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Business Segments (Tables)
6 Months Ended
Jun. 30, 2026
Segment Reporting [Abstract]  
Results of Operations and Assets by Segment
The following tables present the results of operations and average assets by segment for the three months ended:
June 30, 2026 ($ in millions)Commercial
Banking
Consumer
and Small Business
Banking
Wealth
and Asset
Management
General
Corporate
and Other(d)
Total
Net interest income (FTE)(a)
$1,115 1,237 113 (245)2,220 
Provision for (benefit from) credit losses25 82 (4)26 129 
Net interest income after provision for (benefit from) credit losses
$1,090 1,155 117 (271)2,091 
Noninterest income:

Wealth and asset management revenue$1 79 181 (5)256 
Commercial payments revenue220 37 2 (5)254 
Consumer banking revenue 160 1  161 
Capital markets fees152 1 1  154 
Commercial banking revenue122 2 1  125 
Mortgage banking net revenue 39   39 
Other noninterest income(b)
11 3  36 50 
Securities gains, net1   19 20 
Total noninterest income$507 321 186 45 1,059 
Noninterest expense:

Compensation and benefits$232 302 91 504 1,129 
Technology and communications5 15 1 229 250 
Net occupancy expense12 82 5 55 154 
Card and processing expense44 22   66 
Equipment expense7 19  34 60 
Marketing expense 44  21 65 
Loan and lease expense23 22 1 7 53 
Other noninterest expense(c)
434 354 87 (543)332 
Total noninterest expense$757 860 185 307 2,109 
Income (loss) before income taxes (FTE)(a)
$840 616 118 (533)1,041 
Average assets$127,324 61,896 10,128 98,600 297,948 
(a)Includes FTE adjustments of $3 for Commercial Banking and $2 for General Corporate and Other.
(b)Includes impairment charges of $1 for bank premises and equipment recorded in General Corporate and Other. For more information, refer to Note 21.
(c)Includes segment expenses which are classified as other noninterest expense and allocations of corporate and shared services expenses.
(d)General Corporate and Other is not a reportable segment and is presented for reconciliation purposes.
June 30, 2025 ($ in millions)Commercial
Banking
Consumer
and Small Business
Banking
Wealth
and Asset
Management
General
Corporate
and Other(c)
Total
Net interest income (FTE)(a)
$595 1,085 57 (237)1,500 
Provision for (benefit from) credit losses79 84 (2)12 173 
Net interest income after provision for (benefit from) credit losses$516 1,001 59 (249)1,327 
Noninterest income:

Wealth and asset management revenue$— 66 100 — 166 
Commercial payments revenue132 22 — (2)152 
Consumer banking revenue— 146 — 147 
Capital markets fees89 — — 90 
Commercial banking revenue78 — — 79 
Mortgage banking net revenue— 56 — — 56 
Other noninterest income 22 — 21 44 
Securities gains, net— — — 16 16 
Total noninterest income$321 293 101 35 750 
Noninterest expense:

Compensation and benefits$151 230 55 262 698 
Technology and communications— 115 126 
Net occupancy expense54 17 83 
Card and processing expense19 — — 22 
Equipment expense13 — 20 41 
Marketing expense31 — 11 43 
Loan and lease expense21 — 36 
Other noninterest expense(b)
270 270 37 (362)215 
Total noninterest expense$453 646 95 70 1,264 
Income (loss) before income taxes (FTE)(a)
$384 648 65 (284)813 
Average assets$78,309 55,696 4,855 71,694 210,554 
(a)Includes FTE adjustments of $3 for Commercial Banking and $2 for General Corporate and Other.
(b)Includes segment expenses which are classified as other noninterest expense and allocations of corporate and shared services expenses.
(c)General Corporate and Other is not a reportable segment and is presented for reconciliation purposes.
The following tables present the results of operations and average assets by segment for the six months ended:
June 30, 2026 ($ in millions)Commercial
Banking
Consumer and Small Business
Banking
Wealth
and Asset
Management
General
Corporate
and Other(d)
Total
Net interest income (FTE)(a)
$1,994 2,310 195 (340)4,159 
Provision for (benefit from) credit losses184 171 (5)6 356 
Net interest income after provision for (benefit from) credit losses$1,810 2,139 200 (346)3,803 
Noninterest income:

Wealth and asset management revenue$1 154 343 (9)489 
Commercial payments revenue411 68 3 (10)472 
Consumer banking revenue 306 1  307 
Capital markets fees287 1 1 (2)287 
Commercial banking revenue225 3 2  230 
Mortgage banking net revenue 82 1  83 
Other noninterest income(b)
22 4 1 51 78 
Securities gains, net1   7 8 
Total noninterest income$947 618 352 37 1,954 
Noninterest expense:

Compensation and benefits$479 593 179 1,288 2,539 
Technology and communications11 27 3 412 453 
Net occupancy expense24 159 10 102 295 
Card and processing expense72 40 1 31 144 
Equipment expense16 37  62 115 
Marketing expense1 76  37 114 
Loan and lease expense36 45 1 13 95 
Other noninterest expense(c)
851 692 174 (968)749 
Total noninterest expense$1,490 1,669 368 977 4,504 
Income (loss) before income taxes (FTE)(a)
$1,267 1,088 184 (1,286)1,253 
Average assets$117,734 61,030 9,256 93,819 281,839 
(a)Includes FTE adjustments of $6 for Commercial Banking and $4 for General Corporate and Other.
(b)Includes impairment charges of $24 for bank premises and equipment recorded in General Corporate and Other. For more information, refer to Note 21.
(c)Includes segment expenses which are classified as other noninterest expense and allocations of corporate and shared services expenses.
(d)General Corporate and Other is not a reportable segment and is presented for reconciliation purposes.
June 30, 2025 ($ in millions)Commercial
Banking
Consumer and Small Business BankingWealth
and Asset
Management
General
Corporate
and Other(c)
Total
Net interest income (FTE)(a)
$1,147 2,060 106 (371)2,942 
Provision for (benefit from) credit losses159 168 (2)22 347 
Net interest income after provision for (benefit from) credit losses$988 1,892 108 (393)2,595 
Noninterest income:

Wealth and asset management revenue$132 205 — 338 
Commercial payments revenue265 41 (2)305 
Consumer banking revenue— 282 284 
Capital markets fees178 (1)179 
Commercial banking revenue157 — 160 
Mortgage banking net revenue— 112 — 113 
Other noninterest income28 26 58 
Securities gains (losses), net(7)— — 14 
Total noninterest income$622 573 211 38 1,444 
Noninterest expense:

Compensation and benefits$329 465 117 536 1,447 
Technology and communications15 — 228 250 
Net occupancy expense18 108 38 171 
Card and processing expense36 — 43 
Equipment expense16 29 — 37 82 
Marketing expense50 — 19 71 
Loan and lease expense14 39 12 66 
Other noninterest expense(b)
572 553 77 (764)438 
Total noninterest expense$964 1,295 203 106 2,568 
Income (loss) before income taxes (FTE)(a)
$646 1,170 116 (461)1,471 
Average assets$78,125 55,054 4,757 72,620 210,556 
(a)Includes FTE adjustments of $6 for Commercial Banking and $4 for General Corporate and Other.
(b)Includes segment expenses which are classified as other noninterest expense and allocations of corporate and shared services expenses.
(c)General Corporate and Other is not a reportable segment and is presented for reconciliation purposes.