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Risk Management - Renegotiated Assets (Details) - CLP ($) $ in Millions | 12 Months Ended |
--- | --- | ---
Dec. 31, 2018 | Dec. 31, 2017
Renegotiated Assets |  |
Total renegotiated financial assets | $ 569,671 | $ 576,064
Percentage of renegotiated portfolio of Banco de Chile on total loans | 2.04% |
Redefault rate of renegotiated portfolio for retail segment (as a percent) | 34.91% |
Average term of commercial credit renegotiated loans (in months) | 56 months |
Amortised costs of financial assets modified during the period | $ 912,646 |
Net modification loss | $ 298,761 |
Maximum percentage of provisions on renegotiated loans | 65.00% |
Period of default prior to renegotiation (in months) | 6 months |
Maximum overdue period for provision of decrease in renegotiated payment behaviour | 30 days |
Period for renegotiated payment behaviour | 7 months |
Period used to test for impairment of loans | 90 days |
Loans to customers |  |
Renegotiated Assets |  |
Total renegotiated financial assets | $ 569,671 | 576,064
Commercial loans |  |
Renegotiated Assets |  |
Total renegotiated financial assets | 192,646 | 191,314
Mortgage loans |  |
Renegotiated Assets |  |
Total renegotiated financial assets | 14,463 | 17,400
Consumer loans |  |
Renegotiated Assets |  |
Total renegotiated financial assets | 362,562 | $ 367,350
Facilities that have cured since modification and are now measured using 12mECLs (Stage 1) |  |
Renegotiated Assets |  |
Gross carrying amount, Post modification | 14,888 |
Corresponding ECL, Post modification | 1,356 |
Gross carrying amount, Pre-modification | 15,113 |
Corresponding ECL, Pre-modification | 4,988 |
Facilities that reverted to (Stage 2/3) lifetime ECLs having once cured |  |
Renegotiated Assets |  |
Gross carrying amount, Post modification | 1,515 |
Corresponding ECL, Post modification | 540 |
Gross carrying amount, Pre-modification | 1,512 |
Corresponding ECL, Pre-modification | $ 206 |

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- Definition Average term of the commercial credit renegotiated loans, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + References No definition available. + Details
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- Definition Maximum overdue period for provision of decrease in renegotiated payment behaviour, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + References No definition available. + Details
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