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GENERAL AND ADMINISTRATIVE EXPENSES (Tables)
12 Months Ended
Dec. 31, 2021
GENERAL AND ADMINISTRATIVE EXPENSES  
Schedule of general and administrative expenses

    

2019

    

2020

    

2021

General expenses

 

1,651

 

1,805

 

2,043

Professional fees

 

793

 

981

 

789

Allowance for expected credit losses

 

1,899

 

2,344

 

477

Traveling

 

410

 

275

 

321

Training, education, and recruitment

 

461

 

308

 

284

Meeting

 

276

 

184

 

249

Social contribution

 

200

 

223

 

213

Collection expenses

 

176

 

193

 

212

Research and development

45

52

82

Others (each below Rp75 billion)

 

296

 

199

 

346

Total

 

6,207

 

6,564

 

5,016