XML 23 R3.htm IDEA: XBRL DOCUMENT v3.8.0.1
CONSOLIDATED STATEMENTS OF INCOME
$ in Thousands, $ in Millions
 12 Months Ended
Dec. 31, 2017
USD ($)
$ / shares
Dec. 31, 2017
CLP ($)
$ / shares
Dec. 31, 2016
CLP ($)
$ / shares
Dec. 31, 2015
CLP ($)
$ / shares
STATEMENT OF INCOME        
Interest revenue $ 3,065,661 $ 1,886,700 $ 1,916,992 $ 1,908,457
Interest expense (1,059,430) (652,005) (690,259) (680,169)
Net interest income 2,006,231 1,234,695 1,226,733 1,228,288
Income from fees and commissions 766,459 471,702 441,043 436,076
Expense from fees and commissions (201,530) (124,028) (119,772) (130,097)
Net fees and commissions income 564,929 347,674 321,271 305,979
Net financial operating income (48,195) (29,661) 128,575 44,412
Foreign exchange transactions, net 170,409 104,875 12,405 57,318
Other operating income 48,680 29,959 28,575 25,486
Total operating revenues 2,742,054 1,687,542 1,717,559 1,661,483
Provisions for loan losses (359,513) (221,255) (259,263) (246,222)
OPERATING REVENUES, NET OF PROVISIONS FOR LOAN LOSSES 2,382,541 1,466,287 1,458,296 1,415,261
Personnel expenses (665,114) (409,331) (417,918) (381,388)
Administrative expenses (506,077) (311,455) (306,344) (289,974)
Depreciation and amortization (60,992) (37,536) (35,575) (31,822)
Impairments (270) (166) (274) (263)
Other operating expenses (42,032) (25,868) (26,936) (22,831)
TOTAL OPERATING EXPENSES (1,274,485) (784,356) (787,047) (726,278)
NET OPERATING INCOME 1,108,056 681,931 671,249 688,983
Income attributable to associates 8,955 5,511 4,014 3,243
Income before income taxes 1,117,011 687,442 675,263 692,226
Income taxes (187,448) (115,361) (100,212) (82,321)
NET INCOME FOR THE YEAR 929,563 572,081 575,051 609,905
Attributable to:        
Equity holders of the parent 929,561 572,080 $ 575,051 609,903
Non-controlling interest $ 2 $ 1   $ 2
Net income per share from continued operations attributable to equity holders of the parent:        
Basic net income per share | (per share) $ 0.01 $ 5.75 $ 5.78 $ 6.13
Diluted net income per share | (per share) $ 0.01 $ 5.75 $ 5.78 $ 6.13