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Income and Expenses from Fees and Commissions (Tables)

12 Months Ended

Dec. 31, 2017

Income and Expenses from Fees and Commissions

Schedule of income and expenses for fees and commissions

		2015		2016		2017
		MCh$		MCh$		MCh$
Income from fees and commissions
Card services		129,962		144,007		155,572
Investments in mutual funds and other		76,843		79,853		86,103
Collections and payments		52,657		49,362		50,343
Portfolio management		37,540		39,838		43,915
Insurance brokerage		23,258		28,036		30,163
Guarantees and letter of credit		21,858		23,183		24,485
Trading and securities management		14,701		13,666		18,741
Use of distribution channel		20,679		18,996		18,204
Financial advisory services		12,608		4,152		5,536
Lines of credit and overdrafts		13,400		5,795		5,000
Other fees earned		32,570		34,155		33,640
Total income from fees and commissions		436,076		441,043		471,702
Expenses from fees and commissions
Credit card transactions		(100,231	)	(98,115	)	(96,872	)
Fees for interbank transactions		(14,322	)	(10,361	)	(13,189	)
Fees for securities transactions		(3,139	)	(3,969	)	(6,802	)
Fees for collections and payments		(6,568	)	(6,427	)	(6,206	)
Sales force fees		(1,343	)	(408	)	(213	)
Other fees		(4,494	)	(492	)	(746	)
Total expenses from fees and commissions		(130,097	)	(119,772	)	(124,028	)

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The disclosure of income and expenses for fees and commissions shown in the consolidated statement of comprehensive income.

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