">&#160;</td>
        <td style="white-space: nowrap; width: 1%">&#160;</td>
        <td style="white-space: nowrap; width: 10%; border-bottom: Black 1pt solid"><b>2023</b></td>
        <td style="white-space: nowrap; width: 1%">&#160;</td>
        <td style="white-space: nowrap; width: 10%; border-bottom: Black 1pt solid"><b>2022</b></td>
        <td style="white-space: nowrap; width: 1%">&#160;</td>
        <td style="white-space: nowrap; width: 10%; border-bottom: Black 1pt solid"><b>2021</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap"><b>S/(000)</b></td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap"><b>S/(000)</b></td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap"><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Net gain (loss) on investments at<br>
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        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">325,808</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">(114,892)</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">(102,761)</td>
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      <tr style="vertical-align: bottom">
        <td style="white-space: nowrap">Net gain in associates</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">117,089</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">104,461</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">74,021</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>(Provision) of credit loss for<br>
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        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">(4,321)</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">(58,260)</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">(6,816)</td>
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      <tr style="vertical-align: bottom">
        <td>
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        </td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">(14,917)</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">75,273</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">65,976</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="white-space: nowrap">Others</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">1,485</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">(1,114)</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; text-align: right">(1,770)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="white-space: nowrap"><b>Total</b></td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; border-top: Black 1pt solid; border-bottom: Black 1pt solid; text-align: right">425,144</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; border-top: Black 1pt solid; border-bottom: Black 1pt solid; text-align: right">5,468</td>
        <td style="white-space: nowrap">&#160;</td>
        <td style="white-space: nowrap; border-top: Black 1pt solid; border-bottom: Black 1pt solid; text-align: right">28,650</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">122</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0pt"></td>
        <td style="width: 0.5in">22</td>
        <td style="text-align: left">INSURANCE AND UNDERWRITING RESULT</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-weight: normal">a)</font></td>
        <td style="text-align: left"><font style="font-weight: normal">The insurance and reinsurance result consists of the following:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="width: 65%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2023</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2022</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Contracts measured under BBA and VFA (b)</td>
        <td>&#160;</td>
        <td style="text-align: right">226,125</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">211,323</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Contracts measured under PAA</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">3,629,283</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">3,321,947</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Income from the Insurance Service</td>
        <td>&#160;</td>
        <td style="text-align: right">3,855,408</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">3,533,270</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Claims incurred and adjustments related to past claims incurred and other insurance service expenses</td>
        <td>&#160;</td>
        <td style="border-top: black 1pt solid; text-align: right">(2,232,672)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-top: black 1pt solid; text-align: right">(2,122,652)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Losses in onerous contracts and reversal of losses</td>
        <td>&#160;</td>
        <td style="text-align: right">(17,181)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(92,530)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Others</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(3,134)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(15,741)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Insurance Service Expenses</td>
        <td>&#160;</td>
        <td style="text-align: right">(2,252,987)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(2,230,923)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Insurance Service Result</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><b>1,602,421</b></td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><b>1,302,347</b></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="width: 65%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2023</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2022</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Variation in incurred claim provision - pending Claims - Reinsurance</td>
        <td>&#160;</td>
        <td style="text-align: right">448,500</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">317,110</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Adjustment changes of incurred claim provision - RA - Reinsurance</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(9)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">&#8722;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Income from reinsurance recoveries</td>
        <td>&#160;</td>
        <td style="text-align: right">448,491</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">317,110</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Premiums assigned to the reinsurance period</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(839,812)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(778,009)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Expenses for assigning the premiums paid to the reinsurer</td>
        <td>&#160;</td>
        <td style="text-align: right">(839,812)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(778,009)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Reinsurance result</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><b>(391,321)</b></td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><b>(460,899)</b></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="width: 65%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2023</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2022</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
      </tr>
      <tr>
        <td>Amounts related to changes in liabilities for the remaining coverage:</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
      </tr>
      <tr>
        <td>&#160;&#160;&#160;CSM recognized for services provided</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">128,639</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">131,588</td>
      </tr>
      <tr>
        <td>&#160;&#160;&#160;Change in risk adjustment for non-financial risk</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">12,357</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">15,982</td>
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      <tr>
        <td>
          <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;&#160;&#160;Expenses for insurance services and expected claims occurred&#160;</p>
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        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">81,995</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; text-align: right">65,329</td>
      </tr>
      <tr>
        <td>Cash recovery for the purchase of insurance</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">3,134</td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1pt solid; text-align: right">(1,576)</td>
      </tr>
      <tr>
        <td><b>Contracts measured under BBA and VFA</b></td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; text-align: right"><b>226,125</b></td>
        <td style="vertical-align: bottom; text-align: right">&#160;</td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; text-align: right"><b>211,323</b></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0"></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="margin-top: 0; margin-bottom: 0"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-weight: normal">c)</font></td>
        <td style="text-align: left"><font style="font-weight: normal">The impact of new business for onerous and non-onerous contracts is detailed below:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td colspan="5" style="border-bottom: black 1pt solid; text-align: center"><b>2023</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="width: 54%">&#160;</td>
        <td style="width: 1%; text-align: center">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>Onerous contracts</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: Black 1pt solid"><b>Non-onerous contracts</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: Black 1pt solid"><b>Total</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Estimates of the present value of future outflows:</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;&#160;&#160;Insurance Acquisition Cash Flows</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">21,123</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">85,120</td>
        <td>&#160;</td>
        <td style="text-align: right">106,243</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;&#160;&#160;Claims and other directly attributable expenses</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">135,905</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">658,515</td>
        <td>&#160;</td>
        <td style="text-align: right">794,420</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Estimates of the present value of future inflows</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(138,467)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(856,323)</td>
        <td>&#160;</td>
        <td style="text-align: right">(994,790)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Risk adjustment for non-financial risk</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,913</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">6,225</td>
        <td>&#160;</td>
        <td style="text-align: right">8,138</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>CSM</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">106,463</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">106,463</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Impact on provisions for contracts recognized in the period</b></td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><b>20,474</b></td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><b>&#8722;</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><b>20,474</b></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td colspan="5" style="border-bottom: black 1pt solid; text-align: center"><b>2022</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="width: 54%">&#160;</td>
        <td style="width: 1%; text-align: center">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>Onerous contracts</b></td>
        <td style="width: 1%; text-align: center">&#160;</td>
        <td style="width: 10%; border-bottom: Black 1pt solid"><b>Non-onerous contracts</b></td>
        <td style="width: 1%; text-align: center">&#160;</td>
        <td style="width: 10%; border-bottom: Black 1pt solid"><b>Total</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Estimates of the present value of future outflows:</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;&#160;&#160;Insurance Acquisition Cash Flows</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">14,022</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">72,277</td>
        <td>&#160;</td>
        <td style="text-align: right">86,299</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;&#160;&#160;Claims and other directly attributable expenses</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">165,170</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">468,718</td>
        <td>&#160;</td>
        <td style="text-align: right">633,888</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Estimates of the present value of future inflows</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(167,263)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(668,931)</td>
        <td>&#160;</td>
        <td style="text-align: right">(836,194)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Risk adjustment for non-financial risk</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">2,562</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">7,569</td>
        <td>&#160;</td>
        <td style="text-align: right">10,131</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>CSM</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">120,367</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">120,367</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Impact on provisions for contracts recognized in the period</b></td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><b>14,491</b></td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right">&#8722;</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><b>14,491</b></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-weight: normal">d)</font></td>
        <td style="text-align: left"><font style="font-weight: normal">Below, we present the estimate of the release of CSM considering the reversals of the loss component:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 40%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="width: 18%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2023</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2022</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>One year</td>
        <td>&#160;</td>
        <td style="text-align: right">113,378</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">115,614</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Two years</td>
        <td>&#160;</td>
        <td style="text-align: right">115,736</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">148,085</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Three years</td>
        <td>&#160;</td>
        <td style="text-align: right">116,736</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">164,542</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Four years</td>
        <td>&#160;</td>
        <td style="text-align: right">117,284</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">165,924</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Five years</td>
        <td>&#160;</td>
        <td style="text-align: right">114,531</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">152,654</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>from 6 to 10 years</td>
        <td>&#160;</td>
        <td style="text-align: right">494,953</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">413,518</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Older than 10 years</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">1,011,435</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">217,278</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Total</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><b>2,084,053</b></td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><b>1,377,615</b></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0"></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">124</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="margin-top: 0; margin-bottom: 0"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-weight: normal">e)</font></td>
        <td style="text-align: left"><font style="font-weight: normal">The fair value of the underlying assets is as follows:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 40%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="width: 18%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2023</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2022</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>IL Controlled</td>
        <td>&#160;</td>
        <td style="text-align: right">91,502</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">84,570</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>IL Controlled Soles</td>
        <td>&#160;</td>
        <td style="text-align: right">186,879</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">187,088</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>IL Balanced</td>
        <td>&#160;</td>
        <td style="text-align: right">79,671</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">72,059</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>IL Balanced II</td>
        <td>&#160;</td>
        <td style="text-align: right">382,326</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">370,484</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>IL Global Balanced</td>
        <td>&#160;</td>
        <td style="text-align: right">87,527</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">75,301</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>IL Capitalized</td>
        <td>&#160;</td>
        <td style="text-align: right">1,433</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">328</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>IL Capitalized II</td>
        <td>&#160;</td>
        <td style="text-align: right">259</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">190</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>IL Global Growth</td>
        <td>&#160;</td>
        <td style="text-align: right">1,073</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">198</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>IL Sustainable Capitalization</td>
        <td>&#160;</td>
        <td style="text-align: right">804</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#8722;</td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-weight: normal">f)</font></td>
        <td style="text-align: left"><font style="font-weight: normal">The impact in the current period of the transition approaches adopted to establish CSM for insurance contract portfolios is revealed in the following table:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 45%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="width: 23%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2023</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2022</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>CSM at the beginning of the period</td>
        <td>&#160;</td>
        <td style="text-align: right">992,527</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,251,473</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Changes related to future service</td>
        <td>&#160;</td>
        <td style="text-align: right">(11,385)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(181,050)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Changes related to the current service</td>
        <td>&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(74,030)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1pt solid; text-align: right">(77,896)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>CSM at the end of the period</b></td>
        <td>&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><b>907,112</b></td>
        <td style="text-align: right">&#160;</td>
        <td style="border-bottom: black 1.5pt outset; text-align: right"><b>992,527</b></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in">g)</td>
        <td style="text-align: justify">Below is the composition of the net premiums earned as of December 31, 2021 under IFRS 4:</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 87%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="width: 21%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>Gross written premiums</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>Technical reserve adjustment</b></td>
        <td style="width: 1%">&#160;</td>
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        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid">
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        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>Results of financial assets designated at fair value through profit and loss, </b></td>
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        <td style="width: 10%; border-bottom: black 1pt solid">
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
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      <tr style="vertical-align: bottom">
        <td><b>2021</b></td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>Life insurance</td>
        <td>&#160;</td>
        <td style="text-align: right">2,508,154</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(890,216)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,617,938</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(214,636)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">54,663</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,457,965</td>
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      <tr style="vertical-align: bottom">
        <td>Health insurance</td>
        <td>&#160;</td>
        <td style="text-align: right">630,790</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(30,457)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">600,333</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(15,078)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">585,255</td>
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      <tr style="vertical-align: bottom">
        <td>General insurance</td>
        <td>&#160;</td>
        <td style="text-align: right">1,140,478</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(3,176)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">1,137,302</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">(508,992)</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#8722;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">628,310</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">4,279,422</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">(923,849)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">3,355,573</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">(738,706)</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">54,663</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">2,671,530</td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in">(*)</td>
        <td>Gross written premiums by insurance type are described below:</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 50%; border-collapse: collapse; margin-left: 1in;">

      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td colspan="3" style="border-bottom: black 1pt solid"><b>2021</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="width: 28%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%"><b>S/(000)</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%"><b>%</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Life insurance (i)</td>
        <td>&#160;</td>
        <td style="text-align: right">1,617,938</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">48.22</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Health insurance (ii)</td>
        <td>&#160;</td>
        <td style="text-align: right">600,333</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">17.89</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>General insurance (iii)</td>
        <td>&#160;</td>
        <td style="text-align: right">1,137,302</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">33.89</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Total</b></td>
        <td>&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">3,355,573</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">100.00</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0"></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">125</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="margin-top: 0; margin-bottom: 0"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left">(i)</td>
        <td>The breakdown of life insurance gross written premiums is as follows:</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 35.45pt; text-align: left; text-indent: 7.1pt;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 50%; border-collapse: collapse; margin-left: 1in;">

      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td colspan="3" style="border-bottom: black 1pt solid"><b>2021</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="width: 28%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%"><b>S/(000)</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%"><b>%</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Disability and survival (*)</td>
        <td>&#160;</td>
        <td style="text-align: right">645,194</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">39.88</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Credit life</td>
        <td>&#160;</td>
        <td style="text-align: right">593,370</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">36.67</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Individual life (**)</td>
        <td>&#160;</td>
        <td style="text-align: right">119,220</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">7.37</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Group life</td>
        <td>&#160;</td>
        <td style="text-align: right">150,777</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">9.32</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Annuities</td>
        <td>&#160;</td>
        <td style="text-align: right">109,377</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">6.76</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Total</b></td>
        <td>&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">1,617,938</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">100.00</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 60pt; text-align: left; text-indent: 0.25in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 1in"></td>
        <td style="width: 0.25in; text-align: left">(*)</td>
        <td>This item includes Complementary Work Risk Insurance (&#8220;SCTR&#8221; from its Spanish acronym).</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 60pt; text-align: left; text-indent: 0.25in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 1in"></td>
        <td style="width: 0.25in; text-align: left">(**)</td>
        <td>Individual life insurance premiums include Investment Link insurance contracts.</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 60pt; text-align: left; text-indent: 0.25in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in">(ii)</td>
        <td style="text-align: left">Gross health insurance premiums include medical assistance that amounts to S/519.8 million and represents 86.59 percent in this line of business as of December 31, 2021</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in">(iii)</td>
        <td style="text-align: left">General insurance gross written premiums consist of the following:</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 50%; border-collapse: collapse; margin-left: 1in;">

      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td colspan="3" style="border-bottom: black 1pt solid"><b>2021</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="width: 28%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%"><b>S/(000)</b></td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%"><b>%</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Automobile</td>
        <td>&#160;</td>
        <td style="text-align: right">334,939</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">29.45</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Fire and allied lines</td>
        <td>&#160;</td>
        <td style="text-align: right">311,048</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">27.35</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Theft and robbery</td>
        <td>&#160;</td>
        <td style="text-align: right">110,815</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">9.74</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Third party liability</td>
        <td>&#160;</td>
        <td style="text-align: right">109,907</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">9.66</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Transport</td>
        <td>&#160;</td>
        <td style="text-align: right">58,300</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">5.13</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Technical lines (*)</td>
        <td>&#160;</td>
        <td style="text-align: right">63,792</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">5.61</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Marine Hull</td>
        <td>&#160;</td>
        <td style="text-align: right">29,414</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">2.59</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>SOAT (Mandatory automobile line)</td>
        <td>&#160;</td>
        <td style="text-align: right">25,662</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">2.26</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Aviation</td>
        <td>&#160;</td>
        <td style="text-align: right">38,275</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">3.37</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Others</td>
        <td>&#160;</td>
        <td style="text-align: right">55,150</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">4.84</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><b>Total</b></td>
        <td>&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">1,137,302</td>
        <td style="text-align: right">&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">100.00</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: right">&#160;</td>
      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 1in"></td>
        <td style="width: 0.25in">(*)</td>
        <td style="text-align: left">Technical lines include Contractor&#8217;s All Risk (CAR), Machinery breakdown, All Risk (EAR), Electronic equipment (EE), All Risk Contractor&#8217;s Equipment (ARCE).</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left">(**)</td>
        <td>&#8220;Premiums ceded to reinsurers and coinsurers, net&#8221; include:</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: left; text-indent: -3.8pt;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 50%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="width: 39%">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 10%; border-bottom: black 1pt solid"><b>2021</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td><b>S/(000)</b></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Premiums ceded for automatic contracts (mainly excess of loss)</td>
        <td>&#160;</td>
        <td style="text-align: right">(355,356)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>
          <p style="font: 10pt Arial; margin: 0pt 0px;">Premiums ceded for facultative contracts,&#160;</p>
        </td>
        <td>&#160;</td>
        <td style="text-align: right">(392,346)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>
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        <td>&#160;</td>
        <td style="text-align: right">8,996</td>
      </tr>
      <tr>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="vertical-align: bottom">&#160;</td>
        <td style="border-top: black 1pt solid; border-bottom: black 1.5pt outset; text-align: right">(738,706)</td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">126</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in">h)</td>
        <td>Below are the claims incurred by life, general and health insurance contracts as of December 31, 2021 under IFRS 4:</td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;">&#160;</p>
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  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 90%; font: 10pt Arial; margin-left: 0.5in;">

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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="width: 1%; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 10%; text-align: right"><font style="font-family: Arial;">908,339</font></td>
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        <td style="width: 1%"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: right"><font style="font-family: Arial;">312,978</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">264,326</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">99,440</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">118,510</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">87,844</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">57,093</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">115,120</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">106,356</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">104,700</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">108,357</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">86,417</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">64,432</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">64,480</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">63,500</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">55,331</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">56,359</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">50,566</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">56,324</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">62,994</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">62,142</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">39,764</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">35,896</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">39,528</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">22,677</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">20,435</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">20,105</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">229,434</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">188,671</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">154,323</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left; border-bottom: Black 2pt solid"><font style="font-family: Arial;">&#160;</font></td>
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      <tr style="vertical-align: top">
        <td style="width: 0in"></td>
        <td style="width: 0.5in"><font style="font-family: Arial; font-size: 10pt;">25</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">OTHER INCOME AND EXPENSES</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">This item consists of the following:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 90%; font: 10pt Arial; margin-left: 0.5in;">

      <tr style="vertical-align: bottom">
        <td style="text-align: center"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">2023</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">2022<br>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid"><font style="font-family: Arial; font-size: 10pt;">2021</font></td>
        <td style="font-weight: bold"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 3pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="width: 1%; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 1%"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 10%; text-align: right"><font style="font-family: Arial;">18,712</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 1%"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 10%; text-align: right"><font style="font-family: Arial;">15,700</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">46,836</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">44,257</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">35,218</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">33,969</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">66,531</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">6,559</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">5,352</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">16,817</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">1,862</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">1,299</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">3,728</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">1,654</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">16,083</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">11,355</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">266,567</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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  <p style="margin: 0"><font style="font-family: Arial;">&#160;</font></p>
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        <td style="text-align: center; width: 56%"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; width: 1%"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; width: 1%"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; width: 10%"><font style="font-family: Arial; font-size: 10pt;">2023</font></td>
        <td style="font-weight: bold; text-align: left; width: 1%"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; width: 1%"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; width: 1%"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left; width: 1%"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; width: 1%"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; width: 1%"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
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        <td style="padding-left: 3pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">96,978</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">25,140</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">17,630</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">95,873</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">43,846</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">70,824</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">66,302</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">74,512</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">58,956</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><font style="font-family: Arial;">Association in participation</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">53,097</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">40,955</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">47,176</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">28,882</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">1,626</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">1,601</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">23,354</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">16,362</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">9,949</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">17,445</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">18,962</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">23,814</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">11,975</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">18,736</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">28,324</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">7,775</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">20,177</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">103,982</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
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      <tr style="vertical-align: top">
        <td style="width: 0in"></td>
        <td style="width: 0.5in"><font style="font-family: Arial; font-size: 10pt;">26</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">EARNING PER SHARE</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">The net earnings per ordinary share were determined based on the net income attributable to equity holders of the Group as
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  <p style="font: 10pt Arial; margin: 0pt 0px; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 90%; font: 10pt Arial; margin-left: 0.5in;">

