<SEC-DOCUMENT>0000947871-19-000447.txt : 20190614
<SEC-HEADER>0000947871-19-000447.hdr.sgml : 20190614
<ACCEPTANCE-DATETIME>20190614163535
ACCESSION NUMBER:		0000947871-19-000447
CONFORMED SUBMISSION TYPE:	S-3ASR
PUBLIC DOCUMENT COUNT:		5
FILED AS OF DATE:		20190614
DATE AS OF CHANGE:		20190614
EFFECTIVENESS DATE:		20190614

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			QUEST DIAGNOSTICS INC
		CENTRAL INDEX KEY:			0001022079
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-MEDICAL LABORATORIES [8071]
		IRS NUMBER:				161387862
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-3ASR
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-232138
		FILM NUMBER:		19899368

	BUSINESS ADDRESS:	
		STREET 1:		500 PLAZA DRIVE
		CITY:			SECAUCUS
		STATE:			NJ
		ZIP:			07094
		BUSINESS PHONE:		9735202700

	MAIL ADDRESS:	
		STREET 1:		500 PLAZA DRIVE
		CITY:			SECAUCUS
		STATE:			NJ
		ZIP:			07094

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CORNING CLINICAL LABORATORIES INC
		DATE OF NAME CHANGE:	19960903
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-3ASR
<SEQUENCE>1
<FILENAME>ss136749_s3asr.htm
<DESCRIPTION>REGISTRATION STATEMENT
<TEXT>
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        <div style="text-align: center; line-height: 1.25; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">As filed with the Securities and Exchange Commission on June 14, 2019</div>
        <div style="line-height: 1.25">&#160;</div>
        <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Registration No. 333-</font></div>
        <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> </font>
          <hr style="border: none; border-bottom: 1px solid black; border-top: 4px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;" align="center"></div>
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    <div style="text-align: center; line-height: 1.25; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">UNITED STATES</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">SECURITIES AND EXCHANGE COMMISSION</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Washington, D.C. 20549</font></div>
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      <div style="line-height: 1.25">&#160;
        <hr style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 20%; color: #000000; text-align: center;" align="center" noshade="noshade"></div>
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    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">FORM S-3</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933</font></div>
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      <div style="line-height: 1.25">&#160;
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          <hr style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 20%; color: #000000; text-align: center;" align="center" noshade="noshade"></div>
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      </div>
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    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">QUEST DIAGNOSTICS INCORPORATED</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(Exact name of Registrant as specified in its charter)</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Delaware</font></div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(State or other jurisdiction of incorporation or organization)</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">16-1387862</font></div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(I.R.S. Employer Identification No.)</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Quest Diagnostics Incorporated</font></div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">500 Plaza Drive</font></div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Secaucus, NJ 07094</font></div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(973) 520-2700</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(Address, including zip code, and telephone number, including area code,<font style="font-size: 10pt; font-family: 'Times
          New Roman', Times, serif;"><br>
        </font>of registrant&#8217;s principal executive offices)</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="line-height: 1.25;">
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        <div style="line-height: 1.25">
          <div style="line-height: 1.25">
            <hr style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 20%; color: #000000; text-align: center;" align="center" noshade="noshade"></div>
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        <br>
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    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">William J. O&#8217;Shaughnessy, Jr.<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>Quest Diagnostics Incorporated<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>500 Plaza Drive</font></div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Secaucus, NJ 07094</font></div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(973) 520-2700</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(Name, address, and telephone number of agent for service)</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="line-height: 1.25;">
      <div style="line-height: 1.25">
        <div style="line-height: 1.25">
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            <hr style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 20%; color: #000000; text-align: center;" align="center" noshade="noshade"></div>
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        <br>
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    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Copies to:<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>Stephen T. Giove<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>Lona Nallengara<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>Shearman &amp; Sterling LLP<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>599 Lexington Avenue<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>New York, New York 10022<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>(212) 848-4000</font></div>
    <div style="line-height: 1.25;">
      <div style="line-height: 1.25">&#160;
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      </div>
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Approximate










          date of commencement of proposed sale to the public</font>:&#160; From time to time after the effective date of this registration statement.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If the only securities being registered on this form are being offered pursuant to dividend or interest
        reinvestment plans, please check the following box.&#160; &#9744;</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If any of the securities being registered on this form are to be offered on a delayed or continuous
        basis pursuant to Rule 415 under the Securities Act of 1933, other than securities offered only in connection with dividend or interest reinvestment plans, check the following box.&#160; &#9745;</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If this form is filed to register additional securities for an offering pursuant to Rule 462(b) under
        the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering.&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman',
        Times, serif;">&#9744;</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If this form is a post-effective amendment filed pursuant to Rule 462(c) under the Securities Act,
        check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering.&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#9744;</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If this form is a registration statement pursuant to General Instruction I.D. or a post-effective
        amendment thereto that shall become effective upon filing with the Commission pursuant to Rule 462(e) under the Securities Act, check the following box. </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#9745;</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If this form is a post-effective amendment to a registration statement filed pursuant to General
        Instruction I.D. filed to register additional securities or additional classes of securities pursuant to Rule 413(b) under the Securities Act, check the following box.&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times,
        serif;">&#9744;</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a
        non-accelerated filer, or a smaller reporting company, or an emerging growth company.&#160; See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company&#8221; and &#8220;emerging growth company&#8221; in Rule 12b-2 of the Exchange
        Act.</font></div>
    <div style="line-height: 1.25">&#160;</div>
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          <td style="width: 60%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#9745;</font>&#160; Large accelerated filer</font></div>
          </td>
          <td colspan="1" style="width: 5%; vertical-align: top;">&#160;</td>
          <td style="width: 35%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#9744;</font>&#160; Accelerated filer</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 60%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#9744;</font>&#160; Non-accelerated filer (Do not
                check if a smaller reporting company)</font></div>
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          <td colspan="1" style="width: 5%; vertical-align: top;">&#160;</td>
          <td style="width: 35%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#9744;</font>&#160; Smaller reporting company</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 60%; vertical-align: top;">&#160;</td>
          <td colspan="1" style="width: 5%; vertical-align: top;">&#160;</td>
          <td style="width: 35%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#9744;</font>&#160; Emerging growth company</font></div>
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    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the
        extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&#160;7(a)(2)(B) of Securities Act.&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#9744;</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">____________________________________________________________</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">CALCULATION OF REGISTRATION FEE</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse;" id="ze79fd200375749748a6d9bf1cade7cd1" border="0" cellpadding="0" cellspacing="0">

        <tr>
          <td style="width: 32%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 1.25;">
              <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Title of Securities to be Registered</font></div>
            </div>
          </td>
          <td colspan="1" style="width: 1%; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td style="width: 16%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 1.25;">
              <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Amount to be Registered</font></div>
            </div>
          </td>
          <td colspan="1" style="width: 1%; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td style="width: 16%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 1.25;">
              <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Proposed Maximum Offering Price Per Share</font></div>
            </div>
          </td>
          <td colspan="1" style="width: 1%; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td style="width: 16%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 1.25;">
              <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Proposed Maximum Aggregate Offering Price</font></div>
            </div>
          </td>
          <td colspan="1" style="width: 1%; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td style="width: 16%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 1.25;">
              <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Amount of Registration Fee</font></div>
            </div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Debt Securities&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="width: 1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 16%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></div>
          </td>
          <td colspan="1" style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 16%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></div>
          </td>
          <td colspan="1" style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 16%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></div>
          </td>
          <td colspan="1" style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 16%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></div>
          </td>
        </tr>

    </table>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zcef7f8a7c9754274bb8f23dd34db1a43" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">An unspecified aggregate initial offering price or number of the securities of each identified class is being registered as may from time to time be offered at
                    unspecified price.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z20caed92443b4c85b408b6241c150fed" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">In accordance with Rules 456(b) and 457(r) under the Securities Act, the Registrant is deferring payment of all of the registration fee.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="line-height: 1.25;">
      <hr style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;" align="center"></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
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      <div id="DSPFPageBreak" style="page-break-after: always;"> </div>
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        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
    <br>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">PROSPECTUS</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">QUEST DIAGNOSTICS INCORPORATED</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Debt Securities</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We may offer and sell, from time to time, in one or more offerings, the debt securities we describe in
        this prospectus.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We will provide the specific terms of these debt securities in supplements or other offering material.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">We urge
          you to read carefully this prospectus, the accompanying prospectus supplements and other offering material, which will describe the specific terms of the securities offered, before you make your investment decision</font>.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We may offer and sell these debt securities for sale directly to purchasers or through underwriters,
        dealers or agents to be designated at a future date.&#160; See &#8220;Plan of Distribution&#8221; and any prospectus supplement for a description of the manner in which we will offer and sell the debt securities covered by this prospectus.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Investing










          in our debt securities involves risks that are described in the &#8220;Risk Factors&#8221; section of our periodic reports filed with the Securities and Exchange Commission or in the applicable prospectus supplement</font>.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The relevant prospectus supplement will contain information, if applicable, as to whether the debt
        securities offered thereby will be listed for trading on any securities exchange or other market.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Neither
          the Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or passed upon the adequacy or accuracy of this prospectus.&#160; Any representation to the contrary is a criminal offense</font>.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The date of this prospectus is June 14, 2019</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
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        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><a name="TABLEOFCONTENTS"><!--Anchor--></a></font></div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">TABLE OF CONTENTS</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Page</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse;" id="z6e2fd736553d44fcbb69262f24a22f2a" border="0" cellpadding="2" cellspacing="0">

        <tr>
          <td style="width: 90.43%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; line-height: 1.25;"><a href="#ABOUTTHISPROSPECTUS"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">ABOUT THIS PROSPECTUS</font></a></div>
          </td>
          <td style="width: 9.57%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">ii</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 90.43%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: left; line-height: 1.25;"><a href="#WHEREYOUCANFINDMOREINFORM"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">WHERE YOU CAN FIND MORE INFORMATION</font></a></div>
          </td>
          <td style="width: 9.57%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">ii</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 90.43%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; line-height: 1.25;"><a href="#CAUTIONARYSTATEMENTFORPUR"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">CAUTIONARY STATEMENT FOR PURPOSES OF THE &#8220;SAFE HARBOR&#8221; PROVISIONS OF THE PRIVATE
                  SECURITIES LITIGATION REFORM ACT OF 1995</font></a></div>
          </td>
          <td style="width: 9.57%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">iii</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 90.43%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: left; line-height: 1.25;"><a href="#PROSPECTUSSUMMARY"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">PROSPECTUS SUMMARY</font></a></div>
          </td>
          <td style="width: 9.57%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 90.43%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; line-height: 1.25;"><a href="#RISKFACTORS"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">RISK FACTORS</font></a></div>
          </td>
          <td style="width: 9.57%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 90.43%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: left; line-height: 1.25;"><a href="#USEOFPROCEEDS"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">USE OF PROCEEDS</font></a></div>
          </td>
          <td style="width: 9.57%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">3</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 90.43%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; line-height: 1.25;"><a href="#SECURITIESWEMAYISSUE"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">SECURITIES WE MAY ISSUE</font></a></div>
          </td>
          <td style="width: 9.57%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 90.43%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: left; line-height: 1.25;"><a href="#DESCRIPTIONOFSENIORDEBTSE"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">DESCRIPTION OF SENIOR DEBT SECURITIES</font></a></div>
          </td>
          <td style="width: 9.57%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">5</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 90.43%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; line-height: 1.25;"><a href="#PLANOFDISTRIBUTION"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">PLAN OF DISTRIBUTION</font></a></div>
          </td>
          <td style="width: 9.57%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">6</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 90.43%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: left; line-height: 1.25;"><a href="#VALIDITYOFTHESECURITIES"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">VALIDITY OF THE SECURITIES</font></a></div>
          </td>
          <td style="width: 9.57%; vertical-align: top; background-color: rgb(255, 255, 255);">
            <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">7</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 90.43%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; line-height: 1.25;"><a href="#EXPERTS"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">EXPERTS</font></a></div>
          </td>
          <td style="width: 9.57%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">7</font></div>
          </td>
        </tr>

