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Employee Benefits (Tables)

12 Months Ended

Dec. 31, 2018

Employee Benefits

Schedule of provisions for personnel benefits and payroll


		2017		2018
		MCh$		MCh$

Short-term personnel benefits (a.2)		43,372		47,797
Vacation accrual (a.3)		25,159		26,855
Employee defined benefit plan (a.1)(*)		7,676		7,754
Other Benefits		10,421		10,173
Total		86,628		92,579

(*) See Note No. 2 (y) (iii).

Schedule of employee defined benefit plan


		2017		2018
		MCh$		MCh$

Current service cost		(86)		250
Interest cost on benefit obligation		343		300
Actuarial gains and losses		(164)		127
Net benefit expense		93		677

Schedule of principal assumptions used in determining pension obligations for the Bank's plan


		December 31,		December 31,
		2017		2018
		%		%

Discount rate		4.53		4.25
Annual salary increase		4.14		4.42
Payment probability		99.99		99.99

Schedule of changes in the present value of the defined benefit obligation


		2017		2018
		MCh$		MCh$

Opening defined benefit obligation, January 1,		8,851		7,676
Increase (Decrease) in provision		257		550
Benefits paid		(1,268)		(599)
Actuarial gains and losses		(164)		127
Closing defined benefit obligation		7,676		7,754

Schedule of changes in provisions for incentive plans


		2017		2018
		MCh$		MCh$

Balances as of January 1,		37,868		43,372
Provisions established		37,815		40,058
Provisions used		(32,311)		(35,633)
Provisions released		—		—
Balances as of December 31,		43,372		47,797

Schedule of changes in provisions for vacation


		2017		2018
		MCh$		MCh$

Balances as of January 1,		25,539		25,159
Provisions established		5,626		7,529
Provisions used		(6,006)		(5,833)
Provisions released		—		—
Balances as of December 31,		25,159		26,855