<SEC-DOCUMENT>0001140361-21-026137.txt : 20210730
<SEC-HEADER>0001140361-21-026137.hdr.sgml : 20210730
<ACCEPTANCE-DATETIME>20210729181434
ACCESSION NUMBER:		0001140361-21-026137
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20210730
DATE AS OF CHANGE:		20210729

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CENTENE CORP
		CENTRAL INDEX KEY:			0001071739
		STANDARD INDUSTRIAL CLASSIFICATION:	HOSPITAL & MEDICAL SERVICE PLANS [6324]
		IRS NUMBER:				041406317
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-238050
		FILM NUMBER:		211129101

	BUSINESS ADDRESS:	
		STREET 1:		7700 FORSYTH BLVD.
		CITY:			ST LOUIS
		STATE:			MO
		ZIP:			63105
		BUSINESS PHONE:		3147254477

	MAIL ADDRESS:	
		STREET 1:		7700 FORSYTH BLVD.
		CITY:			ST LOUIS
		STATE:			MO
		ZIP:			63105

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CENTENE CORP
		CENTRAL INDEX KEY:			0001071739
		STANDARD INDUSTRIAL CLASSIFICATION:	HOSPITAL & MEDICAL SERVICE PLANS [6324]
		IRS NUMBER:				041406317
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		7700 FORSYTH BLVD.
		CITY:			ST LOUIS
		STATE:			MO
		ZIP:			63105
		BUSINESS PHONE:		3147254477

	MAIL ADDRESS:	
		STREET 1:		7700 FORSYTH BLVD.
		CITY:			ST LOUIS
		STATE:			MO
		ZIP:			63105
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>ny20000117x2_fwp.htm
<DESCRIPTION>FWP
<TEXT>
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    <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Issuer Free Writing Prospectus dated July 29, 2021</div>
    <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Filed pursuant to Rule 433(d)</div>
    <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Registration Statement No. 333-238050</div>
    <div>
      <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"></div>
    <div style="text-align: center;"><img src="ny20000117x2_logo.jpg" height="46" width="184"></div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2.450% Senior Notes due 2028</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2.625% Senior Notes due 2031</div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-weight: bold;">July 29, 2021</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt; font-family: 'Times New Roman', Times, serif;">This Pricing Term Sheet dated July 29, 2021 to the Preliminary Prospectus Supplement (the &#8220;Preliminary Prospectus Supplement&#8221;) dated July 29, 2021 of Centene Corporation (the
      &#8220;Issuer&#8221;) is qualified in its entirety by reference to the Preliminary Prospectus Supplement. The information in this Pricing Term Sheet supplements the Preliminary Prospectus Supplement and supersedes the information in the Preliminary Prospectus
      Supplement to the extent it is inconsistent with the information in the Preliminary Prospectus Supplement. Capitalized terms used but not defined in this Pricing Term Sheet have the meanings assigned to such terms in the Preliminary Prospectus
      Supplement.</div>
    <div style="text-indent: 36pt; font-family: 'Times New Roman', Times, serif;"> <br>
    </div>
    <table style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zf03df85ff47741a298bd564c3eae1cd1" cellpadding="0" cellspacing="0">

        <tr>
          <td style="width: 24.69%; vertical-align: middle;">
            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Issuer:</div>
          </td>
          <td style="width: 75.31%; vertical-align: middle;">
            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Centene Corporation</div>
          </td>
        </tr>
        <tr>
          <td style="width: 24.69%; vertical-align: middle;">
            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Distribution:</div>
          </td>
          <td style="width: 75.31%; vertical-align: middle;">
            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">SEC Registered Offering</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="ze73ea606d8ec45728d4a3eab215cb0ed" cellpadding="0" cellspacing="0">

