<SEC-DOCUMENT>0001140361-25-006515.txt : 20250228
<SEC-HEADER>0001140361-25-006515.hdr.sgml : 20250228
<ACCEPTANCE-DATETIME>20250228160112
ACCESSION NUMBER:		0001140361-25-006515
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20250228
FILED AS OF DATE:		20250228
DATE AS OF CHANGE:		20250228

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDICORP LTD
		CENTRAL INDEX KEY:			0001001290
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				000000000
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14014
		FILM NUMBER:		25689843

	BUSINESS ADDRESS:	
		STREET 1:		CLARENDON HOUSE, 2 CHURCH STREET
		STREET 2:		P.O. BOX HM 666,
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM CX
		BUSINESS PHONE:		5113135140

	MAIL ADDRESS:	
		STREET 1:		CLARENDON HOUSE, 2 CHURCH STREET
		STREET 2:		P.O. BOX HM 666,
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM CX
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>ef20044674_6k.htm
<DESCRIPTION>6-K
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge
         Document created using Broadridge PROfile 25.1.1.5279
         Copyright 1995 - 2025 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: Arial; font-size: 9pt; text-align: left; color: #000000;">
  <font style="font-family: 'Times New Roman'; font-size: 10pt;"> </font>
  <hr align="center" style="border: none; border-bottom: 1px solid black; border-top: 4px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;">
  <div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
    <div><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </font></div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 18pt; font-weight: bold;">FORM 6-K</div>
    <div><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </font></div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Report of Foreign Private Issuer</div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pursuant to Rule 13a-16 or 15d-16 under the</div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Securities Exchange Act of 1934</div>
    <div><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </font></div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">For the month of February 2025</div>
    <div><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </font></div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Commission File Number: 001-14014</div>
    <div><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </font></div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 24pt; font-weight: bold;">CREDICORP LTD.</div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(Translation of registrant&#8217;s name into English)</div>
    <div style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </font></div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Of our subsidiary</div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Banco de Credito del Peru:</div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Calle Centenario 156</div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">La Molina 15026</div>
    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;"><font style="font-family: 'Times New Roman'; font-weight: bold;">Lima, Peru </font><font style="font-family: 'Times New Roman';">(Address of
        principal executive office)</font></div>
    <div><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </font></div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or</div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Form 40-F.</div>
    <div><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </font></div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Form 20-F &#9746; Form 40-F &#9744;</div>
    <div><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </font></div>
    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): ____</div>
    <div><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </font></div>
    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): ____</div>
    <div><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </font></div>
    <font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </font>
    <hr align="center" style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;">
    <div style="clear: both; margin-top: 9pt; margin-bottom: 9pt;" class="BRPFPageBreakArea">
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><img src="image00002.jpg"></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">February 28, 2025</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Securities and Exchange Commission - SEC</div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Re.: MATERIAL EVENT</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Dear Sirs:</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Credicorp Ltd. (&#8216;Credicorp&#8217;) notifies you as a Material Event that, in its session held on February 27, 2025, Credicorp&#8217;s Board of Directors unanimously agreed on the
      following matters:</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z592bfa6f7098441f8cbca9402039c784">

        <tr>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">1.</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
            <div>Approved the Annual and Sustainability Report of Credicorp for the financial year ended December 31, 2024, that the Chairman will present at the Annual General Meeting (the &#8220;AGM&#8221;) of Shareholders on March 27, 2025, at 3:00 p. m. (Peru
              time).</div>
          </td>
        </tr>

    </table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z8af458b276ed4a428a269e31d5f8976d">

        <tr>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">2.</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
            <div>Approved the audited individual (standalone) and consolidated financial statements of Credicorp and its subsidiaries for the financial year ended December 31, 2024, including the report of the external auditors Tanaka, Valdivia &amp;
              Asociados Sociedad Civil de Responsabilidad Limitada, representatives of EYG in Peru, that the Chairman will present at the AGM.</div>
          </td>
        </tr>

    </table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z9be8947e7c7d4b19b5e04bf7b06e941d">

