XML 114 R102.htm IDEA: XBRL DOCUMENT
v3.25.3

Contractholder Funds - Schedule of Account Values by Range of Guaranteed Minimum Credit Rating (Details) $ in Millions | Sep. 30, 2025 USD ($) | Dec. 31, 2024 USD ($) | Dec. 31, 2023 USD ($)
--- | --- | --- | ---
Policyholder Account Balance |  |  |
Contractholder funds | $ 61,798 | $ 56,404 |
Indexed annuities |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 4,231 | 4,004 |
No guaranteed minimum crediting rate | 28,076 | 26,231 |
Total | 32,307 | 30,235 | $ 27,164
Indexed annuities | At Guaranteed Minimum |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 1,432 | 1,406 |
Indexed annuities | Range from 0001 to 0050 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 539 | 597 |
Indexed annuities | Range from 0051 to 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 794 | 622 |
Indexed annuities | Greater Than 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 1,466 | 1,379 |
Indexed annuities | Up to 1.50% |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 2,332 | 2,506 |
Indexed annuities | Up to 1.50% | At Guaranteed Minimum |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 647 | 721 |
Indexed annuities | Up to 1.50% | Range from 0001 to 0050 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 523 | 596 |
Indexed annuities | Up to 1.50% | Range from 0051 to 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 297 | 309 |
Indexed annuities | Up to 1.50% | Greater Than 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 865 | 880 |
Indexed annuities | 1.51%-2.50% |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 1,676 | 1,231 |
Indexed annuities | 1.51%-2.50% | At Guaranteed Minimum |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 563 | 432 |
Indexed annuities | 1.51%-2.50% | Range from 0001 to 0050 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 16 | 1 |
Indexed annuities | 1.51%-2.50% | Range from 0051 to 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 497 | 313 |
Indexed annuities | 1.51%-2.50% | Greater Than 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 600 | 485 |
Indexed annuities | Greater than 2.50% |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 223 | 267 |
Indexed annuities | Greater than 2.50% | At Guaranteed Minimum |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 222 | 253 |
Indexed annuities | Greater than 2.50% | Range from 0001 to 0050 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 0 | 0 |
Indexed annuities | Greater than 2.50% | Range from 0051 to 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 0 | 0 |
Indexed annuities | Greater than 2.50% | Greater Than 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 1 | 14 |
Fixed rate annuities |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 19,531 | 17,442 |
Total | 19,531 | 17,442 | 13,443
Fixed rate annuities | At Guaranteed Minimum |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 823 | 865 |
Fixed rate annuities | Range from 0001 to 0050 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 24 | 29 |
Fixed rate annuities | Range from 0051 to 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 907 | 798 |
Fixed rate annuities | Greater Than 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 17,777 | 15,750 |
Fixed rate annuities | Up to 1.50% |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 16,812 | 15,257 |
Fixed rate annuities | Up to 1.50% | At Guaranteed Minimum |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 73 | 57 |
Fixed rate annuities | Up to 1.50% | Range from 0001 to 0050 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 16 | 20 |
Fixed rate annuities | Up to 1.50% | Range from 0051 to 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 884 | 773 |
Fixed rate annuities | Up to 1.50% | Greater Than 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 15,839 | 14,407 |
Fixed rate annuities | 1.51%-2.50% |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 494 | 493 |
Fixed rate annuities | 1.51%-2.50% | At Guaranteed Minimum |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 4 | 4 |
Fixed rate annuities | 1.51%-2.50% | Range from 0001 to 0050 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 6 | 7 |
Fixed rate annuities | 1.51%-2.50% | Range from 0051 to 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 18 | 20 |
Fixed rate annuities | 1.51%-2.50% | Greater Than 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 466 | 462 |
Fixed rate annuities | Greater than 2.50% |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 2,225 | 1,692 |
Fixed rate annuities | Greater than 2.50% | At Guaranteed Minimum |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 746 | 804 |
Fixed rate annuities | Greater than 2.50% | Range from 0001 to 0050 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 2 | 2 |
Fixed rate annuities | Greater than 2.50% | Range from 0051 to 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 5 | 5 |
Fixed rate annuities | Greater than 2.50% | Greater Than 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 1,472 | 881 |
Universal Life |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 3,159 | 2,817 |
Total | 3,159 | 2,817 | $ 2,391
Universal Life | At Guaranteed Minimum |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 3,120 | 2,785 |
Universal Life | Range from 0001 to 0050 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 9 | 7 |
Universal Life | Range from 0051 to 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 1 | 1 |
Universal Life | Greater Than 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 29 | 24 |
Universal Life | Up to 1.50% |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 2,803 | 2,452 |
Universal Life | Up to 1.50% | At Guaranteed Minimum |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 2,765 | 2,421 |
Universal Life | Up to 1.50% | Range from 0001 to 0050 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 9 | 7 |
Universal Life | Up to 1.50% | Range from 0051 to 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 0 | 0 |
Universal Life | Up to 1.50% | Greater Than 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 29 | 24 |
Universal Life | 1.51%-2.50% |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 0 | 0 |
Universal Life | 1.51%-2.50% | At Guaranteed Minimum |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 0 | 0 |
