Exhibit 99.3

Consolidated Balance Sheets
(dollars in millions)
									6/30/2023			3/31/2023			6/30/2022
Assets
			Loans						$	119,011		$	119,971		$	112,390
			Loans held for sale						1,130			1,211			1,306
			Securities available for sale						37,908			39,498			42,437
			Held-to-maturity securities						9,189			9,561			8,186
			Trading account assets						1,177			1,118			809
			Short-term investments						8,959			8,410			2,456
			Other investments						1,474			1,587			969
						Total earning assets			178,848			181,356			168,553
			Allowance for loan and lease losses						(1,480)			(1,380)			(1,099)
			Cash and due from banks						758			784			678
			Premises and equipment						652			628			638
			Goodwill						2,752			2,752			2,752
			Other intangible assets						75			85			118
			Corporate-owned life insurance						4,378			4,372			4,343
			Accrued income and other assets						8,668			8,512			10,529
			Discontinued assets						386			410			496
						Total assets			$	195,037		$	197,519		$	187,008
Liabilities
			Deposits in domestic offices:
						Interest-bearing deposits			111,766			106,841			94,892
						Noninterest-bearing deposits			33,366			37,307			50,973
						Total deposits			145,132			144,148			145,865
			Federal funds purchased and securities sold under repurchase agreements						1,702			1,374			3,234
			Bank notes and other short-term borrowings						6,949			10,061			2,809
			Accrued expense and other liabilities						5,339			4,861			4,056
			Long-term debt						22,071			22,753			16,617
						Total liabilities			181,193			183,197			172,581
Equity
			Preferred stock						2,500			2,500			1,900
			Common shares						1,257			1,257			1,257
			Capital surplus						6,231			6,207			6,241
			Retained earnings						15,759			15,700			15,118
			Treasury stock, at cost						(5,859)			(5,868)			(5,923)
			Accumulated other comprehensive income (loss)						(6,044)			(5,474)			(4,166)
						Key shareholders’ equity			13,844			14,322			14,427
			Noncontrolling interests						—			—			—
						Total equity			13,844			14,322			14,427
Total liabilities and equity									$	195,037		$	197,519		$	187,008
Common shares outstanding (000)									935,733			935,229			932,643

Consolidated Statements of Income
(dollars in millions, except per share amounts)
									Three months ended												Six months ended
									6/30/2023			3/31/2023			6/30/2022						6/30/2023			6/30/2022
Interest income
			Loans						$	1,576		$	1,476		$	923					$	3,052		$	1,760
			Loans held for sale						17			13			10						30			22
			Securities available for sale						194			194			188						388			361
			Held-to-maturity securities						81			74			48						155			94
			Trading account assets						15			12			7						27			13
			Short-term investments						111			42			13						153			17
			Other investments						16			13			4						29			6
						Total interest income			2,010			1,824			1,193						3,834			2,273
Interest expense
			Deposits						531			350			20						881			34
			Federal funds purchased and securities sold under repurchase agreements						48			22			6						70			6
			Bank notes and other short-term borrowings						104			78			9						182			12
			Long-term debt						349			275			61						624			110
						Total interest expense			1,032			725			96						1,757			162
Net interest income									978			1,099			1,097						2,077			2,111
Provision for credit losses									167			139			45						306			128
Net interest income after provision for credit losses									811			960			1,052						1,771			1,983
Noninterest income
			Trust and investment services income						126			128			137						254			273
			Investment banking and debt placement fees						120			145			149						265			312
			Service charges on deposit accounts						69			67			96						136			187
			Operating lease income and other leasing gains						23			25			28						48			60
			Corporate services income						86			76			96						162			187
			Cards and payments income						85			81			85						166			165
			Corporate-owned life insurance income						32			29			35						61			66
			Consumer mortgage income						14			11			14						25			35
			Commercial mortgage servicing fees						50			46			45						96			81
			Other income						4			—			3						4			(2)
						Total noninterest income			609			608			688						1,217			1,364
Noninterest expense
			Personnel						622			701			607						1,323			1,237
			Net occupancy						65			70			78						135			151
			Computer processing						95			92			78						187			155
			Business services and professional fees						41			45			52						86			105
			Equipment						22			22			26						44			49
			Operating lease expense						21			20			27						41			55
			Marketing						29			21			34						50			62
			Intangible asset amortization						—			—			—						—			—
			Other expense						181			205			176						386			334
						Total noninterest expense			1,076			1,176			1,078						2,252			2,148
Income (loss) from continuing operations before income taxes									344			392			662						736			1,199
			Income taxes						58			81			132						139			222
Income (loss) from continuing operations									286			311			530						597			977
			Income (loss) from discontinued operations, net of taxes						1			1			3						2			4
Net income (loss)									287			312			533						599			981
			Less: Net income (loss) attributable to noncontrolling interests						—			—			—						—			—
Net income (loss) attributable to Key									$	287		$	312		$	533					$	599		$	981
Income (loss) from continuing operations attributable to Key common shareholders									$	250		$	275		$	504					$	525		$	924
Net income (loss) attributable to Key common shareholders									251			276			507						527			928
Per common share
Income (loss) from continuing operations attributable to Key common shareholders									$	.27		$	.30		$	.54					$	.57		$	1
Income (loss) from discontinued operations, net of taxes									—			—			—						—			—
Net income (loss) attributable to Key common shareholders (a)									.27			.30			.55						.57			1
Per common share — assuming dilution
Income (loss) from continuing operations attributable to Key common shareholders									$	.27		$	.30		$	.54					$	.56		$	.99
Income (loss) from discontinued operations, net of taxes									—			—			—						—			—
Net income (loss) attributable to Key common shareholders (a)									.27			.30			$	.54					.57			1.00
Cash dividends declared per common share									$	.205		$	.205		$	.195					$	.41		$	.39
Weighted-average common shares outstanding (000)									926,741			926,490			924,302						926,807			923,717
			Effect of common share options and other stock awards						3,713			7,314			7,506						5,513			9,087
Weighted-average common shares and potential common shares outstanding (000) (b)									930,454			933,804			931,808						932,320			932,805

(a)Earnings per share may not foot due to rounding.

(b)Assumes conversion of common share options and other stock awards and/or convertible preferred stock, as applicable.