XML 16 R4.htm IDEA: XBRL DOCUMENT v3.25.3
CONDENSED CONSOLIDATED STATEMENTS OF EARNINGS - USD ($)
shares in Millions, $ in Millions
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Revenues:        
Direct title insurance premiums $ 678 $ 571 $ 1,820 $ 1,575
Agency title insurance premiums 890 789 2,410 2,166
Escrow, title-related and other fees 1,429 1,159 3,783 3,555
Interest and investment income 857 815 2,394 2,308
Recognized gains and losses, net 176 269 (13) 456
Total revenues 4,030 3,603 10,394 10,060
Expenses:        
Personnel costs 899 810 2,536 2,316
Agent commissions 690 612 1,872 1,681
Other operating expenses 407 396 1,200 1,152
Benefits and other changes in policy reserves 1,181 1,095 2,698 2,864
Market risk benefit losses 43 71 148 80
Depreciation and amortization 227 189 623 545
Provision for title claim losses 70 61 190 168
Interest expense 60 56 181 152
Total expenses 3,577 3,290 9,448 8,958
Earnings before income taxes and equity in earnings of unconsolidated affiliates 453 313 946 1,102
Income tax expense 90 44 217 223
Earnings before equity in earnings of unconsolidated affiliates 363 269 729 879
Equity in earnings of unconsolidated affiliates 26 2 36 4
Net earnings 389 271 765 883
Less: Net earnings attributable to non-controlling interests 31 5 46 63
Net earnings attributable to Fidelity National Financial, Inc. common shareholders $ 358 $ 266 $ 719 $ 820
Earnings per share        
Net earnings per share attributable to common shareholders, basic (in usd per share) $ 1.33 $ 0.98 $ 2.65 $ 3.03
Net earnings per share attributable to common shareholders, diluted (in usd per share) $ 1.33 $ 0.97 $ 2.64 $ 3.00
Weighted average common shares outstanding - basic (in shares) 269 272 271 271
Weighted average common shares outstanding - diluted (in shares) 270 273 272 273