<SEC-DOCUMENT>0000950123-21-002175.txt : 20210216
<SEC-HEADER>0000950123-21-002175.hdr.sgml : 20210216
<ACCEPTANCE-DATETIME>20210216061525
ACCESSION NUMBER:		0000950123-21-002175
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20201231
FILED AS OF DATE:		20210216
DATE AS OF CHANGE:		20210216
EFFECTIVENESS DATE:		20210216

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIFTH THIRD BANCORP
		CENTRAL INDEX KEY:			0000035527
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				310854434
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-03158
		FILM NUMBER:		21631936

	BUSINESS ADDRESS:	
		STREET 1:		38 FOUNTAIN SQ PLZ
		STREET 2:		FIFTH THIRD CENTER
		CITY:			CINCINNATI
		STATE:			OH
		ZIP:			45263
		BUSINESS PHONE:		5135795300

	MAIL ADDRESS:	
		STREET 1:		38 FOUNTAIN SQ PLZ
		STREET 2:		FIFTH THIRD CENTER
		CITY:			CINCINNATI
		STATE:			OH
		ZIP:			45263
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?>
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  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags/>
      <filer>
        <credentials>
          <cik>0000035527</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>12-31-2020</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>12-31-2020</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>FIFTH THIRD BANCORP</name>
        <address>
          <ns1:street1>38 FOUNTAIN SQ PLZ</ns1:street1>
          <ns1:street2>FIFTH THIRD CENTER</ns1:street2>
          <ns1:city>CINCINNATI</ns1:city>
          <ns1:stateOrCountry>OH</ns1:stateOrCountry>
          <ns1:zipCode>45263</ns1:zipCode>
        </address>
      </filingManager>
      <reportType>13F COMBINATION REPORT</reportType>
      <form13FFileNumber>028-03158</form13FFileNumber>
      <otherManagersInfo>
        <otherManager>
          <form13FFileNumber>028-18622</form13FFileNumber>
          <name>Main Street Advisors</name>
        </otherManager>
        <otherManager>
          <form13FFileNumber>028-05428</form13FFileNumber>
          <name>Franklin Street Advisors</name>
        </otherManager>
      </otherManagersInfo>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Rebecca Arnold</name>
      <title>Compliance Director, Wealth &amp; Asset Management</title>
      <phone>419-259-7116</phone>
      <signature>/s/  Rebecca Arnold</signature>
      <city>Cincinnati</city>
      <stateOrCountry>OH</stateOrCountry>
      <signatureDate>02-09-2021</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>1</otherIncludedManagersCount>
      <tableEntryTotal>2367</tableEntryTotal>
      <tableValueTotal>20341310</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
      <otherManagers2Info>
        <otherManager2>
          <sequenceNumber>1</sequenceNumber>
          <otherManager>
            <form13FFileNumber>28-539</form13FFileNumber>
            <name>Fifth Third Bank, National Association</name>
          </otherManager>
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      </otherManagers2Info>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>3231.xml
<DESCRIPTION>INFORMATION TABLE FOR FORM 13F
<TEXT>
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    <nameOfIssuer>EURONAV NV                    </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
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    <nameOfIssuer>DEUTSCHE BANK A G             </nameOfIssuer>
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    <nameOfIssuer>AMDOCS LTD                    </nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>AON PLC                       </nameOfIssuer>
    <titleOfClass>SHS CL A        </titleOfClass>
    <cusip>G0403H108</cusip>
    <value>10945</value>
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      <sshPrnamt>51805</sshPrnamt>
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      <Shared>30</Shared>
      <None>262</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ARCH CAP GROUP LTD            </nameOfIssuer>
    <titleOfClass>ORD             </titleOfClass>
    <cusip>G0450A105</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>68</sshPrnamt>
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    <nameOfIssuer>ARGO GROUP INTL HLDGS LTD     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>G0464B107</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>196</sshPrnamt>
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    <nameOfIssuer>ASSURED GUARANTY LTD          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>G0585R106</cusip>
    <value>37</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1175</sshPrnamt>
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    <nameOfIssuer>ATLASSIAN CORP PLC            </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>G06242104</cusip>
    <value>345</value>
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    <nameOfIssuer>BANK OF NT BUTTERFIELD&amp;SON L  </nameOfIssuer>
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    <nameOfIssuer>BUNGE LIMITED                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>G16962105</cusip>
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    <cusip>G1890L107</cusip>
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    <cusip>G2161P108</cusip>
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    <nameOfIssuer>COCA COLA EUROPEAN PARTNERS   </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G25839104</cusip>
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    <nameOfIssuer>EATON CORP PLC                </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G29183103</cusip>
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    <titleOfClass>COM             </titleOfClass>
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    <titleOfClass>COM             </titleOfClass>
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    <cusip>G4412G101</cusip>
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      <Sole>628</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>JANUS HENDERSON GROUP PLC     </nameOfIssuer>
    <titleOfClass>ORD SHS         </titleOfClass>
    <cusip>G4474Y214</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>325</sshPrnamt>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>HORIZON THERAPEUTICS PUB L    </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G46188101</cusip>
    <value>82</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1117</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1117</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ICON PLC                      </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G4705A100</cusip>
    <value>578</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2966</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2915</Sole>
      <Shared>0</Shared>
      <None>51</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>IHS MARKIT LTD                </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G47567105</cusip>
    <value>767</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8541</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8350</Sole>
      <Shared>0</Shared>
      <None>191</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO LTD                   </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G491BT108</cusip>
    <value>129</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7387</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7387</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>JAZZ PHARMACEUTICALS PLC      </nameOfIssuer>
    <titleOfClass>SHS USD         </titleOfClass>
    <cusip>G50871105</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>JOHNSON CTLS INTL PLC         </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G51502105</cusip>
    <value>742</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15935</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>13586</Sole>
      <Shared>2349</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LAZARD LTD                    </nameOfIssuer>
    <titleOfClass>SHS A           </titleOfClass>
    <cusip>G54050102</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>430</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>430</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LIBERTY GLOBAL PLC            </nameOfIssuer>
    <titleOfClass>SHS CL A        </titleOfClass>
    <cusip>G5480U104</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>13</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LIBERTY GLOBAL PLC            </nameOfIssuer>
    <titleOfClass>SHS CL C        </titleOfClass>
    <cusip>G5480U120</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>785</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>785</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LINDE PLC                     </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G5494J103</cusip>
    <value>46952</value>
    <shrsOrPrnAmt>
      <sshPrnamt>178179</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>143262</Sole>
      <Shared>11877</Shared>
      <None>23040</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD  </nameOfIssuer>
    <titleOfClass>ORD             </titleOfClass>
    <cusip>G5876H105</cusip>
    <value>18950</value>
    <shrsOrPrnAmt>
      <sshPrnamt>398607</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>387645</Sole>
      <Shared>4600</Shared>
      <None>6362</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MEDTRONIC PLC                 </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G5960L103</cusip>
    <value>73762</value>
    <shrsOrPrnAmt>
      <sshPrnamt>629687</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>606042</Sole>
      <Shared>6099</Shared>
      <None>17546</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>APTIV PLC                     </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G6095L109</cusip>
    <value>7166</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55004</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>54767</Sole>
      <Shared>0</Shared>
      <None>237</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NIELSEN HLDGS PLC             </nameOfIssuer>
    <titleOfClass>SHS EUR         </titleOfClass>
    <cusip>G6518L108</cusip>
    <value>48</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2279</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2279</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NOMAD FOODS LTD               </nameOfIssuer>
    <titleOfClass>USD ORD SHS     </titleOfClass>
    <cusip>G6564A105</cusip>
    <value>17780</value>
    <shrsOrPrnAmt>
      <sshPrnamt>699430</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>698825</Sole>
      <Shared>326</Shared>
      <None>279</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G66721104</cusip>
    <value>29105</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1144514</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1142855</Sole>
      <Shared>480</Shared>
      <None>1179</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NOVOCURE LTD                  </nameOfIssuer>
    <titleOfClass>ORD SHS         </titleOfClass>
    <cusip>G6674U108</cusip>
    <value>678</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3921</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3921</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NVENT ELECTRIC PLC            </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G6700G107</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>256</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>256</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PENTAIR PLC                   </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G7S00T104</cusip>
    <value>104</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1961</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1933</Sole>
      <Shared>28</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>RENAISSANCERE HLDGS LTD       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>G7496G103</cusip>
    <value>813</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4871</Sole>
      <Shared>0</Shared>
      <None>29</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ROYALTY PHARMA PLC            </nameOfIssuer>
    <titleOfClass>SHS CLASS A     </titleOfClass>
    <cusip>G7709Q104</cusip>
    <value>100</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2000</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEAGATE TECHNOLOGY PLC        </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G7945M107</cusip>
    <value>1392</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22393</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>22347</Sole>
      <Shared>0</Shared>
      <None>46</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SENSATA TECHNOLOGIES HLDG PL  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G8060N102</cusip>
    <value>1704</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32318</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>31991</Sole>
      <Shared>0</Shared>
      <None>327</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SIGNET JEWELERS LIMITED       </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G81276100</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>150</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>STERIS PLC                    </nameOfIssuer>
    <titleOfClass>SHS USD         </titleOfClass>
    <cusip>G8473T100</cusip>
    <value>7459</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39355</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>33639</Sole>
      <Shared>33</Shared>
      <None>5683</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TECHNIPFMC PLC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>G87110105</cusip>
    <value>57</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6036</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5820</Sole>
      <Shared>216</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>THUNDER BRDG ACQUISTION II L  </nameOfIssuer>
    <titleOfClass>CL A SHS        </titleOfClass>
    <cusip>G8857S116</cusip>
    <value>198</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TRANE TECHNOLOGIES PLC        </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G8994E103</cusip>
    <value>2258</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15555</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>14574</Sole>
      <Shared>820</Shared>
      <None>161</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TRITON INTL LTD               </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>G9078F107</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GOLAR LNG LTD                 </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G9456A100</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1300</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WATFORD HLDGS LTD             </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G94787101</cusip>
    <value>216</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6250</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WHITE MTNS INS GROUP LTD      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>G9618E107</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WILLIS TOWERS WATSON PLC LTD  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G96629103</cusip>
    <value>186</value>
    <shrsOrPrnAmt>
      <sshPrnamt>884</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>884</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PERRIGO CO PLC                </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G97822103</cusip>
    <value>71</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1592</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1592</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>YATRA ONLINE INC              </nameOfIssuer>
    <titleOfClass>ORD SHS         </titleOfClass>
    <cusip>G98338109</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>279</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>279</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ALCON AG                      </nameOfIssuer>
    <titleOfClass>ORD SHS         </titleOfClass>
    <cusip>H01301128</cusip>
    <value>2847</value>
    <shrsOrPrnAmt>
      <sshPrnamt>43155</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>33292</Sole>
      <Shared>4200</Shared>
      <None>5663</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CHUBB LIMITED                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>H1467J104</cusip>
    <value>24069</value>
    <shrsOrPrnAmt>
      <sshPrnamt>156375</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>142520</Sole>
      <Shared>2418</Shared>
      <None>11437</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CRISPR THERAPEUTICS AG        </nameOfIssuer>
    <titleOfClass>NAMEN AKT       </titleOfClass>
    <cusip>H17182108</cusip>
    <value>107</value>
    <shrsOrPrnAmt>
      <sshPrnamt>700</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GARMIN LTD                    </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>H2906T109</cusip>
    <value>95</value>
    <shrsOrPrnAmt>
      <sshPrnamt>795</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>795</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>UBS GROUP AG                  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>H42097107</cusip>
    <value>233</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16464</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>16082</Sole>
      <Shared>0</Shared>
      <None>382</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LOGITECH INTL S A             </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>H50430232</cusip>
    <value>58</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TE CONNECTIVITY LTD           </nameOfIssuer>
    <titleOfClass>REG SHS         </titleOfClass>
    <cusip>H84989104</cusip>
    <value>7198</value>
    <shrsOrPrnAmt>
      <sshPrnamt>59450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>57900</Sole>
      <Shared>0</Shared>
      <None>1550</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GLOBANT S A                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>L44385109</cusip>
    <value>291</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1339</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1339</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPOTIFY TECHNOLOGY S A        </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>L8681T102</cusip>
    <value>63</value>
    <shrsOrPrnAmt>
      <sshPrnamt>201</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>201</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TRINSEO S A                   </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>L9340P101</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>50</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AUDIOCODES LTD                </nameOfIssuer>
    <titleOfClass>ORD             </titleOfClass>
    <cusip>M15342104</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>422</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>422</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CHECK POINT SOFTWARE TECH LT  </nameOfIssuer>
    <titleOfClass>ORD             </titleOfClass>
    <cusip>M22465104</cusip>
    <value>4009</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30167</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>28329</Sole>
      <Shared>0</Shared>
      <None>1838</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CYBERARK SOFTWARE LTD         </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>M2682V108</cusip>
    <value>309</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1910</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1910</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ICL GROUP LTD                 </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>M53213100</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>721</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>721</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>KORNIT DIGITAL LTD            </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>M6372Q113</cusip>
    <value>100</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1118</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1118</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SOL GEL TECHNOLOGIES          </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>M8694L103</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>300</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WIX COM LTD                   </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>M98068105</cusip>
    <value>151</value>
    <shrsOrPrnAmt>
      <sshPrnamt>604</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>604</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AERCAP HOLDINGS NV            </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>N00985106</cusip>
    <value>490</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10749</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10439</Sole>
      <Shared>0</Shared>
      <None>310</None>
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  <infoTable>
    <nameOfIssuer>ASML HOLDING N V              </nameOfIssuer>
    <titleOfClass>N Y REGISTRY SHS</titleOfClass>
    <cusip>N07059210</cusip>
    <value>927</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1901</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1890</Sole>
      <Shared>0</Shared>
      <None>11</None>
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  <infoTable>
    <nameOfIssuer>CORE LABORATORIES N V         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>N22717107</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>40</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FERRARI N V                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>N3167Y103</cusip>
    <value>118</value>
    <shrsOrPrnAmt>
      <sshPrnamt>513</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>513</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIAT CHRYSLER AUTOMOBILES N   </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>N31738102</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>194</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>194</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LYONDELLBASELL INDUSTRIES N   </nameOfIssuer>
    <titleOfClass>SHS - A -       </titleOfClass>
    <cusip>N53745100</cusip>
    <value>980</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10696</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>9048</Sole>
      <Shared>1311</Shared>
      <None>337</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NXP SEMICONDUCTORS N V        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>N6596X109</cusip>
    <value>3123</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19642</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19312</Sole>
      <Shared>8</Shared>
      <None>322</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PROQR THRAPEUTICS N V         </nameOfIssuer>
    <titleOfClass>SHS EURO        </titleOfClass>
    <cusip>N71542109</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1000</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>QIAGEN NV                     </nameOfIssuer>
    <titleOfClass>SHS NEW         </titleOfClass>
    <cusip>N72482123</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>104</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>104</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>UNIQURE NV                    </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>N90064101</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>530</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>530</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>YANDEX N V                    </nameOfIssuer>
    <titleOfClass>SHS CLASS A     </titleOfClass>
    <cusip>N97284108</cusip>
    <value>2182</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31353</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>30713</Sole>
      <Shared>0</Shared>
      <None>640</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>COPA HOLDINGS SA              </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>P31076105</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ROYAL CARIBBEAN GROUP         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>V7780T103</cusip>
    <value>346</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4632</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4532</Sole>
      <Shared>100</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLEX LTD                      </nameOfIssuer>
    <titleOfClass>ORD             </titleOfClass>
    <cusip>Y2573F102</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>921</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>556</Sole>
      <Shared>0</Shared>
      <None>365</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MAXEON SOLAR TECHNOLOGIES LT  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>Y58473102</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>625</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>625</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AAON INC                      </nameOfIssuer>
    <titleOfClass>COM PAR $0.004  </titleOfClass>
    <cusip>000360206</cusip>
    <value>32</value>
    <shrsOrPrnAmt>
      <sshPrnamt>487</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>487</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ABB LTD                       </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>000375204</cusip>
    <value>329</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11768</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>11768</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ABM INDS INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>000957100</cusip>
    <value>22</value>
    <shrsOrPrnAmt>
      <sshPrnamt>594</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>594</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AFLAC INC                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>001055102</cusip>
    <value>783</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17611</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>17491</Sole>
      <Shared>72</Shared>
      <None>48</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AGCO CORP                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>001084102</cusip>
    <value>237</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2296</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1591</Sole>
      <Shared>705</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AG MTG INVT TR INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>001228105</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2800</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AGNC INVT CORP                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00123Q104</cusip>
    <value>148</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9516</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>9516</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AES CORP                      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00130H105</cusip>
    <value>522</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22224</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>16319</Sole>
      <Shared>5905</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ALPS ETF TR                   </nameOfIssuer>
    <titleOfClass>ALERIAN MLP     </titleOfClass>
    <cusip>00162Q452</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>674</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>674</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AMC ENTMT HLDGS INC           </nameOfIssuer>
    <titleOfClass>CL A COM        </titleOfClass>
    <cusip>00165C104</cusip>
    <value>70</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>33000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AMN HEALTHCARE SVCS INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>001744101</cusip>
    <value>90</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1318</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1318</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ASGN INC                      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00191U102</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>90</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>90</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AT&amp;T INC                      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00206R102</cusip>
