<SEC-DOCUMENT>0000950123-21-009741.txt : 20210806
<SEC-HEADER>0000950123-21-009741.hdr.sgml : 20210806
<ACCEPTANCE-DATETIME>20210805190604
ACCESSION NUMBER:		0000950123-21-009741
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20210630
FILED AS OF DATE:		20210806
DATE AS OF CHANGE:		20210805
EFFECTIVENESS DATE:		20210806

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIFTH THIRD BANCORP
		CENTRAL INDEX KEY:			0000035527
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				310854434
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-03158
		FILM NUMBER:		211150072

	BUSINESS ADDRESS:	
		STREET 1:		38 FOUNTAIN SQ PLZ
		STREET 2:		FIFTH THIRD CENTER
		CITY:			CINCINNATI
		STATE:			OH
		ZIP:			45263
		BUSINESS PHONE:		5135795300

	MAIL ADDRESS:	
		STREET 1:		38 FOUNTAIN SQ PLZ
		STREET 2:		FIFTH THIRD CENTER
		CITY:			CINCINNATI
		STATE:			OH
		ZIP:			45263
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
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    <submissionType>13F-HR</submissionType>
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      <liveTestFlag>LIVE</liveTestFlag>
      <flags/>
      <filer>
        <credentials>
          <cik>0000035527</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>06-30-2021</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>06-30-2021</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>FIFTH THIRD BANCORP</name>
        <address>
          <ns1:street1>38 FOUNTAIN SQ PLZ</ns1:street1>
          <ns1:street2>FIFTH THIRD CENTER</ns1:street2>
          <ns1:city>CINCINNATI</ns1:city>
          <ns1:stateOrCountry>OH</ns1:stateOrCountry>
          <ns1:zipCode>45263</ns1:zipCode>
        </address>
      </filingManager>
      <reportType>13F COMBINATION REPORT</reportType>
      <form13FFileNumber>028-03158</form13FFileNumber>
      <otherManagersInfo>
        <otherManager>
          <form13FFileNumber>028-18622</form13FFileNumber>
          <name>Main Street Advisors</name>
        </otherManager>
        <otherManager>
          <form13FFileNumber>028-05428</form13FFileNumber>
          <name>Franklin Street Advisors</name>
        </otherManager>
      </otherManagersInfo>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Rebecca Arnold</name>
      <title>Compliance Director, Wealth &amp; Asset Management</title>
      <phone>419-259-7116</phone>
      <signature>/s/  Rebecca Arnold</signature>
      <city>Cincinnati</city>
      <stateOrCountry>OH</stateOrCountry>
      <signatureDate>08-05-2021</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>1</otherIncludedManagersCount>
      <tableEntryTotal>2431</tableEntryTotal>
      <tableValueTotal>22796541</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
      <otherManagers2Info>
        <otherManager2>
          <sequenceNumber>1</sequenceNumber>
          <otherManager>
            <form13FFileNumber>28-539</form13FFileNumber>
            <name>Fifth Third Bank, National Association</name>
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<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>5244.xml
<DESCRIPTION>INFORMATION TABLE FOR FORM 13F
<TEXT>
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    <nameOfIssuer>AON PLC                       </nameOfIssuer>
    <titleOfClass>SHS CL A        </titleOfClass>
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      <None>284</None>
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    <nameOfIssuer>ARCH CAP GROUP LTD            </nameOfIssuer>
    <titleOfClass>ORD             </titleOfClass>
    <cusip>G0450A105</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>68</sshPrnamt>
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    <nameOfIssuer>ARGO GROUP INTL HLDGS LTD     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>G0464B107</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>ASSURED GUARANTY LTD          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>G0585R106</cusip>
    <value>58</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>ATLASSIAN CORP PLC            </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>G06242104</cusip>
    <value>61</value>
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    <titleOfClass>COM             </titleOfClass>
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    <nameOfIssuer>HELEN OF TROY LTD             </nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>HORIZON THERAPEUTICS PUB L    </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G46188101</cusip>
    <value>8338</value>
    <shrsOrPrnAmt>
      <sshPrnamt>89047</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>88232</Sole>
      <Shared>98</Shared>
      <None>717</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ICON PLC                      </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G4705A100</cusip>
    <value>635</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3073</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3073</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>IHS MARKIT LTD                </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G47567105</cusip>
    <value>420</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3727</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3568</Sole>
      <Shared>0</Shared>
      <None>159</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INTERNATIONAL GAME TECHNOLOG  </nameOfIssuer>
    <titleOfClass>SHS USD         </titleOfClass>
    <cusip>G4863A108</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO LTD                   </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G491BT108</cusip>
    <value>199</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7432</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7346</Sole>
      <Shared>0</Shared>
      <None>86</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>JAMES RIV GROUP LTD           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>G5005R107</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>200</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>JAZZ PHARMACEUTICALS PLC      </nameOfIssuer>
    <titleOfClass>SHS USD         </titleOfClass>
    <cusip>G50871105</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>47</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>47</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>JOHNSON CTLS INTL PLC         </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G51502105</cusip>
    <value>973</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14184</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>12515</Sole>
      <Shared>1574</Shared>
      <None>95</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LAZARD LTD                    </nameOfIssuer>
    <titleOfClass>SHS A           </titleOfClass>
    <cusip>G54050102</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>430</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>430</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LIBERTY GLOBAL PLC            </nameOfIssuer>
    <titleOfClass>SHS CL A        </titleOfClass>
    <cusip>G5480U104</cusip>
    <value>37</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1379</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1379</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LIBERTY GLOBAL PLC            </nameOfIssuer>
    <titleOfClass>SHS CL C        </titleOfClass>
    <cusip>G5480U120</cusip>
    <value>59</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2166</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2166</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LINDE PLC                     </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G5494J103</cusip>
    <value>54908</value>
    <shrsOrPrnAmt>
      <sshPrnamt>189928</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>154546</Sole>
      <Shared>11817</Shared>
      <None>23565</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MEDTRONIC PLC                 </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G5960L103</cusip>
    <value>71868</value>
    <shrsOrPrnAmt>
      <sshPrnamt>578975</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>553638</Sole>
      <Shared>6997</Shared>
      <None>18340</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>APTIV PLC                     </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G6095L109</cusip>
    <value>13417</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85277</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>84734</Sole>
      <Shared>0</Shared>
      <None>543</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NIELSEN HLDGS PLC             </nameOfIssuer>
    <titleOfClass>SHS EUR         </titleOfClass>
    <cusip>G6518L108</cusip>
    <value>73</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2962</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2909</Sole>
      <Shared>0</Shared>
      <None>53</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NOMAD FOODS LTD               </nameOfIssuer>
    <titleOfClass>USD ORD SHS     </titleOfClass>
    <cusip>G6564A105</cusip>
    <value>4923</value>
    <shrsOrPrnAmt>
      <sshPrnamt>174137</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>172945</Sole>
      <Shared>749</Shared>
      <None>443</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NOBLE CORP NEW                </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G6610J209</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>84</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>84</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G66721104</cusip>
    <value>40150</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1365188</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1352395</Sole>
      <Shared>80</Shared>
      <None>12713</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NOVOCURE LTD                  </nameOfIssuer>
    <titleOfClass>ORD SHS         </titleOfClass>
    <cusip>G6674U108</cusip>
    <value>225</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1016</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1016</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NVENT ELECTRIC PLC            </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G6700G107</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>274</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>274</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PENTAIR PLC                   </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G7S00T104</cusip>
    <value>120</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1775</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1747</Sole>
      <Shared>28</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>RENAISSANCERE HLDGS LTD       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>G7496G103</cusip>
    <value>1212</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8144</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8094</Sole>
      <Shared>0</Shared>
      <None>50</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ROYALTY PHARMA PLC            </nameOfIssuer>
    <titleOfClass>SHS CLASS A     </titleOfClass>
    <cusip>G7709Q104</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>251</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>251</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEAGATE TECHNOLOGY HLDNGS PL  </nameOfIssuer>
    <titleOfClass>ORD SHS         </titleOfClass>
    <cusip>G7997R103</cusip>
    <value>2448</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27846</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>27691</Sole>
      <Shared>0</Shared>
      <None>155</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SENSATA TECHNOLOGIES HLDG PL  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G8060N102</cusip>
    <value>1882</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32459</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>32307</Sole>
      <Shared>0</Shared>
      <None>152</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>STERIS PLC                    </nameOfIssuer>
    <titleOfClass>SHS USD         </titleOfClass>
    <cusip>G8473T100</cusip>
    <value>1296</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6283</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>857</Sole>
      <Shared>0</Shared>
      <None>5426</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TECHNIPFMC PLC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>G87110105</cusip>
    <value>321</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35523</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>35307</Sole>
      <Shared>216</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TECNOGLASS INC                </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G87264100</cusip>
    <value>32</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TORTOISE ACQUISITION CORP II  </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>G89554102</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TPG PACE BEN FIN CORP         </nameOfIssuer>
    <titleOfClass>CL A COM        </titleOfClass>
    <cusip>G8990D125</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TRANE TECHNOLOGIES PLC        </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G8994E103</cusip>
    <value>2211</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12008</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>11486</Sole>
      <Shared>416</Shared>
      <None>106</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TRITON INTL LTD               </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>G9078F107</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TWIN RIDGE CAPITAL ACQUIS CO  </nameOfIssuer>
    <titleOfClass>UNIT 99/99/9999 </titleOfClass>
    <cusip>G9151L112</cusip>
    <value>60</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GOLAR LNG LTD                 </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G9456A100</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1300</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WHITE MTNS INS GROUP LTD      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>G9618E107</cusip>
    <value>45</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>39</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WILLIS TOWERS WATSON PLC LTD  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G96629103</cusip>
    <value>232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1009</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>997</Sole>
      <Shared>0</Shared>
      <None>12</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PERRIGO CO PLC                </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>G97822103</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>572</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>572</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ALCON AG                      </nameOfIssuer>
    <titleOfClass>ORD SHS         </titleOfClass>
    <cusip>H01301128</cusip>
    <value>2976</value>
    <shrsOrPrnAmt>
      <sshPrnamt>42352</sshPrnamt>
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    <otherManager>1</otherManager>
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      <Sole>37058</Sole>
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      <None>5294</None>
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  <infoTable>
    <nameOfIssuer>CHUBB LIMITED                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>H1467J104</cusip>
    <value>25589</value>
    <shrsOrPrnAmt>
      <sshPrnamt>160997</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>143489</Sole>
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      <None>11440</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CRISPR THERAPEUTICS AG        </nameOfIssuer>
    <titleOfClass>NAMEN AKT       </titleOfClass>
    <cusip>H17182108</cusip>
    <value>113</value>
    <shrsOrPrnAmt>
      <sshPrnamt>700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GARMIN LTD                    </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>H2906T109</cusip>
    <value>157</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1088</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1014</Sole>
      <Shared>0</Shared>
      <None>74</None>
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  <infoTable>
    <nameOfIssuer>UBS GROUP AG                  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>H42097107</cusip>
    <value>619</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40371</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>40371</Sole>
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      <None>0</None>
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    <nameOfIssuer>LOGITECH INTL S A             </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>H50430232</cusip>
    <value>73</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>600</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TE CONNECTIVITY LTD           </nameOfIssuer>
    <titleOfClass>REG SHS         </titleOfClass>
    <cusip>H84989104</cusip>
    <value>13205</value>
    <shrsOrPrnAmt>
      <sshPrnamt>97665</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>95847</Sole>
      <Shared>52</Shared>
      <None>1766</None>
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  <infoTable>
    <nameOfIssuer>TRANSOCEAN LTD                </nameOfIssuer>
    <titleOfClass>REG SHS         </titleOfClass>
    <cusip>H8817H100</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19</sshPrnamt>
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      <Sole>19</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GLOBANT S A                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>L44385109</cusip>
    <value>170</value>
    <shrsOrPrnAmt>
      <sshPrnamt>774</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>774</Sole>
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      <None>0</None>
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    <nameOfIssuer>MILLICOM INTL CELLULAR S A    </nameOfIssuer>
    <titleOfClass>COM STK         </titleOfClass>
    <cusip>L6388F110</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
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      <Sole>200</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SPOTIFY TECHNOLOGY S A        </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>L8681T102</cusip>
    <value>61</value>
    <shrsOrPrnAmt>
      <sshPrnamt>221</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>221</Sole>
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      <None>0</None>
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    <nameOfIssuer>TRINSEO S A                   </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>L9340P101</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>240</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>240</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>AUDIOCODES LTD                </nameOfIssuer>
    <titleOfClass>ORD             </titleOfClass>
    <cusip>M15342104</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>688</sshPrnamt>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>CHECK POINT SOFTWARE TECH LT  </nameOfIssuer>
    <titleOfClass>ORD             </titleOfClass>
    <cusip>M22465104</cusip>
    <value>4088</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35198</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>34690</Sole>
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      <None>508</None>
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  <infoTable>
    <nameOfIssuer>COGNYTE SOFTWARE LTD          </nameOfIssuer>
    <titleOfClass>ORD SHS         </titleOfClass>
    <cusip>M25133105</cusip>
    <value>114</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4641</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>4141</Sole>
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      <None>500</None>
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  <infoTable>
    <nameOfIssuer>CYBERARK SOFTWARE LTD         </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>M2682V108</cusip>
    <value>286</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2198</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1098</Sole>
      <Shared>1100</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ELBIT SYS LTD                 </nameOfIssuer>
    <titleOfClass>ORD             </titleOfClass>
    <cusip>M3760D101</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>95</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>95</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FIVERR INTL LTD               </nameOfIssuer>
    <titleOfClass>ORD SHS         </titleOfClass>
    <cusip>M4R82T106</cusip>
    <value>100</value>
    <shrsOrPrnAmt>
      <sshPrnamt>412</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>412</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ICL GROUP LTD                 </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>M53213100</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>721</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>721</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>JFROG LTD                     </nameOfIssuer>
    <titleOfClass>ORD SHS         </titleOfClass>
    <cusip>M6191J100</cusip>
    <value>320</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7020</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>7020</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>KORNIT DIGITAL LTD            </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>M6372Q113</cusip>
    <value>139</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1118</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1118</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SOL GEL TECHNOLOGIES          </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>M8694L103</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>300</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>WIX COM LTD                   </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>M98068105</cusip>
    <value>233</value>
    <shrsOrPrnAmt>
      <sshPrnamt>803</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>303</Sole>
      <Shared>500</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AERCAP HOLDINGS NV            </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>N00985106</cusip>
    <value>575</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11219</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>11219</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ASML HOLDING N V              </nameOfIssuer>
    <titleOfClass>N Y REGISTRY SHS</titleOfClass>
    <cusip>N07059210</cusip>
    <value>1310</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1896</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1885</Sole>
      <Shared>0</Shared>
      <None>11</None>
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  <infoTable>
    <nameOfIssuer>CORE LABORATORIES N V         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>N22717107</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>152</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>152</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FERRARI N V                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>N3167Y103</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>127</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>127</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LYONDELLBASELL INDUSTRIES N   </nameOfIssuer>
    <titleOfClass>SHS - A -       </titleOfClass>
    <cusip>N53745100</cusip>
    <value>1282</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12463</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>11099</Sole>
      <Shared>1146</Shared>
      <None>218</None>
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  <infoTable>
    <nameOfIssuer>NXP SEMICONDUCTORS N V        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>N6596X109</cusip>
    <value>4181</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20326</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>19973</Sole>
      <Shared>7</Shared>
      <None>346</None>
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  <infoTable>
    <nameOfIssuer>QIAGEN NV                     </nameOfIssuer>
    <titleOfClass>SHS NEW         </titleOfClass>
    <cusip>N72482123</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>104</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>104</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>STELLANTIS N.V                </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>N82405106</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>450</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>UNIQURE NV                    </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>N90064101</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>82</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>82</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>YANDEX N V                    </nameOfIssuer>
    <titleOfClass>SHS CLASS A     </titleOfClass>
    <cusip>N97284108</cusip>
    <value>1909</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26984</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>26581</Sole>
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      <None>403</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ROYAL CARIBBEAN GROUP         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>V7780T103</cusip>
    <value>397</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4658</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4527</Sole>
      <Shared>100</Shared>
      <None>31</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FLEX LTD                      </nameOfIssuer>
    <titleOfClass>ORD             </titleOfClass>
    <cusip>Y2573F102</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>556</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>556</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NAVIOS MARITIME PARTNERS L P  </nameOfIssuer>
    <titleOfClass>COM UNIT LPI    </titleOfClass>
    <cusip>Y62267409</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>67</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>67</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>AAON INC                      </nameOfIssuer>
    <titleOfClass>COM PAR $0.004  </titleOfClass>
    <cusip>000360206</cusip>
    <value>34</value>
    <shrsOrPrnAmt>
      <sshPrnamt>545</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>545</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ABB LTD                       </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>000375204</cusip>
    <value>382</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11251</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>11251</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ABM INDS INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>000957100</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>588</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>588</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AFLAC INC                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>001055102</cusip>
    <value>1004</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18704</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>18574</Sole>
      <Shared>72</Shared>
      <None>58</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AGCO CORP                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>001084102</cusip>
    <value>225</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1728</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1259</Sole>
      <Shared>469</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AGNC INVT CORP                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00123Q104</cusip>
    <value>106</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6272</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6272</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AES CORP                      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00130H105</cusip>
    <value>486</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18646</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>14275</Sole>
      <Shared>4276</Shared>
      <None>95</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ALPS ETF TR                   </nameOfIssuer>
    <titleOfClass>ALERIAN MLP     </titleOfClass>
    <cusip>00162Q452</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>665</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>665</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AMC NETWORKS INC              </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>00164V103</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>130</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>130</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AMC ENTMT HLDGS INC           </nameOfIssuer>
    <titleOfClass>CL A COM        </titleOfClass>
    <cusip>00165C104</cusip>
    <value>1377</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>24300</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AMN HEALTHCARE SVCS INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>001744101</cusip>
    <value>71</value>
    <shrsOrPrnAmt>
      <sshPrnamt>730</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>730</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ANI PHARMACEUTICALS INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00182C103</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ASGN INC                      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00191U102</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>61</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>61</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AT&amp;T INC                      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00206R102</cusip>
    <value>30863</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1072366</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1007301</Sole>
      <Shared>24750</Shared>
      <None>40315</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ARK ETF TR                    </nameOfIssuer>
