<SEC-DOCUMENT>0001140361-25-024637.txt : 20250702
<SEC-HEADER>0001140361-25-024637.hdr.sgml : 20250702
<ACCEPTANCE-DATETIME>20250702160520
ACCESSION NUMBER:		0001140361-25-024637
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	20250702
FILED AS OF DATE:		20250702
DATE AS OF CHANGE:		20250702

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDICORP LTD
		CENTRAL INDEX KEY:			0001001290
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14014
		FILM NUMBER:		251100862

	BUSINESS ADDRESS:	
		ADDRESS IS A NON US LOCATION: 	YES
		STREET 1:		CLARENDON HOUSE, 2 CHURCH STREET
		STREET 2:		P.O. BOX HM 666,
		CITY:			HAMILTON
		PROVINCE COUNTRY:   	D0
		ZIP:			HM CX
		BUSINESS PHONE:		5113135140

	MAIL ADDRESS:	
		ADDRESS IS A NON US LOCATION: 	YES
		STREET 1:		CLARENDON HOUSE, 2 CHURCH STREET
		STREET 2:		P.O. BOX HM 666,
		CITY:			HAMILTON
		PROVINCE COUNTRY:   	D0
		ZIP:			HM CX
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>ef20051490_6k.htm
<DESCRIPTION>6-K
<TEXT>
<html>
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    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 25.5.1.5318
         Copyright 1995 - 2025 Broadridge -->
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    <div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
      <div style="text-align: center;"><font style="color: #000000;"> </font><br>
      </div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 18pt; font-weight: bold;">FORM 6-K</div>
      <div style="text-align: center;"><font style="color: #000000;"> </font><br>
      </div>
      <div style="text-align: center; color: #000000;">Report of Foreign Private Issuer</div>
      <div style="text-align: center; color: #000000;">Pursuant to Rule 13a-16 or 15d-16 under the</div>
      <div style="text-align: center; color: #000000;">Securities Exchange Act of 1934</div>
      <div style="text-align: center;"><font style="color: #000000;"> </font><br>
      </div>
      <div style="text-align: center; color: #000000; font-weight: bold;">For the month of July 2025</div>
      <div style="text-align: center;"><font style="color: #000000;"> </font><br>
      </div>
      <div style="text-align: center; color: #000000;">Commission File Number: 001-14014</div>
      <div style="text-align: center;"><font style="color: #000000;"> </font><br>
      </div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 24pt; font-weight: bold;">CREDICORP LTD.</div>
      <div style="text-align: center; color: #000000;">(Translation of registrant&#8217;s name into English)</div>
      <div><font style="color: #000000;"> </font><br>
      </div>
      <div style="text-align: center; color: #000000; font-weight: bold;">Of our subsidiary</div>
      <div style="text-align: center; color: #000000; font-weight: bold;">Banco de Credito del Peru:</div>
      <div style="text-align: center; color: #000000; font-weight: bold;">Calle Centenario 156</div>
      <div style="text-align: center; color: #000000; font-weight: bold;">La Molina 15026</div>
      <div style="text-align: center; color: #000000; font-weight: bold;">Lima, Peru</div>
      <div style="text-align: center; color: #000000;">(Address of principal executive office)</div>
      <div><br>
      </div>
      <div style="text-align: center; color: #000000;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
      <div><font style="color: #000000;"> </font><br>
      </div>
      <div style="text-align: center; color: #000000;">Form 20-F &#9746; Form 40-F &#9744;</div>
      <div><font style="color: #000000;"> </font><br>
      </div>
      <div style="color: #000000;">&#160;Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): ____</div>
      <div><font style="color: #000000;"> </font><br>
      </div>
      <div style="color: #000000;">&#160;Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): ____</div>
      <div><font style="color: #000000;"> </font><br>
      </div>
      <div>
        <hr align="center" style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;"><font style="color: #000000;"> </font></div>
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          <div>
            <div style="text-align: justify;"> <img src="image00001.jpg"></div>
          </div>
        </div>
      </div>
      <div style="text-align: justify;">July 2, 2025</div>
      <div><br>
      </div>
      <div style="text-align: justify;">Securities and Exchange Commission - SEC</div>
      <div><br>
      </div>
      <div style="text-align: justify;">Re.: MATERIAL EVENT</div>
      <div><br>
      </div>
      <div style="text-align: justify;">Dear Sirs:</div>
      <div><br>
      </div>
      <div style="text-align: justify;">We hereby notify you as a Material Event that on July 1, 2025, Fitch Ratings released an update of Credicorp Ltd.&#8217;s (Credicorp) credit rating report, affirming Credicorp&#8217;s Long Term Foreign Currency rating at &#8216;BBB&#8217;
        and maintaining its stable outlook.</div>
      <div><br>
      </div>
      <div style="text-align: justify;">The information in this Form 6-K regarding the rating of Fitch Ratings has been disclosed in Peru in conformity with Peruvian law (Article 30 of the Capital Markets Law, approved by Supreme Decree 020-2023-EF, and by
        the Regulation of the Disclosure of Material Events and Reserved Information approved by Resolution 005-2014-SMV/01 of the Peruvian Capital Markets Superintendency). The ratings of Fitch Ratings do not necessarily represent the opinion of
        Credicorp, nor should they be seen as a recommendation to buy shares or any other securities of Credicorp. Credicorp accepts no liability for the completeness, timeliness, accuracy or selection of such information.</div>
      <div><br>
      </div>
      <div style="text-align: justify;">The information in this Form 6-K (including any <a href="ef20051490_ex99-1.htm">exhibit</a> hereto) shall not be deemed
        &#8220;filed&#8221; for purposes of Section 18 of the Securities Exchange Act of 1934 (the &#8216;Exchange Act&#8217;) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933
        or the Exchange Act.</div>
      <div><br>
      </div>
      <div style="text-align: justify;">Sincerely,</div>
      <div><br>
      </div>
      <div style="text-align: justify;">/s/ <u>Milagros Cig&#252;e&#241;as</u></div>
      <div style="text-align: justify;">Authorized Representative</div>
      <div style="text-align: justify;">Credicorp Ltd.</div>
      <div><br>
      </div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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      </div>
      <div style="text-align: center; color: #000000; font-weight: bold;">SIGNATURE</div>
      <div><font style="color: #000000;"> </font><br>
      </div>
      <div style="text-indent: 29.7pt; color: #000000;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.</div>
      <div><font style="color: #000000;"> </font><br>
      </div>
      <div style="text-indent: 29.7pt; color: #000000;">Date: July 2, 2025</div>
      <div><font style="color: #000000;"> </font><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" id="zaf12583c0caf46d09caa562cd8f52952" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: #000000;">CREDICORP LTD.</div>
              <div style="color: #000000;">(Registrant)</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: #000000;">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="color: #000000;">/s/ Milagros Cig&#252;e&#241;as</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div style="color: #000000; font-weight: bold;">Milagros Cig&#252;e&#241;as</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div style="color: #000000; font-weight: bold;">Authorized Representative</div>
            </td>
          </tr>

      </table>
      <div><font style="color: #000000;"> </font><br>
      </div>
      <div><br>
      </div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ef20051490_ex99-1.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