      <tr style="vertical-align: bottom">
        <td style="text-align: center"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="font-weight: bold"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: center; text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td colspan="2" style="text-align: center"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td colspan="2" style="text-align: center"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td colspan="2" style="text-align: center"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
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        <td style="width: 1%; padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="width: 1%; padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 1%; padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">4,647,818</font></td>
        <td style="width: 1%; padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 1%; padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">3,584,582</font></td>
        <td style="width: 1%; padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in; text-indent: -0.125in"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">94,382,317</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">94,382,317</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">94,382,317</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">(14,849,223</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">)</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">(14,850,369</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">)</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">(14,914,734</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">)</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">(55,283</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">)</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">)</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">26,604</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">79,477,811</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">79,528,333</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">79,494,187</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">177,709</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">168,462</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right"><font style="font-family: Arial;">182,208</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">79,655,520</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">79,696,795</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">79,676,395</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in; text-indent: -0.125in"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">61.22</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">58.44</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">45.09</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: right"><font style="font-family: Arial;">61.08</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial;">&#160;</font></td>
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  </table>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
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    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0in"></td>
        <td style="width: 0.5in"><font style="font-family: Arial; font-size: 10pt;">27</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">OPERATING SEGMENTS</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">The Credicorp Board of Directors organized the Group&#8217;s subsidiaries according to the types of financial services provided and the
      sectors on which they are focused; with the objective of optimizing the management thereof. Next, we present the Group&#180;s business lines:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top; text-align: justify">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">a)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Universal Banking -</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 14.2pt; text-align: justify; text-indent: -14.2pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">Includes the operations related to the granting of various credits and financial instruments to individuals and legal entities,
      from the segments of wholesale and retail banking, such as the obtaining of funds from the public through deposits and current accounts, obtaining of funding by means of initial public offerings and direct indebtedness with other financial
      institutions. This business line incorporates the results and balances of the Banco de Cr&#233;dito del Per&#250; (BCP) and Banco de Cr&#233;dito de Bolivia (BCB).</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 14.2pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">b)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Insurance and Pensions -</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 14.2pt; text-align: justify; text-indent: -14.2pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">Insurance: includes, mainly, the issue of insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health and pensions,
            operations carried out through Pac&#237;fico Compa&#241;&#237;a de Seguros y Reaseguros.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">Pensions: provides Management Service of private pension funds to the affiliates, operation carried out from Prima AFP.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top; text-align: justify">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">c)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Microfinance -</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 14.2pt; text-align: justify; text-indent: -14.2pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">Includes the management of loans, credits, deposits and current accounts of the small and microenterprises: carried out through
      Mibanco, Banco de la Microempresa S.A. and Mibanco &#8211; Banco de la Microempresa de Colombia S.A.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 14.2pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">d)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">Investment Banking and Wealth Management -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">Brokerage service and investment management services offered to a broad and diverse clientele, which includes corporations,
      institutional investors, governments and foundations; also, the structuring and placement of issues in the primary market, as well as the execution and negotiation of transactions in the secondary market. Additionally, it structures securitization
      processes for corporate customers and manages mutual funds.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">All of these services are provided through Credicorp Capital Ltd. and subsidiaries and ASB Bank Corp.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 14.2pt; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">Management of these business lines is designed to:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="text-align: justify"><font style="font-family: Arial; font-size: 10pt;">Promote the joint action of our businesses in order to take advantage of the synergies which result from the diversification of our portfolio.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="text-align: justify"><font style="font-family: Arial; font-size: 10pt;">Strengthening our leadership in the financial sector through our growth in new businesses, and the establishment of an investment banking platform available not only
            to the corporate world, but also to the retail segment, especially to the Small and Medium Enterprise (SME) and Consumer sectors.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">Improve the ongoing search to adapt our business models, processes and procedures into line with best practices worldwide.</font></td>
      </tr>

  </table>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">131</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">The operating results of the Group&#8217;s new business lines are monitored separately by the Board of Directors and Senior Management
      on a monthly basis, in order to make decisions regarding the allocation of resources and the evaluation of the performance of each one of the segments. The Chief Operating Decision Maker (CODM) of Credicorp is the Chief Executive Officer (CEO). The
      performance of the segments is evaluated based on the operating profits or losses and is measured consistently with the operating profits and losses presented in the consolidated statement of income.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">Financial information by segment is prepared subject to the minimum controls necessary and on a uniform basis, with coherent
      grouping according to the type of activity and customer. The transfer prices used for determining income and expenses generated among the operating segments are similar to the prices that would be applicable to transactions carried out at arm&#8217;s
      length.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">None of the income derives from transactions carried out with a single customer or counterparty which is equal to or greater
      than 10 percent or more of the total income of the Group as of December 31, 2023, 2022 and 2021.</font></p>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
    <div style="text-align: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">132</font>&#160;</div>
    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top; text-align: justify">
        <td style="width: 0in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">(i)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">The following table presents information recorded in the results and for certain items of the assets corresponding to the Group&#8217;s reportable segments (in millions of soles) as of December 31,
            2023, 2022 and 2021:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 100%; border-collapse: collapse;">

      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; padding-left: 3pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="3" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">Income (*)</font></td>
        <td style="padding-left: 3pt; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td colspan="2" style="text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-left: 3pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-left: 3pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-left: 3pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-left: 3pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-left: 3pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-left: 3pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-left: 3pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 8pt;">2023</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">External</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">From other segments (**)</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">Net interest, similar income and expenses</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">Other income (***)</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">Provision for credit losses on loan portfolio</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">Depreciation, amortization and right in use</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">Income Tax</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">Net Profit</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">Additions of fixed assets, intangibles and goodwill</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">Total<br>
            assets</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">Total liabilities</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 8pt;">Universal Banking</font></td>
        <td><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 17.85pt; text-align: justify;"></p>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 17.85pt; text-align: justify;"></p>
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        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left; text-indent: -0.125in; padding-left: 0.25in; width: 23%"><font style="font-family: Arial; font-size: 8pt;">Banco de Cr&#233;dito del Per&#250;</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">453</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">165</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 2pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 8pt;">4,760</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></td>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 17.85pt; text-align: justify;"><font style="font-family: Arial;">&#160;</font></p>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">(1,338)</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">3,463</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">2</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">(6,701)</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;"></font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">(6,609</font>)</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-size: 8pt;">Total consolidated</font></td>
        <td style="padding-bottom: 1pt"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;"></font></td>
        <td style="border-bottom: Black 2pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">(683)</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;"></font></td>
        <td style="border-bottom: Black 2pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">(1,661)</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;"></font></td>
        <td style="border-bottom: Black 2pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">3,672</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 2pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">640</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 2pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">244,847</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 2pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">217,809</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 17.85pt; text-align: justify;"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top; text-align: justify">
        <td style="width: 0.25in"></td>
        <td style="width: 0.35in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">(*)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Corresponds to total interest and similar income, other income (includes income and expenses on commissions) and technical results.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 17.85pt; text-align: justify;"></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top; text-align: justify">
        <td style="width: 0.25in"></td>
        <td style="width: 0.35in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">(**)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Corresponds to income derived from transactions with other segments, which were eliminated in the consolidated statement of income.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 17.85pt; text-align: justify;"></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top; text-align: justify">
        <td style="width: 0.25in"></td>
        <td style="width: 0.35in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">(***)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Corresponds to other income (include income and expenses for commissions) and technical results.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 35.45pt; text-align: left; text-indent: -17.6pt;"></p>
  <p style="margin-top: 0; margin-bottom: 0"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(ii)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">The following table presents (in millions of soles) the distribution of the total revenue, operating revenue and non-current assets of the Group; all assigned based on
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" border="0" style="border-collapse: collapse; line-height: normal; width: 100%; font-family: Arial; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal;">

      <tr style="vertical-align: bottom">
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt; text-align: left; padding-left: 3pt"><font style="font-size: 8pt;">&#160;</font></td>
        <td colspan="7" style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; padding-left: 3pt"><font style="font-size: 8pt;">2023</font></td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left; padding-left: 3pt"><font style="font-size: 8pt;">&#160;</font></td>
        <td colspan="7" style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; padding-left: 3pt"><font style="font-size: 8pt;">2022</font></td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left; padding-left: 3pt"><font style="font-size: 8pt;">&#160;</font></td>
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      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-right: 3pt; padding-left: 3pt">
          <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-size: 8pt;"><b>Total</b></font></p>
          <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-size: 8pt;"><b>income (*)</b></font></p>
        </td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;"><b>Operate Income (**)</b></font></td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;"><b>Total current non assets(***)</b></font></td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;"><b>Total, liabilities </b></font></td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-right: 3pt; padding-left: 3pt">
          <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-size: 8pt;"><b>Total</b></font></p>
          <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-size: 8pt;"><b>income (*)</b></font></p>
        </td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;"><b>Operate Income (**)</b></font></td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;"><b>Total current non assets(***)</b></font></td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;"><b>Total, liabilities </b></font></td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-right: 3pt; padding-left: 3pt">
          <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-size: 8pt;"><b>Total</b></font></p>
          <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-size: 8pt;"><b>income (*)</b></font></p>
        </td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;"><b>Operate Income (**)</b></font></td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;"><b>Total current non assets (***)</b></font></td>
        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;"><b>Total liabilities </b></font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="width: 16%"><font style="font-size: 8pt;">Per&#250;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">17,279</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">11,922</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">4,648</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">180,268</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">14,053</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">10,430</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">4,325</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">179,855</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">17,330</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">8,682</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">3,773</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">188,505</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><font style="font-size: 8pt;">Bermudas</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">5,394</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">(45)</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;"></font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">2,086</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">5,151</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">(28)</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;"></font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">134</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">2,123</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">18</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">(17)</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;"></font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">134</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">2,174</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><font style="font-size: 8pt;">Panam&#225;</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">384</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">174</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">31</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">5,580</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">295</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">105</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">3</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">8,384</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">309</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">103</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">30</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">10,389</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left"><font style="font-size: 8pt;">Cayman Islands</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">502</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">358</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">154</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">72</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">72</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">139</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">17</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">1,082</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">4</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">3</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">3</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
        <td style="padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">-</font></td>
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      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt;">Total consolidated</font></td>
        <td><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 2pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">25,665</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 2pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">12,938</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 2pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">5,083</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 2pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">205,733</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 2pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">4,724</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 2pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">205,819</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 2pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">19,452</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 2pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">9,356</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 2pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">4,605</font></td>
        <td style="text-align: left"><font style="font-size: 8pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 2pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 8pt;">217,809</font></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0"><font style="font-family: Arial;">&#160;</font></p>
  <p style="margin-top: 0; margin-bottom: 0"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top; text-align: justify">
        <td style="width: 0.25in"></td>
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        <td><font style="font-family: Arial; font-size: 10pt;">Including total interest and similar income, other income and net premiums earned from insurance activities.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 48pt; text-indent: -30pt;"></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top; text-align: justify">
        <td style="width: 0.25in"></td>
        <td style="width: 0.35in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">(**)</font></td>
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      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 48pt; text-indent: -30pt;"></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top; text-align: justify">
        <td style="width: 0.25in"></td>
        <td style="width: 0.35in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">(***)</font></td>
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      </tr>

  </table>
  <div style="margin-bottom: 10pt; clear: both; margin-top: 10pt" class="BRPFPageBreakArea">
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    <div style="page-break-after: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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      <tr style="vertical-align: top">
        <td style="width: 0.5in; font-size: 10pt"><font style="font-family: Arial;"><b>28</b></font></td>
        <td style="font-size: 10pt"><font style="font-family: Arial;"><b>TRANSACTIONS AND BALANCES WITH RELATED PARTIES</b></font></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; border-collapse: collapse;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 0.5in; font-size: 10pt"><font style="font-family: Arial;">a)</font></td>
        <td style="font-size: 10pt"><font style="font-family: Arial;">The Group&#8217;s consolidated financial statements as of December 31, 2023 and 2022 include transactions with related companies, the Board of Directors, the Group&#8217;s key executives (defined as
            the Management of Credicorp) and the companies which are controlled by these individuals through their majority shareholding or their role as Chairman or CEO.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; border-collapse: collapse;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"><font style="font-family: Arial;">&#160;</font></td>
        <td style="width: 0.5in; font-size: 10pt"><font style="font-family: Arial;">b)</font></td>
        <td>
          <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial;">The following table presents the main transactions and balances with related parties and&#160;individuals as of December 31, 2023 and 2022:</font></p>
          <p style="font: 10pt Arial; margin: 0pt 0px;"></p>
        </td>
      </tr>

  </table>
  <p style="margin: 0"><font style="font-family: Arial;">&#160;</font></p>
  <p style="margin: 0"></p>
  <table cellspacing="0" cellpadding="0" align="CENTER" style="border-collapse: collapse; width: 82%; font: 10pt Arial;">

      <tr style="vertical-align: bottom">
        <td style="padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid"><font style="font-family: Arial;">2022</font></td>
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td><font style="font-family: Arial;">&#160;</font></td>
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      <tr style="vertical-align: top">
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  </table>
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      <tr style="vertical-align: top">
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      </tr>

  </table>
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      <tr style="vertical-align: top">
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      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;&#160;</p>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td style="text-align: right">584,463</td>
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  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <p style="margin-top: 0; margin-bottom: 0"></p>
  <p style="margin-top: 0; margin-bottom: 0"></p>
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      <tr style="vertical-align: top">
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      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
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      <tr style="vertical-align: top">
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      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
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      <tr style="vertical-align: top">
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      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" align="CENTER" style="border-collapse: collapse; width: 82%; font: 10pt Arial;">

      <tr style="vertical-align: bottom">
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="width: 10%; text-align: right">7,387</td>
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        <td style="width: 1%">&#160;</td>
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        <td style="width: 10%; text-align: right">7,850</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left; padding-bottom: 1.5pt">&#160;</td>
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        <td style="padding-bottom: 1.5pt">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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      </tr>

  </table>
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      <tr style="vertical-align: top">
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      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <p style="margin-top: 0; margin-bottom: 0"></p>
  <table cellspacing="0" cellpadding="0" align="CENTER" style="border-collapse: collapse; width: 82%; font: 10pt Arial;">

      <tr style="vertical-align: bottom">
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        <td style="font-weight: bold">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left">At fair value through profit or loss:</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left">Mutual funds, investment funds and hedge funds</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="width: 74%; text-align: left; padding-left: 0.125in">U.S. Dollars (i)</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">516,834</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 10%; text-align: right">626,404</td>
        <td style="width: 1%; text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in">Bolivianos</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">179,131</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">163,701</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in">Colombian pesos</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">170,769</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">70,987</td>
        <td style="text-align: left">&#160;</td>
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        <td style="padding-left: 0.125in">Soles(ii)</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">108,830</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">76,535</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in">Chilean pesos</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 1pt">&#160;</td>
        <td style="text-align: right; border-bottom: Black 1pt solid">7,198</td>
        <td style="text-align: left; padding-bottom: 1pt">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 1pt">&#160;</td>
        <td style="text-align: right; border-bottom: Black 1pt solid">5,735</td>
        <td style="text-align: left; padding-bottom: 1pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; padding-bottom: 1.5pt">Total</td>
        <td style="padding-bottom: 1.5pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 1.5pt">&#160;</td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid">982,762</td>
        <td style="text-align: left; padding-bottom: 1.5pt">&#160;</td>
        <td style="padding-bottom: 1.5pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 1.5pt">&#160;</td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid">943,362</td>
        <td style="text-align: left; padding-bottom: 1.5pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 1pt">&#160;</td>
        <td style="text-align: right; border-bottom: Black 1pt solid">&#160;</td>
        <td style="text-align: left; padding-bottom: 1pt">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 1pt">&#160;</td>
        <td style="text-align: right; border-bottom: Black 1pt solid">&#160;</td>
        <td style="text-align: left; padding-bottom: 1pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-bottom: 1.5pt">Restricted mutual funds, note 6(a)(iv)</td>
        <td style="padding-bottom: 1.5pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 1.5pt">&#160;</td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid">334,162</td>
        <td style="text-align: left; padding-bottom: 1.5pt">&#160;</td>
        <td style="padding-bottom: 1.5pt">&#160;</td>
        <td style="text-align: left; padding-bottom: 1.5pt">&#160;</td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid">351,317</td>
        <td style="text-align: left; padding-bottom: 1.5pt">&#160;</td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">137</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0%"></td>
        <td style="width: 0.5in"><font style="font-family: Arial;"><b>29</b></font></td>
        <td><font style="font-family: Arial;"><b>FINANCIAL INSTRUMENTS CLASSIFICATION </b></font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial;">The table below shows the carrying amounts of the financial assets and liabilities captions in the consolidated statement of financial position, by categories as
      defined under IFRS 9 as of December 31,2023 and 2022:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 100%; border-collapse: collapse;">