        <tr>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">3.</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
            <div>Agreed to propose to the AGM the recommendation of the Audit Committee to (i) appoint Tanaka, Valdivia &amp; Asociados Sociedad Civil de Responsabilidad Limitada, representatives of EYG in Peru, as the external auditors of Credicorp and
              its subsidiaries for the financial year 2025; and (ii) delegate the power to set and approve fees for such audit services to the Board of Directors (for further delegation to the Audit Committee thereof).</div>
          </td>
        </tr>

    </table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Documents mentioned above are available through the following hyperlink: <u>https://credicorp.gcs-web.com/events-and-presentations/annual-general-meeting-shareholders</u>.</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Furthermore, the Board of Directors also agreed unanimously the following:</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">To constitute special reserves considering the net income attained in the financial year 2024, as well as the accumulated results, in accordance with
      the authority conferred by Credicorp's Bye-Laws.</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">In this regard, the Board of Directors has approved to increase the special reserves by S/5,637,737,677.74, based on the total 2024 net income of
      S/5,501,254,379.37 and the accumulated results of S/136,483,298.37.</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; margin-left: 35.4pt; font-family: 'Times New Roman'; font-size: 10pt;">Notwithstanding, Credicorp&#8217;s Board will assess the regular dividend distribution related to 2024 earnings in its usual April meeting. For this
      purpose, the corresponding accounts may be used without affecting Credicorp&#8217;s Dividend Policy.</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The information in this Form 6-K (including any exhibit hereto and any information available through the hyperlink above) shall not be deemed &#8220;filed&#8221; for purposes of
      Section 18 of the Securities Exchange Act of 1934 (the &#8216;Exchange Act&#8217;) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act.</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <table cellspacing="0" cellpadding="0" border="0" style="font-family: Arial; font-size: 9pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zf37cfaa2880e421595943934d8ca8973">

        <tr>
          <td style="width: 20%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: justify;">Sincerely,</div>
          </td>
          <td style="width: 80%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 20%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><br>
          </td>
          <td style="width: 80%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 20%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: justify;">/s/ <u>Guillermo Morales</u></div>
          </td>
          <td style="width: 80%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 20%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: justify;">Authorized Representative</div>
          </td>
          <td style="width: 80%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 20%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: justify;">Credicorp Ltd.</div>
          </td>
          <td style="width: 80%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        </tr>

    </table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="clear: both; margin-top: 9pt; margin-bottom: 9pt;" class="BRPFPageBreakArea">
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">SIGNATURE</div>
    <div><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </font></div>
    <div style="text-indent: 29.7pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the
      undersigned, thereunto duly authorized.</div>
    <div><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </font></div>
    <table cellspacing="0" cellpadding="0" border="0" style="font-family: Arial; font-size: 9pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z8d0d771d02de418982a05990a961c802">

        <tr>
          <td style="width: 55%; vertical-align: top;">
            <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-indent: 29.7pt;">Date: February 28, 2025</div>
          </td>
          <td colspan="3" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 55%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          <td colspan="3" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 55%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          <td colspan="3" style="vertical-align: top;">
            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">CREDICORP LTD.</div>
            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(Registrant)</div>
          </td>
        </tr>
        <tr>
          <td style="width: 55%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          <td colspan="3" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 55%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">&#160;</td>
          <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">
            <div style="color: rgb(0, 0, 0);">By:</div>
          </td>
          <td style="width: 26%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="color: rgb(0, 0, 0);">/s/ Guillermo Morales</div>
          </td>
          <td style="width: 15%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 55%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="color: rgb(0, 0, 0); font-weight: bold;">Guillermo Morales</div>
          </td>
        </tr>
        <tr>
          <td style="width: 55%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="color: rgb(0, 0, 0); font-weight: bold;">Authorized Representative</div>
          </td>
        </tr>

    </table>
    <div><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
  </div>
  <font style="font-family: 'Times New Roman'; font-size: 10pt;"> </font>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image00002.jpg
<TEXT>
begin 644 image00002.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  8$!08%! 8&!08'!P8("A *"@D)
M"A0.#PP0%Q08&!<4%A8:'24?&ALC'!86("P@(R8G*2HI&1\M,"TH,"4H*2C_
MVP!# 0<'!PH("A,*"A,H&A8:*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H
M*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"C_P  1"  H 0$# 2(  A$! Q$!_\0
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L@"",$'O21HL<:I&JJBC 51@"BB@!U%%% !1110 4444 %%%% !1110!__]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
