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Reportable Segments
 6 Months Ended
Jun. 30, 2017
Segment Reporting [Abstract]  
Operating Segments
Reportable Segments
This segment financial information is reported on the basis that is used for the internal evaluation of operating performance. The accounting policies of the segments are the same as described in Note 1, “Significant Accounting and Reporting Policies” included in our audited financial statements for the year ended December 31, 2016, included in our Annual Report on Form 10-K filed with the SEC on February 15, 2017.
We evaluate the performance of segments based on revenue and operating income. The following is a more detailed description of the three reportable segments and the Corporate unit, which provides support services to each segment:
U.S. Information Services
U.S. Information Services (“USIS”) provides consumer reports, risk scores, analytical and decisioning services to businesses. These businesses use our services to acquire new customers, assess consumer ability to pay for services, identify cross-selling opportunities, measure and manage debt portfolio risk, collect debt, verify consumer identities and investigate potential fraud. The core capabilities and delivery platforms in our USIS segment allow us to serve a broad set of customers and business issues. We offer our services to customers in financial services, insurance, healthcare and other industries.
International
The International segment provides services similar to our USIS segment to businesses in select regions outside the United States. Depending on the maturity of the credit economy in each country, services may include credit reports, analytics and decisioning services and other value-added risk management services. In addition, we have insurance, business and automotive databases in select geographies. These services are offered to customers in a number of industries including financial services, insurance, automotive, collections and communications, and are delivered through both direct and indirect channels. The International segment also provides consumer services similar to those offered by our Consumer Interactive segment that help consumers proactively manage their personal finances.
Consumer Interactive
Consumer Interactive offers solutions that help consumers manage their personal finances and take precautions against identity theft. Services in this segment include credit reports and scores, credit monitoring, fraud protection and resolution and financial management. Our products are provided through user friendly online and mobile interfaces and are supported by educational content and customer support. Our Consumer Interactive segment serves consumers through both direct and indirect channels.
Corporate
In addition, Corporate provides support services for each of the segments, holds investments, and conducts enterprise functions. Certain costs incurred in Corporate that are not directly attributable to one or more of the segments remain in Corporate. These costs are typically enterprise-level costs and are primarily administrative in nature.

Selected segment financial information consisted of the following:
 
 
Three Months Ended June 30,
 
Six Months Ended June 30,
(in millions)
 
2017
 
2016
 
2017
 
2016
 
 
 
 
 
 
 
 
 
Gross revenues:
 
 
 
 
 
 
 
 
U.S. Information Services
 
$
297.9

 
$
256.8

 
$
580.1

 
$
503.8

International
 
87.3

 
77.6

 
170.7

 
145.4

Consumer Interactive
 
105.4

 
106.5

 
210.3

 
212.6

Total revenues, gross
 
$
490.6

 
$
440.9

 
$
961.1

 
$
861.8

 
 
 
 
 
 
 
 
 
Intersegment revenue eliminations:
 
 
 
 
 
 
 
 
U.S. Information Services
 
$
(14.7
)
 
$
(14.2
)
 
$
(29.1
)
 
$
(28.4
)
International
 
(1.1
)
 
(1.0
)
 
(2.2
)
 
(1.9
)
Consumer Interactive
 
—

 
—

 
—

 
—

Corporate
 
—

 
—

 
—

 
—

Total intersegment eliminations
 
(15.8
)
 
(15.2
)
 
(31.4
)
 
(30.3
)
Total revenues, net
 
$
474.8

 
$
425.7

 
$
929.7

 
$
831.4

 
 
 
 
 
 
 
 
 
Operating income:
 
 
 
 
 
 
 
 
U.S. Information Services
 
$
83.7

 
$
41.4

 
$
156.0

 
$
71.6

International
 
12.6

 
8.1

 
21.5

 
13.1

Consumer Interactive
 
49.7

 
43.6

 
97.7

 
84.0

Corporate
 
(30.5
)
 
(29.5
)
 
(58.6
)
 
(53.3
)
Total operating income
 
$
115.5

 
$
63.5

 
$
216.6

 
$
115.4

 
 
 
 
 
 
 
 
 
Intersegment operating income eliminations:
 
 
 
 
 
 
 
 
U.S. Information Services
 
$
(14.3
)
 
$
(13.8
)
 
$
(28.4
)
 
$
(27.7
)
International
 
(0.8
)
 
(0.7
)
 
(1.6
)
 
(1.4
)
Consumer Interactive
 
15.1

 
14.6

 
30.0

 
29.1

Total intersegment eliminations
 
$
—

 
$
—

 
$
—

 
$
—

As a result of displaying amounts in millions, rounding differences may exist in the table above.
A reconciliation of operating income to income before income taxes for the periods presented is as follows:
 
 
Three Months Ended June 30,
 
Six Months Ended June 30,
(in millions)
 
2017
 
2016
 
2017
 
 2016
Operating income from segments
 
$
115.5

 
$
63.5

 
$
216.6

 
$
115.4

Non-operating income and expense
 
(23.4
)
 
(27.5
)
 
(48.5
)
 
(52.8
)
Income before income taxes
 
$
92.1

 
$
36.0

 
$
168.1

 
$
62.6


Earnings from equity method investments included in non-operating income and expense for the periods presented were as follows:
 
 
Three Months Ended June 30,
 
Six Months Ended June 30,
(in millions)
 
2017
 
2016
 
2017
 
2016
U.S. Information Services
 
$
0.5

 
$
0.6

 
$
0.8

 
$
1.0

International
 
1.5

 
1.4

 
2.9

 
2.9

Total
 
$
2.0

 
$
2.0

 
$
3.7

 
$
3.9