      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-right: 5.4pt; padding-left: 0.125in; text-indent: -0.125in"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="12" style="font-weight: bold; border-bottom: Black 1pt solid; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">2023</font></td>
        <td colspan="11" style="font-weight: bold; border-bottom: Black 1pt solid; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">2022</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in; padding-right: 5.4pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="2" style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="2" style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="2" style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="2" style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="2" style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="2" style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="2" style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="2" style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="2" style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="2" style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-right: 5.4pt; padding-left: 0.125in; text-indent: -0.125in"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="4" style="font-weight: bold; border-bottom: Black 1pt solid; text-align: left; padding-right: 3pt; padding-left: 3pt">
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">Financial assets and</font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">liabilities at fair</font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">value through profit or loss</font></p>
        </td>
        <td colspan="3" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt">
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">Financial assets at fair value</font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">through other comprehensive</font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">income</font></p>
        </td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt">
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></p>
        </td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td colspan="4" style="font-weight: bold; border-bottom: Black 1pt solid; text-align: left; padding-right: 3pt; padding-left: 3pt">
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">Financial assets and</font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">liabilities at fair</font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">value through profit or loss</font></p>
        </td>
        <td colspan="3" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt">
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">Financial assets at fair value</font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">through other comprehensive</font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">income</font></p>
        </td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt">
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></p>
        </td>
        <td colspan="2" style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 0.125in; text-indent: -0.125in; padding-right: 5.4pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt">
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>Investments</b><br>
              <b>&#160;and</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>derivates</b></font></p>
        </td>
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt">
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>Investments</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>designated at</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>&#160;inception</b></font></p>
        </td>
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>Investments</b></font></td>
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt">
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>Investments</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>designated at</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>&#160;inception</b></font></p>
        </td>
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>Financial</b></font>
          <p style="margin-top: 0; margin-bottom: 0;"></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;">&#160;assets and</font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>liabilities</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>measured at</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>amortized cost</b></font></p>
        </td>
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>Total</b></font></td>
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt">
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>Investments</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>&#160;and derivates</b></font></p>
        </td>
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt">
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>Investments</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>designated at</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>inception</b></font></p>
        </td>
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>Investments</b></font></td>
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt">
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>Investments</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>designated at</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>&#160;inception</b></font></p>
        </td>
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt">
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>Financial</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>assets and</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>liabilities</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>measured at</b></font></p>
          <p style="margin-top: 0; margin-bottom: 0;"><font style="font-family: Arial; font-size: 6pt;"><b>&#160;amortized cost</b></font></p>
        </td>
        <td style="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; border-bottom: Black 1pt solid; text-align: center; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">Total</font></td>
        <td><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in; padding-right: 5.4pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in; padding-right: 5.4pt"><font style="font-family: Arial; font-size: 6pt;">Assets</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="padding-left: 0.125in; text-indent: -0.125in; padding-right: 5.4pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">33,930,948</font></td>
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        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">33,930,948</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">34,183,840</font></td>
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        <td style="text-align: right; width: 6%; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">34,183,840</font></td>
        <td style="width: 1%"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in; padding-right: 5.4pt"><font style="font-family: Arial; font-size: 6pt;">Cash collateral, reverse repurchase agreements and securities borrowings</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">1,410,647</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">1,410,647</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">1,101,856</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">1,101,856</font></td>
        <td><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">4,982,661</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">4,982,661</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">4,199,334</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">4,199,334</font></td>
        <td><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in; padding-right: 5.4pt"><font style="font-family: Arial; font-size: 6pt;">Investments at fair value through other comprehensive income, Note 6(b)</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">36,709,138</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">334,802</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">37,043,940</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">30,449,806</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">336,355</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">30,786,161</font></td>
        <td><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">10,188,927</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">10,188,927</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">10,445,729</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">10,445,729</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">136,698,135</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">136,698,135</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">140,753,972</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">140,753,972</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">810,932</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">810,932</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">768,801</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">768,801</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">412,401</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">412,401</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">699,678</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">699,678</font></td>
        <td><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in; padding-right: 5.4pt"><font style="font-family: Arial; font-size: 6pt;">Other assets, Note 12(a)</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">987,663</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">2,072,603</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">3,060,266</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">1,478,726</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">1,747,412</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">3,226,138</font></td>
        <td><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-bottom: 1.5pt; padding-left: 0.125in; text-indent: -0.125in; padding-right: 5.4pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">5,970,324</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">810,932</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">36,709,138</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">334,802</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">184,713,661</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">228,538,857</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">5,678,060</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">768,801</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">30,449,806</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">336,355</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">188,932,487</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">226,165,509</font></td>
        <td><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in; text-indent: -0.125in; padding-right: 5.4pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">147,704,994</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">147,704,994</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">147,020,787</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">147,020,787</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">10,168,427</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">10,168,427</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">12,966,725</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">12,966,725</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">12,278,681</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">12,278,681</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">8,937,411</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">8,937,411</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">412,401</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">412,401</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">699,678</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">699,678</font></td>
        <td><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">512,579</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">512,579</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">191,010</font></td>
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        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
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        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">3,964,203</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">5,309,868</font></td>
        <td><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
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        <td style="padding-bottom: 1.5pt; padding-left: 0.125in; text-indent: -0.125in; padding-right: 5.4pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">1,533,914</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">190,258,378</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">191,792,292</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">1,536,675</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">&#8212;</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-family: Arial; font-size: 6pt;">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">191,174,072</font></td>
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        <td style="text-align: right; border-bottom: Black 1.5pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;">192,710,747</font></td>
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  </table>
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      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 35.4pt;"><font style="font-family: Arial;"></font></p>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0%"></td>
        <td style="width: 0.5in"><font style="font-family: Arial;"><b>30</b></font></td>
        <td><font style="font-family: Arial;"><b>FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT </b></font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial;">The Group&#8217;s activities involve principally the use of financial instruments, including derivatives. It also accepts deposits from customers at both fixed and
      floating rates, for various periods, and invests these funds in high-quality assets. Additionally, it places these deposits at fixed and variable rates with legal entities and individuals, considering the finance costs and expected profitability.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial;">The Group also trades in financial instruments where it takes positions in traded and over-the-counter instruments, derivatives included, to take advantage of short
      term market movements on securities, bonds, currencies and interest rates.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial;">Given the Group&#8217;s activities, it has a framework for risk appetite, a corner stone of the management.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial;">The risk management processes involve continuous identification, measurement, treatment and monitoring. The Group is exposed, principally, to operating risk, credit
      risk, liquidity risk, market risk, strategic risk and insurance technical risk. Finally, it reports on a consolidated basis the risks to which the Group is exposed.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 35.4pt;"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial;">a)</font></td>
        <td><font style="font-family: Arial;">Risk management structure -</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 35.4pt;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;"><font style="font-family: Arial;">The Board of Directors of the Group and of each subsidiary are ultimately responsible for identifying and controlling risks; however, there are separate
      independent instances in the major subsidiaries responsible for managing and monitoring risks, as further explained below:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 53.4pt;"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial;">(i)</font></td>
        <td><font style="font-family: Arial;">Group&#8217;s Board of Directors -</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 56.75pt;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">Credicorp Board of Directors &#8211;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Credicorp Board of Directors is responsible for the overall approach to risk management of Credicorp Ltd., including the approval of its appetite for risk.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">Likewise; take knowledge of the level of compliance of the appetite and the level of risk exposure, as well as the relevant improvements in the integral risk
      management of Grupo Cr&#233;dito and Subsidiaries of Credicorp (Group).</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">Grupo Cr&#233;dito&#8217;s Board of Directors &#8211;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">Grupo Cr&#233;dito&#8217;s Board of Directors is responsible for the general approach to risk management of the Group&#8217;s subsidiaries and the approval of the risk appetite levels
      that it is willing to assume. Furthermore, it approves the guidelines and policies for Integral Risk Management, promotes an organizational culture that emphasizes the importance of risk management, oversees the internal control system and ensures
      the adequate performance of the Group&#8217;s regulatory compliance function.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">Group Company Boards -</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Board of each company of the Group is responsible for aligning the risk management established by the Board of Grupo Cr&#233;dito with the context of each one of them.
      For that, it establishes a framework for risk appetite, policies and guidelines.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 71.4pt;"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial;">(ii)</font></td>
        <td><font style="font-family: Arial;">Credicorp Risk Committee -</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 56.75pt;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 70.8pt;"><font style="font-family: Arial;">Represents the Credicorp Board of Directors, proposes the levels of risk appetite for Credicorp Ltd. Also, it is aware of the level of compliance of the risk
      appetite and the level of exposure assumed by Grupo Cr&#233;dito and Credicorp subsidiaries and the relevant improvements in integral management of risks of said entities.</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">139</font></div>
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  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 70.8pt;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Committee will be made up of no less than three directors of Credicorp, at least one of which must be independent. Additionally, the Board of Directors may
      incorporate as a member one or more directors of Credicorp subsidiaries. Likewise, the coordinator of the Committee will be the Credicorp Risk Manager, with the Internal Audit Manager as an observer member (without voice or vote). Finally, the
      following officials will attend the sessions as guests, according to the agenda of topics to be discussed and at the invitation of the Coordinator: General Manager, Finance Manager, Manager of the Risk Management Division of BCP, and all those people
      who criteria assist with the development of the session.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 35.4pt;"><font style="font-family: Arial;">&#160;</font></p>
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      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial;">(iii)</font></td>
        <td><font style="font-family: Arial;">Grupo Cr&#233;dito Risk Committee -</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.35pt;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">Represents the Board of Grupo Cr&#233;dito in risk management decision-making. Furthermore, proposes to Grupo Cr&#233;dito&#8217;s Board of Directors the levels of risk appetite.
      This Committee defines the strategies used for the adequate management of the different types of risks and the supervision of risk appetite. In addition to it, they established principles, policies, and general limits to the Group.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Risk Committee is presided by no less than three Board members of Grupo Cr&#233;dito, at least one of which must be independent. Additionally, the Board of Directors
      may incorporate as a member one or more directors of the Group. Likewise, the coordinator of the Committee will be the Grupo Cr&#233;dito Risk Manager, with the Internal Audit Manager as an observer member (without voice or vote). Finally, the following
      officials will attend the sessions as guests, according to the agenda of topics to be discussed and at the invitation of the Coordinator: General Manager, Finance Manager, Manager of the Risk Management Division of BCP, and all those people who
      criteria assist with the development of the session.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">In addition to effectively managing all the risks, the Grupo Cr&#233;dito Risk Committee is supported by the following committees which report periodically on all relevant
      changes or issues relating to the risks being managed:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">Corporate credit Risk Committees (retail and non-retail)-</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Corporate credit Risk Committees (retail and non-retail) are responsible for reviewing the tolerance level of the credit risk appetite, the limits of exposure and
      the actions for the implementation of corrective measures, in case there are deviations. In addition, they propose credit risk management norms and policies within the framework of governance and the organization for the integral management of credit
      risk. Furthermore, they propose the approval of any changes to the functions described above and important findings to the Grupo Cr&#233;dito Risk Committee.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">Corporate Committee for Market, Structural, Trading and Liquidity Risks</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Corporate Committee for Market, Structural, Trading and Liquidity Risks is in charge of analyzing and proposing corporate objectives, guidelines and policies for
      the Management of Market and Liquidity Risks of the Group and the Group&#8217;s companies. As well as, monitor the indicators and limits of the market risk appetite and liquidity of the Group and of each one of the companies of the Group. Likewise, it is
      responsible for escalating managerial decisions above its authority to the Risk Committee of Grupo Cr&#233;dito.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">Corporate Model Risk Committee &#8211;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Corporate Model Risk Committee is responsible for analyzing and proposing the actions corrections in case there are deviations with respect to the degrees of
      exposure assumed in the Appetite for Model Risk. Likewise, it proposes the creation and/or modification of the government for model risk management, monitoring compliance with the same. The Model Risk Committee monitors the Group&#8217;s data and
      analytical strategy and the health status of the model portfolio. They are also responsible to inform the Committee of Grupo Cr&#233;dito Risks on exposures, related to model risk, which involve variations in the risk profile.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">140</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
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  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">Corporate Operational Risk Methodology Committee -</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Corporate Methodological Committee of Operational Risk has as main responsibilities to review the main indicators of Operational Risk of the companies of the
      Group, as well as the progress of the methodologies deployed for Operational Risk and Business Continuity. Likewise, share best practices regarding the main challenges faced by Group companies.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial;">(iv)</font></td>
        <td><font style="font-family: Arial;">Central Risk Management of Credicorp -</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.35pt;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Central Risk Management of Credicorp informs the Credicorp Risk Committee of the level of compliance of the risk appetite and the level of exposure assumed by
      Grupo Cr&#233;dito and Credicorp subsidiaries. Likewise, it reports the relevant improvements in the integral risk management of Grupo Cr&#233;dito and Credicorp subsidiaries. In addition, it proposes to the Credicorp Risk Committee the risk appetite levels
      for Credicorp Ltd.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial;">(v)</font></td>
        <td><font style="font-family: Arial;">Central Risk Management of Grupo Cr&#233;dito -</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.35pt;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Central Risk Management is responsible for the implementation of policies, procedures, methodologies and the actions to be taken to identify, measure, monitor,
      mitigate, report and control the different types of risks to which the Group is exposed. In addition, it is responsible for participating in the design and definition of the strategic plans of the business units to ensure that they are aligned within
      the risk parameters approved by the Grupo Cr&#233;dito Board of Directors. Likewise, it disseminates the importance of adequate risk management, specifying in each of the units, the role that corresponds to them in the timely identification and definition
      of the corresponding actions.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The units of the Central Risk Management that manage risk at the corporate level are the following:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">Credit Division -</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Credit Division proposes credit policies and evaluation criteria and credit risk management that the Group assumes with segment customers wholesaler. Evaluate and
      authorize loan proposals until their autonomy and propose their approval to the higher instances for those that exceed it. These guidelines are established on the basis of the policies set by the Grupo Cr&#233;dito Board, respecting the laws and
      regulations in force. In addition, it assesses the evolution of the risk of wholesale clients and identifies problematic situations, taking actions to mitigate or resolve them.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">Risk Management Division -</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Risk Management Division is responsible for ensuring that risk management directives and policies comply with the established by the Board of Directors. In
      addition, it is responsible for supervising the process of risk management and for coordinating with the companies of Credicorp involved in the whole process, promoting homogeneous risk management and aligned with the best practices. It also has the
      task of informing Board of Directors regarding: global exposure and by type of risk, as well as the specific exposure of each Group company.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">Retail Banking Risk Division -</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Retail Banking Risk Division is responsible for managing the risk profile of the retail portfolio and developing credit policies that are in accordance with the
      guidelines and risk levels established by Grupo Cr&#233;dito&#8217;s Board of Directors. Likewise, it participates in the definition of products and campaigns aligned to these policies, as well as in the design, optimization and integration of credit evaluation
      tools and income estimation for credit management. Likewise, there is an active and recurring participation of the BCP Retail Banking Risk Division in the Credit Risk and Collections Committee of Mibanco and in the BCB Retail Banking Risk Committee
      to ensure alignment of best practices in terms of policies and guidelines. credit ratings, risk segmentation and credit risk models.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">141</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
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  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">Non-financial Risks Division -</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Non-financial Risks Division is responsible for defining a non-financial risks strategy aligned with the objectives and risk appetite set by the Board of Grupo
      Cr&#233;dito. This strategy seeks to strengthen the management process, generate synergies, optimize resources and achieve better results among the units responsible for managing non-financial risks in the Group. Additionally, in order to achieve the
      objectives defined in the non-financial risk strategy, the Division is responsible for promoting risk culture, developing talent, defining indicators and generating and following-up strategic projects and initiatives.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 35.4pt;"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial;">(vi)</font></td>
        <td><font style="font-family: Arial;">Internal Audit Division and Corporate Ethics and Compliance Division -</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.35pt;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Internal Audit Division is in charge of monitoring on an ongoing basis the effectiveness and efficiency of the risk management function in the Group, verifying
      compliance with regulations, policies, objectives and guidelines set by the Board of Directors. On the other hand, it evaluates sufficiency and integration level of Group&#8217;s information and database systems. Finally, it ensures that independence is
      maintained between the functions of the risk management and business units, for each of the Group&#8217;s companies.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial;">The Corporate Compliance and Ethics Division reports to the Board of Directors and is responsible for providing corporate policies to ensure that Group companies
      specifically comply with regulations that specified them, and the guidelines established in the Code of Ethics.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial;">b)</font></td>
        <td><font style="font-family: Arial;">Risk measurement and reporting systems -</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;"><font style="font-family: Arial;">The risk is measured according to models and methodologies developed for the management of each type of risk. Risk reports that allow to monitor at the level added
      and detailed the different types of risks of each company which is exposed. The system provides the facility to meet the appetite review needs by risk requested by the committees and areas described above; as well as comply with regulatory
      requirements.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial;">c)</font></td>
        <td><font style="font-family: Arial;">Risk mitigation -</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;"><font style="font-family: Arial;">Depending on the type of risk, mitigating instruments are used to reduce its exposure, such as guarantees, derivatives, controls and insurance, among others.
      Furthermore, it has policies linked to risk appetite and established procedures for each type of risk.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;"><font style="font-family: Arial;">The Group actively uses guarantees to reduce its credit risks.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial;">d)</font></td>
        <td><font style="font-family: Arial;">Risk appetite -</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;"><font style="font-family: Arial;">Based on corporate risk management, Grupo Cr&#233;dito&#8217;s Board of Directors approves the risk appetite framework to define the maximum level of risk that the
      organization is willing to take as seeks its strategic and financial objectives, maintaining a corporate vision in individual decisions of each entity. This Risk Appetite framework is based on &#8220;core&#8221; and specific metrics:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;"><font style="font-family: Arial;">Core metrics are intended to preserve the organization&#8217;s strategic pillars, defined as solvency, liquidity, profit and growth, income stability and balance sheet
      structure and cybersecurity risks.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;"><font style="font-family: Arial;">Specific metrics objectives are intended to monitor on a qualitative and quantitative basis the various risks, to which the Group is exposed, as well as defining a
      tolerance threshold of each of those risks, so the risk profile set by the Board is preserved and any risk focus is anticipated on a more granular basis.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;"><font style="font-family: Arial;">&#160;</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">142</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
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  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;"><font style="font-family: Arial;">Risk appetite is instrumented through the following elements:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.35pt;"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; border-collapse: collapse;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in">&#160;</td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Risk appetite statement: Establishes explicit general principles and the qualitative declarations</font></td>
      </tr>
      <tr style="vertical-align: top">
        <td>&#160;</td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">which complement the risk strategy.</font></td>
      </tr>
      <tr style="vertical-align: top">
        <td>&#160;</td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: top">
        <td>&#160;</td>
        <td><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Metrics scorecards: These are used to define the levels of risk exposure in the different</font></td>
      </tr>
      <tr style="vertical-align: top">
        <td>&#160;</td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">strategic pillars.</font></td>
      </tr>
      <tr style="vertical-align: top">
        <td>&#160;</td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: top">
        <td>&#160;</td>
        <td><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Limits: Allows control over the risk-taking process within the tolerance threshold established by</font></td>
      </tr>
      <tr style="vertical-align: top">
        <td>&#160;</td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">the Board. They also provide accountability for the risk-taking process and define guidelines</font></td>
      </tr>
      <tr style="vertical-align: top">
        <td>&#160;</td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">regarding the target risk profile.</font></td>
      </tr>
      <tr style="vertical-align: top">
        <td>&#160;</td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: top">
        <td>&#160;</td>
        <td><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Government scheme: Seeks to guarantee compliance of the framework through different roles</font></td>
      </tr>
      <tr style="vertical-align: top">
        <td>&#160;</td>
        <td><font style="font-family: Arial;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">and responsibilities assigned to the units involved.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.35pt;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;"><font style="font-family: Arial;">The appetite is integrated into the processes of strategic and capital guidelines, as well as in the definition of the annual budget, facilitating the strategic
      decision making of the organization.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 21.35pt;"><font style="font-family: Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial;">e)</font></td>
        <td><font style="font-family: Arial;">Risk concentration -</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: justify;"><font style="font-family: Arial;">Concentrations arise when a reduced and representative number of all of the counterparties of the Group are engaged in similar business
      activities, or activities in the same geographic region, or have similar economic and political conditions among others.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: justify;"><font style="font-family: Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in;"><font style="font-family: Arial;">In order to avoid excessive concentrations of risk, the policies and procedures include specific guidelines and limits to guarantee a diversified portfolio.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial;">&#160;</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">143</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0%"></td>
        <td style="width: 0.5in"><font style="font-family: Arial; font-size: 10pt;"><b>30.1</b></font></td>
        <td><font style="font-family: Arial; font-size: 10pt;"><b>Credit risk -</b></font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">a)</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">The Group takes on exposure to credit risk, which is the probability of suffering losses caused by debtors or counterparties failing to comply with payment obligations
            in on or off the balance sheet exposures.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">Credit risk is the most important risk for the Group&#8217;s business; therefore, Management carefully manages its
      exposure to credit risk. Credit exposures arise principally from lending activities that lead to direct loans; they also result from investment activities. There is also credit risk in off-balance sheet financial instruments, such as contingent
      credits (indirect loans), which expose Credicorp to risks similar to direct loans. Likewise, credit risk arises from derivative financial instruments that present showing positive fair values. Finally, all exposure to credit risk (direct or indirect)
      is mitigated by the control processes and policies.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">As part of managing this type of risk, provisions for impairment of its portfolio are assigned as of the date
      of the statement of financial position.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">Credit risk levels are defined based on risk exposure limits, which are frequently monitored. Said limits are
      established in relation to one borrower or group of borrowers, geographical and industry segments. Furthermore, the risk limits by product, industry sector and by geographical segment are approved by the Risk Committee of Credicorp.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">Exposure to credit risk is managed through regular analysis of the ability of debtors and potential debtors to
      meet interest and principal repayment obligations and by changing the credit limits when it is appropriate. Other specific control measures are outlined below:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 42.55pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">(i)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Collateral -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial; font-size: 10pt;">The Group employs a range of policies and practices to mitigate credit risk. The most traditional of these is collateralization which is common
      practice. The Group implements guidelines on the acceptability of specific classes of collateral or credit risk mitigation. The main types of collateral obtained are as follows:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 63.8pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 1in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">For loans and advances, collateral includes, among others, mortgages on residential properties; liens on business assets such as plants, inventory and accounts receivable; and liens on
            financial instruments such as debt securities and equity securities.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 1in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">For repurchase agreements and securities lending, collateral consists of fixed income instruments, cash and loans.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0px; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 1in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Long term loans and financing to corporate entities are generally guaranteed. Loans to micro business generally have no collateral. In order to minimize credit loss, the Group will seek
            additional collateral from the counterparty as soon as impairment indicators arise.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial; font-size: 10pt;">Collateral held as security for financial assets other than loans is determined by the nature of the instrument. Debt securities, treasury and other
      eligible bills are generally unsecured, with the exception of assets backed securities and similar instruments, which are secured by portfolios of financial instruments.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 63.8pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="margin: 0pt 0 0pt 1in"><font style="font-family: Arial; font-size: 10pt;">Management monitors the market value of collateral, requests additional collateral in accordance with the underlying agreement, and monitors the market value of
      collateral obtained during its review of the adequacy of the allowance for impairment losses. As part of the Group&#8217;s policies, the recovered assets are sold in seniority order. The proceeds of the sale are used to reduce or amortize the outstanding
      debt. In general, the Group doesn&#8217;t use recovered assets for its operational purposes.</font></p>
  <p style="margin: 0pt 0"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">144</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(ii)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Derivatives -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">The amount subject to credit risk is limited to the current and potential fair value of instruments that are favorable
      to the Group (fair value is positive). In the case of derivatives this is only a small fraction of the contract, or notional values used to express the volume of instruments outstanding. This credit risk exposure is managed as a portion of the total
      credit limits with customers, together with potential exposures from market movements.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 63.8pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(iii)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Credit-related commitments -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">The primary purpose of these instruments is to ensure that funds are available to a customer as required. Guarantees
      and letters of credit have the same credit risk as direct loans. Documentary and commercial letters of credit - which are written undertakings by the Group on behalf of a customer authorizing a third party to draw drafts on the Group up to a
      stipulated amount under specific terms and conditions - are collateralized by the underlying shipments of goods to which they relate and therefore have less risk than a direct loan. The Group has no mandatory commitments to extend credit.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 63.8pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;">b<font style="font-family: Arial; font-size: 10pt;">)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">The maximum exposure to credit risk as of December 31, 2023 and 2022, before the effect of mitigation through any collateral, is the carrying amount
            of each class of financial assets indicated in Notes 30.11(a), 30.11(b) and the contingent credits detailed in Note 18(a).</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;">c<font style="font-family: Arial; font-size: 10pt;">)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Credit risk management for loans -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">Credit risk management is mainly based on the rating and scoring internal models
      of each company of the Group. In Credicorp, quantitative and qualitative analysis are made for each client, regarding their financial position, credit behavior in the financial system and the market in which they operate or are located. This analysis
      is carried out continuously to characterize the risk profile of each operation and client with a loan position in the Group.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">In the Group, a loan is internally classified as past due according to three
      criteria: the number of days past due based on the contractually agreed due date, the subsidiary and the type of loan. The detail is shown below:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Banco de Cr&#233;dito del Per&#250;, Mibanco y Soluci&#243;n Empresa Administradora Hipotecaria internally classify a loan as past due</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">For corporate, large and medium companies, when it has more than 15 days in arrears.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">For small and microbusiness when it has more than 30 days in arrears.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">For overdrafts when it has more than 30 days in arrears.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">For consumer, mortgage and leasing operations, installments are internally classified as past due when they are between 30 and 90 days in arrears; after 90 days, the
            pending loan balance is considered past due.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Mibanco Colombia internally classifies a loan as past due:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">For commercial loans when it has more than 90 days in arrears.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">For microbusiness loans when it has more than 60 days in arrears.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">For consumer loans when it has more than 60 days in arrears.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">For mortgage loans when it has more than 30 days in arrears.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font: 10pt Arial;"></font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">145</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font: 10pt Arial;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">ASB Bank Corp. internally classifies a loan as past due when it has 1 or more days in arrears.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Banco de Cr&#233;dito de Bolivia internally classifies a loan as past due when it has 30 or more days in arrears.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">Estimate of the expected credit loss -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      following risk parameters: (i) probability of default (PD), (ii) loss given default (LGD), and (iii) exposure at default (EAD); discounted at the reporting date using the effective interest rate. The definition of the parameters is presented below:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 1in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Probability of default (PD): is a credit rating measure that is given internally to a client with the objective of estimating its probability of default within a specific time horizon. The
            process of obtaining the PD is carried out considering three main components: (i) the risk observed at the portfolio level, (ii) the macroeconomic perspectives of the main countries where Credicorp operates and (iii) the individual risk of each
            loan, which It is measured through rating and scoring tools.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 63.8pt; text-align: left; text-indent: -7.1pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      following conditions, according to the type of asset:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 63.8pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1.25in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Consumer products, credit card and SME: if the client, at some certain point, presents arrears equal to or greater than 60 days and/or has operations that are
            refinanced, restructured, in pre-judicial, judicial proceedings or written off.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1.25in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Mortgage products: if the client, at some certain point, presents arrears equal to or greater than 120 days and/or has operations that are refinanced, restructured, in
            pre-judicial, judicial proceedings or written off.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1.25in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Commercial banking: if the client, at some certain point, is in the Collections portfolio, or has a risk classification of Deficient, Doubtful or Loss, or has
            operations that are refinanced, in pre-judicial, judicial proceedings or written off. Also, a client can be considered as default if it shows signs of significant qualitative impairment. It should be noted that, for commercial clients with the
            highest loan position that are classified in default, the Risk Management performs an individual review to determine the expected credit loss in each case, in which it considers: (i) knowledge of the specific situation of the client, (ii) the
            coverage of real guarantees, (iii) the financial information available of the company, (iv) the conditions of the sector in which the company operates, (v) among others.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1.25in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Investments: if the instrument has a default rating according to external rating agencies such as Fitch, Standard &amp; Poors or Moody&#8217;s, or if it has an indicator of
            arrears equal to or greater than 90 days. In addition, an issuer can be considered as default if it shows signs of significant qualitative impairment. When an issuer is classified as default, all its instruments are also classified as default,
            that is, in stage 3.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Loss given default (LGD): this is a measurement which estimates the severity of the loss that would be incurred at the time of the default. It has two approaches in
            the estimate of the severity of the loss, according to the stage of the client:</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 1.25in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">LGD workout: is the real loss of clients who reached the default stage. To calculate this parameter, the recoveries and costs of each of the operations are included
            (includes open and closed recovery processes).</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="margin-top: 0px; margin-bottom: 0px; margin-left: 0px; font: 10pt Arial;"></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">146</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; border-collapse: collapse;">

