XML 64 R45.htm IDEA: XBRL DOCUMENT v3.19.1
Other Operating Expenses
12 Months Ended
Dec. 31, 2018
Other Operating Expenses  
Other Operating Expenses

39.  Other Operating Expenses:

During the year ended December 31, 2016, 2017 and 2018, the Bank and its subsidiaries incurred the following other operating expenses:

 

 

 

 

 

 

 

 

 

 

2016

 

2017

 

2018

 

    

MCh$

    

MCh$

    

MCh$

 

 

 

 

 

 

 

Write-offs for operating risks (*)

 

5,475

 

6,360

 

11,378

Operations expenses leasing

 

1,893

 

10,152

 

4,501

Card administration

 

3,921

 

2,890

 

2,640

Provisions for contingencies

 

6,880

 

 

 3

Other

 

8,767

 

6,466

 

11,064

Total

 

26,936

 

25,868

 

29,586


(*) As a consequence of the technological security incident that affected the Bank on May 24, 2018, a net write-off has been recognized for external fraud committed directly against the Bank in its accounts held with foreign correspondent banks for Ch$6,002 million. As a result of the procedures of the insurance policies contracted to cover the losses associated with this type of events, at the end of the year were recognized revenues for the entirety of this amount. See Note No. 38 “Reimbursements for insurance policies”.