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      <div id="DSPFPageBreak" style="page-break-after: always;">
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        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
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    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><a name="ABOUTTHISPROSPECTUS"><!--Anchor--></a>ABOUT THIS PROSPECTUS</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The information contained in this prospectus is not complete and may be changed.&#160; We have not
        authorized anyone to provide you with any information or to make any representation not contained in or incorporated by reference into this prospectus or any prospectus supplement or included in any free writing prospectus that we may file with the
        Securities and Exchange Commission (the &#8220;SEC&#8221;), in connection with any offering of the debt securities described in this prospectus.&#160; We do not take any responsibility for, and can provide no assurances as to, the reliability of any information
        that others may provide you.&#160; We are not making an offer of any securities in any jurisdiction where the offer is not permitted.&#160; You should not assume that the information in this prospectus, any prospectus supplement or any document incorporated
        by reference is accurate as of any date other than the date of the document in which such information is contained or such other date referred to in such document, regardless of the time of any sale or issuance of a security.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This prospectus is part of a registration statement that we filed with the SEC using a &#8220;shelf&#8221;
        registration process.&#160; This prospectus provides you with a limited description of the securities we may offer.&#160; Each time we sell or issue securities, we will provide a prospectus supplement and, if applicable, a pricing supplement, that will
        contain specific information about the terms of that specific offering of securities and the specific manner in which they may be offered.&#160; The prospectus supplement and any applicable pricing supplement may also add to, update or change any of the
        information contained in this prospectus.&#160; The prospectus supplement and any applicable pricing supplement may also contain information about any material U.S. federal income tax considerations relating to the securities described in the prospectus
        supplement.&#160; You should read both this prospectus, the applicable prospectus supplement and any applicable pricing supplement, together with the additional information, which is incorporated by reference in this prospectus, described under &#8220;Where
        You Can Find More Information.&#8221;&#160; You should read the entire prospectus and the applicable prospectus supplement, including the information incorporated by reference, before making an investment decision.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">As used in this prospectus, the terms &#8220;Quest Diagnostics,&#8221; &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; refer to Quest
        Diagnostics Incorporated and its consolidated subsidiaries, unless the context clearly indicates otherwise.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This prospectus contains summaries of certain provisions contained in some of the documents described
        herein, but reference is made to the actual document for complete information.&#160; All of the summaries are qualified in their entirety by the actual documents.&#160; Copies of some of the documents referred to herein have been filed or will be filed or
        incorporated by reference as exhibits to the registration statement of which this prospectus is a part, and you may obtain copies of those documents as described below under &#8220;Where You Can Find More Information.&#8221;</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The registration statement that contains this prospectus (including the exhibits to the registration
        statement) contains additional information about us and the securities offered under this prospectus.&#160; That registration statement can be read at the SEC website (www.sec.gov).</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><a name="WHEREYOUCANFINDMOREINFORM"><!--Anchor--></a>WHERE YOU CAN FIND MORE INFORMATION</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We file annual, quarterly and current reports, proxy statements and other information with the SEC.&#160;
        Our filings are available to the public on the Internet, through a database maintained by the SEC at http://www.sec.gov.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The SEC allows us to incorporate by reference into this document the information we filed with the
        SEC.&#160; This means that we can disclose important business, financial and other information to you by referring you to other documents separately filed with the SEC.&#160; All information incorporated by reference is part of this document, unless and
        until that information is updated and superseded by the information contained in this document, any prospectus supplement or in any document that we file with the SEC after the date hereof that is incorporated herein.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We incorporate by reference the following documents filed with the SEC:</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zdaaa84397a88460db7974e9c69e4575b" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Our current reports on Form 8-K, filed with the SEC on February 22, 2019, March 4, 2019, March 12, 2019, April 1, 2019 (as amended by our current report on
                    Form 8-K/A filed with the SEC on May 17, 2019), May 17<font style="font-family: Times New Roman">, 2019</font> and June 3, 2019;</font></div>
              </td>
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        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zaf01082a626943269edec37507450aea" cellpadding="0" cellspacing="0">

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              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Our proxy statement on Schedule 14A filed with the SEC on April 3, 2019;</font></div>
              </td>
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        </div>
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          </font></div>
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              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">3.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Our annual report on Form 10-K for the fiscal year ended December 31, 2018; and</font></div>
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        </table>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
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              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Our quarterly report on Form 10-Q for the quarter ended March 31, 2019.</font></div>
              </td>
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        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We also incorporate by reference all future filings we make with the SEC under Sections 13(a), 13(c),
        14 or 15(d) of the Securities and Exchange Act of 1934 prior to the completion of the offering of the particular securities covered by a prospectus supplement or term sheet.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Our filings with the SEC, including our annual report on Form 10-K, quarterly reports on Form 10-Q,
        current reports on Form 8-K and amendments to those reports, are available free of charge on our website as soon as reasonably practicable after they are filed with, or furnished to, the SEC.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">You also may request a copy of these filings, at no cost, by writing or telephoning our Investor
        Relations Department at the following address:</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Quest Diagnostics Incorporated<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>500 Plaza Drive<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>Secaucus, New Jersey 07094<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>Attention:&#160; Investor Relations<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>(973) 520-2700</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Our internet website is located at http://www.questdiagnostics.com.&#160; The contents of the website are
        not incorporated by reference into this prospectus.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><a name="CAUTIONARYSTATEMENTFORPUR"><!--Anchor--></a>CAUTIONARY STATEMENT FOR PURPOSES OF THE &#8220;SAFE
        HARBOR&#8221; PROVISIONS OF THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Some statements and disclosures in this prospectus, any accompanying prospectus supplement or other
        offering material and the documents incorporated herein or therein by reference are forward-looking statements.&#160; Forward-looking statements include all statements that do not relate solely to historical or current facts and can be identified by the
        use of words such as &#8220;may,&#8221; &#8220;believe,&#8221; &#8220;will,&#8221; &#8220;expect,&#8221; &#8220;project,&#8221; &#8220;estimate,&#8221; &#8220;anticipate,&#8221; &#8220;plan&#8221; or &#8220;continue.&#8221;&#160; These forward-looking statements are based on our current plans and expectations and are subject to a number of risks and
        uncertainties that could cause our plans and expectations, including actual results, to differ materially from the forward-looking statements.&#160; The Private Securities Litigation Reform Act of 1995, or the Litigation Reform Act, provides a &#8220;safe
        harbor&#8221; for forward-looking statements to encourage companies to provide prospective information about their companies without fear of litigation.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We would like to take advantage of the &#8220;safe harbor&#8221; provisions of the Litigation Reform Act in
        connection with the forward-looking statements included or incorporated by reference in this document.&#160; Investors are cautioned not to unduly rely on such forward-looking statements when evaluating the information presented or incorporated by
        reference in this document.&#160; The following important factors could cause our actual financial results to differ materially from those projected, forecasted or estimated by us in forward-looking statements:</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zc3dc42eedab540a9a3022f198da6a236" cellpadding="0" cellspacing="0">

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              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Heightened competition from commercial clinical testing companies, hospitals, physicians and others.</font></div>
              </td>
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        </table>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
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      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zb80a9e41c8a0499590812d5355ba318d" cellpadding="0" cellspacing="0">

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              </td>
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              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Increased pricing pressure from customers, including payers and patients.</font></div>
              </td>
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        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z1294cd5571af499aab09b4705b6b1ff1" cellpadding="0" cellspacing="0">

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              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A decline in economic conditions.</font></div>
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        </table>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd8a9d7d3b7de4d7a9f0b669f1cf693d9" cellpadding="0" cellspacing="0">

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              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Impact of changes in payment mix, including increased patient financial responsibility and any shift from fee-for-service to discounted, capitated or bundled
                    fee arrangements.</font></div>
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        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
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      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z1c427954d57b435e961631a98a9989cd" cellpadding="0" cellspacing="0">

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              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Adverse actions by government or other third-party payers, including healthcare reform that focuses on reducing healthcare costs but does not recognize the
                    value and importance to healthcare of clinical testing or innovative solutions, unilateral reduction of fee schedules payable to us, unilateral recoupment of amounts allegedly owed and competitive bidding.</font></div>
              </td>
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        </table>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
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      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-weight: normal; font-style: normal;">iii</font></div>
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        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
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      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z42441059b3e5410fb8a8b34e0aa570b5" cellpadding="0" cellspacing="0">

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              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The impact upon our testing volume and collected revenue or general or administrative expenses resulting from compliance with policies and requirements
                    imposed by Medicare, Medicaid and other third-party payers.&#160; These include:</font></div>
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        </table>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zec21b6afcdf14ede8ba53c5851c34f43" cellpadding="0" cellspacing="0">

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              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">the requirements of government and other payers to provide diagnosis codes and other information for many tests;</font></div>
              </td>
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        </table>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="ze862a73258874b2385468e7bd8f1f98e" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">inability to obtain from patients a valid advance consent form for tests that cannot be billed without prior receipt of the form;</font></div>
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        </table>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
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      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z95105957a8ff48f7a91fd40daff49eb4" cellpadding="0" cellspacing="0">

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              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">the impact of additional or expanded limited coverage policies and limits on the allowable number of test units or ordering frequency of same; and</font></div>
              </td>
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        </table>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd2a4de54a6674e0b922e090786f47264" cellpadding="0" cellspacing="0">

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              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(4)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">the impact of increased prior authorization programs.</font></div>
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    <div style="line-height: 1.25">&#160;</div>
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      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z8868424b56fd4c318b2512652f7854be" cellpadding="0" cellspacing="0">

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              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(g)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Adverse results from pending or future government investigations, lawsuits or private actions.&#160; These include, in particular, monetary damages, loss or
                    suspension of licenses, and/or suspension or exclusion from the Medicare and Medicaid programs and/or criminal penalties.</font></div>
              </td>
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        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z61e6f06dc1e44a17b8a1474401fff18e" cellpadding="0" cellspacing="0">

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              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(h)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Failure to efficiently integrate acquired businesses and to manage the costs related to any such integration, or to retain key technical, professional or
                    management personnel.</font></div>
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        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
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      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z2eb1f9a1c61b429a93f5655b61be7434" cellpadding="0" cellspacing="0">

            <tr>
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              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Denial, suspension or revocation of Clinical Laboratory Improvement Act (&#8220;CLIA&#8221;) certification or other licenses for any of our clinical laboratories under
                    the CLIA standards, revocation or suspension of the right to bill the Medicare and Medicaid programs or other adverse regulatory actions by federal, state and local agencies.</font></div>
              </td>
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        </table>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zbd0be598a83a419697bfad2edbfe7a1e" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(j)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Changes in and complexity of federal, state or local laws or regulations, including changes that result in new or increased federal or state regulation of
                    commercial clinical laboratories, tests developed by commercial clinical laboratories or other products or services that we offer or activities in which we are engaged, including regulation by the U.S. Food and Drug Administration.</font></div>
              </td>
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        </table>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
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      <div>
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              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(k)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Inability to achieve expected benefits from our acquisitions of other businesses.</font></div>
              </td>
            </tr>

        </table>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
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      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd64dfee881c84243aa084af39adca9a7" cellpadding="0" cellspacing="0">

            <tr>
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              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(l)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Inability to achieve additional benefits from our business performance tools and efficiency initiatives.</font></div>
              </td>
            </tr>

        </table>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
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      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z08ad63de417341a3a1a7bb38583f58d2" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(m)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Adverse publicity and news coverage about the diagnostic information services industry or us.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
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      <div>
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              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(n)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Failure of the Company to maintain, defend and secure its financial, accounting, technology, customer data and other operational systems from cyberattacks,
                    information technology system outages, telecommunications failures, malicious human acts and failure of the systems of third parties upon which the Company relies.</font></div>
              </td>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z468cf625cc814311b4107d4ffb92568a" cellpadding="0" cellspacing="0">

