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Business Segment Reporting (Tables) | 6 Months Ended
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Jun. 30, 2026
Segment Reporting [Abstract] |
Schedule of Selected Financial Data for Our Business Segments | The table below shows selected financial data for our business segments for the three- and six-month periods ended June 30, 2026, and June 30, 2025. Capital is assigned to each business segment based on a combination of regulatory and economic equity.
Three months ended June 30, | Consumer Bank |  | Commercial Bank |  | Other |  | Total Key
Dollars in millions | 2026 | 2025 |  | 2026 | 2025 |  | 2026 | 2025 |  | 2026 | 2025
SUMMARY OF OPERATIONS |  |  |  |  |  |  |  |  |  |  |
Net interest income (TE) | $ | 757 |  | $ | 731 |  |  | $ | 697 |  | $ | 649 |  |  | $ | (196) |  | $ | (230) |  |  | $ | 1,258 |  | $ | 1,150 |
Noninterest income | 253 |  | 235 |  |  | 411 |  | 425 |  |  | 42 |  | 30 |  |  | 706 |  | 690 |
Total revenue (TE) (a) | 1,010 |  | 966 |  |  | 1,108 |  | 1,074 |  |  | (154) |  | (200) |  |  | 1,964 |  | 1,840 |
Provision for credit losses | 26 |  | 55 |  |  | 67 |  | 84 |  |  | (1) |  | (1) |  |  | 92 |  | 138 |
Personnel expense | 239 |  | 222 |  |  | 203 |  | 179 |  |  | 344 |  | 304 |  |  | 786 |  | 705 |
Other direct noninterest expense | 138 |  | 140 |  |  | 75 |  | 69 |  |  | 218 |  | 240 |  |  | 431 |  | 449 |
Support and overhead | 339 |  | 331 |  |  | 225 |  | 203 |  |  | (564) |  | (534) |  |  | — |  | — |
Income (loss) from continuing operations before income taxes (TE) | 268 |  | 218 |  |  | 538 |  | 539 |  |  | (151) |  | (209) |  |  | 655 |  | 548 |
Allocated income taxes and TE adjustments | 65 |  | 53 |  |  | 115 |  | 116 |  |  | (33) |  | (44) |  |  | 147 |  | 125 |
Income (loss) from continuing operations | 203 |  | 165 |  |  | 423 |  | 423 |  |  | (118) |  | (165) |  |  | 508 |  | 423 |
Income (loss) from discontinued operations, net of taxes | — |  | — |  |  | — |  | — |  |  | 1 |  | 2 |  |  | 1 |  | 2 |
Net income (loss) | $ | 203 |  | $ | 165 |  |  | $ | 423 |  | $ | 423 |  |  | $ | (117) |  | $ | (163) |  |  | $ | 509 |  | $ | 425 |
AVERAGE BALANCES (b) |  |  |  |  |  |  |  |  |  |  |
Loans and leases | $ | 33,263 |  | $ | 36,138 |  |  | $ | 76,238 |  | $ | 69,089 |  |  | $ | 571 |  | $ | 488 |  |  | $ | 110,072 |  | $ | 105,715 |
Total assets (a) | 36,630 |  | 39,156 |  |  | 85,793 |  | 78,624 |  |  | 65,877 |  | 69,019 |  |  | 188,300 |  | 186,800 |
Deposits | 87,399 |  | 88,002 |  |  | 58,895 |  | 55,927 |  |  | 1,283 |  | 3,517 |  |  | 147,577 |  | 147,446 |
(a)Substantially all revenue generated by our major business segments is derived from clients that reside in the United States. Substantially all long-lived assets, including premises and equipment, capitalized software, and goodwill held by our major business segments, are located in the United States. (b)From continuing operations.
Six months ended June 30, | Consumer Bank |  | Commercial Bank |  | Other |  | Total Key
Dollars in millions | 2026 | 2025 |  | 2026 | 2025 |  | 2026 | 2025 |  | 2026 | 2025
SUMMARY OF OPERATIONS |  |  |  |  |  |  |  |  |  |  |
Net interest income (TE) | $ | 1,495 |  | $ | 1,437 |  |  | $ | 1,371 |  | $ | 1,288 |  |  | $ | (378) |  | $ | (470) |  |  | $ | 2,488 |  | $ | 2,255 |
Noninterest income | 492 |  | 460 |  |  | 856 |  | 835 |  |  | 81 |  | 63 |  |  | 1,429 |  | 1,358 |
Total revenue (TE) (a) | 1,987 |  | 1,897 |  |  | 2,227 |  | 2,123 |  |  | (297) |  | (407) |  |  | 3,917 |  | 3,613 |
Provision for credit losses | 66 |  | 97 |  |  | 137 |  | 159 |  |  | (5) |  | — |  |  | 198 |  | 256 |
Personnel expense | 471 |  | 440 |  |  | 398 |  | 368 |  |  | 660 |  | 577 |  |  | 1,529 |  | 1,385 |
Other direct noninterest expense | 271 |  | 283 |  |  | 141 |  | 146 |  |  | 457 |  | 471 |  |  | 869 |  | 900 |
Support and overhead | 682 |  | 645 |  |  | 437 |  | 402 |  |  | (1,119) |  | (1,047) |  |  | — |  | — |
Income (loss) from continuing operations before income taxes (TE) | 497 |  | 432 |  |  | 1,114 |  | 1,048 |  |  | (290) |  | (408) |  |  | 1,321 |  | 1,072 |
Allocated income taxes and TE adjustments | 120 |  | 105 |  |  | 239 |  | 225 |  |  | (68) |  | (87) |  |  | 291 |  | 243 |
Income (loss) from continuing operations | 377 |  | 327 |  |  | 875 |  | 823 |  |  | (222) |  | (321) |  |  | 1,030 |  | 829 |
Income (loss) from discontinued operations, net of taxes | — |  | — |  |  | — |  | — |  |  | 1 |  | 1 |  |  | 1 |  | 1 |
Net income (loss) | 377 |  | 327 |  |  | 875 |  | 823 |  |  | (221) |  | (320) |  |  | 1,031 |  | 830 |
AVERAGE BALANCES (b) |  |  |  |  |  |  |  |  |  |  |
Loans and leases | $ | 33,630 |  | $ | 36,476 |  |  | $ | 74,692 |  | $ | 68,077 |  |  | $ | 589 |  | $ | 486 |  |  | $ | 108,911 |  | $ | 105,039 |
Total assets (a) | 36,984 |  | 39,479 |  |  | 84,133 |  | 77,725 |  |  | 66,163 |  | 69,242 |  |  | 187,280 |  | 186,446 |
Deposits | 87,598 |  | 88,153 |  |  | 58,912 |  | 56,657 |  |  | 929 |  | 3,180 |  |  | 147,438 |  | 147,990 |
(a)Substantially all revenue generated by our major business segments is derived from clients that reside in the United States. Substantially all long-lived assets, including premises and equipment, capitalized software, and goodwill held by our major business segments, are located in the United States. (b)From continuing operations.

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- Definition Tabular disclosure of segment reporting. Includes, but is not limited to, reconciliation of reportable segment amount to corresponding consolidated total. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 31 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-31 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 34 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-34 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 32 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32 Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 30 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30 Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 26C -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-26C Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 26B -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-26B Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 26A -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-26A Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 25 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-25 Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 22 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22 Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 15 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-15 + Details
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