    <value>35998</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1251655</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1169860</Sole>
      <Shared>40240</Shared>
      <None>41555</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ARK ETF TR                    </nameOfIssuer>
    <titleOfClass>INNOVATION ETF  </titleOfClass>
    <cusip>00214Q104</cusip>
    <value>97309</value>
    <shrsOrPrnAmt>
      <sshPrnamt>781665</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>771852</Sole>
      <Shared>3915</Shared>
      <None>5898</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ARK ETF TR                    </nameOfIssuer>
    <titleOfClass>NEXT GNRTN INTER</titleOfClass>
    <cusip>00214Q401</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>175</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>175</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ARK ETF TR                    </nameOfIssuer>
    <titleOfClass>3D PRINTING ETF </titleOfClass>
    <cusip>00214Q500</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ARK ETF TR                    </nameOfIssuer>
    <titleOfClass>ISRAEL INOVATE  </titleOfClass>
    <cusip>00214Q609</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ARK ETF TR                    </nameOfIssuer>
    <titleOfClass>FINTECH INNOVA  </titleOfClass>
    <cusip>00214Q708</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>100</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AZZ INC                       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>002474104</cusip>
    <value>88</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1860</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1860</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>THE AARONS COMPANY INC        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00258W108</cusip>
    <value>16</value>
    <shrsOrPrnAmt>
      <sshPrnamt>819</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>819</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ABBOTT LABS                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>002824100</cusip>
    <value>131577</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1201726</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1063786</Sole>
      <Shared>41098</Shared>
      <None>96842</None>
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  <infoTable>
    <nameOfIssuer>ABBVIE INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00287Y109</cusip>
    <value>161127</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1503751</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1439121</Sole>
      <Shared>28574</Shared>
      <None>36056</None>
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  <infoTable>
    <nameOfIssuer>ABERDEEN EMRG MRKTS EQT INM   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00301W105</cusip>
    <value>59</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7220</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7220</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ABERDEEN GLOBAL DYNAMIC DIVI  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00302M106</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2325</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2325</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ABIOMED INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>003654100</cusip>
    <value>205</value>
    <shrsOrPrnAmt>
      <sshPrnamt>632</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>597</Sole>
      <Shared>0</Shared>
      <None>35</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ABRAXAS PETE CORP             </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>003830304</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ACADIA HEALTHCARE COMPANY IN  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00404A109</cusip>
    <value>29</value>
    <shrsOrPrnAmt>
      <sshPrnamt>574</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>574</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ACADIA RLTY TR                </nameOfIssuer>
    <titleOfClass>COM SH BEN INT  </titleOfClass>
    <cusip>004239109</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>580</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>580</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ACCEL ENTERTAINMENT INC       </nameOfIssuer>
    <titleOfClass>COM CL A1       </titleOfClass>
    <cusip>00436Q106</cusip>
    <value>97</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9640</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>9640</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ACI WORLDWIDE INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>004498101</cusip>
    <value>38</value>
    <shrsOrPrnAmt>
      <sshPrnamt>984</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>984</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ACTIVISION BLIZZARD INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00507V109</cusip>
    <value>43348</value>
    <shrsOrPrnAmt>
      <sshPrnamt>466859</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>457669</Sole>
      <Shared>5410</Shared>
      <None>3780</None>
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  <infoTable>
    <nameOfIssuer>ACUITY BRANDS INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00508Y102</cusip>
    <value>22</value>
    <shrsOrPrnAmt>
      <sshPrnamt>178</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>178</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ADAM NAT RES FD INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00548F105</cusip>
    <value>59</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5216</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>5216</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ADAMS DIVERSIFIED EQUITY FD   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>006212104</cusip>
    <value>1923</value>
    <shrsOrPrnAmt>
      <sshPrnamt>111203</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>111203</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ADAPTHEALTH CORP              </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>00653Q102</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>104</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>104</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ADICET BIO INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>007002108</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>142</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>142</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ADOBE SYSTEMS INCORPORATED    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00724F101</cusip>
    <value>92142</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>181026</Sole>
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      <None>1924</None>
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  <infoTable>
    <nameOfIssuer>ADTALEM GLOBAL ED INC         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00737L103</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>230</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>230</Sole>
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      <None>0</None>
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    <nameOfIssuer>ADVANCE AUTO PARTS INC        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00751Y106</cusip>
    <value>283</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1799</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1747</Sole>
      <Shared>52</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ADVENT CONVERTIBLE &amp; INCOME   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00764C109</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>632</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>632</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AECOM                         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00766T100</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>255</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>255</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AEROJET ROCKETDYNE HLDGS INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>007800105</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>165</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>165</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ADVANCED DRAIN SYS INC DEL    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00790R104</cusip>
    <value>14033</value>
    <shrsOrPrnAmt>
      <sshPrnamt>167899</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>167899</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ADVANCED MICRO DEVICES INC    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>007903107</cusip>
    <value>4046</value>
    <shrsOrPrnAmt>
      <sshPrnamt>44112</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>43312</Sole>
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      <None>100</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AEGON N V                     </nameOfIssuer>
    <titleOfClass>NY REGISTRY SHS </titleOfClass>
    <cusip>007924103</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1580</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1580</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ADVANCED ENERGY INDS          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>007973100</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>286</sshPrnamt>
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    <nameOfIssuer>ARCELORMITTAL SA LUXEMBOURG   </nameOfIssuer>
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    <nameOfIssuer>ARCTURUS THERAPEUTICS HLDGS   </nameOfIssuer>
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    <titleOfClass>COM             </titleOfClass>
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    <value>194</value>
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    <titleOfClass>COM             </titleOfClass>
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    <value>10</value>
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    <cusip>04351P101</cusip>
    <value>5</value>
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    <titleOfClass>COM             </titleOfClass>
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    <titleOfClass>COM             </titleOfClass>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>045487105</cusip>
    <value>32</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>04621X108</cusip>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>046224101</cusip>
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    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>046353108</cusip>
    <value>242</value>
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    <nameOfIssuer>B &amp; G FOODS INC NEW           </nameOfIssuer>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5825</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK TAX MUNICPAL BD TR  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>09248X100</cusip>
    <value>27</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BLACKROCK ENERGY &amp; RES TR     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09250U101</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>800</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BLACKROCK HEALTH SCIENCES TR  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09250W107</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK ENHANCED GLOBAL DI  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>092501105</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1650</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1650</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK ENHANCED EQUITY DI  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09251A104</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1391</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1391</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BLACKROCK MUNIVEST FD INC     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09253R105</cusip>
    <value>719</value>
    <shrsOrPrnAmt>
      <sshPrnamt>78274</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>78274</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUNIVEST FD II INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09253T101</cusip>
    <value>128</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8646</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8646</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUNIYIELD FD INC    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09253W104</cusip>
    <value>37</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2600</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUNI INTER DR FD I  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09253X102</cusip>
    <value>45</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUNIENHANCED FD IN  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09253Y100</cusip>
    <value>79</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6562</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6562</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUNIHOLDINGS QUALI  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09254A101</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>950</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>950</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUNIYIELD QUALITY   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09254E103</cusip>
    <value>45</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3100</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUNIYILD QULT FD I  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09254F100</cusip>
    <value>41</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2512</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2512</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUNIASSETS FD INC   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09254J102</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>255</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>255</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUNIYIELD INVT FD   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09254R104</cusip>
    <value>147</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10549</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10549</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUNIYLD MICH QLTY   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09254V105</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>795</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>795</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUNIYIELD PA QLTY   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09255G107</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>364</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>364</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK ENHANCD CAP &amp; INM   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09256A109</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2615</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2615</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK RES &amp; COMMODITIES   </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>09257A108</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2556</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2556</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUN TARGET TERM TR  </nameOfIssuer>
    <titleOfClass>COM SHS BEN IN  </titleOfClass>
    <cusip>09257P105</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>750</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKSTONE STRATEGIC CREDIT   </nameOfIssuer>
    <titleOfClass>COM SHS BEN IN  </titleOfClass>
    <cusip>09257R101</cusip>
    <value>250</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>20000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MULTI-SECTOR INC T  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09258A107</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>800</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKSTONE GROUP INC          </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>09260D107</cusip>
    <value>2571</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39673</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>18943</Sole>
      <Shared>1330</Shared>
      <None>19400</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK SCIENCE &amp; TECH TR   </nameOfIssuer>
    <titleOfClass>SHS BEN INT     </titleOfClass>
    <cusip>09260K101</cusip>
    <value>55</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1500</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLINK CHARGING CO             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09354A100</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>400</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLOCK H &amp; R INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>093671105</cusip>
    <value>179</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11298</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>11298</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLOOM ENERGY CORP             </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>093712107</cusip>
    <value>72</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2506</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2506</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLOOMIN BRANDS INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>094235108</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>300</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BLUCORA INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>095229100</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>150</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BLUEPRINT MEDICINES CORP      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09627Y109</cusip>
    <value>162</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1444</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1444</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BOEING CO                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>097023105</cusip>
    <value>53727</value>
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      <sshPrnamt>250990</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>244793</Sole>
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      <None>3137</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BOINGO WIRELESS INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09739C102</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>84</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>84</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BOISE CASCADE CO DEL          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09739D100</cusip>
    <value>39</value>
    <shrsOrPrnAmt>
      <sshPrnamt>824</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>824</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BOOKING HOLDINGS INC          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>09857L108</cusip>
    <value>7098</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3187</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3178</Sole>
      <Shared>4</Shared>
      <None>5</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BOOT BARN HLDGS INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>099406100</cusip>
    <value>96</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2216</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2216</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR  </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>099502106</cusip>
    <value>3659</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41968</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5413</Sole>
      <Shared>7645</Shared>
      <None>28910</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BORGWARNER INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>099724106</cusip>
    <value>4673</value>
    <shrsOrPrnAmt>
      <sshPrnamt>120930</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
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    <nameOfIssuer>DIREXION SHS ETF TR           </nameOfIssuer>
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    <value>18</value>
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    <nameOfIssuer>ENTERPRISE PRODS PARTNERS L   </nameOfIssuer>
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    <value>27</value>
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    <nameOfIssuer>ESPERION THERAPEUTICS INC NE  </nameOfIssuer>
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    <value>1219</value>
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    <cusip>301505707</cusip>
    <value>24</value>
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    <value>198</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>302130109</cusip>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>30214U102</cusip>
    <value>152</value>
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    <titleOfClass>COM             </titleOfClass>
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    <titleOfClass>COM             </titleOfClass>
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    <nameOfIssuer>FACEBOOK INC                  </nameOfIssuer>
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    <titleOfClass>COM             </titleOfClass>
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    <titleOfClass>COM             </titleOfClass>
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    <nameOfIssuer>FIRST MAJESTIC SILVER CORP    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>32076V103</cusip>
    <value>19</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>320817109</cusip>
    <value>121</value>
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      <Sole>3246</Sole>
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    <nameOfIssuer>FIRST MID ILL BANCSHARES INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>320866106</cusip>
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      <Sole>187</Sole>
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    <titleOfClass>COM             </titleOfClass>
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      <Sole>800</Sole>
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  <infoTable>
    <nameOfIssuer>FIRST REP BK SAN FRANCISCO C  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>33616C100</cusip>
    <value>646</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>4343</Sole>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST SOLAR INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>336433107</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>155</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>155</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>1ST SOURCE CORP               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>336901103</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>260</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>260</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR MORNINGSTAR DIVID L  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>336917109</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>US EQTY OPPT ETF</titleOfClass>
    <cusip>336920103</cusip>
    <value>47</value>
    <shrsOrPrnAmt>
      <sshPrnamt>401</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>401</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>WTR ETF         </titleOfClass>
    <cusip>33733B100</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>298</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>298</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>CAP STRENGTH ETF</titleOfClass>
    <cusip>33733E104</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>450</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>DJ INTERNT IDX  </titleOfClass>
    <cusip>33733E302</cusip>
    <value>259</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1219</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1219</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR S&amp;P REIT INDEX FD    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>33734G108</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR VALUE LINE DIVID IN  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>33734H106</cusip>
    <value>264</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7514</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7514</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>INDLS PROD DUR  </titleOfClass>
    <cusip>33734X150</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>MATERIALS ALPH  </titleOfClass>
    <cusip>33734X168</cusip>
    <value>96</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>TECH ALPHADEX   </titleOfClass>
    <cusip>33734X176</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>249</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>249</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>CLOUD COMPUTING </titleOfClass>
    <cusip>33734X192</cusip>
    <value>57</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR SML CP CORE ALPHA F  </nameOfIssuer>
    <titleOfClass>COM SHS         </titleOfClass>
    <cusip>33734Y109</cusip>
    <value>16</value>
    <shrsOrPrnAmt>
      <sshPrnamt>204</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>204</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR NASDAQ 100 TECH IND  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>337345102</cusip>
    <value>62</value>
    <shrsOrPrnAmt>
      <sshPrnamt>450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>450</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD  </nameOfIssuer>
    <titleOfClass>COM SHS         </titleOfClass>
    <cusip>33735B108</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>222</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>222</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR LRG CP VL ALPHADEX   </nameOfIssuer>
    <titleOfClass>COM SHS         </titleOfClass>
    <cusip>33735J101</cusip>
    <value>58</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1054</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1054</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TRUST LRGCP GWT ALPHAD  </nameOfIssuer>
    <titleOfClass>COM SHS         </titleOfClass>
    <cusip>33735K108</cusip>
    <value>146</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1513</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1513</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>GBL WND ENRG ETF</titleOfClass>
    <cusip>33736G106</cusip>
    <value>232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9956</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>9956</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD   </nameOfIssuer>
    <titleOfClass>EUROPE ALPHADEX </titleOfClass>
    <cusip>33737J117</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>401</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>401</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD   </nameOfIssuer>
    <titleOfClass>JAPAN ALPHADEX  </titleOfClass>
    <cusip>33737J158</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>249</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>249</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>SENIOR LN FD    </titleOfClass>
    <cusip>33738D309</cusip>
    <value>48</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1019</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1019</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>FIRST TR TA HIYL</titleOfClass>
    <cusip>33738D408</cusip>
    <value>90</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1855</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1855</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>HEDGED BUYWRITE </titleOfClass>
    <cusip>33738R407</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>196</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>196</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>NASDAQ BK ETF   </titleOfClass>
    <cusip>33738R860</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>820</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>820</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>MNGD FUTRS STRGY</titleOfClass>
    <cusip>33739G103</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>155</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>155</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRADED FD III   </nameOfIssuer>