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  <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 99.1</font><br>
  </div>
  <div><font style="font-weight: bold;"> <br>
    </font></div>
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          <td style="background-color: rgb(192, 0, 0); width: 100%; font-size: 5pt;">&#160;<br>
          </td>
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    </table>
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    <div style="color: rgb(0, 0, 0); font-weight: 400;">
      <div>
        <div>
          <div><br>
          </div>
          <div><img width="152" height="30" src="image00002.jpg">
            <div><br>
            </div>
          </div>
          <div>
            <hr noshade="noshade" align="left" style="height: 1px; width: 30%; color: #000000; background-color: #000000; margin-left: 0px; margin-right: auto; border: none;"></div>
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    </div>
    <div style="color: rgb(51, 51, 51); font-size: 26pt; font-weight: bold;">Credicorp Ltd.</div>
    <div style="margin: 4pt 0px 0px; color: #333333; font-size: 13pt; font-weight: bold;">Update</div>
    <div><br>
    </div>
    <div style="margin: 0px 0px 4pt; color: #CC0033; font-size: 13pt; font-weight: bold;"><a name="Key_Rating_Drivers"></a>Key Rating Drivers</div>
    <div style="margin: 0px 0px 4pt; color: #333333; text-align: justify;"><font style="font-size: 9pt; font-weight: bold;">IDRs Driven by Those of Main Subsidiary: </font><font style="font-size: 9pt;">Credicorp Ltd.&#8217;s Issuer Default Ratings (IDRs) are
        driven primarily by the IDRs of its main subsidiary, BCP, which boasts a strong business and financial profile. Credicorp&#8217;s Foreign-Currency Long-Term IDR of &#8216;BBB&#8217; with a Stable Rating Outlook is equalized to BCP&#8217;s rating, mainly due to Credicorp&#8217;s
        low double leverage and strong liquidity management.</font></div>
    <div style="margin: 0px 0px 4pt; color: #333333; text-align: justify;"><font style="font-size: 9pt; font-weight: bold;">Low Double Leverage: </font><font style="font-size: 9pt;">Credicorp&#8217;s double leverage was low at 99.2% at YE24; this compares to
        the 2021-2024 average of 100.4%. The bank holding company has a long track record of significant dividend flows (particularly from BCP), which provide the majority of its liquidity.</font></div>
    <div style="margin: 0px 0px 4pt; color: #333333; text-align: justify;"><font style="font-size: 9pt; font-weight: bold;">Strong Corporate Strategy: </font><font style="font-size: 9pt;">Credicorp is a non-operating holding company that maintains an
        integrated business platform comprising leading Peruvian and Bolivian banking, insurance, pension, and asset and wealth management companies, as well as entities in the microfinance (SME) sector in Peru and Colombia.</font></div>
    <div style="margin: 0px 0px 4pt; color: #333333; text-align: justify;"><font style="font-size: 9pt; font-weight: bold;">Consistent Performance</font><font style="font-size: 9pt;">: Credicorp&#8217;s capital structure benefits from its subsidiaries&#8217; sound
        performance, which allows it to maintain consistent dividend flows. Consolidated profitability at YE24 improved, benefiting from loan portfolio growth and asset quality improvement, a stronger net interest margin primarily due to an increase in
        low-cost deposits, and significant gains from trading.</font></div>
    <div style="text-align: justify; color: rgb(51, 51, 51);"><font style="font-size: 9pt; font-weight: bold;">Senior Debt Ratings: </font><font style="font-size: 9pt;">The senior global debt rating is at the same level as Credicorp&#8217;s Long-Term IDRs of
        &#8216;BBB&#8217;, as the likelihood of default on the notes is the same as that of Credicorp.</font></div>
  </div>
  <div style="float: right; width: 30%;" class="BRPFTCR">
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      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

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            <td style="vertical-align: top; background-color: rgb(238, 239, 240);" rowspan="1" colspan="2"><br>
            </td>
            <td style="width: 8%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" rowspan="1" colspan="1">&#160;</td>
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            <td style="vertical-align: top; background-color: rgb(238, 239, 240); width: 5%; font-size: 7pt;" rowspan="1" colspan="1">&#160;</td>
            <td style="vertical-align: top; background-color: rgb(238, 239, 240);" rowspan="1" colspan="2">
              <div style="text-align: right; color: rgb(51, 51, 51); font-size: 12pt; font-weight: bold;">Banks</div>
              <div style="text-align: right; color: rgb(51, 51, 51); font-size: 9pt;">Bank Holding Companies</div>
              <div style="text-align: right; color: rgb(204, 0, 51); font-size: 9pt; font-weight: bold;">Bermuda</div>
            </td>
            <td style="width: 8%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" rowspan="1" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" rowspan="1" colspan="1">&#160;</td>
            <td style="width: 62%; vertical-align: top; background-color: rgb(238, 239, 240);" rowspan="1">&#160;</td>
            <td style="width: 25%; vertical-align: top; background-color: rgb(238, 239, 240);" rowspan="1">&#160;</td>
            <td style="width: 8%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" rowspan="1" colspan="1">&#160;</td>
          </tr>
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            <td style="width: 5%; vertical-align: top; background-color: rgb(238, 239, 240); padding-bottom: 1px; font-size: 7pt;" rowspan="1" colspan="1">&#160;</td>
            <td style="width: 62%; vertical-align: top; background-color: rgb(238, 239, 240); border-bottom: 1px solid rgb(0, 0, 0);" rowspan="1">
              <div style="color: rgb(0, 0, 0); font-weight: 400;"><font style="font-weight: bold;">Ratings</font> </div>
            </td>
            <td style="width: 25%; vertical-align: top; background-color: rgb(238, 239, 240); border-bottom: 1px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
            <td style="width: 8%; vertical-align: top; background-color: rgb(238, 239, 240); padding-bottom: 1px; font-size: 7pt;" rowspan="1" colspan="1">&#160;</td>
          </tr>
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            <td style="width: 5%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" colspan="1">&#160;</td>
            <td style="width: 62%; vertical-align: top; background-color: rgb(238, 239, 240);">
              <div style="margin: 4pt 0px 2pt; color: #333333; font-size: 8pt; font-weight: bold;">Foreign Currency</div>
            </td>
            <td style="width: 25%; vertical-align: top; background-color: rgb(238, 239, 240);">&#160;</td>
            <td style="width: 8%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" colspan="1">&#160;</td>
          </tr>
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            <td style="width: 5%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" colspan="1">&#160;</td>
            <td style="width: 62%; vertical-align: top; background-color: rgb(238, 239, 240);">
              <div style="color: rgb(51, 51, 51); font-size: 7pt;">Long-Term IDR</div>
            </td>
            <td style="width: 25%; vertical-align: top; background-color: rgb(238, 239, 240);">
              <div style="color: rgb(51, 51, 51); font-size: 7pt;">BBB</div>
            </td>
            <td style="width: 8%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" colspan="1">&#160;</td>
            <td style="width: 62%; vertical-align: top; background-color: rgb(238, 239, 240);">
              <div style="color: rgb(51, 51, 51); font-size: 7pt;">Short-Term IDR</div>
            </td>