    <titleOfClass>INNOVATION ETF  </titleOfClass>
    <cusip>00214Q104</cusip>
    <value>90920</value>
    <shrsOrPrnAmt>
      <sshPrnamt>695216</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>684251</Sole>
      <Shared>4428</Shared>
      <None>6537</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ARK ETF TR                    </nameOfIssuer>
    <titleOfClass>NEXT GNRTN INTER</titleOfClass>
    <cusip>00214Q401</cusip>
    <value>34</value>
    <shrsOrPrnAmt>
      <sshPrnamt>223</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>195</Sole>
      <Shared>0</Shared>
      <None>28</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ARK ETF TR                    </nameOfIssuer>
    <titleOfClass>3D PRINTING ETF </titleOfClass>
    <cusip>00214Q500</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ARK ETF TR                    </nameOfIssuer>
    <titleOfClass>ISRAEL INOVATE  </titleOfClass>
    <cusip>00214Q609</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ARK ETF TR                    </nameOfIssuer>
    <titleOfClass>FINTECH INNOVA  </titleOfClass>
    <cusip>00214Q708</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>100</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>THE AARONS COMPANY INC        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00258W108</cusip>
    <value>29</value>
    <shrsOrPrnAmt>
      <sshPrnamt>896</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>896</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ABBOTT LABS                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>002824100</cusip>
    <value>133005</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1147283</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1014025</Sole>
      <Shared>41169</Shared>
      <None>92089</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ABBVIE INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00287Y109</cusip>
    <value>168309</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1494221</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1429187</Sole>
      <Shared>25853</Shared>
      <None>39181</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ABERDEEN EMRG MRKTS EQT INM   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00301W105</cusip>
    <value>65</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7220</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7220</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ABERDEEN GLOBAL DYNAMIC DIVI  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00302M106</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2325</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2325</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ABIOMED INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>003654100</cusip>
    <value>125</value>
    <shrsOrPrnAmt>
      <sshPrnamt>401</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>360</Sole>
      <Shared>0</Shared>
      <None>41</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ACADIA HEALTHCARE COMPANY IN  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00404A109</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>295</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>295</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ACADIA PHARMACEUTICALS INC    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>004225108</cusip>
    <value>52</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2130</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2130</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ACADIA RLTY TR                </nameOfIssuer>
    <titleOfClass>COM SH BEN INT  </titleOfClass>
    <cusip>004239109</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>580</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>580</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ACCEL ENTERTAINMENT INC       </nameOfIssuer>
    <titleOfClass>COM CL A1       </titleOfClass>
    <cusip>00436Q106</cusip>
    <value>114</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9640</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>9640</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ACI WORLDWIDE INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>004498101</cusip>
    <value>47</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1266</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1266</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ACTIVISION BLIZZARD INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00507V109</cusip>
    <value>44573</value>
    <shrsOrPrnAmt>
      <sshPrnamt>467023</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>458438</Sole>
      <Shared>3115</Shared>
      <None>5470</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ACUITY BRANDS INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00508Y102</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>133</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>133</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ADAM NAT RES FD INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00548F105</cusip>
    <value>84</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5216</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5216</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ADAMS DIVERSIFIED EQUITY FD   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>006212104</cusip>
    <value>1821</value>
    <shrsOrPrnAmt>
      <sshPrnamt>92119</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>75739</Sole>
      <Shared>0</Shared>
      <None>16380</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ADAPTHEALTH CORP              </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>00653Q102</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>104</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>104</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ADICET BIO INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>007002108</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>142</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>142</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ADOBE SYSTEMS INCORPORATED    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00724F101</cusip>
    <value>101435</value>
    <shrsOrPrnAmt>
      <sshPrnamt>173204</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>168406</Sole>
      <Shared>3314</Shared>
      <None>1484</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ADTALEM GLOBAL ED INC         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00737L103</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>305</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>305</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ADVANCE AUTO PARTS INC        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00751Y106</cusip>
    <value>4593</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22388</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>21878</Sole>
      <Shared>60</Shared>
      <None>450</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AECOM                         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>00766T100</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>404</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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    <nameOfIssuer>ASHLAND GLOBAL HLDGS INC      </nameOfIssuer>
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      <sshPrnamt>245</sshPrnamt>
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    <value>39</value>
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    <cusip>04621X108</cusip>
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    <nameOfIssuer>ATLAS CREST INVT CORP         </nameOfIssuer>
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    <cusip>049284102</cusip>
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      <sshPrnamt>447</sshPrnamt>
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    <nameOfIssuer>AUTOMATIC DATA PROCESSING IN  </nameOfIssuer>
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    <nameOfIssuer>AVALONBAY CMNTYS INC          </nameOfIssuer>
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    <nameOfIssuer>AVERY DENNISON CORP           </nameOfIssuer>
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    <value>72</value>
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    <cusip>05478C105</cusip>
    <value>18</value>
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    <nameOfIssuer>B &amp; G FOODS INC NEW           </nameOfIssuer>
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    <cusip>05534B760</cusip>
    <value>610</value>
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    <cusip>05545E209</cusip>
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    <nameOfIssuer>BJS WHSL CLUB HLDGS INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <nameOfIssuer>BP PRUDHOE BAY RTY TR         </nameOfIssuer>
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  <infoTable>
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    <titleOfClass>COM             </titleOfClass>
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  <infoTable>
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    <cusip>056525108</cusip>
    <value>37</value>
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    <cusip>056752108</cusip>
    <value>599</value>
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    <cusip>05722G100</cusip>
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    <cusip>09061G101</cusip>
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    <titleOfClass>COM             </titleOfClass>
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  <infoTable>
    <nameOfIssuer>BIONTECH SE                   </nameOfIssuer>
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    <shrsOrPrnAmt>
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  <infoTable>
    <nameOfIssuer>BLACKROCK GLOBAL FLOATING RA  </nameOfIssuer>
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    <shrsOrPrnAmt>
      <sshPrnamt>3319</sshPrnamt>
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      <Sole>3319</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>BLACK HILLS CORP              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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      <sshPrnamt>30</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>BLACK KNIGHT INC              </nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>BLACKBAUD INC                 </nameOfIssuer>
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      <sshPrnamt>140</sshPrnamt>
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    <nameOfIssuer>BLACKBERRY LTD                </nameOfIssuer>
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      <sshPrnamt>478</sshPrnamt>
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    <nameOfIssuer>BLACKROCK INVT QUALITY MUN T  </nameOfIssuer>
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  <infoTable>
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    <nameOfIssuer>BLACKROCK MUN INCOME QUALITY  </nameOfIssuer>
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    <nameOfIssuer>BLACKROCK MUN INCOME TR       </nameOfIssuer>
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      <sshPrnamt>9500</sshPrnamt>
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    <nameOfIssuer>BLACKROCK TAX MUNICPAL BD TR  </nameOfIssuer>
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    <titleOfClass>COM             </titleOfClass>
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    <nameOfIssuer>BLACKROCK ENHANCED EQUITY DI  </nameOfIssuer>
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    <nameOfIssuer>BLACKROCK MUNIHOLDINGS FD IN  </nameOfIssuer>
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    <nameOfIssuer>BLACKROCK MUNIVEST FD INC     </nameOfIssuer>
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    <nameOfIssuer>BLACKROCK MUNIVEST FD II INC  </nameOfIssuer>
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    <nameOfIssuer>BLACKROCK MUNIYIELD FD INC    </nameOfIssuer>
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    <nameOfIssuer>BLACKROCK MUNIYILD QULT FD I  </nameOfIssuer>
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    <nameOfIssuer>BLACKROCK MUNIASSETS FD INC   </nameOfIssuer>
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      <sshPrnamt>255</sshPrnamt>
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    <nameOfIssuer>BLACKROCK CORPOR HI YLD FD I  </nameOfIssuer>
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    <cusip>09255P107</cusip>
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    <nameOfIssuer>BLACKROCK ENHANCD CAP &amp; INM   </nameOfIssuer>
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    <nameOfIssuer>BLACKROCK RES &amp; COMMODITIES   </nameOfIssuer>
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    <nameOfIssuer>BLACKROCK MUN TARGET TERM TR  </nameOfIssuer>
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    <nameOfIssuer>BLUCORA INC                   </nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>BLUEROCK RESIDENTIAL GWT REI  </nameOfIssuer>
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    <cusip>09627J102</cusip>
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    <nameOfIssuer>BLUEPRINT MEDICINES CORP      </nameOfIssuer>
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    <cusip>128125101</cusip>
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    <cusip>16411Q101</cusip>
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    <nameOfIssuer>FACEBOOK INC                  </nameOfIssuer>
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    <nameOfIssuer>FIRST MAJESTIC SILVER CORP    </nameOfIssuer>
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    <cusip>320817109</cusip>
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    <titleOfClass>COM             </titleOfClass>
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    <value>26</value>
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    <votingAuthority>
      <Sole>285</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR MORNINGSTAR DIVID L  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>336917109</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>US EQTY OPPT ETF</titleOfClass>
    <cusip>336920103</cusip>
    <value>43</value>
    <shrsOrPrnAmt>
      <sshPrnamt>337</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>337</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR INTER DURATN PFD &amp;   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>33718W103</cusip>
    <value>209</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8314</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>300</Sole>
      <Shared>0</Shared>
      <None>8014</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>WTR ETF         </titleOfClass>
    <cusip>33733B100</cusip>
    <value>52</value>
    <shrsOrPrnAmt>
      <sshPrnamt>623</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>623</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>CAP STRENGTH ETF</titleOfClass>
    <cusip>33733E104</cusip>
    <value>226</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2997</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2997</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>NY ARCA BIOTECH </titleOfClass>
    <cusip>33733E203</cusip>
    <value>58</value>
    <shrsOrPrnAmt>
      <sshPrnamt>336</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>336</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>DJ INTERNT IDX  </titleOfClass>
    <cusip>33733E302</cusip>
    <value>216</value>
    <shrsOrPrnAmt>
      <sshPrnamt>882</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>882</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>NAS CLNEDG GREEN</titleOfClass>
    <cusip>33733E500</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>108</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>108</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR S&amp;P REIT INDEX FD    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>33734G108</cusip>
    <value>56</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR VALUE LINE DIVID IN  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>33734H106</cusip>
    <value>343</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8634</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8634</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>ENERGY ALPHADX  </titleOfClass>
    <cusip>33734X127</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>245</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>245</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>FINLS ALPHADEX  </titleOfClass>
    <cusip>33734X135</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>475</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>475</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>HLTH CARE ALPH  </titleOfClass>
    <cusip>33734X143</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>215</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>215</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>INDLS PROD DUR  </titleOfClass>
    <cusip>33734X150</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>MATERIALS ALPH  </titleOfClass>
    <cusip>33734X168</cusip>
    <value>115</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>TECH ALPHADEX   </titleOfClass>
    <cusip>33734X176</cusip>
    <value>73</value>
    <shrsOrPrnAmt>
      <sshPrnamt>592</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>592</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>UTILITIES ALPH  </titleOfClass>
    <cusip>33734X184</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>514</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>500</Sole>
      <Shared>0</Shared>
      <None>14</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>CLOUD COMPUTING </titleOfClass>
    <cusip>33734X192</cusip>
    <value>77</value>
    <shrsOrPrnAmt>
      <sshPrnamt>728</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>728</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>DJ GLBL DIVID   </titleOfClass>
    <cusip>33734X200</cusip>
    <value>74</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2841</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2841</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>NASDAQ CYB ETF  </titleOfClass>
    <cusip>33734X846</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>231</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>231</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR SML CP CORE ALPHA F  </nameOfIssuer>
    <titleOfClass>COM SHS         </titleOfClass>
    <cusip>33734Y109</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>116</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>116</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR NASDAQ 100 TECH IND  </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>337345102</cusip>
    <value>72</value>
    <shrsOrPrnAmt>
      <sshPrnamt>450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>450</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD  </nameOfIssuer>
    <titleOfClass>COM SHS         </titleOfClass>
    <cusip>33735B108</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>108</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>108</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR LRG CP VL ALPHADEX   </nameOfIssuer>
    <titleOfClass>COM SHS         </titleOfClass>
    <cusip>33735J101</cusip>
    <value>51</value>
    <shrsOrPrnAmt>
      <sshPrnamt>779</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>779</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TRUST LRGCP GWT ALPHAD  </nameOfIssuer>
    <titleOfClass>COM SHS         </titleOfClass>
    <cusip>33735K108</cusip>
    <value>138</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1254</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1254</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>GBL WND ENRG ETF</titleOfClass>
    <cusip>33736G106</cusip>
    <value>225</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10456</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10456</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD   </nameOfIssuer>
    <titleOfClass>INDXX NEXTG ETF </titleOfClass>
    <cusip>33737K205</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>145</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>145</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>NO AMER ENERGY  </titleOfClass>
    <cusip>33738D101</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>315</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>315</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>SENIOR LN FD    </titleOfClass>
    <cusip>33738D309</cusip>
    <value>35</value>
    <shrsOrPrnAmt>
      <sshPrnamt>733</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>733</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>FIRST TR TA HIYL</titleOfClass>
    <cusip>33738D408</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>387</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>387</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>NASD TECH DIV   </titleOfClass>
    <cusip>33738R118</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>190</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>190</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
    <cusip>33738R506</cusip>
    <value>284</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5913</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5913</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>DORSEY WRT 5 ETF</titleOfClass>
    <cusip>33738R605</cusip>
    <value>27</value>
    <shrsOrPrnAmt>
      <sshPrnamt>580</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>580</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>NASDAQ BK ETF   </titleOfClass>
    <cusip>33738R860</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>662</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>662</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRADED FD III   </nameOfIssuer>
    <titleOfClass>PFD SECS INC ETF</titleOfClass>
    <cusip>33739E108</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>870</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>870</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRADED FD III   </nameOfIssuer>
    <titleOfClass>MANAGD MUN ETF  </titleOfClass>
    <cusip>33739N108</cusip>
    <value>44</value>
    <shrsOrPrnAmt>
      <sshPrnamt>765</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>765</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>FST LOW OPPT EFT</titleOfClass>
    <cusip>33739Q200</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>609</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>603</Sole>
      <Shared>0</Shared>
      <None>6</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>FIRST TR ENH NEW</titleOfClass>
    <cusip>33739Q408</cusip>
    <value>106</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1774</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1774</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD   </nameOfIssuer>
    <titleOfClass>SSI STRG ETF    </titleOfClass>
    <cusip>33739Q507</cusip>
    <value>51</value>
    <shrsOrPrnAmt>
      <sshPrnamt>989</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>977</Sole>
      <Shared>0</Shared>
      <None>12</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI  </nameOfIssuer>
    <titleOfClass>US EQT DEEP DUFR</titleOfClass>
    <cusip>33740F771</cusip>
    <value>56</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1650</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1650</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI  </nameOfIssuer>
    <titleOfClass>TCW OPPORTUNIS  </titleOfClass>
    <cusip>33740F805</cusip>
    <value>60</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1117</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1094</Sole>
      <Shared>0</Shared>
      <None>23</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI  </nameOfIssuer>
    <titleOfClass>TCW UNCONSTRAI  </titleOfClass>
    <cusip>33740F888</cusip>
    <value>16</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRSTCASH INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>33767D105</cusip>
    <value>295</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3856</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3828</Sole>
      <Shared>0</Shared>
      <None>28</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRSTSERVICE CORP NEW         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>33767E202</cusip>
    <value>56</value>
    <shrsOrPrnAmt>
      <sshPrnamt>328</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>328</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FISERV INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>337738108</cusip>
    <value>11596</value>
    <shrsOrPrnAmt>
      <sshPrnamt>108489</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>97875</Sole>
      <Shared>736</Shared>
      <None>9878</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRSTENERGY CORP              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>337932107</cusip>
    <value>1848</value>
    <shrsOrPrnAmt>
      <sshPrnamt>49667</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>49419</Sole>
      <Shared>192</Shared>
      <None>56</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIVE BELOW INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>33829M101</cusip>
    <value>337</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1742</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1742</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIVE9 INC                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>338307101</cusip>
    <value>581</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3166</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3166</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLAHERTY &amp; CRUMRINE PFD SECS  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>338478100</cusip>
    <value>90</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3957</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3957</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLAHERTY &amp; CRUMRINE TOTAL RE  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>338479108</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLAHERTY &amp; CRUMRINE PFD INCO  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>33848E106</cusip>
    <value>146</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10955</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10955</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLEETCOR TECHNOLOGIES INC     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>339041105</cusip>
    <value>330</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1289</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>778</Sole>
      <Shared>0</Shared>
      <None>511</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>MSTAR EMKT FAC  </titleOfClass>
    <cusip>33939L308</cusip>
    <value>97</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>MORNSTAR UPSTR  </titleOfClass>
    <cusip>33939L407</cusip>
    <value>120</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3142</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3142</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>IBOXX 3R TARGT  </titleOfClass>
    <cusip>33939L506</cusip>
    <value>138</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5215</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5215</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>IBOXX 5YR TRGT  </titleOfClass>
    <cusip>33939L605</cusip>
    <value>22</value>
    <shrsOrPrnAmt>
      <sshPrnamt>778</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>778</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>STOXX GLOBR INF </titleOfClass>
    <cusip>33939L795</cusip>
    <value>302</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5256</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5256</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>M STAR DEV MKT  </titleOfClass>
    <cusip>33939L803</cusip>
    <value>196</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2687</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2687</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>QLT DIVDYN IDX  </titleOfClass>
    <cusip>33939L852</cusip>
    <value>268</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLEXSHARES TR                 </nameOfIssuer>
    <titleOfClass>QUALT DIVD IDX  </titleOfClass>
    <cusip>33939L860</cusip>
    <value>207</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3680</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3680</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLOOR &amp; DECOR HLDGS INC       </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>339750101</cusip>
    <value>336</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3181</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3181</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLOWERS FOODS INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>343498101</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>277</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>277</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FLOWSERVE CORP                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>34354P105</cusip>
    <value>352</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8733</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8697</Sole>
      <Shared>36</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FOMENTO ECONOMICO MEXICANO S  </nameOfIssuer>
    <titleOfClass>SPON ADR UNITS  </titleOfClass>
    <cusip>344419106</cusip>
    <value>2848</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>32211</Sole>
      <Shared>1000</Shared>
      <None>489</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FOOT LOCKER INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>344849104</cusip>