    <titleOfClass>LNG/SHT EQUITY  </titleOfClass>
    <cusip>33739P103</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>202</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>202</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRADED FD III   </nameOfIssuer>
    <titleOfClass>EME MRK BD ETF  </titleOfClass>
    <cusip>33739P202</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>813</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>813</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>FST LOW OPPT EFT</titleOfClass>
    <cusip>33739Q200</cusip>
    <value>67</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1302</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1302</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>FIRST TR ENH NEW</titleOfClass>
    <cusip>33739Q408</cusip>
    <value>39</value>
    <shrsOrPrnAmt>
      <sshPrnamt>648</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>648</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>SSI STRG ETF    </titleOfClass>
    <cusip>33739Q507</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>224</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>224</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI  </nameOfIssuer>
    <titleOfClass>TCW OPPORTUNIS  </titleOfClass>
    <cusip>33740F805</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>242</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>242</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI  </nameOfIssuer>
    <titleOfClass>ALT ABSLT STRG  </titleOfClass>
    <cusip>33740Y101</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>465</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>465</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRSTCASH INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>33767D105</cusip>
    <value>226</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3231</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3059</Sole>
      <Shared>0</Shared>
      <None>172</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRSTSERVICE CORP NEW         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>33767E202</cusip>
    <value>40</value>
    <shrsOrPrnAmt>
      <sshPrnamt>292</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>292</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FISERV INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>337738108</cusip>
    <value>12527</value>
    <shrsOrPrnAmt>
      <sshPrnamt>110025</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>100127</Sole>
      <Shared>936</Shared>
      <None>8962</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRSTENERGY CORP              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>337932107</cusip>
    <value>1509</value>
    <shrsOrPrnAmt>
      <sshPrnamt>49290</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>49098</Sole>
      <Shared>192</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIVE BELOW INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>33829M101</cusip>
    <value>297</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1696</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1696</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIVE9 INC                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>338307101</cusip>
    <value>608</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3489</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3489</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FLAHERTY &amp; CRUMRINE TOTAL RE  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>338479108</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>400</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FLAHERTY &amp; CRUMRINE PFD INCO  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>33848E106</cusip>
    <value>228</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17355</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>17355</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FLEETCOR TECHNOLOGIES INC     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>339041105</cusip>
    <value>323</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1184</sshPrnamt>
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      <Sole>684</Sole>
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      <None>500</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>MSTAR EMKT FAC  </titleOfClass>
    <cusip>33939L308</cusip>
    <value>87</value>
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      <sshPrnamt>1500</sshPrnamt>
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      <Sole>1500</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>MORNSTAR UPSTR  </titleOfClass>
    <cusip>33939L407</cusip>
    <value>52</value>
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      <sshPrnamt>1612</sshPrnamt>
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      <Sole>1612</Sole>
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  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>IBOXX 3R TARGT  </titleOfClass>
    <cusip>33939L506</cusip>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
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    <cusip>33939L605</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>220</sshPrnamt>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>STOXX GLOBR INF </titleOfClass>
    <cusip>33939L795</cusip>
    <value>239</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4441</sshPrnamt>
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      <Sole>4441</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>M STAR DEV MKT  </titleOfClass>
    <cusip>33939L803</cusip>
    <value>205</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3106</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3106</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>INTL QLTDV IDX  </titleOfClass>
    <cusip>33939L837</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>322</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>322</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>QLT DIVDYN IDX  </titleOfClass>
    <cusip>33939L852</cusip>
    <value>243</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4771</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>4771</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>QUALT DIVD IDX  </titleOfClass>
    <cusip>33939L860</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>560</sshPrnamt>
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      <Sole>560</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FLOOR &amp; DECOR HLDGS INC       </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>339750101</cusip>
    <value>185</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1993</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1993</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FLOWERS FOODS INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>343498101</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>360</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>360</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FLOWSERVE CORP                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>34354P105</cusip>
    <value>326</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8834</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>8798</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FOLEY TRASIMENE ACQUISTN COR  </nameOfIssuer>
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    <cusip>34431F104</cusip>
    <value>168</value>
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      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>15000</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FOMENTO ECONOMICO MEXICANO S  </nameOfIssuer>
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    <cusip>344419106</cusip>
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      <sshPrnamt>31165</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>30566</Sole>
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      <None>599</None>
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  <infoTable>
    <nameOfIssuer>FOOT LOCKER INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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      <Sole>1859</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FORD MTR CO DEL               </nameOfIssuer>
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      <None>11000</None>
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  <infoTable>
    <nameOfIssuer>FORMFACTOR INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>346375108</cusip>
    <value>284</value>
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      <sshPrnamt>6594</sshPrnamt>
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      <Sole>6242</Sole>
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      <None>352</None>
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  <infoTable>
    <nameOfIssuer>FORTINET INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <value>251</value>
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      <sshPrnamt>1693</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1452</Sole>
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  <infoTable>
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    <titleOfClass>COM             </titleOfClass>
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    <value>3700</value>
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      <sshPrnamt>52242</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>37768</Sole>
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      <None>14324</None>
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  <infoTable>
    <nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>34964C106</cusip>
    <value>6518</value>
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      <sshPrnamt>76041</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>75546</Sole>
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      <None>422</None>
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  <infoTable>
    <nameOfIssuer>FORWARD AIR CORP              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <value>11</value>
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      <sshPrnamt>145</sshPrnamt>
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      <Sole>145</Sole>
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  <infoTable>
    <nameOfIssuer>FOUR CORNERS PPTY TR INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>35086T109</cusip>
    <value>16</value>
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      <sshPrnamt>522</sshPrnamt>
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      <Sole>522</Sole>
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  <infoTable>
    <nameOfIssuer>FOX CORP                      </nameOfIssuer>
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    <cusip>35137L105</cusip>
    <value>116</value>
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      <Sole>3968</Sole>
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  <infoTable>
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      <sshPrnamt>2253</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>FOX FACTORY HLDG CORP         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>35138V102</cusip>
    <value>65</value>
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      <sshPrnamt>611</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>611</Sole>
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  <infoTable>
    <nameOfIssuer>FRANCO NEV CORP               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>351858105</cusip>
    <value>62</value>
    <shrsOrPrnAmt>
      <sshPrnamt>493</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>493</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FRANKLIN ELEC INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>353514102</cusip>
    <value>7</value>
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      <sshPrnamt>95</sshPrnamt>
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      <Sole>95</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FRANKLIN RESOURCES INC        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>354613101</cusip>
    <value>187</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7465</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>7353</Sole>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FREEPORT-MCMORAN INC          </nameOfIssuer>
    <titleOfClass>CL B            </titleOfClass>
    <cusip>35671D857</cusip>
    <value>202</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7770</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>7770</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FRESENIUS MED CARE AG&amp;CO KGA  </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>358029106</cusip>
    <value>324</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7804</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>7617</Sole>
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      <None>187</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FRESHPET INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>358039105</cusip>
    <value>173</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1216</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1216</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FUELCELL ENERGY INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>35952H601</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>400</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FS KKR CAP CORP II            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>35952V303</cusip>
    <value>135</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8208</sshPrnamt>
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    <titleOfClass>COM NEW         </titleOfClass>
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    <titleOfClass>GLBL X MLP ETF  </titleOfClass>
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      <Sole>9305</Sole>
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      <None>0</None>
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    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>RBTCS ARTFL INTE</titleOfClass>
    <cusip>37954Y715</cusip>
    <value>568</value>
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      <sshPrnamt>17144</sshPrnamt>
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    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>FINTECH ETF     </titleOfClass>
    <cusip>37954Y814</cusip>
    <value>1</value>
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    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>GLOBAL X COPPER </titleOfClass>
    <cusip>37954Y830</cusip>
    <value>9</value>
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    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
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    <cusip>37954Y848</cusip>
    <value>10</value>
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    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>S&amp;P 500 CATHOLIC</titleOfClass>
    <cusip>37954Y889</cusip>
    <value>5936</value>
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    <nameOfIssuer>GLOBUS MED INC                </nameOfIssuer>
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    <cusip>379577208</cusip>
    <value>295</value>
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  <infoTable>
    <nameOfIssuer>GLOBE LIFE INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>37959E102</cusip>
    <value>86</value>
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      <sshPrnamt>904</sshPrnamt>
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    <nameOfIssuer>GLU MOBILE INC                </nameOfIssuer>
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    <cusip>379890106</cusip>
    <value>20</value>
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      <Sole>2266</Sole>
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    <nameOfIssuer>GOLDMAN SACHS GROUP INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>38141G104</cusip>
    <value>21011</value>
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      <sshPrnamt>79676</sshPrnamt>
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    <nameOfIssuer>GOLDMAN SACHS ETF TR          </nameOfIssuer>
    <titleOfClass>ACTIVEBETA INT  </titleOfClass>
    <cusip>381430107</cusip>
    <value>37</value>
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    <nameOfIssuer>GOLDMAN SACHS ETF TR          </nameOfIssuer>
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    <cusip>381430396</cusip>
    <value>135</value>
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    <nameOfIssuer>GOLDMAN SACHS ETF TR          </nameOfIssuer>
    <titleOfClass>ACCESS INVT GR  </titleOfClass>
    <cusip>381430479</cusip>
    <value>214</value>
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      <Sole>3673</Sole>
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    <nameOfIssuer>GOLDMAN SACHS ETF TR          </nameOfIssuer>
    <titleOfClass>ACTIVEBETA US LG</titleOfClass>
    <cusip>381430503</cusip>
    <value>190</value>
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      <sshPrnamt>2506</sshPrnamt>
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    <nameOfIssuer>GOLDMAN SACHS ETF TR          </nameOfIssuer>
    <titleOfClass>ACCES TREASURY  </titleOfClass>
    <cusip>381430529</cusip>
    <value>62</value>
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      <sshPrnamt>622</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>382550101</cusip>
    <value>2</value>
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    <nameOfIssuer>GOOSEHEAD INS INC             </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>38267D109</cusip>
    <value>427</value>
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    <nameOfIssuer>GORMAN RUPP CO                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <nameOfIssuer>GRACE W R &amp; CO DEL NEW        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>38388F108</cusip>
    <value>18</value>
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    <nameOfIssuer>GRACO INC                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>384109104</cusip>
    <value>17</value>
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  <infoTable>
    <nameOfIssuer>GRAHAM HLDGS CO               </nameOfIssuer>
    <titleOfClass>COM CL B        </titleOfClass>
    <cusip>384637104</cusip>
    <value>2</value>
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    <nameOfIssuer>GRAINGER W W INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>384802104</cusip>
    <value>4081</value>
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      <Sole>7481</Sole>
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      <None>2500</None>
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    <nameOfIssuer>GRAND CANYON ED INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>38526M106</cusip>
    <value>114</value>
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      <sshPrnamt>1223</sshPrnamt>
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    <nameOfIssuer>GRANITE CONSTR INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>387328107</cusip>
    <value>1</value>
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      <sshPrnamt>25</sshPrnamt>
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    <nameOfIssuer>GRANITE PT MTG TR INC         </nameOfIssuer>
    <titleOfClass>COM STK         </titleOfClass>
    <cusip>38741L107</cusip>
    <value>16</value>
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      <Sole>1627</Sole>
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  <infoTable>
    <nameOfIssuer>GRAPHIC PACKAGING HLDG CO     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>388689101</cusip>
    <value>32</value>
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      <Sole>1910</Sole>
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  <infoTable>
    <nameOfIssuer>GREEN DOT CORP                </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>39304D102</cusip>
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    <value>234</value>
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    <titleOfClass>SP ADR REP B NVT</titleOfClass>
    <cusip>398438408</cusip>
    <value>244</value>
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    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>399473206</cusip>
    <value>23</value>
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    <nameOfIssuer>GRUBHUB INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>400110102</cusip>
    <value>10</value>
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  <infoTable>
    <nameOfIssuer>GUARDANT HEALTH INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>40131M109</cusip>
    <value>248</value>
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      <Sole>1922</Sole>
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  <infoTable>
    <nameOfIssuer>GUIDEWIRE SOFTWARE INC        </nameOfIssuer>
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    <value>111</value>
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      <Sole>65</Sole>
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      <None>800</None>
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  <infoTable>
    <nameOfIssuer>HCA HEALTHCARE INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>40412C101</cusip>
    <value>323</value>
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      <sshPrnamt>1961</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>HDFC BANK LTD                 </nameOfIssuer>
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    <cusip>40415F101</cusip>
    <value>2429</value>
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      <Sole>32901</Sole>
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      <None>709</None>
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  <infoTable>
    <nameOfIssuer>HMS HLDGS CORP                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>40425J101</cusip>
    <value>40</value>
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      <sshPrnamt>1094</sshPrnamt>
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      <Sole>1094</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>HNI CORP                      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>404251100</cusip>
    <value>1046</value>
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      <sshPrnamt>30355</sshPrnamt>
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    <titleOfClass>COM             </titleOfClass>
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    <value>219</value>
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      <sshPrnamt>1101</sshPrnamt>
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    <nameOfIssuer>IDEXX LABS INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <nameOfIssuer>ILLINOIS TOOL WKS INC         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>452308109</cusip>
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    <nameOfIssuer>ILLUMINA INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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      <sshPrnamt>18510</sshPrnamt>
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    <nameOfIssuer>IMMUNOGEN INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <value>39</value>
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    <nameOfIssuer>IMPERIAL OIL LTD              </nameOfIssuer>
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    <cusip>453038408</cusip>
    <value>17</value>
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      <sshPrnamt>900</sshPrnamt>
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    <nameOfIssuer>IMPINJ INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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      <sshPrnamt>552</sshPrnamt>
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    <nameOfIssuer>INCYTE CORP                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45337C102</cusip>
    <value>217</value>
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    <nameOfIssuer>INDEPENDENCE RLTY TR INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <value>10</value>
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    <nameOfIssuer>INDEPENDENT BK CORP MICH      </nameOfIssuer>
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    <value>93</value>
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      <sshPrnamt>5029</sshPrnamt>
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      <Sole>5029</Sole>
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    <nameOfIssuer>INDEPENDENT BK GROUP INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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      <Sole>130</Sole>
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    <nameOfIssuer>INDEXIQ ETF TR                </nameOfIssuer>
    <titleOfClass>HEDGE MLTI ETF  </titleOfClass>
    <cusip>45409B107</cusip>
    <value>2</value>
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      <sshPrnamt>60</sshPrnamt>
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    <nameOfIssuer>INDEXIQ ETF TR                </nameOfIssuer>
    <titleOfClass>IQ MRGR ARB ETF </titleOfClass>
    <cusip>45409B800</cusip>
    <value>4</value>
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      <sshPrnamt>119</sshPrnamt>
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    <nameOfIssuer>INDUSTRIAL LOGISTICS PPTYS T  </nameOfIssuer>
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    <cusip>456237106</cusip>
    <value>13</value>
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      <sshPrnamt>540</sshPrnamt>
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    <nameOfIssuer>INFINERA CORP                 </nameOfIssuer>
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    <cusip>456788108</cusip>
    <value>395</value>
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      <sshPrnamt>23316</sshPrnamt>
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    <nameOfIssuer>ING GROEP N.V.                </nameOfIssuer>
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      <sshPrnamt>44111</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>INGERSOLL RAND INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45687V106</cusip>
    <value>111</value>
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    <nameOfIssuer>INGEVITY CORP                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45688C107</cusip>
    <value>12</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>457187102</cusip>
    <value>118</value>
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  <infoTable>
    <nameOfIssuer>INOVIO PHARMACEUTICALS INC    </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>45773H201</cusip>
    <value>7</value>
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    <nameOfIssuer>INSPIRE MED SYS INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>457730109</cusip>
    <value>19</value>
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      <sshPrnamt>100</sshPrnamt>
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      <Sole>100</Sole>
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    <nameOfIssuer>INSPERITY INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45778Q107</cusip>
    <value>4</value>
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    <nameOfIssuer>INOGEN INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45780L104</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>405</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>405</Sole>
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  <infoTable>
    <nameOfIssuer>INOVALON HLDGS INC            </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>45781D101</cusip>
    <value>43</value>
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      <sshPrnamt>2362</sshPrnamt>
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    <nameOfIssuer>INNOVATIVE INDL PPTYS INC     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45781V101</cusip>
    <value>91</value>
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      <sshPrnamt>499</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>499</Sole>
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    <nameOfIssuer>INSIGHT SELECT INCOME FD      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45781W109</cusip>
    <value>7</value>