      <tr style="vertical-align: top">
        <td style="width: 1in"></td>
        <td style="width: 0.25in; text-align: left">-<font style="font-family: Arial; font-size: 10pt;"></font></td>
        <td>LGD <font style="font-family: Arial; font-size: 10pt;">ELBE (expected loss best estimate): s the loss of contracts in a situation of default based on the time in default of the operation (the longer the time in default, the higher the level of
            loss of the operation).</font></td>
      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; border-collapse: collapse;">

      <tr style="vertical-align: top">
        <td style="width: 1in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td>Exposure <font style="font-family: Arial; font-size: 10pt;">at default (EAD): this is a measurement which estimates the exposure at the time of the client&#8217;s default, considering changes in future exposure, for example, in the case of
            prepayments and/or greater utilization of unused credit lines.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">The estimate of the risk parameters considers information regarding the actual
      conditions, as well as the projections of future macroeconomic events and conditions in three scenarios (base, optimistic and pessimistic), which are weighted to obtain the expected credit loss.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">The fundamental difference between the expected credit loss of a loan allocated
      in stage 1 and stage 2 is the PD&#8217;s time horizon. The estimates in stage 1 use a PD with a maximum time horizon of 12 months, while those in stage 2 use a PD measured for the remaining lifetime of the instrument. The estimates in stage 3 are carried
      out based on an LGD &#8220;best estimate&#8221;.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">For those portfolios that are not material and/or do not have specific credit
      scoring models, the option was to extrapolate the expected credit loss ratio of portfolios with comparable characteristics.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">The main methodological calibrations made in the internal credit risk models during 2023 were:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td>PD <font style="font-family: Arial; font-size: 10pt;">models: in accordance with our internal governance scheme, throughout 2023 we continue to monitor the performance of the PD models and implement the necessary calibrations to maintain an
            adequate measurement of the credit risk of our loan portfolio. In this sense, in the first half of 2023, a new version of the PD FWL parameter was implemented for the estimation of expected credit loss of the SME portfolio, in which the GDP
            variable was added to better capture the impact of the macroeconomics condition.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td>LGD <font style="font-family: Arial; font-size: 10pt;">models: In accordance with our internal governance scheme, throughout 2023 we continue to monitor the performance of LGD models and implement the necessary calibrations to maintain an
            adequate measurement of the credit risk of our loan portfolio. In this sense, in the fourth quarter of 2023, a new version of the LGD parameter was implemented for the estimation of the expected credit loss of the Hipotecario portfolio, which
            allowed the Government&#8217;s coverage of the Mivivienda program loans to be recognized in a more precise way.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td>On <font style="font-family: Arial; font-size: 10pt;">an extraordinary basis, the expected impact of the El Ni&#241;o phenomenon on the credit risk of the Group&#8217;s loan portfolio was measured, focusing the analysis on the geographic areas with the
            greatest potential impact, and the additional provisions associated with this event were recorded.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px; text-align: left;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">Prospective information -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">The measurement of the expected credit loss for each stage and the evaluation of
      significant increase in credit risk consider information on previous events and current conditions, as well as reasonable projections based on future events and economic conditions.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">For the estimate of the risk parameters (PD, LGD, EAD), used in the calculation
      of the expected credit loss in stages 1 and 2, the significance of the macroeconomic variables (or their variations) that have the greatest influence on each portfolio which provide a better prospective and systemic vision to the estimate, based on
      econometric techniques. Each macroeconomic scenario used in the estimate of the expected credit loss considers projections of relevant macroeconomic variables, such as the gross domestic product (GDP), employment, terms of trade, inflation rate,
      among others, for a period of 3 years and a long-term projection.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font: 10pt Arial;"></font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">147</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">The expected credit loss is a weighted estimate that considers three future
      macroeconomic scenarios (baseline, optimistic, pessimistic). These scenarios, as well as the probability of occurrence of each one, are projections provided by the internal Economic Studies team and are approved by Senior Management; These
      projections are made for the main countries where Credicorp operates. The design of the scenarios is reviewed quarterly. All scenarios considered apply to portfolios subject to expected credit loss with the same probabilities.&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: justify; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">Changes from one stage to another -</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: justify; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">The classification of an instrument as stage 1 or stage 2 depends on the concept
      of &#8220;significant increase in credit risk&#8221; at the reporting date compared to the origin date. This classification is updated monthly. As the IFRS 9 states, this classification depends on the following criteria:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left">-<font style="font-family: Arial; font-size: 10pt;"></font></td>
        <td>An <font style="font-family: Arial; font-size: 10pt;">account is classified in stage 2 if it has more than 30 days in arrears.</font></td>
      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td>Additionally, <font style="font-family: Arial; font-size: 10pt;">significant risk thresholds were established based on absolute and relative thresholds that depend on the risk level in which the instrument was originated. The thresholds differ
            for each of the portfolios considered.</font></td>
      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td>Additional <font style="font-family: Arial; font-size: 10pt;">qualitative reviews are carried out based on the risk segmentation used in the management of Retail Banking and an individual review is carried out in Wholesale Banking.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top">
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      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
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      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
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      </tr>

  </table>
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      <tr style="vertical-align: bottom; font-family: Arial;">
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        <td style="text-align: left; padding-left: 3pt;"><font style="font-size: 8pt"><b>&#160;</b></font></td>
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        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 7%; text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#8211;</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 7%; text-align: right; padding-left: 3pt"><font style="font-size: 8pt">69,089,456</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 7%; text-align: right; padding-left: 3pt"><font style="font-size: 8pt">66,885,472</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="width: 7%; text-align: right; padding-left: 3pt"><font style="font-size: 8pt">6,848,298</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 7%; text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#8211;</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 7%; text-align: right; padding-left: 3pt"><font style="font-size: 8pt">73,733,770</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">937,720</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">1,630,804</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">804,155</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#8211;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#8211;</font></td>
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        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">6,439,760</font></td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">73,604,850</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">67,185,976</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-left: 3pt;"><font style="font-size: 8pt"><b>&#160;</b></font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">1,388,060</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">23,235,575</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">19,581,178</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">13,364,592</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-left: 3pt;"><font style="font-size: 8pt"><b>&#160;</b></font></td>
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        <td style="padding-left: 3pt;"><font style="font-size: 8pt"><b>&#160;</b></font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">17,762,427</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">15,136,571</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">3,029,538</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#8211;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">18,166,109</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid"><font style="font-size: 8pt">&#160;</font></td>
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        <td>&#160;</td>
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        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">115,112,826</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">5,199,466</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">135,205,338</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">113,833,822</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">139,317,867</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 8pt">&#160;</font></td>
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  </table>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font: 10pt Arial;">The general explanation of the variations in the allowance for loan losses is found in note 7(c).</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">At Credicorp, we separate renegotiated loans into two groups, focusing on operations that have suffered a significant
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top">
        <td style="width: 1in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Refinanced loans: are those loans that have undergone modifications in the initial loan agreement (term and interest rate), according to the accounting definition.</font></td>
      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 1in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Renegotiated loans due to the COVID-19 pandemic: are those loans for which, due to the pandemic, the SBS and other local regulators of the countries where Credicorp operates have established
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      </tr>

  </table>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">Below is the amount of gross portfolio balance and allowance for loan losses for Credicorp&#8217;s renegotiated loans. The
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 3pt; padding-bottom: 1pt">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td colspan="7" style="font-weight: bold; border-bottom: Black 1pt solid; padding-left: 3pt">2023</td>
        <td style="font-weight: bold; border-bottom: Black 1pt solid">&#160;</td>
        <td colspan="7" style="font-weight: bold; border-bottom: Black 1pt solid; padding-left: 3pt">2022</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
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        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="text-align: right; padding-left: 3pt">5,984</td>
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        <td style="text-align: right; padding-left: 3pt">23,157</td>
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        <td style="text-align: right; padding-left: 3pt">1,698</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">1,018,911</td>
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        <td style="text-align: left; padding-left: 3pt; padding-bottom: 1pt">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
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        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
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        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="width: 1%; padding-left: 3pt">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 17%; text-align: right; padding-left: 3pt">5,137,915</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 1%; padding-left: 3pt">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 17%; text-align: right; padding-left: 3pt">60,660</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">1,536,104</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">146,087</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">2,544,631</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">211,866</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="padding-bottom: 1pt; text-align: left">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">1,366,287</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">877,839</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">2,023,938</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">1,268,559</td>
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        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid">6,996,206</td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid">&#160;</td>
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        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid">&#160;</td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid">9,706,484</td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid">&#160;</td>
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        <td style="padding-left: 3pt;"><font style="font-size: 6pt"><b>&#160;</b></font></td>
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        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="width: 4%; text-align: right; padding-left: 3pt"><font style="font-size: 6pt">1,388,060</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 4%; text-align: right; padding-left: 3pt"><font style="font-size: 6pt">1,741,439</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 4%; text-align: right; padding-left: 3pt"><font style="font-size: 6pt">1,099,382</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="width: 4%; text-align: right; padding-left: 3pt"><font style="font-size: 6pt">10,668,641</font></td>
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        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 6pt">5,013,453</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 6pt">7,571,071</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 6pt">2,330,978</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 6pt">1,288,068</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 6pt">5,718,680</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 6pt">1,113,145</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 6pt">940,872</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt"><font style="font-size: 6pt">5,072,364</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
      </tr>