    <value>129</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2089</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2089</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FORD MTR CO DEL               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>345370860</cusip>
    <value>2779</value>
    <shrsOrPrnAmt>
      <sshPrnamt>187022</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>173474</Sole>
      <Shared>1020</Shared>
      <None>12528</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FORMFACTOR INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>346375108</cusip>
    <value>285</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7823</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7767</Sole>
      <Shared>0</Shared>
      <None>56</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FORTIS INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>349553107</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>68</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>68</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FORTINET INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>34959E109</cusip>
    <value>457</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1919</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1666</Sole>
      <Shared>241</Shared>
      <None>12</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FORTIVE CORP                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>34959J108</cusip>
    <value>3830</value>
    <shrsOrPrnAmt>
      <sshPrnamt>54916</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>40146</Sole>
      <Shared>150</Shared>
      <None>14620</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>34964C106</cusip>
    <value>7165</value>
    <shrsOrPrnAmt>
      <sshPrnamt>71929</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>71207</Sole>
      <Shared>85</Shared>
      <None>637</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FORWARD AIR CORP              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>349853101</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>316</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>316</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FOUR CORNERS PPTY TR INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>35086T109</cusip>
    <value>81</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2940</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2940</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FOX CORP                      </nameOfIssuer>
    <titleOfClass>CL A COM        </titleOfClass>
    <cusip>35137L105</cusip>
    <value>185</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4974</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4910</Sole>
      <Shared>0</Shared>
      <None>64</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
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  <infoTable>
    <nameOfIssuer>FOX FACTORY HLDG CORP         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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      <sshPrnamt>637</sshPrnamt>
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      <Sole>637</Sole>
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    <nameOfIssuer>FRANCO NEV CORP               </nameOfIssuer>
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      <sshPrnamt>325</sshPrnamt>
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    <nameOfIssuer>FRANKLIN ELEC INC             </nameOfIssuer>
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      <sshPrnamt>237</sshPrnamt>
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    <nameOfIssuer>FREEPORT-MCMORAN INC          </nameOfIssuer>
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    <nameOfIssuer>FRESENIUS MED CARE AG&amp;CO KGA  </nameOfIssuer>
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    <nameOfIssuer>FULTON FINL CORP PA           </nameOfIssuer>
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    <nameOfIssuer>G III APPAREL GROUP LTD       </nameOfIssuer>
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    <nameOfIssuer>GABELLI MULTIMEDIA TR INC     </nameOfIssuer>
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    <nameOfIssuer>GABELLI EQUITY TR INC         </nameOfIssuer>
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    <nameOfIssuer>GABELLI EQUITY TR INC         </nameOfIssuer>
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    <nameOfIssuer>GABELLI DIVID &amp; INCOME TR     </nameOfIssuer>
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    <nameOfIssuer>GALLAGHER ARTHUR J &amp; CO       </nameOfIssuer>
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    <nameOfIssuer>GAMCO GLOBAL GOLD NAT RES &amp;   </nameOfIssuer>
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    <nameOfIssuer>GAMING &amp; LEISURE PPTYS INC    </nameOfIssuer>
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    <nameOfIssuer>GAP INC                       </nameOfIssuer>
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    <nameOfIssuer>GARRETT MOTION INC            </nameOfIssuer>
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      <Sole>824</Sole>
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    <nameOfIssuer>GENERAL DYNAMICS CORP         </nameOfIssuer>
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    <nameOfIssuer>GENERAL MTRS CO               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <cusip>372303206</cusip>
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    <nameOfIssuer>GENUINE PARTS CO              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <nameOfIssuer>GERMAN AMERN BANCORP INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>373865104</cusip>
    <value>97</value>
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      <Sole>2614</Sole>
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    <nameOfIssuer>GETTY RLTY CORP NEW           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>374297109</cusip>
    <value>2</value>
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      <sshPrnamt>65</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>GIBRALTAR INDS INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>374689107</cusip>
    <value>19</value>
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      <sshPrnamt>246</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>246</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GILEAD SCIENCES INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>375558103</cusip>
    <value>26954</value>
    <shrsOrPrnAmt>
      <sshPrnamt>391425</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>387724</Sole>
      <Shared>3564</Shared>
      <None>137</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GILDAN ACTIVEWEAR INC         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>375916103</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>388</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>388</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GLADSTONE COMMERCIAL CORP     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>376536108</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>275</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>275</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GLAUKOS CORP                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>377322102</cusip>
    <value>93</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1093</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1093</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GLAXOSMITHKLINE PLC           </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>37733W105</cusip>
    <value>1205</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30261</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>29461</Sole>
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      <None>800</None>
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  <infoTable>
    <nameOfIssuer>GLOBAL INDUSTRIAL COMPANY     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>37892E102</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35</sshPrnamt>
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      <Sole>35</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GLOBAL NET LEASE INC          </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>379378201</cusip>
    <value>2</value>
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      <sshPrnamt>95</sshPrnamt>
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      <Sole>95</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GLOBAL PMTS INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>37940X102</cusip>
    <value>2450</value>
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      <sshPrnamt>13065</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>12976</Sole>
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      <None>81</None>
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  <infoTable>
    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>GLBX MSCI NORW  </titleOfClass>
    <cusip>37950E747</cusip>
    <value>4</value>
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      <sshPrnamt>300</sshPrnamt>
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      <Sole>300</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GLOBAL MED REIT INC           </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>37954A204</cusip>
    <value>6</value>
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      <sshPrnamt>410</sshPrnamt>
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    <votingAuthority>
      <Sole>410</Sole>
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      <None>0</None>
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    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>GLBL X MLP ETF  </titleOfClass>
    <cusip>37954Y343</cusip>
    <value>411</value>
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      <sshPrnamt>10629</sshPrnamt>
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      <Sole>10629</Sole>
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      <None>0</None>
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    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>CYBRSCURTY ETF  </titleOfClass>
    <cusip>37954Y384</cusip>
    <value>267</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9244</sshPrnamt>
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      <Sole>9244</Sole>
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    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>CLOUD COMPUTNG  </titleOfClass>
    <cusip>37954Y442</cusip>
    <value>8</value>
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      <Sole>117</Sole>
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      <None>163</None>
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  <infoTable>
    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>US INFR DEV ETF </titleOfClass>
    <cusip>37954Y673</cusip>
    <value>23</value>
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      <sshPrnamt>900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>900</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>RBTCS ARTFL INTE</titleOfClass>
    <cusip>37954Y715</cusip>
    <value>2510</value>
    <shrsOrPrnAmt>
      <sshPrnamt>71830</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>70290</Sole>
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      <None>1540</None>
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  <infoTable>
    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>FINTECH ETF     </titleOfClass>
    <cusip>37954Y814</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>157</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>98</Sole>
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      <None>59</None>
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  <infoTable>
    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>GLOBAL X COPPER </titleOfClass>
    <cusip>37954Y830</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>300</None>
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  <infoTable>
    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>GLOBAL X SILVER </titleOfClass>
    <cusip>37954Y848</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>230</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>230</Sole>
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  <infoTable>
    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>LITHIUM BTRY ETF</titleOfClass>
    <cusip>37954Y855</cusip>
    <value>81</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1115</sshPrnamt>
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      <Sole>1115</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GLOBAL X FDS                  </nameOfIssuer>
    <titleOfClass>S&amp;P 500 CATHOLIC</titleOfClass>
    <cusip>37954Y889</cusip>
    <value>6741</value>
    <shrsOrPrnAmt>
      <sshPrnamt>126351</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>126351</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GLOBUS MED INC                </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>379577208</cusip>
    <value>507</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6536</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>6536</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GLOBE LIFE INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>37959E102</cusip>
    <value>81</value>
    <shrsOrPrnAmt>
      <sshPrnamt>850</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>838</Sole>
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  <infoTable>
    <nameOfIssuer>GOLDMAN SACHS GROUP INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>38141G104</cusip>
    <value>34482</value>
    <shrsOrPrnAmt>
      <sshPrnamt>90854</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>87808</Sole>
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      <None>1810</None>
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  <infoTable>
    <nameOfIssuer>GOLDMAN SACHS ETF TR          </nameOfIssuer>
    <titleOfClass>ACTIVEBETA INT  </titleOfClass>
    <cusip>381430107</cusip>
    <value>50</value>
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      <sshPrnamt>1443</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1250</Sole>
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      <None>193</None>
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  <infoTable>
    <nameOfIssuer>GOLDMAN SACHS ETF TR          </nameOfIssuer>
    <titleOfClass>ACCESS INVT GR  </titleOfClass>
    <cusip>381430479</cusip>
    <value>156</value>
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      <sshPrnamt>2848</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2848</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GOLDMAN SACHS ETF TR          </nameOfIssuer>
    <titleOfClass>ACTIVEBETA US LG</titleOfClass>
    <cusip>381430503</cusip>
    <value>167</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1939</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1939</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GOLDMAN SACHS ETF TR          </nameOfIssuer>
    <titleOfClass>ACCES TREASURY  </titleOfClass>
    <cusip>381430529</cusip>
    <value>27</value>
    <shrsOrPrnAmt>
      <sshPrnamt>273</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>273</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>382550101</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>388</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>388</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GOOSEHEAD INS INC             </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>38267D109</cusip>
    <value>569</value>
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      <sshPrnamt>4469</sshPrnamt>
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      <Sole>4469</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GORES HOLDINGS VI INC         </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>38286R105</cusip>
    <value>3</value>
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      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>200</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GRACE W R &amp; CO DEL NEW        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>38388F108</cusip>
    <value>5</value>
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      <sshPrnamt>70</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>70</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GRACO INC                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>384109104</cusip>
    <value>50</value>
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      <sshPrnamt>662</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>662</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GRAHAM HLDGS CO               </nameOfIssuer>
    <titleOfClass>COM CL B        </titleOfClass>
    <cusip>384637104</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>13</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GRAINGER W W INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>384802104</cusip>
    <value>4337</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9901</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>7409</Sole>
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      <None>2480</None>
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  <infoTable>
    <nameOfIssuer>GRAND CANYON ED INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>38526M106</cusip>
    <value>157</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1749</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1749</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GRANITE CONSTR INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>387328107</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>210</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>210</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GRANITE PT MTG TR INC         </nameOfIssuer>
    <titleOfClass>COM STK         </titleOfClass>
    <cusip>38741L107</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>130</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>130</Sole>
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      <None>0</None>
    </votingAuthority>
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    <titleOfClass>COM             </titleOfClass>
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    <nameOfIssuer>HYATT HOTELS CORP             </nameOfIssuer>
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    <nameOfIssuer>IAC INTERACTIVECORP NEW       </nameOfIssuer>
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    <nameOfIssuer>IAA INC                       </nameOfIssuer>
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    <nameOfIssuer>ICU MED INC                   </nameOfIssuer>
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    <nameOfIssuer>IPG PHOTONICS CORP            </nameOfIssuer>
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    <value>85</value>
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    <nameOfIssuer>ICICI BANK LIMITED            </nameOfIssuer>
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    <cusip>451100101</cusip>
    <value>109</value>
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    <nameOfIssuer>IDACORP INC                   </nameOfIssuer>
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    <nameOfIssuer>IDEX CORP                     </nameOfIssuer>
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    <cusip>45167R104</cusip>
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    <nameOfIssuer>IDEXX LABS INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45168D104</cusip>
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    <nameOfIssuer>ILLINOIS TOOL WKS INC         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>452308109</cusip>
    <value>77803</value>
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    <nameOfIssuer>ILLUMINA INC                  </nameOfIssuer>
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    <cusip>452327109</cusip>
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    <nameOfIssuer>IMPERIAL OIL LTD              </nameOfIssuer>
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    <cusip>453038408</cusip>
    <value>27</value>
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    <nameOfIssuer>INCYTE CORP                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45337C102</cusip>
    <value>126</value>
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    <nameOfIssuer>INDEPENDENCE RLTY TR INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45378A106</cusip>
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    <nameOfIssuer>INDEPENDENT BK CORP MASS      </nameOfIssuer>
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    <cusip>453836108</cusip>
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    <nameOfIssuer>INDEPENDENT BK CORP MICH      </nameOfIssuer>
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    <cusip>453838609</cusip>
    <value>44</value>
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    <titleOfClass>COM             </titleOfClass>
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    <nameOfIssuer>INDUSTRIAL LOGISTICS PPTYS T  </nameOfIssuer>
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    <cusip>456237106</cusip>
    <value>10</value>
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    <cusip>456788108</cusip>
    <value>570</value>
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    <nameOfIssuer>ING GROEP N.V.                </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
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    <nameOfIssuer>INGERSOLL RAND INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <value>130</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>45688C107</cusip>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>457187102</cusip>
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    <nameOfIssuer>INSIGHT ENTERPRISES INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45765U103</cusip>
    <value>9</value>
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    <nameOfIssuer>INSIGNIA SYS INC              </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>45765Y204</cusip>
    <value>8</value>
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    <nameOfIssuer>INSPERITY INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45778Q107</cusip>
    <value>3</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>45780L104</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>405</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>405</Sole>
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  <infoTable>
    <nameOfIssuer>INOVALON HLDGS INC            </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>45781D101</cusip>
    <value>80</value>
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      <sshPrnamt>2362</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>INNOVATIVE INDL PPTYS INC     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45781V101</cusip>
    <value>55</value>
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      <sshPrnamt>290</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>290</Sole>
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    <nameOfIssuer>INSIGHT SELECT INCOME FD      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45781W109</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>336</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>336</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INSULET CORP                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45784P101</cusip>
    <value>523</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1906</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1898</Sole>
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      <None>8</None>
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  <infoTable>
    <nameOfIssuer>INTEGRA LIFESCIENCES HLDGS C  </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>457985208</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>254</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>254</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INTEL CORP                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>458140100</cusip>
    <value>102768</value>
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      <sshPrnamt>1830564</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1762104</Sole>
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      <None>45957</None>
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  <infoTable>
    <nameOfIssuer>INTEGER HLDGS CORP            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45826H109</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>51</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>51</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INTELLIA THERAPEUTICS INC     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45826J105</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>37</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INTERACTIVE BROKERS GROUP IN  </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>45841N107</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>149</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>149</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INTERCONTINENTAL HOTELS GROU  </nameOfIssuer>
    <titleOfClass>SPONSORED ADS   </titleOfClass>
    <cusip>45857P806</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>52</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>52</Sole>
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      <None>0</None>
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    <nameOfIssuer>INTERCONTINENTAL EXCHANGE IN  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45866F104</cusip>
    <value>29885</value>
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      <sshPrnamt>251765</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>247780</Sole>
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  <infoTable>
    <nameOfIssuer>INTERDIGITAL INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>45867G101</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>329</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>329</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INTERNATIONAL BUSINESS MACHS  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>459200101</cusip>
    <value>27934</value>
    <shrsOrPrnAmt>
      <sshPrnamt>190559</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>179352</Sole>
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      <None>10396</None>
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  <infoTable>
    <nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>459506101</cusip>
    <value>358</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2397</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2362</Sole>
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      <None>35</None>
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  <infoTable>
    <nameOfIssuer>INTERNATIONAL PAPER CO        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>460146103</cusip>
    <value>303</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4944</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4883</Sole>
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      <None>61</None>
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  <infoTable>
    <nameOfIssuer>INTERPUBLIC GROUP COS INC     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>460690100</cusip>
    <value>8094</value>
    <shrsOrPrnAmt>
      <sshPrnamt>249128</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>246858</Sole>
      <Shared>268</Shared>
      <None>2002</None>
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  <infoTable>
    <nameOfIssuer>INVESCO ACTIVELY MANAGED ETF  </nameOfIssuer>
    <titleOfClass>ACTIVE US REAL  </titleOfClass>
    <cusip>46090A101</cusip>
    <value>259</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2500</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>2500</Shared>
      <None>0</None>
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    <nameOfIssuer>INVESCO ACTIVELY MANAGED ETF  </nameOfIssuer>
    <titleOfClass>ULTRA SHRT DUR  </titleOfClass>
    <cusip>46090A887</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>603</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>603</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO QQQ TR                </nameOfIssuer>
    <titleOfClass>UNIT SER 1      </titleOfClass>
    <cusip>46090E103</cusip>
    <value>14025</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39571</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>23772</Sole>
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      <None>15699</None>
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    <nameOfIssuer>INVESCO ACTIVLY MANGD ETC FD  </nameOfIssuer>
    <titleOfClass>OPTIMUM YIELD   </titleOfClass>
    <cusip>46090F100</cusip>
    <value>47</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2351</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2351</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INTRA-CELLULAR THERAPIES INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46116X101</cusip>
    <value>132</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3233</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>3233</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INTUITIVE SURGICAL INC        </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>46120E602</cusip>
    <value>31825</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34606</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>34334</Sole>
      <Shared>76</Shared>
      <None>196</None>
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  <infoTable>
    <nameOfIssuer>INTUIT                        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>461202103</cusip>
    <value>6083</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12409</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10689</Sole>
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      <None>1716</None>
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  <infoTable>