            <td style="width: 25%; vertical-align: top; background-color: rgb(238, 239, 240);">
              <div style="color: rgb(51, 51, 51); font-size: 7pt;">F2</div>
            </td>
            <td style="width: 8%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" colspan="1">&#160;</td>
          </tr>
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            <td style="width: 5%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" rowspan="1" colspan="1">&#160;</td>
            <td style="width: 62%; vertical-align: top; background-color: rgb(238, 239, 240);" rowspan="1">&#160;</td>
            <td style="width: 25%; vertical-align: top; background-color: rgb(238, 239, 240);" rowspan="1">&#160;</td>
            <td style="width: 8%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" rowspan="1" colspan="1">&#160;</td>
          </tr>
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            <td style="width: 5%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" colspan="1">&#160;</td>
            <td style="width: 62%; vertical-align: top; background-color: rgb(238, 239, 240);">
              <div style="color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Outlooks</div>
            </td>
            <td style="width: 25%; vertical-align: top; background-color: rgb(238, 239, 240);">&#160;</td>
            <td style="width: 8%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" colspan="1">&#160;</td>
          </tr>
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            <td style="width: 5%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" rowspan="1" colspan="1">&#160;</td>
            <td style="width: 62%; vertical-align: top; background-color: rgb(238, 239, 240);" rowspan="1">
              <div style="color: rgb(51, 51, 51); font-size: 7pt;">Long-Term Foreign-Currency </div>
            </td>
            <td style="width: 25%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" rowspan="1"><br>
            </td>
            <td style="width: 8%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" colspan="1" rowspan="1">&#160;</td>
          </tr>
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            <td style="width: 5%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" colspan="1">&#160;</td>
            <td style="width: 62%; vertical-align: top; background-color: rgb(238, 239, 240);">
              <div style="margin: 0px 0px 4pt; color: #333333; font-size: 7pt;">IDR</div>
            </td>
            <td style="width: 25%; vertical-align: top; background-color: rgb(238, 239, 240);">
              <div style="color: rgb(51, 51, 51); font-size: 7pt;">Stable</div>
            </td>
            <td style="width: 8%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top; background-color: rgb(238, 239, 240); padding-bottom: 1px; font-size: 7pt;" rowspan="1" colspan="1">&#160;</td>
            <td style="vertical-align: top; background-color: rgb(238, 239, 240); border-bottom: 1px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="color: rgb(51, 51, 51); font-weight: bold;">Highest ESG Relevance Scores</div>
            </td>
            <td style="width: 8%; vertical-align: top; background-color: rgb(238, 239, 240); padding-bottom: 1px; font-size: 7pt;" rowspan="1" colspan="1">&#160;</td>
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            </td>
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              <div style="color: rgb(51, 51, 51); font-weight: bold;">Applicable Criteria</div>
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              <div style="color: rgb(51, 51, 51); font-weight: bold;">Related Research</div>
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              <div style="color: rgb(26, 107, 180);">Fitch Affirms Banco de Credito del Peru at&#160;</div>
              <div style="margin: 0px 0px 4pt; color: #1A6BB4;">&#8216;BBB&#8217;; Outlook Stable (June 2025)</div>
              <div style="color: rgb(26, 107, 180);">Latin American Banks Outlook 2025&#160;</div>
              <div style="margin: 0px 0px 4pt; color: #1A6BB4;">(December 2024)</div>
              <div style="color: rgb(39, 91, 155);">Global Banks Mid-Year 2025 Outlook&#160;</div>
              <div style="color: rgb(39, 91, 155);">Compendium (June 2025)</div>
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            <td style="vertical-align: top; background-color: rgb(238, 239, 240); border-bottom: 1px solid rgb(0, 0, 0);" rowspan="1" colspan="2"><font style="font-weight: bold;">Analysts</font><br>
            </td>
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            <td style="vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" rowspan="1" colspan="2">
              <div style="margin: 4pt 0px 0px; color: #333333;">Ricardo Aguilar</div>
              <div style="color: rgb(51, 51, 51);">
                <div style="margin: 2pt 0px 0px; color: #333333;">+52 81 4161 7086</div>
                <div style="color: rgb(51, 51, 51);">
                  <div style="margin: 2pt 0px 6pt; color: #1A6BB4;">ricardo.aguilar@fitchratings.com</div>
                  <div style="color: rgb(26, 107, 180);">
                    <div style="color: rgb(51, 51, 51);">Larisa Arteaga</div>
                    <div style="color: rgb(51, 51, 51);">
                      <div style="margin: 2pt 0px 0px; color: #333333;">+57 601 241 3270</div>
                      <div style="color: rgb(51, 51, 51);">
                        <div style="margin: 2pt 0px 0px; color: #1A6BB4;">larisa.arteaga@fitchratings.com</div>
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                    </div>
                  </div>
                </div>
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            <td style="width: 8%; vertical-align: top; background-color: rgb(238, 239, 240); font-size: 7pt;" rowspan="1" colspan="1">&#160;</td>
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                                    <td style="background-color: #EEEFF0; border-top: 1px solid #666666; font-size: 8pt;" rowspan="1" colspan="2">&#160;</td>
                                  </tr>
                                  <tr>
                                    <td style="width: 70%; font-size: 8pt;"> Update &#9474; July 1, 2025</td>
                                    <td style="background-color: #EEEFF0; width: 25%; font-size: 8pt; text-align: right;">fitchratings.com <br>
                                    </td>
                                    <td style="background-color: #EEEFF0; width: 5%; font-size: 8pt; text-align: right;"><font class="BRPFPageNumber">1</font></td>
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                                    <td style="background-color: #EEEFF0; width: 5%; font-size: 8pt; text-align: right;" rowspan="1">&#160;</td>
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                              <div style="text-align: left;"><img width="152" height="30" src="image00002.jpg"></div>
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                            <div style="text-align: right; color: rgb(0, 0, 0);"><font style="font-weight: bold;">Banks </font></div>
                            <div style="text-align: right; color: rgb(0, 0, 0);">Bank Holding Companies </div>
                            <div style="text-align: right; color: rgb(0, 0, 0);"><font style="font-weight: bold;"><font style="color: rgb(204, 0, 51);">Bermuda</font> </font></div>
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            <div style="color: rgb(51, 51, 51); font-weight: bold;"><br>
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                  <td style="font-size: 13pt;" rowspan="1" colspan="2">
                    <div style="margin: 0px 0px 4pt; color: rgb(204, 0, 51); font-weight: bold; text-align: justify;">Rating Sensitivities</div>
                  </td>
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                <tr>
