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REINSURANCE - Effects of Reinsurance (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Reinsurance Disclosures [Abstract]
Direct charges and fee income	$ 3,230	$ 3,093	$ 3,145
Reinsurance assumed	0	3	0
Reinsurance ceded	(735)	(716)	(691)
Policy charges and fee income	2,495	2,380	2,454
Direct premiums	1,245	1,175	1,042
Reinsurance assumed	164	174	180
Reinsurance ceded	(247)	(245)	(228)
Premiums	1,162	1,104	994
Direct policyholders’ benefits	3,285	3,315	3,262
Reinsurance assumed	147	157	179
Reinsurance ceded	(736)	(718)	(725)
Policyholders’ benefits	2,696	2,754	2,716
Direct interest credited to policyholders’ account balances	2,583	2,174	1,440
Reinsurance ceded	(84)	(91)	(30)
Interest credited to policyholders’ account balances	$ 2,499	$ 2,083	$ 1,410

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