    <nameOfIssuer>INVACARE CORP                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>461203101</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>52</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>52</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO MORTGAGE CAPITAL INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46131B100</cusip>
    <value>139</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35523</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>35523</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO MUN TR                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46131J103</cusip>
    <value>76</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5522</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5522</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO TR INVT GRADE MUNS    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46131M106</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>372</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>372</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO MUN OPPORTUNITY TR    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46132C107</cusip>
    <value>79</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5803</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5803</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO MUNI INCOME OPP TRST  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46132X101</cusip>
    <value>35</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4168</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4168</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO HIG INCM 2023 TARG T  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46135X108</cusip>
    <value>488</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>50000</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>AEROSPACE DEFN  </titleOfClass>
    <cusip>46137V100</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>4</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
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      <None>4</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>WILDERHIL CLAN  </titleOfClass>
    <cusip>46137V134</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>125</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>125</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>WATER RES ETF   </titleOfClass>
    <cusip>46137V142</cusip>
    <value>136</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2549</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2549</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P SPIN OFF    </titleOfClass>
    <cusip>46137V159</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>90</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>90</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P 500 TOP 50  </titleOfClass>
    <cusip>46137V233</cusip>
    <value>95</value>
    <shrsOrPrnAmt>
      <sshPrnamt>291</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>291</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P500 PUR VAL  </titleOfClass>
    <cusip>46137V258</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>401</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>401</Sole>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P500 PUR GWT  </titleOfClass>
    <cusip>46137V266</cusip>
    <value>312</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1695</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1695</Sole>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P500 EQL TEC  </titleOfClass>
    <cusip>46137V282</cusip>
    <value>94</value>
    <shrsOrPrnAmt>
      <sshPrnamt>323</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>323</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>BUYBACK ACHIEV  </titleOfClass>
    <cusip>46137V308</cusip>
    <value>68</value>
    <shrsOrPrnAmt>
      <sshPrnamt>750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>750</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P500 EQL WGT  </titleOfClass>
    <cusip>46137V357</cusip>
    <value>591</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3923</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3783</Sole>
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      <None>140</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P500 EQL STP  </titleOfClass>
    <cusip>46137V373</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>55</Sole>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P500 EQL DIS  </titleOfClass>
    <cusip>46137V381</cusip>
    <value>64</value>
    <shrsOrPrnAmt>
      <sshPrnamt>432</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>432</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P 500 GARP ETF</titleOfClass>
    <cusip>46137V431</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>325</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>325</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>S&amp;P 100 EQL WIGH</titleOfClass>
    <cusip>46137V449</cusip>
    <value>32</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>DIVID ACHIEVEV  </titleOfClass>
    <cusip>46137V506</cusip>
    <value>74</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2043</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2043</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>NASDAQ INTERNT  </titleOfClass>
    <cusip>46137V530</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>INTL DIVI ACHI  </titleOfClass>
    <cusip>46137V548</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>HIG YLD EQ DIV  </titleOfClass>
    <cusip>46137V563</cusip>
    <value>41</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>GBL LISTED PVT  </titleOfClass>
    <cusip>46137V589</cusip>
    <value>163</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10635</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10635</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>FTSE RAFI 1000  </titleOfClass>
    <cusip>46137V613</cusip>
    <value>413</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2575</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2575</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>FINL PFD ETF    </titleOfClass>
    <cusip>46137V621</cusip>
    <value>53</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2725</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2725</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>DYNMC LRG VALU  </titleOfClass>
    <cusip>46137V738</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>518</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>518</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>DYNMC LRG GWTH  </titleOfClass>
    <cusip>46137V746</cusip>
    <value>37</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T  </nameOfIssuer>
    <titleOfClass>DWA TECHNOLOGY  </titleOfClass>
    <cusip>46137V811</cusip>
    <value>41</value>
    <shrsOrPrnAmt>
      <sshPrnamt>273</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>273</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO DB COMMDY INDX TRCK   </nameOfIssuer>
    <titleOfClass>UNIT            </titleOfClass>
    <cusip>46138B103</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1533</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1533</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P SMLCP HELT  </titleOfClass>
    <cusip>46138E149</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>15</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P MIDCP LOW   </titleOfClass>
    <cusip>46138E198</cusip>
    <value>140</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2617</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2617</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P GBL WATER   </titleOfClass>
    <cusip>46138E263</cusip>
    <value>52</value>
    <shrsOrPrnAmt>
      <sshPrnamt>965</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>965</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P500 LOW VOL  </titleOfClass>
    <cusip>46138E354</cusip>
    <value>465</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7634</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3271</Sole>
      <Shared>1463</Shared>
      <None>2900</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P500 HDL VOL  </titleOfClass>
    <cusip>46138E362</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>600</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P 500 HB ETF  </titleOfClass>
    <cusip>46138E370</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>260</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>260</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P 500 EX RAT  </titleOfClass>
    <cusip>46138E388</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>500</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>PFD ETF         </titleOfClass>
    <cusip>46138E511</cusip>
    <value>998</value>
    <shrsOrPrnAmt>
      <sshPrnamt>65123</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>64904</Sole>
      <Shared>0</Shared>
      <None>219</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>NATL AMT MUNI   </titleOfClass>
    <cusip>46138E537</cusip>
    <value>34</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1249</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1249</Sole>
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      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>FNDMNTL IG CRP  </titleOfClass>
    <cusip>46138E693</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>460</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>460</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>FTSE RAFI EMNG  </titleOfClass>
    <cusip>46138E727</cusip>
    <value>39</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1690</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1690</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>EMRNG MKT SVRG  </titleOfClass>
    <cusip>46138E784</cusip>
    <value>36575</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1324217</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1291643</Sole>
      <Shared>9560</Shared>
      <None>23014</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>CHINA TECHNLGY  </titleOfClass>
    <cusip>46138E800</cusip>
    <value>33</value>
    <shrsOrPrnAmt>
      <sshPrnamt>386</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>386</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>SR LN ETF       </titleOfClass>
    <cusip>46138G508</cusip>
    <value>421</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P SMALLCAP 600</titleOfClass>
    <cusip>46138G664</cusip>
    <value>54</value>
    <shrsOrPrnAmt>
      <sshPrnamt>450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>450</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>S&amp;P 500 REVENUE </titleOfClass>
    <cusip>46138G698</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>225</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>225</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>SOLAR ETF       </titleOfClass>
    <cusip>46138G706</cusip>
    <value>110</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1226</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>926</Sole>
      <Shared>0</Shared>
      <None>300</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>TAXABLE MUN BD  </titleOfClass>
    <cusip>46138G805</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>325</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>325</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>GBL CLEAN ENRG  </titleOfClass>
    <cusip>46138G847</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>366</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>366</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II  </nameOfIssuer>
    <titleOfClass>VAR RATE PFD    </titleOfClass>
    <cusip>46138G870</cusip>
    <value>526</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>15800</Sole>
      <Shared>0</Shared>
      <None>4200</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD   </nameOfIssuer>
    <titleOfClass>BULSHS 2021 HY  </titleOfClass>
    <cusip>46138J809</cusip>
    <value>16</value>
    <shrsOrPrnAmt>
      <sshPrnamt>700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD   </nameOfIssuer>
    <titleOfClass>BULSHS 2024 CB  </titleOfClass>
    <cusip>46138J841</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1130</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1130</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD   </nameOfIssuer>
    <titleOfClass>BULSHS 2023 HY  </titleOfClass>
    <cusip>46138J858</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>828</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>828</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
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    <cusip>46138R108</cusip>
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    <nameOfIssuer>INVESCO DB MULTI-SECTOR COMM  </nameOfIssuer>
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    <nameOfIssuer>INVESCO DB MULTI-SECTOR COMM  </nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>INVESTORS BANCORP INC NEW     </nameOfIssuer>
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    <nameOfIssuer>INVITATION HOMES INC          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <nameOfIssuer>IONIS PHARMACEUTICALS INC     </nameOfIssuer>
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    <nameOfIssuer>ISHARES SILVER TR             </nameOfIssuer>
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    <nameOfIssuer>ISHARES INC                   </nameOfIssuer>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>MSCI EMG MKT ETF</titleOfClass>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>IBOXX INV CP ETF</titleOfClass>
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    <value>7763</value>
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  <infoTable>
    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>GBL COMM SVC ETF</titleOfClass>
    <cusip>464287275</cusip>
    <value>290</value>
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  <infoTable>
    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>GLOBAL TECH ETF </titleOfClass>
    <cusip>464287291</cusip>
    <value>1598</value>
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  <infoTable>
    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass>
    <cusip>464287309</cusip>
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  <infoTable>
    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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  <infoTable>
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  <infoTable>
    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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  <infoTable>
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  <infoTable>
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  <infoTable>
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  <infoTable>
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  <infoTable>
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    <titleOfClass>ISHARES SEMICDTR</titleOfClass>
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  <infoTable>
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    <titleOfClass>CORE S&amp;P US VLU </titleOfClass>
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  <infoTable>
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  <infoTable>
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  <infoTable>
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  <infoTable>
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  <infoTable>
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    <cusip>46434G863</cusip>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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    <cusip>46434VBK5</cusip>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>0-5YR HI YL CP  </titleOfClass>
    <cusip>46434V407</cusip>
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      <sshPrnamt>242</sshPrnamt>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>MSCI INTL MOMENT</titleOfClass>
    <cusip>46434V449</cusip>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>MSCI INTL QUALTY</titleOfClass>
    <cusip>46434V456</cusip>
    <value>12879</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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    <cusip>46434V613</cusip>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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    <cusip>46434V621</cusip>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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    <cusip>46434V647</cusip>
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      <sshPrnamt>431</sshPrnamt>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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    <cusip>46435G318</cusip>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>CORE MSCI INTL  </titleOfClass>
    <cusip>46435G326</cusip>
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    <shrsOrPrnAmt>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>MORTGE REL ETF  </titleOfClass>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>MSCI INTL VLU FT</titleOfClass>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>MSCI USA SMCP MN</titleOfClass>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>ESG AW MSCI EAFE</titleOfClass>
    <cusip>46435G516</cusip>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>IBONDS DEC2022  </titleOfClass>
    <cusip>46435G755</cusip>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>CYBERSECURITY   </titleOfClass>
    <cusip>46435U135</cusip>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>U.S. FIXED INCME</titleOfClass>
    <cusip>46435U796</cusip>
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    <nameOfIssuer>ISHARES TR                    </nameOfIssuer>
    <titleOfClass>BROAD USD HIGH  </titleOfClass>
    <cusip>46435U853</cusip>
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    <nameOfIssuer>ITAU UNIBANCO HLDG S A        </nameOfIssuer>
    <titleOfClass>SPON ADR REP PFD</titleOfClass>
    <cusip>465562106</cusip>
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    <nameOfIssuer>ITRON INC                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>465741106</cusip>
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    <nameOfIssuer>JBG SMITH PPTYS               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>46590V100</cusip>
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    <value>2</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>46625H100</cusip>
    <value>373961</value>
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    <titleOfClass>ALERIAN ML ETN  </titleOfClass>
    <cusip>46625H365</cusip>
    <value>138</value>
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    <titleOfClass>COM             </titleOfClass>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>466367109</cusip>
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    <cusip>46641Q837</cusip>
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    <cusip>46641Q878</cusip>
    <value>3</value>
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    <nameOfIssuer>JACOBS ENGR GROUP INC         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>469814107</cusip>
    <value>2538</value>
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    <nameOfIssuer>KINROSS GOLD CORP             </nameOfIssuer>
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    <nameOfIssuer>LULULEMON ATHLETICA INC       </nameOfIssuer>
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      <Sole>290</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>LUMEN TECHNOLOGIES INC        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>550241103</cusip>
    <value>1859</value>
    <shrsOrPrnAmt>
      <sshPrnamt>136804</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>127861</Sole>
      <Shared>96</Shared>
      <None>8847</None>
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  <infoTable>
    <nameOfIssuer>LUMOS PHARMA INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>111</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>111</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LYFT INC                      </nameOfIssuer>
    <titleOfClass>CL A COM        </titleOfClass>
    <cusip>55087P104</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
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      <Sole>500</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>M &amp; T BK CORP                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55261F104</cusip>
    <value>5823</value>
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      <sshPrnamt>40072</sshPrnamt>
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      <Sole>39469</Sole>
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      <None>539</None>
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  <infoTable>
    <nameOfIssuer>M D C HLDGS INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>360</sshPrnamt>
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      <Sole>360</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>MDU RES GROUP INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>552690109</cusip>
    <value>46</value>
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      <sshPrnamt>1458</sshPrnamt>
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      <Sole>1458</Sole>
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    <nameOfIssuer>MFS CHARTER INCOME TR         </nameOfIssuer>
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    <cusip>552727109</cusip>
    <value>9</value>
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      <sshPrnamt>1000</sshPrnamt>
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      <Sole>1000</Sole>
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      <None>0</None>
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    <nameOfIssuer>MFS INTER INCOME TR           </nameOfIssuer>
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    <cusip>55273C107</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>500</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>MGE ENERGY INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55277P104</cusip>
    <value>56</value>
    <shrsOrPrnAmt>
      <sshPrnamt>746</sshPrnamt>
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      <Sole>746</Sole>
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      <None>0</None>
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    <nameOfIssuer>MGIC INVT CORP WIS            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>552848103</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>853</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>853</Sole>
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    <nameOfIssuer>MGM RESORTS INTERNATIONAL     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>552953101</cusip>
    <value>341</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7987</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>7933</Sole>
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    <nameOfIssuer>MGM GROWTH PPTYS LLC          </nameOfIssuer>
    <titleOfClass>CL A COM        </titleOfClass>
    <cusip>55303A105</cusip>
    <value>194</value>
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      <sshPrnamt>5293</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>5293</Sole>
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      <None>0</None>
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    <nameOfIssuer>MKS INSTRS INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55306N104</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>96</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>96</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>MPLX LP                       </nameOfIssuer>
    <titleOfClass>COM UNIT REP LTD</titleOfClass>
    <cusip>55336V100</cusip>
    <value>1377</value>
    <shrsOrPrnAmt>
      <sshPrnamt>46505</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>46505</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MP MATERIALS CORP             </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>553368101</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>500</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MSA SAFETY INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>553498106</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>66</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>66</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MSC INDL DIRECT INC           </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>553530106</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>314</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>314</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>MSCI INC                      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55354G100</cusip>
    <value>2704</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5073</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4567</Sole>
      <Shared>120</Shared>
      <None>386</None>
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  <infoTable>
    <nameOfIssuer>MVB FINL CORP                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>553810102</cusip>
    <value>134</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3150</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3150</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MACATAWA BK CORP              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>554225102</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MACERICH CO                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>554382101</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>16</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>MACQUARIE GLOBAL INFRASTRUCT  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55608D101</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>100</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MACYS INC                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>55616P104</cusip>
    <value>16</value>
    <shrsOrPrnAmt>
      <sshPrnamt>869</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>869</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>MADISON COVERED CALL &amp; EQUIT  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>557437100</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>477</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>477</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>MADISON SQUARE GRDN ENTERTNM  </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>55826T102</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>100</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP  </nameOfIssuer>
    <titleOfClass>COM UNIT RP LP  </titleOfClass>
    <cusip>559080106</cusip>
    <value>405</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8275</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>7675</Sole>
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  <infoTable>
    <nameOfIssuer>MAGNA INTL INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>559222401</cusip>
    <value>1770</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19104</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>18962</Sole>
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      <None>142</None>
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  <infoTable>
    <nameOfIssuer>MALIBU BOATS INC              </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>56117J100</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>177</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>177</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>MANHATTAN ASSOCIATES INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>562750109</cusip>
    <value>52</value>
    <shrsOrPrnAmt>
      <sshPrnamt>356</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>356</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MANPOWERGROUP INC WIS         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>56418H100</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>160</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>160</Sole>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MANTECH INTERNATIONAL CORP    </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>564563104</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>226</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>226</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>MANULIFE FINL CORP            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>56501R106</cusip>
    <value>77</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3903</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3903</Sole>
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  <infoTable>
    <nameOfIssuer>MARATHON DIGITAL HOLDINGS IN  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>565788106</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>250</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>250</Sole>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MARATHON OIL CORP             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>565849106</cusip>
    <value>516</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37869</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>37317</Sole>
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      <None>20</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MARATHON PETE CORP            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>56585A102</cusip>
    <value>22538</value>
    <shrsOrPrnAmt>
      <sshPrnamt>373019</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>360151</Sole>
      <Shared>6698</Shared>
      <None>6170</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MARKEL CORP                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>570535104</cusip>
    <value>163</value>
    <shrsOrPrnAmt>
      <sshPrnamt>137</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>137</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MARKETAXESS HLDGS INC         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>57060D108</cusip>