                  <td rowspan="1" colspan="2">
                    <div style="margin: 0px 0px 4pt; color: #333333; font-weight: bold; text-align: justify;">Factors that Could, Individually or Collectively, Lead to Negative Rating Action/Downgrade</div>
                  </td>
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                <tr>
                  <td style="width: 5%; text-align: left; vertical-align: top;" rowspan="1">
                    <div style="font-size: 12pt;">&#8226;</div>
                  </td>
                  <td style="width: 75%;" rowspan="1">
                    <div style="margin: 0px 0px 4pt; color: rgb(51, 51, 51); font-size: 9pt; text-align: justify;">Credicorp&#8217;s IDRs are at the same level as BCP&#8217;s and would move in tandem with any rating action on its main operating subsidiary. However,
                      Fitch could also downgrade Credicorp&#8217;s ratings (separately from any action on BCP) if there is a material and sustained increase of its double-leverage metrics (above 1.2x), and if there is a material weakening of the holding
                      company&#8217;s liquidity position and management.</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 5%; text-align: left; vertical-align: top;" rowspan="1">
                    <div style="font-size: 12pt;">&#8226;</div>
                  </td>
                  <td style="width: 75%;" rowspan="1">
                    <div style="margin: 0px 0px 4pt; color: rgb(51, 51, 51); font-size: 9pt; text-align: justify;">A change in the dividend flows from the operating companies or debt levels at the holding company that affects its debt coverage ratios could
                      also be detrimental to Credicorp&#8217;s ratings.</div>
                  </td>
                </tr>
                <tr>
                  <td rowspan="1" colspan="2">
                    <div style="margin: 0px 0px 4pt; color: #333333; font-weight: bold; text-align: justify;"><a name="Factors_that_Could_Individually_or_Coll"></a>Factors that Could, Individually or Collectively, Lead to Positive Rating Action/Upgrade</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 5%;" rowspan="1">
                    <div style="font-size: 12pt;">&#8226;</div>
                  </td>
                  <td style="width: 75%;" rowspan="1">
                    <div style="text-align: left; color: rgb(51, 51, 51); font-size: 9pt;">Credicorp&#8217;s ratings would move in tandem with positive rating actions on its main operating subsidiary, BCP.</div>
                  </td>
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    <div style="color: rgb(51, 51, 51); font-weight: bold; clear: both;"></div>
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                <td style="font-size: 13pt; border-bottom: 1px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
                  <div style="margin: 0px 0px 4pt; color: rgb(204, 0, 51); font-weight: bold; text-align: justify;"><a name="Other_Debt_and_Issuer_Ratings"></a>Other Debt and Issuer Ratings</div>
                </td>
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                <td style="width: 50%; border-bottom: 1px solid rgb(0, 0, 0);" rowspan="1">
                  <div style="text-align: left; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Rating level</div>
                </td>
                <td style="width: 30%; border-bottom: 1px solid rgb(0, 0, 0);" rowspan="1">
                  <div style="text-align: left; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Rating</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; border-bottom: 1px solid rgb(102, 102, 102);" rowspan="1">
                  <div style="text-align: left; color: rgb(51, 51, 51); font-size: 8pt;">Senior unsecured: long term</div>
                </td>
                <td style="width: 30%; font-size: 8pt; border-bottom: 1px solid rgb(102, 102, 102);" rowspan="1">BBB</td>
              </tr>
              <tr>
                <td style="width: 50%; border-bottom: 1px solid rgb(102, 102, 102);" rowspan="1">
                  <div style="text-align: left; color: rgb(51, 51, 51); font-size: 8pt;">Source: Fitch Ratings, Fitch Solutions, Credicorp Ltd.</div>
                </td>
                <td style="width: 30%; font-size: 8pt; border-bottom: 1px solid rgb(102, 102, 102);" rowspan="1"><br>
                </td>
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        <div style="text-align: justify; color: rgb(51, 51, 51); font-weight: bold; clear: both;"> <br>
        </div>
        <div style="text-align: justify; color: rgb(51, 51, 51); font-weight: bold; clear: both;">
          <div style="color: rgb(0, 0, 0);"> </div>
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        <div style="text-align: justify; color: rgb(51, 51, 51); font-weight: bold; clear: both;">
          <div style="color: rgb(51, 51, 51); font-weight: bold; clear: both;">
            <div style="color: rgb(0, 0, 0);"> </div>
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        <div style="text-align: justify; color: rgb(51, 51, 51); font-weight: bold; clear: both;">
          <div> </div>
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        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="width: 100%;" class="BRPFPageFooter">
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                  <td style="width: 50%; font-size: 8pt; border-top: 1px solid rgb(102, 102, 102);" rowspan="1">&#160;</td>
                  <td style="font-size: 8pt; border-top: 1px solid rgb(102, 102, 102);" rowspan="1" colspan="2">&#160;</td>
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                  <td style="width: 50%; font-size: 8pt;" rowspan="1">
                    <div style="text-align: left; color: #000000;">Credicorp Ltd. </div>
                  </td>
                  <td style="width: 45%; text-align: right; font-size: 8pt;" rowspan="1">&#160;</td>
                  <td style="width: 5%; text-align: right; font-size: 8pt;" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; font-size: 8pt;"> Update &#9474; July 1, 2025</td>
                  <td style="width: 45%; text-align: right; font-size: 8pt;">fitchratings.com <br>
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                  <td style="width: 5%; text-align: right; font-size: 8pt;"><font class="BRPFPageNumber">2</font></td>
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                        <td style="background-color: rgb(192, 0, 0); width: 100%; font-size: 5pt;">&#160;<br>
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                      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

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                            <td style="width: 50.00%;">
                              <div>
                                <div style="text-align: left;"><img width="152" height="30" src="image00002.jpg"></div>
                              </div>
                            </td>
                            <td style="width: 50.00%;">
                              <div style="text-align: right; color: rgb(0, 0, 0);"><font style="font-weight: bold;">Banks </font></div>
                              <div style="text-align: right; color: rgb(0, 0, 0);">Bank Holding Companies </div>
                              <div style="text-align: right; color: rgb(0, 0, 0);"><font style="font-weight: bold;"><font style="color: rgb(204, 0, 51);">Bermuda</font> </font></div>
                            </td>
                          </tr>

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                </div>
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              <div style="color: rgb(51, 51, 51); font-weight: bold;"><br>
              </div>
              <div style="color: rgb(51, 51, 51); font-weight: bold;">
                <hr noshade="noshade" align="left" style="height: 1px; width: 20%; color: #000000; background-color: #000000; margin-left: 0px; margin-right: auto; border: none;"></div>