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            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Security Description:</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2.450% Senior Notes due 2028</div>
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(the &#8220;new 2028 notes&#8221;)</div>
          </td>
          <td style="width: 40.14%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2.625% Senior Notes due 2031</div>
          </td>
        </tr>
        <tr>
          <td style="width: 24.69%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Aggregate Principal Amount:</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">$500,000,000 (following the Expected Settlement Date, there will be an aggregate $2,300,000,000 outstanding of the Company&#8217;s 2.450% senior notes due 2028)</div>
          </td>
          <td style="width: 40.14%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">$1,300,000,000</div>
          </td>
        </tr>
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            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Gross Proceeds:</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">$504,375,000 (excluding accrued interest from July 1, 2021)</div>
          </td>
          <td style="width: 40.14%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">$1,300,000,000</div>
          </td>
        </tr>
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          <td style="width: 24.69%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Maturity:</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">July 15, 2028</div>
          </td>
          <td style="width: 40.14%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">August 1, 2031</div>
          </td>
        </tr>
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          <td style="width: 24.69%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Coupon:</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">2.450%</div>
          </td>
          <td style="width: 40.14%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">2.625%</div>
          </td>
        </tr>
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          <td style="width: 24.69%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Yield to Maturity:</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">2.310%</div>
          </td>
          <td style="width: 40.14%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">2.625%</div>
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            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Offering Price:</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">100.875% of the principal amount</div>
          </td>
          <td style="width: 40.14%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">100.000% of principal amount</div>
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            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Interest Payment Dates:</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">January 15 and July 15, commencing January 15, 2022</div>
          </td>
          <td style="width: 40.14%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">August 1 and February 1, commencing February 1, 2022</div>
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            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Record Dates:</div>
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            <div style="font-family: 'Times New Roman', Times, serif;">January 1 and July 1</div>
          </td>
          <td style="width: 40.14%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">July 15 and January 15</div>
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            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Optional Redemption:</div>
            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;"> <br>
            </div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td style="width: 40.14%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <td style="width: 24.69%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 36pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Make-Whole Call:</div>
            <div>&#160;</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="font-family: 'Times New Roman', Times, serif;">Prior to May 15, 2028 (2 months prior to the maturity date), at greater of par and make-whole at discount rate equal to the Treasury Rate plus 50 basis points, plus accrued and unpaid
              interest</div>
            <div style="font-family: 'Times New Roman', Times, serif;"> <br>
            </div>
          </td>
          <td style="width: 40.14%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="font-family: 'Times New Roman', Times, serif;">Prior to May 1, 2031 (3 months prior to the maturity date), at greater of par and make-whole at discount rate equal to the Treasury Rate plus 50 basis points, plus accrued and unpaid
              interest</div>
            <div style="font-family: 'Times New Roman', Times, serif;"> <br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="width: 24.69%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="margin-left: 36pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Par Call:</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="font-family: 'Times New Roman', Times, serif;">On or after May 15, 2028 (2 months prior to the maturity date), at par, plus accrued and unpaid interest</div>
            <div style="font-family: 'Times New Roman', Times, serif;"> <br>
            </div>
          </td>
          <td style="width: 40.14%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="font-family: 'Times New Roman', Times, serif;">On or after May 1, 2031 (3 months prior to the maturity date), at par, plus accrued and unpaid interest</div>
            <div style="font-family: 'Times New Roman', Times, serif;"> <br>
            </div>
          </td>
        </tr>
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          <td style="width: 24.69%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Change of Control:</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">Putable at 101% of aggregate principal amount plus accrued and unpaid interest</div>
          </td>
          <td style="width: 40.14%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">Putable at 101% of aggregate principal amount plus accrued and unpaid interest</div>
          </td>
        </tr>
        <tr>
          <td style="width: 24.69%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Trade Date:</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">July 29, 2021</div>
          </td>
          <td style="width: 40.14%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">July 29, 2021</div>
          </td>
        </tr>