    <value>2392</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5160</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4293</Sole>
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      <None>867</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MARRIOTT VACATIONS WORLDWIDE  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>57164Y107</cusip>
    <value>601</value>
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    <value>10</value>
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    <value>63</value>
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    <cusip>653656108</cusip>
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    <titleOfClass>COM             </titleOfClass>
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      <sshPrnamt>1153</sshPrnamt>
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      <sshPrnamt>16931</sshPrnamt>
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    <titleOfClass>COM             </titleOfClass>
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    <value>53449</value>
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      <sshPrnamt>201383</sshPrnamt>
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    <nameOfIssuer>NORTHROP GRUMMAN CORP         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>666807102</cusip>
    <value>13126</value>
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      <sshPrnamt>36117</sshPrnamt>
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    <titleOfClass>COM             </titleOfClass>
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    <value>58</value>
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      <None>0</None>
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    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>668074305</cusip>
    <value>8</value>
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      <None>0</None>
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    <nameOfIssuer>NORTONLIFELOCK INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <value>83</value>
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      <sshPrnamt>3040</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>66987V109</cusip>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>67000B104</cusip>
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      <None>0</None>
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    <nameOfIssuer>NOVAVAX INC                   </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
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    <value>214</value>
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    <nameOfIssuer>NOVO-NORDISK A S              </nameOfIssuer>
    <titleOfClass>ADR             </titleOfClass>
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      <None>11015</None>
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    <nameOfIssuer>NUCOR CORP                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>670346105</cusip>
    <value>6869</value>
    <shrsOrPrnAmt>
      <sshPrnamt>71601</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>NUTANIX INC                   </nameOfIssuer>
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    <cusip>67059N108</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>6706ER101</cusip>
    <value>33</value>
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      <sshPrnamt>2301</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>611</None>
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  <infoTable>
    <nameOfIssuer>NUVEEN S&amp;P 500 DYNAMIC OVERW  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>6706EW100</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
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  <infoTable>
    <nameOfIssuer>NUVEEN MASSACHUSETS QLT MUN   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67061E104</cusip>
    <value>37</value>
    <shrsOrPrnAmt>
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  <infoTable>
    <nameOfIssuer>NUVEEN SELECT TAX-FREE INCOM  </nameOfIssuer>
    <titleOfClass>SH BEN INT      </titleOfClass>
    <cusip>67062F100</cusip>
    <value>45</value>
    <shrsOrPrnAmt>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUVEEN MUN INCOME FD INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67062J102</cusip>
    <value>18</value>
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  <infoTable>
    <nameOfIssuer>NUVEEN SELECT TAX FREE INCOM  </nameOfIssuer>
    <titleOfClass>SH BEN INT      </titleOfClass>
    <cusip>67063C106</cusip>
    <value>34</value>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>670657105</cusip>
    <value>1645</value>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
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    <titleOfClass>COM             </titleOfClass>
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  <infoTable>
    <nameOfIssuer>NUVEEN QUALITY MUNCP INCOME   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67066V101</cusip>
    <value>264</value>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUVEEN MUN HIGH INCOME OPPOR  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>670682103</cusip>
    <value>69</value>
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    <nameOfIssuer>NUVEEN NASDAQ 100 DYNAMIC OV  </nameOfIssuer>
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  <infoTable>
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    <cusip>67070X101</cusip>
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  <infoTable>
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    <titleOfClass>COM             </titleOfClass>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>67071L106</cusip>
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      <sshPrnamt>88167</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67072C105</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1243</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1243</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN FLOATING RATE INCOME   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67072T108</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>853</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>853</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN CR STRATEGIES INCOME   </nameOfIssuer>
    <titleOfClass>COM SHS         </titleOfClass>
    <cusip>67073D102</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1333</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1333</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN DOW 30 DYNMC OVERWRT   </nameOfIssuer>
    <titleOfClass>SHS             </titleOfClass>
    <cusip>67075F105</cusip>
    <value>108</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6359</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6359</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUTRIEN LTD                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67077M108</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>457</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>457</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OGE ENERGY CORP               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>670837103</cusip>
    <value>81</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN TX ADV TOTAL RET STRG  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67090H102</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>450</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUSHARES ETF TR               </nameOfIssuer>
    <titleOfClass>NUVEEN ESG MIDCP</titleOfClass>
    <cusip>67092P409</cusip>
    <value>151</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2760</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2760</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUSHARES ETF TR               </nameOfIssuer>
    <titleOfClass>NUVEEN ESG SMLCP</titleOfClass>
    <cusip>67092P607</cusip>
    <value>65</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1439</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1439</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN MUN VALUE FD INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>670928100</cusip>
    <value>180</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15587</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>15587</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>O-I GLASS INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67098H104</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>805</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>805</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN OHIO QLTY MUN INCOME   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>670980101</cusip>
    <value>105</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6385</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6085</Sole>
      <Shared>0</Shared>
      <None>300</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OREILLY AUTOMOTIVE INC        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67103H107</cusip>
    <value>13108</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>22803</Sole>
      <Shared>120</Shared>
      <None>227</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OSI SYSTEMS INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>671044105</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>20</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OSI ETF TR                    </nameOfIssuer>
    <titleOfClass>OSHS GBL INTER  </titleOfClass>
    <cusip>67110P704</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>350</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>350</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OAK STR HEALTH INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>67181A107</cusip>
    <value>63</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1069</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>59</Sole>
      <Shared>0</Shared>
      <None>1010</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OASIS PETROLEUM INC           </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>674215207</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>243</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>243</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OCCIDENTAL PETE CORP          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>674599105</cusip>
    <value>680</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>21621</Sole>
      <Shared>0</Shared>
      <None>129</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OCCIDENTAL PETE CORP          </nameOfIssuer>
    <titleOfClass>*W EXP 08/03/202</titleOfClass>
    <cusip>674599162</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>512</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>511</Sole>
      <Shared>0</Shared>
      <None>1</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OKTA INC                      </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>679295105</cusip>
    <value>87</value>
    <shrsOrPrnAmt>
      <sshPrnamt>355</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>355</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OLD DOMINION FREIGHT LINE IN  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>679580100</cusip>
    <value>356</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1403</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1348</Sole>
      <Shared>40</Shared>
      <None>15</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OLD NATL BANCORP IND          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>680033107</cusip>
    <value>44</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2510</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2510</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OLD REP INTL CORP             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>680223104</cusip>
    <value>50</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2025</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2025</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OLIN CORP                     </nameOfIssuer>
    <titleOfClass>COM PAR $1      </titleOfClass>
    <cusip>680665205</cusip>
    <value>34</value>
    <shrsOrPrnAmt>
      <sshPrnamt>735</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>735</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OLLIES BARGAIN OUTLET HLDGS   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>681116109</cusip>
    <value>76</value>
    <shrsOrPrnAmt>
      <sshPrnamt>906</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>906</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OMNICOM GROUP INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>681919106</cusip>
    <value>432</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5395</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2885</Sole>
      <Shared>0</Shared>
      <None>2510</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OMEGA HEALTHCARE INVS INC     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>681936100</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>312</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>312</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OMEGA FLEX INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>682095104</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>170</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>170</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OMNICELL COM                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>68213N109</cusip>
    <value>108</value>
    <shrsOrPrnAmt>
      <sshPrnamt>713</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>713</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OMEROS CORP                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>682143102</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ON SEMICONDUCTOR CORP         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>682189105</cusip>
    <value>535</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13987</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>13891</Sole>
      <Shared>0</Shared>
      <None>96</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ONCOLYTICS BIOTECH INC        </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>682310875</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ONE GAS INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>68235P108</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>249</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>249</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ONEOK INC NEW                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>682680103</cusip>
    <value>453</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8138</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8015</Sole>
      <Shared>80</Shared>
      <None>43</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OPEN TEXT CORP                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>683715106</cusip>
    <value>453</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8924</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8924</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OPKO HEALTH INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>68375N103</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>650</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>650</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ORACLE CORP                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>68389X105</cusip>
    <value>52916</value>
    <shrsOrPrnAmt>
      <sshPrnamt>679804</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>658877</Sole>
      <Shared>11056</Shared>
      <None>9871</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ORANGE                        </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>684060106</cusip>
    <value>426</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37195</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
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      <None>36950</None>
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    <nameOfIssuer>ORASURE TECHNOLOGIES INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>68554V108</cusip>
    <value>202</value>
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      <sshPrnamt>19886</sshPrnamt>
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      <Sole>19730</Sole>
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      <None>156</None>
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    <nameOfIssuer>ORIGIN MATERIALS INC          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>68622D106</cusip>
    <value>123</value>
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      <sshPrnamt>15000</sshPrnamt>
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    <nameOfIssuer>ORIGIN MATERIALS INC          </nameOfIssuer>
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    <cusip>68622D114</cusip>
    <value>10</value>
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    <nameOfIssuer>ORGANON &amp; CO                  </nameOfIssuer>
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    <cusip>68622V106</cusip>
    <value>1960</value>
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    <nameOfIssuer>ORIX CORP                     </nameOfIssuer>
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    <cusip>686330101</cusip>
    <value>474</value>
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    <nameOfIssuer>ORMAT TECHNOLOGIES INC        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>686688102</cusip>
    <value>27</value>
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      <sshPrnamt>382</sshPrnamt>
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    <nameOfIssuer>ORTHOPEDIATRICS CORP          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>68752L100</cusip>
    <value>49</value>
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      <sshPrnamt>774</sshPrnamt>
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      <Sole>774</Sole>
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    <nameOfIssuer>ORTHOFIX MED INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>68752M108</cusip>
    <value>8</value>
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      <sshPrnamt>197</sshPrnamt>
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      <Sole>197</Sole>
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    <nameOfIssuer>OSHKOSH CORP                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>688239201</cusip>
    <value>120</value>
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      <sshPrnamt>964</sshPrnamt>
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      <Sole>964</Sole>
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      <None>0</None>
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    <nameOfIssuer>OTIS WORLDWIDE CORP           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>68902V107</cusip>
    <value>6167</value>
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      <sshPrnamt>75418</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>70079</Sole>
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    <nameOfIssuer>OTTER TAIL CORP               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>689648103</cusip>
    <value>34</value>
    <shrsOrPrnAmt>
      <sshPrnamt>700</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>700</Sole>
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      <None>0</None>
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    <nameOfIssuer>OUTFRONT MEDIA INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69007J106</cusip>
    <value>452</value>
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      <sshPrnamt>18827</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>18827</Sole>
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      <None>0</None>
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    <nameOfIssuer>OVINTIV INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69047Q102</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>573</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>573</Sole>
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      <None>0</None>
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    <nameOfIssuer>OWENS &amp; MINOR INC NEW         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>690732102</cusip>
    <value>49</value>
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      <sshPrnamt>1150</sshPrnamt>
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      <Sole>1150</Sole>
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    <nameOfIssuer>OWENS CORNING NEW             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>690742101</cusip>
    <value>56</value>
    <shrsOrPrnAmt>
      <sshPrnamt>577</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>577</Sole>
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    <nameOfIssuer>OXFORD INDS INC               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>691497309</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>305</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>305</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>PDC ENERGY INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69327R101</cusip>
    <value>16</value>
    <shrsOrPrnAmt>
      <sshPrnamt>352</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>352</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>PG&amp;E CORP                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69331C108</cusip>
    <value>9</value>
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      <sshPrnamt>876</sshPrnamt>
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      <Sole>876</Sole>
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  <infoTable>
    <nameOfIssuer>PJT PARTNERS INC              </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>69343T107</cusip>
    <value>99</value>
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      <sshPrnamt>1382</sshPrnamt>
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    <nameOfIssuer>PNC FINL SVCS GROUP INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>693475105</cusip>
    <value>99288</value>
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      <Sole>492490</Sole>
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    <nameOfIssuer>POSCO                         </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>693483109</cusip>
    <value>4</value>
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      <sshPrnamt>47</sshPrnamt>
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    <nameOfIssuer>PNM RES INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69349H107</cusip>
    <value>7</value>
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      <Sole>135</Sole>
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      <None>0</None>
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    <nameOfIssuer>PPG INDS INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>693506107</cusip>
    <value>7547</value>
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      <sshPrnamt>44455</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>44020</Sole>
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      <None>383</None>
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  <infoTable>
    <nameOfIssuer>PPL CORP                      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69351T106</cusip>
    <value>1878</value>
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      <sshPrnamt>67147</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>63294</Sole>
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  <infoTable>
    <nameOfIssuer>PRA HEALTH SCIENCES INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69354M108</cusip>
    <value>19</value>
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      <sshPrnamt>113</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>113</Sole>
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  <infoTable>
    <nameOfIssuer>PRA GROUP INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69354N106</cusip>
    <value>50</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1308</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1308</Sole>
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  <infoTable>
    <nameOfIssuer>PIMCO DYNAMIC INCOME OPRNTS   </nameOfIssuer>
    <titleOfClass>COM BEN SHS     </titleOfClass>
    <cusip>69355M107</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2000</Sole>
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  <infoTable>
    <nameOfIssuer>PVH CORPORATION               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>693656100</cusip>
    <value>239</value>
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    <nameOfIssuer>PTC INC                       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69370C100</cusip>
    <value>97</value>
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    <nameOfIssuer>PACCAR INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>693718108</cusip>
    <value>2126</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>23624</Sole>
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    <nameOfIssuer>PACER FDS TR                  </nameOfIssuer>
    <titleOfClass>TRENDP US LAR CP</titleOfClass>
    <cusip>69374H105</cusip>
    <value>26</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>700</Sole>
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  <infoTable>
    <nameOfIssuer>PACER FDS TR                  </nameOfIssuer>
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    <cusip>69374H204</cusip>
    <value>44</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1243</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>PACER FDS TR                  </nameOfIssuer>
    <titleOfClass>TRENDPILOT EUR  </titleOfClass>
    <cusip>69374H808</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1219</sshPrnamt>
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      <Sole>1219</Sole>
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  <infoTable>
    <nameOfIssuer>PACER FDS TR                  </nameOfIssuer>
    <titleOfClass>PACER US SMALL  </titleOfClass>
    <cusip>69374H857</cusip>
    <value>36</value>
    <shrsOrPrnAmt>
      <sshPrnamt>810</sshPrnamt>
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      <Sole>810</Sole>
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  <infoTable>
    <nameOfIssuer>PACIFIC PREMIER BANCORP       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>69478X105</cusip>
    <value>40</value>
    <shrsOrPrnAmt>
      <sshPrnamt>944</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>944</Sole>
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  <infoTable>
    <nameOfIssuer>PACIRA BIOSCIENCES INC        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>695127100</cusip>
    <value>16</value>
    <shrsOrPrnAmt>
      <sshPrnamt>261</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>261</Sole>
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  <infoTable>
    <nameOfIssuer>PACKAGING CORP AMER           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>695156109</cusip>
    <value>16953</value>
    <shrsOrPrnAmt>
      <sshPrnamt>125186</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>120714</Sole>
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  <infoTable>
    <nameOfIssuer>PACWEST BANCORP DEL           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>695263103</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
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    <titleOfClass>COM SHS         </titleOfClass>
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    <nameOfIssuer>PINDUODUO INC                 </nameOfIssuer>
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    <nameOfIssuer>POLARITYTE INC                </nameOfIssuer>
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    <nameOfIssuer>POOL CORP                     </nameOfIssuer>
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    <nameOfIssuer>POST HLDGS INC                </nameOfIssuer>
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    <nameOfIssuer>POSTAL REALTY TRUST INC       </nameOfIssuer>
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    <nameOfIssuer>POTLATCHDELTIC CORPORATION    </nameOfIssuer>
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    <nameOfIssuer>PREMIER FINL BANCORP INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>74050M105</cusip>
    <value>161</value>
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      <sshPrnamt>9526</sshPrnamt>
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    <nameOfIssuer>PRIMORIS SVCS CORP            </nameOfIssuer>
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    <cusip>743424103</cusip>
    <value>17</value>
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  <infoTable>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>74346Y103</cusip>
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    <cusip>74347B169</cusip>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
    <titleOfClass>PSHS ULTSH 20YRS</titleOfClass>
    <cusip>74347B201</cusip>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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    <nameOfIssuer>PROSHARES TR II               </nameOfIssuer>
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    <nameOfIssuer>PROSHARES TR II               </nameOfIssuer>
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    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
    <titleOfClass>SHRT RUSSELL2000</titleOfClass>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR                  </nameOfIssuer>
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    <nameOfIssuer>PROSPECT CAP CORP             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <nameOfIssuer>PROTO LABS INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <cusip>744573106</cusip>
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    <nameOfIssuer>PUTNAM MANAGED MUN INCOME TR  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>746823103</cusip>
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    <nameOfIssuer>QUEST DIAGNOSTICS INC         </nameOfIssuer>
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    <nameOfIssuer>QURATE RETAIL INC             </nameOfIssuer>
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    <nameOfIssuer>RAVEN INDS INC                </nameOfIssuer>
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    <nameOfIssuer>RAYMOND JAMES FINL INC        </nameOfIssuer>
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    <nameOfIssuer>RAYONIER INC                  </nameOfIssuer>
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    <cusip>75513E101</cusip>
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    <nameOfIssuer>RBC BEARINGS INC              </nameOfIssuer>
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    <cusip>75524B104</cusip>
    <value>82</value>
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    <nameOfIssuer>REALTY INCOME CORP            </nameOfIssuer>
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    <cusip>756109104</cusip>
    <value>1342</value>
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    <nameOfIssuer>REAVES UTIL INCOME FD         </nameOfIssuer>
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    <value>46</value>
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    <nameOfIssuer>REGAL BELOIT CORP             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>758750103</cusip>
    <value>23</value>
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    <nameOfIssuer>REGENCY CTRS CORP             </nameOfIssuer>
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    <value>77</value>
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    <nameOfIssuer>REGENERON PHARMACEUTICALS     </nameOfIssuer>
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    <nameOfIssuer>REGIONS FINANCIAL CORP NEW    </nameOfIssuer>
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    <cusip>7591EP100</cusip>
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    <nameOfIssuer>REINSURANCE GRP OF AMERICA I  </nameOfIssuer>
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    <cusip>759351604</cusip>
    <value>1176</value>
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    <cusip>759530108</cusip>
    <value>88</value>
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    <value>109</value>
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    <cusip>761152107</cusip>
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    <nameOfIssuer>RESIDEO TECHNOLOGIES INC      </nameOfIssuer>
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    <cusip>76118Y104</cusip>
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    <cusip>76122Q105</cusip>
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    <nameOfIssuer>RESTAURANT BRANDS INTL INC    </nameOfIssuer>
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    <nameOfIssuer>RETAIL OPPORTUNITY INVTS COR  </nameOfIssuer>
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    <cusip>761525609</cusip>
    <value>15</value>
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  <infoTable>
    <nameOfIssuer>REXNORD CORP                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>76169B102</cusip>
    <value>16</value>
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  <infoTable>
    <nameOfIssuer>REXFORD INDL RLTY INC         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>76169C100</cusip>
    <value>283</value>
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      <sshPrnamt>4969</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>4969</Sole>
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  <infoTable>
    <nameOfIssuer>RINGCENTRAL INC               </nameOfIssuer>
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    <cusip>76680R206</cusip>
    <value>80</value>
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      <sshPrnamt>277</sshPrnamt>
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      <Sole>12</Sole>
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      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1250</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR INDEX SHS FDS            </nameOfIssuer>
    <titleOfClass>DJ INTL RL ETF  </titleOfClass>
    <cusip>78463X863</cusip>
    <value>3071</value>
    <shrsOrPrnAmt>
      <sshPrnamt>83644</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>78659</Sole>
      <Shared>435</Shared>
      <None>4550</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR INDEX SHS FDS            </nameOfIssuer>
    <titleOfClass>S&amp;P INTL SMLCP  </titleOfClass>
    <cusip>78463X871</cusip>
    <value>62</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR INDEX SHS FDS            </nameOfIssuer>
    <titleOfClass>PORTFOLIO DEVLPD</titleOfClass>
    <cusip>78463X889</cusip>
    <value>57</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1545</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1280</Sole>
      <Shared>0</Shared>
      <None>265</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPX CORP                      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>784635104</cusip>
    <value>49</value>
    <shrsOrPrnAmt>
      <sshPrnamt>802</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>802</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
    <cusip>78464A201</cusip>
    <value>118</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1331</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1331</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>NUVEEN BBG BRCLY</titleOfClass>
    <cusip>78464A284</cusip>
    <value>44</value>
    <shrsOrPrnAmt>
      <sshPrnamt>725</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>725</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>ICE PFD SEC ETF </titleOfClass>
    <cusip>78464A292</cusip>
    <value>85</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1915</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1915</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass>
    <cusip>78464A300</cusip>
    <value>296</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3454</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3454</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
    <cusip>78464A359</cusip>
    <value>343</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3959</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3738</Sole>
      <Shared>0</Shared>
      <None>221</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO INTRMD</titleOfClass>
    <cusip>78464A375</cusip>
    <value>122</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3325</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3325</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>BLOMBRG BRC EMRG</titleOfClass>
    <cusip>78464A391</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PRTFLO S&amp;P500 GW</titleOfClass>
    <cusip>78464A409</cusip>
    <value>582</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9238</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>9186</Sole>
      <Shared>0</Shared>
      <None>52</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO SHORT </titleOfClass>
    <cusip>78464A474</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>443</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>443</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PRTFLO S&amp;P500 VL</titleOfClass>
    <cusip>78464A508</cusip>
    <value>2549</value>
    <shrsOrPrnAmt>
      <sshPrnamt>64462</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>64397</Sole>
      <Shared>0</Shared>
      <None>65</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>BLOMBERG INTL TR</titleOfClass>
    <cusip>78464A516</cusip>
    <value>973</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33138</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>31114</Sole>
      <Shared>0</Shared>
      <None>2024</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P TRANSN ETF  </titleOfClass>
    <cusip>78464A532</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>248</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>66</Sole>
      <Shared>0</Shared>
      <None>182</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>HLTH CR EQUIP   </titleOfClass>
    <cusip>78464A581</cusip>
    <value>36</value>
    <shrsOrPrnAmt>
      <sshPrnamt>281</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>281</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>COMP SOFTWARE   </titleOfClass>
    <cusip>78464A599</cusip>
    <value>79</value>
    <shrsOrPrnAmt>
      <sshPrnamt>462</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>394</Sole>
      <Shared>0</Shared>
      <None>68</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>DJ REIT ETF     </titleOfClass>
    <cusip>78464A607</cusip>
    <value>96</value>
    <shrsOrPrnAmt>
      <sshPrnamt>913</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>913</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>AEROSPACE DEF   </titleOfClass>
    <cusip>78464A631</cusip>
    <value>33</value>
    <shrsOrPrnAmt>
      <sshPrnamt>249</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>195</Sole>
      <Shared>0</Shared>
      <None>54</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO AGRGTE</titleOfClass>
    <cusip>78464A649</cusip>
    <value>118</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3931</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3931</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO LN TSR</titleOfClass>
    <cusip>78464A664</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P REGL BKG    </titleOfClass>
    <cusip>78464A698</cusip>
    <value>404</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6160</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6160</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P DIVID ETF   </titleOfClass>
    <cusip>78464A763</cusip>
    <value>1556</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12724</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>12724</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P BK ETF      </titleOfClass>
    <cusip>78464A797</cusip>
    <value>156</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3038</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3038</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLI S&amp;P1500</titleOfClass>
    <cusip>78464A805</cusip>
    <value>118</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2237</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2237</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
    <cusip>78464A821</cusip>
    <value>114</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1465</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1465</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO S&amp;P400</titleOfClass>
    <cusip>78464A847</cusip>
    <value>40</value>
    <shrsOrPrnAmt>
      <sshPrnamt>852</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>748</Sole>
      <Shared>0</Shared>
      <None>104</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO S&amp;P500</titleOfClass>
    <cusip>78464A854</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>426</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>426</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P SEMICNDCTR  </titleOfClass>
    <cusip>78464A862</cusip>
    <value>277</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1441</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1423</Sole>
      <Shared>0</Shared>
      <None>18</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P BIOTECH     </titleOfClass>
    <cusip>78464A870</cusip>
    <value>25966</value>
    <shrsOrPrnAmt>
      <sshPrnamt>191771</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>187270</Sole>
      <Shared>527</Shared>
      <None>3974</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P HOMEBUILD   </titleOfClass>
    <cusip>78464A888</cusip>
    <value>55</value>
    <shrsOrPrnAmt>
      <sshPrnamt>750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>750</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>78467J100</cusip>
    <value>33</value>
    <shrsOrPrnAmt>
      <sshPrnamt>454</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>454</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SSGA ACTIVE ETF TR            </nameOfIssuer>
    <titleOfClass>BLACKSTONE SENR </titleOfClass>
    <cusip>78467V608</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>221</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>189</Sole>
      <Shared>0</Shared>
      <None>32</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SSGA ACTIVE ETF TR            </nameOfIssuer>
    <titleOfClass>ULT SHT TRM BD  </titleOfClass>
    <cusip>78467V707</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>316</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>316</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR DOW JONES INDL AVERAGE   </nameOfIssuer>
    <titleOfClass>UT SER 1        </titleOfClass>
    <cusip>78467X109</cusip>
    <value>929</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2692</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2692</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR    </nameOfIssuer>
    <titleOfClass>UTSER1 S&amp;PDCRP  </titleOfClass>
    <cusip>78467Y107</cusip>
    <value>7214</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14692</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8250</Sole>
      <Shared>0</Shared>
      <None>6442</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO SH TSR</titleOfClass>
    <cusip>78468R101</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>215</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>215</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>BLOMBERG BRC INV</titleOfClass>
    <cusip>78468R200</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>460</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>460</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>BLOOMBERG SRT TR</titleOfClass>
    <cusip>78468R408</cusip>
    <value>5560</value>
    <shrsOrPrnAmt>
      <sshPrnamt>201600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>200884</Sole>
      <Shared>0</Shared>
      <None>716</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>S&amp;P OILGAS EXP  </titleOfClass>
    <cusip>78468R556</cusip>
    <value>58</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
    <cusip>78468R622</cusip>
    <value>1383</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12573</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>12483</Sole>
      <Shared>0</Shared>
      <None>90</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>SPDR BLOOMBERG  </titleOfClass>
    <cusip>78468R663</cusip>
    <value>472</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5156</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5156</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
    <cusip>78468R721</cusip>
    <value>190</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3650</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3650</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
    <cusip>78468R739</cusip>
    <value>826</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16675</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>16675</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>SSGA US LRG ETF </titleOfClass>
    <cusip>78468R804</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>231</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>231</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>PORTFOLIO S&amp;P600</titleOfClass>
    <cusip>78468R853</cusip>
    <value>56</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1269</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1269</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR                   </nameOfIssuer>
    <titleOfClass>BLOMBERG 1 10 YR</titleOfClass>
    <cusip>78468R861</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>175</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>175</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SVB FINANCIAL GROUP           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>78486Q101</cusip>
    <value>8232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14794</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>14740</Sole>
      <Shared>24</Shared>
      <None>30</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SABA CAPITAL INCOME &amp; OPRNT   </nameOfIssuer>
    <titleOfClass>SHARES          </titleOfClass>
    <cusip>78518H103</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SABRA HEALTH CARE REIT INC    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>78573L106</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>275</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>275</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SABRE CORP                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>78573M104</cusip>
    <value>386</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30939</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>30939</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SAFEHOLD INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>78645L100</cusip>
    <value>882</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11242</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10931</Sole>
      <Shared>224</Shared>
      <None>87</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SAFETY INS GROUP INC          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>78648T100</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>81</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>81</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SAIA INC                      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>78709Y105</cusip>
    <value>362</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1729</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1729</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SAILPOINT TECHNOLOGIES HLDGS  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>78781P105</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>334</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>334</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SALESFORCE COM INC            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>79466L302</cusip>
    <value>92128</value>
    <shrsOrPrnAmt>
      <sshPrnamt>377155</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>360740</Sole>
      <Shared>7612</Shared>
      <None>8803</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SANDERSON FARMS INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>800013104</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>47</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>47</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SANGAMO THERAPEUTICS INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>800677106</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SANOFI                        </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>80105N105</cusip>
    <value>919</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17444</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7594</Sole>
      <Shared>0</Shared>
      <None>9850</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SANMINA CORPORATION           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>801056102</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>232</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>232</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SAP SE                        </nameOfIssuer>
    <titleOfClass>SPON ADR        </titleOfClass>
    <cusip>803054204</cusip>
    <value>5543</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39464</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>38907</Sole>
      <Shared>0</Shared>
      <None>557</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HENRY SCHEIN INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>806407102</cusip>
    <value>57</value>
    <shrsOrPrnAmt>
      <sshPrnamt>764</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>764</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHLUMBERGER LTD              </nameOfIssuer>
    <titleOfClass>COM STK         </titleOfClass>
    <cusip>806857108</cusip>
    <value>29161</value>
    <shrsOrPrnAmt>
      <sshPrnamt>910998</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>902224</Sole>
      <Shared>7256</Shared>
      <None>1518</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SCHWAB CHARLES CORP           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>808513105</cusip>
    <value>6839</value>
    <shrsOrPrnAmt>
      <sshPrnamt>93931</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>92205</Sole>
      <Shared>812</Shared>
      <None>914</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>US BRD MKT ETF  </titleOfClass>
    <cusip>808524102</cusip>
    <value>240</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2297</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2297</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>US LRG CAP ETF  </titleOfClass>
    <cusip>808524201</cusip>
    <value>164</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1574</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1574</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>US LCAP GR ETF  </titleOfClass>
    <cusip>808524300</cusip>
    <value>122</value>
    <shrsOrPrnAmt>
      <sshPrnamt>833</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>833</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>US LCAP VA ETF  </titleOfClass>
    <cusip>808524409</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>162</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>162</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>US MID-CAP ETF  </titleOfClass>
    <cusip>808524508</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>294</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>294</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>US SML CAP ETF  </titleOfClass>
    <cusip>808524607</cusip>
    <value>66</value>
    <shrsOrPrnAmt>
      <sshPrnamt>634</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>634</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>EMRG MKTEQ ETF  </titleOfClass>
    <cusip>808524706</cusip>
    <value>513</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15612</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>15612</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>SCHWB FDT EMK LG</titleOfClass>
    <cusip>808524730</cusip>
    <value>34</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1050</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1050</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>SCHWB FDT INT SC</titleOfClass>
    <cusip>808524748</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>799</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>799</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>SCHWB FDT INT LG</titleOfClass>
    <cusip>808524755</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1392</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1392</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>SCHWAB FDT US SC</titleOfClass>
    <cusip>808524763</cusip>
    <value>42</value>
    <shrsOrPrnAmt>
      <sshPrnamt>773</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>773</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>SCHWAB FDT US LG</titleOfClass>
    <cusip>808524771</cusip>
    <value>65</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1191</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1191</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>US DIVIDEND EQ  </titleOfClass>
    <cusip>808524797</cusip>
    <value>27130</value>
    <shrsOrPrnAmt>
      <sshPrnamt>358763</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>343678</Sole>
      <Shared>1896</Shared>
      <None>13189</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>INTL EQTY ETF   </titleOfClass>
    <cusip>808524805</cusip>
    <value>125</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3156</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3156</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>US REIT ETF     </titleOfClass>
    <cusip>808524847</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>298</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>298</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>INTRM TRM TRES  </titleOfClass>
    <cusip>808524854</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>34</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>SHT TM US TRES  </titleOfClass>
    <cusip>808524862</cusip>
    <value>198</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3872</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3872</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>US TIPS ETF     </titleOfClass>
    <cusip>808524870</cusip>
    <value>29980</value>
    <shrsOrPrnAmt>
      <sshPrnamt>479609</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>470126</Sole>
      <Shared>546</Shared>
      <None>8937</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR           </nameOfIssuer>
    <titleOfClass>INTL SCEQT ETF  </titleOfClass>
    <cusip>808524888</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>439</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>439</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCIENCE APPLICATIONS INTL CO  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>808625107</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>37</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCOTTS MIRACLE-GRO CO         </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>810186106</cusip>
    <value>1673</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8716</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8672</Sole>
      <Shared>0</Shared>
      <None>44</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEA LTD                       </nameOfIssuer>
    <titleOfClass>SPONSORD ADS    </titleOfClass>
    <cusip>81141R100</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>31</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEACOAST BKG CORP FLA         </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>811707801</cusip>
    <value>482</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14121</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>14121</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEAGEN INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>81181C104</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>81</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>81</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEALED AIR CORP NEW           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>81211K100</cusip>
    <value>1701</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28702</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>28535</Sole>
      <Shared>0</Shared>
      <None>167</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>SBI MATERIALS   </titleOfClass>
    <cusip>81369Y100</cusip>
    <value>8627</value>
    <shrsOrPrnAmt>
      <sshPrnamt>104816</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>103644</Sole>
      <Shared>93</Shared>
      <None>1079</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>SBI HEALTHCARE  </titleOfClass>
    <cusip>81369Y209</cusip>
    <value>16434</value>
    <shrsOrPrnAmt>
      <sshPrnamt>130480</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>125807</Sole>
      <Shared>1406</Shared>
      <None>3267</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>SBI CONS STPLS  </titleOfClass>
    <cusip>81369Y308</cusip>
    <value>3639</value>
    <shrsOrPrnAmt>
      <sshPrnamt>52006</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>51325</Sole>
      <Shared>0</Shared>
      <None>681</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>SBI CONS DISCR  </titleOfClass>
    <cusip>81369Y407</cusip>
    <value>5355</value>
    <shrsOrPrnAmt>
      <sshPrnamt>29994</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>29633</Sole>
      <Shared>41</Shared>
      <None>320</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>ENERGY          </titleOfClass>
    <cusip>81369Y506</cusip>
    <value>14398</value>
    <shrsOrPrnAmt>
      <sshPrnamt>267265</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>257559</Sole>
      <Shared>1625</Shared>
      <None>8081</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>FINANCIAL       </titleOfClass>
    <cusip>81369Y605</cusip>
    <value>18135</value>
    <shrsOrPrnAmt>
      <sshPrnamt>494270</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>487605</Sole>
      <Shared>3945</Shared>
      <None>2720</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>SBI INT-INDS    </titleOfClass>
    <cusip>81369Y704</cusip>
    <value>5343</value>
    <shrsOrPrnAmt>
      <sshPrnamt>52181</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>51702</Sole>
      <Shared>0</Shared>
      <None>479</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>TECHNOLOGY      </titleOfClass>
    <cusip>81369Y803</cusip>
    <value>48953</value>
    <shrsOrPrnAmt>
      <sshPrnamt>331528</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>323283</Sole>
      <Shared>4882</Shared>
      <None>3363</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>COMMUNICATION   </titleOfClass>
    <cusip>81369Y852</cusip>
    <value>13263</value>
    <shrsOrPrnAmt>
      <sshPrnamt>163801</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>162358</Sole>
      <Shared>650</Shared>
      <None>793</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>RL EST SEL SEC  </titleOfClass>
    <cusip>81369Y860</cusip>
    <value>1416</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31933</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>23279</Sole>
      <Shared>8400</Shared>
      <None>254</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR         </nameOfIssuer>
    <titleOfClass>SBI INT-UTILS   </titleOfClass>
    <cusip>81369Y886</cusip>
    <value>3479</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55020</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>52622</Sole>