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              <td style="width: 36pt;"><br>
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              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(o)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Development of technologies that substantially alter the practice of clinical testing, including technology changes that lead to the development of more
                    convenient or cost-effective testing, or testing to be performed outside of a commercial clinical laboratory, such as (1) point-of-care testing that can be performed by physicians in their offices, (2) advanced testing that can be
                    performed by hospitals in their own laboratories or (3) home testing that can be carried out without requiring the services of clinical laboratories.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z19e531e5733d49f089db52ab281051f2" cellpadding="0" cellspacing="0">

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              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(p)</font></td>
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                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Negative developments regarding intellectual property and other property rights that could prevent, limit or interfere with our ability to develop, perform or
                    sell our tests or operate our business.&#160; These include:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div>
      <table class="DSPFListTable" id="z416a8d9da5db4b65999f2811f5886c64" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" cellpadding="0" cellspacing="0">

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            <td style="width: 72pt;">
              <div><br>
              </div>
            </td>
            <td style="vertical-align: top; width: 36pt;">
              <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif;">(1)</font></div>
            </td>
            <td style="align: left; vertical-align: top; width: auto;">
              <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif;">Issuance of patents or other property rights to our competitors or others; and</font></div>
            </td>
          </tr>

      </table>
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    <div style="line-height: 1.25">&#160;</div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z106f114f33b04f39a196ac7d0b0cd68f" cellpadding="0" cellspacing="0">

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              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Inability to obtain or maintain adequate patent or other proprietary rights for our products and services or to successfully enforce our proprietary rights.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z9585936497114eebaa1d42a1a2d4398b" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(q)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Development of tests by our competitors or others which we may not be able to license, or usage of our technology or similar technologies or our trade secrets
                    or other intellectual property by competitors, any of which could negatively affect our competitive position.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zad24d63a8511490889fe8a527668b79d" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(r)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Regulatory delay or inability to commercialize newly developed or licensed tests or technologies or to obtain appropriate reimbursements for such tests.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z039eb0bcc3934f488f536d7de179e3e9" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(s)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The complexity of billing and revenue recognition for clinical laboratory testing.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z77edc59d440f43dabef379a3f3a080e9" cellpadding="0" cellspacing="0">

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              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(t)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Changes in interest rates and changes in our credit ratings from S&amp;P Global, Moody&#8217;s Investor Services or Fitch Ratings causing an unfavorable impact on
                    our cost of and access to capital.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zff1c0fdc7b8f4213bb8896a5db252bc6" cellpadding="0" cellspacing="0">

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              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(u)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Inability to hire or retain qualified or key senior management personnel.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za8320366f41749eda780ce82f47e39ff" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(v)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Terrorist and other criminal activities, hurricanes, earthquakes or other natural disasters, and health pandemics, which could affect our customers,
                    transportation or systems, or our facilities, and for which insurance may not adequately reimburse us.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z9e856ac4b92d41c687e5c9d062e68292" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(w)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Difficulties and uncertainties in the discovery, development, regulatory environment and/or marketing of new services or solutions or new uses of existing
                    tests.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zeeee102238904edfb1ffe8942199af2e" cellpadding="0" cellspacing="0">

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              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(x)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Failure to adapt to changes in the healthcare system (including the medical laboratory testing market) and healthcare delivery, including those stemming from
                    the Affordable Care Act (or its repeal, amendment or replacement), Protecting Access to Medicare Act, trends in utilization of the healthcare system and increased patient financial responsibility for services.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z04b3c4314ecf41388d818d7a4926aa66" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(y)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Results and consequences of governmental inquiries.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zb14e1d3f720c47e6abc23c4a2df73076" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(z)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Difficulty in implementing, or lack of success with, our strategic plan.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z31c9bef143f3471581c3d6687343e254" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(aa)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The impact of informatics on our industry and the ability of our Company to adapt to that impact.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z203f7123dacd4cf48759caca4df510df" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(bb)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Failure to adequately operationalize appropriate controls around use of our data, including risk of non-compliance with privacy law requirements.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageFooter"></div>
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-weight: normal; font-style: normal;">v</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
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        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><a name="PROSPECTUSSUMMARY"><!--Anchor--></a>PROSPECTUS SUMMARY</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">This summary highlights some of the information incorporated by reference into this
        prospectus.&#160; Because this is only a summary, it does not contain all of the information that may be important to you.&#160; You should carefully read this prospectus, the applicable prospectus supplement, and any other offering material including the
        documents incorporated by reference, which are described under &#8220;Where You Can Find More Information.&#8221;&#160; You should also carefully consider, among other things, the matters discussed in the section entitled &#8220;Risk Factors.&#8221;</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">The Company</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Quest Diagnostics empowers people to take action to improve health outcomes.&#160; We use our extensive
        database of clinical lab results to derive diagnostic insights that reveal new avenues to identify and treat disease, inspire healthy behaviors and improve healthcare management.&#160; Our diagnostic information services business provides information
        and insights based on the industry-leading menu of routine, non-routine and advanced clinical testing and anatomic pathology testing, and other diagnostic information services.&#160; We provide services to a broad range of customers, including patients,
        clinicians, hospitals, independent delivery networks, health plans, employers and accountable care organizations.&#160; We offer the broadest access in the United States to diagnostic information services through our nationwide network of laboratories,
        patient service centers and phlebotomists in physician offices and our connectivity resources, including call centers and mobile paramedics, nurses and other health and wellness professionals.&#160; We are the world&#8217;s leading provider of diagnostic
        information services.&#160; We provide interpretive consultation with one of the largest medical and scientific staffs in the industry.&#160; Our diagnostic information services business makes up approximately 95% of our consolidated net revenues.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In our Diagnostic Solutions businesses, which represents the balance of our consolidated net revenues,
        we offer a variety of solutions for life insurers and healthcare organizations and clinicians.&#160; We are the leading provider of risk assessment services for the life insurance industry.&#160; In addition, we offer healthcare organizations and clinicians
        robust information technology solutions.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Quest Diagnostics was incorporated in Delaware in 1990; its predecessor companies date back to 1967.&#160;
        We conduct business through our headquarters in Secaucus, New Jersey, and our laboratories, patient service centers, offices and other facilities around the United States and in selected locations outside the United States.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">During 2018, we generated net revenues of $7.5&#160;billion and processed approximately 168 million test
        requisitions through our extensive laboratory network.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Our principal executive offices are located at 500 Plaza Drive, Secaucus, New Jersey 07094, telephone
        number:&#160; (973) 520-2700.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageFooter"></div>
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">1</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
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        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><a name="RISKFACTORS"><!--Anchor--></a>RISK FACTORS</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Our business is subject to significant risks. You should carefully consider the risks and uncertainties
        set forth in Part I, Item 1A. under the heading &#8220;Risk Factors&#8221; included in our annual report on Form 10-K and in &#8220;Item 1A. Risk Factors&#8221; in any quarterly report on Form 10-Q, which are incorporated by reference in this prospectus. Additional risk
        factors that you should carefully consider will also be included in a prospectus supplement relating to an offering of our securities as well as the other documents filed with the SEC that are incorporated by reference herein or therein.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The risks and uncertainties described in any accompanying prospectus supplement as well as the documents
        incorporated by reference herein or therein are not the only ones facing us. Additional risks and uncertainties that we do not presently know about or that we currently believe are not material may also adversely affect our business. If any of the
        risks and uncertainties described in this prospectus, any accompanying prospectus supplement or the documents incorporated by reference herein or therein actually occur, our business, financial condition, results of operations and prospects could
        be adversely affected in a material way. The occurrence of any of these risks may cause you to lose all or part of your investment in the offered securities.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
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          </font></div>
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    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><a name="USEOFPROCEEDS"><!--Anchor--></a>USE OF PROCEEDS</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Except as may be described otherwise in a prospectus supplement or other offering material, we will add
        the net proceeds from the sale of the securities under this prospectus to our general funds and will use them for general corporate purposes, which may include, among other things, funding acquisitions, capital expenditures, or reducing or
        refinancing indebtedness.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
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        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><a name="SECURITIESWEMAYISSUE"><!--Anchor--></a>SECURITIES WE MAY ISSUE</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Overview</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This prospectus is part of a registration statement that we filed with the SEC utilizing a &#8220;shelf&#8221;
        registration process.&#160; Under this shelf process, we may sell our debt securities in one or more offerings.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The terms of the debt securities will be determined at the time of offering.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Prospectus Supplement or Pricing Supplement</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This prospectus provides you with a general description of the debt securities we may offer.&#160; Each time
        we sell debt securities, we will provide a prospectus supplement or pricing supplement that will contain specific information about the terms of that offering.&#160; The prospectus supplement or pricing supplement may also add to or change information
        contained in this prospectus.&#160; If so, the prospectus supplement or pricing supplement should be read as superseding this prospectus.&#160; You should read both this prospectus and any prospectus supplement or pricing supplement together with additional
        information described under the heading &#8220;Where You Can Find More Information.&#8221;</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The prospectus supplement or pricing supplement to be provided with this prospectus will describe the
        terms of any debt securities that we offer and any initial offering price to the public in that offering, the purchase price and net proceeds that we will receive and the other specific terms related to our offering of the debt securities.&#160; For
        more details on the terms of the debt securities, you should read the exhibits filed with or incorporated by reference in our registration statement, of which this prospectus is a part.</font></div>
    <div style="line-height: 1.25">&#160;</div>
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        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><a name="DESCRIPTIONOFSENIORDEBTSE"><!--Anchor--></a>DESCRIPTION OF SENIOR DEBT SECURITIES</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We may issue senior debt securities from time to time in one or more distinct series.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">As required by U.S. federal law for all bonds and notes of companies that are publicly offered, the
        senior debt securities will be governed by a document called an &#8220;indenture.&#8221;&#160; An indenture is a contract between us and a financial institution, in this case, The Bank of New York Mellon formerly known as The Bank of New York, acting as trustee on
        your behalf, or other trustee we may select.&#160; The indenture will be subject to and governed by the Trust Indenture Act of 1939.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We have filed the indenture as an exhibit to our Securities Act filings and Exchange Act reports that
        we have filed with the SEC.&#160; See &#8220;Where You Can Find More Information&#8221; for information on how to obtain a copy of the indenture.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The senior debt securities will be issued under an indenture dated as of June 27, 2001 as supplemented
        by a first supplemental indenture, dated as of June 27, 2001, each among Quest Diagnostics, as issuer, the Initial Subsidiary Guarantors (as defined therein), as guarantors, and The Bank of New York, as trustee, as further supplemented by a second
        supplemental indenture, dated as of November 26, 2001, among Quest Diagnostics, the Subsidiary Guarantors (as defined therein) and The Bank of New York, as further supplemented by a third supplemental indenture, dated as of April 4, 2002, among
        Quest Diagnostics, the Additional Subsidiary Guarantors (as defined therein) and The Bank of New York, as further supplemented by a fourth supplemental indenture, dated as of March 19, 2003, among Quest Diagnostics, the Additional Subsidiary
        Guarantor (as defined therein) and The Bank of New York, as further supplemented by a fifth supplemental indenture, dated as of April 16, 2004, among Quest Diagnostics, the Additional Subsidiary Guarantor (as defined therein) and The Bank of New
        York, as further supplemented by a sixth supplemental indenture, dated as of October 31, 2005, among Quest Diagnostics, the Subsidiary Guarantors (as defined therein) and The Bank of New York, as further supplemented by a seventh supplemental
        indenture, dated as of November 21, 2005, among Quest Diagnostics, the Additional Subsidiary Guarantors (as defined therein) and The Bank of New York, as further supplemented by an eighth supplemental indenture, dated as of July 31, 2006, among
        Quest Diagnostics, the Additional Subsidiary Guarantors (as defined therein) and The Bank of New York, as further supplemented by the ninth supplemental indenture dated, September 30, 2006, among Quest Diagnostics, the Additional Subsidiary
        Guarantors (as defined therein) and The Bank of New York, as further supplemented by the tenth supplemental indenture, dated June 22, 2007, among Quest Diagnostics, the Subsidiary Guarantors (as defined therein) and The Bank of New York, as further
        supplemented by the eleventh supplemental indenture, dated June 22, 2007, among Quest Diagnostics, the Additional Subsidiary Guarantors (as defined therein) and The Bank of New York, as further supplemented by the twelfth supplemental indenture,
        dated June 25, 2007, among Quest Diagnostics, the Additional Subsidiary Guarantors (as defined therein) and The Bank of New York, as further supplemented by the thirteenth supplemental indenture, dated November 17, 2009, among Quest Diagnostics,
        the Subsidiary Guarantors (as defined therein) and The Bank of New York Mellon, as further supplemented by the fourteenth supplemental indenture, dated March 24, 2011, among Quest Diagnostics, the Subsidiary Guarantors (as defined therein) and The
        Bank of New York Mellon, as further supplemented by the fifteenth supplemental indenture, dated November 30, 2011, among Quest Diagnostics, the Additional Subsidiary Guarantors (as defined therein) and The Bank of New York Mellon, as further
        supplemented by the sixteenth supplemental indenture, dated March 17, 2014, among Quest Diagnostics and The Bank of New York Mellon, as further supplemented by the seventeenth supplemental indenture, dated March 10, 2015, among Quest Diagnostics
        and The Bank of New York Mellon, as further supplemented by the eighteenth supplemental indenture, dated as of May 26, 2016, among Quest Diagnostics and The Bank of New York Mellon, and as further supplemented by the nineteenth supplemental
        indenture, dated as of March 12, 2019, among Quest Diagnostics and The Bank of New York Mellon (collectively, as so supplemented, the &#8220;Indenture&#8221;).&#160; The Indenture for the senior debt securities may also be modified by future supplemental
        indentures.&#160; The terms of the senior debt securities include those stated in the Indenture and those made part of the Indenture by reference to the Trust Indenture Act of 1939.&#160; A copy of the Indenture is available for inspection at the office of
        the trustee.</font></div>
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      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">5</font></div>
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        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
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    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><a name="PLANOFDISTRIBUTION"><!--Anchor--></a>PLAN OF DISTRIBUTION</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We may sell the debt securities to or through agents, dealers or underwriters or directly to one or
        more purchasers.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">By Agents</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We may use agents to sell the debt securities. Unless otherwise stated in a prospectus supplement or
        other offering material, the agents will agree to use their reasonable best efforts to solicit purchases for the period of their appointment.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">By Underwriters or Dealers</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We may sell the debt securities to underwriters.&#160; The underwriters may resell the debt securities in
        one or more transactions, including negotiated transactions, at a fixed public offering price or at varying prices determined at the time of sale.&#160; The obligations of the underwriters to purchase the debt securities will be subject to certain
        conditions.&#160; Each underwriter will be obligated to purchase all the debt securities allocated to it under the underwriting agreement.&#160; The underwriters may change any initial public offering price and any discounts or concessions they give to
        dealers.</font></div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;">
      <div style="line-height: 1.25"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A prospectus supplement and/or any additional offering material will state the name of any underwriter and the amount of compensation,
          underwriting discounts, commissions, or concessions paid or allowed.</font> <br>
      </div>
      <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> </font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Direct Sales</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We may sell debt securities directly to investors.&#160; In this case, no underwriters, dealers or agents
        would be involved.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">As one of the means of direct issuance of debt securities, we may utilize the services of any available
        electronic auction system to conduct an electronic &#8220;dutch auction&#8221; of the offered securities among potential purchasers who are eligible to participate in the auction of those offered debt securities, if so described in the prospectus supplement or
        pricing supplement.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="line-height: 1.25"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">General Information</font> <br>
    </div>
    <br>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We may have agreements with the underwriters, dealers and agents to indemnify them against certain
        civil liabilities, including liabilities under the Securities Act, or to contribute to payments they may be required to make.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Underwriters, dealers and agents may engage in transactions with, or perform services for, us or our
        subsidiaries in the ordinary course of their business.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
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      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">6</font></div>
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        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><a name="VALIDITYOFTHESECURITIES"><!--Anchor--></a>VALIDITY OF THE SECURITIES</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The validity of any securities issued hereunder will be passed upon for us by Shearman &amp; Sterling
        LLP, New York, New York.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><a name="EXPERTS"><!--Anchor--></a>EXPERTS</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The financial statements and management&#8217;s assessment of the effectiveness of internal control over
        financial reporting (which is included in the Report of Management on Internal Control over Financial Reporting) incorporated in this Prospectus by reference to the Annual Report on Form 10-K for the year ended December 31, 2018, have been so
        incorporated in reliance on the report of PricewaterhouseCoopers LLP, an independent registered public accounting firm, given on the authority of said firm as experts in auditing and accounting.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
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      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">7</font></div>
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        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">PART II</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">INFORMATION NOT REQUIRED IN PROSPECTUS</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Item 14.&#160; Other Expenses of
          Issuance and Distribution</font>.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The following table sets forth all fees and expenses payable by the registrant in connection with the
        issuance and distribution of the securities being registered hereby (other than underwriting discounts and commissions).</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <table id="zb6344f4ee05f485eb7e6e97b7c6596c3" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" cellpadding="0" cellspacing="0">

