SCHEDULE II VALUATION AND QUALIFYING ACCOUNTS

12 Months Ended

Dec. 31, 2022

SEC Schedule, 12-09, Valuation and Qualifying Accounts [Abstract]

SCHEDULE II VALUATION AND QUALIFYING ACCOUNTS

SCHEDULE II

Valuation & Qualifying Accounts

(in thousands)


(a)	(b)		(c)		(d)		(e)
Description	Balance at Beginning of Period		Additions: Charged to Costs and Expenses(2)		Deductions: Uncollectible Accounts Write-Offs (Recoveries)		Balance at End of Period

Allowance for credit losses - accounts receivable
December 31, 2020	$	9,380	$	27,107	$	15,879	$	20,608
December 31, 2021	$	20,608	$	12,835	$	16,054	$	17,389
December 31, 2022 (3)	$	17,389	$	14,951	$	11,320	$	21,020

Allowance for credit losses - settlement assets (1)
December 31, 2020	$	3,427	$	16,915	$	14,171	$	6,171
December 31, 2021	$	6,171	$	3,553	$	6,750	$	2,974
December 31, 2022	$	2,974	$	12,984	$	13,671	$	2,287

Reserve for sales allowances
December 31, 2020	$	4,070	$	14,511	$	7,710	$	10,871
December 31, 2021	$	10,871	$	16,881	$	19,236	$	8,516
December 31, 2022	$	8,516	$	24,517	$	25,073	$	7,960

Allowance for credit and operating losses - check guarantee
December 31, 2020	$	3,921	$	10,092	$	11,911	$	2,102
December 31, 2021	$	2,102	$	10,160	$	9,725	$	2,536
December 31, 2022 (3)	$	2,536	$	12,291	$	11,383	$	3,444

Reserve for contract contingencies and processing errors
December 31, 2020	$	4,216	$	515	$	1,142	$	3,589
December 31, 2021	$	3,589	$	734	$	2,986	$	1,337
December 31, 2022	$	1,337	$	1,212	$	972	$	1,577

Reserve for cardholder losses
December 31, 2020	$	9,232	$	61,847	$	61,004	$	10,075
December 31, 2021	$	10,075	$	62,751	$	62,769	$	10,058
December 31, 2022 (3)	$	10,058	$	58,673	$	58,541	$	10,190

Deferred income tax asset valuation allowance
December 31, 2020	$	72,042	$	60,489	$	—	$	132,531
December 31, 2021	$	132,531	$	(20,272)	$	—	$	112,259
December 31, 2022	$	112,259	$	(2,216)	$	—	$	110,043

(1) Included in settlement processing obligations.

(2) In addition to amounts charged to costs and expenses, amounts in this column include additions, as applicable, resulting from business combinations and the adoption of the new credit loss standard as of January 1, 2020.

(3) Includes certain amounts within our consumer and gaming business disposal groups that are presented as held for sale in the consolidated balance sheet as of December 31, 2022.