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      <sshPrnamt>336</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>336</Sole>
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    <nameOfIssuer>INNOVATOR ETFS TR             </nameOfIssuer>
    <titleOfClass>S&amp;P 500 PWR BU  </titleOfClass>
    <cusip>45782C540</cusip>
    <value>27</value>
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      <sshPrnamt>934</sshPrnamt>
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      <Sole>934</Sole>
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  <infoTable>
    <nameOfIssuer>INSULET CORP                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45784P101</cusip>
    <value>7</value>
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    <nameOfIssuer>INTEGRA LIFESCIENCES HLDGS C  </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>457985208</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>140</sshPrnamt>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>458140100</cusip>
    <value>107213</value>
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    <nameOfIssuer>INTEGER HLDGS CORP            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45826H109</cusip>
    <value>6</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>INTERACTIVE BROKERS GROUP IN  </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>45841N107</cusip>
    <value>9</value>
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      <sshPrnamt>149</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>149</Sole>
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  <infoTable>
    <nameOfIssuer>INTERCEPT PHARMACEUTICALS IN  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45845P108</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>736</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>736</Sole>
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  <infoTable>
    <nameOfIssuer>INTERCONTINENTAL HOTELS GROU  </nameOfIssuer>
    <titleOfClass>SPONSORED ADS   </titleOfClass>
    <cusip>45857P806</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>52</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>52</Sole>
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  <infoTable>
    <nameOfIssuer>INTERCONTINENTAL EXCHANGE IN  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45866F104</cusip>
    <value>25433</value>
    <shrsOrPrnAmt>
      <sshPrnamt>220600</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>216836</Sole>
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      <None>2764</None>
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  <infoTable>
    <nameOfIssuer>INTERDIGITAL INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45867G101</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>140</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>140</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INTERNATIONAL BUSINESS MACHS  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>459200101</cusip>
    <value>19045</value>
    <shrsOrPrnAmt>
      <sshPrnamt>151294</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>140101</Sole>
      <Shared>1681</Shared>
      <None>9512</None>
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  <infoTable>
    <nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>459506101</cusip>
    <value>285</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2622</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2622</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INTERNATIONAL PAPER CO        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>460146103</cusip>
    <value>196</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3950</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>3950</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INTERPUBLIC GROUP COS INC     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>460690100</cusip>
    <value>189</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8038</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>8038</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO ACTIVELY MANAGED ETF  </nameOfIssuer>
    <titleOfClass>ACTIVE US REAL  </titleOfClass>
    <cusip>46090A101</cusip>
    <value>217</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2500</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>2500</Shared>
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    <nameOfIssuer>INVESCO ACTIVELY MANAGED ETF  </nameOfIssuer>
    <titleOfClass>ULTRA SHRT DUR  </titleOfClass>
    <cusip>46090A887</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>603</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>603</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO QQQ TR                </nameOfIssuer>
    <titleOfClass>UNIT SER 1      </titleOfClass>
    <cusip>46090E103</cusip>
    <value>13262</value>
    <shrsOrPrnAmt>
      <sshPrnamt>42270</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>25155</Sole>
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      <None>15365</None>
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    <nameOfIssuer>INVESCO ACTIVLY MANGD ETC FD  </nameOfIssuer>
    <titleOfClass>OPTIMUM YIELD   </titleOfClass>
    <cusip>46090F100</cusip>
    <value>36</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2351</sshPrnamt>
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      <Sole>2351</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INTEVAC INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>461148108</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
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      <Sole>200</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INTUITIVE SURGICAL INC        </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>46120E602</cusip>
    <value>27633</value>
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      <sshPrnamt>33777</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>33602</Sole>
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      <None>99</None>
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    <nameOfIssuer>INTUIT                        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>461202103</cusip>
    <value>6352</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16723</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>14941</Sole>
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      <None>1778</None>
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  <infoTable>
    <nameOfIssuer>INVESCO MORTGAGE CAPITAL INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46131B100</cusip>
    <value>110</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32410</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>32410</Sole>
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      <None>0</None>
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    <nameOfIssuer>INVESCO HIGH INCOME TR II     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46131F101</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO MUN TR                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46131J103</cusip>
    <value>71</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5522</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5522</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO TR INVT GRADE MUNS    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46131M106</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1372</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1372</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO MUN OPPORTUNITY TR    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46132C107</cusip>
    <value>76</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5911</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>5911</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO MUNI INCOME OPP TRST  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46132X101</cusip>
    <value>33</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4168</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4168</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO HIGH INCOME 2023 TAR  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46135X108</cusip>
    <value>422</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>50000</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>WATER RES ETF   </titleOfClass>
    <cusip>46137V142</cusip>
    <value>22</value>
    <shrsOrPrnAmt>
      <sshPrnamt>472</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>472</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P 500 TOP 50  </titleOfClass>
    <cusip>46137V233</cusip>
    <value>60</value>
    <shrsOrPrnAmt>
      <sshPrnamt>211</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>211</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P500 PUR GWT  </titleOfClass>
    <cusip>46137V266</cusip>
    <value>188</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1156</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1156</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P500 EQL TEC  </titleOfClass>
    <cusip>46137V282</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>121</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>121</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>BUYBACK ACHIEV  </titleOfClass>
    <cusip>46137V308</cusip>
    <value>55</value>
    <shrsOrPrnAmt>
      <sshPrnamt>750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>750</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P500 EQL WGT  </titleOfClass>
    <cusip>46137V357</cusip>
    <value>368</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2888</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2888</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P500 EQL DIS  </titleOfClass>
    <cusip>46137V381</cusip>
    <value>53</value>
    <shrsOrPrnAmt>
      <sshPrnamt>432</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>432</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>DIVID ACHIEVEV  </titleOfClass>
    <cusip>46137V506</cusip>
    <value>147</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4465</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>4465</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>NASDAQ INTERNT  </titleOfClass>
    <cusip>46137V530</cusip>
    <value>52</value>
    <shrsOrPrnAmt>
      <sshPrnamt>229</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>229</Sole>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>INTL DIVI ACHI  </titleOfClass>
    <cusip>46137V548</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>100</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>HIG YLD EQ DIV  </titleOfClass>
    <cusip>46137V563</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2000</Sole>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>GBL LISTED PVT  </titleOfClass>
    <cusip>46137V589</cusip>
    <value>143</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10635</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>10635</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>FTSE RAFI 1000  </titleOfClass>
    <cusip>46137V613</cusip>
    <value>400</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3003</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3003</Sole>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>FINL PFD ETF    </titleOfClass>
    <cusip>46137V621</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>2725</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2725</Sole>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>DYNMC LRG GWTH  </titleOfClass>
    <cusip>46137V746</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>500</Sole>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>DWA TECHNOLOGY  </titleOfClass>
    <cusip>46137V811</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>273</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>273</Sole>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
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    <cusip>46138E198</cusip>
    <value>137</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2837</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2837</Sole>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P GBL WATER   </titleOfClass>
    <cusip>46138E263</cusip>
    <value>45</value>
    <shrsOrPrnAmt>
      <sshPrnamt>965</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>965</Sole>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P500 LOW VOL  </titleOfClass>
    <cusip>46138E354</cusip>
    <value>423</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7521</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3158</Sole>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P500 HDL VOL  </titleOfClass>
    <cusip>46138E362</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P 500 HB ETF  </titleOfClass>
    <cusip>46138E370</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>260</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>260</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P 500 EX RAT  </titleOfClass>
    <cusip>46138E388</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>PFD ETF         </titleOfClass>
    <cusip>46138E511</cusip>
    <value>894</value>
    <shrsOrPrnAmt>
      <sshPrnamt>58572</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>58572</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>FTSE RAFI EMNG  </titleOfClass>
    <cusip>46138E727</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1001</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1001</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>EMRNG MKT SVRG  </titleOfClass>
    <cusip>46138E784</cusip>
    <value>37803</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1310789</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1288056</Sole>
      <Shared>6747</Shared>
      <None>15986</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>SR LN ETF       </titleOfClass>
    <cusip>46138G508</cusip>
    <value>440</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19741</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19741</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P SMALLCAP 600</titleOfClass>
    <cusip>46138G664</cusip>
    <value>36</value>
    <shrsOrPrnAmt>
      <sshPrnamt>450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>450</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P MDCP 400 REV</titleOfClass>
    <cusip>46138G672</cusip>
    <value>53</value>
    <shrsOrPrnAmt>
      <sshPrnamt>750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>750</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P 500 REVENUE </titleOfClass>
    <cusip>46138G698</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>225</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>225</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>SOLAR ETF       </titleOfClass>
    <cusip>46138G706</cusip>
    <value>62</value>
    <shrsOrPrnAmt>
      <sshPrnamt>608</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>308</Sole>
      <Shared>0</Shared>
      <None>300</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>TAXABLE MUN BD  </titleOfClass>
    <cusip>46138G805</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>325</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>325</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>GBL CLEAN ENRG  </titleOfClass>
    <cusip>46138G847</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>366</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>366</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>VAR RATE PFD    </titleOfClass>
    <cusip>46138G870</cusip>
    <value>493</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>14800</Sole>
      <Shared>0</Shared>
      <None>4200</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD   </nameOfIssuer>
    <titleOfClass>BULSHS 2023 HY  </titleOfClass>
    <cusip>46138J858</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>380</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>380</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO CURRENCYSHARES EURO   </nameOfIssuer>
    <titleOfClass>EURO SHS        </titleOfClass>
    <cusip>46138K103</cusip>
    <value>1971</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17179</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>17179</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO CURRENCYSHARES SWISS  </nameOfIssuer>
    <titleOfClass>SWISS FRANC     </titleOfClass>
    <cusip>46138R108</cusip>
    <value>154</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO DB MULTI-SECTOR COMM  </nameOfIssuer>
    <titleOfClass>AGRICULTURE FD  </titleOfClass>
    <cusip>46140H106</cusip>
    <value>169</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO DB MULTI-SECTOR COMM  </nameOfIssuer>
    <titleOfClass>PRECIOUS METAL  </titleOfClass>
    <cusip>46140H502</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESTORS BANCORP INC NEW     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46146L101</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>878</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>878</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVITATION HOMES INC          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46187W107</cusip>
    <value>1381</value>
    <shrsOrPrnAmt>
      <sshPrnamt>46483</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>45856</Sole>
      <Shared>429</Shared>
      <None>198</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>IONIS PHARMACEUTICALS INC     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>462222100</cusip>
    <value>546</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9658</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>9658</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>IQVIA HLDGS INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46266C105</cusip>
    <value>168</value>
    <shrsOrPrnAmt>
      <sshPrnamt>937</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>925</Sole>
      <Shared>12</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>IRIDIUM COMMUNICATIONS INC    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46269C102</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>IROBOT CORP                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>462726100</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>131</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>131</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>IRON MTN INC NEW              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46284V101</cusip>
    <value>76</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2594</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2581</Sole>
      <Shared>13</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES SILVER TR             </nameOfIssuer>
    <titleOfClass>ISHARES         </titleOfClass>
    <cusip>46428Q109</cusip>
    <value>56946</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2317702</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2292318</Sole>
      <Shared>8089</Shared>
      <None>17295</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES GOLD TRUST            </nameOfIssuer>
    <titleOfClass>ISHARES         </titleOfClass>
    <cusip>464285105</cusip>
    <value>529</value>
    <shrsOrPrnAmt>
      <sshPrnamt>29194</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>18108</Sole>
      <Shared>10907</Shared>
      <None>179</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES INC                   </nameOfIssuer>
    <titleOfClass>MSCI AUST ETF   </titleOfClass>
    <cusip>464286103</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES INC                   </nameOfIssuer>
    <titleOfClass>MSCI FRNTR100ETF</titleOfClass>
    <cusip>464286145</cusip>
    <value>191</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6720</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6020</Sole>
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      <None>700</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES INC                   </nameOfIssuer>
    <titleOfClass>MSCI CDA ETF    </titleOfClass>
    <cusip>464286509</cusip>
    <value>97</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3155</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3155</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES INC                   </nameOfIssuer>
    <titleOfClass>MSCI EMERG MRKT </titleOfClass>
    <cusip>464286533</cusip>
    <value>889</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14562</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>14562</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES INC                   </nameOfIssuer>
    <titleOfClass>MSCI EURZONE ETF</titleOfClass>
    <cusip>464286608</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>696</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>696</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES INC                   </nameOfIssuer>
    <titleOfClass>MSCI ISRAEL ETF </titleOfClass>
    <cusip>464286632</cusip>
    <value>56</value>
    <shrsOrPrnAmt>
      <sshPrnamt>879</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>879</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES INC                   </nameOfIssuer>
    <titleOfClass>MSCI PAC JP ETF </titleOfClass>
    <cusip>464286665</cusip>
    <value>543</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11343</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2343</Sole>
      <Shared>9000</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES INC                   </nameOfIssuer>
    <titleOfClass>MSCI STH KOR ETF</titleOfClass>
    <cusip>464286772</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>267</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>167</Sole>
      <Shared>0</Shared>
      <None>100</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES INC                   </nameOfIssuer>
    <titleOfClass>MSCI MEXICO ETF </titleOfClass>
    <cusip>464286822</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES INC                   </nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>MRGSTR SM CP GR </titleOfClass>
    <cusip>464288604</cusip>
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  <infoTable>
    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>INTRM GOV CR ETF</titleOfClass>
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  <infoTable>
    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>USD INV GRDE ETF</titleOfClass>
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  <infoTable>
    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>ISHS 5-10YR INVT</titleOfClass>
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  <infoTable>
    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>ISHS 1-5YR INVS </titleOfClass>
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  <infoTable>
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    <titleOfClass>SHORT TREAS BD  </titleOfClass>
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  <infoTable>
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    <titleOfClass>GLOB UTILITS ETF</titleOfClass>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>GLB CNS DISC ETF</titleOfClass>
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  <infoTable>
    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>US HOME CONS ETF</titleOfClass>
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      <sshPrnamt>205</sshPrnamt>
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    <titleOfClass>US AER DEF ETF  </titleOfClass>
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    <titleOfClass>MSCI USA ESG SLC</titleOfClass>
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    <titleOfClass>FLTG RATE NT ETF</titleOfClass>
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  <infoTable>
    <nameOfIssuer>LULULEMON ATHLETICA INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>550021109</cusip>
    <value>6679</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19190</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19116</Sole>
      <Shared>3</Shared>
      <None>71</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LUMENTUM HLDGS INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55024U109</cusip>
    <value>185</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1947</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1916</Sole>
      <Shared>0</Shared>
      <None>31</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LUMINEX CORP DEL              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55027E102</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>652</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>652</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LUMOS PHARMA INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55028X109</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>111</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>111</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LUMINAR TECHNOLOGIES INC      </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>550424105</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>150</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LYFT INC                      </nameOfIssuer>
    <titleOfClass>CL A COM        </titleOfClass>
    <cusip>55087P104</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>509</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>509</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>M &amp; T BK CORP                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55261F104</cusip>
    <value>4586</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36025</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>35961</Sole>
      <Shared>64</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>M D C HLDGS INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>552676108</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>184</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>184</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MDU RES GROUP INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>552690109</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>945</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>945</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MFS CHARTER INCOME TR         </nameOfIssuer>
    <titleOfClass>SH BEN INT      </titleOfClass>
    <cusip>552727109</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>1250</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MFS INTER INCOME TR           </nameOfIssuer>
    <titleOfClass>SH BEN INT      </titleOfClass>
    <cusip>55273C107</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>500</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MGE ENERGY INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55277P104</cusip>
    <value>52</value>
    <shrsOrPrnAmt>
      <sshPrnamt>746</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>746</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MGIC INVT CORP WIS            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>552848103</cusip>
    <value>86</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6887</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6887</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MGM RESORTS INTERNATIONAL     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>552953101</cusip>
    <value>277</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8797</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8797</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MGM GROWTH PPTYS LLC          </nameOfIssuer>
    <titleOfClass>CL A COM        </titleOfClass>
    <cusip>55303A105</cusip>
    <value>161</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5128</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5128</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>M/I HOMES INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55305B101</cusip>
    <value>155</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3500</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MKS INSTRS INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55306N104</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>90</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>90</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MPLX LP                       </nameOfIssuer>
    <titleOfClass>COM UNIT REP LTD</titleOfClass>
    <cusip>55336V100</cusip>
    <value>901</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41629</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>41629</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MSA SAFETY INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>553498106</cusip>
