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Loan Portfolio (Tables)
12 Months Ended
Dec. 31, 2023
Financing Receivable, before Allowance for Credit Loss [Abstract]  
Schedule of Loans by Category
December 31,  
Dollars in millions20232022
Commercial and industrial (b)
$55,815 $59,647 
Commercial real estate:
Commercial mortgage15,187 16,352 
Construction3,066 2,530 
Total commercial real estate loans18,253 18,882 
Commercial lease financing (c)
3,523 3,936 
Total commercial loans77,591 82,465 
Residential — prime loans:
Real estate — residential mortgage20,958 21,401 
Home equity loans7,139 7,951 
Total residential — prime loans28,097 29,352 
Consumer direct loans5,890 6,508 
Credit cards1,002 1,026 
Consumer indirect loans26 43 
Total consumer loans35,015 36,929 
Total loans (d)
$112,606 $119,394 
(a)Accrued interest of $522 million and $417 million at December 31, 2023, and December 31, 2022, respectively, is presented in "Accrued income and other assets" on the Consolidated Balance Sheets and is excluded from the amortized cost basis disclosed in this table.
(b)Loan balances include $207 million and $172 million of commercial credit card balances at December 31, 2023, and December 31, 2022, respectively.
(c)Commercial lease financing includes receivables of $7 million and $8 million held as collateral for secured borrowings at December 31, 2023, and December 31, 2022, respectively. Principal reductions are based on the cash payments received from these related receivables. Additional information pertaining to this secured borrowing is included in Note 20 (“Long-Term Debt”).
(d)Total loans exclude loans of $339 million at December 31, 2023, and $434 million at December 31, 2022, related to the discontinued operations of the education lending business.