        <tr>
          <td style="vertical-align: bottom; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">SEC registration fee&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">*</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: bottom; width: 88%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Legal fees and expenses&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">+</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: bottom; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Trustee&#8217;s fees and expenses&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">+</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: bottom; width: 88%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Accounting fees and expenses&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">+</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: bottom; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Printing expenses&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">$</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">+</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: bottom; width: 88%; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Miscellaneous&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="line-height: 1.25;">
              <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">$</font></div>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="line-height: 1.25;">
              <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">+</font></div>
            </div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: bottom; width: 88%; background-color: rgb(204, 238, 255); padding-bottom: 4px;" valign="bottom">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Total&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
            <div style="line-height: 1.25;">
              <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">$</font></div>
            </div>
          </td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
            <div style="line-height: 1.25;">
              <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">+</font></div>
            </div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px; border-bottom: 4px double rgb(0, 0, 0);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zff127e99f69c431e8d6617ac4f7c3e72" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">*</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">Deferred in accordance with Rules 456(b) and 457(r) of the Securities Act of 1933.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zad5f48abd9fc4527af25fba44ec95b18" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">+</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">Because an indeterminate amount of securities are covered by this registration statement, the expenses in connection with the issuance and distribution of
                    securities are not currently determinable.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Item 15.&#160; Indemnification of
          Directors and Officers</font>.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Limitation on Liability of Directors</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pursuant to authority conferred by Section 102 of the Delaware General Corporation Law (the &#8220;DGCL&#8221;),
        Section 11 of our certificate of incorporation (the &#8220;Certificate&#8221;) eliminates the personal liability of directors to us or our stockholders for monetary damages for breach of fiduciary duty, including, without limitation, directors serving on
        committees of our board of directors.&#160; Directors remain liable for (1) any breach of the duty of loyalty to us or our stockholders, (2) any act or omission not in good faith or which involves intentional misconduct or a knowing violation of law,
        (3) any violation of Section 174 of the DGCL, which proscribes the payment of dividends and stock purchases or redemptions under certain circumstances, and (4) any transaction from which directors derive an improper personal benefit.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Indemnification and Insurance</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In accordance with Section 145 of the DGCL, which provides for the indemnification of directors,
        officers and employees under certain circumstances, Section 7.01 of our By-Laws and Section 11 of our Certificate each grant our directors and officers a right to indemnification, to the fullest extent authorized by the DGCL, as the same exists or
        may hereafter be amended (but in the case of any such amendment, only to the extent that such amendment permits the Corporation to provide broader indemnification rights than said law permitted the Corporation to provide prior to such amendment)
        for all expenses, liabilities and losses reasonably incurred by each director or officer who was or is made a party or is threatened to be made a party to or is involved in any action, suit or proceeding, whether civil, criminal, administrative or
        investigative proceedings to which they are a party (1) by reason of the fact that they are or were our directors or officers or (2) by reason of the fact that, while they are or were our directors or officers, they are or were serving at our
        request as directors or officers of another corporation, partnership, joint venture, trust or enterprise including service with respect to employee benefit plans, and such indemnification shall continue as to former directors and officers and shall
        inure to the benefit of such directors&#8217; and officers&#8217; heirs, executors and administrators; provided, however, that, the Corporation shall indemnify any such person seeking indemnification in connection with a proceeding (or part thereof) initiated
        by the person seeking indemnification only if such proceeding (or part thereof) was authorized by the Board of Directors of the Corporation.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Each of the By-Laws and the Certificate further provides for the mandatory advancement of expenses
        incurred by officers and directors in defending such proceedings in advance of their final disposition upon delivery to us by the indemnitee of an undertaking to repay all amounts so advanced if it is ultimately determined that such indemnitee is
        not entitled to be indemnified.&#160; We may not indemnify or make advance payments to any person in connection with proceedings initiated against us by such person without the authorization of our board of directors.&#160; In addition, Section 11 of the
        Certificate provides that directors and officers therein described shall be indemnified to the fullest extent permitted by Section 145 of the DGCL, or any successor provisions or amendments thereunder.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageFooter"></div>
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">II - 1</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
      <div id="DSPFPageHeader" style="width: 100%;">
        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In the event that any such successor provisions or amendments provide indemnification rights broader
        than permitted prior thereto, Section 11 of the Certificate allows such broader indemnification rights to apply retroactively with respect to any predating alleged action or inaction and also allows the indemnification to continue after an
        indemnitee has ceased to be our director or officer and to inure to the benefit of the indemnitee&#8217;s heirs, executors and administrators.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Each of the By-Laws and the Certificate further provides that the right to indemnification is not
        exclusive of any other right that any indemnitee may have or thereafter acquire under any statute, the Certificate, any agreement or vote of stockholders or disinterested directors or otherwise, and allows us to indemnify and advance expenses to
        any person whom the corporation has the power to indemnify under the DGCL or otherwise.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Our By-Laws further provide that should any repeal or modification of any of the provisions of Section
        7.01 occur, such changes would not adversely affect any right or protection of any director, officer or other person in respect of any proceeding arising out of, or related to, any act or omission occurring prior to the time of such repeal or
        modification.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The form of underwriting agreement will provide for the indemnification of the registrant, its
        controlling persons, its directors and certain of its officers by the underwriters against certain liabilities, including liabilities under the Securities Act.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Insofar as indemnification for liabilities arising under the Securities Act may be permitted for
        directors and officers and controlling persons pursuant to the foregoing provisions, we have been advised that in the opinion of the Securities and Exchange Commission, such indemnification is against public policy as expressed in the Securities
        Act and is, therefore, unenforceable.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Each of the By-Laws and the Certificate authorizes us to purchase insurance for our directors and
        officers and persons who serve at our request as directors, officers, employees or agents of another corporation, partnership, joint venture, trust or enterprise against any expense, liability or loss incurred in such capacity, whether or not we
        would have the power to indemnify such persons against such expense or liability under the DGCL.&#160; We intend to maintain insurance coverage of our officers and directors as well as insurance coverage to reimburse us for potential costs of our
        corporate indemnification of directors and officers.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pursuant to an Employment Agreement, dated as of April 3, 2012, as amended, the Corporation is required
        to indemnify (including advancement of expenses) Stephen H. Rusckowski to the full extent permitted by law and the Corporation&#8217;s By-laws, and to include him as an insured person under the Corporation&#8217;s directors&#8217; and officers&#8217; liability insurance
        policy.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Item 16.&#160; Exhibits and
          Financial Statements Schedules</font>.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse;" id="zbd65ae667983404a879728d0b233edd9" border="0" cellpadding="2" cellspacing="0">

        <tr>
          <td style="width: 14%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 1.25;">
              <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Exhibit Number</font></div>
            </div>
          </td>
          <td colspan="1" style="width: 2%; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td style="width: 84%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="line-height: 1.25;">
              <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Description of Exhibit</font></div>
            </div>
          </td>
        </tr>
        <tr>
          <td style="width: 14%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">*1.1</font></div>
          </td>
          <td colspan="1" style="width: 2%; vertical-align: top;">&#160;</td>
          <td style="width: 84%; vertical-align: top;">
            <div style="text-align: justify; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Form of Underwriting Agreement for Debt Securities.</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 14%; vertical-align: top;">
            <div style="text-align: left; margin-left: 4.5pt; line-height: 1.25;"><a href="http://www.sec.gov/Archives/edgar/data/1022079/000094787101500290/ex4-3_062801.txt"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4.1</font></a></div>
          </td>
          <td colspan="1" style="width: 2%; vertical-align: top;"><br>
          </td>
          <td style="width: 84%; vertical-align: top;">
            <div style="text-align: justify; line-height: 1.25;"><a href="http://www.sec.gov/Archives/edgar/data/1022079/000094787101500290/ex4-3_062801.txt"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Indenture, dated as
                  of June 27, 2001, among the Company, the Subsidiary Guarantors, and The Bank of New York Mellon (formerly known as The Bank of New York) (filed as an Exhibit to the Company&#8217;s current report on Form 8-K (Date of Report:&#160; June 27, 2001) and
                  incorporated herein by reference).</font></a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 14%; vertical-align: top;">
            <div style="text-align: left; margin-left: 4.5pt; line-height: 1.25;"><a href="http://www.sec.gov/Archives/edgar/data/1022079/000094787101500290/ex4-4_062801.txt"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4.2</font></a></div>
          </td>
          <td colspan="1" style="width: 2%; vertical-align: top;"><br>
          </td>
          <td style="width: 84%; vertical-align: top;">
            <div style="text-align: justify; line-height: 1.25;"><a href="http://www.sec.gov/Archives/edgar/data/1022079/000094787101500290/ex4-4_062801.txt"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">First Supplemental
                  Indenture, dated as of June 27, 2001, among the Company, the Subsidiary Guarantors, and The Bank of New York Mellon (formerly known as The Bank of New York) (filed as an Exhibit to the Company&#8217;s current report on Form 8-K (Date of
                  Report:&#160; June 27, 2001) and incorporated herein by reference).</font></a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 14%; vertical-align: top;">
            <div style="text-align: left; margin-left: 4.5pt; line-height: 1.25;"><a href="ss136749_ex0501.htm"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8224;5.1</font></a></div>
          </td>
          <td colspan="1" style="width: 2%; vertical-align: top;">&#160;</td>
          <td style="width: 84%; vertical-align: top;">
            <div style="text-align: justify; line-height: 1.25;"><a href="ss136749_ex0501.htm"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Opinion of Shearman &amp;
                  Sterling LLP.</font></a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 14%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><a href="ss136749_ex0501.htm"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8224;23.1</font></a></div>
          </td>
          <td colspan="1" style="width: 2%; vertical-align: top;">&#160;</td>
          <td style="width: 84%; vertical-align: top;">
            <div style="text-align: justify; line-height: 1.25;"><a href="ss136749_ex0501.htm"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Consent of Shearman &amp;
                  Sterling LLP (included in Exhibit 5.1).</font></a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 14%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><a href="ss136749_ex2302.htm"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8224;23.2</font></a></div>
          </td>
          <td colspan="1" style="width: 2%; vertical-align: top;"><br>
          </td>
          <td style="width: 84%; vertical-align: top;">
            <div style="text-align: justify; line-height: 1.25;"><a href="ss136749_ex2302.htm"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Consent of
                  PricewaterhouseCoopers LLP as Independent Registered Public Accounting Firm for Quest Diagnostics Incorporated.</font></a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 14%; vertical-align: top;">
            <div style="text-align: left; margin-left: 4.5pt; line-height: 1.25;"><a href="#POWEROFATTORNEY"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">24.1</font></a></div>
          </td>
          <td colspan="1" style="width: 2%; vertical-align: top;"><br>
          </td>
          <td style="width: 84%; vertical-align: top;">
            <div style="text-align: justify; line-height: 1.25;"><a href="#POWEROFATTORNEY"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Powers of Attorney (included in signature pages).</font></a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 14%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><a href="ss136749_ex2501.htm"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8224;25.1</font></a></div>
          </td>
          <td colspan="1" style="width: 2%; vertical-align: top;"><br>
          </td>
          <td style="width: 84%; vertical-align: top;">
            <div style="text-align: justify; line-height: 1.25;"><a href="ss136749_ex2501.htm"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Form T-1 Statement of
                  Eligibility of The Bank of New York Mellon, as trustee with respect to the indenture dated as of June 27, 2001.</font></a></div>
          </td>
        </tr>

    </table>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z73da5267822c488190066b5197d41a3d" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">*</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">Executed versions of this document will, if applicable, be filed by current report on Form 8-K after the issuance of the securities to which it relates.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z0d1054201248433b84d2254b5b549306" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">&#8224;</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">Filed herewith.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageFooter"></div>
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">II - 2</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
      <div id="DSPFPageHeader" style="width: 100%;">
        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Item 17.&#160; Undertakings</font>.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The undersigned registrant hereby undertakes:</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd4bccdb355944c189dde853cf339ca4c" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">to file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z8b7595ef90074bada29f414208952b95" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">to include any prospectus required by Section 10(a)(3) of the Securities Act of 1933;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z4bc34b0e882842249596905de78a59f9" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(ii)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">to reflect in the prospectus any facts or events arising after the effective date of the registration statement (or the most recent post-effective amendment
                    thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in the registration statement.&#160; Notwithstanding the foregoing, any increase or decrease in volume of debt securities offered
                    (if the total dollar value of debt securities offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with
                    the Commission pursuant to Rule 424(b) if, in the aggregate, the changes in volume and price represent no more than a 20% change in the maximum aggregate offering price set forth in the &#8220;Calculation of Registration Fee&#8221; table in the
                    effective registration statement; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z27f472a38cad426bb9b442b75f740fab" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(iii)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">to include any material information with respect to the plan of distribution not previously disclosed in the registration statement or any material change to
                    such information in the registration statement;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">provided</font>, <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">however</font>, that paragraphs (1)(i), (1)(ii) and (1)(iii) above do not apply if information required to be included in a post-effective amendment by
        those paragraphs is contained in periodic reports filed with or furnished to the Commission by the registrant pursuant to Section 13 or Section 15(d) of the Exchange Act that are incorporated by reference in the registration statement, or is
        contained in a form of prospectus filed pursuant to Rule 424(b) that is part of the registration statement;</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z757229480dee493abe685d5127ebca18" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">that, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new
                    registration statement relating to the debt securities offered therein, and the offering of such debt securities at that time shall be deemed to be the initial bona fide offering thereof;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z98fead137f5f427589ee8f81d145ab4d" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">to remove from registration by means of a post-effective amendment any of the debt securities being registered which remain unsold at the termination of the
                    offering;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za39e24b894354137aba5ee6857e3a062" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(4)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">that, for the purpose of determining any liability under the Securities Act of 1933 to any purchaser:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageFooter"></div>
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">II - 3</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
      <div id="DSPFPageHeader" style="width: 100%;">
        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z33cebfd65acb46d686a6c6f6ef61869f" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">each prospectus filed by the registrant pursuant to Rule 424(b)(3) shall be deemed to be part of the registration statement as of the date the filed
                    prospectus was deemed part of and included in the registration statement; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z39166c2664bd4da78e491ae507d1f1db" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(ii)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">each prospectus required to be filed pursuant to Rule 424(b)(2), (b)(5) or (b)(7) as part of a registration statement in reliance on Rule 430B relating to an
                    offering made pursuant to Rule 415(a)(1)(i), (vii) or (x) for the purpose of providing the information required by Section 10(a) of the Securities Act of 1933 shall be deemed to be part of and included in the registration statement as
                    of the earlier of the date such form of prospectus is first used after effectiveness or the date of the first contract of sale of debt securities in the offering described in the prospectus.&#160; As provided in Rule 430B, for liability
                    purposes of the issuer and any person that is at that date an underwriter, such date shall be deemed to be a new effective date of the registration statement relating to the debt securities in the registration statement to which the
                    prospectus relates, and the offering of such debt securities at that time shall be deemed to be the initial bona fide offering thereof; provided, however, that no statement made in a registration statement or prospectus that is part of
                    the registration statement or made in a document incorporated or deemed incorporated by reference into the registration statement or prospectus that is part of the registration statement will, as to a purchaser with a time of contract
                    of sale prior to such effective date, supersede or modify any statement that was made in the registration statement or prospectus that was part of the registration statement or made in any such document immediately prior to such
                    effective date;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z7e0491d9403d4b8fa99be86984540c19" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(5)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">that, for the purpose of determining liability of a registrant under the Securities Act of 1933 to any purchaser in the initial distribution of the debt
                    securities, the undersigned registrant undertakes that in a primary offering of debt securities of the undersigned registrant pursuant to this registration statement, regardless of the underwriting method used to sell the debt
                    securities to the purchaser, if the debt securities are offered or sold to such purchaser by means of any of the following communications, the undersigned registrant will be a seller to the purchaser and will be considered to offer or
                    sell such debt securities to such purchaser:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z8b9c3a7f2ccf40ec8c198c00c3f25bfe" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">any preliminary prospectus or prospectus of an undersigned registrant relating to the offering required to be filed pursuant to Rule 424;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z3d4c9631eb19447887970f04576c8f4f" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(ii)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">any free writing prospectus relating to the offering prepared by or on behalf of the undersigned registrant or used or referred to by an undersigned
                    registrant;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zbeb507cc628c4764bea971fc51fb060e" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(iii)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">the portion of any other free writing prospectus relating to the offering containing material information about an undersigned registrant or its senior debt
                    securities provided by or on behalf of the undersigned registrant; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zf837b5dc119a4a18a62e3b446e6c8e96" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(iv)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">any other communication that is an offer in the offering made by the undersigned registrant to the purchaser.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z49ce63ebc7664f21b8edda281f186973" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(6)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The undersigned registrant hereby undertakes that, for purposes of determining any liability under the Securities Act, each filing of the registrant&#8217;s annual
                    report pursuant to Section 13(a) or Section 15(d) of the Exchange Act (and, where applicable, each filing of an employee benefit plan&#8217;s annual report pursuant to Section 15(d) of the Exchange Act) that is incorporated by reference in
                    the registration statement shall be deemed to be a new registration statement relating to the senior debt securities offered therein, and the offering of such debt securities at that time shall be deemed to be the initial bona fide
                    offering thereof.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">II - 4</font></div>
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        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
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      <div>
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              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(7)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Insofar as indemnification for liabilities arising under the Securities Act may be permitted to directors, officers and controlling persons of the registrant
                    pursuant to the foregoing provisions, or otherwise, the registrant has been advised that in the opinion of the SEC such indemnification is against public policy as expressed in the Securities Act and is, therefore, unenforceable.&#160; In
                    the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling person of the registrant in the successful defense of any
                    action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the debt securities being registered, the registrant will, unless in the opinion of its counsel the matter has been settled by
                    controlling precedent, submit to a court of appropriate jurisdiction the question of whether such indemnification by it is against public policy as expressed in the Securities Act and will be governed by the final adjudication of such
                    issue.</font></div>
              </td>
            </tr>

        </table>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
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              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(8)</font></td>
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                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The undersigned registrant hereby undertakes to file an application for the purpose of determining the eligibility of the trustee to act under subsection (a)
                    of Section 310 of the Trust Indenture Act in accordance with the rules and regulations prescribed by the Commission under Section 305(b)(2) of the Trust Indenture Act.</font></div>
              </td>
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    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
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      <div id="DSPFPageFooter"></div>
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">II - 5</font></div>
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        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
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        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">SIGNATURES</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pursuant to the requirements of the Securities Act of 1933, as amended, the registrant certifies that
        it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-3 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Secaucus,
        State of New Jersey, on June 14, 2019.</font></div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div style="text-align: justify; line-height: 1.25;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;"> </font>
      <div align="left">&#160;</div>
      <div align="left">
        <table style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman" id="z3e6d41e8e297422d92ba8a215770f22b" border="0" cellpadding="0" cellspacing="0" width="100%">

