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GENERAL AND ADMINISTRATIVE EXPENSES (Tables)
12 Months Ended
Dec. 31, 2022
GENERAL AND ADMINISTRATIVE EXPENSES  
Schedule of general and administrative expenses

    

2020

    

2021

    

2022

General expenses

 

1,805

 

2,043

 

2,259

Professional fees

 

981

 

789

 

1,097

Allowance for expected credit losses

 

2,344

 

477

 

563

Traveling

 

275

 

321

 

421

Training, education, and recruitment

 

308

 

284

 

371

Meeting

 

184

 

249

 

312

Social contribution

 

223

 

213

 

218

Collection expenses

 

193

 

212

 

173

Research and development

52

82

108

Others (each below Rp100 billion)

 

199

 

346

 

332

Total

 

6,564

 

5,016

 

5,854