  </table>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
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      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
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        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">(ii)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Current but impaired loans, which comprise those direct loans which do not currently have characteristics of delinquency, but are in default or stage 3, according to IFRS 9.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
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        <td><font style="font-family: Arial; font-size: 10pt;">Loans with payment delay of one day or more but that are not past due according to our internal guidelines, which comprise those direct loans of customers who have failed to make a payment at
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      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">(iv)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Past due loans under internal criteria.</font><br style="clear: both">
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      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font>&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font: 10pt Arial;"></font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 10pt;">&#160;&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-indent: 0in;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in; text-indent: -0.125in; padding-right: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td colspan="11" style="font-weight: bold; padding-left: 3pt; border-bottom: Black 1pt solid"><font style="font-size: 6pt">2023</font></td>
        <td style="font-weight: bold"><font style="font-size: 6pt">&#160;</font></td>
        <td colspan="11" style="font-weight: bold; padding-left: 3pt; border-bottom: Black 1pt solid"><font style="font-size: 6pt">2022</font></td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in; text-indent: -0.125in; padding-right: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">Current loans</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">Current but impaired loans</font></td>
        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; padding-left: 3pt; padding-right: 3pt">
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        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; padding-left: 3pt; padding-right: 3pt">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>Internal&#160;</b></font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>overdue loans&#160;</b></font></p>
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        <td style="font-weight: bold; padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">Total</font></td>
        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; padding-left: 3pt; padding-right: 3pt">
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          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>due under&#160;</b></font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>IFRS 7</b>&#160;</font></p>
        </td>
        <td style="font-weight: bold; padding-bottom: 1pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">Current loans</font></td>
        <td style="padding-bottom: 1pt; font-weight: bold; padding-left: 3pt; border-bottom: Black 1pt solid"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">Current but impaired loans</font></td>
        <td style="padding-bottom: 1pt; font-weight: bold; padding-left: 3pt; border-bottom: Black 1pt solid"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; padding-left: 3pt; padding-right: 3pt">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>Loans with delays in&#160;</b></font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>payments of one day or more but not considered internal overdue loans</b>&#160;</font></p>
        </td>
        <td style="padding-bottom: 1pt; padding-left: 3pt; border-bottom: Black 1pt solid"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; padding-left: 3pt; padding-right: 3pt">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>Internal&#160;</b></font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>overdue loans</b>&#160;</font></p>
        </td>
        <td style="padding-bottom: 1pt; padding-left: 3pt; border-bottom: Black 1pt solid"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">Total</font></td>
        <td style="padding-bottom: 1pt; font-weight: bold; padding-left: 3pt; border-bottom: Black 1pt solid"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; padding-left: 3pt; padding-right: 3pt">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>Total past&#160;</b></font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>due under&#160;</b></font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>IFRS 7</b>&#160;</font></p>
        </td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 0.125in; text-indent: -0.125in; padding-right: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt; padding-right: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt; padding-right: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt; padding-right: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt; padding-right: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt; padding-right: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt; padding-right: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt; padding-right: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt; padding-right: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt; padding-right: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt; padding-right: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt; padding-right: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; width: 10%; padding-left: 0.125in; text-indent: -0.125in; padding-right: 3pt"><font style="font-size: 6pt">Neither past due nor impaired</font></td>
        <td style="width: 6%; text-align: right; padding-left: 3pt; vertical-align: bottom; padding-right: 3pt"><font style="font-size: 6pt">127,986,359</font></td>
        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#8211;</font></td>
        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 13%; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#8211;</font></td>
        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 5%; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#8211;</font></td>
        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">127,986,359</font></td>
        <td style="width: 1%; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 5%; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#8211;</font></td>
        <td style="width: 1%"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">132,442,147</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#8211;</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 10%; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#8211;</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 5%; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">178</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">132,442,325</font></td>
        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 5%; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">178</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in; padding-right: 3pt"><font style="font-size: 6pt">Past due but not impaired</font></td>
        <td style="text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#8211;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#8211;</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">4,067,581</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">511,167</font></td>
        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">4,578,748</font></td>
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        <td style="text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">4,578,747</font></td>
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        <td style="text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#8211;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#8211;</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">3,504,999</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">574,304</font></td>
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        <td style="text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">4,079,303</font></td>
        <td style="text-align: left; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in; padding-right: 3pt"><font style="font-size: 6pt">Impaired debt</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#8211;</font></td>
        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">4,303,046</font></td>
        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">993,101</font></td>
        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#8211;</font></td>
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        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">5,379,339</font></td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">10,668,641</font></td>
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        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">6,206,680</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid; padding-right: 3pt"><font style="font-size: 6pt">5,060,682</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid; padding-right: 3pt"><font style="font-size: 6pt">11,193,848</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid; padding-right: 3pt"><font style="font-size: 6pt">132,442,147</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid; padding-right: 3pt"><font style="font-size: 6pt">4,461,962</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid; padding-right: 3pt"><font style="font-size: 6pt">4,332,339</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid; padding-right: 3pt"><font style="font-size: 6pt">5,953,821</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid; padding-right: 3pt"><font style="font-size: 6pt">147,190,269</font></td>
        <td style="text-align: left; padding-left: 3pt; border-bottom: Black 2px solid"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid; padding-right: 3pt"><font style="font-size: 6pt">10,286,161</font></td>
      </tr>

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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 90%; border-collapse: collapse; margin-left: 0.75in;">

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        <td style="padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td colspan="9" style="font-weight: bold; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">2023</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td colspan="9" style="font-weight: bold; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">2022</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">Current loans</font></td>
        <td style="padding-bottom: 1pt; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt">
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          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>impaired loans</b>&#160;</font></p>
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        <td style="padding-bottom: 1pt; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt">
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          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>payments of one day or more but not considered internal overdue loans</b>&#160;</font></p>
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        <td style="padding-bottom: 1pt; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt">
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          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>overdue</b>&#160;</font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>loans</b>&#160;</font></p>
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        <td style="font-weight: bold; padding-bottom: 1pt; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">Total</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">Current loans</font></td>
        <td style="padding-bottom: 1pt; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>Current but&#160;</b></font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>impaired loans</b>&#160;</font></p>
        </td>
        <td style="padding-bottom: 1pt; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>Loans with delays in&#160;</b></font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>payments of one day or more but not considered internal overdue loans&#160;</b></font></p>
        </td>
        <td style="padding-bottom: 1pt; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt">
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>Internal&#160;</b></font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>overdue&#160;</b></font></p>
          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 6pt;"><b>loans</b>&#160;</font></p>
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        <td style="font-weight: bold; padding-bottom: 1pt; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">Total</font></td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 3pt; padding-right: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 6pt;"><b>S/(000)</b></font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; width: 14%; padding-left: 0.125in; text-indent: -0.125in"><font style="font-size: 6pt">Commercial loans</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">69,089,495</font></td>
        <td style="width: 1%"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">2,901,367</font></td>
        <td style="width: 1%"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 11%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">1,662,457</font></td>
        <td style="width: 1%"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">3,167,083</font></td>
        <td style="width: 1%"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">76,820,402</font></td>
        <td style="width: 1%"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">73,733,752</font></td>
        <td style="width: 1%"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">3,115,029</font></td>
        <td style="width: 1%"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 11%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">1,496,743</font></td>
        <td style="width: 1%"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">3,323,376</font></td>
        <td style="width: 1%"><font style="font-size: 6pt">&#160;</font></td>
        <td style="width: 6%; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">81,668,900</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><font style="font-size: 6pt">Residential mortgage loans</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">21,543,100</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">484,375</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">1,405,344</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">744,099</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">24,176,918</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">20,961,268</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">506,639</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">1,076,953</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">690,715</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">23,235,575</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><font style="font-size: 6pt">Microbusiness loans</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">19,591,337</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">333,213</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">978,265</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">1,522,935</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">22,425,750</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">19,581,019</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">365,265</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">950,477</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">1,475,532</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">22,372,293</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">17,762,427</font></td>
        <td style="padding-bottom: 1pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="padding-bottom: 1pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">1,014,616</font></td>
        <td style="padding-bottom: 1pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">699,050</font></td>
        <td style="padding-bottom: 1pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">20,060,184</font></td>
        <td style="padding-bottom: 1pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="padding-bottom: 1pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">475,029</font></td>
        <td style="padding-bottom: 1pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">808,166</font></td>
        <td style="padding-bottom: 1pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">464,198</font></td>
        <td style="padding-bottom: 1pt"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: right; border-bottom: Black 2px solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">127,986,359</font></td>
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        <td style="text-align: right; border-bottom: Black 2px solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">132,442,147</font></td>
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        <td style="text-align: right; border-bottom: Black 2px solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">4,461,962</font></td>
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        <td style="text-align: right; border-bottom: Black 2px solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">4,332,339</font></td>
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        <td style="text-align: right; border-bottom: Black 2px solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">5,953,821</font></td>
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        <td style="text-align: right; border-bottom: Black 2px solid; padding-right: 3pt; padding-left: 3pt"><font style="font-size: 6pt">147,190,269</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The credit loss provision for direct and indirect credits is a weighted estimate of three macroeconomic scenarios:
      baseline, optimistic and pessimistic; which are based on macroeconomic projections provided by the internal Economic Studies team and approved by Senior Management. In each scenario, the Group relies on a wide variety of forward-looking information
      as economic inputs, which include: the growth of the gross domestic product, the inflation rate, the exchange rate, among others, see further explanation in note 3(j).</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Macroeconomic scenario &#8211;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The expected credit loss is a weighted estimate of three macroeconomic scenarios: base, optimistic and pessimistic,
      which are calculated with macroeconomic projections provided by the Economic Studies team and approved by Senior Management. The local and international information flows available during the analysis period are used to feed the projections, which
      reflect the fact that Peru is a small and open economy, and in this context, approximately 60.0 percent of the volatility in growth economic is driven by external factors including terms of trade, the growth of Peru&#8217;s trading partners and external
      interest rates. Information is collected on each of these factors to build each scenario for the next three years.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">151</font>&#160;</div>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font: 10pt Arial;">The variables mentioned above, along with local variables (fiscal and monetary variables), are incorporated into the economic models.
      Two types of models are used:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">i) Structural projection model.&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">ii) Financial programming model.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The first is a stochastic dynamic general equilibrium model, which is built with expectations. The second is
      constructed with the main identities of the national accounts in accordance with the financial programming methodology designed by the IMF (International Monetary Fund) and the methodologies used by a battery of econometric models.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Through this process, projections of GDP growth, inflation, exchange rate and other macroeconomic variables are
      obtained for the years 2024 and 2025. We expect GDP to grow around 2.0 percent in 2024 (2023: -0.6 percent hundred). The recovery of economic activity will be explained, among other reasons, by:</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">- A copper price still favorable.&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">- Inflation will continue to slow down, favoring the purchasing power of households.&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      continue until April 2024. However, for the period of January-March 2024 it revised downwards the probabilities of an event of magnitude moderate at 37 percent (previous: 54 percent) and strong at 12 percent (previous 22 percent). On the contrary,
      the probabilities of a weak magnitude event increased to 33 percent (previous: 20 percent) and neutral (No Child) to 18 percent (previous: 3 percent). By 2025, the Peruvian economy would grow around 3.0 percent due to the recovery of domestic demand.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">For 2024, probabilities of 50 percent, 40 percent and 10 percent were considered for the baseline, optimistic and
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      return to the probabilities of 50 percent, 25 percent and 25 percent for the baseline, optimistic and pessimistic scenarios, respectively. The probabilities assigned to each scenario and the projections are validated through a fan chart analysis,
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left">i)</td>
        <td><font style="font-family: Arial; font-size: 10pt;">The central tendency of the projections.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">ii)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">The dispersion that is expected around this value.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; margin-top: 0px; margin-bottom: 0pt; width: 100%;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in; text-align: left"><font style="font-family: Arial; font-size: 10pt;">iii)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">The values that are higher or lower than the central value that are more or less probable.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 70%; font: 10pt Arial; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
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        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 3pt">&#160;</td>
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        <td style="font-weight: bold; text-align: left; padding-left: 3pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 10%; text-align: right; padding-left: 3pt">8,645,945</td>
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        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 10%; text-align: right; padding-left: 3pt">8,530,986</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; padding-left: 3pt">Scenarios:</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 3pt">&#160;&#160;&#160;Optimistic</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">8,617,203</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">8,457,825</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">8,654,612</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">8,517,295</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 3pt">&#160;&#160;&#160;Pessimistic</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">8,712,061</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">8,631,531</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <p style="margin-top: 0; margin-bottom: 0"></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">152</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">d)</font></td>
        <td style="text-align: left; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Credit risk management on reverse repurchase agreements and securities borrowing -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">e)</font></td>
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      </tr>

  </table>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in; text-align: left; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 95%; font: 10pt Arial; margin-left: 0.5in;">

      <tr style="vertical-align: bottom">
        <td style="padding-left: 3pt">&#160;</td>
        <td style="font-weight: bold">&#160;</td>
        <td colspan="7" style="font-weight: bold; padding-left: 3pt; border-bottom: Black 1pt solid">2023</td>
        <td style="font-weight: bold">&#160;</td>
        <td colspan="7" style="font-weight: bold; padding-left: 3pt; border-bottom: Black 1pt solid">2022</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 3pt">&#160;</td>
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        <td style="font-weight: bold; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="font-weight: bold; padding-left: 3pt">&#160;</td>
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        <td style="font-weight: bold; text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="font-weight: bold; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="font-weight: bold; padding-left: 3pt">&#160;</td>
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        <td style="font-weight: bold; text-align: left; padding-left: 3pt">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 10%; text-align: right; padding-left: 3pt">&#8211;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 1%; padding-left: 3pt">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 10%; text-align: right; padding-left: 3pt">&#8211;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 10%; text-align: right; padding-left: 3pt">242,679</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 1%; padding-left: 3pt">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 10%; text-align: right; padding-left: 3pt">0.5</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#8211;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#8211;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">311,810</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">0.7</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">65,360</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">0.1</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">1,931,461</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">4.3</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">22,584,226</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">43.3</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">18,828,927</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">41.5</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">657,658</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">1.3</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">454,480</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">1.0</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">132,148</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">0.3</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#8211;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#8211;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">11,127,919</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">21.3</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">7,019,479</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">15.5</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">312,648</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">0.6</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">344,842</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">0.8</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in">Restricted mutual funds</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">334,162</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">0.6</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">351,317</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">0.8</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in">Investment funds</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">651,307</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">1.2</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">628,476</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">1.4</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in">Mutual funds</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">1,824</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#8211;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">76,111</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">0.2</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in">Hedge funds</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#8211;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#8211;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#8211;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#8211;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">242,310</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">0.5</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">237,174</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">0.5</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">36,109,562</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">69.2</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">30,426,756</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">67.2</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
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  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
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  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 3pt">&#160;</td>
        <td style="font-weight: bold">&#160;</td>
        <td colspan="7" style="font-weight: bold; padding-left: 3pt; border-bottom: Black 1pt solid">2023</td>
        <td style="font-weight: bold">&#160;</td>
        <td colspan="7" style="font-weight: bold; padding-left: 3pt; border-bottom: Black 1pt solid">2022</td>
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      <tr style="vertical-align: bottom">
        <td style="padding-left: 3pt">&#160;</td>
        <td style="font-weight: bold">&#160;</td>
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        <td style="font-weight: bold; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="font-weight: bold; padding-left: 3pt">&#160;</td>
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        <td style="font-weight: bold; text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="font-weight: bold; text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 10%; text-align: right; padding-left: 3pt">1,007,270</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 1%; padding-left: 3pt">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 10%; text-align: right; padding-left: 3pt">2,313,750</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 1%; padding-left: 3pt">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">2,447,819</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">4.7</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">1,201,340</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">2.6</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">2,709,151</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">5.2</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">1,356,963</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">3.0</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">4,273,210</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">8.2</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">4,322,363</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">9.5</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">2,045,242</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">3.9</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">2,790,835</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">6.1</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">673,757</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">1.3</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">132,760</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">0.3</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">60,877</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">34,182</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">0.1</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">1,104,724</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">2.1</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">1,505,939</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">3.3</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">145,414</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">0.3</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">167,781</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">0.4</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">547,719</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">1.0</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">257,098</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">0.6</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">291</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#8211;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">280</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#8211;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">1,090,492</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">2.1</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">921,177</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">1.8</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">16,105,966</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">30.8</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">15,004,468</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">32.8</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">52,215,528</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">100.0</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">45,431,224</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt">100.0</td>
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 3pt; border-bottom: Black 1pt solid">&#160;</td>
      </tr>

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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0px;"><font style="font: 10pt Arial;"></font></p>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
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      </tr>

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  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="border-bottom: black 1pt solid"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="border-bottom: black 1pt solid"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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          <div style="margin-left: 9pt; text-indent: -9pt;"><font style="font-family: Arial; font-size: 7pt;">Central Reserve Bank of Peru</font></div>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">192,666</font></td>
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        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">23,642,580</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">10,935,252</font></td>
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        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">34,770,498</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">3,409,897</font></td>
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      <tr>
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      <tr>
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      <tr>
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        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
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        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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      <tr>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-indent: 0in;">&#160;</p>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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      <tr>
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        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">1,601,757</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">1,333</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">163,235,790</font></td>
        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">25,099,606</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">189,938,486</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">1,257,305</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">328</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">167,378,965</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">19,370,001</font></td>
        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">188,006,599</font></td>
      </tr>
      <tr>
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        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">550,271</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">11,609,164</font></td>
        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">861,246</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">13,020,681</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">588,484</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">10,808,527</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">747,078</font></td>
        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">12,144,089</font></td>
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      <tr>
        <td style="padding-right: 3pt; padding-left: 10pt;">
          <div style="margin-left: 9pt; text-indent: -9pt;"><font style="font-family: Arial; font-size: 7pt;">United States of America</font></div>
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        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">736,813</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">258</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">2,464,455</font></td>
        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">7,260,134</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">10,461,660</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">839,762</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">450,160</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">1,799,795</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">7,332,491</font></td>
        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">10,422,208</font></td>
      </tr>
      <tr>
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      <tr>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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      <tr>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">31,772</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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      <tr>
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      <tr>
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      <tr>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">4</font></td>
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      <tr>
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      <tr>
        <td style="padding-right: 3pt; padding-left: 10pt;">
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">719,235</font></td>
        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">2,534,965</font></td>
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        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">668,913</font></td>
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        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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      <tr>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>Total</b></font></td>
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        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">228,538,857</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">30,786,161</font></td>
        <td style="vertical-align: bottom; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="vertical-align: bottom; border-bottom: black 1.5pt outset; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">226,165,509</font></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(*)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">It includes non-trading investments that did not pass SPPI test.</font></td>
      </tr>

  </table>
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      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="margin-top: 0px; margin-bottom: 0px; margin-left: 0px; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">g)</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">-</font></td>
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      </tr>

  </table>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">-</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">-</font></td>
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  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">-</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">-</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">-</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in; text-align: justify;">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">Financial assets subject to offsetting, enforceable master offsetting agreements and similar
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  <p style="margin: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 90%; font: 10pt Arial; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
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      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td colspan="19" style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><font style="font-size: 8pt"><b>&#160;</b></font></td>
        <td><font style="font-size: 8pt"><b>&#160;</b></font></td>
        <td colspan="3" style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt"><b>&#160;</b></font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt"><b>&#160;</b></font></td>
        <td colspan="3" style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt"><b>&#160;</b></font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt"><b>&#160;</b></font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt"><b>&#160;</b></font></td>
        <td colspan="3" style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt"><b>&#160;</b></font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><font style="font-size: 8pt"><b>&#160;</b></font></td>
        <td><font style="font-size: 8pt"><b>&#160;</b></font></td>
        <td colspan="3" style="text-align: left; padding-left: 3pt"><font style="font-size: 8pt"><b>&#160;</b></font></td>
        <td style="padding-left: 3pt"><font style="font-size: 8pt"><b>&#160;</b></font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt"><b>&#160;</b></font></td>
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        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="width: 1%; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-bottom: 1pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt"><font style="font-size: 8pt">12,966,725</font></td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt"><font style="font-size: 8pt">12,966,725</font></td>
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        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid; text-align: right; padding-left: 3pt"><font style="font-size: 8pt">(10,655,534</font></td>
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        <td style="padding-bottom: 1pt; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left; border-bottom: Black 2px solid; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 2px solid; padding-left: 3pt"><font style="font-size: 8pt">(10,941,384</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; border-bottom: Black 2px solid; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 2px solid; padding-left: 3pt"><font style="font-size: 8pt">(834,147</font></td>
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        <td style="padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; border-bottom: Black 2px solid; padding-left: 3pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 2px solid; padding-left: 3pt"><font style="font-size: 8pt">2,558,468</font></td>
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      </tr>

  </table>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.75in; font: 10pt Arial;"></td>
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      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
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      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt; font-weight: normal;">The difference between the carrying amount in the consolidated statement of
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      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0%; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>30.2</b></font></td>
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      </tr>