Universal Life | 1.51%-2.50% | Range from 0001 to 0050 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 0 | 0 |
Universal Life | 1.51%-2.50% | Range from 0051 to 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 0 | 0 |
Universal Life | 1.51%-2.50% | Greater Than 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 0 | 0 |
Universal Life | Greater than 2.50% |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 356 | 365 |
Universal Life | Greater than 2.50% | At Guaranteed Minimum |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 355 | 364 |
Universal Life | Greater than 2.50% | Range from 0001 to 0050 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 0 | 0 |
Universal Life | Greater than 2.50% | Range from 0051 to 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | 1 | 1 |
Universal Life | Greater than 2.50% | Greater Than 0150 |  |  |
Policyholder Account Balance |  |  |
Contractholder funds | $ 0 | $ 0 |
Minimum | Range from 0001 to 0050 |  |  |
Policyholder Account Balance |  |  |
Policyholder account balance, above guaranteed minimum crediting rate | 0.0001 | 0.0001 |
Minimum | Range from 0051 to 0150 |  |  |
Policyholder Account Balance |  |  |
Policyholder account balance, above guaranteed minimum crediting rate | 0.0051 | 0.0051 |
Minimum | Greater Than 0150 |  |  |
Policyholder Account Balance |  |  |
Policyholder account balance, above guaranteed minimum crediting rate | 0.0150 | 0.0150 |
Maximum | Range from 0001 to 0050 |  |  |
Policyholder Account Balance |  |  |
Policyholder account balance, above guaranteed minimum crediting rate | 0.0050 | 0.0050 |
Maximum | Range from 0051 to 0150 |  |  |
Policyholder Account Balance |  |  |
Policyholder account balance, above guaranteed minimum crediting rate | 0.0150 | 0.0150 |

X
- Definition Policyholder Account Balance Including Customers With No Guaranteed Credit Rating + References No definition available. + Details
Name: | fnf_PolicyholderAccountBalanceIncludingCustomersWithNoGuaranteedCreditRating
Namespace Prefix: | fnf_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Policyholder Account Balance With No Guaranteed Minimum Crediting Rate + References No definition available. + Details
Name: | fnf_PolicyholderAccountBalanceWithNoGuaranteedMinimumCreditingRate
Namespace Prefix: | fnf_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Value above guaranteed minimum crediting rate on policyholder account balance. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 55 -Paragraph 29F -Publisher FASB -URI https://asc.fasb.org/1943274/2147480046/944-40-55-29F Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 7A -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-7A + Details
Name: | us-gaap_PolicyholderAccountBalanceAboveGuaranteedMinimumCreditingRate
Namespace Prefix: | us-gaap_
Data Type: | xbrli:decimalItemType
Balance Type: | na
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 7A -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-7A Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 7A -Subparagraph (b)(3) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-7A Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 7A -Subparagraph (b)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-7A Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 7A -Subparagraph (b)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-7A Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 7A -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-7A Reference 6: http://www.xbrl.org/2003/role/exampleRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 55 -Paragraph 29F -Publisher FASB -URI https://asc.fasb.org/1943274/2147480046/944-40-55-29F + Details
Name: | us-gaap_PolicyholderAccountBalanceLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount due to policyholder. Includes, but is not limited to, unpaid policy dividend, retrospective refund, and undistributed earnings on participating business. Excludes future policy benefit and claim expense. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 7A -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-7A Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 7A -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-7A Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(14)(a)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1 Reference 4: http://www.xbrl.org/2003/role/exampleRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 55 -Paragraph 29F -Publisher FASB -URI https://asc.fasb.org/1943274/2147480046/944-40-55-29F Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 7A -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-7A + Details
Name: | us-gaap_PolicyholderFunds
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Details
Name: | srt_ProductOrServiceAxis=us-gaap_IndexedAnnuityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_PolicyholderAccountBalanceAboveGuaranteedMinimumCreditingRateAxis=us-gaap_PolicyholderAccountBalanceAtGuaranteedMinimumCreditingRateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_PolicyholderAccountBalanceAboveGuaranteedMinimumCreditingRateAxis=us-gaap_PolicyholderAccountBalanceAboveGuaranteedMinimumCreditingRateRangeFrom0001To0050Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_PolicyholderAccountBalanceAboveGuaranteedMinimumCreditingRateAxis=us-gaap_PolicyholderAccountBalanceAboveGuaranteedMinimumCreditingRateRangeFrom0051To0150Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_PolicyholderAccountBalanceAboveGuaranteedMinimumCreditingRateAxis=fnf_PolicyholderAccountBalanceAboveGuaranteedMinimumCreditingRateGreaterThan0150Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeAxis=fnf_PolicyholderAccountBalanceAboveGuaranteedMinimumCreditingRateRangeFrom000To150Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeAxis=fnf_PolicyholderAccountBalanceAboveGuaranteedMinimumCreditingRateRangeFrom151To250Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeAxis=fnf_PolicyholderAccountBalanceAboveGuaranteedMinimumCreditingRateRangeGreaterThan250Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ProductOrServiceAxis=us-gaap_FixedAnnuityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ProductOrServiceAxis=us-gaap_UniversalLifeMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=srt_MinimumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=srt_MaximumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |