<SUBMISSION>
<ACCESSION-NUMBER>0000931763-02-002473
<TYPE>8-K
<PUBLIC-DOCUMENT-COUNT>2
<PERIOD>20020717
<ITEMS>5
<FILING-DATE>20020717
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>GLOBAL PAYMENTS INC
<CIK>0001123360
<ASSIGNED-SIC>4822
<IRS-NUMBER>582567903
<STATE-OF-INCORPORATION>GA
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>8-K
<ACT>34
<FILE-NUMBER>001-16111
<FILM-NUMBER>02704923
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>FOUR CORPORATE SQUARE
<CITY>ATLANTA
<STATE>GA
<ZIP>30329
<PHONE>4047282363
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>FOUR CORPORATE SQUARE
<CITY>ATLANTA
<STATE>GA
<ZIP>30329
</MAIL-ADDRESS>
</FILER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<HTML><HEAD>
<TITLE>Prepared by R.R. Donnelley Financial -- Form 8-K</TITLE>
</HEAD>
  <BODY BGCOLOR="WHITE">
 <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <HR SIZE="4" NOSHADE COLOR="#000000" ALIGN="left"><DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="5"
COLOR="#000000"><B>SECURITIES AND EXCHANGE COMMISSION </B></FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="3" COLOR="#000000"><B>Washington, D.C. 20549 </B></FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <HR NOSHADE
WIDTH="21%" COLOR="#000000"><DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="5" COLOR="#000000"><B>FORM 8-K </B></FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT
FACE="Times New Roman" SIZE="4" COLOR="#000000"><B>CURRENT REPORT </B></FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="3" COLOR="#000000"><B>Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 </B></FONT></DIV>
<DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="3" COLOR="#000000"><B>Date of Report (Date of earliest event reported): July 17, 2002 </B></FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV
ALIGN="center"><FONT FACE="Times New Roman" SIZE="3" COLOR="#000000"><B>Commission File No. 001-16111 </B></FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <HR NOSHADE WIDTH="21%" COLOR="#000000"><DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV
ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">

<IMG SRC="g89689g72i02.jpg" ALT="LOGO"> </FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="6" COLOR="#000000"><B>Global Payments Inc. </B></FONT></DIV> <DIV ALIGN="center"><FONT
FACE="Times New Roman" SIZE="2" COLOR="#000000"><B>(Exact name of registrant as specified in its charter) </B></FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0">

<TR>
<TD VALIGN="bottom" WIDTH="48%" ALIGN="center"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000"><B>Georgia</B></FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" WIDTH="48%" ALIGN="center"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000"><B>58-2567903</B></FONT></DIV> </TD> </TR>
<TR>
<TD VALIGN="top" ALIGN="center" WIDTH="48%"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="1" COLOR="#000000"><B>(State or other jurisdiction of</B></FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center" WIDTH="48%"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="1" COLOR="#000000"><B>(IRS Employer</B></FONT></DIV> </TD> </TR>
<TR>
<TD VALIGN="top" ALIGN="center" WIDTH="48%"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="1" COLOR="#000000"><B>incorporation)</B></FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center" WIDTH="48%"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="1" COLOR="#000000"><B>Identification Number)</B></FONT></DIV> </TD> </TR>
 </TABLE> </DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0">

<TR>
<TD VALIGN="bottom" WIDTH="48%" ALIGN="center"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000"><B>Four Corporate Square, Atlanta, Georgia</B></FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" WIDTH="48%" ALIGN="center"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000"><B>30329</B></FONT></DIV> </TD> </TR>
<TR>
<TD VALIGN="top" ALIGN="center" WIDTH="48%"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="1" COLOR="#000000"><B>(Address of principal executive offices)</B></FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center" WIDTH="48%"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="1" COLOR="#000000"><B>(Zip Code)</B></FONT></DIV> </TD> </TR>
 </TABLE> </DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000"><B>Registrant&#146;s telephone number, including area code (404) 728-2719
</B></FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000"><B>N/A </B></FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="1" COLOR="#000000"><B>(Former name,
former address and former fiscal year, if </B></FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="1" COLOR="#000000"><B>changed since last report) </B></FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <HR SIZE="4" NOSHADE
COLOR="#000000" ALIGN="left"><P></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" COLOR="#CCEEFF" WIDTH="100%" ALIGN="CENTER">
 <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000"><B>Item 5.&nbsp;&nbsp;&nbsp;&nbsp;Other Events. </B></FONT></DIV> <DIV><FONT
SIZE="1">&nbsp;</FONT></DIV> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">In accordance with Statement of Financial Accounting Standard No. 142, <I>&#147;Goodwill and Other Intangible Assets&#148;</I> (&#147;SFAS 142&#148;), adopted on
June 1, 2001, we discontinued the amortization of goodwill and certain intangible assets that were deemed to have an indefinite life. We had one indefinite life intangible asset, a trademark with a carrying value at June 1, 2001 of $24.6 million.
</FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">The trademark was acquired on April 1, 1996 when we purchased a 92.5% ownership interest in MasterCard International&#146;s Merchant
Automated Point-of-Sale Program, or MAPP. The value of the trademark related to the use of the MAPP name and logo. In connection with our spin-off from National Data Corporation, a we launched a significant rebranding effort under the Global
Payments Inc. name and logo. In addition, effective June 1, 2001, we purchased MasterCard&#146;s remaining minority interest, ending all existing marketing alliances with MasterCard and commenced a plan to legally abandon the MAPP trademark.
</FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">At the time of, and as indicated in our quarterly filings on Form 10-Q for the second and third quarterly periods ended November 30,
2001 and February 28, 2002, respectively, we were in the process but had not completed testing for impairment of this asset in the first quarter, as prescribed by SFAS 142. In our fourth quarter period ended May 31, 2002, we obtained a completed
appraisal from an independent valuation firm of the fair value of the trademark as of June 1, 2001, the implementation date of SFAS 142. Based on the lack of continued use of the MAPP trademark as of June 1, 2001 and our willingness to legally
abandon the trademark for no consideration, the fair value of the trademark was determined to be zero. </FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">In accordance with SFAS 142, the
$24.6 million ($16.0 million net of tax) has now been recorded as of June 1, 2001 as a cumulative effect of a change in accounting principle. The following selected financial data indicates the income statement and balance sheet effects of the
cumulative effect of a change in accounting principle for the first quarter ended August 31, 2001 (<I>in thousands, except per share data</I>)<I></I>: </FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE">

<TR>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="1" COLOR="#000000"><B>As&nbsp;reported</B></FONT></DIV> <HR SIZE="2" NOSHADE COLOR="#000000"></TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="1" COLOR="#000000"><B>As revised</B></FONT></DIV> <HR SIZE="2" NOSHADE COLOR="#000000"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD> </TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top" WIDTH="78%"> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Revenue</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">$</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">110,955</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">$</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">110,955</FONT></DIV> </TD>
<TD NOWRAP VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD> </TR>
<TR>
<TD VALIGN="top" WIDTH="78%"> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Operating income</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">22,687</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">22,687</FONT></DIV> </TD>
<TD NOWRAP VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD> </TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top" WIDTH="78%"> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Income before cumulative effect of a change in accounting principle</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">n/a</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">12,874</FONT></DIV> </TD>
<TD NOWRAP VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD> </TR>
<TR>
<TD VALIGN="top" WIDTH="78%"> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Cumulative effect of a change in accounting principle, net of tax benefit of $8,614</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">n/a</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">(15,999</FONT></DIV> </TD>
<TD NOWRAP VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">)</FONT></DIV> </TD> </TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top" WIDTH="78%"> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Net income (loss)</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">12,874</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">(3,125</FONT></DIV> </TD>
<TD NOWRAP VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">)</FONT></DIV> </TD> </TR>
<TR>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD> </TR>
<TR>