  </table>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The Group has exposure to market risk, which is the risk that the fair value or future cash flows of a financial
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      level of volatility of prices such as interest rates, credit spreads, foreign exchange rates and equity prices. Due to the order of the Group&#8217;s current activities, commodity price risk has not been approved, so this type of instrument is not agreed.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The Group separates exposures to market risk in two groups: (i) those that arise from value fluctuation of trading
      portfolios recognized at fair value through profit or loss due to movements of market rates or prices (Trading Book) and (ii) those that arise from changes in the structural positions of non-trading portfolios due to movements of the interest rates,
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">a)</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The trading book is characterized for having liquid positions in stocks, bonds, foreign currencies and derivatives,
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 35.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">(i)</font></td>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.25in;"><font style="font-family: Arial; font-size: 10pt;">The Group applies the VaR approach to its trading portfolio to estimate the market risk of the main positions held
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 80.7pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.25in;"><font style="font-family: Arial; font-size: 10pt;">Daily calculation of VaR is a statistically-based estimate of the maximum potential loss on the current portfolio
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 80.7pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.25in;"><font style="font-family: Arial; font-size: 10pt;">VaR expresses the &#8220;maximum&#8221; amount the Group might lose, but only to a certain level of confidence (99 percent).
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 80.7pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.25in;"><font style="font-family: Arial; font-size: 10pt;">The time horizon used to calculate VaR is one day; however, the one-day VAR is amplified to a 10-day time frame and
      calculated multiplying the one-day VaR by the square root of 10. This adjustment will be accurate only if the changes in the portfolio in the following days have a normal distribution independent and identically distributed; because of that, the
      result is multiplied by a non-normality adjustment factor. The limits and consumptions of the VaR are established on the basis of the risk appetite and the trading strategies of each subsidiary.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 80.7pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.25in;"><font style="font-family: Arial; font-size: 10pt;">The evaluation of the movements of the trading portfolio has been based on annual historical information and 129
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 80.7pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 80.7pt;"><font style="font: 10pt Arial;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.25in;"><font style="font: 10pt Arial;">The Group directly applies these historical changes in rates to each position in its current portfolio (method known as historical
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 80.7pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.25in;"><font style="font-family: Arial; font-size: 10pt;">The use of this approach does not prevent losses outside of these limits in the event of more significant market
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 80.7pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.25in;"><font style="font-family: Arial; font-size: 10pt;">VaR limits have been established to control and keep track of all the risks taken. These risks arise from the size
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.25in;"><font style="font-family: Arial; font-size: 10pt;">VaR results are used to generate economic capital estimates by market risk, which are periodically monitored and are
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 80.7pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.25in;"><font style="font-family: Arial; font-size: 10pt;">In VaR calculation, the effects of the exchange rate are not included because said effects are measured in the net
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 80.7pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 80.7pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 70%; font: 10pt Arial; margin-left: 0.75in;">

      <tr style="vertical-align: bottom">
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        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td colspan="3" style="font-weight: bold; border-bottom: Black 1pt solid; padding-left: 3pt">2023</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td colspan="3" style="font-weight: bold; border-bottom: Black 1pt solid; padding-left: 3pt">2022</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 3pt">&#160;</td>
        <td style="font-weight: bold">&#160;</td>
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      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
        <td style="text-align: right; padding-left: 3pt">&#160;</td>
        <td style="text-align: left; padding-left: 3pt">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="width: 74%; text-align: left; padding-left: 3pt">Interest rate risk</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
        <td style="width: 10%; text-align: right; padding-left: 3pt">29,399</td>
        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="width: 1%; text-align: left; padding-left: 3pt">&#160;</td>
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        <td style="text-align: right; padding-left: 3pt; border-bottom: Black 2px solid">28,860</td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 49.65pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">b)</font></td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font: 10pt Arial;">&#160;</font></p>
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        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td style="width: 1%">&#160;</td>
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        <td style="width: 1%">&#160;</td>
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        <td style="width: 1%">&#160;</td>
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        <td style="width: 1%">&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">46,963,496</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">14,420,760</td>
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        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">136,698,135</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
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        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">810,932</td>
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        <td style="text-align: right">872,046</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">872,046</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">143,214</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">7,053</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">31,753</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#8211;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#8211;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">2,381,135</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">2,563,155</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">35,898,357</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">23,179,881</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">51,432,126</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">68,465,212</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">33,467,035</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">11,076,119</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">223,518,730</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
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        <td style="padding-left: 0.125in; text-indent: -0.125in">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">40,740,255</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">16,793,946</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">22,762,047</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">57,611,088</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">8,418,281</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,379,377</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">147,704,994</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">5,987,961</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">6,344,769</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,477,433</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,238,356</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,026,066</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">372,523</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">22,447,108</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">116,515</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">178,525</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">496,768</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,862,006</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">6,822,694</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">2,841,625</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">12,318,133</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">641,915</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">641,915</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">81,635</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">94,831</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">5,711,424</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">7,944,189</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">603,511</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">159,195</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">14,594,785</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">497,682</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">2,046</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">4,546,082</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">5,045,810</td>
        <td style="text-align: left">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">&#8211;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#8211;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#8211;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#8211;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#8211;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">33,107,065</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">33,107,065</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">47,424,048</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">23,412,071</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">32,449,718</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">70,655,639</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">18,870,552</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td style="text-align: right">6,177,458</td>
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        <td style="text-align: right">2,548,155</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,088,999</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">10,793,965</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">18,286,282</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">337,031</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">41,231,890</td>
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        <td style="text-align: right">18,513,077</td>
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        <td style="text-align: right">20,548,048</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">38,917,974</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">46,932,699</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">15,367,868</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">474,306</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">140,753,972</td>
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        <td>&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">768,801</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">768,801</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">62,001</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">124,001</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">558,006</td>
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        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">-</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">744,008</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">66,225</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">&#8211;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">2,531,629</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">2,597,854</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">66,602,284</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">33,838,587</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">10,948,596</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">221,382,221</td>
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        <td style="padding-left: 0.125in; text-indent: -0.125in">&#160;</td>
        <td>&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">13,244,363</td>
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        <td style="text-align: right">24,789,328</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">61,459,266</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">8,201,016</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,032,925</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">147,020,787</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">2,919,374</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">2,193,017</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">5,582,701</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">7,368,172</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,160,922</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">679,950</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">21,904,136</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">198,602</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">279,488</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">515,873</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,526,519</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">7,329,609</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">1,303,917</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">11,154,008</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">&#8211;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#8211;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">191,010</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">48,301</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">73,546</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">3,186,038</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">13,330,687</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">357,352</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">11,270</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">17,007,194</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">540,778</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">72,584</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">2,854</td>
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        <td style="text-align: left">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">29,595,213</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">29,595,213</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">15,862,998</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">34,076,794</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">19,048,899</td>
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        <td style="padding-left: 0.125in; text-indent: -0.125in">&#160;</td>
        <td>&#160;</td>
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        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">149,938</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">46,232</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">165,610</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">95,350</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#8211;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">2,301,969</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
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        <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">21,547</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">784,183</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">285,225</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">)</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#8211;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">81,974</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">252,583</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: right">11,409,157</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">14,694,338</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
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        <td style="text-align: left; border-bottom: Black 2px solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2px solid">252,583</td>
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        <td style="text-align: right; border-bottom: Black 2px solid">9,733,816</td>
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        <td style="text-align: right; border-bottom: Black 2px solid">21,142,973</td>
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        <td style="text-align: right; border-bottom: Black 2px solid">3,146,982</td>
        <td style="text-align: left; border-bottom: Black 2px solid">&#160;</td>
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        <td style="text-align: left; border-bottom: Black 2px solid">&#160;</td>
        <td style="text-align: right; border-bottom: Black 2px solid">17,841,320</td>
        <td style="text-align: left; border-bottom: Black 2px solid">&#160;</td>
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        <td style="text-align: right; border-bottom: Black 2px solid">(10,096,820</td>
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        <td style="text-align: left; border-bottom: Black 2px solid">&#160;</td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font: 10pt Arial;">The interest rate sensitivities set out in the table above are only illustrative and are based on simplified scenarios. The figures
      represent the effect of the pro-forma movements in the net interest income based on the projected yield curve scenarios and the Group&#8217;s current interest rate risk profile. This effect, however, does not incorporate actions that would be taken by
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The Group seeks proactively to change the interest rate risk profile to minimize losses and optimize net revenues.
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 21.3pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td colspan="2" style="border-bottom: Black 1pt solid">&#160;</td>
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        <td>&#160;</td>
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        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="text-align: right; padding-bottom: 1pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="border-bottom: Black 1pt solid">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">473,797</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">+/-10</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">28</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">73</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">70</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: right">+/-30</td>
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">87</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">84</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">2,958</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">2,504</td>
        <td style="text-align: left">&#160;</td>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 42.55pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1in;"><font style="font-family: Arial; font-size: 10pt;">The group&#8217;s monetary position is made up of the net open position of monetary assets, monetary liabilities and
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        <td style="width: 0.75in; font: 10pt Arial;"></td>
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  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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        <td>&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
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        <td>&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="width: 1%">&#160;</td>
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        <td style="width: 1%">&#160;</td>
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        <td style="width: 1%; text-align: left">&#160;</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
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        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: right">2,657,727</td>
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        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
        <td style="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&#160;</td>
        <td style="padding-bottom: 1pt">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td>
        <td style="border-bottom: Black 1pt solid; text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
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      <tr style="vertical-align: bottom">
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        <td style="padding-bottom: 1pt">&#160;</td>
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        <td>&#160;</td>
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        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="width: 1%">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>Appreciation -</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left">Soles in relation to U.S. Dollar</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">5</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left">Soles in relation to U.S. Dollar</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">10</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <p style="margin-top: 0; margin-bottom: 0"></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 90%; font: 10pt Arial; margin-left: 0.5in;">

      <tr style="vertical-align: bottom">
        <td style="font-weight: bold">Currency rate sensibility</td>
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          <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;"><b>rates&#160;</b></font></p>
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        <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; border-bottom: Black 1pt solid">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; border-bottom: Black 1pt solid">&#160;</td>
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        <td>&#160;</td>
        <td style="font-weight: bold">&#160;</td>
        <td style="font-weight: bold; text-align: center">&#160;</td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 10pt;"><b>%</b></font></td>
        <td style="font-weight: bold; text-align: left">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>Depreciation -</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: center">&#160;</td>
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        <td style="width: 1%; text-align: left">&#160;</td>
        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">10</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">78,214</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">86,791</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
      </tr>
      <tr style="vertical-align: bottom">
        <td>Appreciation -</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left">Soles in relation to Peso Boliviano</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">5</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(45,282</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: left">Soles in relation to Peso Boliviano</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">(106,078</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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  <p style="margin-top: 0; margin-bottom: 0"></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 90%; font: 10pt Arial; margin-left: 0.5in;">

      <tr style="vertical-align: bottom">
        <td style="font-weight: bold">Currency rate sensibility</td>
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        <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&#160;</td>
        <td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; border-bottom: Black 1pt solid">&#160;</td>
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        <td style="padding-bottom: 1pt; font-weight: bold; border-bottom: Black 1pt solid">&#160;</td>
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        <td>&#160;</td>
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        <td style="font-weight: bold; text-align: center">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
        <td style="font-weight: bold">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
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        <td style="font-weight: bold; text-align: left">&#160;</td>
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      <tr style="vertical-align: bottom">
        <td>&#160;</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>Depreciation -</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td>Depreciation -</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
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        <td style="width: 1%">&#160;</td>
        <td style="width: 1%; text-align: center">&#160;</td>
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        <td style="text-align: center">&#160;</td>
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        <td style="text-align: right">&#160;</td>
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        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>Appreciation -</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
        <td style="text-align: right">&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">5</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td style="text-align: left">Soles in relation to Peso Chileno</td>
        <td>&#160;</td>
        <td style="text-align: center">&#160;</td>
        <td style="text-align: center">10</td>
        <td style="text-align: left">&#160;</td>
        <td>&#160;</td>
        <td style="text-align: left">&#160;</td>
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        <td>&#160;</td>
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  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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      </tr>

  </table>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Liquidity risk is the risk that the Group is unable to meet its short-term payment obligations associated with its
      financial liabilities when they fall due and to replace funds when they are withdrawn. In this sense, the company that is facing a liquidity crisis would be failing to comply with the obligations to pay depositors and with commitments to lend or
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      guarantees and other requirements. The Management of the Group&#8217;s subsidiaries establishes limits for the minimum funds amount available to cover such cash withdrawals and on the minimum level of inter-bank and other borrowing facilities that should
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The procedure to control the mismatching of the maturities and interest rates of assets and liabilities is
      fundamental to the management of the Group. It is unusual for banks to be completely matched, as transacted business is often based on uncertain terms and of different types. An unmatched position potentially enhances profitability, but also
      increases liquidity risk, which generates exposure to potential losses.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Maturities of assets and liabilities and the ability to replace them, at an acceptable cost are important factors in
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      statement of financial position to risks related both to rollover and to interest rates. If liquid assets do not cover maturing debts, a consolidated statement of financial position is vulnerable to a rollover risk. Furthermore, a sharp increase in
      interest rates can dramatically increase the cost of rolling over short-term liabilities, leading to a rapid increase in debt cost. The contractual-maturity gap report is useful in showing liquidity characteristics.</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Liquidity risk exposure in BCP Per&#250;, BCP Bolivia, Mibanco and Mibanco Colombia is based on indicators such as the
      Internal Liquidity Coverage Ratio (RCLI, the Spanish acronym) which measures the amount of liquid assets available to meet cash outflows needs within a given stress scenario for a period of 30 days and the Internal Ratio of Stable Net Funding (RFNEI,
      the Spanish acronym), which is intended to guarantee that long-term assets are financed at least with a minimum number of stable liabilities within a prolonged liquidity crisis scenario and works as a minimum compliance mechanism that supplements the
      RCLI. The core limits of these indicators are 100% and any excess is presented in the Credicorp Treasury Risk Committee, Credicorp Risk Committee and the Assets Liabilities Committee (ALCO) of the respective subsidiary.</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;"><u>Insurances</u><b>: </b>Liquidity risk management in Pac&#237;fico Grupo Asegurador follows a particular approach given
      the nature of the business. For annually renewable businesses, mainly general insurance, the emphasis of liquidity is focused on the quick availability of resources in the event of a systemic event (e.g. earthquake); for this purpose, there are
      minimum investment indicators in place relating to local cash/time deposits and foreign fixed-income instruments of high quality and liquidity.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font: 10pt Arial;"></font></p>
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      relationship with customers (the liquidity risk is not material); the emphasis is on maintaining sufficient flow of assets and matching their maturities with maturities of obligations (mathematical technical reserves); for this purpose there are
      indicators that measure the asset/liability sufficiency and adequacy as well as calculations or economic capital subject to interest rate risk, this last under the methodology of Credicorp.</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Liquidity risk in the Grupo Credicorp Capital principally affects the security brokerage. In managing this risk,
      limits of use of liquidity have been established as well as mismatching by dealing desk; follow-up on liquidity is performed on a daily basis for a short-term horizon covering the coming settlements. If short-term unmatched maturities are identified,
      repos are used. On the other hand, structural liquidity risk of Credicorp Capital is not significant given the low levels of debt, which is monitored regularly using financial planning tools.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">In the case of Atlantic Security Bank, the risk liquidity management performs through indicators such as Internal
      Liquidity Coverage Ratio (RCLI, the Spanish acronym) and the Internal Ratio of Stable Net Funding (RFNEI, the Spanish acronym) with the core limits of 100% and any excess is presented in the Credicorp Treasury Risk Committee, Credicorp Risk Committee
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 24pt; text-indent: 0in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin: 0pt 0px; text-align: justify;"><font style="font: 10pt Arial;">&#160;</font></p>
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        <td style="text-align: right"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
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        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
        <td><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 6pt">&#160;</font></td>
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        <td style="padding-bottom: 1pt"><font style="font-size: 6pt">&#160;</font></td>
        <td style="text-align: left; padding-bottom: 1pt"><font style="font-size: 6pt">&#160;</font></td>
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  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px; text-align: justify;"><font style="font: 10pt Arial;"></font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px; text-align: justify;"><font style="font: 10pt Arial;">&#160;</font></p>
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        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>30.4</b></font></td>
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      </tr>

  </table>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Non-Financial Risk management has become more challenging due to the added complexity of rapid changes in technology, extensive process automation,
      greater reliance on systems rather than people, as well as transformational processes such as business agility. These changes in the way financial institutions do business have led to new risk exposures, whether in the form of attacks affecting the
      Group service, data theft or online fraud.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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      </tr>

  </table>
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      relations with third parties or external events. Operational risks can, lead to financial losses and have legal or regulatory compliance consequences but exclude strategic or reputational risk (except for the companies under Colombian regulations,
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The business continuity management system enables the establishing, implementing, operating, monitoring, reviewing, maintaining and improving of
      business continuity based on best practices and regulatory requirements. The Group implements recovery strategies for the resources that support important products and services of the organization, which will be periodically tested to measure the
      effectiveness of the strategy.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">In the management of operational risk, cybersecurity, fraud prevention and business continuity, corporate guidelines are used, and methodologies
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 40pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      Non-Financial Risks, mainly through Insurance Policies contracted individually or corporately in the local and international market, which cover losses due to fraud, civil and professional liability, cyber risks, damage to physical assets, among
      others. The insurance design is in accordance with the Group&#8217;s main operating risks, the coverage needs of key areas and the organization&#8217;s risk appetite, constantly seeking efficiencies in the cost of policies, working together with the insurers
      that make up the Group and the most important insurance/reinsurance brokers in the international market.</font></p>
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      <tr style="vertical-align: top; font: 10pt Arial;">
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        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>30.6</b></font></td>
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      </tr>

  </table>
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      appetite. To achieve this, different levels of controls adapted to the different areas and companies potentially exposed are applied. Therefore, it maintains a significant investment program, which allows it to have the necessary technologies and
      processes to keep the Group&#8217;s operations and assets secure.</font></p>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">As part of the Cybersecurity Government, the Group has the CISO Credicorp and a corporate team whose objective is to ensure the deployment and
      compliance of the Cybersecurity strategy in all companies. The corporate appetite has been defined, which is reviewed annually, and the Strategy and Plan has been established at the corporate level, defining implementation priorities and improvements
      in accordance with the different realities of the companies. These lines of work include the Cybersecurity Strategy, which is constantly reviewed considering the global scenario, the risk profile, standards, frameworks and regulations, in order to
      guarantee business continuity, resilience and data privacy, as well as the adoption of the robust cybersecurity framework that allows the adaptation of cybersecurity controls for each of the Group&#8217;s companies, adequate management and remediation of
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      </tr>

