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v3.19.1

Risk Management - Liquidity Risk (Details) $ in Millions, $ in Millions | 12 Months Ended |
--- | --- | ---
Dec. 31, 2018 USD ($) | Dec. 31, 2018 CLP ($) | Dec. 31, 2017 CLP ($)
Currency's risk used as a percentage of Tier-1 Capital |  |  |
Annual increase in th regulatory limit of LCR | 0.1 | 0.1 |
Liabilities excluding non-delivery derivative transactions [member] |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | $ 34,003,780 | $ 32,731,457
Current accounts and other demand deposits |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 9,584,488 | 8,915,706
Transactions in the course of payment |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 44,436 | 29,871
Instrument sold under repurchase agreements and security lending |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 298,808 | 195,289
Savings accounts and time deposits |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 10,851,767 | 10,185,172
Full delivery derivative transactions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 2,902,446 | 4,526,899
Borrowings from financial institutions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 1,496,612 | 1,189,798
Other financial obligations |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 117,290 | 37,012
Debt instruments issued |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 8,707,933 | 7,651,710
Non - delivery derivative transactions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | $ 4,445,610 | 3,611,590
Up to 1 month |  |  |
Currency's risk used as a percentage of Tier-1 Capital |  |  |
Adjusted C46 All CCYs as part of Tier-1 Capital | 1.00% | 1.00% |
Adjusted C46 FCCY as part of Tier-1 Capital | 1.00% | 1.00% |
Up to 1 month | Liabilities excluding non-delivery derivative transactions [member] |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | $ 15,909,209 | 14,718,214
Up to 1 month | Current accounts and other demand deposits |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 9,584,488 | 8,915,706
Up to 1 month | Transactions in the course of payment |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 44,436 | 29,871
Up to 1 month | Instrument sold under repurchase agreements and security lending |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 292,231 | 194,539
Up to 1 month | Savings accounts and time deposits |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 5,344,294 | 5,097,833
Up to 1 month | Full delivery derivative transactions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 351,496 | 172,323
Up to 1 month | Borrowings from financial institutions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 97,661 | 260,272
Up to 1 month | Other financial obligations |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 92,896 | 295
Up to 1 month | Debt instruments issued |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 101,707 | 47,375
Up to 1 month | Non - delivery derivative transactions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | $ 297,613 | 112,011
3 months |  |  |
Currency's risk used as a percentage of Tier-1 Capital |  |  |
Adjusted C46 All CCYs as part of Tier-1 Capital | 2.00% | 2.00% |
Between 1 and 3 months | Liabilities excluding non-delivery derivative transactions [member] |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | $ 2,710,494 | 3,055,965
Between 1 and 3 months | Instrument sold under repurchase agreements and security lending |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 1,440 | 750
Between 1 and 3 months | Savings accounts and time deposits |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 1,981,221 | 2,509,694
Between 1 and 3 months | Full delivery derivative transactions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 190,643 | 136,729
Between 1 and 3 months | Borrowings from financial institutions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 268,795 | 242,515
Between 1 and 3 months | Other financial obligations |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 730 | 918
Between 1 and 3 months | Debt instruments issued |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 267,665 | 165,359
Between 1 and 3 months | Non - delivery derivative transactions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 604,200 | 100,247
Between 3 and 12 months | Liabilities excluding non-delivery derivative transactions [member] |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 5,482,641 | 5,074,292
Between 3 and 12 months | Instrument sold under repurchase agreements and security lending |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 5,137 |
Between 3 and 12 months | Savings accounts and time deposits |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 3,152,103 | 2,555,579
Between 3 and 12 months | Full delivery derivative transactions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 648,870 | 1,166,598
Between 3 and 12 months | Borrowings from financial institutions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 946,950 | 613,159
Between 3 and 12 months | Other financial obligations |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 4,857 | 10,921
Between 3 and 12 months | Debt instruments issued |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 724,724 | 728,035
Between 3 and 12 months | Non - delivery derivative transactions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 1,028,798 | 1,141,610
Due after 1 years but within 3 years | Liabilities excluding non-delivery derivative transactions [member] |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 2,568,404 | 2,335,751