            <tr>
              <td valign="top" width="50%">&#160;</td>
              <td colspan="3" valign="top" width="40%"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">QUEST DIAGNOSTICS INCORPORATED</font></td>
              <td valign="top" width="10%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" width="50%">&#160;</td>
              <td valign="top" width="4%">&#160;</td>
              <td valign="top" width="6%">&#160;</td>
              <td valign="top" width="30%">&#160;</td>
              <td valign="top" width="10%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" width="50%">&#160;</td>
              <td valign="top" width="4%">&#160;</td>
              <td valign="top" width="6%">&#160;</td>
              <td valign="top" width="30%">&#160;</td>
              <td valign="top" width="10%">&#160;</td>
            </tr>
            <tr>
              <td style="PADDING-BOTTOM: 2px" valign="top" width="50%"><br>
              </td>
              <td style="PADDING-BOTTOM: 2px" nowrap="nowrap" valign="top" width="4%">By:&#160; </td>
              <td colspan="2" style="BORDER-BOTTOM: black 2px solid" nowrap="nowrap" valign="top" width="6%">&#160;/s/ <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Stephen H. Rusckowski</font> </td>
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            </tr>
            <tr>
              <td valign="top" width="50%">&#160;</td>
              <td valign="top" width="4%">&#160;</td>
              <td colspan="2" rowspan="1" style="TEXT-ALIGN: left" nowrap="nowrap" valign="top" width="6%"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Stephen H. Rusckowski</font><br>
              </td>
              <td valign="top" width="10%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" width="50%">&#160;</td>
              <td valign="top" width="4%">&#160;</td>
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              </td>
              <td valign="top" width="10%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" width="50%">&#160;</td>
              <td valign="top" width="4%">&#160;</td>
              <td valign="top" width="6%">&#160;</td>
              <td valign="top" width="30%">&#160;</td>
              <td valign="top" width="10%">&#160;</td>
            </tr>

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      <div>&#160;</div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
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    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed
        on June 14, 2019 by the following persons in the capacities and on the dates indicated.</font></div>
    <div style="line-height: 1.25">&#160;</div>
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    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Each individual whose manual signature appears below constitutes and appoints Michael E. Prevoznik and
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        registration statement and any and all amendments thereto, including post-effective amendments, and to file the same, with all exhibits thereto, any related registration filed pursuant to Rule 462(b) under the Securities Act of 1933, as amended,
        and other documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents, and each of them full power and authority to do and perform each and every act and thing requisite and
        necessary to be done in and about the premises, as fully to all intents and purposes as he or she might or could do in person, hereby ratifying and confirming all the said attorneys-in-fact and agents or any of them or their or his or her
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            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Signature</font></div>
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          <td style="width: 72.8%; vertical-align: top; border-bottom: #000000 2px solid;">
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          <td style="width: 1.92%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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        <tr>
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            <div style="text-align: left; margin-left: 7.2pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Stephen H. Rusckowski</font></div>
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          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 25.28%; vertical-align: top;">&#160;</td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
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          <td style="width: 25.28%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Mark J. Guinan</font></td>
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            <div style="text-align: left; margin-left: 7.2pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Mark J. Guinan</font></div>
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          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 25.28%; vertical-align: top;">&#160;</td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
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          <td style="width: 25.28%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Michael J. Deppe</font></td>
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            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Vice President, Corporate Controller and Chief Accounting Officer</font></div>
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            <div style="text-align: left; margin-left: 7.2pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Michael J. Deppe</font></div>
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          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 25.28%; vertical-align: top;">&#160;</td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
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          <td style="width: 25.28%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Vicky B. Gregg</font></td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Director</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 25.28%; vertical-align: top; border-top: #000000 2px solid;">
            <div style="text-align: left; margin-left: 7.2pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Vicky B. Gregg</font></div>
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          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 25.28%; vertical-align: top;">&#160;</td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
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          <td style="width: 25.28%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Timothy L. Main</font></td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Director</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 25.28%; vertical-align: top; border-top: #000000 2px solid;">
            <div style="text-align: left; margin-left: 7.2pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Timothy L. Main</font></div>
          </td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 25.28%; vertical-align: top;">&#160;</td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
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          <td style="width: 25.28%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Denise M. Morrison</font></td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Director</font></div>
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        </tr>
        <tr>
          <td style="width: 25.28%; vertical-align: top; border-top: #000000 2px solid;">
            <div style="text-align: left; margin-left: 7.2pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Denise M. Morrison</font></div>
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          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 25.28%; vertical-align: top;">&#160;</td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
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          <td style="width: 25.28%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Gary M. Pfeiffer</font></td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Director</font></div>
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        <tr>
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            <div style="text-align: left; margin-left: 7.2pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Gary M. Pfeiffer</font></div>
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          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
        </tr>

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      <div id="DSPFPageFooter"></div>
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">1</font></div>
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        <div style="line-height: 1.25;"><a href="#TABLEOFCONTENTS"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;">Table of Contents</font></a> <br>
        </div>
        <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &amp;quot; font-weight: bold;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
      </div>
    </div>
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        <tr>
          <td style="width: 25.28%; vertical-align: top;">&#160;</td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 25.28%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Timothy M. Ring</font></td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Director</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 25.28%; vertical-align: top; border-top: #000000 2px solid;">
            <div style="text-align: left; margin-left: 7.2pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Timothy M. Ring</font></div>
          </td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 25.28%; vertical-align: top;">&#160;</td>
          <td style="width: 1.92%; vertical-align: top;">&#160;</td>
          <td style="width: 72.8%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 25.28%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Daniel C. Stanzione</font></td>
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          <td style="width: 72.8%; vertical-align: top;">
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            <div style="text-align: left; margin-left: 7.2pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Helen I. Torley</font></div>
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            <div style="text-align: left; margin-left: 7.2pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Gail R. Wilensky</font></div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>2
<FILENAME>ss136749_ex0501.htm
<DESCRIPTION>OPINION OF SHEARMAN AND STERLING LLP
<TEXT>
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    <div style="text-align: center; line-height: 1.25; font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-style: italic;"> <font style="font-style: normal;"><img src="image01.jpg"></font><br>
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      </font></div>
    <div style="text-align: center; line-height: 1.25; font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-style: italic;"><font style="font-style: normal;"> <br>
      </font></div>
    <div style="text-align: right; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">June 14, 2019</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Board of Directors</font></div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Quest Diagnostics Incorporated</font></div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">500 Plaza Drive</font></div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Secaucus, NJ 07094</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Ladies and Gentlemen:</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We have acted as counsel to Quest Diagnostics Incorporated, a Delaware corporation (the &#8220;<font style="font-size: 10pt;
          font-family: 'Times New Roman', Times, serif;"><u>Company</u></font>&#8221;), in connection with the preparation and filing by the Company of a registration statement on Form S-3 (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman',
          Times, serif;"><u>Registration Statement</u></font>&#8221;) filed with the Securities and Exchange Commission relating to the offering from time to time, pursuant to Rule 415 of the Securities Act of 1933, as amended (the &#8220;<font style="font-size: 10pt;
          font-family: 'Times New Roman', Times, serif;"><u>Securities Act</u></font>&#8221;), of one or more series of debt securities of the Company (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Debt Securities</u></font>&#8221;).

        The offering of the Debt Securities will be as set forth in the prospectus contained in the Registration Statement (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Prospectus</u></font>&#8221;), as supplemented by one
        or more supplements to the Prospectus (each, a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Prospectus Supplement</u></font>&#8221;).</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Debt Securities will be issued in one or more series pursuant to an indenture, dated as of June 27, 2001 (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Base Indenture</u></font>&#8221;), among the Company, the Subsidiary Guarantors (as defined therein) party thereto and The Bank of New York Mellon (formerly, &#8220;The Bank of New
        York&#8221;), as trustee (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Trustee</u></font>&#8221;), as supplemented by a first supplemental indenture, dated as of June 27, 2001, among the Company, the Initial Subsidiary
        Guarantors (as defined therein) party thereto as guarantors, and the Trustee, as further supplemented by a second supplemental indenture, dated as of November 26, 2001, among the Company, the Subsidiary Guarantors (as defined therein) party thereto
        and the Trustee, as further supplemented by a third supplemental indenture, dated as of April 4, 2002, among the Company, the Additional Subsidiary Guarantors (as defined therein) party thereto and the Trustee, as further supplemented by a fourth
        supplemental indenture, dated as of March 19, 2003, among the Company, the Additional Subsidiary Guarantor (as defined therein) party thereto and the Trustee, as further supplemented by a fifth supplemental indenture, dated as of April 16, 2004,
        among the Company, the Additional Subsidiary Guarantors (as defined therein) party thereto and the Trustee, as further supplemented by a sixth supplemental indenture, dated as of October 31, 2005, among the Company, the Subsidiary Guarantors (as
        defined therein) party thereto and the Trustee, as further supplemented by a seventh supplemental indenture, dated as of November 21, 2005, among the Company, the Additional Subsidiary Guarantors (as defined therein) party thereto and the Trustee,
        as further supplemented by an eighth supplemental indenture, dated as of July 31, 2006, among the Company,</font></div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 1.25;"><br>
      <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse;" id="z064bfff3f20447e3b48c47557bc5b5cf" cellpadding="0" cellspacing="0">

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            <td style="width: 100%; vertical-align: top; font-family: Arial;">
              <div style="text-align: left; line-height: 1.25; font-size: 10pt; font-weight: bold;">SHEARMAN.COM</div>
            </td>
          </tr>
          <tr>
            <td style="width: 100%; vertical-align: top; font-family: Arial;">
              <div style="text-align: justify; line-height: 1.25;"><font style="font-size: 8pt;">Shearman &amp; Sterling LLP is a limited liability partnership organized in the United States under the laws of the state of Delaware, which laws limit the
                  personal liability of partners.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">- 2 -</font></div>
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    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> the Additional Subsidiary Guarantors (as defined therein) party thereto and the Trustee, as further supplemented by a ninth
        supplemental indenture, dated as of September 30, 2006, among the Company, the Additional Subsidiary Guarantors (as defined therein) party thereto and the Trustee, as further supplemented by a tenth supplemental indenture, dated as of June 22,
        2007, among the Company, the Subsidiary Guarantors (as defined therein) party thereto and the Trustee, as further supplemented by an eleventh supplemental indenture, dated as of June 22, 2007, among the Company, the Additional Subsidiary Guarantors
        (as defined therein) party thereto and the Trustee, as further supplemented by a twelfth supplemental indenture, dated as of June 25, 2007, among the Company, the Additional Subsidiary Guarantors (as defined therein) party thereto and the Trustee,
        as further supplemented by a thirteenth supplemental indenture, dated as of November 17, 2009, among the Company, the Subsidiary Guarantors (as defined therein) party thereto and the Trustee, as further supplemented by a fourteenth supplemental
        indenture, dated as of March 24, 2011, among the Company, the Subsidiary Guarantors (as defined therein) party thereto and the Trustee, as further supplemented by a fifteenth supplemental indenture, dated as of November 30, 2011, among the Company,
        the Additional Subsidiary Guarantors (as defined therein) party thereto and the Trustee, as further supplemented by the sixteenth supplemental indenture, dated March 17, 2014, among Quest Diagnostics and The Bank of New York Mellon, as further
        supplemented by the seventeenth supplemental indenture, dated March 10, 2015, among Quest Diagnostics and The Bank of New York Mellon, as further supplemented by the eighteenth supplemental indenture, dated May 26, 2016, among Quest Diagnostics and
        The Bank of New York Mellon, and as further supplemented by the nineteenth supplemental indenture, dated as of March 12, 2019, among Quest Diagnostics and The Bank of New York Mellon (collectively, the &#8220;<font style="font-size: 10pt; font-family:
          'Times New Roman', Times, serif;"><u>Indenture</u></font>&#8221;).</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In that connection, we have reviewed originals or copies of the following documents:</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The
        Indenture; and</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A
        specimen of the Debt Securities.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The documents described in the foregoing clauses (a) and (b) of this paragraph are collectively referred to herein as the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Opinion Documents</u></font>.&#8221;</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We have also reviewed the following:</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The
        Registration Statement;</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The
        Prospectus; and</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Originals
        or copies of such other corporate records of the Company, certificates of public officials and of officers of the Company and agreements and other documents as we have deemed necessary as a basis for the opinions expressed below.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In our review of the Opinion Documents and other documents we have assumed:</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The
        genuineness of all signatures.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">- 3 -</font></div>
    </div>
    <div style="text-align: left; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The
        authenticity of the originals of the documents submitted to us.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The
        conformity to authentic originals of any documents submitted to us as copies.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">As to
        matters of fact, the truthfulness of the representations made in the Opinion Documents and in certificates of public officials and officers of the Company.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">That each
        of the Opinion Documents is the legal, valid and binding obligation of each party thereto, other than the Company, enforceable against each such party in accordance with its terms.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">That:</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 72pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The
        execution, delivery and performance by the Company of the Opinion Documents to which it is a party do not and will not:</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 108pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">contravene