  </table>
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      organization&#8217;s resilience and rapid response capacity.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">To this end, the designed strategy includes the use of cutting-edge technological tools in video surveillance, digital video surveillance and
      advanced risk profile analysis models, among other fronts. Likewise, there is highly specialized and trained talent on these fronts that allows the appropriate use of artificial intelligence, electronics, advanced analytics and cyber forensics,
      achieving high standards of efficiency and effectiveness in management.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Finally, The Group contributes to the security of the Financial System through union activities that it develops at the local level in the
      Association of Banks of Peru (ASBANC) and at the Latin American level in the Committee of Security Experts of the Latin American Federation of Banks (FELABAN).</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 40.25pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">176</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0%; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>30.8</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>Model Risk - </b></font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The Group uses models for different purposes such as credit admission, capital calculation, behavior, provisions, market risk, liquidity, among
      others.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Model risk is defined as the probability of loss resulting from decisions (credit, market, among others) based on the use of poorly designed and/or
      poorly implemented models. The sources that generate this risk are mainly: deficiencies in data, errors in the model (from design to implementation), use of the model.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The management of model risk is proportional to the importance of each model. In this sense, a concept of &#8220;tiering&#8221; (measurement system that orders
      the models depending to the importance according to the impact on the business) is defined as the main attribute to synthesize the level of importance or relevance of a model, from which is determined the intensity of the model risk management
      processes to be followed.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Model risk management is structured around a set of processes known as the life cycle of the model. The definition of phases of the life cycle of
      the model in the Group is detailed below: Identification, Planning, Development, Internal Validation, Approval, Implementation and use, and Monitoring and control.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 40.2pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0%; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>30.9</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>Risk of the insurance activity - </b></font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The main risk the Group faces under insurance contracts is that the real cost of claims and payments or the timing of them, differ from
      expectations. This is influenced by the frequency of claims, the severity of the claims, the real benefits paid and the subsequent development of long-term claims.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Risk exposure is mitigated by diversification through a large portfolio of insurance contracts and by having different lines of business. Risks are
      also mitigated by careful selection and implementation of strategic underwriting guidelines, as well as the use of reinsurance agreements. Reinsurance underwriting is diversified in such a way that the Group is not dependent on any particular
      reinsurer; likewise, the Group&#8217;s operations are not dependent on any particular reinsurance contract.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Life insurance contracts &#8211;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">The main risks that the Group is exposed to are mortality, morbidity, longevity, investment yield and flow, losses arising
      from policies due to the expense incurred being different than expected, and the policyholder decision; all of which, do not vary significantly in relation to the location of the risk insured by the Group, type of risk insured or industry.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The Group&#8217;s underwriting strategy is designed to ensure that risks are well diversified in terms of type of risk and level of insured benefits.
      This is achieved through diversification across insurable risks, the use of medical screening in order to ensure that pricing takes account of current health conditions and family medical history, regular review of actual claims experience and
      product pricing, as well as detailed claims handling procedures. Underwriting limits are in place to enforce appropriate risk selection criteria. For example, the Group has the right not to renew individual policies, it can impose deductibles and it
      has the right to reject the payment of fraudulent claims.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">For contracts where death or disability is the insured risk, the significant factors that could increase the overall frequency of claims are
      epidemics, widespread changes in lifestyle and natural disasters, resulting in more claims than expected.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 40.2pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">177</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">For retirement, survival and disability annuities contracts, the most significant factor is continuing improvement in medical science and social
      conditions that increase longevity.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Non-life insurance contracts (general insurance and healthcare) &#8211;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The Group mainly issues the following types of non-life general insurance contracts: automobile, technical branches, business and healthcare
      insurances. Healthcare contracts provide medical expense cover to policyholders. Risks under non-life insurance policies usually cover 12 months.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">For general insurance contracts the most significant risks arise from climate changes, natural disasters and other type of
      damages. For healthcare contracts the most significant risks arise from lifestyle changes, epidemics and medical science and technology improvements. </font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The above risk exposures are mitigated by diversification across a large portfolio of insurance contracts and by having different lines of
      business. The sensitivity of risk is improved by careful selection and implementation of underwriting strategies of insurance contracts, which are designed to ensure that risks are diversified in terms of type of risks and level of insured benefits.
      This is achieved, in various cases, through diversification across industry sectors and geographic location.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Furthermore, strict claim review policies to assess all new and ongoing claims and in process of settlement, regular detailed review of claims
      handling procedures and frequent investigation of possible fraudulent claims are all policies and procedures put in place to reduce the Group&#8217;s risk exposure. Insurance contracts also entitle the Group to pursue third parties for payment of some or
      all costs. Also, the Group actively manages and promptly pursues claims, in order to reduce its exposure to unpredictable future developments that can negatively impact the Group.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">The Group has also limited its exposure by imposing maximum claim amounts on certain contracts as well as the use of
      reinsurance arrangements in order to limit its exposure to catastrophic events.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 36.85pt 0pt 40pt; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">178</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial; font-size: 10pt;">Evolution of accidents</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial; font-size: 10pt;">The following table shows the estimates of accumulated claims incurred as of December 31, 2023:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial;">

      <tr style="vertical-align: bottom">
        <td style="text-align: center; padding-bottom: 1pt"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center; padding-bottom: 1pt"><font style="font-size: 7pt">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">2014</font></td>
        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">2015</font></td>
        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">2016</font></td>
        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">2017</font></td>
        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">2018</font></td>
        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">2019</font></td>
        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">2020</font></td>
        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">2021</font></td>
        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">2022</font></td>
        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">2023</font></td>
        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">Total</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left;">
          <div style="margin-left: 9pt; text-indent: -9pt;"><font style="font-size: 7pt;">Gross estimates of the<br>
              undiscounted amount of the<br>
              claims:</font></div>
        </td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td style="width: 1%"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#8212;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#8212;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
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        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#8212;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#8212;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#8212;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#8212;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">93</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">358</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#8212;</font></td>
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        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: right; vertical-align: top"><font style="font-size: 7pt">2,719,859</font></td>
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        <td style="font-weight: bold; text-align: right; vertical-align: top"><font style="font-size: 7pt">5,179,099</font></td>
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  </table>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">179</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial; font-size: 10pt;">The following table shows the estimates of accumulated claims incurred as of December 31, 2022:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial;">

      <tr style="vertical-align: bottom">
        <td style="text-align: center; padding-bottom: 1pt"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center; padding-bottom: 1pt"><font style="font-size: 7pt">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">2013</font></td>
        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
        <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">2014</font></td>
        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: center"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left;">
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        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
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        <td style="width: 1%"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 5%; text-align: right"><font style="font-size: 7pt">1,141,142</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 5%; text-align: right"><font style="font-size: 7pt">800,436</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 5%; text-align: right"><font style="font-size: 7pt">998,136</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 5%; text-align: right"><font style="font-size: 7pt">1,073,982</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 5%; text-align: right"><font style="font-size: 7pt">1,698,250</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 5%; text-align: right"><font style="font-size: 7pt">1,193,707</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 5%; text-align: right"><font style="font-size: 7pt">1,433,243</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 5%; text-align: right"><font style="font-size: 7pt">1,538,374</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 5%; text-align: right"><font style="font-size: 7pt">1,828,421</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 5%; text-align: right"><font style="font-size: 7pt">2,034,760</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="width: 5%; text-align: right"><font style="font-size: 7pt">13,740,451</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#8212;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">2,967</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">2,876</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">1,752</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">6,463</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">7,683</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">24,014</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">88,496</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">203,932</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">334,135</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">672,318</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#8212;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 7pt">&#8212;</font></td>
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        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 7pt">&#160;</font></td>
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        <td><font style="font-size: 7pt">&#160;</font></td>
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        <td style="text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#8212;</font></td>
        <td style="text-align: left; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
        <td style="border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: left; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
        <td style="text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#8212;</font></td>
        <td style="text-align: left; border-bottom: Black 1pt solid"><font style="font-size: 7pt">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left;">
          <div style="margin-left: 9pt; text-indent: -9pt;"><font style="font-size: 7pt;">Gross provision for incurred<br>
              claims.</font></div>
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        <td style="font-weight: bold"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; vertical-align: top"><font style="font-size: 7pt">1,750</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; vertical-align: top"><font style="font-size: 7pt">5,923</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; vertical-align: top"><font style="font-size: 7pt">5,983</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; vertical-align: top"><font style="font-size: 7pt">8,969</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; vertical-align: top"><font style="font-size: 7pt">29,300</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; vertical-align: top"><font style="font-size: 7pt">25,624</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; vertical-align: top"><font style="font-size: 7pt">70,663</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; vertical-align: top"><font style="font-size: 7pt">224,292</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; vertical-align: top"><font style="font-size: 7pt">625,242</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; vertical-align: top"><font style="font-size: 7pt">1,408,492</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: right; vertical-align: top"><font style="font-size: 7pt">2,406,238</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 7pt">&#160;</font></td>
      </tr>

  </table>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">180</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0%; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>30.10</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>Capital management - </b></font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The Group maintains an actively managed capital base to cover risks inherent in its business. The adequacy of the Group&#8217;s capital is monitored
      using, among other measures, the rules and ratios established by the SBS, the supervising authority of its major subsidiaries and for consolidation purposes. Furthermore, capital management responds to market expectations in relation to the solvency
      of the Group and to support the growth of the businesses considered in the strategic planning. In this way, the capital maintained by the Group enables it to assume unexpected losses in normal conditions and conditions of severe stress.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The Group&#8217;s objectives when managing capital are: (i) to comply with the capital requirements set by the regulators of the markets where the
      entities within the Group operate; (ii) to safeguard the Group&#8217;s ability to continue as a going concern so that it can continue to provide returns for shareholders and benefits for other stakeholders; and (iii) to maintain a strong capital base to
      support the development of its business, in line with the limits and tolerances established in the declaration of Risk Appetite.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.5in;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, and 2022, the regulatory capital for the subsidiaries engaged in financial and insurance activities amounted to
      approximately S/33,452.6 million and S/31,754.6 million, respectively. The regulatory capital has been determined in accordance with SBS regulations in force as of said dates. Under the SBS regulations, the Group&#8217;s regulatory capital exceeds by
      approximately S/7,731.9 million the minimum regulatory capital required as of December 31, 2023 (approximately S/8,156.9 million as of December 31, 2022).</font></p>
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  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">181</font></div>
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      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0%; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>30.11</b></font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"><b>Fair values -</b></font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0.5in; font: 10pt Arial;"></td>
        <td style="width: 0.5in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">a)</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Financial instruments recorded at fair value and fair value hierarchy&#8211;</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;"></font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 1in;"><font style="font-family: Arial; font-size: 10pt;">The following table analyses financial instruments measured at fair value at the reporting date, by the level in the fair value hierarchy into which
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 69.45pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" align="CENTER" style="border-collapse: collapse; width: 78%; font: 10pt Arial;">

      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td colspan="3" style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="padding-bottom: 1pt; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td colspan="3" style="font-weight: bold; border-bottom: Black 1pt solid; text-align: center"><font style="font-size: 8pt">Note</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td colspan="3" style="font-weight: bold; border-bottom: Black 1pt solid; text-align: left"><font style="font-size: 8pt">Level 1</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="font-weight: bold; padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td colspan="3" style="font-weight: bold; border-bottom: Black 1pt solid; text-align: left"><font style="font-size: 8pt">Level 1</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td colspan="3" style="font-weight: bold; border-bottom: Black 1pt solid; text-align: left"><font style="font-size: 8pt">Level 2</font></td>
        <td style="font-weight: bold; padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="font-weight: bold; padding-bottom: 1pt; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-family: Arial; font-size: 8pt;"><b>S/(000)</b></font></td>
        <td style="font-weight: bold; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="font-weight: bold; text-align: left;">
          <div style="margin-left: 9pt; text-indent: -9pt;"><font style="font-size: 8pt;">Financial assets <br>
              Derivative financial instruments:</font></div>
        </td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 3%; text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 5%; text-align: right"><font style="font-size: 8pt">&#8212;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="width: 5%; text-align: right"><font style="font-size: 8pt">230,818</font></td>
        <td style="width: 1%; text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#8212;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">16,412,681</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">16,377</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">30,786,161</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#8212;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#8212;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">205,112</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#8212;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#8212;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">278,385</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="text-align: right"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-bottom: 1.5pt"><font style="font-size: 8pt">&#160;</font></td>
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        <td style="padding-bottom: 1.5pt"><font style="font-size: 8pt">&#160;</font></td>
        <td style="text-align: left; padding-bottom: 1.5pt"><font style="font-size: 8pt">&#160;</font></td>
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  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
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      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial; font-size: 10pt;">Financial instruments included in the Level 1 category are those that are measured on the basis of quotations obtained in an active market. A financial
      instrument is regarded as quoted in an active market if quoted prices are readily and regularly available from an exchange, dealer, broker, industry group, pricing service or regulatory agency and those prices represent actual and regularly occurring
      market transactions on an arm&#8217;s length basis.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial; font-size: 10pt;">Financial instruments included in the Level 2 category are those that are measured on the basis of observable market factors. This category includes
      instruments valued using: quoted prices for similar instruments, either in active or less active markets and other valuation techniques (models) where all significant inputs are directly or indirectly observable based on market data.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;"><font style="font-family: Arial; font-size: 10pt;">Following is a description of how fair value is determined for the main Group&#8217;s financial instruments where valuation techniques were used with inputs based
      on market data which incorporate Credicorp&#8217;s estimates on the assumptions that market participants would use for measuring these financial instruments:</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 6pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0%; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Valuation of derivative financial instruments -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
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      data. The most frequently applied valuation techniques include forward pricing and swap models, using present value calculations. The models incorporate various inputs, including the credit quality of counterparties, spot exchange rates, forward
      rates and interest rate curves. Options are valued using well-known, widely accepted valuation models.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">A credit valuation adjustment (CVA) is applied to the &#8220;Over-The-Counter&#8221; derivative exposures to take into account the counterparty&#8217;s risk of
      default when measuring the fair value of the derivative. CVA is the mark-to market cost of protection required to hedge credit risk from counterparties in this type of derivatives portfolio. CVA is calculated by multiplying the probability of default
      (PD), the loss given default (LGD) and the expected exposure (EE) at the time of default.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">A debit valuation adjustment (DVA) is applied to include the Group&#8217;s own credit risk in the fair value of derivatives (that
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in; text-align: justify;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">183</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023, the balance of receivables and payables corresponding to derivatives amounted to S/987.7 million and S/892.0 million
      respectively, See Note 12(c), generating DVA and CVA adjustments for approximately S/3.2 million and S/6.9 million respectively. The net impact of both items in the consolidated statement of income amounted to S/4.0 million of loss. As of December
      31, 2022, the balance of receivables and payables corresponding to derivatives amounted to S/1,478.7 million and S/1,345.7 million, respectively, See Note 12(c), generating DVA and CVA adjustments for approximately S/7.5 million and S/11.2 million,
      respectively. Also, the net impact of both items in the consolidated statement of income amounted to S/6.0 million of loss.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0%; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Valuation of debt securities classified in the category &#8220;at fair value through other comprehensive income&#8221; and included in level 2 -</font></td>
      </tr>

  </table>
  <p style="margin: 0pt 0px 0pt 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Valuation of certificates of deposit BCRP, corporate, leasing, subordinated bonds and Government treasury bonds are measured by calculating their
      Net Present Values (NPV) through discounted cash flows, using appropriate and relevant zero coupon rate curves to discount cash flows in the respective currency and considering observable current market transactions.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Certificates of deposit BCRP (CD BCRP) are securities issued at a discount in order to regulate the liquidity of the financial system. They are
      placed mainly through public auction or direct placement, are freely negotiable by their holders in the Peruvian secondary market and may be used as collateral in Repurchase Agreement Transactions of Securities with the BCRP.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">Other debt instruments are measured using valuation techniques based on assumptions supported by prices from observable current market
      transactions, obtained via pricing services. Nevertheless, when prices have not been determined in an active market, fair values are based on broker quotes and assets that are valued using models whereby the majority of assumptions are market
      observable.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top; font: 10pt Arial;">
        <td style="width: 0%; font: 10pt Arial;"></td>
        <td style="width: 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">-</font></td>
        <td style="font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">Valuation of financial instruments included in level 3 -</font></td>
      </tr>

  </table>
  <p style="margin: 0pt 0px 0pt 0.25in; font: 10pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">These are measured using valuation techniques (internal models), based on assumptions that are not supported by transaction prices observable in
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023 and 2022, the net unrealized loss of Level 3 financial instruments amounted to S/3.4 million and S/0.1 million,
      respectively. During 2023 and 2022, changes in the carrying amount of Level 3 financial instruments have not been significant since there were no purchases, issuances, settlements or any other significant movements or transfers from level 3 to Level
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  <p style="font: 10pt Arial; margin: 0pt 0px 0pt 14.65pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">184</font></div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
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  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0%"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">b)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Financial instruments not measured at fair value -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 8pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin: 0pt 0pt 0pt 0.25in;"><font style="font-family: Arial; font-size: 10pt;">We present below the disclosure of the comparison between the carrying amounts and fair values of the financial instruments, which are not measured
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  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 8pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 95%; border-collapse: collapse; margin-left: 0.25in;">