    <value>33</value>
    <shrsOrPrnAmt>
      <sshPrnamt>222</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>222</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MSC INDL DIRECT INC           </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>553530106</cusip>
    <value>89</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1052</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1052</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MSCI INC                      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55354G100</cusip>
    <value>875</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1960</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1827</Sole>
      <Shared>120</Shared>
      <None>13</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MTS SYS CORP                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>553777103</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>410</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>410</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MVB FINL CORP                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>553810102</cusip>
    <value>71</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3150</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MACOM TECH SOLUTIONS HLDGS I  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55405Y100</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>368</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>368</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MACATAWA BK CORP              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>554225102</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MACERICH CO                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>554382101</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>16</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MACQUARIE GLOBAL INFRASTRUCT  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55608D101</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MACYS INC                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55616P104</cusip>
    <value>123</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10922</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>10922</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MADISON COVERED CALL &amp; EQUIT  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>557437100</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>477</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>477</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MADISON SQUARE GRDN ENTERTNM  </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>55826T102</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP  </nameOfIssuer>
    <titleOfClass>COM UNIT RP LP  </titleOfClass>
    <cusip>559080106</cusip>
    <value>366</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8623</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>8023</Sole>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MAGNA INTL INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>559222401</cusip>
    <value>1400</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19777</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19428</Sole>
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      <None>349</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MAIN STR CAP CORP             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>56035L104</cusip>
    <value>197</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6120</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6120</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MALIBU BOATS INC              </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>56117J100</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>366</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>366</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MANHATTAN ASSOCS INC          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>562750109</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>90</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>90</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MANPOWERGROUP INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>56418H100</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>105</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>105</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MANTECH INTL CORP             </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>564563104</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>204</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>204</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MANULIFE FINL CORP            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>56501R106</cusip>
    <value>70</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3903</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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    <value>23</value>
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    <value>99</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>65339F101</cusip>
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    <cusip>65340G205</cusip>
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    <cusip>653656108</cusip>
    <value>411</value>
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    <cusip>654106103</cusip>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>65473P105</cusip>
    <value>134</value>
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    <value>17</value>
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    <value>8</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>655663102</cusip>
    <value>1080</value>
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    <cusip>655664100</cusip>
    <value>488</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>655844108</cusip>
    <value>48144</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>665531307</cusip>
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    <titleOfClass>COM             </titleOfClass>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>666807102</cusip>
    <value>11092</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>66765N105</cusip>
    <value>51</value>
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    <titleOfClass>COM NEW         </titleOfClass>
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    <value>10</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>668771108</cusip>
    <value>87</value>
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    <cusip>66987V109</cusip>
    <value>8360</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>67000B104</cusip>
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    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>670002401</cusip>
    <value>159</value>
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    <titleOfClass>ADR             </titleOfClass>
    <cusip>670100205</cusip>
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    <cusip>670346105</cusip>
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    <nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC  </nameOfIssuer>
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      <Sole>3460</Sole>
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    <nameOfIssuer>NUVEEN S&amp;P 500 DYNAMIC OVERW  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>6706EW100</cusip>
    <value>15</value>
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    <nameOfIssuer>NUVEEN MASSACHUSETS QLT MUN   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67061E104</cusip>
    <value>66</value>
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    <titleOfClass>SH BEN INT      </titleOfClass>
    <cusip>67062F100</cusip>
    <value>44</value>
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  <infoTable>
    <nameOfIssuer>NUVEEN SELECT TAX FREE INCOM  </nameOfIssuer>
    <titleOfClass>SH BEN INT      </titleOfClass>
    <cusip>67063C106</cusip>
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    <nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>670657105</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>93364</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>NVIDIA CORPORATION            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <value>150421</value>
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      <sshPrnamt>288052</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>NUVEEN QUALITY MUNCP INCOME   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67066V101</cusip>
    <value>263</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17088</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>17088</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUVEEN MUN HIGH INCOME OPPOR  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>670682103</cusip>
    <value>65</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUVEEN NASDAQ 100 DYNAMIC OV  </nameOfIssuer>
    <titleOfClass>COM SHS         </titleOfClass>
    <cusip>670699107</cusip>
    <value>73</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2800</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC   </nameOfIssuer>
    <titleOfClass>COM SH BEN INT  </titleOfClass>
    <cusip>67070X101</cusip>
    <value>56</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3446</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3446</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUVASIVE INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>670704105</cusip>
    <value>29</value>
    <shrsOrPrnAmt>
      <sshPrnamt>520</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>520</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN AMT FREE MUN CR INC F  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67071L106</cusip>
    <value>2152</value>
    <shrsOrPrnAmt>
      <sshPrnamt>128222</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>128222</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67072C105</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2853</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2853</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN PFD &amp; INCOME OPPORTUN  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67073B106</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3130</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3130</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUVEEN CR STRATEGIES INCOME   </nameOfIssuer>
    <titleOfClass>COM SHS         </titleOfClass>
    <cusip>67073D102</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1333</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1333</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN DOW 30 DYNAMIC OVERWR  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>67075F105</cusip>
    <value>97</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6359</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6359</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUTRIEN LTD                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67077M108</cusip>
    <value>43</value>
    <shrsOrPrnAmt>
      <sshPrnamt>896</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>896</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>OGE ENERGY CORP               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>670837103</cusip>
    <value>76</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUVEEN TX ADV TOTAL RET STRG  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67090H102</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>450</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUSHARES ETF TR               </nameOfIssuer>
    <titleOfClass>NUVEEN ESG SMLCP</titleOfClass>
    <cusip>67092P607</cusip>
    <value>55</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1439</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1439</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUVEEN MUN VALUE FD INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>670928100</cusip>
    <value>232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20942</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>20942</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN PENNSYLVANIA QLT MUN   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>670972108</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>49</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>49</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN MICH QUALITY MUN INCO  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>670979103</cusip>
    <value>109</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7363</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7363</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>O-I GLASS INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67098H104</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>805</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>805</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUVEEN OHIO QLTY MUN INCOME   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>670980101</cusip>
    <value>100</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6385</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6085</Sole>
      <Shared>0</Shared>
      <None>300</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>OREILLY AUTOMOTIVE INC        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67103H107</cusip>
    <value>10319</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>22592</Sole>
      <Shared>100</Shared>
      <None>108</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OSI SYSTEMS INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>671044105</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>20</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OCCIDENTAL PETE CORP          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>674599105</cusip>
    <value>338</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19552</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19552</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OCCIDENTAL PETE CORP          </nameOfIssuer>
    <titleOfClass>*W EXP 08/03/202</titleOfClass>
    <cusip>674599162</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>855</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>855</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>OKTA INC                      </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>679295105</cusip>
    <value>58</value>
    <shrsOrPrnAmt>
      <sshPrnamt>230</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>230</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>OLD DOMINION FREIGHT LINE IN  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>679580100</cusip>
    <value>381</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1954</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1914</Sole>
      <Shared>40</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>OLD NATL BANCORP IND          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>680033107</cusip>
    <value>41</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2471</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2471</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OLD REP INTL CORP             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>680223104</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1055</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1055</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>OLIN CORP                     </nameOfIssuer>
    <titleOfClass>COM PAR $1      </titleOfClass>
    <cusip>680665205</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>OLLIES BARGAIN OUTLET HLDGS   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>681116109</cusip>
    <value>71</value>
    <shrsOrPrnAmt>
      <sshPrnamt>867</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>867</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>OMNICOM GROUP INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>681919106</cusip>
    <value>347</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5568</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3068</Sole>
      <Shared>0</Shared>
      <None>2500</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>OMEGA HEALTHCARE INVS INC     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>681936100</cusip>
    <value>230</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6323</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6306</Sole>
      <Shared>0</Shared>
      <None>17</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>OMEGA FLEX INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>682095104</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>133</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>133</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>OMNICELL COM                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>68213N109</cusip>
    <value>122</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1016</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1016</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>OMEROS CORP                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>682143102</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ON SEMICONDUCTOR CORP         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>682189105</cusip>
    <value>402</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12268</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>11691</Sole>
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      <None>577</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ONCOLYTICS BIOTECH INC        </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>682310875</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ONE GAS INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>68235P108</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>90</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FLWS/1-800 FLOWERS            </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>68243Q106</cusip>
    <value>16</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>601</Sole>
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    <titleOfClass>COM             </titleOfClass>
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    <value>24</value>
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      <None>0</None>
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    <nameOfIssuer>ONEOK INC NEW                 </nameOfIssuer>
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    <nameOfIssuer>OPEN TEXT CORP                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <value>382</value>
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      <sshPrnamt>8413</sshPrnamt>
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      <Sole>8202</Sole>
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    <nameOfIssuer>OPKO HEALTH INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>68375N103</cusip>
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    <nameOfIssuer>ORACLE CORP                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <value>46796</value>
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    <cusip>684060106</cusip>
    <value>513</value>
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      <sshPrnamt>43250</sshPrnamt>
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    <nameOfIssuer>ORTHOPEDIATRICS CORP          </nameOfIssuer>
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      <sshPrnamt>774</sshPrnamt>
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    <nameOfIssuer>ORTHOFIX MED INC              </nameOfIssuer>
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    <value>11</value>
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      <sshPrnamt>265</sshPrnamt>
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    <nameOfIssuer>OSHKOSH CORP                  </nameOfIssuer>
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    <cusip>688239201</cusip>
    <value>147</value>
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      <sshPrnamt>1707</sshPrnamt>
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      <Sole>1707</Sole>
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    <nameOfIssuer>OTIS WORLDWIDE CORP           </nameOfIssuer>
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    <nameOfIssuer>OTTER TAIL CORP               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>689648103</cusip>
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    <nameOfIssuer>OVINTIV INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69047Q102</cusip>
    <value>8</value>
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      <sshPrnamt>573</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>573</Sole>
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    <nameOfIssuer>OWENS &amp; MINOR INC NEW         </nameOfIssuer>
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    <cusip>690732102</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1150</sshPrnamt>
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      <Sole>1150</Sole>
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    <nameOfIssuer>OWENS CORNING NEW             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>690742101</cusip>
    <value>49</value>
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      <sshPrnamt>650</sshPrnamt>
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      <Sole>650</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>OXFORD INDS INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>691497309</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>195</sshPrnamt>
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      <Sole>195</Sole>
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  <infoTable>
    <nameOfIssuer>OXFORD SQUARE CAP CORP        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69181V107</cusip>
    <value>2</value>
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      <sshPrnamt>500</sshPrnamt>
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      <Sole>250</Sole>
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      <None>250</None>
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  <infoTable>
    <nameOfIssuer>PDC ENERGY INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69327R101</cusip>
    <value>1</value>
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      <sshPrnamt>60</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>PG&amp;E CORP                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69331C108</cusip>
    <value>4</value>
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      <sshPrnamt>358</sshPrnamt>
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      <Sole>358</Sole>
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  <infoTable>
    <nameOfIssuer>PJT PARTNERS INC              </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>69343T107</cusip>
    <value>31</value>
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      <Sole>86</Sole>
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  <infoTable>
    <nameOfIssuer>PNC FINL SVCS GROUP INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>693475105</cusip>
    <value>75119</value>
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    <nameOfIssuer>POSCO                         </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>693483109</cusip>
    <value>3</value>
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      <sshPrnamt>47</sshPrnamt>
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      <Sole>47</Sole>
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    <nameOfIssuer>PNM RES INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69349H107</cusip>
    <value>7</value>
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      <Sole>135</Sole>
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    <nameOfIssuer>PPG INDS INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>693506107</cusip>
    <value>6187</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>42372</Sole>
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  <infoTable>
    <nameOfIssuer>PPL CORP                      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69351T106</cusip>
    <value>1081</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>33880</Sole>
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  <infoTable>
    <nameOfIssuer>PRA HEALTH SCIENCES INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69354M108</cusip>
    <value>15</value>
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      <sshPrnamt>118</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>118</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>PRA GROUP INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69354N106</cusip>
    <value>52</value>
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  <infoTable>
    <nameOfIssuer>PVH CORPORATION               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>693656100</cusip>
    <value>204</value>
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      <sshPrnamt>2173</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>69370C100</cusip>
    <value>107</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>PACCAR INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>693718108</cusip>
    <value>2006</value>
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  <infoTable>
    <nameOfIssuer>PACER FDS TR                  </nameOfIssuer>
    <titleOfClass>TRENDP US LAR CP</titleOfClass>
    <cusip>69374H105</cusip>
    <value>58</value>
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      <sshPrnamt>1758</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>PACER FDS TR                  </nameOfIssuer>
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      <sshPrnamt>1243</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>PACER FDS TR                  </nameOfIssuer>
    <titleOfClass>TRENDP 100 ETF  </titleOfClass>
    <cusip>69374H303</cusip>
    <value>40</value>
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  <infoTable>
    <nameOfIssuer>PACER FDS TR                  </nameOfIssuer>
    <titleOfClass>TRENDPILOT EUR  </titleOfClass>
    <cusip>69374H808</cusip>
    <value>27</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1219</sshPrnamt>
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      <Sole>1219</Sole>
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  <infoTable>
    <nameOfIssuer>PACIFIC PREMIER BANCORP       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69478X105</cusip>
    <value>14</value>
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      <sshPrnamt>459</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>459</Sole>
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  <infoTable>
    <nameOfIssuer>PACIRA BIOSCIENCES INC        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>695127100</cusip>
    <value>11</value>
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      <sshPrnamt>190</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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    <nameOfIssuer>PROGRESSIVE CORP              </nameOfIssuer>
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    <titleOfClass>COM             </titleOfClass>
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    <titleOfClass>COM             </titleOfClass>
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      <None>25</None>
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    <cusip>74346Y103</cusip>
    <value>112</value>
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      <sshPrnamt>2204</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
    <titleOfClass>PSHS SHORT DOW30</titleOfClass>
    <cusip>74347B235</cusip>
    <value>377</value>
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      <sshPrnamt>9625</sshPrnamt>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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      <sshPrnamt>61989</sshPrnamt>
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      <Sole>61989</Sole>
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      <None>0</None>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
    <titleOfClass>DJ BRKFLD GLB   </titleOfClass>
    <cusip>74347B508</cusip>
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      <sshPrnamt>275</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