            </div>
          </div>
        </div>
        <div style="color: rgb(204, 0, 51); font-size: 13pt; font-weight: bold;"><a name="Financials"></a>Financials</div>
      </div>
    </div>
    <div style="text-align: justify; margin-left: 7.05pt; color: #CC0033; font-size: 12pt; font-weight: bold;"><a name="Rating_Sensitivities"></a></div>
    <div>&#160;</div>
    <table cellspacing="0" cellpadding="1" border="0" id="zbc2afa86c7ad413bb11e601c3ea9116c" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0);">
            <div style="color: rgb(51, 51, 51); font-weight: bold; font-size: 8pt;">Summary Financials and Key Ratios</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; padding-bottom: 1px; font-size: 8pt;">&#160;</td>
          <td style="vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
            <div style="text-align: center; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Dec. 31, 2024</div>
          </td>
          <td style="width: 13%; vertical-align: top; padding-bottom: 1px;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Dec. 31, 2023</div>
          </td>
          <td style="width: 13%; vertical-align: top; padding-bottom: 1px;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Dec. 31, 2022</div>
          </td>
          <td style="width: 13%; vertical-align: top; padding-bottom: 1px;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Dec. 31, 2021</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Year end</div>
          </td>
          <td style="width: 13%; vertical-align: top;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Year end</div>
          </td>
          <td style="width: 13%; vertical-align: top;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Year end</div>
          </td>
          <td style="width: 13%; vertical-align: top;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Year end</div>
          </td>
          <td style="width: 13%; vertical-align: top;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Year end</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">(USD mil.)</div>
          </td>
          <td style="width: 13%; vertical-align: top;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">(PEN mil.)</div>
          </td>
          <td style="width: 13%; vertical-align: top;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">(PEN mil.)</div>
          </td>
          <td style="width: 13%; vertical-align: top;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">(PEN mil.)</div>
          </td>
          <td style="width: 13%; vertical-align: top;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">(PEN mil.)</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-weight: bold;">Audited - </div>
            <div style="text-align: right; color: rgb(51, 51, 51); font-weight: bold;">unqualified</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-weight: bold;">Audited - </div>
            <div style="text-align: right; color: rgb(51, 51, 51); font-weight: bold;">unqualified</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-weight: bold;">Audited - </div>
            <div style="text-align: right; color: rgb(51, 51, 51); font-weight: bold;">unqualified</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Audited - <br>
              unqualified</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-weight: bold;">Audited - </div>
            <div style="text-align: right; color: rgb(51, 51, 51); font-weight: bold;">unqualified</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Summary income statement</div>
          </td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Net interest and dividend income</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3,780</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">14,115.1</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">12,938.0</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">11,518.1</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">9,362.0</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Net fees and commissions</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1,085</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">4,052.1</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3,804.5</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3,640.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3,493.7</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Other operating income</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">894</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3,338.1</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3,065.2</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">2,173.7</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1,434.3</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Total operating income</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">5,759</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">21,505.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">19,807.7</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">17,332.1</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">14,290.0</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Operating costs</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">2,731</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">10,196.0</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">9,262.5</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">8,620.6</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">7,740.1</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Pre-impairment operating profit</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3,029</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">11,309.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">10,545.2</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">8,711.5</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">6,549.9</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Loan and Other Impairment Charges</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">950</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3,547.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3,626.6</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1,869.8</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1,219.0</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Operating profit</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">2,079</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">7,762.0</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">6,918.6</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">6,841.7</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">5,330.9</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Other non-operating items (net)</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">17</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">62.5</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">-70.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">14.2</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1.9</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Tax</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">590</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">2,201.2</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1,888.4</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">2,110.5</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1,661.0</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Net income</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1,506</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">5,623.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">4,959.9</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">4,745.4</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3,671.8</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Other comprehensive income</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">-21</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">-77.