        its certificate or articles of incorporation, by-laws or other organizational documents;</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 108pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">except
        with respect to Generally Applicable Law, violate any law, rule or regulation applicable to it; or</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 108pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">result
        in any conflict with or breach of any agreement or document binding on it.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; margin-left: 72pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(ii)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">No
        authorization, approval, consent or other action by, and no notice to or filing with, any governmental authority or regulatory body or any other third party is required for the due execution, delivery or performance by the Company of any of the
        Opinion Documents to which it is a party or, if any such authorization, approval, consent, action, notice or filing is required, it has been duly obtained, taken, given or made and is in full force and effect.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We have not independently established the validity of the foregoing assumptions.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Generally Applicable Law</u></font>&#8221; means
        the federal law of the United States of America, and the law of the State of New York (including in each case the rules or regulations promulgated thereunder or pursuant thereto), that a New York lawyer exercising customary professional diligence
        would reasonably be expected to recognize as being applicable to the Company, the Opinion Documents or the transactions governed by the Opinion Documents and for purposes of our assumptions in paragraph (f) above, the General Corporation Law of the
        State of Delaware. Without limiting the generality of the foregoing definition of Generally Applicable Law, the term &#8220;Generally Applicable Law&#8221; does not include any law, rule or regulation that is applicable to the Company, the Opinion Documents or
        such transactions solely because such law, rule or regulation is part of a regulatory regime applicable to any party to any of the Opinion Documents or any of its affiliates due to the specific assets or business of such party or such affiliate.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Based upon the foregoing and upon such other investigation as we have deemed necessary and subject to the qualifications set
        forth below, we are of the opinion that:</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">- 4 -</font></div>
    </div>
    <div style="text-align: left; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The
        Indenture constitutes a legal, valid and binding obligation of the Company, enforceable against the Company in accordance with its terms.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">When (i)
        the Debt Securities have been duly authorized, (ii) the final terms thereof have been duly established and approved and (iii) the Debt Securities have been duly executed and delivered by the Company and authenticated by the Trustee in accordance
        with the Indenture and delivered to and paid for by the purchasers thereof, the Debt Securities will constitute legal, valid and binding obligations of the Company enforceable against the Company in accordance with the terms thereof and will be
        entitled to the benefits of the Indenture.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Our opinions expressed above are subject to the following qualifications:</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Our
        opinions are subject to the effect of any applicable bankruptcy, insolvency, reorganization, moratorium or similar laws affecting creditors&#8217; rights generally (including without limitation all laws relating to fraudulent transfers).</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Our
        opinions are also subject to the effect of general principles of equity, including without limitation concepts of materiality, reasonableness, good faith and fair dealing (regardless of whether considered in a proceeding in equity or at law).</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Our
        opinions are limited to Generally Applicable Law, and we do not express any opinion herein concerning any other law.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This opinion letter speaks only as of the date hereof. We expressly disclaim any responsibility to advise you of any
        development or circumstance of any kind, including any change of law or fact, that may occur after the date of this opinion letter and which might affect the opinions expressed herein.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We hereby consent to the filing of this opinion letter as an exhibit to the Registration Statement and to the use of our name
        under the heading &#8220;Validity of the Securities&#8221; in the Prospectus. In giving this consent, we do not hereby admit that we are in the category of persons whose consent is required under Section 7 of the Securities Act or the rules and regulations of
        the Securities and Exchange Commission promulgated thereunder.</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Very truly yours,</font></div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25;">/s/ Shearman &amp; Sterling LLP </div>
    <div style="line-height: 1.25;"> <br>
    </div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">LN/yk/dy/nk</font></div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">STG</font></div>
    <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 1.25;">
      <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">
      </font></div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.2
<SEQUENCE>3
<FILENAME>ss136749_ex2302.htm
<DESCRIPTION>CONSENT OF PRICEWATERHOUSECOOPERS LLP
<TEXT>
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  <head>
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<body style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;" bgcolor="#ffffff" text="#000000">
  <div><br>
  </div>
  <div>
    <div style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Exhibit 23.2</div>
    <div><br>
    </div>
    <div>&#160;</div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</font></div>
    <div>&#160;</div>
    <div><br>
    </div>
    <div>&#160;</div>
    <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman';">We hereby consent to the incorporation by reference in this Registration Statement on Form S-3 of Quest Diagnostics Incorporated of our report dated February 21, 2019 relating to the financial
        statements, financial statement schedule and the effectiveness of internal control over financial reporting, which appears in Quest Diagnostics Incorporated&#8217;s Annual Report on Form 10-K for the year ended December 31, 2018.&#160; We also consent to the
        reference to us under the heading &#8220;Experts&#8221; in such Registration Statement.</font></div>
    <div>&#160;</div>
    <div><br>
    </div>
    <div>&#160;</div>
    <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/ PricewaterhouseCoopers LLP</font></div>
    <font style="font-size: 10pt; font-family: 'Times New Roman';">Florham Park, New Jersey</font>
    <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman';">June 14, 2019</font></div>
    <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman';"> <br>
      </font></div>
    <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman';"> <br>
      </font></div>
    <div style="text-align: left;">
      <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"><font style="font-size: 10pt; font-family: 'Times New Roman';"> </font></div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-25.1
<SEQUENCE>4
<FILENAME>ss136749_ex2501.htm
<DESCRIPTION>FORM T-1 STATEMENT OF ELIGIBILITY OF THE BANK OF NEW YORK MELLON
<TEXT>
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  <div>
    <div style="text-align: justify; line-height: 1.25;">
      <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 25.1</font><br>
      </div>
      <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font></font>
      <hr style="border: none; border-bottom: 1px solid black; border-top: 4px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;" align="center"><br style="line-height: 1.25;">
    </div>
    <div style="text-align: center; line-height: 1.25; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">UNITED STATES<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
      </font>SECURITIES AND EXCHANGE COMMISSION<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
      </font>Washington, D.C.&#160; 20549<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
      </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
      </font>FORM T-1</div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">STATEMENT OF ELIGIBILITY<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>UNDER THE TRUST INDENTURE ACT OF 1939 OF A<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>CORPORATION DESIGNATED TO ACT AS TRUSTEE</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">CHECK IF AN APPLICATION TO DETERMINE<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>ELIGIBILITY OF A TRUSTEE PURSUANT TO<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>SECTION 305(b)(2)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;|__|</font></div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>___________________________</u></font></font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">THE BANK OF NEW YORK MELLON<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>(Exact name of trustee as specified in its charter)</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse;" id="zc53e82fb5c4941c28450af1282301ab7" border="0" cellpadding="2" cellspacing="0">

        <tr>
          <td style="width: 67%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">New York<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>(Jurisdiction of incorporation<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>if not a U.S. national bank)</font></div>
          </td>
          <td style="width: 33%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">13-5160382<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>(I.R.S. employer<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>identification no.)</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 67%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">240 Greenwich Street, New York, N.Y.<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>(Address of principal executive offices)</font></div>
          </td>
          <td style="width: 33%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">10286<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>(Zip code)</font></div>
          </td>
        </tr>

    </table>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>___________________________</u></font></font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">QUEST DIAGNOSTICS INCORPORATED<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>(Exact name of obligor as specified in its charter)<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font></font><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse;" id="zc48174adfab745c1b01c40adfe32d9be" border="0" cellpadding="2" cellspacing="0">

        <tr>
          <td style="width: 67.28%; vertical-align: top; border-left: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Delaware<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>(State or other jurisdiction of<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>incorporation or organization)</font></div>
          </td>
          <td style="width: 32.72%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">16-1387862<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>(I.R.S. employer<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>identification no.)</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 67.28%; vertical-align: top; border-left: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">500 Plaza Drive<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>Secaucus, New Jersey<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>(Address of principal executive offices)</font></div>
          </td>
          <td style="width: 32.72%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>07094<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>(Zip code)</font></div>
          </td>
        </tr>

    </table>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>___________________________</u></font></font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Debt Securities<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>(Title of the indenture securities)</font></div>
    <div style="text-align: center; line-height: 1.25;">
      <div><br>
      </div>
      <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font></font>
      <hr style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;" align="center">
      <div><br>
      </div>
      <div><br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageBreak" style="page-break-after: always;"> </div>
      </div>
      <br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z74cf415009074092a320b96fc3cb40b3" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">1.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">General information.&#160; Furnish the following information as to the Trustee:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zf60ae041ac8349d3bda51fe0bf35437f" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Name and address of each examining or supervising authority to which it is subject.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse;" id="z24409cb5e66a4360b28e8d21ad98e824" border="0" cellpadding="2" cellspacing="0">

        <tr>
          <td style="width: 60%; vertical-align: middle; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; margin-right: 48.6pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Name</font></div>
          </td>
          <td style="width: 40%; vertical-align: middle; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Address</font></div>
          </td>
        </tr>
        <tr>
          <td rowspan="1" style="width: 60%; vertical-align: top;">&#160;</td>
          <td rowspan="1" style="width: 40%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 60%; vertical-align: top;">
            <div style="text-align: left; margin-right: 21.6pt; margin-left: 31.5pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Superintendent of the Department of Financial Services of the State of New
                York</font></div>
          </td>
          <td style="width: 40%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">One State Street, New York, N.Y.</font></div>
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">10004-1417, and Albany, N.Y.</font></div>
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> 12223</font></div>
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
              </font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 60%; vertical-align: top;">
            <div style="text-align: left; margin-right: 21.6pt; margin-left: 31.5pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Federal Reserve Bank of New York</font></div>
          </td>
          <td style="width: 40%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">33 Liberty Street, New York, N.Y.</font></div>
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">10045</font></div>
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
              </font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 60%; vertical-align: top;">
            <div style="text-align: left; margin-right: 21.6pt; margin-left: 31.5pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Federal Deposit Insurance Corporation</font></div>
          </td>
          <td style="width: 40%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">550 17<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Street, NW<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>Washington, D.C.&#160; 20429</font></div>
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
              </font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 60%; vertical-align: top;">
            <div style="text-align: left; margin-right: 21.6pt; margin-left: 31.5pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Clearing House Association L.L.C.</font></div>
          </td>
          <td style="width: 40%; vertical-align: top;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">100 Broad Street<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>New York, N.Y. 10004</font></div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <div> <br>
        </div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zcbcf6f9ecc254573b9c0294eedafc3b2" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Whether it is authorized to exercise corporate trust powers.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Yes.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zdef85540df254826ad3d91424e2ea5bc" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Affiliations with Obligor.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">If the
          obligor is an affiliate of the trustee, describe each</font>&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">such affiliation.</font></font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">None.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z1697a981b94e461bb70e6ebc0e7183da" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">16.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">List of Exhibits.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; margin-left: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Exhibits identified in parentheses below, on file with the Commission, are
        incorporated herein by reference as an exhibit hereto, pursuant to Rule 7a-29 under the Trust Indenture Act of 1939 (the &#8220;Act&#8221;) and 17 C.F.R. 229.10(d).</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: left; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z94b75be91bce4a77a2404fc0fc20ea4b" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A copy of the Organization Certificate of The Bank of New York Mellon (formerly known as The Bank of New York, itself formerly Irving Trust Company) as now in
                    effect, which contains the authority to commence business and a grant of powers to exercise corporate trust powers. (Exhibit 1 to Amendment No.&#160;1 to Form T-1 filed with Registration Statement No. 33-6215, Exhibits 1a and 1b to Form T-1
                    filed with Registration Statement No. 33-21672, Exhibit 1 to Form T-1 filed with Registration Statement No. 33-29637, Exhibit 1 to Form T-1 filed with Registration Statement No. 333-121195 and Exhibit 1 to Form T-1 filed with
                    Registration Statement No. 333-152735).</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">Exh. 25.1 - 2</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
    </div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z2b4f53d8917f4c5081f6b19f668f3439" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A copy of the existing By-laws of the Trustee (Exhibit 4 to Form T-1 filed with Registration Statement No. 333-229494).</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z472d2ffad54c497fb39575d656741b9b" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">6.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The consent of the Trustee required by Section 321(b) of the Act (Exhibit 6 to Form T-1 filed with Registration Statement No. 333-229519).</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; line-height: 1.25;">
      <div>
        <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za90de5d60b3d46f48d1e6567474765b6" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">7.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A copy of the latest report of condition of the Trustee published pursuant to law or to the requirements of its supervising or examining authority.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">Exh. 25.1 - 3</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
    </div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">SIGNATURE</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pursuant to the requirements of the Act, the trustee, The Bank of New York Mellon, a corporation
        organized and existing under the laws of the State of New York, has duly caused this statement of eligibility to be signed on its behalf by the undersigned, thereunto duly authorized, all in the City of Woodland Park, and State of New Jersey, on
        the 15th day of May, 2019.</font></div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div style="text-align: justify; line-height: 1.25;">
      <div align="left">
        <table style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman" border="0" cellpadding="0" cellspacing="0" width="100%">