      <Shared>478</Shared>
      <None>1920</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECTIVE INS GROUP INC       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>816300107</cusip>
    <value>68</value>
    <shrsOrPrnAmt>
      <sshPrnamt>836</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>836</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEMTECH CORP                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>816850101</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>65</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>65</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEMPRA ENERGY                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>816851109</cusip>
    <value>2031</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15331</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10390</Sole>
      <Shared>0</Shared>
      <None>4941</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SENSIENT TECHNOLOGIES CORP    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>81725T100</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>235</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>235</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SENSEONICS HLDGS INC          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>81727U105</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>865</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>865</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SERVICE CORP INTL             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>817565104</cusip>
    <value>36</value>
    <shrsOrPrnAmt>
      <sshPrnamt>664</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>664</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SERVICE PPTYS TR              </nameOfIssuer>
    <titleOfClass>COM SH BEN INT  </titleOfClass>
    <cusip>81761L102</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>39</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SERVICENOW INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>81762P102</cusip>
    <value>28791</value>
    <shrsOrPrnAmt>
      <sshPrnamt>52390</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>51853</Sole>
      <Shared>4</Shared>
      <None>533</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SERVISFIRST BANCSHARES INC    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>81768T108</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>445</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>445</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SHAKE SHACK INC               </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>819047101</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>80</Sole>
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      <None>0</None>
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    <nameOfIssuer>TJX COS INC NEW               </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>872540109</cusip>
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    <cusip>87911J103</cusip>
    <value>36</value>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>87918A105</cusip>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>87968A104</cusip>
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  <infoTable>
    <nameOfIssuer>TELUS CORPORATION             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>87971M103</cusip>
    <value>702</value>
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      <sshPrnamt>31317</sshPrnamt>
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      <Sole>197</Sole>
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      <None>31120</None>
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  <infoTable>
    <nameOfIssuer>TEMPUR SEALY INTL INC         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>88023U101</cusip>
    <value>15</value>
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      <Sole>384</Sole>
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  <infoTable>
    <nameOfIssuer>10X GENOMICS INC              </nameOfIssuer>
    <titleOfClass>CL A COM        </titleOfClass>
    <cusip>88025U109</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>TENET HEALTHCARE CORP         </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>88033G407</cusip>
    <value>22</value>
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      <sshPrnamt>327</sshPrnamt>
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    <nameOfIssuer>TENNANT CO                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>880345103</cusip>
    <value>7</value>
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      <sshPrnamt>87</sshPrnamt>
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    <nameOfIssuer>TERADATA CORP DEL             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>88076W103</cusip>
    <value>204</value>
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      <sshPrnamt>4087</sshPrnamt>
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    <nameOfIssuer>TERADYNE INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>880770102</cusip>
    <value>875</value>
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      <sshPrnamt>6535</sshPrnamt>
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      <None>27</None>
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    <nameOfIssuer>TERMINIX GLOBAL HOLDINGS INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>88087E100</cusip>
    <value>70</value>
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      <sshPrnamt>1476</sshPrnamt>
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      <Sole>1476</Sole>
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    <nameOfIssuer>TERRENO RLTY CORP             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>88146M101</cusip>
    <value>1052</value>
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      <sshPrnamt>16308</sshPrnamt>
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    <nameOfIssuer>TESLA INC                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>88160R101</cusip>
    <value>29606</value>
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      <sshPrnamt>43558</sshPrnamt>
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      <Sole>41996</Sole>
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    <nameOfIssuer>TETRA TECH INC NEW            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>88162G103</cusip>
    <value>34</value>
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      <sshPrnamt>277</sshPrnamt>
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      <Sole>277</Sole>
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  <infoTable>
    <nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD  </nameOfIssuer>
    <titleOfClass>SPONSORED ADS   </titleOfClass>
    <cusip>881624209</cusip>
    <value>568</value>
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    <nameOfIssuer>TEXAS CAP BANCSHARES INC      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>88224Q107</cusip>
    <value>16</value>
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      <Sole>246</Sole>
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    <nameOfIssuer>TEXAS INSTRS INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>882508104</cusip>
    <value>68288</value>
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    <nameOfIssuer>TEXAS PACIFIC LAND CORPORATI  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>88262P102</cusip>
    <value>3</value>
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  <infoTable>
    <nameOfIssuer>TEXAS ROADHOUSE INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>882681109</cusip>
    <value>33</value>
    <shrsOrPrnAmt>
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      <Sole>341</Sole>
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  <infoTable>
    <nameOfIssuer>TEXTRON INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>883203101</cusip>
    <value>1399</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>40</None>
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  <infoTable>
    <nameOfIssuer>TG THERAPEUTICS INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>88322Q108</cusip>
    <value>19</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>500</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>THE BEAUTY HEALTH COMPANY     </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>88331L108</cusip>
    <value>29</value>
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      <sshPrnamt>1700</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>THE BEAUTY HEALTH COMPANY     </nameOfIssuer>
    <titleOfClass>*W EXP 05/04/202</titleOfClass>
    <cusip>88331L116</cusip>
    <value>4</value>
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    <nameOfIssuer>THE TRADE DESK INC            </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>88339J105</cusip>
    <value>431</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>THE REALREAL INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>88339P101</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>337</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>337</Sole>
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    <nameOfIssuer>THERMO FISHER SCIENTIFIC INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>883556102</cusip>
    <value>162504</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>THOMSON REUTERS CORP.         </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>884903709</cusip>
    <value>44</value>
    <shrsOrPrnAmt>
      <sshPrnamt>441</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>441</Sole>
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    <nameOfIssuer>THOR INDS INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>885160101</cusip>
    <value>57</value>
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      <sshPrnamt>503</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>503</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>3-D SYS CORP DEL              </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>88554D205</cusip>
    <value>82</value>
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      <sshPrnamt>2050</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2050</Sole>
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  <infoTable>
    <nameOfIssuer>3M CO                         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>88579Y101</cusip>
    <value>46670</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>TIDAL ETF TR                  </nameOfIssuer>
    <titleOfClass>AMEN CUST SATF  </titleOfClass>
    <cusip>886364710</cusip>
    <value>3</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>TILRAY INC                    </nameOfIssuer>
    <titleOfClass>COM CL 2        </titleOfClass>
    <cusip>88688T100</cusip>
    <value>47</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2598</Sole>
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    <nameOfIssuer>TIM S A                       </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>88706T108</cusip>
    <value>0</value>
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      <sshPrnamt>19</sshPrnamt>
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      <Sole>19</Sole>
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  <infoTable>
    <nameOfIssuer>TIMKEN CO                     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>887389104</cusip>
    <value>644</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>7987</Sole>
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    <nameOfIssuer>TOLL BROTHERS INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>889478103</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>336</Sole>
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  <infoTable>
    <nameOfIssuer>TOMPKINS FINL CORP            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>890110109</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>162</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>162</Sole>
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  <infoTable>
    <nameOfIssuer>TOPBUILD CORP                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>89055F103</cusip>
    <value>33</value>
    <shrsOrPrnAmt>
      <sshPrnamt>167</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>167</Sole>
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  <infoTable>
    <nameOfIssuer>TORO CO                       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>891092108</cusip>
    <value>59</value>
    <shrsOrPrnAmt>
      <sshPrnamt>535</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>535</Sole>
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  <infoTable>
    <nameOfIssuer>TORONTO DOMINION BK ONT       </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>891160509</cusip>
    <value>58</value>
    <shrsOrPrnAmt>
      <sshPrnamt>829</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>829</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>TORTOISE ENERGY INFRA CORP    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>89147L886</cusip>
    <value>110</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3824</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>3824</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>TORTOISE MIDSTRM ENERGY FD I  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <nameOfIssuer>TWO HBRS INVT CORP            </nameOfIssuer>
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      <Sole>298</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VALVOLINE INC                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92047W101</cusip>
    <value>119</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3681</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3681</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>GOLD MINERS ETF </titleOfClass>
    <cusip>92189F106</cusip>
    <value>72</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2111</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1867</Sole>
      <Shared>0</Shared>
      <None>244</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>VIDEO GAMING    </titleOfClass>
    <cusip>92189F114</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>104</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>104</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>EMERGING MKTS HI</titleOfClass>
    <cusip>92189F353</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>41</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>FALLEN ANGEL HG </titleOfClass>
    <cusip>92189F437</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>357</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>231</Sole>
      <Shared>0</Shared>
      <None>126</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>INVT GRADE FLTG </titleOfClass>
    <cusip>92189F486</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1006</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1006</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>LOW CARBN ENERGY</titleOfClass>
    <cusip>92189F502</cusip>
    <value>27</value>
    <shrsOrPrnAmt>
      <sshPrnamt>166</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>166</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>MORNINGSTAR WIDE</titleOfClass>
    <cusip>92189F643</cusip>
    <value>37</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>SEMICONDUCTOR ET</titleOfClass>
    <cusip>92189F676</cusip>
    <value>60</value>
    <shrsOrPrnAmt>
      <sshPrnamt>230</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>230</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>AGRIBUSINESS ETF</titleOfClass>
    <cusip>92189F700</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>140</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>140</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>JR GOLD MINERS E</titleOfClass>
    <cusip>92189F791</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>25</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>VIETNAM ETF     </titleOfClass>
    <cusip>92189F817</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>300</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>JP MORGAN MKTS  </titleOfClass>
    <cusip>92189H300</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>85</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>HIGH YLD MUN ETF</titleOfClass>
    <cusip>92189H409</cusip>
    <value>51</value>
    <shrsOrPrnAmt>
      <sshPrnamt>800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>800</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK VECTORS ETF TR         </nameOfIssuer>
    <titleOfClass>OIL SVCS ETF    </titleOfClass>
    <cusip>92189H607</cusip>
    <value>219</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1000</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SPECIALIZED FUNDS    </nameOfIssuer>
    <titleOfClass>DIV APP ETF     </titleOfClass>
    <cusip>921908844</cusip>
    <value>82117</value>
    <shrsOrPrnAmt>
      <sshPrnamt>530504</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>509928</Sole>
      <Shared>12184</Shared>
      <None>8392</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD STAR FDS             </nameOfIssuer>
    <titleOfClass>VG TL INTL STK F</titleOfClass>
    <cusip>921909768</cusip>
    <value>3899</value>
    <shrsOrPrnAmt>
      <sshPrnamt>59370</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>9863</Sole>
      <Shared>0</Shared>
      <None>49507</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FD             </nameOfIssuer>
    <titleOfClass>MEGA GRWTH IND  </titleOfClass>
    <cusip>921910816</cusip>
    <value>584</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2525</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2205</Sole>
      <Shared>0</Shared>
      <None>320</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FD             </nameOfIssuer>
    <titleOfClass>MEGA CAP VAL ETF</titleOfClass>
    <cusip>921910840</cusip>
    <value>176</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1770</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1770</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD ADMIRAL FDS INC      </nameOfIssuer>
    <titleOfClass>500 GRTH IDX F  </titleOfClass>
    <cusip>921932505</cusip>
    <value>148</value>
    <shrsOrPrnAmt>
      <sshPrnamt>565</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>415</Sole>
      <Shared>150</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD ADMIRAL FDS INC      </nameOfIssuer>
    <titleOfClass>500 VAL IDX FD  </titleOfClass>
    <cusip>921932703</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>50</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD ADMIRAL FDS INC      </nameOfIssuer>
    <titleOfClass>SMLCP 600 VAL   </titleOfClass>
    <cusip>921932778</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD ADMIRAL FDS INC      </nameOfIssuer>
    <titleOfClass>SMLCP 600 GRTH  </titleOfClass>
    <cusip>921932794</cusip>
    <value>234</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1024</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1024</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD ADMIRAL FDS INC      </nameOfIssuer>
    <titleOfClass>MIDCP 400 VAL   </titleOfClass>
    <cusip>921932844</cusip>
    <value>32</value>
    <shrsOrPrnAmt>
      <sshPrnamt>196</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>196</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD ADMIRAL FDS INC      </nameOfIssuer>
    <titleOfClass>MIDCP 400 IDX   </titleOfClass>
    <cusip>921932885</cusip>
    <value>95</value>
    <shrsOrPrnAmt>
      <sshPrnamt>520</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>520</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD BD INDEX FDS         </nameOfIssuer>
    <titleOfClass>LONG TERM BOND  </titleOfClass>
    <cusip>921937793</cusip>
    <value>121</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1178</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1178</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD BD INDEX FDS         </nameOfIssuer>
    <titleOfClass>INTERMED TERM   </titleOfClass>
    <cusip>921937819</cusip>
    <value>21281</value>
    <shrsOrPrnAmt>
      <sshPrnamt>236558</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>228265</Sole>
      <Shared>1080</Shared>
      <None>7213</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD BD INDEX FDS         </nameOfIssuer>
    <titleOfClass>SHORT TRM BOND  </titleOfClass>
    <cusip>921937827</cusip>
    <value>30760</value>
    <shrsOrPrnAmt>
      <sshPrnamt>374386</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>369804</Sole>
      <Shared>3224</Shared>
      <None>1358</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD BD INDEX FDS         </nameOfIssuer>
    <titleOfClass>TOTAL BND MRKT  </titleOfClass>
    <cusip>921937835</cusip>
    <value>22912</value>
    <shrsOrPrnAmt>
      <sshPrnamt>266760</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>252257</Sole>
      <Shared>186</Shared>
      <None>14317</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD TAX-MANAGED INTL FD  </nameOfIssuer>
    <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
    <cusip>921943858</cusip>
    <value>215304</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4179033</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4083083</Sole>
      <Shared>30017</Shared>
      <None>65933</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WHITEHALL FDS        </nameOfIssuer>
    <titleOfClass>HIGH DIV YLD    </titleOfClass>
    <cusip>921946406</cusip>
    <value>2229</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21271</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>20827</Sole>
      <Shared>0</Shared>
      <None>444</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WHITEHALL FDS        </nameOfIssuer>
    <titleOfClass>INTL HIGH ETF   </titleOfClass>
    <cusip>921946794</cusip>
    <value>505</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7424</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7424</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD MALVERN FDS          </nameOfIssuer>
    <titleOfClass>STRM INFPROIDX  </titleOfClass>
    <cusip>922020805</cusip>
    <value>452</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8621</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8596</Sole>
      <Shared>0</Shared>
      <None>25</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD CHARLOTTE FDS        </nameOfIssuer>
    <titleOfClass>INTL BD IDX ETF </titleOfClass>
    <cusip>92203J407</cusip>
    <value>977</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17107</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>16924</Sole>
      <Shared>0</Shared>
      <None>183</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>CONSUM DIS ETF  </titleOfClass>
    <cusip>92204A108</cusip>
    <value>3072</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9782</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>9617</Sole>
      <Shared>165</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>CONSUM STP ETF  </titleOfClass>
    <cusip>92204A207</cusip>
    <value>1506</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8253</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8123</Sole>
      <Shared>0</Shared>
      <None>130</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>ENERGY ETF      </titleOfClass>
    <cusip>92204A306</cusip>
    <value>1357</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17886</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>17691</Sole>
      <Shared>195</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>FINANCIALS ETF  </titleOfClass>
    <cusip>92204A405</cusip>
    <value>10847</value>
    <shrsOrPrnAmt>
      <sshPrnamt>119924</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>112760</Sole>
      <Shared>290</Shared>
      <None>6874</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>HEALTH CAR ETF  </titleOfClass>
    <cusip>92204A504</cusip>
    <value>8209</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33219</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>33119</Sole>
      <Shared>0</Shared>
      <None>100</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>INDUSTRIAL ETF  </titleOfClass>
    <cusip>92204A603</cusip>
    <value>2270</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11556</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>11426</Sole>
      <Shared>130</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>INF TECH ETF    </titleOfClass>
    <cusip>92204A702</cusip>
    <value>23591</value>
    <shrsOrPrnAmt>
      <sshPrnamt>59160</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>48296</Sole>
      <Shared>9975</Shared>
      <None>889</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>MATERIALS ETF   </titleOfClass>
    <cusip>92204A801</cusip>
    <value>1360</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7520</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7520</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>UTILITIES ETF   </titleOfClass>
    <cusip>92204A876</cusip>
    <value>2250</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16212</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>16212</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS            </nameOfIssuer>
    <titleOfClass>COMM SRVC ETF   </titleOfClass>
    <cusip>92204A884</cusip>
    <value>1262</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8776</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8776</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F  </nameOfIssuer>
    <titleOfClass>GLB EX US ETF   </titleOfClass>
    <cusip>922042676</cusip>
    <value>981</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16816</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1054</Sole>
      <Shared>0</Shared>
      <None>15762</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F  </nameOfIssuer>
    <titleOfClass>FTSE SMCAP ETF  </titleOfClass>
    <cusip>922042718</cusip>
    <value>121</value>
    <shrsOrPrnAmt>
      <sshPrnamt>888</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>888</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F  </nameOfIssuer>
    <titleOfClass>TT WRLD ST ETF  </titleOfClass>
    <cusip>922042742</cusip>
    <value>18271</value>
    <shrsOrPrnAmt>
      <sshPrnamt>176342</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>174837</Sole>
      <Shared>287</Shared>
      <None>1218</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F  </nameOfIssuer>
    <titleOfClass>ALLWRLD EX US   </titleOfClass>
    <cusip>922042775</cusip>
    <value>34250</value>
    <shrsOrPrnAmt>
      <sshPrnamt>540302</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>440837</Sole>
      <Shared>24265</Shared>
      <None>75200</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F  </nameOfIssuer>
    <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
    <cusip>922042858</cusip>
    <value>124634</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2294868</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2115976</Sole>
      <Shared>25962</Shared>
      <None>152930</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F  </nameOfIssuer>
    <titleOfClass>FTSE PACIFIC ETF</titleOfClass>
    <cusip>922042866</cusip>
    <value>214</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2603</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2603</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F  </nameOfIssuer>
    <titleOfClass>FTSE EUROPE ETF </titleOfClass>
    <cusip>922042874</cusip>
    <value>1223</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18184</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6784</Sole>
      <Shared>0</Shared>
      <None>11400</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>SHORT TERM TREAS</titleOfClass>
    <cusip>92206C102</cusip>
    <value>291</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4729</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4729</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>SHRT TRM CORP BD</titleOfClass>
    <cusip>92206C409</cusip>
    <value>1684</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20363</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3928</Sole>
      <Shared>400</Shared>
      <None>16035</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>VNG RUS2000IDX  </titleOfClass>
    <cusip>92206C664</cusip>
    <value>277</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2990</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2990</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>VNG RUS1000GRW  </titleOfClass>
    <cusip>92206C680</cusip>
    <value>282</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4040</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4040</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>INTER TERM TREAS</titleOfClass>
    <cusip>92206C706</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>672</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>672</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>VNG RUS1000VAL  </titleOfClass>
    <cusip>92206C714</cusip>
    <value>90</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1290</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1290</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>VNG RUS1000IDX  </titleOfClass>
    <cusip>92206C730</cusip>
    <value>320</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>MORTG-BACK SEC  </titleOfClass>
    <cusip>92206C771</cusip>
    <value>1645</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30815</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6982</Sole>
      <Shared>5625</Shared>
      <None>18208</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>LG-TERM COR BD  </titleOfClass>
    <cusip>92206C813</cusip>
    <value>39</value>
    <shrsOrPrnAmt>
      <sshPrnamt>368</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>368</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS       </nameOfIssuer>
    <titleOfClass>INT-TERM CORP   </titleOfClass>
    <cusip>92206C870</cusip>
    <value>2230</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23457</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6280</Sole>