    <titleOfClass>INVT INT RT HG  </titleOfClass>
    <cusip>74347B607</cusip>
    <value>1209</value>
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    <titleOfClass>SHORT QQQ NEW   </titleOfClass>
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    <value>378</value>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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    <value>21</value>
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    <nameOfIssuer>PROSHARES TR II               </nameOfIssuer>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
    <titleOfClass>SHRT RUSSELL2000</titleOfClass>
    <cusip>74348A210</cusip>
    <value>383</value>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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    <cusip>74348A467</cusip>
    <value>24</value>
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    <nameOfIssuer>PROSPECT CAP CORP             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>74348T102</cusip>
    <value>13</value>
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      <sshPrnamt>2493</sshPrnamt>
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      <Sole>2493</Sole>
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      <None>0</None>
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    <nameOfIssuer>PROSPERITY BANCSHARES INC     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>743606105</cusip>
    <value>28</value>
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      <sshPrnamt>400</sshPrnamt>
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      <Sole>400</Sole>
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  <infoTable>
    <nameOfIssuer>PROTO LABS INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>743713109</cusip>
    <value>194</value>
    <shrsOrPrnAmt>
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  <infoTable>
    <nameOfIssuer>PROVIDENT FINL SVCS INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>74386T105</cusip>
    <value>11</value>
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      <sshPrnamt>590</sshPrnamt>
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    <nameOfIssuer>PRUDENTIAL FINL INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>744320102</cusip>
    <value>3741</value>
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    <nameOfIssuer>PRUDENTIAL PLC                </nameOfIssuer>
    <titleOfClass>ADR             </titleOfClass>
    <cusip>74435K204</cusip>
    <value>10</value>
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      <Sole>274</Sole>
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    <nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>744573106</cusip>
    <value>1589</value>
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    <nameOfIssuer>PUBLIC STORAGE                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>74460D109</cusip>
    <value>5817</value>
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    <nameOfIssuer>PULTE GROUP INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>745867101</cusip>
    <value>141</value>
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    <titleOfClass>COM             </titleOfClass>
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    <nameOfIssuer>PUTNAM MANAGED MUN INCOME TR  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>746823103</cusip>
    <value>7</value>
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    <nameOfIssuer>PUTNAM MUN OPPORTUNITIES TR   </nameOfIssuer>
    <titleOfClass>SH BEN INT      </titleOfClass>
    <cusip>746922103</cusip>
    <value>64</value>
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      <sshPrnamt>4669</sshPrnamt>
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    <nameOfIssuer>QUAKER CHEM CORP              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>747316107</cusip>
    <value>22</value>
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    <nameOfIssuer>QEP RESOURCES INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>74733V100</cusip>
    <value>98</value>
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      <Sole>40795</Sole>
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    <nameOfIssuer>QIWI PLC                      </nameOfIssuer>
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    <cusip>74735M108</cusip>
    <value>8</value>
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    <nameOfIssuer>QTS RLTY TR INC               </nameOfIssuer>
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    <cusip>74736A103</cusip>
    <value>144</value>
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    <nameOfIssuer>QORVO INC                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>74736K101</cusip>
    <value>6487</value>
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      <sshPrnamt>39016</sshPrnamt>
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      <None>268</None>
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    <nameOfIssuer>Q2 HLDGS INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>74736L109</cusip>
    <value>34</value>
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      <Sole>266</Sole>
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    <nameOfIssuer>QUALCOMM INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>747525103</cusip>
    <value>66861</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>74758T303</cusip>
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    <nameOfIssuer>QUANTA SVCS INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>74762E102</cusip>
    <value>130</value>
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      <Sole>1773</Sole>
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    <nameOfIssuer>QUEST DIAGNOSTICS INC         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>74834L100</cusip>
    <value>254</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2132</sshPrnamt>
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      <Sole>2132</Sole>
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    <titleOfClass>COM             </titleOfClass>
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    <value>2</value>
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      <sshPrnamt>9</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
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    <titleOfClass>COM SER A       </titleOfClass>
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    <value>95</value>
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      <sshPrnamt>8642</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <cusip>761525609</cusip>
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    <nameOfIssuer>SBA COMMUNICATIONS CORP NEW   </nameOfIssuer>
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    <nameOfIssuer>SPDR S&amp;P 500 ETF TR           </nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>SPDR INDEX SHS FDS            </nameOfIssuer>
    <titleOfClass>S&amp;P INTL SMLCP  </titleOfClass>
    <cusip>78463X871</cusip>
    <value>60</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR INDEX SHS FDS            </nameOfIssuer>
    <titleOfClass>PORTFOLIO DEVLPD</titleOfClass>
    <cusip>78463X889</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>293</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>293</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPX CORP                      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>784635104</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>850</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>850</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>BLOMBRG BRC INTL</titleOfClass>
    <cusip>78464A151</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>676</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>676</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
    <cusip>78464A201</cusip>
    <value>217</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2838</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2838</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>NUVEEN BBG BRCLY</titleOfClass>
    <cusip>78464A284</cusip>
    <value>43</value>
    <shrsOrPrnAmt>
      <sshPrnamt>725</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>725</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>WELLS FG PFD ETF</titleOfClass>
    <cusip>78464A292</cusip>
    <value>85</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1915</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1915</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
    <cusip>78464A359</cusip>
    <value>533</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6438</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6438</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO LN COR</titleOfClass>
    <cusip>78464A367</cusip>
    <value>33</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO INTRMD</titleOfClass>
    <cusip>78464A375</cusip>
    <value>123</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3300</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>BLOMBRG BRC EMRG</titleOfClass>
    <cusip>78464A391</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>193</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>193</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PRTFLO S&amp;P500 GW</titleOfClass>
    <cusip>78464A409</cusip>
    <value>566</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10234</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10234</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO SHORT </titleOfClass>
    <cusip>78464A474</cusip>
    <value>22</value>
    <shrsOrPrnAmt>
      <sshPrnamt>687</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>592</Sole>
      <Shared>0</Shared>
      <None>95</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PRTFLO S&amp;P500 VL</titleOfClass>
    <cusip>78464A508</cusip>
    <value>487</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14157</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>14157</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>BLOMBERG INTL TR</titleOfClass>
    <cusip>78464A516</cusip>
    <value>966</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30937</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>28913</Sole>
      <Shared>0</Shared>
      <None>2024</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P TELECOM     </titleOfClass>
    <cusip>78464A540</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>300</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>HLTH CR EQUIP   </titleOfClass>
    <cusip>78464A581</cusip>
    <value>29</value>
    <shrsOrPrnAmt>
      <sshPrnamt>256</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>256</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>COMP SOFTWARE   </titleOfClass>
    <cusip>78464A599</cusip>
    <value>57</value>
    <shrsOrPrnAmt>
      <sshPrnamt>370</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>370</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>DJ REIT ETF     </titleOfClass>
    <cusip>78464A607</cusip>
    <value>98</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1135</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1135</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>AEROSPACE DEF   </titleOfClass>
    <cusip>78464A631</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>110</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>110</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO AGRGTE</titleOfClass>
    <cusip>78464A649</cusip>
    <value>83</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2711</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2711</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFLI TIPS ETF</titleOfClass>
    <cusip>78464A656</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>163</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>163</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO LN TSR</titleOfClass>
    <cusip>78464A664</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>220</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>220</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P REGL BKG    </titleOfClass>
    <cusip>78464A698</cusip>
    <value>287</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5518</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5518</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P DIVID ETF   </titleOfClass>
    <cusip>78464A763</cusip>
    <value>1343</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12681</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>12681</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P BK ETF      </titleOfClass>
    <cusip>78464A797</cusip>
    <value>123</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2938</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2938</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLI S&amp;P1500</titleOfClass>
    <cusip>78464A805</cusip>
    <value>103</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2237</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2237</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
    <cusip>78464A821</cusip>
    <value>228</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3285</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3285</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO S&amp;P400</titleOfClass>
    <cusip>78464A847</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>748</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>748</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO S&amp;P500</titleOfClass>
    <cusip>78464A854</cusip>
    <value>76</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1726</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1726</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P SEMICNDCTR  </titleOfClass>
    <cusip>78464A862</cusip>
    <value>247</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1448</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1448</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P BIOTECH     </titleOfClass>
    <cusip>78464A870</cusip>
    <value>22762</value>
    <shrsOrPrnAmt>
      <sshPrnamt>161686</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
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      <None>2449</None>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P HOMEBUILD   </titleOfClass>
    <cusip>78464A888</cusip>
    <value>66</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1144</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1144</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>78467J100</cusip>
    <value>145</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1995</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>495</Sole>
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      <None>1500</None>
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  <infoTable>
    <nameOfIssuer>SPDR DOW JONES INDL AVERAGE   </nameOfIssuer>
    <titleOfClass>UT SER 1        </titleOfClass>
    <cusip>78467X109</cusip>
    <value>866</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2831</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2831</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR    </nameOfIssuer>
    <titleOfClass>UTSER1 S&amp;PDCRP  </titleOfClass>
    <cusip>78467Y107</cusip>
    <value>6175</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14705</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8263</Sole>
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      <None>6442</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO SH TSR</titleOfClass>
    <cusip>78468R101</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>215</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>215</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
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    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
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    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
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    <cusip>78468R663</cusip>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
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    <shrsOrPrnAmt>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
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    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
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    <cusip>78468R788</cusip>
    <value>16</value>
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    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
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    <cusip>78486Q101</cusip>
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  <infoTable>
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    <titleOfClass>COM             </titleOfClass>
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      <sshPrnamt>14309</sshPrnamt>
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    <shrsOrPrnAmt>
      <sshPrnamt>1502</sshPrnamt>
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    <cusip>78781P105</cusip>
    <value>35</value>
    <shrsOrPrnAmt>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>800013104</cusip>
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    <cusip>80105N105</cusip>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>806407102</cusip>
    <value>51</value>
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    <cusip>806857108</cusip>
    <value>5732</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>808513105</cusip>
    <value>3926</value>
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  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
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    <cusip>808524102</cusip>
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  <infoTable>
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    <cusip>808524409</cusip>
    <value>10</value>
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  <infoTable>
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    <cusip>808524508</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
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    <cusip>808524607</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>287</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>EMRG MKTEQ ETF  </titleOfClass>
    <cusip>808524706</cusip>
    <value>150</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>4900</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>US DIVIDEND EQ  </titleOfClass>
    <cusip>808524797</cusip>
    <value>6170</value>
    <shrsOrPrnAmt>
      <sshPrnamt>96196</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>8221</None>
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  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>INTL EQTY ETF   </titleOfClass>
    <cusip>808524805</cusip>
    <value>109</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3023</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>US REIT ETF     </titleOfClass>
    <cusip>808524847</cusip>
    <value>35</value>
    <shrsOrPrnAmt>
      <sshPrnamt>910</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>US TIPS ETF     </titleOfClass>
    <cusip>808524870</cusip>
    <value>26512</value>
    <shrsOrPrnAmt>
      <sshPrnamt>427058</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>420500</Sole>
      <Shared>186</Shared>
      <None>6372</None>
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  <infoTable>
    <nameOfIssuer>SCHWEITZER-MAUDUIT INTL INC   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>808541106</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>30</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCIENCE APPLICATIONS INTL CO  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>808625107</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>55</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCIENTIFIC GAMES CORP         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>80874P109</cusip>
    <value>62</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCOTTS MIRACLE GRO CO         </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>810186106</cusip>
    <value>1812</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9101</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>9057</Sole>
      <Shared>0</Shared>
      <None>44</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEA LTD                       </nameOfIssuer>
    <titleOfClass>SPONSORD ADS    </titleOfClass>
    <cusip>81141R100</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEACOAST BKG CORP FLA         </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>811707801</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>391</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>391</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEAGEN INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>81181C104</cusip>
    <value>43</value>
    <shrsOrPrnAmt>
      <sshPrnamt>247</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>247</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEABRIDGE GOLD INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>811916105</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>200</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEALED AIR CORP NEW           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>81211K100</cusip>
    <value>937</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20468</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>20352</Sole>
      <Shared>0</Shared>
      <None>116</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>SBI MATERIALS   </titleOfClass>
    <cusip>81369Y100</cusip>
    <value>7992</value>
    <shrsOrPrnAmt>
      <sshPrnamt>110397</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>107837</Sole>
      <Shared>93</Shared>
      <None>2467</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>SBI HEALTHCARE  </titleOfClass>
    <cusip>81369Y209</cusip>
    <value>14089</value>
    <shrsOrPrnAmt>
      <sshPrnamt>124202</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>120774</Sole>
      <Shared>1216</Shared>
      <None>2212</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>SBI CONS STPLS  </titleOfClass>
    <cusip>81369Y308</cusip>
    <value>3824</value>
    <shrsOrPrnAmt>
      <sshPrnamt>56694</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>56013</Sole>
      <Shared>0</Shared>
      <None>681</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>SBI CONS DISCR  </titleOfClass>
    <cusip>81369Y407</cusip>
    <value>4413</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27449</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>26003</Sole>
      <Shared>41</Shared>
      <None>1405</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>ENERGY          </titleOfClass>
    <cusip>81369Y506</cusip>
    <value>4298</value>
    <shrsOrPrnAmt>
      <sshPrnamt>113401</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>110113</Sole>
      <Shared>1625</Shared>
      <None>1663</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>SBI INT-FINL    </titleOfClass>
    <cusip>81369Y605</cusip>
    <value>14069</value>
    <shrsOrPrnAmt>
      <sshPrnamt>477242</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>472252</Sole>
      <Shared>3945</Shared>
      <None>1045</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>SBI INT-INDS    </titleOfClass>
    <cusip>81369Y704</cusip>
    <value>5254</value>
    <shrsOrPrnAmt>
      <sshPrnamt>59334</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>58786</Sole>
      <Shared>0</Shared>
      <None>548</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>TECHNOLOGY      </titleOfClass>
    <cusip>81369Y803</cusip>
    <value>41658</value>
    <shrsOrPrnAmt>
      <sshPrnamt>320398</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>312604</Sole>
      <Shared>5399</Shared>
      <None>2395</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>COMMUNICATION   </titleOfClass>
    <cusip>81369Y852</cusip>
    <value>11248</value>
    <shrsOrPrnAmt>
      <sshPrnamt>166680</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>165092</Sole>
      <Shared>650</Shared>
      <None>938</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>RL EST SEL SEC  </titleOfClass>
    <cusip>81369Y860</cusip>
    <value>1153</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31544</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>23144</Sole>
      <Shared>8400</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>SBI INT-UTILS   </titleOfClass>
    <cusip>81369Y886</cusip>
    <value>8331</value>
    <shrsOrPrnAmt>
      <sshPrnamt>132870</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>127992</Sole>
      <Shared>478</Shared>
      <None>4400</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECTIVE INS GROUP INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>816300107</cusip>
    <value>48</value>
    <shrsOrPrnAmt>
      <sshPrnamt>717</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>717</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEMTECH CORP                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>816850101</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>25</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEMPRA ENERGY                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>816851109</cusip>
    <value>2038</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15992</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>11691</Sole>
      <Shared>0</Shared>
      <None>4301</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SENSIENT TECHNOLOGIES CORP    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>81725T100</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>35</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SERVICE CORP INTL             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>817565104</cusip>
    <value>36</value>
    <shrsOrPrnAmt>
      <sshPrnamt>728</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>728</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SERVICE PPTYS TR              </nameOfIssuer>
    <titleOfClass>COM SH BEN INT  </titleOfClass>
    <cusip>81761L102</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>39</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SERVICENOW INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>81762P102</cusip>
    <value>23484</value>
    <shrsOrPrnAmt>
      <sshPrnamt>42665</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>42252</Sole>
      <Shared>4</Shared>
      <None>409</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SHAKE SHACK INC               </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>819047101</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>20</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SHAW COMMUNICATIONS INC       </nameOfIssuer>
    <titleOfClass>CL B CONV       </titleOfClass>
    <cusip>82028K200</cusip>
    <value>96</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5494</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5494</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SHELL MIDSTREAM PARTNERS L P  </nameOfIssuer>
    <titleOfClass>UNIT LTD INT    </titleOfClass>
    <cusip>822634101</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SHENANDOAH TELECOMMUNICATION  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>82312B106</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>30</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SHERWIN WILLIAMS CO           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>824348106</cusip>
    <value>96905</value>
    <shrsOrPrnAmt>
      <sshPrnamt>131860</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>128769</Sole>
      <Shared>1610</Shared>
      <None>1481</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SHOPIFY INC                   </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>82509L107</cusip>
    <value>2026</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1790</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1780</Sole>
      <Shared>0</Shared>
      <None>10</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SHUTTERSTOCK INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>825690100</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>79</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>79</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SIGNATURE BK NEW YORK N Y     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>82669G104</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>75</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>75</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SILICON LABORATORIES INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>826919102</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>85</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SILVERCREST METALS INC        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>828363101</cusip>