<TD VALIGN="top" WIDTH="78%"> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Basic earnings per share:</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD> </TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top" WIDTH="78%"> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Net income (loss)</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">0.35</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">(0.09</FONT></DIV> </TD>
<TD NOWRAP VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">)</FONT></DIV> </TD> </TR>
<TR>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD> </TR>
<TR>
<TD VALIGN="top" WIDTH="78%"> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Diluted earnings per share:</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD> </TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top" WIDTH="78%"> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Income before cumulative effect of a change in accounting principle</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">n/a</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">0.34</FONT></DIV> </TD>
<TD NOWRAP VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD> </TR>
<TR>
<TD VALIGN="top" WIDTH="78%"> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Net income (loss)</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">0.34</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">(0.09</FONT></DIV> </TD>
<TD NOWRAP VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">)</FONT></DIV> </TD> </TR>
<TR BGCOLOR="#cceeff">
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD> </TR>
<TR>
<TD VALIGN="top" WIDTH="78%"> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Total assets</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">464,459</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">441,374</FONT></DIV> </TD>
<TD NOWRAP VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD> </TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top" WIDTH="78%"> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Total shareholders&#146; equity</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">284,414</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD>
<TD VALIGN="bottom"> <DIV ALIGN="right"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">268,415</FONT></DIV> </TD>
<TD NOWRAP VALIGN="bottom"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">&nbsp;</FONT></DIV> </TD> </TR>
 </TABLE> </DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">The effect of this change in accounting principle will be reflected in our consolidated
financial statements, and the notes thereto, to be filed with our Annual Report on Form 10-K in August 2002. </FONT></DIV> <P></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" COLOR="#CCEEFF" WIDTH="100%" ALIGN="CENTER">
 <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000"><B>SIGNATURES </B></FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV
STYLE="text-indent:4%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly
authorized. </FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0">

<TR>
<TD VALIGN="top" COLSPAN="3" WIDTH="43%"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000"><B>GLOBAL PAYMENTS INC.</B></FONT></DIV> <DIV><FONT FACE="Times New Roman" SIZE="2"
COLOR="#000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B>(Registrant)<B></B></FONT></DIV> </TD> </TR>
<TR>
<TD HEIGHT="16"> </TD> </TR>
<TR>
<TD VALIGN="top" WIDTH="3%"> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">By:</FONT></DIV> </TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center" WIDTH="43%"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">/s/&nbsp;&nbsp;&nbsp;&nbsp;J<SMALL>AMES</SMALL> G. K<SMALL>ELLY&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</SMALL></FONT></DIV> <HR
NOSHADE COLOR="#000000" ALIGN="left"></TD> </TR>
<TR>