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            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Expected Settlement Date:*</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">(T+10); August 12, 2021</div>
          </td>
          <td style="width: 40.14%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">(T+10); August 12, 2021</div>
          </td>
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          <td style="width: 24.69%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Use of Proceeds:</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">The Issuer intends to use the net proceeds of the offering of the notes, together with a portion of the proceeds from the Credit Facility Transactions (as defined in the Prospectus
              Supplement) and cash on hand to complete redemptions of its outstanding 5.375% Senior Notes due June 1, 2026, its 5.375% Senior Notes due August 15, 2026 and WellCare Health Plans, Inc.&#8217;s 5.375% Senior Notes due June 1, 2016, including all
              premiums, accrued interest and costs and expenses related to the note redemptions. Pending the application of the net proceeds of the offering for the foregoing purposes, net proceeds may be temporarily used for general corporate purposes.</div>
            <div>&#160;</div>
          </td>
          <td style="width: 40.14%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">The Issuer intends to use the net proceeds of the offering of the notes, together with a portion of the proceeds from the Credit Facility Transactions (as defined in the Prospectus
              Supplement) and cash on hand to complete redemptions of its outstanding 5.375% Senior Notes due June 1, 2026, its 5.375% Senior Notes due August 15, 2026 and WellCare Health Plans, Inc.&#8217;s 5.375% Senior Notes due June 1, 2016, including all
              premiums, accrued interest and costs and expenses related to the note redemptions. Pending the application of the net proceeds of the offering for the foregoing purposes, net proceeds may be temporarily used for general corporate purposes.</div>
          </td>
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            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">CUSIP / ISIN:</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">15135BAY7 / US15135BAY74</div>
          </td>
          <td style="width: 40.14%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">15135BAZ4 / US15135BAZ40</div>
          </td>
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          <td style="width: 24.69%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Issue Ratings (Moody&#8217;s/S&amp;P/Fitch):**</div>
          </td>
          <td style="width: 35.17%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">Ba1 / BBB- / BB+</div>
          </td>
          <td style="width: 40.14%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">Ba1 / BBB- / BB+</div>
          </td>
        </tr>
        <tr>
          <td style="width: 24.69%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Denominations/ Multiple:</div>
          </td>
          <td style="width: 35.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">Denominations of $2,000 and integral multiples of $1,000 in excess thereof</div>
          </td>
          <td style="width: 40.14%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="font-family: 'Times New Roman', Times, serif;">Denominations of $2,000 and integral multiples of $1,000 in excess thereof</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zfc7e1e90b27b4fa9b0ed0e3656ab2fb8" border="0" cellpadding="0" cellspacing="0">

