XML 48 R36.htm IDEA: XBRL DOCUMENT
v3.25.3

Revenue Recognition (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2025
Revenue from Contract with Customer [Abstract] |
Schedule of Disaggregation of Revenue | Our revenue consists of:
|  |  |  |  |  | Three months ended September 30, |  | Nine months ended September 30,
|  |  |  |  |  | 2025 |  | 2024 |  | 2025 |  | 2024
Revenue Stream |  | Income Statement Classification |  | Segment |  | Total Revenue
Revenue from insurance contracts: |  |  |  |  |  | (In millions)
Direct title insurance premiums |  | Direct title insurance premiums |  | Title |  | $ | 678 |  |  | $ | 571 |  |  | $ | 1,820 |  |  | $ | 1,575 |
Agency title insurance premiums |  | Agency title insurance premiums |  | Title |  | 890 |  |  | 789 |  |  | 2,410 |  |  | 2,166 |
Life insurance premiums, insurance and investment product fees, and other |  | Escrow, title-related and other fees |  | F&G |  | 735 |  |  | 526 |  |  | 1,871 |  |  | 1,772 |
Home warranty |  | Escrow, title-related and other fees |  | Title |  | 44 |  |  | 42 |  |  | 120 |  |  | 114 |
Total revenue from insurance contracts |  |  |  |  |  | 2,347 |  |  | 1,928 |  |  | 6,221 |  |  | 5,627 |
Revenue from contracts with customers: |  |  |  |  |  |  |  |  |  |  |  |
Escrow fees |  | Escrow, title-related and other fees |  | Title |  | 244 |  |  | 219 |  |  | 674 |  |  | 609 |
Other title-related fees and income |  | Escrow, title-related and other fees |  | Title |  | 180 |  |  | 169 |  |  | 513 |  |  | 479 |
ServiceLink, excluding title premiums, escrow fees, and subservicing fees |  | Escrow, title-related and other fees |  | Title |  | 95 |  |  | 83 |  |  | 267 |  |  | 237 |
Real estate technology |  | Escrow, title-related and other fees |  | Corporate and other |  | 34 |  |  | 35 |  |  | 101 |  |  | 106 |
Total revenue from contracts with customers |  |  |  |  |  | 553 |  |  | 506 |  |  | 1,555 |  |  | 1,431 |
Other revenue: |  |  |  |  |  |  |  |  |  |  |  |
Loan subservicing revenue |  | Escrow, title-related and other fees |  | Title |  | 71 |  |  | 68 |  |  | 198 |  |  | 197 |
Other |  | Escrow, title-related and other fees |  | Corporate and other |  | 26 |  |  | 17 |  |  | 39 |  |  | 41 |
Interest and investment income |  | Interest and investment income |  | Various |  | 857 |  |  | 815 |  |  | 2,394 |  |  | 2,308 |
Recognized gains and losses, net |  | Recognized gains and losses, net |  | Various |  | 176 |  |  | 269 |  |  | (13) |  |  | 456 |
Total revenues |  | Total revenues |  |  |  | $ | 4,030 |  |  | $ | 3,603 |  |  | $ | 10,394 |  |  | $ | 10,060 |
Schedule of Information about Trade Receivables and Deferred Revenue | The following table provides information about trade receivables and deferred revenue:
| September 30, 2025 |  | December 31, 2024
| (In millions)
Trade receivables | $ | 379 |  |  | $ | 362 |
Deferred revenue (contract liabilities) | 91 |  |  | 92 |
Schedule of Rollforward of Unearned Revenue Liabilities (URL) | The following table rolls forward URL for our universal life product for the nine months ended September 30, 2025 and September 30, 2024:
| Nine months ended September 30,
| 2025 |  |  |  |  |  | 2024
| (In millions)
Balance at January 1, | $ | 401 |  |  |  |  |  |  | $ | 270 |
Capitalization | 131 |  |  |  |  |  |  | 110 |
Amortization | (20) |  |  |  |  |  |  | (14) |
Balance at September 30, | $ | 512 |  |  |  |  |  |  | $ | 366 |

X
- Definition Contract With Customer Liability + References No definition available. + Details
Name: | fnf_ContractWithCustomerLiabilityTableTextBlock
Namespace Prefix: | fnf_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of receivable, contract asset, and contract liability from contract with customer. Includes, but is not limited to, change in contract asset and contract liability. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 10 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479806/606-10-50-10 + Details
Name: | us-gaap_ContractWithCustomerAssetAndLiabilityTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479806/606-10-50-5 + Details
Name: | us-gaap_DisaggregationOfRevenueTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_RevenueFromContractWithCustomerAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration