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Loans and Leases (Tables) | 3 Months Ended
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Mar. 31, 2025
Receivables [Abstract] |
Loans and Leases Classified by Primary Purpose | The following table provides a summary of commercial loans and leases classified by primary purpose and consumer loans classified based upon product or collateral as of:
($ in millions) | March 31, 2025 | December 31, 2024
Loans and leases held for sale: |  |
Commercial and industrial loans | $ | 28 |  | 15 |
Commercial mortgage loans | — |  | 22 |
Commercial construction loans | — |  | 29 |
Residential mortgage loans | 445 |  | 574 |
Total loans and leases held for sale | $ | 473 |  | 640 |
Portfolio loans and leases: |  |
Commercial and industrial loans | $ | 53,700 |  | 52,271 |
Commercial mortgage loans | 12,357 |  | 12,246 |
Commercial construction loans | 5,952 |  | 5,588 |
Commercial leases | 3,128 |  | 3,188 |
Total commercial loans and leases | $ | 75,137 |  | 73,293 |
Residential mortgage loans | $ | 17,581 |  | 17,543 |
Home equity | 4,265 |  | 4,188 |
Indirect secured consumer loans | 16,804 |  | 16,313 |
Credit card | 1,660 |  | 1,734 |
Solar energy installation loans | 4,262 |  | 4,202 |
Other consumer loans | 2,482 |  | 2,518 |
Total consumer loans | $ | 47,054 |  | 46,498 |
Total portfolio loans and leases | $ | 122,191 |  | 119,791 |
Total Loans and Leases Owned by the Bancorp | The following table presents a summary of net charge-offs:
| For the three months ended March 31, |
($ in millions) | 2025 | 2024 |  |
Commercial and industrial loans | $ | 52 |  | 35 |  |  |
Commercial mortgage loans | 10 |  | — |  |  |
Commercial leases | 2 |  | — |  |  |
Indirect secured consumer loans | 21 |  | 24 |  |  |
Credit card | 17 |  | 18 |  |  |
Solar energy installation loans | 18 |  | 12 |  |  |
Other consumer loans | 16 |  | 21 |  |  |
Total net charge-offs | $ | 136 |  | 110 |  |  |
Summary of Income | The following table presents the income recognized related to leases where the Bancorp is the lessor:
|  | For the three months ended March 31, |
($ in millions) | Condensed Consolidated Statements of Income Caption | 2025 | 2024 |  |
Direct financing leases | Interest and fees on loans and leases | $ | 10 |  | 9 |  |  |
Sales-type leases | Interest and fees on loans and leases | 26 |  | 18 |  |  |
Operating leases | Commercial banking revenue | 20 |  | 28 |  |  |
Summary of Income | The following table presents the income recognized related to leases where the Bancorp is the lessor:
|  | For the three months ended March 31, |
($ in millions) | Condensed Consolidated Statements of Income Caption | 2025 | 2024 |  |
Direct financing leases | Interest and fees on loans and leases | $ | 10 |  | 9 |  |  |
Sales-type leases | Interest and fees on loans and leases | 26 |  | 18 |  |  |
Operating leases | Commercial banking revenue | 20 |  | 28 |  |  |
Summary of Income | The following table presents the income recognized related to leases where the Bancorp is the lessor:
|  | For the three months ended March 31, |
($ in millions) | Condensed Consolidated Statements of Income Caption | 2025 | 2024 |  |
Direct financing leases | Interest and fees on loans and leases | $ | 10 |  | 9 |  |  |
Sales-type leases | Interest and fees on loans and leases | 26 |  | 18 |  |  |
Operating leases | Commercial banking revenue | 20 |  | 28 |  |  |

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