        <tr>
          <td style="width: 28%; vertical-align: top;">
            <div style="font-family: 'Times New Roman', Times, serif;">Joint Bookrunning Managers:</div>
          </td>
          <td style="width: 72%; vertical-align: top;">
            <div style="font-family: 'Times New Roman', Times, serif;">J.P. Morgan Securities LLC</div>
            <div style="font-family: 'Times New Roman', Times, serif;">Barclays Capital Inc.</div>
            <div style="font-family: 'Times New Roman', Times, serif;">BofA Securities, Inc.</div>
            <div style="font-family: 'Times New Roman', Times, serif;">Truist Securities, Inc.</div>
            <div style="font-family: 'Times New Roman', Times, serif;">Wells Fargo Securities, LLC</div>
          </td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: top;">&#160;</td>
          <td style="width: 72%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: top;">
            <div style="font-family: 'Times New Roman', Times, serif;">Co-Managers:</div>
          </td>
          <td style="width: 72%; vertical-align: top;">
            <div style="text-indent: -21pt; margin-left: 21pt; font-family: 'Times New Roman', Times, serif;">Fifth Third Securities, Inc.</div>
            <div style="text-indent: -21pt; margin-left: 21pt; font-family: 'Times New Roman', Times, serif;">U.S. Bancorp Investments, Inc.</div>
            <div style="text-indent: -21pt; margin-left: 21pt; font-family: 'Times New Roman', Times, serif;">MUFG Securities Americas Inc.</div>
            <div style="text-indent: -21pt; margin-left: 21pt; font-family: 'Times New Roman', Times, serif;">Regions Securities LLC</div>
            <div style="text-indent: -21pt; margin-left: 21pt; font-family: 'Times New Roman', Times, serif;">PNC Capital Markets LLC</div>
            <div style="text-indent: -21pt; margin-left: 21pt; font-family: 'Times New Roman', Times, serif;">Allen &amp; Company LLC</div>
            <div style="text-indent: -21pt; margin-left: 21pt; font-family: 'Times New Roman', Times, serif;">BMO Capital Markets Corp.</div>
            <div style="text-indent: -21pt; margin-left: 21pt; font-family: 'Times New Roman', Times, serif;">Stifel, Nicolaus &amp; Company, Incorporated</div>
            <div style="text-indent: -21pt; margin-left: 21pt; font-family: 'Times New Roman', Times, serif;">CIBC World Markets Corp.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="font-family: 'Times New Roman', Times, serif; font-style: italic;">*The Issuer expects that delivery of the notes will be made to investors on or about the tenth business day following the date of confirmation of orders with respect to the
      notes (this settlement cycle being referred to as &#8220;T+10&#8221;). Under Rule 15c6-1 of the Securities Exchange Act of 1934, as amended, trades in the secondary market generally are required to settle in two business days, unless the parties to any such
      trade expressly agree otherwise. Accordingly, purchasers who wish to trade the notes prior to the second business day before the delivery of the notes hereunder will be required, by virtue of the fact that the notes initially will settle T+10, to
      specify an alternative settlement cycle at the time of any such trade to prevent a failed settlement. Purchasers of the notes who wish to trade the notes prior to their date of delivery hereunder should consult their own advisors.</div>
    <div><br>
    </div>
    <div style="font-family: 'Times New Roman', Times, serif;"><font style="font-style: italic;">**Note:</font>&#160; <font style="font-style: italic;">A securities rating is not a recommendation to buy, sell or hold securities and may be subject to revision
        or withdrawal at any time.</font></div>
    <div><br>
    </div>
    <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">The Issuer has filed a registration statement (including a prospectus) and a prospectus supplement with the SEC for the offering to which this communication relates. Before
      you invest, you should read the prospectus and prospectus supplement in that registration statement and other documents the Issuer has filed with the SEC for more complete information about the Issuer and this offering. You may obtain these documents
      for free by visiting EDGAR on the SEC web site at www.sec.gov. Alternatively, the Issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus and the prospectus supplement if you request them from J.P.
      Morgan Securities LLC, c/o Broadridge Financial Solutions, 1155 Long Island Avenue, Edgewood, NY 11717 or by calling +1 (866) 803-9204; from Barclays Capital Inc., c/o Broadridge Financial Solutions, 1155 Long Island Avenue, Edgewood, NY 11717, by
      email at Barclaysprospectus@broadridge.com, or by calling (888) 603-5847; from BofA Securities, Inc., NC1-004-03-43, 200 North College Street, 3rd floor, Charlotte, NC 28255-0001, Attn: Prospectus Department or by email at
      dg.prospectus_requests@bofa.com; from Truist Securities by email at joshua.t.jones@truist.com; and from Wells Fargo Securities, LLC, 550 S. Tryon Street, 5th Floor, Charlotte, North Carolina 28202, Attention: Leveraged Syndicate.</div>
    <div><br>
    </div>
    <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">This Pricing Term Sheet does not constitute an offer to sell, or a solicitation of an offer to buy any security in any state or jurisdiction in which such offer, solicitation
      or sale would be unlawful.</div>
    <div><br>
    </div>
    <div style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Any legends, disclaimers or other notices that may appear below are not applicable to this communication and should be disregarded. Such legends, disclaimers or other notices
      have been automatically generated as a result of this communication having been sent via Bloomberg or another system.</div>
    <div id="DSPFPageFooter">
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