    <value>22</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SIMMONS 1ST NATL CORP         </nameOfIssuer>
    <titleOfClass>CL A $1 PAR     </titleOfClass>
    <cusip>828730200</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>520</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>343040</Sole>
      <Shared>1557</Shared>
      <None>17325</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TEXAS PAC LD TR               </nameOfIssuer>
    <titleOfClass>SUB CTF PROP I T</titleOfClass>
    <cusip>882610108</cusip>
    <value>565</value>
    <shrsOrPrnAmt>
      <sshPrnamt>777</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>777</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TEXAS ROADHOUSE INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>882681109</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>117</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>117</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TEXTRON INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>883203101</cusip>
    <value>226</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4669</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4493</Sole>
      <Shared>176</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>THE TRADE DESK INC            </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>88339J105</cusip>
    <value>919</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1147</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>827</Sole>
      <Shared>0</Shared>
      <None>320</None>
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  <infoTable>
    <nameOfIssuer>THE REALREAL INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>88339P101</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>337</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>337</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>THERMO FISHER SCIENTIFIC INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>883556102</cusip>
    <value>161107</value>
    <shrsOrPrnAmt>
      <sshPrnamt>345887</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>335890</Sole>
      <Shared>3453</Shared>
      <None>6544</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>THOMSON REUTERS CORP.         </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>884903709</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>369</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>123</Sole>
      <Shared>0</Shared>
      <None>246</None>
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  <infoTable>
    <nameOfIssuer>THOR INDS INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>885160101</cusip>
    <value>16</value>
    <shrsOrPrnAmt>
      <sshPrnamt>176</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>176</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>3-D SYS CORP DEL              </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>88554D205</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>3M CO                         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>88579Y101</cusip>
    <value>40270</value>
    <shrsOrPrnAmt>
      <sshPrnamt>230388</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>221134</Sole>
      <Shared>8638</Shared>
      <None>616</None>
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  <infoTable>
    <nameOfIssuer>TIFFANY &amp; CO NEW              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>886547108</cusip>
    <value>83</value>
    <shrsOrPrnAmt>
      <sshPrnamt>630</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>614</Sole>
      <Shared>16</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TIM S A                       </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>88706T108</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TIMKEN CO                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>887389104</cusip>
    <value>592</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7654</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7654</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TOLL BROTHERS INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>889478103</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>210</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>210</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TOMPKINS FINL CORP            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>890110109</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>95</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>95</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TOPBUILD CORP                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>89055F103</cusip>
    <value>45</value>
    <shrsOrPrnAmt>
      <sshPrnamt>245</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>245</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TORO CO                       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>891092108</cusip>
    <value>49</value>
    <shrsOrPrnAmt>
      <sshPrnamt>512</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>512</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TORONTO DOMINION BK ONT       </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>891160509</cusip>
    <value>212</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3762</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3762</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TORTOISE ENERGY INFRA CORP    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>89147L886</cusip>
    <value>84</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4164</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4164</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>TORTOISE MIDSTRM ENERGY FD I  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>89148B200</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>40</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>TOTAL SE                      </nameOfIssuer>
    <titleOfClass>SPONSORED ADS   </titleOfClass>
    <cusip>89151E109</cusip>
    <value>835</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19921</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>12493</Sole>
      <Shared>1880</Shared>
      <None>5548</None>
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  <infoTable>
    <nameOfIssuer>TOYOTA MOTOR CORP             </nameOfIssuer>
    <titleOfClass>SP ADR REP2COM  </titleOfClass>
    <cusip>892331307</cusip>
    <value>77</value>
    <shrsOrPrnAmt>
      <sshPrnamt>498</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>498</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TRACTOR SUPPLY CO             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>892356106</cusip>
    <value>695</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4947</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4188</Sole>
      <Shared>750</Shared>
      <None>9</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TRADEWEB MKTS INC             </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>892672106</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>55</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>TRANSDIGM GROUP INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>893641100</cusip>
    <value>7327</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11839</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>11622</Sole>
      <Shared>16</Shared>
      <None>201</None>
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  <infoTable>
    <nameOfIssuer>TRANSUNION                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>89400J107</cusip>
    <value>44</value>
    <shrsOrPrnAmt>
      <sshPrnamt>439</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>439</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>TRAVELERS COMPANIES INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>89417E109</cusip>
    <value>754</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5370</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5306</Sole>
      <Shared>64</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>TREEHOUSE FOODS INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>89469A104</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>30</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TREX CO INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>89531P105</cusip>
    <value>59</value>
    <shrsOrPrnAmt>
      <sshPrnamt>705</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>657</Sole>
      <Shared>0</Shared>
      <None>48</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TRI CONTL CORP                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>895436103</cusip>
    <value>197</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6686</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6686</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TRICO BANCSHARES              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>896095106</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>250</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TRIMBLE INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>896239100</cusip>
    <value>29</value>
    <shrsOrPrnAmt>
      <sshPrnamt>440</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>340</Sole>
      <Shared>0</Shared>
      <None>100</None>
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  <infoTable>
    <nameOfIssuer>TRINET GROUP INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>896288107</cusip>
    <value>29</value>
    <shrsOrPrnAmt>
      <sshPrnamt>360</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>360</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TRUEBLUE INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>89785X101</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TRUPANION INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>898202106</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>98</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>98</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TRUIST FINL CORP              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>89832Q109</cusip>
    <value>13098</value>
    <shrsOrPrnAmt>
      <sshPrnamt>273276</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>253552</Sole>
      <Shared>600</Shared>
      <None>19124</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TRUSTCO BK CORP N Y           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>898349105</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>260</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>260</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TRUSTMARK CORP                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>898402102</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
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    <cusip>910047109</cusip>
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    <titleOfClass>COM             </titleOfClass>
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    <cusip>912909108</cusip>
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    <cusip>91324P102</cusip>
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    <cusip>913456109</cusip>
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    <nameOfIssuer>UNIVERSAL DISPLAY CORP        </nameOfIssuer>
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    <cusip>91347P105</cusip>
    <value>50</value>
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    <cusip>913903100</cusip>
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    <cusip>91529Y106</cusip>
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    <nameOfIssuer>URSTADT BIDDLE PPTYS INC      </nameOfIssuer>
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    <cusip>917286205</cusip>
    <value>2</value>
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    <cusip>91734M103</cusip>
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    <cusip>918204108</cusip>
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    <nameOfIssuer>VAIL RESORTS INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>91879Q109</cusip>
    <value>159</value>
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    <nameOfIssuer>VALE S A                      </nameOfIssuer>
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    <cusip>91912E105</cusip>
    <value>2</value>
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    <nameOfIssuer>VALERO ENERGY CORP            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>91913Y100</cusip>
    <value>1035</value>
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    <nameOfIssuer>VALLEY NATL BANCORP           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>919794107</cusip>
    <value>297</value>
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    <nameOfIssuer>VALMONT INDS INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>920253101</cusip>
    <value>74</value>
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    <cusip>92047W101</cusip>
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  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
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    <cusip>92189F106</cusip>
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    <cusip>92189F114</cusip>
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    <cusip>92189F486</cusip>
    <value>61</value>
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    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>LOW CARBN ENERGY</titleOfClass>
    <cusip>92189F502</cusip>
    <value>27</value>
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    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>AGRIBUSINESS ETF</titleOfClass>
    <cusip>92189F700</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40</sshPrnamt>
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    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
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    <cusip>92189F791</cusip>
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      <sshPrnamt>25</sshPrnamt>
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    <cusip>92189F817</cusip>
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    <cusip>92189H300</cusip>
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    <cusip>921908844</cusip>
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    <cusip>921910816</cusip>
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  <infoTable>
    <nameOfIssuer>VANGUARD ADMIRAL FDS INC      </nameOfIssuer>
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    <cusip>921932703</cusip>
    <value>6</value>
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      <Sole>50</Sole>
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  <infoTable>
    <nameOfIssuer>VANGUARD ADMIRAL FDS INC      </nameOfIssuer>
    <titleOfClass>SMLCP 600 GRTH  </titleOfClass>
    <cusip>921932794</cusip>
    <value>201</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1024</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1024</Sole>
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  <infoTable>
    <nameOfIssuer>VANGUARD ADMIRAL FDS INC      </nameOfIssuer>
    <titleOfClass>MIDCP 400 VAL   </titleOfClass>
    <cusip>921932844</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>196</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>196</Sole>
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  <infoTable>
    <nameOfIssuer>VANGUARD ADMIRAL FDS INC      </nameOfIssuer>
    <titleOfClass>MIDCP 400 IDX   </titleOfClass>
    <cusip>921932885</cusip>
    <value>76</value>
    <shrsOrPrnAmt>
      <sshPrnamt>490</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>490</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD BD INDEX FDS         </nameOfIssuer>
    <titleOfClass>LONG TERM BOND  </titleOfClass>
    <cusip>921937793</cusip>
    <value>437</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3989</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3816</Sole>
      <Shared>0</Shared>
      <None>173</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD BD INDEX FDS         </nameOfIssuer>
    <titleOfClass>INTERMED TERM   </titleOfClass>
    <cusip>921937819</cusip>
    <value>22215</value>
    <shrsOrPrnAmt>
      <sshPrnamt>239255</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>230523</Sole>
      <Shared>1080</Shared>
      <None>7652</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD BD INDEX FDS         </nameOfIssuer>
    <titleOfClass>SHORT TRM BOND  </titleOfClass>
    <cusip>921937827</cusip>
    <value>32309</value>
    <shrsOrPrnAmt>
      <sshPrnamt>389732</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>382408</Sole>
      <Shared>2377</Shared>
      <None>4947</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD BD INDEX FDS         </nameOfIssuer>
    <titleOfClass>TOTAL BND MRKT  </titleOfClass>
    <cusip>921937835</cusip>
    <value>21086</value>
    <shrsOrPrnAmt>
      <sshPrnamt>239098</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>226261</Sole>
      <Shared>0</Shared>
      <None>12837</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD TAX-MANAGED INTL FD  </nameOfIssuer>
    <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
    <cusip>921943858</cusip>
    <value>200599</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4249084</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4130207</Sole>
      <Shared>42549</Shared>
      <None>76328</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WHITEHALL FDS        </nameOfIssuer>
    <titleOfClass>HIGH DIV YLD    </titleOfClass>
    <cusip>921946406</cusip>
    <value>2085</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22785</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>22785</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WHITEHALL FDS        </nameOfIssuer>
    <titleOfClass>INTL DVD ETF    </titleOfClass>
    <cusip>921946810</cusip>
    <value>57</value>
    <shrsOrPrnAmt>
      <sshPrnamt>700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>700</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD MALVERN FDS          </nameOfIssuer>
    <titleOfClass>STRM INFPROIDX  </titleOfClass>
    <cusip>922020805</cusip>
    <value>594</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11632</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>11587</Sole>
      <Shared>0</Shared>
      <None>45</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD CHARLOTTE FDS        </nameOfIssuer>
    <titleOfClass>INTL BD IDX ETF </titleOfClass>
    <cusip>92203J407</cusip>
    <value>991</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16928</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>16928</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>CONSUM DIS ETF  </titleOfClass>
    <cusip>92204A108</cusip>
    <value>2401</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8726</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8726</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>CONSUM STP ETF  </titleOfClass>
    <cusip>92204A207</cusip>
    <value>1432</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8232</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7967</Sole>
      <Shared>0</Shared>
      <None>265</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>ENERGY ETF      </titleOfClass>
    <cusip>92204A306</cusip>
    <value>1267</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24425</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>23888</Sole>
      <Shared>195</Shared>
      <None>342</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>FINANCIALS ETF  </titleOfClass>
    <cusip>92204A405</cusip>
    <value>8907</value>
    <shrsOrPrnAmt>
      <sshPrnamt>122260</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>113944</Sole>
      <Shared>1540</Shared>
      <None>6776</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>HEALTH CAR ETF  </titleOfClass>
    <cusip>92204A504</cusip>
    <value>6219</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27798</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>27633</Sole>
      <Shared>0</Shared>
      <None>165</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>INDUSTRIAL ETF  </titleOfClass>
    <cusip>92204A603</cusip>
    <value>1744</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10262</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10262</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>INF TECH ETF    </titleOfClass>
    <cusip>92204A702</cusip>
    <value>21035</value>
    <shrsOrPrnAmt>
      <sshPrnamt>59456</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>48634</Sole>
      <Shared>9975</Shared>
      <None>847</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>MATERIALS ETF   </titleOfClass>
    <cusip>92204A801</cusip>
    <value>672</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4279</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4279</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>UTILITIES ETF   </titleOfClass>
    <cusip>92204A876</cusip>
    <value>2617</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19071</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19071</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>COMM SRVC ETF   </titleOfClass>
    <cusip>92204A884</cusip>
    <value>1211</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10077</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10077</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F  </nameOfIssuer>
    <titleOfClass>GLB EX US ETF   </titleOfClass>
    <cusip>922042676</cusip>
    <value>1077</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19830</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2008</Sole>
      <Shared>2060</Shared>
      <None>15762</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F  </nameOfIssuer>
    <titleOfClass>FTSE SMCAP ETF  </titleOfClass>
    <cusip>922042718</cusip>
    <value>126</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1031</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1031</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F  </nameOfIssuer>
    <titleOfClass>TT WRLD ST ETF  </titleOfClass>
    <cusip>922042742</cusip>
    <value>17444</value>
    <shrsOrPrnAmt>
      <sshPrnamt>188420</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>188104</Sole>
      <Shared>0</Shared>
      <None>316</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F  </nameOfIssuer>
    <titleOfClass>ALLWRLD EX US   </titleOfClass>
    <cusip>922042775</cusip>
    <value>33789</value>
    <shrsOrPrnAmt>
      <sshPrnamt>578982</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>479517</Sole>
      <Shared>24265</Shared>
      <None>75200</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F  </nameOfIssuer>
    <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
    <cusip>922042858</cusip>
    <value>113425</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2263524</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2086194</Sole>
      <Shared>28504</Shared>
      <None>148826</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F  </nameOfIssuer>
    <titleOfClass>FTSE PACIFIC ETF</titleOfClass>
    <cusip>922042866</cusip>
    <value>207</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2603</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2603</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F  </nameOfIssuer>
    <titleOfClass>FTSE EUROPE ETF </titleOfClass>
    <cusip>922042874</cusip>
    <value>1119</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18568</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7168</Sole>
      <Shared>0</Shared>
      <None>11400</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>SHORT TERM TREAS</titleOfClass>
    <cusip>92206C102</cusip>
    <value>291</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4729</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4729</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>SHRT TRM CORP BD</titleOfClass>
    <cusip>92206C409</cusip>
    <value>1770</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21257</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4572</Sole>
      <Shared>500</Shared>
      <None>16185</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>VNG RUS2000IDX  </titleOfClass>
    <cusip>92206C664</cusip>
    <value>253</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1596</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1596</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>VNG RUS1000GRW  </titleOfClass>
    <cusip>92206C680</cusip>
    <value>222</value>
    <shrsOrPrnAmt>
      <sshPrnamt>895</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>895</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>INTER TERM TREAS</titleOfClass>
    <cusip>92206C706</cusip>
    <value>47</value>
    <shrsOrPrnAmt>
      <sshPrnamt>672</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>672</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>VNG RUS1000IDX  </titleOfClass>
    <cusip>92206C730</cusip>
    <value>280</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>MORTG-BACK SEC  </titleOfClass>
    <cusip>92206C771</cusip>
    <value>1575</value>
    <shrsOrPrnAmt>
      <sshPrnamt>29128</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5483</Sole>
      <Shared>5625</Shared>
      <None>18020</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>LG-TERM COR BD  </titleOfClass>
    <cusip>92206C813</cusip>
    <value>40</value>
    <shrsOrPrnAmt>
      <sshPrnamt>358</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>358</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>INT-TERM CORP   </titleOfClass>
    <cusip>92206C870</cusip>
    <value>2397</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24677</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7370</Sole>
      <Shared>3957</Shared>
      <None>13350</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VAREX IMAGING CORP            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92214X106</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>215</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>55</Sole>
      <Shared>0</Shared>
      <None>160</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VARIAN MED SYS INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92220P105</cusip>
    <value>345</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1974</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>512</Sole>
      <Shared>12</Shared>
      <None>1450</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VARONIS SYS INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>922280102</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>85</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VEDANTA LIMITED               </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>92242Y100</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>313</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>313</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VEEVA SYS INC                 </nameOfIssuer>
    <titleOfClass>CL A COM        </titleOfClass>
    <cusip>922475108</cusip>
    <value>11433</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41994</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>40984</Sole>
      <Shared>0</Shared>
      <None>1010</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VENTAS INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92276F100</cusip>
    <value>1238</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25241</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>24863</Sole>
      <Shared>0</Shared>
      <None>378</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD MUN BD FDS           </nameOfIssuer>
    <titleOfClass>TAX EXEMPT BD   </titleOfClass>
    <cusip>922907746</cusip>
    <value>186</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3366</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1447</Sole>
      <Shared>0</Shared>
      <None>1919</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>S&amp;P 500 ETF SHS </titleOfClass>
    <cusip>922908363</cusip>
    <value>258109</value>
    <shrsOrPrnAmt>
      <sshPrnamt>750993</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>742977</Sole>