      <Shared>3957</Shared>
      <None>13220</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VAREX IMAGING CORP            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92214X106</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>160</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>160</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VECTOR GROUP LTD              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92240M108</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>708</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>708</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VEEVA SYS INC                 </nameOfIssuer>
    <titleOfClass>CL A COM        </titleOfClass>
    <cusip>922475108</cusip>
    <value>17822</value>
    <shrsOrPrnAmt>
      <sshPrnamt>57315</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>55597</Sole>
      <Shared>25</Shared>
      <None>1693</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VENTAS INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92276F100</cusip>
    <value>1519</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26599</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>26328</Sole>
      <Shared>0</Shared>
      <None>271</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD MUN BD FDS           </nameOfIssuer>
    <titleOfClass>TAX EXEMPT BD   </titleOfClass>
    <cusip>922907746</cusip>
    <value>78</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1411</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1316</Sole>
      <Shared>0</Shared>
      <None>95</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>S&amp;P 500 ETF SHS </titleOfClass>
    <cusip>922908363</cusip>
    <value>301925</value>
    <shrsOrPrnAmt>
      <sshPrnamt>767242</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>760378</Sole>
      <Shared>1497</Shared>
      <None>5367</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>MCAP VL IDXVIP  </titleOfClass>
    <cusip>922908512</cusip>
    <value>8365</value>
    <shrsOrPrnAmt>
      <sshPrnamt>59539</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>58579</Sole>
      <Shared>960</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>MCAP GR IDXVIP  </titleOfClass>
    <cusip>922908538</cusip>
    <value>11017</value>
    <shrsOrPrnAmt>
      <sshPrnamt>46615</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>45838</Sole>
      <Shared>570</Shared>
      <None>207</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>REAL ESTATE ETF </titleOfClass>
    <cusip>922908553</cusip>
    <value>323583</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3178931</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3078736</Sole>
      <Shared>56758</Shared>
      <None>43437</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>SML CP GRW ETF  </titleOfClass>
    <cusip>922908595</cusip>
    <value>20383</value>
    <shrsOrPrnAmt>
      <sshPrnamt>70336</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>68180</Sole>
      <Shared>1927</Shared>
      <None>229</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>SM CP VAL ETF   </titleOfClass>
    <cusip>922908611</cusip>
    <value>15680</value>
    <shrsOrPrnAmt>
      <sshPrnamt>90291</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>90143</Sole>
      <Shared>0</Shared>
      <None>148</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>MID CAP ETF     </titleOfClass>
    <cusip>922908629</cusip>
    <value>102336</value>
    <shrsOrPrnAmt>
      <sshPrnamt>431159</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>423440</Sole>
      <Shared>2302</Shared>
      <None>5417</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>LARGE CAP ETF   </titleOfClass>
    <cusip>922908637</cusip>
    <value>76809</value>
    <shrsOrPrnAmt>
      <sshPrnamt>382608</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>377473</Sole>
      <Shared>2360</Shared>
      <None>2775</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>EXTEND MKT ETF  </titleOfClass>
    <cusip>922908652</cusip>
    <value>144804</value>
    <shrsOrPrnAmt>
      <sshPrnamt>767827</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>749255</Sole>
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      <None>16769</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>GROWTH ETF      </titleOfClass>
    <cusip>922908736</cusip>
    <value>64061</value>
    <shrsOrPrnAmt>
      <sshPrnamt>223356</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>213310</Sole>
      <Shared>5876</Shared>
      <None>4170</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>VALUE ETF       </titleOfClass>
    <cusip>922908744</cusip>
    <value>46598</value>
    <shrsOrPrnAmt>
      <sshPrnamt>338995</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>318250</Sole>
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      <None>11164</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>SMALL CP ETF    </titleOfClass>
    <cusip>922908751</cusip>
    <value>74064</value>
    <shrsOrPrnAmt>
      <sshPrnamt>328762</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>321879</Sole>
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      <None>5046</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS            </nameOfIssuer>
    <titleOfClass>TOTAL STK MKT   </titleOfClass>
    <cusip>922908769</cusip>
    <value>86075</value>
    <shrsOrPrnAmt>
      <sshPrnamt>386297</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>336055</Sole>
      <Shared>1350</Shared>
      <None>48892</None>
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  <infoTable>
    <nameOfIssuer>VERACYTE INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92337F107</cusip>
    <value>220</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5508</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5508</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VEREIT INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92339V308</cusip>
    <value>904</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19685</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19645</Sole>
      <Shared>0</Shared>
      <None>40</None>
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  <infoTable>
    <nameOfIssuer>VERISIGN INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92343E102</cusip>
    <value>310</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1360</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1332</Sole>
      <Shared>12</Shared>
      <None>16</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VERIZON COMMUNICATIONS INC    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92343V104</cusip>
    <value>82426</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1471103</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1329801</Sole>
      <Shared>44370</Shared>
      <None>96932</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VERINT SYS INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92343X100</cusip>
    <value>536</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10600</Sole>
      <Shared>0</Shared>
      <None>1300</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VERISK ANALYTICS INC          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92345Y106</cusip>
    <value>2150</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12305</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>11068</Sole>
      <Shared>44</Shared>
      <None>1193</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VERITEX HLDGS INC             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>923451108</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>120</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>120</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VERITIV CORP                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>923454102</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VERICEL CORP                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92346J108</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>263</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>263</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VERONA PHARMA PLC             </nameOfIssuer>
    <titleOfClass>SPONSORED ADS   </titleOfClass>
    <cusip>925050106</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VERTEX PHARMACEUTICALS INC    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92532F100</cusip>
    <value>4426</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21952</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>21910</Sole>
      <Shared>20</Shared>
      <None>22</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VERTEX INC                    </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>92538J106</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1121</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1121</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VIASAT INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92552V100</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>150</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VIAVI SOLUTIONS INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>925550105</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>687</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>687</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VIACOMCBS INC                 </nameOfIssuer>
    <titleOfClass>CL B            </titleOfClass>
    <cusip>92556H206</cusip>
    <value>5403</value>
    <shrsOrPrnAmt>
      <sshPrnamt>119526</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>116595</Sole>
      <Shared>1605</Shared>
      <None>1326</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VIATRIS INC                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92556V106</cusip>
    <value>1566</value>
    <shrsOrPrnAmt>
      <sshPrnamt>109573</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>105801</Sole>
      <Shared>1217</Shared>
      <None>2555</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VICI PPTYS INC                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>925652109</cusip>
    <value>1266</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40798</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>40208</Sole>
      <Shared>405</Shared>
      <None>185</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VICTORY PORTFOLIOS II         </nameOfIssuer>
    <titleOfClass>VICSHS DV AC ETF</titleOfClass>
    <cusip>92647N667</cusip>
    <value>34</value>
    <shrsOrPrnAmt>
      <sshPrnamt>775</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>775</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VICTORY PORTFOLIOS II         </nameOfIssuer>
    <titleOfClass>VCSHS US 500 VOL</titleOfClass>
    <cusip>92647N766</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>325</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>325</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VIPSHOP HOLDINGS LIMITED      </nameOfIssuer>
    <titleOfClass>SPONSORED ADS A </titleOfClass>
    <cusip>92763W103</cusip>
    <value>502</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24984</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>24984</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VIR BIOTECHNOLOGY INC         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92764N102</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>625</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>625</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VIRGIN GALACTIC HOLDINGS INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92766K106</cusip>
    <value>120</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2615</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2615</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VIRNETX HLDG CORP             </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92823T108</cusip>
    <value>297</value>
    <shrsOrPrnAmt>
      <sshPrnamt>69500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>69500</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VIRTU FINL INC                </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>928254101</cusip>
    <value>81</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2933</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2933</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VISA INC                      </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>92826C839</cusip>
    <value>104195</value>
    <shrsOrPrnAmt>
      <sshPrnamt>445619</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>430774</Sole>
      <Shared>3430</Shared>
      <None>11415</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VISHAY INTERTECHNOLOGY INC    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>928298108</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>360</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>360</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VIRTUS ALLIANZGI CONVERTIBLE  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92838U108</cusip>
    <value>48</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8930</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>8930</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VISTEON CORP                  </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>92839U206</cusip>
    <value>404</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3337</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3337</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VIRTUS ALLIANZGI EQUITY &amp; CO  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92841M101</cusip>
    <value>74</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2450</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VIVINT SMART HOME INC         </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>928542109</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>44</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>44</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VMWARE INC                    </nameOfIssuer>
    <titleOfClass>CL A COM        </titleOfClass>
    <cusip>928563402</cusip>
    <value>328</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2051</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2051</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VOCERA COMMUNICATIONS INC     </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>92857F107</cusip>
    <value>38</value>
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    <nameOfIssuer>VODAFONE GROUP PLC NEW        </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>92857W308</cusip>
    <value>493</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>VIZIO HLDG CORP               </nameOfIssuer>
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    <cusip>92858V101</cusip>
    <value>365</value>
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  <infoTable>
    <nameOfIssuer>VONAGE HLDGS CORP             </nameOfIssuer>
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    <value>11</value>
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    <nameOfIssuer>VONTIER CORPORATION           </nameOfIssuer>
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    <cusip>928881101</cusip>
    <value>75</value>
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      <sshPrnamt>2291</sshPrnamt>
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    <nameOfIssuer>VORNADO RLTY TR               </nameOfIssuer>
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    <cusip>929042109</cusip>
    <value>373</value>
    <shrsOrPrnAmt>
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    <value>54</value>
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    <value>42</value>
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    <cusip>92932M101</cusip>
    <value>3</value>
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    <value>157</value>
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    <nameOfIssuer>WEC ENERGY GROUP INC          </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
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    <value>8557</value>
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    <nameOfIssuer>WABASH NATL CORP              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>929566107</cusip>
    <value>58</value>
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      <sshPrnamt>3607</sshPrnamt>
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      <Sole>3607</Sole>
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    <nameOfIssuer>WABTEC                        </nameOfIssuer>
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    <cusip>929740108</cusip>
    <value>189</value>
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      <Sole>2149</Sole>
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  <infoTable>
    <nameOfIssuer>WALMART INC                   </nameOfIssuer>
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    <value>106241</value>
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    <cusip>939653101</cusip>
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    <value>234</value>
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      <Sole>669</Sole>
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    <nameOfIssuer>WATSCO INC                    </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>942622200</cusip>
    <value>286</value>
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      <Sole>448</Sole>
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    <nameOfIssuer>WATTS WATER TECHNOLOGIES INC  </nameOfIssuer>
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    <cusip>942749102</cusip>
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      <Sole>135</Sole>
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    <value>177</value>
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    <nameOfIssuer>WEBSTER FINL CORP CONN        </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>947890109</cusip>
    <value>20</value>
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      <sshPrnamt>380</sshPrnamt>
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    <nameOfIssuer>WEINGARTEN RLTY INVS          </nameOfIssuer>
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    <cusip>948741103</cusip>
    <value>451</value>
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  <infoTable>
    <nameOfIssuer>WELLS FARGO CO NEW            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>949746101</cusip>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>94987C103</cusip>
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    <cusip>950755108</cusip>
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      <sshPrnamt>30</sshPrnamt>
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    <cusip>950810101</cusip>
    <value>284</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>7984</Sole>
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  <infoTable>
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    <titleOfClass>COM             </titleOfClass>
    <cusip>95082P105</cusip>
    <value>31</value>
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      <sshPrnamt>300</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>300</Sole>
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  <infoTable>
    <nameOfIssuer>WEST BANCORPORATION INC       </nameOfIssuer>
    <titleOfClass>CAP STK         </titleOfClass>
    <cusip>95123P106</cusip>
    <value>1603</value>
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      <sshPrnamt>57750</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>57750</Sole>
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  <infoTable>
    <nameOfIssuer>WEST PHARMACEUTICAL SVSC INC  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>955306105</cusip>
    <value>2852</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7943</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6919</Sole>
      <Shared>0</Shared>
      <None>1024</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTERN ALLIANCE BANCORP      </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>957638109</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>267</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>267</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTERN ASSET EMERGING MKTS   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>95766A101</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>556</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>307</Sole>
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      <None>249</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTERN ASSET MANAGED MUNS F  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>95766M105</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1267</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1267</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTERN ASSET MUN HIGH INCOM  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>95766N103</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1662</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1662</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTERN ASSET MUN PARTNERS F  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>95766P108</cusip>
    <value>69</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4200</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTERN AST INFL LKD OPP &amp; I  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>95766R104</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>600</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>WESTERN DIGITAL CORP.         </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>958102105</cusip>
    <value>153</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2143</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>2114</Sole>
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      <None>29</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTERN MIDSTREAM PARTNERS L  </nameOfIssuer>
    <titleOfClass>COM UNIT LP INT </titleOfClass>
    <cusip>958669103</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>709</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>709</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTERN UN CO                 </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>959802109</cusip>
    <value>77</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3357</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3357</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTPAC BANKING CORP          </nameOfIssuer>
    <titleOfClass>SPONSORED ADR   </titleOfClass>
    <cusip>961214301</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>978</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>978</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WESTROCK CO                   </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>96145D105</cusip>
    <value>14136</value>
    <shrsOrPrnAmt>
      <sshPrnamt>265609</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>254074</Sole>
      <Shared>0</Shared>
      <None>11535</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WEX INC                       </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>96208T104</cusip>
    <value>22</value>
    <shrsOrPrnAmt>
      <sshPrnamt>112</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>112</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WEYERHAEUSER CO MTN BE        </nameOfIssuer>
    <titleOfClass>COM NEW         </titleOfClass>
    <cusip>962166104</cusip>
    <value>2558</value>
    <shrsOrPrnAmt>
      <sshPrnamt>74322</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>67079</Sole>
      <Shared>566</Shared>
      <None>6677</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WHEATON PRECIOUS METALS CORP  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>962879102</cusip>
    <value>99</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2237</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2237</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WHIRLPOOL CORP                </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>963320106</cusip>
    <value>2196</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10071</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10020</Sole>
      <Shared>12</Shared>
      <None>39</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WILEY JOHN &amp; SONS INC         </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>968223206</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>65</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>65</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WILLIAMS COS INC              </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>969457100</cusip>
    <value>4657</value>
    <shrsOrPrnAmt>
      <sshPrnamt>175390</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>173969</Sole>
      <Shared>275</Shared>
      <None>1146</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WILLIAMS SONOMA INC           </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>969904101</cusip>
    <value>57</value>
    <shrsOrPrnAmt>
      <sshPrnamt>359</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>359</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WILLSCOT MOBIL MINI HLDNG CO  </nameOfIssuer>
    <titleOfClass>COM CL A        </titleOfClass>
    <cusip>971378104</cusip>
    <value>144</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5155</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5155</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WIMI HOLOGRAM CLOUD INC       </nameOfIssuer>
    <titleOfClass>SPON ADS CL B   </titleOfClass>
    <cusip>97264L100</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>200</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WINGSTOP INC                  </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>974155103</cusip>
    <value>105</value>
    <shrsOrPrnAmt>
      <sshPrnamt>663</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>663</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WINTRUST FINL CORP            </nameOfIssuer>
    <titleOfClass>COM             </titleOfClass>
    <cusip>97650W108</cusip>
    <value>416</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5505</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5505</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US HIGH DIVIDEND</titleOfClass>
    <cusip>97717W208</cusip>
    <value>141</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1800</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>EMG MKTS SMCAP  </titleOfClass>
    <cusip>97717W281</cusip>
    <value>2669</value>
    <shrsOrPrnAmt>
      <sshPrnamt>48997</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>45885</Sole>
      <Shared>0</Shared>
      <None>3112</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US LARGECAP DIVD</titleOfClass>
    <cusip>97717W307</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>43</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>43</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>EMER MKT HIGH FD</titleOfClass>
    <cusip>97717W315</cusip>
    <value>59</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>1200</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US DIVID EX FNCL</titleOfClass>
    <cusip>97717W406</cusip>
    <value>237</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2436</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2436</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US MIDCAP DIVID </titleOfClass>
    <cusip>97717W505</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>397</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>397</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US SMALLCAP DIVD</titleOfClass>
    <cusip>97717W604</cusip>
    <value>118</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3703</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3703</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>INTL MIDCAP DV  </titleOfClass>
    <cusip>97717W778</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>ITL HIGH DIV FD </titleOfClass>
    <cusip>97717W802</cusip>
    <value>3224</value>
    <shrsOrPrnAmt>
      <sshPrnamt>81388</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>81388</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>JAPN HEDGE EQT  </titleOfClass>
    <cusip>97717W851</cusip>
    <value>35</value>
    <shrsOrPrnAmt>
      <sshPrnamt>572</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>572</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>EUROPE SMCP DV  </titleOfClass>
    <cusip>97717W869</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>85</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>US CORP BOND FD </titleOfClass>
    <cusip>97717X198</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>80</Sole>
      <Shared>0</Shared>
      <None>5</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>YIELD ENHANCD US</titleOfClass>
    <cusip>97717X511</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>390</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>115</Sole>
      <Shared>0</Shared>
      <None>275</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>ITL HDG QTLY DIV</titleOfClass>
    <cusip>97717X594</cusip>
    <value>258</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5849</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5849</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR                 </nameOfIssuer>
    <titleOfClass>EURO QTLY DIV GR</titleOfClass>
    <cusip>97717X610</cusip>
    <value>27</value>
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    <value>528</value>
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    <nameOfIssuer>ZIONS BANCORPORATION N A      </nameOfIssuer>
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    <cusip>98980A105</cusip>
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      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ZYNGA INC                     </nameOfIssuer>
    <titleOfClass>CL A            </titleOfClass>
    <cusip>98986T108</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
