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Future Policy Benefits and Claims - Claim Duration and Payout Table (Details) | Dec. 31, 2024
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Long-Term Disability/Group Life Waiver |
Future Policy Benefits and Claims |
Year 1 | 8.40%
Year 2 | 24.90%
Year 3 | 15.50%
Year 4 | 8.00%
Year 5 | 5.80%
Year 6 | 5.20%
Year 7 | 4.40%
Year 8 | 3.60%
Year 9 | 2.90%
Year 10 | 2.90%
Dental, Vision, STD, Critical Illness, Accident, Hospital Indemnity and PFML |
Future Policy Benefits and Claims |
Year 1 | 92.20%
Year 2 | 7.60%
Group Life |
Future Policy Benefits and Claims |
Year 1 | 78.40%
Year 2 | 19.50%

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- Definition Percentage of average annual payout, after reinsurance, in the eighth year after a claim is incurred, beginning with the earliest accident year disclosed for short-duration insurance contracts. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 55 -Paragraph 9F -Publisher FASB -URI https://asc.fasb.org/1943274/2147480046/944-40-55-9F Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 4G -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-4G + Details
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