<TD> <FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" WIDTH="3%"><FONT FACE="Times New Roman" SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center" WIDTH="43%"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="1" COLOR="#000000"><B>James G. Kelly</B></FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="1" COLOR="#000000"><B></B><B><I>Chief
Financial Officer</I></B><B></B></FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="1" COLOR="#000000"><B></B><B><I>(Principal Financial Officer</I></B><B></B></FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"
COLOR="#000000"><B></B><B><I>and Chief Accounting Officer)</I></B><B></B></FONT></DIV> </TD> </TR>
 </TABLE> </DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Date:&nbsp;&nbsp;&nbsp;&nbsp;July 17, 2002 </FONT></DIV> <DIV><FONT
SIZE="1">&nbsp;</FONT></DIV> <P></P>


 </BODY></HTML>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g89689g72i02.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g89689g72i02.jpg
M_]C_X``02D9)1@`!`@$`8`!@``#_[0F24&AO=&]S:&]P(#,N,``X0DE-`^T`
M`````!``8`````$``0!@`````0`!.$))300-```````$````'CA"24T$&0``
M````!````!XX0DE-`_,```````D```````````$`.$))300*```````!```X
M0DE-)Q````````H``0`````````".$))30/U``````!(`"]F9@`!`&QF9@`&
M```````!`"]F9@`!`*&9F@`&```````!`#(````!`%H````&```````!`#4`
M```!`"T````&```````!.$))30/X``````!P``#_____________________
M________`^@`````_____________________________P/H`````/______
M______________________\#Z`````#_____________________________
M`^@``#A"24T$"```````$`````$```)````"0``````X0DE-!!X```````0`
M````.$))300:``````!M````!@``````````````/````*`````&`&<`-P`R
M`&D`,``R`````0`````````````````````````!``````````````"@````
M/``````````````````````````````````````````````X0DE-!!$`````
M``$!`#A"24T$%```````!`````(X0DE-!`P`````!O4````!````<````"H`
M``%0```W(```!MD`&``!_]C_X``02D9)1@`!`@$`2`!(``#_[@`.061O8F4`
M9(`````!_]L`A``,"`@("0@,"0D,$0L*"Q$5#PP,#Q48$Q,5$Q,8$0P,#`P,
M#!$,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,`0T+"PT.#1`.#A`4#@X.
M%!0.#@X.%!$,#`P,#!$1#`P,#`P,$0P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,
M#`P,#`S_P``1"``J`'`#`2(``A$!`Q$!_]T`!``'_\0!/P```04!`0$!`0$`
M`````````P`!`@0%!@<("0H+`0`!!0$!`0$!`0`````````!``(#!`4&!P@)
M"@L0``$$`0,"!`(%!P8(!0,,,P$``A$#!"$2,05!46$3(G&!,@84D:&Q0B,D
M%5+!8C,T<H+10P<EDE/PX?%C<S46HK*#)D235&1%PJ-T-A?25>)E\K.$P]-U
MX_-&)Y2DA;25Q-3D]*6UQ=7E]59F=H:6IK;&UN;V-T=79W>'EZ>WQ]?G]Q$`
M`@(!`@0$`P0%!@<'!@4U`0`"$0,A,1($05%A<2(3!3*!D12AL4(CP5+1\#,D
M8N%R@I)#4Q5C<S3Q)086HK*#!R8UPM)$DU2C%V1%539T9>+RLX3#TW7C\T:4
MI(6TE<34Y/2EM<75Y?569G:&EJ:VQM;F]B<W1U=G=X>7I[?'_]H`#`,!``(1
M`Q$`/P#TSJ/4<7IN*_+RG;:V:`#5SG'Z-=;?SGN7)6?7OJ5N1Z>%A,,_0K=O
MLL(_JT[=O_34OK]=8<K#QY_1-8^P#L7DMKG^RS_JTNC?6CHO2^G5T5X=PR=H
M]<L:T^I8/I6&YSQ]+\W_`$:31S9Y',<?N>S"&\JN4BWZNK6=;J_96:W)Z)FW
M>ZIS0YGJ-9[GMILM8Q__`!E?_@GTUL]+Z:SIN+]F9=;?[BYUE[R]Q)\/W&?R
M&K@NM?6/-ZED4Y`:,=F(\68U;3N(>"#ZECX;N=I^ZO2`9`/'DDR<MDCDE,WQ
MF%`9#Z>*,OZJZ2223:4DDDDI22222E))))*4DDH[V[MLC=$[9UA)3__0Z'ZT
M=5Z+F]0HP[VVN9B6.;D95)`+9&U]-;7!WJ_I&U^M^YZ?Z+](M7"Z-]3KL<68
M]>/?7&KW/WGC=[S8YSV.4<CZD]&MNLO-E]8L<Y[F->`T%QW.V[V.<W_/6;^U
M/JGT-Y_9F,,[+;IZ\[H/_ANW?_[+-2:)!ADE/.,7#([G6>G[G[S'IWU89F=9
M?E5TOHZ-58'TMM!#K=H:[;6RS])]E]7W;[?IT_0_X/;^M'4<G`Q\1U%KJ1?D
M>E8^L,+X]*ZU@K=E-?BU_IJJO4==_@?4]/\`3>FL$_7[J`LW?9*?2&I9O=NC
M_C=NW_P)=4<?#ZQB8F5=6YIVMOH<'.KMK-C(.VZAU=K/T=CJ[-CTZ)`()U"_
MECA(G'$?43Q2TX?L_JO-.S<^@Y6;7D-R,S]D]/\`6S*6BZL;LC,;F95#:FMK
MNKQ:WVWULV?X+WH-_4KKG8&5E9[J:,?)SF8_5Q6PEU+:HJR"WTG8CMUA]#U6
M4>ED;/T/\\NTQL;'Q,>O&QJVU45-#:ZVB``.P14_W!^[_O5PM@P)ZO(6?6#J
MOK]*;8]^/E6LP3F8CF-:QQRK/2R/3993;E.=4W^=_3XM.%^B]2S)ML]%&P<E
MV.QU;LK[!3=U'J/JW0S\VZU[/TF0RRJO^N]BZE0=34^UEKFS95.QWANT<AQC
M;AI7">[@CJ^:;\%K[/3N>W'&1BN`;N-T>J^N@UOROT>_W6>OCT4V,]+]8L]6
MM3&=U-]-K/6VV8ME&';8&"76ONK9==L<W;[L*VBYG^!_6/\`@EO(6-C4XU?I
M4@ALEQ))<XN<=SG/LL+K'N_KN0XA^ZGA/=QFYG5*6EXN=E/_`%NME3JV@$T%
M_P!G=^@8RQUK]FQVW]'9_@Z5'&S,^\T55YS;:[L@5G(JV6N#?0OO?7ZGV;'Q
MMS;*JO\``O\`3_PJZ!)+C'[H5PGN\V,O,=Z60_+]&\X-X:7M:*W/KL:WUWUB
