SCHEDULE II VALUATION AND QUALIFYING ACCOUNTS

12 Months Ended

Dec. 31, 2018

SCHEDULE II

Valuation & Qualifying Accounts

(in thousands)



(a)	(b)		(c)		(d)		(e)
Description	Balance at Beginning of Period		Additions: Charged to Costs and Expenses		Deductions: Uncollectible Accounts Write-Offs (Recoveries)		Balance at End of Period

Allowance for doubtful accounts
May 31, 2016	$	468	$	515	$	630	$	353
December 31, 2016⁽¹⁾	353		4,283		3,544		1,092
December 31, 2017	1,092		6,113		5,378		1,827
December 31, 2018	$	1,827	$	10,430	$	9,093	$	3,164

Reserve for operating losses-merchant card processing⁽²⁾
May 31, 2016	$	1,286	$	3,729	$	2,555	$	2,460
December 31, 2016⁽¹⁾	2,460		4,629		4,810		2,279
December 31, 2017	2,279		14,893		13,712		3,460
December 31, 2018	$	3,460	$	16,068	$	16,740	$	2,788

Reserve for sales allowances-merchant card processing ⁽²⁾
May 31, 2016	$	4,929	$	3,571	$	7,450	$	1,050
December 31, 2016⁽¹⁾	1,050		2,637		3,027		660
December 31, 2017	660		3,874		3,954		580
December 31, 2018	$	580	$	6,244	$	5,400	$	1,424

Reserve for operating losses-check guarantee processing
May 31, 2016	$	2,684	$	22,827	$	20,643	$	4,868
December 31, 2016⁽¹⁾	4,868		15,204		14,286		5,786
December 31, 2017	5,786		28,064		28,112		5,738
December 31, 2018	$	5,738	$	19,314	$	19,987	$	5,065

Deferred income tax asset valuation allowance
May 31, 2016	$	3,823	$	11,296	$	—	$	15,119
December 31, 2016⁽¹⁾	15,119		1,492		—		16,611
December 31, 2017	16,611		7,079		7,140		16,550
December 31, 2018	$	16,550	$	6,840	$	—	$	23,390

⁽¹⁾Additions and deductions in columns (c) and (d), respectively, are for the seven months ended December 31, 2016.

⁽²⁾ Included in settlement processing obligations.