      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="width: 30%; text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="width: 1%; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="width: 6%; border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>Level 1</b></font></td>
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        <td style="width: 6%; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>Level 2</b></font></td>
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        <td style="width: 6%; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>Level 3</b></font></td>
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        <td style="width: 6%; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>Fair value</b></font></td>
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        <td style="width: 6%; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>Book value</b></font></td>
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        <td style="width: 6%; border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>Level 1</b></font></td>
        <td style="width: 1%; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="width: 6%; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>Level 2</b></font></td>
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        <td style="width: 6%; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>Level 3</b></font></td>
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        <td style="width: 6%; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>Fair value</b></font></td>
        <td style="width: 1%; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="width: 6%; border-bottom: Black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>Book value</b></font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;"><b>S/(000)</b></font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 7pt;"><b>Assets</b></font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 7pt;">Cash and due from banks</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">33,930,948</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">33,930,948</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">33,930,948</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">34,183,840</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">34,183,840</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">34,183,840</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">1,410,647</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">1,410,647</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">1,410,647</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">1,101,856</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">1,101,856</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">1,101,856</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">9,338,213</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">362,100</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">9,700,313</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">10,188,927</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">8,849,683</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">292,335</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">9,142,018</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">10,445,729</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">136,698,135</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">136,698,135</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">136,698,135</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">140,753,972</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">140,753,972</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">140,753,972</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 7pt;">Due from customers on banker&#8217;s acceptances</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">412,401</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">412,401</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">412,401</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">699,678</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">699,678</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">699,678</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 7pt;">Reinsurance contract assets</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">872,046</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">872,046</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">872,046</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">744,008</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">744,008</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">744,008</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 7pt;">Other assets</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">3,593,296</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">3,593,296</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">3,593,296</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">1,747,412</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">1,747,412</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">1,747,412</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 7pt;"><b>Total</b></font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">9,338,213</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">177,279,573</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">186,617,786</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">187,106,400</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">8,849,683</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">179,523,101</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">188,372,784</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">189,676,495</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 7pt;"><b>Liabilities</b></font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
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      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 7pt;">Deposits and obligations</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">147,704,994</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">147,704,994</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">147,704,994</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">147,020,787</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">147,020,787</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">147,020,787</font></td>
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      <tr style="vertical-align: bottom">
        <td>
          <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.125in; text-indent: -0.125in;"><font style="font-family: Arial; font-size: 7pt;">Payables on repurchase agreements and securities lending</font></p>
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        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">10,168,427</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">10,168,427</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">10,168,427</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">12,966,725</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">12,966,725</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">12,966,725</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">12,308,392</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">12,308,392</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">12,278,681</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">9,012,529</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">9,012,529</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">8,937,411</font></td>
      </tr>
      <tr style="vertical-align: bottom">
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        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">412,401</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">412,401</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">412,401</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">699,678</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">699,678</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">699,678</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">512,579</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">512,579</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">512,579</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">578,074</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">578,074</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">578,074</font></td>
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        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">14,742,600</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">14,742,600</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">14,594,785</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">16,610,504</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">16,610,504</font></td>
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">17,007,194</font></td>
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      <tr style="vertical-align: bottom">
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        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">12,318,133</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">12,318,133</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">12,318,133</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">11,154,008</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">11,154,008</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">11,154,008</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 7pt;">Other liabilities</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">4,586,511</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">4,586,511</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">4,586,511</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">3,964,203</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">3,964,203</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 1pt solid; background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">3,964,203</font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="text-indent: -0.125in; padding-left: 0.125in"><font style="font-family: Arial; font-size: 7pt;"><b>Total</b></font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: center"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 2pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 2pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">202,754,037</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 2pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 2pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">202,754,037</font></td>
        <td style="background-color: white; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 2pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">202,576,511</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 2pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 2pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">202,006,508</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 2pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#8722;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 2pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">202,006,508</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">&#160;</font></td>
        <td style="border-bottom: black 2pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 7pt;">202,328,080</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">185</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
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  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The methodologies and assumptions used by the Group to determine fair values depend on the terms and risk
      characteristics of the various financial instruments and include the following:</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(i)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Long-term fixed-rate and variable-rate loans are evaluated by the Group based on parameters such as interest rates, specific country risk factors, and individual creditworthiness of the
            customer and the risk characteristics of the financed project. Based on this evaluation, allowances are taken into account for the incurred losses of these loans. As of December 31, 2023 and 2022, the carrying amounts of loans, net of
            allowances, were not materially different from their calculated fair values.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 8pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(ii)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Assets for which fair values approximate their carrying value - For financial assets and financial liabilities that are liquid or have a short term maturity (less than three months) it is
            assumed that the carrying amounts approximate to their fair values. This assumption is also applied to demand deposits, savings accounts without a specific maturity and variable rate financial instruments.</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 8pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.75in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">(iii)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Fixed rate financial instruments - The fair value of fixed rate financial assets and liabilities carried at amortized cost are estimated by comparing market interest rates when they were first
            recognized with current market rates offered for similar financial instruments. The estimated fair value of fixed interest bearing deposits is based on discounted cash flows using prevailing market interest rates for financial instruments with
            similar credit risk and maturity. For quoted debt issued the fair values are calculated based on quoted market prices. When quoted market prices are not available, a discounted cash flow model is used based on a current interest rate yield
            curve appropriate for the remaining term to maturity.</font></td>
      </tr>

  </table>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">186</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0in"></td>
        <td style="width: 0.5in"><font style="font-family: Arial; font-size: 10pt;"><b>30.12</b></font></td>
        <td><font style="font-family: Arial; font-size: 10pt;"><b>Fiduciary activities, management of funds and pension funds -</b></font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 8pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">The Group provides custody, trustee, investment management and advisory services to third parties; therefore, the
      Group makes allocations and purchase and sale decisions in relation to a wide range of financial instruments. Assets that are held in a fiduciary capacity are not included in these consolidated financial statements. These services give rise to the
      risk that the Group will be accused of mismanagement or under-performance.</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">As of December 31, 2023 and 2022, the value of the net assets under administration off the balance sheet (in millions
      of soles) is as follows:</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="font: 10pt Arial; width: 60%; border-collapse: collapse; margin-left: 0.5in;">

      <tr style="vertical-align: bottom">
        <td style="width: 62%; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 2%; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 17%; border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;"><b>2023</b></font></td>
        <td style="width: 2%; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="width: 17%; border-bottom: black 1pt solid; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;"><b>2022</b></font></td>
      </tr>
      <tr style="vertical-align: bottom">
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
      </tr>
      <tr>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">Investment funds and mutual funds</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: top; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">55,773</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: top; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">69,264</font></td>
      </tr>
      <tr>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">Pension funds</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: top; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">36,867</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: top; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">30,596</font></td>
      </tr>
      <tr>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">Equity managed</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: top; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">35,016</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: top; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">35,062</font></td>
      </tr>
      <tr>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">Bank trusts</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: top; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">3,949</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: top; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">4,269</font></td>
      </tr>
      <tr>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;"><b>Total</b></font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: top; border-top: black 1pt solid; border-bottom: black 2pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">131,605</font></td>
        <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></td>
        <td style="vertical-align: top; border-top: black 1pt solid; border-bottom: black 2pt solid; padding-right: 3pt; padding-left: 3pt; text-align: right"><font style="font-family: Arial; font-size: 10pt;">139,191</font></td>
      </tr>

  </table>
  <p style="margin-top: 0; margin-bottom: 0">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: bold 8pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0pt"></td>
        <td style="width: 0.5in"><font style="font-family: Arial; font-size: 10pt;">31</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">COMMITMENTS AND CONTINGENCIES</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 8pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">Legal claim contingencies</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">i)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Madoff Trustee Litigation -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 8pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">In September 2011, the Trustee for the liquidation of Bernard L. Madoff Investment Securities LLC (BLMIS) and the
      substantively consolidated estate of Bernard L. Madoff (the Madoff Trustee) filed a complaint (the Madoff Complaint) against Credicorp&#8217;s subsidiary ASB (now ASB Bank Corp.) in the U.S. Bankruptcy Court for the Southern District of New York (the
      Bankruptcy Court). The Madoff Complaint seeks recovery of approximately US$120.0 million in principal amount, which is alleged to be equal to the amount of redemptions between the end of 2004 and the beginning of 2005 of ASB-managed Atlantic U.S.
      Blue Chip Fund assets invested in Fairfield Sentry Limited (Fairfield Sentry), together with fees, costs, interest and expenses. The Madoff Complaint seeks the recovery of these redemptions from ASB Bank Corp. as &#8220;subsequent transfers&#8221; or &#8220;avoided
      transfers&#8221; from BLMIS to Fairfield Sentry, which Fairfield Sentry in turn subsequently transferred to ASB Bank Corp. The Madoff Trustee has filed similar &#8220;claw back&#8221; actions against numerous other alleged &#8220;subsequent transferees&#8221; that invested in
      Fairfield Sentry and its sister entities, which, in turn, invested in and redeemed funds from BLMIS.</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt; background-color: white;">There has been significant briefing on issues related to these Madoff Trustee actions, and
      these cases have been pending for many years. In November 2016, the Bankruptcy Court issued a Memorandum Decision </font><font style="font-family: Arial; font-size: 10pt;">Regarding <font style="background-color: white">Claims to Recover Foreign
        Subsequent Transfers (the Memorandum Decision) holding that the recovery of certain subsequent foreign transfers is barred under the doctrine of comity and/or extraterritoriality, and dismissed the claims brought by the Madoff Trustee against a
        number of parties, including ASB Bank Corp. In March 2017, the Madoff Trustee filed an appeal (the Appeal) of the Memorandum Decision to the United States Court of Appeals for the Second Circuit, which reversed the Dismissal Order and remanded the
        matter to the Bankruptcy Court (the Second Circuit Opinion). In April 2019, the defendant-appellees, including ASB Bank Corp., filed, and the Second Circuit granted, a motion to stay the issuance of the mandate pending the filing of a petition for
        a writ of certiorari in the United States Supreme Court. The petition for a writ of certiorari was filed in the United States Supreme Court in August 2019. On or about June 1,2020, the United States Supreme Court denied the petition for a writ of
        certiorari. Following the denial of the petition for writ of certiorari, the judgment for dismissal by the Bankruptcy Court was vacated and the matter was remanded back to the Bankruptcy Court. The case now remains pending in the Bankruptcy Court.
        On March 25,2022, ASB Bank Corp. filed a Motion to Dismiss the Complaint. On May 24, 2022, the Madoff Trustee filed its opposition to the Motion to Dismiss.&#160;On July 14, 2022, ASB Bank Corp. filed its reply memorandum of law in further support of
        its Motion to Dismiss. </font>On November 18, 2022, the Bankruptcy Court denied the Motion to Dismiss presented by ASB Bank Corp and give to ASB Bank Corp until February 1, 20223 to file an answer to the Complaint. <font style="background-color: white">ASB Bank Corp submitted its response to the complaint within the established period.</font></font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">187</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">ii)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Fairfield Litigation -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 8pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">In April 2012, Fairfield Sentry (In Liquidation) and its representative, Kenneth Krys (the Fairfield Liquidator),
      filed a complaint (the Fairfield Complaint) against ASB (now ASB Bank Corp.) in the Bankruptcy Court (the Fairfield v. ASB Adversary Proceeding). The Fairfield Complaint seeks to recover US$115.2 million in principal amount from ASB Bank Corp.,
      representing the amount of ASB&#8217;s Bank Corp. redemptions of certain investments in Fairfield Sentry, together with fees, costs, interest and expenses. These are essentially the same funds that the Madoff Trustee seeks to recover in the Madoff Trustee
      litigation as described above. After the Fairfield Complaint was filed, the Bankruptcy Court procedurally consolidated the Fairfield vs. ASB Adversary Proceeding with other adversary actions brought by the Fairfield Liquidator against former
      investors in Fairfield Sentry.</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Similar to the Madoff Trustee litigation described above, the Fairfield v. ASB Adversary Proceeding and related
      adversary actions have been pending for many years. In October 2016, the Fairfield Liquidator filed a Motion for Leave to Amend (the Motion for Leave) various complaints, including the Fairfield Complaint. Certain defendants, including ASB Bank
      Corp., filed a motion to dismiss (the Motion to Dismiss) and a consolidated memorandum of law (i) in opposition to the Motion for Leave and (ii) in support of the Motion to Dismiss. In December 2018, the Bankruptcy Court entered a memorandum decision
      granting in part and denying in part the Motion to Dismiss and the Motion for Leave (the Memorandum Decision). In March 2019, the Fairfield Liquidator submitted a form of a stipulated order dismissing the adversary proceeding against ASB Bank Corp.
      (the Dismissal Order), as directed by the Bankruptcy Court, but filed notices of appeal, including of the dismissal of the claims asserted against ASB Bank Corp. and other defendants, in May 2019. The appeal remains pending.</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Through a Significant Event dated January 30, 2024, Credicorp Ltd. has informed the market that the litigation i) and
      ii) mentioned above, pending against ASB Bank Corp. before the District Bankruptcy Court, have been totally and definitively resolved. South of New York City, USA (Bankruptcy Court). On January 30, 2024, (i) the Madoff Trustee and ASB Bank Corp.
      entered into a settlement and release agreement (the &#8220;Madoff Agreement&#8221;), and (ii) the Fairfield Liquidator and ASB Bank Corp. simultaneously entered into a settlement and release agreement (the &#8220;Fairfield Agreement&#8221;), which, without admission of
      liability, resolves all disputes related to the Madoff Lawsuit and the Fairfield Lawsuit, referred to in sections i) and ii) above, between ASB Bank Corp., the Madoff Trustee and the Fairfield Liquidator. Under the terms of the agreements, after the
      approval of the Madoff Settlement by the Bankruptcy Court, among other things, ASB Bank Corp. will pay the Madoff Trustee the amount of US$42,750,000.00 (for which ASB Bank Corp. and its affiliates are properly provisioned) and the Madoff Trustee and
      the Fairfield Liquidator will dismiss the Madoff Claim and the Fairfield Claim, as applicable, definitively and without cost to either party. A copy of the Madoff Agreement has been filed with the Bankruptcy Court and is pending approval by the
      Bankruptcy Court.</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt;">

      <tr style="vertical-align: top">
        <td style="width: 0.5in"></td>
        <td style="width: 0.25in"><font style="font-family: Arial; font-size: 10pt;">iii)</font></td>
        <td><font style="font-family: Arial; font-size: 10pt;">Government Investigations -</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 8pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">At the end of 2019, the former Chairman and the current Vice Chairman of the Board of Directors of Credicorp, in
      their respective capacities as Chairman of the Board and as a Director of BCP Stand-alone, were summoned as witnesses by Peruvian prosecutors, along with 26 other Peruvian business leaders, to testify in connection with a judicial investigation that
      is being carried out regarding contributions made to the electoral campaign of a political party in the 2011 Peruvian presidential elections. The former Chairman informed prosecutors that in 2010 and 2011 Credicorp made donations totaling
      US$3.65&#160;million to Fuerza 2011 campaign (in total amounts of US$1.7&#160;million in 2010 and US$1.95&#160;million in 2011). These contributions were made in coordination with the General Manager of Credicorp at that time. While the amount of these
      contributions exceeded the limits then permitted under Peruvian electoral law, the law in place at that time provided no sanction for contributors, and instead only for the recipient of the campaign contribution.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
    <div style="TEXT-ALIGN: center" class="BRPFPageNumberArea"><font style="font-size: 10pt; font-family: Arial; font-weight: normal; color: rgb(0, 0, 0); font-style: normal;" class="BRPFPageNumber">188</font>&#160;</div>
    <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
      <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
  </div>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The former Chairman also informed the prosecutors that in 2016,&#160;three&#160;subsidiaries of Credicorp (BCP Stand-alone,
      Mibanco and Grupo Pacifico) made donations totaling S/711,000&#160;(approximately US$200,000) to the Peruanos Por el Kambio campaign. These contributions were made in compliance both with Peruvian electoral law and with Credicorp&#8217;s own political
      contributions guidelines, adopted in 2015.</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">The Peruvian Superintendencia del Mercado de Valores (&#8217;SMV&#8217; for its Spanish acronym) has initiated a sanctioning
      process against Credicorp, for failing to disclose to the market, in due course, the political campaign contributions in the years 2011 and 2016. The SMV also has initiated a sanctioning process against&#160;three&#160;subsidiaries of Credicorp (BCP
      Stand-alone, Mibanco and Grupo Pacifico), for failing to disclose to the market, in due course, the political campaign contributions made in connection with the 2016 presidential elections. The SMV notified Credicorp, BCP, Mibanco and Grupo Pacifico
      with first instance Resolutions on these proceedings. The mentioned Resolutions imposed pecuniary sanctions (fines) on Credicorp and the&#160;three&#160;subsidiaries as a consequence of these sanctioning processes. Credicorp, BCP, Mibanco and Grupo Pacifico
      appealed the Resolutions. As the appeals were not resolved within the period provided for by the legal regulations, Credicorp and each of the three subsidiaries proceeded to file contentious-administrative lawsuits against the SMV Resolution (due to
      negative administrative silence). However, both Credicorp and its three subsidiaries proceeded to pay the fines imposed by the SMV, in compliance with the provisions of Peruvian legislation. To date, the contentious-administrative actions are being
      processed before the Judiciary.</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Credicorp believes that neither the contributions disclosed by our former Chairman and the current Vice Chairman in
      2019 nor the related SMV sanctioning processes pose a significant risk of material liability to the Company. Furthermore, Credicorp does not believe that either of the contributions will have material effect on the Company&#8217;s business, financial
      position or profitability, since the fines imposed by the SMV have already been paid.</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">On November 11, 2021, Credicorp disclosed that its incoming CEO, Mr. Gianfranco Ferrari de las Casas, informed the
      company that he was notified of a Prosecutor&#8217;s Decision issued by the Corporate Supraprovincial Prosecutor&#8217;s Office Specialized in Officer Corruption Offenses Special Team - Fourth Court Division (&#8220;Fiscal&#237;a Supraprovincial Corporativa Especializada
      en Delitos de Corrupci&#243;n de Funcionarios Equipo Especial - Cuarto Despacho&#8221;, for its name in Spanish). Through such notice, Mr. Ferrari was informed that he has been included in the preparatory investigation carried out against Mr. Yehude Simon M.
      and an additional sixty-five (65) individuals on the grounds of, in his particular case, alleged primary complicity in the alleged crime against the public administration, aggravated collusion, incompatible negotiation or improper use of position and
      criminal organization detrimental to the Peruvian State, in connection with the financial advisory services provided by BCP Stand - alone to the Olmos Project. To date Mr. Ferrari is still included in the preparatory investigation. Mr. Ferrari has
      already filed certain legal defenses in order to be excluded from the investigation.</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.25in;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.75in;"><font style="font-family: Arial; font-size: 10pt;">Credicorp has reviewed the performance of the officers of Banco de Cr&#233;dito del Per&#250; in relation to the financial
      advisory services provided by the Bank in connection with the Olmos Project and has concluded that the facts under investigation do not give rise to any liability of Banco de Cr&#233;dito del Per&#250; or its officers. Credicorp bases this view on the
      qualified opinion of external consultants specialized in the matter. Therefore, Credicorp considers that the opening of the aforementioned preparatory investigation will not have any impact on the normal operation of the company, nor will it affect
      the dedication and performance of its officers in undertaking their regular duties.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
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        <td style="width: 0.5in"><font style="font-family: Arial; font-size: 10pt;">32</font></td>
        <td style="text-align: left"><font style="font-family: Arial; font-size: 10pt;">SUBSEQUENT EVENTS</font></td>
      </tr>

  </table>
  <p style="margin-top: 0pt; margin-bottom: 0pt; font: 8pt Arial;"><font style="font-family: Arial; font-size: 10pt;">&#160;</font></p>
  <p style="font: 8pt Arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in;"><font style="font-family: Arial; font-size: 10pt;">At the beginning of January 2024, the Bank issued bonds for a total of US$800 million with a term of 5 years in the
      international market. This operation included the issuance of bonds valued at US$500 million and bonds in soles for a total of S/1,150 million with coupon rates of 5.85 percent and 7.85 percent, respectively.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
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  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
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  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(45, 45, 56);"><font style="color: Black"><b>EY </b>| Auditor&#237;a | Consultor&#237;a | Impuestos | Transacciones y Finanzas Corporativas</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(45, 45, 56);">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(45, 45, 56);"><font style="color: Black"><b>Acerca de EY</b></font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: rgb(45, 45, 56);"><font style="color: Black">EY es la firma l&#237;der en servicios de auditor&#237;a, consultor&#237;a, impuestos, transacciones y finanzas corporativas. La
      calidad de servicio y conocimientos que aportamos ayudan a brindar confianza en los mercados de capitales y en las econom&#237;as del mundo. Desarrollamos l&#237;deres excepcionales que trabajan en equipo para cumplir nuestro compromiso con nuestros
      stakeholders. As&#237;, jugamos un rol fundamental en la construcci&#243;n de un mundo mejor para nuestra gente, nuestros clientes y nuestras comunidades.</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: rgb(45, 45, 56);">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: rgb(45, 45, 56);"><font style="color: Black">Para m&#225;s informaci&#243;n visite ey.com/pe</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(45, 45, 56);">&#160;</p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; color: rgb(45, 45, 56);"><font style="color: Black">&#169;EY</font></p>
  <p style="font: 10pt Arial; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: rgb(45, 45, 56);"><font style="color: Black">All Rights Reserved.</font></p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <p style="font: 10pt Arial; margin: 0pt 0px;">&#160;</p>
  <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
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