MLOWM;^DM]/\`1U_Z#TU>P:L;JN'79E!V0ZEY`M<YI#BTSNKNQ?1IR*/=LW>F
MS?\`S=]7J^JM9)`R!&U)`KJ__]'<^N?6,F[.LZ2PFO&H#3<T:&QSVBP;_P#@
M6-=]#_2+FV`OL%58+['&&UL!<XGP:QLN7;?6K^E5?\D_0_[T/YWEWT/^!5WZ
MM_S3O^3N!_R=Q_UQ)Q^9'ZZ7N&6^GI_0_1X?4X70_J;D7O;D=5;Z-`((Q>7O
M[_IH_FZ_^#_G/^+7;``"!H!P$Z23?Y3V>#]5?];B^?\`PE))))-E22222E))
M))*4DDDDI22222G_V0`X0DE-!"$``````%4````!`0````\`00!D`&\`8@!E
M`"``4`!H`&\`=`!O`',`:`!O`'`````3`$$`9`!O`&(`90`@`%``:`!O`'0`
M;P!S`&@`;P!P`"``-@`N`#`````!`#A"24T$!@``````!P`(``$``0$`_^X`
M#D%D;V)E`&1``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$!
M`0$!`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#`P,#_\``$0@`/`"@`P$1``(1`0,1`?_=``0`%/_$`*(``0`!
M!0$````````````````*!`8'"`D%`0$``00#`0```````````````P($!P@!
M!08)$``!!`("``4#`@,'!0$````$`@,%!@$'``@1$A,4"2$5%B(7,3(805$C
M)"4F&6'10G)$)Q$``@$#`P($`P4&!04``````0(#`!$$(1(%$P8Q02('46$R
M<4(C%`A2<D,D%1:!H6*"%Y$SDZ,8_]H`#`,!``(1`Q$`/P"?QQ2M..SO?#KA
MU-2D#9UN?-N3XJ#0M=4X1J>NI(KR5J8)(!44#&P@I.$9])V1+#;>^OIY7X9\
M*@I/@*QEWY[N=D>W=H>>Y(OR97<N-"!).0?`E;JJ`^1D=`WW;USM8^>31JI?
M+!.D=KLP/FQY9)B1J!$OE/FQC.50BY08)*L)^OA]PSXY^GC_`&\JZ9^-867]
M7/:AR2K]J\B,/]H-"7_\>X+_`.RM]Z%VOUYW/U#L`#J?MR+K.W5U&2;BA;?#
MY8L]!F2V/;@3,Q52?<X.CQ2GT)]\']R`:>6GZO*3EE5.TK;<-*R_Q'N'PON?
MVWS$/MWW)'!W(<9M@F2TN.Y%E=XC?<H)`ZB=6,,1]1&TZA=6OCX[?T'=T)MW
ML#W#LUJ#K\BN574ZE?-CV0>YO*0XG$79R;>W"`C5_*W/%T5`16'6TX;1EGZ+
M3R66VBUC?L#V;]RN([JQ>X^\?<N?(AADW]&'(R9!,=?3*9MBB/\`:4(^X>D;
M?&NS_**V?IQ2G%*<4IQ2G%*<4IQ2G%*<4IQ2G%*<4IQ2G%*__]":-W=['M=5
M^M]^VP.VP39V!QZW0@"4X<8,N]C6H&$60TK'D(#AT^K(DM9RG+PH3B$JPI2>
M5*+D"L=^ZO>Z^WW9'+]PHH;/`$6.I\&GD]*7'FJ:R,--RHP!N14.G3FG-X]X
M-YEUVN/D6[85P*D+==;A9SUH"BH]PT=$S;;/)>F\ZT`*3(--X;8:<=6MQMAA
MI2LH1R<D*-?"OF?VSVSW7[J]V286"QR>:R6::>:5O2JEAOFE>Q(4%@+*"22%
M122!4A_3GPA=;JE%B/;@LESVW8U--YD&0Y%VC5%M[*<9<:`CX1S-D4AM><IP
MZ[*?K3C&?31G/AB(R$^%;H]L_I4[(X['B;N7.RN1SK#<%8P0W\PJI^+_`(F7
M7QVCPK4?Y"=']<_C[/T]M+JI8IO5O84.ZB'1],%N,S:1CZ.U'RV9B9G`+'(2
MDJ-$$28XP"FW2?:23))#&6'<)<6SRMVO?PK''O-VIV5[.3=L\_[?9LO']YKE
M!E@69Y0T`5][R+(SL$+A8[%MDJLZ;&`8IWTZX;IB.Q&C=9[GA66Q1[W6AI$Z
M/:<R\W$6`1U^)M$(AY7ZGDPMDCRA<+SC&5X9PKPQX^'(R+$BMP.R.Z,;O3M/
M@NY\50J9<`9E!OLD4E)4OY[)5=+^=KUFWG%>JIQ2G%*<4IQ2G%*<4IQ2G%*<
M4IQ2G%*<4IQ2G%*__]&2C\Z4=*&=4M>FB(==CHK?-<(EDMX\<#H)HFQ`0C7O
M[,,H*)]#_P!R$_3^Z2/ZC]E:N?JSAGD]O>%EC!,,?+QEOE?'R55C\KG;]K"H
MX/73LOMOJQ>W=A:?G!(B;-B7X"6%DXL29AYR#(+$/<C9(`M&<^EDT!EU+K"V
M2&U-_H<3A2L9E(#"QK2/LKOKN+V_Y<\UVUE+'E-&8W#H'1XR58HRGRW*INI5
MA;0BMQ[W\PG=ZZQCD6%<ZG0&WF\M$%T.F1X4DZA7CYO3D;$]93`7/#_S&4PY
MC^Q6,\I"+63N7_4K[J\I`<>'D\;#4BQ./"JL?]TAE*GYJ5-<V;+9[)<YV3M%
MOL$S:;)-$J,EY^Q29LS,RA:L)3D@^3D7B#"WO(C&/,M:L^7&,?PQX<JK!N=G
MYW*9<^?R69+D9TK7>21F=V/Q9F)8GP\34P#X=XR8CNBU`>E,.I%EK7L23@4.
MJ5^F'S;)`#.6VU>'I-/2X!;B<8^BO/Y\?S>/(7^JOI-^FB#*A]IN(?(OTY<G
M)>._['59=!Y`NKGYWOYUU$Y16?:LV#V)1++;+O0Z_;J_,W36KE>:V!5HV4%+
MG*:Y;8K,[6$6.-9<43%*GH;'NA,/)3ZS'ZT^./KRZEPLN#'Q<N;'=<6?=TV(
M(5]AVMM/@=K:&W@:@CR<>6:?'CF5IXMN]0=5W"Z[AY7&H^(JY).3CX6-D)B6
M-&C8J)!+DY.1,=0.&!'@,.%&FE/N92VR,*,TI:UJSC"4ISG/TQR".-Y72*-2
MTC$``>))T`'S)J5W6-&D=@$4$DGP`&I)^RO(IMRJ>PZM!W>BV*'MM0LT>S+5
MZRU\\>4A9J,(\<L'QL@*MP8L5[&,^5:%93GDF5BY&%D2XF7`T>3&;,K"S*?@
M0?`U1!/#E0QY&/*KP.+JRFX(^((\15R\@J6K-J^PZ+=I.X0U0MU?LLMKZP*J
MEXCH64%D#*G94ACR"H*?8'<6Y&2F`2FG<LNX2OTW$J\/#..761A9>+'C2Y.,
MZ1S)OC+`@.M[;E^(N+7%00Y6/D//'!.KO$VUP""5:U[-\#8WL:O+EK4].*4X
MI3BE.*4XI5(<>#&"O'21@D>$/A*GS#B&1!6,+6EM&7B'UMLMX4XO"<>;./%6
M<8_CGE2(\C!(U+.?("Y_Z5PS*H+,P"_$U5\IKFL3G;SU-%6$ZJ2]VC(:P1YV
M8U^,FF9"'=<-Q+42#RR"Y)ABCR?^K;/KK'F&6ZCS30GU\'T9RI7_TI4GRE]F
M>M=#T;=M$;6<.MUVV95W/Q^B5503D]"&L/8/J]VFC"UX$KD9%V*.9>94XET@
MO+2D-#O-X>RBM`2;BM?/U`=]]C\1VGRO:/<)?)Y7/QSTX(=O4C8'=%/(S:1(
MLBJ1>[/8A49=Q&O?Q_=%_CKVEK*$V37\F[ZLJ1@_RN-V-*)$*I4^ZWA1,+*Z
MY@2A8X%K#K2\,*.S)M%-XRXR^ZWG&><LS`UXSV<]IO97N#@<7G,/=R^>%'67
M):Q@D/BCXT9"J+@[2_5#B[([*:Z>E=+^H#\6[&/]8=`M`Y84VXXSJ>C!&-M^
M3P6\B6&A6),=_",?5Y+R7<?Q\W*+GXFL]R>V'MLT#0/V'PXB*V)&)`K6_?"!