      <Shared>1497</Shared>
      <None>6519</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>MCAP VL IDXVIP  </titleOfClass>
    <cusip>922908512</cusip>
    <value>6744</value>
    <shrsOrPrnAmt>
      <sshPrnamt>56691</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>55731</Sole>
      <Shared>960</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>MCAP GR IDXVIP  </titleOfClass>
    <cusip>922908538</cusip>
    <value>9763</value>
    <shrsOrPrnAmt>
      <sshPrnamt>46039</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>44064</Sole>
      <Shared>942</Shared>
      <None>1033</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>REAL ESTATE ETF </titleOfClass>
    <cusip>922908553</cusip>
    <value>288108</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3392298</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3295967</Sole>
      <Shared>59427</Shared>
      <None>36904</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>SML CP GRW ETF  </titleOfClass>
    <cusip>922908595</cusip>
    <value>18131</value>
    <shrsOrPrnAmt>
      <sshPrnamt>67740</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>65306</Sole>
      <Shared>1935</Shared>
      <None>499</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>SM CP VAL ETF   </titleOfClass>
    <cusip>922908611</cusip>
    <value>11840</value>
    <shrsOrPrnAmt>
      <sshPrnamt>83259</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>83111</Sole>
      <Shared>0</Shared>
      <None>148</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>MID CAP ETF     </titleOfClass>
    <cusip>922908629</cusip>
    <value>88702</value>
    <shrsOrPrnAmt>
      <sshPrnamt>428987</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>423425</Sole>
      <Shared>1417</Shared>
      <None>4145</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>LARGE CAP ETF   </titleOfClass>
    <cusip>922908637</cusip>
    <value>70767</value>
    <shrsOrPrnAmt>
      <sshPrnamt>402682</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>397454</Sole>
      <Shared>2450</Shared>
      <None>2778</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>EXTEND MKT ETF  </titleOfClass>
    <cusip>922908652</cusip>
    <value>92219</value>
    <shrsOrPrnAmt>
      <sshPrnamt>559991</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>550003</Sole>
      <Shared>1086</Shared>
      <None>8902</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>GROWTH ETF      </titleOfClass>
    <cusip>922908736</cusip>
    <value>60103</value>
    <shrsOrPrnAmt>
      <sshPrnamt>237241</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>227822</Sole>
      <Shared>5265</Shared>
      <None>4154</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>VALUE ETF       </titleOfClass>
    <cusip>922908744</cusip>
    <value>37897</value>
    <shrsOrPrnAmt>
      <sshPrnamt>318569</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>300330</Sole>
      <Shared>7991</Shared>
      <None>10248</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>SMALL CP ETF    </titleOfClass>
    <cusip>922908751</cusip>
    <value>64006</value>
    <shrsOrPrnAmt>
      <sshPrnamt>328773</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>323840</Sole>
      <Shared>884</Shared>
      <None>4049</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>TOTAL STK MKT   </titleOfClass>
    <cusip>922908769</cusip>
    <value>78188</value>
    <shrsOrPrnAmt>
      <sshPrnamt>401707</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>349840</Sole>
      <Shared>4727</Shared>
      <None>47140</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VEREIT INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92339V308</cusip>
    <value>500</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13226</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>13187</Sole>
      <Shared>0</Shared>
      <None>39</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VERISIGN INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92343E102</cusip>
    <value>313</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1447</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1435</Sole>
      <Shared>12</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VERIZON COMMUNICATIONS INC    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92343V104</cusip>
    <value>98692</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1679862</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1527027</Sole>
      <Shared>53090</Shared>
      <None>99745</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VERINT SYS INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92343X100</cusip>
    <value>1261</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18775</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>17475</Sole>
      <Shared>0</Shared>
      <None>1300</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VERISK ANALYTICS INC          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92345Y106</cusip>
    <value>3587</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17281</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>15117</Sole>
      <Shared>50</Shared>
      <None>2114</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VERITEX HLDGS INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>923451108</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>120</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>120</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VERITIV CORP                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>923454102</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VERTEX PHARMACEUTICALS INC    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92532F100</cusip>
    <value>20459</value>
    <shrsOrPrnAmt>
      <sshPrnamt>86568</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>86548</Sole>
      <Shared>20</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VERTEX INC                    </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>92538J106</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>730</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>730</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VESPER HEALTHCARE ACQSTN COR  </nameOfIssuer>
    <titleOfClass>UNIT 99/99/9999 </titleOfClass>
    <cusip>92538T203</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VIASAT INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92552V100</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>150</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VIAVI SOLUTIONS INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>925550105</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>790</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>790</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VIACOMCBS INC                 </nameOfIssuer>
    <titleOfClass>CL B            </titleOfClass>
    <cusip>92556H206</cusip>
    <value>8585</value>
    <shrsOrPrnAmt>
      <sshPrnamt>230406</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>226447</Sole>
      <Shared>2262</Shared>
      <None>1697</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VIATRIS INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92556V106</cusip>
    <value>4911</value>
    <shrsOrPrnAmt>
      <sshPrnamt>262068</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>254498</Sole>
      <Shared>3274</Shared>
      <None>4296</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VICI PPTYS INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>925652109</cusip>
    <value>1403</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55016</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>54387</Sole>
      <Shared>405</Shared>
      <None>224</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VIPSHOP HOLDINGS LIMITED      </nameOfIssuer>
    <titleOfClass>SPONSORED ADS A </titleOfClass>
    <cusip>92763W103</cusip>
    <value>684</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24322</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>23772</Sole>
      <Shared>0</Shared>
      <None>550</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VIR BIOTECHNOLOGY INC         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92764N102</cusip>
    <value>33</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1250</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VIRNETX HLDG CORP             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92823T108</cusip>
    <value>350</value>
    <shrsOrPrnAmt>
      <sshPrnamt>69500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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    <votingAuthority>
      <Sole>648527</Sole>
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  <infoTable>
    <nameOfIssuer>WELLS FARGO GLOBAL DIVIDEND   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>94987C103</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5209</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3984</Sole>
      <Shared>0</Shared>
      <None>1225</None>
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  <infoTable>
    <nameOfIssuer>WELLS FARGO ADV MULTI SCTR I  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>94987D101</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WELLTOWER INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>95040Q104</cusip>
    <value>1442</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22319</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>22070</Sole>
      <Shared>176</Shared>
      <None>73</None>
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  <infoTable>
    <nameOfIssuer>WENDYS CO                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>95058W100</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>955</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>955</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>WERNER ENTERPRISES INC        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>950755108</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>30</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESBANCO INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>950810101</cusip>
    <value>174</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5819</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5819</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESCO INTL INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>95082P105</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>300</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>WEST BANCORPORATION INC       </nameOfIssuer>
    <titleOfClass>CAP STK         </titleOfClass>
    <cusip>95123P106</cusip>
    <value>1115</value>
    <shrsOrPrnAmt>
      <sshPrnamt>57750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>57750</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WEST PHARMACEUTICAL SVSC INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>955306105</cusip>
    <value>2159</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7619</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6472</Sole>
      <Shared>0</Shared>
      <None>1147</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTERN ALLIANCE BANCORP      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>957638109</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>508</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>508</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTERN ASSET MANAGED MUNS F  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>95766M105</cusip>
    <value>16</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1267</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1267</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>WESTERN ASSET MUN HIGH INCOM  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>95766N103</cusip>
    <value>32</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4262</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4262</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>WESTERN ASST INFLTN LKD INM   </nameOfIssuer>
    <titleOfClass>COM SH BEN INT  </titleOfClass>
    <cusip>95766Q106</cusip>
    <value>41</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTERN AST INFL LKD OPP &amp; I  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>95766R104</cusip>
    <value>105</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8500</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>WESTERN DIGITAL CORP.         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>958102105</cusip>
    <value>80</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1448</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1448</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTERN UN CO                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>959802109</cusip>
    <value>72</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3266</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3266</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTPAC BANKING CORP          </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>961214301</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>978</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>978</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTROCK CO                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>96145D105</cusip>
    <value>2158</value>
    <shrsOrPrnAmt>
      <sshPrnamt>49572</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>33161</Sole>
      <Shared>0</Shared>
      <None>16411</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WEX INC                       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>96208T104</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>139</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>139</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WEYERHAEUSER CO MTN BE        </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>962166104</cusip>
    <value>2418</value>
    <shrsOrPrnAmt>
      <sshPrnamt>72118</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>64697</Sole>
      <Shared>545</Shared>
      <None>6876</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WHEATON PRECIOUS METALS CORP  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>962879102</cusip>
    <value>87</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2087</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2087</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WHIRLPOOL CORP                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>963320106</cusip>
    <value>1797</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9954</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>9873</Sole>
      <Shared>12</Shared>
      <None>69</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WILLIAMS COS INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>969457100</cusip>
    <value>3439</value>
    <shrsOrPrnAmt>
      <sshPrnamt>171534</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>170561</Sole>
      <Shared>259</Shared>
      <None>714</None>
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  <infoTable>
    <nameOfIssuer>WILLIAMS SONOMA INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>969904101</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>137</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>137</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>WILLSCOT MOBIL MINI HLDNG CO  </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>971378104</cusip>
    <value>158</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6811</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6811</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WINGSTOP INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>974155103</cusip>
    <value>74</value>
    <shrsOrPrnAmt>
      <sshPrnamt>561</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>561</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WINMARK CORP                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>974250102</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>15</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WINTRUST FINL CORP            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>97650W108</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>485</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>485</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US HIGH DIVIDEND</titleOfClass>
    <cusip>97717W208</cusip>
    <value>125</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1800</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>EMG MKTS SMCAP  </titleOfClass>
    <cusip>97717W281</cusip>
    <value>1691</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35433</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>32733</Sole>
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      <None>2700</None>
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  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>EMER MKT HIGH FD</titleOfClass>
    <cusip>97717W315</cusip>
    <value>53</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1300</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>100</Sole>
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      <None>1200</None>
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  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US DIVID EX FNCL</titleOfClass>
    <cusip>97717W406</cusip>
    <value>204</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2436</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2436</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US MIDCAP DIVID </titleOfClass>
    <cusip>97717W505</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>200</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US SMALLCAP FUND</titleOfClass>
    <cusip>97717W562</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>374</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>374</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US MIDCAP FUND  </titleOfClass>
    <cusip>97717W570</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>323</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>323</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>INTL SMCAP DIV  </titleOfClass>
    <cusip>97717W760</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>127</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>127</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>INTL MIDCAP DV  </titleOfClass>
    <cusip>97717W778</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>ITL HIGH DIV FD </titleOfClass>
    <cusip>97717W802</cusip>
    <value>4667</value>
    <shrsOrPrnAmt>
      <sshPrnamt>124663</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>122663</Sole>
      <Shared>2000</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>JAPN HEDGE EQT  </titleOfClass>
    <cusip>97717W851</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>434</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>434</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>EUROPE SMCP DV  </titleOfClass>
    <cusip>97717W869</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>85</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US SHRT TRM HIGH</titleOfClass>
    <cusip>97717X149</cusip>
    <value>101</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2057</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2057</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US SHT TRM CORP </titleOfClass>
    <cusip>97717X156</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>410</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>410</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US HGH YLD CORP </titleOfClass>
    <cusip>97717X172</cusip>
    <value>33</value>
    <shrsOrPrnAmt>
      <sshPrnamt>627</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>627</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>ITL HDG QTLY DIV</titleOfClass>
    <cusip>97717X594</cusip>
    <value>230</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5849</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5849</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>EURO QTLY DIV GR</titleOfClass>
    <cusip>97717X610</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>794</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>794</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US S CAP QTY DIV</titleOfClass>
    <cusip>97717X651</cusip>
    <value>29</value>
    <shrsOrPrnAmt>
      <sshPrnamt>722</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>722</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US QTLY DIV GRT </titleOfClass>
    <cusip>97717X669</cusip>
    <value>663</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12290</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>12290</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>EUROPE HEDGED EQ</titleOfClass>
    <cusip>97717X701</cusip>
    <value>1351</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20370</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>20370</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>MORTGAGE PLUS BD</titleOfClass>
    <cusip>97717Y725</cusip>
    <value>50</value>
    <shrsOrPrnAmt>
      <sshPrnamt>963</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>963</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US MULTIFACTOR  </titleOfClass>
    <cusip>97717Y857</cusip>
    <value>520</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14784</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>14784</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WOLVERINE WORLD WIDE INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>978097103</cusip>
    <value>178</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5705</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5412</Sole>
      <Shared>0</Shared>
      <None>293</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WOODWARD INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>980745103</cusip>
    <value>2006</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16510</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>14772</Sole>
      <Shared>0</Shared>
      <None>1738</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WORKDAY INC                   </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>98138H101</cusip>
    <value>431</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1799</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1761</Sole>
      <Shared>0</Shared>
      <None>38</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WORKHORSE GROUP INC           </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>98138J206</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1583</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1583</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WORKIVA INC                   </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>98139A105</cusip>
    <value>133</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1451</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1451</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WORLD FUEL SVCS CORP          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>981475106</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>215</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>215</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WORLD GOLD TR                 </nameOfIssuer>
    <titleOfClass>SPDR GLD MINIS  </titleOfClass>
    <cusip>98149E204</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>578</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>578</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WORLD WRESTLING ENTMT INC     </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>98156Q108</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>95</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>95</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WORTHINGTON INDS INC          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>981811102</cusip>
    <value>800</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15582</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>15582</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WPX ENERGY INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>98212B103</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3376</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3376</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WRAP TECHNOLOGIES INC         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>98212N107</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>100</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WYNDHAM DESTINATIONS INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>98310W108</cusip>
    <value>34</value>
    <shrsOrPrnAmt>
      <sshPrnamt>765</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>765</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WYNDHAM HOTELS &amp; RESORTS INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>98311A105</cusip>
    <value>14819</value>
    <shrsOrPrnAmt>
      <sshPrnamt>249302</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>246502</Sole>
      <Shared>2300</Shared>
      <None>500</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WYNN RESORTS LTD              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>983134107</cusip>
    <value>85</value>
    <shrsOrPrnAmt>
      <sshPrnamt>753</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>753</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>XPO LOGISTICS INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>983793100</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>386</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>386</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>XCEL ENERGY INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>98389B100</cusip>
    <value>2364</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35454</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>33377</Sole>
      <Shared>116</Shared>
      <None>1961</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>XPERI HOLDING CORP            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>98390M103</cusip>
    <value>120</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5725</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>225</Sole>
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      <None>5500</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>XILINX INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>983919101</cusip>
    <value>3537</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24949</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>24551</Sole>
      <Shared>12</Shared>
      <None>386</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>XENCOR INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>98401F105</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>240</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>240</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>XENIA HOTELS &amp; RESORTS INC    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>984017103</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>44</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>44</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>XYLEM INC                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>98419M100</cusip>
    <value>5959</value>
    <shrsOrPrnAmt>
      <sshPrnamt>58540</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>48944</Sole>
      <Shared>712</Shared>
      <None>8884</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>XEROX HOLDINGS CORP           </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>98421M106</cusip>
    <value>67</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2883</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2811</Sole>
      <Shared>72</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>XPENG INC                     </nameOfIssuer>
    <titleOfClass>ADS             </titleOfClass>
    <cusip>98422D105</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>477</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>477</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>YPF SOCIEDAD ANONIMA          </nameOfIssuer>
    <titleOfClass>SPON ADR CL D   </titleOfClass>
    <cusip>984245100</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>400</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>YUM BRANDS INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>988498101</cusip>
    <value>35267</value>
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