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">581.6</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">-891.0</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">-1,660.0</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Fitch comprehensive income</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1,485</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">5,546.0</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">5,541.5</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3,854.4</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">2,011.8</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; font-size: 5pt; border-bottom: 1px solid rgb(102, 102, 102);">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; font-size: 5pt; border-bottom: 1px solid rgb(102, 102, 102);">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; font-size: 5pt; border-bottom: 1px solid rgb(102, 102, 102);">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; font-size: 5pt; border-bottom: 1px solid rgb(102, 102, 102);">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; font-size: 5pt; border-bottom: 1px solid rgb(102, 102, 102);">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; font-size: 5pt; border-bottom: 1px solid rgb(102, 102, 102);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Summary balance sheet</div>
          </td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Assets</div>
          </td>
          <td style="width: 13%; vertical-align: top; text-align: right; font-size: 8pt; border-bottom: 1px solid rgb(102, 102, 102);">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; font-size: 8pt; border-bottom: 1px solid rgb(102, 102, 102);">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; font-size: 8pt; border-bottom: 1px solid rgb(102, 102, 102);">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; font-size: 8pt; border-bottom: 1px solid rgb(102, 102, 102);">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; font-size: 8pt; border-bottom: 1px solid rgb(102, 102, 102);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Gross loans</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">39,028</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">145,732.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">144,976.0</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">148,626.4</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">147,597.4</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">- Of which impaired</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1,174</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">4,383.8</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">4,673.6</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">4,620.5</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">4,203.7</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Loan loss allowances</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">2,141</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">7,995.0</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">8,277.9</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">7,872.4</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">8,477.3</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Net loan</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">36,887</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">137,737.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">136,698.1</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">140,754.0</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">139,120.1</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Interbank</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">10,744</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">40,119.9</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3,621.9</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3,942.9</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">8,047.6</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Derivatives</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">242</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">904.8</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">987.7</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1,478.7</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1,661.6</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Other securities and earning assets</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">15,442</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">57,659.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">56,015.4</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">50,597.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">53,860.8</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Total earning assets</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">63,316</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">236,421.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">197,323.1</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">196,772.9</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">202,690.1</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Cash and due from banks</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">2,018</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">7,535.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">30,309.1</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">30,241.0</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">31,273.1</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Other assets</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3,249</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">12,132.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">11,208.0</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">9,739.7</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">10,883.5</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Total assets</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">68,583</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">256,088.9</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">238,840.2</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">236,753.6</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">244,846.7</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Liabilities</div>
          </td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; text-align: right; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Customer deposits</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">43,048</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">160,740.7</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">146,510.3</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">145,602.0</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">148,268.9</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Interbank and other short-term funding</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">4,402</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">16,435.7</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">17,723.8</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">15,511.1</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">23,342.4</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Other long-term funding</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">5,865</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">21,900.7</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">21,154.6</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">24,818.9</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">25,035.2</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Trading liabilities and derivatives</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">219</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">819.5</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">892.0</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1,536.7</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1,862.7</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Total funding and derivatives</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">53,534</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">199,896.6</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">186,280.7</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">187,468.7</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">198,509.2</div>
