XML 101 R81.htm IDEA: XBRL DOCUMENT

Provisions for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2017

Provisions for Loan Losses

Summary of provisions for loan losses

		Loans and		Loans to customers as of December 31, 2015
		advance to banks		Commercial loans		Mortgage loans		Consumer loans		Total		Financial Guarantees		Total
		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Provisions established:
Individual provisions		—		(53,946	)	—		—		(53,946	)	(3,723	)	(57,669	)
Group provisions		—		(40,094	)	(8,537	)	(204,225	)	(252,856	)	(1,413	)	(254,269	)

Provisions established net		—		(94,040	)	(8,537	)	(204,225	)	(306,802	)	(5,136	)	(311,938	)

Provisions released:
Individual provisions		463		—		—		—		—		12,304		12,767
Group provisions		—		—		—		—		—		—		—

Provisions released net		463		—		—		—		—		12,304		12,767

Recovery of written-off assets		—		18,011		1,895		33,043		52,949		—		52,949


Provisions net allowances for credit risk		463		(76,029	)	(6,642	)	(171,182	)	(253,853	)	7,168		(246,222	)

		Loans and		Loans to customers as of December 31, 2016
		advance to banks		Commercial loans		Mortgage loans		Consumer loans		Total		Financial Guarantees		Total
		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Provisions established:
Individual provisions		—		—		—		—		—		(5,944	)	(5,944	)
Group provisions		—		(45,462	)	(6,932	)	(261,838	)	(314,232	)	—		(314,232	)

Provisions established net		—		(45,462	)	(6,932	)	(261,838	)	(314,232	)	(5,944	)	(320,176	)

Provisions released:
Individual provisions		94		7,924		—		—		7,924		2,575		10,593
Group provisions		—		—		—		—		—		3,478		3,478

Provisions released net		94		7,924		—		—		7,924		6,053		14,071

Recovery of written-off assets		—		13,017		2,350		31,475		46,842		—		46,842


Provisions net allowances for credit risk		94		(24,521	)	(4,582	)	(230,363	)	(259,466	)	109		(259,263	)

		Loans and		Loans to customers as of December 31, 2017
		advance to banks		Commercial loans		Mortgage loans		Consumer loans		Total		Financial Guarantees		Total
		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Provisions established:
Individual provisions		(5	)	—		—		—		—		—		(5	)
Group provisions		—		(47,837	)	(4,361	)	(247,810	)	(300,008	)	(3,131	)	(303,139	)

Provisions established net		(5	)	(47,837	)	(4,361	)	(247,810	)	(300,008	)	(3,131	)	(303,144	)

Provisions released:
Individual provisions		—		28,571		—		—		28,571		3,841		32,412
Group provisions		—		—		—		—		—		—		—

Provisions released net		—		28,571		—		—		28,571		3,841		32,412

Recovery of written-off assets		—		13,750		3,246		32,481		49,477		—		49,477


Provisions net allowances for credit risk		(5	)	(5,516	)	(1,115	)	(215,329	)	(221,960	)	710		(221,255	)