Due after 1 years but within 3 years | Savings accounts and time deposits |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 373,398 | 21,536
Due after 1 years but within 3 years | Full delivery derivative transactions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 582,628 | 937,050
Due after 1 years but within 3 years | Borrowings from financial institutions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 183,206 | 73,852
Due after 1 years but within 3 years | Other financial obligations |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 18,406 | 24,038
Due after 1 years but within 3 years | Debt instruments issued |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 1,410,766 | 1,279,275
Due after 1 years but within 3 years | Non - delivery derivative transactions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 712,286 | 816,847
Due after 3 years but within 5 years | Liabilities excluding non-delivery derivative transactions [member] |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 2,437,020 | 3,084,519
Due after 3 years but within 5 years | Savings accounts and time deposits |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 619 | 311
Due after 3 years but within 5 years | Full delivery derivative transactions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 536,506 | 1,582,890
Due after 3 years but within 5 years | Other financial obligations |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 366 | 686
Due after 3 years but within 5 years | Debt instruments issued |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 1,899,529 | 1,500,632
Due after 3 years but within 5 years | Non - delivery derivative transactions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 593,431 | 325,199
Due after 5 years | Liabilities excluding non-delivery derivative transactions [member] |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 4,896,012 | 4,462,716
Due after 5 years | Savings accounts and time deposits |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 132 | 219
Due after 5 years | Full delivery derivative transactions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 592,303 | 531,309
Due after 5 years | Other financial obligations |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 35 | 154
Due after 5 years | Debt instruments issued |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | 4,303,542 | 3,931,034
Due after 5 years | Non - delivery derivative transactions |  |  |
Contractual maturity of the financial liabilities |  |  |
Financial liabilities |  | $ 1,209,282 | $ 1,115,676
Maximum |  |  |
Liquidity Risk |  |  |
Period of time covered by internal funding liquidity report | 90 days | 90 days |
Cross currency funding value | $ 4,377 |  |
Financial ratios |  |  |
Liquid Assets/Net Funding less than 1y | 95.00% | 95.00% |
Liabilities greater than 1y/Assets greater than 1y | 77.00% | 77.00% |
Deposits/Loans | 64.00% | 64.00% |
Currency's risk used as a percentage of Tier-1 Capital |  |  |
LCR | 1.09 | 1.09 |
Regulatory Limit of LCR | 1 | 1 |
NSFR | 1.02 | 1.02 |
Maximum | Up to 1 month |  |  |
Liquidity Risk |  |  |
Market Access Report value | $ 1,921 | $ 3,432 |
Currency's risk used as a percentage of Tier-1 Capital |  |  |
Adjusted C46 All CCYs as part of Tier-1 Capital | 0.65% | 0.65% |
Adjusted C46 FCCY as part of Tier-1 Capital | 0.37% | 0.37% |
Maximum | 3 months |  |  |
Liquidity Risk |  |  |
Market Access Report value | $ 3,278 | $ 5,530 |
Currency's risk used as a percentage of Tier-1 Capital |  |  |
Adjusted C46 All CCYs as part of Tier-1 Capital | 0.90% | 0.90% |
Minimum |  |  |
Liquidity Risk |  |  |
Period of time covered by internal funding liquidity report | 30 days | 30 days |
Cross currency funding value | $ 2,384 |  |
Financial ratios |  |  |
Liquid Assets/Net Funding less than 1y | 74.00% | 74.00% |
Liabilities greater than 1y/Assets greater than 1y | 74.00% | 74.00% |
Deposits/Loans | 59.00% | 59.00% |
Currency's risk used as a percentage of Tier-1 Capital |  |  |
LCR | 0.78 | 0.78 |
Regulatory Limit of LCR | 0.6 | 0.6 |
NSFR | 0.95 | 0.95 |
Minimum | Up to 1 month |  |  |
Liquidity Risk |  |  |
Market Access Report value | $ 476 | $ 1,893 |
Currency's risk used as a percentage of Tier-1 Capital |  |  |
Adjusted C46 All CCYs as part of Tier-1 Capital | 0.29% | 0.29% |
Adjusted C46 FCCY as part of Tier-1 Capital | 0.24% | 0.24% |
Minimum | 3 months |  |  |
Liquidity Risk |  |  |
Market Access Report value | $ 1,691 | $ 3,653 |
Currency's risk used as a percentage of Tier-1 Capital |  |  |
Adjusted C46 All CCYs as part of Tier-1 Capital | 0.55% | 0.55% |
Average |  |  |
Liquidity Risk |  |  |
Cross currency funding value | $ 3,300 |  |
Financial ratios |  |  |
Liquid Assets/Net Funding less than 1y | 86.00% | 86.00% |
Liabilities greater than 1y/Assets greater than 1y | 76.00% | 76.00% |
Deposits/Loans | 61.00% | 61.00% |
Currency's risk used as a percentage of Tier-1 Capital |  |  |
LCR | 0.91 | 0.91 |
NSFR | 0.99 | 0.99 |
Average | Up to 1 month |  |  |
Liquidity Risk |  |  |
Market Access Report value | $ 1,411 | $ 2,621 |
Currency's risk used as a percentage of Tier-1 Capital |  |  |
Adjusted C46 All CCYs as part of Tier-1 Capital | 0.44% | 0.44% |
Adjusted C46 FCCY as part of Tier-1 Capital | 0.31% | 0.31% |
Average | 3 months |  |  |
Liquidity Risk |  |  |
Market Access Report value | $ 2,606 | $ 4,794 |
Currency's risk used as a percentage of Tier-1 Capital |  |  |
Adjusted C46 All CCYs as part of Tier-1 Capital | 0.74% | 0.74% |

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