          </td>
        </tr>
        <tr>
          <td style="border-bottom: 1px solid #666666; vertical-align: top; width: 35%;">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Other liabilities</div>
          </td>
          <td style="border-bottom: 1px solid #666666; vertical-align: top; width: 13%;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">5,682</div>
          </td>
          <td style="border-bottom: 1px solid #666666; vertical-align: top; width: 13%;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">21,215.1</div>
          </td>
          <td style="border-bottom: 1px solid #666666; vertical-align: top; width: 13%;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">19,452.4</div>
          </td>
          <td style="border-bottom: 1px solid #666666; vertical-align: top; width: 13%;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">19,705.2</div>
          </td>
          <td style="border-bottom: 1px solid #666666; vertical-align: top; width: 13%;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">19,300.1</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Preference shares and hybrid capital</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
        </tr>
        <tr>
          <td style="border-bottom: 1px solid #666666; vertical-align: top; width: 35%;">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Total equity</div>
          </td>
          <td style="border-bottom: 1px solid #666666; vertical-align: top; width: 13%;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">9,367</div>
          </td>
          <td style="border-bottom: 1px solid #666666; vertical-align: top; width: 13%;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">34,977.2</div>
          </td>
          <td style="border-bottom: 1px solid #666666; vertical-align: top; width: 13%;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">33,107.1</div>
          </td>
          <td style="border-bottom: 1px solid #666666; vertical-align: top; width: 13%;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">29,579.7</div>
          </td>
          <td style="border-bottom: 1px solid #666666; vertical-align: top; width: 13%;">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">27,037.4</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Total liabilities and equity</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">68,583</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">256,088.9</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">238,840.2</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">236,753.6</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">244,846.7</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Exchange rate</div>
          </td>
          <td style="vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);" colspan="2">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">USD1 = PEN3.734</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">USD1 = PEN3.726</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">USD1 = PEN3.809</div>
          </td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">USD1 = PEN3.9849</div>
          </td>
        </tr>
        <tr>
          <td style="width: 35%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">
            <div style="color: rgb(51, 51, 51);">N.A. &#8211; Not applicable</div>
            <div style="color: rgb(51, 51, 51);">Source: Fitch Ratings, Fitch Solutions, Credicorp Ltd.</div>
          </td>
          <td style="vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;" colspan="2">&#160;</td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 13%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
        </tr>

    </table>
    <div> <br>
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    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="width: 100%;" class="BRPFPageFooter">
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

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              <td style="width: 50%; font-size: 8pt; border-top: 1px solid rgb(102, 102, 102);" rowspan="1">&#160;</td>
              <td style="font-size: 8pt; border-top: 1px solid rgb(102, 102, 102);" rowspan="1" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; font-size: 8pt;" rowspan="1">
                <div style="text-align: left; color: #000000;">Credicorp Ltd. </div>
              </td>
              <td style="width: 45%; text-align: right; font-size: 8pt;" rowspan="1">&#160;</td>
              <td style="width: 5%; text-align: right; font-size: 8pt;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; font-size: 8pt;"> Update &#9474; July 1, 2025</td>
              <td style="width: 45%; text-align: right; font-size: 8pt;">fitchratings.com <br>
              </td>
              <td style="width: 5%; text-align: right; font-size: 8pt;"><font class="BRPFPageNumber">3</font></td>
            </tr>

        </table>
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        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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              <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

                  <tr>
                    <td style="background-color: rgb(192, 0, 0); width: 100%; font-size: 5pt;">&#160;<br>
                    </td>
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              <div>
                <div><br>
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                  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

                      <tr>
                        <td style="width: 50.00%;">
                          <div>
                            <div style="text-align: left;"><img width="152" height="30" src="image00002.jpg"></div>
                          </div>
                        </td>
                        <td style="width: 50.00%;">
                          <div style="text-align: right; color: rgb(0, 0, 0);"><font style="font-weight: bold;">Banks </font></div>
                          <div style="text-align: right; color: rgb(0, 0, 0);">Bank Holding Companies </div>
                          <div style="text-align: right; color: rgb(0, 0, 0);"><font style="font-weight: bold;"><font style="color: rgb(204, 0, 51);">Bermuda</font> </font></div>
                        </td>
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          <div style="color: rgb(51, 51, 51); font-weight: bold;"><br>
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            <hr noshade="noshade" align="left" style="height: 1px; width: 20%; color: #000000; background-color: #000000; margin-left: 0px; margin-right: auto; border: none;"></div>
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        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0);">