MP?\`4&O\ZBM1W2Y'9GN9L_6/5$0M>A(#8A83^QR,E2E1I549(;1)N#SKKCB9
M_P`I2"FX$?W#A,HPVTYESTO6)1-NL!N\:^?4'M>.^_<WG>!]O(V/9\.:RG)-
MWA@A!]1$G\37<,==Q:50I+;=SB83K37M:U/KZF:SIPGL:Q1:W$5B%85Y,O9"
MB`VA$$F.-H;21(&J;R\2]G&%//N+6K]2L\@)N;GQKZ5\%PV#V[PW&<%QD>S`
MQ($B0>>U`!<G2[-]3'[S$DZFH_=O[!=X=L=H=LZXUMM7?$3*UWNY&:"8I>F=
M.TFUZ%JG5QABME6O8=EWO)T:T1=3W-$0LODR0&.DEF11SK8N`,X7AMG->-PW
M:O'\#QV;G<?B-&_%'(+S3.F0^4=P2-8`Z%X2RV4JMF4%M_F?#3<ES^7RV9C8
MN7D!TY`0[(XD:%<<!2SM,58+(`;L"UU-EV_#(=QW;:>N&Y_GDW92!!3;CK^K
M=-Y2LI/']V$--E]>FHB.E30_#R&"0Q4BDQUE7@AU#&4*SA.<YQ98W%X_-\9[
M2\7EL1C329@:QL2HR+D`^18"P/E>KK)Y";B\SW#Y#'4&>)<8K?47Z``)'P%[
MGY"KIIVQ>Q-`V9MOK%MWL`;V8K>QOC5M?:D*VS51IU:F*3;?N;]%EH2(52@(
MP,J@6)F3R2%[I+SS+C"6VU>'JK<@R<+A<S!X[G>-X<8,\'.)BE%=V61+=0,=
MY)$BVLUK`@W/D!7%D\GC9.=Q6;R1RXI>*;(#%54HWT$#:`"C7NM[D6M\36$.
MB-[WWU_@_BGCG]Y26S-1]MZ-:J%(:,F*C3XQG6C%2H;UKK=IU_,PD</9S&H-
MX3#<T[)$EH?:)4OP1E3.!^V[MP^(YB;W`<<4L'(\=*D@G#N>KO?:R2*Q*C=>
MZ;0+$`:ZWZ[MS)Y'C8NS4/(--A9L3(8BJCI[4W*R$#=I:S;B;W)TTM=P7<?=
MCO;31MGUWNC=>U.O^ZNW5KT&45;=2:?HG6TZMM-6D1JO:;,#DR]W6FPT.3@<
MMNV4A#45)/B.XRO/FR.JU?MKBAV[RL&;QF+C\QB\:F0`DTTF2&])W3`@0(KA
MM(A=U!'PO5TO-YYYGCY<;.GFXR?-:$[HXTAM9M(C?JL4*_6?2Q!UUM60M476
MW:[#^8FYT*8'@+A!=N&R("9+C1YD2/.?J.M@L/EQ12VV)`7#1*L.-96WE:,Y
MPE;:O!:;7D,7&S6]M,7,C+XS\=9E!*DC?(="/`Z>/^1\*FP9YL8=\SXT@6=<
M[0D7`.V,:CS^S_,5O._;;?H#:<E5KWO6<NU$FNM>Y-Y35MV7`U)\S64SI>PZ
MUC9B:"`UW6:3[NE3D1LU9+D6XEUYER%\HSR?7=QSR0Q\;F./CR,3B4BRUSH8
M%2)G`E699"%)D9[.IBMOT!WW8:"O2&:;CLIXLCD&?';%DE+.%NAC*`D!%7TD
M/?;Y;=#J:QAK"X=A);9,_J)ZZ[MBD[,ZP[$OE)NV]JIHR*LU>V-`6*E52*N=
M-INMP'':[5G,[";+=@K<*X>P\$RTL=O_`#*7[[/QN&CPH>1&+BL8,^.-T@><
MJT;*[E'>0^I_PR!)"=I!)N?3:UQ9N1?)EP^O..KBNZM*L097!50RJ@]*^L';
M(+@@"PUO?>NNPMZW$X!,PI:*Z!0NKDA;=P0PK$:8F.[!6B3-@`Z.X44(20P=
MJ:4U7:FY(5.6O.N1`<<PMO*<9M,[AL7C`\4J;WFSPD))(OCJ`Q>P(TE$L6TZ
M_2X%C5QC<C/F[9$;:L>*6D&FDS$C;J/X9CDN/FOE6*M9R'8FU/\`4869[07I
M?]2_7&=V)L9T.C:B%779>NU_3D^`O5&,T5Y%5*-<O98QSTOBQI>&SG++8Y&&
M2&.PSDX;'7N)HN!A_D<U8X[O,=P9IE/5_$]0'3!4)T['Q)6X-GC/R4K<.K\I
M)_-8Q=_3'Z2HC(Z?H])]9!W;]/``V(]!W<^ZYC6^A*''S&Q9^UW7=79/6-NO
MFNPM.Q^SIVJ=<[KMBI`OQ2MD%5;5D+;;FS2X\N4);%SY!FY#V`C+BVGA:!QG
M%Q9W+YCQ0)CQ8V-*D<AF,2ODI$YOTPTK(F]@HOXE-[$`AJSFYKXW'XPDE::2
