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Summary of Reserve for Title Claim Losses (Tables) | 9 Months Ended
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Sep. 30, 2025
Insurance [Abstract] |
Summary of the Reserve for Claim Losses | A summary of the reserve for title claim losses follows:
| Nine months ended September 30,
| 2025 |  | 2024
| (In millions)
Beginning balance | $ | 1,713 |  |  | $ | 1,770 |
Change in insurance recoverable | (6) |  |  | (14) |
Claim loss provision related to: |  |  |
Current year | 190 |  |  | 168 |
Total title claim loss provision | 190 |  |  | 168 |
Claims paid, net of recoupments related to: |  |  |
Current year | (12) |  |  | (13) |
Prior years | (177) |  |  | (191) |
Total title claims paid, net of recoupments | (189) |  |  | (204) |
Ending balance of claim loss reserve for title insurance | $ | 1,708 |  |  | $ | 1,720 |
Provision for title insurance claim losses as a percentage of title insurance premiums | 4.5 | % |  | 4.5 | %

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- Definition Tabular disclosure of the activity in the reserve for settling insured claims and expenses incurred in the claims settlement process for the period. The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claim adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-3 + Details
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