            <div style="color: rgb(51, 51, 51); font-weight: bold; font-size: 8pt;">Summary Financials and Key Ratios</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Dec. 31, 2024</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Dec. 31, 2023</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Dec. 31, 2022</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(0, 0, 0);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Dec. 31, 2021</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Ratios (annualized as appropriate)</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;" rowspan="1">&#160;</td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;" rowspan="1">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;" rowspan="1">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;" rowspan="1">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Profitability</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Operating profit/risk-weighted assets</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Net interest income/average earning assets</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">6.5</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">6.5</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">5.7</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">4.4</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Non-interest expense/gross revenue</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">47.7</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">47.0</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">50.0</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">54.5</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Net income/average equity</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">16.6</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">15.9</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">17.1</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">14.3</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Asset quality</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Impaired loans ratio</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3.0</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3.2</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">3.1</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">2.9</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Growth in gross loans</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">0.5</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">-2.5</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">0.7</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">7.2</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Loan loss allowances/impaired loans</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">182.4</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">177.1</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">170.4</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">201.7</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Loan impairment charges/average gross loans</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">2.4</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">2.5</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">1.2</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">0.9</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Capitalization</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Common equity Tier 1 ratio</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Fully loaded common equity Tier 1 ratio</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Fitch Core Capital ratio</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Tangible common equity/tangible assets</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">12.5</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">12.7</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">11.4</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">10.0</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Basel leverage ratio</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Net impaired loans/common equity Tier 1</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">-11.6</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">-20.2</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Net impaired loans/Fitch Core Capital</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">-12.1</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">-12.2</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">-17.6</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 5pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt; font-weight: bold;">Funding and liquidity</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Gross loans/customer deposits</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">90.7</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">99.0</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">102.1</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">99.6</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Gross loans/customer deposits + covered bonds</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Liquidity coverage ratio</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Customer deposits/total non-equity funding</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">80.7</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">79.0</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">78.2</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">75.3</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="color: rgb(51, 51, 51); font-size: 8pt;">Net stable funding ratio</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102);">
            <div style="text-align: right; color: rgb(51, 51, 51); font-size: 8pt;">N.A.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 40%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">
            <div style="color: rgb(51, 51, 51);">N.A. &#8211; Not applicable</div>
            <div style="color: rgb(51, 51, 51);">Source: Fitch Ratings, Fitch Solutions, Credicorp Ltd.</div>
          </td>
          <td style="width: 15.14%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
          <td style="width: 15%; vertical-align: top; border-bottom: 1px solid rgb(102, 102, 102); font-size: 8pt;">&#160;</td>
        </tr>

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              <td style="width: 50%; font-size: 8pt;" rowspan="1">
                <div style="text-align: left; color: #000000;">Credicorp Ltd. </div>
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              <td style="width: 45%; text-align: right; font-size: 8pt;" rowspan="1">&#160;</td>
              <td style="width: 5%; text-align: right; font-size: 8pt;" rowspan="1">&#160;</td>
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              <td style="width: 50%; font-size: 8pt;"> Update &#9474; July 1, 2025</td>
              <td style="width: 45%; text-align: right; font-size: 8pt;">fitchratings.com <br>
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              <td style="width: 5%; text-align: right; font-size: 8pt;"><font class="BRPFPageNumber">4</font></td>
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                          <div>
                            <div style="text-align: left;"><img width="152" height="30" src="image00002.jpg"></div>
                          </div>
                        </td>
                        <td style="width: 50.00%;">
                          <div style="text-align: right; color: rgb(0, 0, 0);"><font style="font-weight: bold;">Banks </font></div>
                          <div style="text-align: right; color: rgb(0, 0, 0);">Bank Holding Companies </div>
                          <div style="text-align: right; color: rgb(0, 0, 0);"><font style="font-weight: bold;"><font style="color: rgb(204, 0, 51);">Bermuda</font> </font></div>
                        </td>
                      </tr>

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                <div style="text-align: left; color: #000000;">Credicorp Ltd. </div>
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              <td style="width: 50%; font-size: 8pt;"> Update &#9474; July 1, 2025</td>
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              <td style="width: 5%; text-align: right; font-size: 8pt;"><font class="BRPFPageNumber">5</font></td>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