M:=&=!&'*PM(HMOVH&;:"2!X!MH&A'K2-R[/`5K1M&FK=9-<V:V]OI74R[A9H
MK35KV).Z7=TCM;8D01:HND'V?6L3?AR(<<=H@=*&U/Q@YQ`+@Y#P3\<>+P+S
M\MEQ8R301\:)MBF9(UGZ\,;!"X60QV8FQ\F*AP0&',L_*I'QV.\S1ROF]/<P
MC9VBZ4CC<%+('T`N+:J&*V)!QSNQS84[UX[RZJL6X;[.)TMM_7T%5[V3'ZX'
MNTI5;+K70FS':Y9UA4`>JR`X%DV"<ED@>*#+R(T,VMQ2FW%O7W%##BYKM/D(
M>-A3\UCR,T8,FP.LD\6Y;R%A=8UN"Q%RQMJ`+;-.3)QW/X<N;(W0G15>R;RK
M)#)9K)M-F<V(4&UAY7.6]ZRVZM3VP6PV39F]H_0]-UQ476=I:^J6H+R/%6V"
M.LY&R+=V9I6:>/=).J2,$U%+]>G@B@`BH/=<Q'.)9)QUO$Q\7R&,8(,'$;EI
M9GO%(\T9*,%Z:8S[]@<-NTF8LQ*`;Q=:O>0?.Q)Q))DY`X](E]:+&X##=O:=
M=N\J1MUC``&XG:;&MK[)HK36Q9R`O%DI\99)B)FUW*`F')"64RS-'Q%2BDS0
M[`LDW'D+5&4F(]'*VUMMK";=;PEW*EJ\8RE696%F!L:](&!`*FX-?__3WV[@
M=`>\<UV)VW<R-7VO:85ROEBL$+<ZL0)819&!D9-]<`.H5!RI.$Q$PWH!I#?9
M:0(AC#;65,I0O,P=;"OFQ[D^SONOE=Z]Q\FW`Y'(1967)(D\1$@:-F)C%MVY
M-B;4V,!L"[5N@!JGZ^?&S\BX]O!L-(@YSK\<SEMG-ZFK\S2R1!G'$/.LK$K$
MC)6TL=7HIRMG`*VEYQC"_I_`76VNM1]F>QWO6G)0YO%8DO#2C3KOD"`J";D6
MB9IF&FJ["#H#4CC4?7#8<%K>5KW:KL;;.P+<O$>UL44>+"42A`1J/1?,$637
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M<"YW;5M:P4':+''TO9F>^=FY"9$"/-E=7KJ95F5=P;8$1A$2`-NX^-R2+ZUV
M5QURTGF?WK9G]?Q1TOV8BZ]";T7*%2TL!L2)JM2?HL%'2L+)2!4($()4R7`U
M("'%P^A65/>HY^OF,OZURG1XF`9C"/!9F@L`#&7?J,0P`8DN+^HFWE8:5[G^
MF8/4Y"4XX+Y042WN0X5=@!!)``730"_GK6,-+]$.J_7Z/OL=J[6&(9.RJUFD
MVT^4MMWM<X51TB$`C4F,L-JLDS.5ZJ`"$J0P%'D#,M9PA6,>=M"D]ARG=O<'
M,/B/GY^XP/O0!$11)>Y<JBJK.2-68$G[":LL#MWA^-3)3$Q-HE38Q+.Q*6ML
M#,Q*J!X!2`*H-+_'WU#Z]WZ,V9J/3X57MT!6GJE6#7K/=;&%484UA`\NFI0]
MILDW$5N1L+2,_<C0V6C#U./*?=6H@C+M7*=X]Q\SAO@<CR1DQG?>XVHI=@;C
M>R*I8+]U22JV%@-JVIP.VN$XS)3+PL$).J;5.YV"@^.T,Q"EOO$`%M;DW-_,
MKGQP]+:C?H/9U<TB!%72K[`)V?59(>X[$R%5;F:44<>?6:^Y;UUR`CI$XQ;Q
M,:((U&$.8;RX.KT6?3DG[V[GR<.7`GY4MBR0B)P4CNZ```,VS<Q`%@Q)8:V.
MIO3%VOP4&3'EQ<>%G24R*=SV5C<DJN[:H).J@!3YC05<6TNI%"GM6]C:=K:N
MP5<L?9::9M.QSYT^?DX:T6=2X,,Z1E@S7YMH)@N"ADC*'"':&5]/%KQ4I68>
M/[CRX>0X3)SIG>#!79&%"AE7U$`$;;V8WNQ)^=2Y7"XSXG*0XL2K+EMND))(
M9M`20;VT%K``?*L@P?632\$!=8W%9E+`)L&G$:ZLZ;U=KWL-]_7A(YXSU!BC
M+U9;";7*6MJ3?_TR.<%$\SGF\GF2C*;.;GN4F?%?KJC0RB1>FD<?X@L>H1&J
MAGT'J:Y^=74?%X,:SITBRR)L;>[OZ-?0"[,574^E;#Y51U/KCKO5<Q*;'U_7
MY>Q;;11IJF1-GV=MG9UMDY2%+)BID"G3%ON$IL"5C*KB<KP:D*:",5&XR^Z.