            <tr>
              <td valign="top" width="50%">&#160;</td>
              <td colspan="3" valign="top" width="40%"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">THE&#160;BANK&#160;OF&#160;NEW&#160;YORK MELLON</font></td>
              <td valign="top" width="10%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" width="50%">&#160;</td>
              <td valign="top" width="4%">&#160;</td>
              <td valign="top" width="6%">&#160;</td>
              <td valign="top" width="30%">&#160;</td>
              <td valign="top" width="10%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" width="50%">&#160;</td>
              <td valign="top" width="4%">&#160;</td>
              <td valign="top" width="6%">&#160;</td>
              <td valign="top" width="30%">&#160;</td>
              <td valign="top" width="10%">&#160;</td>
            </tr>
            <tr>
              <td style="PADDING-BOTTOM: 2px" valign="top" width="50%"><br>
              </td>
              <td style="PADDING-BOTTOM: 2px" nowrap="nowrap" valign="top" width="4%">By:&#160; </td>
              <td colspan="2" style="BORDER-BOTTOM: black 2px solid" nowrap="nowrap" valign="top" width="6%">&#160;/s/&#160;&#160;&#160;&#160;&#160;&#160;&#160; Laurence J. O&#8217;Brien</td>
              <td style="PADDING-BOTTOM: 2px" valign="top" width="10%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" width="50%">&#160;</td>
              <td valign="top" width="4%">&#160;</td>
              <td style="TEXT-ALIGN: left" nowrap="nowrap" valign="top" width="6%">Name:&#160; </td>
              <td align="left" nowrap="nowrap" valign="bottom" width="30%"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Laurence J. O&#8217;Brien</font></td>
              <td valign="top" width="10%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" width="50%">&#160;</td>
              <td valign="top" width="4%">&#160;</td>
              <td nowrap="nowrap" valign="top" width="6%">Title:&#160; </td>
              <td valign="top" width="30%"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Vice President</font></td>
              <td valign="top" width="10%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" width="50%">&#160;</td>
              <td valign="top" width="4%">&#160;</td>
              <td valign="top" width="6%">&#160;</td>
              <td valign="top" width="30%">&#160;</td>
              <td valign="top" width="10%">&#160;</td>
            </tr>

        </table>
      </div>
      <div>&#160;</div>
      <font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;"> </font></div>
  </div>
  <div> <br>
  </div>
  <div> <br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">Exh. 25.1 - 4</font></div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
  </div>
  <div style="text-align: center;"><font style="font-weight: bold;"><u> EXHIBIT 7</u></font><br>
  </div>
  <div style="text-align: center;"><font style="font-weight: bold;"><u> <br>
      </u></font></div>
  <div style="text-align: center;"><font style="font-weight: bold;"><u> <br>
      </u></font></div>
  <div>
    <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"></div>
  <div style="text-align: center;">Consolidated&#160;Report&#160;of&#160;Condition&#160;of </div>
  <div>
    <div style="line-height: 1.25;">
      <div style="line-height: 1.25">&#160;</div>
    </div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">THE BANK OF NEW YORK MELLON</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">of 240 Greenwich Street, New York, N.Y. 10286<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>And Foreign and Domestic Subsidiaries,</font></div>
    <div style="text-align: justify; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">a member of the Federal Reserve System, at the close of business March 31, 2019, published in accordance with a call made
        by the Federal Reserve Bank of this District pursuant to the provisions of the Federal Reserve Act.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <table id="zd095702237bc484889843feefd6cbfce" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" cellpadding="0" cellspacing="0">

        <tr>
          <td style="vertical-align: bottom;" valign="bottom">
            <div style="text-align: left; margin-right: 26.1pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">ASSETS</font></div>
            <div style="line-height: 1.25;"><font style="line-height: 1.25;">&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top; text-align: right;">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">Dollar amounts in thousands</font></div>
            <div style="line-height: 1.25;"><font style="line-height: 1.25;"> </font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Cash and balances due from depository institutions:</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>
          <td colspan="2" style="vertical-align: top;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #CCEEFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Noninterest-bearing balances and currency and coin</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">5,343,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #FFFFFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Interest-bearing balances&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">71,186,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #CCEEFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Securities:</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #FFFFFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Held-to-maturity securities&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">33,972,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #CCEEFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Available-for-sale securities&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
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          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #FFFFFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Equity securities with readily determinable fair values
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
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          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">36,000</font></div>
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          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #CCEEFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Federal funds sold and securities purchased under
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #FFFFFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;Federal funds sold in domestic offices&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">0</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #CCEEFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;Securities purchased under agreements to resell</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
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          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #FFFFFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Loans and lease financing receivables:</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #CCEEFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Loans and leases held for sale</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">0</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #FFFFFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Loans and leases held for investment</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">24,620,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #CCEEFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">LESS: Allowance for loan and lease losses&#160; <br>
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          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">116,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #FFFFFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Loans and leases held for investment, net of allowance</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">24,504,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #CCEEFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Trading assets&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2,542,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #FFFFFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Premises and fixed assets (including capitalized leases)</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2,497,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #CCEEFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Other real estate owned&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #FFFFFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Investments in unconsolidated subsidiaries and associated
                companies</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1,777,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #CCEEFF;" valign="bottom">
            <div style="text-align: left; margin-right: 25.9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Direct and indirect investments in real estate ventures</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">0</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #FFFFFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Intangible assets:</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">7,065,000</font></div>
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          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Other assets&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="line-height: 1.25;">
              <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">14,405,000</font></div>
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          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(255, 255, 255); padding-bottom: 4px;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total assets&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
            <div style="line-height: 1.25;">
              <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">271,195,000</font></div>
              <div style="line-height: 1.25;"><font style="line-height: 1.25;"></font></div>
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          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;" nowrap="nowrap" valign="bottom">&#160;</td>
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    <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" cellpadding="0" cellspacing="0">

        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">LIABILITIES</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Deposits:</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In domestic offices&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">125,776,000</font></div>
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          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Noninterest-bearing&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">54,550,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Interest-bearing&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">71,226,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In foreign offices, Edge and Agreement subsidiaries, and
                IBFs</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">101,943,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Noninterest-bearing&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">5,893,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Interest-bearing&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">96,050,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -18pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Federal funds purchased and securities sold under
                agreements to repurchase:</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;Federal funds purchased in domestic offices</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1,582,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;Securities sold under agreements to
                repurchase&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1,168,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Trading liabilities&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2,207,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Other borrowed money:</font></div>
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 18pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> (includes mortgage indebtedness and obligations under
                capitalized leases)</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">5,385,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Not applicable</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(255, 255, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Not applicable</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Subordinated notes and debentures&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">515,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Other liabilities&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
            <div style="line-height: 1.25;">
              <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">6,603,000</font></div>
            </div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255); padding-bottom: 4px;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total liabilities&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
            <div style="line-height: 1.25;">
              <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">245,179,000</font></div>
              <div style="line-height: 1.25;"><font style="line-height: 1.25;"></font></div>
            </div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td rowspan="1" style="vertical-align: top; width: 88%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" valign="bottom">&#160;</td>
          <td rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #CCEEFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">EQUITY CAPITAL</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #FFFFFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Perpetual preferred stock and related surplus</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">0</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #CCEEFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Common stock&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1,135,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #FFFFFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Surplus (exclude all surplus related to preferred stock)</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">11,051,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #CCEEFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-right: 26.1pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Retained earnings&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">15,181,000</font></div>
          </td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" nowrap="nowrap" valign="bottom">&#160;</td>
        </tr>
        <tr>
          <td style="vertical-align: top; width: 88%; background-color: #FFFFFF;" valign="bottom">
            <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Accumulated other comprehensive income</font></div>
          </td>
          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" valign="bottom">
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
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            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">0</font></div>
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          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" valign="bottom">&#160;</td>
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            <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Noncontrolling (minority) interests in consolidated subsidiaries</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>
          <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
            <div style="line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">350,000</font></div>
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          <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>
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    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-weight: normal; font-style: normal;">Exh. 7 - 2</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">I, Michael Santomassimo, Chief Financial Officer of the above-named bank do hereby declare that this
        Report of Condition is true and correct to the best of my knowledge and belief.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: right; text-indent: 72pt; margin-right: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Michael Santomassimo<font style="font-size: 10pt; font-family: 'Times New Roman',
          Times, serif;"><br>
        </font>Chief Financial Officer</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">We, the undersigned directors, attest to the correctness of this statement of resources and
        liabilities. We declare that it has been examined by us, and to the best of our knowledge and belief has been prepared in conformance with the instructions and is true and correct.</font></div>
    <div style="line-height: 1.25">&#160;</div>
    <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse;" id="z3091baa519284ec2b24d88dd98dbf886" cellpadding="0" cellspacing="0">

        <tr>
          <td style="width: 25%; vertical-align: middle; padding-bottom: 2px;">
            <div style="text-align: left; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Charles W. Scharf<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>Samuel C. Scott<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                </font>Joseph J. Echevarria</font></div>
          </td>
          <td colspan="1" style="width: 2%; vertical-align: middle; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 73%; vertical-align: middle; padding-bottom: 2px;">
            <div style="text-align: center; line-height: 1.25;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Directors</font></div>
          </td>
        </tr>

    </table>
    <div style="line-height: 1.25;">
      <div style="line-height: 1.25;"><br style="line-height: 1.25;">
      </div>
      <div style="line-height: 1.25;"><br style="line-height: 1.25;">
      </div>
      <div style="line-height: 1.25">&#160;</div>
      <div style="line-height: 1.25;"><br style="line-height: 1.25;">
      </div>
    </div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25">&#160;</div>
    <div style="line-height: 1.25;"><br style="line-height: 1.25;">
    </div>
    <div style="line-height: 1.25">&#160;</div>
  </div>
  <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-weight: normal; font-style: normal;">Exh. 7 - 3</font></div>
  <div id="DSPFPageNumberArea" style="text-align: center;"><br>
    <div><br>
    </div>
    <div>
      <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"></div>
    <br>
    <font id="DSPFPageNumber" style="font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-weight: normal; font-style: normal;"></font></div>
</body>
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</TEXT>
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<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>image01.jpg
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
