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Commitments and Contingencies
9 Months Ended
Sep. 30, 2020
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies
Note 14—Commitments and Contingencies
Lease Commitments
The following table sets forth our fixed lease payment commitments as a lessee as of September 30, 2020, for the periods below:
Year
Operating
Leases
Finance
Leases
Remainder of 2020
$1,219 $792 
2021
4,840 3,109 
2022
3,846 2,526 
2023
2,858 2,475 
2024
2,500 714 
Thereafter
1,096 — 
Total lease payments16,359 9,616 
Less: imputed interest(1,169)(637)
Total lease liability$15,190 $8,979 
The components of lease expense for the three and nine months ended September 30, 2020 and 2019 are as follows:
For the Three Months
Ended September 30,
For the Nine Months
Ended September 30,
2020201920202019
Operating lease cost:
Fixed lease cost$1,106 $1,140 $3,257 $3,037 
Variable lease cost263 323 860 1,022 
Total operating lease cost$1,369 $1,463 $4,117 $4,059 
Finance lease cost:
Amortization of ROU assets$707 $137 $1,628 $374 
Interest on lease liabilities101 22 371 40 
Total finance lease cost$808 $159 $1,999 $414 
Insurance Policies
Pursuant to the terms of certain of our loan agreements (see Note 6), laws and regulations of the jurisdictions in which our properties are located, and general business practices, we are required to procure insurance on our properties. As of September 30, 2020, there are no material contingent liabilities related to uninsured losses with respect to our properties.
Legal Matters
We are subject to various legal proceedings and claims that arise in the ordinary course of our business. We accrue a liability when we believe that it is both probable that a liability has been incurred and that we can reasonably estimate the amount of the loss. We do not believe that the final outcome of these proceedings or matters will have a material adverse effect on our condensed consolidated financial statements.