M.MP@E)%63S>;R$<>%F3*G'=57*Q0Q(`P!4NJ((P7VLWBR[M`2`%M3#QF-B.^
M3C1%LSIE0SR.Q(T(4LQ<A;@>1VZD"Y-Z#K]H1G5]0V</:1*ZNU[SVAL;;6SQ
M*FY)?B[,UL,OTG8*",.8C98H*,KPHH[YJV`G)*0]T?[<5966&ZN8Y<Y^3@G'
M9_R^)!'#$7MNVQCZF`N`2Q)"W;:NU-S!;FGCN/&)#E"4+ULB5Y'VWVW?R%[&
MP%@38;FNUANL,H0NI->UYS6SL/7&PG-04XV@:Y5B1EWOQNHR(-:C#8=O!,@]
MB20^#4(YOUC/<$)]MC.',*6YE=A+R.9,,X237&3*))-!ZG!8@Z#35VT6PU\-
M!:[3#QHSBE(K&%"B:GTJ0H(\==%'C<Z?;5NS77S4L[4!*056RPH6,O-DV;!E
M05HMM<L]9V#;K%9[58K=5;I!3D?;ZS,RDS=);+BP3F$^TD'P\)P&XIC,\7,\
MC#DMEK.#*T2Q,&1&1HT545'1E*,H5$^I3JH;ZA>HI..PY(1`T1""1G%F965V
M+,65@0RDEF\"-"1X:540FA=45^.IL9&U97I4*]G[/KQI\]99:;SL.5A+)792
MYV"PRLP;/7&P2,-;I!A\B7).6[A_&5>*FF5-TR\OR,SY3OD:S0B)@%4+TPRL
M$50`J*&12`@6UOF;\IQV&BP(L.D<G44DL3O(92Q8DEF(8@EB;W^0JHGM'ZPL
ML1MN$EZSZX&\R1SMGX9EYT,FPR`=1KE%`DAS1)-DNO2$=6:C&LCO1BPULNB(
M(1G!'F=5Q#RN?!)QTL4]GQ`1%HI"@NTA%B+,"SL2&O<$CPTKF3`Q)4S$>+TY
M!O)J1N(54!N#=2%50"MK6OXZU9MEZK:;N'M,V6/NLHM-2BZ)8%JVOM03]Q*C
M$(*;$@]LM1UR#8VN(I)[Z7LV%$BLAHAYIU2V7G6UW,'<')XV[H/$HZAD7\*(
M]-VM=H;H>D=!;I[;$`C4`B&7B<*?;U5<^@(?Q)!O4>4EF'4\3??NO<@Z$UL.
MVVVRVVRRVAIII"6VFFTI0VVVA.$H;;0G&$H0A.,8QC&,8QC'.F))))-R:[(`
M```:5__4GXE%#`C$&FD,!AAL/%%EE/-CC"C#MJ=?((?=4AIAAAI&5+6K.$I3
MC.<YQC'%4221Q1O+*X6)02238`#4DDZ``:DGPK@[W#^:2K48V6H'5B,B=@6`
M1;X)^U)U)#M%C2FEN,/IJD2PL4FX.M*QG+9RWF8WS)2MM)K*O'DBQWU-:C>Y
M?ZH<#B9<CA_;^"/,S%NK9<ES`I%P>B@L9B/*0D17`*B53>H_>Y^S&^>P<H_*
M;?VA:[GYWLOL0QDBL2KQRO%64XB:I&X#KD7A.,^'BP,A2OXJSG/CG,@4#RK3
MKNCOKN_O/(;([DY_(RKFX1FM$O[D2[8T_P!JCYDFL%_]^<UY*I4?P95/8T+H
M#95DLJY(?7UNO8;NMXT_+Z1W'H:/)"N5AB&7?T?;960=%$RXW^APF,>Q_,C.
M<Q2>(^-?0/\`2=QW-XO9_.YN<9!PV3EK^65KVNBE9I$!TVNQ1+C0M$P\0:[?
M<CK:NG%*<4IQ2G%*<4IQ2G%*<4IQ2G%*<4IQ2G%*<4K_U>Z?S;]K+I79&K]5
MZ><5!0-CJ(=[V3(A/.#DV./D9>9B8.GK=1A"T0S3D"\6:A.<X+4MA"LX0VXA
MR2-0=:TL_53[A<IA3<?[?\;*T6'/CKD9+*;&16=T2']P&,NX^^2@.BD&.'_T
M^GCR:M)*]"*B92=D@8>#C9"9EY,EH*-BHH(F0DI`Q]>$,"`@B-NE%DOKSX(;
M;0I2LY\,8\><>'C4N/CSY<\6-B0/+DR,%5$4LS$^`51<DGR`%S7<7I1\.-ZO
MIT-L/M0*=K^AM+&D1-7)=4+?;8VA:'FQ;*IE7JT>&)3CROM95B84GS-^0-?E
M>Q0S@?36UWM;^F;EN8EQ>:]P(WP^(%F7%O;(E'B!+;6!#]X?]XBZVB-FJ3I7
MZ_!U2"AZQ6HD""KU?C0X>$A8L9H..BXN/';%!`!%92AH<84=I*$)3C&,8QR&
MM\L/#Q..Q,;`P,=(<*%%1$0!51%%E50-``!8"O8XJYIQ2G%*<4IQ2G%*<4IQ
M2G%*<4IQ2G%*<4IQ2G%*_]:2W\K/_'[ZE/\`ZI/S_P#=K["O\1_93[?^Z'X9
M]QD/#WWY'_LG\;^^>X]M]T_Q?<>O[3Z>YY(F[[OA6L'ZA?\`AR_&_P!__G/[
MCZ)Z/Y';^:Z.YOJZOX'3W[MO5UW;^GIU*X\:S_XA?OK'YE_6W[+U4>?\S_:[
M\:]+U/\`[/VS_P!V^/E_G]#Z^'\OUY5^)\JUJX/_`.;OSJ?U+^ZNC?\`C_E.
MEX_>_*_C>'CM_P`*D4=,_P#CS]GC^CW]H?N_L/\`-?:?5_=/[=Y$^?[S^:__
M`*9[/^'G]S_A>?Q\?KR-MWWKUNG[8_\`#/2'_&O]-_,;-=E_S6W_`%]?^:M\
K=VEZW\Y368:<4IQ2G%*<4IQ2G%*<4IQ2G%*<4IQ2G%*<4IQ2G%*<4K__V3\_
`
end

</TEXT>
</DOCUMENT>
</SUBMISSION>
